A service flow management method and system for a supply chain
By setting up co-managed accounts and service flows on the supply chain platform, the problem of traders' cash flow difficulties has been solved, financing and circulation of bulk transactions have been realized, traders' credit risk has been reduced, and trade opportunities have been expanded.
Patent Information
- Application Number
- CN202510194632.4
- Authority / Receiving Office
- CN · China
- Patent Type
- Patents(China)
- Current Assignee / Owner
- Filing Date
- 2025-02-21
- Publication Date
- 2025-11-21
- Estimated Expiration
- 2045-02-21
AI Technical Summary
In the supply chain, traders face difficulties in obtaining sufficient funds through financial platforms for large-scale transactions due to cash flow pressures and credit differences. This results in supply chain service platforms being unable to obtain service fees, and a mismatch between logistics and warehousing needs.
By setting up a co-managed account on the supply chain platform, based on the information gap in funds between procurement and sales contracts, a share ratio is set, logistics service flow and supervision service flow are provided, external pallet suppliers are connected, pallet amount is generated and transferred to the co-managed account, and the supervision and flow of funds are realized.
Traders can use the platform to finance large-scale transactions. The platform monitors the entire process, reducing traders' financial pressure and credit risk, expanding trading opportunities, and improving order acceptance capabilities.
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Figure CN120146948B_ABST
Abstract
Description
Technical Field
[0001] This application relates to the technical field of supply chain management, and in particular to a service flow management method and system for supply chains. Background Technology
[0002] A supply chain refers to the entire process chain from raw material procurement, processing and manufacturing, product distribution to the final delivery of the product to the consumer. Depending on the industry type, different supply chains generally share the characteristics of suppliers, traders, and buyers. Buyers are the main entities that purchase products or services, purchasing goods from upstream suppliers according to their own needs. Suppliers are the entities that provide goods or services to buyers. Traders act as a bridge between buyers and suppliers, purchasing goods in large quantities from suppliers in exchange for lower unit prices, and then selling them to buyers according to their needs to earn the price difference.
[0003] However, in reality, buyers often use cash on delivery for procurement. When it comes to bulk trade, buyers often have a lot of funds to purchase large quantities of goods, while traders, acting as intermediaries, often do not have enough funds to match the large transaction volume and pay the corresponding amount to the suppliers. Therefore, traders face significant cash flow pressure in the procurement process. In addition, in some industries, traders also need to match the corresponding logistics capacity and warehousing capacity for bulk transactions, which also requires traders to have a certain level of cash flow capability.
[0004] When traders cannot meet the funding requirements in the supply chain of bulk transactions, supply chain service platforms cannot earn service fees by facilitating the flow of the supply chain. Currently, in this scenario, traders may seek short-term financing through financial platforms to obtain funds for procurement. However, different traders have different credit conditions and sizes, and they may not be able to obtain the required amount of funds from financial platforms. Summary of the Invention
[0005] To intelligently fill service flow gaps in the supply chain, this application provides a service flow management method and system for the supply chain.
[0006] Firstly, this application provides a service flow management method for the supply chain, employing the following technical solution:
[0007] A service flow management method for the supply chain, applied to a platform providing supply chain services, includes the following steps:
[0008] Several supply nodes are set up, including procurement nodes, supply nodes, and trade nodes;
[0009] obtaining a purchase contract uploaded by a trade node, auditing the purchase contract and establishing an upstream pallet flow with the trade node after the audit is passed, and establishing a co-management account in the upstream pallet flow;
[0010] obtaining a sales contract uploaded by the trade node, auditing the sales contract and setting a proportion of the amount based on a difference in fund information of the purchase contract and the sales contract in the co-management account after the audit is passed, the proportion of the amount representing a fund ratio that the trade node and the platform end need to inject into the co-management account;
[0011] waiting for the upstream pallet flow to enter a flowing state to provide purchase information to the supply node and waiting for the supply node to respond;
[0012] providing a logistics service flow to the supply node after the supply node responds, and adding a matching transport capacity in the logistics service flow to the upstream pallet flow;
[0013] obtaining feedback information of the platform to access an external pallet provider, and issuing a first transfer instruction to the platform to transfer the right to the external pallet provider;
[0014] accessing the co-management account by the external pallet provider and issuing the sales contract to the external pallet provider, establishing a supervision service flow between the external pallet provider and the purchase node through the sales contract, issuing a second transfer instruction to the external pallet provider to transfer the right to the purchase node according to the supervision service flow, and supervising the corresponding repayment funds;
[0015] generating a downstream pallet flow connected to the external pallet provider based on the upstream pallet flow, the external pallet provider generating a pallet amount and transferring the pallet amount and the repayment funds to the co-management account through the downstream pallet flow.
[0016] In some embodiments, obtaining a purchase contract uploaded by a trade node, auditing the purchase contract and establishing an upstream pallet flow with the trade node after the audit is passed, and establishing a co-management account in the upstream pallet flow, includes the following steps:
[0017] obtaining information of both parties of the purchase contract for qualification auditing;
[0018] obtaining content information of the purchase contract for content auditing;
[0019] after the audit is passed, setting a co-management account with the trade node as a co-management party and issuing an account key, thereby generating the upstream pallet flow of the trade node-co-management account-platform end, wherein the upstream pallet flow is a two-way flow;
[0020] obtaining a first contract amount of the procurement contract, and setting a quota for the co-management account based on the first contract amount
[0021] In some embodiments, a sales contract uploaded by the trade node is obtained, the sales contract is audited, and a sub-quota ratio is set in the co-management account based on the difference in fund information between the procurement contract and the sales contract after the audit is passed, including the following steps:
[0022] Obtaining the information of both parties of the sales contract for qualification audit;
[0023] Obtaining the content information of the sales contract for content audit;
[0024] After the audit is passed, obtaining a second contract amount of the sales contract, and calculating the difference between the first contract amount and the second contract amount to calculate the fund information difference;
[0025] Generating a first sub-quota coefficient based on the position of the fund information difference in a preset amount interval, and adjusting a preset basic ratio based on the first sub-quota coefficient to obtain a sub-quota ratio
[0026] In some embodiments, the following steps are further included:
[0027] Obtaining a credit rating based on the information of both parties of the sales contract, and generating a second sub-quota coefficient based on the credit rating;
[0028] Obtaining the type of goods based on the procurement contract or the sales contract, judging the market fluctuation rate based on the type of goods, and generating a third sub-quota coefficient corresponding thereto;
[0029] Obtaining the number of procurement objects based on the sales contract and the number of supply objects based on the procurement contract, and generating a fourth sub-quota coefficient based on the concentration of the number of procurement objects and the number of supply objects;
[0030] Generating an external risk rate based on the second sub-quota coefficient, the third sub-quota coefficient, and the fourth sub-quota coefficient, and adjusting the sub-quota ratio based on the external risk rate, wherein the greater the external risk rate, the smaller the injection fund ratio corresponding to the platform end in the sub-quota ratio.
[0031] In some embodiments, waiting for the upstream pallet flow to enter a flowing state to provide procurement information to the supply node and waiting for the supply node to respond, including the following steps:
[0032] When the funds in the co-management account reach the set quota, the upstream pallet flow enters a flowing state;
[0033] The funds in the co-management account are packaged together with the purchase contract as purchase information and sent to the supply node, waiting for the supply node to respond to the purchase information and supply.
[0034] In some embodiments, after the supply node responds, a logistics service flow is provided to the supply node, and the logistics service flow is added to the upstream pallet flow, including the following steps:
[0035] Select one or more preferred stations based on the distance between the supply node and the purchase node, and add the logistics service flow between the preferred station and the supply node;
[0036] Find a logistics transport based on the purchase information, and match a corresponding business mode based on the type of the logistics transport,
[0037] Wherein, when the logistics transport is a logistics enterprise, a transport order is generated based on the purchase information and issued, and when the logistics transport is an individual carrier, the qualification information of the individual carrier is audited and the partner qualification is issued and the transport order is issued;
[0038] Obtain the transport information of the logistics transport and compare it with the purchase information to calculate the transport capacity, including transport weight, transport distance, and transport time.
[0039] In some embodiments, the external pallet merchant is connected to the co-management account and the sales contract is issued to the external pallet merchant, and a regulatory service flow is established between the external pallet merchant and the purchase node through the sales contract, including the following steps:
[0040] Provide the account key to the external pallet merchant;
[0041] Based on the sales contract, a two-way flow of the regulatory service flow is established, wherein the flow from the external pallet merchant to the purchase node is transfer information corresponding to the transfer of ownership, and the flow from the purchase node to the external pallet merchant is amount information of the second contract amount;
[0042] The platform end respectively obtains the two-way flow in the regulatory service flow and performs regulatory comparison.
[0043] In some embodiments, a downstream pallet flow connected to the external pallet merchant is generated based on the upstream pallet flow, and the external pallet merchant generates a pallet amount and transfers the pallet amount and the repayment funds to the co-management account through the downstream pallet flow, including the following steps:
[0044] calculate a pallet interest based on the credit in the co-governed account, and subtract the second contract amount by the pallet interest to obtain a sales profit amount;
[0045] set the downstream pallet flow between the external pallet provider and the co-governed account through the sales profit amount;
[0046] the external pallet provider generates a pallet amount based on the funds of the trade node in the co-governed account and transfers into the co-governed account through the downstream pallet flow;
[0047] when the external pallet provider receives the amount information, transfer the sales profit amount into the co-governed account as the remittance funds.
[0048] In some embodiments, after the sales profit amount is transferred into the co-governed account as the remittance funds, the following steps are included:
[0049] add a first trigger node and a second trigger node with different condition stamps in the co-governed account respectively;
[0050] when the remittance funds in the co-governed account reach different condition stamps respectively, send a withdrawal authority to the trade node on the first trigger node and the second trigger node;
[0051] the trade node makes a withdrawal in the co-governed account based on the withdrawal authority, wherein the withdrawal authorities corresponding to the first trigger node and the second trigger node correspond to different withdrawal proportions.
[0052] In a second aspect, the application provides a service flow management system for a supply chain, which adopts the following technical solution:
[0053] A service flow management system for a supply chain includes a platform end for providing supply chain services, and the platform end is used to implement the above method.
[0054] Through the technical solution provided by the embodiments of the application, the following technical effects are achieved:
[0055] When the trade party has a fund gap in bulk transactions, the platform side provides an upstream financing pallet service flow by financing the purchase and sale of complete combination orders, the trade party can pallet finance with the financial party, the platform side finances most of the total trade, and the trade party only needs to prepare a small amount of funds, at the same time, the platform side connects logistics resources and downstream pallet resources, decouples the transportation and sale of goods from the trade party, and the platform side bears the supervision of the whole process of the supply chain, so that the trade party does not need to worry about the problem that the trade party cannot obtain financing in the financial party due to qualification and credit, and the financial party does not need to bear greater risks, the platform side adds a service flow in the gap position of the supply chain to make the trade party realize the supply flow of bulk trade through a small amount of funds, expand trade opportunities, and greatly improve the ability to receive orders. BRIEF DESCRIPTION OF DRAWINGS
[0056] Figure 1 is a step schematic diagram of a service flow management method for a supply chain provided by the embodiment.
[0057] Figure 2 is a framework schematic diagram of a service flow management method for a supply chain provided by the embodiment. DETAILED DESCRIPTION
[0058] In order to more clearly understand the purpose, technical scheme and advantages of the present application, the present application is described and explained below in combination with the drawings and embodiments. However, those skilled in the art should understand that the present application can be implemented without these details. In some cases, in order to avoid unnecessary description and make aspects of the present application obscure, well-known methods, processes, systems, components and / or circuits that have been described at a higher level will not be described in detail. Those skilled in the art can obviously make various changes to the embodiments disclosed in the present application, and the universal principles defined in the present application can be applied to other embodiments and application scenarios without deviating from the principles and scope of the present application. Therefore, the present application is not limited to the shown embodiments, but conforms to the broadest scope claimed by the present application.
[0059] It should be noted that the description of these embodiments is used to help understand the present application, but does not constitute a limitation on the present application. In addition, the technical features involved in each embodiment of the present application described below can be combined with each other as long as they do not conflict with each other.
[0060] In the description of the present application, the meaning of several is one or more, the meaning of multiple is more than two, greater than, less than, more than, etc. are understood as not including the number, above, below, within, etc. are understood as including the number. If it is described as first, second, it is only used to distinguish the technical features for the purpose, and cannot be understood as indicating or implying the relative importance or implicitly indicating the number of indicated technical features or implicitly indicating the sequence of indicated technical features.
[0061] In the description of the present application, the description of the terms "one embodiment", "some embodiments", "exemplary embodiment", "example", "specific example", or "some examples" means that the specific features, structures, materials or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. In the description, the description of the above terms does not necessarily refer to the same embodiment or example. Moreover, the described specific features, structures, materials or characteristics can be combined in any one or more embodiments or examples in a combined manner.
[0062] As shown in Figure 1 The embodiment of the present application discloses a service flow management method for a supply chain, applied to a platform end providing supply chain services, comprising the following steps:
[0063] S100, setting a plurality of supply nodes, the supply nodes including a procurement node, a supply node and a trade node.
[0064] Different business objects accessing the system are classified into independent nodes, respectively corresponding to each link node in the supply chain, at the same time, the platform end itself is also an independent service node.
[0065] Among the plurality of supply nodes, the trade node, the supply node and the platform end are upstream of the supply chain, and the procurement node is downstream of the supply chain.
[0066] S200, obtaining the procurement contract uploaded by the trade node, auditing the procurement contract and establishing the upstream pallet flow between the platform end and the trade node after the audit is passed, and establishing a co-management account in the upstream pallet flow.
[0067] When a trader uploads a procurement contract signed with a purchaser as a trade node, first, the procurement contract is audited, and when the audit is passed, the upstream pallet flow is set between the platform end and the trade node. The upstream pallet flow is used to establish an upstream pallet service business between the platform end and the trader when the trader conducts bulk transactions and there is a difficulty in fund turnover.
[0068] At the same time, the platform end opens a co-management account in the upstream pallet flow, which is used and viewed by the platform end and the trader on the trade node. The co-management account is used for the platform end to provide pallet service for the trade behavior amount gap of the trader.
[0069] S300, obtaining the sales contract uploaded by the trade node, auditing the sales contract, and setting the proportion of the share in the co-management account based on the difference in the fund information of the procurement contract and the sales contract after the audit is passed.
[0070] The trade uploads the sales contract signed with the supplier, and the platform side audits the sales contract. After the audit is passed, the proportion of the share of the co-management account is set according to the difference in the fund information between the procurement contract and the sales contract.
[0071] When the platform calculates the fund difference between the procurement contract and the sales contract, that is, the profit, the difference between the risk and the return in the pallet business is comprehensively considered, and it is decided how much the trade behavior of the trade is to be financed, and the remaining amount in the co-management account needs to be paid by the trade. The proportion of the share represents the ratio of the funds injected by the trade node and the platform into the co-management account.
[0072] S400, waiting for the upstream pallet flow to enter the flow state to provide procurement information to the supply node and waiting for the supply node to respond.
[0073] When the amount of funds in the co-management account reaches the required value, it is determined that the upstream pallet flow has entered the flow state, at which point procurement information is provided to the supplier on the supply node. The supplier provides goods or processes goods according to the procurement information. The procurement information includes the goods information and the procurement funds that need to be purchased.
[0074] After the supply node obtains the procurement information, when it responds to the procurement information, it means that the supplier is supplying the goods that the trade needs to purchase.
[0075] S500, after the supply node responds, providing a logistics service flow to the supply node that flows to the matching platform, and adding the transport capacity matched with the upstream pallet flow in the logistics service flow.
[0076] After the supplier responds to the procurement information, the platform provides logistics transportation resources to transport the goods supplied by the supply node to the platform-managed platform.
[0077] The transportation resources provided by the platform serve as the transport capacity in the logistics service flow between the supply node and the platform, and the flow direction of the logistics service flow represents the direction of the goods transportation.
[0078] S600, obtaining feedback information from the platform to access external pallet traders, and issuing a first transfer instruction to the platform to transfer the right to the external pallet trader.
[0079] The platform receives feedback information from the platform after receiving the goods, and the platform receives feedback information from the platform after receiving the goods. The financial party as the external pallet trader, and the goods on the platform are transferred to the external pallet trader by the first transfer instruction.
[0080] The external pallet provider is mainly used for the platform side, which is used to assist the platform side in goods management, sales and downstream pallet objects.
[0081] S700, access the external pallet provider to the co-management account and issue a sales contract to the external pallet provider, establish a regulatory service flow between the external pallet provider and the procurement node through the sales contract, and issue a second transfer instruction to the external pallet provider according to the regulatory service flow to transfer the goods right to the purchaser and monitor the corresponding repayment funds.
[0082] After the external pallet provider obtains the goods right, the platform side accesses it to the co-management account, thereby increasing the downstream pallet to the intermediate node position of the upstream and downstream supply chain. At the same time, the platform side establishes a connection between the external pallet provider and the procurement node according to the sales contract to generate a regulatory service flow, and the external pallet provider transfers the goods right to the procurement node through the service flow between the procurement node, and obtains the procurement fee of the procurement node.
[0083] In this way, the sales task of the trade party can be undertaken by the external pallet provider, and the external pallet provider assists the trade party in connecting the purchaser to sell while earning pallet fees based on the requirements of the sales contract. The platform side monitors the process in the money-goods conversion between the external pallet provider and the purchaser.
[0084] S800, based on the upstream pallet flow, generate a downstream pallet flow connected to the external pallet provider, and the external pallet provider generates a pallet amount and transfers the pallet amount and repayment funds to the co-management account through the downstream pallet flow.
[0085] According to the specific data in the upstream pallet flow, the downstream pallet flow between the external pallet provider and the co-management account is generated, and the financial party gets the sales proceeds of the goods through the downstream goods pallet, and then repays the sales proceeds to the co-management account. When the amount of funds in the co-management account reaches the required amount, the upstream pallet ends, and in the downstream pallet, the total amount of repayment amount includes the pallet amount to be given to the trade party and the repayment funds to be given to the platform side.
[0086] Through the above method, when the trade party has a fund gap in bulk transactions, the trade party can not finance the pallet from the financial party, but directly finance through the platform end with the order of purchasing and selling the complete combination, the platform end will finance most of the total trade amount, and the trade party only needs to prepare a small amount of funds, at the same time, the platform end connects the logistics resources and the downstream pallet resources, decouples the transportation and sales of goods from the trade party, and the platform end bears the supervision of the whole process of the supply chain. When the downstream pallets get the goods money through sales, the downstream pallets will pay the remaining money into the co-management account after deducting a certain service fee, interest, etc. The trade party and the platform end will divide the funds in the co-management account according to the actual situation. In this way, the trade party does not need to worry about the problem of not being able to obtain financing in the financial party due to the problems of qualification and credit, and the downstream pallets in the whole process of the supply chain only connect with the well-backed platform end. The trade party can obtain a large amount of financing, and the financial party does not need to bear a large risk. The platform end adds a service flow in the gap position of the supply chain to enable the trade party to realize the supply flow of bulk trade through a small amount of funds, expand trade opportunities, and greatly improve the ability to receive orders.
[0087] In some embodiments, the method further comprises the following steps:
[0088] S210, obtaining the information of both parties of the procurement contract for qualification audit.
[0089] Judging whether the parties signing the procurement contract, that is, the supplier and the trade party, are valid enterprises, whether there is legal risk, whether there is debt risk, enterprise size, production capacity, etc.
[0090] S220, obtaining the content information of the procurement contract for content audit.
[0091] Judging whether the procurement contract is true and legal, checking whether the procurement amount is correct, checking whether the procurement time is feasible, etc.
[0092] S230, after the audit is passed, setting a co-management account with the trade party as the co-management party and issuing an account key, thereby generating an upstream pallet flow of trade party-co-management account-platform end, wherein the upstream pallet flow is a two-way flow.
[0093] When the audit is passed, the platform end opens a co-management account and connects the trade party on the trade node as a co-management object, and issues the key of the co-management account to the trade node.
[0094] This time, the trade node, the co-management account and the platform end jointly constitute a complete upstream pallet flow, which can flow from the trade node or the platform end to the co-management account, or from the co-management account to the trade node or the platform end.
[0095] S240, obtaining the first contract amount of the purchase contract, and setting the quota for the co-management account based on the first contract amount.
[0096] The first contract amount is set according to the purchase amount on the purchase contract, which represents the total cost required for the trader to make purchases, and the quota of the co-management account is set according to the total cost.
[0097] In other embodiments, the sales contract uploaded by the trade node is obtained, the sales contract is audited, and after the audit is passed, the proportion of the first quota is set in the co-management account based on the fund information difference between the purchase contract and the sales contract, including the following steps:
[0098] S310, obtaining the information of both parties of the sales contract to conduct qualification audit.
[0099] S320, obtaining the content information of the sales contract to conduct content audit.
[0100] The platform end performs the same audit action on the sales contract as the purchase contract.
[0101] S330, obtaining the second contract amount of the sales contract after the audit is passed, and calculating the fund information difference by difference between the first contract amount.
[0102] After the audit of the sales contract is passed, the platform end obtains the sales amount from the sales contract as the second contract amount, and the fund information difference obtained by difference between the second contract amount and the first contract amount is the profit brought by this entire trade behavior.
[0103] S340, generating the first quota coefficient based on the position of the fund information difference in the preset amount interval, and adjusting the preset basic proportion based on the first quota coefficient to obtain the quota proportion.
[0104] Because the larger the trade volume, the more profit the trade party can make through low buying and high selling, the position of the profit in the preset amount interval can be used to judge the overall volume of a trade supply chain. When the profit represents a normal trade volume, the quota proportion of the trade node and the platform end corresponding to the base is 2:8. When the profit is larger, the platform end can increase the proportion of the platform end itself to bear the financing, such as setting 2:8 to 1:9 or 1.5:8.5, in order to relieve the financial pressure of the trade merchant as much as possible and obtain better supply service. Conversely, when the profit is smaller, the platform end can also reduce the proportion of the platform end itself to bear the financing.
[0105] In some embodiments, the method further comprises the following steps:
[0106] S350, obtaining a credit rating based on the information of the two parties of the sales contract, and generating a second proportion coefficient based on the credit rating.
[0107] The platform side can determine the credit rating of the trader and the purchaser according to the information of the two parties of the sales contract. When the credit rating of the two parties is low, the platform side may have a legal risk of being unable to repay the advance payment in time or more serious legal risk. Therefore, in order to reduce the risk of repayment in the later period, the platform side can reduce the proportion of the advance payment it bears through the second proportion coefficient. In this way, the trader and the purchaser who access the platform can also improve their credit behavior to obtain more trade opportunities.
[0108] S351, obtaining the type of goods based on the purchase contract or the sales contract, determining the market fluctuation rate based on the type of goods, and generating a third proportion coefficient corresponding thereto.
[0109] The platform side obtains the type of goods through the purchase contract or the sales contract. Different types of goods determine different market fluctuations in the current and future periods. When the market heat of a product is not high, the market liquidity fluctuates greatly, or food and other products are in the off-season, it will lead to changes in overall sales profits. When the market fluctuates greatly, the sales amount may be less than the purchase amount. Therefore, the third proportion coefficient needs to be analyzed according to the market fluctuation rate. The higher the market fluctuation rate, the lower the proportion of the advance payment that the platform side bears.
[0110] S352, obtaining the number of procurement objects based on the sales contract and the number of supply objects based on the purchase contract, and generating a fourth proportion coefficient based on the concentration of the number of procurement objects and the number of supply objects.
[0111] According to the number of upstream docking suppliers and the number of downstream purchasers in the supply chain, if the concentration of the number of procurement customers or suppliers corresponding to the trader is higher, the default of a single customer or the interruption of supply will have a greater impact on the progress of the entire supply chain and the flow of funds. Therefore, the risk borne by the platform side is greater. At this time, the platform side can reduce the proportion of the advance payment it bears according to the fourth proportion coefficient.
[0112] S353, generating an external risk rate based on the second proportion coefficient, the third proportion coefficient, and the fourth proportion coefficient, and adjusting the proportion of the advance payment based on the external risk rate, wherein the greater the external risk rate, the smaller the proportion of the injection fund corresponding to the platform side in the proportion of the advance payment.
[0113] The second, third and fourth proportion coefficients are subjected to comprehensive weighting operation to calculate an external risk rate corresponding to the entire trade process of the supply chain. The higher the external risk rate, the more difficult it is for the platform end to receive the payment on time and in full. Therefore, the platform end can reduce the amount of funds it needs to provide.
[0114] In some other embodiments, waiting for the upstream tray flow to enter a flowing state to provide procurement information to the supply node and waiting for the supply node to respond include the following steps:
[0115] S410, when the funds in the co-management account reach a set limit, the upstream tray flow enters a flowing state.
[0116] When the trade node and the platform end both deposit funds in the co-management account that match their respective proportion, the upstream tray begins to flow.
[0117] S420, the funds in the co-management account are packaged together with the procurement contract as procurement information and sent to the supply node, and the supply node is waited to respond to the procurement information and provide the supply.
[0118] The platform end transfers the funds in the co-management account to the supply node, and also sends the audited procurement contract, and the supply node responds to the procurement information to provide the corresponding goods.
[0119] In some other embodiments, after the supply node responds, a logistics service flow is provided to the supply node to the matching platform, and the logistics service flow is added with the transport capacity matched with the upstream tray flow, including the following steps:
[0120] S510, one or more preferred platforms are selected based on the distance between the supply node and the procurement node, and a logistics service flow is added between the preferred platform and the supply node.
[0121] The number of platforms selected between the supplier and the buyer is related to the quantity and variety of the goods to be supplied, and at the same time, there may be several platforms between the two nodes. Therefore, the total transportation distance between the supply node and the platform and the platform and the procurement node and the current throughput of different platforms need to be considered to select the preferred platform.
[0122] After the preferred platform is selected, a logistics service flow is added between the preferred platform and the supply node, and the logistics service flow carries the logistics transportation task of the platform end for the goods. When the goods are transported by a transportation vehicle or other transportation means, the logistics service flow is considered to start flowing.
[0123] S520, based on the procurement information, a logistics transportation party is found, and a corresponding business model is matched based on the type of the logistics transportation party.
[0124] The platform end connects one or more logistics transporters that are suitable in freight and have matched transport capacity according to the procurement information.
[0125] In normal times, different business connection modes need to be matched according to the types of the connected logistics transporters. The types of the logistics transporters mainly include logistics enterprise sides and individual transporter sides.
[0126] S530, when the logistics transporter is a logistics enterprise side, a transport order is generated and issued based on the procurement information, and when the logistics transporter is an individual transporter side, the qualification information of the individual transporter is audited and partner qualification is issued and the transport order is issued.
[0127] If the logistics transporter is a logistics enterprise side, the transport vehicles of the logistics enterprise side have complete transport qualifications and the enterprise side has perfect management processes, so the platform end does not need to provide any resources to the logistics enterprise side, and the platform end directly generates a corresponding transport order according to the procurement information and issues it to the logistics enterprise.
[0128] If the logistics transporter is an individual transporter side, the transport cost of the individual transporter side is lower than that of the logistics enterprise, but the individual transporter side may lack a freight license and platform management capability although it has business resources and driver resources. Then, the platform end as a supply chain provider can issue partner qualifications including freight license qualifications, platform qualifications and tax planning qualifications to the individual transporter side after auditing the credit qualifications, capabilities and violation risks of the individual transporter side. In this way, the individual transporter side provides drivers and vehicles, and the platform end provides transport qualifications to convert the individual transporter side into an individual logistics company, and the generated transport order is issued to the individual transporter side for transportation.
[0129] S540, transport information of the logistics transporter is obtained and compared with the procurement information to calculate the transport capacity. The transport information includes transport weight, transport distance and transport time.
[0130] After connecting the logistics transporter, the transport information of all vehicles that can transport is obtained, including how much goods it can transport, what kind of goods it can transport, how far the distance it needs to travel to the station, and how long the time it needs to transport to the station,
[0131] The transport capacity corresponding to the transport is judged by comparing the transport information with the procurement information. When the transport can match the procurement, the transport capacity is relatively high, and vice versa. If the transport cannot meet the requirements of the procurement goods, the transport capacity is relatively low.
[0132] When the logistics transporter is a logistics enterprise side, the logistics enterprise supervises the transport process, and when the logistics transporter is an individual transporter side, the platform end supervises the transport process.
[0133] In other embodiments, the external pallet company is connected to the co-management account and the sales contract is issued to the external pallet company, and a regulatory service flow is established between the external pallet company and the procurement node through the sales contract, including the following steps:
[0134] S710, providing an account key to the external pallet company.
[0135] After the platform side connects the external financial party as an external pallet company, the account key of the co-management account is also sent to the external pallet company to bring the external pallet company into the process of fund flow in the supply chain.
[0136] S720, establishing a two-way flow regulatory service flow based on the sales contract, wherein the flow from the external pallet company to the procurement node is transfer information corresponding to the transfer of the right to the goods, and the flow from the procurement node to the external pallet company is the amount information of the second contract amount.
[0137] At the same time, a regulatory service flow is established between the external pallet company and the procurement node through the sales contract, and through the regulatory service flow, the platform side can monitor the process of the external pallet company obtaining the corresponding goods payment from the procurement node after transferring the right to the goods to the procurement node. The main regulatory content is to analyze whether the external pallet company timely and sufficiently transfers the right to the goods to the purchaser, and to analyze whether the purchaser sends the goods payment meeting the contract amount of the sales contract to the external pallet company.
[0138] S730, the platform side respectively obtains the two-way flow in the regulatory service flow and performs regulatory comparison.
[0139] In a standard and ideal goods-payment transfer process, the two-way flow in the regulatory service flow should be matched, that is, the procurement node pays a certain amount of goods payment, and the external pallet company delivers the goods corresponding to the goods payment. If the platform side judges that the two-way flow in the regulatory service flow is unbalanced, it can intervene and supervise one or both parties.
[0140] In other embodiments, a downstream pallet flow connected to the external pallet company is generated based on the upstream pallet flow, the external pallet company generates a pallet amount and transfers the pallet amount and the repayment fund to the co-management account through the downstream pallet flow, including the following steps:
[0141] S810, calculating a pallet interest based on the quota in the co-management account, and subtracting the pallet interest from the second contract amount to obtain a sales profit amount.
[0142] The pallet interest represents the service profit that the external pallet company can obtain by providing downstream pallet services. This part of the pallet interest can be borne by the platform side and the trader together, or only by the trader.
[0143] The size of the pallet interest depends on the credit in the co-management account, that is, a certain proportion of the purchase cost of this batch of goods is charged.
[0144] Then the second contract amount, that is, the money obtained by the external pallet company from the purchase node, is reduced by the pallet interest to obtain the sales profit amount, which represents the total amount of money obtained through low buying and high selling in a complete trading behavior, including the principal and the difference of the goods.
[0145] S820, setting a downstream pallet flow between the external pallet company and the co-management account through the sales profit amount.
[0146] According to the sales profit amount, a downstream pallet flow is set between the external pallet company and the co-management account, which represents the process of the external pallet company transferring the remaining sales profit amount after the pallet interest to the co-management account.
[0147] The total flow information of the downstream pallet flow represents the total amount of the sales profit amount, and when the downstream pallet company transfers the sales profit amount to the co-management account, the downstream pallet flow starts to flow, and when all the sales profit amount is transferred to the co-management account, the upstream pallet flow ends.
[0148] S830, the external pallet company generates a pallet amount based on the funds of the trading node in the co-management account and transfers it to the co-management account through the downstream pallet flow.
[0149] S840, when the external pallet company receives the amount information, the sales profit amount is transferred to the co-management account as the repayment fund.
[0150] It should be noted that when the external pallet company repays the co-management account through the downstream pallet flow, it is divided into two different time nodes. First, when the external pallet company obtains the goods from the platform, it first makes a pallet loan to transfer the funds corresponding to the trading node to the co-management account. For example, a trading amount is 10 million, and the trading node bears 2.5 million, and the platform bears 7.5 million. Then, after the external pallet company obtains the ownership of the goods, it first transfers 2.5 million to the co-management account, which is the trading principal of the trader.
[0151] Secondly, after the external pallet company obtains the complete sales amount from the trading node, it deducts the 2.5 million loaned by the downstream pallet and the pallet interest from the sales amount, and then transfers the remaining amount to the co-management account as the repayment fund.
[0152] Through the above method, after the upstream platform end starts the trade with the fund, the trade amount of the trader can be sent to the trader first through the downstream tray fund, so that the trader can start the next trade as soon as possible through the trade tray gold, and the tray amount of the tray trader can be recovered from the subsequent slow sales link to recover the tray fund, and in the case of difficult return, the external tray trader can communicate with the platform end, and the external tray does not need to bear the risk of different credits of the traders, and in the case of subsequent sales loss, the first step of the fund is only the principal of the trader, and the external tray trader still retains the disposal initiative of the sales amount in the corresponding sales risk.
[0153] After the platform end connects the supply chain parties and services, the supply chain parties can quickly perform the next trade, and the platform end only needs to focus on the subsequent sales fund management and return monitoring.
[0154] In some other embodiments, after the sales profit amount is transferred to the co-management account as the return fund, the following steps are included:
[0155] S850, a first trigger node and a second trigger node with different condition stamps are added in the co-management account.
[0156] S851, when the return fund in the co-management account reaches different condition stamps, the withdrawal permission is sent to the trade node on the first trigger node and the second trigger node.
[0157] S852, the trade node withdraws the fund in the co-management account based on the withdrawal permission, wherein the withdrawal permissions corresponding to the first trigger node and the second trigger node correspond to different withdrawal proportions.
[0158] The platform end adds two different trigger nodes to the co-management account, and each trigger node corresponds to a corresponding condition stamp. The condition stamp represents that only when the condition corresponding to the condition stamp is met, the trade node can withdraw the corresponding fund from the co-management account.
[0159] When the amount of return fund in the co-management account reaches the condition of different condition stamps, the platform end sends the withdrawal permission to the trade node on the triggered first trigger node and second trigger node, and the trade node withdraws a certain amount of money from the co-management account through the two received withdrawal permissions. At the same time, the withdrawal amount in the two withdrawal permissions is different.
[0160] In the embodiment of the present application, the condition stamp of the first trigger node represents that the remittance fund in the co-management account reaches the same amount as the proportion of the quota of the co-management account corresponding to the trade node, for example, the original quota of the co-management account is 10 million, and the proportion of the quota of the trade node is 2 million, so when the subsequent external pallets transfer an amount of 2 million to the co-management account through the downstream pallets, the condition stamp of the first trigger node is triggered, and at this time the trade node can extract the amount of 2 million from the co-management account.
[0161] The condition stamp of the second trigger node represents that the remittance fund received in the co-management account reaches the fund amount of the second contract, and the condition stamp of the second trigger node is triggered, and at this time the trade node can extract part of the trade profit in the co-management account according to the withdrawal authority, and the part of the trade profit is the sales profit share negotiated with the platform side when financing and paying in advance.
[0162] In this way, the trade node extracts funds in the account between the platform side and the trade node twice, the first time to extract the principal to realize the rapid fund rotation of the next trade, and the second time to extract the trade profit belonging to the agreed part of the trade node after the co-management account completely receives the predetermined sales, and the remaining amount in the co-management account includes the financing principal paid in advance by the platform side and the pallet profit and supply chain service money belonging to the platform side.
[0163] The present application also discloses a service flow management system for a supply chain, which comprises a platform side for providing supply chain services, and the platform side is used to realize the above-mentioned method.
[0164] The implementation principle is:
[0165] When the trade party has a fund gap in bulk transactions, the trade party can perform pallet financing with the financial party, but directly performs financing through the platform side with a complete combination of purchase and sales orders, the platform side pays in advance a large part of the total trade amount, and the trade party only needs to prepare a small amount of funds, at the same time, the platform side connects logistics resources and downstream pallet resources, decouples the transportation and sales of goods from the trade party, and undertakes the supervision of the whole process of the supply chain, when the downstream pallets get the goods money through sales, the downstream pallets pay the remaining amount into the co-management account after deducting a certain service money, interest, etc., and the trade party and the platform side divide the funds in the co-management account according to the actual situation, so that the trade party does not need to worry about the problem of not being able to obtain financing in the financial party due to the problems of qualification and credit, and the downstream pallets in the whole process of the supply chain only connect with the well-backed platform side, so that the trade party can obtain a large amount of financing, and the financial party does not need to bear a large risk, and the platform side adds a service flow to the gap position of the supply chain to enable the trade party to realize the supply flow of bulk trade through a small amount of funds, expand the trade opportunity, and greatly improve the ability to receive orders.
[0166] It should be understood that, while the steps in the flow diagrams of the drawings are shown in sequential order, such need not be the order in which they are performed. Unless otherwise specifically noted, the execution of the steps need not be strictly sequential, and they can be performed in other orders.
[0167] The above are only preferred embodiments of the present application, not to limit the protection scope of the present application, therefore: all equivalent changes made on the structure, shape, principle of the present application should be covered within the protection scope of the present application.
Claims
1. A service flow management method for the supply chain, applied to a platform providing supply chain services, characterized in that, Includes the following steps: Set up several nodes, including procurement nodes, supply nodes and trade nodes; Obtain the purchase contract uploaded by the trade node, review the purchase contract, and establish an upstream pallet flow with the trade node after the review is approved, and establish a co-managed account in the upstream pallet flow; The system retrieves the sales contracts uploaded by the trade nodes, reviews the sales contracts, and sets a share ratio in the co-managed account based on the difference in financial information between the purchase contracts and the sales contracts after the review is passed. The share ratio represents the ratio of funds that the trade nodes and the platform need to inject into the co-managed account. Wait for the upstream pallet flow to enter a flow state to provide procurement information to the supply node and wait for the supply node to respond; After the supply node responds, a logistics service flow is provided to the supply node to the matching station, and the transportation capacity matching the upstream pallet flow is added to the logistics service flow; Obtain feedback information from the platform to connect with external pallet suppliers, and issue a first transfer instruction to the platform to transfer ownership of the goods to the external pallet supplier; Connect the external palletizer to the co-managed account and issue the sales contract to the external palletizer. Establish a regulatory service flow between the external palletizer and the procurement node through the sales contract. Issue a second transfer instruction to the external palletizer according to the regulatory service flow to transfer the ownership of the goods to the procurement node and supervise the corresponding return funds. Based on the upstream pallet flow, a downstream pallet flow is generated and connected to the external pallet merchant. The external pallet merchant generates a pallet amount and transfers the pallet amount and the repayment funds into the co-managed account through the downstream pallet flow.
2. The service flow management method for the supply chain according to claim 1, characterized in that, The process of acquiring purchase contracts uploaded by trade nodes, reviewing the purchase contracts, establishing an upstream pallet flow with the trade node after approval, and establishing a co-managed account in the upstream pallet flow includes the following steps: Obtain information on both parties to the procurement contract for qualification verification; Obtain the content information of the procurement contract for content review; After the review is approved, a co-management account is set up with the trade node as the co-manager and an account key is issued to generate the upstream pallet flow between the trade node, the co-management account, and the platform. The upstream pallet flow is bidirectional. Obtain the first contract amount of the procurement contract, and set a limit for the co-managed account based on the first contract amount.
3. The service flow management method for the supply chain according to claim 2, characterized in that, The process of obtaining the sales contracts uploaded by the trade nodes, reviewing the sales contracts, and setting a share ratio in the co-managed account based on the difference in financial information between the purchase contracts and the sales contracts after the review is approved includes the following steps: Obtain information on both parties to the sales contract for qualification verification; Obtain the content information of the sales contract for content review; After the review is approved, the second contract amount of the sales contract is obtained, and the difference between the second contract amount and the first contract amount is calculated to calculate the difference in financial information. A first share coefficient is generated based on the position of the difference in funds within a preset amount range, and a preset base percentage is adjusted based on the first share coefficient to obtain the share percentage.
4. The service flow management method for the supply chain according to claim 3, characterized in that, It also includes the following steps: A credit rating is obtained based on the information of both parties to the sales contract, and a second credit score is generated based on the credit rating. The type of goods is obtained based on the purchase contract or the sales contract, and the market volatility is determined based on the type of goods, and a third share coefficient is generated accordingly. The number of purchasers and suppliers are obtained based on the sales contracts, and a fourth fractional coefficient is generated based on the concentration of the number of purchasers and suppliers. An external risk rate is generated based on the second share coefficient, the third share coefficient, and the fourth share coefficient. The share ratio is adjusted based on the external risk rate. The larger the external risk rate, the smaller the proportion of injected funds corresponding to the platform in the share ratio.
5. The service flow management method for the supply chain according to claim 2, characterized in that, Waiting for the upstream pallet flow to enter a flow state to provide procurement information to the supply node and waiting for the supply node to respond includes the following steps: When the funds in the co-managed account reach the set limit, the upstream pallet flow enters the flow state; The funds in the escrow account are packaged together with the procurement contract into procurement information and sent to the supply node, which then responds to the procurement information and makes the supply.
6. The service flow management method for the supply chain according to claim 1, characterized in that, After the supply node responds, a logistics service flow is provided to the supply node to the matching station, and the transportation capacity matching the upstream pallet flow is added to the logistics service flow, including the following steps: One or more preferred stations are selected based on the distance between the supply node and the procurement node, and the logistics service flow is added between the preferred stations and the supply node; Based on the procurement information, logistics and transportation providers are identified, and corresponding business models are matched based on the type of logistics and transportation provider. Specifically, when the logistics provider is a logistics company, a transportation order is generated and issued based on the procurement information; when the logistics provider is an individual carrier, the qualification information of the individual carrier is reviewed and the partner qualification is issued, and the transportation order is issued. The transportation information of the logistics provider is obtained and compared with the procurement information to calculate the transportation capacity. The transportation information includes transportation weight, transportation distance, and transportation time.
7. The service flow management method for the supply chain according to claim 3, characterized in that, Connecting the external palletizer to the co-managed account and issuing the sales contract to the external palletizer, and establishing a regulatory service flow between the external palletizer and the procurement node through the sales contract, includes the following steps: Provide the account key to the external pallet vendor; The regulatory service flow is established based on the sales contract, wherein the flow from the external palletizer to the procurement node is the transfer information corresponding to the transfer of ownership, and the flow from the procurement node to the external palletizer is the amount information of the second contract amount. The platform acquires the bidirectional traffic in the regulatory service flow and performs regulatory comparison.
8. The service flow management method for the supply chain according to claim 7, characterized in that, Based on the upstream pallet flow, a downstream pallet flow is generated and connected to the external pallet merchant. The external pallet merchant generates a pallet amount and transfers the pallet amount and the repayment funds into the co-managed account through the downstream pallet flow, including the following steps: The pallet interest is calculated based on the amount in the co-managed account, and the second contract amount is subtracted from the pallet interest to obtain the sales profit. The downstream pallet flow is set between the external palletizer and the co-managed account based on the sales profit amount; The external palletizer generates pallet amount based on the funds of the trade node in the co-managed account and transfers it into the co-managed account through the downstream pallet; When the external palletizer receives the amount information, it will transfer the sales profit as the return funds to the co-managed account.
9. The service flow management method for the supply chain according to claim 8, characterized in that, After transferring the sales profit amount as the return funds into the escrow account, the following steps are included: Add a first trigger node and a second trigger node with different condition stamps to the co-managed account; When the repaid funds in the co-managed account reach different condition stamps, withdrawal permissions are sent to the trade node at the first trigger node and the second trigger node. The trade node makes withdrawals in the co-managed account based on the withdrawal permissions, wherein the withdrawal permissions corresponding to the first trigger node and the second trigger node correspond to different withdrawal ratios.
10. A service flow management system for a supply chain, characterized in that, Includes a platform for providing supply chain services, the platform being used to implement the method as described in any one of claims 1-9.
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