Risk control early warning system

Abstract

The invention discloses a risk control early warning system, and the system comprises an index management module which is used for managing early warning indexes of a business module; the early warning information module is used for displaying and querying early warning information of the early warning indexes triggered by the service module; the business overview module is used for displaying the real-time condition and the change trend of the early warning index; the data statistics module is used for performing data statistics on the early warning indexes; and the early warning information subscription module is used for receiving subscription of the users to the early warning indexes and informing the users who subscribe the early warning indexes when the subscribed early warning indexes trigger the early warning information. According to the risk control early warning system, the early warning indexes of different service modules are managed through the index management module, flexible definition and updating of the early warning indexes are supported, and therefore it is ensured that the early warning system can change in time according to management requirements, and the dynamic requirement of enterprise risk management is met.

Description

Technical Field

[0001] The present invention relates to the technical field of early warning management, and particularly to a risk control early warning system. Background Art

[0002] In traditional risk management, two methods are mainly relied on: manual monitoring and semi-automated non-adjustable decentralized system early warning. Manual monitoring occupies an important position in traditional risk management. It mainly relies on the knowledge and experience of professionals to identify and evaluate potential risks. The semi-automated non-adjustable decentralized system early warning automatically analyzes data through pre-set rules and algorithms and issues an alarm when an anomaly is detected.

[0003] Manual monitoring can comprehensively consider complex situational factors, but this method has obvious limitations. The processing ability and efficiency of people are limited. In the face of a large amount of data and a complex market environment, it is difficult to achieve real-time monitoring and early warning. In addition, since risk management highly depends on personal professional skills and experience, the consistency and accuracy of early warning information are often difficult to guarantee.

[0004] Although the semi-automated non-adjustable decentralized system early warning system improves the efficiency of risk management, its fixed algorithms and rules limit flexibility. Once the rules are set, the system cannot adapt to new market conditions, resulting in an inability to accurately respond in a rapidly changing market environment. At the same time, since the system is decentralized, it cannot effectively integrate data from different sources and is difficult to construct a comprehensive risk view. The design and operation complexity of the system may also lead to high development and maintenance costs, and the user experience may be limited by the interface and functions, all of which reduce its practicality in modern risk management. Summary of the Invention

[0005] Based on this, in view of the technical problem that the early warning indicators of the existing early warning system cannot be updated, it is necessary to provide a risk control early warning system.

[0006] The present invention provides a risk control early warning system, including:

[0007] An index management module for managing early warning indicators regarding business modules;

[0008] An early warning information module for displaying and querying early warning information triggered by business modules for the early warning indicators;

[0009] A business overview module for displaying the real-time situation and change trend of the early warning indicators;

[0010] A data statistics module for performing data statistics on the early warning indicators;

[0011] An early warning information subscription module, which is used to receive users' subscriptions to the early warning indicators, and notify the users who have subscribed to the early warning indicators when the subscribed early warning indicators trigger early warning information.

[0012] Furthermore, the management of the early warning indicators regarding the business module includes:

[0013] In response to a request for creating a new early warning indicator, generate the early warning indicator for the business module specified in the request for creating a new early warning indicator, and set the early warning method and early warning conditions for the early warning indicator.

[0014] Even further, the generating the early warning indicator for the business module specified in the request for creating a new early warning indicator and setting the early warning method and early warning conditions for the early warning indicator in response to the request for creating a new early warning indicator includes:

[0015] In response to the request for creating a new early warning indicator, send approval information to the approver;

[0016] When receiving the approval information from the approver, generate the early warning indicator for the business module specified in the request for creating a new early warning indicator, and set the early warning method and early warning conditions for the early warning indicator;

[0017] When receiving the rejection information from the approver, reject the generation of the early warning indicator.

[0018] Furthermore, the display and query of the early warning information triggered by the business module includes:

[0019] Save the early warning information generated when the early warning indicator reaches or exceeds the preset early warning conditions;

[0020] In response to a request for querying early warning information, query the early warning indicator for the business module indicated in the request for querying early warning information, and display the early warning information of the successfully queried early warning indicator.

[0021] Even further, the querying the early warning indicator for the business module indicated in the request for querying early warning information and displaying the early warning information of the successfully queried early warning indicator in response to the request for querying early warning information includes:

[0022] In response to a request for querying early warning information, query the early warning indicator for the business module indicated in the request for querying early warning information, and display the early warning time, trigger conditions, and processing status of the successfully queried early warning indicator.

[0023] Furthermore, the display of the real-time situation and change trend of the early warning indicator includes:

[0024] In response to a request for displaying an early warning indicator, display the real-time situation and change trend of the early warning indicator indicated in the request for displaying an early warning indicator.

[0025] Further, in response to the early warning index display request, the real-time situation and change trend of the early warning index indicated by the early warning index display request are displayed, including:

[0026] In response to the early warning index display request, the real-time situation and change trend of the early warning index indicated by the early warning index display request are displayed through a visualization chart.

[0027] Still further, the business overview module is further configured to:

[0028] In response to the selection of the visualization chart, the early warning information of the selected early warning index is displayed.

[0029] Further, the data statistics of the early warning index includes:

[0030] In response to the early warning index statistics request, data statistics of the early warning index indicated by the early warning index statistics request are performed and displayed.

[0031] Further, receiving the user's subscription to the early warning index and notifying the user who subscribes to the early warning index when the subscribed early warning index triggers early warning information includes:

[0032] Receiving the user's subscription to the early warning index and, when the subscribed early warning index triggers early warning information, notifying the user who subscribes to the early warning index by text message.

[0033] The risk control early warning system of the present invention manages the early warning indexes of different business modules through an index management module, supports the flexible definition and update of the early warning indexes, so as to ensure that the early warning system can change in a timely manner according to management requirements and meet the dynamic needs of enterprise risk management. At the same time, the early warning information is displayed through the early warning information module, the real-time situation and trend of the early warning indexes are displayed through the business overview module, the early warning indexes are statistically analyzed through the data statistics module, and the users are notified in a timely manner through the early warning information subscription module, realizing a complete and comprehensive risk early warning system. BRIEF DESCRIPTION OF THE DRAWINGS

[0034] Figure 1 It is a system schematic diagram of a risk control early warning system according to an embodiment of the present invention;

[0035] Figure 2 It is a flow chart of the approval of the early warning index in the best embodiment of the present invention;

[0036] Figure 3 It is a work flow chart of early warning processing and detail display in the best embodiment of the present invention. DETAILED DESCRIPTION OF THE EMBODIMENTS

[0037] The specific implementation manners of the present invention will be further described below in conjunction with the accompanying drawings. The same components are denoted by the same reference numerals. It should be noted that the terms "front", "rear", "left", "right", "upper" and "lower" used in the following description refer to the directions in the drawings, and the terms "inner" and "outer" respectively refer to the directions towards or away from the geometric center of a specific component.

[0038] Some concepts used in the present invention are as follows:

[0039] Risk control and early warning system: A system used to identify, evaluate, monitor and give early warnings about potential risks of an enterprise. By integrating and analyzing data resources inside and outside the enterprise, it provides timely and accurate risk early warning information to help the enterprise make scientific decisions.

[0040] Information silos: Refers to the phenomenon that information is not shared or circulated among various departments or systems within an enterprise, resulting in the inability to effectively utilize and mine information.

[0041] Early warning rules: Judgment conditions formulated based on business data and risk characteristics. When the data meets these conditions, the system will trigger early warning information.

[0042] Visual display: Presents data intuitively in the form of graphs, charts, etc., so that users can more easily understand and analyze the data.

[0043] Intelligent algorithms: Refers to algorithms that can simulate human intelligent behaviors or thinking processes, such as machine learning, deep learning, etc., and have extensive applications in data analysis, prediction, etc.

[0044] As Figure 1 shown in the system schematic diagram of a risk control and early warning system according to an embodiment of the present invention, it includes:

[0045] An index management module 1, used to manage the early warning indexes regarding the business module;

[0046] An early warning information module 2, used to display and query the early warning information triggered by the business module for the said early warning indexes;

[0047] A business overview module 3, used to display the real-time situation and change trend of the early warning indexes;

[0048] A data statistics module 4, used to perform data statistics on the said early warning indexes;

[0049] An early warning information subscription module 5, used to receive the subscriptions of users for the said early warning indexes, and notify the users who have subscribed to the said early warning indexes when the subscribed early warning indexes trigger early warning information.

[0050] Specifically, the risk control and early warning system of this embodiment includes:

[0051] Indicator Management Module 1: Used to create, manage, and maintain various warning indicators, ensuring that each indicator has a clear definition, warning conditions, and monitoring requirements.

[0052] The warning indicators are associated with business modules, which are modules used by enterprises to execute actual business. During the process of executing business, various different indicators will be generated, and users specify one or more indicators as the warning indicators for this business module.

[0053] Warning Information Module 2: Responsible for receiving, displaying, and processing warning information triggered by each business module, providing detailed viewing, tracing, and processing functions for warning information.

[0054] Business Overview Module 3: Displays the real-time situation and changing trends of the enterprise's overall warning indicators, and supports users to click on specific warning information to view the detailed list of warning matters and historical records.

[0055] Data Statistics Module 4: Conducts statistical analysis on the data of each module, provides a dashboard display function, supports viewing the trend of warning generation, and assists in analysis.

[0056] Warning Information Subscription Module 5: Users can independently subscribe to the warning information of the warning indicators of specific business modules according to their needs, and the system notifies the subscribers via text messages.

[0057] The risk control warning system of the present invention manages the warning indicators of different business modules through the indicator management module, supports the flexible definition and update of warning indicators, thereby ensuring that the warning system can change in a timely manner according to management requirements and meet the dynamic needs of enterprise risk management. At the same time, it displays warning information through the warning information module, displays the real-time situation and trends of warning indicators through the business overview module, conducts statistics on warning indicators through the data statistics module, and notifies users in a timely manner through the warning information subscription module, realizing a complete and comprehensive risk warning system.

[0058] In another embodiment of the present invention, a risk control warning system includes:

[0059] Indicator Management Module 1, used to generate the warning indicators of the business module specified by the new warning indicator request in response to the new warning indicator request, and set the warning method and warning conditions of the warning indicators;

[0060] In one embodiment, the generating the warning indicators of the business module specified by the new warning indicator request in response to the new warning indicator request and setting the warning method and warning conditions of the warning indicators includes:

[0061] In response to the new warning indicator request, sending approval information to the approver;

[0062] When receiving the approval information from the approver, generate the warning indicators for the business module specified in the newly created warning indicator request, and set the warning method and warning conditions for the warning indicators;

[0063] When receiving the rejection information from the approver, reject the generation of warning indicators.

[0064] Warning Information Module 2, which is used to save the warning information generated when the warning indicators reach or exceed the preset warning conditions;

[0065] In response to a warning information query request, query the warning indicators for the business module indicated by the warning information query request, and display the warning information of the successfully queried warning indicators.

[0066] In one embodiment, the step of in response to a warning information query request, querying the warning indicators for the business module indicated by the warning information query request, and displaying the warning information of the successfully queried warning indicators includes:

[0067] In response to a warning information query request, query the warning indicators for the business module indicated by the warning information query request, and display the warning time, trigger conditions, and processing status of the successfully queried warning indicators.

[0068] Business Overview Module 3, which is used to respond to a warning indicator display request and display the real-time situation and change trend of the warning indicators indicated by the warning indicator display request.

[0069] In one embodiment, the step of in response to a warning indicator display request, displaying the real-time situation and change trend of the warning indicators indicated by the warning indicator display request includes:

[0070] In response to a warning indicator display request, display the real-time situation and change trend of the warning indicators indicated by the warning indicator display request through a visual chart.

[0071] In one embodiment, the Business Overview Module 3 is further configured to:

[0072] In response to the selection of a visual chart, display the warning information of the selected warning indicator.

[0073] Data Statistics Module 4, which is used to respond to a warning indicator statistics request, perform data statistics on the warning indicators indicated by the warning indicator statistics request, and display the statistics.

[0074] Warning Information Subscription Module 5, which is used to receive the user's subscription to the warning indicators, and when the subscribed warning indicators trigger warning information, notify the users who subscribed to the warning indicators via text message.

[0075] This embodiment provides an electronic risk control warning design and warning generation technology. By constructing a unified data management platform, the integration and sharing of data are realized, effectively breaking the data silos and forming a comprehensive risk view. At the same time, by deeply combining business data to define warning rules, the accuracy and pertinence of warning information are improved, ensuring that the warnings are closely in line with the actual business.

[0076] In some embodiments, a classified warning mechanism for anomalies, monitoring levels, and risk types can also be established to conduct refined management of different risk types, significantly enhancing the effectiveness and priority of warning information. To facilitate the management layer's intuitive understanding of the overall risk situation of the enterprise, business risks, compliance risks, financial risks, integrity risks, market risks, etc. are centrally displayed in separate sections. A unified warning management center is provided, supporting the flexible definition of warning thresholds, the adjustment of warning generation logic, and the update of the warning library, so as to ensure that the warning system can change in a timely manner according to management requirements and meet the dynamic needs of enterprise risk management.

[0077] The electronic risk control warning design and warning generation technology provided by this embodiment mainly includes the following modules:

[0078] Index Management Module 1: Used to create, manage, and maintain various warning indicators to ensure that each indicator has a clear definition, warning conditions, and monitoring requirements.

[0079] Warning Information Module 2: Responsible for receiving, displaying, and processing warning information triggered by each business module, providing functions for detailed viewing, tracing, and processing of warning information.

[0080] Business Overview Module 3: Displays the real-time situation and changing trends of the warning indicators of the entire enterprise, and supports users to click on specific warning information to view the detailed list of warning items and historical records.

[0081] Data Statistics Module 4: Conducts statistical analysis on the data of each module, provides a dashboard display function, supports viewing the trend of warning generation, and assists in analysis.

[0082] Warning Information Subscription Module 5: Users can independently subscribe to the warning information of the warning indicators of specific business modules according to their needs, and the system will notify the subscribers via SMS.

[0083] Specifically,

[0084] The Index Management Module 1 is used to generate the warning indicators of the business module specified by the new warning indicator request in response to the new warning indicator request, and set the warning method and warning conditions of the warning indicators.

[0085] The warning indicators are associated with business modules, which are the modules used by enterprises to execute actual operations. During the process of executing operations, various different indicators will be generated, and users specify one or more indicators as the warning indicators for this business module.

[0086] In the indicator management module 1, operations for creating, editing, and deleting warning indicators are constructed. For each indicator, detailed definition information needs to be filled in, including the indicator name, warning business area, main responsible unit, risk type, etc., for subsequent management and monitoring. At the same time, business personnel also need to set the monitoring and warning methods and thresholds of the indicators to ensure that when the indicators reach or exceed the preset conditions, warning information can be triggered in a timely manner. The warning conditions include the threshold and the comparison method between the warning indicator and the threshold. For example, if the warning indicator is greater than the threshold, warning information is triggered, or if the warning indicator is less than the threshold, warning information is triggered, or if the warning indicator is equal to the threshold, warning information is triggered.

[0087] In some embodiments, the indicator management module sends the warning method and warning conditions of the warning indicator to the corresponding business module, and the business module sets the warning method and warning conditions of the indicator.

[0088] In addition, the indicator management module also provides functions for real-time monitoring and querying of the indicator status. Business personnel can understand the current status and historical records of each indicator at any time for timely risk assessment and formulation of response strategies.

[0089] In one of the embodiments, in response to a request for creating a new warning indicator, generating the warning indicator of the business module specified by the request for creating a new warning indicator, and setting the warning method and warning conditions of the warning indicator, includes:

[0090] In response to a request for creating a new warning indicator, sending approval information to the approver;

[0091] When receiving the approval information from the approver, generating the warning indicator of the business module specified by the request for creating a new warning indicator, and setting the warning method and warning conditions of the warning indicator;

[0092] When receiving the rejection information from the approver, rejecting the generation of the warning indicator.

[0093] Specifically, the establishment of warning indicators requires approval. As Figure 2 shown in the warning indicator approval flow chart of the best embodiment of the present invention, includes:

[0094] Step S201, receiving a request for adding an indicator and notifying the approver;

[0095] Step S202, if the approval is rejected, end; if the approval is passed, execute step S203;

[0096] Step S203: Add an indicator information to the list, and the default indicator status is effective.

[0097] Step S204: In the business module, retrieve and process data from the data warehouse according to the indicator calculation formula, match whether to give an alarm according to the alarm method and threshold range, and set the handling status, handling result, handling description, etc.

[0098] Step S205: In response to a request to view details, obtain from the business module: basic indicator information, threshold configuration, approval records, alarm information details, and alarm trend chart.

[0099] Step S206: In response to approval editing, if the editing result is rejection, set the indicator as invalid; if the editing result is approval, change the indicator information (indicator status change).

[0100] The alarm information module 2 is used to save the alarm information generated when the alarm indicator reaches or exceeds the preset alarm condition; in response to an alarm information query request, query the alarm indicators of the business module indicated by the alarm information query request, and display the alarm information of the successfully queried alarm indicators.

[0101] Specifically, the alarm information module is responsible for receiving and processing alarm information from each business module. When the indicator of a certain business module reaches or exceeds the preset alarm condition, the module will generate alarm information in a standard format and insert it into the alarm information module. The alarm information module provides rich query and filtering functions, and business personnel can quickly locate and search according to keywords such as alarm number, indicator description, business area, and indicator value.

[0102] In some embodiments, the alarm information is generated by the alarm information module or the business module.

[0103] The alarm information module can detect the alarm indicators of the business module and generate alarm information when the alarm indicators reach or exceed the preset alarm condition. It can also be that each business module inserts the alarm information triggered by the program side into the alarm information module in a standard format, including keywords such as alarm number, indicator description, business area, and indicator value.

[0104] In some embodiments, the corresponding alarm information is displayed according to the type of the alarm indicator.

[0105] Specifically, for anomalies, monitoring levels, and risk types, corresponding alarm mechanisms are adopted.

[0106] In one of the embodiments, the response to the alarm information query request, querying the alarm indicators of the business module indicated by the alarm information query request, and displaying the alarm information of the successfully queried alarm indicators includes:

[0107] In response to an early warning information query request, query the early warning indicators of the business module indicated by the early warning information query request, and display the early warning time, trigger conditions, and processing status of the successfully queried early warning indicators.

[0108] Specifically, for each piece of early warning information, the early warning information module provides detailed viewing and tracing functions, and the specific data fields and query conditions are defined by the business module independently.

[0109] Two methods are supported for early warning information processing: one is to process it uniformly through the early warning platform, and the other is to jump to the function page of the specific business module for processing. After processing, update the early warning processing status through the interface and return the processing result to the early warning information module.

[0110] Business personnel can view the detailed information of the early warning information, including the early warning time, trigger conditions, processing status, etc., for further analysis and processing operations. At the same time, the early warning information module also supports the processing and feedback functions of early warning information. Business personnel can fill in the processing opinions and results in this module and update the early warning processing status through the interface.

[0111] Specifically, as Figure 3 shown in the working flow chart of early warning processing and detail display of the best embodiment of the present invention, including:

[0112] Step S301, the index management module of the early warning processing system (i.e., the management center) detects new index information, adds the index information to the index information list, and records the index details, early warning information, and early warning detail information under this index in the index information list;

[0113] Step S302, determine whether the early warning processing system processes the index early warning. If so, execute step S303; otherwise, execute step S306;

[0114] Step S303, both the business module and the early warning processing system can process. After one party processes, the other party cannot process anymore, and the status is displayed in reverse. Determine whether the business module processes. If so, execute step S304; otherwise, execute step S305;

[0115] Step S304, the [Process] in the early warning information list becomes gray and cannot be operated anymore, and the processing status on the early warning detail page becomes [Processed]. Execute step S307;

[0116] Step S305, the [Process] is displayed in the early warning information list, and the [Processing Status] on the early warning processing page is defaulted to [Unprocessed]. Execute early warning processing, that is, determine whether the index information of this early warning index reaches or exceeds the early warning condition, and execute step S307;

[0117] Step S306, which can only be processed by the business module. After processing, the status is displayed in reverse, and the [Processing] option is not shown in the warning information list. Instead, [Processed] / [Not Processed] is shown according to the processing status of the business module, and then step S307 is executed;

[0118] Step S307, in response to the query of warning details, displays the warning details and warning business information.

[0119] The business overview module 3 is used to display the real-time situation and change trend of the warning indicators indicated by the warning indicator display request in response to the warning indicator display request. The business overview data statistics are coordinated by the risk control compliance module, which displays the real-time situation and change trend of the enterprise's overall warning indicators, and supports users to customize views and focus on key points.

[0120] In one embodiment, the displaying the real-time situation and change trend of the warning indicators indicated by the warning indicator display request in response to the warning indicator display request includes:

[0121] In response to the warning indicator display request, the real-time situation and change trend of the warning indicators indicated by the warning indicator display request are displayed through a visual chart.

[0122] Specifically, the business overview module visually displays the enterprise's overall warning indicator situation, change trend, and key business data in real time. It provides a visual chart display function, such as bar charts, line charts, pie charts, etc., so that users can more intuitively understand the indicator situation, and business personnel can quickly understand the current risk status and business dynamics of the enterprise through this module.

[0123] In the business overview display, multi-dimensional filtering and graphical display functions based on time, business fields, etc. are supported. Business personnel can select specific time ranges, business fields, and other conditions for filtering according to business needs. At the same time, the business overview module also supports the functions of customizing views and focusing on key points. Business personnel can customize a dedicated business overview page according to their own needs, select specific indicator charts, and highlight important warning information or business data to obtain key information more quickly.

[0124] In one embodiment, the business overview module 3 is further used for:

[0125] In response to the selection of a visual chart, display the warning information of the selected warning indicator.

[0126] Specifically, business data penetration is an important part of the business overview module. Business personnel can click on specific warning information to view the detailed warning item list and historical records. The warning item list includes key information such as warning time, trigger conditions, and processing status, which is convenient for business personnel to perform further analysis and processing operations.

[0127] Although this embodiment uses a specific visualization chart tool, other visualization tools or libraries can also achieve the same function. The common point is that they all need to support a rich variety of chart types and interactive functions so that users can more intuitively understand the data.

[0128] The data statistics module 4 is used to respond to the early warning index statistics request, perform data statistics on the early warning index indicated by the early warning index statistics request, and display the results. Index data statistics involve performing data statistics on each index, including key information such as the number of early warnings, processing time, and processing results, to show the risk trend and assist management in taking management measures.

[0129] Specifically, the data statistics display of the data statistics module 4 includes:

[0130] Index data statistics and analysis: Perform detailed data statistics and analysis operations on each index. At the same time, it supports multi-dimensional filtering and statistical functions based on time range, business area, etc. to meet the needs in different scenarios.

[0131] Module data statistics and report generation: Statistically analyze the early warning generation trend down to specific business units, and the risk control and compliance module coordinates the management and real-time displays the overall early warning index situation, change trend, and key business data of the enterprise. Provide scientific and accurate decision-making support functions for management, such as risk assessment and strategy formulation based on data analysis.

[0132] The early warning information subscription module 5 is used to receive users' subscriptions to the early warning indicators, and when the subscribed early warning indicators trigger early warning information, it notifies the users who subscribed to the early warning indicators via text message. Users can independently subscribe to the early warning information of specific modules or indicators according to their needs to ensure that important early warning information can be promptly notified to relevant personnel.

[0133] Specifically, the early warning information subscription module 5 includes:

[0134] Early warning information subscription and management: Users can independently subscribe to the early warning information of specific modules or indicators according to actual needs, and view, modify, and cancel subscriptions at any time. It supports receiving early warning information notifications based on mobile phone numbers. Ensure that important early warning information can be promptly and accurately conveyed to relevant personnel.

[0135] Message template management and customization: Configure corresponding message templates when the early warning indicators are accessed to ensure the accuracy and timeliness of early warning information. At the same time, it supports editing, managing, and customizing message templates to meet the needs in different scenarios. It also supports batch sending based on templates to improve work efficiency.

[0136] The transmission methods of early warning information: In addition to SMS push, early warning information can also be transmitted through emails, instant messaging software, etc. The common point is that the timeliness and accuracy of the information need to be ensured.

[0137] This embodiment significantly improves the efficiency of risk management and compliance management through standardized access processes and early warning information processing mechanisms. It realizes the real-time monitoring and early warning of various risks of the enterprise. The processing process and results of early warning information are transparent and visible, facilitating traceability and auditing, and improving the accuracy and reliability of data. Finally, this embodiment reduces the risks of manual monitoring and processing, reduces human errors, and improves the overall risk management level.

[0138] This embodiment realizes the construction of an intelligent risk control early warning management system. By integrating scattered data resources, breaking information silos, and building a unified and efficient management system, it realizes the all-round and real-time monitoring and precise early warning of various risks of the enterprise. The early warning generation and optimization technology of this embodiment deeply combines business data to define early warning rules, improving the accuracy and pertinence of early warning information. At the same time, it provides a flexible early warning management center, supporting the flexible definition of early warning thresholds, the adjustment of early warning generation logic, and the update of the early warning library to ensure that the early warning system can adapt to the dynamic needs of enterprise risk management. This embodiment adopts a modular design, dividing the system into multiple functional modules such as an index management module, an early warning information module, a business overview module, a data statistics module, and an early warning information subscription module. These modules work together to jointly achieve the goal of intelligent risk control early warning management. This embodiment realizes a classification early warning mechanism, establishing a classification early warning mechanism for anomalies, monitoring levels, and risk types, conducting refined management of different risk types, and enhancing the effectiveness and priority of early warning information. This embodiment uses visual display and data analysis to display the overall early warning index situation, change trends, and key business data of the enterprise through visual charts, providing scientific and accurate decision-making support for management.

[0139] The above-described embodiments merely represent several implementation manners of the present invention. Their descriptions are relatively specific and detailed, but they should not be construed as limiting the scope of the present invention patent. It should be noted that for those of ordinary skill in the art, without departing from the concept of the present invention, several modifications and improvements can still be made, and these all belong to the protection scope of the present invention. Therefore, the protection scope of the present invention patent shall be subject to the appended claims.

Claims

1. A risk control early warning system, characterized in that: include: The indicator management module is used to manage the early warning indicators of the business modules; The warning information module is used to display and query the warning information of the warning indicators triggered by the business module; Business overview module, used to display the real-time status and change trend of early warning indicators; A data statistics module, used for performing data statistics on the early warning indicators; The early warning information subscription module is used to receive the user's subscription to the early warning indicator, and notify the user who subscribed to the early warning indicator when the subscribed early warning indicator triggers the early warning information.

2. The risk control early warning system according to claim 1 is characterized in that: The management of early warning indicators for business modules includes: In response to a request for creating a new warning indicator, a warning indicator for a business module specified by the request for creating a new warning indicator is generated, and a warning method and a warning condition for the warning indicator are set.

3. The risk control early warning system according to claim 2 is characterized in that: The step of responding to the request for creating a new warning indicator, generating a warning indicator for the business module specified by the request for creating a new warning indicator, and setting a warning method and a warning condition for the warning indicator includes: In response to a request for creating a new early warning indicator, approval information is sent to the approver; Upon receiving the approval information from the approver, generating the warning indicator of the business module specified by the new warning indicator request, and setting the warning method and warning condition of the warning indicator; When receiving rejection information from the approver, reject to generate early warning indicators.

4. The risk control early warning system according to claim 1, characterized in that: The display and query business module triggers the warning information of the warning indicator, including: Save the warning information generated when the warning indicator reaches or exceeds the preset warning conditions; In response to the early warning information query request, the early warning indicators of the business module indicated by the early warning information query request are queried, and the early warning information of the early warning indicators obtained through successful query is displayed.

5. The risk control early warning system according to claim 4 is characterized in that: The step of responding to the early warning information query request, querying the early warning indicators of the business module indicated by the early warning information query request, and displaying the early warning information of the early warning indicators successfully obtained by the query, includes: In response to the early warning information query request, the early warning indicators of the business module indicated by the early warning information query request are queried, and the early warning time, triggering conditions, and processing status of the early warning indicators successfully obtained by the query are displayed.

6. The risk control early warning system according to claim 1, characterized in that: The real-time status and change trend of the early warning indicators are displayed, including: In response to the early warning indicator display request, the real-time situation and change trend of the early warning indicator indicated by the early warning indicator display request are displayed.

7. The risk control early warning system according to claim 6, characterized in that: The responding to the warning indicator display request and displaying the real-time situation and change trend of the warning indicator indicated by the warning indicator display request includes: In response to the warning indicator display request, the real-time situation and change trend of the warning indicator indicated by the warning indicator display request are displayed through a visual chart.

8. The risk control early warning system according to claim 7, characterized in that: The business overview module is also used to: In response to the selection of the visualization chart, warning information of the selected warning indicator is displayed.

9. The risk control early warning system according to claim 1, characterized in that: The performing data statistics on the early warning indicators includes: In response to the early warning indicator statistics request, data statistics are performed on the early warning indicators indicated by the early warning indicator statistics request and displayed.

10. The risk control early warning system according to claim 1, characterized in that: The receiving user's subscription to the early warning indicator and notifying the user who subscribed to the early warning indicator when the subscribed early warning indicator triggers early warning information includes: Receive a user's subscription to the early warning indicator, and when the subscribed early warning indicator triggers early warning information, notify the user who subscribed to the early warning indicator via SMS.

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