Online right automatic updating method and device, equipment and storage medium

Abstract

The invention provides an online rights and interests automatic updating method, device and equipment and a storage medium, and the method comprises the steps: configuring alternative rights and interests and decision rules for all online rights and interests in an on-shelf state, the decision rules being used for carrying out the selection of a plurality of alternative rights and interests to replace the rights and interests in the on-shelf state at present; in response to overexamination of alternative rights and interests and decision rules corresponding to the rights and interests, the alternative rights and interests and the decision rules are online and associated with the corresponding rights and interests; determining the stock of the rights and interests in a shelving state; in response to insufficient inventory of the rights and interests, calling a corresponding decision rule to determine a target alternative rights and interests from the plurality of alternative rights and interests based on the decision rule; and replacing the current rights and interests in the racking state based on the target alternative rights and interests. According to the method, the rights and interests can be automatically updated, and manual operation is not needed.

Description

Technical Field

[0001] The present invention relates to the field of computer technology, and in particular to a method, apparatus, device and storage medium for automatic online rights updating. Background Technology

[0002] In online voucher sales scenarios, such as online fuel voucher sales, the details of the benefits listed on the shelves often cannot be sold due to insufficient inventory. Operations staff need to manually replace and relist the benefits details. Manual operation takes a certain amount of time, and online voucher sales need to be paused first. Sales can only be resumed after the manual replacement is completed. This will cause a short-term pause in the online sales of vouchers.

[0003] Based on the above, it is clear that the shortcomings of the original solution are:

[0004] 1. It requires manual configuration by operations staff, involves an approval process, and takes a certain amount of time;

[0005] 2. The rights sold online need to be removed first, which will interrupt business and have some impact on users. Summary of the Invention

[0006] To address the aforementioned technical problems, embodiments of the present invention provide an online automatic rights update method, comprising:

[0007] For each benefit that is currently listed online, alternative benefits and decision rules are configured. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently listed online.

[0008] In response to the approval of the alternative rights and decision rules corresponding to each of the aforementioned rights, the alternative rights and decision rules are launched online and associated with the corresponding rights;

[0009] Determine the inventory of the rights that are currently listed;

[0010] In response to insufficient inventory of the aforementioned rights, the corresponding decision rule is invoked to determine the target alternative rights from among the multiple alternative rights based on the decision rule;

[0011] Replace the currently available rights with the target alternative rights.

[0012] In one embodiment, alternative benefits are configured for each benefit that is currently listed online, including:

[0013] Determine the business dimension decision factors and system default decision factors for each optional benefit. The business dimension decision factors are at least related to the benefit type, transaction performance, transaction cost, and benefit provider capabilities. The system default decision factors are related to the online shelf status and the configuration parameters of the optional benefits. The optional benefits are those that are not currently on the shelf and are in a normal available state.

[0014] The alternative rights are selected from multiple alternative rights based on the business dimension decision factors and the system default decision factors for each of the optional rights.

[0015] In one embodiment, the business dimension decision factors include the type of rights, supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional rights, regional / compliance restriction factor representing whether the usage rights of the first optional rights match the service region, and the historical transaction performance of the first optional rights or the corresponding supplier.

[0016] In one embodiment, the alternative rights are selected from a plurality of alternative rights based on the business dimension decision factor and the system default decision factor for each of the optional rights, including:

[0017] Based on the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, or based on the obtained benefit type configuration instruction, the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, a plurality of first optional benefits are obtained by initial screening of the multiple optional benefits;

[0018] Based on the supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional benefit, regional / compliance restrictions representing whether the usage rights of the first optional benefit match the service region, and the historical transaction performance of the first optional benefit or the corresponding supplier, multiple first optional benefits are selected to obtain multiple second optional benefits.

[0019] The alternative rights are obtained by filtering multiple second optional rights based on the system's default decision factors.

[0020] In one embodiment, the system default decision factors include a first set of parameters characterizing the interface health of the interface provided by the optional benefits, a second set of parameters characterizing the real-time availability status of the supplier system, a third set of parameters characterizing the flow control status of the interface of the optional benefits, and a fourth set of parameters characterizing the historical fluctuation status of the interface and / or supplier system of the optional benefits.

[0021] The alternative rights are selected from multiple options based on the system's default decision factors, including:

[0022] The candidate rights are obtained by filtering multiple optional rights based on the first parameter set, the second parameter set, the third parameter set, and the fourth parameter set corresponding to each optional right.

[0023] In one embodiment, configuring the decision rule includes:

[0024] The priority of multiple alternative rights is determined based on the business dimension decision factors of each alternative right. Among them, the lower the supplier fee rate, the higher the priority, provided that the geographic / compliance restriction factors and right type meet the requirements.

[0025] The decision rule is defined as determining the target alternative interests based on the priority.

[0026] In one embodiment, the right or alternative right is at least one of the following:

[0027] Bank equity products, insurance equity products, healthcare equity products, and gas station fuel coupon equity products.

[0028] Another embodiment of the present invention also provides an online rights automatic renewal device, comprising:

[0029] The configuration module is used to configure alternative benefits and decision rules for each benefit that is currently available online. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently available online.

[0030] The first response module is used to respond to the approval of the alternative rights and decision rules corresponding to each of the rights, to put the alternative rights and decision rules online, and to associate them with the corresponding rights.

[0031] A determination module is used to determine the inventory of the rights that are in the shelf status;

[0032] The second response module is used to respond to insufficient inventory of the rights and interests by invoking the corresponding decision rules to determine the target alternative rights and interests from a plurality of alternative rights and interests based on the decision rules.

[0033] The listing module is used to replace the currently listed rights with the target alternative rights.

[0034] Another embodiment of the present invention also provides an electronic device, comprising:

[0035] One or more processors;

[0036] Memory, configured to store one or more programs;

[0037] When the one or more programs are executed by the one or more processors, the one or more processors implement the online rights automatic update method as described above.

[0038] Another embodiment of the present invention provides a storage medium having a computer program stored thereon, which, when executed by a processor, implements the online rights automatic update method as described above.

[0039] The solution in this embodiment simplifies worker operations, eliminating the need for manual monitoring of equity inventory, offline equity details, and configuration of new equity details for replacement. The entire process is executed automatically by the system, and the entire process can be implemented without interruption, meaning that business is uninterrupted and the sale of equity products will not be affected, nor will it affect users' online purchase of equity products.

[0040] Other features and advantages of this application will be set forth in the description which follows, and will be apparent in part from the description, or may be learned by practicing the application. The objectives and other advantages of this application may be realized and obtained by means of the structures particularly pointed out in the written description, claims, and drawings.

[0041] The technical solution of this application will be further described in detail below with reference to the accompanying drawings and embodiments. Attached Figure Description

[0042] To more clearly illustrate the specific embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the specific embodiments or the prior art will be briefly introduced below. Obviously, the drawings described below are some embodiments of the present invention. For those skilled in the art, other drawings can be obtained from these drawings without creative effort.

[0043] Figure 1 This is a flowchart illustrating the online rights automatic update method in an embodiment of the present invention.

[0044] Figure 2 This is a schematic diagram illustrating the application process of the online rights automatic update method in this embodiment of the invention.

[0045] Figure 3 This is a flowchart illustrating an online rights automatic update method according to another embodiment of the present invention.

[0046] Figure 4 This is a flowchart illustrating the online rights automatic update method in another embodiment of the present invention.

[0047] Figure 5This is a structural block diagram of the online rights automatic update device in an embodiment of the present invention. Detailed Implementation

[0048] The specific embodiments of the present invention will now be described in detail with reference to the accompanying drawings, but these are not intended to limit the scope of the invention.

[0049] It should be understood that various modifications can be made to the embodiments disclosed herein. Therefore, the following description should not be considered as limiting, but merely as an example of embodiments. Other modifications within the scope of this disclosure will be apparent to those skilled in the art.

[0050] The accompanying drawings, which are included in and form part of this specification, illustrate embodiments of the present disclosure and, together with the general description of the disclosure given above and the detailed description of the embodiments given below, serve to explain the principles of the disclosure.

[0051] These and other features of the invention will become apparent from the following description of preferred forms of embodiments given as non-limiting examples, with reference to the accompanying drawings.

[0052] It should also be understood that although the invention has been described with reference to some specific examples, those skilled in the art can certainly implement many other equivalent forms of the invention, which have the features described in the claims and are therefore all within the scope of protection defined herein.

[0053] The above and other aspects, features and advantages of this disclosure will become more apparent when taken in conjunction with the accompanying drawings and in view of the following detailed description.

[0054] Specific embodiments of the present disclosure are described thereafter with reference to the accompanying drawings; however, it should be understood that the disclosed embodiments are merely examples of the present disclosure and can be implemented in various ways. Well-known and / or repeated functions and structures are not described in detail to avoid unnecessary or redundant details that could obscure the present disclosure. Therefore, the specific structural and functional details disclosed herein are not intended to be limiting, but merely to serve as the basis and representative basis for the claims to teach those skilled in the art to use the present disclosure in a variety of substantially any suitable detailed structures.

[0055] This specification may use the phrases “in one embodiment,” “in another embodiment,” “in yet another embodiment,” or “in still another embodiment,” all of which may refer to one or more of the same or different embodiments according to this disclosure.

[0056] The embodiments of the present invention will now be described in detail with reference to the accompanying drawings.

[0057] like Figure 1 As shown, this embodiment of the invention provides a method for automatic online rights renewal, including:

[0058] S1: Configure alternative benefits and decision rules for each benefit that is currently listed online. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently listed.

[0059] S2: In response to the approval of the alternative rights and decision rules corresponding to each of the rights, the alternative rights and decision rules are launched online and associated with the corresponding rights;

[0060] S3: Determine the inventory of the rights that are in the shelf status;

[0061] S4: In response to insufficient inventory of the equity, invoke the corresponding decision rule to determine the target alternative equity from the plurality of alternative equitys based on the decision rule;

[0062] S5: Replace the currently listed rights with the target alternative rights.

[0063] Based on the above, it can be seen that, Figure 2 As shown, in this embodiment, alternative rights and decision rules are first pre-configured for the rights (products) currently listed online or in a normal sales state. These alternative rights are used to replace the currently sold rights product when its inventory is insufficient. Since there are usually multiple alternative rights products, a decision needs to be made on which one to list. The decision rules are used to determine the rights product to be listed. After configuring alternative rights and decision rules for each currently sold rights product, the determined alternative rights and decision rules need to be submitted to the upper-level system for operational review to ensure the feasibility of the solution. If the operational review is passed, each alternative right and decision rule can be launched online and associated with the corresponding currently sold rights product. If the operational review fails, it is returned for reconfiguration. Continuing with... Figure 2 As shown, the system will actively monitor the inventory of each currently available benefit product. If the inventory is normal, the normal sale of the benefit product will continue. If the inventory of the benefit product is insufficient, the system will call the decision rule corresponding to the benefit product, select the target alternative benefit from multiple alternative benefit products based on the rule, and then replace the online benefit product with the target alternative benefit, that is, remove the benefit product from the shelves and put the target alternative benefit product on the shelves at the same time.

[0064] The solution described in the above embodiments can completely simplify the operation of workers, realizing the elimination of manual monitoring of equity inventory, offline equity details and configuration of new equity details for replacement and listing. The entire process is executed automatically by the system, and the entire process does not need to be paused during implementation, that is, the business is not interrupted, and it will not affect the sale of equity products or users' online purchase of equity products.

[0065] The rights (rights products), alternative rights (alternative rights products), and optional rights (optional rights products) described in this embodiment belong to various fields, including but not limited to banking rights products, insurance rights products, healthcare rights products, gas station coupon rights products, etc. For example, they could be property insurance products, life insurance products, bank-issued points redemption products, wealth management rights products, health check-up-related rights products such as blood tests and physiotherapy rights products, or gas station coupon rights products, etc., the specifics are not limited.

[0066] The alternative rights and decision rules mentioned above need to be pre-configured. This configuration process can be performed manually or automatically by the system. In this embodiment, the configuration of alternative rights and decision rules is automatically completed by the system based on the user's input instructions and requirements.

[0067] Specifically, such as Figure 3 As shown, alternative benefits are configured for each benefit that is currently available online, including:

[0068] S101: Determine the business dimension decision factor and the system default decision factor for each optional benefit. The business dimension decision factor is at least related to the benefit type, transaction performance, transaction cost, and benefit supplier capabilities. The system default decision factor is related to the online shelf status and the configuration parameters of the optional benefits. The optional benefits are those that are not currently on the shelf and are in a normal available state.

[0069] S102: Based on the business dimension decision factor and the system default decision factor for each of the optional rights, the alternative rights are selected from the multiple optional rights.

[0070] For example, the system can directly obtain multiple optional benefits, or it can determine optional benefits based on historical transaction data in the transaction database. The optional benefits are benefit products that are not currently listed but are in a normal and available state. In this case, the optional benefits for different online-sold benefit products can be the same or different. The differences can be, for example, based on the type of online-sold benefit product or based on user-input filtering conditions. After obtaining the optional benefit products, the system will further determine the business dimension decision factor and the system default decision factor for each optional benefit product. The business dimension decision factor is used to filter the optional benefit products at the business level, while the system default decision factor is used to filter the optional benefit products at the system performance, stability, and usability levels.

[0071] In this embodiment, the business-dimensional decision factors are at least related to the type of rights, transaction performance, transaction costs, and the capabilities of the rights provider. The system default decision factors are related to the online shelf status and the configuration parameters of the optional rights. After obtaining the business-dimensional decision factors and the system default decision factors for each optional right, the system can combine the obtained decision factors to filter the optional rights and obtain candidate rights. Specifically, it can combine the obtained decision factors and the right types of the currently available right products to filter the optional rights and obtain candidate rights.

[0072] In addition, in practical applications, the system can first filter based on business-dimensional decision factors, and then filter based on the system's default decision factors, or it can first filter based on the system's default decision factors, and then filter based on business-dimensional decision factors, to finally obtain the alternative rights.

[0073] In one embodiment, the business dimension decision factors include the type of rights, supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional rights, regional / compliance restriction factor representing whether the usage rights of the first optional rights match the service region, and the historical transaction performance of the first optional rights or the corresponding supplier.

[0074] Specifically, the following provides a detailed explanation of each of the above factors in conjunction with actual parameters:

[0075] Supplier Fee Rate

[0076] a. Business-side configuration parameters: feeRate (floating-point, unit %);

[0077] b. Priority weight: High (directly affects selling cost);

[0078] c. Applicable scenarios: Under the same type of rights, select according to the principle of optimal cost, that is, the lower the cost, the higher the priority;

[0079] Supplier Capability Rating

[0080] a. Business-side configuration parameters: capacityScore (0-100 points);

[0081] Rating Dimensions:

[0082] a. Order processing capacity (QPS / TPS);

[0083] b. Stability of equity inventory;

[0084] c. Service response timeliness;

[0085] d. Priority weight: Medium to high

[0086] Service type coverage

[0087] a. Business-side configuration parameters: serviceCoverage (JSON format);

[0088] b. Example: {"mobile_recharge":0.95,"video_vip":0.85}, this code can be understood as:

[0089] Discount rates: For example, mobile phone top-ups (mobile_recharge) enjoy a 5% discount, and video VIP (video_vip) enjoys a 15% discount.

[0090] Coverage / Priority: The value represents the coverage or priority of the service in the system (0.95 = 95% coverage).

[0091] Revenue sharing ratio: The revenue sharing ratio between the platform and the supplier (e.g., the platform retains 95% and the partner gives 5%), such as dividend insurance products.

[0092] c. Priority weight: Medium;

[0093] [Regional / Compliance Restrictions]

[0094] a. Business-side configuration parameters: regionConstraints (string array);

[0095] b. Example: ["CN-001","US-002"], this code can be understood as being available in China but not in the United States, or not available in China but available in the United States. The China and the United States represent geographical restrictions. Compliance restrictions are similar, such as being available in China if it complies with Chinese usage rules.

[0096] c. Priority weight: High (mandatory constraint);

[0097] [Cooperation Status Indicator]

[0098] a. Business-side configuration parameters: cooperationStatus (enumeration value);

[0099] b. Status type: ACTIVE (normal and available) / EXPIRED (expired or invalid) / BLACKLISTED (access denied) / MAINTAINING (under maintenance).

[0100] [Historical Trading Performance]

[0101] a. Business-side configuration parameters: historicalPerformance (time series data);

[0102] Includes the following metrics:

[0103] a. Order success rate in the past 7 days;

[0104] b. Service availability over the past 30 days;

[0105] c. Number of sudden failures.

[0106] Furthermore, the alternative rights are obtained by filtering from multiple alternative rights based on the business dimension decision factors and system default decision factors for each of the optional rights, including:

[0107] S103: Based on the benefit type of each of the optional benefits and the benefit type of the currently listed benefit, or based on the obtained benefit type configuration instruction, the benefit type of each of the optional benefits and the benefit type of the currently listed benefit, a plurality of first optional benefits are initially screened to obtain a plurality of first optional benefits;

[0108] S104: Based on the supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional benefit, regional / compliance restrictions representing whether the usage rights of the first optional benefit match the service region, and the historical transaction performance of the first optional benefit or the corresponding supplier, select multiple first optional benefits to obtain multiple second optional benefits.

[0109] S105: Based on the system's default decision factor, multiple second optional rights are screened to obtain the alternative rights.

[0110] For example, in this embodiment, the system first determines the benefit type of each optional benefit and the benefit type of the currently available benefits. Then, it filters the optional benefits based on the type matching degree to obtain the first optional benefit. Alternatively, it obtains a user input instruction containing a specified benefit type, and then filters the optional benefits based on the instruction and the benefit types of each optional benefit to obtain the first optional benefit. This step can also be performed when obtaining optional benefits; if it is performed first, this step will not be performed again. After obtaining the first optional benefit, the system continues to determine the parameter sets involved in each decision factor based on the aforementioned business dimension decision factors, such as business-side configuration parameters, order processing capabilities, and service response timeliness. Then, the system compares the parameters corresponding to different first optional benefits in each set and determines the second optional benefit based on the comparison results. After obtaining the second benefit, the system completes the business-level filtering and then enters the system-level filtering to eliminate second optional benefits that cannot be used normally and retain second optional benefits that can be used normally as candidate benefits.

[0111] In one embodiment, the system default decision factors include a first set of parameters characterizing the interface health of the interface provided by the optional benefit, a second set of parameters characterizing the real-time availability status of the supplier system, a third set of parameters characterizing the flow control status of the interface of the optional benefit, and a fourth set of parameters characterizing the historical fluctuation status of the interface and / or supplier system of the optional benefit.

[0112] The following provides a detailed explanation of each of the above system-level factors, based on actual parameters:

[0113] [API Health Metrics]

[0114] System-collected parameters:

[0115] failureRate(API call failure rate, percentage);

[0116] avgResponseTime (average response time, milliseconds);

[0117] maxResponseTime(maximum response time, milliseconds);

[0118] Real-time availability status

[0119] System-collected parameters:

[0120] availabilityStatus (health status code);

[0121] lastHeartbeat (last heartbeat timestamp);

[0122] currentLoad (current system load percentage);

[0123] [Error Type Classification]

[0124] System-collected parameters:

[0125] errorTypeDistribution (Error Type Statistics);

[0126] Example: {"timeout":12,"auth_fail":3,"system_error":5}, this code means 12 timeouts, 3 authentication failures, and 5 system errors;

[0127]

Flow control parameters

[0128] System-collected parameters:

[0129] qpsLimit (interface QPS limit);

[0130] currentQps (current real-time QPS);

[0131] burstCapacity (burst traffic handling capacity);

[0132] Historical Fluctuation Analysis

[0133] System-collected parameters:

[0134] stabilityScore;

[0135] peakHourSuccessRate (Success Rate During Peak Hours)

[0136] consecutiveFailureCount (number of consecutive failures).

[0137] The alternative rights are selected from multiple options based on the system's default decision factors, including:

[0138] S106: Based on the first parameter set, second parameter set, third parameter set, and fourth parameter set corresponding to each of the optional rights, the multiple optional rights are filtered to obtain the alternative rights.

[0139] For example, continuing with the above embodiment, after the system obtains the second optional right, it can determine the parameters of the decision factors of each system layer of each second optional right, and then compare them based on the parameters of each second optional right. Finally, the second optional right that cannot be used normally or is not stable enough is eliminated, and the remaining second optional right forms the alternative right.

[0140] Furthermore, such as Figure 4 As shown, after configuring the alternative rights, the system also needs to configure the decision rules. In this embodiment, the system configures the decision rules, including:

[0141] S107: Determine the priority of multiple alternative rights based on the business dimension decision factors of each alternative right, wherein, under the condition that the regional / compliance restriction factors and right type meet the requirements, the lower the supplier fee rate, the higher the priority;

[0142] S108: Define the decision rule as determining the target alternative interest based on the priority.

[0143] Specifically, as described above, the decision factors for each business layer include supplier commission rates, supplier capability levels, service type coverage, geographic / compliance restrictions, and historical transaction performance. The system can determine the above decision factors for each candidate benefit and then compare them. During the comparison, the priority weights of each decision factor can be combined to determine which comparison results have higher reference value. By comprehensively analyzing the comparison results, the system ultimately determines the priority among multiple candidate benefits. In application, the priority weights of different decision factors can be flexibly configured according to different focuses, that is, flexibly configuring which comparison results need more attention and have the greatest impact on the final priority ranking. The basic principle for determining priority in this embodiment is that, given that the geographic / compliance restriction factors and benefit types meet the requirements, the lower the supplier commission rate, the higher the priority; that is, the lower the cost, the higher the priority.

[0144] like Figure 5 As shown, another embodiment of the present invention also provides an online rights automatic renewal device, comprising:

[0145] The configuration module is used to configure alternative benefits and decision rules for each benefit that is currently available online. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently available online.

[0146] The first response module is used to respond to the approval of the alternative rights and decision rules corresponding to each of the rights, to put the alternative rights and decision rules online, and to associate them with the corresponding rights.

[0147] A determination module is used to determine the inventory of the rights that are in the shelf status;

[0148] The second response module is used to respond to insufficient inventory of the rights and interests by invoking the corresponding decision rules to determine the target alternative rights and interests from a plurality of alternative rights and interests based on the decision rules.

[0149] The listing module is used to replace the currently listed rights with the target alternative rights.

[0150] In one embodiment, alternative benefits are configured for each benefit that is currently listed online, including:

[0151] Determine the business dimension decision factors and system default decision factors for each optional benefit. The business dimension decision factors are at least related to the benefit type, transaction performance, transaction cost, and benefit provider capabilities. The system default decision factors are related to the online shelf status and the configuration parameters of the optional benefits. The optional benefits are those that are not currently on the shelf and are in a normal available state.

[0152] The alternative rights are selected from multiple alternative rights based on the business dimension decision factors and the system default decision factors for each of the optional rights.

[0153] In one embodiment, the business dimension decision factors include the type of rights, supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional rights, regional / compliance restriction factor representing whether the usage rights of the first optional rights match the service region, and the historical transaction performance of the first optional rights or the corresponding supplier.

[0154] In one embodiment, the alternative rights are selected from a plurality of alternative rights based on the business dimension decision factor and the system default decision factor for each of the optional rights, including:

[0155] Based on the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, or based on the obtained benefit type configuration instruction, the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, a plurality of first optional benefits are obtained by initial screening of the multiple optional benefits;

[0156] Based on the supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional benefit, regional / compliance restrictions representing whether the usage rights of the first optional benefit match the service region, and the historical transaction performance of the first optional benefit or the corresponding supplier, multiple first optional benefits are selected to obtain multiple second optional benefits.

[0157] The alternative rights are obtained by filtering multiple second optional rights based on the system's default decision factors.

[0158] In one embodiment, the system default decision factors include a first set of parameters characterizing the interface health of the interface provided by the optional benefits, a second set of parameters characterizing the real-time availability status of the supplier system, a third set of parameters characterizing the flow control status of the interface of the optional benefits, and a fourth set of parameters characterizing the historical fluctuation status of the interface and / or supplier system of the optional benefits.

[0159] The alternative rights are selected from multiple options based on the system's default decision factors, including:

[0160] The candidate rights are obtained by filtering multiple optional rights based on the first parameter set, the second parameter set, the third parameter set, and the fourth parameter set corresponding to each optional right.

[0161] In one embodiment, when configuring the decision rule, the configuration module includes:

[0162] The priority of multiple alternative rights is determined based on the business dimension decision factors of each alternative right. Among them, the lower the supplier fee rate, the higher the priority, provided that the geographic / compliance restriction factors and right type meet the requirements.

[0163] The decision rule is defined as determining the target alternative interests based on the priority.

[0164] In one embodiment, the right or alternative right is at least one of the following:

[0165] Bank equity products, insurance equity products, healthcare equity products, and gas station fuel coupon equity products.

[0166] Furthermore, another embodiment of the present invention provides an electronic device, comprising:

[0167] One or more processors;

[0168] Memory, configured to store one or more programs;

[0169] When the one or more programs are executed by the one or more processors, the one or more processors implement the online rights automatic update method as described above.

[0170] Furthermore, one embodiment of the present invention also provides a storage medium storing a computer program thereon, which, when executed by a processor, implements the online automatic rights update method as described above. It should be understood that the various solutions in this embodiment have the corresponding technical effects in the above method embodiments, and will not be repeated here.

[0171] Furthermore, embodiments of the present invention also provide a computer program product tangibly stored on a computer-readable medium and comprising computer-readable instructions that, when executed, cause at least one processor to perform a hyperspectral image classification method such as those described in the embodiments above.

[0172] It should be noted that the computer storage medium of the present invention can be a computer-readable signal medium or a computer-readable storage medium, or any combination thereof. A computer-readable medium can be, for example, but not limited to, an electrical, magnetic, optical, electromagnetic, infrared, or semiconductor system, system, or device, or any combination thereof. More specific examples of a computer-readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer disk, a hard disk, a random access storage medium (RAM), a read-only storage medium (ROM), an erasable programmable read-only storage medium (EPROM or flash memory), an optical fiber, a portable compact disk read-only storage medium (CD-ROM), an optical storage medium, a magnetic storage medium, or any suitable combination thereof. In the present invention, a computer-readable storage medium can be any tangible medium containing or storing a program that can be used by or in conjunction with an instruction execution system, system, or device. In the present invention, a computer-readable signal medium can include a data signal propagated in baseband or as part of a carrier wave, carrying computer-readable program code. Such propagated data signals can take various forms, including but not limited to electromagnetic signals, optical signals, or any suitable combination thereof. Computer-readable signal media can also be any computer-readable medium other than computer-readable storage media, which can send, propagate, or transmit a program configured for use by or in connection with an instruction execution system, system, or device. The program code contained on the computer-readable medium can be transmitted using any suitable medium, including but not limited to: wireless, antenna, optical fiber, RF, etc., or any suitable combination thereof.

[0173] Furthermore, those skilled in the art will understand that embodiments of the present invention can be provided as methods, systems, or computer program products. Therefore, the present invention can take the form of a completely hardware embodiment, a completely software embodiment, or an embodiment combining software and hardware aspects. Moreover, the present invention can take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage and optical storage) containing computer-usable program code.

[0174] This invention is described with reference to flowchart illustrations and / or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each block of the flowchart illustrations and / or block diagrams, and combinations of blocks in the flowchart illustrations and / or block diagrams, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, special-purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, generate instructions for implementing the flowchart illustrations and / or block diagrams. Figure 1 One or more processes and / or boxes Figure 1 A system that specifies functions in one or more boxes.

[0175] These computer program instructions may also be stored in a computer-readable storage medium that can direct a computer or other programmable data processing device to function in a particular manner, such that the instructions stored in the computer-readable storage medium produce an article of manufacture including an instruction set implemented in a process. Figure 1 One or more processes and / or boxes Figure 1 The function specified in one or more boxes.

[0176] Those skilled in the art should understand that the discussion of any of the above embodiments is merely exemplary and is not intended to imply that the scope of protection of this application is limited to these examples; within the framework of this application, the technical features of the above embodiments or different embodiments can also be combined, the steps can be implemented in any order, and there are many other variations of different aspects of one or more embodiments of this application as described above, which are not provided in detail for the sake of brevity.

Claims

1. A method for automatically updating online rights, characterized in that, include: For each benefit that is currently listed online, alternative benefits and decision rules are configured. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently listed online. In response to the approval of the alternative rights and decision rules corresponding to each of the aforementioned rights, the alternative rights and decision rules are launched online and associated with the corresponding rights; Determine the inventory of the rights that are currently listed; In response to insufficient inventory of the aforementioned rights, the corresponding decision rule is invoked to determine the target alternative rights from among the multiple alternative rights based on the decision rule; Replace the currently available rights with the target alternative rights.

2. The online rights automatic update method according to claim 1, characterized in that, For each benefit currently available online, alternative benefits are configured, including: Determine the business dimension decision factors and system default decision factors for each optional benefit. The business dimension decision factors are at least related to the benefit type, transaction performance, transaction cost, and benefit provider capabilities. The system default decision factors are related to the online shelf status and the configuration parameters of the optional benefits. The optional benefits are those that are not currently on the shelf and are in a normal available state. The alternative rights are selected from multiple alternative rights based on the business dimension decision factors and the system default decision factors for each of the optional rights.

3. The online rights automatic update method according to claim 2, characterized in that, The business dimension decision factors include the type of rights, supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional rights, regional / compliance restriction factors representing whether the usage rights of the first optional rights match the service region, and the historical transaction performance of the first optional rights or the corresponding supplier.

4. The online rights automatic update method according to claim 3, characterized in that, The alternative rights are selected from multiple alternative rights based on the business dimension decision factors and system default decision factors for each of the optional rights, including: Based on the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, or based on the obtained benefit type configuration instruction, the benefit type of each of the optional benefits and the benefit type of the currently listed benefits, a plurality of first optional benefits are obtained by initial screening of the multiple optional benefits; Based on the supplier fee rate, supplier capability level, service type coverage representing the service coverage of the first optional benefit, regional / compliance restrictions representing whether the usage rights of the first optional benefit match the service region, and the historical transaction performance of the first optional benefit or the corresponding supplier, multiple first optional benefits are selected to obtain multiple second optional benefits. The alternative rights are obtained by filtering multiple second optional rights based on the system's default decision factors.

5. The online rights automatic update method according to claim 2, characterized in that, The system default decision factors include a first set of parameters characterizing the interface health of the interface provided by the optional rights, a second set of parameters characterizing the real-time availability status of the supplier system, a third set of parameters characterizing the flow control status of the interface of the optional rights, and a fourth set of parameters characterizing the historical fluctuation status of the interface and / or supplier system of the optional rights. The alternative rights are selected from multiple options based on the system's default decision factors, including: The candidate rights are obtained by filtering multiple optional rights based on the first parameter set, the second parameter set, the third parameter set, and the fourth parameter set corresponding to each optional right.

6. The online rights automatic update method according to claim 3, characterized in that, Configure the decision rules, including: The priority of multiple alternative rights is determined based on the business dimension decision factors of each alternative right. Among them, the lower the supplier fee rate, the higher the priority, provided that the geographic / compliance restriction factors and right type meet the requirements. The decision rule is defined as determining the target alternative interests based on the priority.

7. The online rights automatic update method according to claim 1, characterized in that, The rights and alternative rights are at least one of the following: Bank equity products, insurance equity products, healthcare equity products, and gas station fuel coupon equity products.

8. An online rights automatic update device, characterized in that, include: The configuration module is used to configure alternative benefits and decision rules for each benefit that is currently available online. The decision rules are used to select from multiple alternative benefits to replace the benefit that is currently available online. The first response module is used to respond to the approval of the alternative rights and decision rules corresponding to each of the rights, to put the alternative rights and decision rules online, and to associate them with the corresponding rights. A determination module is used to determine the inventory of the rights that are in the shelf status; The second response module is used to respond to insufficient inventory of the rights and interests by invoking the corresponding decision rules to determine the target alternative rights and interests from a plurality of alternative rights and interests based on the decision rules. The listing module is used to replace the currently listed rights with the target alternative rights.

9. An electronic device, comprising: One or more processors; Memory, configured to store one or more programs; When the one or more programs are executed by the one or more processors, the one or more processors implement the online rights automatic update method as described in any one of claims 1-7.

10. A storage medium having a computer program stored thereon, which, when executed by a processor, implements the online rights automatic update method as described in any one of claims 1-7.

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