Supply chain financial mobile terminal solution

Abstract

The invention relates to the technical field of supply chain finance, and discloses a supply chain finance mobile terminal solution which comprises a database, a supply chain management system and a supply chain finance platform. According to the supply chain financial mobile terminal solution, an enterprise data set is collected through a network connection database, an enterprise is invited to enter a supply chain financial platform according to a screening standard, registration information of the entering enterprise is collected, a registration data set is formed, the synchronization degree of the merchant account number of the supply chain financial platform and the number of invited enterprises is analyzed, and the supply chain financial mobile terminal is obtained. The work efficiency of the quantitative platform and the multi-dimensional evaluation synchronization efficiency are high, a supply chain management system collects a project data set, analyzes the total holding amount of the investment financing project of each settled enterprise and the total financing project application amount, generates a risk control coefficient, and evaluates the work efficiency of a supply chain financial platform mobile terminal and the financing risk of the settled enterprise. And corresponding early warning signals and management suggestions are generated, so that the timeliness and accuracy of decision making are improved, and the financing management capability is high.

Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of supply chain finance, in particular to a supply chain finance mobile terminal solution. BACKGROUND

[0002] Supply chain finance aims to solve the problem of fund flow in the enterprise supply chain, and is an important financial tool that provides financial services to supply chain participants to optimize fund operation, reduce risk and improve efficiency. The platform mobile terminal is the best entrance for natural marketing, which is more in line with the use habits of each participant in supply chain finance and can improve the information reach rate of the platform and the marketing appeal. The development and production of new products of the platform can be directly parallel in the mobile terminal, so as to maximize the utilization rate and effectiveness of the products.

[0003] The supply chain finance mobile terminal mainly solves the technical problems of the following two types of subjects:

[0004] Supplier: The supplier needs to conveniently complete platform filing, asset management, asset signing and financing initiation at any time and anywhere, and can obtain asset signing and financing results in real time.

[0005] Core enterprise: High-frequency push of assets, asset rights and asset redemption, and the timeliness requirement of loan is up to T+0 days.

[0006] Under this background, the requirements for platform operation review are improved, and the requirements for instant response of customers are also improved. It is necessary to fully utilize technological means to improve the operation efficiency of the platform under limited conditions and cope with the new situation of development. SUMMARY

[0007] (I) Technical problems solved

[0008] In view of the defects in the prior art, the present application provides a supply chain finance mobile terminal solution, which has the advantages of high multi-dimensional evaluation synchronization efficiency and strong financing management capability, and solves the problems of low synchronization efficiency and poor financing management capability of traditional supply chain finance platforms.

[0009] (II) Technical scheme

[0010] In order to achieve the above-mentioned purpose, the present application provides the following technical scheme: a supply chain finance mobile terminal solution, comprising a database, a supply chain management system and a supply chain finance platform, and the database, the supply chain management system and the supply chain finance platform are interconnected through a network, comprising the following steps:

[0011] Step 1: Collect enterprise data set through network connection database, set screening standard, then invite enterprises to settle in supply chain finance platform according to screening standard, collect registration information of settled enterprises, and form registration data set;

[0012] Step 2: Set a fixed monitoring period , combined with the registration dataset, analyze the synchronization degree of the number of supply chain financial platform merchant accounts and the number of invited enterprises ;

[0013] Step three: obtain all financing project management data through network connection supply chain management system, and form project dataset;

[0014] Step four: according to the registration dataset and the project dataset, analyze the total amount of investment financing projects held by each registered enterprise And the total amount of financing project application , and generate the corresponding risk control coefficient ;

[0015] Step five: set a fixed range of synchronization threshold And risk control threshold , combined with the synchronization degree And risk control coefficient , evaluate the working efficiency of supply chain financial platform mobile terminal and the financing risk of registered enterprises, and generate corresponding early warning signals and management suggestions.

[0016] Preferably, in step one, the expression of enterprise dataset is , to are the basic information of the first to the th enterprise, and the basic information includes enterprise name, legal representative, registered capital, number of insured persons, serious illegal record and tax illegal record, Indicates the length of time of each enterprise.

[0017] Preferably, in step one, the screening criteria are as follows:

[0018] The registered capital of the enterprise is greater than or equal to 100,000 yuan;

[0019] The number of insured persons is greater than or equal to 5;

[0020] The serious illegal record should be 0;

[0021] The tax illegal record should be 0.

[0022] Preferably, in step one, the number of enterprises meeting the screening criteria is marked as , and invitation two-dimensional code is generated by using programming language, and the enterprise is invited to register in the supply chain financial platform through the invitation two-dimensional code, and the expression of the registration dataset is , , to are the first to the The registration information of the registered enterprise includes the invited time point, the registered enterprise name, the legal representative, the business license information, the bank account information, and the face recognition image. The specific time point of registering the merchant account of the supply chain financial platform by each registered enterprise is indicated.

[0023] Preferably, in the step two, the synchronization degree The calculation process is as follows:

[0024] According to the invited time point of the registered enterprise in the registration data set, the monitoring period The number of enterprises receiving the invitation two-dimensional code is marked as According to the specific time point of the registered enterprise in the registration data set, the monitoring period The number of enterprises completing the registration of the merchant account of the supply chain financial platform is marked as ;

[0025]

[0026] In the formula, The number of enterprises completing the registration of the merchant account of the supply chain financial platform is marked as The synchronization degree of the number of merchant accounts of the supply chain financial platform and the number of invited enterprises in the monitoring period

[0027] Preferably, in the step three, the expression of the project data set is , to The management data of the first to the financing project, including the project number, the financing enterprise name, the investment enterprise name, the holding amount, the financing period, the financing interest rate, and the historical overdue record, The application amount of each financing project is indicated.

[0028] Preferably, in the step four, the calculation process of the total holding amount of the invested financing project of a single registered enterprise and the total application amount of the financing project is as follows:

[0029] S11, according to the registration data set, a registered enterprise with a registered merchant account is randomly selected, and the registered enterprise name is marked as The number of merchant accounts associated with the registered enterprise is marked as ;

[0030] S12, according to the project data set, the management data of the financing project associated with the registered enterprise is screened out;

[0031] If the number of the registered enterprise associated with the merchant account is 1, and the number of the associated financing project is 1, the holding amount of the financing project is marked as ;

[0032] S13, the total holding amount of the financing project invested by the registered enterprise associated with the merchant account is calculated, and the total application amount of the financing project is calculated ; ;

[0033] If the number of the registered enterprise associated with the merchant account is 1, and the number of the associated financing project is 1, the holding amount of the financing project is marked as ;

[0034]

[0035]

[0036] In the formula, represents the holding amount of a single financing project in the merchant account of the registered enterprise , and represents the application amount of a single financing project in the merchant account of the registered enterprise ;

[0037] If the number of the registered enterprise associated with the merchant account is greater than 1, and the number of the associated financing project is greater than 1, the total holding amount of the financing project invested by the registered enterprise is calculated, and the total application amount of the financing project is calculated

[0038]

[0039]

[0040] In the formula, represents the number of the merchant account associated with the registered enterprise , and represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , and represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , and represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , and represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , and represents the total holding amount of the financing project invested by the registered enterprise , and represents the total application amount of the financing project invested by the registered enterprise The application amount for the first financing project in each merchant account. Indicates the number of companies that have moved in The associated first Among the merchant accounts, the first The amount applied for by each financing project This indicates that the number of registered companies is calculated based on the number of merchant accounts and the number of associated financing projects. The total amount of financing project applications.

[0041] Preferably, in step four, the risk control coefficient The calculation process is as follows:

[0042] Based on the project dataset, statistics on the number of companies that have moved in are compiled. The total number of historical overdue records across all associated merchant accounts, marked as follows. ;

[0043]

[0044] In the formula, This represents the ratio of the total amount of invested and financed projects held to the total amount of financing applications submitted by the projects, which is the percentage of companies that have moved in. The investment and financing ratio, This indicates the assessment weighting for the investment-financing ratio. This indicates the evaluation weight based on the total number of historical overdue records. , Indicates according to and Weighting, to obtain the resident companies Risk control coefficient .

[0045] Preferably, in step five, the synchronization degree Below the synchronization threshold When this occurs, it indicates that the mobile terminal of the supply chain finance platform is operating slowly, generating a synchronous warning signal and suggesting that managers follow up on the progress of invited companies joining the platform.

[0046] Preferably, in step five, the risk control coefficient Exceeding the risk control threshold When this occurs, it indicates that the financing risk of the company is high, generating a risk control warning signal and suggesting that management review the company's financing structure.

[0047] Compared with existing technologies, this invention provides a mobile solution for supply chain finance, which has the following advantages:

[0048] 1. This invention collects enterprise datasets by connecting to a database via the network, sets screening criteria, and then invites enterprises to join the supply chain finance platform according to the screening criteria. It collects the registration information of the joining enterprises and compiles it into a registration dataset, ensuring that the enterprises joining the platform are all legitimate companies with stable funds and good records, thus improving the platform's quality and stability. A fixed monitoring period is also set. Furthermore, by combining the registration dataset, we can analyze the synchronicity between the number of merchant accounts on the supply chain finance platform and the number of invited companies. Quantifying the platform's work efficiency helps improve the overall progress of enterprise onboarding and platform activity, and multi-dimensional evaluation is highly efficient.

[0049] 2. This invention obtains management data of all financing projects through a network connection to the supply chain management system, and forms a project dataset to analyze the total holding amount of financing projects invested in by each resident enterprise. Total amount of financing project applications And generate the corresponding risk control coefficient. Timely identification of potentially high-risk enterprises, proactive measures to avoid possible default risks, and setting a fixed range of synchronization thresholds. and risk control threshold Combined with synchronization and risk control coefficient The system assesses the efficiency of the mobile terminal of the supply chain finance platform and the financing risks of the enterprises on the platform, and generates corresponding early warning signals and management suggestions to improve the timeliness and accuracy of decision-making, ensure the platform's continued healthy operation, and demonstrate strong financing management capabilities. Attached Figure Description

[0050] Figure 1 This is a schematic diagram of the solution steps of the present invention;

[0051] Figure 2 This is a schematic diagram of the supply chain finance platform in Embodiment 1 of the present invention. Detailed Implementation

[0052] The technical solutions of the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, and not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative effort are within the scope of protection of the present invention.

[0053] Due to the low synchronization efficiency and poor project management capabilities of traditional supply chain finance platforms, a mobile supply chain finance solution is provided. Please refer to [link / reference]. Figure 1The application discloses a supply chain finance mobile terminal solution which comprises a database, a supply chain management system and a supply chain finance platform, and is connected through a network among the database, the supply chain management system and the supply chain finance platform, and comprises the following steps:

[0054] Step one: collecting enterprise data sets through the network connection database, setting screening standards, inviting enterprises to settle in the supply chain finance platform according to the screening standards, collecting the registration information of the settled enterprises and forming a registration data set;

[0055] The expression of the enterprise data set is , to are the basic information of the first to the th enterprise, and the basic information comprises an enterprise name, a legal representative, a registered capital, a number of insured persons, a serious illegal record and a tax illegal record, represents the establishment length of each enterprise;

[0056] The screening standards are as follows:

[0057] The registered capital of the enterprise is greater than or equal to 100,000 yuan;

[0058] The number of insured persons is greater than or equal to 5;

[0059] The serious illegal record should be 0;

[0060] The tax illegal record should be 0.

[0061] The number of enterprises meeting the screening standards is marked as , and invitation two-dimensional codes are generated by using a programming language, the enterprises are invited to settle in the supply chain finance platform through the invitation two-dimensional codes, and the expression of the registration data set is , , to are the registration information of the first to the th settled enterprise, and the registration information comprises an invitation time point, a settled enterprise name, a legal representative, business license information, bank account information and a face recognition image, represents the specific time point of the registration of the supply chain finance platform merchant account of each settled enterprise, ensures that the enterprises settled in the platform are legal enterprises with stable funds and good records, improves the quality and stability of the platform and reduces potential risks;

[0062] Step two: setting a fixed-length monitoring period , and combining the registration data set, the synchronization degree of the number of supply chain finance platform merchant accounts and the number of invited enterprises is analyzed , and the calculation process is as follows:

[0063] According to the invited time point of the registered enterprise in the registration data set, the monitoring period is counted The number of enterprises receiving the invitation two-dimensional code is marked as According to the specific time point of the registered enterprise in the registration data set registering the supply chain financial platform merchant account, the monitoring period is counted The number of enterprises completing the registration of the supply chain financial platform merchant account is marked as ;

[0064]

[0065] In the formula, The number of enterprises completing the registration of the merchant account is a percentage of the number of invited enterprises, that is, the synchronization degree of the number of supply chain financial platform merchant accounts and the number of invited enterprises in the monitoring period , quantifying the work efficiency of the platform, which helps to improve the overall progress of enterprise registration and platform activity, and multi-dimensional evaluation of synchronization efficiency;

[0066] Step three: obtain all financing project management data through network connection supply chain management system, and form project data set;

[0067] The expression of project data set is , to The first to the management data of financing project, the management data includes project number, financing enterprise name, investment enterprise name, holding limit, financing period, financing interest rate and historical overdue record, Indicates the application limit of each financing project, and comprehensively masters the multi-party information in supply chain financing project, so as to realize high-frequency push of assets, asset right and asset redemption;

[0068] Step four: according to the registration data set and the project data set, analyze the total holding amount and the total financing project application amount of each registered enterprise invested financing project, and generate the corresponding risk control coefficient ;

[0069] The calculation process of the total holding amount and the total financing project application amount of the single registered enterprise invested financing project is as follows:

[0070] S11, according to the registration data set, a registered merchant account of a registered enterprise is randomly selected, and the name of the registered enterprise is marked as The number of merchant accounts associated with the registered enterprise is marked as ;

[0071] S12, screening out the financing projects associated with the registered enterprise according to the project data set There are management data of the financing projects associated with the registered enterprise;

[0072] If the registered enterprise is an investment enterprise, the holding amount is marked as ;

[0073] S13, statistics of the holding total amount of the financing projects associated with the registered enterprise in the merchant account and the total amount of the financing project applications ;

[0074] If the number of the merchant accounts associated with the registered enterprise is 1, and the number of the financing projects associated with the registered enterprise is 1,

[0075]

[0076]

[0077] In the formula, represents the holding amount of a single financing project in the merchant account of the registered enterprise , and represents the application amount of a single financing project in the merchant account of the registered enterprise ;

[0078] If the number of the merchant accounts associated with the registered enterprise is greater than 1, and the number of the financing projects associated with the registered enterprise is greater than 1,

[0079]

[0080]

[0081] In the formula, represents the number of the merchant accounts associated with the registered enterprise , represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , represents the holding amount of the first financing project in the first merchant account associated with the registered enterprise , and represents the holding total amount of the financing projects invested by the registered enterprise is obtained by statistics according to the number of the merchant accounts and the number of the financing projects associated with the registered enterprise ​​​​​​ Indicates the number of companies that have moved in The associated first The application amount for the first financing project in each merchant account. Indicates the number of companies that have moved in The associated first Among the merchant accounts, the first The amount applied for by each financing project This indicates that the number of registered companies is calculated based on the number of merchant accounts and the number of associated financing projects. The total amount of financing applications helps the platform understand each company's participation in the financing market and the risks it undertakes;

[0082] Risk control coefficient The calculation process is as follows:

[0083] Based on the project dataset, statistics on the number of companies that have moved in are compiled. The total number of historical overdue records across all associated merchant accounts, marked as follows. ;

[0084]

[0085] In the formula, This represents the ratio of the total amount of invested and financed projects held to the total amount of financing applications submitted by the projects, which is the percentage of companies that have moved in. The investment and financing ratio, This indicates the assessment weighting for the investment-financing ratio. This indicates the evaluation weight based on the total number of historical overdue records. , Indicates according to and Weighting, to obtain the resident companies Risk control coefficient Timely identification of potentially high-risk enterprises and proactive measures to avoid possible default risks;

[0086] Step 5: Set a fixed range of synchronization thresholds and risk control threshold Combined with synchronization and risk control coefficient Assess the efficiency of the mobile terminal of the supply chain finance platform and the financing risks of the participating companies, as well as the synchronization rate. Below the synchronization threshold When this occurs, it indicates that the mobile terminal of the supply chain finance platform is operating slowly, generating a synchronized early warning signal. It is recommended that managers monitor the progress of invited companies' onboarding and adjust the risk control coefficient. Exceeding the risk control threshold At this time, it indicates that the financing risk of the settled enterprise is high, generates a risk control early warning signal, and suggests that the management personnel review the financing structure of the settled enterprise, improves the timeliness and accuracy of decision-making, ensures the continuous and healthy operation of the platform, and has strong financing management capability.

[0087] Embodiment 1

[0088] In this embodiment 1, a supply chain financial platform provided with a registration module, a basic information changing module, a transaction management module and a voucher management module is selected as an experimental object. Specifically, the supply chain financial platform mobile terminal is a mobile applet, the registration module includes enterprise basic information, legal representative information, authorized information, bank account information, face recognition page function, and is used for merchant registration of the supply chain financial platform according to the business machine risk control merchant access requirement. The registration module uses an invitation system, and the enterprise receiving the invitation information can register and settle in the supply chain financial platform. The registration process includes a process prompt page, a business license page, an enterprise qualification certificate page, a bank information page, a legal representative page, an authorized person page, a face recognition, an enterprise authorization page and a submission page;

[0089] The basic information changing module is used for changing or perfecting the enterprise basic information, and the enterprise basic information includes business license, legal person related information, authorized person information and core enterprise redemption account information;

[0090] The steps of changing or perfecting the enterprise basic information are as follows:

[0091] The user who has completed the filing and activation enters the home page of the applet, and clicks the enterprise information and authorized person information under the account management directory set;

[0092] Enterprise information: clicking directly jumps to the enterprise business license, enterprise qualification, enterprise legal person information page for viewing and modifying. After modification, if there is a risk control requirement, the face recognition step needs to be completed according to the risk control requirement;

[0093] Authorized person information: clicking can directly view the authorized person page related information for viewing and modifying. After modification, if there is a risk control requirement, the face recognition step needs to be completed according to the risk control requirement;

[0094] The transaction management module is used for displaying the overall asset status, transaction management and transaction function guide on the home page. The task bar of the transaction management module is provided with the functions of signing, transferring, financing and voucher management;

[0095] The asset status data includes total assets, total digital debts held in a valid state after signing, normal holding, financed balance, core enterprise non-redeemed, and total digital debts redeemed;

[0096] The transaction management module is provided with a message center. If there is an unread message, the corresponding message icon will remind. Clicking the message icon can enter the message center page.

[0097] The voucher management module is used to enter the voucher management page to view the state of the voucher, and enter the details to initiate financing and transfer operation.

[0098] Financing and transfer operation of the voucher management module:

[0099] a. Clickable digital debt certificate, click to initiate and complete transfer action: click confirm, query whether the authorized person adds transfer application audit permission in the permission management, if added, the pop-up window prompts that it has entered the next level of agent audit, if not added multi-level audit or multi-level audit is completed, click the confirm of the audit flow page to enter the next step, trigger mobile phone verification identity confirmation link, the whole page is in the state of light box; The authorized person's mobile phone number is displayed by default, click to send verification code, display gray state send (60s) countdown, more than 60s, change back to normal state to send verification code.

[0100] Verification feedback: if the verification code is incorrect, directly prompt in the verification code box: verification code error; if the information is correct, the verification is passed, and the transfer feedback page is entered;

[0101] b. Clickable digital debt certificate, click to initiate and complete financing action: click to finance, if the verification state of the collection bank account information is not passed, the pop-up window displays the collection account management entrance, click to enter the payment verification; If the verification state of the collection bank account information is passed, directly enter the financing initiation detail page; Click confirm, query whether the authorized person adds financing application audit permission in the permission management, if added, the pop-up window prompts that it has entered the next level of agent audit, if not added multi-level audit or multi-level audit is completed, click the confirm of the audit flow to enter the next step, trigger mobile phone verification identity confirmation link; The authorized person's mobile phone number is displayed by default, click to send verification code, display gray state send (60s) countdown, more than 60s, change back to normal state to send verification code.

[0102] Regarding the part of the financing, the original total amount of the transaction type from the transaction has been traded, and the unassigned part of the debt is in a new digital debt certificate number generated by the transaction management, which is in an effective state. The other information is consistent with the original certificate before unassignment; The traded debt certificate details display order information (including financing transfer amount, unfinancing transfer amount and corresponding digital debt certificate number).

[0103] The overall operation process of the supply chain finance mobile terminal solution can be entered through a small program or a public number in the my-account interface. According to the business and risk control of the merchant access requirements, the merchant registration module of the supply chain finance platform is constructed. After the merchant registration, the basic information can be changed, the user who completes the filing and activation enters the small program homepage, and the complete operable information is displayed under the setting-account management: enterprise information change and authorized person information change; then, the transaction management interface is entered, the operation is performed through the signing, transfer, financing and voucher management function of the task bar, the voucher management page can be entered by clicking the homepage voucher management. This page can see the state of the voucher, and enter the details to initiate financing and transfer related operations.

[0104] While embodiments of the application have been shown and described, it is to be understood that the embodiments described are merely exemplary of the principles and application of the present application. Numerous modifications, changes, omissions, substitutions and adaptations can be made by those skilled in the art without departing from the application, which is defined by the following claims and their equivalents.

Claims

1. A supply chain finance mobile end solution, characterized in that: The application comprises a database, a supply chain management system and a supply chain financial platform, and the database, the supply chain management system and the supply chain financial platform are interconnected through a network, and the method comprises the following steps: Step one: collecting enterprise data sets through the network connection database, setting screening standards, inviting enterprises to settle in the supply chain financial platform according to the screening standards, collecting the registration information of the settled enterprises, and forming a registration data set; Step two: set a fixed monitoring period In combination with the registration data set, the synchronization degree of the number of supply chain financial platform merchant accounts and the number of invited enterprises is analyzed ; Step three: obtaining the management data of all financing projects through the network connection of the supply chain management system, and forming a project data set; Step four; analyzing the total amount of investment in financing projects of each registered enterprise based on the registration dataset and the project dataset and the total amount of financing project applications and generating the corresponding risk control coefficient ; Step five: set the fixed range of synchronization threshold And the risk control threshold , combined with the synchronization degree And the risk control coefficient , evaluate the work efficiency of the supply chain financial platform mobile terminal and the financing risk of the registered enterprise, and generate corresponding early warning signals and management recommendations.

2. The supply chain finance mobile end solution according to claim 1, characterized in that: The expression of the enterprise data set in the step one is , are the basic information of the first to the th enterprise respectively, the basic information includes enterprise name, legal representative, registered capital, number of insured persons, serious illegal record and tax illegal record, represents the establishment length of each enterprise.​ 3. The supply chain finance mobile end solution according to claim 2, characterized in that: In step one, the screening standards are as follows: The registered capital of the enterprise is greater than or equal to 100,000 yuan; The number of insured persons is greater than or equal to 5; The serious illegal record should be 0; The tax law violation record should be 0.

4. The supply chain finance mobile end solution according to claim 3, characterized in that: The number of enterprises meeting the screening criteria in step one is marked as , an invitation two-dimensional code is generated using a programming language, and the expression of the registration data set is , , , The registration information of the first to the th registered enterprise, respectively, includes the invitation time point, the name of the registered enterprise, the legal representative, the business license information, the bank account information, and the face recognition image, represents the specific time point at which each registered enterprise registers the supply chain financial platform merchant account.​ 5. The supply chain finance mobile end solution according to claim 4, characterized in that: The step two, the degree of synchronization The calculation flow is as follows: According to the invited time point of the registered enterprise in the registration data set, the monitoring period is counted The number of enterprises receiving the invitation two-dimensional code is marked as According to the specific time point of the registered enterprise in the registration data set registering the supply chain financial platform merchant account, the monitoring period is counted The number of enterprises completing the supply chain financial platform merchant account registration is marked as ; ; In the formula, The number of enterprises completing the supply chain financial platform merchant account registration is marked as The synchronization degree of the number of supply chain financial platform merchant accounts and the number of invited enterprises in the monitoring period.

6. The supply chain finance mobile end solution according to claim 5, characterized in that: In the step three, the expression of the project dataset is , to are the management data of the first to the financing projects, respectively, and the management data includes project number, financing party enterprise name, investment party enterprise name, holding quota, financing period, financing interest rate and historical overdue record, represents the application quota of each financing project.

7. The supply chain finance mobile end solution according to claim 6, characterized in that: The total amount of investment financing projects held by the single resident enterprise in step four and the total amount of financing project applications are calculated as follows: S11, according to the registration data set, randomly extract an already registered merchant account of a settled enterprise, and mark the name of the settled enterprise as , the number of associated merchant accounts of the settled enterprise is marked as ; S12、According to the project data set, screening out the financing project associated with the registered enterprise There is management data of the associated financing project; If the single financing project is an investment enterprise , the quota mark is marked as ; S13, count the registered enterprises The total amount of investment in the associated merchant account And the total amount of financing project applications ; If the enterprise The number of associated merchant accounts Is 1, and the number of associated financing projects is 1, ; ; In the formula, represents the holding limit of a single financing project in the merchant account of the resident enterprise , represents the application limit of a single financing project in the merchant account of the resident enterprise . If the companies that move in Number of associated merchant accounts And when the number of related financing projects is greater than 1, ; ;In the formula, Indicates the number of companies that have moved in The number of merchant accounts, Indicates the number of companies that have moved in The associated first The holding amount for the first funded project in each merchant account. Indicates the number of companies that have moved in The associated first Among the merchant accounts, the first The holding amount of each financing project, This indicates that the number of registered companies is calculated based on the number of merchant accounts and the number of associated financing projects. Total holdings of invested and financed projects Indicates the number of companies that have moved in The associated first The application amount for the first financing project in each merchant account. Indicates the number of companies that have moved in The associated first Among the merchant accounts, the first The amount applied for by each financing project This indicates that the number of registered companies is calculated based on the number of merchant accounts and the number of associated financing projects. The total amount of financing project applications.

8. The supply chain finance mobile end solution according to claim 7, characterized in that: In the step four, the risk control coefficient The calculation process is as follows: According to the project data set, statistics of registered enterprises The total number of historical overdue records in all associated merchant accounts, and marked as ; ; In the formula, represents the ratio of the total amount of investment financing projects held to the total amount of financing project applications, i.e., the investment financing ratio of the resident enterprise , represents the evaluation weight for the investment financing ratio, represents the evaluation weight for the total number of historical overdue records, , represents the risk control coefficient of the resident enterprise according to the weights . .​ 9. The supply chain finance mobile end solution according to claim 8, characterized in that: The step five, degree of synchronization Below the synchronization threshold When, the working efficiency of the supply chain financial platform mobile terminal is slow, a synchronization early warning signal is generated, and the management personnel are suggested to follow up the invitation of the enterprise to enter the residence progress.

10. The supply chain finance mobile end solution according to claim 9, characterized in that: The step five, the risk control coefficient Exceeding the risk control threshold When, the financing risk of the registered enterprise is high, a risk control early warning signal is generated, and the manager is suggested to review the financing structure of the registered enterprise.

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