Interaction system under registration access application of supply chain financial application system

Abstract

The invention provides an interaction system under registration access application of a supply chain financial application system. The system comprises a Internet access interface layer and a middle interaction layer, the middle interaction layer comprises a registration service unit, an intelligent processing service unit, a file center unit and a data conversion service unit; the Zhonglogin service unit is used for interacting with various interfaces provided by a Zhonglogin network through a plurality of preset interfaces; interfaces of the registration service unit comprise a structured registration interface, a structured state query interface, a duplicate checking interface, a structured data query interface, a historical registration proof acquisition interface and a financing material duplicate checking service interface; the intelligent processing service unit is used for realizing intelligent processing of business data; the intelligent processing comprises data structured processing, data duplicate checking, abnormal condition processing and business scene intelligent identification; the file center unit is used for storing data; and the data conversion service unit is used for performing data format conversion.

Description

TECHNICAL FIELD

[0001] The present application relates to the technical field of supply chain finance, and in particular to an interaction system for a supply chain finance application system registration access application. BACKGROUND

[0002] Supply chain finance is an important channel for modern enterprise financing. The cloud credit product includes three links of cloud credit certification, cloud credit circulation and cloud credit financing. These three links have natural sequentiality. First, cloud credit certification is an evaluation of core enterprises, and a contract is signed by the bank, the core enterprise and the enterprise cloud chain. The bank provides credit limit to the core enterprise. Second, cloud credit circulation circulates the credit limit of the core enterprise to the upstream supplier. Finally, the supplier applies for financing to the financial institution by virtue of the obtained cloud credit. As an innovative digital accounts receivable debt certificate of the enterprise cloud chain, cloud credit realizes the complete business process of supply chain finance through the orderly connection of the three links. As a national-level unified registration platform for movable property financing, the China registry network plays an important role in supply chain finance business, especially in the financing link, providing legal protection for property rights registration and publicity. At present, when carrying out supply chain finance business, financial institutions need to interface with the China registry network to complete the registration of movable property pledge, accounts receivable transfer and other registration business to ensure the legality and effectiveness of the financing business.

[0003] However, the existing China registry network interface solution usually adopts a manual registration method, that is, the financial institution business personnel manually fills in the registration information and submits the registration application through the China registry network portal website. This method is simple to operate, but low in efficiency, prone to human error, and cannot meet the demand of large-scale business processing. SUMMARY

[0004] In view of this, the embodiments of the present application provide an interaction system for a supply chain finance application system registration access application to eliminate or improve one or more defects in the prior art.

[0005] One aspect of the present application provides an interaction system for a supply chain finance application system registration access application, the system comprising a China registry network interface layer and an intermediate interaction layer; The intermediate interaction layer comprises a China registry service unit, an intelligent processing service unit, a file center unit and a data conversion service unit; The China registry service unit is used to interact with various interfaces provided by the China registry network through a plurality of preset interfaces, and the interfaces of the China registry service unit include a structured registration interface, a structured state query interface, a duplicate checking interface, a structured data query interface, a historical registration certificate acquisition interface and a financing material duplicate checking service interface: The intelligent processing service unit is used for realizing intelligent processing of business data, and the intelligent processing includes data structuring processing, duplicate checking, abnormal situation processing and business scenario intelligent identification. The file center unit is used for data storage. The data conversion service unit is used for data format conversion.

[0006] By the above scheme, the present scheme is connected through the interface provided by the middle registration network service unit, and the data processing including a plurality of data services applied to the middle registration network is jointly performed by the intelligent processing service unit, the file center unit and the data conversion service unit. The present scheme does not need manual registration connection, and the whole process is automatically processed, so that human errors can be avoided, and the large batch business processing demand can be met.

[0007] In some embodiments of the present application, the structured registration interface is used for submitting registration application of movable pledge and accounts receivable transfer; the structured state query interface is used for querying the processing state of the registration application; the duplicate checking interface is used for checking whether there is duplicate registration; the structured data query interface is used for querying the detailed information of the registered information; the historical registration certificate acquisition interface is used for acquiring all the middle registration files of the user's historical financing in the middle registration network, including the registration certificate and the property annex; and the financing material duplicate checking service is used for comparing the contract code and the invoice number in the financing material submitted by the user with the historical structured data to prevent duplicate financing.

[0008] In some embodiments of the present application, the data structuring processing is used for structuring the historical registration certificate and the property annex of the middle registration network, and extracting and storing the key information including the contract code and the invoice code; the material duplicate checking is used for intelligently comparing the contract code and the invoice number in the financing material submitted by the user with the historical structured data to identify the duplicate financing risk; the abnormal situation processing is used for comparing the historical data with the preset business rules to intelligently process the abnormal situations in the preset business rules; and the business scenario intelligent identification is used for automatically identifying the business scenario and matching the corresponding processing flow according to the business data characteristics.

[0009] In some embodiments of the present application, the file center unit includes a registration certificate storage module, a property annex storage module, a structured data storage module and a file index management module; the registration certificate storage module is used for storing the registration certificate file acquired from the middle registration network; the property annex storage module is used for storing the property annex file related to the registration; the structured data storage module is used for storing the structured data extracted by the artificial intelligence model; and the file index management module is used for establishing the index of the association relationship between the file and the business data, so as to facilitate the retrieval.

[0010] In some embodiments of the present application, the structured data stored by the structured data storage module is data extracted by an intelligent processing service unit through an artificial intelligence model, and the data extracted by the artificial intelligence model includes contract codes and invoice numbers extracted by the artificial intelligence model from financing materials.

[0011] In some embodiments of the present application, the data conversion service unit is configured to convert the business system data into a preset format, which is a format required by Zhongdeng network.

[0012] In some embodiments of the present application, the intermediate interaction layer further comprises a message queue service unit, which uses a distributed message queue technology to realize asynchronous communication between the business system and Zhongdeng network.

[0013] In some embodiments of the present application, the message queue service unit comprises a plurality of communication queues, and the communication queues comprise: Send intelligent event MQ: receive Zhongdeng network registration request initiated by the business system; Global registration state MQ: receive and distribute Zhongdeng network registration state change information; Cloud message authentication MQ: process message queue related to authentication business; Cloud message flow transfer MQ: process message queue related to business flow transfer; Cloud message financing MQ: process message queue related to financing business.

[0014] In some embodiments of the present application, the intermediate interaction layer further comprises a state management service unit, which is configured to record state information in the registration process, ensure data consistency and business continuity, and comprises: State storage: record the current state and historical state of each registration application; State synchronization: synchronize state information between the business system and Zhongdeng network; State recovery: recover to the latest valid state in the case of system exception.

[0015] In some embodiments of the present application, the intermediate interaction layer further comprises a monitoring and alarming service unit, which is configured to monitor system running state in real time, and timely alarm when abnormal condition is found, and comprises: Interface monitoring: monitor the availability and response time of Zhongdeng network interface; Queue monitoring: monitor the accumulation and processing efficiency of message queue; Business monitoring: monitor the success rate and abnormal condition of business processing.

[0016] The second aspect of the present application also provides a computer readable storage medium, which stores a computer program, and the computer program is executed by a processor to realize the steps implemented by the interaction system under the supply chain financial application system registration access application.

[0017] Additional advantages, objects, and features of the application will be set forth in part by the description that follows, and will become apparent to those skilled in the art upon examination of the following detailed description and drawings in which

[0018] Those skilled in the art will appreciate that the objects and advantages of the application can be realized and attained by means specified in the ensuing detailed description and accompanying drawings. BRIEF DESCRIPTION OF DRAWINGS

[0019] The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments of the application and together with the description, serve to explain the principles of the application.

[0020] Figure 1 A schematic diagram of an embodiment of the interaction system under the supply chain financial application system registration access application of the present application; Figure 2 A schematic diagram of an embodiment of the intermediate interaction layer of the interaction system under the supply chain financial application system registration access application of the present application; Figure 3 A schematic diagram of the overall architecture of the interaction system under the supply chain financial application system registration access application of the present application; Figure 4 A schematic diagram of the interaction processing of the interaction system under the supply chain financial application system registration access application of the present application. DETAILED DESCRIPTION

[0021] In order to make the objects, technical solutions and advantages of the present application clearer, the present application will be further described in detail below in combination with embodiments and drawings. Herein, the schematic embodiments of the present application and the descriptions thereof are used to explain the present application, but not as a limitation to the present application.

[0022] It should also be noted that, in order to avoid the present application being obscured by unnecessary details, only the structures and / or processing steps closely related to the solutions according to the present application are shown in the drawings, and other details not closely related to the present application are omitted.

[0023] The existing Zhongdeng network interfacing solutions mainly have the following implementation manners: Manual registration method: financial institution staff manually fill in the registration information through the Zhongdeng network portal and submit the registration application. This method is simple to operate, but inefficient, prone to human error, and cannot meet the needs of large-scale business processing.

[0024] Direct interface docking method: financial institution systems directly call the API interfaces provided by Zhongdeng network through HTTP / HTTPS protocol to realize automatic docking between systems. This method realizes basic automation, but has problems such as synchronous call blocking and imperfect error handling mechanism.

[0025] Third-party middleware docking method: by introducing third-party middleware products, data conversion and transmission between financial institution systems and Zhongdeng network are realized. This method increases system complexity and maintenance cost, and third-party middleware often lacks deep optimization for business scenarios.

[0026] In actual application, the above schemes mainly adopt synchronous calling mode, that is, the business system initiates a request and waits for the Zhongdeng network to return the result before continuing the subsequent processing. At the same time, the existing scheme lacks intelligent data processing and exception handling capability, resulting in decreased system response speed and even business interruption during business peak period or unstable network condition.

[0027] The existing Zhongdeng network docking technical scheme has the following main shortcomings: High system coupling degree: the existing direct interface docking method adopts synchronous calling mode, resulting in high coupling degree between business system and Zhongdeng network system. Once the Zhongdeng network interface response is delayed or abnormal, it will directly affect the normal operation of the business system.

[0028] Weak exception handling capability: the existing scheme lacks a perfect exception handling mechanism and is insufficient in handling network fluctuations, interface timeouts and other situations, which can easily lead to business interruption or data inconsistency.

[0029] Lack of intelligent processing: the existing scheme cannot perform intelligent data processing and decision-making based on business scenarios and historical data, and requires manual intervention to handle exceptions, increasing operational costs and business risks.

[0030] Complex data format conversion: Zhongdeng network interface requires strict data format and specification, and the existing scheme needs to develop a large amount of data conversion and verification code, increasing the complexity of system development and maintenance.

[0031] Lack of business continuity guarantee: during network instability or system maintenance, the existing scheme cannot guarantee business continuity and is prone to business interruption or data loss.

[0032] Lack of scalability: existing solutions are difficult to meet the demand of rapid business growth and new business scenarios, and the system has limited expansion capability.

[0033] In view of the above shortcomings, the present application introduces a message queue, an asynchronous processing mechanism and intelligent data processing capability, realizes loose coupling, high reliability and intelligent interaction between the business system and the central registration network, improves the system response speed and business processing efficiency, reduces the system operation and maintenance cost, and enhances the business continuity and scalability.

[0034] As shown in Figure 1 and 4 The application provides an interaction system for a supply chain financial application system registered in an access application, which comprises a central registration network interface layer and an intermediate interaction layer. Specifically, supply chain finance refers to a financial service mode that manages the capital flow and logistics in the supply chain around the core enterprise, and links the financial institutions, core enterprises and upstream and downstream enterprises together.

[0035] The central registration network interface layer comprises a structured interface and a query interface provided by the central registration network, and is used for realizing data interaction with the central registration network and serving the registration and query requirements of the financing link.

[0036] The intermediate interaction layer comprises a central registration service unit, an intelligent processing service unit, a file center unit and a data conversion service unit. The central registration service unit is used for interacting with various interfaces provided by the central registration network through a plurality of preset interfaces, and the interfaces of the central registration service unit comprise a structured registration interface, a structured state query interface, a duplicate checking interface, a structured data query interface, a historical registration certificate acquisition interface and a financing material duplicate checking service interface.

[0037] The intelligent processing service unit is used for realizing intelligent processing of business data, and the intelligent processing comprises data structuring processing, material duplicate checking, abnormal situation processing and business scenario intelligent identification. The file center unit is used for data storage. The data conversion service unit is used for data format conversion.

[0038] As shown in Figure 3As shown, the system further comprises a business system layer including cloud credit confirmation, cloud credit circulation, cloud credit financing and other business systems, corresponding to three process nodes of the cloud credit product of the enterprise cloud chain, the three nodes have natural sequentiality, and are responsible for the implementation of specific business functions, the cloud credit confirmation: as the first step, responsible for the evaluation of the core enterprise, the bank provides credit limit for the core enterprise, and interacts with the China registry network to obtain the historical registration certificate; the cloud credit circulation: as the second step, responsible for circulating the credit limit of the core enterprise to the upstream supplier, also needs to query the historical records of the China registry network; the cloud credit financing: as the third step, responsible for the supplier to apply for financing to the financial institutions by virtue of the obtained cloud credit, which is the main node of the actual registration of the China registry network.

[0039] By adopting the above scheme, the scheme is connected with the China registry network through the China registry network interface layer, and the connection is completed through the interface provided by the China registry service unit, the data processing including a plurality of data services applied to the China registry network is jointly performed by the intelligent processing service unit, the file center unit and the data conversion service unit, the scheme does not need manual registration and connection, the whole process is automatically processed, human errors can be avoided, and the demand of large batch business processing can be met.

[0040] In some embodiments of the present application, the structured registration interface is used to submit applications for registration of movable pledge and assignment of accounts receivable; the structured state query interface is used to query the processing state of the registration application; the duplicate checking interface is used to check whether there is duplicate registration; the structured data query interface is used to query the detailed information of the registered information; the historical registration certificate obtaining interface is used to obtain all the China registry files of the user, including the registration certificate and the property annex, which have been historically financed in the China registry network; and the financing material duplicate checking service is used to compare the contract code and the invoice number in the financing material submitted by the user with the historical structured data, to prevent duplicate financing.

[0041] In some embodiments of the present application, the data structured processing is used to structure the historical registration certificate and the property annex of the China registry network, and extract and store the key information including the contract code and the invoice code; the material duplicate checking is used to intelligently compare the contract code and the invoice number in the financing material submitted by the user with the historical structured data, to identify the risk of duplicate financing; the abnormal situation processing is used to compare the historical data with the preset business rules, to intelligently process the abnormal situations in the preset business rules; and the business scene intelligent identification is used to automatically identify the business scene and match the corresponding processing flow according to the business data characteristics.

[0042] In some embodiments of the present application, the file center unit comprises a registration certificate storage module, a property attachment storage module, a structured data storage module and a file index management module; the registration certificate storage module is used to store the registration certificate files obtained from the online registration; the property attachment storage module is used to store the property attachment files related to the registration; the structured data storage module is used to store the structured data extracted by the artificial intelligence model; and the file index management module is used to establish an index of the association relationship between the files and the business data, so as to facilitate the retrieval.

[0043] In some embodiments of the present application, the structured data stored in the structured data storage module is the data extracted by the intelligent processing service unit through the artificial intelligence model, and the data extracted by the artificial intelligence model includes the contract code and the invoice number extracted by the artificial intelligence model from the financing materials.

[0044] Specifically, the artificial intelligence model is a large-scale pre-training language model in the prior art of the artificial intelligence field, such as GPT, etc., which has strong natural language processing and understanding capabilities.

[0045] The intelligent data processing of the present application includes: using the natural language processing capability of the artificial intelligence model to realize intelligent conversion between the business data and the data format of the online registration; using the artificial intelligence model to structure the registration certificate, extract and store the contract code and the invoice number and other key information; realizing intelligent duplicate checking of the financing materials, comparing the financing materials submitted by the user with the historical structured data to avoid repeated financing; using the machine learning model trained based on the historical data to predict possible abnormal situations and take measures in advance; using the intelligent decision engine to automatically select the optimal processing strategy according to the business rules and the historical data.

[0046] In some embodiments of the present application, the data conversion service unit is used to convert the data of the business system into a preset format, which is the format required by the online registration.

[0047] In some embodiments of the present application, the intermediate interaction layer further comprises a message queue service unit, which uses the distributed message queue technology to realize the asynchronous communication between the business system and the online registration.

[0048] In some embodiments of the present application, the message queue service unit comprises a plurality of communication queues, and the communication queues comprise: The sending intelligent event MQ receives the online registration request initiated by the business system; The global registration state MQ receives and distributes the online registration state change information; Cloud credit: a message queue that handles credit-related business, cloud credit is the credit service platform in the system, which evaluates core enterprises, and signs a contract among banks, core enterprises and the chain, and the bank provides credit lines to core enterprises. This process is called cloud credit. Credit is the basis of the entire business process.

[0049] Cloud circulation: a message queue that handles business circulation-related messages, cloud circulation is the business circulation platform in the system, which circulates the credit lines of core enterprises to upstream suppliers after the completion of credit, realizing the transfer of credit and the circulation of accounts receivable. Cloud has the ability to circulate, enabling small and medium-sized enterprises in the supply chain to obtain financing opportunities; Cloud financing: a message queue that handles financing-related business, cloud financing is the financing service platform in the system, which can be used by suppliers to apply for financing from financial institutions based on the credit of core enterprises, and the financial institutions approve the financing based on the credit of core enterprises. This is the final goal of the entire business process.

[0050] MQ (Message Queue): message queue, a communication method for application to application, providing an asynchronous communication protocol to decouple applications.

[0051] In the implementation process, the present scheme adopts an asynchronous communication mechanism, a message queue in a publish-subscribe mode, realizes the decoupling between the business system and the Zhongdeng network, message persistent storage to ensure that messages are not lost in system failure, and message retry mechanism to ensure that messages can be correctly processed in network fluctuations or system abnormalities.

[0052] Cloud credit is a digital accounts receivable credit certificate. Through the credit, circulation and financing of cloud credit on the cloud chain platform, the idle credit of core enterprises in financial institutions can be provided to chain small and medium-sized enterprises, realizing zero-cost clearing of enterprise triangular debt, greatly reducing the cost of supply chain financing, and promoting the transformation and upgrading of the real economy.

[0053] By introducing the message queue (MQ), the present scheme realizes asynchronous communication between systems, and combines artificial intelligence big models for intelligent data processing and decision-making, thereby solving the problems of high coupling degree, weak exception handling capability and lack of intelligent processing in the prior art.

[0054] As shown in Figure 2 In some embodiments of the present application, the intermediate interaction layer further includes a state management service unit for recording state information during the registration process to ensure data consistency and business continuity, including: State storage: records the current state and historical state of each registration application; State synchronization: synchronize state information between business system and Zhongdeng network; State recovery: recover to the latest valid state in abnormal system conditions.

[0055] The state management mechanism of the present scheme includes: distributed state storage, ensuring high availability and consistency of state information; state change event driving, realizing automatic advancement of business processes; state rollback mechanism, supporting state recovery in abnormal conditions.

[0056] As shown in Figure 2 In some embodiments of the present application, the intermediate interaction layer further includes a monitoring and alarm service unit for real-time monitoring of system operation status and timely alarm in abnormal conditions, including: Interface monitoring: monitoring the availability and response time of Zhongdeng network interface; Queue monitoring: monitoring the accumulation and processing efficiency of message queue; Business monitoring: monitoring the success rate and abnormal conditions of business processing.

[0057] The monitoring and alarm mechanism of the present scheme includes: multi-dimensional monitoring indicators, comprehensive monitoring of system operation status; intelligent threshold adjustment, automatically adjusting alarm thresholds according to business load; alarm level classification, taking different processing measures according to the severity of abnormal conditions.

[0058] In the specific implementation process, in the business initiation stage: When the user performs cloud credit, cloud flow transfer or cloud financing operation on the platform, the interaction process with Zhongdeng network is triggered For cloud credit and cloud flow transfer nodes, the system queries Zhongdeng network through the Zhongdeng service unit to obtain all Zhongdeng files of the user's historical financing; For cloud financing nodes, the system will generate business data required for registration in Zhongdeng network and initiate registration request by sending intelligent event MQ; The intelligent processing service obtains the registration request from MQ and records the initial state; File acquisition and structured processing stage: The Zhongdeng service unit obtains historical registration certificates and property attachments and other files from Zhongdeng network; The obtained files are uploaded to the file center for storage and indexing; The intelligent processing service calls the artificial intelligence model to perform structured processing on the registration certificate file, extracting key information such as contract code and invoice code; The extracted structured data is stored in the structured data storage of the file center, facilitating subsequent duplicate checking and use; Pre-acquiring and structuring files at cloud credit and flow transfer nodes avoids long processing time at financing nodes due to processing a large number of files; Financing duplicate check and registration submission phase: At the cloud credit financing node, the user submits a financing application, including contract code and invoice number, and other key information; The cloud credit financing service sends this information to the intermediary registration service unit for duplicate check; The intermediary registration service unit calls the artificial intelligence model to compare the contract code and invoice number of this financing with the structured data of the enterprise's historical financing; If a duplicate is found, the system will prevent the financing process from continuing, avoiding invalid intermediary registration network registration; If there is no duplication, the intelligent processing service identifies the business scenario (such as movable pledge, accounts receivable transfer, etc.) according to the characteristics of the business data; The intelligent processing service calls the artificial intelligence model to convert the data format, converting the business data into the format required by the intermediary registration network; The intelligent processing service calls the intermediary registration service unit to submit a registration application to the intermediary registration network; The intermediary registration service unit sends the registration application to the intermediary registration network and obtains the registration application number; The state management service records the state changes of the registration application; State query phase: The intelligent processing service regularly calls the state query interface of the intermediary registration service unit to query the processing status of the registration application; The state management service updates the state information of the registration application; The global registration state MQ distributes state change information to related business systems; If a new registration certificate is generated, the system will obtain and upload it to the file center, and at the same time call the artificial intelligence model for structured processing to store the extracted contract code and invoice number and other key information; Result processing phase: After the business system (cloud credit authentication, cloud credit circulation, cloud credit financing) receives the registration state change information, it updates the local business state If the registration is successful, the cloud credit authentication completes the authentication process and notifies the cloud credit circulation and cloud credit financing that they can carry out subsequent business based on the authenticated assets The cloud credit circulation can carry out circulation processing based on the authenticated assets, and the cloud credit financing can carry out financing business based on the authenticated assets If the registration fails, the intelligent processing service analyzes the failure reason and decides whether to retry or perform other processing according to the business rules Exception handling phase: The monitoring and alarm service monitors the system running state in real time and alarms in time when an exception is found; The intelligent processing service automatically selects the appropriate processing strategy according to the exception type and historical data; The state management service ensures data consistency and business continuity in abnormal situations.

[0059] Compared with the prior art, the present application has the following significant advantages: 1. System decoupling and high availability: By introducing a message queue, asynchronous communication between the business system and the central registration network is achieved, reducing the coupling between systems, so that fluctuations in any system will not directly affect the normal operation of another system.

[0060] The persistent storage mechanism of the message queue ensures that messages are not lost even in the event of system failure or network interruption, thereby improving the availability and reliability of the system.

[0061] Compared with the existing synchronous calling method, the asynchronous communication mechanism of the present application enables the business system to return immediately after submitting the registration request, without waiting for the processing result of the central registration network, greatly improving the response speed of the system and user experience.

[0062] 2. Intelligent data processing: Using the natural language processing capabilities of artificial intelligence large models, intelligent conversion between business data and central registration network data formats is achieved, reducing the workload of developers in writing and maintaining a large number of data conversion codes.

[0063] The intelligent decision engine based on historical data and business rules can automatically handle various abnormal situations, reducing the need for manual intervention and improving the automation level of the system.

[0064] The intelligent scene recognition function enables the system to automatically select the appropriate processing flow based on the characteristics of the business data, improving the accuracy and efficiency of business processing.

[0065] 3. Perfect exception handling mechanism: Multi-level exception handling strategies, including message retry, state recovery, intelligent decision-making, etc., enable the system to handle various abnormal situations and improve the robustness of the system.

[0066] Real-time monitoring and intelligent alarm mechanism enable the system to timely discover and handle abnormal situations, reducing the risk of business interruption and data inconsistency.

[0067] The state management mechanism ensures data consistency and business continuity in abnormal situations, improving the reliability of the system.

[0068] 4. Business continuity guarantee: The asynchronous communication mechanism enables the business system to continue receiving and processing business requests during the maintenance of the central registration network system or network instability, ensuring the continuity of the business.

[0069] State rollback mechanism supports automatic continuation of unfinished business processing after system recovery, reducing the risk of data loss and business interruption.

[0070] Distributed architecture design improves the fault tolerance of the system, even if some components fail, the system can still maintain basic functions.

[0071] 5. High scalability: Modular design enables the system to be flexibly expanded according to business needs, supporting new business scenarios and functional requirements.

[0072] The buffering effect of the message queue enables the system to cope with sudden business peaks, improving the scalability and stability of the system.

[0073] Service-oriented architecture supports horizontal expansion, which can improve system processing capacity by increasing service instances to meet the demand for business scale growth.

[0074] 6. Reduced operation and maintenance costs: Intelligent data processing and exception handling reduce the need for manual intervention, reducing operation and maintenance costs.

[0075] Perfect monitoring and alarm mechanism enables operation and maintenance personnel to discover and handle problems in time, improving operation and maintenance efficiency.

[0076] The improvement of system automation reduces human error, reduces business risk and operation and maintenance cost.

[0077] 7. Improved data security: Message queue access control and encrypted transmission mechanism improve the security of data transmission.

[0078] State management mechanism ensures data integrity and consistency, reducing the risk of data loss and errors.

[0079] Intelligent data processing reduces manual operation and reduces the risk of data leakage.

[0080] The key points and points to be protected of the invention are as follows: 1. Asynchronous communication architecture based on message queue: Adopt message queue to realize asynchronous communication between business system and Zhongdeng network Message persistence storage and retry mechanism Message distribution mechanism of publish-subscribe mode 2. Application of artificial intelligence large model in data processing: Intelligent conversion of business data and Zhongdeng network data format based on large model Intelligent abnormal situation identification and processing Automatic identification of business scenarios based on historical data 3. State management and business continuity assurance mechanism: Distributed state storage and synchronization State change event-driven business process advancement State rollback and recovery in abnormal situations; 4. Multi-level exception handling strategy: Message retry and compensation mechanism Intelligent decision-making based on rules and historical data Exception hierarchical processing and automatic recovery; 5. Real-time monitoring and intelligent alarm system: Multi-dimensional monitoring index system Intelligent threshold adjustment mechanism Alarm level classification and processing flow; 6. Overall workflow of the system: Complete process from business initiation to result processing Interaction mechanism between components Data flow and state change processing method; 7. Modular and scalable design: Service-oriented architecture design Loose coupling between components Horizontal expansion support mechanism.

[0081] The embodiment of the application also provides a computer readable storage medium, which stores a computer program, and the computer program is executed by a processor to realize the steps implemented by the interaction system under the registration and access application of the supply chain financial application system. The computer readable storage medium can be a tangible storage medium, such as a random access memory (RAM), a memory, a read-only memory (ROM), an electrically programmable ROM, an electrically erasable programmable ROM, a register, a floppy disk, a hard disk, a removable storage disk, a CD-ROM, or any other form of storage medium known in the technical field.

[0082] Those of ordinary skill in the art will appreciate that the various illustrative components, systems and methods described in connection with the embodiments disclosed herein can be implemented as hardware, software, or both. The particular implementation is dependent on the specific application and design constraints imposed on the overall system. Skilled persons can implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application. When implemented in hardware, for example, the hardware can comprise an electronic circuit, an Application Specific Integrated Circuit (ASIC), a suitable firmware, a plug-in, a functional card, etc. When implemented in software, the elements of the application are the program or code segments to perform a specific task. The program or code segments can be stored in a machine-readable medium, or transmitted by a carrier wave as data signals over a transmission medium or communication link.

[0083] It is to be understood that the application is not limited to the particular configurations and processes described herein and shown in the drawings. For simplicity, detailed descriptions of known methods are omitted. In the above-described embodiments, several specific steps are described and shown as examples. However, the method processes of the application are not limited to the specific steps described and shown, and those skilled in the art can make various changes, modifications and additions, or change the order of the steps, after understanding the spirit of the application.

[0084] In the present application, the features described and / or illustrated for one embodiment can be used in the same way or in a similar way in one or more other embodiments, and / or in combination with or instead of features of other embodiments.

[0085] The above description is merely illustrative of the application, and is not intended to limit the application. The embodiments of the application can be modified and changed in various ways by those skilled in the art, and any modifications, equivalent replacements, improvements, etc. made within the spirit and principle of the application should be included in the protection scope of the application.

Claims

1. An interactive system for registration and access in a supply chain finance application system, characterized in that, The system includes a China Registration and Depository Network (CRDN) interface layer and an intermediate interaction layer. The intermediate interaction layer includes a central login service unit, an intelligent processing service unit, a file center unit, and a data conversion service unit; The China Securities Depository and Clearing Corporation (CSDC) service unit is used to interact with various interfaces provided by the CSDC website through multiple preset interfaces. These interfaces include a structured registration interface, a structured status query interface, a deduplication interface, a structured data query interface, a historical registration certificate retrieval interface, and a financing material deduplication service interface. The intelligent processing service unit is used to realize intelligent processing of business data, including data structuring processing, data deduplication verification, abnormal situation handling, and intelligent identification of business scenarios. The file center unit is used for data storage; The data conversion service unit is used to perform data format conversion.

2. The interactive system under the supply chain finance application system registration and access application according to claim 1, characterized in that, The structured registration interface is used to submit registration applications including movable property pledge and accounts receivable transfer registration; the structured status query interface is used to query the processing status of registration applications; and the deduplication interface is used to check for duplicate registrations. The structured data query interface is used to query detailed information of registered entities; the historical registration certificate retrieval interface is used to retrieve all documents related to the user's previous financing on the China Securities Depository and Clearing Corporation Limited (CSDC) website, including registration certificates and property attachments; the financing material deduplication service is used to compare the contract codes and invoice numbers in the financing materials submitted by the user with historical structured data to prevent duplicate financing.

3. The interactive system under the supply chain finance application system registration and access application according to claim 1, characterized in that, Data structuring is used to structure historical registration certificates and property attachments on the China Securities Depository and Clearing Corporation Limited (CSDC) website, and extract and store key information including contract codes and invoice codes; material deduplication verification is used to intelligently compare the contract codes and invoice numbers in the financing materials submitted by users with historical structured data to identify the risk of duplicate financing; anomaly handling is used to intelligently handle anomalies in the preset business rules by comparing historical data with preset business rules. Intelligent business scenario recognition is used to automatically identify business scenarios and match corresponding processing flows based on the characteristics of business data.

4. The interactive system under the registration and access application of the supply chain finance application system according to claim 1, characterized in that, The document center unit includes a registration certificate storage module, a property attachment storage module, a structured data storage module, and a document index management module; the registration certificate storage module is used to store registration certificate documents obtained from the online registration information platform; the property attachment storage module is used to store property attachment documents related to the registration. The structured data storage module is used to store structured data extracted by the artificial intelligence model; The file index management module is used to establish an index of the relationship between files and business data, which facilitates retrieval.

5. The interactive system under the supply chain finance application system registration and access application according to claim 4, characterized in that, The structured data stored in the structured data storage module is the data extracted by the intelligent processing service unit through an artificial intelligence model. The data extracted by the artificial intelligence model includes contract codes and invoice numbers extracted by the artificial intelligence model from financing materials.

6. The interactive system under the registration and access application of the supply chain finance application system according to claim 1, characterized in that, The data conversion service unit is used to convert business system data into a preset format, which is the format required by the China Internet Network Information Center (CNNIC).

7. The interactive system under the supply chain finance application system registration and access application according to any one of claims 1 to 6, characterized in that, The intermediate interaction layer also includes a message queue service unit, which uses distributed message queue technology to realize asynchronous communication between the business system and the China Depository & Clearing Network.

8. The interactive system under the registration and access application of the supply chain finance application system according to claim 7, characterized in that, The message queue service unit includes multiple communication queues, and the communication queues include: Send Smart Event MQ: Receive registration requests from the business system initiated by the China Real Estate Registration and Settlement System (CREAS). Global Registration Status MQ: Receives and distributes information on changes in the online registration status; Yunxin Rights Confirmation MQ: A message queue for handling rights confirmation related business; Cloud Message Message Queue (MQ): A message queue for handling business processes. Yunxin Financing MQ: A message queue for handling financing-related business.

9. The interactive system under the registration and access application of the supply chain finance application system according to claim 1, characterized in that, The intermediate interaction layer also includes a state management service unit, which records state information during the registration process to ensure data consistency and business continuity, including: State storage: Records the current and historical states of each registration application; Status synchronization: Synchronize status information between the business system and the China Registration and Dispatch Network (CRDN). State recovery: In the event of a system malfunction, restore the system to its most recent valid state.

10. The interactive system under the registration and access application of the supply chain finance application system according to claim 1, characterized in that, The intermediate interaction layer also includes a monitoring and alarm service unit, used to monitor the system's operating status in real time and issue timely alarms when abnormalities are detected, including: Interface monitoring: Monitors the availability and response time of the network access interface; Queue monitoring: Monitors message queue backlog and processing efficiency; Business monitoring: Monitor the success rate and anomalies in business processing.

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