Financial processing device

Abstract

The utility model discloses financial processing equipment, and belongs to the technical field of financial equipment. The financial processing equipment comprises a first machine shell, an access device and a processing device, a first two-way transmission channel and two first one-way transmission channels which are arranged at intervals in the vertical direction are formed in the first machine shell, and the first two-way transmission channel is partially located in the transaction groove and communicates with one of the first one-way transmission channels; the access device forms an external channel communicated with the first two-way transmission channel; the processing device forms a containing cavity and two second one-way transmission channels arranged in the vertical direction at intervals, and the two second one-way transmission channels are opposite in transmission direction and communicate with the two first one-way transmission channels in a one-to-one correspondence mode. According to the financial processing equipment, the counter body and an application place do not need to be additionally transformed, so that the engineering amount and the safety risk are reduced, the structure of the whole financial processing equipment is more compact, the working efficiency and safety of depositing and withdrawing money at the counter body are improved, and the experience feeling of customers is improved as much as possible.

Description

Technical Field

[0001] The present application belongs to the technical field of financial equipment, and in particular, relates to a financial processing equipment. Background Art

[0002] When financial transactions (such as depositing and withdrawing checks, bills of exchange, and certificates of deposit) are conducted manually, financial media are often exchanged through a cash register slot on the counter. However, due to the small size of the cash register slot and the downwardly concave arc shape of its bottom surface, it is time-consuming, labor-intensive, and inefficient to handle large amounts of financial media. At the same time, based on the regulations for the safekeeping of financial media, it is often necessary to open a hole in the wall inside the counter to connect the banknote processing unit and the deposit and withdrawal unit on both sides of the wall, so that the teller can take out the financial media from the banknote processing unit to the customer through the deposit and withdrawal unit or deposit the financial media into the banknote processing unit. This not only results in cumbersome engineering and potential safety hazards, but also affects the work efficiency of the teller. Utility Model Content

[0003] The present application aims to solve at least one of the technical problems existing in the prior art. To this end, the present application proposes a financial processing device, which sequentially arranges a processing device, a first housing, and a deposit and access device on a counter body, and a part of the first two-way transmission channel of the first housing and a part of the external channel of the deposit and access device are located in the transaction slot, as well as two first unidirectional transmission channels and second unidirectional transmission channels spaced apart in the up and down directions. Not only does it not require additional modifications to the counter body and the application site to reduce the amount of engineering and safety risks, but it can also make the structure of the entire financial processing device more compact, improve the work efficiency and safety of depositing and withdrawing money at the counter body, and improve the customer experience as much as possible.

[0004] In a first aspect, the present application provides a financial processing device, which is disposed on a counter body having a transaction slot, and includes:

[0005] A first housing, forming a first bidirectional transmission channel and two first unidirectional transmission channels spaced apart in the up-and-down direction, wherein the transmission directions of the two first unidirectional transmission channels are opposite, and the first bidirectional transmission channel is partially located in the transaction slot and communicated with one of the first unidirectional transmission channels;

[0006] A deposit and withdrawal device, forming an external channel, wherein the external channel is partially located in the transaction slot and communicated with the first bidirectional transmission channel, and the external channel has a deposit inlet and a withdrawal outlet respectively communicated with the outside world;

[0007] The processing device is located on a side of the first housing away from the access device, and the processing device forms a storage cavity and two second unidirectional transmission channels spaced apart in the up and down directions, and the transmission directions of the two second unidirectional transmission channels are opposite and are connected to the two first unidirectional transmission channels one by one, and the storage cavity is respectively connected to the two second unidirectional transmission channels.

[0008] According to the financial processing equipment of the present application, on the one hand, since the whole is arranged on the counter body with a transaction slot, the existing design of the counter body can be fully utilized, so that no additional modification is required, thereby reducing the amount of engineering and safety risks. On the other hand, by making the first two-way transmission channel partially located in the transaction slot, it can adapt to the size of the transaction slot itself and can choose the corresponding transmission direction to transport financial media according to customer needs, thereby meeting the flexibility of use. At the same time, since the two first one-way transmission channels with opposite transmission directions are arranged at intervals along the up and down directions, not only can the space utilization rate be improved, but also the possibility of reverse transportation of financial media can be prevented, thereby improving safety.

[0009] According to one embodiment of the present application, the first housing includes:

[0010] A first housing is rotatably provided with at least one first bidirectional wheel and at least one first unidirectional wheel, wherein both the first bidirectional wheel and the first unidirectional wheel at least partially protrude from a lower surface of the first housing;

[0011] a second housing connected to the first housing to form one of the first one-way transmission channels; the second housing is rotatably provided with at least one second one-way wheel and at least one third one-way wheel; the second one-way wheel at least partially protrudes from the upper surface of the second housing and corresponds to the first one-way wheel one by one; the third one-way wheel at least partially protrudes from the lower surface of the second housing;

[0012] A third housing is connected to the second housing to form another first one-way transmission channel, and is connected to the first housing to form the first two-way transmission channel. The third housing is rotatably provided with at least one second two-way wheel and at least one fourth one-way wheel. The second two-way wheel and the fourth one-way wheel are at least partially protruded from the upper surface of the third housing. The second two-way wheel corresponds to the first two-way wheel one-to-one, and the fourth one-way wheel corresponds to the third one-way wheel one-to-one.

[0013] a first switching member, movably disposed on the second housing between a first position and a second position, the first switching member being used to block one of the first one-way transmission channels when in the first position, and being used to block another of the first one-way transmission channels when in the second position;

[0014] A first switch is configured to at least drive the first switching element to switch between the first position and the second position.

[0015] According to an embodiment of the present application, the first shell, the second shell and the third shell are detachably connected to each other.

[0016] According to one embodiment of the present application, the first shell, one end of the second shell and one end of the third shell are hinged to each other through the same hinge axis, and the other end of the first shell and the other end of the third shell are detachably connected.

[0017] According to one embodiment of the present application, the external channel includes a second bidirectional transmission channel and two third unidirectional transmission channels with opposite transmission directions, the second bidirectional transmission channel is partially located in the transaction slot, the second bidirectional transmission channel is respectively connected to the first bidirectional transmission channel and one of the third unidirectional transmission channels, and the deposit entrance and the withdrawal entrance are respectively located in the two third unidirectional transmission channels.

[0018] According to one embodiment of the present application, the access device includes:

[0019] a second housing, on which at least one third two-way wheel, at least one fifth one-way wheel and at least one sixth one-way wheel are rotatably disposed, wherein at least a portion of the third two-way wheel, the fifth one-way wheel and the sixth one-way wheel protrude from a lower surface of the second housing;

[0020] a third housing connected to the second housing to form the external channel together, the third housing being rotatably provided with at least one fourth two-way wheel, at least one seventh one-way wheel and at least one eighth one-way wheel, the fourth two-way wheel, the seventh one-way wheel and the eighth one-way wheel all at least partially protrude from the upper surface of the third housing, the fourth two-way wheel and the third two-way wheel corresponding one-to-one to clamp the financial medium close to the seventh one-way wheel or the eighth one-way wheel, the seventh one-way wheel and the fifth one-way wheel corresponding one-to-one to clamp the financial medium to the deposit entrance, and the eighth one-way wheel and the sixth one-way wheel clamp the financial medium to the withdrawal exit;

[0021] a second switching member, movably disposed on the second housing between a third position and a fourth position, the second switching member being used to block one of the third one-way transmission channels when in the third position, and the second switching member being used to block another of the third one-way transmission channels when in the fourth position;

[0022] A second switch is configured to drive the second switching member to switch between the third position and the fourth position.

[0023] According to one embodiment of the present application, an isolation plate is arranged above the transaction slot, and the first housing includes two transition shells arranged opposite to each other up and down, one side of the transition shell is connected to the third housing, and the transition shell located above is connected to the lower part of the isolation plate.

[0024] According to an embodiment of the present application, one end of the second housing away from the first housing is hinged to the counter body, and the other end of the second housing is detachably connected to a portion of the third housing close to the isolation plate.

[0025] According to one embodiment of the present application, it also includes:

[0026] A reflector is arranged on a side of the isolation plate away from the processing device and is used for observing the external channel.

[0027] According to one embodiment of the present application, it also includes:

[0028] The fourth housing is located between the first housing and the processing device, and the fourth housing forms two fourth unidirectional transmission channels which are spaced apart in the up-and-down directions and have opposite transmission directions, and both ends of the fourth unidirectional transmission channel are respectively connected to the first unidirectional transmission channel and the second unidirectional transmission channel which have the same transmission direction.

[0029] Additional aspects and advantages of the present application will be given in part in the description below, and in part will become apparent from the description below, or will be learned through the practice of the present application. BRIEF DESCRIPTION OF THE DRAWINGS

[0030] The above and / or additional aspects and advantages of the present application will become apparent and easily understood from the description of the embodiments in conjunction with the following drawings, in which:

[0031] Figure 1 It is a structural schematic diagram of the counter body provided in the embodiment of the present application;

[0032] Figure 2 is a schematic diagram of the structure of a financial processing device provided in an embodiment of the present application;

[0033] Figure 3 It is a structural schematic diagram of a financial processing device during normal deposit provided by an embodiment of the present application;

[0034] Figure 4 It is a structural schematic diagram of a financial processing device provided in an embodiment of the present application in the event of an abnormality during a deposit;

[0035] Figure 5 It is a structural schematic diagram of a financial processing device for normal withdrawal provided by an embodiment of the present application;

[0036] Figure 6 It is a structural schematic diagram of a financial processing device provided in an embodiment of the present application in the event of an abnormal withdrawal;

[0037] Figure 7 This is a schematic diagram of the structure of the financial processing device under maintenance provided by the embodiment of the present application. Figure 1 ;

[0038] Figure 8 This is a schematic diagram of the structure of the financial processing device under maintenance provided by the embodiment of the present application. Figure 2 ;

[0039] Fig. 9 It is a schematic diagram of the structure of a financial processing device provided with a fourth housing provided in an embodiment of the present application.

[0040] Reference numerals:

[0041] 100, a first housing; 101, a first bidirectional transmission channel; 102, a first unidirectional transmission channel;

[0042] 110. first housing; 111. first bidirectional wheel; 112. first unidirectional wheel;

[0043] 120. second housing; 121. mating wheel;

[0044] 130. third housing; 131. second bidirectional wheel; 132. fourth unidirectional wheel;

[0045] 140. First switching member; 150. Transition housing;

[0046] 200, storage and access device;

[0047] 201, external channel; 2011, second bidirectional transmission channel; 2012, third unidirectional transmission channel;

[0048] 202, deposit entrance; 203, withdrawal exit;

[0049] 210, second housing; 211, third bidirectional wheel; 212, fifth unidirectional wheel; 213, sixth unidirectional wheel;

[0050] 220, third housing; 221, fourth bidirectional wheel; 222, eighth unidirectional wheel;

[0051] 230, second switching member;

[0052] 300, processing device; 301, second unidirectional transmission channel;

[0053] 310, fourth housing; 320, identification module; 330, temporary storage module; 340, cash box;

[0054] 400, reflector;

[0055] 500, a fourth housing; 501, a fourth unidirectional transmission channel;

[0056] 810. Counter body; 811. Transaction slot; 820. Isolation board;

[0057] 900. Financial media. DETAILED DESCRIPTION

[0058] The embodiments of the present application are described in detail below, and examples of the embodiments are shown in the accompanying drawings, wherein the same or similar reference numerals throughout represent the same or similar elements or elements having the same or similar functions. The embodiments described below with reference to the accompanying drawings are exemplary and are only used to explain the present application, and cannot be understood as limiting the present application.

[0059] Reference below Figure 1-Figure 9 The financial processing device provided in the embodiment of the present application is described. The financial processing device includes a first housing 100 , an access device 200 , and a processing device 300 .

[0060] In this embodiment, the entire financial processing equipment is arranged on a counter body 810 having a transaction slot 811, thereby making full use of the existing design of the counter body 810, eliminating the need for additional modification, thereby reducing engineering workload and safety risks.

[0061] The first housing 100 forms a first bidirectional transmission channel 101 and two first unidirectional transmission channels 102 spaced apart in the vertical direction, and the transmission directions of the two first unidirectional transmission channels 102 are opposite, and the first bidirectional transmission channel 101 is partially located in the transaction slot 811 and communicates with one of the first unidirectional transmission channels 102. The material of the first housing 110 includes but is not limited to hard plastic, stainless steel, aluminum alloy or titanium alloy.

[0062] It can be understood that the first two-way transmission channel 101 and the first unidirectional transmission channel 102 are sequentially distributed along the width direction of the cabinet body, that is, by making the first two-way transmission channel 101 partially located in the transaction slot 811, it can adapt to the size of the transaction slot 811 itself and can select the corresponding transmission direction to transport the financial medium 900 according to customer needs, thereby meeting the flexibility of use. At the same time, since the two first unidirectional transmission channels 102 with opposite transmission directions are arranged at intervals along the up and down directions, not only can the space utilization rate be improved, but also the possibility of reverse transportation of the financial medium 900 can be prevented, thereby improving safety. It should be noted that the lengths of the first two-way transmission channel 101 and the first unidirectional transmission channel 102 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0063] It should be noted that financial media 900 includes but is not limited to banknotes, checks, bills, and gift certificates.

[0064] The deposit and withdrawal device 200 forms an external channel 201, and a portion of the external channel 201 is located in the transaction slot 811 and communicates with the first bidirectional transmission channel 101, and the external channel 201 has a deposit entrance 202 and a withdrawal entrance 203 respectively communicated with the outside. It should be noted that the length of the external channel 201 and the shapes and sizes of the deposit entrance 202 and the withdrawal entrance 203 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0065] It is understandable that the customer can put the financial medium 900 into the deposit and withdrawal device 200 from the deposit entrance 202, and transport the financial medium 900 to the first two-way transmission channel 101 through the external channel 201 to realize the automation of deposit; or the financial medium 900 can be transported from the first two-way transmission channel 101 to the external channel 201 so that the customer can take out the required financial medium 900 from the withdrawal entrance 203 to realize the automation of withdrawal, thereby reducing the number of manual operation steps required, saving time and effort, improving work efficiency and improving customer experience.

[0066] At the same time, since the external channel 201 is partially located in the transaction slot 811, it can not only fully utilize the space of the transaction slot 811, making the structure of the entire financial processing equipment more compact, but also further improve the safety of use.

[0067] The processing device 300 is located on a side of the first housing 100 away from the access device 200. The processing device 300 forms a storage cavity and two second one-way transmission channels 301 spaced apart in the up-down direction. The transmission directions of the two second one-way transmission channels 301 are opposite and connected to the two first one-way transmission channels 102 in a one-to-one correspondence. The storage cavity is respectively connected to the two second one-way transmission channels 301. It should be noted that the shape and size of the storage cavity and the length of the second one-way transmission channel 301 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0068] It can be understood that the storage cavity is used to provide a space for temporarily storing the financial medium 900, that is, when a deposit is required, the financial medium 900 enters the external channel 201 through the deposit entrance 202, and passes through the first two-way transmission channel 101, one of the first unidirectional transmission channels 102 and one of the second unidirectional transmission channels 301 in sequence before entering the storage cavity; when withdrawal is required, the financial medium 900 passes through another second unidirectional transmission channel 301, another first unidirectional transmission channel 102, the first two-way transmission channel 101 and the external channel 201 in sequence from the storage cavity before being exposed at the withdrawal entrance 203, thereby maximizing the work efficiency and safety of depositing and withdrawing money at the counter body 810 and maximizing the customer experience.

[0069] At the same time, since the two second unidirectional transmission channels 301 with opposite transmission directions are spaced apart along the up and down directions, and the first unidirectional transmission channel 102 and the second unidirectional transmission channel 301 correspond one-to-one and are connected according to the transmission direction, it can not only improve the space utilization rate, but also ensure the accuracy of the transportation of the financial medium 900 and improve security.

[0070] According to the financial processing equipment provided in the embodiment of the present application, a processing device 300, a first housing 100 and a deposit and access device 200 are sequentially arranged on the counter body 810, and part of the first bidirectional transmission channel 101 of the first housing 100 and part of the external channel 201 of the deposit and access device 200 are both located in the transaction slot 811, as well as two first unidirectional transmission channels 102 and second unidirectional transmission channels 301 spaced apart in the up and down directions. Not only is there no need for additional modifications to the counter body 810 and the application site to reduce engineering workload and safety risks, but the structure of the entire financial processing equipment can also be made more compact, thereby improving the work efficiency and safety of depositing and withdrawing money at the counter body 810, and improving the customer experience as much as possible.

[0071] In some embodiments, Figures 2 to 9As shown, the first housing 100 includes a first housing 110, a second housing 120, a third housing 130, a first switching member 140 and a first switch. The first housing 110 is rotatably provided with at least one first two-way wheel 111 and at least one first one-way wheel 112, and the first two-way wheel 111 and the first one-way wheel 112 are at least partially protruded from the lower surface of the first housing 110; the second housing 120 is connected to the first housing 110 to jointly form one of the first one-way transmission channels 102, and the second housing 120 is rotatably provided with at least one second one-way wheel and at least one third one-way wheel, the second one-way wheel at least partially protrudes from the upper surface of the second housing 120 and corresponds to the first one-way wheel 112 one by one, and the third one-way wheel at least partially protrudes from the lower surface of the second housing 120; the third housing 130 is connected to the second housing 120 to jointly form another first one-way transmission channel 102, connected to the first shell 110 to jointly form a first two-way transmission channel 101, the third shell 130 is rotatably provided with at least one second two-way wheel 131 and at least one fourth one-way wheel 132, the second two-way wheel 131 and the fourth one-way wheel 132 are at least partially protruding from the upper surface of the third shell 130, the second two-way wheel 131 and the first two-way wheel 111 correspond one-to-one, and the fourth one-way wheel 132 corresponds one-to-one to the third one-way wheel; the first switching member 140 is movably arranged on the second shell 120 between a first position and a second position, the first switching member 140 is used to block one of the first one-way transmission channels 102 when in the first position, and the first switching member 140 is used to block another first one-way transmission channel 102 when in the second position; the first switch is at least used to be configured to drive the first switching member 140 to switch between the first position and the second position.

[0072] It should be noted that the first two-way wheel 111 and the second two-way wheel 131 protrude from the lower surface of the first shell 110 and the upper surface of the third shell 130 respectively, so as to clamp the financial medium 900 in the first two-way transmission channel 101 and transport it to the first unidirectional transmission channel 102 or the external channel 201; the first unidirectional wheel 112 and the second unidirectional wheel protrude from the lower surface of the first shell 110 and the upper surface of the second shell 120 respectively, so as to clamp the financial medium 900 in one of the first unidirectional transmission channels 102 and transport it to the second unidirectional transmission channel 301 with the same conveying direction; the third unidirectional wheel and the fourth unidirectional wheel 132 protrude from the lower surface of the second shell 120 and the upper surface of the third shell 130 respectively, so as to clamp the financial medium 900 in another first unidirectional transmission channel 102 and transport it to the first two-way transmission channel 101.

[0073] The number and specific distribution of the first two-way wheel 111, the first one-way wheel 112 and the third one-way wheel can be designed according to actual needs, and this embodiment does not impose specific restrictions on this. As long as it can ensure that the financial medium 900 is clamped and transported, and the rotation directions of the first two-way wheel 111 and the second two-way wheel 131 are always the same, the rotation directions of the first one-way wheel 112 and the second one-way wheel are always the same, the rotation directions of the third one-way wheel and the fourth one-way wheel 132 are the same, and the rotation directions of the first one-way wheel 112 and the third one-way wheel are always opposite, this embodiment does not impose specific restrictions on this.

[0074] It can be understood that when a deposit is required, the first switch drives the first reversing member 140 to be in the first position, so that the end of the first reversing member 140 away from the second housing 120 is connected to the third housing 130, and the connection is close to the second two-way wheel 131 closest to the fourth one-way wheel 132, thereby blocking the first one-way transmission channel 102 located below, so that the financial medium 900 passes through the external channel 201 and the first two-way transmission channel 101, then passes through the first one-way transmission channel 102 located above, and then passes through the second one-way transmission channel 301 above to enter the storage chamber; when a deposit is required When withdrawing money, the first switch drives the first switching member 140 to the second position, so that the end of the first switching member 140 away from the second shell 120 is connected to the first shell 110, and the connection is close to the first two-way wheel 111 closest to the first one-way wheel 112, thereby blocking the first one-way transmission channel 102 located above, so that the financial medium 900 in the storage cavity passes through the second one-way transmission channel 301 below, the external channel 201 of the first one-way transmission channel 102 located below, and the first two-way transmission channel 101, and then is exposed to the withdrawal outlet 203 through the external channel 201.

[0075] In this embodiment, Figures 2 to 9 As shown, in order to reduce the number of components and make the structure of the first housing 100 as compact as possible, the second one-way wheel and the third one-way wheel correspond one by one and are integrated to form a mating wheel 121, that is, parts of the mating wheel 121 protrude from the upper surface and the lower surface of the second housing 120 respectively, that is, the number of the first one-way wheel 112, the fourth one-way wheel 132 and the mating wheel 121 are all the same.

[0076] In this embodiment, the first switching member 140 is rotatably disposed on the second shell 120, and the first switch is a rotating electromagnet, that is, the first switching member 140 is connected to the extending shaft of the rotating electromagnet, so that the first switch controls the connection between the first switching member 140 and the first shell 110 or the third shell 130, thereby blocking or opening the corresponding first unidirectional transmission channel 102, simplifying the mechanical structure and physical wear, and helping to improve the durability and ease of maintenance of the entire first shell 100.

[0077] In this embodiment, the rotation axes of the first bidirectional wheel 111 , the first unidirectional wheel 112 , the second unidirectional wheel, the third unidirectional wheel, the fourth unidirectional wheel 132 , the second bidirectional wheel 131 and the first reversing member 140 are all parallel to the length direction of the counter body 810 .

[0078] In some embodiments, Figure 8 As shown, the first switching member 140 includes toothed plates spaced apart along the length direction of the counter body 810 to form a multi-toothed structure to ensure the completeness of the blocking of the corresponding first unidirectional transmission channel 102 .

[0079] In some embodiments, Figure 7 and Figure 8 As shown, the first shell 110, the second shell 120 and the third shell 130 are detachably connected to each other.

[0080] It is understandable that, due to the detachable connection between the first shell 110 and the second shell 120, the detachable connection between the second shell 120 and the third shell 130, and the detachable connection between the first shell 110 and the third shell 130, it is convenient to timely maintain and replace the financial medium 900 when a banknote jam occurs in the first unidirectional transmission channel 102 or the first bidirectional transmission channel 101, thereby improving work efficiency. Exemplarily, the connection between the first shell 110 and the second shell 120, the connection between the second shell 120 and the third shell 130, and the connection between the first shell 110 and the third shell 130 include but are not limited to threaded connection or snap connection, etc.

[0081] In this embodiment, Figure 7 and Figure 8 As shown, the first shell 110, one end of the second shell 120 and one end of the third shell 130 are hinged to each other through the same hinge axis, and the other end of the first shell 110 and the other end of the third shell 130 are detachably connected.

[0082] It can be understood that the first shell 110, one end of the second shell 120 and one end of the third shell 130 are hinged to each other through the same hinge axis, which helps to have a certain degree of relative movement between the three while maintaining the stability of the overall structure, and can also choose to rotate only the first shell 110 or rotate the first shell 110 and the second shell 120 as needed, providing a more flexible maintenance method. In this embodiment, the connection method between the other end of the first shell 110 and the other end of the second shell 120 includes but is not limited to a threaded connection or a snap connection.

[0083] In some embodiments, Figures 2 to 6As shown, the external channel 201 includes a second bidirectional transmission channel 2011 and two third unidirectional transmission channels 2012 with opposite transmission directions. The second bidirectional transmission channel 2011 is partially located in the transaction slot 811. The second bidirectional transmission channel 2011 is respectively connected to the first bidirectional transmission channel 101 and one of the third unidirectional transmission channels 2012. The deposit entrance 202 and the withdrawal entrance 203 are respectively located on the two third unidirectional transmission channels 2012.

[0084] It is understandable that when a deposit is required, the financial medium 900 enters the storage cavity after passing through one of the third one-way transmission channels 2012, the second two-way transmission channel 2011, the first two-way transmission channel 101, one of the first one-way transmission channels 102 and one of the second one-way transmission channels 301 from the deposit entrance 202; when a withdrawal is required, the financial medium 900 passes through another second one-way transmission channel 301, another first one-way transmission channel 102, the first two-way transmission channel 101, the second two-way transmission channel 2011 and another third one-way transmission channel 2012 from the storage cavity and is exposed to the withdrawal exit 203, so as to realize the automation and accuracy of the deposit and withdrawal business of the entire financial processing device. It should be noted that the lengths of the second two-way transmission channel 2011 and the third one-way transmission channel 2012 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0085] In this example, in the up and down directions, the projections of the two third unidirectional transmission channels 2012 at least partially overlap, so as to make the structure of the entire access device 200 more compact and improve space utilization.

[0086] In some embodiments, Figures 2 to 6As shown, the access device 200 includes a second housing 210, a third housing 220, a second reversing member 230 and a second switch. At least one third two-way wheel 211, at least one fifth one-way wheel 212 and at least one sixth one-way wheel 213 are rotatably provided on the second housing 210. The third two-way wheel 211, the fifth one-way wheel 212 and the sixth one-way wheel 213 are at least partially protruded from the lower surface of the second housing 210. The third housing 220 is connected to the second housing 210 to form an external channel 201. At least one fourth two-way wheel 221, at least one seventh one-way wheel and at least one eighth one-way wheel 222 are rotatably provided on the third housing 220. The fourth two-way wheel 221, the seventh one-way wheel and the eighth one-way wheel 222 are at least partially protruded from the upper surface of the third housing 220. The fourth two-way wheel 221 and the third two-way wheel 211 correspond to each other to clamp the financial medium 900 close to the seventh one-way wheel or the eighth one-way wheel 222, the seventh one-way wheel and the fifth one-way wheel 212 correspond to each other to clamp the financial medium 900 to the deposit entrance 202, and the eighth one-way wheel 222 and the sixth one-way wheel 213 clamp the financial medium 900 to the withdrawal entrance 203; the second switching member 230 is movably arranged on the second housing 210 between the third position and the fourth position, the second switching member 230 is used to block one of the third one-way transmission channels 2012 when it is in the third position, and the second switching member 230 is used to block another third one-way transmission channel 2012 when it is in the fourth position; the second switch is configured to drive the second switching member 230 to switch between the third position and the fourth position. The materials of the second housing 210 and the third housing 220 include but are not limited to hard plastic, stainless steel, aluminum alloy or titanium alloy.

[0087] It should be noted that the third two-way wheel 211 and the fourth two-way wheel 221 protrude from the lower surface of the second housing 210 and the upper surface of the third housing 220 respectively, so as to clamp the financial medium 900 in the second two-way transmission channel 2011 and transport it to the third one-way transmission channel 2012 or the first two-way transmission channel 101; the fifth one-way wheel 212 and the seventh one-way wheel protrude from the lower surface of the second housing 210 and the upper surface of the third housing 220 respectively, so as to clamp the financial medium 900 in one of the third one-way transmission channels 2012 and transport it to the second two-way transmission channel 2011; the sixth one-way wheel 213 and the eighth one-way wheel 222 protrude from the lower surface of the second housing 210 and the upper surface of the third housing 220 respectively, so as to clamp the financial medium 900 in another third one-way transmission channel 2012 and transport it to the removal outlet 203.

[0088] The number and specific distribution of the third two-way wheel 211, the fifth one-way wheel 212, and the sixth one-way wheel 213 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this. As long as it can ensure that the financial medium 900 is clamped and transported, and the rotation directions of the third two-way wheel 211 and the fourth two-way wheel 221 are always the same, the rotation directions of the fifth one-way wheel 212 and the seventh one-way wheel are always the same, the rotation directions of the sixth one-way wheel 213 and the eighth one-way wheel 222 are the same, and the rotation directions of the fifth one-way wheel 212 and the sixth one-way wheel 213 are always opposite, this embodiment does not impose specific restrictions on this.

[0089] It can be understood that when a deposit is required, the second switch is used to drive the second switching member 230 to the third position, so that the active end of the second switching member 230 is connected to the third housing 220, and the active end is close to the fourth two-way wheel 221 closest to the sixth one-way wheel 213, thereby blocking the third one-way transmission channel 2012 located below, so that the financial medium 900 passes through the deposit entrance 202 and enters the first two-way transmission channel 101 from the third one-way transmission channel 2012 located above; when a withdrawal is required, the second switch is used to drive the second switching member 230 to the third position. The fourth position makes the movable end of the second reversing member 230 also connected to the second housing 210, that is, the movable end is close to the third two-way wheel 211 closest to the fifth one-way wheel 212, thereby blocking the third one-way transmission channel 2012 located above, so that the financial medium 900 in the storage cavity passes through the second one-way transmission channel 301 below, the first one-way transmission channel 102 external channel 201 and the first two-way transmission channel 101 located below, the second two-way transmission channel 2011 and the third one-way transmission channel 2012 located below and is exposed at the removal outlet 203.

[0090] In this embodiment, the second switching member 230 is rotatably disposed on the second housing 210, and the second switch is a rotating electromagnet, that is, the second switching member 230 is connected to the extending shaft of the rotating electromagnet, so that the second switch controls the connection between the movable end of the second switching member 230 and the second housing 210 or the third housing 220, thereby blocking or opening the corresponding third unidirectional transmission channel 2012, simplifying the mechanical structure and physical wear, and helping to improve the durability and ease of maintenance of the entire access device 200.

[0091] In this embodiment, the rotation axes of the third two-way wheel 211, the fifth one-way wheel 212, the sixth one-way wheel 213, the seventh one-way wheel, the eighth one-way wheel 222, the fourth two-way wheel 221 and the second reversing member 230 are all parallel to the length direction of the counter body 810.

[0092] In some embodiments, the second switching member 230 includes a plurality of toothed plates spaced apart along the length direction of the counter body 810 to form a multi-toothed structure to ensure the completeness of the blocking of the corresponding third unidirectional transmission channel 2012 .

[0093] In some embodiments, the deposit and access device 200 includes a banknote sorting module and a banknote dispensing module disposed in the second housing 210. The banknote sorting module is connected to a third one-way transmission channel 2012 provided with a deposit inlet 202, so as to input multiple stacked financial media 900 in the deposit inlet 202 into the corresponding third one-way transmission channel 2012 one by one. The banknote dispensing module is connected to a third one-way transmission channel 2012 provided with a withdrawal outlet 203, so as to neatly stack a single financial medium 900 output from the corresponding third one-way transmission channel 2012 in the withdrawal outlet 203, so as to facilitate users to take and put financial media 900, further improve the user experience, and improve work efficiency. It should be noted that the banknote sorting module and the banknote dispensing module are common structures in the art, so their structures are not specifically described in this embodiment.

[0094] In some embodiments, Figures 1 to 9 As shown, an isolation plate 820 is arranged above the transaction slot 811, and the first housing also includes two transition housings 150 arranged opposite to each other up and down, one side of the transition housing 150 is connected to the third housing 220, and the transition housing 150 located above is connected to the lower part of the isolation plate 820. The material of the isolation plate 820 includes but is not limited to glass. The connection method between the transition housing 150 and the third housing 220 includes but is not limited to welding, threaded connection or snap connection, etc. It should be noted that the thickness of the isolation plate 820 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0095] It is understandable that one end of the transition housing 150 is connected to the third housing 220, the other end of one transition housing 150 is connected to the first housing 110, and the other end of the other transition housing 150 is connected to the third housing 130. The two transition housings 150 are provided with rollers on the sides close to each other to clamp the financial medium 900 and transport it to the first two-way transmission channel 101 or the second two-way transmission channel 2011.

[0096] In this embodiment, in order to avoid banknotes being stuck between the two transition shells 150, one end of one transition shell 150 is detachably connected to the first shell 110, one end of the other transition shell 150 is fixedly connected to the third housing 220, and the other ends of the two transition shells 150 are hinged.

[0097] In this embodiment, the transition housing 150 located at the top is provided with an avoidance groove, and the lower part of the isolation plate 820 extends into the avoidance groove, thereby increasing the structural stability of the financial processing equipment and further ensuring the privacy and security of the financial deposit and withdrawal business. It should be noted that the size and formation of the avoidance groove can be designed according to actual needs, and this embodiment does not impose specific restrictions on this. Of course, in other embodiments, considering the manufacturing cost, the transition housing 150 located at the top can also be directly abutted and matched with the lower part of the isolation plate 820, and this embodiment does not impose specific restrictions on this.

[0098] In this embodiment, Figure 7 and Figure 8 As shown, the hinge axis connecting the first shell 110, the second shell 120 and the third shell 130 is located on the side of the isolation plate 820 away from the access device 200, and the first two-way transmission channel 101 and the first unidirectional transmission channel 102 are both located on the inner side to ensure that they are under monitoring during maintenance and to ensure the safety of the financial medium 900.

[0099] In some embodiments, Figure 7 and Figure 8 As shown, one end of the second housing 210 away from the first housing 100 is hinged to the counter body 810 , and the other end of the second housing 210 is detachably connected to a portion of the third housing 220 close to the isolation plate 820 .

[0100] It can be understood that one end of the second housing 210 is hinged to the counter body 810, and the other end is detachably connected to the third housing 220, which helps to have a certain degree of relative movement between the two while maintaining the stability of the overall structure. The first housing 100 can also be rotated as needed, providing a more flexible maintenance method, so that when money jams in the external channel 201, it can be handled in time. In this embodiment, the connection method between the second housing 210 and the third housing 220 includes but is not limited to threaded connection or snap connection.

[0101] In some embodiments, Figure 7 As shown, the financial processing device further includes a reflector 400, which is disposed on a side of the isolation plate 820 away from the processing device 300 and is used to observe the external channel 201. The connection between the reflector 400 and the isolation plate 820 includes but is not limited to bonding.

[0102] It can be understood that since a portion of the first housing 100 is located in the transaction slot 811 and another portion is located on the inner side of the isolation plate 820, a portion of the access device 200 is located in the transaction slot 811 and connected to the first housing 100, and another portion is located on the outer side of the isolation plate 820, when the external channel 201 is maintained and the second housing 210 is rotated away from the third housing 220, part of the external channel 201 is in the blind spot of the teller's field of vision. The reflector 400 is used to ensure the best line of sight and observation angle, thereby improving the convenience of maintenance.

[0103] In some embodiments, Figures 2 to 7 , Fig. 9 As shown, the processing device 300 includes a fourth housing 310, an identification module 320, a temporary storage module 330 and at least one cash box 340. The identification module 320, the temporary storage module 330 and the cash box 340 are all arranged on the fourth housing 310. The fourth housing 310 forms a connected second unidirectional transmission channel 301. The identification module 320 is used to judge the financial medium 900 in the second unidirectional transmission channel 301 (i.e., whether the financial medium 900 is counterfeit, damaged, folded, etc.), the temporary storage module 330 is used to store the financial medium 900 judged to be abnormal, and the cash box 340 forms a storage cavity. It should be noted that the identification module 320, the temporary storage module 330 and the cash box 340 are all common structures in the field, so their structures are not specifically described in this embodiment.

[0104] It should be noted that, in some embodiments, the temporary storage module 330 is also used to store the financial medium 900 previously placed in the deposit port 202 when the customer temporarily cancels the deposit, that is, when the customer determines to continue storing, the financial medium 900 is transported to the cash box 340, or when the customer cancels the deposit, the financial medium 900 is transported to the withdrawal port 203.

[0105] It can be understood that the workflow of the entire financial processing device is as follows:

[0106] 1. Normal deposits:

[0107] like Figure 3 As shown, the financial medium 900 enters the storage cavity from the deposit entrance 202 through the third unidirectional transmission channel 2012 above, the second bidirectional transmission channel 2011, the first bidirectional transmission channel 101, the first unidirectional transmission channel 102 above, and the second unidirectional transmission channel 301 above;

[0108] 2. When depositing, the identification module 320 determines that the financial medium 900 currently outputted in the second one-way transmission channel 301 above is abnormal.

[0109] like Figure 4As shown, the financial medium 900 enters the lower second unidirectional transmission channel 301 from the upper second unidirectional transmission channel 301, and passes through the first bidirectional transmission channel 101, the second bidirectional transmission channel 2011 and the lower third unidirectional transmission channel 2012 in sequence before being exposed to the removal port 203;

[0110] 3. Normal withdrawals:

[0111] like Figure 5 As shown, the financial medium 900 enters the second unidirectional transmission channel 301 below from the storage cavity, and passes through the first bidirectional transmission channel 101, the second bidirectional transmission channel 2011 and the third unidirectional transmission channel 2012 below in sequence before being exposed to the removal port 203;

[0112] 4. When withdrawing money, the identification module 320 determines that the financial medium 900 currently outputted in the second one-way transmission channel 301 below is abnormal.

[0113] like Figure 6 As shown, the financial medium 900 enters the second one-way transmission channel 301 below from the storage cavity and is then transported to the temporary storage module 330 .

[0114] Similarly, the second unidirectional transmission channel 301 can also be opened for maintenance, and the implementation method is the same as the opening method of the first unidirectional transmission channel 102, which is not elaborated in detail in this embodiment.

[0115] In some embodiments, Figures 2 to 7 , Fig. 9 As shown, there are multiple cash boxes 340, which are spaced apart along the width direction of the counter body 810 to place as many financial media 900 as possible to improve work efficiency. It should be noted that the number and specific distribution of the cash boxes 340 can be designed according to actual needs, and this embodiment does not impose specific restrictions on this.

[0116] In some embodiments, Fig. 9 As shown, the financial processing device further includes a fourth housing 500, which is located between the first housing 100 and the processing device 300. The fourth housing 500 forms two fourth unidirectional transmission channels 501 spaced apart in the up-down direction and with opposite transmission directions, and both ends of the fourth unidirectional transmission channel 501 are respectively connected to the first unidirectional transmission channel 102 and the second unidirectional transmission channel 301 with the same transmission direction. The material of the fourth housing 500 includes but is not limited to hard plastic, stainless steel, aluminum alloy or titanium alloy.

[0117] It can be understood that when the width of the counter body 810 is relatively large, the first housing 100 can be quickly docked with the processing device 300 through the fourth housing 500, ensuring that the financial medium 900 can enter one of the second unidirectional transmission channels 301 from one of the first unidirectional transmission channels 102 through one of the fourth unidirectional transmission channels 501 to complete a deposit transaction, or the financial medium 900 can enter another first unidirectional transmission channel 102 from another second unidirectional transmission channel 301 through another fourth unidirectional transmission channel 501 to complete a withdrawal transaction.

[0118] At the same time, since the two fourth one-way transmission channels 501 with opposite transmission directions are arranged at intervals in the vertical direction, not only can the space utilization be improved, but also the possibility of reverse transportation of the financial medium 900 can be prevented, thereby improving safety. It should be noted that the length of each of the fourth one-way transmission channels 501 can be designed according to actual needs, and this embodiment does not impose any specific restrictions on this.

[0119] Similarly, the fourth unidirectional transmission channel 501 may also be opened for maintenance, and the implementation method is the same as the opening method of the first unidirectional transmission channel 102, which is not elaborated in detail in this embodiment.

[0120] The terms "first", "second", etc. in the specification and claims of the present application are used to distinguish similar objects, and are not used to describe a specific order or sequence. It should be understood that the data used in this way can be interchangeable under appropriate circumstances, so that the embodiments of the present application can be implemented in an order other than those illustrated or described here, and the objects distinguished by "first", "second", etc. are generally of one type, and the number of objects is not limited. For example, the first object can be one or more. In addition, "and / or" in the specification and claims represents at least one of the connected objects, and the character " / " generally indicates that the objects associated before and after are in an "or" relationship. Among them, the terms "first position" and "second position" are two different positions.

[0121] In the description of the present application, it should be understood that the terms "center", "longitudinal", "lateral", "length", "width", "thickness", "up", "down", "front", "back", "left", "right", "vertical", "horizontal", "top", "bottom", "inside", "outside", "clockwise", "counterclockwise", "axial", "radial", "circumferential" and the like indicate orientations or positional relationships based on the orientations or positional relationships shown in the accompanying drawings, and are only for the convenience of describing the present application and simplifying the description, and do not indicate or imply that the referred device or element must have a specific orientation, be constructed and operated in a specific orientation, and therefore should not be understood as a limitation on the present application.

[0122] Unless otherwise clearly specified and limited, the terms "installed", "connected", "connected", and "fixed" should be understood in a broad sense, for example, it can be a fixed connection or a detachable connection; it can be a mechanical connection or an electrical connection; it can be a direct connection or an indirect connection through an intermediate medium, it can be the internal connection of two elements or the interaction relationship between two elements. For ordinary technicians in this field, the specific meanings of the above terms in this utility model can be understood according to specific circumstances.

[0123] In the description of this application, "first feature" or "second feature" may include one or more of the features.

[0124] In the description of the present application, “plurality” means two or more.

[0125] In the description of the present application, a first feature being “on” or “under” a second feature may include that the first and second features are directly in contact with each other, or may include that the first and second features are not in direct contact with each other but are in contact with each other via another feature therebetween.

[0126] In the description of the present application, a first feature being “above”, “above”, and “above” a second feature includes the first feature being directly above and obliquely above the second feature, or simply indicates that the first feature is higher in level than the second feature. A first feature being “below”, “below”, and “below” a second feature includes the first feature being directly below and obliquely below the second feature, or simply indicates that the first feature is lower in level than the second feature.

[0127] In the description of this specification, the description with reference to the terms "one embodiment", "some embodiments", "illustrative embodiments", "examples", "specific examples", or "some examples" means that the specific features, structures, materials, or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present application. In this specification, the schematic representation of the above terms does not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials, or characteristics described may be combined in any one or more embodiments or examples in a suitable manner.

[0128] Although the embodiments of the present application have been shown and described, those skilled in the art will appreciate that various changes, modifications, substitutions and variations may be made to the embodiments without departing from the principles and spirit of the present application, and that the scope of the present application is defined by the claims and their equivalents.

Claims

1. A financial processing device, characterized in that: The financial processing device is arranged on a counter body provided with a transaction slot, and the financial processing device comprises: A first housing, forming a first bidirectional transmission channel and two first unidirectional transmission channels spaced apart in the up-and-down direction, wherein the transmission directions of the two first unidirectional transmission channels are opposite, and the first bidirectional transmission channel is partially located in the transaction slot and communicated with one of the first unidirectional transmission channels; A deposit and withdrawal device, forming an external channel, wherein the external channel is partially located in the transaction slot and communicated with the first bidirectional transmission channel, and the external channel has a deposit inlet and a withdrawal outlet respectively communicated with the outside world; The processing device is located on a side of the first housing away from the access device, and the processing device forms a storage cavity and two second unidirectional transmission channels spaced apart in the up and down directions, and the transmission directions of the two second unidirectional transmission channels are opposite and are connected to the two first unidirectional transmission channels one by one, and the storage cavity is respectively connected to the two second unidirectional transmission channels.

2. The financial processing device according to claim 1, characterized in that: The first housing comprises: A first housing is rotatably provided with at least one first two-way wheel and at least one first one-way wheel, wherein the first two-way wheel and the first one-way wheel are at least partially protruded from the lower surface of the first housing; a second housing connected to the first housing to form one of the first one-way transmission channels; the second housing is rotatably provided with at least one second one-way wheel and at least one third one-way wheel; the second one-way wheel at least partially protrudes from the upper surface of the second housing and corresponds to the first one-way wheel one by one; the third one-way wheel at least partially protrudes from the lower surface of the second housing; A third housing is connected to the second housing to form another first one-way transmission channel, and is connected to the first housing to form the first two-way transmission channel. The third housing is rotatably provided with at least one second two-way wheel and at least one fourth one-way wheel. The second two-way wheel and the fourth one-way wheel are at least partially protruded from the upper surface of the third housing. The second two-way wheel corresponds to the first two-way wheel one-to-one, and the fourth one-way wheel corresponds to the third one-way wheel one-to-one. a first switching member, movably disposed on the second housing between a first position and a second position, the first switching member being used to block one of the first one-way transmission channels when in the first position, and being used to block another of the first one-way transmission channels when in the second position; A first switch is configured to at least drive the first switching element to switch between the first position and the second position.

3. The financial processing device according to claim 2, characterized in that: The first shell, the second shell and the third shell are detachably connected to each other.

4. The financial processing device according to claim 3, characterized in that: The first shell, one end of the second shell and one end of the third shell are hinged to each other through the same hinge axis, and the other end of the first shell and the other end of the third shell are detachably connected.

5. The financial processing device according to any one of claims 1 to 4, characterized in that: The external channel includes a second bidirectional transmission channel and two third unidirectional transmission channels with opposite transmission directions. The second bidirectional transmission channel is partially located in the transaction slot. The second bidirectional transmission channel is respectively connected to the first bidirectional transmission channel and one of the third unidirectional transmission channels. The deposit entrance and the withdrawal entrance are respectively located in two of the third unidirectional transmission channels.

6. The financial processing device according to claim 5, characterized in that: The access device comprises: a second housing, on which at least one third two-way wheel, at least one fifth one-way wheel and at least one sixth one-way wheel are rotatably disposed, wherein at least a portion of the third two-way wheel, the fifth one-way wheel and the sixth one-way wheel protrude from a lower surface of the second housing; a third housing connected to the second housing to form the external channel together, the third housing being rotatably provided with at least one fourth two-way wheel, at least one seventh one-way wheel and at least one eighth one-way wheel, the fourth two-way wheel, the seventh one-way wheel and the eighth one-way wheel all at least partially protrude from the upper surface of the third housing, the fourth two-way wheel and the third two-way wheel corresponding one-to-one to clamp the financial medium close to the seventh one-way wheel or the eighth one-way wheel, the seventh one-way wheel and the fifth one-way wheel corresponding one-to-one to clamp the financial medium to the deposit entrance, and the eighth one-way wheel and the sixth one-way wheel clamp the financial medium to the withdrawal exit; a second switching member, movably disposed on the second housing between a third position and a fourth position, the second switching member being used to block one of the third one-way transmission channels when in the third position, and the second switching member being used to block another of the third one-way transmission channels when in the fourth position; A second switch is configured to drive the second switching member to switch between the third position and the fourth position.

7. The financial processing device according to claim 6, characterized in that: An isolation plate is arranged above the transaction slot, and the first housing includes two transition shells arranged opposite to each other up and down, one side of the transition shell is connected to the third housing, and the transition shell located above is connected to the lower part of the isolation plate.

8. The financial processing device according to claim 7, characterized in that: One end of the second housing away from the first housing is hinged to the counter body, and the other end of the second housing is detachably connected to a portion of the third housing close to the isolation plate.

9. The financial processing device according to claim 8, characterized in that: Also includes: A reflector is arranged on a side of the isolation plate away from the processing device and is used for observing the external channel.

10. The financial processing device according to any one of claims 1 to 4, characterized in that: Also includes: The fourth housing is located between the first housing and the processing device, and the fourth housing forms two fourth unidirectional transmission channels which are spaced apart in the up-and-down directions and have opposite transmission directions, and both ends of the fourth unidirectional transmission channel are respectively connected to the first unidirectional transmission channel and the second unidirectional transmission channel which have the same transmission direction.

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