Information processing method
The information processing method increases the penetration rate of specific payment methods by analyzing target areas and deploying vehicles with supported payment systems, offering incentives to users.
Patent Information
- Application Number
- JP2023092748
- Authority / Receiving Office
- JP · JP
- Patent Type
- Applications
- Current Assignee / Owner
- Filing Date
- 2023-06-05
- Publication Date
- 2024-12-17
- Estimated Expiration
- 2043-06-05
AI Technical Summary
Existing payment systems do not effectively address the issue of increasing the penetration rate of specific payment methods, particularly in mobile sales stores.
An information processing method that utilizes an information processing device to analyze penetration rates of payment methods in target areas and dispatches vehicles equipped with specific payment systems to increase their usage, offering incentives such as refunds or notifications to users.
Enhances the penetration rate of specific payment methods by deploying vehicles with supported payment systems and providing incentives, thereby encouraging their adoption.
Smart Images

Figure 2024174748000001_ABST
Abstract
Description
[Technical field]
[0001] The present disclosure relates to an information processing method. [Background technology]
[0002] 2. Description of the Related Art Conventionally, there has been known a payment system used in mobile sales stores that gives points at a high rate to users who use face pass payment (see, for example, Patent Document 1). [Prior art documents] [Patent documents]
[0003] [Patent Document 1] JP 2014-203215 A Summary of the Invention [Problem to be solved by the invention]
[0004] The above background art does not mention the penetration rate of payment methods, so there is room for improvement.
[0005] The purpose of the present disclosure, made in consideration of these circumstances, is to support increased adoption of specific payment methods. [Means for solving the problem]
[0006] An information processing method according to an embodiment of the present disclosure includes: An information processing method by an information processing device, the information processing device includes a control unit, a communication unit, and a storage unit, and is capable of communicating with a network via the communication unit; By the control unit, Identifying a target area for opening a store in the storage unit; Obtaining from the storage unit information on the adoption rate of each payment method in the target store area; when it is determined from the penetration rate information that the penetration rate of a first payment method is equal to or lower than a first predetermined value, dispatching a vehicle of a business that can use the first payment method to the target store opening area; Includes. Effect of the Invention
[0007] According to one embodiment of the present disclosure, it is possible to support an increase in the adoption rate of a particular payment method. [Brief description of the drawings]
[0008] [Figure 1] 1 is a schematic diagram of an information processing system according to an embodiment of the present invention. [Diagram 2] FIG. 1 is a block diagram showing a configuration of an information processing device. [Diagram 3] 4 is a flowchart showing an operation of the information processing device. [Figure 4] FIG. 2 is a diagram showing the data structure of a penetration rate information DB (database). [Diagram 5] FIG. 13 is a diagram showing the data structure of a payment method DB. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS
[0009] 1 is a schematic diagram of an information processing system S according to the present embodiment. The information processing system S includes an information processing device 1 and a vehicle 2 that are capable of communicating with each other via a network NW. The network NW includes, for example, a mobile communication network, the Internet, or a fixed communication network.
[0010] For ease of explanation, FIG. 1 illustrates one information processing device 1 and one vehicle 2. However, the number of information processing devices 1 and vehicles 2 is not limited to this. For example, the process executed by the information processing device 1 may be executed by multiple information processing devices 1 that are distributed. The information processing device 1 may be capable of communicating with multiple vehicles 2. Multiple vehicles 2 may be connected to a network NW.
[0011] The information processing device 1 may be a server that supports the provision of services by a business operator. The information processing device 1 may be installed, for example, in a facility dedicated to the business operator or in a shared facility including a data center. As an alternative example, the information processing device 1 may be mounted on a vehicle 2. The information processing device 1 may be referred to as a center server or a roll-call system.
[0012] The vehicle 2 includes any type of automobile, such as, for example, a gasoline vehicle, a diesel vehicle, an HEV, a PHEV, a BEV, or an FCEV. "HEV" is an abbreviation for hybrid electric vehicle. "PHEV" is an abbreviation for plug-in hybrid electric vehicle. "BEV" is an abbreviation for battery electric vehicle. "FCEV" is an abbreviation for fuel cell electric vehicle. The operation of the vehicle 2 may be automated at any level. The level of automation may be, for example, any of levels 1 to 5 in the SAE level classification. "SAE" is an abbreviation for Society of Automotive Engineers. The vehicle 2 may be a MaaS-only vehicle. "MaaS" is an abbreviation for Mobility as a Service. As an alternative, the vehicle 2 may be driven by a driver.
[0013] The internal configuration of the information processing device 1 will be described in detail with reference to FIG.
[0014] The information processing device 1 includes a control unit 11, a communication unit 12, a storage unit 13, and a display unit 14. The components of the information processing device 1 are connected to each other so as to be able to communicate with each other via, for example, a dedicated line.
[0015] The control unit 11 includes, for example, one or more general-purpose processors including a CPU (Central Processing Unit) or an MPU (Micro Processing Unit). The control unit 11 may include one or more dedicated processors specialized for specific processing. Instead of including a processor, the control unit 11 may include one or more dedicated circuits. The dedicated circuits may be, for example, a FPGA (Field-Programmable Gate Array) or an ASIC (Application Specific Integrated Circuit). The control unit 11 may include an ECU (Electronic Control Unit). The control unit 11 transmits and receives any information via the communication unit 12.
[0016] The communication unit 12 includes a communication module compatible with one or more wired or wireless LAN (Local Area Network) standards for connecting to a network. The communication unit 12 may include a module compatible with one or more mobile communication standards including LTE (Long Term Evolution), 4G (4th Generation), or 5G (5th Generation). The communication unit 12 may include a communication module compatible with one or more short-range communication standards or specifications including Bluetooth (registered trademark), AirDrop (registered trademark), IrDA, ZigBee (registered trademark), Felica (registered trademark), or RFID. The communication unit 12 transmits and receives any information via the network.
[0017] The memory unit 13 includes, but is not limited to, for example, a semiconductor memory, a magnetic memory, an optical memory, or a combination of at least two of these. The semiconductor memory is, for example, a RAM or a ROM. The RAM is, for example, an SRAM or a DRAM. The ROM is, for example, an EEPROM. The memory unit 13 may function as, for example, a main memory device, an auxiliary memory device, or a cache memory. The memory unit 13 may store information resulting from analysis or processing by the control unit 11. The memory unit 13 may store various information related to the operation or control of the information processing device 1, etc. The memory unit 13 may store a system program, an application program, embedded software, etc. The memory unit 13 may be provided outside the information processing device 1 and may be accessed from the information processing device 1. The memory unit 13 includes a penetration rate information DB and a payment means DB.
[0018] An information processing method executed by the information processing system S of this embodiment will be described in detail. Here, as an example, the vehicle 2 is used by a business operator. The business is, for example, a restaurant. The vehicle 2 is mobile and provides goods or services as a store in a target area.
[0019] 3, the control unit 11 of the information processing device 1 specifies a target area for opening a shop by referring to the storage unit 13. The target area for opening a shop is designated by the user.
[0020] In S2, the control unit 11 obtains penetration rate information indicating the penetration rate of each payment method in the target store opening area from the storage unit 13. As shown in Fig. 4, the penetration rate information DB stores the penetration rate of each payment method in association with the target store opening area.
[0021] The payment means is provided by a payment service provider. Each business may have a contract with a different payment service provider. The payment means may be, for example, electronic money, a two-dimensional code, a credit card, a debit card, or a cryptocurrency. The business, the owner of the vehicle 2, and the payment service provider may be different. The business, the owner of the vehicle 2, and the payment service provider may be combined and stored in the memory unit 13 by the information processing device 1.
[0022] In S3, the control unit 11 determines whether the penetration rate of the first payment method is equal to or lower than a first predetermined value based on the acquired penetration rate information. The first payment method may be specified by the user or may be arbitrarily set by the information processing device 1. The first predetermined value can be arbitrarily set.
[0023] If the result in S3 is No, the control unit 11 does not execute S4.
[0024] 5, in the payment method DB, the payment methods that can be used by the operator of the vehicle 2 are stored in association with each vehicle 2. If the answer is Yes in S3, the control unit 11 in S4 identifies a vehicle of an operator that can use the first payment method, and dispatches the identified vehicle 2 to the target store opening area. The control unit 11 may control the vehicle 2, which is an autonomous vehicle, to move it to the target store opening area, or may instruct the user to move the vehicle 2 to the target store opening area.
[0025] Additionally or alternatively, when the control unit 11 determines that the penetration rate of the first payment method is equal to or less than a second predetermined value that is even lower than the first predetermined value, the control unit 11 may increase the payout rate in the memory unit 13 when the first payment method is used in the vehicle 2. A payout refers to returning to the same user some or all of the funds paid by the user using the first payment method. A payout may be referred to as a cashback.
[0026] Additionally or alternatively, the control unit 11 may detect payment means available to the user (here, the customer). The payment means available to the user may be detected in the memory unit 13, or may be detected by a terminal operated by the user. When the control unit 11 determines that the first payment means to be refunded is not included in the available payment means, it may notify the user of the first payment means to be refunded via the output unit of the vehicle 2. The output unit of the vehicle 2 may be, for example, a speaker or a display.
[0027] Additionally or alternatively, in S4, the control unit 11 may dispatch a vehicle 2 capable of informing the user of how to use or register the first payment means that is the subject of the refund. The notification may be performed via an output unit of the vehicle 2.
[0028] As described above, according to this embodiment, the operation of the control unit 11 includes identifying a target store opening area in the memory unit 13, acquiring from the memory unit 13 penetration rate information indicating the penetration rate of each payment method in the target store opening area, and, when it is determined from the penetration rate information that the penetration rate of a first payment method is equal to or lower than a first predetermined value, dispatching a vehicle 2 of an operator that can use the first payment method to the target store opening area. With this configuration, the information processing device 1 can support an increase in the penetration rate of a specific payment method in the target store opening area.
[0029] Furthermore, according to this embodiment, the operation of control unit 11 includes, when it is determined that the penetration rate of the first payment method is equal to or lower than a second predetermined value that is lower than the first predetermined value, increasing the payout rate in memory unit 13 when the first payment method is used in vehicle 2. With this configuration, information processing device 1 can motivate the user to use the first payment method.
[0030] Furthermore, according to this embodiment, the operation of the control unit 11 includes detecting payment means available to the user in the storage unit 13, and, if it is determined that the first payment means to be refunded is not included in the available payment means, notifying the user of the first payment means to be refunded via the output unit of the vehicle 2. With this configuration, the information processing device 1 can motivate the user to use the first payment means.
[0031] According to this embodiment, the operation of the control unit 11 includes dispatching a vehicle 2 capable of informing a user of a method for using or registering the first payment method that is the subject of a refund. With this configuration, the information processing device 1 can support the use of the first payment method.
[0032] Although the present disclosure will be described based on various drawings and examples, it should be noted that those skilled in the art may make various modifications and alterations based on the present disclosure. Other modifications are possible within the scope of the present disclosure. For example, the functions included in each means or step can be rearranged so as not to cause logical inconsistencies, and multiple means or steps can be combined into one or divided.
[0033] For example, in the above embodiment, the program for executing all or part of the functions or processes of the information processing device 1 and the vehicle 2 can be recorded in a computer-readable recording medium. The computer-readable recording medium includes a non-transitory computer-readable medium, for example, a magnetic recording device, an optical disk, a magneto-optical recording medium, or a semiconductor memory. The program is distributed, for example, by selling, transferring, or lending a portable recording medium such as a DVD (Digital Versatile Disc) or a CD-ROM (Compact Disc Read Only Memory) on which the program is recorded. The program may also be distributed by storing the program in the storage of an arbitrary server and transmitting the program from the arbitrary server to another computer. The program may also be provided as a program product. The present disclosure can also be realized as a program executable by a processor.
[0034] A computer temporarily stores a program recorded on a portable recording medium or a program transferred from a server in a main storage device. Then, the computer reads the program stored in the main storage device with a processor and executes processing according to the read program with the processor. The computer may read the program directly from a portable recording medium and execute processing according to the program. The computer may execute processing according to the received program each time a program is transferred from the server to the computer. Processing may be executed by a so-called ASP-type service that realizes functions only by execution instructions and result acquisition without transferring a program from the server to the computer. "ASP" is an abbreviation for application service provider. Programs include information used for processing by a computer and equivalent to a program. For example, data that is not a direct instruction to a computer but has the property of defining computer processing falls under " equivalent to a program. [Explanation of symbols]
[0035] S Information Processing System
Claims
1. An information processing method by an information processing device, the information processing device includes a control unit, a communication unit, and a storage unit, and is capable of communicating with a network via the communication unit; By the control unit, Identifying a target area for opening a store in the storage unit; Obtaining from the storage unit information on the adoption rate of each payment method in the target store area; when it is determined from the penetration rate information that the penetration rate of a first payment method is equal to or lower than a first predetermined value, dispatching a vehicle of a business operator that can use the first payment method to the target store opening area; An information processing method comprising:
2. 2. The information processing method according to claim 1, An information processing method including, when it is determined that the penetration rate of the first payment method is equal to or lower than a second predetermined value lower than the first predetermined value, increasing a refund rate in the memory unit when the first payment method is used in the vehicle.
3. 3. The information processing method according to claim 2, Detecting in the storage unit payment methods available to a user; An information processing method including, when it is determined that the first payment means to be refunded is not included among the available payment means, notifying the user of the first payment means to be refunded via an output unit of the vehicle.
4. 3. The information processing method according to claim 2, An information processing method including dispatching a vehicle capable of informing a method of use or registration of the first payment means that is the subject of a refund.
Citation Information
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