Account map

By using symbols to represent and arrange accounts and transactions, the method clarifies value flow paths, improving consumer convenience and simplifying corporate accounting, addressing the scatter of value flow in cashless payment systems.

JP2025015260APending Publication Date: 2025-01-30興野 真由子
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Patent Information

Application Number
JP2023118559
Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
Filing Date
2023-07-20
Publication Date
2025-01-30

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    Figure 2025015260000001_ABST
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Abstract

To provide a method of illustrating accounts, continuous transactions, and a relationship among accounts associated by the continuous transactions to consolidate value flow paths, so as to cope with a phenomenon expressed as "cluttering of value flow paths," meaning that people become unable to keep track of what kind of accounts they own.SOLUTION: The present invention involves illustrating accounts, continuous transactions, and a relationship among accounts associated by the continuous transactions as an account map made up of symbols (1) representing the accounts, symbols (2) representing the continuous transactions, and arrangement regarding placement of the symbols.SELECTED DRAWING: Figure 1
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Description

[Technical field]

[0001] The present invention relates to a method for illustrating accounts, recurring transactions, and relationships between accounts related by recurring transactions, and facilitating management of accounts and recurring transactions. [Background technology]

[0002] The present invention utilizes the natural law that "a transaction has two aspects: receipt and payment."

[0003] The present invention is based on the known technical idea that "money is a social means of exchanging commodities (meaning tangible or intangible goods exchanged through transactions, excluding money; the same applies below) for other commodities."

[0004] The present invention is based on a novel technical idea that "value is produced through the creation of goods, passes through money, and disappears through the consumption of goods."

[0005] The present invention is based on the novel technical idea that "money is a pure crystallization of value," which is derived from the known technical idea that "commodity is a crystallization of social substance refined by the distillation method."

[0006] The present invention is based on the novel technical idea that "value has a flow path," which is derived from the known technical idea that "money has a path."

[0007] The present invention is based on the novel technical idea that "value flows from right hand to left hand" which is derived from the known technical idea that "in double-entry bookkeeping, the debit side is regarded as a column for recording receipts, and the credit side is regarded as a column for recording payments" and the artificial agreement regarding the positional relationship between the debit and credit sides in double-entry bookkeeping.

[0008] The present invention is based on a novel technical idea that "an account is a mechanism for storing value or goods, which is created in the middle of or at the end of a flow path of value." [Prior art documents] [Non-patent literature]

[0009] Monetary Theory in the 21st Century, Felix Martin and Mami Endo, Toyo Keizai Shimbunsha (2014)

[0010] Quarterly Journal of Economic Theory, Vol. 53, No. 2, pp. 19-30 (July 2016)

[0011] Organizing Your Money, Ai Ichii, Sunmark Publishing (2016)

[0012] Application No. 2023-001764 Summary of the Invention [Problem to be solved by the invention]

[0013] In addition to credit cards, various cashless payment methods are becoming more and more common. This has led to a phenomenon known as "cluttered value flows," where people are unable to keep track of what accounts they have (bank accounts, securities accounts, credit cards, electronic money accounts, point accounts).

[0014] To streamline the flow of value, it is necessary to provide a way to depict accounts, ongoing transactions, and the relationships between accounts that are related by ongoing transactions. [Means for solving the problem]

[0015] The present invention comprises a symbol (1) indicating an account, a symbol (2) indicating a continuing transaction, and an agreement regarding the arrangement of the symbols.

[0016] The agreement regarding the placement of symbols described in the previous paragraph is an agreement in which, with account A holding currency as the base, ongoing transactions B relating to deposits into account A or account C holding goods resulting in deposits to account A are placed on the right side, and ongoing transactions D relating to withdrawals from account A or account E holding goods resulting in withdrawals from account A are placed on the left side. Effect of the Invention

[0017] The present invention promotes improvement of the quality of life of consumers and simplifies accounting management for businesses, thereby contributing to the development of industry. [Brief description of the drawings]

[0018] [Figure 1] 1 is an example of a drawing produced according to the present invention. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0019] The project is carried out by the person carrying out the project drawing. [Industrial Applicability]

[0020] There is a possibility that drawing apps and learning tools will be developed and commercialized. [Explanation of symbols]

[0021] 1. Account symbol 2. Symbols indicating continuous transactions

Claims

[Claim 1] A method of illustrating the relationships between accounts, continuing transactions, and accounts related by continuing transactions, and facilitating the management of accounts and continuing transactions, comprising a symbol (1) indicating an account, a symbol (2) indicating a continuing transaction, and an agreement regarding the arrangement of the symbols (where Account A holding currency is taken as the base, and continuing transaction B relating to a deposit into Account A or Account C holding goods resulting in a deposit to Account A is placed on the right side, and continuing transaction D relating to a withdrawal from Account A or Account E holding goods resulting in a withdrawal from Account A is placed on the left side).