Cash on delivery settlement apparatus, cash on delivery settlement method and cash on delivery settlement program

Abstract

To provide a cash on delivery settlement apparatus, a cash on delivery settlement method and a cash on delivery settlement program which enable money collection before delivery for cash on delivery money collection by adding an instant payment function for cash on delivery to a delivery schedule notification.SOLUTION: A cash on delivery schedule notification set with a cash on delivery link for inducing to a cash on delivery settlement screen of the cash on delivery amount of a delivery product is sent to a terminal device of an orderer of the delivery product, and the cash on delivery schedule notification is displayed on an input / output unit of the terminal device. When the cash on delivery link is accessed in the cash on delivery schedule notification, the cash on delivery settlement screen of the delivery product by a cashless settlement service is displayed on the input / output unit of the terminal device of the orderer of the delivery product, and when a payment instruction is set on the cash on delivery settlement screen, cash on delivery settlement treatment for the delivery product is executed based on the payment instruction and settlement service data.SELECTED DRAWING: Figure 2

Description

[Technical field]

[0001] The present invention relates to a cash-on-delivery payment device, a cash-on-delivery payment method, and a cash-on-delivery payment program. [Background technology]

[0002] Patent document 1 discloses technology that enables a delivery schedule notification to be sent to a delivery destination, including delivery identification information, desired delivery date and time, waybill number, scheduled delivery time zone, product category, product price, item name, sender name, address, email address, message, recipient name, or a delivery date and time change request button linked to a delivery date and time change reception page. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] JP 2007-153618 A Summary of the Invention [Problem to be solved by the invention]

[0004] However, the invention described in Patent Document 1 has a problem in that it is not possible to transmit a delivery schedule notice equipped with a cash-on-delivery (COD) immediate payment function to the delivery destination.

[0005] The present invention has been made in consideration of the above problems, and aims to provide a cash-on-delivery payment device, a cash-on-delivery payment method, and a cash-on-delivery payment program that enable collection of cash-on-delivery payments before delivery by adding an instant cash-on-delivery payment function to a delivery schedule notification. [Means for solving the problem]

[0006] In order to solve the above-mentioned problems and achieve the object, the cash-on-delivery payment device of the present invention is a cash-on-delivery payment device having a memory unit and a control unit communicatively connected to a terminal device having an input / output unit, wherein the memory unit comprises a payment service storage means for storing payment service data for which a user account for a cashless payment service is set, and the control unit comprises a notification display control means for sending a cash-on-delivery delivery schedule notice to the terminal device of the orderer of the delivery product, the notification display control means causing the cash-on-delivery delivery schedule notice to be displayed on the input / output unit of the terminal device of the orderer of the delivery product when the cash-on-delivery link is accessed via the cash-on-delivery delivery schedule notice, and a payment display control means for displaying a cash-on-delivery payment screen for the delivery product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivery product when a payment instruction is set on the cash-on-delivery payment screen, and a payment execution means for executing a cash-on-delivery payment process for the delivery product based on the payment instruction and the payment service data when a payment instruction is set on the cash-on-delivery payment screen.

[0007] In addition, in the cash-on-delivery payment device according to the present invention, the control unit is characterized by further comprising a cash-on-delivery notification means for transmitting a notification of completion of the cash-on-delivery payment process for the delivered goods to the terminal device of the delivery company.

[0008] In the cash-on-delivery payment device according to the present invention, the cash-on-delivery delivery schedule notice is sent by email, SMS, or a Web screen.

[0009] In the cash-on-delivery payment device according to the present invention, the cash-on-delivery link is a hyperlink, a bar code, or a two-dimensional code.

[0010] In addition, in the cash-on-delivery payment device of the present invention, the user account includes a PIN code, the cash-on-delivery payment screen is further set to allow the PIN code to be input, and the payment execution means, when the PIN code is input on the cash-on-delivery payment screen and the payment instructions are set, executes the cash-on-delivery payment processing of the delivered item based on the payment instructions and the payment service data.

[0011] In addition, in the cash-on-delivery payment device of the present invention, the payment display control means is further characterized in that when a URL, barcode or two-dimensional code printed on a printed cash-on-delivery delivery schedule form is accessed, the cash-on-delivery payment screen for the delivery item via the cashless payment service is displayed on the input / output section of the terminal device of the orderer of the delivery item.

[0012] In addition, in the cash-on-delivery payment device of the present invention, the cashless payment service is a debit card, a credit card, electronic money, a two-dimensional code payment service, a barcode payment service, a smartphone payment service, or a prepaid card.

[0013] In addition, in the cash-on-delivery payment device of the present invention, the control unit is further characterized by having a cash-on-delivery notification means for sending a normal cash-on-delivery instruction for the delivered product to the terminal device of the delivery company when there is no access to the cash-on-delivery link in the cash-on-delivery delivery schedule notification.

[0014] Further, the cash-on-delivery payment method according to the present invention is a cash-on-delivery payment method to be executed by a cash-on-delivery payment device having a memory unit and a control unit, which is communicatively connected to a terminal device having an input / output unit, the memory unit having a payment service storage means for storing payment service data in which a user account for a cashless payment service is set, and the method includes a notification display control step executed by the control unit, which sends a cash-on-delivery delivery schedule notice, which has a cash-on-delivery link set to guide the user to a cash-on-delivery payment screen for the cash-on-delivery amount of the delivery product, to the terminal device of the orderer of the delivery product, and displays the cash-on-delivery delivery schedule notice on the input / output unit of the terminal device; a payment display control step, when the cash-on-delivery link is accessed by the cash-on-delivery delivery schedule notice, which displays a cash-on-delivery payment screen for the delivery product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivery product; and, when a payment instruction is set on the cash-on-delivery payment screen, a payment execution step, which executes a cash-on-delivery payment process for the delivery product based on the payment instruction and the payment service data.

[0015] In addition, the cash-on-delivery payment program of the present invention is a cash-on-delivery payment program to be executed by a cash-on-delivery payment device having a memory unit and a control unit, which is communicatively connected to a terminal device having an input / output unit, wherein the memory unit has a payment service storage means for storing payment service data in which a user account for a cashless payment service is set, and the control unit executes the following steps: a notification display control step of sending a cash-on-delivery delivery schedule notice, which has a cash-on-delivery link set to guide the user to a cash-on-delivery payment screen for the cash-on-delivery amount of the delivered product, to the terminal device of the orderer of the delivered product, and displaying the cash-on-delivery delivery schedule notice on the input / output unit of the terminal device; a payment display control step of displaying a cash-on-delivery payment screen for the delivered product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivered product, when the cash-on-delivery link is accessed by the cash-on-delivery delivery schedule notice; and a payment execution step of executing a cash-on-delivery payment process for the delivered product based on the payment instructions and the payment service data, when a payment instruction is set on the cash-on-delivery payment screen. Effect of the Invention

[0016] According to the present invention, since there is no need to hand over cash when receiving the product, it is possible to reduce the amount of cash handling work. In addition, while in the conventional cash on delivery settlement, if the customer is not at home, the customer must take the product home, etc., but according to the present invention, if the customer can contact the customer by smartphone, a photo of the delivered product can be sent and payment can be made remotely, which makes it possible to use a delivery box, etc. [Brief description of the drawings]

[0017] [Figure 1] FIG. 1 is a diagram showing an example of a conventional delivery schedule notification service. [Diagram 2] FIG. 2 is a block diagram showing an example of the configuration of a cash-on-delivery payment system in this embodiment. [Diagram 3] FIG. 3 is a flowchart showing an example of the process of the cash-on-delivery payment system in this embodiment. [Figure 4] FIG. 4 is a diagram showing an example of a cash-on-delivery payment process in this embodiment. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0018] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail with reference to the drawings. However, the present invention is not limited to the embodiment.

[0019] [1. Overview] First, an overview of the present invention will be described with reference to Fig. 1. Fig. 1 is a diagram showing an example of a conventional delivery schedule notification service.

[0020] As shown in Figure 1, conventionally, delivery schedule notifications sent to recipients of delivered products have included the following features: (1) the delivery date is known (the delivery date and time is notified in advance), (2) the ability to change the delivery date and time (to suit convenience), and (3) the ability to easily request redelivery (to request redelivery of the package). In the case of cash-on-delivery delivery, the total amount of "product price + delivery fee + miscellaneous fees" is listed as the amount to be collected, along with notes regarding payment such as "no change required on the day."

[0021] Here, cash on delivery payments have traditionally been widely used on e-commerce sites, but even if the delivery schedule is notified in advance, there are cases where the recipient is not at home, and the fee is collected at the time of delivery, so the recipient has no choice but to take the item back. Therefore, the burden of redelivery and redelivery on logistics companies has traditionally been large, and it has been necessary to take the opportunity of responding to the 2024 problem to improve the content of the service.

[0022] Therefore, in this embodiment, a payment function is set in the delivery schedule notification, and payment can be collected before delivery for cash on delivery, thereby providing a mechanism for allowing delivery items for which payment has been collected in advance to be left at the delivery site, to a collection and delivery locker, or to be left at a convenience store. That is, in this embodiment, when the delivery schedule notification is sent by email, SMS, the company's screen, printed matter, or the like, a URL or QR code (registered trademark) is added to the payment amount for cash on delivery, etc., thereby allowing payment by various methods including smartphone payment. In addition, in this embodiment, not only is the amount required for payment for cash on delivery, etc., confirmed in the delivery schedule notification, but payment can also be made on the website by various payment methods including smartphone payment, thereby making it possible not only to avoid collection at the time of delivery, but also to deliver the item to the delivery site or to a home delivery locker even when the person is not present, thereby making it possible to reduce redelivery. In addition, in this embodiment, various cashless payments that can be handled on the Internet, such as payment from a bank account, payment by credit card, payment by electronic money, or payment by various smartphone payments, can be used as payment methods.

[0023] [2. Configuration of the cash on delivery payment system] An example of the configuration of a cash-on-delivery payment system in which terminal devices 100 (terminal device 100 of the delivery company and terminal device 100 of the product orderer), server (cash-on-delivery payment device) 200, financial institution system (electronic banking system) 500, and delivery company system 600 are communicatively connected according to this embodiment will be described with reference to Fig. 2. Fig. 2 is a block diagram showing an example of the configuration of the cash-on-delivery payment system in this embodiment.

[0024] [Configuration of terminal device 100] In FIG. 2, the terminal device 100 may be a mobile terminal such as a mobile phone, a smartphone, a tablet terminal, a PHS, a PDA (Personal Digital Assistant) or a code reader (e.g., a QR code (registered trademark) reader, etc.), or an information processing device such as a commercially available desktop or notebook personal computer.

[0025] The terminal device 100 includes a control unit 102, a storage unit 106, and an input / output unit 112, and each unit included in the terminal device 100 is communicatively connected via an arbitrary communication path.

[0026] The input / output unit 112 may have a function of inputting and outputting data (I / O). Here, the input / output unit 112 may be, for example, a key input unit, a touch panel, a control pad (for example, a touch pad, a game pad, etc.), a mouse, a keyboard, a microphone, etc. The input / output unit 112 may also be a display unit (for example, a display, a monitor, a touch panel, etc., made of liquid crystal or organic EL, etc.) that displays (input / output) information of application software, etc. The input / output unit 112 may also be an audio output unit (for example, a speaker, etc.) that outputs audio information as audio. The input / output unit 112 may also be an image input unit (for example, a camera, etc.) that records images (still images and videos) captured by an imaging element such as a CCD image sensor or a CMOS image sensor as digital data. The input / output unit 112 may also be a fingerprint sensor, a camera (for example, an infrared camera, etc.) that can be used for iris authentication or face authentication, etc., and / or a biosensor such as a vein sensor.

[0027] The terminal device 100 has a function of communicatively connecting to other devices via a network 300 and communicating data with the other devices. Here, the network 300 has a function of communicatively connecting the terminal device 100 to the other devices, and is, for example, the Internet and / or a LAN (Local Area Network), etc.

[0028] The storage unit 106 stores various databases, tables, and / or files. The storage unit 106 records computer programs for cooperating with an operating system (OS) to give instructions to a central processing unit (CPU) to perform various processes. For example, a random access memory (RAM), a read only memory (ROM), a hard disk drive (HDD), and / or a solid state drive (SSD) can be used as the storage unit 106. The storage unit 106 may store image data recorded in the input / output unit 112, data received via the network 300, and / or input data input via the input / output unit 112.

[0029] The control unit 102 is a CPU or the like that performs overall control of the terminal device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, and required data, and executes various information processes based on these stored programs. For example, the control unit 102 may execute various processes such as obtaining image data recorded in the input / output unit 112, reading character data (URL, etc.) included in the image data, transmitting and receiving data via the network 300, obtaining input data input via the input / output unit 112, and displaying data (screen) on the output unit 114. The control unit 102 may also execute optical character recognition (OCR) processing.

[0030] [Server 200 configuration] 2, the server 200 may be an information processing device such as a personal computer or a workstation. The server 200 includes a control unit 202 and a storage unit 206, and each unit included in the server 200 is connected to each other so as to be able to communicate with each other via an arbitrary communication path. The server 200 is connected to other devices via a network 300 so as to be able to communicate with each other.

[0031] The memory unit 206 stores various databases, tables, and / or files. The memory unit 206 records computer programs for working with the OS to give instructions to the CPU to perform various processes. The memory unit 206 is a storage means such as a RAM, a ROM, a HDD, and / or an SSD, and stores various databases and tables. The memory unit 206 conceptually includes a payment service database 206a.

[0032] The payment service database 206a stores payment service data. Here, the payment service database 206a may store payment service data in which a user account for a cashless payment service is set. The user account may include a PIN code. The cashless payment service may be a debit card, a credit card, electronic money, a two-dimensional code payment service, a barcode payment service, a smartphone payment service, or a prepaid card. The payment service data may include a cash-on-delivery payment screen. The payment service data may include application software for the payment service. The user account may include an account for application software (payment app) for the payment service. The payment service data may store implementation data including whether or not the application software for the payment service is implemented in the terminal device 100. The user account may include source data for each user of the payment service. Here, the source data may include bank account data including a transfer bank account number and an account holder name, deposit data, and / or credit card data including a credit card number, a registered user name, and / or a security code. The user account may also include a name, an address, a telephone number, an email address, and / or a password, etc. The payment service data may also include user identification data of the user of the terminal device 100. The payment service data may also include a usage history, such as a payment history, of the user. Here, the payment history may be set in association with the user, the payment amount, and / or the date and time of payment, etc.

[0033] The control unit 202 is a CPU or the like that performs overall control of the server 200. The control unit 202 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, and required data, and executes various information processing based on these stored programs. In terms of functional concept, the control unit 202 includes a notification display control unit 202a, a payment display control unit 202b, a payment execution unit 202c, and a cash on delivery notification unit 202d.

[0034] The notification display control unit 202a displays the cash-on-delivery schedule notification. Here, the notification display control unit 202a may display the cash-on-delivery schedule notification on the input / output unit 112 of the terminal device 100. Furthermore, the notification display control unit 202a may transmit a cash-on-delivery schedule notification with a cash-on-delivery link set to guide the user to a cash-on-delivery payment screen for the cash-on-delivery amount of the product to the terminal device 100 of the orderer of the product to display the cash-on-delivery delivery schedule notification on the input / output unit 112 of the terminal device 100. Here, the cash-on-delivery delivery schedule notification may be an email, an SMS, or a Web screen. Furthermore, the cash-on-delivery link may be a hyperlink, a barcode, or a two-dimensional code. Furthermore, the cash-on-delivery payment screen may be set to allow a PIN code to be input.

[0035] The payment display control unit 202b displays a cash-on-delivery payment screen for the product to be delivered. Here, the payment display control unit 202b may display a cash-on-delivery payment screen for the product to be delivered by the cashless payment service on the input / output unit 112 of the terminal device 100 of the orderer of the product to be delivered. In addition, when a cash-on-delivery link is accessed in the cash-on-delivery delivery schedule notice, the payment display control unit 202b may display a cash-on-delivery payment screen for the product to be delivered by the cashless payment service on the input / output unit 112 of the terminal device 100 of the orderer of the product to be delivered. In addition, when a URL, barcode, or two-dimensional code printed on the cash-on-delivery delivery schedule slip, which is a printed matter, is accessed, the payment display control unit 202b may display a cash-on-delivery payment screen for the product to be delivered by the cashless payment service on the input / output unit 112 of the terminal device 100 of the orderer of the product to be delivered. Here, the access to the cash-on-delivery link may be a click (via the input / output unit 112), or a read process (by photographing via the input / output unit 112), etc.

[0036] The payment execution unit 202c executes a cash-on-delivery settlement process for the delivered product. Here, the payment execution unit 202c may execute the cash-on-delivery settlement process for the delivered product based on the settlement service data. Here, when a payment instruction is set on the cash-on-delivery settlement screen, the payment execution unit 202c may execute the cash-on-delivery settlement process for the delivered product based on the payment instruction and the settlement service data. Also, when a PIN code is input on the cash-on-delivery settlement screen and a payment instruction is set, the payment execution unit 202c may execute the cash-on-delivery settlement process for the delivered product based on the payment instruction and the settlement service data.

[0037] The cash on delivery notification unit 202d transmits a completion notification of the cash on delivery payment process of the delivered product. Here, the cash on delivery notification unit 202d may transmit the completion notification of the cash on delivery payment process of the delivered product to the terminal device 100 of the delivery company. In addition, if there is no access to the cash on delivery link in the cash on delivery delivery schedule notification, the cash on delivery notification unit 202d may transmit a normal cash on delivery instruction of the delivered product to the terminal device 100 of the delivery company.

[0038] [Configuration of financial institution system 500] In FIG. 2, the financial institution system 500 may be an information processing device such as a personal computer or a workstation. Here, the financial institution system 500 is connected to other devices via the network 300 so as to be able to communicate with each other. The financial institution system 500 may also have an account for a payment service. The financial institution system 500 may also execute an account transfer process from the account for the payment service to the account of a seller of a product and / or the account of a delivery company. The financial institution system 500 may also execute a transfer process from the account for the payment service to the account of a seller of a product and / or the account of a delivery company of another financial institution.

[0039] [Configuration of delivery company system 600] 2, the delivery company system 600 may be an information processing device such as a personal computer or a workstation. Here, the delivery company system 600 is connected to other devices via the network 300 so as to be able to communicate with each other. The delivery company system 600 may also be capable of tracking location data of the delivery company's terminal device 100. The delivery company system 600 may also manage payment data for the delivery fee of the product.

[0040] [3. Processing of cash on delivery payment system] An example of the process of the cash-on-delivery payment system according to this embodiment will be described with reference to Figures 3 and 4. Figure 3 is a flowchart showing an example of the process of the cash-on-delivery payment system according to this embodiment.

[0041] As shown in FIG. 3, the notification display control unit 202a of the server 200 sends a cash-on-delivery schedule notification, which includes a cash-on-delivery link leading to a cash-on-delivery payment screen for the cash-on-delivery amount of the delivered product, to the terminal device 100 of the orderer of the delivered product, and displays the cash-on-delivery delivery schedule notification on the input / output unit 112 of the terminal device 100 (step SA-1).

[0042] Then, the payment display control unit 202b of the server 200 judges whether or not the orderer of the product to be delivered has accessed the cash-on-delivery link in the cash-on-delivery delivery schedule notice via the input / output unit 112 of the terminal device 100 (step SA-2).

[0043] Then, when the payment display control unit 202b of the server 200 determines that the cash-on-delivery link has been accessed in the cash-on-delivery delivery schedule notification (step SA-2: Yes), it shifts the process to step SA-3.

[0044] Then, the payment display control unit 202b of the server 200 causes the input / output unit 112 of the terminal device 100 of the person ordering the product to display a cash-on-delivery payment screen for the product to be delivered using a cashless payment service, which is set to allow input of a PIN code (step SA-3).

[0045] Then, when the orderer of the delivered product inputs a PIN code on the cash-on-delivery payment screen via the input / output unit 112 of the terminal device 100 and sets a payment instruction, the payment execution unit 202c of the server 200 executes the cash-on-delivery payment processing for the delivered product based on the payment instruction and the payment service data (step SA-4).

[0046] Then, the cash-on-delivery notifying unit 202d of the server 200 transmits a notification of completion of the cash-on-delivery settlement process for the delivered product to the terminal device 100 of the delivery company (step SA-5), and ends the process.

[0047] On the other hand, if the payment display control unit 202b of the server 200 determines that the cash-on-delivery link has not been accessed in the cash-on-delivery delivery schedule notification (step SA-2: No), it shifts the process to step SA-6.

[0048] Then, the cash-on-delivery notifying unit 202d of the server 200 transmits a regular cash-on-delivery instruction for the delivered product to the terminal device 100 of the delivery company (step SA-6), and the process ends.

[0049] A specific example of the cash-on-delivery payment process in this embodiment will now be described with reference to Fig. 4. Fig. 4 is a diagram showing an example of the cash-on-delivery payment process in this embodiment.

[0050] As shown in FIG. 4, in this embodiment, by constructing a cash-on-delivery delivery schedule notification function with an added instant payment function, when a delivery schedule involving collection such as cash on delivery is notified by email, SMS, the delivery company's web screen or printed matter, a QR code (registered trademark) or URL having the billing details, amount, total amount, etc., is added to the notification contents, thereby enabling payment by various methods including smartphone payment. That is, as shown in FIG. 4, in this embodiment, (1) when the orderer clicks on the URL in the notification email, (2) a confirmation screen for the payment details is displayed, and when the contents are confirmed and the OK button is pressed, (3) a PIN code input screen is displayed, and when the orderer enters the PIN code, (4) payment is completed. As a result, in this embodiment, it is possible to reduce the collection work at the time of delivery, and even if the delivery destination is absent, it is possible to handle delivery to a nearby locker, etc., and it is possible to reduce redelivery, thereby realizing CO2 reduction. Note that in this embodiment, all cashless payments that can be paid without face-to-face contact other than cash are targeted as payment methods. In this embodiment, the URL in the notification email may be a URL that displays an online payment screen. In this case, the orderer can make a payment even when he or she receives the notification email on a PC.

[0051] [4. Other embodiments] The present invention may be embodied in various different embodiments other than those described above within the scope of the technical concept set forth in the claims.

[0052] For example, among the processes described in the embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0053] In addition, the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and drawings may be changed as desired unless otherwise specified.

[0054] Moreover, with regard to the terminal device 100, the server 200, etc., the components shown in the figures are merely conceptual functional components, and do not necessarily have to be physically configured as shown in the figures.

[0055] For example, the processing functions of the terminal device 100 and the server 200, etc., particularly the processing functions performed by the control unit, may be realized in whole or in part by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware using wired logic. The program is recorded in a non-transient computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by the terminal device 100 as necessary. That is, a computer program for giving instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into a RAM, and cooperates with the CPU to form a control unit.

[0056] In addition, this computer program may be stored in an application program server connected to the terminal device 100, the server 200, etc. via an arbitrary network 300, and it is also possible to download all or part of it as needed.

[0057] In addition, the program for executing the process described in this embodiment may be stored in a non-transient computer-readable recording medium, or may be configured as a program product. Here, the "recording medium" includes any "portable physical medium" such as a memory card, a Universal Serial Bus (USB) memory, a Secure Digital (SD) card, a flexible disk, a magneto-optical disk, a ROM, an Erasable Programmable Read Only Memory (EPROM), an Electrically Erasable and Programmable Read Only Memory (EEPROM (registered trademark)), a Compact Disk Read Only Memory (CD-ROM), a Magneto-Optical disk (MO), a Digital Versatile Disk (DVD), and a Blu-ray (registered trademark) Disc.

[0058] Moreover, a "program" is a data processing method written in any language or description method, and may be in any form, such as source code or binary code. Note that a "program" is not necessarily limited to a single configuration, but also includes a configuration that is distributed as a plurality of modules or libraries, and a program that achieves its function by cooperating with a separate program, such as an OS. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in this embodiment, as well as the installation procedure after reading, may use well-known configurations and procedures.

[0059] The various databases etc. stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files etc. used for various processes and providing websites.

[0060] The terminal device 100 and the server 200 may be configured as an information processing device such as a known personal computer or a workstation, or may be configured as the information processing device to which any peripheral device is connected. The terminal device 100 and the server 200 may be realized by installing software (including programs or data) that causes the device to realize the processing described in this embodiment.

[0061] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be functionally or physically distributed and integrated in any unit according to various additions or functional loads. In other words, the above-mentioned embodiments can be implemented in any combination, or the embodiments can be implemented selectively. [Industrial Applicability]

[0062] The present invention is useful in the financial industry and the transportation industry, which handle mobile payment services. [Explanation of symbols]

[0063] 100 Terminal Equipment 102 Control section 106 Storage section 112 Input / output section 200 Servers 202 Control section 202a Notification display control unit 202b Payment display control unit 202c Payment Execution Department 202d Cash on delivery notification section 206 Memory section 206a Payment Services Database 300 Network 500 Financial Institution Systems 600 Delivery Company System

Claims

1. A cash-on-delivery payment device including a storage unit and a control unit communicably connected to a terminal device including an input / output unit, The storage unit is A payment service storage means for storing payment service data for setting a user account for a cashless payment service; Equipped with The control unit is a notification display control means for transmitting a cash-on-delivery schedule notification to the terminal device of the orderer of the product to be delivered, the notification display control means including a cash-on-delivery link for directing the orderer to a cash-on-delivery payment screen for the cash-on-delivery amount of the product to be delivered, and displaying the cash-on-delivery schedule notification on the input / output unit of the terminal device; a payment display control means for displaying a cash-on-delivery payment screen for the delivery product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivery product when the cash-on-delivery link is accessed by the cash-on-delivery delivery schedule notification; a payment execution means for executing a cash-on-delivery payment process for the delivered product based on the payment instruction and the payment service data when a payment instruction is set on the cash-on-delivery payment screen; A cash on delivery payment device comprising:

2. The control unit is a cash-on-delivery notification means for transmitting a completion notification of the cash-on-delivery settlement process of the delivered product to the terminal device of the delivery company; 2. The cash on delivery settlement device according to claim 1, further comprising:

3. The cash on delivery delivery schedule notice is 3. The cash on delivery payment device according to claim 1, wherein the payment is made by email, SMS, or a web screen.

4. The cash on delivery link is 3. The cash on delivery payment device according to claim 1, wherein the code is a hyperlink, a bar code, or a two-dimensional code.

5. The user account is Includes a pin code, The cash on delivery payment screen is Furthermore, the personal identification code is set to be inputtable, The payment execution means is The cash-on-delivery payment device according to claim 2, characterized in that when the PIN code is entered on the cash-on-delivery payment screen and the payment instructions are set, the cash-on-delivery payment processing for the delivered item is executed based on the payment instructions and the payment service data.

6. The payment display control means The cash-on-delivery payment device according to claim 1 or 2, further characterized in that when a URL, barcode or two-dimensional code printed on a printed cash-on-delivery delivery schedule slip is accessed, the cash-on-delivery payment screen for the delivery product using the cashless payment service is displayed on the input / output section of the terminal device of the orderer of the delivery product.

7. The cashless payment service is 3. The cash-on-delivery payment device according to claim 1, wherein the payment is a debit card, a credit card, electronic money, a two-dimensional code payment service, a barcode payment service, a smartphone payment service, or a prepaid card.

8. The control unit is a cash-on-delivery notification means for transmitting a normal cash-on-delivery instruction for the delivered product to the terminal device of the delivery company when the cash-on-delivery link is not accessed in the cash-on-delivery delivery schedule notification; 2. The cash on delivery settlement device according to claim 1, further comprising:

9. A cash-on-delivery payment method to be executed by a cash-on-delivery payment device having a storage unit and a control unit, the storage unit and the control unit being communicably connected to a terminal device having an input / output unit, The storage unit is A payment service storage means for storing payment service data for setting a user account for a cashless payment service; Equipped with Executed by the control unit, a notification display control step of transmitting a cash-on-delivery schedule notification, which includes a cash-on-delivery link leading to a cash-on-delivery payment screen for the cash-on-delivery amount of the product to the terminal device of the orderer of the product to be delivered, and displaying the cash-on-delivery schedule notification on the input / output unit of the terminal device; a payment display control step of displaying a cash-on-delivery payment screen of the delivery product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivery product when the cash-on-delivery link is accessed by the cash-on-delivery delivery schedule notification; a payment execution step of executing a cash-on-delivery payment process for the delivered product based on the payment instruction and the payment service data when a payment instruction is set on the cash-on-delivery payment screen; A cash on delivery payment method comprising:

10. A cash-on-delivery payment program to be executed by a cash-on-delivery payment device having a storage unit and a control unit, the cash-on-delivery payment program being communicably connected to a terminal device having an input / output unit, The storage unit is A payment service storage means for storing payment service data for setting a user account for a cashless payment service; Equipped with In the control unit, a notification display control step of transmitting a cash-on-delivery schedule notification, which includes a cash-on-delivery link leading to a cash-on-delivery payment screen for the cash-on-delivery amount of the product to the terminal device of the orderer of the product to be delivered, and displaying the cash-on-delivery schedule notification on the input / output unit of the terminal device; a payment display control step of displaying a cash-on-delivery payment screen of the delivery product by the cashless payment service on the input / output unit of the terminal device of the orderer of the delivery product when the cash-on-delivery link is accessed by the cash-on-delivery delivery schedule notification; a payment execution step of executing a cash-on-delivery payment process for the delivered product based on the payment instruction and the payment service data when a payment instruction is set on the cash-on-delivery payment screen; A cash on delivery payment program for executing the above.

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