Currency processing system
The money processing system addresses the challenge of managing currency in shared ATMs by using a dedicated currency processing device and computer system to manage and update currency information for each financial institution, improving efficiency and reducing settlement needs.
Patent Information
- Application Number
- JP2023184683
- Authority / Receiving Office
- JP · JP
- Patent Type
- Applications
- Current Assignee / Owner
- Filing Date
- 2023-10-27
- Publication Date
- 2025-05-13
AI Technical Summary
Conventional ATMs face challenges in managing currency stored within the device, especially when multiple financial institutions share a single ATM, leading to inefficiencies in financial institution management.
A money processing system that includes a currency processing device installed in a joint store where multiple financial institutions operate, along with a computer system that separates and manages currency belonging to different financial institutions, allowing for distinct transaction processing and updating of currency information for each institution.
This system effectively manages currency stored in the processing device used by multiple financial institutions, enhancing management efficiency by eliminating the need for separate fund settlements between institutions and optimizing storage and transaction processes.
Smart Images

Figure 2025073693000001_ABST
Abstract
Description
[Technical field]
[0001] The technology disclosed herein relates to a currency processing system. [Background technology]
[0002] Patent Document 1 describes a conventional banknote processing device. This banknote processing device is installed inside a counter at a branch of a financial institution. A first teller and a second teller share one banknote processing device. The banknote processing device executes a deposit transaction or a withdrawal transaction according to an instruction from either of the two tellers.
[0003] Patent Document 2 describes a conventional ATM (Automatic Teller Machine). This ATM can carry out transactions with multiple financial institutions. Specifically, this ATM carries out transactions with multiple financial institutions by virtually running software for each of the multiple financial institutions. [Prior art documents] [Patent documents]
[0004] [Patent Document 1] Patent No. 5786694 [Patent Document 2] International Publication No. 2021 / 192375 Summary of the Invention [Problem to be solved by the invention]
[0005] In the conventional ATMs described above, the currency stored in the ATM is managed by a representative financial institution. Financial institutions other than the representative financial institution borrow funds from the representative financial institution and use the ATM to carry out transactions. The representative financial institution and other financial institutions settle funds separately from the ATM.
[0006] From the viewpoint of the management efficiency of financial institutions, a management style in which a plurality of financial institutions share one store and each of the plurality of financial institutions occupying the store provides services to customers, that is, a joint store management, is practiced. If a single currency handling device installed in the joint store executes each of the transactions of the plurality of financial institutions, the management efficiency of the financial institutions can be further improved.
[0007] However, when multiple financial institutions share a single currency handling device installed in a common store, the management of currency stored in the currency handling device becomes an issue.
[0008] The technology disclosed herein properly manages currency stored in currency handling devices used by each of a number of financial institutions. [Means for solving the problem]
[0009] The technology disclosed herein relates to a currency processing system. a currency processing device that is installed in a store that houses a first financial institution and a second financial institution, and that performs currency processing involving the taking in of currency or the dispensing of stored currency, and that performs a first currency processing related to transactions of the first financial institution and a second currency processing related to transactions of the second financial institution; a computer that manages information on currency processed by the currency handling device, the computer managing the currency processed by the currency handling device by distinguishing between currency belonging to the first financial institution and currency belonging to the second financial institution; The computer updates information about currency of the first financial institution when the currency processing device performs the first currency processing, and updates information about currency of the second financial institution when the currency processing device performs the second currency processing.
[0010] The currency handling device is installed in a store. A first financial institution and a second financial institution are located in the store. The store may be, for example, a shared store of the first financial institution and the second financial institution. The currency handling device performs a first currency process related to transactions of the first financial institution and a second currency process related to transactions of the second financial institution. The currency process involves taking in currency or paying out stored currency. The currency handling device stores currency.
[0011] The computer manages information on the currency stored in the currency handling device. The computer manages the currency stored in the currency handling device by distinguishing between currency belonging to a first financial institution and currency belonging to a second financial institution.
[0012] When the currency handling device executes the first currency processing, the computer updates currency information of the first financial institution. Also, when the currency handling device executes the second currency processing, the computer updates currency information of the second financial institution. The computer can properly manage currency stored in the currency handling device. Also, with this currency handling system, there is no need to settle funds between multiple financial institutions as with conventional ATMs.
[0013] The currency handling device has a first storage that stores currency of a first denomination of the first financial institution and currency of the first denomination of the second financial institution, The computer may manage the number of each denomination of currency stored in the first storage and belonging to the first financial institution, and the number of each denomination of currency stored in the first storage and belonging to the second financial institution.
[0014] The currency handling device does not store currency of the first financial institution and currency of the second financial institution in separate storage. The currency handling device stores currency of the first denomination of the first financial institution and currency of the second financial institution in a single storage. This increases the storage efficiency of the currency handling device. In other words, the currency handling device can store a large amount of currency without being large.
[0015] The currency handling device has a second storage that stores currency of a second denomination of the first financial institution and currency of a second denomination of the second financial institution, The computer may manage the number of each denomination of currency stored in the first storage and the second storage and belonging to the first financial institution, and the number of each denomination of currency stored in the first storage and the second storage and belonging to the second financial institution.
[0016] The computer manages the number of each denomination of currency stored in the first storage and the second storage that belongs to the first financial institution, and the number of each denomination of currency stored in the first storage and the second storage that belongs to the second financial institution. The computer can properly manage the currency stored in the currency handling device.
[0017] a first operation computer that outputs execution of the first currency processing to the currency processing device; A second operation computer that outputs execution of the second currency processing to the currency processing device, The computer may update information about currency of the first financial institution when the currency processing device performs currency processing based on the output of the first operation computer, and update information about currency of the second financial institution when the currency processing device performs currency processing based on the output of the second operation computer.
[0018] By dividing the operation computer of the currency handling device into a first operation computer and a second operation computer, a first currency process related to transactions of the first financial institution and a second currency process related to transactions of the second financial institution can be clearly distinguished. The computer can properly manage currency information of the first financial institution and currency information of the second financial institution.
[0019] At least one of the first operation computer and the second operation computer may be a tablet computer.
[0020] The currency processing device includes: A collection process for collecting stored currency from the currency handling device, the collection process comprising a first collection process for currency of the first financial institution and a second collection process for currency of the second financial institution, all at once; and A replenishment process for replenishing currency to the currency handling device, the replenishment process comprising a first replenishment process for currency of the first financial institution and a second replenishment process for currency of the second financial institution being carried out in a lump sum; At least one of the above may be performed.
[0021] If the first collection process and the second collection process are performed together, the cost required for the collection process performed by CIT (Cash-in-Transit) can be reduced. If the first replenishment process and the second replenishment process are performed together, the cost required for the replenishment process performed by CIT can be reduced.
[0022] The computer may transmit a request to execute the collection process including the first collection process and the second collection process to a computer outside the system.
[0023] The computer outside the system may be, for example, a computer of the CIT.
[0024] The computer may calculate the cost of the collection process based on information on the denomination and number of coins being collected from the first financial institution and information on the denomination and number of coins being collected from the second financial institution.
[0025] The cost required for the CIT collection process may be determined by the amount and / or amount of collection. A computer may calculate the cost according to the amount and amount of currency collected by the first financial institution and the amount and amount of currency collected by the second financial institution. Once the amount and amount of currency collected by the first financial institution and the amount and amount of currency collected by the second financial institution are calculated, the first financial institution's share of the cost required for the collection process and the second financial institution's share of the cost can be determined.
[0026] The computer may transmit a request to execute a replenishment process including the first replenishment process and the second replenishment process to a computer outside the system.
[0027] The computer may calculate the cost of the replenishment process based on information on the denomination and number of coins of the first financial institution to be replenished and information on the denomination and number of coins of the second financial institution to be replenished.
[0028] The computer can determine the share of the costs required for the replenishment process that is to be borne by the first financial institution and the second financial institution.
[0029] The computer may send an execution request including a collection process including the first collection process and the second collection process, and a replenishment process including the first replenishment process and the second replenishment process to a computer outside the system.
[0030] CIT can handle collection and replenishment processes together, further reducing the costs involved in collection and replenishment processes.
[0031] The currency handling device may include a sensor for acquiring information on the denomination of currency.
[0032] Once information on the denomination of the currency is obtained, the computer can properly manage information on the currency stored in the currency handling device.
[0033] The currency processing device processes banknotes, The currency handling device may include a sensor for acquiring identification information of banknotes.
[0034] By acquiring the banknote identification information, the computer can more appropriately manage the banknotes stored in the currency handling device. Here, the banknote identification information may be, for example, the banknote serial number.
[0035] The computer may be configured to output, when an error occurs during processing by the currency processing device, the denomination, identification number and information of the financial institution of the banknote related to the error.
[0036] The error may be, for example, a transport error such as a jammed banknote. When the jammed banknote is removed from the transport path of the currency handling device to clear the error, the banknote can be properly managed based on the banknote denomination, identification number, and financial institution information output by the computer.
[0037] The computer may be incorporated in the currency processing device.
[0038] The computer may be a tablet computer.
[0039] The currency processing device further performs a third currency process related to a transaction of a third financial institution located in the store, The currency handling system further includes a third operation computer that outputs execution of the third currency processing to the currency handling device, The computer may update currency information of the third financial institution when the currency processing device executes currency processing based on the output of the third operation computer.
[0040] The currency handling system can properly manage currency stored in a currency handling device even when one currency handling device is used jointly by three financial institutions.
[0041] The currency handling system may further include a second currency handling device that executes the first currency handling and the second currency handling.
[0042] Even when the currency handling system is equipped with two currency handling devices, a first currency handling device and a second currency handling device, it is possible to properly manage the currency stored in each of the first currency handling device and the second currency handling device. Effect of the Invention
[0043] The currency handling system described above can properly manage currency stored in currency handling devices used by each of a plurality of financial institutions. [Brief description of the drawings]
[0044] [Figure 1] FIG. 1 shows a currency processing system. [Diagram 2] FIG. 2 is a block diagram of a currency processing system. [Diagram 3] FIG. 3 shows the structure of the banknote handling device. [Figure 4] The upper diagram in FIG. 4 shows the transport path of banknotes when the banknote processing device performs a deposit transaction, and the lower diagram shows the transport path of banknotes when the banknote processing device performs a withdrawal transaction. [Diagram 5] FIG. 5 shows an image of management of information on banknotes stored in each storage of the banknote processing device. [Figure 6] FIG. 6 shows an image of management of banknote information before and after the banknote processing device executes a deposit transaction. [Figure 7] FIG. 7 shows an image of management of banknote information by the banknote processing device before and after a dispensing transaction is executed. [Figure 8] FIG. 8 shows an image of management of banknote information before and after the banknote processing device executes a collection process. [Figure 9] FIG. 9 shows an image of management of banknote information before and after the banknote processing device executes a replenishment process. [Figure 10] FIG. 10 shows an image of management of banknote information before and after the banknote processing device executes a collection / replenishment process. [Figure 11] FIG. 11 shows an image of management of banknote information before and after the banknote processing device executes exchange processing among a plurality of financial institutions. [Figure 12] FIG. 12 shows a money handling system according to a modified example. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS
[0045] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, an embodiment of a money handling system will be described with reference to the drawings. The money handling system described here is an example.
[0046] (Overall configuration of currency processing system) FIG. 1 shows a currency handling system 1. FIG. 2 is a block diagram of currency handling system 1. Currency handling system 1 is constructed in a branch 10 of a financial institution. The financial institution is, for example, a bank. The financial institution is not limited to a bank. A plurality of banks share branch 10. A plurality of banks are located in branch 10. In the example of FIG. 1, Bank A as a first financial institution and Bank B as a second financial institution are located in branch 10. Branch 10 is provided with a first counter 11 of Bank A and a second counter 12 of Bank B. Customers of Bank A conduct transactions with Bank A through a teller at first counter 11, and customers of Bank B conduct transactions with Bank B through a teller at second counter 12.
[0047] The currency handling system 1 includes a currency handling device. In the example of FIG. 1, the currency handling device is a banknote handling device 2. The banknote handling device 2 is a so-called teller machine used by a teller, and handles banknotes related to transactions. The currency handling device of the currency handling system 1 may be a currency handling device that handles banknotes and coins. The currency handling device may be a so-called teller machine. The structure of the banknote handling device 2 will be described later.
[0048] The currency handling system 1 includes one banknote handling device 2. A teller at Bank A performs transactions for Bank A by using the banknote handling device 2. A teller at Bank B also performs transactions for Bank B by using the banknote handling device 2. The banknote handling device 2 is used by both Bank A and Bank B.
[0049] The currency handling system 1 includes a first operation computer 31 and a second operation computer 32. The first operation computer 31 is installed in the first counter 11. The second operation computer 32 is installed in the second counter 12. The first operation computer 31 has, for example, an arithmetic circuit, a display, a keyboard, and a storage device. The storage device is, for example, a non-volatile semiconductor memory or a hard disk drive. Like the first operation computer 31, the second operation computer 32 also has an arithmetic circuit, a display, a keyboard, and a storage device.
[0050] The first operation computer 31 and the second operation computer 32 are each connected to the banknote processing device 2. The teller operates the first operation computer 31 to cause the banknote processing device 2 to process banknotes associated with transactions at Bank A. The first operation computer 31 transmits an occupancy command to the banknote processing device 2. By transmitting the occupancy command, the teller of Bank A can occupy the banknote processing device 2. The teller operates the second operation computer 32 to cause the banknote processing device 2 to process banknotes associated with transactions at Bank B. The second operation computer 32 also transmits an occupancy command to the banknote processing device 2. By transmitting the occupancy command, the teller of Bank B can occupy the banknote processing device 2.
[0051] The first operation computer 31 and / or the second operation computer 32 may be a tablet computer 30. The tablet computer 30 is connected to the banknote processing device 2 and has substantially the same functions as the first operation computer 31 and / or the second operation computer 32.
[0052] The currency handling system 1 includes a management computer 33. The management computer 33 is connected to the banknote handling device 2. The management computer 33 includes, for example, an arithmetic circuit, a display, a keyboard, and a storage device. The management computer 33 manages the banknotes stored in the banknote handling device 2. The management computer 33 is also connected to a CIT server 35 external to the currency handling system 1 via the Internet 34. As will be described later, a teller of Bank A or Bank B operates the management computer 33 to request the CIT server 35 to execute a collection process and / or a replenishment process for the banknote handling device 2. The CIT server 35 is an example of a computer external to the system.
[0053] The management computer 33 may be a tablet computer 30. The tablet computer 30 is connected to the banknote processing device 2 and the Internet 34, and has substantially the same functions as the management computer 33.
[0054] (Banknote processing device) FIG. 3 shows the structure of the banknote processing device 2. The banknote processing device 2 in FIG. 3 is an example. As described above, the banknote processing device 2 processes banknotes associated with bank transactions. Bank transactions include deposit transactions. A deposit transaction is a transaction in which money is deposited into a customer's account. In association with a deposit transaction, the banknote processing device 2 executes a process of taking in and storing banknotes within the device. Bank transactions include withdrawal transactions. A withdrawal transaction is a transaction in which money is withdrawn from a customer's account. In association with a withdrawal transaction, the banknote processing device 2 executes a process of dispensing banknotes stored within the device out of the device.
[0055] The banknote processing device 2 has a deposit unit 21. The deposit unit 21 takes in banknotes inserted into the deposit unit 21 by the teller into the device.
[0056] The banknote processing device 2 has a dispensing unit 22. The dispensing unit 22 dispenses banknotes to the outside of the device. A teller can take out the banknotes dispensed to the dispensing unit 22. The banknote processing device 2 may have two or more dispensing units.
[0057] The banknote processing device 2 has an escrow unit 23. The escrow unit 23 stores banknotes and feeds the stored banknotes.
[0058] The banknote processing device 2 has a recognition unit 24. The recognition unit 24 recognizes banknotes that are taken into the device or that are dispensed out of the device. By identifying banknotes, the recognition unit 24 obtains information such as currency, denomination, serial number, authenticity, and fitness. The recognition unit 24 also obtains an image of the banknote. The recognition unit 24 is an example of a sensor.
[0059] The banknote processing device 2 has at least one storage. The banknote processing device 2 in the figure has multiple storages 41, 42, 43. The first storage 41, the second storage 42, and the third storage 43 store banknotes by denomination. The first storage 41, the second storage 42, and the third storage 43 also feed banknotes. The first storage 41, the second storage 42, and the third storage 43 store banknotes that can be dispensed by the banknote processing device 2 during a withdrawal transaction. The banknotes stored in the first storage 41, the second storage 42, and the third storage 43 are genuine notes. The number of storages included in the banknote processing device 2 is not limited to three.
[0060] The banknote processing device 2 has a collection cassette 44. The collection cassette 44 stores banknotes. The collection cassette 44 does not basically feed out banknotes. The collection cassette 44 stores banknotes that are not stored in the first storage 41, the second storage 42, and the third storage 43. The collection cassette 44 stores, for example, unfit notes. The collection cassette 44 also stores banknotes collected from the banknote processing device 2. The collection cassette 44 can be removed from the banknote processing device 2. As will be described later, the collection cassette 44 may be removed from the banknote processing device 2 during a collection process of the banknote processing device 2, thereby collecting banknotes from the banknote processing device 2. When the collection cassette 44 is removed during a collection process, an empty collection cassette 44 is attached to the banknote processing device 2. The collection cassette 44 is an example of a storage, similar to the first storage 41, the second storage 42, and the third storage 43.
[0061] The banknote processing device 2 has a transport unit 45. The transport unit 45 transports banknotes one by one. The transport unit 45 has transport paths that connect a plurality of devices.
[0062] The banknote processing device 2 has a memory unit 25. The memory unit 25 stores various information related to the banknote processing device 2. The memory unit 25 stores, as one example, the inventory amount of the banknote processing device 2. The memory unit 25 also stores information about banknotes processed by the banknote processing device 2. The banknote information includes, for example, the banknote serial number and image data acquired by the recognition unit 24. The memory unit 25 is, for example, a non-volatile semiconductor memory or a hard disk drive.
[0063] The banknote processing device 2 has a communication unit 26. The communication unit 26 performs communication between the first operation computer 31, the second operation computer 32, and the management computer 33.
[0064] The banknote processing device 2 may have a first switch 27 and a second switch 28. The first switch 27 and the second switch 28 are located on both sides of an upper portion of the banknote processing device 2, as illustrated in FIG. 1. The first switch 27 and the second switch 28 are occupancy switches. A teller at the first counter 11 operates the first switch 27 when using the banknote processing device 2. If the teller operates the first switch 27, the teller can occupy the banknote processing device 2. A teller at the second counter 12 operates the second switch 28 when using the banknote processing device 2. If the teller operates the second switch 28, the teller can occupy the banknote processing device 2.
[0065] It should be noted that the banknote processing device 2 does not necessarily have to have the first switch 27 and the second switch 28. In this case, the teller of the first counter 11 may be able to occupy the banknote processing device 2 by operating the first operation computer 31 or the management computer 33 when using the banknote processing device 2. Similarly, the teller of the second counter 12 may be able to occupy the banknote processing device 2 by operating the second operation computer 32 or the management computer 33 when using the banknote processing device 2.
[0066] Next, the operation of the banknote handling machine 2 during a deposit transaction and during a withdrawal transaction will be described with reference to FIG.
[0067] (Operation during deposit transaction) The upper diagram 401 of FIG. 4 shows the operation of the banknote handling device 2 during a deposit transaction. The arrows in FIG. 4 show the transport path of the banknotes. The deposit unit 21 takes in the banknotes into the device. The recognition unit 24 recognizes the banknotes. The transport unit 45 transports normal banknotes to the first storage 41, the second storage 42, the third storage 43, or the collection cassette 44. The first storage 41, the second storage 42, the third storage 43, or the collection cassette 44 store normal banknotes. The transport unit 45 transports rejected banknotes to the dispensing unit 22 (see the dashed arrow in the upper diagram 401). Note that, during a deposit transaction, the transport unit 45 may transport normal banknotes to the escrow unit 23. The escrow unit 23 temporarily stores the banknotes. When the teller confirms the transaction, the escrow unit 23 dispenses the banknotes. The dispensed banknotes are stored in the first storage 41, the second storage 42, the third storage 43, or the collection cassette 44. If the teller cancels the transaction, the banknotes dispensed by the temporary holding unit 23 are transported to the dispensing unit 22.
[0068] (Operation during withdrawal transaction) The lower diagram 402 of Fig. 4 shows the operation of the banknote processing device 2 during a withdrawal transaction. The first storage 41, the second storage 42, or the third storage 43 feeds banknotes. The transport unit 45 transports the banknotes to the recognition unit 24. The recognition unit 24 recognizes the banknotes. The transport unit 45 transports normal banknotes to the dispensing unit 22. The transport unit 36 transports abnormal banknotes to the collection cassette 44. The collection cassette 44 stores abnormal banknotes during a withdrawal transaction (see the dashed arrow in the lower diagram 402).
[0069] (Management of Currency) The banknote processing device 2 is used in transactions with both Bank A and Bank B. Banknotes stored in the banknote processing device 2 belong to either Bank A or Bank B. Banknotes taken into the banknote processing device 2 in a deposit transaction with Bank A belong to Bank A. Banknotes taken into the banknote processing device 2 in a deposit transaction with Bank B belong to Bank B. In addition, banknotes replenished to the banknote processing device 2 during a replenishment process, which will be described later, also belong to Bank A or Bank B.
[0070] As described above, the first storage 41, the second storage 42, and the third storage 43 of the banknote processing device 2 store banknotes by denomination. The first storage 41 stores banknotes received in a deposit transaction of Bank A and banknotes received in a deposit transaction of Bank B. Similarly, the second storage 42 and the third storage 43 store banknotes received in a deposit transaction of Bank A and banknotes received in a deposit transaction of Bank B. The first storage 41, the second storage 42, and the third storage 43 store a mixture of banknotes belonging to Bank A and banknotes belonging to Bank B.
[0071] The management computer 33 manages information on banknotes processed by the banknote processing device 2. The management computer 33 manages the banknotes processed by the banknote processing device 2 by distinguishing between banknotes belonging to Bank A and banknotes belonging to Bank B.
[0072] Hereinafter, the management of banknotes in the banknote handling device 2 by the management computer 33 will be described with reference to the drawings.
[0073] FIG. 5 is an image of the database 51. The database 51 in FIG. 5 is stored in the storage unit 25 and / or the management computer 33 of the banknote processing device 2. The database 51 stores information on banknotes to be processed by the banknote processing device 2. The database 51 stores information on each and every banknote stored in each cassette or storage. The stored information on banknotes includes at least the denomination, serial number, and financial institution to which the banknote belongs. Image data may also be included. This information is acquired by the recognition unit 24. Note that the database 51 may store information on each and every banknote stored in the banknote processing device 2 for the entire banknote processing device 2, rather than storing information on each and every banknote for each cassette or storage.
[0074] The database 51 contains information about financial institutions that have performed deposit transactions. For example, suppose that a banknote stored in the banknote processing device 2 is found to be counterfeit. In this case, the financial institution that accepted the counterfeit banknote is obligated to report to the central bank. In a banknote processing device 2 that is used jointly by multiple financial institutions, storing information about the financial institution to which the banknote belongs enables proper management of the banknotes. Even in a banknote processing device 2 that is used jointly by multiple financial institutions, it makes it easy to identify the financial institution that accepted the banknote.
[0075] When the banknote processing device 2 performs a deposit transaction or a withdrawal transaction, the inventory amounts in the first storage 41, the second storage 42, the third storage 43, and the collection cassette 44 change. The database 51 is updated every time the inventory amounts in the first storage 41, the second storage 42, the third storage 43, and the collection cassette 44 change. When a deposit transaction is performed using the escrow unit 23, the database 51 is updated when the banknotes are stored in the escrow unit 23 and the teller confirms the transaction. When the database 51 stores information on each banknote stored in the banknote processing device 2 for the entire banknote processing device 2, the database 51 is updated when the banknote processing device 2 takes in a banknote and when the banknote processing device 2 pays out a banknote.
[0076] In addition to the database 51, the management computer 33 manages information on the banknote amount for each of the first storage 41, the second storage 42, the third storage 43, and the collection cassette 44, by distinguishing between the amount in Bank A and the amount in Bank B. The information on the banknote amount may be managed by number of sheets or face value, by distinguishing between the amount in Bank A and the amount in Bank B. Furthermore, the ratio between the amount in Bank A and the amount in Bank B may be managed as information on the banknote amount.
[0077] An upper diagram 601 in Fig. 6 illustrates information on the amount of banknotes managed by the management computer 33. From this information, it can be seen that the first storage 41 stores 420 5 euro notes from Bank A and 80 5 euro notes from Bank B. Similarly, it can be seen that the second storage 42 stores 150 10 euro notes from Bank A and 150 10 euro notes from Bank B, and the third storage 43 stores 250 20 euro notes from Bank A and 450 20 euro notes from Bank B. In addition, collection cassette 44 stores 20 5 euro notes from Bank A, 80 5 euro notes from Bank B, 50 10 euro notes from Bank A, 50 10 euro notes from Bank B, 80 20 euro notes from Bank A, 20 20 euro notes from Bank B, 150 50 euro notes from Bank A, and 250 50 euro notes from Bank B.
[0078] In FIG. 6, the information managed by the management computer 33 includes the number of banknotes of a single denomination or multiple denominations stored in one storage. For example, the contents shown in FIG. 601 above correspond to the information managed by the management computer 33. Looking at the banknotes of EUR5 denomination in the first storage 41, it shows that the number belonging to Bank A and the number belonging to Bank B are 420 and 80, respectively. In addition, the number of banknotes belonging to Bank A and Bank B is added together, which is 500 (=420+80), and indicates the number of actual EUR5 banknotes stored in the first storage 41. The same applies to the second storage 42, the third storage 43, and the collection cassette 44, and the same can be considered in the following FIGS. 7 to 11.
[0079] (Deposit transaction) Here, it is assumed that a deposit transaction of Bank A is performed using the banknote processing device 2. The deposit transaction is the deposit of 20 5 euro banknotes and 10 10 euro banknotes. With this deposit transaction, it is assumed that 18 5 euro banknotes are stored in the first storage 41, 2 5 euro banknotes are stored in the collection cassette 44 because they are unfit notes, and 10 10 euro banknotes are stored in the second storage 42. The management computer 33 updates the balance of Bank A as shown in the lower diagram 602 of FIG. 6. The balance of Bank A in the first storage 41 is updated from 420 to 438. The balance of Bank A in the second storage 42 is updated from 150 to 160. The balance of 5 euro banknotes in Bank A in the collection cassette 44 is updated from 20 to 22. Incidentally, with the deposit transaction of Bank A, the database 51 is also updated. The balance of Bank B is not updated. In other words, the management computer 33 manages the 20 5 euro banknotes and 10 10 euro banknotes related to the deposit transaction as banknotes belonging to Bank A, and therefore the banknotes related to the deposit transaction are stored in the same banknote processing device 2 and are managed separately in terms of data from the 5 euro banknotes and 10 euro banknotes belonging to Bank B.
[0080] (Withdrawal transaction) Next, assume that a withdrawal transaction of Bank B is performed using the banknote processing device 2. The withdrawal transaction is the withdrawal of 100 5 euro banknotes. The upper diagram 701 of FIG. 7 is the same as the lower diagram 602 of FIG. 6. As shown in the upper diagram 701 of FIG. 7, the balance of Bank B in the first storage 41 is 80, and the balance of Bank B alone is insufficient for the number of notes to be withdrawn. However, since a total of 518 5 euro banknotes are stored in the first storage 41, the banknote processing device 2 can dispense 100 5 euro banknotes to the outside of the device. The banknote processing device 2 completes the withdrawal transaction of Bank B by dispensing the 100 5 euro banknotes fed from the first storage 41 to the outside of the device. The management computer 33 updates the balance of Bank B in the first storage 41.
[0081] In the example of FIG. 7, it is assumed that one of the 5 euro banknotes dispensed from the first storage 41 is determined to be a rejected banknote, and the rejected banknote is stored in the collection cassette 44. 101 5 euro banknotes are dispensed from the first storage 41 in a withdrawal transaction of Bank B. As shown in the lower diagram 702 of FIG. 7, the balance of Bank B in the first storage 41 is updated from 80 to -21. The balance of 5 euro banknotes in the collection cassette 44 is updated from 80 to 81. The number of 5 euro banknotes actually stored in the first storage 41 is 417, which is the sum of the balance of Bank A (+438) and the balance of Bank B (-21). The balance of Bank A is not updated.
[0082] When the banknote processing device 2 executes a process related to a transaction for Bank A, the management computer 33 updates the banknote information for Bank A as shown in Fig. 6, and when the banknote processing device 2 executes a process related to a transaction for Bank B, the management computer 33 updates the banknote information for Bank B as shown in Fig. 7. The management computer 33 can appropriately manage the banknotes stored in the banknote processing device 2 used by both Bank A and Bank B.
[0083] (Collection processing) When the inventory amount in the banknote processing device 2 increases, the banknotes stored in the banknote processing device 2 are collected. The CIT, which has received a request from Bank A and / or Bank B, performs the collection process for the banknote processing device 2. The person in charge at Bank A or the person in charge at Bank B transmits a request for collection process to the CIT server 35 via the management computer 33.
[0084] The fullness of the number of banknotes or the fullness of the amount of money in each of the storages 41, 42, 43 or the collection cassette 44 of the banknote processing device 2 is determined by the sum of the balance in Bank A and the balance in Bank B.
[0085] The CIT staff member operates the banknote processing device 2 or the management computer 33 at the store 10 to execute the collection process of the banknote processing device 2.
[0086] An upper diagram 801 in Fig. 8 shows the inventory in the banknote processing device 2 before the collection process, and a lower diagram 802 in Fig. 8 shows the inventory in the banknote processing device 2 after the collection process. The upper diagram 801 in Fig. 8 is the same as the lower diagram 702 in Fig. 7. The banknote processing device 2 performs both the collection process of banknotes belonging to Bank A and the collection process of banknotes belonging to Bank B in a batch. Performing the collection processes of Bank A and Bank B in a batch reduces the number of collection requests to the CIT. Bank A and Bank B can reduce the costs required for the collection process.
[0087] In the collection process, the person in charge of the CIT may collect the banknotes stored in the collection cassette 44 by removing the collection cassette 44 from the banknote processing device 2. The person in charge of Bank A and the person in charge of Bank B may move the banknotes to be collected from the first storage 41, the second storage 42, or the third storage 43 to the collection cassette 44 so that the banknotes to be collected are stored in advance in the collection cassette 44. The movement of the banknotes may be performed by operating the first operation computer 31, the second operation computer 32, or the management computer 33. Note that instead of removing the collection cassette 44, the collection cassette 44 may feed out the banknotes, and the transport unit 45 may transport the fed out banknotes to the dispensing unit 22.
[0088] When the collection process is executed, the balances of Bank A and Bank B in the collection cassette 44 all become zero, as shown in the lower diagram 802 of FIG.
[0089] In the collection process, the banknotes stored in the first storage 41, the second storage 42, or the third storage 43 may be collected. The staff of Bank A and the staff of Bank B can specify the number of banknotes to be collected in advance, for example, through the management computer 33. In the example of FIG. 8, 38 5 euro banknotes of Bank A stored in the first storage 41 and 150 20 euro banknotes of Bank B stored in the third storage 43 are dispensed from the dispensing unit 22 to the outside of the banknote processing device 2. The transport unit 45 transports the collected banknotes from the first storage 41, the second storage 42, or the third storage 43 to the dispensing unit 22, as in the case of a withdrawal transaction (see the lower diagram 402 in FIG. 4).
[0090] After the collection process, the management computer 33 updates the balances of Bank A and Bank B in the first storage 41, the second storage 42, the third storage 43, and the collection cassette 44.
[0091] The management computer 33 also calculates the cost of collection processing based on information on the denomination and number of banknotes collected by Bank A and information on the denomination and number of banknotes collected by Bank B. This is because the cost required for collection processing by the CIT may be determined according to the value of the banknotes transported by the CIT. Bank A and Bank B may bear the cost of collection processing in proportion to the respective collected amounts. When the person in charge of Bank A or the person in charge of Bank B sends a request for collection processing to the CIT server 35 via the management computer 33, the request information may include information on the amount of collection costs to be borne by each bank or the share of each bank's share. The amount of collection costs to be borne by each bank or the share of each bank's ...
[0092] The collection process may be performed by the CIT described above, or by a person in charge of Bank A or Bank B within the store 10. In this case, the banknotes collected from the banknote processing device 2 may be stored in a safe within the store 10 (in-store operation).
[0093] In the collection process in the store, the banknotes collected by the collection cassette 44 are sorted into banknotes of Bank A and banknotes of Bank B. The counting function of the banknote processing device 2 can be used for sorting the banknotes. The counting function is a function in which the recognition unit 24 recognizes the banknotes inserted into the deposit unit 21 and dispenses the recognized banknotes to the dispensing unit 22. Before sorting, Bank A or Bank B is specified for the banknote processing device 2. The banknotes taken out from the collection cassette 44 are inserted into the deposit unit 21. The banknote processing device 2 transports the banknotes so that the number of banknotes corresponding to the amount of the specified bank is dispensed to the dispensing unit 22 based on the amount of the banknotes of Bank A or Bank B for each denomination in the collection cassette 44 before the collection process. Here, the collection cassette 44 stores banknotes of multiple denominations, whereas the banknote processing device 2 has only one dispensing unit 22. The banknote processing device 2 sorts banknotes one denomination at a time. Of the banknotes that have passed through the recognition unit 24, banknotes of a target denomination are dispensed to the dispensing unit 22, and banknotes of a non-target denomination are temporarily stored, for example, in the temporary holding unit 23. If the banknote processing device 2 has two or more dispensing units, the banknote processing device 2 may sort banknotes using the two or more dispensing units.
[0094] (Replenishment process) When the inventory in the banknote processing device 2 decreases, banknotes are replenished to the banknote processing device 2. The CIT, upon request from Bank A and / or Bank B, performs the replenishment process for the banknote processing device 2. The person in charge at Bank A or the person in charge at Bank B transmits a request for the replenishment process to the CIT server 35 via the management computer 33.
[0095] The number of empty bills in each of the storages 41, 42, 43 or the collection cassette 44 of the banknote processing device 2 is determined by the sum of the balance in Bank A and the balance in Bank B.
[0096] An upper diagram 901 in Fig. 9 shows the inventory in the banknote processing device 2 before the replenishment process, and a lower diagram 902 in Fig. 9 shows the inventory in the banknote processing device 2 after the replenishment process. The upper diagram 901 in Fig. 9 is the same as the lower diagram 802 in Fig. 8. The banknote processing device 2 performs both the replenishment process of banknotes belonging to Bank A and the replenishment process of banknotes belonging to Bank B in a batch. Performing the replenishment processes of Bank A and Bank B in a batch reduces the number of replenishment requests to the CIT. Bank A and Bank B can reduce the costs required for the replenishment process.
[0097] In the replenishment process, the CIT staff inserts the banknotes to be replenished into the deposit unit 21. The CIT staff also inputs the number of banknotes to be replenished for each bank into the management computer 33. The CIT staff may also input the balances of Bank A and Bank B in the first storage 41, the second storage 42, and the third storage 43 after the replenishment process. The banknote processing device 2 executes the replenishment process so that the balances of Bank A and Bank B match the input balances.
[0098] During the replenishment process, the transport unit 45 transports the banknotes from the deposit unit 21 to the first storage 41, the second storage 42, or the third storage 43 through the recognition unit 24, as in the case of a deposit transaction. The first storage 41, the second storage 42, or the third storage 43 stores the banknotes (see the upper diagram 401 in FIG. 4). In the example of FIG. 9, the first storage 41 stores 321 5 euro banknotes as banknotes of Bank B, and the second storage 42 stores 90 10 euro banknotes as banknotes of Bank A and 150 10 euro banknotes as banknotes of Bank B. The management computer 33 updates the balance of Bank A and the balance of Bank B in the first storage 41, the second storage 42, and the third storage 43. Here, the balance of Bank B in the first storage 41 was -21 sheets before the replenishment process, but by replenishment of 321 5 euro sheets to the first storage 41, the balance of Bank B in the first storage 41 after the replenishment process becomes 300 sheets. In addition, the balance of Bank A in the second storage 42 is updated from 160 sheets to 250 sheets, and the balance of Bank B in the second storage 42 is updated from 150 sheets to 300 sheets.
[0099] The management computer 33 also calculates the cost of the replenishment process based on information on the denomination and number of banknotes of Bank A to be replenished and information on the denomination and number of banknotes of Bank B to be withdrawn. Bank A and Bank B may bear costs corresponding to their respective replenishment amounts when carrying out the replenishment process. When the person in charge of Bank A or the person in charge of Bank B sends a request for replenishment to the CIT server 35 via the management computer 33, the request information may include information on the amount of the replenishment cost to be borne by each bank or the proportion of the replenishment cost to be borne by each bank. The amount of the replenishment cost to be borne by each bank or the proportion of the replenishment cost to be borne by each bank is based on the number of banknotes to be replenished by each bank.
[0100] The replenishment process may be performed in-store. That is, the replenishment process may be performed individually by a staff member of Bank A or a staff member of Bank B. In this case, the staff member of Bank A may execute the replenishment process through the first operation computer 31, and the staff member of Bank B may execute the replenishment process through the second operation computer 32. The management computer 33 can determine whether the replenished banknotes belong to Bank A or Bank B based on the operation computer that has output the execution command for the replenishment process.
[0101] (Replenishment collection process) The above-mentioned collection process and replenishment process can be performed together. In other words, banknotes are collected from the storage so that the inventory in the storage after the replenishment process becomes the specified inventory. If the collection process and replenishment process are performed together, the number of banknotes transported by the CIT is reduced, and the cost required for the collection process and replenishment process can be further reduced.
[0102] An upper diagram 1001 in Fig. 10 shows the inventory amount in the banknote processing device 2 before the replenishment and collection process, and a lower diagram 1002 in Fig. 10 shows the inventory amount in the banknote processing device 2 after the replenishment and collection process. The upper diagram 1001 in Fig. 10 is the same as the upper diagram 801 in Fig. 8, and the lower diagram 1002 in Fig. 10 is the same as the lower diagram 902 in Fig. 9.
[0103] The collection of the collection cassette 44 in the replenishment and collection process is the same as the above-mentioned collection process. The collection of the first storage 41, the second storage 42, or the third storage 43 is different from the above-mentioned collection process. As shown in the upper diagram 1001 of FIG. 10, the balance of Bank A in the first storage 41 is +438, the balance of Bank B is -21, and 417 5 euro banknotes are actually stored in the first storage 41. After the replenishment process, the balance of Bank A in the first storage 41 is +400, and the balance of Bank B is +300. After the replenishment process, it is sufficient that 700 5 euro banknotes are stored in the first storage 41. Therefore, in the replenishment and collection process, 283 5 euro banknotes are replenished in the first storage 41. Then, the management computer 33 collects 38 5 euro banknotes of Bank A from the first storage 41 and replenishes 321 5 euro banknotes of Bank B, updating the amount of 5 euro banknotes in Bank A to 400 and the amount of 5 euro banknotes in Bank B to 300. The CIT can omit the transportation of the 38 5 euro banknotes collected from the first storage 41.
[0104] The replenishment to the second storage 42 is the same as that in FIG. 9, and the collection to the third storage 43 is the same as that in FIG.
[0105] The replenishment and collection process is expected to reduce costs by shortening the work time at CIT store 10 through more efficient processing.
[0106] As described above, in the replenishment and collection process, the currency handling device pays out or takes in stored currency so that the currency stored in the currency handling device after replenishment is the sum of the currency in the first financial institution and the currency in the second financial institution after replenishment, After the replenishment / recovery process, the computer updates the currency information of the first financial institution and the currency information of the second financial institution.
[0107] The replenishment and collection process may be equivalent to the collection process and / or replenishment process even if the currency handling device does not actually dispense or take in currency. The replenishment and collection process is expected to reduce costs by shortening the work time at CIT store 10 due to the improved efficiency of the process.
[0108] (Exchange process) As described above, even if the balance of one bank is negative, the banknote processing device 2 can continue to perform a withdrawal transaction as long as banknotes are stored in the banknote processing device 2. The negative balance can be settled by refilling with banknotes of the corresponding denomination.
[0109] Alternatively, the management computer 33 may settle a negative balance by executing an exchange process between multiple banks for banknotes stored in the banknote processing device 2. In the exchange process, denominations are exchanged without changing the balance (face value) of one bank and the balance (face value) of the other bank. For example, the process of transferring ten 5 euro banknotes from Bank A to Bank B and five 10 euro banknotes from Bank B to Bank A is an equivalent exchange and is an exchange process.
[0110] An upper diagram 1101 in Fig. 11 shows the balances of Bank A and Bank B before the exchange process, and a lower diagram 1102 shows the balances of Bank A and Bank B after the exchange process. The upper diagram 1101 in Fig. 11 is the same as the lower diagram 702 in Fig. 7. The balance of 5 euro banknotes of Bank B in the first storage 41 is -21.
[0111] As an example of the exchange process, an exchange process using 20 euro banknotes from Bank B and 5 euro banknotes from Bank A will be described. An example using the first storage (EUR5), the second storage (EUR10), and a collection cassette (EUR5) will be described. In the example of FIG. 11, the management computer 33 reduces the amount of 20 euro banknotes from Bank B in the third storage 43 from 450 to 400 (i.e., reduces by 50), and increases the amount of 20 euro banknotes from Bank A in the third storage 43 from 250 to 300 (i.e., increases by 50). Note that the number of 20 euro banknotes stored in the third storage 43 remains unchanged before and after the exchange process.
[0112] Management computer 33 also increases the amount of 5 euro banknotes of Bank B in first storage 43 by 238, and decreases the amount of 5 euro banknotes of Bank A in first storage 41 by 238. Note that the number of 5 euro banknotes stored in the first storage remains the same before and after the exchange process.
[0113] In the example of FIG. 11, the management computer 33 also reduces the amount of 5 euro banknotes of Bank B stored in the collection cassette 44 by 38, and increases the amount of 5 euro banknotes of Bank B stored in the first storage 41 by 38. Accordingly, the amount of 5 euro banknotes of Bank A stored in the collection cassette 44 increases by 38, and the amount of 5 euro banknotes of Bank A stored in the first storage 41 decreases by 38. Note that the number of 5 euro banknotes stored in the collection cassette (EUR5) does not change before and after the exchange process. Thus, the amount of 5 euro banknotes of Bank B stored in the first storage 41 increases from -21 to +217, and the amount of 5 euro banknotes of Bank A stored in the first storage 41 decreases from 438 to 200. Note that the number of 5 euro banknotes stored in the first storage 41 does not change before and after the exchange process. Similarly, the number of banknotes stored in the collection cassette 44 does not change before and after the exchange process. As a result, this exchange process transfers (5 euros) x (238 bills) = 1190 euros from Bank A to Bank B, and transfers (20 euros) x (50 bills) = 1000 euros and (5 euros) + (38 bills) = 190 euros from Bank B to Bank A, totaling 1190 euros.
[0114] As described above, in the currency exchange process, the currency handling device having the first storage and the second storage does not move currency between the first storage and the second storage, In a currency exchange process, the computer changes at least a portion of the currency belonging to the second financial institution stored in the second storage to currency belonging to the first financial institution in response to changing at least a portion of the currency belonging to the first financial institution stored in the first storage to currency belonging to the second financial institution.
[0115] By implementing the exchange process, the frequency of the banknote replenishment process can be reduced, and the cost of the CIT replenishment process can be reduced.
[0116] (Control of other banknote processing devices) While the banknote processing device 2 is executing a deposit transaction or a withdrawal transaction, a banknote may become stuck in the transport path or the entrance of the storage. When a banknote becomes stuck, the banknote processing device 2 stops due to an error. When a person in charge removes the stuck banknote from the banknote processing device 2 to clear the error, the computer outputs the denomination, serial number, image and financial institution information of the banknote related to the error. The computer may be the management computer 33, the first operation computer 31 or the second operation computer 32. The person in charge clears the error based on the output information of the computer. Based on the output information, the person in charge can appropriately determine, for example, whether the banknote related to the error has already been stored in the first, second or third storage 41, 42, 43. The management computer 33 can appropriately manage the banknotes stored in the banknote processing device 2.
[0117] The currency handling system 1 is not limited to the configuration shown in Fig. 1. The currency handling system 100 may have a configuration shown in Fig. 12, for example. In the currency handling system 100, the first operation computer 31 and the second operation computer 32 are each connected to the banknote handling device 2 via a management computer 33. When the first operation computer 31 or the second operation computer 32 is operated, the banknote handling device 2 processes banknotes associated with transactions at Bank A or Bank B. As described above, the management computer 33 may manage the database 51 and the inventory amount for each bank.
[0118] The management computer 33 may be incorporated in the banknote processing device 2. Furthermore, the first operation computer 31 and / or the second operation computer 32 may have the function of the management computer 33. Furthermore, the first operation computer 31 having the function of the management computer 33 may be connected to the banknote processing device 2, while the second operation computer may be connected to the banknote processing device 2 via the first operation computer.
[0119] The banknote processing device 2 is not limited to being shared by two financial institutions, and may be shared by three or more financial institutions. The currency processing system 1 may further include a third operation computer. The third operation computer outputs to the banknote processing device 2 a command to execute a third currency process related to a transaction of the third financial institution.
[0120] The currency handling system 1 may include a plurality of currency handling devices. Each of the plurality of financial institutions may use a plurality of currency handling devices. The plurality of currency handling devices and the management computer execute the above-mentioned control. [Explanation of symbols]
[0121] 1. Currency Handling System 10 stores 100 Currency Processing System 2. Banknote handling equipment (currency handling equipment) 24 Identification unit (sensor) 30 Tablet Computers 31 First operation computer 32 Second operation computer 33 Management Computer 41 First Storage 42 Second Storage 43 Third Storage 44 Recovery Cassette (Storage)
Claims
1. a currency processing device that is installed in a store in which a first financial institution and a second financial institution are located, and that performs currency processing involving the taking in of currency or the dispensing of stored currency, and that performs a first currency processing related to transactions of the first financial institution and a second currency processing related to transactions of the second financial institution; a computer that manages information on currency processed by the currency processing device, the computer managing the currency processed by the currency processing device by distinguishing between currency belonging to the first financial institution and currency belonging to the second financial institution; A currency handling system in which the computer updates currency information of the first financial institution when the currency handling device executes the first currency processing, and updates currency information of the second financial institution when the currency handling device executes the second currency processing.
2. The currency handling device has a first storage that stores currency of a first denomination of the first financial institution and currency of the first denomination of the second financial institution, The currency handling system of claim 1, wherein the computer manages the number of each denomination of currency stored in the first storage that belongs to the first financial institution, and the number of each denomination of currency stored in the first storage that belongs to the second financial institution.
3. The currency handling device has a second storage that stores currency of a second denomination of the first financial institution and currency of a second financial institution, The currency handling system of claim 2, wherein the computer manages the number of each denomination of currency stored in the first storage and the second storage that belongs to the first financial institution, and the number of each denomination of currency stored in the first storage and the second storage that belongs to the second financial institution.
4. a first operation computer that outputs execution of the first currency processing to the currency processing device; A second operation computer that outputs execution of the second currency processing to the currency processing device, A currency handling system as described in any one of claims 1 to 3, wherein the computer updates currency information of the first financial institution when the currency handling device executes currency processing based on the output of the first operation computer, and updates currency information of the second financial institution when the currency handling device executes currency processing based on the output of the second operation computer.
5. The currency handling system according to claim 4 , wherein at least one of the first operation computer and the second operation computer is a tablet computer.
6. The currency processing device includes: A collection process for collecting stored currency from the currency processing device, the collection process comprising a first collection process for currency of the first financial institution and a second collection process for currency of the second financial institution, all at once; and A replenishment process for replenishing currency to the currency handling device, the replenishment process comprising a first replenishment process for currency of the first financial institution and a second replenishment process for currency of the second financial institution being carried out in a lump sum; The currency handling system according to any one of claims 1 to 5, further comprising:
7. The currency handling system according to claim 6 , wherein the computer transmits a request to execute the collection process including the first collection process and the second collection process to a computer outside the system.
8. The currency handling system of claim 7, wherein the computer calculates the cost of the collection process based on information on the denomination and number of currency being collected from the first financial institution and information on the denomination and number of currency being collected from the second financial institution.
9. The currency handling system according to claim 6 , wherein the computer transmits a request to execute a replenishment process including the first replenishment process and the second replenishment process to a computer outside the system.
10. The currency handling system of claim 9, wherein the computer calculates the cost of the replenishment process based on information on the denomination and number of currency of the first financial institution to be replenished and information on the denomination and number of currency of the second financial institution to be replenished.
11. The currency handling system of claim 6, wherein the computer sends an execution request to a computer outside the system, the execution request including a collection process including the first collection process and the second collection process, and a replenishment process including the first replenishment process and the second replenishment process.
12. The currency handling system according to any one of claims 1 to 11, wherein the currency handling device has a sensor that acquires information on the denomination of currency.
13. The currency processing device processes banknotes, The currency handling system according to any one of claims 1 to 11, wherein the currency handling device has a sensor that acquires identification information of banknotes.
14. The currency handling system according to claim 13 , wherein, when an error occurs during processing by the currency handling device, the computer outputs the denomination, identification number and information of the financial institution of the banknote related to the error.
15. The currency processing system according to any one of claims 1 to 14, wherein the computer is incorporated in the currency processing device.
16. The currency processing system according to any one of claims 1 to 14, wherein the computer is a tablet computer.
17. The currency processing device further performs a third currency process related to a transaction of a third financial institution located in the store, Further comprising a third operation computer that outputs execution of the third currency processing to the currency processing device; The currency handling system according to claim 4, wherein the computer updates currency information of the third financial institution when the currency handling device executes currency handling based on the output of the third operation computer.
18. The currency handling system according to any one of claims 1 to 16, further comprising a second currency handling device that executes the first currency handling and the second currency handling.
Citation Information
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