Information processing device and selling method with function for confirming continuous ownership of purchased article

Abstract

To provide an information processing device which can support continuous breeding of a purchased pet or continuous maintenance / management of a certain purchased article, and a selling method with a function for confirming continuous ownership of a purchased article.SOLUTION: An information processing device 1 includes: a cost calculation unit 11 that calculates a continuous breeding cost required for continuously breeding a pet; a cost presentation unit 12 that presents the continuous breeding cost calculated by the cost calculation unit 11 to a card member of a credit card who is a person planning purchase of the pet; an input acquisition unit 13 that acquires a prescribed input from the purchase planning person to whom the continuous breeding cost has been presented; and a frame setting unit 14 that sets a continuous breeding cost quota for securing the continuous breeding cost within an available amount of the credit card when the prescribed input has been acquired by the input acquisition unit 13.SELECTED DRAWING: Figure 1

Description

Technical Field

[0001] The present disclosure relates to an information processing apparatus and a sales method with a function of confirming the continuous ownership qualification of purchased goods.

Background Art

[0002] Patent Document 1 describes a pet sales system that supports the purchase of pets on the Internet.

Prior Art Documents

Patent Documents

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] However, the pet sales system of Patent Document 1 only supports the purchase of pets, and there is no description about whether a person who wishes to purchase a pet can continuously raise the purchased pet.

[0005] Therefore, an object of the present disclosure is to provide an information processing apparatus and a sales method with a function of confirming the continuous ownership qualification of purchased goods, which can support the continuous raising of purchased pets or the continuous maintenance / management of purchased predetermined goods.

Means for Solving the Problems

[0006] In one aspect, the following solution means is provided.

[0007] (1) A cost calculation unit that calculates the necessary costs for continuously raising or maintaining / managing a pet or a predetermined item for which maintenance / management costs continuously occur and that cannot be easily transferred; a cost presentation unit that presents the costs calculated by the cost calculation unit to a card member of a credit card who is a purchaser of the pet or the predetermined item; an input acquisition unit that acquires a predetermined input from the purchaser who has been presented with the costs; and a frame setting unit that, when the predetermined input is acquired by the input acquisition unit, sets a frame for securing the costs within the available limit of the credit card.

[0008] (2) In the configuration of (1) above, the frame setting unit sets the frame by setting a new available limit obtained by subtracting the costs from the available limit based on the available limit of the credit card associated with the card member related to the purchaser.

[0009] (3) In the configuration of (1) or (2) above, it further includes a determination unit that determines whether the frame can be set by the frame setting unit. When it is determined by the determination unit that the frame can be set by the frame setting unit, the cost presentation unit presents the costs and requests the predetermined input indicating consent to setting the frame. When it is determined by the determination unit that the frame cannot be set by the frame setting unit, the cost presentation unit presents the costs and presents information prompting the purchaser to abandon the purchase or advice on how to be able to set the frame.

[0010] (4) In any of the configurations of (1) to (3) above, the cost calculation unit calculates the costs over multiple years in a manner in which the costs may differ for each predetermined period.

[0011] (5) In any one of the configurations (1) to (4) above, a storage unit that stores the usage history associated with a plurality of card members for whom the frame is set by the frame setting unit, in association with the attributes of the pet or the attributes of the predetermined article, and an extraction unit that extracts the usage history related to the pet or the predetermined article from among the usage histories associated with the card members for whom the frame is set by the frame setting unit. It is characterized by further comprising.

[0012] (6) In the configuration of (5) above, the extraction unit extracts the usage history corresponding to the attributes of the pet or the predetermined article that the purchaser intends to purchase from among the usage histories associated with a plurality of card members for whom the frame is set by the frame setting unit, and the cost calculation unit calculates the cost based on the usage history extracted by the extraction unit. It is characterized by this.

[0013] (7) In the configuration of (5) or (6) above, it is characterized by further comprising a privilege granting unit that grants privileges to the card member based on the usage history stored in the storage unit.

[0014] (8) A sales method with a continuous ownership qualification confirmation function for purchased items (pets or predetermined articles for which maintenance / management costs continuously occur and cannot be easily transferred) using the information processing apparatus according to any one of (1) to (7) above, comprising the steps of: a salesperson showing the cost presented by the cost presentation unit to the purchaser; and the salesperson causing the purchaser to give the predetermined input indicating consent to setting the frame. It is characterized by including.

[0015] (9) A computer-readable program that causes a computer to function as the information processing apparatus according to any one of (1) to (7) above.

Effect of the Invention

[0016] According to the present disclosure, it is possible to provide an information processing apparatus that can support the continuous breeding of purchased pets or the continuous maintenance / management of purchased predetermined items, and a sales method with a function for confirming the continuous ownership qualification of purchased items.

Brief Description of the Drawings

[0017]

Figure 1

Figure 2

Figure 3

Figure 4

Figure 5

Embodiments for Carrying Out the Invention

[0018] [Credit Card System] Hereinafter, an embodiment of the present invention will be described in detail with reference to the accompanying drawings.

[0019] FIG. 1 is a block diagram showing the overall configuration of a credit card system 100 using an information processing apparatus 1 according to an embodiment of the present invention.

[0020] As shown in FIG. 1, a credit card system 100 using an information processing apparatus 1 according to an embodiment of the present invention includes an information processing apparatus 1 managed by a credit card company and performing information processing such as credit card settlement processing and point granting processing, a credit card settlement terminal 2 installed in a store such as a pet shop and mediating settlement using a credit card, and a network 3 such as the Internet that communicably connects the information processing apparatus 1 and the credit card settlement terminal 2. In this embodiment, the processing when purchasing a pet with a credit card will be described. However, the present invention can also be applied to the processing when purchasing a predetermined item for which maintenance / management costs continuously occur and which cannot be easily transferred, such as antiques and high-priced musical instruments. That is, as will be described later, the present invention can be provided with a function (a function for confirming the continuous ownership qualification of a purchased item) for confirming whether a purchaser has the qualification for continuous ownership of an item (purchased item) having such an attribute.

[0021] [Basic Operation of Credit Card System] First, the basic operation of the credit card system 100 will be described with reference to FIG. 2.

[0022] FIG. 2 is a diagram showing the basic operation (when purchasing a pet) of the credit card system 100 shown in FIG. 1.

[0023] As shown in FIG. 2, when a credit card member wishes to purchase a pet at a pet shop, the credit card member inserts the credit card into the card insertion slot of the credit card settlement terminal 2 installed in the pet shop (S1). The credit card may be inserted by a store clerk at the pet shop.

[0024] When the credit card is inserted into the credit card settlement terminal 2, an input screen for information about the pet to be purchased (such as the type and amount of the pet) is displayed on the credit card settlement terminal 2. When the store clerk or the card member inputs the necessary information on this input screen, inquiry information including the card information and the pet information is transmitted to the information processing apparatus 1 (S2).

[0025] When the information processing apparatus 1 receives the inquiry information, it calculates the continuous breeding cost (including food expenses, medical expenses, preventive vaccinations, trimming fees, etc.) necessary for continuously raising the pet and transmits it to the credit card settlement terminal 2 (S3).

[0026] The credit card settlement terminal 2 displays the continuous breeding cost received from the information processing apparatus 1, and notifies the card member that a continuous breeding cost frame for securing the continuous breeding cost within the available limit of the credit card is set (S4). When the card member taps the consent button displayed on the credit card settlement terminal 2 here (S5), consent information is transmitted from the credit card settlement terminal 2 to the information processing apparatus 1 (S6).

[0027] When the information processing apparatus 1 receives the consent information from the credit card settlement terminal 2, it executes the credit card settlement related to the purchase price of the pet, sets a continuous breeding cost frame for securing the continuous breeding cost within the available limit of the card member's credit card, and then transmits a settlement completion notice to the credit card settlement terminal 2 (S7).

[0028] When the credit card settlement terminal 2 receives the settlement completion notice from the information processing apparatus 1, it issues a statement of the credit card settlement (S8). The store clerk hands the statement and the credit card to the card member and delivers the purchased pet to the card member.

[0029] [Functional Configuration of Information Processing Apparatus] Next, the functional configuration of the information processing apparatus 1 that realizes the above basic operations will be described with reference to FIG. 1.

[0030] As shown in FIG. 1, the information processing apparatus 1 includes a cost calculation unit 11, a cost presentation unit 12, an input acquisition unit 13, a frame setting unit 14, a determination unit 15, a storage unit 16, an extraction unit 17, a privilege granting unit 18, etc. as a functional configuration realized by the cooperation of hardware and software.

[0031] The storage unit 16 stores the usage history associated with a plurality of card members for whom the continuous breeding cost limit is set, in association with the attributes of the pets.

[0032] The extraction unit 17 extracts the usage history related to the pet from among the usage histories associated with the card members for whom the continuous breeding cost limit is set. For example, when receiving the inquiry information of a person planning to purchase a pet, the extraction unit 17 extracts the usage history corresponding to the attributes of the pet that the person planning to purchase the pet intends to purchase, from among the usage histories associated with a plurality of card members for whom the continuous breeding cost limit is set. Note that the extraction unit 17 may extract the usage history corresponding to the address of the card member, in addition to the attributes of the pet.

[0033] The cost calculation unit 11 calculates the continuous breeding cost required to continuously breed the pet. Since the continuous breeding cost is likely to change according to the age of the pet, etc., it is preferable to calculate the continuous breeding cost over a plurality of years in such a manner that the cost may differ for each predetermined period. The cost calculation unit 11 of the present embodiment calculates the continuous breeding cost based on the usage history extracted by the extraction unit 17. By doing so, the continuous breeding cost can be accurately calculated based on past similar cases. Further, when the extraction unit 17 extracts the usage history corresponding to the address of the card member, in addition to the attributes of the pet, the continuous breeding cost considering the difference in cost depending on the region where the pet is bred, in addition to the type of the pet, can be calculated.

[0034] The cost presentation unit 12 presents the continuous breeding cost calculated by the cost calculation unit 11 to the card member of the credit card who is the person planning to purchase the pet. Further, in the case of a card member determined to be able to set the continuous breeding cost limit, the cost presentation unit 12 presents the continuous breeding cost and requests an agreement input (predetermined input) indicating agreement to set the continuous breeding cost limit. In the case of a card member determined not to be able to set the continuous breeding cost limit, the cost presentation unit 12 presents the continuous breeding cost and presents information prompting the person to give up purchasing the pet, or advice for enabling the setting of the continuous breeding cost limit. Examples of the advice include proposals such as suppressing the remaining credit card balance and changing the type of the pet.

[0035] The input acquisition unit 13 acquires consent input from the card member who has been presented with the continuous breeding cost. This consent input includes consent to setting a continuous breeding cost limit within the available credit card limit.

[0036] When the consent input is acquired by the input acquisition unit 13, the limit setting unit 14 sets a continuous breeding cost limit within the available credit card limit. Specifically, based on the credit limit of the credit card associated with the card member related to the person planning to make a purchase, a new credit limit is set by subtracting the continuous breeding cost from the credit limit, thereby setting the continuous breeding cost limit.

[0037] The determination unit 15 determines whether the continuous breeding cost limit can be set by the limit setting unit 14. Specifically, the determination is made based on whether the margin between the average usage amount based on the card member's usage history and the credit limit is greater than or equal to the continuous breeding cost.

[0038] The privilege granting unit 18 grants privileges to the card member based on the usage history stored in the storage unit 16. For example, while points are granted at a predetermined ratio b for the usage amount within the normal available limit, points are granted at a ratio a greater than ratio b for the usage amount within the continuous breeding cost limit. By doing so, usage within the continuous breeding cost limit can be promoted, and continuous breeding of the pet can be supported. Also, the granting of this privilege can be given the meaning of gratitude for providing information to the person planning to make a purchase (providing the usage history for calculating the continuous breeding cost).

[0039] [Processing Procedure of Credit Card System] Next, the processing procedure of the credit card system 100 at the time of pet purchase and after pet purchase will be described with reference to FIGS. 3 to 5.

[0040] FIG. 3 is a diagram showing the processing procedure (processing procedure at the time of determining whether a limit can be set) at the time of pet purchase of the credit card system 100 shown in FIG. 1.

[0041] As shown in FIG. 3, when the credit card of a card member who wishes to purchase a pet is inserted, the credit card settlement terminal 2 reads the card information (S101), displays an input screen for information regarding the pet to be purchased (such as the type and price of the pet) (S102), and requests the input of pet information. When the pet information is input, the credit card settlement terminal 2 transmits inquiry information including the card information and the pet information to the information processing apparatus 1 (S103).

[0042] When the information processing apparatus 1 receives the inquiry information, after extracting the usage history corresponding to the attributes of the pet to be purchased by the pet purchase planner from among the usage histories associated with a plurality of card members for whom the continuous breeding cost limit stored in the storage unit 16 is set (S104), based on the extracted usage history, it calculates the continuous breeding cost required to continuously breed the pet (S105). Thereafter, the information processing apparatus 1 determines whether or not a continuous breeding cost limit can be set within the credit card available limit based on the usage history of the card member who is the pet purchase planner (S106). If it is determined that it can be set, it transmits information for presenting the continuous breeding cost and information for requesting consent to setting the continuous breeding cost limit to the credit card settlement terminal 2 (S107).

[0043] The credit card settlement terminal 2 displays the continuous breeding cost received from the information processing apparatus 1 and notifies the card member that a continuous breeding cost limit for securing the continuous breeding cost within the available limit of the credit card is set (S108). The credit card settlement terminal 2 transmits consent information to the information processing apparatus 1 in response to the consent input of the card member (S109).

[0044] When the information processing apparatus 1 receives the consent information from the credit card settlement terminal 2, it executes the credit card settlement for the purchase price of the pet (S110), sets a continuous breeding cost limit within the credit card available limit of the card member (S111), and then transmits a settlement completion notice to the credit card settlement terminal 2 (S112).

[0045] When the credit card payment terminal 2 receives a payment completion notice from the information processing device 1, it issues a statement of credit card payment (S113).

[0046] FIG. 4 is a diagram showing a processing procedure at the time of pet purchase (processing procedure when frame setting is not possible) of the credit card system 100 shown in FIG. 1.

[0047] As shown in FIG. 4, when the credit card of a card member who wishes to purchase a pet is inserted into the credit card payment terminal 2, the card information is read (S201), and an input screen for information about the pet to be purchased (such as the type and price of the pet) is displayed (S202), and input of pet information is requested. When the pet information is input, the credit card payment terminal 2 transmits inquiry information including the card information and the pet information to the information processing device 1 (S203).

[0048] When the information processing device 1 receives the inquiry information, after extracting the usage history corresponding to the attributes of the pet to be purchased by the pet purchase planner from among the usage histories associated with a plurality of card members for whom a continuous breeding cost frame is set and stored in the storage unit 16 (S204), based on the extracted usage history, it calculates the continuous breeding cost required to continuously breed the pet (S205). Then, the information processing device 1 determines whether a continuous breeding cost frame can be set within the available credit card limit based on the usage history of the card member who is the pet purchase planner (S206). If it is determined that setting is not possible, information for presenting the continuous breeding cost, information prompting the abandonment of pet purchase, or advice information for enabling the setting of a continuous breeding cost frame is transmitted to the credit card payment terminal 2 (S207).

[0049] The credit card payment terminal 2 displays the continuous breeding cost received from the information processing device 1, information prompting the abandonment of pet purchase, or advice information for enabling the setting of a continuous breeding cost frame (S208).

[0050] FIG. 5 is a diagram showing the processing procedure after purchasing a pet in the credit card system 100 shown in FIG. 1.

[0051] As shown in FIG. 5, the information processing apparatus 1 periodically checks the usage history of card members for whom a continuous breeding cost frame is set (S301), and determines whether there has been any usage (S302). If the determination result is YES, it is determined whether the usage is within the continuous breeding cost frame (S303). This determination can be made based on the type of the store where the purchase is made (such as a pet shop, a veterinary hospital, a grooming shop, etc.) and the type of the purchased product (such as pet supplies, pet food, pet snacks, pet clothes, etc.).

[0052] When the information processing apparatus 1 determines that the usage is outside the continuous breeding cost frame, it awards points at a predetermined ratio b for the usage amount (S304). When it determines that the usage is within the continuous breeding cost frame, it awards points at a ratio a that is larger than the ratio b for the usage amount (S305).

[0053] [Effects of the Embodiment] According to the present embodiment described above, the information processing apparatus 1 includes a cost calculation unit 11 that calculates a continuous breeding cost necessary for continuously breeding a pet, a cost presentation unit 12 that presents the continuous breeding cost calculated by the cost calculation unit 11 to a card member of a credit card who is a pet purchase applicant, an input acquisition unit 13 that acquires a predetermined input from the purchase applicant who has been presented with the continuous breeding cost, and a frame setting unit 14 that sets a continuous breeding cost frame for securing the continuous breeding cost within the available limit of the credit card when a predetermined input is acquired by the input acquisition unit 13. Therefore, after presenting the continuous breeding cost necessary for continuously breeding a pet, the intention to purchase can be confirmed with the purchase applicant. Further, when the purchase applicant purchases a pet, a continuous breeding cost frame for securing the continuous breeding cost within the available limit of the credit card is set, so that the continuous breeding of the purchased pet can be effectively supported.

[0054] In addition, the frame setting unit 14 sets a new usage limit amount obtained by subtracting the continuous breeding cost from the usage limit amount based on the usage limit amount of the credit card associated with the card member related to the person who plans to purchase, so that the continuous breeding cost frame is set, and thus the continuous breeding cost frame can be easily set.

[0055] Further, the information processing apparatus 1 further includes a determination unit 15 that determines whether the continuous breeding cost frame can be set by the frame setting unit 14. When it is determined by the determination unit 15 that the continuous breeding cost frame can be set by the frame setting unit 14, the cost presentation unit 12 presents the continuous breeding cost and requests a predetermined input indicating consent to setting the continuous breeding cost frame. When it is determined by the determination unit 15 that the continuous breeding cost frame cannot be set by the frame setting unit 14, the cost presentation unit 12 presents the continuous breeding cost and presents information prompting the purchaser to abandon the purchase, or advice on how to be able to set the continuous breeding cost frame. Therefore, it is possible to persuade a purchaser who is considered unable to continuously secure the continuous breeding cost to abandon the purchase of a pet, or to give advice on how to continuously secure the continuous breeding cost.

[0056] In addition, the cost calculation unit 11 calculates the costs over multiple years in a manner in which the costs can differ for each predetermined period, so that it is possible to present costs including an increase in medical expenses according to the age of the pet.

[0057] Further, the information processing apparatus 1 further includes a storage unit 16 that stores the usage history associated with a plurality of card members for whom the frame has been set by the frame setting unit 14, in association with the attributes of the pet, and an extraction unit 17 that extracts the usage history related to the pet from among the usage histories associated with the card members for whom the continuous breeding cost frame has been set by the frame setting unit 14. Therefore, it is possible to grasp the usage status related to the pet after the purchase by the card member who purchased the pet.

[0058] In addition, the extraction unit 17 extracts usage histories corresponding to the attributes of the pets that the purchaser intends to purchase from among the usage histories associated with a plurality of card members for whom frames have been set by the frame setting unit 14. Since the cost calculation unit 11 calculates the continuous breeding cost based on the usage histories extracted by the extraction unit 17, the continuous breeding cost can be accurately calculated based on past similar cases.

[0059] In addition, since the information processing apparatus 1 further includes a privilege granting unit 18 that grants privileges to card members based on the usage histories stored in the storage unit 16, the use of credit cards related to pets can be promoted.

[0060] Moreover, in the sales method with a function for confirming the continuous ownership qualification of purchased items using the above-described information processing apparatus 1, the steps include: a step in which a salesperson (store clerk) shows the continuous breeding cost presented by the cost presentation unit 12 to the purchaser; and a step in which the salesperson causes the purchaser to make a predetermined input indicating consent to setting the continuous breeding cost frame. Therefore, after presenting the necessary costs for continuously raising a pet, the intention to purchase can be confirmed with the purchaser. Also, when the purchaser purchases a pet, a continuous breeding cost frame for securing the continuous breeding cost is set within the available limit of the credit card, so that the continuous breeding of the purchased pet can be effectively supported.

[0061] As described above in detail for each embodiment, the present invention is not limited to specific embodiments, and various modifications and changes are possible within the scope described in the claims. Also, it is possible to combine all or a plurality of the components of the above-described embodiments. Furthermore, the following supplementary notes are disclosed regarding each of the above embodiments. [Supplementary Note 1] A cost calculation unit that calculates the necessary costs for continuously raising a pet or continuously maintaining / managing a predetermined item for which maintenance / management costs continuously occur and that cannot be easily transferred; A cost presentation unit that presents the costs calculated by the cost calculation unit to a card member who is a purchaser of the pet or the predetermined item and who is a credit card holder; An input acquisition unit that acquires a predetermined input from the purchaser who has been presented with the cost; An information processing apparatus including a frame setting unit that sets a frame for securing the cost within the available limit of the credit card when the predetermined input is acquired by the input acquisition unit. [Appendix 2] The information processing apparatus according to Appendix 1, wherein the frame setting unit sets the frame by setting a new available limit obtained by subtracting the cost from the available limit based on the available limit of the credit card associated with the card member related to the purchaser. [Appendix 3] The information processing apparatus further includes a determination unit that determines whether the frame can be set by the frame setting unit. When it is determined by the determination unit that the frame can be set by the frame setting unit, the cost presentation unit presents the cost and requests the predetermined input indicating consent to setting the frame. When it is determined by the determination unit that the frame cannot be set by the frame setting unit, the cost presentation unit presents the cost and presents information prompting the purchaser to abandon the purchase or advice on how to be able to set the frame, according to Appendix 1 or 2. [Appendix 4] The information processing apparatus according to any one of Appendices 1 to 3, wherein the cost calculation unit calculates the cost over a plurality of years in a manner in which the cost may differ for each predetermined period. [Appendix 5] A storage unit that stores the usage history associated with a plurality of card members for whom the frame has been set by the frame setting unit, in association with the attributes of the pet or the attributes of the predetermined article; The information processing apparatus according to any one of Appendices 1 to 4, further including an extraction unit that extracts the usage history related to the pet or the predetermined article from the usage history associated with the card member for whom the frame has been set by the frame setting unit. [Appendix 6] The extraction unit extracts usage histories corresponding to the attributes of the pet or the predetermined item that the purchaser intends to purchase from among the usage histories associated with a plurality of card members for whom the frame has been set by the frame setting unit. The cost calculation unit calculates the cost based on the usage history extracted by the extraction unit, and is the information processing apparatus described in Supplementary Note 5. [Supplementary Note 7] The information processing apparatus according to Supplementary Note 5 or 6, further comprising a privilege granting unit that grants privileges to the card member based on the usage history stored in the storage unit. [Supplementary Note 8] A sales method with a function for confirming the continuous ownership qualification of a purchased item using the information processing apparatus according to any one of Supplementary Notes 1 to 7, a step in which a salesperson shows the cost presented by the cost presentation unit to the purchaser; and a step in which the salesperson causes the purchaser to make the predetermined input indicating consent to setting the frame, the sales method with a function for confirming the continuous ownership qualification of a purchased item. [Supplementary Note 9] A computer-readable program that causes a computer to function as the information processing apparatus according to any one of Supplementary Notes 1 to 7.

Explanation of Signs

[0062] 100 Credit card system 1 Information processing apparatus 11 Cost calculation unit 12 Cost presentation unit 13 Input acquisition unit 14 Frame setting unit 15 Determination unit 16 Storage unit 17 Extraction unit 18 Privilege granting unit 2 Credit card payment terminal 3 Network

Claims

[Claim 1] a cost calculation unit that calculates the necessary costs for continuously raising or maintaining / managing a pet or a predetermined item that requires continuous maintenance / management costs and cannot be easily transferred; a cost presentation unit that presents the cost calculated by the cost calculation unit to a credit card member who is a prospective purchaser of the pet or the predetermined item; an input acquisition unit that acquires a predetermined input from the prospective purchaser to whom the cost has been presented; and a limit setting unit that sets a limit for reserving the expenses within the available limit of the credit card when the specified input is acquired by the input acquisition unit.

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