Activity assisting device, activity assisting method and activity assisting program

The information processing system addresses the challenge of maintaining motivation in less motivated individuals by providing evaluation indices and incentives based on evaluator feedback, effectively supporting behavioral change.

JP2025154820APending Publication Date: 2025-10-10MIZUHO DL FINANCIAL TECH
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Patent Information

Application Number
JP2024058025
Authority / Receiving Office
JP · JP
Patent Type
Applications
Current Assignee / Owner
Filing Date
2024-03-29
Publication Date
2025-10-10

AI Technical Summary

Technical Problem

Conventional methods of maintaining motivation through comparisons with others are ineffective for individuals who are less motivated, potentially leading to a loss of motivation.

Method used

An information processing system that includes a behavioral information acquisition unit, presentation unit, evaluation input unit, and index generation and presentation unit to provide evaluation indices based on evaluator feedback, encouraging behavioral change through expected values and incentives.

Benefits of technology

Effectively supports behavioral change for individuals with low motivation by using evaluator feedback and incentives, promoting goal achievement.

✦ Generated by Eureka AI based on patent content.

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Abstract

To efficiently assist an activity change toward an accomplishment of an aim even for those who are not highly motivated.SOLUTION: An information processing system 100 includes: an activity information obtaining unit 110 that obtains activity information of an object person who attempts to accomplish an aim; an activity information presenting unit 120 that presents, to an evaluating person who evaluates the object person, the activity information; an evaluation input unit 130 that receives an evaluation for the activity information from the evaluating person; an evaluation index generating unit 140 that generates an evaluation index from the evaluation; and an evaluation index presenting unit 150 that presents the evaluation index to the object person.SELECTED DRAWING: Figure 1
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Description

[Technical Field]

[0001] The present invention relates to an action support device, an action support method, and an action support program. [Background technology]

[0002] In recent years, many applications and services have been developed that incorporate behavioral science and gamification to support individuals in achieving their goals, such as health and learning. A typical example of such a method is to utilize interactions with other people.

[0003] For example, Patent Document 1 describes a mechanism that presents users with reference information generated by referencing achievement information of other users who have similar goals, thereby increasing the user's motivation to manage their health and effectively supporting the user's health management.

[0004] Patent Document 2 describes a technology that effectively supports users' health maintenance and improvement activities and also improves communication between users. [Prior art documents] [Patent documents]

[0005] [Patent Document 1] Japanese Patent Application Laid-Open No. 2016-33794 [Patent Document 2] Japanese Patent Publication No. 2020-149555 Summary of the Invention [Problem to be solved by the invention]

[0006] The conventional technology is a method of maintaining one's own motivation by comparing and sharing the efforts and progress of others, and is expected to be effective in maintaining motivation for individuals who are originally motivated to achieve their goals. However, people who are originally less motivated may not want to actively compare themselves to others, and may lose motivation by comparing themselves to others.

[0007] The present invention aims to efficiently support behavioral change aimed at goal achievement, even for people who are not highly motivated. [Means for solving the problem]

[0008] The information processing system of the present invention includes a behavioral information acquisition unit that acquires behavioral information of a subject attempting to achieve a goal, a behavioral information presentation unit that presents the behavioral information to an evaluator who evaluates the subject, an evaluation input unit that accepts an evaluation of the behavioral information by the evaluator, an evaluation index generation unit that generates an evaluation index from the evaluation, and an evaluation index presentation unit that presents the evaluation index to the subject. [Effects of the Invention]

[0009] According to the present invention, it is possible to efficiently support behavioral change aimed at goal achievement, even for people who are not highly motivated. [Brief explanation of the drawings]

[0010] [Figure 1] FIG. 2 is a block diagram illustrating an example of a functional configuration of the information processing system. [Figure 2] FIG. 1 is an explanatory diagram showing the relationship between an information processing system, a subject, and an evaluator. [Figure 3] FIG. 2 is a block diagram illustrating an example of a functional configuration of the information processing system. [Figure 4] 1 is an explanatory diagram of a market in which securities are traded. [Figure 5] FIG. 2 is a block diagram illustrating an example of a functional configuration of the information processing system. [Figure 6] FIG. 1 is an explanatory diagram of a behavior change support system operated by an organization within the organization. [Figure 7] FIG. 10 is an explanatory diagram of a securities purchase point. [Figure 8A] 1 is a graph showing the relationship between the number of securities issued and the security price. [Figure 8B] 1 is a graph showing the relationship between the number of securities issued and the security price. [Figure 8C]1 is a graph showing the relationship between the number of securities issued and the security price. [Figure 8D] 1 is a graph showing the relationship between the number of securities issued and the security price. [Figure 9] FIG. 2 is an explanatory diagram showing the relationship between the information processing system and the target person, evaluator, and investor. [Figure 10] FIG. 2 is a block diagram illustrating an example of the hardware configuration of a computer. [Figure 11A] FIG. 10 is an explanatory diagram showing an example of a screen. [Figure 11B] FIG. 10 is an explanatory diagram showing an example of a screen. [Figure 11C] FIG. 10 is an explanatory diagram showing an example of a screen. [Figure 11D] FIG. 10 is an explanatory diagram showing an example of a screen. DETAILED DESCRIPTION OF THE INVENTION

[0011] The present invention will be described below based on the illustrated embodiments, but the present invention is not limited to the embodiments described below.

[0012] The embodiments described below relate to an information processing system that supports goal achievement by an individual (hereinafter referred to as "subject") or behavioral change toward goal achievement. This information processing system is based on the idea that by presenting to the subject the expected values ​​for behavioral change of the subject by an evaluator (or a market participant, as described below) who evaluates the subject, the subject is encouraged to maintain or change their behavior toward goal achievement. Examples of behavioral change include changing diet or exercise for health reasons, starting and continuing to study for a language or qualification, and taking environmentally friendly actions.

[0013] In all of the above examples, the challenge for subjects who are not highly motivated to change their behavior and are unable to continue their actions is that they are unable to continue because it is difficult to see the results of their efforts in the short term.

[0014] An embodiment of the present invention relates to an information processing system that supports behavioral change by presenting information that indexes efforts that have not yet produced results as expected values ​​from an evaluator.

[0015] First Embodiment The information processing system 100 shown in FIG. 1 includes a behavioral information acquisition unit 110, a behavioral information presentation unit 120, an evaluation input unit 130, an evaluation index generation unit 140, and an evaluation index presentation unit 150.

[0016] The behavioral information acquisition unit 110 acquires behavioral information of a subject P1 who is aiming for behavioral change. The behavioral information presenting unit 120 presents the behavioral information of the subject P1 acquired by the behavioral information acquiring unit 110 to an evaluator P2 who evaluates the subject P1. The evaluation input unit 130 receives an input of an evaluation of the subject P1 by the evaluator P2. The evaluation index generating unit 140 generates evaluation indexes for the subject P1 based on the evaluations by the multiple evaluators P2. The evaluation index presenting unit 150 presents the evaluation index generated by the evaluation index generating unit 140 to the subject P1. The subject and the evaluator communicate with the information processing system 100 using their own information processing terminals.

[0017] As mentioned above, examples of behavioral change in the first embodiment include changing diet and exercise for health reasons, starting and continuing to study a language or obtain a qualification, and taking actions that are good for the environment. Other examples include promoting grassroots projects within a company (described below). Of course, the embodiments of the present invention are not limited to these behavioral changes.

[0018] The behavioral information acquiring unit 110 acquires information about the subject P1 for evaluation by the evaluator P2. Three methods for acquiring behavioral information by the behavioral information acquiring unit 110 will be described below. The first is based on self-reporting by the subject P1 (health status, learning progress, project progress, etc.). The content of the self-reporting can be determined by investigating whether it is true (project progress information, political activities, etc.), or it can be difficult to verify (personal information). If it is personal information such as health status or learning status, it should be clearly stated that it is self-reported, and the evaluator P2 should evaluate it. In either case, the system needs to be able to judge in a fair manner whether the goal was ultimately achieved. The self-reporting may also include information about the actor's intentions, such as enthusiasm and planned actions. The second method is measurement using a sensor. This may be a sensor that directly measures the behavior of the subject P1, such as a pedometer, or a heart rate monitor or blood pressure monitor that can indirectly measure behavior by measuring changes in the body caused by the behavior. These sensors may be wearable sensors that are attached to the subject P1 as activity monitors, etc. Other methods include video images captured by a camera aimed at the subject P1, audio captured by a microphone, and behavior recognition through signal processing of these video images and audio. The third type is log information. Examples of log information include behavioral history such as input operations and references that can be acquired on the system, web browsing history, and linking with behavioral history on other services, such as email sending history and social media usage history.

[0019] The behavioral information presenting unit 120 presents the subject's behavioral information to the evaluator. Two methods of presentation by the behavioral information presenting unit 120 will be described. The first is through public viewing, lectures or broadcasting, such as live coverage, video recordings, audio recordings or on-site viewing (in the case of sports competitions). The second method is to present some or all of the acquired information via a website, mobile application, email, notification, etc. If the sensor information contains information that you do not want to disclose, you can present the difference from past values ​​so that the actual values ​​are not revealed. For example, if you do not want your weight to be known, you can present the difference from when you first started using the system or the difference from the target value. In the case of sensing information, since it is difficult to present all the information, statistical values ​​such as average values ​​and cumulative amounts can also be presented. To have the evaluator P2 evaluate the likelihood of behavioral change, the subject P1's recent behavior can be presented using statistical values ​​for the entire period. As an example, the fluctuations in statistical values ​​for each period can be displayed in a graph, or recent behavior can be displayed in a way that makes it easy to focus on it.

[0020] Three examples of the evaluation method by the evaluation input unit 130 and the evaluation index generation unit 140 will be described. The first is to securitize behavioral predictions, and the evaluator P2 obtains evaluation information by buying and selling securities for his or her own profit. The buying and selling of securities by the evaluator P2 corresponds to the input of the evaluation. The trading price of the securities corresponds to the evaluation index. The trading price, which is the evaluation index, may be determined automatically by an AMM (Automated Market Maker) based on the number of issued securities, or may be determined by an auction method. The second method is by voting or scoring. Evaluators have a certain amount of voting or scoring rights, and by observing the actions and progress of the actors they support, they input their evaluations by voting or scoring the actors they support. Evaluation indicators are based on statistics such as the number of votes, average scores, and odds, or on mathematical indicators. The third type is to obtain implicit evaluations from behavior, etc. Evaluations are input using biometric information, sensing, and behavioral history on the system. For example, the evaluation results of image processing, such as the determination of positive reactions like smiles and applause, or the number of times the system is referenced, correspond to evaluations. The input information is indexed using statistics, formulas, etc., to obtain evaluation indices.

[0021] The evaluation index presenting unit 150 presents evaluation indexes to the subject P1 in order to encourage behavioral modification of the subject P1. Five examples of the presentation method by the evaluation index presenting unit 150 will be described below, but the present invention is not limited to these. The first method is to display the current rating value and changes in the rating to the subject P1 via a website, mobile application, email, notification, etc. The second method is direct presentation through audiovisual means. In cases where a spectator (equivalent to assessor P2) evaluates an athlete (equivalent to subject P1) during a competition, the information is directly conveyed to subject P1 through audio via earphones or by means of notices that the athlete can refer to during the competition. The third method is to convert the meaning of the indicators and display them intuitively. For example, the current evaluation value can be converted into estimated results such as the expected future benefits or the future disadvantages that will be incurred if behavior is not changed. One example is to present a deformed illustration of the health state five years from now based on the evaluation indicator. Generative AI can also be used to present images and text that interpret the current evaluation. The fourth method involves behavioral recommendations. A person with similar evaluation indices and attributes may simultaneously recommend behaviors that are presumed to have contributed to the improvement of the evaluation indices. For example, if another person with a similar age, gender, and weight to subject P1 and a high evaluation tends to walk more than 6,000 steps per day, subject P1 can be recommended to walk 6,000 steps per day. The fifth method is to provide incentives based on evaluation. Incentives such as monetary compensation or support for achieving goals can be given based on evaluation.

[0022] A specific example of support provided by the information processing system 100 will be described below. <Example 1: Employee evaluation of an internal grassroots project> The employee who is executing the project (subject P1) publishes the project's interim results (self-reported), and other employees (evaluators P2) vote on the project. Depending on the number of votes from evaluators P2, subject P1 gains the right to prioritize the allocation of his or her own man-hours to the project. In order to achieve progress in his or her own project, the project owner acts in a way that will increase the evaluation from evaluator P2. A project can be securitized, allowing each employee to invest a fixed amount each month in the project. The securities are returned to the holders when the project is successful. Employees who hold securities from the time when the project was not widely supported will receive a large reward. Securities can be purchased based on one's own man-hours. For example, each employee can use 10% of their man-hours as they wish. Employees can use them to purchase securities for their favorite projects. Project implementers run projects within the scope of the man-hours they have collected. They can utilize the labor of those who have purchased the securities, or they can receive the man-hours as their own man-hours or budget.

[0023] <Example 2: Citizens' evaluation of politicians' campaign promises and government projects> Public promises and project status (self-reported) are published on web pages, etc., and evaluations are collected by citizens through voting and rating (or stock trading). Evaluations from citizens are made visible, and politicians and project implementers are encouraged to take actions that increase value.

[0024] <Example 3: Viewer ratings of programs broadcasting physical challenges such as marathons> During a real-time broadcast on television or online, participants take part in some kind of challenge or competition, and their behavior changes depending on the viewers' evaluations and support. For example, if a participant is taking on a marathon challenge, information about the behavior of subject P1 (the marathon challenger) is delivered to evaluator P2 (the viewer) via video or other means. Evaluator P2 (the viewer) evaluates (by voting, scoring, or buying and selling securities) the participant's expectations for achieving the goal or winning the competition. The aggregated results of the evaluations are communicated to subject P1 via visual displays or audio presentations, encouraging subject P1 to change his or her behavior.

[0025] <Example 4 Health management> Behavioral information of subject P1, who is trying to maintain or improve his / her health, is presented to evaluator P2, and P2's assessment of P1's prospective health status is conveyed to subject P1, thereby encouraging behavioral changes to maintain or improve the health of subject P1. Behavioral information of subject P1 may be information obtained from wearable sensors, such as the number of steps taken, sleep time, heart rate, and amount of exercise, or information obtained from health checkups, such as weight, blood pressure, blood sugar level, and cholesterol level. It may also be information on the amount of food eaten, menu, images of the meal, or other self-reported health status.

[0026] Incidentally, people who are naturally low in motivation may not want to actively compare themselves to others, and comparing themselves to others may cause them to lose motivation. On the other hand, changing the behavior of people with low motivation is often a highly effective way of changing their behavior. For example, in the issue of changing health-related behavior, making people who have low motivation for health and are likely to become unhealthy healthy is highly effective in terms of reducing medical costs.

[0027] According to the above embodiment, the behavior of the subject P1 is indexed based on the evaluation by the evaluator P2 and communicated to the subject P1. The subject is expected to behave in a way that will increase the evaluation of those around him / her. The index presented to the subject P1 is expected to change depending on the subject's behavior, regardless of the subject's motivation or level of effort, and therefore it is possible to support the behavioral change of subjects at various stages toward achieving their goals.

[0028] Second Embodiment 2 to 4, an information processing system will be described that uses securities transaction information (buying and selling information) related to the behavioral achievement of target P1 as a means for inputting evaluation information for evaluator P2. The information processing system 200 shown in FIGS. 2 and 3 acquires behavioral information of target P1 and presents it to evaluator P2 (a participant in market M in FIG. 4). Based on the presented behavioral information of target P1, evaluator P2 trades securities related to target P1 (securities A, B, and C shown as examples in FIG. 4). This trade is processed by the information processing system 200. The trading prices of these securities (the prices of securities A, B, and C shown as examples in FIG. 4) and their fluctuations are presented to target P1 as market evaluation. When target P1 achieves his / her goal, a reward is paid to the holder of the securities related to target P1.

[0029] 3, the information processing system 200 includes a goal setting unit 205, a behavioral information acquisition unit 110, a behavioral information presentation unit 120, an evaluation input unit 230, an evaluation index generation unit 240, and an evaluation index presentation unit 150. The same elements as in FIG. 1 are denoted by the same reference numerals.

[0030] The goal setting unit 205 sets a goal for the target person P1 related to the securities. The target person P1 may set the goal himself or herself, or a system administrator may set the goal. The goal can be set arbitrarily as long as it can be confirmed whether or not it has been achieved.

[0031] The behavioral information acquisition unit 110 acquires behavioral information of the subject P1 regarding goal achievement and progress. The behavioral information presentation unit presents the acquired information to the evaluator P2 in an appropriate manner. The information is also sent to the goal achievement status determination unit 244 provided in the evaluation index generation unit 240 to determine goal achievement. The acquired information may be, for example, sensing information such as weight and number of steps, or health checkup results, in the case of health status. In the case of learning status, the acquired behavioral information may include curriculum achievement status, scores on confirmation tests, mock exam scores, etc. This information may be self-reported by the subject P1. The behavioral information acquisition unit 110 stores the history of behavioral information in a behavior history information database DB2 as needed for the behavioral information presentation unit 120 (described later) to present information or for the goal achievement determination unit 244 to determine goal achievement.

[0032] The behavioral information presentation unit 120 is as described with reference to Fig. 1, and therefore will not be described here. The behavioral information presentation unit 120 may present the history of behavioral information managed in the behavior history information database DB2 as necessary.

[0033] The evaluation input unit 230 includes a securities information presentation unit 231 , a securities trading unit 232 , and a reward payment unit 233 . The securities information presentation unit 231 presents securities information to the market participant P2. To help the market participant P2 make a buying or selling decision, the market participant P2 is presented with information such as achievement rewards for each security, security prices, and price fluctuation histories managed by the securities information management unit 241 (described later) in the evaluation index generation unit 240.

[0034] The securities trading unit 232 processes transactions when market participant P2 buys and sells securities at market prices. Market participant P2 buys and sells securities based on the securities information presented by the securities information presentation unit 231. After a request for buying or selling securities from market participant P2 is accepted by the securities trading unit 232, it is sent to the securities information management unit 241 (described below), where the securities ownership information and securities prices are updated. Transactions provided by the securities trading unit may be limited to the purchase of securities only.

[0035] When the target person P1 achieves the goal, the reward payment unit 233 pays rewards such as points having some economic value to the holder of the securities related to the goal.

[0036] The evaluation index generating unit 240 includes a securities information managing unit 241 , a remuneration determining unit 242 , a securities price determining unit 243 , and a goal achievement status determining unit 244 . The securities information management unit 241 manages securities ownership and price information. Specifically, it manages the status of securities and provides or changes securities information as necessary. The securities information management unit 241 receives the target P1's goal from the goal setting unit 205 and creates securities linked to a reward for achieving the goal, which is determined by the reward determination unit 242 according to the difficulty of the goal. In addition, information such as part of the behavioral information, statistical values, or information tags determined by some other judgment may also be linked to the securities and managed in the securities management information database DB1. In response to a securities trading request, the securities ownership information managed in the securities management information database DB1 is changed, and a new price is determined by the securities price determination unit 243. The determined price is linked to the securities and managed. The goal achievement status determination unit 244 determines whether the target has been achieved based on the behavioral information, and if the goal has been achieved, a reward is paid by the reward payment unit 233. The price determined in this manner serves as an evaluation index for the target P1's behavior.

[0037] The reward determination unit 242 determines the value of the securities when the goal is achieved as a reward. The reward is determined according to the difficulty of the goal. The reward may be determined in advance in the system for each pattern of goals.

[0038] The securities price determination unit 243 determines prices so that securities that are in high demand, that is, securities that the market judges to have a high possibility of achieving the goal and receiving a reward, will have a higher price. When trading is a buying and selling transaction, the price may be determined, for example, by a double auction. Furthermore, an AMM (Automated Market Maker) (Figure 4) may determine the price of securities so that the more securities are held in the market, the higher the price, and the fewer the number of securities held, the lower the price. In this case, the number of securities held in the market fluctuates as securities are bought and sold, but the price of securities is determined so that the more securities are held, the higher the price becomes, making them more difficult to obtain. Furthermore, when only purchases are handled as transactions, the price may be determined by a single auction by buyers, with the number of securities issued per day limited, for example. Furthermore, when the price is determined by an AMM, the price of the securities may be determined so that the more securities held in the market per sales period, the higher the price of the securities. In this case, the price rises as the number of sales per day increases, and falls as the number of sales per day decreases. Therefore, the price adjusted to converge to a certain number of sales per day becomes the evaluation index for target P1's goal achievement.

[0039] The goal achievement status determination unit 244 determines goal achievement based on the behavioral information. For example, the determination may be made by a method of determining which behavioral information is referenced for each type of goal and by defining a range of values ​​that are considered to be achieved.

[0040] The evaluation index presentation unit 150 presents fluctuations in securities prices, which are evaluation indexes, to the subject P1. This allows the subject P1 to check the evaluation index. In addition to the price of the securities, trading volume, support numbers (number of securities holders and number of securities held), etc. may also be presented. Since it can be said that the securities holder expects the subject related to the securities to achieve their goals, holding securities and supporting the subject related to the securities can be considered to have roughly the same meaning. Furthermore, the behavior of another subject whose securities price is higher than that of the subject P1 may be recommended to the subject P1, even though the subject P1 has similar attributes and target measurements (weight, etc.).

[0041] According to the information processing system 200 described above, social expectations (evaluation from the evaluator P2) regarding the target P1's goal achievement are visualized as the market price and circulation volume of securities and presented to the target P1, thereby promoting behavioral change in the target P1.

[0042] <Modification> The securities information management unit 241 may allow a target person P1 who is trying to achieve a goal to hold securities related to his / her goal and receive rewards for achieving the goal, but may not sell the securities. This is because it is rational for the target person P1 to act toward achieving his / her goal. Regarding the holding of securities by the target person P1, the timing and at whose expense the securities will be purchased can be determined as appropriate.

[0043] Furthermore, the securities information management unit 241 may be configured to prevent large profits from being made through intentional price manipulation. Specifically, it may be possible to limit the amount of securities that market participants P2 can buy and sell per day. Alternatively, it may be possible to limit transactions that cause price fluctuations of more than a certain amount per day for each security. In other words, price range limits such as limit highs and limits are set.

[0044] To further promote behavioral change by the target person P1, market liquidity may be increased. Specifically, the securities information management unit 241 may promote daily buying and selling of securities. That is, a system may be established in which the market participant P2 must distribute and use their capital over the market participation period. For example, if a market participant invests 30,000 yen over a three-month period, the system may require the market participant P2 to purchase new securities at a rate of approximately 330 yen per day. Alternatively, in an organizationally managed system (described below), points for purchasing securities that expire on the day are distributed to the market participant P2 each day. This system encourages daily buying and selling by the market participant P2 and increases market liquidity. This in turn increases fluctuations in securities prices, which serve as evaluation indicators, further promoting behavioral change by the target person P1.

[0045] As a mechanism for promoting daily trading of securities, a mechanism for entrusting daily trading may be established. This allows the market to move daily and also reduces the daily trading burden on market participant P2. Specifically, market participant P2 selects one of multiple automated trading agents and entrusts trading to the selected proxy trading agent (automated trading agent). In this case, the following settings may be further configured. Set a daily budget. If you have already manually traded within your budget, set it to not trade any further. - Set your sales not to occur automatically. · Because the market has set trading hours, automated trading should be set to take place during hours when manual trading is not possible.

[0046] The information processing system 300 shown in FIG. 5 includes an automatic trading setting unit 310, an automatic trading setting information database DB3, and an automatic trading unit 320, in addition to the various processing units in the information processing system 200. The automatic trading setting unit 310 receives instructions from the evaluator P2 and performs settings to entrust a transaction to an automatic trading agent. The setting information is stored in the automatic trading setting information database DB3. The automatic trading unit 320 performs automatic trading on behalf of the evaluator P2, while referencing the information stored in the automatic trading setting information database DB3 and exchanging information with the securities information management unit 241.

[0047] Table 1 shows specific examples of automated trading agents. [Table 1]

[0048] As a mechanism for further encouraging behavioral change, an incentive may be given by collecting support from the reward payment unit 233. Specifically, a certain amount may be deducted as a fee from the reward when the goal is achieved, and part of the fee may be added to the reward of the subject P1 who has achieved the goal.

[0049] The evaluation index presentation unit 150 can present securities information, which is an evaluation index, intuitively or visually. For example, in an application for health-related behavioral change, intuitive feedback can be presented to the subject P1 through an illustration showing the subject P1's health condition five years from now according to the degree of goal achievement.

[0050] A mechanism for approaching people who are not particularly interested in behavioral change may be provided. This can be done by the evaluation index presenting unit 150. People who are not particularly interested in behavioral change are, for example, people who make little input to the information processing system 200 or 300, or people who have not started behavioral change in the first place. The evaluation index presenting unit 150 can send notifications to such people encouraging them to participate. As will be shown below, it is possible to induce behavior by conveying a challenge or changes in the expectations of those around them. Challenge: "A challenge from the XXX system, complete XXX" (Mission) When someone cheers you on: "I'm excited about your achievement of XXX." If the stock price is on a downward trend, "Disappointment is widespread regarding the achievement of XXX. Please enter your efforts." (Social evaluation)

[0051] 6, the information processing system 200 or 300 can also be implemented as a behavioral change support system within an organization operated by the organization. For example, a company or a health insurance association can encourage behavioral change for the health of its employees or members. People whose test values ​​(for example, BMI) are lower than a certain value in a health check (step ST11) can be encouraged to change their behavior (step ST12). Subject P1 sets a numerical goal for improving test results by the time of the next health check (step ST13) and registers it in the information processing system 200 or 300. The goal may be set by a company or an instructor. Then, a certificate is issued in the information processing system (step ST14), and the amount of reward that the certificate holder will receive upon achievement of the goal is determined according to the difficulty of the goal. The goal and reward amount may be determined in advance (e.g., how much to lower BMI), or may be selectable from prepared options, or a human may be involved in determining the difficulty of the goal and the reward amount may be determined based on that difficulty. The information processing system collects health-related information from the goal setter (step ST15) and makes it available to market participants. This information is obtained from pedometers, scales, or input by the target person. The target person can set the scope of information disclosure. Market participants buy and sell securities based on the disclosed information, which causes the market price of the securities to fluctuate (step ST16). By referring to fluctuations in market prices, subject P1 can obtain an index of social expectations regarding his or her daily efforts rather than values ​​such as weight, which leads to a change in the subject's behavior. As a result, the probability that the goal will be achieved increases based on the results of the next health check (step ST17). The system confirms that the goal has been achieved (step ST18), and when the goal is achieved, rewards are paid to the securities holders associated with the goal (steps ST19 and ST20).

[0052] In relation to the embodiment shown in Fig. 6, points distributed from the operating organization's funds may be used for management. As shown in Fig. 7, points valid for that day can be distributed little by little every day as securities purchase points as a mechanism to promote daily securities trading (step ST21). Market participant P2 can use the securities purchase points to purchase securities (step ST22). The securities trading unit 232 and the reward payment unit 233 can make it possible to prevent points acquired through the sale of securities or rewards for achieving a goal from being used to purchase securities. Points acquired through the sale or rewards for achieving a goal (step ST23) are paid as return points that cannot be exchanged for points for purchasing securities. Furthermore, points (herein referred to as cash points) that can actually be used at stores etc. are distributed according to the owned rebate points. At this time, the exchange rate between rebate points and cash points may be determined based on the total amount of rebate points acquired by users during the implementation period and the total amount of funds on the management side, so as not to exceed the funds for this system of the management (step ST24). These mechanisms can prevent profits from being concentrated too much in the hands of a few users.

[0053] Security purchase points are awarded daily (for example, 10 points) and can only be used to purchase securities. Security holders earn reward points by selling securities or achieving targets. Even if a security holder earns 120 reward points by selling securities, those 120 points cannot be exchanged for "security purchase points" and can only be converted into cash points.

[0054] The specific method of determining the price by the securities information management unit 241 will be described below. The first method, as shown in FIG. 8A, is a method in which the price increases according to the number of securities issued and is determined so as to gradually approach the reward upon achievement. For example, it is as follows (Equation (1)). Here, Price t is the price at time t, and n t indicates the number of securities issued at time t. a, b, and c are constants that determine the shape of the curve, b indicates the amount of reward achieved, and as the number of securities issued increases, the price approaches b.

number

[0055] The second method is to determine the price so that it approaches a lower amount than the reward when the action is achieved, as shown in Figure 8B. For example, it is as follows (Equation (2)). Here, Price t is the price at time t, and n t indicates the number of securities issued at time t. a, b, c, and d are constants that determine the shape of the curve, b indicates the amount of reward achieved, and as the number of securities issued increases, the price approaches bd.

number

[0056] The third method is to determine the purchase price and the selling price so that there is a difference between them, as shown in FIG. 8C. For example, the purchase price is expressed by equation (3) and the selling price is expressed by equation (4). Here, Price t is the price at time t, and n t indicates the number of securities issued at time t. a, b, c, and e are constants that determine the shape of the curve, and b indicates the achievement fee amount. As the number of securities issued increases, the purchase price approaches b and the selling price approaches be.

number

number

[0057] The fourth method is a combination of the second and third methods, as shown in FIG. 8D. For example, the purchase price is expressed by equation (5) and the selling price is expressed by equation (6). Here, Price t is the price at time t, and n t indicates the number of securities issued at time t. a, b, c, d, and e are constants that determine the shape of the curve, and b indicates the achievement fee amount. As the number of securities issued increases, the purchase price approaches bd and the selling price approaches bde.

number

number

[0058] As shown in Fig. 9, the information processing system 200 or 300 can also be realized as a behavioral change support system that invites investors P3 and operates automatically. As an example, the following describes a case where a local government wants to stimulate eco-activities in the community.

[0059] Local governments propose actions they would like people to take. Target people P1 choose to take action themselves, and market participants P2 who support and encourage behavioral change purchase securities from their personal assets. Local governments then solicit investments from companies and individuals who support the activities, and the investments are pooled.

[0060] Management of rewards for behavioral change is carried out using pooled funds. Depending on the method for determining the reward amount and security price, if few people achieve the goal, the total amount of rewards paid will be small, the pooled funds will increase, and market participant P2 will incur a loss. If many people achieve the behavior, the total amount of rewards will be large and the pooled funds will decrease. Investor P3 receives rewards based on the remaining amount of pooled funds and their investment ratio. When raising their investment, the price is also determined by the remaining amount of pooled funds and their investment ratio. Investor P3 must understand that their investment will decrease if the desired behavioral change occurs.

[0061] If the behavior of the target person P1 changes and the environment improves, it will be a benefit for the investor P3. If there is not much behavioral change and the environment does not change, the benefit for the investor P3 will be dividends.

[0062] Although the second embodiment and its modifications have been described, the methods and examples described with respect to the first embodiment also apply to the second embodiment and its modifications.

[0063] 10 shows an example of the computer hardware configuration of the information processing systems 100, 200, and 300. This system includes a CPU 191, a communication device 192, a display device 193, an input device 194, a drive device 195, an auxiliary storage device 196, and a memory device 197, which are interconnected by a bus 199.

[0064] A program that realizes the functions of the information processing system is provided by a recording medium 198 such as a CD-ROM. When recording medium 198 on which the program is recorded is set in drive device 195, the program is installed from recording medium 198 into auxiliary storage device 196 via drive device 195. Alternatively, the program does not necessarily have to be installed by recording medium 198, but can also be installed via a network. Auxiliary storage device 196 stores the installed program as well as necessary files, data, etc.

[0065] The memory device 197 reads and stores a program from the auxiliary storage device 196 when an instruction to start the program is received. The CPU 191 realizes the functions of any one of the information processing systems 100, 200, and 300 in accordance with the program stored in the memory device 197. The communication device 192 is used as a communication interface for connecting to other computers via a network. The display device 193 displays a GUI (Graphical User Interface) or the like according to the program. The input device 194 is a keyboard, a mouse, a touch panel, or the like.

[0066] Each of the information processing systems 100, 200, and 300 may be realized by a single piece of hardware as shown in FIG. 10, or may be realized by a collection of multiple computers, terminals, and sensors connected by communication means such as optical communication or wireless communication.

[0067] The terminals owned by the target person P1, the market participant P2, and the investor P3 also have the same computer hardware configuration as that shown in FIG.

[0068] 11A to 11D show examples of screens displayed on the display device 193 of the terminal of market participant P2. FIG. 11A shows a screen on which market participant P2 selects securities to purchase. Multiple areas R1 are arranged vertically on the screen, each corresponding to a security recommended for one market participant P3. Area R1 has areas R11 to R14. Area R11 displays the name, age, and gender of target person P1 related to the security. Area R12 displays the target person P1's goal. Area R13 displays the market price of the security. Tag information for the security may also be displayed, as shown in area R14. For example, the tag information may be managed together with the security management information, or an explanation corresponding to an automated trading agent managed by the automated trading unit may be displayed.

[0069] FIG. 11B is a screen showing a list of securities held by market participant P2. Area R21 displays the progress of points expected to be earned from the held securities. Below area R21, multiple areas R22 corresponding to each of the multiple held securities are arranged vertically. Area R22 has areas R221 to R225. Area R221 displays the name, age, and gender of subject P1 related to the securities. Area R222 displays the goal of subject P1. Area R223 displays the market price of the securities. Area R224 is tag information for the securities. Area R225 displays the number of held securities, the total purchase amount, and the current value.

[0070] FIG. 11C is a screen for purchasing new securities. Area R31 has areas R311 to R315. Area R311 displays the name, age, and gender of subject P1 related to the securities available for purchase. Area R312 displays the goal of subject P1. Area R313 displays the market price of the securities. Area R314 is tag information for the securities. Area R315 displays the date and time of subject P1's last login to the system and subject P1's average number of steps. Area R32 is provided below area R31. This area displays the price trends of securities that can be purchased. The changes in the BMI, number of steps, or calories of the subject P1 are also displayed. An area R33 below the area R32 is an area where the number of securities to be purchased is input.

[0071] FIG. 11D is a screen for selling or purchasing additional securities held. Area R41 has areas R411 to R415. Area R411 displays the name, age, and gender of subject P1 related to the securities available for purchase. Area R412 displays the goal of subject P1. Area R413 displays the market price of the securities. Area R414 is tag information for the securities. Area R415 displays the date and time of subject P1's last login to the system and subject P1's average number of steps. Area R42 is provided below area R41. This area displays the price trends of securities that can be purchased. The trends in any one of the BMI, number of steps, and calories of the subject P1 are also displayed. Area R43 below area R42 is an area where the number of securities to be sold and the number of additional securities to be purchased are input.

[0072] In the embodiments and figures described above, one or more of the components, steps, functions, means, or methods may be combined into a single component, step, function, means, or method, or may be integrated into several components, steps, functions, means, or methods. The algorithms described in the above-described embodiments and figures may be implemented as software or hardware. Also, many of the operations described as sequential processes may be performed in parallel or simultaneously. One or more of the various methods and operations described may be partially or fully embodied by programming (e.g., instructions and / or data) that may be stored in a computer-readable and / or processor-readable storage medium and executed by one or more processors or devices. In the claims and this specification, a reference to an element in the singular includes a reference to one or more elements unless expressly stated otherwise.

[0073] The following notes are provided regarding the embodiments described above. <Appendix 1> a behavioral information acquisition unit that acquires behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting unit that presents the behavioral information to an evaluator who evaluates the subject; an evaluation input unit that receives an evaluation of the behavioral information by the evaluator; an evaluation index generation unit that generates an evaluation index from the evaluation; an evaluation index presenting unit that presents the evaluation index to the subject; An information processing system comprising: <Appendix 2> The evaluation input unit a securities information presentation unit that presents information about securities related to the achievement of the goal to the evaluator; a securities exchange that processes transactions of said securities; a reward payment unit that performs processing to pay a first reward to a holder who has held the securities until the target person achieves the goal; and receiving a transaction of the securities by the evaluator as an evaluation of the behavioral information by the evaluator; The evaluation index generation unit a securities information management unit that manages ownership and price information of the securities; a reward determination unit that determines the value of the securities when the goal is achieved as the first reward; a securities price determination unit that determines the price of the securities according to the trading status of the securities; and generating a price of the security as the valuation index. 10. The information processing system of claim 1. <Appendix 3> The information processing system described in Appendix 2, wherein the evaluation input unit allows only the evaluators excluding the target person to trade the securities. <Appendix 4> The information processing system described in Appendix 2, wherein the evaluation index generation unit determines the price of the securities so that it increases in accordance with the trading of the securities and in accordance with the amount of the securities held by the evaluator, within a range not exceeding the first remuneration. <Appendix 5> An information processing system as described in Appendix 2, further comprising an automatic trading unit to which the evaluator can entrust the trading of the securities, and wherein the automatic trading unit has a function of making it more likely that the target person will purchase securities in response to behavior encouraged by the system operator of the information processing system, thereby having a mechanism that makes it more likely that the price of securities will be linked to the corresponding behavior. <Appendix 6> An information processing system as described in Appendix 2, wherein the reward payment unit performs processing to pay the target a second reward based on the number of securities held when the target achieves the goal. <Appendix 7> An information processing method executed by a computer, A behavioral information acquisition step of acquiring behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting step of presenting the behavioral information to an evaluator who evaluates the subject; an evaluation input step of receiving an evaluation of the behavioral information by the evaluator; an evaluation index generation step of generating an evaluation index from the evaluation; an evaluation index presenting step of presenting the evaluation index to the subject; An information processing method including: <Appendix 8> The evaluation input step includes: a securities information presentation step of presenting information about securities related to the achievement of the goal to the evaluator; a securities trading step of processing a transaction of said securities; a reward payment step of performing processing to pay a first reward to a holder who held the securities until the target person achieved the goal; a transaction of the securities by the evaluator is accepted as an evaluation of the behavioral information by the evaluator; The evaluation index generating step includes: a securities information management step for managing ownership and price information of the securities; a remuneration determination step of determining the value of the securities when the goal is achieved as the first remuneration; a securities price determination step of determining the price of the securities according to the trading status of the securities; wherein a price of the security is generated as the valuation index. 7. The information processing method described in Appendix 7. <Appendix 9> An information processing method as described in Appendix 8, wherein the evaluation input step includes a step of allowing only the evaluators excluding the target person to trade the securities. <Appendix 10> An information processing method as described in Appendix 8, wherein the evaluation index generation step includes a step of determining the price of the securities so that it increases in accordance with the trading of the securities and in accordance with the amount of the securities held by the evaluator, within a range not exceeding the first remuneration. <Appendix 11> An information processing method as described in Appendix 8, further comprising an automated trading step that enables the evaluator to entrust the trading of the securities, wherein the automated trading step makes it more likely that the target will purchase securities in response to behavior encouraged by the system operator of the information processing system, thereby making it easier for the price of the securities to be linked to the corresponding behavior. <Appendix 12> An information processing method as described in Appendix 8, wherein the reward payment step includes a step of performing a process of paying the target a second reward based on the number of securities held when the target achieves the goal. <Appendix 13> A behavioral information acquisition step of acquiring behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting step of presenting the behavioral information to an evaluator who evaluates the subject; an evaluation input step of receiving an evaluation of the behavioral information by the evaluator; an evaluation index generation step of generating an evaluation index from the evaluation; an evaluation index presenting step of presenting the evaluation index to the subject; An information processing program that causes a computer to execute the above. <Appendix 14> The evaluation input step includes: a securities information presentation step of presenting information about securities related to the achievement of the goal to the evaluator; a securities trading step of processing a transaction of said securities; a reward payment step of performing processing to pay a first reward to a holder who held the securities until the target person achieved the goal; a transaction of the securities by the evaluator is accepted as an evaluation of the behavioral information by the evaluator; The evaluation index generating step includes: a securities information management step for managing ownership and price information of the securities; a remuneration determination step of determining the value of the securities when the goal is achieved as the first remuneration; a securities price determination step of determining the price of the securities according to the trading status of the securities; wherein a price of the security is generated as the valuation index. 14. The information processing program according to claim 13. <Appendix 15> An information processing program as described in Appendix 14, wherein the evaluation input step includes a step of allowing only the evaluators excluding the target person to trade the securities. <Appendix 16> The information processing program described in Appendix 14, wherein the evaluation index generation step includes a step of determining the price of the securities so that it increases in accordance with the trading of the securities and in accordance with the amount of the securities held by the evaluator, within a range not exceeding the first remuneration. <Appendix 17> An information processing program as described in Appendix 14, further comprising an automatic trading step that enables the evaluator to entrust the trading of the securities, wherein the automatic trading step makes it more likely that the target person will purchase securities in response to behavior encouraged by the system operator of the information processing system, thereby making it easier for the price of the securities to be linked to the corresponding behavior. <Appendix 18> An information processing program as described in Appendix 14, wherein the reward payment step includes a step of performing a process of paying the target a second reward based on the number of securities held when the target achieves the goal.

[0074] Although the embodiments of the present invention have been described above, the present invention is not limited to the above-described embodiments, and various modifications and changes can be made based on the technical concept of the present invention. [Explanation of symbols]

[0075] P1 Target P2 Evaluator P3 investors 100 Information Processing Systems 110 Behavioral Information Acquisition Unit 120 Behavior information presentation section 130 Evaluation input section 140 Evaluation index generation unit 150 Evaluation index presentation unit 200 Information Processing Systems 205 Goal Setting Department 230 Evaluation input section 231 Securities Information Department 232 Securities Exchange Department 233 Remuneration Payment Department 240 Evaluation index generation unit 241 Securities Information Management Department 242 Remuneration Determination Department 243 Securities Pricing Department 244 Goal Achievement Status Assessment Section 300 Information Processing Systems 310 Automatic Transaction Setting Section 320 Automated Trading Department

Claims

1. a behavioral information acquisition unit that acquires behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting unit that presents the behavioral information to an evaluator who evaluates the subject; an evaluation input unit that receives an evaluation of the behavioral information by the evaluator; an evaluation index generation unit that generates an evaluation index from the evaluation; an evaluation index presenting unit that presents the evaluation index to the subject; An information processing system comprising:

2. The evaluation input unit a securities information presentation unit that presents information about securities related to the achievement of the goal to the evaluator; a securities exchange that processes transactions of said securities; a reward payment unit that performs processing to pay a first reward to a holder who has held the securities until the target person achieves the goal; and receiving a transaction of the securities by the evaluator as an evaluation of the behavioral information by the evaluator; The evaluation index generation unit a securities information management unit that manages ownership and price information of the securities; a reward determination unit that determines the value of the securities when the goal is achieved as the first reward; a securities price determination unit that determines the price of the securities according to the trading status of the securities; and generating a price of the security as the valuation index. The information processing system according to claim 1 .

3. The information processing system according to claim 2 , wherein the evaluation input unit allows only the evaluators excluding the target person to trade the securities.

4. 3. The information processing system according to claim 2, wherein the evaluation index generation unit determines the price of the securities so as to increase in accordance with the trading of the securities and in accordance with the amount of the securities held by the evaluator, within a range not exceeding the first remuneration.

5. The information processing system of claim 2, further comprising an automatic trading unit to which the evaluator can entrust the trading of the securities, and wherein the automatic trading unit has a function of making it more likely that the target person will purchase securities in response to behavior encouraged by the system operator of the information processing system, thereby making it more likely that the price of the securities will be linked to the corresponding behavior.

6. The information processing system according to claim 2 , wherein the reward payment unit performs processing to pay the target a second reward according to the number of securities held when the target achieves the goal.

7. An information processing method carried out by a computer, comprising: A behavioral information acquisition step of acquiring behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting step of presenting the behavioral information to an evaluator who evaluates the subject; an evaluation input step of receiving an evaluation of the behavioral information by the evaluator; an evaluation index generation step of generating an evaluation index from the evaluation; an evaluation index presenting step of presenting the evaluation index to the subject; An information processing method including:

8. A behavioral information acquisition step of acquiring behavioral information of a subject who is trying to achieve a goal; a behavioral information presenting step of presenting the behavioral information to an evaluator who evaluates the subject; an evaluation input step of receiving an evaluation of the behavioral information by the evaluator; an evaluation index generation step of generating an evaluation index from the evaluation; an evaluation index presenting step of presenting the evaluation index to the subject; An information processing program that causes a computer to execute the above.

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