Real estate transaction support system, real estate transaction support method, and real estate transaction support program
The real estate transaction support system addresses the lack of real-time progress monitoring by providing a centralized platform for registering and outputting transaction information, including fund statements and progress updates, thereby improving convenience and transparency for all parties involved.
Patent Information
- Application Number
- JP2024071042
- Authority / Receiving Office
- JP · JP
- Patent Type
- Patents
- Current Assignee / Owner
- Filing Date
- 2024-04-25
- Publication Date
- 2025-01-23
- Estimated Expiration
- 2044-04-25
AI Technical Summary
Conventional real estate transaction systems lack the ability for parties involved to check the progress of procedures at any time, leading to reduced convenience, particularly for buyers who must rely on brokerage companies for updates.
A real estate transaction support system that includes a real estate transaction information registration section, a fund statement registration unit, and a matter page output unit to provide transparent and up-to-date information on transaction progress, with optional escrow registration and eKYC functionality.
Enables all parties to conveniently monitor the real estate transaction progress in real-time, enhancing transparency and efficiency through a centralized platform.
Smart Images

Figure 0007620357000001_ABST
Abstract
Description
[Technical field]
[0001] The present invention relates to a real estate transaction support system, a real estate transaction support method, and a real estate transaction support program. [Background technology]
[0002] Previously, there was a system that supported real estate settlement from seller to buyer via a brokerage company and a judicial scrivener (Patent Document 1). [Prior art documents] [Patent documents]
[0003] [Patent Document 1] Patent No. 7175418 Summary of the Invention [Problem to be solved by the invention]
[0004] However, in conventional real estate settlement support systems, the parties involved in a real estate transaction, the seller, the buyer, the intermediary company, and the judicial scrivener, could not check the progress of the procedures for the real estate transaction at any time. For example, in conventional real estate settlement support systems, the buyer, who is the end user, had to check the progress of the procedures through the intermediary company during the procedure period, which was an issue in improving convenience.
[0005] An object of the present invention is to provide a highly convenient real estate transaction support system, a real estate transaction support method, and a real estate transaction support program. [Means for solving the problem]
[0006] (1) A real estate transaction support system according to one embodiment of the present invention is a real estate transaction support system that supports real estate transactions, and includes a real estate case information registration unit that registers seller information, buyer information, and real estate case information, a fund detail registration unit that registers a fund detail table including funds at the time of contract and required remaining deposit funds, and a case page output unit that outputs a case page showing case information including the current progress of the real estate transaction. (2) In (1) above, the case information may be limited to specified information. (3) In the above (1) or (2), an escrow registration unit for registering escrow-related information may be provided. (4) In the above (1) or (2), an eKYC function unit for performing identity verification may be provided. (5) A real estate transaction support method for supporting a real estate transaction according to one embodiment of the present invention may include a real estate project information registration step of registering seller information, buyer information, and real estate project information, a fund detail registration step of registering a fund detail table including funds at the time of contract and required remaining deposit funds, and a project page output step of outputting a project page showing project information including the current progress of the real estate transaction. (6) A computer-readable real estate transaction support program for supporting a real estate transaction according to one embodiment of the present invention causes a computer to execute a real estate project information registration step of registering seller information, buyer information, and real estate project information, a fund detail registration step of registering a fund detail table including funds at the time of contract and remaining required deposit funds, and a project page output step of outputting a project page showing project information including the current progress of the real estate transaction. Effect of the Invention
[0007] According to the present invention, a highly convenient real estate transaction support system, a real estate transaction support method, and a real estate transaction support program can be provided. [Brief description of the drawings]
[0008] [Figure 1] FIG. 1 is a diagram illustrating an overview of a real estate transaction support system. [Diagram 2]FIG. 13 is a diagram illustrating a case page. [Diagram 3] A diagram showing the processing by the transaction parties and the real estate transaction support system from the trust agreement to before the sales contract. [Figure 4] A diagram showing the processing by the transaction parties and the real estate transaction support system from the sales contract to before settlement. [Diagram 5] A diagram showing the processing by the transaction parties and the real estate transaction support system from settlement to post-settlement. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS
[0009] Hereinafter, a mode for carrying out the present invention (hereinafter, an embodiment) will be described in detail with reference to the drawings. Hereinafter, parts having common functions may be given the same reference numerals or symbols. Hereinafter, the processing performed by each of the seller 2, the buyer 3, the intermediary company 4, the judicial scrivener 5, or the trust company 6 as the main body may be equivalent to the processing performed by the computer 10 on the real estate transaction support system 100. In addition, the equivalent processing may be performed by a device such as a computer terminal device managed by each of the seller 2, the buyer 3, the intermediary company 4, the judicial scrivener 5, or the trust company 6. Hereinafter, persons involved in a real estate transaction such as the seller 2, the buyer 3, the intermediary company 4, the judicial scrivener 5, or the trust company 6 may be referred to as transaction parties.
[0010] (Real estate transaction support system) Fig. 1 is a diagram for explaining an overview of a real estate transaction support system 100. Fig. 2 is a diagram for explaining a case page P. As shown in FIG. 1, the real estate transaction support system 100 uses a computer 10 with server functions to cooperate with devices such as computer terminal equipment managed by each of the seller 2, buyer 3, intermediary company 4, judicial scrivener 5, and trust company 6 via a network N as appropriate to realize processing to support real estate transactions conducted from the seller 2 to the buyer 3 via the intermediary company 4, judicial scrivener 5, or trust company 6.
[0011] In the process of supporting real estate transactions, the real estate transaction support system 100 handles the exchange of information necessary for the transaction (procedures) between those involved in the real estate transaction, registers information generated during the transaction, updates it as necessary, and makes it available for viewing.
[0012] The information required for the transaction includes, for example, (1) seller information, which is the personal information of seller 2 (name, address), etc., buyer information, which is the personal information of buyer 3 (name, address), etc., a certified copy of the property that the seller plans to sell (real estate project information), (2) identification document data, name, date of birth, address, email address, purpose of the transaction, occupation, and details regarding transactions with foreign PEPs (Politically Exposed Persons), (3) deposit, brokerage fee, etc. (items vary depending on the request), (4) remaining payment, brokerage fee, property tax settlement amount, etc. (items vary depending on the request, own funds, and funds at the time of the contract), etc.
[0013] The devices constituting the real estate transaction support system 100 will be described. The real estate transaction support system 100 may be a system including a computer 10 having a server function. The real estate transaction support system 100 may include a server, storage, a network, a database, software, and the like. The computer 10 may be, for example, one computer or multiple computers. The computer 10 may realize a computing service (including a server, storage, a network, a database, software, and the like) provided in a cloud environment (Internet environment). The real estate transaction support system 100 may include a computer 10 and devices such as terminal devices managed by each of the seller 2, the buyer 3, the intermediary company 4, the judicial scrivener 5, or the trust company 6. As shown in FIG. 1, the computer 10 includes a real estate project information registration unit 11, a fund details registration unit 12, a project page output unit 13, an escrow registration unit 14, and an eKYC function unit 15.
[0014] Next, a method of supporting a real estate transaction by the real estate transaction support system 100 will be explained, assuming a case in which the real estate transaction support system 100 supports a real estate transaction from a seller 2 to a buyer 3 (individual beneficiary) via a brokerage company 4 (broker), a judicial scrivener 5 (registrar, trustor, initial beneficiary and person with authority to give instructions), and a trust company 6 (trustee, trustee). Below, a case in which a real estate transaction is carried out in the order of a trust agreement, purchase, sales contract, and settlement will be explained. Note that in the following explanation, the operations mainly performed by the real estate transaction support system 100 can be executed by the computer 10.
[0015] Figures 3 to 5 are diagrams showing the processing performed by real estate transaction support system 100 in the procedures for a real estate transaction. Figure 3 is a diagram showing the processing performed by transaction parties and real estate transaction support system 100 from the trust agreement to before the sales contract. Figure 4 is a diagram showing the processing performed by transaction parties and real estate transaction support system 100 from the sales contract to before settlement. Figure 5 is a diagram showing the processing performed by transaction parties and real estate transaction support system 100 from settlement to after settlement.
[0016] For example, the intermediary company 4 may register in advance seller information, such as the personal information (name, address) of the seller 2, buyer information, such as the personal information of the buyer 3, and real estate case information, such as a certified copy of the property that the seller 2 plans to sell, in the real estate case information registration unit 11 of the real estate transaction support system 100. (Real estate case information registration step for registering seller information, buyer information, and real estate case information) In addition, the case page output unit 13 may be configured to display specified real estate case information for specified transaction parties on the case page P. The computer 10 can use the case page output unit 13 to control the type of real estate case information to be displayed on the case page P depending on the attributes of the transaction parties.
[0017] The case page P shows case information including the current progress of a real estate transaction. Specifically, for example, as shown in FIG. 2, the left frame vertically displays menus of functions (services) provided by the real estate transaction support system 100, which are major items such as case management, remittance operations, user management, group management, case request management, client company management, estimate task management, operation history, customer data output, and settings and management. The right frame displays detailed content corresponding to the menu that is active in the left frame (here, "case management"). The details of the case management menu display a fund statement. The fund statement is divided into a breakdown table of funds at the time of contract and a breakdown table of funds required at the time of remaining balance, with the breakdown table of funds at the time of contract at the top and the breakdown table of funds required at the time of remaining balance at the bottom. In this way, the chronology of the procedures follows a natural flow from top to bottom, making it easy to grasp the progress of the procedures. A table of details of funds required at time of contract may, for example, show items such as brokerage fees and deposits in the summary column, and display the respective amounts, transfer destinations, evidence, and actual payments. Rows for each item can be edited and deleted. Items (table rows) can be added. Similarly, a table of details of funds required at time of balance may, for example, show items such as brokerage fees and remaining balance (loan repayment funds) in the summary column, and display the respective amounts, transfer destinations, evidence, and actual payments. The details of the case management menu may display seller information, buyer information, and real estate property information, as appropriate, or buttons (or links) for displaying such information may be displayed.
[0018] (Trust Agreement) First, the processing by the transaction parties and the real estate transaction support system 100 from the trust agreement to before the sales contract will be described with reference to FIG. As shown in FIG. 3, a trust agreement is concluded between a judicial scrivener 5 who will be the trustor and a trust company 6 who will be the trustee. The real estate transaction support system 100 registers the trust agreement in a database. The case page output unit 13 of the real estate transaction support system 100 may update and display a case page P (see FIG. 2) showing case information (real estate case information) including the current progress of the real estate transaction (here, the fact that a trust agreement has been concluded between the judicial scrivener 5 and the trust company 6), making it viewable by those involved in the transaction. (Step 1) (Case page output step of outputting case page P showing case information including the current progress of the real estate transaction)
[0019] The case information may be limited to information designated in advance. Examples of the information designated in advance include seller information, buyer information, real estate property information, and a financing statement. Restricting to the information designated in advance means that specific case information cannot be viewed by designated transaction parties. For example, among the seller information, buyer information, real estate property information, and a financing statement, seller information cannot be viewed by buyer 3. When a request to output (view) the case page P is from buyer 3, the real estate transaction support system 100 can limit the case information displayed on the case page P to the designated information. This makes it possible, for example, to prevent information unnecessary for buyer 3 (for example, seller information of seller 2) from being displayed to buyer 3 on the case page P. This makes it possible to display the necessary information in the case page P in an easy-to-understand manner.
[0020] (From after purchase until before the sales contract) The buyer 3 makes a purchase offer. The seller 2 makes a purchase offer. The intermediary company 4 accepts the purchase offer from the buyer 3 and the purchase offer from the seller 2. The case page output unit 13 of the real estate transaction support system 100 may register the history of the purchase offers and purchase offers in a database, and update and display the case page P so that the parties in the transaction can view the current progress of the real estate transaction. (Step 2)
[0021] The intermediary company 4 confirms with the buyer 3 and seller 2 whether they intend to use escrow (a third-party escrow that uses a trusted third party as an intermediary in commercial transactions to ensure the safety of the transaction) (entrusting the settlement of the real estate transaction to a third party such as a trust company). The buyer 3 and seller 2 communicate their intention to agree to the use of escrow to the intermediary company 4. The case page output unit 13 of the real estate transaction support system 100 may register the history of the escrow intention confirmation in a database, and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 3)
[0022] The real estate transaction support system 100 performs a preliminary screening for each of the seller 2, buyer 3, intermediary company 4, judicial scrivener 5, or trust company 6. The preliminary screening may be performed between the parties in the transaction, or may be performed by the real estate transaction support system 100 using a predetermined algorithm. The case page output unit 13 of the real estate transaction support system 100 may register the history of the preliminary screening in a database, and update and display the case page P so that it can be viewed by the parties in the transaction. (Step 4)
[0023] The intermediary company 4 sends the transaction information regarding the property, the buyer 3, and the seller 2 to the real estate transaction support system 100 using a request form. When the real estate transaction support system 100 receives the request form with the transaction information attached, it accepts the request and registers the case. The real estate transaction support system 100 may register the transaction information in a database and make it viewable to the parties involved in the transaction (for example, by updating and displaying the case page P). The registered transaction information is displayed on the case page P by the case page output unit 13 of the real estate transaction support system 100. The case page P shows the case information including the current progress status of the real estate transaction. The case page P is then viewable by the designated parties involved in the transaction (for example, the judicial scrivener 5 and the trust company 6). Thus, the designated parties involved in the transaction can confirm the current progress status of the real estate transaction. (Step 5)
[0024] That is, the real estate transaction support system 100 includes a case page output unit 13 that outputs a case page P that shows case information including the current progress of the real estate transaction. This allows designated transaction parties (e.g., the judicial scrivener 5 and the trust company 6) to check the registered transaction information by viewing the case page P through the real estate transaction support system 100. Therefore, for transaction parties such as the buyer 3 and the seller 2, the real estate transaction support system 100 can directly check the progress of the real estate transaction procedures, so that a highly convenient real estate transaction support system 100 can be provided.
[0025] When a settlement request or quotation request is received from the intermediary company 4, the real estate transaction support system 100 adds the fact that a settlement request or quotation request has been received as transaction information, and updates the content displayed on the case page P. When the real estate transaction support system 100 adds the fact that a settlement request or quotation request has been received as transaction information, it sends a notice of the fact to the judicial scrivener 5. The judicial scrivener 5 can recognize that a settlement request or quotation request has been received by receiving the notice or by viewing the updated case page P, and executes the settlement or quotation. The real estate transaction support system 100 may register the history of the settlement request or quotation request in a database, and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 6)
[0026] When a settlement request or quotation request is received, the trust company 6 allocates the virtual account. The real estate transaction support system 100 may register the history of allocation of the virtual account in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 7)
[0027] Computer 10 registers the buyer on real estate transaction support system 100. Computer 10 sends a registration email to buyer 3. Upon receiving the registration email, buyer 3 logs into real estate transaction support system 100 and registers the required information pertaining to buyer 3. At this time, buyer 3 can check the necessary information pertaining to buyer 3 by referring to case page P displayed by real estate transaction support system 100. Real estate transaction support system 100 may register the necessary information pertaining to buyer 3 in a database, and update and display case page P so that it can be viewed by the parties involved in the transaction. (Step 8)
[0028] The trust company 6 checks the buyer data through the real estate transaction support system 100 and confirms that the required information for the buyer 3 has been registered. The real estate transaction support system 100 (computer 10) displays the buyer data including the required information for the buyer 3 registered by the buyer 3 on the case page P. (Step 9)
[0029] The judicial scrivener 5 and the buyer 3 conclude an escrow agreement (an engagement contract from the buyer 3 to the judicial scrivener 5) through the real estate transaction support system 100. Specifically, for example, a copy of the escrow agreement concluded between the judicial scrivener 5 and the buyer 3 is uploaded to the database of the real estate transaction support system 100. The computer 10 displays on the case page P that an escrow agreement has been concluded between the judicial scrivener 5 and the buyer 3. The computer 10 may, for example, display the copy of the escrow agreement stored in the database of the real estate transaction support system 100 on the case page P, or make it viewable by downloading it from a link posted on the case page P. (Step 10)
[0030] The judicial scrivener 5 and the seller 2 conclude an escrow agreement (an engagement contract from the seller 2 to the judicial scrivener 5) through the real estate transaction support system 100. Specifically, for example, a copy of the escrow agreement concluded between the judicial scrivener 5 and the seller 2 is uploaded to the database of the real estate transaction support system 100. The computer 10 displays on the case page P that an escrow agreement between the judicial scrivener 5 and the seller 2 has been concluded. The computer 10 may, for example, display on the case page P a copy of the escrow agreement stored in the database of the real estate transaction support system 100, or make it viewable via a link posted on the case page P. (Step 11)
[0031] In this way, real estate transaction support system 100 is equipped with escrow registration unit 14 that registers escrow-related information such as confirmation of intention to use escrow and history of escrow contract conclusion. This allows transaction parties to check the progress of escrow and enter into escrow contracts through real estate transaction support system 100. This makes it possible to increase the convenience of real estate transactions.
[0032] The trust company 6 will conduct a money laundering check as appropriate. (Step 12)
[0033] The intermediary company 4 inputs the funds at the time of contract or various expenses (stamp tax, registration and license tax, fixed property tax, city planning tax settlement, real estate acquisition tax, transfer income tax, loan administration fee, guarantee fee, non-life insurance premium, group credit life insurance premium, judicial scrivener fee, brokerage fee, etc.) related to the real estate transaction into a funds statement on the real estate transaction support system 100. In other words, the real estate transaction support system 100 transmits a funds statement form to the intermediary company 4. The funds statement including the funds at the time of contract or various expenses may be displayed on the case page P, or may be displayed from a link on the case page P. The real estate transaction support system 100 acquires the funds statement with the funds at the time of contract or various expenses input from the intermediary company 4 and registers it in the database. The real estate transaction support system 100 displays the funds statement with the funds at the time of contract or various expenses input in response to a request from the transaction parties (e.g., the judicial scrivener 5). (Funds statement registration step for registering the funds statement including the funds at the time of contract and the necessary funds for remaining deposit) The judicial scrivener 5 checks the items related to the funds at the time of the contract in the funds statement, and requests the intermediary company 4 to make corrections as appropriate. At this time, the request for corrections can be notified on the real estate transaction support system 100. The trust company 6 checks the details related to the account holder and requests the intermediary company 4 to make corrections as necessary. At this time, the request for corrections can be notified via the real estate transaction support system 100. (Step 13)
[0034] The judicial scrivener 5 approves the items related to the funds at the time of the contract in the funding statement. For example, when an approval button that is only visible to the judicial scrivener 5 in the funding statement is pressed, the real estate transaction support system 100 finalizes the funding statement and makes it uneditable (step 14).
[0035] The intermediary company 4 communicates (shows) the confirmed funding statement including the funds at the time of contract to the buyer 3. The buyer 3 approves the funds at the time of contract in the funding statement. The real estate transaction support system 100 allows the buyer 3 to view the funding statement including the funds at the time of contract (by sending the data of the funding statement to the buyer 3), and displays an approval button to the buyer 3 along with the confirmed funding statement including the funds at the time of contract. When the approval button is pressed, the funds at the time of contract in the funding statement may be approved by processing such as setting an approved flag in the data of the funding statement. (Step 15)
[0036] The buyer 3 transfers the funds at the time of the contract to the trust company 6. The trust company 6 confirms the deposit of the funds at the time of the contract from the buyer 3 (Step 16). The buyer 3 may send a message to the real estate transaction support system 100 that the transfer has been completed by pressing a "Transferred" button on the case page P displayed by the real estate transaction support system 100. The real estate transaction support system 100 may display the status of the transfer from the buyer 3 to the trust company 6 (waiting for transfer, transferred, deposited, etc.) on the case page P so that it can be viewed by the parties involved in the transaction. (Step 16)
[0037] Once the trust company 6 has confirmed the deposit of the funds at the time of the contract from the buyer 3, it registers the deposit information, such as the fact that the deposit has been made, the date of deposit, and the amount of deposit. The trust company 6 may input the deposit information, such as the fact that the deposit has been made, the date of deposit, and the amount of deposit, into the case page P displayed by the real estate transaction support system 100, and send the deposit information to the real estate transaction support system 100 by pressing the deposit information registration button. The trust company 6 notifies the buyer 3, the intermediary company 4, and the judicial scrivener 5 as appropriate that the deposit information has been registered along with the deposit information. After receiving the deposit information, the real estate transaction support system 100 may display the deposit information from the buyer 3 to the trust company 6 on the case page P so that it can be viewed by the parties involved in the transaction (e.g., the buyer 3, the intermediary company 4, the judicial scrivener 5, and the trust company 6). (Step 17)
[0038] The judicial scrivener 5, as the person authorized to give instructions, prepares an instruction and gives instructions to the trust company 6 to remit the money. The trust company 6 receives the instruction from the judicial scrivener 5. The real estate transaction support system 100 may display an instruction input form to the judicial scrivener 5, receive the instruction from the judicial scrivener 5 with the instruction contents entered by the judicial scrivener 5, and register it in a database. The real estate transaction support system 100 may notify the trust company 6 that the instruction has been registered, and may make the registered instruction available for viewing by the trust company 6. The real estate transaction support system 100 may display the instruction on the case page P, or may make it available for viewing by the parties to the transaction via a link posted on the case page P. (Step 18)
[0039] (Sales Contract) Next, the processing by the transaction parties and the real estate transaction support system 100 from the sales contract to before settlement will be described with reference to FIG. The buyer 3 and the seller 2 enter into a sales contract in the presence of the intermediary company 4. The intermediary company 4 sends the sales contract to the real estate transaction support system 100. The real estate transaction support system 100 may display an input form for the sales contract to the intermediary company 4, receive the sales contract with the contents of the sales contract entered by the buyer 3 and the seller 2 via the intermediary company 4, and register it in a database. The real estate transaction support system 100 may notify the parties in the transaction that the sales contract has been registered, and may make the registered sales contract viewable by the parties in the transaction. The real estate transaction support system 100 may display the sales contract on the case page P, or make it viewable by the parties in the transaction via a link posted on the case page P. (Step 19)
[0040] The judicial scrivener 5 checks the sales contract registered in the real estate transaction support system 100 and gives instructions to the trust company 6. The trust company 6 accepts the instructions from the judicial scrivener 5. The real estate transaction support system 100 may display an instruction input form for the judicial scrivener 5 to input the instructions, receive the instructions entered by the judicial scrivener 5, and register them. The real estate transaction support system 100 may display the instructions from the judicial scrivener 5 to the trust company 6 on the case page P. The real estate transaction support system 100 may display that instructions have been given from the judicial scrivener 5 to the trust company 6 on the case page P. The real estate transaction support system 100 may display that the instructions from the judicial scrivener 5 have been given to the trust company 6 on the case page P. The real estate transaction support system 100 may display that the instructions from the judicial scrivener 5 have been accepted on the case page P. (Step 20)
[0041] Based on the instructions, the trust company 6 distributes and transfers the funds at the time of the contract to the seller 2 as a deposit and to the intermediary company 4 as a brokerage fee. The deposit is deposited with the seller 2. The intermediary company 4 is deposited with the brokerage fee. The real estate transaction support system 100 registers a remittance record (bank transfer record) based on the instructions from the trust company 6. The real estate transaction support system 100 may display the remittance record on the case page P, or may allow the parties in the transaction to view it via a link posted on the case page P. (Step 21)
[0042] The intermediary company 4 inputs the funds required when the balance is due in relation to the real estate transaction into a funds statement on the real estate transaction support system 100. In other words, the real estate transaction support system 100 sends a funds statement form to the intermediary company 4. The funds statement including the funds required when the balance is due may be displayed on the case page P, or may be displayed from a link on the case page P. The real estate transaction support system 100 obtains the funds statement with the funds required when the balance is due entered from the intermediary company 4 and registers it in a database. The real estate transaction support system 100 displays the funds statement with the funds required when the balance is due entered in response to a request from a party involved in the transaction (e.g., a judicial scrivener 5). The judicial scrivener 5 checks the items related to the remaining necessary funds in the fund details table and requests the intermediary company 4 to make corrections as appropriate. At this time, the request for corrections can be notified on the real estate transaction support system 100. The trust company 6 checks the details related to the account holder and requests the intermediary company 4 to make corrections as necessary. At this time, the request for corrections can be notified via the real estate transaction support system 100. (Step 22)
[0043] The judicial scrivener 5 approves the items related to the necessary funds at the time of the balance in the fund statement. For example, when an approval button that is only visible to the judicial scrivener 5 in the fund statement is pressed, the real estate transaction system 100 finalizes the fund statement and makes it uneditable (step 23).
[0044] The intermediary company 4 communicates (shows) the confirmed funds statement including the funds required when the remaining balance is due to the buyer 3. The buyer 3 approves the funds required when the remaining balance is due to the funds statement. The real estate transaction support system 100 allows the buyer 3 to view the funds statement including the funds required when the remaining balance is due (by sending the data of the funds statement to the buyer 3), and displays an approval button to the buyer 3 along with the confirmed funds statement including the funds required when the remaining balance is due to the buyer 3. When the approval button is pressed, the funds required when the remaining balance is due to the buyer 3 may be approved by processing such as setting an approved flag in the funds statement data. (Step 24)
[0045] The buyer 3 transfers the buyer's own funds out of the funds required for the remaining balance to the trust company 6. The trust company 6 confirms the payment from the buyer 3 of the buyer's own funds out of the funds required for the remaining balance (step 16). The buyer 3 may send a notice to the real estate transaction support system 100 that the payment has been transferred by pressing a "Transferred" button on the case page P displayed by the real estate transaction support system 100. The real estate transaction support system 100 may make the status of the transfer from the buyer 3 to the trust company 6 (waiting for transfer, transferred, paid, etc.) available to the parties in the transaction for viewing (for example, by updating the case page P to display it) (step 25).
[0046] When the trust company 6 confirms the payment of its own funds out of the remaining necessary funds from the buyer 3, it registers the deposit information, such as the fact that the deposit has been made, the date of the deposit, and the amount of the deposit. The trust company 6 may input the deposit information, such as the fact that the deposit has been made, the date of the deposit, and the amount of the deposit, into the case page P displayed by the real estate transaction support system 100, and send the deposit information to the real estate transaction support system 100 by pressing the deposit information registration button. The trust company 6 notifies the buyer 3, the intermediary company 4, and the judicial scrivener 5 as appropriate that the deposit information has been registered along with the deposit information. After receiving the deposit information, the real estate transaction support system 100 may update and display the case page P so that the deposit information from the buyer 3 to the trust company 6 can be viewed by the transaction parties (e.g., the buyer 3, the intermediary company 4, the judicial scrivener 5, and the trust company 6). (Step 26)
[0047] The seller 1 and the judicial scrivener 5 arrange and decide the interview date and time prior to the interview (pre-interview arrangements are made). The seller 1 and the judicial scrivener 5 may arrange and decide the interview date and time and perform online identity verification (eKYC) on the real estate transaction support system 100. Identity verification on the real estate transaction support system 100 may be performed, for example, by the eKYC function unit 15 of the real estate transaction support system 100 using the terminals of the parties to the transaction to upload captured images of the faces, identification cards, etc. of the parties to the transaction onto the real estate transaction support system 100. (Step 27)
[0048] In this way, the real estate transaction support system 100 is provided with the eKYC function unit 15 that performs identity verification of the parties involved in the transaction. This makes it possible to improve security when using the real estate transaction support system 100.
[0049] The seller 1 and the judicial scrivener 5 meet and exchange registration documents. The seller 1 and the judicial scrivener 5 may also meet and conduct online identity verification (eKYC) on the real estate transaction support system 100 (step 28).
[0050] The intermediary company 4 notifies (sends) the buyer 3 of the loan contract date. The buyer 3 receives the loan contract date from the intermediary company 4. The trust company 6 notifies the bank that escrow will be used. The intermediary company 4 and the buyer 3 may send and receive notifications of the loan contract date on the real estate transaction support system 100. The trust company 6 may send a notification that escrow will be used on the real estate transaction support system 100. The real estate transaction support system 100 may register the loan contract date and the history of sending and receiving notifications in a database, and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 29)
[0051] The buyer 3 and the judicial scrivener 5 exchange the loan agreement and registration documents. The real estate transaction support system 100 may register the loan agreement date and the history of the exchange of registration documents in a database, and update and display the case page P so that it can be viewed by the parties involved in the transaction (step 30).
[0052] The buyer 3 makes a final confirmation and approval of the necessary remaining funds. The buyer 3 may make a final confirmation and approval of the necessary remaining funds on the real estate transaction support system 100. The real estate transaction support system 100 may register the history of the final confirmation and approval of the necessary remaining funds in a database, and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 31)
[0053] The judicial scrivener 5 locks the data of the remaining necessary funds in the fund details table so that it cannot be edited on the real estate transaction support system 100. The real estate transaction support system 100 protects the data of the remaining necessary funds in the fund details table so that it cannot be edited, in accordance with the instructions from the judicial scrivener 5 (step 32).
[0054] (settlement) Next, the processing by the transaction parties and the real estate transaction support system 100 from the sales contract to before settlement will be described with reference to FIG. The judicial scrivener 5 confirms whether the seller 2 and the buyer 3 are alive or not. The real estate transaction support system 100 may register the history of the confirmation of the existence of the seller 2 and the buyer 3 in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction (step 33).
[0055] The judicial scrivener 5 contacts the lender to inform him / her of the loan execution. The real estate transaction support system 100 may register the history of the loan execution contact in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction (step 34).
[0056] The buyer 3 transfers the loan amount to the trust company 6. The trust company 6 confirms receipt of the loan amount from the buyer 3. The real estate transaction support system 100 may register the history of the transfer of the loan amount in a database and update and display the item page P so that it can be viewed by the parties involved in the transaction. (Step 35)
[0057] The trust company 6 registers the deposit information of the loan amount within the remaining necessary funds in the real estate transaction support system 100. The trust company 6 notifies the judicial scrivener 5 of the deposit information. The real estate transaction support system 100 may register the deposit information of the loan amount within the remaining necessary funds in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 36)
[0058] The judicial scrivener 5 applies for registration. The real estate transaction support system 100 may register the history of the registration application in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction (step 37).
[0059] The judicial scrivener 5 transmits the instruction data to the trust company 6. The trust company 6 receives the instruction data from the judicial scrivener 5. The instruction data may be transmitted and received via the real estate transaction support system 100. The real estate transaction support system 100 may register the instruction data in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 38)
[0060] The trust company 6 transfers the necessary funds for the remaining payment to the seller 2, the buyer 3, the intermediary company 4, and the judicial scrivener 5. The remaining purchase price is deposited to the seller 2. The intermediary company 4 is deposited with the intermediary fee. The buyer 3 is deposited with the remaining deposit. The judicial scrivener 5 is deposited with the registration fee. Records of these transfer payments may be sent and received between the parties in the transaction via the real estate transaction support system 100. The real estate transaction support system 100 may register the transfer payment records of the necessary funds for the remaining payment in a database, and update and display the case page P so that it can be viewed by the parties in the transaction. (Step 39)
[0061] (After payment) The trust company 6 prepares a trust statement and sends it to the buyer 3. The buyer 3 receives the trust statement from the trust company 6. The real estate transaction support system 100 may register the trust statement in a database and update and display the case page P so that it can be viewed by the parties involved in the transaction. (Step 40)
[0062] As described above, the real estate transaction support system 100 comprises a real estate case information registration unit 11 that registers seller information, buyer information, and real estate case information, a fund detail registration unit 12 that registers a fund detail table including funds at the time of contract and necessary remaining deposit funds, and a case page output unit 13 that outputs a case page P that shows case information including the current progress of the real estate transaction. According to the real estate transaction support system 100, the parties involved in the transaction can check the current progress of the real estate transaction at any time by looking at the case page P provided by the real estate transaction support system 100. This can increase the convenience of real estate transactions.
[0063] The above-mentioned means or functions can be realized by computer 10 (including a CPU and an information processing device) reading and executing a real estate transaction support program. The real estate transaction support program may be provided, for example, from computer 10 via a network such as a cloud service. The real estate transaction support program may also be provided in a form recorded on a computer-readable recording medium (recording device). In this case, computer 10 reads the real estate transaction support program from the recording medium, transfers it to an internal or external recording device, records it, and executes it. The real estate transaction support program may also be recorded in advance on a recording medium and provided to computer 10 from the recording device via network N.
[0064] Although the embodiments of the present invention have been described above, the present invention is not limited to these embodiments. Furthermore, the effects described in the embodiments of the present invention are merely a list of the most preferable effects resulting from the present invention, and the effects of the present invention are not limited to those described in the embodiments of the present invention.
[0065] The real estate transaction support system 100 according to this embodiment for supporting real estate transactions comprises a real estate case information registration unit 11 for registering seller information, buyer information, and real estate case information, a fund detail registration unit 12 for registering a fund detail table including funds at the time of contract and necessary remaining deposit funds, and a case page output unit 13 for outputting a case page P showing case information including the current progress of the real estate transaction. This allows transaction parties to check the current progress of the real estate transaction at any time by looking at the case page P provided by the real estate transaction support system 100. This makes it possible to improve the convenience of real estate transactions.
[0066] The real estate transaction support method for supporting real estate transactions in this embodiment may include a real estate project information registration step for registering seller information, buyer information, and real estate project information, a fund detail registration step for registering a fund detail table including funds at the time of contract and required remaining deposit funds, and a project page output step for outputting a project page P showing project information including the current progress of the real estate transaction.
[0067] The computer-readable real estate transaction support program for supporting real estate transactions in this embodiment causes a computer 10 to execute a real estate project information registration step for registering seller information, buyer information, and real estate project information, a fund detail registration step for registering a fund detail table including funds at the time of contract and required remaining deposit funds, and a project page output step for outputting a project page P showing project information including the current progress of the real estate transaction. [Explanation of symbols]
[0068] 100 Real Estate Transaction Support System 10. Computers 11 Real Estate Project Information Registration Department 12 Funds Details Registration Section 13 Project page output section 14 Escrow Registration Department 15 eKYC Functionality Department 2. Seller 3. Buyer 4. Brokerage companies 5. Judicial scrivener 6. Trust Companies N Network P Project Page
Claims
1. A real estate transaction support system for supporting real estate transactions, comprising: a real estate deal information registration unit that registers seller information, buyer information, and real estate deal information in a database; a fund details registration unit that registers a fund details table including funds at the time of contract and required remaining deposit funds in the database; a case page output unit that outputs a case page showing case information that displays a history of the real estate transaction registered in the database as a current progress status of the real estate transaction by the transaction parties of the real estate transaction, The case page shows the seller information, the buyer information, the real estate case information, and the fund details table, which is configured by separating and arranging the breakdown table of the funds at the time of the contract and the breakdown table of the remaining deposit required funds in order. Real estate transaction support system.
2. A specific piece of the case information is prevented from being viewed by a designated person among the transaction parties. The real estate transaction support system according to claim 1.
3. an escrow registration unit that registers escrow-related information in the database; The case page shows the escrow-related information.
3. A real estate transaction support system according to claim 1 or 2.
4. The device includes an eKYC function unit that performs identity verification by having the parties in the transaction upload a captured image of the parties in the transaction using the parties' terminals.
3. A real estate transaction support system according to claim 1 or 2.
5. A method for supporting a real estate transaction, comprising: a real estate case information registration step of registering seller information, buyer information, and real estate case information in a database by a computer; a fund detail registration step of registering a fund detail table including the funds at the time of the contract and the remaining deposit required funds in the database by a computer; and a case page output step of outputting, by the computer, a case page showing case information displaying a history of the real estate transaction registered in the database as a current progress status of the real estate transaction by the transaction parties of the real estate transaction, The case page shows the seller information, the buyer information, the real estate case information, and the fund details table, which is configured by separating and arranging the breakdown table of the funds at the time of the contract and the breakdown table of the remaining deposit required funds in order. How to assist with real estate transactions.
6. A real estate transaction support program for supporting real estate transactions, On the computer, a real estate project information registration step of registering seller information, buyer information, and real estate project information in a database; a fund detail registration step of registering a fund detail table including the funds at the time of contract and the remaining deposit required funds in the database; A computer-readable real estate transaction support program for executing a case page output step of outputting a case page showing the seller information, the buyer information, and the real estate case information, which shows case information displaying the history of the real estate transaction registered in the database as the current progress of the real estate transaction by the parties in the real estate transaction, and the funds statement, which is composed of a breakdown table of the funds at the time of the contract and a breakdown table of the remaining deposit required and arranged in order.
Citation Information
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