Deposit / withdrawal details management device, method, and program

Abstract

To provide a deposit / withdrawal details management device, method, and program that make it possible to compare user's own household expenses with those of others using reliable and objective deposit / withdrawal details data.SOLUTION: A deposit / withdrawal details management device 1 acquires deposit / withdrawal details data of each user of a deposit account, and aggregates according to aggregation conditions designated by a specific user, the deposit / withdrawal details data of the specific user and other users. Then, the deposit / withdrawal details management device 1 provides the aggregated result to the specific user.SELECTED DRAWING: Figure 1

Description

[Technical field]

[0001] The present invention relates to a deposit / withdrawal details management device, method, and program for managing deposit / withdrawal details data of a deposit account. [Background technology]

[0002] Non-Patent Document 1 describes a household accounting application for managing household finances using a smartphone, etc. This household accounting application has a function that enables a user to compare the contents of his / her household accounting with the contents of other users' household accounting, and by utilizing this function, each user can review his / her own household finances while referring to the household finances of others. [Prior art documents] [Patent documents]

[0003] [Non-Patent Document 1] “Household Accounting Zaim Popular Free Household Accounting App”, [online], Zaim Co., Ltd., [Searched on February 28, 2020], Internet<URL:https: / / content.zaim.net / manuals / show / 23> Summary of the Invention [Problem to be solved by the invention]

[0004] However, in the case of the above-mentioned household accounting application, the data constituting each user's household accounting is mainly input by the user himself / herself, which causes a problem of lack of reliability.

[0005] The present invention has been made in consideration of the above circumstances, and its main objective is to provide a deposit / withdrawal details management device, method, and program that can solve the above-mentioned problems by using deposit account deposit / withdrawal details data. [Means for solving the problem]

[0006] In order to solve the above problems, one embodiment of the deposit / withdrawal detail management device of the present invention comprises an acquisition means for acquiring deposit / withdrawal detail data for each user of a deposit account, an aggregation means for aggregating the deposit / withdrawal detail data of a specific user and other users in accordance with aggregation conditions specified by the specific user, and a provision means for providing the specific user with the aggregation results generated by the aggregation means.

[0007] In the above aspect, the aggregation means may aggregate the deposit / withdrawal detail data of the specific user and other users in accordance with aggregation conditions generated based on the contents of the summary column included in the deposit / withdrawal detail data.

[0008] In addition, in the above-mentioned aspect, the aggregation means may aggregate the deposit and withdrawal detail data of the specific user and other users in accordance with aggregation conditions generated based on the contents of the summary column selected by the specific user.

[0009] In addition, in the above-mentioned aspect, the system may further include a setting means for setting a user to be compared with the specific user based on the amount of a portion of the deposit / withdrawal detail data of each user, which is identified in accordance with the contents of the summary column, and the aggregation means may be configured to aggregate the deposit / withdrawal detail data of the specific user and the user to be compared.

[0010] In the above aspect, the setting means may set the user to be compared based on the amount of deposit / withdrawal statement data in which the summary column is salary-related.

[0011] In addition, in the above aspect, the setting means may set the user to be compared based on the amount of deposit / withdrawal detail data whose summary column contains content selected by the specific user.

[0012] In addition, the deposit and withdrawal details management method of the present invention is characterized in that a computer acquires deposit and withdrawal details data for each user of a deposit account, compiles the deposit and withdrawal details data of a specific user and other users in accordance with compilation conditions specified by the specific user, and provides the compilation results compiled by the compilation means to the specific user.

[0013] In addition, the program of the present invention causes a computer that is communicatively connected to a deposit / withdrawal detail management device that manages the deposit / withdrawal detail data of users of a deposit account to function as an accepting means for accepting input of aggregation conditions for deposit / withdrawal detail data from a specific user, a transmitting means for transmitting the aggregation conditions to the deposit / withdrawal detail management device, a receiving means for receiving the aggregation results from the deposit / withdrawal detail management device when the deposit / withdrawal detail management device aggregates the deposit / withdrawal detail data of the specific user and other users in accordance with the aggregation conditions, and an aggregation result display means for displaying the received aggregation results.

[0014] In addition, in the above-mentioned aspect, the computer may further function as a deposit / withdrawal detail display means for displaying deposit / withdrawal detail data for the specific user, and the reception means may generate the aggregation conditions based on the selected content when at least a portion of the deposit / withdrawal detail data displayed by the display means is selected by the specific user.

[0015] In addition, in the above-mentioned aspect, when specific content is selected by the specific user from the contents of the summary column included in the deposit / withdrawal details data displayed by the display means, the reception means may generate the aggregation conditions based on the contents of the selected summary column.

[0016] In addition, in the above-mentioned aspect, the computer may further function as an instruction means for instructing the deposit / withdrawal detail management device to set a comparison target for the specific user based on the selected content when the specific user selects specific content from the summary column included in the deposit / withdrawal detail data displayed by the display means, and the receiving means may be configured to receive the aggregation result from the deposit / withdrawal detail management device when the deposit / withdrawal detail management device sets the user to be compared based on the amount of the deposit / withdrawal detail data whose summary column contains the content selected by the specific user, and aggregates the deposit / withdrawal detail data of the specific user and the user to be compared in accordance with the aggregation conditions. Effect of the Invention

[0017] According to the present invention, it becomes possible for each user to compare his / her own household finances with those of other people by using highly reliable and objective deposit / withdrawal statement data. [Brief description of the drawings]

[0018] [Figure 1] FIG. 2 is a block diagram showing the configuration of a deposit / withdrawal detail management device and its communication destination. [Figure 2A] 11 is a flowchart showing the steps of a deposit / withdrawal detail inquiry process. [Figure 2B] 11 is a flowchart showing the steps of a deposit / withdrawal detail inquiry process. [Diagram 3] FIG. 13 is a diagram showing an example of an inquiry result screen. [Figure 4] FIG. 13 is a diagram showing an example of a tally result screen. [Figure 5A] FIG. 13 is a diagram showing an example of a graph screen. [Figure 5B] FIG. 11 is a diagram showing another example of the graph screen. [Figure 6A] FIG. 13 is a diagram showing an example of a comparison and tabulation result screen. [Figure 6B] FIG. 13 is a diagram showing another example of the comparison and tabulation result screen. [Figure 7] FIG. 13 is a diagram showing an example of a comparison subject setting screen. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0019] Preferred embodiments of the present invention will be described below with reference to the drawings. Note that the following embodiments are merely examples of methods and devices for embodying the technical idea of ​​the present invention, and the technical idea of ​​the present invention is not limited to the following. The technical idea of ​​the present invention can be modified in various ways within the technical scope described in the claims.

[0020] The deposit and withdrawal statement management device of this embodiment allows a deposit account user to check not only information obtained from his / her own deposit and withdrawal statement data, but also information obtained from the deposit and withdrawal statement data of other users. This allows each user to compare his / her own household finances with those of others using the deposit and withdrawal statement data, which is objective data. The configuration and operation of the deposit and withdrawal statement management device are described below.

[0021] [Configuration of the deposit and withdrawal details management device] 1 is a block diagram showing the configuration of a deposit / withdrawal statement management device and its communication destination according to this embodiment. The deposit / withdrawal statement management device 1 communicates with a user terminal 2 via the Internet 101. The deposit / withdrawal statement management device 1 also communicates with a financial institution system 3 via a dedicated line 102.

[0022] The deposit and withdrawal statement management device 1 is composed of a computer equipped with a control unit including a CPU, RAM, and ROM, and each process described later is executed by this control unit. The deposit and withdrawal statement management device 1 also has a user database (DB) 11 and a deposit and withdrawal statement DB 12.

[0023] The user DB11 is a database for storing various information about each user of a deposit account. Specifically, information such as each user's account number, age, sex, occupation, and whether or not they have a spouse or children is stored in the user DB11.

[0024] The deposit / withdrawal details DB12 is a database for storing deposit / withdrawal details data acquired from the deposit / withdrawal details DB31 of the financial institution system 3. The deposit / withdrawal details data will be described in detail later.

[0025] The user terminal 2 is a device used by each user of a deposit account, and is configured as an information terminal such as a smartphone or a tablet terminal. As shown in Fig. 1, the user terminal 2 is communicably connected to the deposit and withdrawal statement management device 1 via the Internet 101, and transmits and receives various data to and from the deposit and withdrawal statement management device 1.

[0026] A program 21 for receiving the services provided by the deposit / withdrawal statement management device 1 is stored in the storage device of the user terminal 2. Hereinafter, this program will be referred to as a passbook application. The passbook application 21 is a program pre-installed in the user terminal 2 by each user. However, this is not limited to this, and the passbook application 21 may be configured by a script executed by a web browser, etc.

[0027] The user terminal 2 also includes a display unit 22 and an input unit 23. The display unit 22 is configured with a liquid crystal display or an organic EL display or the like, and the input unit 23 is configured with a capacitive touch panel or the like.

[0028] The financial institution system 3 is a computer system operated by a financial institution that manages each deposit account. As shown in Fig. 1, the financial institution system 3 is communicably connected to the deposit and withdrawal statement management device 1 via a dedicated line 102, and transmits and receives various data to and from the deposit and withdrawal statement management device 1.

[0029] The financial institution system 3 has a deposit / withdrawal statement DB31 that stores the deposit / withdrawal statement data for each deposit account. The deposit / withdrawal statement data includes the type of deposit / withdrawal, transaction date, transaction amount, details in the summary column, the name of the customer, and the balance after the transaction. Here, the details in the summary column include transaction types such as various transfers, various transfers, use of cash cards and debit cards, various utility charges such as electricity and gas, and various fees.

[0030] The deposit / withdrawal statement management device 1 acquires deposit / withdrawal statement data from the financial institution system 3 by batch processing or the like that is repeated at a predetermined time interval, and stores the data in the deposit / withdrawal statement DB 12. This makes it possible to keep the contents of the deposit / withdrawal statement DB 12 the same as those of the deposit / withdrawal statement DB 31 of the financial institution system 3.

[0031] [Operation of the deposit and withdrawal details management device] Next, the operation of each device including the deposit / withdrawal details management device 1 configured as described above will be described with reference to flowcharts and the like.

[0032] 2A and 2B are flowcharts showing the steps of a deposit / withdrawal statement inquiry process executed by the deposit / withdrawal statement management device 1 and the user terminal 2. First, the user of a deposit account instructs the user terminal 2 to execute the passbook application 21. Upon receiving this instruction, the user terminal 2 starts up the passbook application 21 (S101). Subsequent processing by the user terminal 2 is realized by the passbook application 21.

[0033] Based on instructions from the user, the user terminal 2 transmits a request for details inquiry to the deposit / withdrawal details management device 1 to inquire about the deposit / withdrawal details of the user's deposit account (S102). In the following, the user requesting an inquiry about deposit / withdrawal details will be referred to as the inquiry requester. The above-mentioned request for details inquiry includes the account number of the deposit account of the inquiry requester and the inquiry period (e.g., the current month, previous month, etc.).

[0034] When the deposit / withdrawal statement management device 1 receives a statement inquiry request sent from the user terminal 2 (S201), it identifies the person making the inquiry request by the account number included in the statement inquiry request, and extracts from the deposit / withdrawal statement DB12 the deposit / withdrawal statement data of the person making the inquiry, which is for the inquiry period included in the statement inquiry request (S202).

[0035] Next, the deposit / withdrawal statement management device 1 uses the extracted deposit / withdrawal statement data to transmit inquiry result information including the contents of each deposit / withdrawal statement and the balance of the deposit account to the user terminal 2 (S203).

[0036] When the user terminal 2 receives the inquiry result information transmitted from the deposit / withdrawal statement management device 1 (S103), it displays an inquiry result screen generated based on the inquiry result information on the display unit 22 (S104). Fig. 3 is a diagram showing an example of the inquiry result screen.

[0037] As shown in Figure 3, the inquiry result screen displayed on the display unit 22 of the user terminal 2 shows the contents of each deposit / withdrawal statement and the balance of the deposit account during the inquiry period. In the example shown in Figure 3, the contents of each deposit / withdrawal statement include the contents of the summary column (e.g., "electricity bill" and "salary transfer"), the transaction date, the transaction amount, the type of deposit / withdrawal ("+" (deposit) or "-" (withdrawal)), and the customer (e.g., "XX Electricity").

[0038] If the inquiry requester is satisfied with only checking each deposit and withdrawal statement, he / she clicks the end button 201 provided on the inquiry result screen. On the other hand, if the inquiry requester wishes to have the deposit and withdrawal statements compiled for the purpose of grasping the state of his / her own household finances, etc., he / she inputs the compilation conditions.

[0039] In this embodiment, the tally conditions are input by a touch operation on input unit 23. To explain in more detail, the inquiry requester checks the contents of each deposit / withdrawal statement displayed on display unit 22, and taps the area displaying the information on which the desired tally conditions are based. For example, if the inquiry requester desires tally conditions based on specific contents of the summary column, the area displaying the specific contents is tapped. As a result, as described below, tally conditions are generated using the contents of the summary column displayed in the tapped area.

[0040] Returning to Fig. 2A, the user terminal 2 judges whether or not to execute the tallying of the deposit and withdrawal statement (S105) depending on whether or not the End button 201 has been clicked. If the click of the End button 201 by the inquiry requester is detected, the user terminal 2 judges not to execute the tallying of the deposit and withdrawal statement (NO in S105) and ends the process.

[0041] On the other hand, if the inquiry requester taps an area other than the end button 201, the user terminal 2 determines that a tally of the deposit and withdrawal details should be performed (YES in S105), and generates tally conditions based on the content displayed in the tapped area (S106).

[0042] In step S106, the tallying conditions are generated in various ways. For example, when the inquiry requester taps on an area where "electricity bill" is displayed in the summary column of the deposit / withdrawal details, the user terminal 2 generates a tallying condition indicating that electricity bills for a specified number of months in the near future or electricity bills for the same month in the past are to be tallying. Also, when the inquiry requester taps on an area where the transaction date of the deposit / withdrawal details is displayed, the user terminal 2 generates a tallying condition indicating that deposit / withdrawal details within a specified number of days before and after the transaction date, deposit / withdrawal details for the same month as the transaction date, or deposit / withdrawal details for the same month in the past are to be tallying. In addition, for example, when the inquiry requester taps on an area where the transaction amount of the deposit / withdrawal details is displayed, the user terminal 2 generates a tallying condition indicating that deposit / withdrawal details with a transaction amount similar to that amount, or deposit / withdrawal details with a transaction amount equal to or greater than that amount.

[0043] In this embodiment, when the inquiry requester selects a specific area on the inquiry result screen, the tally conditions are generated according to the content displayed in that area, but this is not limited to this. For example, the user terminal 2 may generate tally conditions based on the content entered by the inquiry requester on a separate screen, or tally conditions preset by the inquiry requester may be used.

[0044] After generating the tally conditions as described above, the user terminal 2 transmits a tally request including the tally conditions to the deposit / withdrawal statement management device 1 (S107). Upon receiving the tally request from the user terminal 2 (S204), the deposit / withdrawal statement management device 1 executes tallying processing of the deposit / withdrawal statement data stored in the deposit / withdrawal statement DB 12 based on the tally conditions included in the tally request (S205), and transmits tally result information indicating the results of the tallying processing to the user terminal 2 (S206).

[0045] When the user terminal 2 receives the tally result information transmitted from the deposit / withdrawal statement management device 1 (S108), it displays a tally result screen generated based on the tally result information on the display unit 22 (S109). Fig. 4 is a diagram showing an example of the tally result screen.

[0046] As shown in Fig. 4, the details of electricity charges for a specified number of months are shown on the tally result screen displayed on the display unit 22 of the user terminal 2. This is an example of a screen showing the tally result when a tally condition is set to tally up electricity charges for the most recent specified number of months in response to an operation by the person making the inquiry.

[0047] If the inquiry requester is satisfied with the tabulation results, he / she clicks the finish button 202 provided on the tabulation results screen. On the other hand, if the inquiry requester wishes to graph the tabulation results, he / she clicks the graph button 203 provided on the tabulation results screen.

[0048] 2B, the user terminal 2 determines whether or not to execute graphing based on whether the end button 202 or the graphing button 203 has been clicked (S110). If a click on the end button 201 by the inquiry requester is detected, the user terminal 2 determines not to execute graphing (NO in S110) and ends the process.

[0049] On the other hand, if a click on the graphing button 203 by the inquiry requester is detected, the user terminal 2 generates a graph using the aggregation result information obtained from the deposit / withdrawal details management device 1, and displays a graph screen showing the generated results on the display unit 22 (S111).

[0050] 5A and 5B are diagrams showing examples of graph screens. Fig. 5A shows an example of a graph of the aggregation result when an aggregation condition is set to aggregate electricity charges for the most recent specified number of months in response to an operation by an inquiry requester.

[0051] Also, Fig. 5B shows an example of a graph of the tally result when a tally condition is set to tally expenditures for a specific month in response to the operation of the inquiry requester. In the example shown in Fig. 5B, the expenditure amounts for each category of "Housing", "Nursery School", "Leisure", "Automobile Tax", and "ATM Withdrawal" and the percentage of each of these expenditure amounts to the total expenditure amount are shown. In the tallying process of the above step S205, the deposit / withdrawal statement management device 1 classifies each deposit / withdrawal statement into these categories based on the contents of the summary column of the deposit / withdrawal statement, and then calculates the expenditure amount for each category and the percentage of each of these expenditure amounts to the total expenditure amount. An example of a graph of the result of such a tallying process is shown in Fig. 5B.

[0052] If the inquiry requester is satisfied with the contents of the graph, he / she clicks on the end button 204 provided on the graph screen. On the other hand, if he / she wishes to compare his / her own household finances with those of another person, he / she clicks on the compare button 205 provided on the graph screen.

[0053] Returning to Fig. 2B, the user terminal 2 determines whether or not to perform a comparison with another person's household finances based on whether the end button 204 or the comparison button 205 has been clicked (S112). If a click on the end button 204 by the inquiry requester is detected, the user terminal 2 determines that a comparison with another person's household finances will not be performed (NO in S112), and ends the process.

[0054] On the other hand, if a click on the comparison button 205 by the inquiry requester is detected, the user terminal 2 determines that a comparison with another person's household finances is to be performed (YES in S112), and sends a comparison request to the deposit and withdrawal details management device 1 to request the comparison process (S113).

[0055] When the deposit / withdrawal statement management device 1 receives a comparison request transmitted from the user terminal 2 (S207), it sets a comparison target, which is a user to be compared with the inquiry requester (S208). This comparison target is set based on the contents of the summary column of the deposit / withdrawal statement. More specifically, the deposit / withdrawal statement management device 1 extracts the deposit / withdrawal statement data of the inquiry requester whose summary column is "salary transfer" and "bonus transfer", and estimates the annual income of the inquiry requester using the amounts of the deposit / withdrawal statement data, i.e., the amounts transferred as salary and bonus. In the same manner, the deposit / withdrawal statement management device 1 estimates the annual income of users other than the inquiry requester using the deposit / withdrawal statement data of those users. Then, it identifies users whose estimated annual income is within a predetermined difference from the estimated annual income of the inquiry requester as users whose annual income is about the same as that of the inquiry requester, and sets the users as comparison targets.

[0056] Next, the deposit / withdrawal statement management device 1 executes a compilation process using the deposit / withdrawal statement data of the set comparison target person (S209). The compilation conditions in this case are the same as those used in step S205. That is, the deposit / withdrawal statement management device 1 compiles the deposit / withdrawal statement data of the comparison target person under the same compilation conditions as in the case of the inquiry requester. Here, if there are multiple comparison targets, the deposit / withdrawal statement management device 1 takes their average value as the compilation result. The deposit / withdrawal statement management device 1 then transmits comparison compilation result information indicating the result of the compilation process to the user terminal 2 (S210).

[0057] When the user terminal 2 receives the comparison and tabulation result information sent from the deposit and withdrawal statement management device 1 (S114), it displays a comparison and tabulation result screen generated based on the comparison and tabulation result information on the display unit 22 (S115).

[0058] Figures 6A and 6B are diagrams showing an example of a comparison tally result screen, which is the tally result screen of Figures 5A and 5B with the tally result of the comparison target person added. Therefore, Figure 6A shows an example of a graph showing the electricity bills of the inquiry requester and the comparison target person for a specified number of recent months in a comparable state. Also, Figure 6B shows an example of a graph showing the expenditures by category for a specified month of the inquiry requester and the comparison target person in a comparable state.

[0059] By referring to this comparison summary result screen, the inquiry requester can compare his / her own household finances with those of someone with a similar annual income. By recognizing the difference, the inquiry requester can, for example, review his / her future spending behavior. The summary results compared here are obtained from deposit account deposit and withdrawal statement data. Unlike self-reported data, deposit and withdrawal statement data is highly reliable and objective data, and therefore the summary results are also more reliable than those of self-reported data. Therefore, according to this embodiment, the inquiry requester can make a meaningful comparison.

[0060] (Other embodiments) In the above embodiment, the comparison target is a user who has an annual income similar to that of the inquiry requester, but this is not limited to this. For example, the deposit / withdrawal statement management device 1 may refer to the user DB11 and set as the comparison target a user who has at least one of the same characteristics as the inquiry requester, such as age, sex, occupation, marital status, and whether or not the user has children.

[0061] The above comparison subject may be set according to instructions from the person making the inquiry. Fig. 7 is a diagram showing an example of a comparison subject setting screen for receiving such instructions. This comparison subject setting screen is displayed on the display unit 22 of the user terminal 2. The user terminal 2 displays this comparison subject setting screen on the display unit 22 when the comparison button 205 on the graph screen shown in Figs. 5A and 5B is clicked.

[0062] As shown in Fig. 7, on the comparison target setting screen, each content of the summary column of the deposit / withdrawal statement is listed in the form of an individually selectable button. The inquiry requester selects one of the buttons that he / she judges to be suitable for narrowing down the comparison target and then clicks the comparison button 206. When the user terminal 2 detects the click, it transmits a comparison request including the content of the summary column related to the selected button to the deposit / withdrawal statement management device 1 (corresponding to step S113 in the above deposit / withdrawal statement inquiry process). Then, the deposit / withdrawal statement management device 1, which receives this, sets the comparison target based on the content of the summary column (also corresponding to step S208).

[0063] For example, if the inquiry requester selects "Home Loan" as the content of the summary column, the deposit and withdrawal details management device 1 extracts from the deposit and withdrawal detail data of the inquiry requester those whose summary column has "Home Loan" and uses the amount of that deposit and withdrawal detail data, i.e., the home loan amount, to identify the home loan burden of the inquiry requester. Similarly, the deposit and withdrawal details management device 1 uses the deposit and withdrawal detail data of users other than the inquiry requester to identify the home loan burden of those users. Then, users who are paying a home loan burden within a specified difference from the housing loan burden of the inquiry requester are set as comparison targets.

[0064] In the above embodiment, the deposit / withdrawal details management device 1 is configured by a single computer, but this is not limited to this, and the deposit / withdrawal details management device 1 may be configured by a distributed system consisting of multiple computers. [Explanation of symbols]

[0065] 1. Deposit and withdrawal details management device 11 User database 12. Deposit and Withdrawal Details Database 2. User terminal 21 Bankbook application (program) 22 Display section 23 Input section 3. Financial Institution System 31 Deposit and withdrawal details database 101 Internet 102 Dedicated Line

Claims

1. An acquisition means for acquiring detailed deposit and withdrawal data of each user of a deposit account; a list providing means for providing a list of contents of a summary column included in the deposit / withdrawal detail data to a specific user; a selection means for allowing the specific user to select one content from the contents of the summary column included in the list; a means for identifying a user having a similar deposit / withdrawal amount to the specific user selected by the specific user as a user to be compared based on the deposit / withdrawal statement data; a counting means for counting deposits and withdrawals for each category classified based on the one content and another content different from the one content for each of the specific user and the comparison target user; providing means for providing the specific user with a tabulation result obtained by the tabulation means for the specific user and the user to be compared; A deposit and withdrawal detail management device comprising:

2. When the specific user selects a home loan as the one content, the specifying means specifies, as the user to be compared, a user whose home loan burden amount is within a predetermined difference from that of the specific user.

2. A deposit / withdrawal details management device according to claim 1.

3. The computer Obtaining detailed data on deposit and withdrawal transactions for each deposit account user, Providing a list of the contents of the summary column included in the deposit and withdrawal details data to specific users, having the specific user select one of the contents of the summary field included in the list; Identifying, as a comparison target user, a user whose deposit / withdrawal amount related to the one content selected by the specific user is similar to that of the specific user based on the deposit / withdrawal detail data; For each of the specific user and the comparison target user, the deposit and withdrawal amounts are tallied for each category classified based on the one content and other content different from the one content; providing the specific user with aggregated results for the specific user and the comparison target user; How to manage deposit and withdrawal details.

4. A computer connected to a deposit / withdrawal details management device for managing deposit / withdrawal details data of deposit account users, A list display means for displaying a list of the contents of the summary column included in the deposit / withdrawal detail data; a receiving means for receiving a selection of one of the contents of the summary field included in the list from a specific user; A transmitting means for transmitting information indicating the one content to the deposit / withdrawal details management device; a receiving means for receiving a result of the compilation from the deposit / withdrawal details management device when the deposit / withdrawal details management device identifies, based on the deposit / withdrawal details data, a user whose deposit / withdrawal amount related to the one content selected by the specific user is similar to that of the specific user as a comparison target user, and tallying up the deposit / withdrawal amounts for each of the specific user and the comparison target user for each category classified based on the one content and other content different from the one content; and a counting result display means for displaying the received counting results for each of the specific user and the comparison target user; A program to function as a

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