Subrogation waiver management device, subrogation waiver management method, and subrogation waiver management program

Abstract

To provide a subrogated payment exemption management device, a subrogated payment exemption management method, and a subrogated payment exemption management program capable of executing the subrogated payment exemption processing when it is discovered that a rental debt guarantee company is exempt from the subrogation based on the delinquency report from the real estate management company.SOLUTION: A control part of a subrogated payment exemption management device includes the steps of: creating the delinquency data in which a delinquency status has been set, the lessee collection schedule data for the lessee, and the management company payment request data in which a payment state to the real estate management company has been set on the basis of the delinquency report of rent by the lessee from the real estate management company; updating the delinquent status set in the delinquent data to the exemption when it is discovered that the real estate management company is exempt from subrogation; and executing the subrogated payment exemption processing for the lessee collection schedule data and the management company payment request data.SELECTED DRAWING: Figure 7

Description

Technical Field

[0001] The present invention relates to a subrogation repayment exemption management device, a subrogation repayment exemption management method, and a subrogation repayment exemption management program.

Background Art

[0002] Patent Document 1 discloses a configuration in which, when a debtor defaults on a debt, the right of recourse held by a surety company can be transferred to a third party, thereby substantially exempting the surety debt for the surety company.

Prior Art Documents

Patent Documents

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] However, in the invention described in Patent Document 1, there is a problem that, based on a delinquency report from a real estate management company, when exemption is discovered afterwards, it is not possible to execute exemption management of subrogation repayment by a rent debt surety company.

[0005] The present invention has been made in view of the above problems, and an object of the present invention is to provide a subrogation repayment exemption management device, a subrogation repayment exemption management method, and a subrogation repayment exemption management program that can execute a subrogation repayment exemption process when exemption of subrogation repayment in a rent debt surety company is discovered based on a delinquency report from a real estate management company.

Means for Solving the Problems

[0006] In order to solve the above-described problems and achieve the object, a subrogation payment exemption management apparatus according to the present invention is a subrogation payment exemption management apparatus including a storage unit and a control unit, wherein the control unit creates delinquent data in which a delinquent status is set, borrower collection schedule data for a borrower, and management company payment request data in which a payment status to the real estate management company is set, based on a delinquency report of rent by a borrower from the real estate management company; and subrogation payment exemption means for updating the delinquent status set in the delinquent data to exemption when a subrogation payment exemption for the real estate management company is detected, and executing a subrogation payment exemption process for the borrower collection schedule data and the management company payment request data.

[0007] Further, in the subrogation payment exemption management apparatus according to the present invention, the subrogation payment creation means creates the delinquent data in which the delinquent status is set to normal payment based on the delinquency report of the rent by the borrower from the real estate management company, creates the borrower collection schedule data in which the amount to be claimed from the borrower is set, and creates the management company payment request data in which the amount to be paid to the real estate management company is set and the payment status is set to unpaid, and the control unit further includes payment approval means for updating the payment status set in the management company payment request data from the unpaid to paid when payment approval to the real estate management company is obtained.

[0008] Further, in the subrogation payment exemption management apparatus according to the present invention, when a subrogation payment exemption is detected after a subrogation payment process for the real estate management company and the borrower collection schedule data is unsettled for payment offset, the subrogation payment exemption means updates the delinquent status set in the delinquent data from the normal payment to the exemption, sets a payment amount equal to the amount to be claimed in the borrower collection schedule data as a dummy offset, and executes the subrogation payment exemption process for creating management company collection schedule data in which the amount of refund claim to the real estate management company is set.

[0009] Also, in the subrogation payment exemption management device according to the present invention, when the exemption of the subrogation payment is discovered after the subrogation payment process for the property management company, and the rental payment schedule data has been cleared by payment, the delinquency status set in the delinquency data is updated from the normal payment to the exemption, an amount of payment equal to the claim amount is set in the rental payment schedule data as a dummy clearance, management company recovery schedule data with a refund claim amount set for the property management company is created, the refund payment amount to the tenant is set, and the subrogation payment exemption process is executed to create tenant payment request data with the payment status set to unpaid.

[0010] Also, in the subrogation payment exemption management device according to the present invention, when the exemption of the subrogation payment is discovered before the subrogation payment process for the property management company, the delinquency status set in the delinquency data is updated from the normal payment to the exemption, an amount of payment equal to the claim amount is set in the rental payment schedule data as a dummy clearance, a negative payment amount for the property management company is set, and the subrogation payment exemption process is executed to create management company debit note payment request data with the payment status set to before payment.

[0011] Also, in the subrogation payment exemption management device according to the present invention, the subrogation payment creation means further creates delinquency breakdown data for managing the association between the delinquency data, the rental payment schedule data, and the management company payment request data.

[0012] Also, in the subrogation payment exemption management device according to the present invention, the subrogation payment creation means further registers the delinquency data, the rental payment schedule data, and the management company payment request data in the storage unit.

[0013] The subrogation repayment exemption management method according to the present invention is a subrogation repayment exemption management method for causing a subrogation repayment exemption management device provided with a control unit to execute, and is executed by the control unit. Based on a delinquency report of rent by a lessee from a real estate management company, a delinquency data with a delinquency status set, a lessee collection schedule data for the lessee, and a management company payment request data with a payment status set for the real estate management company are created. A subrogation repayment creation step, and when a subrogation repayment exemption for the real estate management company is detected, the delinquency status set in the delinquency data is updated to an exemption, and a subrogation repayment exemption process for the lessee collection schedule data and the management company payment request data is executed. A subrogation repayment exemption step, characterized by including.

[0014] The subrogation repayment exemption management program according to the present invention is a subrogation repayment exemption management program for causing a subrogation repayment exemption management device provided with a control unit to execute, and in the control unit, based on a delinquency report of rent by a lessee from a real estate management company, a delinquency data with a delinquency status set, a lessee collection schedule data for the lessee, and a management company payment request data with a payment status set for the real estate management company are created. A subrogation repayment creation step, and when a subrogation repayment exemption for the real estate management company is detected, the delinquency status set in the delinquency data is updated to an exemption, and a subrogation repayment exemption process for the lessee collection schedule data and the management company payment request data is executed. A subrogation repayment exemption step, characterized by causing the execution.

Effect of the Invention

[0015] According to the present invention, when an exemption of a delinquency report is detected, there is an effect that data can be registered as an exemption. Further, according to the present invention, there is an effect that it becomes possible to manage the exemption of debts. Further, according to the present invention, by adding an exemption management function, it is possible to select whether or not to exempt when registering a delinquency, and there is an effect that data generated at the time of exemption can be created.

Brief Description of the Drawings

[0016]

Figure 1

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Mode for Carrying Out the Invention

[0017] Embodiments of the present invention will be described in detail with reference to the drawings. Note that the present invention is not limited by these embodiments.

[0018] [1. Overview] First, an overview of the present invention will be described with reference to FIGS. 1 to 6.

[0019] Conventionally, when a tenant fails to pay rent by the due date, a rent debt guarantee company receives a delinquency report from a management company and executes subrogation repayment (for example, advancing funds to the management company and recording the right of recourse against the tenant). Here, the delinquency report from the real estate management company has a reporting period, and a request for subrogation repayment after exceeding the period is exempted and not subject to subrogation repayment.

[0020] Here, with reference to FIG. 1, an example of the reporting period of the rent delinquency report will be described. FIG. 1 is a diagram showing an example of the reporting period of the rent delinquency report.

[0021] As shown in FIG. 1, a reporting period for the delinquency report is set for a certain period (for example, 60 days, etc.) before the exemption period from the occurrence of delinquency.

[0022] Also, conventionally, there are two patterns: when it is known to be exempt at the time of receiving a delinquency report from the real estate management company due to the discovery of exemption, and when it is known to be exempt afterwards. For requests exceeding the reporting period, since it can be recognized as an exemption target at the time of receiving the request, subrogation repayment processing is not carried out. Also, conventionally, when the real estate management company violates the terms stipulated in the guarantee contract after subrogation repayment processing, in the case of implementing subsequent exemption processing or when it is known to be exempt at the time of receiving the delinquency report, the subrogation repayment processing itself is not carried out. In the case of subsequent discovery, since subrogation repayment has been made, if the management company has advanced funds, the creation of refund claim data and the cancellation of the right of recourse against the tenant are individually executed by the person in charge.

[0023] Here, with reference to FIGS. 2 to 6, an example of the conventional subrogation repayment exemption management process will be described. FIGS. 2 to 6 are diagrams showing an example of the conventional subrogation repayment exemption management process.

[0024] [When exemption is discovered after advancing funds to the real estate management company] As shown in FIG. 2, in the conventional subrogation repayment exemption management process, when a delinquency report is received from Agency A, delinquency data is registered, claim right data (recovery schedule data) against the lessee is created, advance payment data (payment request data) to the property management company is created, and delinquency breakdown data for managing the breakdown of the IDs of claims and payments generated during delinquency registration is created.

[0025] And as shown in FIG. 3, in the conventional subrogation repayment exemption management process, by performing the approval process for the advance payment data to the property management company, the payment status is updated to "paid" in the system.

[0026] And as shown in FIG. 4, in the conventional subrogation repayment exemption management process, when exemption is discovered after the fact, since the property management company has made the advance payment, refund claim data (recovery schedule data) to the agency is created from the claim correction input screen, and dummy cancellation is performed on the claim right data against the lessee (if there was a payment from the lessee before the exemption was discovered, a refund process is performed). And as shown in FIG. 4, in the conventional subrogation repayment exemption management process, the refund to the lessee is individually registered on the payment request input screen.

[0027] [When exemption is discovered before the property management company makes the advance payment] As shown in FIG. 5, in the conventional subrogation repayment exemption management process, when a delinquency report is received from Agency A, delinquency data is registered, claim right data (recovery schedule data) against the lessee is created, advance payment data (payment request data) to the property management company is created, and delinquency breakdown data for managing the breakdown of the IDs of claims and payments generated during delinquency registration is created.

[0028] And as shown in FIG. 6, in the conventional subrogation repayment exemption management process, when exemption is discovered after the fact, since it was before the property management company made the advance payment, red slip data for the advance payment data is individually created from the payment request input screen, and dummy cancellation is performed on the claim right data against the lessee.

[0029] Therefore, in this embodiment, when the exemption of the delinquency report is detected, it is registered as exemption data, and the status of the advance payment to the agency created at the time of the delinquency report is automatically determined. (1) If the advance payment has been made to the real estate management company, refund claim data to the real estate management company, red slip data of the right of recourse against the lessee (cancellation of the right of recourse), and refund data of the right of recourse against the lessee (only when the lessee has already made a payment) are created. (2) If the advance payment has not been made to the real estate management company, red slip data of the advance payment data to the real estate management company, red slip data of the right of recourse against the lessee (cancellation of the right of recourse), and refund data of the right of recourse against the lessee (only when the lessee has already made a payment) are created.

[0030] [2. Configuration] An example of the configuration of the subrogation payment exemption management device 100 according to this embodiment will be described with reference to FIG. 7. FIG. 7 is a block diagram showing an example of the configuration of the subrogation payment exemption management device 100 in this embodiment.

[0031] As shown in FIG. 7, the subrogation payment exemption management device 100 is a commercially available desktop personal computer. Note that the subrogation payment exemption management device 100 is not limited to a stationary information processing device such as a desktop personal computer, and may be a portable information processing device such as a commercially available notebook personal computer, PDA (Personal Digital Assistants), smartphone, or tablet personal computer.

[0032] The subrogation payment exemption management device 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108. Each unit included in the subrogation payment exemption management device 100 is communicably connected via an arbitrary communication path.

[0033] The communication interface unit 104 communicably connects the subrogation payment exemption management device 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via a communication line. Here, the network 300 has a function of communicably connecting the subrogation payment exemption management device 100 and the server 200 to each other, and is, for example, the Internet or a LAN (Local Area Network).

[0034] An input device 112 and an output device 114 are connected to the input / output interface unit 108. As the output device 114, in addition to a monitor (including a touch panel), a speaker or a printer can be used. As the input device 112, in addition to a keyboard, a mouse, and a microphone, a monitor that cooperates with the mouse to realize a pointing device function can be used. In the following, the output device 114 may be described as the monitor 114 or the printer 114, and the input device 112 may be described as the keyboard 112 or the mouse 112.

[0035] Various databases, tables, files, etc. are stored in the storage unit 106. A computer program for giving commands to the CPU (Central Processing Unit) in cooperation with the OS (Operating System) to perform various processes is recorded in the storage unit 106. As the storage unit 106, for example, a memory device such as a RAM (Random Access Memory) or a ROM (Read Only Memory), a fixed disk device such as a hard disk, a flexible disk, and an optical disk can be used. The storage unit 106 includes a rental management database 106a.

[0036] The rental management database 106a stores rental management data of rental properties. Here, the rental management data may include delinquent data, claim receivable data (for example, tenant collection schedule data or management company collection schedule data), advance payment data (for example, management company payment request data or tenant payment request data), red invoice data (for example, management company red invoice payment request data), and delinquent breakdown data, etc.

[0037] The control unit 102 is a CPU or the like that comprehensively controls the subrogation repayment exemption management device 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, and required data, and executes various information processes based on these stored programs. Functionally conceptually, the control unit 102 includes a subrogation repayment creation unit 102a, a payment approval unit 102b, and a subrogation repayment exemption unit 102c.

[0038] The subrogation repayment creation unit 102a creates subrogation repayment data. Here, based on a delinquency report of rent by the tenant from the real estate management company, the subrogation repayment creation unit 102a may create delinquency data with a delinquency status set, tenant collection schedule data for the tenant, and management company payment request data with the payment status to the real estate management company set. Also, based on a delinquency report of rent by the tenant from the real estate management company, the subrogation repayment creation unit 102a may create delinquency data with the delinquency status set to normal repayment, tenant collection schedule data with the amount to be billed to the tenant set, and management company payment request data with the payment amount to the real estate management company set and the payment status set to unpaid. Further, the subrogation repayment creation unit 102a may create delinquency breakdown data for managing the association between the delinquency data, the tenant collection schedule data, and the management company payment request data. Also, the subrogation repayment creation unit 102a may register the delinquency data, the delinquency breakdown data, the tenant collection schedule data, and the management company payment request data in the rental management database 106a.

[0039] The payment approval section 102b updates the payment status set in the management company payment request data. Here, when the payment approval to the property management company is approved, the payment approval section 102b may update the payment status set in the management company payment request data from unpaid to paid.

[0040] The subrogation reimbursement exemption section 102c executes the subrogation reimbursement exemption process. Here, when the exemption of subrogation reimbursement to the property management company is detected, the subrogation reimbursement exemption section 102c may update the delinquency status set in the delinquency data to exemption and execute the subrogation reimbursement exemption process for the tenant collection schedule data and the management company payment request data. Also, when the exemption of subrogation reimbursement is detected after the subrogation reimbursement process to the property management company and the tenant collection schedule data is unsettled for payment offset, the subrogation reimbursement exemption section 102c may update the delinquency status set in the delinquency data from normal payment to exemption, set a payment amount equal to the claim amount in the tenant collection schedule data as a dummy offset, and execute the subrogation reimbursement exemption process of creating the management company collection schedule data with the refund claim amount set for the property management company. Further, when the exemption of subrogation reimbursement is detected after the subrogation reimbursement process to the property management company and the tenant collection schedule data is settled for payment offset, the subrogation reimbursement exemption section 102c may update the delinquency status set in the delinquency data from normal payment to exemption, set a payment amount equal to the claim amount in the tenant collection schedule data as a dummy offset, create the management company collection schedule data with the refund claim amount set for the property management company, set the refund payment amount for the tenant, and execute the subrogation reimbursement exemption process of creating the tenant payment request data with the payment status set to unpaid. Also, when the exemption of subrogation reimbursement is detected before the subrogation reimbursement process to the property management company, the subrogation reimbursement exemption section 102c may update the delinquency status set in the delinquency data from normal payment to exemption, set a payment amount equal to the claim amount in the tenant collection schedule data as a dummy offset, set a negative payment amount for the property management company, and execute the subrogation reimbursement exemption process of creating the management company red bill payment request data with the payment status set to before payment.

[0041] [3. Specific Example] A specific example of this embodiment will be described with reference to FIGS. 8 to 13.

[0042] [Subrogation Repayment Exemption Management Process] Here, with reference to FIG. 8, an example of the subrogation repayment exemption management process in this embodiment will be described. FIG. 8 is a flowchart showing an example of the processing of the subrogation repayment exemption management apparatus 100 in this embodiment.

[0043] As shown in FIG. 8, the subrogation repayment creation unit 102a creates delinquent data with the delinquent status set to normal repayment based on a delinquency report of rent by the lessee from the real estate management company, creates lessee recovery scheduled data with the amount to be claimed from the lessee set, and sets the amount to be paid to the real estate management company and creates management company payment request data with the payment status set to unpaid, creates delinquent item data for managing the association of the delinquent data, the lessee recovery scheduled data, and the management company payment request data, and registers the delinquent data, the delinquent item data, the lessee recovery scheduled data, and the management company payment request data in the lease management database 106a (step SA-1).

[0044] Then, when payment approval to the real estate management company is obtained, the payment approval unit 102b updates the payment status set in the management company payment request data from unpaid to paid (step SA-2).

[0045] Then, when exemption of subrogation repayment is detected after the subrogation repayment process to the real estate management company, the subrogation repayment exemption unit 102c determines whether the lessee recovery scheduled data has been cleared by payment (step SA-3).

[0046] Then, when it is determined that the lessee recovery scheduled data has been cleared by payment (step SA-3: Yes), the subrogation repayment exemption unit 102c transfers the process to step SA-4.

[0047] Then, the subrogation payment exemption unit 102c updates the delinquency status set in the delinquency data from normal payment to exemption, sets a payment amount equal to the claim amount in the borrower's collection schedule data as a dummy write-off, creates management company collection schedule data with the refund claim amount set for the real estate management company, sets the refund payment amount for the borrower, and executes a subrogation payment exemption process to create borrower payment request data with the payment status set to unpaid (step SA-4), and ends the process.

[0048] On the other hand, when the subrogation payment exemption unit 102c determines that the borrower's collection schedule data has not been written off (is outstanding) (step SA-3: No), it transfers the process to step SA-5.

[0049] Then, the subrogation payment exemption unit 102c updates the delinquency status set in the delinquency data from normal payment to exemption, sets a payment amount equal to the claim amount in the borrower's collection schedule data as a dummy write-off, and executes a subrogation payment exemption process to create management company collection schedule data with the refund claim amount set for the real estate management company (step SA-5), and ends the process.

[0050] Here, with reference to FIGS. 9 to 13, an example of the subrogation payment exemption management process in the present embodiment will be described. FIGS. 9 to 13 are diagrams showing an example of the subrogation payment exemption management process in the present embodiment.

[0051] [When exemption is discovered after subrogation to the real estate management company] As shown in FIG. 9, in the present embodiment, when a delinquency report is received from Agency A, delinquency data is registered, claim creditor's right data (collection schedule data) against the borrower is created, subrogation data (payment request data) to the real estate management company is created, and delinquency breakdown data for managing the breakdown of the IDs of claims and payments generated during delinquency registration is created.

[0052] Then, as shown in FIG. 10, in the present embodiment, by performing an approval process on the subrogation data to the real estate management company, the payment status is updated to "paid" in the system.

[0053] Then, as shown in FIG. 11, in this embodiment, when exemption is discovered after the fact, since the real estate management company has paid on behalf, the delinquency status of the delinquency data is changed to "exemption" from the delinquency registration screen. And, as shown in FIG. 11, in this embodiment, when there is an outstanding amount to be offset against the claim right from the lessee, creation of recovery schedule data for the refund claim to the real estate management company (that is, creation of recovery schedule data by referring to payment data from the payment ID in the delinquency breakdown data), and cancellation of the claim right against the lessee (dummy payment offset processing by referring to the claim data from the claim ID in the delinquency breakdown data) are performed. That is, as shown in FIG. 11, in this embodiment, the claim right against the lessee (Taro Yamada) is dummy offset, and refund claim data is created for the real estate management company (Agency A). Note that the dummy payment offset processing in this embodiment is a process that makes it appear as if there is a payment on the system although there is actually no payment, and is performed to eliminate the outstanding amount of the claim, and no accounting entry is made as sales.

[0054] On the other hand, as shown in FIG. 11, in this embodiment, when the payment offset against the claim right from the lessee is completed, the claim right against the lessee (Taro Yamada) is dummy offset, refund claim data is created for the real estate management company (Agency A), and payment request data for the refund to the lessee is automatically created.

[0055] [When exemption is discovered before the real estate management company pays on behalf] As shown in FIG. 12, in this embodiment, when Agency A receives a delinquency report, delinquency data is registered, claim right data (recovery schedule data) against the lessee is created, payment-on-behalf data (payment request data) to the real estate management company is created, and delinquency breakdown data for managing the breakdown of the IDs of claims and payments generated in the delinquency registration is created.

[0056] And, as shown in FIG. 13, in this embodiment, when the exemption is discovered afterwards, since it was before the real estate management company made the payment on behalf of the tenant, the status of the delinquent data is changed to "exemption" from the delinquent registration screen, and a red invoice for payment to the real estate management company is created (payment request data is created with a negative amount by referring to the payment data from the payment ID in the delinquent breakdown data), and a claim cancellation against the tenant is also carried out (dummy payment cancellation processing by referring to the billing data from the billing ID in the delinquent breakdown data). That is, as shown in FIG. 13, in this embodiment, dummy cancellation of the claim right against the tenant (Taro Yamada) is carried out, and a red invoice for the payment-on-behalf data to the real estate management company (Agency A) is created.

[0057] [4. Contribution to the United Nations Sustainable Development Goals (SDGs)] With this embodiment, it is possible to contribute to promoting business efficiency and appropriate business judgment of the company, so it becomes possible to contribute to Goals 8 and 9 of the SDGs.

[0058] Also, with this embodiment, it is possible to contribute to reducing waste loss and promoting paperless and digitization, so it becomes possible to contribute to Goals 12, 13 and 15 of the SDGs.

[0059] Also, with this embodiment, it is possible to contribute to strengthening control and governance, so it becomes possible to contribute to Goal 16 of the SDGs.

[0060] [5. Other Embodiments] The present invention may be implemented in various different embodiments within the scope of the technical idea described in the claims, in addition to the above-described embodiments.

[0061] For example, among the respective processes described in the embodiment, all or part of the processes described as being automatically performed can also be performed manually, or all or part of the processes described as being manually performed can be automatically performed by a known method.

[0062] In addition, regarding the processing procedures, control procedures, specific names, information including parameters such as registered data and search conditions for each process, screen examples, and database configurations shown in this specification and the drawings, they can be arbitrarily changed unless otherwise specified.

[0063] Also, regarding the subrogation reimbursement exemption management device 100, each illustrated component is a functional concept and does not necessarily have to be physically configured as shown in the figure.

[0064] For example, regarding the processing functions provided by the subrogation reimbursement exemption management device 100, especially each processing function performed by the control unit 102, all or any part of them may be realized by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware by wired logic. Note that the program is recorded on a non-transitory computer-readable recording medium including programmed instructions for causing an information processing device to execute the processing described in this embodiment, and is mechanically read by the subrogation reimbursement exemption management device 100 as necessary. That is, in a storage unit such as a ROM or an HDD (Hard Disk Drive), a computer program for giving instructions to the CPU in cooperation with the OS to perform various processes is recorded. This computer program is executed by being loaded into the RAM and constitutes the control unit in cooperation with the CPU.

[0065] In addition, this computer program may be stored in an application program server connected to the subrogation reimbursement exemption management device 100 via an arbitrary network, and all or part of it can be downloaded as necessary.

[0066] Also, a program for executing the processes described in this embodiment may be stored in a non-transitory computer-readable recording medium, or may be configured as a program product. Here, this "recording medium" includes any "portable physical medium" such as a memory card, a USB (Universal Serial Bus) memory, an SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Programmable Read Only Memory), an EEPROM (registered trademark) (Electrically Erasable and Programmable Read Only Memory), a CD-ROM (Compact Disk Read Only Memory), an MO (Magneto-Optical disk), a DVD (Digital Versatile Disk), and a Blu-ray (registered trademark) Disc.

[0067] Also, the "program" is a data processing method described in any language or description method, and is not limited to a form such as source code or binary code. Note that the "program" is not necessarily limited to being configured singly, and also includes those that are distributedly configured as a plurality of modules or libraries, or those that achieve their functions in cooperation with another program represented by an OS. Note that for the specific configuration, reading procedure, and installation procedure after reading for reading the recording medium in each device shown in this embodiment, well-known configurations and procedures can be used.

[0068] The various databases and the like stored in the storage unit 106 are storage means such as a memory device such as a RAM or a ROM, a fixed disk device such as a hard disk, a flexible disk, and an optical disk, and store various programs, tables, databases, and web page files used for various processes and website provision.

[0069] Further, the subrogation payment exemption management device 100 may be configured as an information processing device such as a known personal computer or workstation, or may be configured as the information processing device to which any peripheral device is connected. Further, the subrogation payment exemption management device 100 may be realized by installing software (including programs or data, etc.) for realizing the processing described in the present embodiment in the device.

[0070] Furthermore, the specific form of the distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be functionally or physically distributed and integrated in arbitrary units according to various additions or according to the functional load. That is, the above-described embodiments may be arbitrarily combined and implemented, or the embodiments may be selectively implemented.

Industrial Applicability

[0071] The present invention is useful in industries such as the real estate industry and the financial industry that handle rental debts.

Explanation of Signs

[0072] 100 Subrogation payment exemption management device 102 Control unit 102a Subrogation payment creation unit 102b Payment approval unit 102c Subrogation payment exemption unit 104 Communication interface unit 106 Storage unit 106a Rental management database 108 Input / output interface unit 112 Input device 114 Output device 200 Server 300 Network

Claims

1. A subrogation repayment exemption management device comprising a memory unit and a control unit, wherein the control unit, based on a delinquency report of rent by a lessee from a real estate management company, creates delinquency data with a delinquency status set, lessee recovery schedule data for the lessee, and management company payment request data with the payment status to the real estate management company set, as subrogation repayment creation means; when a subrogation repayment exemption for the real estate management company is detected, updates the delinquency status set in the delinquency data to exemption, and executes a subrogation repayment exemption process for the lessee recovery schedule data and the management company payment request data, as subrogation repayment exemption means; A subrogation repayment exemption management device, characterized by comprising the above.

2. The subrogation repayment creation means, based on the delinquency report of the rent by the lessee from the real estate management company, creates the delinquency data with the delinquency status set to normal repayment, creates the lessee recovery schedule data with the claim amount for the lessee set, and creates the management company payment request data with the payment amount to the real estate management company set and the payment status set to unpaid; wherein the control unit, when payment approval to the real estate management company is obtained, updates the payment status set in the management company payment request data from unpaid to paid, as payment approval means; The subrogation repayment exemption management device according to Claim 1, further characterized by comprising the above.

3. The subrogation repayment exemption means, when a subrogation repayment exemption is detected after the subrogation repayment process for the real estate management company and the lessee recovery schedule data is unsettled for payment offset, updates the delinquency status set in the delinquency data from normal repayment to exemption, sets a payment amount equal to the claim amount in the lessee recovery schedule data as a dummy offset, and creates management company recovery schedule data with the refund claim amount to the real estate management company set, and executes the subrogation repayment exemption process as described above. The subrogation repayment exemption management device according to Claim 2, characterized by the above.

4. The subrogation repayment exemption means, After the subrogation repayment process for the real estate management company, if the exemption of the subrogation repayment is discovered and the lessee collection planned data has been cleared by payment, update the delinquency status set in the delinquency data from normal repayment to exemption, set a payment amount equal to the claim amount in the lessee collection planned data as a dummy clearance, create management company collection planned data with the refund claim amount to the real estate management company set, set the refund payment amount to the lessee, and execute the subrogation repayment exemption process of creating lessee payment request data with the payment status set to unpaid. The subrogation repayment exemption management device according to claim 2, characterized in that it does so.

5. The subrogation repayment exemption means If the exemption of the subrogation repayment is discovered before the subrogation repayment process for the real estate management company, update the delinquency status set in the delinquency data from normal repayment to exemption, set a payment amount equal to the claim amount in the lessee collection planned data as a dummy clearance, set a negative payment amount to the real estate management company, and execute the subrogation repayment exemption process of creating management company debit note payment request data with the payment status set to before payment. The subrogation repayment exemption management device according to claim 1, characterized in that it does so.

6. The subrogation repayment creation means Furthermore, create delinquency breakdown data for managing the association of the delinquency data, the lessee collection planned data, and the management company payment request data. The subrogation repayment exemption management device according to claim 1, characterized in that it does so.

7. The subrogation repayment creation means Furthermore, register the delinquency data, the lessee collection planned data, and the management company payment request data in the storage unit. The subrogation repayment exemption management device according to any one of claims 1 to 6, characterized in that it does so.

8. A subrogation repayment exemption management method for causing a subrogation repayment exemption management device equipped with a control unit to execute, Caused to be executed by the control unit, Based on a delinquency report of rent by a lessee from a real estate management company, a subrogation repayment creation step of creating delinquency data with a delinquency status set, lessee collection planned data for the lessee, and management company payment request data with the payment status set to the real estate management company. When the exemption of subrogation repayment to the real estate management company is discovered, update the delinquency status set in the delinquency data to "exempted", and execute the subrogation repayment exemption process for the tenant recovery schedule data and the management company payment request data. A subrogation repayment exemption step; A subrogation repayment exemption management method characterized by including the above.

9. A subrogation repayment exemption management program for causing a subrogation repayment exemption management device equipped with a control unit to execute, In the control unit, Based on the delinquency report of rent by the tenant from the real estate management company, a subrogation repayment creation step of creating delinquency data with the delinquency status set, tenant recovery schedule data for the tenant, and management company payment request data with the payment status set for the real estate management company; When the exemption of subrogation repayment to the real estate management company is discovered, update the delinquency status set in the delinquency data to "exempted", and execute the subrogation repayment exemption process for the tenant recovery schedule data and the management company payment request data. A subrogation repayment exemption step; A subrogation repayment exemption management program for causing the above to be executed.

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