Information processing device, information processing method, and program

Abstract

To increase the convenience for a user of a service.SOLUTION: An information processing device provides a store-side interface in an electronic settlement service that processes settlement related to purchase in a real store. The information processing device includes a storage unit, a reception unit, and a control unit. The storage unit stores in association with one another: a business operator account of a business operator that manages one or more real stores which use the electronic settlement service; real store accounts of the one or more real stores; and setting of an information access right that is provided in response to a login to the real store account. The reception unit receives, from a terminal device used by a store-side user, the setting of an information access right that is provided in response to a login to the real store account, and causes the storage unit to store it. The control unit permits or prohibits, in response to a login to the real store account, access to specific information that can be accessed in logging in to the business operator account, based on the setting stored in storage unit.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to an information processing device, an information processing method, and a program. [Background technology]

[0002] Conventionally, there is known a technique for managing the user ID of a user who registers for a service in association with the information access rights granted to the user ID. For example, Patent Document 1 discloses a technique in which an authentication server determines a login account for the service from an account management table based on the user ID, location information of a client terminal associated with the user ID, and a security level determined based on the location information. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Japanese Patent Application Laid-Open No. 2016-066186 Summary of the Invention [Problem to be solved by the invention]

[0004] The technology described in Patent Document 1 sets a login account for a service based on information stored in an account management table. However, with the conventional technology, when the same user uses multiple accounts with different information access rights, they are required to repeatedly log in and out between the multiple accounts in order to view specific information, which can be inconvenient for users of the service.

[0005] The present invention has been made in consideration of the above circumstances, and one of its objects is to provide an information processing device, an information processing method, and a program that can improve convenience for users of a service. [Means for solving the problem]

[0006] One aspect of the present invention is an information processing device that provides a store-side interface in an electronic payment service that processes payments related to purchases at physical stores, and includes: a memory unit that stores a brand account of a brand that manages one or more physical stores that use the electronic payment service, the physical store accounts of the one or more physical stores, and information access right settings provided in response to login to the physical store account, in correspondence with each other; a reception unit that receives the information access right settings provided in response to login to the physical store account from a terminal device used by a store user and stores them in the memory unit; and a control unit that, in response to login to the physical store account, allows or prohibits access to specific information that can be accessed when logged in to the brand account based on the settings stored in the memory unit. [Effects of the Invention]

[0007] According to one aspect of the present invention, it is possible to provide an information processing device, an information processing method, and a program that can improve convenience for users of a service. [Brief explanation of the drawings]

[0008] [Figure 1] FIG. 1 is a diagram illustrating an example of a configuration for realizing an electronic payment service. [Figure 2] FIG. 1 is a diagram illustrating an example of the general flow of electronic payment. [Figure 3] FIG. 2 is a configuration diagram of a payment server 100. [Figure 4] 10 is a diagram showing an example of the contents of information access right information 162. FIG. [Figure 5] FIG. 10 is a diagram showing an example of a store-side interface displayed on the store terminal device 50 when logging in to a business account. [Figure 6] FIG. 10 is a diagram showing another example of a store-side interface displayed on the store terminal device 50 when logging in to a business account. [Figure 7]FIG. 10 is a diagram showing another example of a store-side interface displayed on the store terminal device 50 when logging in to a business account. [Figure 8] FIG. 10 is a diagram showing an example of a store-side interface displayed on the store terminal device 50 when logging in to a store account. [Figure 9] FIG. 10 is a diagram illustrating an example of a method for setting information access rights in a store-side interface. [Figure 10] FIG. 10 is a diagram showing an example of a store-side interface displayed on the store terminal device 50 when logging in to a store account after setting information access rights. [Figure 11] FIG. 10 is a diagram showing an example of electronic payment executed by a store terminal device 50 when there is one store account. [Figure 12] FIG. 10 is a diagram showing an example of electronic payment executed by a store terminal device 50 when there are multiple store accounts. DETAILED DESCRIPTION OF THE INVENTION

[0009] An information processing device, information processing method, and program of the present invention will be described below with reference to the drawings. The information processing device is realized by one or more processors. The information processing device is a device that provides a store-side interface to businesses (brands) that register for services such as electronic payment services, allowing them to refer to and edit information such as sales, deposits, and settings for the electronic payment service at physical stores operated by the businesses. An electronic payment service is a service that supports payments for the purchase of goods and services at a store. A store is, for example, a physical store (physical store) that exists in real space. In the following description, for convenience, the information processing device is described as having the function of providing an electronic payment service and is referred to as a "payment server," but the device that provides the store-side interface and the device that provides the electronic payment service may be separate entities.

[0010] [Electronic payment service] Figure 1 shows an example of a configuration for realizing an electronic payment service. The electronic payment service is realized mainly by a payment server 100. The payment server 100 communicates with, for example, one or more user terminal devices 10 and one or more store terminal devices 50 via a network NW. The network NW includes, for example, the Internet, a LAN (Local Area Network), a wireless base station, a provider device, etc.

[0011] The user terminal device 10 is, for example, a portable terminal device such as a smartphone or tablet terminal. The user terminal device 10 is a computer device having at least an optical reading function, a communication function, a display function, an input acceptance function, and a program execution function. In the following description, the components for realizing these functions are referred to as a camera, a communication device, a touch panel, a CPU (Central Processing Unit), etc. In the user terminal device 10, a processor such as a CPU executes a payment application 20, which operates in cooperation with the payment server 100 to provide electronic payment services to users. The payment application 20 controls the camera, communication device, touch panel, etc.

[0012] The store terminal device 50 is installed, for example, in a store. The store terminal device 50 is a computer device having at least a product price acquisition function, an optical reading function, a program execution function, a display function, and a communication function. The store terminal device 50 may include a so-called POS (Point of Sale) device, and the product price acquisition function and the optical reading function may be realized by the POS device. The store code image 60 is placed in the store and is a code image such as a QR code (registered trademark) printed on a paper or plastic medium. The store code image 60 may also be displayed on a display placed in the store.

[0013] The payment server 100 performs electronic payment based on payment information received from the user terminal device 10 or the store terminal device 50. The payment server 100 performs electronic payment, for example, by increasing or decreasing the charge balance managed in association with the user ID (in other words, by depositing or withdrawing electronic money). Electronic payment may include methods such as revolving payment or credit payment that allow purchases of a larger amount than the charge balance at the time of purchase.

[0014] FIG. 2 illustrates an example of the general flow of electronic payment. There are two patterns for electronic payment: Pattern 1 and Pattern 2. In Pattern 1, the payment app 20 is first launched on the user terminal device 10, which displays a code image such as a QR code or barcode. The user holds (presents) the display surface of the user terminal device 10 over (i.e., holds) the store terminal device 50, which is logged in to a store account registered with the electronic payment service. The store terminal device 50 uses its optical reading function to decode the code image and acquires information such as the account ID. The store terminal device 50 then generates payment information including the account ID, payment amount, and store ID linked to the logged-in store account, and transmits it to the payment server 100. The payment amount information has been acquired in advance by reading a barcode, manually entering the information, or the like. Based on the received information, the payment server 100 transfers the payment amount from the user's electronic payment account to the business's electronic payment account, thereby completing the payment process.

[0015] In pattern 2, the user terminal device 10, with the payment app 20 running, decodes the store code image 60 using its optical reading function. The store code image 60 contains information such as the store name. The user enters the payment amount into the user terminal device 10 on the screen displaying the store name, etc. The user terminal device 10 then generates payment information including the account ID, payment amount, store ID, etc., and transmits it to the payment server 100. The payment server 100 performs payment processing based on the received information. Note that electronic payment may be performed only in one of the above patterns. The "account ID" described in Figure 2 may also be other information (e.g., a phone number) that can be used as user identification information.

[0016] [Payment server] FIG. 3 is a configuration diagram of the payment server 100. The payment server 100 includes, for example, a communication unit 110, a payment content providing unit 120, a payment processing unit 130, a setting accepting unit 140, a control unit 150, and a storage unit 160. The components other than the communication unit 110 and the storage unit 160 are implemented by, for example, a hardware processor such as a CPU executing a program (software). Some or all of these components may be implemented by hardware (including circuitry) such as a large-scale integration (LSI), an application-specific integrated circuit (ASIC), a field-programmable gate array (FPGA), or a graphics processing unit (GPU), or may be implemented by a combination of software and hardware. The program may be stored in advance in a storage device (a storage device with a non-transitory storage medium) such as a hard disk drive (HDD) or flash memory, or may be stored in a removable storage medium (a non-transitory storage medium) such as a DVD or CD-ROM, and installed in the storage device by inserting the storage medium into a drive device.

[0017] The storage unit 160 is a HDD, a flash memory, a RAM (Random Access Memory), etc. The storage unit 160 may be a NAS (Network Attached Storage) device that the payment server 100 can access via a network. The storage unit 160 stores information such as information access right information 162 and payment content information 164.

[0018] The communication unit 110 is a communication interface for connecting to the network NW, and is, for example, a network interface card.

[0019] The payment content providing unit 120 has, for example, a web server function, and provides information (content) for displaying various screens of the electronic payment service to the user terminal device 10. The payment content providing unit 120 reads out necessary content from the payment content information 164 as appropriate and provides it to the user terminal device 10. The user terminal device 10 accepts various inputs from the user while content is being played by the payment application 20, and transmits the above-mentioned payment information and the like to the payment server 100. Note that the content based on the payment content information 164 includes content provided in a logged-in state and content provided in a non-logged-in state. In the content provided in a non-logged-in state, the payment server 100 provides various guidance information and accepts requests for new registration and phone number change.

[0020] The payment processing unit 130 performs payment processing based on the payment information transmitted by the store terminal device 50. More specifically, when the store terminal device 50 installed in the store is logged in to the store account, the payment processing unit 130 causes the store terminal device 50 to process a payment using an electronic payment service, and completes the payment processing by transferring the payment amount from the user's electronic payment account to the business's electronic payment account based on the payment information transmitted by the store terminal device 50. The payment amount transferred to the business's electronic payment account is transferred to the business's bank account periodically or at the business's request.

[0021] The setting reception unit 140 receives information access right settings to be provided in response to login to a store account on the store side interface from the store terminal device 50 (more generally, a terminal device used by a business operator) and stores them in the memory unit 160 as information access right information 162.

[0022] FIG. 4 is a diagram showing an example of the contents of information access right information 162. Information access right information 162 associates, for example, information such as information access rights with a combination of a business ID and a store ID. The business ID is identification information for uniquely identifying a business that registers with the electronic payment service. The store ID is identification information for uniquely identifying each store operated by the business identified by the business ID. The information access right is information that specifies the details of access rights (viewing rights, editing rights, etc.) to information related to the business and the store when the store account of the store identified by the combination of the business ID and the store ID logs in to the store-side interface. In FIG. 4, a record with "-" set for the store ID represents a business account (master account) and is granted access rights to all information related to the business and the store.

[0023] The information access rights include, for example, the right to view and edit the store profile displayed on the store-side interface, the right to view and edit the business profile, the right to view information on deposits to the business's bank account, the right to view transaction information at each store, the right to view and edit the business's bank account settings, etc. More generally, the information access rights may include the right to view and edit any information related to the electronic payment service.

[0024] The control unit 150 executes various processes required to provide a store-side interface to the store terminal device 50. For example, in response to login to a store account on the store-side interface, the control unit 150 refers to the information access right information 162 stored in the storage unit 160, and provides the store account with information accessible on the store-side interface based on the settings of the information access right information 162 corresponding to the store account into which the login was executed.

[0025] [Store-side interface] FIG. 5 is a diagram illustrating an example of a store-side interface displayed on the store terminal device 50 when a user logs in to a business account. In other words, this indicates that the user of the store terminal device 50 is in the hierarchy of the business account when the user logs in. FIG. 5 illustrates, as an example, a case in which the store terminal device 50 is configured with a desktop computer and a QR code reader connected to the desktop computer. In FIG. 5, area A1 indicates the business that has logged in to the store-side interface and the type of account. By clicking the arrow shown in the lower right of area A1, a list of accounts that can be logged in (business accounts and store accounts of multiple stores) is displayed. The user of the store terminal device 50 can switch login accounts (in other words, hierarchy levels) by clicking one of the displayed accounts. When switching login accounts, the user may be prompted to enter a password associated with the account to which the user is switching.

[0026] Area A2 represents a menu screen showing information items provided by the store-side interface. The menu screen includes items such as deposit, transaction, bank account settings, business profile, store profile, and sub-user settings. When a user of the store terminal device 50 clicks on an item displayed on the menu screen, information corresponding to that item is displayed in area A3. FIG. 5 shows, as an example, a case where deposit information based on the total payment amount at physical stores managed by the business is displayed. In this embodiment, the default setting is that only the business account is granted the right to view deposit information.

[0027] FIG. 6 is a diagram showing another example of a store-side interface displayed on the store terminal device 50 when a user logs in to a business account. FIG. 6 illustrates a scene in which information related to bank account settings is displayed when a user of the store terminal device 50 clicks on the bank account settings item displayed on the menu screen. As shown in FIG. 6, the information related to bank account settings includes, for example, items such as the bank name, branch name, account type, account number, and account holder name. If the logged-in user is granted the right to view the bank account settings, the logged-in user is permitted to view the information in the items shown in area A3. If the logged-in user is granted the right to edit the bank account settings, the logged-in user is permitted to edit the information in the items shown in area A3. In this embodiment, the default setting is that the right to view and edit the bank account settings is granted only to the business account.

[0028] FIG. 7 is a diagram showing another example of a store-side interface displayed on the store terminal device 50 when a user logs in to a business account. FIG. 7 illustrates a scene in which information about the business profile is displayed by a user of the store terminal device 50 clicking on a business profile item displayed on the menu screen. As shown in FIG. 7, the information about the business profile includes, for example, items such as the business ID, business name, representative, and monthly payment limit. If the logged-in user is granted the right to view the business profile, the logged-in user is permitted to view the information in the items shown in area A3. If the logged-in user is granted the right to edit the business profile, the logged-in user is permitted to edit the information in the items shown in area A3. In this embodiment, the default setting is that the right to view and edit the business profile is granted only to the business account.

[0029] As described above, in this embodiment, in the default settings, the right to view deposit information, the right to view and edit bank account settings, and the right to view and edit business profiles are granted only to business accounts. Such information, for which information access rights are granted only to business accounts in the default settings, may be referred to as "specific information" hereinafter. For ease of explanation, this embodiment describes a case in which the right to view deposit information, the right to view and edit bank account settings, and the right to view and edit business profiles are set as specific information, but the present invention is not limited to such a configuration, and any information related to electronic payment services may be set as specific information.

[0030] FIG. 8 is a diagram illustrating an example of a store interface displayed on the store terminal device 50 when a user logs in to a store account. In other words, this indicates that the user of the store terminal device 50 is in the store account hierarchy when the user logs in. As indicated by area A1, FIG. 8 illustrates an example of a store interface displayed on the store terminal device 50 when the user of the store terminal device 50 logs in to a store account with store ID 0001. In response to login to the store account, the control unit 150 references the information access right information 162 stored in the storage unit 160 and provides accessible information on the store interface based on the setting of the information access right information 162 corresponding to the store account. In other words, the control unit 150 permits or prohibits access to specific information by the store account based on the setting of the information access right information 162.

[0031] 4, it can be seen that the store account of store ID 0001 has the right to view the store profile, the right to edit the store profile, and the right to view the store transaction history. Therefore, even if a user of the store terminal device 50 clicks on the deposit item while logged in to the store account of store ID 0001, the control unit 150 determines that the store account does not have the right to view the deposit information and prohibits access to the deposit information (i.e., hides the deposit information).

[0032] As described above, in the default settings, the business account is granted information access rights to specific information, while the store account is not granted information access rights to specific information. This is a reasonable mechanism when one business operates multiple stores. However, for example, in a small business operating only one store, the user of the store terminal device 50 is required to switch from the store account to the business account to access the specific information, and at the same time, is required to switch from the business account to the store account when making an electronic payment at the store. As a result, the user of the store terminal device 50 may have to frequently switch between the business account and the store account, which may reduce the convenience of the store-side interface. The information access rights setting described below solves this problem.

[0033] [Information access rights settings] Fig. 9 is a diagram showing an example of a method for setting information access rights in a store-side interface. Fig. 9 shows an example of a store-side interface displayed on the store terminal device 50 when a user of the store terminal device 50 clicks on account settings while logged in to a business account. In area A3, the setting account indicates the account for which information access rights are to be set.

[0034] As shown in Fig. 9, in account setup, the store-side interface displays, for example, a reception screen for setting access rights to information related to the business and the store. Fig. 9 shows, as an example, an example in which the setting of information access rights is received via a toggle button, but the present invention is not limited to such a configuration. For example, the information access rights to be granted may be selected by the user using a list box or radio buttons.

[0035] When the user of the store terminal device 50 specifies the information access rights to be set and presses button B1, the setting reception unit 140 updates the information access right information 162 based on the specified information access rights. In the case of FIG. 9, as an example, the right to view transaction information, the right to view store profile, and the right to edit store profile are specified, so the setting reception unit 140 sets the right to view deposit information, the right to view store profile, and the right to edit store profile for the store account of store ID 0001 in the information access right information 162. The same applies when setting information access rights when adding, editing, or deleting a sub-user.

[0036] FIG. 10 is a diagram showing an example of a store-side interface displayed on the store terminal device 50 when a user logs in to a store account after setting the information access rights. FIG. 10 shows an example of a store-side interface displayed on the store terminal device 50 when a user of the store terminal device 50 logs in to a store account with store ID 0001 after setting the information access rights shown in FIG. 9. In FIG. 9, the store account with store ID 0001 is set to have the right to view deposit information. Therefore, in FIG. 10, the user of the store terminal device 50 can view deposit information even when logged in to the store account with store ID 0001. This allows the user of the store terminal device 50 to access specific information without switching the login state from the store account to the business account (including switching the hierarchy from the store account to the business account).

[0037] [Electronic payment execution] Figure 11 is a diagram showing an example of electronic payment when there is one store account, executed by the store terminal device 50. Figure 11 shows a scene in which the store terminal device 50 is a tablet device with a QR code reader function, and the user of the store terminal device 50, while logged in to the business account, reads a QR code presented by the user terminal device 10 to make a payment.

[0038] As described above, when executing electronic payment, the store terminal device 50, while logged in to a store account registered in the electronic payment service, reads the QR code presented by the user terminal device 10, generates payment information including a store ID linked to the logged-in store account, and transmits it to the payment server 100. However, the user of the store terminal device 50 may log in to a business account (in other words, be in the business account hierarchy) to view specific information on the store-side interface, and even when there is only one store account linked to the business account, manually switching to the store account (in other words, the store account hierarchy) to execute electronic payment may reduce convenience for the user.

[0039] Therefore, when executing an electronic payment, the store terminal device 50 transmits instruction information instructing the execution of the electronic payment to the payment processing unit 130. When the payment processing unit 130 receives the instruction information from the store terminal device 50, it references the information access right information 162 and determines whether the store operated by the business has one store account. If the payment processing unit 130 determines that the store operated by the business has one store account, it transmits a store ID corresponding to the store account to the store terminal device 50, and the store terminal device 50 generates payment information including the store ID. In other words, payment information can be generated and electronic payment can be executed without requiring the user to manually switch accounts in the store-side interface.

[0040] Fig. 12 is a diagram showing an example of electronic payment executed by the store terminal device 50 when there are multiple store accounts. Similar to Fig. 11, Fig. 12 shows a scene in which a user of the store terminal device 50, while logged in to a business account, reads a QR code presented by the user terminal device 10 to make a payment.

[0041] If the payment processing unit 130 determines, by referring to the information access right information 162, that the store operated by the business does not have a single store account, i.e., that the store operated by the business has multiple store accounts, it transmits the store accounts and store IDs that are candidates for electronic payment to the store terminal device 50, and the store terminal device 50 displays the received store accounts and store IDs, for example, in a list format. When the store terminal device 50 accepts the user's selection of a store account, it generates payment information including the store ID linked to the selected store account. In other words, it is possible to generate payment information and execute electronic payment without requiring the user to manually switch accounts in the store-side interface.

[0042] In the above embodiment, when logged in to a business account, the system accepts settings for information access rights to be granted to a store account, and if the store account has access rights to specific information, the specific information is provided via the store-side interface. However, the present invention is not limited to such a configuration. If there is only one store account, the store account may be given the same information access rights as the business account (i.e., full control). This also increases convenience for small businesses.

[0043] According to the embodiment described above, while maintaining a hierarchical structure between a business account and store accounts of multiple stores operated by the business, the system accepts settings for information access rights to be granted to a store account and grants information access rights to specific information to the store account. As a result, a user of the store terminal device 50 can access the specific information without switching from a store account to a business account. This improves convenience for store users of the electronic payment service.

[0044] Furthermore, according to the above-described embodiment, when a business operator increases the number of stores it operates, the business operator sets information access rights for the newly opened store through account settings. That is, the business operator can set the same information access rights as the business operator account for the newly opened store via the store-side interface, or can set only information access rights related to store operations. Alternatively, the business operator can set information access rights granted to existing accounts (including sub-users) for the newly opened store. For example, the business operator can identify information access rights settings corresponding to job titles or roles (store manager, expense processor, promotion manager, etc.) and transfer these settings to the new store. The information access rights set in this manner are managed in a hierarchical structure as the above-described information access right information, and the business operator can subsequently change the information access right information settings as needed. This can also improve the convenience of the business operator when increasing the number of stores it operates.

[0045] The above describes the form for carrying out the present invention using an embodiment, but the present invention is not limited to such an embodiment, and various modifications and substitutions can be made within the scope that does not deviate from the gist of the present invention. [Explanation of symbols]

[0046] 10 User terminal device 20. Payment App 50 Store terminal equipment 60 Store Code Image 100 Payment Server 110 Communications Department 120 Payment Contents Department 130 Payment processing unit 140 Settings Reception Section 150 control section 160 Storage section 162 Information access rights information 164 Payment Content Information

Claims

1. An information processing device that provides a store-side interface in an electronic payment service that processes payments related to purchases at physical stores, a storage unit that stores a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, in association with each other; a reception unit that receives information access rights settings to be provided in response to login to the physical store account from a terminal device used by the store user and stores the settings in the storage unit; a control unit that, in response to logging in to the physical store account, permits or prohibits access to specific information that can be accessed when logging in to the business account based on the settings stored in the storage unit; a payment processing unit that causes a payment terminal device installed in the physical store to process a payment using the electronic payment service while the physical store account is logged in to the payment terminal device; When the business operator operates one physical store, the payment processing unit links the physical store to the business operator account even when the payment terminal device is logged in to the business operator account, and causes the payment terminal device to process the payment. Information processing device.

2. The specific information includes bank account information of the business operator to which a deposit will be made based on the total amount of payments made at the one or more physical stores. The information processing device according to claim 1 .

3. The specific information includes profile information of the business operator.

3. The information processing device according to claim 1 or 2.

4. An information processing device that provides a store-side interface in an electronic payment service that processes payments related to purchases at a physical store, a storage unit that stores a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, in association with each other; a reception unit that receives information access rights settings to be provided in response to login to the physical store account from a terminal device used by the store user and stores the settings in the storage unit; a control unit that, in response to logging in to the physical store account, permits or prohibits access to specific information that can be accessed when logging in to the business account based on the settings stored in the storage unit; a payment processing unit that causes a payment terminal device installed in the physical store to process a payment using the electronic payment service while the physical store account is logged in to the payment terminal device; When there are multiple physical stores operated by the business, the payment processing unit displays a selectable physical store at which the payment is to be made, links the selected physical store to the selected physical store, and causes the payment terminal device to process the payment even when the payment terminal device is logged in to the business account. Information processing device.

5. An information processing device that provides a store-side interface in an electronic payment service that processes payments related to purchases at a physical store, a storage unit that stores a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, in association with each other; a reception unit that receives information access rights settings to be provided in response to login to the physical store account from a terminal device used by the store user and stores the settings in the storage unit; a control unit that, in response to logging in to the physical store account, permits or prohibits access to specific information that can be accessed when logging in to the business account based on the settings stored in the storage unit; When the business operator operates one physical store, the control unit provides the physical store account of the physical store with the same information access right as the information access right provided to the business operator account. Information processing device.

6. The computer Provide a store-side interface for an electronic payment service that processes payments related to purchases at physical stores, a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, which are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, permitting or prohibiting access to specific information that is accessible when logged into the business account based on the stored settings; while the payment terminal device installed in the physical store is logged in to the physical store account, causing the payment terminal device to process payment using the electronic payment service; If the business operator operates one physical store, the physical store is linked to the payment terminal device even when the business operator's account is logged in, and the payment is processed by the payment terminal device. Information processing methods.

7. On the computer, providing a store-side interface for an electronic payment service that processes payments related to purchases at physical stores; a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings that are provided in response to login to the physical store account, are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, based on the stored setting, permitting or prohibiting access to specific information that can be accessed when logging into the business account; while the payment terminal device installed in the physical store is logged in to the physical store account, causing the payment terminal device to process payment using the electronic payment service; If the business operator operates one physical store, the physical store is linked to the payment terminal device even when the business operator's account is logged in, and the payment is processed by the payment terminal device. program.

8. The computer Provide a store-side interface for an electronic payment service that processes payments related to purchases at physical stores, a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, which are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, permitting or prohibiting access to specific information that is accessible when logged into the business account based on the stored settings; while the payment terminal device installed in the physical store is logged in to the physical store account, causing the payment terminal device to process payment using the electronic payment service; If there are multiple physical stores operated by the business, the physical store where the payment is to be made is displayed in a selectable manner, and the payment is linked to the selected physical store, and the payment terminal device is caused to process the payment even when the payment terminal device is logged into the business account. Information processing methods.

9. On the computer, providing a store-side interface for an electronic payment service that processes payments related to purchases at physical stores; a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings that are provided in response to login to the physical store account, are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, based on the stored setting, permitting or prohibiting access to specific information that can be accessed when logging into the business account; while the payment terminal device installed in the physical store is logged in to the physical store account, causing the payment terminal device to process payment using the electronic payment service; If there are multiple physical stores operated by the business, the physical store where the payment is to be made is displayed in a selectable manner, and the payment is linked to the selected physical store, and the payment terminal device is caused to process the payment even when the payment terminal device is logged into the business account. program.

10. The computer Provide a store-side interface for an electronic payment service that processes payments related to purchases at physical stores, a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings provided in response to login to the physical store account, which are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, permitting or prohibiting access to specific information that is accessible when logged into the business account based on the stored settings; If there is one physical store operated by the business operator, provide the same information access right to the physical store account as that provided to the business operator account; Information processing methods.

11. On the computer, providing a store-side interface for an electronic payment service that processes payments related to purchases at physical stores; a business account of a business that manages one or more physical stores that use the electronic payment service, a physical store account of the one or more physical stores, and information access right settings that are provided in response to login to the physical store account, are stored in association with each other; receiving and storing information access rights settings provided in response to login to the physical store account from a terminal device used by the store user; In response to logging into the physical store account, based on the stored setting, permitting or prohibiting access to specific information that can be accessed when logging into the business account; If there is one physical store operated by the business operator, provide the same information access right to the physical store account as that provided to the business operator account; program.

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