Payment method and device, equipment and storage medium

CN119722057AActive Publication Date: 2025-03-28CHINA UNIONPAY
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Patent Information

Application Number
CN202411789796.3
Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
Filing Date
2024-12-05
Publication Date
2025-03-28
Estimated Expiration
2044-12-05

AI Technical Summary

Technical Problem

The existing payment methods have problems with low payment efficiency, especially the operation process in the QR code scan box and the QR code scan plan is lengthy.

Method used

Through the combination of NFC tags and outreach modules, the payment program is initiated when the terminal device is detected, the payment code is applied for and dynamically write back to the NFC tag. The payment code information is sent to the payee management information system through the outreach module for payment.

Benefits of technology

The payment operation process is shortened, payment efficiency is improved, and the same set of equipment can support multiple payment methods.

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Abstract

The invention provides a payment method and device, equipment and a storage medium. The method is applied to a payment device, and the payment device comprises an NFC tag and an external connection module. The method comprises the following steps: when an NFC tag detects that terminal equipment exists in an induction area, calling a payment program in the terminal equipment to apply for a payment code; writing the payment code into the NFC label in a dynamic write-back mode to obtain the NFC label containing payment code information; and the payment code information in the NFC label is sent to a payee management information system through the external connection module for payment.
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