System and method for follow-up service after death for heirs

Abstract

The present invention relates to a system and method for a service for follow-up measures to a death report for an heir. The service for follow-up measures to a death report for an heir includes: a follow-up service server that provides a user interface for follow-up measures for the heir, receives submitted documents including a death certificate, a reporter's identification card, and a scraped family relationship certificate, transmits them to a linked system server of the relevant government agency to report the death of the deceased, and provides a follow-up service for the death report based on a customer's service request; and a scraping server that, upon receiving a service command for follow-up measures to a death report from the follow-up service server, connects to a linked system server for the death report to scrape information necessary for follow-up measures to the death report and transmits it to the follow-up service server. The follow-up service server receives a service request from a customer terminal and requests the scraping server to scrape documents necessary for the service, receives the submitted documents scraped from the scraping server, aggregates and processes the received information to be searched, and provides integrated information regarding the deceased related to follow-up measures to the customer terminal.

Description

Technology Field

[0001] The present invention relates to an inheritance service, and more specifically, to a system and method for a death report follow-up service for an heir that provides follow-up service for an heir when the heir needs to take various follow-up measures, such as inheritance, after the death of a deceased person has been reported. Background Technology

[0002] When a death report is filed, there are various follow-up measures that heirs must handle by obtaining necessary documents regarding the deceased, and the procedures are not simple. For example, after filing the death report, heirs have many tasks to perform, such as inquiring about the deceased's property, inheritance of property, vehicle transfer, and tax payment, as well as claiming deposits, insurance claims, National Pension, succeeding to the deceased's legal status, and terminating contracts to which the deceased was a party. Figure 1a illustrates the tasks that must be performed after filing the death report; approximately 19 follow-up tasks must be carried out by obtaining the necessary documents for follow-up actions. Figure 1b shows a list of follow-up actions after filing the death report; administrative processing by at least 10 receiving agencies is required to carry out these follow-up tasks. Referring to Figures 1a and 1b, to inquire about the deceased's property, a request must be submitted to the Financial Supervisory Service, and to inquire about the deceased's land ownership, a request must be submitted to the National Geographic Information Institute. In addition, to inherit the deceased's property, the registration of transfer of ownership due to inheritance, the registration of transfer of ownership due to inheritance by division by agreement, the registration of correction of ownership due to inheritance by division by agreement, and the registration of transfer of ownership due to bequest must be filed and processed at the district court registry office. Furthermore, limited acceptance of inheritance and renunciation of inheritance must be filed and processed at the family court having jurisdiction over the deceased's last address within three months from the date the commencement of inheritance is known, and the registration of transfer of ownership of a vehicle must be filed and processed at the vehicle registration office within three months from the date the commencement of inheritance.

[0003] Furthermore, for the payment of taxes related to inheritance, declarations for acquisition tax and registration tax must be submitted to the city, county, or district office having jurisdiction over the property within six months from the date of commencement of inheritance, and declarations and payments for inheritance tax must be submitted to the tax office having jurisdiction over the deceased's address within six months from the date of commencement of inheritance. To claim the National Pension (survivor's pension, lump-sum refund, death lump-sum), claims must be submitted and processed by the National Pension Service within five years from the date the cause for payment arises; additionally, for claims regarding Post Office savings and insurance, the claim for payment of inherited savings, the declaration of succession of inherited savings (within three months from the date of commencement of inheritance), and the claim for payment of personal injury insurance must be submitted to the Post Office.

[0004] In addition, to succeed to the status of a business operator, the report on the succession of the status of a public health business operator and the report on the succession of the status of a food business operator must be submitted to the licensing authority within one month from the date of death, and major matters regarding the succession of status must be submitted to and processed by the licensing authority within 15 days to 6 months from the date of death. Other reports regarding the correction of business registration must be submitted to the tax office, and reports for the cancellation of credit cards or mobile phones must be submitted to the relevant companies.

[0005] Figure 2 illustrates an overview of the follow-up measures taken by an heir after a conventional death report. Conventionally, when a death occurs, a death certificate is issued in writing by a hospital, and a death report is submitted in person to a district office or neighborhood office, accompanied by the death certificate, the reporter's identification card, and a family relationship certificate. The telecommunications company name is also changed by visiting a branch and submitting the same documents as those used for the death report. Furthermore, to apply for an inquiry regarding follow-up measures for the deceased with the Financial Services Commission and Government 24, the deceased's death certificate, the deceased's family relationship certificate, and the applicant's (heir's) identification card must be submitted in person or via a visit. The subjects of inquiry, such as finance, property, deposits, and insurance, are determined, information is requested from processing agencies for each subject, and results are retrieved from each agency. This process takes approximately 2 to 3 weeks. After going through this process, the follow-up measures are finalized by receiving guidance on the administrative procedures required for the follow-up and preparing and submitting the necessary documents to proceed with the administrative procedures.

[0006] In other words, when a death occurs, the heir must obtain relevant documents such as a family relationship certificate, death certificate, and heir's identification card for follow-up processing. They must then submit these documents to the Financial Services Commission and Government 24 for information inquiry, submit the same documents to district offices and community service centers to report the death, inquire with telecommunication companies, and submit the same documents for a change of ownership. Essentially, the same documents must be submitted by visiting multiple reception centers in person.

[0007] Furthermore, the Government 24 Safe Inheritance Service, which allows users to check information on follow-up processing items for death reports, informs users that application results are displayed by processing agency. For example, financial information can be checked via the Financial Supervisory Service website or text message; vehicle information via reception center notifications; land and local taxes via text message, mail, or in-person visits; national taxes via the National Tax Service Hometax website or text message; the National Pension via the website or text message; and civil servant, private school, and military pensions via text message. In other words, there is a need for a service that allows users to easily and conveniently view inquiry information in one place.

[0008] Furthermore, regarding the guidance on follow-up administrative procedures, the processing methods themselves are not easy; merely providing guidance is insufficient, and there is the inconvenience of having to submit the same documents separately to each processing agency. In other words, administrative procedures differ by agency, and the documents required for submission are duplicated.

[0009] Figure 3a illustrates the limitations of the existing follow-up service after death reporting. As shown in Figure 3a, the current guidance service for follow-up measures after death reporting only provides information (information inquiry and procedure guidance) to users, resulting in inconvenience and a low usage rate. Figure 3b illustrates an example of the inconvenience of this existing service, where the same documents must be submitted by visiting multiple locations in person, inquiry information cannot be viewed easily and conveniently in one place, and administrative processing methods are difficult. Furthermore, there is the inconvenience of having to submit the same documents separately to each processing agency, in addition to simply providing guidance.

[0010] As mentioned above, this procedure requires a face-to-face application through a visit for service use, and it takes up to 20 days from the application to the information inquiry. Furthermore, integrated information services are unavailable, results can only be viewed by institution, and only simple guidance services are provided, making it difficult for users to actually take follow-up actions. Consequently, the service utilization rate is not high. Prior art literature

[0011] Published Patent Application No. 10-2016-0001104, Jan. 6, 2016) The problem to be solved

[0012] The problem that the present invention aims to solve is to resolve the aforementioned conventional inconveniences and provide convenience and convenience to heirs. By utilizing scraping and open APIs, it is possible to avoid the need to visit multiple places in person to submit the same documents required for subsequent processing, view inquiry information easily and conveniently in one place, and retrieve integrated results regarding inquiry targets such as finance, property, deposits, and insurance within a shorter time than before. Furthermore, it is possible to provide a one-stop online service for administrative processing and submission documents that differ by processing agency, rather than just simple guidance. means of solving the problem

[0013] A service system for follow-up measures for an heir regarding a death report according to the present invention, for achieving the above technical objectives, comprises: a follow-up service server that provides a user interface for follow-up measures for the heir, receives submitted documents including a death certificate, a reporter's identification card, and a scraped family relationship certificate, transmits them to a linked system server of the relevant government agency to report the death of the deceased, and provides a follow-up service for the death report based on a customer's service request; and a scraping server that, upon receiving a command for follow-up measures for the death report from the follow-up service server, connects to the death report linked system server to scrape information necessary for the follow-up measures for the death report and transmits it to the follow-up service server. The follow-up service server receives a service request from a customer terminal, requests the scraping server to scrape documents necessary for the service, receives the scraped submitted documents from the scraping server, aggregates and processes the received information subject to inquiry, and provides integrated information regarding the deceased related to follow-up measures to the customer terminal.

[0014] When a death occurs, the aforementioned follow-up service server can report the death by submitting the death certificate, the reporter's identification card, and a scraped family relationship certificate via the network to the aforementioned linked system server located at the district office or neighborhood office. Additionally, the aforementioned follow-up service server can submit the death certificate, the reporter's identification card, and the scraped family relationship certificate via the network to the aforementioned linked system server to conduct an inquiry into at least the deceased's financial and real estate assets for follow-up measures. Furthermore, the aforementioned follow-up service server can request information by submitting the necessary documents online to each processing agency corresponding to the inquiry results, and can provide the requested information received from the processing agency to the user (customer) through a user interface.

[0015] The above-mentioned linkage system server is connected to the above-mentioned scraping server and the above-mentioned follow-up service server via a network, and when the above-mentioned scraping server connects and requests information necessary for follow-up measures for a death report, it provides information necessary for follow-up measures for a death report, and may include an information database for inquiry target equipped with at least one of a financial data DB, a card data DB, a real estate data DB, a public data DB, and a telecommunications data DB; and at least one of a submitted document DB equipped with at least one of a family relationship certificate DB, a transfer registration application DB, a seal certificate DB, a vehicle registration certificate DB, and a death certificate DB.

[0016] The scraping server may receive a service command from the follow-up service server, connect to the linkage system server, scrape at least one of the deceased's financial data, card data, real estate data, public data, and communication data from the inquiry target information DB, and transmit it to the follow-up service server. Additionally, the scraping server may receive submitted documents and a service command from the follow-up service server, connect to the linkage system server, scrape at least one of a family relationship certificate, a transfer registration application, a seal certificate, and a death certificate from the submitted documents DB, and transmit it to the follow-up service server.

[0017] A method for a service for follow-up measures to a death report for an heir according to the present invention to achieve the above technical problem comprises: a step of issuing a death certificate in writing and as an electronic file upon application when a death occurs; a step of scraping documents among the death certificate, the reporter's identification card, and the family relationship certificate that can be scraped, and generating image files for documents that cannot be scraped, and transmitting the documents required for the service application online to a linked system server of a district office / dong office; a step of accessing the linked system servers of the Financial Services Commission and Government 24 online to scrape, collect, and query information on follow-up measures to the death report when the death report is reported online to the linked system server of the district office / dong office, and when the query results are confirmed online, a step of providing guidance on administrative procedures for follow-up measures to the death report, such as querying the deceased's financial transactions, applying for vehicle ownership transfer registration, claiming National Pension, and changing the name of a telecommunications carrier; and a step of providing an administrative processing service for follow-up measures upon receiving an application for follow-up measures by a customer (user).

[0018] The step of providing guidance on administrative procedures for the above-mentioned follow-up measures for the death report may include: a step in which a scraping server scrapes follow-up information through a linked system server such as the Financial Services Commission or Government 24 and transmits it to a follow-up service server; and a step in which the follow-up service server collects the scraped information and provides guidance on administrative procedures for the follow-up measures. Effects of the invention

[0019] According to the death report follow-up service system and method for heirs of the present invention, heirs can be provided with comprehensive services for follow-up measures after death without being flustered by the death of the deceased. It provides guidance so that the details of the death report follow-up measures, such as the deceased's assets / liabilities, insurance, cards, automobiles, and telecommunications, can be viewed at a glance, and can provide guidance on the necessary documents and processes for each follow-up measure item.

[0020] According to the present invention, through scraping and open APIs, it is not necessary to visit multiple locations in person to submit the same documents required for subsequent processing, and inquiry information can be viewed easily and conveniently in one place. Furthermore, it is possible to provide a one-stop online service for administrative processing and submission documents that differ by processing agency, rather than just simple guidance, and to retrieve integrated results regarding inquiry targets such as finance, property, deposits, and insurance within a shorter time than conventional methods.

[0021] In addition, according to the present invention, by adding a personal banking app service, it can be linked with financial services such as a primary transaction collection service, and by presenting inheritance tax calculation and tax-saving measures, it can be linked with an inheritance tax payment service, and services such as vehicle ownership transfer and real estate ownership transfer can be expanded.

[0022] In addition, marketing can be conducted by partnering with or linking with funeral service companies, such as by setting prices as options in the calculated funeral insurance premium, and proprietary app services can also be provided to service customers.

[0023] Furthermore, senior members can be secured by requiring the designation of a representative in advance during service registration and presenting tax-saving strategies through simulations during service usage. Data can be acquired through MyData services, and revenue models can be expanded by linking with payment platforms.

[0024] In addition, collaboration (OpenAPI) with funeral service providers is possible by sharing customer costs through funeral services and enhancing differentiated services through the provision of options when paying funeral insurance. Brief explanation of the drawing

[0025] Figure 1a shows the tasks to be done after reporting a death. Figure 1b shows a list of follow-up measures after reporting a death. Figure 2 shows an overview of the follow-up measures taken by heirs after a conventional death report. Figure 3a illustrates the limitations of the existing follow-up service after death reporting. Figure 3b shows an example of the inconvenience of the existing follow-up service after reporting a death. Figure 4 illustrates the technical concept and background of the death report follow-up service for heirs according to the present invention. Figure 5 shows a comparison between the death report follow-up service for heirs according to the present invention and the existing death report follow-up service. FIG. 6 is a block diagram showing the configuration of a death report follow-up service system for heirs according to the present invention. FIG. 7 shows an overview of the death report follow-up service for heirs according to the present invention. FIG. 8 illustrates the procedure of a follow-up service for a death report for an heir according to the present invention. Figure 9 shows the flow of a service method for follow-up measures for a death report for an heir according to the present invention. FIG. 10 is a flowchart illustrating a method for a follow-up service for a death report for an heir according to the present invention. Figure 11 shows the process flow when an heir performs the death report follow-up service according to the present invention. Figure 12 shows the flow of the simulation service when an agent applies for the simulation service. Specific details for implementing the invention

[0026] Hereinafter, preferred embodiments of the present invention will be described in detail with reference to the attached drawings. The embodiments described in this specification and the configurations illustrated in the drawings are merely preferred embodiments of the present invention and do not represent all technical concepts of the present invention; therefore, it should be understood that various equivalents and modifications that can replace them may exist at the time of filing this application.

[0027] Figure 4 illustrates the technical concept and background of the follow-up service for a death report for an heir according to the present invention. Referring to Figure 4, the present invention provides a one-stop service. By collecting My Data, such as financial information, card information, real estate, public information, and communication information, through scraping and open APIs, it enables viewing a list of follow-up measures after death. Specifically, it allows for the calculation and payment of inheritance tax through a receiving agency, and enables viewing of transfer / registration transfer and results through received documents. Furthermore, non-face-to-face business operations can be expanded through improvements in financial innovation service regulations, and the service can be expanded into a service platform following the relaxation and improvement of financial innovation service regulations.

[0028] FIG. 5 illustrates a comparison between the death report follow-up service for heirs according to the present invention and the existing death report follow-up service. Referring to FIG. 5, when a death occurs (510), conventionally, a death report is filed by obtaining a death certificate from a hospital, etc., and submitting the death certificate, the reporter's identification card, and a family relationship certificate in person to a district office or community center. On the other hand, in the present invention, the death certificate is obtained in writing and as a PDF file, and the death report is submitted non-face-to-face through a network. That is, the follow-up service server according to the present invention submits the death certificate, the reporter's identification card, and a scraped family relationship certificate online through the network to the linked system server of the district office or community center. Similarly, regarding the change of ownership with a telecommunications carrier, conventionally, one must visit a branch and submit the same documents (death certificate, reporter's identification card, family relationship certificate) as for the death report, but in the present invention, the follow-up service server according to the present invention can submit them non-face-to-face through a network.

[0029] In addition, regarding the inquiry service (520) for follow-up measures for the deceased, conventionally, to inquire about the financial transactions of the deceased, an inquiry request is made by submitting the same documents as those submitted when reporting the death to the Financial Supervisory Service in person (offline). Alternatively, an inquiry request is made using the Safe Inheritance Service provided by Government 24. In this case as well, an inquiry request is made by submitting the same documents as those submitted when reporting the death. On the other hand, in the present invention, the follow-up service server according to the present invention can make an inquiry request by submitting a death certificate, the reporter's identification card, and a scraped family relationship certificate online through a network to the Financial Supervisory Service linkage system server and the Resident 24 linkage system server. Furthermore, the follow-up service server according to the present invention can also inquire about the deceased's land ownership, vehicle ownership, etc., through the procedures described above.

[0030] In addition, when checking the inquiry target and follow-up measures (530), conventionally, when an inquiry is made regarding finance, real estate, insurance, etc., and information is requested from each processing agency based on the inquiry results, the processing agency checks the results and notifies the information, which typically takes 2 to 3 weeks. On the other hand, in the present invention, the follow-up service server according to the present invention requests information by submitting the necessary documents online to each processing agency corresponding to the inquiry results, and receives the requested information from the processing agency, which takes less than 1 week, thereby significantly reducing the time and allowing for convenient verification of follow-up measures after death reporting online without having to submit documents in person.

[0031] In addition, when proceeding with follow-up measures (540), if the administrative procedure for follow-up measures is guided by the processing agency, the documents required for the administrative procedure for follow-up measures are prepared and submitted offline to the corresponding administrative agency or processing agency. On the other hand, in the present invention, if the administrative procedure for follow-up measures is guided by the processing agency, the follow-up measure service server according to the present invention scrapes and secures the documents required for the administrative procedure for follow-up measures, submits the documents required for the administrative procedure online non-face-to-face through a network, and checks the administrative processing results.

[0032] As such, the follow-up action service following a death report according to the present invention, unlike conventional methods that required submitting necessary documents to administrative agencies or processing agencies in person to inquire about or receive results, can provide the heir with the inquiry or processing results by scraping documents that are scrapable among the necessary documents and receiving other documents as files, thereby receiving information through the linked system server.

[0033] FIG. 6 is a block diagram showing the configuration of a death report follow-up service system for heirs according to the present invention. Referring to FIG. 3, the service system according to the present invention may comprise a follow-up service server (610) and a scraping server (620). It may further comprise a linkage system server (640), an inquiry information DB (642), and a submission document DB (644).

[0034] The follow-up service server (610) is A user interface for follow-up measures for heirs is provided, and submitted documents including a death certificate, a reporter's identification card, and a family relationship certificate are received, and follow-up measures services for the deceased are provided. The follow-up measures service server (610) receives a service request from a customer terminal (630), requests the scraping server (620) to scrape the documents required for the service, receives the scraped submitted documents from the scraping server (620), aggregates and processes the received inquiry target information, provides integrated information regarding the deceased related to follow-up measures to the heir terminal (330), and provides follow-up measures services.

[0035] More specifically, as described with reference to FIG. 5, when a death occurs (510), the follow-up service server (610) can make an inquiry request by submitting online via a network to the linkage system server (640), for example, the Financial Supervisory Service linkage system server (640) and the Resident 24 linkage system server (640), the death certificate, the reporter's identification card, and the family relationship certificate scraped by the scraping server (620). In addition, the follow-up service server (610) according to the present invention can also inquire about the deceased's land ownership, vehicle ownership, etc., through the procedure described above.

[0036] In addition, regarding the inquiry service (520) for follow-up measures for the deceased, the follow-up service server (610) can apply for an inquiry by submitting online via the network to the linked system server (640), for example, the Financial Supervisory Service linked system server and the Resident 24 linked system server, the death certificate, the reporter's identification card, and the family relationship certificate scraped by the scraping server (620). In addition, the follow-up service server (610) can also inquire about the deceased's land ownership, vehicle ownership, etc., through the procedures described above.

[0037] In addition, when checking the inquiry target and follow-up measures (530), the follow-up service server (610) requests information by submitting the necessary documents online to each processing agency corresponding to the inquiry result and receives the requested information from the processing agency, which takes less than one week, thereby significantly reducing the time and allowing the follow-up measures after the death report to be conveniently checked online without having to submit documents in person.

[0038] In addition, when proceeding with follow-up measures (540), the follow-up service server (610) can guide the follow-up procedure to the heir or user (customer), and the scraping server (620) scrapes the documents required for the administrative procedure according to the follow-up measure, allowing the documents required for the administrative procedure to be submitted online non-face-to-face through the network and the results of the administrative processing to be viewed.

[0039] In addition, the follow-up service server (610) may provide a simulation service for follow-up measures by assuming a case where the deceased died before the death of the heir, and this will be described later.

[0040] The scraping server (620) receives a service command from the follow-up service server (610), connects to the linkage system server, scrapes at least one of the deceased's financial data, card data, real estate data, public data, and communication data from the inquiry target information DB (642), and transmits it to the follow-up service server (610). Additionally, the scraping server (620) receives submission documents and a service command from the follow-up service server (610), connects to the linkage system server, scrapes at least one of the family relationship certificate, transfer registration application form, seal certificate, and death certificate from the submission documents DB (644), and transmits it to the follow-up service server (610). Scraping is a technology that extracts data necessary for providing information from distributed data and provides it to the user. For example, it enables the integration, inquiry, and management of information scattered in various places, such as financial companies, public institutions, and government websites, using the customer's authentication information.

[0041] The scraping server (620) comprises a scraping engine that processes script commands and a scraping script module that contains access information for a target site. Additionally, the scraping server (620) can operate in a protocol mode or a browser mode. The protocol mode directly scrapes transmitted and received data over a communication protocol through an HTTP communication module, and can perform scraping of data transmitted and received over HTTP communication without launching a browser. The browser mode launches a browser for data transmission and reception over a communication protocol and then scrapes the data displayed by the browser.

[0042] The scraping server (620) provides a scraping service for users to scrape information from the linked system server (340) from their PC or mobile terminal. Data can be transmitted and received in a RESTful manner between the follow-up processing service server (310) and the scraping server (320), and between the linked system server (340) and the scraping server (320). RESTful means a system that follows the principles of REST. REST (Representational State Transfer) refers to the exchange of the state of a resource by distinguishing it by name, specifying the resource through an HTTP URI (Uniform Resource Identifier), and applying CRUD operations to the resource through an HTTP Method (POST, GET, PUT, DELETE, PATCH, etc.). Here, CRUD Operation refers to the basic data processing functions of most computer software: Create, Read, Update, and Delete.

[0043] Then, when the follow-up processing service server (310) transmits a data scraping command to the script module of the scraping server (320) to collect data to be scraped, the scraping script calls a script consisting of scraping commands and transmits it to the scraping engine, and the scraping engine analyzes and executes the script. Upon execution of the script, the scraping engine connects to the linked system server to scrape the desired data and receives it in a RESTful manner as JSON-formatted data. The scraping server (320) can process the JSON-formatted data and provide it to the customer (user) through a user interface.

[0044] The linkage system server (640) is connected via a network to the scraping server (620) and the follow-up action service server (610), and is a server that stores and manages data required by the death report follow-up action service system for heirs according to the present invention. When the scraping server (620) connects and requests information required for the death report follow-up action, the linkage system server (640) provides the information required for the death report follow-up action. The linkage system server (640) may be a server of Government 24, the Financial Supervisory Service, a bank, a community center, a telecommunications company, etc., and may be equipped with an information database (642) and / or a submission document database (644). The linkage system server (640) provides data required by the follow-up action service server based on a scraping command received from the scraping server (320), and may provide it to the scraping server (320) as data, files, etc.

[0045] Financial data, card data, real estate data, public data, and communication data of the deceased are scraped from the inquiry target information DB (642) by the scraping server (620) connected to the linkage system server (640), and the scraped data is transmitted to the follow-up action service server (610).

[0046] The inquiry target information DB (642) may have at least one of a financial data DB, a card data DB, a real estate data DB, a public data DB, and a communication data DB, and the submission document DB (335) may have at least one of a family relationship certificate DB, a transfer registration application DB, a seal certificate DB, a vehicle registration certificate DB, and a death certificate DB.

[0047] FIG. 7 illustrates an overview of the death report follow-up service for heirs according to the present invention. When a death certificate is issued in writing and as a PDF file at a hospital, the death report follow-up service server of the death report follow-up service system receives the death certificate and an image file of the reporter's identification card or receives it through a user interface (UI). When the scraping server (620) scrapes the family relationship certificate and transmits it to the follow-up service server (610), the follow-up service server (610) can submit the death report to the district office / community center non-face-to-face, and can also submit documents for changing the name on the telecommunications carrier or canceling the service non-face-to-face. Additionally, when a customer (user) searches for the deceased's finances, property, deposits, insurance, etc. through the user interface provided by the death report follow-up service system according to the present invention, the scraping server (620) scrapes information stored at the relevant processing agency for each subject, such as the deceased's finances, property, deposits, insurance, etc., and transmits it to the follow-up service server (610). For example, financial information can be scraped from the Financial Supervisory Service, national taxes from the National Tax Service, and national pension information from the National Pension Service.

[0048] The follow-up processing service server (610) receives and integrates the corresponding information scraped by the scraping server (620) from the relevant business processing agency, such as financial transaction information, property details, telecommunications company subscription information, vehicle ownership information, etc., and provides the integrated result to the customer (user), and the customer (user) can view the integrated result.

[0049] Through this process, when a customer (user) receives guidance on the administrative procedures for follow-up measures and applies for administrative processing regarding the follow-up measures for the death report, the scraping server (620) scrapes the documents for submission of the administrative procedures and transmits them to the follow-up service server (610), and the follow-up service server (610) submits the scraped administrative documents non-face-to-face and processes the follow-up measures. The customer (user) can view the results of the administrative processing regarding the processed follow-up measures after death.

[0050] This shows the procedure for the follow-up service for a death report for an heir according to the present invention. With reference to FIG. 8, the procedure for the follow-up service for a death report according to the present invention will be explained in more detail.

[0051] The procedure for the follow-up service for a death report for an heir according to the present invention may consist of the step of applying for / receiving information inquiry online (S810), the step of inquiring about integrated information by follow-up item (S820), the step of providing guidance on administrative procedures for follow-up matters (S830), and the step of providing administrative processing services for follow-up matters (S840).

[0052] Specifically, in the information inquiry online application / reception stage, the follow-up service server (610) submits the death certificate (pdf file) and a copy of the identification card to the district office / dong office in a non-face-to-face manner, and the scraping server (620) scrapes the family relationship certificate and transmits it to the follow-up service server (610), thereby the follow-up service server (610) makes a non-face-to-face application for the deceased's family relationship certificate, the applicant's (heir's) identification card, and the death certificate as online application submission documents and reports the death to the district office / dong office.

[0053] And in the step of inquiring about integrated information by follow-up action item, the follow-up action service server (610) uses the aforementioned online application submission documents, consisting of the deceased's family relationship certificate, the applicant's (heir's) identification card, and the death certificate used when reporting the death, to inquire about integrated information by follow-up action item from the Financial Services Commission, Government 24, and telecommunication companies. That is, it inquires about financial transactions, property such as automobiles and real estate, taxes such as acquisition tax and registration tax, pension subscriptions, post office savings / insurance, cards, telecommunication companies, and other things.

[0054] Then, in the administrative procedure guidance stage for follow-up measures, the follow-up service server (610) can provide guidance on administrative procedures for follow-up measures such as inquiry into the deceased's financial transactions, application for transfer of vehicle ownership registration, claim for national pension, and change of name with telecommunications company.

[0055] For example, regarding the above guidance on inquiring about the deceased's financial transactions, it may be provided that the deceased's financial transactions can be inquired about more specifically using a family relationship certificate, a death report, and the applicant's (heir's) identification card. Regarding the guidance on applying for the transfer of vehicle ownership registration, it may be provided that the transfer of vehicle ownership registration can be applied for using a family relationship certificate, a transfer registration application form, and a vehicle registration certificate.

[0056] Regarding the guidance on claiming the National Pension, it may be provided that a claim can be made using a family relationship certificate, the applicant's identification card, a death certificate, a statement of circumstances of death, and the beneficiary's bank account; regarding the guidance on changing the name on a telecommunications company, it may be provided that the name on the telecommunications company can be changed using a death certificate, a family relationship certificate, and the applicant's (person changing the name) identification card.

[0057] In the administrative processing service stage for follow-up measures, the death report follow-up service system provides administrative processing services for corresponding follow-up measures through the aforementioned guidance. For example, for the transfer of vehicle ownership registration, the scraping server (620) scrapes the submitted documents and transmits them to the follow-up service server (610), and the follow-up service server (610) transmits the transfer registration application form to the server of the competent authority and submits it, and transmits the vehicle registration certificate to the Government 24 server and submits it. To claim the National Pension, the follow-up service server (610) transmits the deposit account to the server of the relevant financial institution and submits it, and for a change of name with a telecommunications carrier, the follow-up service server (610) registers the family relationship certificate in the electronic family relationship registration system. Furthermore, the death report follow-up service system according to the present invention can also provide a main transaction collection service and a follow-up service for renunciation of inheritance after calculating the inheritance tax.

[0058] FIG. 9 illustrates the flow of a service method for follow-up measures for a death report for an heir according to the present invention. Referring to FIG. 9, the service usage flow according to the present invention is as follows: when a death occurs (step S910), a death certificate is issued in written form and as an electronic file. Regarding the death certificate, the reporter's identification card, and the family relationship certificate, the scraping server (620) scrapes the documents that can be scraped, and generates image files for documents that cannot be scraped. The follow-up service server (610) then transmits the scraped documents and the image files to the server of the relevant institution as service application documents for submission (step S620).

[0059] When a service application is made online by the follow-up service server (610) (step S930), a death report is made to the district office / community office (step S950). Additionally, the follow-up service server (610) can inquire about follow-up information from the Financial Services Commission and Government 24 (step S940). That is, when the scraping server (620) scrapes follow-up information through linked system servers such as the Financial Services Commission and Government 24 and transmits it to the follow-up service server (610), the follow-up service server (610) can collect the scraped information and provide guidance on administrative procedures regarding follow-up matters.

[0060] The customer (user) checks the inquiry results through the online integrated inquiry service provided by the death report follow-up service system (step S960), and the follow-up service server (610) can provide guidance on administrative procedures for follow-up matters such as inquiry into the deceased's financial transactions, application for transfer of vehicle ownership registration, claim for National Pension, and change of name with a telecommunications company.

[0061] When a customer (user) applies for follow-up measures through the online document reception service provided by the death report follow-up service system (step S970), the death report follow-up service system provides administrative processing services for the corresponding follow-up measures through the aforementioned guidance. For example, for the transfer of vehicle ownership registration, the scraping server (620) scrapes the submitted documents and transmits them to the follow-up service server (610), and the follow-up service server (610) transmits the transfer registration application form to the linkage system server of the competent authority and submits it, and transmits the vehicle registration certificate to the linkage system server of Government 24 and submits it. To claim the National Pension, the follow-up service server (610) transmits the deposit account to the server of the relevant financial institution and submits it, and for a change of name with a telecommunications company, the follow-up service server (610) registers the family relationship certificate in the electronic family relationship registration system.

[0062] When the follow-up service server (610) and the scraping server (620) perform administrative processing on the follow-up matters, the customer (user) can view the application results through the death report follow-up service system (step S980).

[0063] FIG. 10 is a flowchart illustrating a service method for follow-up measures to a death report for an heir according to the present invention. With reference to FIGS. 6 to 10, a service method for follow-up measures to a death report for an heir according to the present invention will be described.

[0064] When a death occurs, a death certificate is issued in written and electronic file form upon application. (Step S1010) Among the death certificate, the reporter's ID card, and the family relationship certificate, scrapable documents are scraped through the scraper server (620), and documents that cannot be scraped are generated as image files and transmitted online to the linkage system server of the district office / dong office for the documents required for the service application. (Step S1020)

[0065] When a death report is made online to the linked system server of the district office / dong office, the linked system server (640) of the Financial Services Commission and Government 24 is accessed online to scrape and collect information on follow-up measures for the death report (step S1030).

[0066] Once the results of the online inquiry are confirmed, administrative procedures for follow-up measures to the death report, such as inquiry into the deceased's financial transactions, application for vehicle ownership transfer registration, claim for National Pension, and change of name with a telecommunications carrier, are provided. More specifically, the scraping server (620) scrapes follow-up measure information through the linked system server (640) of the Financial Services Commission, Government 24, etc., and transmits it to the follow-up measure service server (610) (Step S1040).

[0067] The follow-up service server (610) collects the scraped information received from the scraping server (620) and provides guidance on administrative procedures for follow-up measures (step S1050).

[0068] When the follow-up service server (610) receives a follow-up application from a customer (user), it provides administrative processing services for the follow-up matters (step S1060). More specifically, the death report follow-up service system according to the present invention can provide administrative processing services for the corresponding follow-up matters through the guidance described above. For example, for the transfer of vehicle ownership registration, the scraping server (620) scrapes the submitted documents and transmits them to the follow-up service server (610). Then, the follow-up service server (610) transmits the transfer registration application form to the linkage system server (640) of the competent authority and submits it, and transmits the vehicle registration certificate to the linkage system server of Government 24 and submits it. In addition, for the claim of the National Pension, the follow-up service server (610) transmits the deposit account to the linkage system server (640) of the relevant financial institution and submits it, and for the change of name with a telecommunications company, the follow-up service server (610) can register the family relationship certificate in the electronic family relationship registration system.

[0069] FIG. 11 shows a process flow that can be implemented when an heir performs the death report follow-up service according to the present invention.

[0070] When an heir registers as a member, completes the service application documents, and registers for the follow-up action service, the follow-up action service server proceeds with the follow-up action service and notifies the heir of the receipt and results of the deceased's death report. Furthermore, if the follow-up action service server requests a bulk inquiry of follow-up action items, it receives the inquiry results. Upon aggregating these results, the heir can inquire about the call results for the follow-up action items and apply for the online administrative document submission service; in this case, the follow-up action service server provides the online service using scraping and APIs, and notifies the heir of the results of the online submission and administrative processing. When the follow-up action service server generates and provides the status of follow-up administrative procedures to the heir, the heir can apply for additional services, and the server can provide these additional services. Here, additional services may include inheritance tax calculation and suggestion of tax-saving strategies, primary transaction collection services, and vehicle ownership transfer.

[0071] Meanwhile, the death report follow-up service according to the present invention can provide a simulation service for follow-up measures by assuming a case where the deceased died before the actual death of the heir. The simulation service proceeds with the simulation after selecting a simulation item and receiving authentication. For example, information on gifted property, pension / insurance receipt information, inheritance tax calculation information, etc., can be provided as simulation results. Figure 12 illustrates the flow of the simulation service when an agent applies for the simulation service. The agent applies for the death report follow-up service, enters additional simulation information, selects a simulation item, and applies for simulation authentication. Upon application for simulation, the follow-up service server provides guidance on simulation authentication via SMS, etc. When the heir authenticates using a financial / joint certificate, etc., for simulation authentication, the follow-up service server proceeds with the death report follow-up service as a simulation through the follow-up simulation unit and can provide information on gifted property, pension / insurance receipt information, inheritance tax calculation information, etc. The above-mentioned follow-up action simulation unit provides information on the current status of financial assets (deposits, insurance, pensions, etc.), real estate assets, automobiles, communication devices, etc., assuming death, and simulates follow-up actions such as inheritance and pensions, thereby enabling one to know in advance various situations that may occur in the event of death and to prepare for what is necessary.

[0072] The above simulation results may be provided to the deceased. The agent queries the simulation results to retrieve information such as gifted property, pension / insurance benefit information, and inheritance tax calculation information. Furthermore, if the agent requests additional services when necessary, the follow-up service server provides personalized tax-saving strategies, personal asset management services, and primary transaction collection services. When the agent and the deceased query the results of these additional services, the results can be provided. Here, additional services may include inheritance tax calculation and presentation of tax-saving strategies, primary transaction collection services, and vehicle ownership transfer.

[0073] The present invention has been described with reference to the embodiments illustrated in the drawings, but this is merely illustrative, and those skilled in the art will understand that various modifications and equivalent alternative embodiments are possible therefrom. Accordingly, the true technical scope of protection of the present invention should be determined by the technical spirit of the appended claims. Explanation of the symbols

[0074] 610 : Follow-up Service Server 620 : Scraping server 630 : Customer (User) Terminal 640 : Linkage System Server 642 : Database of information to be queried 644 : Submitted Documents DB

Claims

Claim 1 A follow-up service server that receives a death certificate, the reporter's identification card, and a scraped family relationship certificate through a user interface for follow-up measures for heirs, transmits them to a linked system server of a district office / dong office to report the death of the deceased, and when a customer requests a follow-up service after the death report, requests scraping necessary for the said follow-up service, collects My Data such as the deceased's financial information, card information, real estate, and public information through scraping and an Open API (Application Programming Interface), submits the documents necessary for the follow-up measures to each processing agency to enable inheritance tax calculation and tax payment, and receives and integrates the deceased's financial transaction information, property details, telecommunications subscriber information, and vehicle ownership information to provide to the customer (heir); A death report follow-up service system for heirs, comprising a scraping engine that processes script commands and a scraping module that receives scraping commands from the follow-up service server and contains access information for a target site, operating in a protocol method or a browser method, and including a scraping server that, upon receiving submission documents required for death report follow-up measures and a death report follow-up service command from the follow-up service server, connects to the linked system server to scrape documents required for the death report follow-up service among a family relationship certificate, a transfer registration application, a seal certificate, and a death diagnosis certificate, and transmits them to the follow-up service server, wherein the follow-up service server, when a customer terminal requests a death report follow-up service, guides administrative procedures regarding death report follow-up matters such as online inquiry into the deceased's financial transactions, application for vehicle ownership transfer registration, National Pension claim, and change of name with a telecommunications carrier, and collects and processes inquiry target information required for the death report follow-up to provide the death report follow-up service. Claim 2 delete Claim 3 A death report follow-up service system for heirs, characterized in that, in paragraph 1, the follow-up service server requests information by submitting necessary documents online to each processing agency corresponding to the inquiry result, receives the requested information from the processing agency, and provides it to the user (customer) through a user interface. Claim 4 A death report follow-up service system for heirs, wherein, in paragraph 1, the linkage system server is connected to the scraping server and the follow-up service server via a network, and when the scraping server connects and requests information necessary for the death report follow-up measures, the server provides information necessary for the death report follow-up measures, and includes an information database for inquiry targeting that has at least one of a financial data DB, a card data DB, a real estate data DB, a public data DB, and a telecommunications data DB; and at least one of a submitted document DB that has at least one of a family relationship certificate DB, a transfer registration application DB, a seal certificate DB, a vehicle registration certificate DB, and a death diagnosis certificate DB. Claim 5 A death report follow-up service system for heirs, characterized in that, in paragraph 4, the scraping server receives a service command from the follow-up service server, connects to the linkage system server, scrapes at least one of the deceased's financial data, card data, real estate data, public data, and communication data from the inquiry target information DB, and transmits it to the follow-up service server. Claim 6 delete Claim 7 A method for providing follow-up measures for a death report for an heir, comprising: a step of issuing a death certificate in writing and as an electronic file upon application when a death occurs; a step of scraping documents among the death certificate, the reporter's identification card, and the family relationship certificate that can be scraped, and generating image files for documents that cannot be scraped, and transmitting the documents required for the service application online to the linkage system server of a district office / dong office; a step of accessing the linkage system servers of the Financial Services Commission and Government 24 online to scrape, collect, and query information on follow-up measures for the death report when the death report is reported online to the linkage system server of the district office / dong office; a step of guiding administrative procedures for follow-up measures for the death report, such as inquiry into the deceased's financial transactions, application for transfer of vehicle ownership registration, claim for National Pension, and change of name with a telecommunications carrier, when the query results are confirmed online; and a step of providing administrative processing services for follow-up measures upon receiving an application for follow-up measures by a customer (user). Claim 8 A method for a death report follow-up service for an heir, characterized in that, in claim 7, the step of guiding administrative procedures regarding the matters of follow-up measures for the death report includes: a step in which a scraping server scrapes follow-up information through a linked system server such as the Financial Services Commission or Government 24 and transmits it to a follow-up service server; and a step in which the follow-up service server collects the scraped information and guides administrative procedures regarding the matters of follow-up measures.

Images