A multifunctional smart card and its interaction method

Abstract

The present invention discloses a multifunctional smart card, which includes a card base, wherein the card base is provided with a first chip, a second chip, a third chip, a control security chip, a conversion module, a card information collection module, an information export module, a contact device and a contactless device. The present invention also discloses an interaction method. The present invention can realize the information collection and backup of multiple cards, certificates and bank cards, realize the function of one card for multiple uses, and improve convenience; by setting the first area, the second area and the third area for classified storage of different card information, the chips do not interfere with each other, and the integrity of subsequent card information is guaranteed; by setting the conversion module for realizing the rapid conversion and retrieval of the storage information and data in the first chip, the second chip and the third chip, the multifunctional smart card can be quickly transformed into a smart card with different functions, which is convenient to use.

Description

Technical Field

[0001] The present invention relates to the technical field of multifunctional smart cards, and in particular to a multifunctional smart card and an interaction method thereof. Background Art

[0002] With the advancement of science and technology, the improvement of smart card technology, the application of smart cards has become more and more diverse. Many people hold multiple smart cards at the same time, such as SIM cards, bus cards, meal cards, door cards, bank cards, membership cards, discount cards, etc. As the use of smart cards becomes more and more convenient, some existing documents have begun to store information on smart cards, such as ID cards, passes, etc. Since each card has a certain thickness and size, when there are many cards, storage and carrying have become a big problem, which has brought a lot of inconvenience to users, and often the wrong card will be taken. For example, the card was originally intended to be used, but it was taken by mistake. When the card is lost, the data and information are backed up to the card making terminal, and the card needs to be re-made. The card making time is long and the steps are cumbersome, which affects the subsequent normal use of users. Summary of the invention

[0003] This invention aims to provide a multifunctional smart card to address the current technical deficiencies.

[0004] The invention also discloses an interaction method.

[0005] The technical solution adopted by the present invention to achieve the above-mentioned purpose is:

[0006] A multifunctional smart card comprises a blank card with a chip and a card base, wherein the card base is provided with an insertion slot, the card base is provided with a first area, a second area and a third area, the first area is provided with a first chip, the second area is provided with a second chip, the third area is provided with a third chip, a control security chip, a conversion module, a card information collection module and an information export module are provided in the middle of the card base, the card base is also provided with a contact device and a contactless device, the contact device and the contactless device are both provided with an input end and an output end, the input ends of the contact device and the contactless device are both electrically connected to the card information collection module, the output ends of the contact device and the contactless device are both electrically connected to the information export module, the card information collection module and the information export module are both electrically connected to the control security chip, the first chip, the second chip and the third chip are connected to the conversion module, the conversion module is connected to the control security chip, and the conversion module is provided with an information import processing module.

[0007] As a further improvement, the control security chip is provided with a display output terminal, a key signal input terminal, a power input terminal, a communication connection terminal, a smart card data processing module for processing smart card data, and a password key data processing module for processing password key data. The display output terminal is connected to a display device, the key signal input terminal is provided with a key and fingerprint recognition device, the key signal input terminal is electrically connected to the conversion module, the power input terminal is provided with a power supply, and the communication connection terminal is connected to an antenna.

[0008] As a further improvement, the first chip, the second chip and the third chip are all provided with a storage module and a security identification module, the storage module includes a general card information storage module, a certificate storage module and a bank card storage module, the general card information storage module is arranged in the first chip, the certificate storage module is arranged in the second chip, the bank card storage module is arranged in the third chip, the security identification module is electrically connected to the control security chip, a protection locking module is arranged between the security identification module and the control security chip, and the protection locking module is provided with a limiter.

[0009] As a further improvement, the control security chip adopts a non-programmable mode, and the security identification modules are all connected to a storage cycle verification module.

[0010] As a further improvement, both the contact device and the contactless device are also provided with information import and export modules, the contact device includes a chip contact device and a magnetic stripe contact device, the contact device is arranged in the insertion slot, and the contactless device includes an NFC chip, and the contactless device is arranged on the back of the card base.

[0011] As a further improvement, the display device, buttons, and fingerprint recognition device are all arranged on the surface of the card base, the surface of the card base is also provided with an IC card chip, the power supply is provided with a power control circuit, the power control circuit is provided with a power interface, the power supply, the power control circuit, the control security chip, the first chip, the second chip and the third chip, the conversion module, the antenna, the contact device and the contactless device are all arranged in the card base.

[0012] As a further improvement, an adjustment structure is provided in the insertion slot, and the adjustment structure includes two spring-loaded stops, both of which are provided with grooves, and the head ends of the two spring-loaded stops are provided with inclined surfaces, and both ends of the insertion slot are also provided with notches.

[0013] As a further improvement, a method for implementing an interactive multifunctional smart card is further improved, which includes the following steps:

[0014] (1) Import, classify and store card information;

[0015] (2) Insert a blank card with a chip and use the key control conversion module to select and export information;

[0016] (3) After the selection is completed, the password key data is collected through the key or fingerprint recognition device, and the password key data is transmitted to the password key data processing module of the control security chip for processing the password key data for the first level of security recognition;

[0017] (4) Perform a second security identification, collect the password key data again through the key or fingerprint recognition device, control the security chip to collect and process it and then transmit it to the security identification module. After the security identification module identifies the security, it will export the information in the storage module;

[0018] (5) The information in the storage module is exported to the contact device, the contactless device and the IC card chip through the information export module, and the contact device or the contactless device exports the information to the blank card with chip through the information import and export module.

[0019] As a further improvement, the step (1) further comprises the following steps:

[0020] (1.1) Insert the card with stored information into the insertion slot, the adjustment structure in the insertion slot fixes the card, and the information is imported by pressing the button. The contact device and the contactless device read the information of the card with stored information, and the display device displays the input password;

[0021] (1.2) Collecting password key data through a key or fingerprint recognition device and transmitting it to a password key data processing module that processes password key data of a control security chip for security identification, and controlling the security chip to securely network the password key data of the mobile phone through an antenna connected to the communication connection end;

[0022] (1.3) After the secure networking identification password key is correct, the information data of the card containing the information is imported into the smart card data processing module that processes the smart card data for automatic classification, and then stored in the corresponding storage module through the information import processing module in the conversion module. After the import is completed, the card containing the information is extracted.

[0023] The beneficial effects of the present invention are as follows: the present invention can realize the information collection and backup of multiple cards, certificates and bank cards, realize the function of one card for multiple uses, and improve convenience; by setting the first area, the second area and the third area for classified storage of different card information, the chips do not interfere with each other, thereby ensuring the integrity of subsequent card information; by setting a conversion module for realizing rapid conversion of information between the first area, the second area and the third area, a multi-functional smart card can be quickly converted into a smart card with different functions, which is convenient to use; and by setting a blank card with a chip for importing the information converted from the multi-functional smart card into the blank card with a chip, the blank card with a chip stores the user information and data needed to be used, thereby facilitating user use, such as swiping a card at a POS machine. By simultaneously arranging a smart card data processing module for processing smart card data, a password key data processing module for processing password key data, and a dynamic password processing module for generating dynamic passwords in the control security chip, and arranging a display device and buttons connected to the control security chip, the control security chip can simultaneously have multiple functions such as a visual password key, a visual dynamic password, and a visual card; by arranging a contact device, all information data used in the card is contact-imported into a multi-functional smart card or the information data of the multi-functional smart card is contact-exported to a blank card with a chip; by arranging a contactless device, all information data used in the card is contact-imported into a multi-functional smart card or the information data of the multi-functional smart card is contactlessly exported to a blank card with a chip, thereby improving applicability.

[0024] The present invention is further described below in conjunction with the accompanying drawings and specific implementation methods. BRIEF DESCRIPTION OF THE DRAWINGS

[0025] Figure 1 This is a schematic diagram of the overall structure of the multifunctional smart card of this embodiment;

[0026] Figure 2 is a cross-sectional schematic diagram of the multifunctional smart card of this embodiment;

[0027] Figure 3 This is a schematic diagram of the overall module of the multifunctional smart card of this embodiment;

[0028] Figure 4 This is a schematic diagram of a connection module between the control security chip and various connection components of this embodiment;

[0029] Figure 5 This is a schematic diagram of the modules when performing the second security identification in this embodiment.

[0030] In the figure: 1. multifunctional smart card, 2. blank card with chip, 3. card base, 30. insertion slot, 31. first area, 32. second area, 33. third area, 310. first chip, 320. second chip, 330. third chip, 4. control security chip, 5. conversion module, 6. card information collection module, 7. information import module, 8. contact device, 9. contactless device, 80. input end, 81. information import and export module, 90. output end, 40. smart card data processing module, 41. password key data processing module, 42. display device, 43. button, 44. fingerprint recognition device, 45. power supply, 46. antenna, 100. storage module, 101. security identification module, 35. IC card chip, 47. protection locking module, 48. limiter, 102. storage cycle verification module, 11. adjustment structure. DETAILED DESCRIPTION

[0031] The following descriptions are merely preferred embodiments of the present invention and are not intended to limit the protection scope of the present invention.

[0032] For example, see the attached Figure 1 to Figure 5 A multifunctional smart card 1 includes a blank card 2 with a chip and a card base 3. The blank card 2 with a chip is used as a spare card, so as to import the information data stored in the multifunctional smart card 1 into the blank card 2 with a chip, so as to facilitate the use of specific equipment such as POS machines. The card base 3 is provided with an insertion slot 30. The card base 3 is provided with a first area 31, a second area 32 and a third area 33. The first area 31 is provided with a first chip 310, the second area 32 is provided with a second chip 320, and the third area 33 is provided with a third chip 330. A control security chip 4, a conversion module 5, a card information collection module 6 and an information export module 7 are provided in the middle of the card base 3. The card base 3 is also provided with a contact device 8 and a contactless device 9. The contact device 8 and the contactless device 9 are both provided with an input terminal 80 and an output terminal 90. The contact device The input ends 80 of the device 8 and the contactless device 9 are both electrically connected to the card information collection module 6, and the output ends 90 of the contact device 8 and the contactless device 9 are both electrically connected to the information export module 7. The card information collection module 6 and the information export module 7 are both electrically connected to the control security chip 4. The first chip 310, the second chip 320 and the third chip 330 are connected to the conversion module 5, and the conversion module 5 is connected to the control security chip 4. The conversion module 50 is provided with an information import processing module 50. The information import processing module 50 is used to cooperate with the control security chip 4 to process the imported information data and quickly pass the classification action when the information data is imported. The conversion module 5 is used to retrieve the stored information data in the first chip 310, the second chip 320 and the third chip 330 to realize the subsequent export action.

[0033] The control security chip 4 is provided with a display output terminal, a key signal input terminal, a power input terminal, a communication connection terminal, a smart card data processing module 40 for processing smart card data, and a password key data processing module 41 for processing password key data. The display output terminal is connected to a display device 42, the key signal input terminal is provided with a key 43 and a fingerprint recognition device 44, the key signal input terminal is electrically connected to the conversion module 5, the power input terminal is provided with a power supply 45, and the communication connection terminal is connected to an antenna 46.

[0034] The first chip 310, the second chip 320 and the third chip 330 are all provided with a storage module 100 and a security identification module 101. The storage module 100 includes a common card information storage module, a certificate storage module and a bank card storage module. The common card information storage module is arranged in the first chip 310, the certificate storage module is arranged in the second chip 320, and the bank card storage module is arranged in the third chip 330. The security identification module 101 is electrically connected to the control security chip 4. A protection locking module 47 is arranged between the security identification module 101 and the control security chip 4. The protection locking module 47 is provided with a limiter 48. The limiter 48 is used to act as a counter to calculate the number of times the password is entered incorrectly, and cooperate with the protection locking module 47 to realize information data locking protection, thereby improving the security of the information data stored in the multi-functional smart card 1.

[0035] The control security chip 4 adopts a non-programmable mode, and the security identification module 101 is connected to a storage cycle verification module 102. The storage cycle verification module 102 is set to implement periodic verification to ensure the integrity and updateability of the stored information, and is used to verify password information to improve security.

[0036] The contact device 8 and the contactless device 9 are both further provided with an information import and export module 81, thereby realizing contact and contactless import and export functions. The contact device 8 includes a chip contact device and a magnetic stripe contact device. The contact device 8 is arranged in the insertion slot 30. The contactless device 9 includes an NFC chip. The contactless device 9 is arranged on the back of the card base 3. The contactless device 9 is used to realize contactless import and export functions, thereby facilitating information communication with an external contactless terminal.

[0037] The display device 42, the button 43, and the fingerprint recognition device 44 are all arranged on the surface of the card base 3. The surface of the card base 3 is also provided with an IC card chip 35. The power supply 45 is provided with a power control circuit. The power control circuit is provided with a power interface. The power supply 45, the power control circuit, the control security chip 4, the first chip 310, the second chip 320 and the third chip 330, the conversion module 5, the antenna 46, the contact device 8 and the contactless device 9 are all arranged in the card base 3.

[0038] An adjustment structure 11 is provided in the insertion slot 30, and the adjustment structure 11 includes two spring-loaded blocks, both of which are provided with grooves, and the head ends of the two spring-loaded blocks are provided with inclined surfaces. Notches are also provided at both ends of the insertion slot 30, and the notches are used for passing through when swiping. The insertion slot 30 is used for inserting chip cards. The adjustment structure 11 is used to realize the adjustment function, which is convenient for the placement and positioning of cards of different specifications, thereby ensuring the position of the card, facilitating the import of information data in the card and the export of information data in the multi-functional smart card 1 to a blank card with a chip.

[0039] A method for implementing an interactive multifunctional smart card, further improved, comprises the following steps:

[0040] (1) Import, classify and store card information;

[0041] (2) Insert the blank card 2 with chip, and control the conversion module 5 to select and export information through the key 43;

[0042] (3) After the selection is completed, the key data is collected through the key 43 or the fingerprint recognition device 44, and the key data is transmitted to the key data processing module 41 of the control security chip 4 for processing the key data for the first level of security recognition;

[0043] (4) Perform a second security identification, collect the password key data through the key 43 or the fingerprint identification device 44, and control the security chip 4 to collect and process the data and transmit it to the security identification module 101. The security identification module 101 identifies the security and then exports the information in the storage module 100;

[0044] (5) The information in the storage module 100 is exported to the contact device 8, the contactless device 9 and the IC card chip 35 through the information export module, and the contact device 8 or the contactless device 9 exports the information to the blank card with chip 2 through the information import and export module.

[0045] As a further improvement, the step (1) further comprises the following steps:

[0046] (1.1) Insert the card with stored information into the insertion slot 30, the adjustment structure 11 in the insertion slot 30 fixes the card, and the information is imported through the button 43. The contact device 8 and the contactless device 9 read the information of the card with stored information, and the display device 42 displays the input password;

[0047] (1.2) The password key data is collected through the button 43 or the fingerprint recognition device 44, and transmitted to the password key data processing module 41 of the control security chip 4 for security identification, and the control security chip 4 transmits the password key data of the mobile phone through the antenna 46 connected to the communication connection end for secure networking identification;

[0048] (1.3) After the secure networking identification password key is correct, the information data of the card containing the information is imported into the smart card data processing module 40 that processes the smart card data for automatic classification, and then stored in the corresponding storage module 100 through the information import processing module 50 in the conversion module 5. After the import is completed, the card containing the information is extracted.

[0049] The present invention can realize information collection and backup of multiple cards, certificates and bank cards, realize the function of one card for multiple uses, and improve convenience; by setting the first area, the second area and the third area for classified storage of different card information, the chips do not interfere with each other, and the integrity of subsequent card information is guaranteed; by setting the conversion module to realize rapid conversion of information between the first area, the second area and the third area, the multi-function smart card can be quickly converted into smart cards with different functions, which is convenient to use; and by setting a blank card with a chip to import the information converted from the multi-function smart card into the blank card with a chip, the blank card with a chip stores the user information and data needed to be used, thereby facilitating user use, such as swiping the card at a POS machine. By simultaneously arranging a smart card data processing module for processing smart card data, a password key data processing module for processing password key data, and a dynamic password processing module for generating dynamic passwords in the control security chip, and arranging a display device and buttons connected to the control security chip, the control security chip can simultaneously have multiple functions such as a visual password key, a visual dynamic password, and a visual card; by arranging a contact device, all information data used in the card is contact-imported into a multi-functional smart card or the information data of the multi-functional smart card is contact-exported to a blank card with a chip; by arranging a contactless device, all information data used in the card is contact-imported into a multi-functional smart card or the information data of the multi-functional smart card is contactlessly exported to a blank card with a chip, thereby improving applicability.

[0050] The present invention is not limited to the above-mentioned embodiments. Other multifunctional smart cards and interaction methods thereof obtained by using the same or similar structures, devices, processes or methods as the above-mentioned embodiments of the present invention are within the protection scope of the present invention.

Claims

1. A multifunctional smart card, comprising a blank card with a chip and a card base, characterized in that: The card base is provided with an insertion slot, the card base is provided with a first area, a second area and a third area, the first area is provided with a first chip, the second area is provided with a second chip, the third area is provided with a third chip, a control security chip, a conversion module, a card information collection module and an information export module are provided in the middle of the card base, the card base is also provided with a contact device and a contactless device, the contact device and the contactless device are both provided with an input end and an output end, the input ends of the contact device and the contactless device are both electrically connected to the card information collection module, the output ends of the contact device and the contactless device are both electrically connected to the information export module, the card information collection module and the information export module are both electrically connected to the control security chip, the first chip, the second chip and the third chip are connected to the conversion module, the conversion module is connected to the control security chip, and the conversion module is provided with an information import processing module; The first chip, the second chip and the third chip are all provided with a storage module, and the first area, the second area and the third area of ​​the first chip, the second chip and the third chip are respectively provided for classified storage of different card information; After the card information data is imported into the smart card data processing module provided in the control security chip for automatic classification, it is stored in the corresponding storage module through the information import processing module in the conversion module, and the conversion module is used to retrieve the information data stored in the first chip, the second chip and the third chip to realize the subsequent export action; The control security chip is provided with a display output terminal, a key signal input terminal, a power input terminal, a communication connection terminal, a smart card data processing module for processing smart card data, and a password key data processing module for processing password key data. The display output terminal is connected to a display device, the key signal input terminal is provided with a key and fingerprint recognition device, the key signal input terminal is electrically connected to the conversion module, the power input terminal is provided with a power supply, and the communication connection terminal is connected to an antenna.

2. The multifunctional smart card according to claim 1, characterized in that: The first chip, the second chip and the third chip are all provided with a security identification module, the storage module includes a general card information storage module, a certificate storage module and a bank card storage module, the general card information storage module is arranged in the first chip, the certificate storage module is arranged in the second chip, the bank card storage module is arranged in the third chip, the security identification module is electrically connected to the control security chip, a protection locking module is arranged between the security identification module and the control security chip, and the protection locking module is provided with a limiter.

3. The multifunctional smart card according to claim 2, characterized in that: The control security chip adopts a non-programmable mode, and the security identification modules are all connected to a storage cycle verification module.

4. The multifunctional smart card according to claim 3, characterized in that: The contact device and the contactless device are both provided with information import and export modules. The contact device includes a chip contact device and a magnetic stripe contact device. The contact device is arranged in the insertion slot. The contactless device includes an NFC chip. The contactless device is arranged on the back of the card base.

5. The multifunctional smart card according to claim 4, characterized in that: The display device, buttons, and fingerprint recognition device are all arranged on the surface of the card base, and an IC card chip is also arranged on the surface of the card base. The power supply is provided with a power control circuit, and the power control circuit is provided with a power interface. The power supply, power control circuit, control security chip, first chip, second chip and third chip, conversion module, antenna, contact device and contactless device are all arranged in the card base.

6. The multifunctional smart card according to claim 5, characterized in that: An adjustment structure is arranged in the insertion slot, and the adjustment structure comprises two spring-loaded stoppers, both of which are provided with grooves, and the head ends of the two spring-loaded stoppers are provided with inclined surfaces, and both ends of the insertion slot are also provided with notches.

7. An interactive method for implementing a multifunctional smart card, characterized in that: The interaction method is applied to the multifunctional smart card according to any one of claims 1 to 6, and the interaction method comprises the following steps: (1) Import, classify and store card information; (2) Insert a blank card with a chip and use the key control conversion module to select and export information; (3) After the selection is completed, the password key data is collected through the key or fingerprint recognition device, and the password key data is transmitted to the password key data processing module of the control security chip for processing the password key data for the first level of security recognition; (4) Perform a second security identification, collect the password key data again through the key or fingerprint recognition device, control the security chip to collect and process it and then transmit it to the security identification module. After the security identification module identifies the security, it will export the information in the storage module; (5) The information in the storage module is exported to the contact device, the contactless device and the IC card chip through the information export module, and the contact device or the contactless device exports the information to the blank card with chip through the information import and export module.

8. The interactive method according to claim 7, characterized in that: The step (1) further comprises the following steps: (1.1) Insert the card with stored information into the insertion slot, the adjustment structure in the insertion slot fixes the card, and the information is imported by pressing the button. The contact device and the contactless device read the information of the card with stored information, and the display device displays the input password; (1.2) Collecting password key data through a key or fingerprint recognition device and transmitting it to a password key data processing module that processes password key data of a control security chip for security identification, and controlling the security chip to securely network the password key data of the mobile phone through an antenna connected to the communication connection end; (1.3) After the secure networking identification password key is correct, the information data of the card containing the information is imported into the smart card data processing module that processes the smart card data for automatic classification, and then stored in the corresponding storage module through the information import processing module in the conversion module. After the import is completed, the card containing the information is extracted.

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