A method and device for inputting personal loan information

Abstract

The present invention provides a method and device for inputting personal loan information, which relates to the field of artificial intelligence technology. The method comprises: obtaining an electronic file of personal loan application materials; obtaining information to be input based on the electronic file of the personal loan application materials; wherein the information to be input includes the loan application type; logging into the personal loan information system, and adding a new loan business application based on the loan application type; inputting and submitting information on the new loan business application page based on the information to be input. The device is used to execute the above method. The method and device for inputting personal loan information provided by the embodiment of the present invention improve the efficiency of information input.

Description

Technical Field

[0001] The present invention relates to the field of artificial intelligence technology, and in particular to a method and device for inputting personal loan information. Background Art

[0002] A personal loan is a loan provided by a lender (usually a financial institution) to an individual consumer or household for the purpose of personal consumption, production and operation, etc., and the loan interest rate is specified and the principal and interest must be repaid on time.

[0003] At present, the personal loan application business of banks tends to be processed intensively. Business personnel need to manually enter paper personal loan application materials into the bank's personal loan information system one by one. At the same time, they also need to scan personal loan application materials into electronic files, such as image format files, and manually classify them to form complete personal loan electronic application information. Since personal loan application materials need to include a lot of information, the operations are repetitive and numerous, and the workload is huge, resulting in low efficiency and poor timeliness in the entry of personal loan information. Summary of the invention

[0004] In view of the problems in the prior art, an embodiment of the present invention provides a method and device for inputting personal loan information, which can at least partially solve the problems in the prior art.

[0005] In one aspect, the present invention provides a method for entering personal loan information, comprising:

[0006] Obtain electronic files of personal loan application materials;

[0007] Based on the electronic file of the personal loan application materials, obtaining information to be entered; wherein the information to be entered includes the loan application type;

[0008] Log in to the personal loan information system and add a new loan business application based on the loan application type;

[0009] Based on the information to be entered, the information is entered and submitted on the new loan business application page.

[0010] In another aspect, the present invention provides a device for inputting personal loan information, comprising:

[0011] An acquisition module is used to obtain electronic files of personal loan application materials;

[0012] An acquisition module, used to acquire information to be entered based on the electronic file of the personal loan application materials; wherein the information to be entered includes the loan application type;

[0013] A login module, used to log in to the personal loan information system and add a new loan business application based on the loan application type;

[0014] The input module is used to input and submit information on the new loan business application page based on the information to be input.

[0015] On the other hand, the present invention provides an electronic device, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein when the processor executes the program, the steps of the method for entering personal loan information described in any of the above embodiments are implemented.

[0016] In yet another aspect, the present invention provides a computer-readable storage medium having a computer program stored thereon, which, when executed by a processor, implements the steps of the method for entering personal loan information described in any of the above embodiments.

[0017] The method and device for entering personal loan information provided by the embodiment of the present invention can obtain an electronic file of personal loan application materials, obtain information to be entered based on the electronic file of personal loan application materials, log in to the personal loan information system, and add a new loan business application based on the loan application type, and enter and submit information on the new loan business application page based on the information to be entered, thereby realizing automatic entry of personal loan information and improving information entry efficiency. BRIEF DESCRIPTION OF THE DRAWINGS

[0018] In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the following briefly introduces the drawings required for use in the embodiments or the prior art descriptions. Obviously, the drawings described below are only some embodiments of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without creative work. In the drawings:

[0019] Figure 1 It is a flowchart of a method for entering personal loan information provided by the first embodiment of the present invention.

[0020] Figure 2 It is a flowchart of a method for entering personal loan information provided by the second embodiment of the present invention.

[0021] Figure 3 It is a flowchart of a method for entering personal loan information provided by the third embodiment of the present invention.

[0022] Figure 4 It is a flowchart of a method for entering personal loan information provided by the fourth embodiment of the present invention.

[0023] Figure 5 It is a flowchart of a method for entering personal loan information provided by the fifth embodiment of the present invention.

[0024] Figure 6It is a schematic diagram of the structure of a device for inputting personal loan information provided by a sixth embodiment of the present invention.

[0025] Figure 7 It is a schematic diagram of the structure of a device for inputting personal loan information provided by the seventh embodiment of the present invention.

[0026] Figure 8 It is a schematic diagram of the structure of a device for inputting personal loan information provided by an eighth embodiment of the present invention.

[0027] Fig. 9 It is a schematic diagram of the structure of a device for inputting personal loan information provided by the ninth embodiment of the present invention.

[0028] Fig.10 It is a schematic diagram of the physical structure of an electronic device provided by the tenth embodiment of the present invention. DETAILED DESCRIPTION

[0029] In order to make the purpose, technical scheme and advantages of the embodiments of the present invention more clear, the embodiments of the present invention are further described in detail below in conjunction with the accompanying drawings. Here, the illustrative embodiments of the present invention and their descriptions are used to explain the present invention, but are not intended to limit the present invention. It should be noted that, in the absence of conflict, the embodiments in this application and the features in the embodiments can be combined with each other arbitrarily.

[0030] In order to facilitate the understanding of the technical solution provided by this application, the relevant contents of the technical solution of this application are first described below. Robotic Process Automation (RPA) simulates human operations on computers through specific robot software. In practical applications, it can replace people to complete a large amount of repetitive work. The method for entering personal loan information provided by an embodiment of the present invention uses RPA process automation technology to automatically enter relevant data of personal loans in the personal loan information system, which is more efficient and accurate than manual entry.

[0031] The method for entering personal loan information provided in the embodiment of the present invention can be executed by an RPA robot. The RPA robot can be implemented by software and / or hardware. The RPA robot can be configured in a computer or server according to actual needs, and the embodiment of the present invention does not limit it.

[0032] Figure 1 FIG. 1 is a flow chart of a method for inputting personal loan information provided by the first embodiment of the present invention. Figure 1 As shown, the method for entering personal loan information provided by the embodiment of the present invention includes:

[0033] S101. Obtain electronic files of personal loan application materials;

[0034] Specifically, the personal loan application materials include application forms, identity cards, household registers, marriage certificates, income certificates, transcripts of conversations, and other materials, which are set according to actual needs and are not limited in the embodiments of the present invention. Electronic files of the above-mentioned materials can be obtained by scanning or other means as electronic files of personal loan application materials. The RPA robot can obtain electronic files of personal loan application materials. Among them, the electronic file can be in image format.

[0035] S102, based on the electronic file of the personal loan application materials, obtaining information to be entered; wherein the information to be entered includes the loan application type;

[0036] Specifically, the RPA robot can perform text recognition on the electronic file of the personal loan application materials and extract the information that needs to be filled in the personal loan information system as the information to be entered. The loan application type can include personal first-hand housing purchase loan, personal second-hand housing purchase loan, commercial housing loan, consumer and business combination loan, etc., which are set according to actual needs and are not limited in the embodiments of the present invention.

[0037] The information to be entered may include the type of loan application, applicant's name, gender, contact information, age, ID number, contact address, registered residence, work unit, unit address, interest rate information, basic house information, guarantee mortgage collateral information, etc., which are set according to actual needs and are not limited in the embodiments of the present invention. Interest rate information may include loan term, base rate, loan type, etc.; guarantee mortgage collateral information may include collateral name (generally the house address), floor, whether there is a parking space, etc.

[0038] S103, log in to the personal loan information system, and add a new loan business application based on the loan application type;

[0039] Specifically, after obtaining the information to be entered, the RPA robot can log in to the personal loan information system, add a new loan business application according to the loan application type, and enter the new loan business application page. Among them, the personal loan information system is pre-configured and can be used to enter and apply for personal loan information.

[0040] For example, the RPA robot opens the login page of the personal loan information system according to the preset URL, enters the user account and login password by simulating keyboard operation on the login page, simulates mouse clicks to log in, and enters the personal loan information system. According to the loan application type, the robot simulates mouse clicks on the corresponding business application to enter the new loan business application page.

[0041] S104: Enter and submit information on the new loan business application page based on the information to be entered.

[0042] Specifically, the RPA robot enters personal loan information on the new loan business application page according to the information to be entered, and submits it to the personal loan information system for storage after the entry is completed. Among them, the personal loan information entered may include but is not limited to the applicant's basic customer information, the associated applicant's basic customer information, the loan basic information, interest rate information, housing supplementary information, collateral mortgage guarantee information, etc., which are set according to actual needs and are not limited in the embodiments of the present invention. For different loan application types, the personal loan information entered will be different.

[0043] For example, the RPA robot obtains the web page field label element of the new loan business application page, and fills in the corresponding field content in the input box corresponding to the web page according to the applicant's name, gender, contact information, ID number and other fields included in the information to be entered. Information such as interest rates and lenders can be preset or entered according to the default configuration. The customer's age can be calculated based on the customer's date of birth and current date in the information package to be entered; the customer's annual income can be calculated based on the customer's monthly income included in the information to be entered. Among them, the calculation method of age and annual income can be set first.

[0044] The method for entering personal loan information provided by the embodiment of the present invention can obtain an electronic file of personal loan application materials, obtain information to be entered based on the electronic file of personal loan application materials, log in to the personal loan information system, and add a new loan business application based on the loan application type, and enter and submit information on the new loan business application page based on the information to be entered, thereby realizing automatic entry of personal loan information and improving information entry efficiency.

[0045] Figure 2 FIG. 1 is a flow chart of a method for inputting personal loan information provided by a second embodiment of the present invention. Figure 2 As shown, based on the above embodiments, further, the obtaining of the information to be entered based on the electronic file of the personal loan application materials includes:

[0046] S201, performing text recognition on the electronic file of the personal loan application materials to obtain text recognition results of the personal loan application materials;

[0047] Specifically, the RPA robot can perform text recognition on the electronic file of the personal loan application materials through optical character recognition (OCR) technology to obtain the text recognition results of the personal loan application materials, and the text recognition results of the personal loan application materials may include text recognition results of various materials. Among them, the text recognition results may include Chinese characters, Arabic numerals, characters, punctuation marks, etc.

[0048] S202: Obtaining, from the text recognition results of the personal loan application materials according to preset keywords, each field key-value pair as the information to be entered.

[0049] Specifically, the RPA robot searches for the preset keywords and corresponding fields from the text recognition results of the personal loan application materials according to the preset keywords. If the preset keywords and corresponding fields are found, the preset keywords and corresponding fields found are used as a field key-value pair, and each field value pair obtained is used as the information to be entered. The preset keywords are set according to actual needs and are not limited in the embodiments of the present invention. The preset keywords and fields can be separated by delimiters in the field key-value pairs.

[0050] For example, the preset keywords include the applicant's name, gender, contact information, ID number, contact address, registered residence, work unit, unit address, etc. After searching for a preset keyword from the text recognition results, the content after the preset keyword can be used as the field corresponding to the preset keyword. For the recognition of the name and ID number, in order to improve the recognition accuracy, the electronic file of the ID card can be identified first, and the field key-value pair of the name and the field key-value pair of the ID card number can be obtained from the text recognition results of the electronic file of the ID card. The electronic file of the personal loan application materials can be input into the basic directory classification model to identify the electronic file of the ID card.

[0051] For example, the colon is used as a separator to separate the preset keywords and fields in the field key-value pair, and the fields in the field key-value pair will be entered as input content into the input box corresponding to the new loan business application page.

[0052] On the basis of the above embodiments, further, the text recognition of the electronic file of the personal loan application materials includes:

[0053] Perform image enhancement processing on the electronic file of the personal loan application materials.

[0054] Specifically, in order to improve the accuracy of text recognition, the electronic file of the personal loan application materials may be subjected to image enhancement processing, wherein the algorithm used for image enhancement processing is set according to actual needs and is not limited in the embodiment of the present invention.

[0055] Figure 3 FIG. 1 is a flow chart of a method for inputting personal loan information provided by a third embodiment of the present invention. Figure 3 As shown, based on the above embodiments, the method for entering personal loan information provided by the embodiment of the present invention further includes:

[0056] S301, inputting the electronic file of the personal loan application materials into a basic directory classification model to obtain a classification result of the electronic file of the personal loan application materials; wherein the classification result includes other classes; the basic directory classification model is obtained by training based on electronic file classification training samples and corresponding classification labels;

[0057] Specifically, the RPA robot inputs the electronic file of the personal loan application materials into the basic directory classification model, and the basic directory classification model classifies each electronic file in the electronic file of the personal loan application materials to obtain the classification results of the electronic files of the personal loan application materials, that is, to obtain the classification results of each electronic file. The classification results include other categories, and electronic files of other categories need to be further classified; for electronic files that are not other categories, the classification has been completed. Among them, the classification results may include identity card categories, marriage certificate categories, conversation transcript categories, contract categories, other categories, etc., which are set according to actual needs and are not limited in the embodiments of the present invention. The basic directory classification model is obtained based on the electronic file classification training samples and the corresponding classification labels, and the classification labels are preset.

[0058] S302, performing text recognition on the electronic files of the other categories to obtain a text recognition result for each electronic file of the other categories;

[0059] Specifically, for the other types of electronic files, the RPA robot will perform text recognition on the other types of electronic files to obtain the text recognition results for each electronic file in the other types of electronic files.

[0060] S303: Obtain a classification result for each electronic file in the other categories according to the text recognition result and classification keyword of each electronic file in the other categories.

[0061] Specifically, the RPA robot queries whether there is a classification keyword from the text recognition results of each electronic file in the other categories. If there is a classification keyword, then the electronic file with a classification keyword will be used as the classification result of the electronic file. If no classification keyword can be found in the text recognition results of the electronic file, the electronic file will continue to be classified into other categories. The RPA robot will perform a classification keyword query on the text recognition results of each electronic file in the other categories to finally determine the classification result of each electronic file. Among them, the classification keyword is preset and set according to actual needs, and the embodiment of the present invention is not limited; each classification keyword corresponds to a classification result.

[0062] For example, the classification keywords include income certificate and value-added tax invoice. The income certificate corresponds to the income certificate category, and the value-added tax invoice corresponds to the invoice category.

[0063] S304, classifying and arranging the electronic files of the personal loan application materials based on the classification results of each electronic file, and obtaining each classification directory and the electronic files under each classification directory;

[0064] Specifically, the RPA robot will classify and organize the electronic files of the personal loan application materials based on the classification results of each electronic file, store the electronic files with the same classification results in the same classification directory, and obtain each classification directory and the electronic files under each classification directory.

[0065] S305. Upload the electronic files under each classification directory to the personal loan information system.

[0066] Specifically, after completing the classification and sorting, the RPA robot can upload each classification directory and the electronic files under each classification directory to the personal loan information system.

[0067] For example, a file upload option is provided on the new loan business application page. The RPA robot can simulate a mouse click operation to click the file upload option, select each category directory for uploading, and upload each category directory and the electronic files under each category directory to the personal loan information system.

[0068] The method for inputting personal loan information provided by the embodiment of the present invention can classify the electronic files of personal loan application materials and automatically upload them to the personal loan information system, thereby improving the processing efficiency of personal loan application materials.

[0069] Figure 4 FIG. 4 is a flow chart of a method for inputting personal loan information provided by a fourth embodiment of the present invention. Figure 4 As shown, on the basis of the above embodiments, further, the step of training the basic directory classification model based on the electronic file classification training samples and the corresponding classification labels includes:

[0070] 401. Obtain the electronic file classification training sample and the corresponding classification label;

[0071] Specifically, historical personal loan application materials can be collected, and electronic files of historical personal loan application materials can be obtained by scanning or other means as the electronic file classification training samples. Each electronic file of the electronic files of the historical personal loan application materials can be classified manually to obtain corresponding classification labels. The RPA robot can obtain the electronic file classification training samples and corresponding classification labels. Among them, the specific number of the electronic file classification training samples is set according to actual needs, and the embodiment of the present invention is not limited. The classification labels may include identity card categories, marriage certificate categories, conversation transcript categories, contract categories, other categories, etc., which are set according to actual needs, and the embodiment of the present invention is not limited.

[0072] 402. Based on the electronic file classification training samples and corresponding classification labels, and the original model, train and obtain the basic directory classification model.

[0073] Specifically, the RPA robot trains the original model based on the electronic file classification training samples and the corresponding classification labels, and can train to obtain the basic directory classification model. Among them, the original model can adopt a convolutional neural network model, which is set according to actual needs and is not limited in the embodiment of the present invention. The specific process of model training is a prior art and is not described here.

[0074] On the basis of the above embodiments, further, obtaining the electronic file classification training sample includes:

[0075] The original electronic files of the personal loan application materials are preprocessed and have their resolutions unified to obtain the electronic file classification training samples.

[0076] Specifically, the RPA robot can preprocess the original electronic file of the personal loan application materials to improve the image quality of the electronic file. After preprocessing, the resolution of the preprocessed original electronic file can be unified to facilitate model training, thereby obtaining the electronic file classification training samples. The preprocessing is set according to actual needs and is not limited in the embodiments of the present invention.

[0077] For example, the preprocessing may include grayscale processing and / or image enhancement processing.

[0078] On the basis of the above embodiments, the method for entering personal loan information provided by the embodiment of the present invention further includes:

[0079] Obtain the system entry result and send an entry completion prompt message; wherein the entry completion prompt message includes the system entry result.

[0080] Specifically, after submitting the new loan business application page, the RPA robot can obtain the system entry result fed back by the personal loan information system, and the system entry result can be a successful entry or a failed entry. The RPA robot can send an entry completion prompt message to the business personnel through email, system message, etc. for the business personnel to review and review. Among them, the entry completion prompt message includes the system entry result. If the system entry result is an entry failure, the entry completion prompt message can also carry the reason for the entry failure.

[0081] Figure 5 FIG. 5 is a flow chart of a method for inputting personal loan information provided by a fifth embodiment of the present invention. Figure 5 As shown, the method for entering personal loan information provided by the embodiment of the present invention includes the following steps:

[0082] The first step is to obtain the electronic file of the personal loan application materials. The business personnel scan the personal loan application materials through a scanner to obtain the electronic file of the personal loan application materials. The RPA robot obtains the electronic file of the personal loan application materials.

[0083] Step 2: Obtain the information to be entered. The RPA robot performs text recognition on the electronic file of the personal loan application materials by calling the OCR interface to obtain the text recognition results of the personal loan application materials, and then obtains each field key-value pair from the text recognition results of the personal loan application materials as the information to be entered.

[0084] Step 3: Log in to the personal loan information system. The RPA robot logs in to the personal loan information system using the user name and password.

[0085] Step 4: Enter personal loan information. The RPA robot adds a new loan application based on the loan application type included in the information to be entered, enters the new loan application page, and then enters each field one by one in the input box of the field corresponding to the preset keyword of the field key-value pair on the new loan application page according to each field key-value pair.

[0086] Step 5: Classify the electronic files. The RPA robot inputs the electronic files of the personal loan application materials into the basic directory classification model to obtain the classification results of the electronic files of the personal loan application materials; wherein the classification results include other classes, and performs text recognition on the electronic files in the other classes to obtain the text recognition results of each electronic file in the other classes; obtain the classification results of each electronic file in the other classes based on the text recognition results and classification keywords of each electronic file in the other classes, obtain the classification results of each electronic file in the other classes based on the text recognition results and classification keywords of each electronic file in the other classes, classify and organize the electronic files of the personal loan application materials based on the classification results of each electronic file, and obtain each classification directory and the electronic files under each classification directory.

[0087] Step 6: Upload electronic files. The RPA robot uploads each category directory and the electronic files under each category directory to the personal loan information system.

[0088] Step 7: Send the results. The RPA robot obtains the system input results fed back by the personal loan information system, and then sends the system input results to the business personnel via email.

[0089] The embodiment of the present invention provides a method for entering personal loan information. It uses RPA technology to automatically enter personal loan information, replacing the traditional manual entry method of business personnel. It can be performed stably around the clock, freeing up a lot of manpower, and at the same time improving the efficiency, timeliness and accuracy of loan information entry. In the context of the era of digital transformation, it can effectively improve the efficiency of business operation processing, freeing up the hands of enterprise employees to focus on more valuable decision-making and innovative work.

[0090] Figure 6 FIG. 6 is a schematic diagram of the structure of a device for inputting personal loan information provided by a sixth embodiment of the present invention. Figure 6 As shown, the personal loan information input device provided by the embodiment of the present invention includes an acquisition module 601, an acquisition module 602, a login module 603 and an input module 604, wherein:

[0091] The acquisition module 601 is used to acquire the electronic file of the personal loan application materials; the acquisition module 602 is used to acquire the information to be entered based on the electronic file of the personal loan application materials; wherein the information to be entered includes the loan application type; the login module 603 is used to log in to the personal loan information system and add a new loan business application based on the loan application type; the entry module 604 is used to enter and submit information on the new loan business application page based on the information to be entered.

[0092] Specifically, the personal loan application materials include application forms, identity cards, household registers, marriage certificates, income certificates, conversation records and other materials, which are set according to actual needs and are not limited in the embodiments of the present invention. Electronic files of the above-mentioned various materials can be obtained by scanning or other means as electronic files of personal loan application materials. The acquisition module 601 can acquire electronic files of personal loan application materials. The electronic files can be in picture format.

[0093] The acquisition module 602 can perform text recognition on the electronic file of the personal loan application materials, and extract the information that needs to be filled in the personal loan information system as the information to be entered. Among them, the information to be entered includes the loan application type, applicant's name, gender, contact information, ID number, contact address, household registration location, work unit, unit address and other information, which are set according to actual needs and are not limited in the embodiment of the present invention. The loan application type can include personal first-hand housing purchase loan, personal second-hand housing purchase loan, commodity housing loan, consumer and business combination loan, etc., which are set according to actual needs and are not limited in the embodiment of the present invention.

[0094] After obtaining the information to be entered, the login module 603 can log in to the personal loan information system, add a new loan business application according to the loan application type, and enter the new loan business application page. The personal loan information system is pre-configured and can be used to enter and apply for personal loan information.

[0095] On the new loan business application page, the input module 604 inputs the personal loan information according to the information to be input, and submits it to the personal loan information system for storage after the input is completed. Among them, the input personal loan information may include but is not limited to the applicant's basic information, the associated applicant's basic information, the loan basic information, the interest rate information, the house supplementary information, the collateral mortgage guarantee information, etc., which are set according to actual needs and are not limited in the embodiment of the present invention. For different loan application types, the input personal loan information will be different.

[0096] The personal loan information entry device provided by the embodiment of the present invention can obtain the electronic file of the personal loan application materials, obtain the information to be entered based on the electronic file of the personal loan application materials, log in to the personal loan information system, and add a new loan business application based on the loan application type, and enter and submit information on the new loan business application page based on the information to be entered, thereby realizing the automatic entry of personal loan information and improving the efficiency of information entry.

[0097] Figure 7 FIG. 7 is a schematic diagram of the structure of a device for inputting personal loan information provided by a seventh embodiment of the present invention. Figure 7As shown, based on the above embodiments, further, the obtaining module 602 includes a text recognition unit 6021 and an obtaining unit 6022, wherein:

[0098] The text recognition unit 6021 is used to perform text recognition on the electronic file of the personal loan application materials to obtain the text recognition results of the personal loan application materials; the obtaining unit 6022 is used to obtain each field key-value pair as the information to be entered from the text recognition results of the personal loan application materials according to preset keywords and preset separators.

[0099] On the basis of the above embodiments, further, the character recognition unit 6021 is specifically used for:

[0100] Perform image enhancement processing on the electronic file of the personal loan application materials.

[0101] Figure 8 FIG. 8 is a schematic diagram of the structure of a device for inputting personal loan information provided by an eighth embodiment of the present invention. Figure 8 As shown, based on the above embodiments, the personal loan information input device provided by the embodiment of the present invention further includes a first classification module 605, an identification module 606, a second classification module 607, a sorting module 608 and an uploading module 609, wherein:

[0102] The first classification module 605 is used to input the electronic file of the personal loan application materials into the basic directory classification model to obtain the classification results of the electronic file of the personal loan application materials; wherein, the classification results include other categories; the basic directory classification model is obtained based on the electronic file classification training samples and the corresponding classification labels; the recognition module 606 is used to perform text recognition on the electronic files in the other categories to obtain the text recognition results of each electronic file in the other categories; the second classification module 607 obtains the classification results of each electronic file in the other categories according to the text recognition results and classification keywords of each electronic file in the other categories. The sorting module 608 is used to classify and sort the electronic files of the personal loan application materials based on the classification results of each electronic file, and obtain each classification directory and the electronic files under each classification directory; the uploading module 609 is used to upload each classification directory and the electronic files under each classification directory to the personal loan information system.

[0103] Specifically, the first classification module 605 inputs the electronic file of the personal loan application materials into the basic directory classification model, and the basic directory classification model classifies each electronic file in the electronic file of the personal loan application materials to obtain the classification results of the electronic files of the personal loan application materials, that is, to obtain the classification results of each electronic file. The classification results include other categories, and electronic files of other categories need to be further classified; for electronic files that are not other categories, the classification has been completed. Among them, the classification results may include identity card categories, marriage certificate categories, conversation transcript categories, contract categories, other categories, etc., which are set according to actual needs and are not limited in the embodiments of the present invention. The basic directory classification model is obtained based on the electronic file classification training samples and the corresponding classification labels, and the classification labels are preset.

[0104] For the other types of electronic files, the recognition module 606 performs text recognition on the other types of electronic files to obtain a text recognition result for each electronic file in the other types of electronic files.

[0105] The second classification module 607 queries whether there is a classification keyword from the text recognition results of each electronic file in the other categories. If there is a classification keyword, then the electronic file with the classification keyword will be used as the classification result of the electronic file. If no classification keyword can be found in the text recognition results of the electronic file, the electronic file will continue to be classified into other categories. The RPA robot will perform a classification keyword query on the text recognition results of each electronic file in the other categories to finally determine the classification result of each electronic file. Among them, the classification keyword is preset and set according to actual needs, and the embodiment of the present invention does not limit it; each classification keyword corresponds to a classification result.

[0106] The sorting module 608 will sort and classify the electronic files of the personal loan application materials based on the classification results of each electronic file, and store the electronic files with the same classification results in the same classification directory, so that each classification directory and the electronic files under each classification directory can be obtained.

[0107] After completing the classification and sorting, the uploading module 609 can upload each classification directory and the electronic files under each classification directory to the personal loan information system.

[0108] Fig. 9 FIG. 1 is a schematic diagram of the structure of a device for inputting personal loan information provided by a ninth embodiment of the present invention. Fig. 9 As shown, based on the above embodiments, the personal loan information input device provided by the embodiment of the present invention further includes a training data acquisition module 610 and a training module 611, wherein:

[0109] The training data acquisition module 610 is used to acquire the electronic file classification training samples and corresponding classification labels; the training module 611 is used to train and obtain the basic directory classification model based on the electronic file classification training samples and corresponding classification labels, as well as the original model.

[0110] On the basis of the above embodiments, further, the training data acquisition module 610 is specifically used for:

[0111] The original electronic files of the personal loan application materials are preprocessed and have their resolutions unified to obtain the electronic file classification training samples.

[0112] On the basis of the above embodiments, the personal loan information input device provided by the embodiment of the present invention further includes a sending module, wherein:

[0113] The sending module is used to obtain the system entry result and send an entry completion prompt message; wherein the entry completion prompt message includes the system entry result.

[0114] The embodiments of the apparatus provided in the embodiments of the present invention can be specifically used to execute the processing flow of the above-mentioned method embodiments, and its functions are not described in detail here, and reference can be made to the detailed description of the above-mentioned method embodiments.

[0115] Fig.10 is a schematic diagram of the physical structure of an electronic device provided by the tenth embodiment of the present invention, such as Fig.10 As shown, the electronic device may include: a processor 1001, a communications interface 1002, a memory 1003 and a communication bus 1004, wherein the processor 1001, the communications interface 1002 and the memory 1003 communicate with each other through the communication bus 1004. The processor 1001 may call the logic instructions in the memory 1003 to execute the following method: obtaining an electronic file of personal loan application materials; obtaining information to be entered based on the electronic file of the personal loan application materials; wherein the information to be entered includes the type of loan application; logging into the personal loan information system, and adding a new loan business application based on the type of loan application; and entering and submitting information on the new loan business application page based on the information to be entered.

[0116] In addition, the logic instructions in the above-mentioned memory 1003 can be implemented in the form of software functional units and can be stored in a computer-readable storage medium when sold or used as an independent product. Based on such an understanding, the technical solution of the present invention, in essence, or the part that contributes to the prior art or the part of the technical solution, can be embodied in the form of a software product, and the computer software product is stored in a storage medium, including several instructions for a computer device (which can be a personal computer, a server, or a network device, etc.) to perform all or part of the steps of the method described in each embodiment of the present invention. The aforementioned storage medium includes: U disk, mobile hard disk, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), disk or optical disk and other media that can store program codes.

[0117] The present embodiment discloses a computer program product, which includes a computer program stored on a non-transitory computer-readable storage medium, and the computer program includes program instructions. When the program instructions are executed by a computer, the computer can execute the methods provided by the above-mentioned method embodiments, for example, including: obtaining an electronic file of personal loan application materials; obtaining information to be entered based on the electronic file of the personal loan application materials; wherein the information to be entered includes the loan application type; logging into the personal loan information system, and adding a new loan business application based on the loan application type; and entering and submitting information on the new loan business application page based on the information to be entered.

[0118] The present embodiment provides a computer-readable storage medium, which stores a computer program, and the computer program enables the computer to execute the methods provided by the above-mentioned method embodiments, for example, including: obtaining an electronic file of personal loan application materials; obtaining information to be entered based on the electronic file of personal loan application materials; wherein the information to be entered includes the loan application type; logging into the personal loan information system, and adding a new loan business application based on the loan application type; and entering and submitting information on the new loan business application page based on the information to be entered.

[0119] Those skilled in the art will appreciate that embodiments of the present invention may be provided as methods, systems, or computer program products. Therefore, the present invention may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present invention may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0120] The present invention is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to embodiments of the present invention. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0121] These computer program instructions may also be stored in a computer readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer readable memory produce an article of manufacture including an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0122] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process in the computer or other programmable device. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0123] In the description of this specification, the description with reference to the terms "one embodiment", "a specific embodiment", "some embodiments", "for example", "example", "specific example", or "some examples" means that the specific features, structures, materials or characteristics described in conjunction with the embodiment or example are included in at least one embodiment or example of the present invention. In this specification, the schematic representation of the above terms does not necessarily refer to the same embodiment or example. Moreover, the specific features, structures, materials or characteristics described may be combined in any one or more embodiments or examples in a suitable manner.

[0124] The specific embodiments described above further illustrate the objectives, technical solutions and beneficial effects of the present invention in detail. It should be understood that the above description is only a specific embodiment of the present invention and is not intended to limit the scope of protection of the present invention. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the scope of protection of the present invention.

Claims

1. A method for entering personal loan information, characterized in that: include: Obtain electronic files of personal loan application materials; Based on the electronic file of the personal loan application materials, obtaining information to be entered; wherein the information to be entered includes the loan application type; Log in to the personal loan information system and add a new loan business application based on the loan application type; Entering and submitting information on the new loan business application page based on the information to be entered; Inputting the electronic file of the personal loan application materials into a basic directory classification model to obtain a classification result of the electronic file of the personal loan application materials; wherein the classification result includes other classes; the basic directory classification model is obtained by training based on electronic file classification training samples and corresponding classification labels; Performing text recognition on the electronic files in the other categories to obtain a text recognition result for each electronic file in the other categories; Obtaining classification results for each electronic file in the other categories according to the text recognition results and classification keywords of each electronic file in the other categories; Classify and sort the electronic files of the personal loan application materials based on the classification results of each electronic file to obtain each classification directory and the electronic files under each classification directory; Uploading each category directory and the electronic files under each category directory to the personal loan information system; Wherein, uploading each classification directory and the electronic files under each classification directory to the personal loan information system includes: Simulate a mouse click operation to click on the file upload option, select each category directory to upload, and upload each category directory and the electronic files under each category directory to the personal loan information system.

2. The method according to claim 1, characterized in that The obtaining of information to be entered based on the electronic file of the personal loan application materials includes: Performing text recognition on the electronic file of the personal loan application materials to obtain text recognition results of the personal loan application materials; According to preset keywords, each field key-value pair is obtained from the text recognition results of the personal loan application materials as information to be entered.

3. The method according to claim 2, characterized in that The character recognition of the electronic file of the personal loan application materials includes: Perform image enhancement processing on the electronic file of the personal loan application materials.

4. The method according to claim 1, characterized in that: The step of training the basic directory classification model based on the electronic file classification training samples and the corresponding classification labels includes: Obtaining the electronic file classification training samples and corresponding classification labels; The basic directory classification model is trained based on the electronic file classification training samples and corresponding classification labels, as well as the original model.

5. The method according to claim 4, characterized in that The obtaining of the electronic document classification training sample comprises: The original electronic files of the personal loan application materials are preprocessed and have their resolutions unified to obtain the electronic file classification training samples.

6. The method according to any one of claims 1 to 5, characterized in that: Also includes: Obtain the system entry result and send an entry completion prompt message; wherein the entry completion prompt message includes the system entry result.

7. A device for inputting personal loan information, characterized in that: include: An acquisition module is used to obtain electronic files of personal loan application materials; An acquisition module, used to acquire information to be entered based on the electronic file of the personal loan application materials; wherein the information to be entered includes the loan application type; A login module, used to log in to the personal loan information system and add a new loan business application based on the loan application type; An input module, used to input and submit information on the new loan business application page based on the information to be input; A first classification module is used to input the electronic file of the personal loan application materials into a basic directory classification model to obtain a classification result of the electronic file of the personal loan application materials; wherein the classification result includes other classes; the basic directory classification model is obtained by training based on electronic file classification training samples and corresponding classification labels; A recognition module, used to perform text recognition on the electronic files in the other categories, and obtain a text recognition result for each electronic file in the other categories; A second classification module, obtaining a classification result of each electronic file in the other categories according to the text recognition result and the classification keyword of each electronic file in the other categories; A sorting module, used to sort the electronic files of the personal loan application materials according to the classification results of each electronic file, and obtain each classification directory and the electronic files under each classification directory; An uploading module, used to upload each category directory and the electronic files under each category directory to the personal loan information system; The upload module is specifically used to simulate a mouse click operation to click on a file upload option, select each category directory for uploading, and upload each category directory and the electronic files under each category directory to the personal loan information system.

8. An electronic device comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the steps of the method according to any one of claims 1 to 6 are implemented.

9. A computer-readable storage medium having a computer program stored thereon, characterized in that: When the computer program is executed by a processor, the steps of the method according to any one of claims 1 to 6 are implemented.

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