Data processing method and device, computer equipment and computer readable storage medium

Abstract

Embodiments of the present application disclose a data processing method and device, computer equipment and a computer readable storage medium, comprising: when receiving a business data query instruction initiated by a cooperation terminal of a target cooperation party, obtaining cooperation party identification information and business information carried by the business data query instruction; determining a target data query module from a plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identification; and determining target business data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module. According to the embodiments of the present application, the data scheduling module of the bank service system selects the bank data module or the data management module for data query according to the cooperation party identification information and the business information of the target cooperation party, thereby saving human resources and improving the data processing efficiency when the bank platform accesses a new cooperation party.

Description

TECHNICAL FIELD

[0001] Embodiments of the present application relate to the technical field of intelligent financial service, in particular to a data processing method and device, computer equipment and a computer readable storage medium. BACKGROUND

[0002] With the development of the bank's own business, the types of services available to customers are increasing, and customers can perform bank services such as loan services, savings services, and cash flow services on platforms such as mobile phones or computers. The existing various bank services, such as loan services, financial services, mobile payment services, or collection services, generally provide a unified bank service system by the bank platform, and various partners cooperating with the bank can realize corresponding services through the bank service system. The partners (cooperation platforms) can introduce customers to the bank for various bank services, and then perform money processing after the bank's money processing process, for example, the partners can introduce customers to the bank to perform the bank's loan products, and then perform the loan to the customers after the bank's loan process.

[0003] Currently, the partners need to query the loan progress of the customers introduced by the partners on the bank platform, and the bank platform needs to support functions such as real-time query of the loan progress, batch query of all loan progress and settlement data in a certain month. In the prior art, each time a new partner is connected, testing and joint debugging need to be performed between the bank and the partner and between various departments of the bank. Testing and joint debugging need to be communicated between the bank departments and the partners, which requires a large amount of manpower and high communication and coordination costs, and the data processing efficiency is low when a new partner is connected to the bank platform. SUMMARY

[0004] Embodiments of the present application provide a data processing method and device, computer equipment and a computer readable storage medium, the bank service system includes a data scheduling module, a bank data module, and a data management module, the target partner sends a service data query instruction to the bank service system through a partner terminal, and the data scheduling module of the bank service system selects the bank data module or the data management module for data query according to the partner identifier information and the service information of the target partner, thereby saving human resources and improving the data processing efficiency when a new partner is connected to the bank platform.

[0005] Embodiments of the present application provide a data processing method, applied to a bank service system, the bank service system includes a data scheduling module, a bank data module, and a data management module, and the method includes:

[0006] When receiving a service data query instruction initiated by a partner terminal of a target partner, obtain partner identification information and service information carried by the service data query instruction, the service information including a to-be-queried loan product identifier and to-be-queried loan product information;

[0007] Determine a target data query module from a plurality of preset data query modules based on the partner identification information and / or the to-be-queried loan product identifier, wherein the preset data query modules include the bank data module and the data management module;

[0008] Determine target service data based on the to-be-queried loan product identifier and the to-be-queried loan product information through the target data query module, and send the target service data to the partner terminal of the target partner, so that the partner terminal generates service detail information based on the target service data to display the service detail information to the target partner.

[0009] In an embodiment, the determining a target data query module from a plurality of preset data query modules based on the partner identification information and / or the to-be-queried loan product identifier includes:

[0010] Perform identification processing based on the partner identification information and a plurality of cached partner identification information to determine whether the partner identification information is new partner identification information, to obtain a partner identification result;

[0011] Determine a target data query module from a plurality of preset data query modules according to the partner identification result.

[0012] In an embodiment, the determining a target data query module from a plurality of preset data query modules according to the partner identification result includes:

[0013] If the partner identification result is that the partner identification information is new partner identification information, determine the bank data module as the target data query module;

[0014] If the partner identification result is that the partner identification information is not new partner identification information, determine the data management module as the target data query module.

[0015] In an embodiment, the determining a target data query module from a plurality of preset data query modules based on the partner identification information and / or the to-be-queried loan product identifier includes:

[0016] Perform first identification processing based on the partner identification information and a plurality of cached partner identification information to obtain a first processing result;

[0017] performing a second identification process based on the to-be-queried loan product identifier and the plurality of cached loan product identifiers, to obtain a second processing result;

[0018] determining a target data query module from the plurality of preset data query modules based on the first processing result and the second processing result.

[0019] In an embodiment, the determining the target data query module from the plurality of preset data query modules based on the first processing result and the second processing result comprises:

[0020] if the first processing result is that the cooperation party identifier information is not new cooperation party identifier information, and the second processing result is that the to-be-queried loan product identifier is a new loan product identifier, then the bank data module is determined as the target data query module;

[0021] if the first processing result is that the cooperation party identifier information is not new cooperation party identifier information, and the second processing result is that the to-be-queried loan product identifier is not a new loan product identifier, then the data management module is determined as the target data query module.

[0022] In an embodiment, the target data query module is the bank data module;

[0023] the determining the target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information through the target data query module comprises:

[0024] the bank data module is used to query, in real time, target loan progress information corresponding to the to-be-queried loan product information based on the to-be-queried loan product identifier and the to-be-queried loan product information, and the target loan progress information is determined as the target business data.

[0025] In an embodiment, the target data query module is the data management module;

[0026] the determining the target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information through the target data query module comprises:

[0027] the data management module is used to generate loan process information of a to-be-queried loan product of the to-be-queried loan product identifier based on the to-be-queried loan product identifier and preset loan process template information of the data management module, and the loan process information is determined as the target business data.

[0028] Correspondingly, the embodiment of the application further provides a data processing apparatus, comprising:

[0029] An acquisition unit is configured to acquire cooperation partner identification information and service information carried by a service data query instruction initiated by a cooperation partner terminal of a target cooperation partner when the service data query instruction is received, the service information including a to-be-queried loan product identification and to-be-queried loan product information;

[0030] A first determination unit is configured to determine a target data query module from a plurality of preset data query modules based on the cooperation partner identification information and / or the to-be-queried loan product identification, wherein the preset data query modules include the bank data module and the data management module;

[0031] A second determination unit is configured to determine target service data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module, and send the target service data to the cooperation partner terminal of the target cooperation partner, so that the cooperation partner terminal generates service detail information based on the target service data to display the service detail information to the target cooperation partner.

[0032] In some embodiments of the present application, a computer device can also be provided, which includes a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the steps of the data processing method as described above when executing the computer program.

[0033] In some embodiments of the present application, a computer readable storage medium can also be provided, which stores a computer program, and when the computer program is executed on a computer, the computer is caused to execute the steps of the data processing method as described above.

[0034] According to the embodiment of the present application, when a service data query instruction initiated by a cooperation terminal of a target cooperation partner is received, cooperation partner identification information and service information carried by the service data query instruction are acquired, the service information including a to-be-queried loan product identification and to-be-queried loan product information; then, based on the cooperation partner identification information and / or the to-be-queried loan product identification, a target data query module is determined from a plurality of preset data query modules, wherein the preset data query modules include the bank data module and the data management module; finally, target service data is determined based on the to-be-queried loan product identification and the to-be-queried loan product information by using the target data query module, and the target service data is sent to the cooperation terminal of the target cooperation partner, and the cooperation terminal generates service detailed information based on the target service data to display the service detailed information to the target cooperation partner. According to the embodiment of the present application, the data scheduling module of the bank service system selects the bank data module or the data management module to perform data query according to the cooperation partner identification information and the service information of the target cooperation partner, thereby saving human resources and improving the data processing efficiency when the bank platform accesses a new cooperation partner. BRIEF DESCRIPTION OF DRAWINGS

[0035] In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed in the embodiment description will be briefly introduced. Obviously, the drawings in the following description are only some of the embodiments of the present application, and other drawings can be obtained by those skilled in the art without creative effort.

[0036] Figure 1 The structural schematic diagram of the bank service system provided by the embodiment of the present application.

[0037] Figure 2 The flowchart of the data processing method provided by the embodiment of the present application.

[0038] Figure 3 The structural schematic diagram of the data processing device provided by the embodiment of the present application.

[0039] Figure 4 The structural schematic diagram of the computer device provided by the embodiment of the present application. DETAILED DESCRIPTION

[0040] The technical solutions in the embodiments of the present application will be described clearly and completely with reference to the drawings in the embodiments of the present application. Obviously, the described embodiments are only some of the embodiments of the present application, not all. Based on the embodiments in the present application, all other embodiments obtained by those skilled in the art without creative effort are within the scope of protection of the present application.

[0041] The embodiment of the present application provides a data processing method, device, computer equipment and computer equipment storage medium. Specifically, the data processing method of the embodiment of the present application can be executed by a computer equipment, wherein the computer equipment can be a terminal or a server and the like. The terminal can be a smart phone, a tablet computer, a notebook computer, a touch screen, a personal computer (PC), a personal digital assistant (PDA) and the like, and the terminal can also include a client, which can be an application client, a browser client carrying a control program or an instant messaging client and the like. The server can be a stand-alone physical server, a server cluster or a distributed system composed of multiple physical servers, or a cloud server providing cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communication, middleware services, domain name services, security services, CDNs, and basic cloud computing services such as big data and artificial intelligence platforms.

[0042] The embodiment of the present application provides a data processing method, device, computer equipment and computer equipment storage medium, which can be used with a terminal such as a smart phone, a tablet computer, a notebook computer or a personal computer. The data processing method, device, computer equipment and computer equipment storage medium are described in detail below. It should be noted that the order of the following embodiments is not limited to the preferred order of the embodiments.

[0043] Specifically, please refer to Figure 1 , Figure 1 The structure of the bank service system is shown in the schematic diagram, and the data processing method provided by the embodiment of the present application is applied to the bank service system, and the bank service system includes a data scheduling module, a bank data module and a data management module. Specifically, the data scheduling module is used to determine the parameter configuration corresponding to the parameters according to the parameters accessed to the bank service system, and to determine whether to access the bank data module or the data management module according to the parameter configuration. The bank data module can be a corresponding loan data system of the bank, and the data management module can be a data management platform, which is used to generate progress data and settlement data and the like for a partner to query a loan product. The progress data includes each node of a loan process such as application, approval, approval passing, approval rejection, loan success and loan failure of a certain loan product. The data management platform is provided with general module data, and can also support customized data, for example, when the partner has a data paging test requirement, the data management platform can provide paging data containing more than 100 data, and the like, so as to meet different data requirements of the partner and ensure the coverage scene of the data.

[0044] Please refer to Figure 2 , Figure 2A flowchart of a data processing method provided by an embodiment of the present application is applied to a bank service system, and the bank service system comprises a data scheduling module, a bank data module, and a data management module. The specific flow can be as follows: steps 101 to 103.

[0045] 101. When receiving a service data query instruction initiated by a cooperation terminal of a target cooperation party, cooperation party identification information and service information carried by the service data query instruction are acquired, and the service information comprises a to-be-queried loan product identifier and to-be-queried loan product information.

[0046] The service information can be information corresponding to a service order, and the service order can be an order corresponding to a bank service provided by the bank. The bank service can comprise various bank products, and the product types can be, for example, credit cards, financial products, and loan products. The loan products can comprise various types of loan products or various properties of loan products. The cooperation party identification information can be information representing the identity of the cooperation party, so that the bank service system can distinguish between different cooperation parties, or determine whether the cooperation party currently requiring service data query is a new cooperation party or an old cooperation party that has cooperated before.

[0047] 102. A target data query module is determined from a plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identifier, wherein the preset data query modules comprise the bank data module and the data management module.

[0048] In order to select a more suitable data query module according to the cooperation party identification information and the service information, the step of “determining the target data query module from the plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identifier” can comprise the following steps.

[0049] The cooperation party identification information is identified based on a plurality of cached cooperation party identification information to determine whether the cooperation party identification information is new cooperation party identification information, and a cooperation party identification result is obtained.

[0050] The target data query module is determined from the plurality of preset data query modules according to the cooperation party identification result.

[0051] Further, the step of “determining the target data query module from the plurality of preset data query modules according to the cooperation party identification result” can comprise the following steps.

[0052] If the cooperation party identification result is that the cooperation party identification information is new cooperation party identification information, the bank data module is determined as the target data query module.

[0053] If the cooperation partner identification result is that the cooperation partner identification information is not new cooperation partner identification information, the data management module is determined as the target data query module.

[0054] In another embodiment, the step of "determining a target data query module from a plurality of preset data query modules based on the cooperation partner identification information and / or the to-be-queried loan product identification" can include:

[0055] performing first identification processing based on the cooperation partner identification information and a plurality of cached cooperation partner identification information to obtain a first processing result;

[0056] performing second identification processing based on the to-be-queried loan product identification and a plurality of cached loan product identification to obtain a second processing result;

[0057] determining a target data query module from a plurality of preset data query modules based on the first processing result and the second processing result.

[0058] Further, the step of "determining a target data query module from a plurality of preset data query modules based on the first processing result and the second processing result" can include:

[0059] if the first processing result is that the cooperation partner identification information is not new cooperation partner identification information and the second processing result is that the to-be-queried loan product identification is new loan product identification, the bank data module is determined as the target data query module;

[0060] if the first processing result is that the cooperation partner identification information is not new cooperation partner identification information and the second processing result is that the to-be-queried loan product identification is not new loan product identification, the data management module is determined as the target data query module.

[0061] 103. determining target business data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module, and sending the target business data to a cooperation partner terminal of the target cooperation partner, wherein the cooperation partner terminal generates business detailed information based on the target business data to display the business detailed information to the target cooperation partner.

[0062] In an embodiment, the target data query module can be the bank data module, and the bank data module can be a loan data system corresponding to a bank. The step of "determining target business data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module" can include:

[0063] The bank data module is used to query target loan progress information corresponding to the to-be-queried loan product information in real time based on the to-be-queried loan product identifier and the to-be-queried loan product information, and determine target business data based on the target loan progress information.

[0064] In another embodiment, the target data query module can be a data management module, and the data management module can be a data management platform used to generate progress data and settlement data of a loan product for a partner to query. The step of "determining target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information by the target data query module" can include:

[0065] The data management module is used to generate loan process information of a to-be-queried loan product of the to-be-queried loan product identifier based on the to-be-queried loan product identifier and preset loan process template information of the data management module, and determine target business data based on the loan process information.

[0066] In summary, the data processing method provided in the embodiments of the present application can be used to acquire partner identifier information and business information carried in a business data query instruction initiated by a partner terminal of a target partner when the business data query instruction is received, the business information including a to-be-queried loan product identifier and to-be-queried loan product information; then, a target data query module is determined from a plurality of preset data query modules based on the partner identifier information and / or the to-be-queried loan product identifier, wherein the preset data query modules include the bank data module and the data management module; finally, target business data is determined based on the to-be-queried loan product identifier and the to-be-queried loan product information by the target data query module, and the target business data is sent to the partner terminal of the target partner, and the partner terminal generates business detailed information based on the target business data to display the business detailed information to the target partner. According to the data processing method, the data scheduling module of a bank service system selects the bank data module or the data management module to query data based on the partner identifier information and the business information of the target partner, thereby saving human resources and improving the data processing efficiency when the bank platform accesses a new partner.

[0067] According to the above description, the data processing method of the present application will be further illustrated by examples as follows. The application of the data processing method in a specific implementation scenario will be described as follows:

[0068] (1) When the bank service system receives a business data query instruction initiated by a cooperation terminal of a target cooperation party, cooperation party identification information and business information carried by the business data query instruction are obtained, the business information including a to-be-queried loan product identification and to-be-queried loan product information.

[0069] (2) The data scheduling module of the bank service system can determine a target data query module from a plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identification, wherein the preset data query modules include the bank data module and the data management module.

[0070] (3) The embodiment of the present application can determine target business data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module, and send the target business data to the cooperation terminal of the target cooperation party, and the cooperation terminal generates business detailed information based on the target business data to display the business detailed information to the target cooperation party.

[0071] According to the above introduction, the data processing method of the present application will be further illustrated by examples. The application of the data processing method in a specific implementation scenario will be described as follows, and the specific application scenario is as follows:

[0072] (1) When the bank service system receives a business data query instruction initiated by a cooperation terminal of a target cooperation party, cooperation party identification information and business information carried by the business data query instruction are obtained, the business information including a to-be-queried loan product identification and to-be-queried loan product information.

[0073] (2) The data scheduling module of the bank service system can determine a target data query module from a plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identification, wherein the preset data query modules include the bank data module and the data management module. Specifically, the data scheduling module performs identification processing based on the cooperation party identification information and a plurality of cached cooperation party identification information to determine whether the cooperation party identification information is new cooperation party identification information, obtain a cooperation party identification result, and determine a target data query module from a plurality of preset data query modules according to the cooperation party identification result. Wherein, if the cooperation party identification result is that the cooperation party identification information is new cooperation party identification information, the bank data module is determined as the target data query module.

[0074] (3) The target data query module can determine target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information, and send the target business data to the cooperation party terminal of the target cooperation party. The cooperation party terminal generates business detailed information based on the target business data, and displays the business detailed information to the target cooperation party. Specifically, the target data query module is the bank data module, and the bank data module can be a loan data system corresponding to the bank. The bank data module determines target business data by querying target loan progress information corresponding to the to-be-queried loan product information based on the to-be-queried loan product identifier and the to-be-queried loan product information in real time through the bank data module.

[0075] According to the above introduction, the data processing method of the present application will be further illustrated by examples. The application of the data processing method in specific implementation scenarios will be described below. The specific application scenarios are as follows:

[0076] (1) When the bank service system receives a business data query instruction initiated by the cooperation party terminal of the target cooperation party, the cooperation party identifier information and the business information carried by the business data query instruction are obtained. The business information includes a to-be-queried loan product identifier and to-be-queried loan product information.

[0077] (2) The data scheduling module of the bank service system can determine a target data query module from a plurality of preset data query modules based on the cooperation party identifier information and / or the to-be-queried loan product identifier. The preset data query modules include the bank data module and the data management module. Specifically, the data scheduling module performs identification processing based on the cooperation party identifier information and a plurality of cached cooperation party identifier information to determine whether the cooperation party identifier information is new cooperation party identifier information, and obtains a cooperation party identification result. According to the cooperation party identification result, the target data query module is determined from the plurality of preset data query modules. If the cooperation party identification result is that the cooperation party identifier information is not new cooperation party identifier information, the data management module is determined as the target data query module.

[0078] (3) The target data query module can be used to determine target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information, and send the target business data to the cooperation terminal of the target cooperation party. The cooperation terminal generates business detailed information based on the target business data, and displays the business detailed information to the target cooperation party. Specifically, the target data query module can be a data management module, and the data management module can be a data management platform. The data management platform is used to generate progress data and settlement data of a loan product for cooperation parties to query. The data management module generates loan process information of the to-be-queried loan product based on the to-be-queried loan product identifier and preset loan process template information of the data management module, and determines the loan process information as target business data.

[0079] According to the above description, the data processing method of the present application will be further illustrated by examples. The application of the data processing method in a specific implementation scenario will be described below. The specific application scenario is as follows:

[0080] (1) When the bank service system receives a business data query instruction initiated by the cooperation terminal of the target cooperation party, the cooperation party identifier information and the business information carried by the business data query instruction are obtained. The business information includes a to-be-queried loan product identifier and to-be-queried loan product information.

[0081] (2) The data scheduling module of the bank service system can determine a target data query module from a plurality of preset data query modules based on the cooperation party identifier information and / or the to-be-queried loan product identifier. The preset data query modules include the bank data module and the data management module. Specifically, the data scheduling module performs first identification processing based on the cooperation party identifier information and a plurality of cached cooperation party identifier information to obtain a first processing result, performs second identification processing based on the to-be-queried loan product identifier and a plurality of cached loan product identifiers to obtain a second processing result, and determines a target data query module from a plurality of preset data query modules based on the first processing result and the second processing result. If the first processing result is that the cooperation party identifier information is not a new cooperation party identifier information, and the second processing result is that the to-be-queried loan product identifier is a new loan product identifier, the bank data module is determined as the target data query module. If the first processing result is that the cooperation party identifier information is not a new cooperation party identifier information, and the second processing result is that the to-be-queried loan product identifier is not a new loan product identifier, the data management module is determined as the target data query module.

[0082] (3) The target data query module can be used to determine target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information, and send the target business data to the cooperation terminal of the target cooperation party, so that the cooperation terminal generates business detailed information based on the target business data, and displays the business detailed information to the target cooperation party. Specifically, in the first case, the target data query module is the bank data module, and the bank data module can be a loan data system corresponding to the bank. The bank data module can be used to query target loan progress information corresponding to the to-be-queried loan product information in real time based on the to-be-queried loan product identifier and the to-be-queried loan product information, and determine the target loan progress information as target business data. In the second case, the target data query module can be the data management module, and the data management module can be a data management platform for generating data such as progress data and settlement data of a loan product for a cooperation party to query. The data management module can be used to generate loan process information of the to-be-queried loan product based on the to-be-queried loan product identifier and preset loan process template information of the data management module, and determine the loan process information as target business data.

[0083] Please refer to Figure 3 , Figure 3 A structural schematic diagram of a data processing apparatus provided by an embodiment of the present application is shown in FIG. 1. The apparatus includes:

[0084] The acquisition unit 201 is configured to acquire cooperation party identifier information and business information carried by a business data query instruction initiated by a cooperation terminal of a target cooperation party when the business data query instruction is received, wherein the business information includes a to-be-queried loan product identifier and to-be-queried loan product information.

[0085] The first determination unit 202 is configured to determine a target data query module from a plurality of preset data query modules based on the cooperation party identifier information and / or the to-be-queried loan product identifier, wherein the preset data query modules include the bank data module and the data management module.

[0086] The second determination unit 203 is configured to determine target business data based on the to-be-queried loan product identifier and the to-be-queried loan product information by using the target data query module, and send the target business data to the cooperation terminal of the target cooperation party, so that the cooperation terminal generates business detailed information based on the target business data, and displays the business detailed information to the target cooperation party.

[0087] In some embodiments, the data processing apparatus includes:

[0088] The first processing subunit is configured to perform identification processing based on the cooperation party identification information and a plurality of cached cooperation party identification information, to determine whether the cooperation party identification information is new cooperation party identification information, and to obtain a cooperation party identification result.

[0089] The first determining subunit is configured to determine a target data query module from a plurality of preset data query modules according to the cooperation party identification result.

[0090] In some embodiments, the data processing apparatus comprises:

[0091] The second determining subunit is configured to determine the bank data module as the target data query module if the cooperation party identification result is that the cooperation party identification information is new cooperation party identification information.

[0092] The second determining subunit is further configured to determine the data management module as the target data query module if the cooperation party identification result is that the cooperation party identification information is not new cooperation party identification information.

[0093] In some embodiments, the data processing apparatus comprises:

[0094] The second processing subunit is configured to perform first identification processing based on the cooperation party identification information and a plurality of cached cooperation party identification information, to obtain a first processing result.

[0095] The second processing subunit is further configured to perform second identification processing based on the to-be-queried loan product identification and a plurality of cached loan product identifications, to obtain a second processing result.

[0096] The third determining subunit is configured to determine a target data query module from a plurality of preset data query modules based on the first processing result and the second processing result.

[0097] In some embodiments, the data processing apparatus comprises:

[0098] The fourth determining subunit is configured to determine the bank data module as the target data query module if the first processing result is that the cooperation party identification information is not new cooperation party identification information, and the second processing result is that the to-be-queried loan product identification is new loan product identification.

[0099] The fourth determining subunit is further configured to determine the data management module as the target data query module if the first processing result is that the cooperation party identification information is not new cooperation party identification information, and the second processing result is that the to-be-queried loan product identification is not new loan product identification.

[0100] In some embodiments, the data processing apparatus comprises:

[0101] The query subunit is configured to query, by the bank data module, target loan progress information corresponding to the to-be-queried loan product information based on the to-be-queried loan product identifier and the to-be-queried loan product information, and determine the target loan progress information as the target business data.

[0102] In some embodiments, the data processing apparatus comprises:

[0103] The generation subunit is configured to generate, by the data management module, loan process information of a to-be-queried loan product corresponding to the to-be-queried loan product identifier based on the to-be-queried loan product identifier and preset loan process template information of the data management module, and determine the loan process information as the target business data.

[0104] The embodiments of the present application provide a data processing apparatus. When a business data query instruction initiated by a cooperation terminal of a target cooperation party is received by an acquisition unit 201, cooperation party identifier information and business information carried by the business data query instruction are acquired, the business information includes a to-be-queried loan product identifier and to-be-queried loan product information. A first determination unit 202 determines a target data query module from a plurality of preset data query modules based on the cooperation party identifier information and / or the to-be-queried loan product identifier, wherein the preset data query modules include the bank data module and the data management module. A second determination unit 203 determines target business data by the target data query module based on the to-be-queried loan product identifier and the to-be-queried loan product information, and sends the target business data to the cooperation terminal of the target cooperation party. The cooperation terminal generates business detailed information based on the target business data, and displays the business detailed information to the target cooperation party. In the embodiments of the present application, the target cooperation party can send a business data query instruction to a bank service system through a cooperation terminal. The data scheduling module of the bank service system selects the bank data module or the data management module for data query according to the cooperation party identifier information and the business information of the target cooperation party, thereby saving human resources and improving the data processing efficiency when the bank platform accesses new cooperation parties.

[0105] In addition, the embodiments of the present application further provide a computer device, which can be a terminal or a server, as shown in Figure 4 The computer device shows the structure of the computer device related to the embodiments of the present application, and specifically includes:

[0106] The computer device can include a processor 301 with one or more processing cores, a memory 302 with one or more computer readable storage media, a power supply 303, and an input unit 304. Those skilled in the art can understand that Figure 4The computer device structure shown in the figure is not a limitation of the computer device, and can include more or fewer components than shown, or combine certain components, or arrange different components. Among them:

[0107] The processor 301 is the control center of the computer device, connects various parts of the computer device through various interfaces and lines, executes various functions and processes data of the computer device by running or executing software programs and / or modules stored in the memory 302 and calling data stored in the memory 302, and thus monitors the computer device as a whole. Optionally, the processor 301 can include one or more processing cores; preferably, the processor 301 can integrate an application processor and a modem processor, wherein the application processor mainly processes the operating system, user interface, and application program, etc., and the modem processor mainly processes wireless communication. It can be understood that the above-mentioned modem processor can also not be integrated into the processor 301.

[0108] The memory 302 can be used to store software programs and modules, and the processor 301 executes various functions and data processing by running the software programs and modules stored in the memory 302. The memory 302 can mainly include a program storage area and a data storage area, wherein the program storage area can store an operating system, at least one application program required by a function, etc.; the data storage area can store data created according to the use of the computer device, etc. In addition, the memory 302 can include a high-speed random access memory, and can also include a non-volatile memory, such as at least one magnetic disk storage device, a flash memory device, or other volatile solid-state memory device. Accordingly, the memory 302 can also include a memory controller to provide access for the processor 301 to the memory 302.

[0109] The computer device also includes a power supply 303 for powering various components, and preferably the power supply 303 can be logically connected to the processor 301 through a power management system, so as to realize functions such as management of charging, discharging, and power consumption management through the power management system. The power supply 303 can also include one or more direct current or alternating current power supplies, a recharging system, a power failure detection circuit, a power converter or inverter, a power state indicator, and any other components.

[0110] The computer device can also include an input unit 304, which can be used to receive input digital or character information, and generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function control.

[0111] Although not shown, the computer device can further include a display unit and the like, which will not be described here. Specifically in the present embodiment, the processor 301 in the computer device will load the executable file corresponding to the process of one or more application programs into the memory 302 according to the following instructions, and run the application program stored in the memory 302 by the processor 301, thereby realizing various functions, as follows:

[0112] When receiving the service data query instruction initiated by the cooperation terminal of the target cooperation party, cooperation party identification information and service information carried by the service data query instruction are acquired, the service information including a to-be-queried loan product identification and to-be-queried loan product information;

[0113] Based on the cooperation party identification information and / or the to-be-queried loan product identification, a target data query module is determined from a plurality of preset data query modules, wherein the preset data query modules include the bank data module and the data management module;

[0114] Through the target data query module, target service data is determined based on the to-be-queried loan product identification and the to-be-queried loan product information, and the target cooperation party's cooperation terminal is sent, and the cooperation terminal generates service detailed information based on the target service data to display the service detailed information to the target cooperation party.

[0115] The specific implementation of each operation can refer to the foregoing embodiments, which will not be described here.

[0116] As can be seen from the above, the computer device provided in the present embodiment can send a service data query instruction to the bank service system through the cooperation terminal of the target cooperation party, and the data scheduling module of the bank service system selects the bank data module or the data management module for data query according to the cooperation party identification information and the service information of the target cooperation party, thereby saving human resources and improving the data processing efficiency when the bank platform accesses a new cooperation party.

[0117] Those skilled in the art can understand that all or part of the steps of the various methods in the above embodiments can be completed by instructions, or by instructions controlling related hardware, which can be stored in a computer readable storage medium and loaded and executed by a processor.

[0118] Therefore, the embodiment of the present application further provides a computer readable storage medium, which stores a plurality of instructions capable of being loaded by a processor to execute the method provided in the various optional implementation manners of the embodiment of the present application.

[0119] According to an aspect of the present application, a computer program product or computer program is also provided, which comprises computer instructions stored in a computer readable storage medium. A processor of a computer device reads the computer instructions from the computer readable storage medium, and the processor executes the computer instructions, so that the computer device performs the method provided in various optional implementations in the above embodiments.

[0120] The specific implementation of each operation can refer to the foregoing embodiments, which will not be described herein.

[0121] The storage medium can include a read-only memory (ROM), a random access memory (RAM), a magnetic disk or an optical disk, etc.

[0122] Since the computer program stored in the storage medium can execute the steps in any system updating method provided in the embodiments of the present application, the beneficial effects of any system updating method provided in the embodiments of the present application can be achieved. For details, refer to the foregoing embodiments, which will not be described herein.

[0123] In the above embodiments, the description of each embodiment has its own focus, and the parts not described in detail in a certain embodiment can refer to the relevant description of other embodiments.

[0124] The above describes in detail a system updating method, device, computer device and storage medium provided in the embodiments of the present application. The principle and implementation manner of the present application are described by applying specific examples in this paper. The above embodiment description is only used to help understand the method of the present application and its core idea. Meanwhile, for those skilled in the art, according to the idea of the present application, the specific implementation manner and application range will be changed. In conclusion, the content of the specification should not be understood as a limitation of the present application.

Claims

1. A data processing method, characterized by, The method is applied to a bank service system, and the bank service system comprises a data scheduling module, a bank data module, and a data management module. When receiving a service data query instruction initiated by a cooperation terminal of a target cooperation party, cooperation party identification information and service information carried by the service data query instruction are acquired, the service information comprising a to-be-queried loan product identification and to-be-queried loan product information; Based on the cooperation party identification information and / or the to-be-queried loan product identification, a target data query module is determined from a plurality of preset data query modules, wherein the preset data query modules comprise the bank data module and the data management module; when the cooperation party identification information is new cooperation party identification information, the bank data module is taken as the target data query module; when the cooperation party identification information is not new cooperation party identification information, the data management module is taken as the target data query module; Through the target data query module, target service data is determined based on the to-be-queried loan product identification and the to-be-queried loan product information, and the target cooperation party's cooperation terminal is sent, and the cooperation terminal generates service detailed information based on the target service data to show the target cooperation party the service detailed information; The target data query module is the bank data module or the data management module; the target service data is determined based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module, comprising: Through the bank data module, target loan progress information corresponding to the to-be-queried loan product information is queried in real time based on the to-be-queried loan product identification and the to-be-queried loan product information, and the target loan progress information is determined as target service data; or Through the data management module, loan process information of a to-be-queried loan product of the to-be-queried loan product identification is generated based on the to-be-queried loan product identification and preset loan process template information of the data management module, and the loan process information is determined as target service data.

2. The data processing method according to claim 1, characterized in that, The target data query module is determined from a plurality of preset data query modules based on the cooperation party identification information and / or the to-be-queried loan product identification, comprising: Based on the cooperation party identification information and a plurality of cached cooperation party identification information, identification processing is performed to determine whether the cooperation party identification information is new cooperation party identification information, and a cooperation party identification result is obtained; According to the cooperation party identification result, a target data query module is determined from a plurality of preset data query modules.

3. The data processing method according to claim 2, characterized in that, The target data query module is determined from a plurality of preset data query modules according to the cooperation party identification result, comprising: If the cooperation party identification result is that the cooperation party identification information is new cooperation party identification information, the bank data module is determined as the target data query module; If the cooperation party identification result is that the cooperation party identification information is not new cooperation party identification information, the data management module is determined as the target data query module.

4. The data processing method of claim 1, wherein, The target data query module is determined from the plurality of preset data query modules based on the partner identification information and / or the to-be-queried loan product identification, and the target data query module is determined from the plurality of preset data query modules based on the first processing result and the second processing result. The first identification processing is performed based on the partner identification information and a plurality of cached partner identification information, and a first processing result is obtained. The second identification processing is performed based on the to-be-queried loan product identification and a plurality of cached loan product identification, and a second processing result is obtained. The target data query module is determined from the plurality of preset data query modules based on the first processing result and the second processing result.

5. The data processing method according to claim 4, characterized in that, The target data query module is determined from the plurality of preset data query modules based on the first processing result and the second processing result. If the first processing result is that the partner identification information is not a new partner identification information, and the second processing result is that the to-be-queried loan product identification is a new loan product identification, the bank data module is determined as the target data query module. If the first processing result is that the partner identification information is not a new partner identification information, and the second processing result is that the to-be-queried loan product identification is not a new loan product identification, the data management module is determined as the target data query module.

6. A data processing apparatus, characterized by, The application further provides a business data query method, comprising the following steps: An acquisition unit is configured to acquire partner identification information and business information carried by a business data query instruction initiated by a partner terminal of a target partner when the business data query instruction is received, wherein the business information comprises to-be-queried loan product identification and to-be-queried loan product information. A first determination unit is configured to determine a target data query module from a plurality of preset data query modules based on the partner identification information and / or the to-be-queried loan product identification, wherein the preset data query modules comprise a bank data module and a data management module; when the partner identification information is a new partner identification information, the bank data module is taken as the target data query module; and when the partner identification information is not a new partner identification information, the data management module is taken as the target data query module. A second determination unit is configured to determine target business data based on the to-be-queried loan product identification and the to-be-queried loan product information through the target data query module, and send the target business data to the partner terminal of the target partner, so that the partner terminal generates business detailed information based on the target business data to display the business detailed information to the target partner. A query subunit is configured to query target loan progress information corresponding to the to-be-queried loan product information in real time based on the to-be-queried loan product identification and the to-be-queried loan product information through the bank data module, and determine the target loan progress information as target business data, or A generation subunit is configured to generate loan process information of a to-be-queried loan product of the to-be-queried loan product identification based on the to-be-queried loan product identification and preset loan process template information of the data management module through the data management module, and determine the loan process information as target business data.

7. A computer device, comprising: The computer device comprises a memory and a processor, the memory stores a computer program, and the processor executes the steps in the data processing method according to any one of claims 1-5 by calling the computer program stored in the memory.

8. A computer-readable storage medium, characterized in that, The computer readable storage medium stores a computer program, and the computer program is adapted to be loaded by a processor to execute the steps in the data processing method according to any one of claims 1-5.

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