Electronic insurance policy component material management method and related equipment

Abstract

The embodiments of the present application belong to the field of financial technology technology and are applied to the field of electronic insurance policy constituent material management. They relate to a method for electronic insurance policy constituent material management and related equipment, including identifying the unique version number, common version number and special version number in the initialization version number information of each material constituting the electronic insurance policy based on an intelligent screening model; updating the number of references; judging whether the unique version number, common version number and special version number meet the secondary naming standard based on the number of references and a preset number threshold, and naming the unique version number, common version number and special version number that meet the secondary naming standard through a preset naming component, thereby avoiding excessive data in the version information repository and directly obtaining materials from it, which may easily lead to acquisition delays, and is more conducive to users quickly completing the signing of insurance policy business.

Description

Technical Field

[0001] The present application relates to the field of financial technology, and in particular to a method for managing materials constituting an electronic insurance policy and related equipment. Background Art

[0002] In the online signing of electronic health insurance policies, the material resources (such as terms and conditions, health notices, etc.) displayed during sales on the front end are not uniformly managed when synthesized into electronic policies on the back-end printing platform. When multiple versions of the same material exist, the back end cannot know the version selected by the front end and cannot accurately print the policy information. When business personnel update the material version, they often need to manually notify and upload the new version on the front end and back end respectively. There is an update delay, resulting in inconsistencies between the version viewed by the user on the front end and the version displayed on the electronic policy. In addition, the version numbers on both sides are customized and cannot be aligned, making it difficult for business personnel to manage and maintain them.

[0003] In the existing technology, the problem of version inconsistency is solved by using smart factories. However, with the continuous increase of material versions and the continuous updating of version numbers, the material information and version number information stored in the database become more and more complicated, which can easily lead to delays in material acquisition during the signing of electronic insurance policies. Summary of the Invention

[0004] The purpose of the embodiments of the present application is to propose a method for managing materials constituting an electronic insurance policy and related equipment to solve the problem in the prior art that easily leads to delays in material acquisition during the signing of an electronic insurance policy.

[0005] To solve the above technical problems, the present application provides a method for managing materials constituting an electronic insurance policy, which adopts the following technical solutions:

[0006] A method for managing electronic policy component materials includes the following steps:

[0007] Based on the preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy is pushed by the corresponding salesperson to the target user's operation interface through the interface transmission mode before the target user completes the electronic insurance policy signing;

[0008] monitoring, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button refers to a corresponding submit button after the user has signed the electronic insurance policy;

[0009] Identifying whether the target user has completed signing the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component;

[0010] If it is identified that the target user has completed the signing of the electronic insurance policy, then according to the monitoring result corresponding to the interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy is obtained;

[0011] Initiate a pre-built intelligent screening model to identify the unique version number, the common version number, and the special version number in the initialization version number information of each material constituting the electronic insurance policy;

[0012] Send the unique version number, common version number and special version number to the preset management model and update the number of citations;

[0013] According to the number of citations and a preset number threshold, determining whether the unique version number, the commonly used version number, and the special version number meet the secondary naming standard;

[0014] The unique version number, common version number and special version number that meet the secondary naming standard are named through the preset naming components.

[0015] Furthermore, before executing the step of monitoring, based on the preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy, which is pushed by the corresponding salesperson to the target user's operation interface via the interface transmission mode before the target user completes the electronic insurance policy signing, the method further includes:

[0016] Monitoring, through a preset interface monitoring component, the materials of the electronic insurance policy selected by the salesperson by clicking in a preset recommendation interface as a material selection result;

[0017] According to the material screening results, the initialization version number information of each material of the electronic insurance policy is obtained from the preset version information repository, wherein the initialization version number information of each material of the electronic insurance policy refers to the version number information generated for the first time when the administrator enters the material information of the electronic insurance policy into the preset generation system.

[0018] Furthermore, after executing the step of obtaining the initialization version number information of each material of the electronic insurance policy from a preset version information repository based on the material screening result, the method further includes:

[0019] Using formatted structure data to cache the initialization version number information of each material of the electronic insurance policy as an object to be sent;

[0020] The interface is called to transmit the object to be sent to the target user's operation interface through the interface.

[0021] Furthermore, after executing the step of calling the interface and transmitting the object to be sent to the operation interface of the target user through the interface, the method further includes:

[0022] Acquire and parse the object to be sent transmitted through the interface;

[0023] According to the parsing result, the initialization version number information of each material of the electronic insurance policy in the object to be sent is obtained;

[0024] According to the initialization version number information of each material of the electronic insurance policy, each material of the electronic insurance policy is obtained from the version information repository.

[0025] Furthermore, the step of identifying whether the target user has completed signing the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component specifically includes:

[0026] If, according to the monitoring result corresponding to the interface monitoring component, it is detected that the target button provided in the operation interface is clicked, the target user has completed the signing of the electronic insurance policy;

[0027] If, according to the monitoring result corresponding to the interface monitoring component, it is detected that the target button provided in the operation interface has not been clicked, then the target user has not completed the signing of the electronic insurance policy.

[0028] Furthermore, before executing the step of starting the pre-built intelligent screening model to identify the unique version number, the common version number, and the special version number in the initialization version number information of each material constituting the electronic insurance policy, the method further includes:

[0029] Obtain the initialization version number information of each material in the electronic insurance policy when the historical user signed the electronic insurance policy as a data set;

[0030] Dividing the data set into a training set and a validation set according to a certain ratio;

[0031] Input the training set into a preset statistical model for statistical analysis, and preliminarily determine the unique version number, common version number, and special version number in the training set based on the statistical results;

[0032] Constructing data pairs based on the unique version number in the training set and the statistical number of times the unique version number corresponds to the unique version number, the commonly used version number in the training set and the statistical number of times the commonly used version number corresponds to the commonly used version number, and the special version number in the training set and the statistical number of times the special version number corresponds to the special version number;

[0033] Using the data pair as a first output result of the statistical model;

[0034] Inputting the verification set into the statistical model for incremental verification to obtain a second output result;

[0035] Determining a loss degree of the statistical model according to the first output result, the second output result, and a preset loss function;

[0036] If the loss degree does not meet the preset loss threshold, the unique version number, common version number and special version number in the training set are adjusted and incremental verification is repeated until the loss degree meets the preset loss threshold, and the intelligent screening model is pre-built.

[0037] Furthermore, before executing the step of assigning names to the unique version number, the common version number, and the special version number that meet the secondary naming standard using the preset naming component, the method further includes:

[0038] Obtain the electronic policy materials corresponding to the unique version number, common version number, and special version number respectively;

[0039] The steps of assigning names to the unique version number, the common version number, and the special version number that meet the secondary naming standard by using the preset naming component specifically include:

[0040] The materials of the electronic insurance policy are cached in a common material management library, and identification information different from the unique version number, the common version number and the special version number is constructed.

[0041] In order to solve the above technical problems, the embodiment of the present application further provides an electronic insurance policy component material management device, which adopts the following technical solution:

[0042] An electronic insurance policy component material management device, comprising:

[0043] An interface monitoring module is used to monitor, based on a preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy, which is pushed by the corresponding salesperson to the target user's operation interface through the interface transmission mode before the target user completes the electronic insurance policy signing;

[0044] An interface monitoring module, configured to monitor, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button refers to the corresponding submit button after the user signs the electronic insurance policy;

[0045] A business completion identification module, configured to identify whether the target user has completed the signing of the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component;

[0046] A version number acquisition module is configured to, upon recognizing that the target user has completed signing the electronic insurance policy, acquire the initialization version number information of each material constituting the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component;

[0047] An intelligent screening module, configured to activate a pre-built intelligent screening model and identify a unique version number, a common version number, and a special version number in the initialization version number information of each material constituting the electronic insurance policy;

[0048] A number updating module is used to send the unique version number, the common version number and the special version number to the preset management model to update the number of citations;

[0049] A secondary naming judgment module is used to judge whether the unique version number, the common version number and the special version number meet the secondary naming standard according to the number of citations and a preset number threshold;

[0050] The naming processing module is used to name the unique version number, common version number and special version number that meet the secondary naming standards through preset naming components.

[0051] In order to solve the above technical problems, the embodiment of the present application further provides a computer device, which adopts the following technical solution:

[0052] A computer device includes a memory and a processor, wherein the memory stores computer-readable instructions, and when the processor executes the computer-readable instructions, the steps of the electronic insurance policy material management method described above are implemented.

[0053] In order to solve the above technical problems, the embodiment of the present application further provides a computer-readable storage medium, which adopts the following technical solution:

[0054] A computer-readable storage medium stores computer-readable instructions, which, when executed by a processor, implement the steps of the electronic insurance policy material management method as described above.

[0055] Compared with the prior art, the embodiments of the present application have the following beneficial effects:

[0056] The electronic insurance policy constituent material management method described in the embodiment of the present application identifies the unique version number, common version number and special version number in the initialization version number information of each material constituting the electronic insurance policy based on an intelligent screening model; updates the number of references; and judges whether the unique version number, common version number and special version number meet the secondary naming standard based on the number of references and the preset number threshold. The unique version number, common version number and special version number that meet the secondary naming standard are named by the preset naming component, thereby avoiding the situation where there is too much data in the version information repository and directly obtaining materials from it, which is likely to cause acquisition delays, and is more conducive to users quickly completing the signing of insurance policy business. BRIEF DESCRIPTION OF THE DRAWINGS

[0057] In order to more clearly illustrate the solutions in this application, a brief introduction will be given below to the drawings required for use in the description of the embodiments of this application. Obviously, the drawings described below are some embodiments of this application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without any creative work.

[0058] Figure 1 is an exemplary system architecture diagram to which the present application may be applied;

[0059] Figure 2 A flowchart of an embodiment of a method for managing electronic insurance policy materials according to the present application;

[0060] Figure 3 yes Figure 2 A flowchart of a specific embodiment of step 205 is shown;

[0061] Figure 4 A schematic structural diagram of an embodiment of a material management device for electronic insurance policies according to the present application;

[0062] Figure 5 A schematic structural diagram of an embodiment of a computer device according to the present application. DETAILED DESCRIPTION

[0063] Unless otherwise defined, all technical and scientific terms used herein have the same meanings as commonly understood by those skilled in the art to which this application belongs. The terms used in the specification of the application are for the purpose of describing specific embodiments only and are not intended to limit this application. The terms "including" and "having" and any variations thereof in the specification and claims of this application and the above-mentioned drawings are intended to cover non-exclusive inclusions. The terms "first", "second", etc. in the specification and claims of this application or the above-mentioned drawings are used to distinguish different objects, not to describe a specific order.

[0064] References herein to "embodiments" mean that a particular feature, structure, or characteristic described in connection with the embodiments may be included in at least one embodiment of the present application. The appearance of this phrase in various places in the specification does not necessarily refer to the same embodiment, nor does it constitute an independent or alternative embodiment that is mutually exclusive of other embodiments. It is understood, both explicitly and implicitly, by those skilled in the art that the embodiments described herein may be combined with other embodiments.

[0065] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiments of the present application will be clearly and completely described below in conjunction with the accompanying drawings.

[0066] like Figure 1 As shown, system architecture 100 may include terminal devices 101, 102, 103, a network 104, and a server 105. Network 104 is a medium for providing communication links between terminal devices 101, 102, 103 and server 105. Network 104 may include various connection types, such as wired or wireless communication links or fiber optic cables.

[0067] Users can use terminal devices 101, 102, and 103 to interact with server 105 via network 104 to receive or send messages, etc. Various communication client applications can be installed on terminal devices 101, 102, and 103, such as web browser applications, shopping applications, search applications, instant messaging tools, email clients, social platform software, etc.

[0068] Terminal devices 101, 102, and 103 can be various electronic devices with display screens and support web browsing, including but not limited to smartphones, tablet computers, e-book readers, MP3 players (Moving Picture Experts Group Audio Layer III), MP4 (Moving Picture Experts Group Audio Layer IV), laptop computers, desktop computers, etc.

[0069] The server 105 may be a server that provides various services, such as a background server that provides support for web pages displayed on the terminal devices 101 , 102 , and 103 .

[0070] It should be noted that the electronic insurance policy constituent material management method provided in the embodiment of the present application is generally executed by a server / terminal device, and accordingly, the electronic insurance policy constituent material management device is generally set in the server / terminal device.

[0071] It should be understood that Figure 1 The number of terminal devices, networks and servers in the embodiment is merely illustrative. Any number of terminal devices, networks and servers may be provided as required.

[0072] Continue to refer Figure 2 , shows a flow chart of an embodiment of a method for managing electronic policy components according to the present application. The method for managing electronic policy components includes the following steps:

[0073] Step 201, based on the preset interface monitoring component, monitors the initialization version number information of each material constituting the electronic insurance policy pushed by the corresponding salesperson to the operation interface of the target user through the interface transmission method before the target user completes the signing of the electronic insurance policy.

[0074] In this embodiment, the materials constituting the electronic insurance policy include a basic information portion and a legal terms portion of the electronic insurance policy.

[0075] In this embodiment, when there are multiple versions of the same material, the initialization version number information of the materials constituting the electronic insurance policy will be relatively complicated, making it inconvenient to screen and combine.

[0076] When there are multiple versions of the same material, the back-end material combination platform knows the version selected in the front-end interface, which involves the retrieval of multiple versions. As the legal terms are continuously updated, the corresponding version number information will gradually accumulate. Using the original screening and combination method will easily complicate the interaction tasks between the front-end and back-end.

[0077] In this embodiment, before executing the step of monitoring the initialization version number information of each material constituting the electronic insurance policy pushed by the corresponding salesperson to the operation interface of the target user through the interface transmission method before the target user completes the signing of the electronic insurance policy based on the preset interface monitoring component, the method also includes: monitoring the materials of the electronic insurance policy screened by the salesperson by clicking in the preset recommendation interface as the material screening result through the preset interface monitoring component; and obtaining the initialization version number information of each material of the electronic insurance policy from the preset version information repository according to the material screening result.

[0078] In this embodiment, the initialization version number information for each item in the electronic policy refers to the version number information initially generated when the administrator enters the information for each item in the electronic policy into the preset generation system. The administrator is the person who enters the new policy terms into the version generation system after the new policy terms are finalized.

[0079] In this embodiment, after executing the step of obtaining the initialization version number information of each material of the electronic insurance policy from the preset version information repository based on the material screening result, the method also includes: using formatted structure data to cache the initialization version number information of each material of the electronic insurance policy as an object to be sent; calling the interface to transmit the object to be sent to the operation interface of the target user through the interface.

[0080] By formatting structural data, such as JSON format data, the initialization version number information of each material of the electronic insurance policy is cached as an object to be sent, which is convenient for interface transmission and front-end parsing and identification.

[0081] In this embodiment, after executing the step of calling the interface and transmitting the object to be sent to the operation interface of the target user through the interface, the method also includes: obtaining and parsing the object to be sent transmitted through the interface; according to the parsing result, obtaining the initialization version number information of each material of the electronic insurance policy in the object to be sent; according to the initialization version number information of each material of the electronic insurance policy, obtaining each material of the electronic insurance policy from the version information repository.

[0082] In this embodiment, the version information repository is a relational database for storing materials of different versions, and there is a one-to-one correspondence between materials of the same version and their corresponding initialization version number information.

[0083] Step 202: monitor, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button refers to the corresponding submit button after the user signs the electronic insurance policy.

[0084] Step 203: Identify whether the target user has completed the signing of the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component.

[0085] In this embodiment, the step of identifying whether the target user has completed the signing of the electronic insurance policy based on the monitoring results corresponding to the interface monitoring component specifically includes: if according to the monitoring results corresponding to the interface monitoring component, it is monitored that the target button provided in the operation interface is clicked, then the target user has completed the signing of the electronic insurance policy; if according to the monitoring results corresponding to the interface monitoring component, it is monitored that the target button provided in the operation interface is not clicked, then the target user has not completed the signing of the electronic insurance policy.

[0086] By monitoring the submit button, we can confirm whether the target user has completed the signing of the electronic insurance policy, which is more in line with the business logic scenario.

[0087] In this embodiment, the operation interface of the target user and the preset recommendation interface corresponding to the salesperson can be the same interface, for example, the equipment set up in the hospital to generate electronic insurance policies corresponding to health insurance and electronic reports corresponding to health reports. In this case, the interface monitoring components corresponding to the operation interface and the recommendation interface can be the same monitoring component; in addition, if the operation interface of the target user and the preset recommendation interface corresponding to the salesperson are not the same interface, in this case, the interface monitoring components corresponding to the operation interface and the recommendation interface can be different interface monitoring components.

[0088] Step 204: If it is identified that the target user has completed the signing of the electronic insurance policy, then the initialization version number information of each material constituting the electronic insurance policy is obtained according to the monitoring result corresponding to the interface monitoring component.

[0089] After the target user completes signing the electronic insurance policy, the initialization version number information of each material in the final version of the electronic insurance policy corresponding to the electronic insurance policy is obtained.

[0090] Step 205: Start the pre-built intelligent screening model to identify the unique version number, the common version number and the special version number in the initialization version number information of each material constituting the electronic insurance policy.

[0091] In this embodiment, before executing the step of starting the pre-built intelligent screening model and identifying the unique version number, common version number and special version number in the initialization version number information of each material constituting the electronic insurance policy, the method further includes: obtaining the initialization version number information of each material in the electronic insurance policy corresponding to the historical user when signing the electronic insurance policy as a data set; dividing the data set into a training set and a verification set according to a certain proportional relationship; inputting the training set into a preset statistical model for statistics, and preliminarily determining the unique version number, common version number and special version number in the training set based on the statistical results; and determining the unique version number in the training set based on the statistical number of times the unique version number and the unique version number correspond to the training set. The commonly used version numbers in the training set and the statistical number of times corresponding to the commonly used version numbers, and the special version numbers in the training set and the statistical number of times corresponding to the special version numbers are used to construct data pairs; the data pairs are used as the first output result of the statistical model; the validation set is input into the statistical model for incremental validation to obtain a second output result; the loss degree of the statistical model is determined according to the first output result, the second output result and the preset loss function; if the loss degree does not meet the preset loss threshold, the unique version number, the commonly used version number and the special version number in the training set are adjusted and the incremental validation is repeated until the loss degree meets the preset loss threshold, and the intelligent screening model is pre-built.

[0092] In this embodiment, in executing the step of dividing the data set into a training set and a validation set according to a certain proportional relationship, the certain proportional relationship must be satisfied so that after the division, the data volume of the training set is much larger than the data volume of the validation set. For example, the data set can be divided into a training set and a validation set according to a 10:1 standard. During the division, it is ensured that the data volume of the training set is much larger than the data volume of the validation set, thereby ensuring the adequacy of the training data while avoiding the excessive amount of validation data.

[0093] In this embodiment, the step of inputting the training set into a preset statistical model for statistics, and preliminarily determining the unique version number, common version number and special version number in the training set based on the statistical results, is specifically implemented as follows: pre-counting the number of electronic insurance policies corresponding to the data set, and if the total statistical number of times corresponding to one or more initialization version number information in the output result is the same as the number of electronic insurance policies corresponding to the data set, then the one or more initialization version number information is a unique version number; similarly, if the ratio of the total statistical number of times corresponding to one or more initialization version number information in the output result to the number of electronic insurance policies corresponding to the data set is greater than a preset common version number judgment threshold and the ratio is not 100%, then the one or more initialization version number information is a common version number. Similarly, if the ratio of the total statistical number of times corresponding to one or more initialization version number information in the output result to the number of electronic insurance policies corresponding to the data set is less than a preset special version number judgment threshold and the ratio is not 0, then the one or more initialization version number information is a special version number.

[0094] In this embodiment, the step of constructing data pairs based on the unique version number in the training set and the statistical number corresponding to the unique version number, the commonly used version number in the training set and the statistical number corresponding to the commonly used version number, and the special version number in the training set and the statistical number corresponding to the special version number is specifically implemented as follows: obtain the initialization version number information corresponding to the unique version number and the statistical number corresponding to the unique version number, use the initialization version number information as the key value and the statistical number as the value value, and generate a data pair corresponding to the unique version number. Similarly, generate a data pair corresponding to the commonly used version number and a data pair corresponding to the special version number.

[0095] In this embodiment, the step of inputting the verification set into the statistical model for incremental verification to obtain the second output result specifically includes: according to the first output result, obtaining the statistical number of times the unique version number, commonly used version number and special version number in the first output result respectively correspond; after the verification set is input into the statistical model, obtaining the statistical number of times the unique version number, commonly used version number and special version number in the first output result respectively correspond in the verification set; accumulating the unique version number, commonly used version number and special version number respectively to obtain the statistical number of times the unique version number, commonly used version number and special version number correspond after accumulation; using the statistical number of times the unique version number, commonly used version number and special version number correspond as the value of the second output result, and using the initialization version number information corresponding to the unique version number, commonly used version number and special version number as the key value of the second output result to complete the construction of the data pair corresponding to the second output result; and outputting the data pair as the second output result.

[0096] In this embodiment, the step of determining the loss degree of the statistical model based on the first output result, the second output result, and the preset loss function specifically includes: obtaining the statistical number of times corresponding to the unique version number in the first output result; obtaining the statistical number of times corresponding to the unique version number in the second output result; and according to the preset loss function: Determine the loss degree corresponding to the unique version number, wherein Δc is the loss degree of the statistical model, P2 is the statistical number of times corresponding to the unique version number in the second output result, P1 is the statistical number of times corresponding to the unique version number in the first output result, and c1 is a preset standard ratio value. Similarly, the loss degree corresponding to the commonly used version number and the loss degree corresponding to the special version number are determined in the same way, and the loss degree corresponding to the unique version number, the loss degree corresponding to the commonly used version number, and the loss degree corresponding to the special version number are used as the loss degree of the statistical model.

[0097] In this embodiment, if the loss degree does not meet the preset loss threshold, the unique version number, commonly used version number and special version number in the training set are adjusted and incremental verification is repeated until the loss degree meets the preset loss threshold. The step of pre-constructing the intelligent screening model specifically includes: comparing the loss degree corresponding to the unique version number, the loss degree corresponding to the commonly used version number, and the loss degree corresponding to the special version number with their corresponding preset loss thresholds; if the difference between the two is less than a certain value, the loss degree meets the preset loss threshold, otherwise the loss degree does not meet the preset loss threshold; if the loss degree does not meet the preset loss threshold, the unique version number, commonly used version number and special version number corresponding to the training set that do not meet the preset loss threshold are deleted, and the unique version number, commonly used version number and special version number in the training set are reset; and incremental verification is repeated until the loss degree meets the preset loss threshold, and the intelligent screening model is pre-constructed.

[0098] By continuously verifying and adjusting the unique version number, the commonly used version number and the special version number of the statistical model, the statistical accuracy of the intelligent screening model is guaranteed.

[0099] Continue to refer Figure 3 , Figure 3 yes Figure 2 The flowchart of a specific implementation of step 205 shown includes:

[0100] Step 301: Input the initialization version number information of each material constituting the electronic insurance policy as an input parameter into the intelligent screening model;

[0101] Step 302: Obtain the output result of the intelligent screening model;

[0102] Step 303: parse the output result to obtain the initialization version number information in the data pair and the total statistical times corresponding to the initialization version number information;

[0103] Step 304: Identify the unique version number, common version number, and special version number in the initialization version number information of each material constituting the electronic insurance policy based on the total statistical times corresponding to the initialization version number information and the initialization version number information.

[0104] In this embodiment, if the total statistical number of times corresponding to one or more initialization version number information in the output result is the same as the total number of electronic insurance policies verified by the intelligent screening model, then the one or more initialization version number information is a unique version number; similarly, if the ratio of the total statistical number of times corresponding to one or more initialization version number information in the output result to the total number of electronic insurance policies verified by the intelligent screening model is greater than the preset common version number judgment threshold and the ratio is not 100%, then the one or more initialization version number information is a common version number; similarly, if the ratio of the total statistical number of times corresponding to one or more initialization version number information in the output result to the total number of electronic insurance policies verified by the intelligent screening model is less than the preset special version number judgment threshold and the ratio is not 0, then the one or more initialization version number information is a special version number.

[0105] Step 206: Send the unique version number, the common version number, and the special version number to a preset management model to update the number of references.

[0106] Step 207: Based on the number of citations and a preset number threshold, determine whether the unique version number, the commonly used version number, and the special version number meet the secondary naming standard.

[0107] Step 208: assign names to the unique version number, the common version number, and the special version number that meet the secondary naming standard respectively through a preset naming component.

[0108] Before executing the step of naming the unique version number, common version number and special version number that meet the secondary naming standard through the preset naming component, the method also includes: obtaining the materials of the electronic insurance policies corresponding to the unique version number, common version number and special version number respectively.

[0109] In this embodiment, the steps of naming the unique version number, common version number and special version number that meet the secondary naming standards through the preset naming component specifically include: caching the materials of the electronic insurance policy into the common material management library, and constructing identification information that is different from the unique version number, common version number and special version number.

[0110] By secondary storing the unique version number, common version number and special version number, when screening is performed thereafter, materials corresponding to the unique version number, common version number and special version number are preferentially screened from the common material management library, thereby avoiding excessive data in the version information storage library and directly obtaining materials from it, which may easily lead to acquisition delays, and is more conducive to users quickly completing the signing of insurance policies.

[0111] Based on the intelligent screening model, this application identifies the unique version number, common version number and special version number in the initialization version number information of each material that constitutes the electronic insurance policy; updates the number of references; and judges whether the unique version number, common version number and special version number meet the secondary naming standard based on the number of references and the preset number threshold. The unique version number, common version number and special version number that meet the secondary naming standard are named by the preset naming component, thereby avoiding the situation where there is too much data in the version information repository and materials are directly obtained from it, which may easily lead to acquisition delays, and is more conducive to users to quickly complete the signing of insurance policy business.

[0112] The embodiments of the present application can acquire and process relevant data based on artificial intelligence technology. Artificial Intelligence (AI) is the theory, method, technology, and application system that uses digital computers or machines controlled by digital computers to simulate, extend, and expand human intelligence, perceive the environment, acquire knowledge, and use knowledge to achieve optimal results.

[0113] Fundamental AI technologies generally include sensors, dedicated AI chips, cloud computing, distributed storage, big data processing, operating / interaction systems, and mechatronics. AI software technologies primarily encompass computer vision, robotics, biometrics, speech processing, natural language processing, and machine learning / deep learning.

[0114] In an embodiment of the present application, an intelligent screening model is pre-built and the unique version number, the commonly used version number and the special version number are selected through the intelligent screening model for secondary storage. The use of artificial intelligence avoids excessive data in the version information repository and directly obtains materials from it, which may easily lead to acquisition delays. This is more conducive to users quickly completing the signing of insurance policies.

[0115] Further references Figure 4 , as a response to the above Figure 2 The present application provides an embodiment of an electronic insurance policy material management device. Figure 2 Corresponding to the method embodiment shown, the device can be specifically applied to various electronic devices.

[0116] like Figure 4As shown, the electronic policy component material management device 400 of this embodiment includes: an interface monitoring module 401, an interface monitoring module 402, a business completion identification module 403, a version number acquisition module 404, an intelligent screening module 405, a number update module 406, a secondary naming judgment module 407, and a naming processing module 408. Among them:

[0117] The interface monitoring module 401 is configured to monitor, based on a preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy, which is pushed by the corresponding salesperson to the target user's operation interface via an interface transmission method before the target user completes the electronic insurance policy signing;

[0118] An interface monitoring module 402 is configured to monitor, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button is a corresponding submit button after the user signs the electronic insurance policy;

[0119] The business completion identification module 403 is used to identify whether the target user has completed the signing of the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component;

[0120] The version number acquisition module 404 is configured to acquire the initialization version number information of each material constituting the electronic insurance policy based on the monitoring result of the interface monitoring component if it is recognized that the target user has completed the signing of the electronic insurance policy;

[0121] An intelligent screening module 405 is configured to activate a pre-built intelligent screening model to identify a unique version number, a common version number, and a special version number in the initialization version number information of each material constituting the electronic insurance policy;

[0122] The number updating module 406 is used to send the unique version number, the common version number and the special version number to the preset management model to update the number of citations;

[0123] A secondary naming judgment module 407 is used to judge whether the unique version number, the common version number, and the special version number meet the secondary naming criteria based on the number of citations and a preset number threshold;

[0124] The naming processing module 408 is used to name the unique version number, the common version number and the special version number that meet the secondary naming standard respectively through a preset naming component.

[0125] In some specific embodiments of the present application, the electronic insurance policy constituent material management device 400 further includes a screening model construction module, the screening model construction module is used to obtain the initialization version number information of each material in the electronic insurance policy corresponding to the historical user when signing the electronic insurance policy as a data set; it is also used to divide the data set into a training set and a verification set according to a certain proportional relationship; it is also used to input the training set into a preset statistical model for statistics, and preliminarily determine the unique version number, commonly used version number and special version number in the training set based on the statistical results; it is also used to calculate the number of unique version numbers in the training set and the statistical number corresponding to the unique version number, the commonly used version number and the special version number in the training set based on the statistical results; The method is used to construct a data pair based on the statistical number of times corresponding to the model version number, the special model version number in the training set and the statistical number corresponding to the special model version number; it is also used to use the data pair as the first output result of the statistical model; it is also used to input the verification set into the statistical model for incremental verification to obtain a second output result; it is also used to determine the loss degree of the statistical model based on the first output result, the second output result and the preset loss function; it is also used to adjust the unique model version number, the commonly used model version number and the special model version number in the training set and repeat the incremental verification if the loss degree does not meet the preset loss threshold until the loss degree meets the preset loss threshold, and the intelligent screening model is pre-built.

[0126] Based on the intelligent screening model, this application identifies the unique version number, common version number and special version number in the initialization version number information of each material that constitutes the electronic insurance policy; updates the number of references; and judges whether the unique version number, common version number and special version number meet the secondary naming standard based on the number of references and the preset number threshold. The unique version number, common version number and special version number that meet the secondary naming standard are named by the preset naming component, thereby avoiding the situation where there is too much data in the version information repository and materials are directly obtained from it, which may easily lead to acquisition delays, and is more conducive to users to quickly complete the signing of insurance policy business.

[0127] Those skilled in the art will appreciate that all or part of the processes in the above-described method embodiments can be implemented by instructing related hardware via computer-readable instructions. The computer-readable instructions can be stored in a computer-readable storage medium, and when the program is executed, it can include the processes in the above-described method embodiments. The aforementioned storage medium can be a non-volatile storage medium such as a magnetic disk, an optical disk, a read-only memory (ROM), or a random access memory (RAM).

[0128] It should be understood that although the steps in the flowcharts of the accompanying drawings are shown in sequence as indicated by the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some of the steps in the flowcharts of the accompanying drawings may include multiple sub-steps or multiple stages, and these sub-steps or stages are not necessarily executed at the same time, but can be executed at different times, and their execution order is not necessarily sequential, but can be executed in turn or alternately with other steps or at least a portion of the sub-steps or stages of other steps.

[0129] To solve the above technical problems, the present application also provides a computer device. Figure 5 , Figure 5 This is a basic structural block diagram of the computer device in this embodiment.

[0130] The computer device 5 includes a memory 5a, a processor 5b, and a network interface 5c that are interconnected through a system bus. It should be noted that the figure only shows a computer device 5 having components 5a-5c, but it should be understood that it is not required to implement all the components shown, and more or fewer components can be implemented instead. Among them, those skilled in the art will understand that the computer device here is a device that can automatically perform numerical calculations and / or information processing according to pre-set or stored instructions, and its hardware includes but is not limited to a microprocessor, an application-specific integrated circuit (ASIC), a field-programmable gate array (FPGA), a digital signal processor (DSP), an embedded device, etc.

[0131] The computer device may be a desktop computer, notebook computer, PDA, cloud server, etc. The computer device may interact with the user via a keyboard, mouse, remote control, touchpad, or voice control device.

[0132] The memory 5a includes at least one type of readable storage medium, including flash memory, a hard disk, a multimedia card, a card-type memory (e.g., SD or DX memory), random access memory (RAM), static random access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), programmable read-only memory (PROM), magnetic storage, a magnetic disk, an optical disk, etc. In some embodiments, the memory 5a may be an internal storage unit of the computer device 5, such as the hard disk or internal memory of the computer device 5. In other embodiments, the memory 5a may also be an external storage device of the computer device 5, such as a plug-in hard disk, a smart media card (SMC), a secure digital (SD) card, a flash memory card, etc. Of course, the memory 5a may also include both the internal storage unit of the computer device 5 and its external storage device. In this embodiment, the memory 5a is generally used to store the operating system and various application software installed on the computer device 5, such as the computer-readable instructions for the electronic policy component material management method. In addition, the memory 5a can also be used to temporarily store various types of data that have been output or are to be output.

[0133] In some embodiments, the processor 5b can be a central processing unit (CPU), a controller, a microcontroller, a microprocessor, or other data processing chip. The processor 5b is typically used to control the overall operation of the computer device 5. In this embodiment, the processor 5b is used to execute computer-readable instructions stored in the memory 5a or process data, such as executing computer-readable instructions for the electronic policy component material management method.

[0134] The network interface 5c may include a wireless network interface or a wired network interface. The network interface 5c is generally used to establish a communication connection between the computer device 5 and other electronic devices.

[0135] The computer device proposed in this embodiment belongs to the field of financial technology. This application identifies the unique version number, common version number, and special version number in the initialization version number information of each material constituting an electronic insurance policy based on an intelligent screening model; updates the number of citations; and determines whether the unique version number, common version number, and special version number meet the secondary naming standard based on the number of citations and a preset number threshold. The unique version number, common version number, and special version number that meet the secondary naming standard are named by a preset naming component, thereby avoiding the situation where there is too much data in the version information repository and materials are directly obtained from it, which is prone to cause acquisition delays. This is more conducive to users quickly completing the signing of insurance policies.

[0136] The present application also provides another embodiment, namely, providing a computer-readable storage medium, which stores computer-readable instructions, and the computer-readable instructions can be executed by a processor to enable the processor to perform the steps of the electronic insurance policy material management method as described above.

[0137] The computer-readable storage medium proposed in this embodiment belongs to the field of financial technology. This application identifies the unique version number, common version number, and special version number in the initialization version number information of each material constituting an electronic insurance policy based on an intelligent screening model; updates the number of citations; and determines whether the unique version number, common version number, and special version number meet the secondary naming standard based on the number of citations and a preset number threshold. The unique version number, common version number, and special version number that meet the secondary naming standard are named by a preset naming component, thereby avoiding the situation where there is too much data in the version information repository and materials are directly obtained from it, which is prone to cause acquisition delays, and is more conducive to users quickly completing the signing of insurance policies.

[0138] Through the description of the above implementation methods, those skilled in the art can clearly understand that the above-mentioned embodiment methods can be implemented by means of software plus the necessary general hardware platform, and of course can also be implemented by hardware, but in many cases the former is a better implementation method. Based on this understanding, the technical solution of the present application, or the part that contributes to the prior art, can be embodied in the form of a software product, which is stored in a storage medium (such as ROM / RAM, magnetic disk, optical disk), and includes a number of instructions for enabling a terminal device (which can be a mobile phone, computer, server, air conditioner, or network device, etc.) to execute the methods described in each embodiment of the present application.

[0139] Obviously, the embodiments described above are only some of the embodiments of the present application, rather than all of the embodiments. The preferred embodiments of the present application are given in the accompanying drawings, but they do not limit the patent scope of the present application. The present application can be implemented in many different forms. On the contrary, the purpose of providing these embodiments is to make the understanding of the disclosure of the present application more thorough and comprehensive. Although the present application has been described in detail with reference to the aforementioned embodiments, for those skilled in the art, it is still possible to modify the technical solutions described in the aforementioned specific embodiments, or to make equivalent replacements for some of the technical features therein. Any equivalent structure made using the contents of the present application specification and the accompanying drawings, directly or indirectly used in other related technical fields, is also within the scope of patent protection of the present application.

Claims

1. A method for managing materials constituting an electronic insurance policy, characterized in that: The steps include: Based on the preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy is monitored, which is pushed by the corresponding salesperson to the target user's operation interface through the interface transmission mode before the target user completes the electronic insurance policy signing; monitoring, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button refers to a corresponding submit button after the user has signed the electronic insurance policy; Identifying whether the target user has completed signing the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component; If it is identified that the target user has completed the signing of the electronic insurance policy, then according to the monitoring result corresponding to the interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy is obtained; Initiate a pre-built intelligent screening model to identify the unique version number, the common version number, and the special version number in the initialization version number information of each material constituting the electronic insurance policy; Send the unique version number, common version number and special version number to the preset management model and update the number of citations; According to the number of citations and a preset number threshold, determining whether the unique version number, the commonly used version number, and the special version number meet the secondary naming standard; The unique version number, common version number and special version number that meet the secondary naming standard are named through the preset naming components.

2. The electronic policy component material management method according to claim 1, characterized in that: Before executing the step of monitoring, based on the preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy, which is pushed by the corresponding salesperson to the target user's operation interface via the interface transmission mode before the target user completes the electronic insurance policy signing, the method further includes: Monitoring, through a preset interface monitoring component, the materials of the electronic insurance policy selected by the salesperson by clicking in a preset recommendation interface as a material selection result; According to the material screening results, the initialization version number information of each material of the electronic insurance policy is obtained from the preset version information repository, wherein the initialization version number information of each material of the electronic insurance policy refers to the version number information generated for the first time when the administrator enters the material information of the electronic insurance policy into the preset generation system.

3. The electronic policy component material management method according to claim 2, characterized in that: After executing the step of obtaining the initialization version number information of each material of the electronic insurance policy from a preset version information repository based on the material screening result, the method further includes: Using formatted structure data to cache the initialization version number information of each material of the electronic insurance policy as an object to be sent; The interface is called to transmit the object to be sent to the target user's operation interface through the interface.

4. The electronic insurance policy component material management method according to claim 3, characterized in that: After executing the step of calling the interface and transmitting the object to be sent to the operation interface of the target user through the interface, the method further includes: Acquire and parse the object to be sent transmitted through the interface; According to the parsing result, the initialization version number information of each material of the electronic insurance policy in the object to be sent is obtained; According to the initialization version number information of each material of the electronic insurance policy, each material of the electronic insurance policy is obtained from the version information repository.

5. The electronic policy component material management method according to claim 1, characterized in that: The step of identifying whether the target user has completed signing the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component specifically includes: If, according to the monitoring result corresponding to the interface monitoring component, it is detected that the target button provided in the operation interface is clicked, the target user has completed the signing of the electronic insurance policy; If, according to the monitoring result corresponding to the interface monitoring component, it is detected that the target button provided in the operation interface has not been clicked, then the target user has not completed the signing of the electronic insurance policy.

6. The electronic insurance policy component material management method according to any one of claims 1 to 5, characterized in that: Before executing the step of activating the pre-built intelligent screening model to identify the unique version number, the common version number, and the special version number in the initialization version number information of each material constituting the electronic insurance policy, the method further includes: Obtain the initialization version number information of each material in the electronic insurance policy when the historical user signed the electronic insurance policy as a data set; Dividing the data set into a training set and a validation set according to a certain ratio; Input the training set into a preset statistical model for statistical analysis, and preliminarily determine the unique version number, common version number, and special version number in the training set based on the statistical results; Constructing data pairs based on the unique version number in the training set and the statistical number of times the unique version number corresponds to the unique version number, the commonly used version number in the training set and the statistical number of times the commonly used version number corresponds to the commonly used version number, and the special version number in the training set and the statistical number of times the special version number corresponds to the special version number; Using the data pair as a first output result of the statistical model; Inputting the verification set into the statistical model for incremental verification to obtain a second output result; Determining a loss degree of the statistical model according to the first output result, the second output result, and a preset loss function; If the loss degree does not meet the preset loss threshold, the unique version number, common version number and special version number in the training set are adjusted and incremental verification is repeated until the loss degree meets the preset loss threshold, and the intelligent screening model is pre-built.

7. The electronic policy component material management method according to claim 1, characterized in that: Before executing the step of assigning names to the unique version number, the common version number, and the special version number that meet the secondary naming standard using the preset naming component, the method further includes: Obtain the electronic policy materials corresponding to the unique version number, common version number, and special version number respectively; The steps of assigning names to the unique version number, the common version number, and the special version number that meet the secondary naming standard by using the preset naming component specifically include: The materials of the electronic insurance policy are cached in a common material management library, and identification information different from the unique version number, the common version number and the special version number is constructed.

8. An electronic insurance policy material management device, characterized in that: include: An interface monitoring module is used to monitor, based on a preset interface monitoring component, the initialization version number information of each material constituting the electronic insurance policy, which is pushed by the corresponding salesperson to the target user's operation interface through the interface transmission mode before the target user completes the electronic insurance policy signing; An interface monitoring module, configured to monitor, through a preset interface monitoring component, whether a target button provided in the operation interface is clicked, wherein the target button refers to the corresponding submit button after the user has signed the electronic insurance policy; A business completion identification module, configured to identify whether the target user has completed the signing of the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component; A version number acquisition module is configured to, upon recognizing that the target user has completed signing the electronic insurance policy, acquire the initialization version number information of each material constituting the electronic insurance policy based on the monitoring result corresponding to the interface monitoring component; An intelligent screening module, configured to activate a pre-built intelligent screening model and identify a unique version number, a common version number, and a special version number in the initialization version number information of each material constituting the electronic insurance policy; A number updating module is used to send the unique version number, the common version number and the special version number to the preset management model to update the number of citations; A secondary naming judgment module is used to judge whether the unique version number, the common version number and the special version number meet the secondary naming standard according to the number of citations and a preset number threshold; The naming processing module is used to name the unique version number, common version number and special version number that meet the secondary naming standards through preset naming components.

9. A computer device comprising a memory and a processor, wherein the memory stores computer-readable instructions, and when the processor executes the computer-readable instructions, it implements the steps of the electronic insurance policy constituent material management method according to any one of claims 1 to 7.

10. A computer-readable storage medium, characterized in that The computer-readable storage medium stores computer-readable instructions, which, when executed by a processor, implement the steps of the electronic insurance policy constituent material management method according to any one of claims 1 to 7.

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