A message sending method and device, a storage medium and an electronic device

By identifying the business type of transaction information in the banking system and processing the secret identification information, generating processing fields and adding them to the message, the problem of customers being unable to determine the identity of the remitter is solved. This enables accurate identification of the remitter's identity without disclosing identity information, thus improving the customer experience.

CN117237075BActive Publication Date: 2026-07-24BANK OF CHINA
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
BANK OF CHINA
Filing Date
2023-09-14
Publication Date
2026-07-24

AI Technical Summary

Technical Problem

The banking system's inability to accurately identify the identity of the remitter for corporate clients leads to a poor user experience.

Method used

Upon receiving transaction information, the business type is determined, and secret identifier information is obtained from the preset field. The information is then processed according to the target processing rules to generate processing fields, which are added to the target message and sent to the receiving party, enabling the receiving party to identify the sending party.

Benefits of technology

Without disclosing the sender's identity information, the recipient can accurately identify the sender, improving the customer experience.

✦ Generated by Eureka AI based on patent content.

Smart Images

  • Figure CN117237075B_ABST
    Figure CN117237075B_ABST
Patent Text Reader

Abstract

The application provides a message sending method and device, a storage medium and an electronic device, which can be applied to the financial field or other fields. The method comprises the following steps: in the case that account movement information is received, the business type of the account movement information is determined; in the case that the account movement information is a preset in-flow notification type, the in-flow party corresponding to the account movement information is determined, and secret identification information is obtained in a preset field of the account movement information; the secret identification information is processed according to a target processing rule to obtain a processing field, and the target processing rule is preset by the in-flow party; the processing field is added to a target message corresponding to the account movement information; and the target message with the added processing field is sent to the in-flow party, so that the in-flow party determines the identity of the out-flow party of the account movement information based on the processing field in the target message. By using the method provided in the application, the identity of the out-flow party can be accurately determined, and the user experience is improved.
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