Valuable document and method for producing valuable document

Abstract

The invention relates to a value document (1), for example a banknote, a check, a credit card or other payment card, an identity card or the like, having a front side and a rear side. The value document (1) shows, in perspective, a first perspective image that can be recognized with the naked eye and has defined dimensions (L, B) in a top view. The value document (1) has a substrate body (2) which, in a top view, has the specified dimensions (L, B) and is connected to a first transparent film (18) having an inner side and an outer side, such that the substrate body (2) rests on the inner side of the first transparent film (18), such that the substrate body (2) faces the back side, and the outer side of the first transparent film (18) faces the front side. The first transparent film (18) likewise has defined dimensions (L, B) in a top view, and a first perspective image that can be recognized in perspective is produced by a first metallized and / or printed structure arranged on the inner side of the first transparent film (18). The first metallized and / or printed structure is covered with a glazed color layer.

Description

[0001] The invention relates to a valuable document, such as a banknote, a check, a credit card or other payment card, an identification card or the like, which has a front side and a back side and shows a first perspective image recognizable with the naked eye in perspective. The valuable document has a defined size in a top view and has a substrate body, which has a defined size in a top view and is connected to a first transparent film with an inner side and an outer side, so that the substrate body rests on the inner side of the first transparent film, so that the substrate body faces the back side and the outer side of the first transparent film faces the front side. The first transparent film also has a defined size in a top view, and the first perspective image is generated by a first metallized and / or printed structure arranged on the inner side of the first transparent film.

[0002] The printing technique of simulating see-through elements, such as classic multi-tone paper watermarks, as watermarks in polymer banknotes (so-called pseudo-watermarks) is known, for example, from document EP 2560822 B1. However, since such pseudo-watermarks are not produced by thickness modulation of an opaque substrate like classic watermarks, they also do not satisfy the characteristic security-related optical properties of classic watermarks, namely the inversion of the image to be seen in a plan view when viewed in see-through.

[0003] This is a major security gap when fiber-based and polymer banknotes are in circulation side by side, because pseudo watermarks and paper watermarks differ in character and must be checked for authenticity in different ways. In addition, pseudo watermarks known so far are only gray.

[0004] The object of the present invention is to provide a value document which has increased security against forgery and which is at the same time particularly easy to produce.

[0005] The invention is defined in claims 1 and 6. The dependent claims relate to preferred designs.

[0006] A valuable document is provided, such as a banknote, a check, a credit card or other payment card, an identification card, etc., which has a certain size in a top view. It has a front side and a back side and shows a perspective image that can be recognized by the naked eye in perspective. In addition, the valuable document has a substrate body, which has a certain size in a top view and is connected to a first transparent film with an inner side and an outer side, so that the substrate body is against the inner side of the first transparent film, so that the substrate body faces the back side and the outer side of the first transparent film faces the front side. The first transparent film also has a certain size in a top view, and the perspective image is generated by a first metallized and / or printed structure arranged on the inner side of the first transparent film. The first metallized and / or printed structure is covered with a glazing color layer.

[0007] The term "metallization" in the sense of the present application refers to metallic coatings and, for example, coatings with high refractive index materials or coatings with combinations of metal and dielectric layers, such as color-shifting metal-dielectric and metal layer systems. The term "structure" can be, on the one hand, an embossed structure that is printed or demetallized in areas, but also a structure that is printed in a grid.

[0008] The "glazing color layer" has one or more transparent colors that allow the substrate to be seen through, thereby producing a colored or multi-colored see-through element (e.g. a true color portrait). The term "glazing" is not an absolute measure with respect to opacity. Depending on the composition of the glazing color layer, the transparency can vary in the visible spectral range (380 nm-780 nm). Transparency means here that 10% to 90%, preferably 20% to 80%, particularly preferably 30% to 70% of the incident light is allowed to pass through the medium.

[0009] During the manufacturing process, an embossing lacquer layer is applied to a first transparent film, which is then structured to produce a relief structure. The relief structure can be a sub-wavelength structure. The relief structure is provided with a metal coating at least in a region. The metal coating can have a reflective metal, such as aluminum, chromium, copper, silver or an alloy. Instead of the metal coating, a color containing a metallic color pigment, the so-called metallic color or Metallic color, can be applied. The coating is then printed regionally onto the colored relief structure with high resolution, for example with a metallic color pigment (aluminum pigment of BASF, Lumogen®). A multi-tone perspective image can be produced here by a grid or due to the possible light transmittance of a transparent metallic pigment (e.g., aluminum pigment of BASF, Lumogen®).

[0010] If a metal coating is applied to the relief structure, a grid or multi-tone pattern can be produced by partial demetallization. It is preferred to provide demetallized areas, especially windows, in the metallized structure. For production, known wash colors can be used. Alternatively, the demetallized areas can be produced by irradiation with a laser beam after metallization or by a wet or dry etching process. Such metallized or printed subwavelength structures or relief structures produce multi-color patterns in perspective.

[0011] The evaporated metal layer can be thin so that it appears reflective, ie metallic, in a plan view, but transparent in perspective, ie transmits 10% to 90%, preferably 20% to 80%, of the light from the light source.

[0012] Alternatively, the metallized layer or the color layer is printed at least in areas onto the first transparent film instead of the embossed lacquer layer. The structure can be printed with a suitable micro or nano structure, such as a moth eye structure. Blackening can then be achieved or the color tone can be achieved by appropriate gridding. These structures are perceived as dark when viewed from above, not too dark in perspective, or even not dark at all. This can produce a gradient grayscale. When printing the color layer, metallic pigments, such as Supersilver or Lumogen®, are particularly preferred because multi-tone perspective images can be produced by gridding.

[0013] Nanostructures can also be designed to produce colorful images, rather than appearing dark in reflection.

[0014] The first transparent film is then connected to the substrate body. This is done, for example, by lamination or stacking, so that the relief structure or printed layer is located between the first transparent film and the substrate body. The substrate body and the first transparent film are irreversibly bonded and together form a substrate composite (quasi-monolithic substrate).

[0015] The substrate composite can preferably be printed on both outer sides in a further processing step, for example by offset printing, gravure printing, screen printing or digital printing.

[0016] The metallized and / or printed structure located inside is at least regionally, more precisely on one side, preferably on both sides, overprinted with an ink-receiving layer, particularly preferably with an opaque white layer, so that the perspective image is not visible or only partially visible in the top view, wherein the perspective image is visible in the perspective view preferably relative to the light source (sun, lamp).

[0017] By applying only a single transparent film to the substrate body, the thickness and weight of the valuable document are reduced compared to conventional valuable documents with films applied on both sides. The two-layer composite consisting of the substrate body and the first transparent film reduces wrinkling compared to a three-layer composite consisting of the substrate body and two films. The risk of wrinkling is understood here as an undesirable change in the smoothness of the substrate, or even the composite substrate decomposing due to mechanical stress, for example due to the poor circulation conditions of the banknotes. The risk of film delamination is also reduced. Since the thickness is less than a three-layer composite, the stackability of the valuable document is also improved. In addition, in the valuable document of this embodiment, the anti-counterfeiting security is improved, because the appearance of the front side and the back side cannot be separated, and the embossed structure can extend over the entire determined size of the valuable document.

[0018] By means of embossing and vacuum vapor deposition technology, a "watermark" is preferably produced in a polymer substrate as a perspective image with security characteristics typical of a classic watermark in a paper substrate; i.e., when viewed in perspective, the image to be seen in a top view is inverted. This increases the security against counterfeiting and the watermark in the polymer substrate can be used for authenticity detection. The "watermark" can preferably be provided during the production of the valuable document without additional work steps. Thus, the effect of a conventional paper watermark can be produced significantly faster and more cost-effectively by means of embossing and vacuum vapor deposition technology rather than by means of very complex round screen technology in papermaking, for example. The production of a conventional round screen with embossing and the production of the corresponding paper can be omitted.

[0019] In a preferred embodiment, the value document has a second transparent film, which also has a certain size and has an inner side and an outer side. The second transparent film rests on the substrate body with its inner side, so that the outer side of the second transparent film faces the back side of the value document. A second perspective image recognizable in perspective is generated by a second metallized and / or printed structure arranged on the inner side of the second transparent film. The second metallized and / or printed structure is covered with a glazing color layer.

[0020] The metallization and / or printed structure on the inner side of the first transparent film generates a color effect in transmission, which color effect can be perceived when viewed from the back side of the value document. Thus, for example, a transmission feature can be formed without the need to form a window in the substrate body. In addition, the transmission feature can extend over the entire value document, because the metallization and / or printed structure is arranged on the inner side of the first transparent film and extends over a certain dimension of the value document. This significantly makes the authenticity check of the value document easier, because it is difficult to perform an authenticity check in a conventional window.

[0021] Valuable document has smooth front side and smooth back side, because the outside of the first transparent film and substrate body, or the outside of the second transparent film is located on the front side and back side of the valuable document. The outside of the first transparent film and substrate body, or the outside of the second transparent film, preferably neither use printing pigments nor traditional security element printing. Additional security elements are preferably arranged only on the substrate body or the first, or the inner side of the second transparent film. Metallization and / or printed structure are arranged on the inner side of the first or second transparent film and are therefore protected from the influence of chemical and physical loads borne by the front side or back side of the valuable document. This also applies to the preferred additional security elements that are also arranged on the inner side of the first or second transparent film. By this (internal) layout of metallization and / or printed structure and security element, it is well protected from tampering operations. Protection is also formed in the further processing steps of the valuable document. Compared with the traditional valuable document with external security element, this increases the service life in circulation. The anti-counterfeiting security of the valuable document is also increased by the internal security element, because it cannot be simply removed or tampered from the surface.

[0022] Metallized and / or printed structures covered with varnished colors create a virtual watermark in the value document, which has a very attractive effect due to better grayscale contrast and different coloring. Without auxiliary means, authenticity detection by a person is greatly simplified.

[0023] Since the first or second transparent film extends over the entire defined dimension of the substrate body, one or more see-through elements can be distributed over the entire substrate body.

[0024] The substrate body is transparent. The use of a transparent substrate helps to improve the anti-counterfeiting security of the valuable document. In the design, the structural color produced by the metallization and / or printed structure applied on both sides when necessary is selected so that the areas are complementary in color in perspective. In addition, the area can be coated with a metallic or high-refractive-index coating, the opposite area relative to the second structure is not coated, or printed with a glazing color, so that the color effects produced by the first and second structures interact with each other. For example, the metallized first structure can be visible in perspective in the area of ​​the second structure that is demetallized or printed with a transparent glazing color. In this design of the valuable document, it is almost impossible to forge the valuable document by separating it in the front side and the back side, thereby increasing the anti-counterfeiting security.

[0025] The substrate body and the first or second transparent film are preferably made of polymers and thereby achieve better protection of the internal structure and the security element than with elements made of paper. However, the substrate body can also be made of paper or other opaque or translucent materials. Regionally, the substrate body can have a continuous opening which, although physically covered by the first transparent film and, if necessary, the second transparent film, appears transparent or translucent to the observer. In this region, optically variable security features designed for transparent or translucent regions can be used.

[0026] In a preferred embodiment, a blue-gold element is arranged on the inner side of the first and / or second transparent film. A multilayer system is then applied as a coating by a PVD method, which exhibits a metallic color (i.e., for example, silver or gold) in a top view and a color (e.g., blue) in a perspective view. This so-called trans-colour shift can produce different shades by different relief structures (mirror gradients). The different layers can have grooves here. Trans-colour shift is understood here as, depending on the top view or perspective, different colors are perceived, while in the case of a normal (color-angle-dependent) colour shift, different colors are perceived when the viewing angle changes and / or the security element is tilted and / or the light source angle changes.

[0027] In another preferred embodiment, the coating can be a so-called "thin film color shift" structure, i.e. the sequence has a reflector (e.g. aluminum) / dielectric (e.g. SiOx) / absorber (e.g. chromium), and in addition, grooves in one of the metal layers are possible, so that a color change depending on the viewing angle can be perceived in a top view and other information can be perceived in a perspective view. The coating can optionally contain the reflector effect of the metal and a laser removable or changeable color that is bleached or colored by laser irradiation. It is thus possible to remove the metal by laser in 100% registration and to color the surface at the same time.

[0028] In a further preferred embodiment of the value document, the first and / or second metallized and / or printed structure simulates fuzzy and / or mottled fibers and / or flakes of a fiber paper by means of a corresponding demetallized pattern.

[0029] Random, user-specific patterns can be introduced into the first and / or second metallization and / or the printed structure by means of the laser.

[0030] Preferably, a security thread or window thread (possibly including a thread web typical for paper recognizable in transmitted light) can be simulated, which, in addition to the known standard designs, is alternatively visible through so-called alternative window shapes (= non-rectangular).

[0031] The individual machine-readable codes can be laser-introduced onto the inner side of the first or second transparent film.

[0032] Dynamic reflective elements can be created by magnetic pigments.

[0033] There may be only machine-readable material present on the inside of the first or second transparent film in full, in areas, in an attached pattern or in a code (eg magnetic and / or fluorescent and / or phosphorescent and / or infrared absorbing / reflecting / transparent material).

[0034] "Only machine readable" means that the information of the security feature can only be read by machine means. It cannot be recognized by the naked eye of an observer. Therefore, the see-through element can be combined with a component that is only machine readable and can be used for machine authenticity detection.

[0035] It is further preferred that the machine-readable phosphor block can be precisely positioned in the see-through element and suitably complement it.

[0036] Individualized barcodes (eg QR codes) are possible, which are recognizable and readable in the visible and / or UV and / or IR ranges. The see-through element can thus contain elements that can be used for machine authenticity detection, thereby further increasing the anti-counterfeiting security.

[0037] One or more design features, such as demetallized multi-tone watermarks, internal fluorescence, phosphorescence or different masking of infrared light on both sides, and structures for optical authenticity identification, as well as hidden structures that can only be measured by specialized lighting / sensing techniques (such as hidden micromirror layouts that are nested with the visible micromirror layout and cannot be recognized by the eye), can preferably be applied to the valuable document.

[0038] It is also possible to apply a copy protection structure, for example an Omron ring, a guilloche ring or an anti-copy protection structure consisting of a metallized embossed structure, to the inner side of the first and / or second transparent film and / or to the substrate body itself.

[0039] In a preferred embodiment, the front side of the valuable document, i.e. the outside of the first transparent film, can be printed, and the inside of the first transparent film or the substrate body itself can also be printed. If a second transparent film is provided, it can also be printed on both sides. All common printing processes are feasible, especially magnetic printing, Neomag® (SICPA), IR, Spark® (SICPA), SicpaTalk® (SICPA), fluorescence, UVABC, phosphorescence, but it is also possible to print characteristic materials that are invisible to humans and only machine-readable, or print traditional security features, such as in the form of security lines or in the form of film blocks or film strips. Traditional security elements can be, for example, holograms, micromirrors, sub-wavelength gratings, moth eye structures, and compositions of fluorescence, cold light, phosphorescence or IR materials. If the valuable document is a banknote, standard banknote printing by steel plate engraving or screen printing can certainly be used.

[0040] The invention also relates to a method for producing a valuable document, such as a banknote, a check, a credit card or other payment card, an identification card, etc., which has a front side and a back side, has a certain size in a top view and shows a first perspective image that can be recognized by the naked eye in perspective. In this case, the substrate body has a certain size in a top view, the first transparent film also has a certain size in a top view and has an inner side and an outer side, and the substrate body is connected to the first transparent film in such a way that the substrate body rests on the inner side of the first transparent film, so that the substrate body faces the back side and the outer side of the first transparent film faces the front side. The first perspective image that can be recognized in perspective is generated by a first metallization and / or printed structure arranged on the inner side of the first transparent film and is covered by a glazing color layer.

[0041] Particularly preferably, a second transparent film, which also has a defined size and has an inner side and an outer side, is applied to the substrate body via its inner side, so that the outer side of the second transparent film faces the back side of the value document. Here, a second metallized and / or printed structure is arranged on the inner side of the second transparent film, thereby producing a second perspective element that is recognizable in perspective, and which is covered by the varnishing color layer.

[0042] The present invention is further described below according to embodiments with reference to the accompanying drawings, which also disclose the essential features of the present invention. This embodiment is for illustration only and is not to be interpreted as restrictive. For example, the description of an embodiment having multiple elements or components should not be understood as all of these elements or components being necessary for implementation. On the contrary, other embodiments may also include alternative elements and components, fewer elements or components, or additional elements or components. Unless otherwise specified, the elements or components of different embodiments may be combined with each other. Modifications and variations described for one of the embodiments may also be applied to other embodiments. In order to avoid repetition, the same or corresponding elements in different figures are marked with the same figure numerals and are not explained repeatedly. In the accompanying drawings:

[0043] Figure 1 The value document is shown in a top view onto the front side,

[0044] Figure 2 showing a value document in a cross-sectional view,

[0045] Figure 3 Another value document is shown in a cross-sectional view,

[0046] Figures 4A-4S shows a perspective pattern produced by opaque printing with grooves,

[0047] Figures 5A-5C showing an optical machine readable perspective pattern,

[0048] Figures 6A-6D shows a machine-readable THz structure as a perspective pattern,

[0049] Figure 7 A multi-tonal portrait is shown.

[0050] The same elements in the drawings are provided with the same reference numerals, respectively, and description thereof will not be repeated.

[0051] Figure 1 The top view from the front shows a value document 1 with a substrate body 2. The value document 1 and therefore the substrate body 2 have a length L and a width B, which in the context of the present application are referred to as specific dimensions L, B. A first optically variable element 4, a second optically variable element 6 and a third optically variable element 8 are arranged on the value document 1. Furthermore, a serial number 10, a number 12 and a first image element 14 and a second image element 16 are located on the value document 1.

[0052] Figure 2 and Figure 3 Two different embodiments of a value document 1 are shown in sectional views. Figure 2 In the embodiment of the present invention, the substrate body 2 is connected to the first transparent film 18 via an adhesive layer 20. Metallized regions 22 and demetallized regions 24 are arranged on the side of the first transparent film 18 that is arranged opposite to the substrate body 2. These metallized regions 22 or demetallized regions 24 are covered in areas or completely by a varnishing color (not explicitly shown). The cooperation of the metallized regions 22 and demetallized regions 24, for example in the case of the first optically variable element 4, produces a first perspective image that is visible to the naked eye in perspective, but is invisible or barely visible in a top view. This "camouflage" of the perspective image in a top view is achieved by an ink-receiving layer that is not explicitly shown and has at least partial opacity, in particular an opaque white layer that covers the first metallized and / or printed structure.

[0053] Figure 3 Another embodiment of a valuable document 1 is shown in a sectional view. Figure 2 , the substrate body 2 is connected to the first transparent film 18 by an adhesive layer 20. An embossed lacquer layer 26 is arranged on the side of the first transparent film 18 facing the substrate body 2. The embossed structure is introduced into the embossed lacquer layer 26 in an area-by-area manner. The metallized area 22 and the demetallized area 24 are arranged on the embossed structure and in the unstructured area of ​​the embossed lacquer layer 26. These areas are covered with glazing colors in an area-by-area manner or on the entire surface (not explicitly shown). The generation of a perspective image and the "camouflage" in a top view are similar to Figure 2 .

[0054] The substrate body 2 and the first transparent film 18 consist of a polymer and thus achieve better protection of the internal metallization structure than a substrate consisting of paper.

[0055] Figure 2 and Figure 3 The metallized printed or embossed and subsequently coated areas of the optically variable element 4 shown in FIG can also be realized by metallic pigments in the coating or embossing. Here, multi-tone perspective images (such as Figure 7 shown).

[0056] The perspective image produced by partial metallization or printing is superimposed with an incomplete covering, i.e., glazing color layer, or is covered by the glazing color layer. The "glazing color layer" has one or more colors with residual transparency (Rest-Transluzenz), which allows the substrate to be seen through, thereby producing a colored or multi-colored perspective element (e.g. a true color portrait). The term "glazing" is not an absolute measure. Depending on the composition of the glazing color layer, the transparency can have different degrees. Through the glazing color layer, the perspective element becomes very attractive due to the better grayscale contrast and different coloring, and the authenticity recognition by a person without auxiliary means is greatly simplified.

[0057] The first transparent film 18 has defined dimensions L, B, so that it is applied over its entire surface to the substrate body 2. The metallization or printed structure is arranged on the inner side of the first transparent film 18, so that it can also extend over the entire defined dimensions L, B. By metallization and partial demetallization or printing of the inner side of the first transparent film 18, color effects can be produced over the entire defined dimensions L, B of the value document 1.

[0058] The second optically variable element 6 can be, for example, a blue-gold element. A multilayer system is then applied by a PVD method as a coating, which appears metallic (i.e., for example, silver or gold) in a plan view and colored (e.g., blue) in a perspective view. This trans-colour shift can produce different shades by means of different relief structures (mirror gradients). The different layers can have recesses which encode information, such as texts, symbols, etc.

[0059] In the third optically variable element 8 , the value document 1 simulates the fuzzy and / or mottled fibers of a fiber paper, for example by means of a corresponding demetallized pattern.

[0060] The image elements 14, 16 are produced, for example, by a printing process. All common printing processes are possible, in particular magnetic printing, Neomag, IR, SicpaTalk, fluorescence, UVABC, phosphorescence, but also feature materials such as M, NAOS, ELU, Jewel, or conventional security features, for example in the form of lines or blocks. Conventional security elements can be, for example, holograms, micromirrors, subwavelength gratings, moth-eye structures, combinations with fluorescent, luminescent, phosphorescent or IR materials.

[0061] The serial number 10 and the number 12 are produced, for example, by laser irradiation of the metallized region 22. In this case, the metallization in the metallized region 22 is either completely removed or modified by ultrashort laser pulses so that it contrasts in color or reflection intensity.

[0062] Figure 4A – 4S shows a potential pattern of a see-through element, which can be produced by the cooperation of metallized areas 22 and non-metallized areas 24 or an opaque print with recesses. Figure 4A The construction of grid points of different sizes is shown. Figure 4B A grille portrait is shown in FIG. Figure 4C and 4D A diagram of a Yin-Yang grille is shown. Figure 4E shows the 3D style generated by the grid points, Figure 4F A nonlinear mesh is shown. Figure 4G shows an irregular grid, Figure 4H An irregular grid portrait is shown. Guilloche ring ( Fig. 4I ) and complex patterns ( Figure 4J ) can also be shown with a value document according to the invention. Figures 4K to 4M The yin-yang reversal diagram shown or Figures 4N to 4S Other pattern designs than shown are also possible.

[0063] The gridding can also display machine-readable codes, such as QR codes (such as Figure 5A and 5B ) or a barcode (as shown in FIG. 5c ).

[0064] It can also be shown that Figures 6A to 6D The THz structure shown and described in detail in document WO 2006 / 027112 A1.

[0065] Figure 7Another possibility for the design according to the invention is shown in the form of a multi-tone portrait. Multi-tone designs in 3D or grid representations are also conceivable.

[0066] Reference numerals list

[0067] 1 Valuable documents

[0068] 2 substrate body

[0069] 4First optically variable element

[0070] 6 Second optically variable element

[0071] 8Third optically variable element

[0072] 10Serial Number

[0073] 12 Numbers

[0074] 14First image element

[0075] 16 second image element

[0076] 18 First Transparent Film

[0077] 20 adhesive layers

[0078] 22 Metallization area

[0079] 24Demetallized area

[0080] 25 embossed structure

[0081] 26 embossed paint layers

Claims

1. A valuable document, such as a banknote, check, credit card or other payment card, ID card, etc. - the value document has a front side and a back side, the value document shows in perspective a first perspective image recognizable with the naked eye, - the value document has certain dimensions (L, B) in top view, - the value document has a substrate body (2) which has the determined dimensions (L, B) in a top view and is connected to a first transparent film (18) having an inner side and an outer side, so that the substrate body (2) rests on the inner side of the first transparent film (18), so that the substrate body (2) faces the back side and the outer side of the first transparent film (18) faces the front side, wherein - the first transparent film (18) also has the determined dimensions (L, B) in plan view, - and the first perspective image is produced by a first metallized and / or printed structure arranged on the inner side of the first transparent film (18), It is characterized in that - The first metallized and / or printed structure is covered with a varnished color layer.

2. The valuable document according to claim 1, characterized in that The valuable document has a second transparent film, which also has the determined dimensions (L, B) and has an inner side and an outer side, the second transparent film resting on the substrate body (2) with its inner side so that the outer side of the second transparent film faces the back side of the valuable document (1), wherein a second perspective image recognizable in perspective is generated by a second metallized and / or printed structure, which is arranged on the inner side of the second transparent film and is covered by a glazing color layer.

3. The valuable document according to claim 1, characterized in that A blue-gold element is arranged on the inner side of the first and / or second transparent film.

4. The valuable document according to claim 1, characterized in that The first and / or second metallized and / or printed structure presents the fuzzy and / or mottled fibers of the fiber paper through the corresponding demetallized pattern.

5. The valuable document according to claim 1, characterized in that The substrate body (2) is transparent.

6. A method for producing a valuable document, such as a banknote, a check, a credit card or other payment card, an identification card, etc., which has a front side and a back side, has certain dimensions (L, B) in a top view and shows a first perspective image recognizable by the naked eye in perspective, wherein: - the substrate body (2) has certain dimensions (L, B) in a top view, the first transparent film (18) also has the certain dimensions (L, B) in a top view and has an inner side and an outer side, the substrate body and the first transparent film are connected in such a way that the substrate body (2) rests on the inner side of the first transparent film (18), the substrate body (2) faces the back side and the outer side of the first transparent film (18) faces the front side, - and the perspective image visible in perspective is produced by a first metallized and / or printed structure arranged on the inner side of the first transparent film (18), It is characterized in that The first metallized and / or printed structure is covered with a glossy color layer.

7. The method according to claim 6, characterized in that A second transparent film, which also has the determined dimensions (L, B) and has an inner side and an outer side, is applied to the substrate body (2) with its inner side so that the outer side of the second transparent film faces the back side of the valuable document (1), wherein a second metallized and / or printed structure is arranged on the inner side of the second transparent film (21), thereby producing a perspective image recognizable in perspective, and the second metallized and / or printed structure is covered by a glazing color layer.

8. The method according to claim 6 or 7, characterized in that Production of a value document according to any one of claims 3 to 5.

Images