Bankbook self-service magnetizing device and bankbook self-service magnetizing method

Abstract

The embodiment of the invention discloses a bankbook self-service magnetizing device and a bankbook self-service magnetizing method, and the bankbook self-service magnetizing method comprises the steps: reading the account information of a bankbook through a bankbook swiping device; if the reading fails, acquiring customer information and identity information of the bankbook through the bankbook self-service magnetizing device, and uploading the customer information and the identity information to a system; comparing the customer information and the identity information of the bankbook through the system; and if the comparison result is consistent, pre-stored information of the bankbook is written into a magnetic stripe of the bankbook through the magnetizing module. According to the technical scheme, the problem that queuing is time-consuming due to the fact that a bankbook intelligent machine cannot read a magnetic stripe in a bank outlet at present can be effectively solved, and under the condition that a customer holding the bankbook demagnetizes the bankbook or cannot read information, the customer can continue to handle money depositing and withdrawing services after self-service magnetization; and effective distribution of the customer groups is realized.

Description

Technical Field

[0001] The present invention relates to the technical field of financial industry products, and in particular to a device for self-service magnetization of a passbook and a method for self-service magnetization of a passbook. Background Art

[0002] With the advancement of science and technology, the rapid development of the information age, and the advancement of the digital transformation of the financial industry, some intelligent business machines have occupied an important position in the daily operations of outlets. The development of intelligent machines has diverted a large number of businesses, reduced the daily business volume of tellers, and reduced the redundancy of manual business. At present, the proportion of retired elderly people is increasing, and a large proportion of them hold passbooks. Although the passbook integrated machine can meet the needs of elderly customers holding passbooks, especially before and after the pension payment date every month, it plays a great role. However, the particularity of the passbook, during the customer's custody process, such as storing it together with multiple bank cards, and placing it together with magnetic keys, etc., causes the magnetic stripe to be easily demagnetized. Once the passbook is not magnetic enough, the magnetic stripe cannot be successfully read and written on the passbook integrated machine, and the customer has to queue up at the counter to handle the passbook replacement business, which not only greatly shortens the service life of the passbook, but also increases the business volume and customer waiting time. Summary of the invention

[0003] In order to solve the problems in the related art, the embodiments of the present disclosure provide a device for self-service magnetization of a passbook and a method for self-service magnetization of a passbook.

[0004] In a first aspect, the embodiment of the present disclosure provides a method for self-magnetizing a passbook by using a passbook self-magnetizing device, wherein the passbook self-magnetizing device comprises: a passbook swiper for reading passbook account information; an identity recognition module for obtaining at least one of a customer's ID card information, a portrait information, and a passbook password information; a magnetizing module for magnetizing a magnetic stripe of the passbook;

[0005] The method comprises:

[0006] Read the passbook account information through the passbook reader;

[0007] If the reading fails, the customer information and identity information of the passbook are obtained through the self-service magnetization device of the passbook and uploaded to the system;

[0008] Compare the customer information and identity information of the passbook through the system;

[0009] If the comparison result is consistent, the pre-stored passbook information is written into the passbook magnetic stripe through the magnetizing module.

[0010] Optionally, the identity information includes at least one of customer ID card information, portrait information, and passbook password information.

[0011] Optionally, comparing the customer information and identity information of the passbook by the system includes:

[0012] The system compares the customer's ID card information and portrait information to perform face recognition authentication;

[0013] Comparing the pre-stored passbook information with the passbook customer information through the system;

[0014] The system compares the pre-stored passbook information with the passbook password information.

[0015] Optionally, the customer ID card information is the customer’s own ID card information or the agent’s ID card information.

[0016] Optionally, if the customer ID card information is the agent ID card information,

[0017] After the customer's ID card is inserted and the customer's ID card information is read, the system performs a step of comparing the pre-stored passbook information with the customer information in the passbook. If the customer's ID card information is not read, the process ends.

[0018] Optionally, if the reading fails, obtaining the customer information and identity information of the passbook through the passbook self-service magnetization device and uploading them to the system, including:

[0019] When the number of passbook swiping operations exceeds the preset threshold, the display screen prompts that the reading failed;

[0020] In response to the operation of inserting the front page of the passbook into the magnetizing port, the customer information of the passbook is obtained by using the text recognition technology.

[0021] In a second aspect, an embodiment of the present disclosure provides a device for self-service magnetization of a passbook, comprising:

[0022] A passbook reader is used to read the passbook information;

[0023] An identity recognition module, used to obtain at least one of the customer's ID card information, portrait information, and passbook password information;

[0024] The magnetizing module is used to magnetize the magnetic stripe of the passbook.

[0025] Optionally, the identity recognition module includes:

[0026] ID card reader to obtain customer ID card information; and / or,

[0027] A camera for obtaining portrait information; and / or

[0028] Password device, used to obtain the passbook password information.

[0029] Optionally, the magnetization module includes a ring-shaped iron core with a gap inside and a recording magnetic head composed of a coil wound around the ring-shaped iron core.

[0030] Optionally, it also includes:

[0031] The box body comprises a vertical portion, a horizontal portion and an inclined portion connecting the vertical portion and the horizontal portion;

[0032] The folding brush and ID card reader are arranged on the vertical part;

[0033] The camera is fixed to the inclined portion;

[0034] The cipher is fixed to the horizontal portion.

[0035] Optionally, it also includes:

[0036] a display screen fixed to the vertical portion;

[0037] The folding brush is located on one side of the display screen, and the ID card reader is located on the other side of the display screen.

[0038] Optionally, it also includes a receipt outlet, an IC card reading port, a passbook magnetizing port and a cash outlet.

[0039] Optionally, the receipt outlet and / or IC card reading port is fixed on the vertical portion.

[0040] Optionally, the passbook magnetizing port and the cash outlet are fixed on the inclined portion.

[0041] Optionally, an unpacking button is further included, and the unpacking button is fixed on the horizontal portion.

[0042] The technical solution provided by the embodiments of the present disclosure may have the following beneficial effects:

[0043] The disclosed embodiment provides a method for self-magnetizing a passbook by using a passbook self-magnetizing device, the passbook self-magnetizing device comprising: a folding device for reading the passbook account information; an identity recognition module for obtaining at least one of the customer's ID card information, portrait information, and passbook password information; a magnetizing module for magnetizing the passbook magnetic stripe; the method comprises: reading the passbook account information by the folding device; if the reading fails, obtaining the passbook customer information and identity information by the passbook self-magnetizing device and uploading them to the system; comparing the passbook customer information and identity information by the system; if the comparison results are consistent, writing the pre-stored passbook information into the passbook magnetic stripe by the magnetizing module. The above technical solution can effectively solve the pain point problem that the current bank branches have to go to the counter to handle the time-consuming queue because the passbook smart machine cannot read the magnetic stripe. When the passbook is demagnetized or the information cannot be read, the customer holding the passbook can continue to handle the deposit and withdrawal business after self-magnetization, realizing the effective diversion of this type of customer group.

[0044] It is to be understood that the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the present disclosure. BRIEF DESCRIPTION OF THE DRAWINGS

[0045] Other features, objectives and advantages of the present disclosure will become more apparent through the following detailed description of non-limiting embodiments in conjunction with the accompanying drawings. In the accompanying drawings:

[0046] Figure 1 A schematic structural diagram of a device for self-service magnetization of a passbook according to an embodiment of the present disclosure is shown;

[0047] Figure 2 A flow chart showing a method for self-magnetizing a passbook using a device for self-magnetizing a passbook according to an embodiment of the present disclosure;

[0048] Figure 3 A flow chart showing a method for self-magnetizing a passbook using a device for self-magnetizing a passbook according to a specific embodiment of the present disclosure. DETAILED DESCRIPTION

[0049] Hereinafter, exemplary embodiments of the present disclosure will be described in detail with reference to the accompanying drawings so that those skilled in the art can easily implement them. In addition, for the sake of clarity, parts not related to the description of the exemplary embodiments are omitted in the accompanying drawings.

[0050] In addition, persons of ordinary skill in the art will appreciate that the drawings provided herein are for illustration purposes and are not necessarily drawn to scale.

[0051] Unless the context clearly requires otherwise, words such as “include”, “including” and the like in the specification should be interpreted as including rather than being exclusive or exhaustive; that is, as meaning “including but not limited to”.

[0052] In the description of the present disclosure, it should be understood that the terms "first", "second", etc. are only used for descriptive purposes and cannot be understood as indicating or implying relative importance. In addition, in the description of the present disclosure, unless otherwise specified, the meaning of "plurality" is two or more.

[0053] Unless otherwise clearly specified and limited, the terms "installed", "connected", "connected", "fixed" and the like should be understood in a broad sense, for example, it can be a fixed connection, a detachable connection, or an integral connection; it can be a mechanical connection or an electrical connection; it can be a direct connection or an indirect connection through an intermediate medium, it can be the internal connection of two elements or the interaction relationship between two elements, unless otherwise clearly defined. For ordinary technicians in this field, the specific meanings of the above terms in this disclosure can be understood according to specific circumstances.

[0054] It should also be noted that, in the absence of conflict, the embodiments and features in the embodiments of the present disclosure may be combined with each other. The present disclosure will be described in detail below with reference to the accompanying drawings and in combination with the embodiments.

[0055] With the advancement of science and technology, the rapid development of the information age, and the advancement of the digital transformation of the financial industry, some intelligent business machines have occupied an important position in the daily operations of outlets. The development of intelligent machines has diverted a large number of businesses, reduced the daily business volume of tellers, and reduced the redundancy of manual business. At present, the proportion of retired elderly people is increasing, and a large proportion of them hold passbooks. Although the passbook integrated machine can meet the needs of elderly customers holding passbooks, especially before and after the pension payment date every month, it plays a great role. However, the particularity of the passbook, during the customer's custody process, such as storing it together with multiple bank cards, and placing it together with magnetic keys, etc., causes the magnetic stripe to be easily demagnetized. Once the passbook is not magnetic enough, the magnetic stripe cannot be successfully read and written on the passbook integrated machine, and the customer has to queue up at the counter to handle the passbook replacement business, which not only greatly shortens the service life of the passbook, but also increases the business volume and customer waiting time.

[0056] The present disclosure is made to at least partially solve the problems in the prior art discovered by the inventors.

[0057] Figure 1 A schematic structural diagram of a device for self-service magnetization of a passbook according to an embodiment of the present disclosure is shown.

[0058] like Figure 1As shown, the device for self-service magnetization of passbook includes a box body, a display screen 1, a cipher 2, a passbook swiper 3, an IC card reading port 4, a passbook magnetization port 5, an ID card reader 6, a camera 7, a cash outlet 8, a receipt outlet 9 and an opening button 10.

[0059] The box body includes a vertical portion, a horizontal portion, and an inclined portion connecting the vertical portion and the horizontal portion.

[0060] The vertical portion is provided with a display screen 1, a folding brush 3, an IC card reading port 4, an ID card reader 6 and a receipt outlet 9. The folding brush 3 is located on one side of the display screen 1, and the ID card reader 6 is located on the other side of the display screen 1. The IC card reading port 4 and the folding brush 3 are located on the same side, and the receipt outlet 9 and the ID card reader 6 are located on the same side.

[0061] The inclined portion is provided with a passbook magnetizing port 5, a camera 7 and a cash outlet 8. The passbook magnetizing port 5, the camera 7 and the cash outlet 8 are arranged in sequence.

[0062] A cipher 2 is arranged on the horizontal portion.

[0063] Among them, the cipher 2 is used to obtain the passbook password information, the passbook reader 3 is used to read the passbook account information, the ID card reader 6 is used to obtain the customer's ID card information, and the camera 7 is used to obtain the portrait information.

[0064] A magnetizing module is provided inside the box body. A passbook is placed into the passbook magnetizing port 5, and then the magnetizing module is used to magnetize the magnetic strip of the passbook. The magnetizing module includes a ring-shaped iron core with a gap inside and a recording magnetic head composed of a coil wound on the ring-shaped iron core. During magnetization, the magnetic strip of the passbook contacts the gap of the recording magnetic head, and the magnetic strip moves at a certain speed. When current is passed through the coil of the magnetic head, a magnetic field proportional to the current is generated at the gap, and the magnetic body of the contact part of the passbook with the gap is magnetized.

[0065] One or more of the cipher 2, the ID card reader 6, and the camera 7 constitute an identity recognition module, that is, the identity recognition module is used to obtain at least one of the customer's ID card information, portrait information, and passbook password information.

[0066] The business process of the self-service magnetization device provided by the present disclosure is that the customer selects the business to be handled according to the prompt of the display screen, such as selecting the withdrawal business, and then swipes the passbook on the passbook swiper according to the prompt. If the self-service magnetization device can successfully read the account information of the passbook, the passbook password can be entered into the password device and the business can be continued according to the prompt. If the account information of the passbook cannot be successfully read, and the number of times the passbook is swiped exceeds the threshold and still fails, the self-service magnetization process is entered. When performing self-service magnetization, the first page of the passbook is opened and placed in the magnetization port. The magnetization module uses OCR technology to identify the customer's name, account and other customer information of the passbook, and uses the ID card reader to scan the customer's ID card information. The camera collects the portrait information of the person handling the passbook (the person himself or the person and the agent), and the password information of the passbook is entered through the password device. Upload the customer information, ID card information, portrait information, and passbook password information of the passbook to the backend system. The system will perform facial recognition authentication based on the portrait information and ID card information of the customer, and compare the customer information and passbook password information of the passbook with the pre-stored passbook information. After matching and verification, the pre-stored passbook information is written to the magnetic strip of the passbook, and the self-service magnetization process is completed. In addition, you can also choose to print a receipt for the customer. The receipt information includes the customer's name, ID card information, business processing information and time, and our bank's contact information. The passbook after magnetization can handle business normally.

[0067] Specifically, the process of self-service magnetization is to first open the first page of the passbook and put it into the magnetization port. The magnetization module uses OCR technology to identify the customer information of the passbook such as the customer's name and account. After the magnetization port senses that a passbook has been put in, a message will be displayed on the display screen asking whether it is for the person himself. If it is for the person himself, the person will insert his ID card into the ID card reader to read his ID card information, and collect portrait information through the camera. Face recognition is performed based on the person's ID card information and portrait information. If face recognition fails, the process ends. If face recognition succeeds, the system calls the pre-stored passbook information for further comparison with the passbook customer information. If the comparison fails, the process ends. If the comparison succeeds, the passbook password is further compared to see if it is correct. If it fails, the process ends. If successful, the pre-stored passbook information is written to the magnetic stripe of the passbook, thus completing the self-service magnetization process.

[0068] If the business is handled by an agent, the agent will be selected when asked on the display screen whether it is handled in person, and then the agent's ID card will be inserted into the ID card reader to read the agent's ID card information, and the agent's portrait information will be collected through the camera. Face recognition will be performed based on the agent's ID card information and the agent's portrait information. If face recognition fails, the process will be terminated. If face recognition is successful, the agent's ID card will be exited and the customer's ID card will be inserted to read the customer's ID card information. The system will call the pre-stored passbook information for further comparison with the customer information in the passbook. If the comparison fails, the process will be terminated. If the comparison is successful, the passbook password will be further compared to see if it is correct. If it fails, the process will be terminated. If successful, the pre-stored passbook information will be written to the magnetic stripe of the passbook, thus completing the self-service magnetization process.

[0069] In addition, the self-service magnetizing device for passbooks provided by the present disclosure can also be used to insert a bank card into the IC card reader to handle deposit and withdrawal services. After the customer has completed the service, he can choose whether to print a receipt and take the corresponding receipt at the receipt exit.

[0070] The device for self-service magnetization of passbooks provided in the embodiment of the present disclosure can effectively solve the pain point problem of time-consuming queueing at the counter for customers who have to go to the bank branch because the passbook smart machine cannot read the magnetic stripe, and reduces the probability that customers holding passbooks cannot make self-service deposits and withdrawals due to insufficient magnetism of the integrated machine and low sensitivity of swiping the passbook. When the passbook is demagnetized or the information cannot be read, the customer holding the passbook can continue to handle deposit and withdrawal services after self-service magnetization, thereby achieving effective diversion of this type of customer group, meeting the needs of passbook customers for fast self-service business handling, reducing customers' waiting time, reducing the business volume handled by tellers, optimizing branch operation efficiency, and extending the service life of passbooks.

[0071] Figure 2 A flow chart showing a method for self-magnetizing a passbook using a device for self-magnetizing a passbook according to an embodiment of the present disclosure.

[0072] like Figure 2 As shown, a method for self-magnetizing a passbook by using a self-magnetizing device for a passbook, wherein the self-magnetizing device for a passbook refers to the contents of the above embodiment, and the method comprises the following steps:

[0073] S1: Read the account information of the passbook through the passbook reader;

[0074] S2: If the reading fails, the customer information and identity information of the passbook are obtained through the self-service magnetization device of the passbook and uploaded to the system;

[0075] S3: Compare the customer information and identity information of the passbook through the system;

[0076] S4: If the comparison results are consistent, the pre-stored passbook information is written into the passbook magnetic stripe through the magnetizing module.

[0077] The method for self-service magnetization of passbooks using a self-service magnetization device for passbooks provided in the embodiments of the present disclosure can effectively solve the pain point problem of time-consuming queues for counter services at current bank branches because the magnetic stripe of the passbook smart machine cannot be read. Customers holding passbooks can continue to handle deposit and withdrawal services after self-service magnetization when the passbook is demagnetized or the information cannot be read, thereby realizing effective diversion of this type of customer group.

[0078] According to an embodiment of the present disclosure, if the reading fails in step S2, the customer information and identity information of the passbook are obtained through the passbook self-service magnetization device and uploaded to the system, including:

[0079] When the number of passbook swiping operations exceeds the preset threshold, the display screen prompts that the reading failed;

[0080] In response to the operation of inserting the front page of the passbook into the magnetizing port, the customer information of the passbook is obtained by using the text recognition technology.

[0081] In the disclosed method, in order to avoid the inability to read the passbook magnetic stripe information due to accidental misoperation by the customer, a preset threshold is set, for example 3 times. When the customer fails to swipe the passbook more than 3 times, it can be considered that the magnetic stripe is demagnetized, and the user is prompted that the reading failed.

[0082] In the disclosed method, the identity information includes at least one of the customer's ID card information, portrait information, and passbook password information. The customer's ID card information may be the customer's ID card information or the agent's ID card information. The customer's ID card information is obtained by reading an ID card reader. The portrait information is obtained by capturing the customer or the agent through a camera. The passbook password information is obtained by inputting the customer or the agent.

[0083] According to an embodiment of the present disclosure, the step S3 of comparing the customer information and identity information of the passbook by the system includes:

[0084] The system compares the customer's ID card information and portrait information to perform face recognition authentication;

[0085] Comparing the pre-stored passbook information with the passbook customer information through the system;

[0086] The system compares the pre-stored passbook information with the passbook password information.

[0087] In the disclosed method, the system compares the passbook customer information and identity information, and if the comparison is successful, the passbook magnetic strip is magnetized. The identity information may be at least one of the customer ID card information, portrait information, and passbook password information.

[0088] Taking the identity information including the customer's ID card information, portrait information, and passbook password information as an example, the system first compares the customer's ID card information and portrait information for face recognition authentication. If the face recognition authentication is successful, it will continue to the next step, otherwise the process will end. In the next step, the system compares the pre-stored passbook information with the passbook customer information, where the pre-stored passbook information is the information stored in the system when the customer first handles the passbook business, and the passbook customer information is the passbook customer name, account and other information obtained by using text recognition technology after the passbook is placed in the magnetizing port. If the two are consistent, it will continue to the next step, otherwise the process will end. In the next step, the system compares the pre-stored passbook information with the passbook password information, where the passbook password information is obtained by the current operator input. If the two are consistent, the passbook magnetic strip is magnetized, otherwise the process will end.

[0089] If the identity information only includes the customer's ID card information, the system will directly compare the corresponding information among the passbook customer information, the customer ID card information and the pre-stored passbook information to see if they are consistent. If they are consistent, the passbook magnetic stripe will be magnetized, otherwise the process will end.

[0090] If the identity information only includes portrait information, the system will directly compare the corresponding information among the passbook customer information, portrait information and pre-stored passbook information to see if they are consistent. If they are consistent, the passbook magnetic stripe will be magnetized, otherwise the process will end.

[0091] If the identity information only includes the passbook password information, the system will directly compare the corresponding information among the passbook customer information, the passbook password information and the pre-stored passbook information to see if they are consistent. If they are consistent, the passbook magnetic stripe will be magnetized, otherwise the process ends.

[0092] If the identity information includes any two of the customer's ID card information, portrait information, and passbook password information, the information is compared with the above implementation method, and the passbook magnetic strip is magnetized when the comparison results are consistent, otherwise the process ends.

[0093] According to an embodiment of the present disclosure, if the customer ID card information is the agent ID card information,

[0094] After the customer's ID card is inserted and the customer's ID card information is read, the system performs a step of comparing the pre-stored passbook information with the customer information in the passbook. If the customer's ID card information is not read, the process ends.

[0095] In the present disclosure, in the case of an agent, the agent's ID card needs to be inserted in the face recognition to compare the agent's portrait information with the agent's ID card information. After the face recognition is passed, the agent's ID card needs to be exited, and then the customer's ID card is inserted. After that, the system will execute the step of comparing the pre-stored passbook information with the passbook customer information. If the customer's ID card information is not read, the process ends to ensure the security of the customer's account.

[0096] Figure 3 A flow chart showing a method for self-magnetizing a passbook using a device for self-magnetizing a passbook according to a specific embodiment of the present disclosure.

[0097] like Figure 3 As shown, the specific business process of the method for self-magnetizing a passbook using a passbook self-service magnetizing device is that the customer swipes the passbook on the swipe device. If the passbook swiping operation is successful without exceeding the preset threshold, the customer continues to handle the business according to the prompt. If it fails, the first page of the passbook is opened and placed in the magnetizing port. The display screen asks whether it is handled by the customer himself. If it is handled by the customer himself, the customer's portrait information is collected, and the customer's ID card is inserted to read the customer's ID card information for face recognition. If the face recognition fails, the process ends. If the face recognition succeeds, the system calls the pre-stored passbook information to further compare it with the customer information in the passbook. If the comparison fails, the process ends. If the comparison succeeds, the password is further entered to compare whether the passbook password is correct. If it fails, the process ends. If it succeeds, the pre-stored passbook information is written to the magnetic strip of the passbook, and the self-magnetization process is completed. If the business is handled by an agent, the agent's portrait information is collected, the agent's ID card is inserted to read the agent's ID card information for facial recognition. If facial recognition fails, the process ends. If facial recognition succeeds, the agent's ID card is exited and the customer's ID card is inserted to read the customer's ID card information. The system calls the pre-stored passbook information for further comparison with the passbook customer information. If the comparison fails, the process ends. If the comparison succeeds, the password is further entered to compare the passbook password to see if it is correct. If it fails, the process ends. If successful, the pre-stored passbook information is written to the passbook magnetic stripe, completing the self-service magnetization process.

[0098] The above description is only a preferred embodiment of the present disclosure and an explanation of the technical principles used. Those skilled in the art should understand that the scope of the invention involved in the present disclosure is not limited to the technical solution formed by a specific combination of the above technical features, but should also cover other technical solutions formed by any combination of the above technical features or their equivalent features without departing from the inventive concept. For example, the above features are replaced with the technical features with similar functions disclosed in the present disclosure (but not limited to) by each other.

Claims

1. A method for self-magnetizing a passbook using a self-magnetizing device for a passbook, characterized in that: The self-service magnetizing device for passbook includes: a passbook swiper for reading the account information of the passbook; an identity recognition module for obtaining at least one of the customer's ID card information, portrait information, and passbook password information; a magnetizing module for magnetizing the magnetic stripe of the passbook; The method comprises: Read the passbook account information through the passbook reader; If the reading fails, the customer information and identity information of the passbook are obtained through the self-service magnetization device of the passbook and uploaded to the system; Compare the customer information and identity information of the passbook through the system; If the comparison result is consistent, the pre-stored passbook information is written into the passbook magnetic stripe through the magnetizing module.

2. The method for self-service magnetization of a passbook according to claim 1, characterized in that: The identity information includes at least one of customer ID card information, portrait information, and passbook password information.

3. The method for self-service magnetization of a passbook according to claim 2, characterized in that: The comparing the customer information and identity information of the passbook by the system includes: The system compares the customer's ID card information and portrait information to perform face recognition authentication; Comparing the pre-stored passbook information with the passbook customer information through the system; The system compares the pre-stored passbook information with the passbook password information.

4. The method for self-service magnetization of a passbook according to claim 3, characterized in that: The customer ID card information is the customer’s own ID card information or the agent’s ID card information.

5. The method for self-service magnetization of a passbook according to claim 4, characterized in that: If the customer's ID card information is the agent's ID card information, After the customer's ID card is inserted and the customer's ID card information is read, the system performs a step of comparing the pre-stored passbook information with the customer information in the passbook. If the customer's ID card information is not read, the process ends.

6. The method for self-service magnetization of a passbook according to claim 1, characterized in that: If the reading fails, the customer information and identity information of the passbook are obtained through the passbook self-service magnetization device and uploaded to the system, including: When the number of passbook swiping operations exceeds the preset threshold, the display screen prompts that the reading failed; In response to the operation of inserting the front page of the passbook into the magnetizing port, the customer information of the passbook is obtained by using the text recognition technology.

7. A device for self-service magnetization of passbooks, characterized in that: include: A passbook reader is used to read the account information in the passbook; An identity recognition module, used to obtain at least one of the customer's ID card information, portrait information, and passbook password information; The magnetizing module is used to magnetize the magnetic stripe of the passbook.

8. The self-service magnetizing device for passbook according to claim 7, characterized in that: The magnetizing module comprises an annular iron core with a gap inside and a recording magnetic head formed by a coil wound around the annular iron core.

9. The self-service magnetizing device for passbook according to claim 7, characterized in that: It also includes a receipt outlet, an IC card reader, a passbook magnetizing outlet and a cash outlet.

10. The self-service magnetizing device for passbook according to claim 7, characterized in that: Also includes unboxing button.

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