Automatic insurance limit recommending and matching device based on big data

Abstract

The invention discloses a big data-based insurance quota automatic recommendation matching device, which comprises an insurance self-service terminal, an operation table arranged at the top of the insurance self-service terminal, an insurance recommendation system arranged in the operation table, a side blocking mechanism arranged at the top of the insurance self-service terminal, and a covering mechanism arranged at the top of the insurance self-service terminal, the side blocking mechanism is used for blocking the two sides of the top end of the self-service terminal. And the shielding mechanism is arranged at the top of the side blocking mechanism and is used for sealing the top end of the self-service terminal. According to the safe self-service terminal, the side blocking mechanism is arranged at the top of the safe self-service terminal firstly, the side blocking mechanism shields information at the operation screen, and then the shielding mechanism and the side blocking mechanism are combined to shield and protect the top end of the safe self-service terminal through the arrangement of the shielding mechanism; in this way, the insurance self-service terminal obtains dustproof protection through operation, so that the insurance self-service terminal is cleaner and more sanitary to use.

Description

Technical Field

[0001] The present invention relates to the field of insurance terminal equipment, and in particular to an automatic insurance amount recommendation and matching device based on big data. Background Art

[0002] Automatic recommendation and matching of insurance limits refers to the use of specific algorithms or systems to automatically recommend appropriate insurance limits to policyholders based on factors such as the policyholder's personal information, risk status, insurance needs, and insurance company policies. Such equipment is often provided by self-service terminals based on big data for users to operate.

[0003] Most of the existing self-service insurance terminals are placed in the business halls of insurance companies. Since these devices are automatic terminals, they are not used frequently. Therefore, they are often placed in the corners of the business halls. In this way, the terminal equipment is easily covered with dust, resulting in uncleanliness, which affects the user experience. Therefore, an automatic recommendation and matching device for insurance amount based on big data is proposed. Summary of the invention

[0004] The purpose of the present invention is to provide an automatic insurance amount recommendation and matching device based on big data to solve the problems raised in the above background technology.

[0005] To achieve the above object, the present invention provides the following technical solution: an automatic recommendation and matching device for insurance amount based on big data, comprising an insurance self-service terminal, wherein an operating table is arranged on the top of the insurance self-service terminal, and further comprising:

[0006] A side blocking mechanism, which is arranged on the top of the insurance self-service terminal and is used to block both sides of the top of the insurance self-service terminal;

[0007] A covering mechanism, which is arranged on the top of the side blocking mechanism and is used to seal the top of the insurance self-service terminal;

[0008] An insurance recommendation system is provided in the operating console, and the insurance recommendation system is used to automatically recommend insurance limits.

[0009] Preferably, an input keyboard is provided at the top of the insurance self-service terminal and on one side of the operating table, and the input keyboard is used for inputting a password.

[0010] Preferably, the side stop mechanism comprises:

[0011] A top shielding plate, wherein a storage compartment is provided on the front side of the top shielding plate, and the storage compartment is used to store the covering mechanism;

[0012] Side baffles, multiple side baffles are fixedly connected to both sides of the bottom end of the top shielding plate, and multiple side baffles are respectively arranged on both sides of the top of the insurance self-service terminal, and multiple connection holes for cooperating with the covering mechanism are opened on the top of the multiple side baffles.

[0013] Preferably, a plurality of mounting rods are provided on the top of the top shielding plate and on the side away from the storage bin, and the plurality of mounting rods are arranged horizontally and longitudinally and sleeved on the top of the insurance self-service terminal.

[0014] Preferably, the covering mechanism comprises:

[0015] A shielding cloth, one end of which is inserted and connected in the storage bin, and a winding member is provided at the inserted end of the shielding cloth and the storage bin, and the winding member is used for automatically winding the shielding cloth in the storage bin;

[0016] A positioning plate is fixedly connected to an end of the shielding cloth away from the storage bin.

[0017] Preferably, both ends of the positioning plate are provided with connectors, and both sides of the shielding cloth are provided with a plurality of plug blocks, and the plurality of plug blocks and connectors are respectively inserted and connected with a plurality of connecting holes.

[0018] Preferably, sliding cavities are provided on both sides of the positioning plate, a toggle groove is provided on the front side of the positioning plate and passes through the sliding cavity, and the plug-in component comprises:

[0019] An interpenetrating rod, one end of which is slidably interpenetratingly connected to the sliding cavity, and the other end of which is interpenetratingly connected to the connecting hole;

[0020] A toggle rod is fixedly connected to the rod wall of the insertion rod along the horizontal longitudinal direction, and one end of the toggle rod away from the insertion rod is slidably and interlacedly connected with the toggle groove.

[0021] Preferably, a limiting slide groove is provided on the inner wall at the top end of the sliding cavity, a guide slide rod is horizontally and laterally inserted in the limiting slide groove, a sleeve ring is fixedly connected to the top end of the insertion rod, the sleeve ring is slidably sleeved on the outer wall of the guide slide rod, and the sleeve ring is slidably inserted in the limiting slide groove, and the outer wall of the guide slide rod is sleeved with a support spring, and the support spring is used to drive the insertion rod to always stay away from the positioning plate by pushing the sleeve ring.

[0022] Preferably, the winding member includes a coil spring, one end of which is fixedly connected to a rotating rod, both ends of the rotating rod are respectively connected to the inner walls on both sides of the storage bin, and the other end of the coil spring is fixedly connected to one end of the shielding cloth inserted in the storage bin.

[0023] Preferably, the insurance recommendation system includes a data collection unit, a data analysis unit, a recommendation engine unit, a user interface unit and a feedback mechanism unit;

[0024] The data collection unit is used to collect the user's age, gender, occupation and income information, and the user information is collected from statistics on a big data platform;

[0025] The data analysis unit uses data mining and machine learning algorithms to analyze the collected data to identify the risk characteristics and insurance needs of users;

[0026] The recommendation engine unit generates an insurance amount recommendation based on the analysis result of the data analysis unit;

[0027] The user interface unit is used for the user to input information and view recommendation results;

[0028] The feedback mechanism unit is used to collect user feedback on the recommendation results and send it to the recommendation engine unit to assist in modifying and adjusting the insurance amount recommendation.

[0029] Technical effects and advantages of the present invention:

[0030] The present invention first arranges a side block mechanism on the top of the insurance self-service terminal, and the side block mechanism can shield the information on the operation screen of the insurance self-service terminal in a normal use state. Then, by setting a covering mechanism, the covering mechanism and the side block mechanism are combined to cover and protect the top of the insurance self-service terminal. When the insurance self-service terminal is not in use, the top of the insurance self-service terminal can be shielded by operating the covering mechanism. In this way, the insurance self-service terminal is protected from dust, so that the insurance self-service terminal is cleaner and more sanitary to use. BRIEF DESCRIPTION OF THE DRAWINGS

[0031] Figure 1 It is a schematic diagram of the overall structure of the covering mechanism of the present invention when it is closed.

[0032] Figure 2 It is a schematic diagram of the overall structure of the cover mechanism of the present invention when it is opened.

[0033] Figure 3 This is a front view of the overall structure of the cover mechanism of the present invention when it is opened.

[0034] Figure 4 This is a top view of the overall structure of the cover mechanism of the present invention when it is opened.

[0035] Figure 5 It is a side view of the overall structure of the cover mechanism of the present invention when it is opened.

[0036] Figure 6 It is a schematic diagram of the structural connection of the side blocking mechanism and the shielding mechanism of the present invention.

[0037] Figure 7 It is a side view of the structural connection of the side baffle mechanism and the shielding mechanism of the present invention.

[0038] Figure 8 It is a schematic diagram of the overall structure of the side stop mechanism of the present invention.

[0039] Fig. 9 It is a schematic diagram of the structure expansion of the covering mechanism of the present invention.

[0040] Fig.10 It is a structural cross-sectional view of the connection between the side baffle and the positioning plate of the present invention.

[0041] Fig.11 It is a structural cross-sectional view of the connection between the top shielding plate and the shielding cloth of the present invention.

[0042] Fig.12 This is a schematic diagram of the composition of the insurance recommendation system of the present invention.

[0043] In the figure: 1. Insurance self-service terminal; 101. Operation table; 102. Input keyboard; 2. Top shielding plate; 201. Mounting rod; 202. Storage compartment; 3. Side baffle; 301. Connection hole; 4. Shielding cloth; 401. Insert block; 5. Positioning plate; 501. Toggle rod; 502. Insert rod; 503. Sleeve ring; 504. Guide slide rod; 505. Top support spring; 6. Coil spring; 601. Rotating rod. DETAILED DESCRIPTION

[0044] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0045] The present invention provides Figure 1-11 An automatic insurance amount recommendation and matching device based on big data is shown, comprising an insurance self-service terminal 1, an operating table 101 is arranged on the top of the insurance self-service terminal 1, an input keyboard 102 is arranged on the top of the insurance self-service terminal 1 and on one side of the operating table 101, and the input keyboard 102 is used for inputting a password.

[0046] It should be noted that the main prototype of the insurance self-service terminal 1 designed in this scheme is a financial insurance self-service terminal. The operating console 101 of this type of equipment is equipped with a high-definition LCD screen and adopts a modular design with flexible configuration, which is convenient for expanding functional modules such as card readers and receipt printers.

[0047] Application software can be developed and used as a supporting system according to requirements.

[0048] Also includes:

[0049] A side blocking mechanism is arranged on the top of the insurance self-service terminal 1, and is used to block the two sides of the top of the insurance self-service terminal 1;

[0050] Specifically, the side stop mechanism includes:

[0051] A top shielding plate 2, a storage compartment 202 is provided on the front of the top shielding plate 2, a plurality of mounting rods 201 are provided on the top of the top shielding plate 2 and on a side away from the storage compartment 202, and the plurality of mounting rods 201 are arranged horizontally and longitudinally on the top of the insurance self-service terminal 1;

[0052] It should be noted that, through the design of the mounting rod 201 and its socket connection with the top of the insurance self-service terminal 1, the top shielding plate 2 can be set on the top of the insurance self-service terminal 1, and the connection method can be welding, clamping or bolt fastening.

[0053] The side baffles 3 are fixedly connected to both sides of the bottom end of the top shielding plate 2, and the side baffles 3 are arranged on both sides of the top of the insurance self-service terminal 1, and the tops of the side baffles 3 are provided with multiple connection holes 301 for cooperating with the covering mechanism.

[0054] It should be noted that the top of the side baffle 3 is designed as a landslide wave structure. With such a structural design, the side baffle 3 is more beautiful when combined with the insurance self-service terminal 1. At the same time, with the setting of the connecting hole 301, the covering mechanism can be better stretched and laid above the top of the insurance self-service terminal 1 through interlacing.

[0055] A covering mechanism, which is arranged on the top of the side blocking mechanism, and is used to close the top of the insurance self-service terminal 1, and the storage compartment 202 is used to store the covering mechanism;

[0056] Specifically, the covering mechanism includes:

[0057] The shielding cloth 4, one end of which is inserted and connected in the storage bin 202, and a winding piece is provided between the inserted end of the shielding cloth 4 and the storage bin 202, and the winding piece is used for automatically winding the shielding cloth 4 in the storage bin 202;

[0058] Furthermore, the winding member includes a coil spring 6, one end of which is fixedly connected to a rotating rod 601, and both ends of the rotating rod 601 are respectively connected to the inner walls on both sides of the storage bin 202, and the other end of the coil spring 6 is fixedly connected to one end of the shielding cloth 4 inserted in the storage bin 202.

[0059] It should be noted that the present solution uses a coil spring 6 to pull and connect the shielding cloth 4, and simultaneously supports the coil spring 6 during winding and unwinding through a rotating rod 601. Thus, when the shielding cloth 4 is extended, the coil spring 6 is reeled after being subjected to force. Thus, after the shielding cloth 4 is released, the coil spring 6 is reset and pulls the shielding cloth 4 to be reeled and reset.

[0060] The positioning plate 5 is fixedly connected to one end of the shielding cloth 4 away from the storage bin 202. Connectors are provided at both ends of the positioning plate 5. Multiple plug blocks 401 are provided on both sides of the shielding cloth 4. The multiple plug blocks 401 and the connectors are respectively inserted and connected with the multiple connection holes 301.

[0061] Furthermore, sliding cavities are provided on both sides of the positioning plate 5, and a toggle groove is provided on the front side of the positioning plate 5 and passes through the sliding cavity. The connector includes:

[0062] An insertion rod 502, one end of which is slidably and interlacedly connected with the sliding cavity, and the other end of which is interlacedly connected with the connecting hole 301;

[0063] It should be noted that the diameters of the insertion rod 502 and the insertion block 401 are the same as the opening diameter of the connecting hole 301, so that the insertion rod 502 can be stably inserted into the connecting hole 301, and after the shielding cloth 4 is stretched and extended, the insertion rod 502 is inserted into the connecting hole 301 at the bottom. In order to maintain the ductility of the shielding cloth 4, the insertion block 401 is aligned with the remaining connecting holes 301 for insertion, so that the shielding cloth 4 is stretched out, thereby forming a shielding on the top of the insurance self-service terminal 1.

[0064] The toggle rod 501 is fixedly connected to the rod wall of the insertion rod 502 along the horizontal longitudinal direction, and one end of the toggle rod 501 away from the insertion rod 502 is slidably inserted and connected with the toggle groove.

[0065] Furthermore, a limiting slide groove is provided on the inner wall at the top of the sliding cavity, and a guide slide rod 504 is horizontally inserted and connected in the limiting slide groove, and a sleeve ring 503 is fixedly connected to the top of the insertion rod 502. The sleeve ring 503 is slidably sleeved on the outer wall of the guide slide rod 504, and the sleeve ring 503 is slidably inserted and connected in the limiting slide groove, and a supporting spring 505 is sleeved on the outer wall of the guide slide rod 504. The supporting spring 505 is used to drive the insertion rod 502 to always stay away from the positioning plate 5 by pushing the sleeve ring 503.

[0066] It should be noted that the diameter of the toggle rod 501 is the same as the width of the toggle slot, so that when the toggle rod 501 is pulled, the insertion rod 502 moves backward toward the center of the positioning plate 5. At this time, the insertion rod 502 moves toward the direction close to the positioning plate 5, and drives the connected sleeve ring 503 to slide along the guide slide bar 504. During the sliding process of the sleeve ring 503, the support spring 505 is squeezed to cause it to shrink under force. Therefore, when the pull on the toggle rod 501 is cancelled, the support spring 505 pushes the sleeve ring 503 to move the insertion rod 502 away from the positioning plate 5, so that it is inserted into the connecting hole 301 for positioning.

[0067] An insurance recommendation system is provided in the operating console 101, and the insurance recommendation system is used to automatically recommend insurance limits.

[0068] Specifically, refer to Fig.12 As shown, the insurance recommendation system includes a data collection unit, a data analysis unit, a recommendation engine unit, a user interface unit and a feedback mechanism unit;

[0069] The data collection unit is used to collect the user's age, gender, occupation and income information. The user information is collected from the statistics of the big data platform;

[0070] It should be noted that the data collection module obtains data related to the user's health status, family situation and financial status, and integrates external data sources such as socioeconomic indicators, industry risk analysis and historical claims data. This data can not only be manually entered by the user himself, but can also be obtained from the big data platform.

[0071] The data analysis unit uses data mining and machine learning algorithms to analyze the collected data for identifying the risk characteristics and insurance needs of users through cluster analysis and regression analysis methods;

[0072] The recommendation engine unit generates insurance amount recommendations based on the analysis results of the data analysis unit, and can provide comparisons of different insurance products to help users make wise choices. It can also dynamically adjust the recommended amount based on real-time data updates;

[0073] The user interface unit is used for users to input information and view recommendation results;

[0074] The feedback mechanism unit is used to collect user feedback on the recommendation results and send it to the recommendation engine unit to assist in modifying and adjusting the insurance amount recommendation, track the user's subsequent insurance purchasing behavior, and continuously improve.

[0075] Finally, it should be noted that the above is only a preferred embodiment of the present invention and is not intended to limit the present invention. Although the present invention has been described in detail with reference to the aforementioned embodiments, it is still possible for those skilled in the art to modify the technical solutions described in the aforementioned embodiments or to make equivalent substitutions for some of the technical features therein. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the protection scope of the present invention.

Claims

1. An automatic insurance quota recommendation and matching device based on big data, comprising an insurance self-service terminal (1), wherein an operating table (101) is arranged on the top of the insurance self-service terminal (1), characterized in that: Also includes: A side blocking mechanism, the side blocking mechanism being arranged on the top of the insurance self-service terminal (1), and the side blocking mechanism being used to block both sides of the top of the insurance self-service terminal (1); A covering mechanism, the covering mechanism being arranged on the top of the side blocking mechanism, the covering mechanism being used to seal the top of the insurance self-service terminal (1); An insurance recommendation system is arranged in the operating console (101), and the insurance recommendation system is used to automatically recommend insurance limits.

2. According to the big data-based automatic insurance amount recommendation and matching device of claim 1, it is characterized in that: An input keyboard (102) is provided at the top of the insurance self-service terminal (1) and on one side of the operating table (101), and the input keyboard (102) is used for inputting a password.

3. The device for automatically recommending and matching insurance limits based on big data according to claim 1, characterized in that: The side stop mechanism comprises: A top shielding plate (2), wherein a storage bin (202) is provided on the front side of the top shielding plate (2), and the storage bin (202) is used to store the covering mechanism; Side baffles (3), wherein the plurality of side baffles (3) are respectively fixedly connected to the two sides of the bottom end of the top shielding plate (2), and the plurality of side baffles (3) are respectively arranged on the two sides of the top end of the insurance self-service terminal (1), and the tops of the plurality of side baffles (3) are provided with a plurality of connection holes (301) for cooperating with the covering mechanism.

4. The device for automatically recommending and matching insurance limits based on big data according to claim 3 is characterized in that: A plurality of mounting rods (201) are arranged at the top of the top shielding plate (2) and at a side away from the storage bin (202); the plurality of mounting rods (201) are arranged horizontally and longitudinally and sleeved on the top of the insurance self-service terminal (1).

5. The device for automatically recommending and matching insurance limits based on big data according to claim 3 is characterized in that: The covering mechanism comprises: A shielding cloth (4), one end of which is inserted and connected in the storage bin (202), and a winding piece is provided at the inserted end of the shielding cloth (4) and the storage bin (202), and the winding piece is used for automatically winding the shielding cloth (4) in the storage bin (202); A positioning plate (5), wherein the positioning plate (5) is fixedly connected to an end of the shielding cloth (4) away from the storage bin (202).

6. The device for automatically recommending and matching insurance limits based on big data according to claim 5, characterized in that: Connectors are provided at both ends of the positioning plate (5), and multiple plug blocks (401) are provided on both sides of the shielding cloth (4). The multiple plug blocks (401) and connectors are respectively inserted and connected with the multiple connection holes (301).

7. The device for automatically recommending and matching insurance limits based on big data according to claim 6, characterized in that: The positioning plate (5) has sliding cavities on both sides, and a toggle groove is formed on the front side of the positioning plate (5) and passes through the sliding cavity. The plug-in component comprises: An insertion rod (502), one end of which is slidably and interlacedly connected to the sliding cavity, and the other end of which is interlacedly connected to the connecting hole (301); A toggle rod (501) is fixedly connected to the rod wall of the insertion rod (502) along the horizontal longitudinal direction, and one end of the toggle rod (501) away from the insertion rod (502) is slidably and interlacedly connected to the toggle groove.

8. The device for automatically recommending and matching insurance limits based on big data according to claim 7, characterized in that: A limiting groove is provided on the inner wall at the top of the sliding cavity, and a guide slide bar (504) is horizontally inserted and connected in the limiting groove. A sleeve ring (503) is fixedly connected to the top of the insertion rod (502). The sleeve ring (503) is slidably sleeved on the outer wall of the guide slide bar (504), and the sleeve ring (503) is slidably inserted and connected in the limiting groove. A supporting spring (505) is sleeved on the outer wall of the guide slide bar (504), and the supporting spring (505) is used to drive the insertion rod (502) to always stay away from the positioning plate (5) by pushing the sleeve ring (503).

9. The device for automatically recommending and matching insurance limits based on big data according to claim 5, characterized in that: The winding member comprises a winding spring (6), one end of which is fixedly connected to a rotating rod (601), the two ends of which are respectively connected to the inner walls of the two sides of the storage bin (202), and the other end of the winding spring (6) is fixedly connected to one end of the shielding cloth (4) inserted into the storage bin (202).

10. The device for automatically recommending and matching insurance limits based on big data according to claim 1, characterized in that: The insurance recommendation system includes a data collection unit, a data analysis unit, a recommendation engine unit, a user interface unit and a feedback mechanism unit; The data collection unit is used to collect the user's age, gender, occupation and income information, and the user information is collected from statistics on a big data platform; The data analysis unit uses data mining and machine learning algorithms to analyze the collected data to identify the risk characteristics and insurance needs of users; The recommendation engine unit generates an insurance amount recommendation based on the analysis result of the data analysis unit; The user interface unit is used for the user to input information and view recommendation results; The feedback mechanism unit is used to collect user feedback on the recommendation results and send it to the recommendation engine unit to assist in modifying and adjusting the insurance amount recommendation.

Images