Payment method, device, equipment, medium, program product and vehicle

Abstract

The invention relates to the technical field of vehicle non-inductive payment, and discloses a payment method, device and equipment, a medium, a program product and a vehicle, and the method comprises the steps: generating a payment instruction after a payment mode of the vehicle is started; determining a target identifier according to the payment instruction, and sending the target identifier to a payment application which is pre-interconnected and mapped to the vehicle; and obtaining license plate number information, and sending the license plate number information to the payment application, so that the payment application performs payment according to a scanning result of the payment application on the target identifier and the license plate number information. According to the invention, through the combination of identification identification and mobile payment, the payment identification of the vehicle can be automatically identified and payment can be completed on the vehicle end interface, the requirement that the user can complete parking fee payment without opening a window or taking up a mobile phone is met, the parking payment time is shortened, and the vehicle using convenience and experience of the user are improved.

Description

Technical Field

[0001] The present invention relates to the technical field of vehicle contactless payment, and in particular to a payment method, device, equipment, medium, program product and vehicle. Background Art

[0002] With the development of mobile Internet technology and smart phones, in application scenarios such as parking lot charges, parking payment has gradually evolved from the initial cash payment to mobile payment including scanning QR codes, enabling quick entry and exit and payment.

[0003] In the prior art, the vehicle-mounted terminal scans the payment code at the exit through a camera and displays the payment code on the vehicle-mounted terminal. However, when making mobile payments, users still need to take out their mobile phones to scan the QR code, which makes mobile payments inconvenient and affects the user's payment experience. Summary of the invention

[0004] In view of this, the present invention provides a payment method, device, equipment, medium, program product and vehicle to solve the problem of inconvenience in mobile payment.

[0005] In a first aspect, the present invention provides a payment method, the method comprising:

[0006] When the payment mode of the vehicle is turned on, a payment instruction is generated;

[0007] Determine a target identifier according to the payment instruction, and send the target identifier to a payment application, wherein the payment application is pre-connected and mapped to the vehicle;

[0008] The license plate number information is obtained and sent to the payment application, so that the payment application pays according to the scanning result of the target identification and the license plate number information by the payment application.

[0009] The payment method provided by the embodiment of the present invention determines the target identifier according to the generated payment instruction after the payment mode is turned on, and sends the target identifier to the payment application that is interconnected and mapped to the vehicle, obtains the license plate number information, and sends the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identifier and the license plate number information. The present invention combines identifier recognition and mobile payment to enable the vehicle to automatically recognize the payment identifier and complete the payment on the vehicle-side interface, meeting the user's needs to complete the parking fee payment without opening the window or picking up the mobile phone, shortening the parking payment time, and improving the user's convenience and experience of using the car.

[0010] In an optional embodiment, before the payment mode of the vehicle is turned on, it also includes: detecting whether the payment function button of the vehicle is triggered, and if triggered, turning on the payment mode; if there is no payment function button, obtaining the payment call instruction of the payment application, and turning on the payment mode according to the payment call instruction.

[0011] The present invention triggers the payment mode through the preset payment function button of the vehicle, can start the payment process, realize the automatic execution of application scenarios such as parking payment, and does not require the user to pick up the mobile phone for operation, further shortening the parking time and improving the convenience of mobile payment. At the same time, in the case where the payment function button is not deployed, it can provide users with a mobile phone payment call method to start the payment process. Although the user needs to operate the mobile phone, the user only needs to click the scan code function, and does not need to pick up the mobile phone to scan the code. Therefore, it can maximize the convenience of mobile payment when the car function is limited.

[0012] In an optional embodiment, determining a target identifier based on a payment instruction includes: generating a first scanning instruction based on the payment instruction, and sending the first scanning instruction to a payment application; obtaining a second scanning instruction generated by the payment application after triggering a scanning function based on the first scanning instruction, and controlling an external camera to capture video based on the second scanning instruction; performing payment identifier recognition on the obtained video information, and determining the number of recognized payment identifiers; if the number of payment identifiers is one, using the payment identifier as the target identifier; if the number of payment identifiers is multiple, determining the target identifier based on a user's selection result among multiple payment identifiers.

[0013] The present invention realizes the recognition of payment logos through vehicles, which can avoid the user's operation of picking up the mobile phone to scan the payment logo. In addition, the user can complete the selection of the payment logo on the vehicle side, thereby improving the convenience of user's use of the vehicle and improving user satisfaction.

[0014] In an optional implementation, pre-stored license plate number information and in-vehicle camera configuration information are obtained and sent to a payment application; if the pre-stored license plate number information is incomplete, the license plate number information input by the user is obtained and the input license plate number information is sent to the payment application; when the payment application fills the pre-stored license plate number information or the input license plate number information into the input interface of the scanning result, and determines that the vehicle has an in-vehicle camera based on the in-vehicle camera configuration information, it determines whether to use facial payment for payment based on the user selection result.

[0015] The present invention can identify whether a camera is deployed in the car by acquiring the configuration information of the camera in the car, and determine whether face payment can be performed in the subsequent mobile payment, thereby improving the security and convenience of payment. In addition, by automatically filling in the license plate number, the user can avoid inputting operations, saving payment time, and allowing the user to enter the license plate number on the car terminal when the license plate number is not stored, and the user still does not need to operate the mobile phone.

[0016] In an optional implementation, whether to use facial payment for payment is determined based on the user's selection result, including: if facial payment is used, controlling the in-vehicle camera to perform facial recognition, and sending the facial recognition result to the payment application, so that the payment application can make payment through identity verification; if facial payment is not used, or the payment application determines that the vehicle does not have an in-vehicle camera, obtaining the password information entered by the user, and sending the password information to the payment application, so that the payment application can make payment through password verification.

[0017] The present invention makes payment through face payment, or allows the user to enter a payment password on the vehicle side when face payment is not possible. It can provide users with multiple payment methods, avoid users using mobile phones to complete payment operations while ensuring payment security, and improve parking efficiency and user experience.

[0018] In a second aspect, the present invention provides a payment device, which includes: an instruction generation module, which is used to generate a payment instruction when the payment mode of a vehicle is turned on; an identification scanning module, which is used to determine the target identification according to the payment instruction, and send the target identification to a payment application, wherein the payment application is pre-interconnected and mapped to the vehicle; a contactless payment module, which is used to obtain preset license plate number information, and send the preset license plate number information to the payment application, so that the payment application pays according to the scanning result of the payment application on the target identification and the preset license plate number information.

[0019] In a third aspect, the present invention provides a computer device, comprising: a memory and a processor, the memory and the processor being communicatively connected to each other, the memory storing computer instructions, and the processor executing the payment method of the first aspect or any corresponding embodiment thereof by executing the computer instructions.

[0020] In a fourth aspect, the present invention provides a computer-readable storage medium having computer instructions stored thereon, the computer instructions being used to enable a computer to execute the payment method of the first aspect or any corresponding embodiment thereof.

[0021] In a fifth aspect, the present invention provides a computer program product, comprising computer instructions for causing a computer to execute the payment method of the first aspect or any corresponding embodiment thereof.

[0022] In the sixth aspect, the present invention provides a vehicle, comprising: an interconnection module, used to interconnect the vehicle and a terminal device, and map the payment application of the terminal device to the vehicle; a payment module, used to execute the payment method of the above-mentioned first aspect or any corresponding embodiment thereof; an information module, used to store license plate number information; an authentication module, including an in-vehicle camera, for performing face recognition.

[0023] Beneficial effects of the present invention:

[0024] (1) The present invention automatically executes the payment process through the vehicle terminal, so that users can complete the payment by scanning the code without picking up the mobile phone when entering and exiting the payment place, thus shortening the parking payment time and improving the convenience of mobile payment;

[0025] (2) The present invention can meet the user's usage needs by providing multiple payment methods, ensure payment security to the greatest extent, and enhance the user's car experience;

[0026] (3) The present invention maps the payment application of the mobile device to the vehicle-mounted terminal through interconnection, and can use the existing payment application of the mobile phone to complete the automatic mobile payment on the vehicle-mounted terminal, without the need to install the payment application on the vehicle-mounted terminal. BRIEF DESCRIPTION OF THE DRAWINGS

[0027] In order to more clearly illustrate the specific implementation methods of the present invention or the technical solutions in the prior art, the drawings required for use in the specific implementation methods or the description of the prior art will be briefly introduced below. Obviously, the drawings described below are some implementation methods of the present invention. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying creative work.

[0028] Figure 1 is a schematic diagram of a payment method according to an embodiment of the present invention;

[0029] Figure 2 is a schematic diagram of the system composition of the payment method according to an embodiment of the present invention;

[0030] Figure 3 is a schematic diagram of an algorithm flow of a payment method according to an embodiment of the present invention;

[0031] Figure 4 is a flow chart of another payment system according to an embodiment of the present invention;

[0032] Figure 5 is a schematic diagram of an interaction process of another payment system according to an embodiment of the present invention;

[0033] Figure 6 is a schematic diagram of an operation interface of another payment system according to an embodiment of the present invention;

[0034] Figure 7 is a flow chart of another payment method according to an embodiment of the present invention;

[0035] Figure 8 is a schematic diagram of an algorithm flow of another payment method according to an embodiment of the present invention;

[0036] Fig. 9 is a structural block diagram of a payment device according to an embodiment of the present invention;

[0037] Fig.10 It is a schematic diagram of the hardware structure of a computer device according to an embodiment of the present invention. DETAILED DESCRIPTION

[0038] In order to make the purpose, technical solution and advantages of the embodiments of the present invention clearer, the technical solution in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those skilled in the art without creative work are within the scope of protection of the present invention.

[0039] The embodiment of the present invention is applicable to the scenario where users need to stop and make mobile payments when entering and exiting paid places, taking parking lots as an example. In the related art, a payment APP (Application) is pre-installed on the vehicle side. After the user parks the vehicle in the parking lot, the parking lot identification system identifies whether the parking lot to which the user belongs needs to be charged. If the parking lot to which the user belongs is a paid parking lot, the payment APP is started. When the user drives to the exit of the parking lot, the camera on the vehicle is used to scan the payment code at the exit, and then the payment APP is used to pay. At present, systems such as Apple CarPlay and Google Android Auto can project applications on mobile phones to the vehicle system through mobile phone mapping, which improves the intelligence of the vehicle. With the development of technology, the connection between mobile phones and vehicle machines is no longer limited to simple mapping, but has achieved a deeper level of integration. They allow mobile phones and vehicle machines to call each other's hardware, computing power and services to achieve richer application scenarios. Therefore, the embodiment of the present invention provides a payment method, which combines payment identification and mobile payment to achieve the effect of automatically completing mobile payment on the vehicle side.

[0040] According to an embodiment of the present invention, a payment method embodiment is provided. It should be noted that the steps shown in the flowchart of the accompanying drawings can be executed in a computer system such as a set of computer executable instructions, and although a logical order is shown in the flowchart, in some cases, the steps shown or described can be executed in an order different from that shown here.

[0041] In this embodiment, a payment method is provided, which can be used in a controller of a car. Figure 1 is a flow chart of a payment method according to an embodiment of the present invention. Figure 1 As shown, the process includes the following steps:

[0042] Step S101, when the payment mode of the vehicle is turned on, a payment instruction is generated.

[0043] Specifically, in the embodiment of the present invention, the terminal device is preliminarily connected to the vehicle computer according to different terminal device interconnection protocols to complete the interconnection and projection, and the terminal device application is transferred to the vehicle computer end, wherein the vehicle computer end includes the vehicle computer, instrument and other plug-in terminals that support interconnection, and the vehicle computer end is deployed with 360 panoramic cameras and other image acquisition devices that support code scanning, the terminal device includes mobile terminals such as mobile phones and tablets that support interconnection, and the application includes WeChat, Alipay and other payment applications that support online payment. Figure 2 As shown, the vehicle terminal of the embodiment of the present invention includes an interconnection module, a payment module, an information module and an authentication module. Among them, the interconnection module includes various computing power service units (such as computing power sharing services, application flow services, etc.) and communication units (such as USB (Universal Serial Bus), WiFi, etc.), etc., which are used to transfer device-side applications to the vehicle terminal; the payment module includes a QR code recognition unit, a video processing unit, etc., which are used to realize the call of the camera and the control of the mobile payment process; the information module is used to store vehicle and user information, including vehicle configuration, license plate number, user personal information, etc.; the authentication module realizes personal identity authentication, such as calling the camera in the car.

[0044] In some optional implementations, the embodiments of the present invention take Huawei mobile phones as mobile terminals, the corresponding HiCar as the interconnection protocol, WeChat as a payment application, and a 360 panoramic camera as a scanning device as an example. Figure 3 As shown in the figure, the interconnection module of the car machine broadcasts data according to the HiCar protocol. After the Huawei mobile phone scans the broadcast data, it initiates an interconnection request. If it is the first connection, the mobile phone pops up a window to confirm the pairing code. Enter the pairing code displayed on the car machine on the mobile phone interface. After pairing, the interconnection is completed. The interconnection module transfers the WeChat flow on the mobile phone to the car machine. When the vehicle's payment mode is turned on, the payment module generates a payment instruction and starts the mobile payment process.

[0045] Step S102, determining a target identifier according to the payment instruction, and sending the target identifier to a payment application, wherein the payment application is pre-connected and mapped to the vehicle.

[0046] Specifically, in an embodiment of the present invention, the car calls the 360-degree panoramic camera to collect video around the car body according to the payment instruction, and scans the payment logo during the video collection process. Taking the QR code posted at the entrance of the parking lot as an example, when the 360-degree panoramic camera collects video, it can automatically identify the QR code and send the identified QR code to WeChat that is pre-connected and mapped to the vehicle. WeChat then activates the scanning function to scan the QR code. In general, the license plate number input interface can pop up directly after scanning the QR code. Because WeChat has been projected to the car computer, the scanned license plate number input interface can be directly displayed on the display screen of the car computer.

[0047] In some optional implementations, the embodiments of the present invention set the priority of the car's call to the on-board camera to: paid applications > panoramic images > entertainment functions such as photo or video recording, which can avoid the situation where the camera has been called when mobile payment is required and automatic mobile payment cannot be achieved.

[0048] Step S103, obtaining the license plate number information, and sending the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identification and the license plate number information by the payment application.

[0049] Specifically, in an embodiment of the present invention, the payment module can directly obtain relevant information of the information module, such as obtaining pre-stored license plate information, and sending the license plate information to WeChat. If there is no license plate information, a null value is transmitted. Before entering the license plate number, WeChat first determines the integrity of the license plate number, such as determining the length of the license plate number. If it is complete, the license plate number is imported with one click. If it is null, the user needs to manually enter the license plate information on the display screen interface. After entering the license plate number, enter the payment interface. At this time, it is necessary to determine whether WeChat has enabled password-free payment. If enabled, the payment is automatically completed, the mobile payment process is completed, the gate pole of the parking lot is automatically opened, and the user can start car communication. If the password-free payment is not enabled, it is necessary to select face payment or password payment according to the WeChat payment settings. This process does not require the user to operate the mobile phone, and the in-car camera is directly called, or it can be realized on the vehicle display screen interface. Therefore, the entire payment process basically does not require the user to operate the mobile phone, and the user only needs to park and wait for a while to complete the payment.

[0050] The payment method provided by the embodiment of the present invention determines the target identifier according to the generated payment instruction after the payment mode is turned on, and sends the target identifier to the payment application that is interconnected and mapped to the vehicle, obtains the license plate number information, and sends the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identifier and the license plate number information. The present invention combines identifier recognition and mobile payment to enable the vehicle to automatically recognize the payment identifier and complete the payment on the vehicle-side interface, meeting the user's needs to complete the parking fee payment without opening the window or picking up the mobile phone, shortening the parking payment time, and improving the user's convenience and experience of using the car.

[0051] In this embodiment, a payment method is provided, which can be used in a controller of a car. Figure 4 is a flow chart of a payment method according to an embodiment of the present invention. Figure 4 As shown, the process includes the following steps:

[0052] Step S401, detect whether the payment function button of the vehicle is triggered. If it is triggered, the payment mode is turned on; if there is no payment function button, obtain the payment call instruction of the payment application, and turn on the payment mode according to the payment call instruction.

[0053] Specifically, in an embodiment of the present invention, a payment function is added to the existing buttons of the car in advance, and a payment function button is provided for the user. By detecting whether the payment function button of the vehicle is triggered, if it is triggered, the payment mode is turned on. For example, a customized shortcut is provided for the button on the steering wheel. After the user sets it on the vehicle computer, when the user presses the corresponding button, the steering wheel controller sends the instruction of the button press to the vehicle computer controller through a LIN signal. After the vehicle computer receives the instruction of the corresponding button, the payment mode is turned on. Alternatively, a chart is set on the vehicle display screen, and the screen click is used as the trigger source for turning on the payment mode. This is only an example and is not limited to this.

[0054] In some optional implementations, if there is no device function button, the user can trigger the WeChat scanning function through WeChat on the vehicle terminal, and WeChat generates a payment scheduling instruction (QR code scanning notification) and sends it to the payment module through the interconnection module to start the payment mode. Figure 5 As shown, after the payment module receives the payment call instruction, it generates a payment instruction according to the payment call instruction, then calls the camera to perform QR code recognition according to the payment instruction, and sends the extracted QR code to the WeChat application through the interconnection module. At the same time, the vehicle-side device information is sent to the WeChat application. WeChat scans the QR code information and automatically fills in the license plate number information in turn to complete the payment.

[0055] Step S402: When the payment mode of the vehicle is turned on, a payment instruction is generated. Figure 1 Step S101 of the illustrated embodiment will not be described in detail here.

[0056] Step S403, determining a target identifier according to the payment instruction, and sending the target identifier to a payment application, wherein the payment application is pre-connected and mapped to the vehicle.

[0057] Specifically, the above step S403 includes:

[0058] Step S4031: Generate a first scanning instruction according to the payment instruction, and send the first scanning instruction to the payment application.

[0059] Specifically, in an embodiment of the present invention, the vehicle-side payment module generates a first scanning instruction according to the payment instruction, and sends the first scanning instruction to WeChat through the interconnection module, notifying WeChat that the scanning function needs to be started.

[0060] Step S4032, obtaining a second scanning instruction generated by the payment application after triggering the scanning function according to the first scanning instruction, and controlling the external camera of the vehicle to collect video according to the second scanning instruction.

[0061] Specifically, in the embodiment of the present invention, WeChat generates a second scanning instruction after starting the scanning function, and sends the second scanning instruction to the payment module through the interconnection module to notify the payment module that the scanning preparation has been completed. At this time, the payment module calls the 360 ​​panoramic camera and controls the 360 ​​panoramic camera to collect video around the vehicle body.

[0062] Step S4033, performing payment identification on the obtained video information, and determining the number of payment identifications identified.

[0063] Specifically, in the embodiment of the present invention, the payment module performs QR code recognition on the collected video information, but multiple QR code images may be posted at the exit of the parking lot, so the number of recognized payment logos needs to be determined.

[0064] Step S4034: if the number of payment identifiers is one, the payment identifier is used as the target identifier; if the number of payment identifiers is multiple, the target identifier is determined according to the selection result of the user among the multiple payment identifiers.

[0065] Specifically, in an embodiment of the present invention, if there is only one QR code image at the parking lot exit, the identified QR code information is directly sent to WeChat as the target identifier, and WeChat directly scans the received QR code, and after scanning, the license plate number input interface is displayed on the vehicle display screen.

[0066] In some optional implementations, if there are multiple QR code images at the parking lot exit, the vehicle terminal can recognize multiple QR codes and display the multiple QR codes on the vehicle terminal display screen, such as Figure 6The user manually selects and uses the QR code selected by the user as the target identifier, and sends the selected QR code to WeChat. WeChat directly scans the received QR code, and after scanning, the license plate number input interface is displayed on the car display.

[0067] Step S404: Acquire the license plate number information and send the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target logo and the license plate number information by the payment application. Figure 1 Step S103 of the illustrated embodiment will not be described in detail here.

[0068] The payment method provided by the embodiment of the present invention determines the target identifier according to the generated payment instruction after the payment mode is turned on, and sends the target identifier to the payment application that is interconnected and mapped to the vehicle, obtains the license plate number information, and sends the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identifier and the license plate number information. The present invention combines identifier recognition and mobile payment to enable the vehicle to automatically recognize the payment identifier and complete the payment on the vehicle-side interface, meeting the user's needs to complete the parking fee payment without opening the window or picking up the mobile phone, shortening the parking payment time, and improving the user's convenience and experience of using the car.

[0069] In this embodiment, a payment method is provided, which can be used in a controller of a car. Figure 6 is a flow chart of a payment method according to an embodiment of the present invention. Figure 7 As shown, the process includes the following steps:

[0070] Step S701: When the payment mode of the vehicle is turned on, a payment instruction is generated. Figure 4 Step S402 of the illustrated embodiment will not be described in detail here.

[0071] Step S702: determine the target identifier according to the payment instruction, and send the target identifier to the payment application, where the payment application is pre-connected and mapped to the vehicle. Figure 4 Step S403 of the illustrated embodiment will not be described in detail here.

[0072] Step S703, obtaining the license plate number information, and sending the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identification and the license plate number information by the payment application.

[0073] Specifically, the above step S703 includes:

[0074] Step S7031, obtaining the pre-stored license plate number information and the in-vehicle camera configuration information, and sending the pre-stored license plate number information and the in-vehicle camera configuration information to the payment application.

[0075] Specifically, in the embodiment of the present invention, when the user enters the license plate number for the first time, it can be determined whether to store the license plate number information according to the user's wishes. If the user authorizes, it is stored, and if the user does not authorize, it is not stored. When WeChat receives the QR code and scans it, it will enter the license plate number input interface. The payment module obtains the pre-stored license plate number information through the information module and sends the license plate number information to WeChat. WeChat imports the license plate number with one click.

[0076] In some optional implementations, the payment module of the embodiment of the present invention obtains the in-vehicle camera configuration information of the information module, and then synchronously sends the in-vehicle configuration information to WeChat when sending the license plate number information.

[0077] Step S7032: If the pre-stored license plate number information is incomplete, the license plate number information input by the user is obtained, and the input license plate number information is sent to the payment application.

[0078] Specifically, in the embodiment of the present invention, WeChat will determine whether the received license plate number information is complete. If it is incomplete, it will remind the user to enter the license plate number on the display interface. Figure 6 As shown, the user enters the license plate number on the license plate number input interface of the vehicle computer, the vehicle computer obtains the input license plate number information, and sends the license plate number information to WeChat, and WeChat fills the license plate number information into the input interface.

[0079] Step S7033, when the payment application fills in the pre-stored license plate number information or the input license plate number information into the input interface of the scanning result, and determines whether the vehicle has an in-vehicle camera based on the in-vehicle camera configuration information, it determines whether to use facial payment for payment based on the user selection result.

[0080] Specifically, in the embodiment of the present invention, Figure 8 As shown in the figure, after entering the license plate number and entering the payment interface, WeChat will determine whether to enable password-free payment. If enabled, payment will be completed automatically. If not, WeChat will determine whether the vehicle has an in-car camera based on the in-car camera configuration information obtained. If the vehicle is equipped with an in-car camera, a pop-up window will prompt the user whether to use face payment. The user will determine whether to use face payment based on the user's selection result, and the selection result will be memorized. The next payment can be executed directly based on the user's selection result.

[0081] In some optional implementations, the above step S7033 includes:

[0082] Step a1: If facial payment is used, the camera in the car is controlled to perform facial recognition, and the facial recognition result is sent to the payment application, so that the payment application can make payment through identity verification.

[0083] Specifically, in an embodiment of the present invention, if it is determined to use facial payment, WeChat sends a permission request for the in-car camera to the payment module. The payment module calls the in-car camera for facial recognition, and after completing facial collection, it sends it to WeChat. WeChat performs identity verification based on the facial recognition result, and completes the payment after the verification passes.

[0084] Step a2: If facial payment is not used, or the payment application determines that the vehicle does not have an in-car camera, the password information entered by the user is obtained and sent to the payment application so that the payment application can make payment through password verification.

[0085] Specifically, in the embodiment of the present invention, if there is no camera in the car, or the user chooses not to use face payment, the password input interface is displayed on the display interface, such as Figure 6 As shown, after the user enters the password, the password information is sent to WeChat, which performs payment verification based on the password and completes the payment after successful verification.

[0086] The payment method provided by the embodiment of the present invention determines the target identifier according to the generated payment instruction after the payment mode is turned on, and sends the target identifier to the payment application that is interconnected and mapped to the vehicle, obtains the license plate number information, and sends the license plate number information to the payment application, so that the payment application pays according to the scanning result of the target identifier and the license plate number information. The present invention combines identifier recognition and mobile payment to enable the vehicle to automatically recognize the payment identifier and complete the payment on the vehicle-side interface, meeting the user's needs to complete the parking fee payment without opening the window or picking up the mobile phone, shortening the parking payment time, and improving the user's convenience and experience of using the car.

[0087] In this embodiment, a payment device is also provided, which is used to implement the above embodiments and preferred implementations, and the descriptions that have been made will not be repeated. As used below, the term "module" can be a combination of software and / or hardware that implements a predetermined function. Although the devices described in the following embodiments are preferably implemented in software, the implementation of hardware, or a combination of software and hardware, is also possible and conceivable.

[0088] This embodiment provides a payment device, such as Fig. 9 As shown, including:

[0089] The instruction generation module 901 is used to generate a payment instruction when the payment mode of the vehicle is turned on.

[0090] The identification scanning module 902 is used to determine the target identification according to the payment instruction and send the target identification to the payment application, wherein the payment application is pre-connected and mapped to the vehicle.

[0091] The contactless payment module 903 is used to obtain preset license plate number information and send the preset license plate number information to the payment application, so that the payment application pays according to the scanning result of the payment application on the target logo and the preset license plate number information.

[0092] In some optional embodiments, the device also includes: a mode activation module, which is used to detect whether the payment function button of the vehicle is triggered. If it is triggered, the payment mode is activated; if there is no payment function button, the payment call instruction of the payment application is obtained, and the payment mode is activated according to the payment call instruction.

[0093] In some optional implementations, the identification scanning module 902 includes:

[0094] The first instruction generating unit is used to generate a first scanning instruction according to the payment instruction, and send the first scanning instruction to the payment application.

[0095] The second instruction generating unit is used to obtain the second scanning instruction generated by the payment application after the scanning function is triggered according to the first scanning instruction, and control the external camera of the vehicle to collect video according to the second scanning instruction.

[0096] The payment identification unit is used to identify the payment identification of the obtained video information and determine the number of the identified payment identifications.

[0097] The payment identification determination unit is used to use the payment identification as the target identification if the number of payment identifications is one; if the number of payment identifications is multiple, determine the target identification according to the selection result of the user among the multiple payment identifications.

[0098] In some optional implementations, the touchless payment module 903 includes:

[0099] The first license plate number acquisition unit is used to acquire pre-stored license plate number information and in-vehicle camera configuration information, and send the pre-stored license plate number information and in-vehicle camera configuration information to the payment application.

[0100] The second license plate number obtaining unit is used to obtain the license plate number information input by the user if the pre-stored license plate number information is incomplete, and send the input license plate number information to the payment application.

[0101] The payment mode selection unit is used to determine whether to use facial payment for payment based on the user selection result when the payment application fills in the pre-stored license plate number information or the input license plate number information into the input interface of the scanning result, and determines that the vehicle has an in-vehicle camera based on the in-vehicle camera configuration information.

[0102] In some optional implementations, the payment mode selection unit includes:

[0103] The face payment subunit is used to control the camera in the car to perform face recognition if face payment is used, and send the face recognition result to the payment application so that the payment application can make payment through identity verification.

[0104] The password payment subunit is used to obtain the password information entered by the user and send the password information to the payment application if face payment is not used or the payment application determines that the vehicle does not have an in-vehicle camera, so that the payment application can make payment through password verification.

[0105] The further functional description of each of the above modules and units is the same as that of the above corresponding embodiments and will not be repeated here.

[0106] The payment device in this embodiment is presented in the form of a functional unit, where the unit refers to an ASIC (Application Specific Integrated Circuit) circuit, a processor and memory that executes one or more software or fixed programs, and / or other devices that can provide the above functions.

[0107] The embodiment of the present invention also provides a computer device having the above Fig. 9 Payment device shown.

[0108] See also Fig.10 , Fig.10 is a schematic diagram of the structure of a computer device provided by an optional embodiment of the present invention, such as Fig.10 As shown, the computer device includes: one or more processors 10, a memory 20, and interfaces for connecting various components, including high-speed interfaces and low-speed interfaces. Various components are connected to each other using different buses for communication, and can be installed on a common mainboard or installed in other ways as needed. The processor can process the instructions executed in the computer device, including instructions stored in or on the memory to display the graphical information of the GUI on an external input / output device (such as, a display device coupled to the interface). In some optional embodiments, if necessary, multiple processors and / or multiple buses can be used together with multiple memories and multiple memories. Similarly, multiple computer devices can be connected, and each device provides some necessary operations (for example, as a server array, a group of blade servers, or a multi-processor system). Fig.10 A processor 10 is taken as an example.

[0109] The processor 10 may be a central processing unit, a network processor or a combination thereof. The processor 10 may further include a hardware chip. The hardware chip may be a dedicated integrated circuit, a programmable logic device or a combination thereof. The programmable logic device may be a complex programmable logic device, a field programmable gate array, a general purpose array logic or any combination thereof.

[0110] The memory 20 stores instructions executable by at least one processor 10, so that the at least one processor 10 executes the method shown in the above embodiment.

[0111] The memory 20 may include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application required for at least one function; the data storage area may store data created according to the use of the computer device, etc. In addition, the memory 20 may include a high-speed random access memory, and may also include a non-transient memory, such as at least one disk storage device, a flash memory device, or other non-transient solid-state storage device. In some optional embodiments, the memory 20 may optionally include a memory remotely arranged relative to the processor 10, and these remote memories may be connected to the computer device via a network. Examples of the above-mentioned network include, but are not limited to, the Internet, an intranet, a local area network, a mobile communication network, and combinations thereof.

[0112] The memory 20 may include a volatile memory, such as a random access memory; the memory may also include a non-volatile memory, such as a flash memory, a hard disk or a solid state drive; the memory 20 may also include a combination of the above types of memory.

[0113] The computer device further comprises a communication interface 30 for the computer device to communicate with other devices or a communication network.

[0114] The embodiment of the present invention also provides a computer-readable storage medium. The method according to the embodiment of the present invention can be implemented in hardware, firmware, or can be implemented as a computer code that can be recorded in a storage medium, or can be implemented as a computer code that is originally stored in a remote storage medium or a non-temporary machine-readable storage medium and will be stored in a local storage medium through a network download, so that the method described herein can be stored in such software processing on a storage medium using a general-purpose computer, a dedicated processor, or programmable or dedicated hardware. Among them, the storage medium can be a magnetic disk, an optical disk, a read-only storage memory, a random access memory, a flash memory, a hard disk or a solid-state hard disk, etc.; further, the storage medium can also include a combination of the above types of memories. It can be understood that a computer, a processor, a microprocessor controller, or programmable hardware includes a storage component that can store or receive software or computer code. When the software or computer code is accessed and executed by a computer, a processor, or hardware, the method shown in the above embodiment is implemented.

[0115] A part of the present invention may be applied as a computer program product, such as a computer program instruction, which, when executed by a computer, can call or provide the method and / or technical solution according to the present invention through the operation of the computer. Those skilled in the art should understand that the existence of the computer program instruction in a computer-readable medium includes, but is not limited to, a source file, an executable file, an installation package file, etc., and accordingly, the way in which the computer program instruction is executed by the computer includes, but is not limited to: the computer directly executes the instruction, or the computer compiles the instruction and then executes the corresponding compiled program, or the computer reads and executes the instruction, or the computer reads and installs the instruction and then executes the corresponding installed program. Here, the computer-readable medium may be any available computer-readable storage medium or communication medium accessible to the computer.

[0116] The embodiment of the present invention further provides a vehicle, such as Figure 2 As shown, it includes: an interconnection module for interconnecting the vehicle and the terminal device and mapping the payment application of the terminal device to the vehicle; a payment module for executing the above Figure 1 , Figure 4 or Figure 7 The payment method shown; an information module for storing license plate information; an authentication module, including an in-vehicle camera, for face recognition.

[0117] Although the embodiments of the present invention have been described in conjunction with the accompanying drawings, those skilled in the art may make various modifications and variations without departing from the spirit and scope of the present invention, and such modifications and variations are all within the scope defined by the appended claims.

Claims

1. A payment method, characterized in that: The method comprises: When the payment mode of the vehicle is turned on, a payment instruction is generated; Determining a target identifier according to the payment instruction, and sending the target identifier to a payment application, wherein the payment application is pre-interconnected and mapped to the vehicle; The license plate number information is obtained and sent to the payment application, so that the payment application pays according to the scanning result of the target identification and the license plate number information by the payment application.

2. The method according to claim 1, characterized in that Before the vehicle's payment mode is turned on, it also includes: Detecting whether a payment function button of the vehicle is triggered, and if triggered, turning on the payment mode; If there is no payment function button, a payment calling instruction of the payment application is obtained, and the payment mode is turned on according to the payment calling instruction.

3. The method according to claim 1, characterized in that The determining of the target identifier according to the payment instruction includes: generating a first scanning instruction according to the payment instruction, and sending the first scanning instruction to the payment application; Obtaining a second scanning instruction generated by the payment application after triggering a scanning function according to the first scanning instruction, and controlling an external camera of the vehicle to collect video according to the second scanning instruction; Perform payment identification on the obtained video information, and determine the number of payment identifications identified; If the number of the payment identifier is one, the payment identifier is used as the target identifier; if the number of the payment identifier is multiple, the target identifier is determined according to the selection result of the user among the multiple payment identifiers.

4. The method according to claim 1, characterized in that The obtaining of the license plate number information and sending the license plate number information to the payment application so that the payment application pays according to the scanning result of the target identifier and the license plate number information by the payment application, includes: Acquire pre-stored license plate number information and in-vehicle camera configuration information, and send the pre-stored license plate number information and the in-vehicle camera configuration information to the payment application; If the pre-stored license plate number information is incomplete, obtaining the license plate number information input by the user, and sending the input license plate number information to the payment application; When the payment application fills the pre-stored license plate number information or the input license plate number information into the input interface of the scanning result, and determines that the vehicle has an in-vehicle camera based on the in-vehicle camera configuration information, it determines whether to use facial payment for payment based on the user selection result.

5. The method according to claim 4, characterized in that Determining whether to use face payment for payment according to the user selection result includes: If face payment is used, the in-car camera is controlled to perform face recognition, and the face recognition result is sent to the payment application, so that the payment application performs payment through identity verification; If facial payment is not used, or the payment application determines that the vehicle does not have an in-car camera, the password information entered by the user is obtained and the password information is sent to the payment application so that the payment application can make payment through password verification.

6. A payment device, characterized in that: The device comprises: An instruction generation module, used to generate a payment instruction when the payment mode of the vehicle is turned on; an identification scanning module, for determining a target identification according to the payment instruction, and sending the target identification to a payment application, the payment application being pre-interconnected and mapped to the vehicle; The contactless payment module is used to obtain preset license plate number information and send the preset license plate number information to the payment application, so that the payment application pays according to the scanning result of the target logo and the preset license plate number information by the payment application.

7. A computer device, characterized in that: include: A memory and a processor, wherein the memory and the processor are communicatively connected to each other, the memory stores computer instructions, and the processor executes the payment method according to any one of claims 1 to 5 by executing the computer instructions.

8. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores computer instructions, and the computer instructions are used to enable a computer to execute the payment method according to any one of claims 1 to 5.

9. A computer program product, characterized in that The method comprises computer instructions for causing a computer to execute the payment method according to any one of claims 1 to 5.

10. A vehicle, characterized in that: include: An interconnection module, used to interconnect the vehicle and the terminal device, and map the payment application of the terminal device to the vehicle; A payment module, configured to execute the payment method according to any one of claims 1 to 5; An information module, used to store license plate number information; Authentication module, including in-vehicle camera, for face recognition.

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