Virtual transaction system for Internet project

Abstract

The invention belongs to the technical field of internet, and particularly relates to a virtual transaction system for internet projects, which introduces a virtual transaction module, allows a user to virtually subscribe an investment project through mobile terminal equipment, and completes virtual delivery of the project. The process evaluates the earnings based on the real transaction data of the project, the earnings are submitted to the virtual account of the user in the form of virtual currency, and the virtual transaction does not affect the actual inventory quantity. Through the mode, the user can experience an operation process and revenue return like a real transaction under the condition that actual investment is not made, and the quality and efficiency of investment decision making are remarkably improved. Meanwhile, the virtual transaction uses real transaction data, so that the actual situation of the market can be reflected more accurately, the user is helped to better understand and evaluate potential investment risks, and the possibility of investment decision errors is reduced.

Description

Technical Field

[0001] The invention belongs to the technical field of Internet, and in particular relates to a virtual transaction system for Internet projects. Background Art

[0002] In the current Internet investment environment, investors are faced with information asymmetry and high risk. Existing investment projects usually lack transparency, and the real returns of the projects are difficult to evaluate, which makes investors face greater uncertainty when making decisions. Traditional trading platforms provide limited information, mainly focusing on historical performance and financial statements. These static data cannot fully reflect the real-time operating status and potential risks of the project.

[0003] In addition, existing platforms generally lack an effective simulated trading environment that allows investors to experience real market conditions before investing actual funds. Even if some platforms provide a certain degree of simulation functions, they are often based on hypothetical data rather than real trading data, resulting in a large deviation between the simulation results and the actual situation, and cannot provide investors with accurate investment guidance.

[0004] Specifically, an important problem in the existing technology is the lack of a mechanism that allows users to use real transaction data to conduct virtual subscription and profit evaluation without reducing actual inventory. This lack makes it difficult for investors to conduct a comprehensive and accurate pre-evaluation of potential investment projects without actual investment risks, thereby increasing the risk and uncertainty of investment decisions. Summary of the invention

[0005] The purpose of the present invention is to provide a virtual trading system for Internet projects, which not only solves the problems of information asymmetry and inaccurate simulation in the prior art, but also provides users with a safe and reliable simulation environment, which helps to improve the transparency and healthy development of the entire investment market.

[0006] To achieve the above purpose, the present invention adopts the following technical solution: a virtual trading system for Internet projects, comprising:

[0007] The project access module receives access applications from project parties, integrates past and operational data, and accesses the platform port;

[0008] The platform's initial screening module estimates the project's payback period and profitability, and screens out projects that do not meet expected returns;

[0009] The virtual transaction module allows users to virtually subscribe to investment projects through mobile terminal devices, complete virtual project delivery, evaluate the benefits based on actual transactions, and transfer them to the user's virtual account in the form of virtual currency. Virtual transactions do not affect the actual inventory quantity. The virtual transaction module is also used to isolate real data and virtual transaction processes.

[0010] Preferably, it also includes: a project pool module for storing the screened qualified projects, displaying relevant information, and supporting users to view the real transaction data and income of the projects, and assisting users to make investment decisions based on virtual transaction experience

[0011] Preferably, it also includes: a project purchasing module for executing project purchasing, injecting funds, and setting a cooling-off period for the selected projects and funds.

[0012] Preferably, it also includes: a co-managed account module, which is used to store the funds and the deposit provided by the project party to ensure the safety of users' funds during the cooling-off period.

[0013] Preferably, it also includes: a profit distribution module, which is used to distribute profits to the project party, users and platform party according to the preset amount when the cooling-off period ends or the user actively terminates, so as to realize the benefit sharing mechanism.

[0014] Preferably, it also includes: a risk control module for monitoring data changes during project operation, issuing early warning prompts when abnormal data is monitored, and can stop project display and freeze accounts to protect the rights and interests of users and platforms.

[0015] Preferably, it also includes: a real-time monitoring and data analysis module for continuously analyzing project data, providing real-time operation status updates and abnormal warnings, and assisting users in making more informed investment decisions.

[0016] Preferably, it also includes: a withdrawal review module, which is used to review the user's withdrawal request and transfer funds according to the withdrawal account provided by the user, to ensure a smooth actual realization process of virtual income and at the same time ensure the security of fund flow.

[0017] Preferably, it also includes: a contract management module for supporting the online contract agreement signing function and the electronic contract query function to ensure the legality and security of all transactions and provide a legal basis for withdrawal review.

[0018] Preferably, it also includes: an activity management module for supporting the setting and execution of limited purchase activities, welfare product activities, and flash sale activities, promoting the activity of virtual transactions, and increasing the overall traffic and revenue of the platform.

[0019] Technical effects and advantages of the present invention: Compared with the prior art, the virtual transaction system for Internet projects proposed by the present invention has the following advantages:

[0020] The present invention introduces a virtual transaction module, which allows users to virtually subscribe to investment projects through mobile terminal devices and complete virtual delivery of projects. This process evaluates the benefits based on the real transaction data of the project, and transfers the benefits to the user's virtual account in the form of virtual currency, and the virtual transaction does not affect the actual inventory quantity. In this way, users can experience the operation process and return of benefits like real transactions without making actual investments, which significantly improves the quality and efficiency of investment decisions. At the same time, since virtual transactions use real transaction data, they can more accurately reflect the actual situation of the market, help users better understand and evaluate potential investment risks, and thus reduce the possibility of investment decision-making errors. The virtual trading system provided by the present invention not only solves the problems of information asymmetry and inaccurate simulation in the prior art, but also provides users with a safe and reliable simulation environment, which helps to improve the transparency and healthy development of the entire investment market. BRIEF DESCRIPTION OF THE DRAWINGS

[0021] Figure 1 A block diagram of a virtual trading system for Internet projects provided by the present invention.

[0022] Figure 2 This is an application flow chart of the virtual transaction system for Internet projects provided by the present invention. DETAILED DESCRIPTION

[0023] The following will be combined with the accompanying drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are only part of the embodiments of the present invention, rather than all the embodiments. The specific embodiments described herein are only used to explain the present invention and are not used to limit the present invention. Based on the embodiments in the present invention, all other embodiments obtained by ordinary technicians in this field without making creative work are within the scope of protection of the present invention.

[0024] The present invention provides a virtual trading system for Internet projects, such as Figure 1 As shown, it includes: project access module, platform initial screening module, virtual transaction module, project pool module, project purchase module, etc.

[0025] The present invention introduces a virtual transaction module, which allows users to virtually subscribe to investment projects through mobile terminal devices and complete virtual delivery of projects. This process evaluates the benefits based on the real transaction data of the project, and transfers the benefits to the user's virtual account in the form of virtual currency, and the virtual transaction does not affect the actual inventory quantity. In this way, users can experience the operation process and return of benefits like real transactions without making actual investments, which significantly improves the quality and efficiency of investment decisions. The details are as follows:

[0026] In this embodiment, the project access module receives the access application submitted by the project party, integrates the past and operational data, and accesses the platform port;

[0027] In this embodiment, the platform's initial screening module estimates the payback period and profitability of the project, and screens out projects that do not meet the expected returns;

[0028] In this embodiment, the virtual transaction module allows users to virtually subscribe to investment projects through mobile terminal devices, complete virtual delivery of projects, evaluate returns based on actual transactions, and transfer them to the user's virtual account in the form of virtual currency. Virtual transactions do not affect actual inventory quantities.

[0029] Furthermore, the virtual transaction module is also used for real data isolation and virtual transaction process isolation;

[0030] Technical access and isolation of real data: Real-time docking is achieved through the interface of actual project and revenue data to ensure that the target data of virtual transactions are real. However, the revenue information generated by virtual transactions is isolated through data isolation and process isolation to ensure that the data is distinguished from the real transaction environment data, so that it is not affected by virtual transaction records in the audit, finance, withdrawal and other processes.

[0031] Process isolation of virtual transactions: Use real targets and the logic of virtual transactions to carry out purchases, payments, delivery, profit withdrawals, approvals, payments, and other processes, and technically isolate each process from the process links of the real transaction environment. The front-end and back-end interfaces and databases are isolated in the virtual transaction environment and the real transaction environment to prevent them from affecting the main business process.

[0032] In this embodiment, the project pool module is used to store the screened qualified projects, display relevant information, and support users to view the real transaction data and income of the projects, assisting users to make investment decisions based on the virtual transaction experience.

[0033] In this embodiment, the project purchase module is used to execute project purchase, inject funds, and set a cooling-off period for the selected projects and funds.

[0034] In this embodiment, the co-managed account module is used to store the funds and the deposit provided by the project party to ensure the safety of the user's funds during the cooling-off period.

[0035] In this embodiment, the profit distribution module is used to distribute profits to the project party, the user and the platform party according to the preset amount when the cooling-off period ends or the user actively terminates it, thereby realizing a profit sharing mechanism.

[0036] In this embodiment, the risk control module is used to monitor data changes during the project operation process, issue an early warning when abnormal data is detected, and can stop project display and freeze accounts to protect the rights and interests of users and platforms.

[0037] In this embodiment, the real-time monitoring and data analysis module is used to continuously analyze project data, provide real-time operation status updates and abnormal warnings, and assist users in making more informed investment decisions.

[0038] In this embodiment, the withdrawal review module is used to review the user's withdrawal request and transfer funds according to the withdrawal account provided by the user, ensuring a smooth actual realization process of virtual income while ensuring the security of fund flow.

[0039] In this embodiment, the contract management module is used to support the online contract agreement signing function and the electronic contract query function to ensure the legality and security of all transactions and provide a legal basis for withdrawal review.

[0040] In this embodiment, the activity management module is used to support the setting and execution of limited purchase activities, welfare product activities, and flash sale activities, promote the activity of virtual transactions, and increase the overall traffic and revenue of the platform.

[0041] The present invention introduces a virtual transaction module, which allows users to virtually subscribe to investment projects through mobile terminal devices and complete virtual delivery of projects, as follows:

[0042] like Figure 2 As shown, the mobile terminal APP or mini program displays the optional investment projects and accesses the real transaction data of the project. Users can view the transaction data and income (real transaction data) on the mobile terminal device and virtually subscribe to the corresponding investment project on the mobile terminal to complete the virtual delivery of the project. The platform evaluates the income based on the actual transaction and transfers it to the virtual account of the virtual purchaser in the form of virtual currency. To ensure the authenticity of the data, virtual transactions do not reduce actual inventory. After the experience, investors determine whether to make actual investment in the project based on the virtual income. After confirming the transaction, they can complete the investment purchase on the mobile terminal.

[0043] Figure 2 In the project pool, it is the collection place of all projects.

[0044] Project party: responsible for delivering products to the platform and obtaining revenue sharing from the platform.

[0045] User: can earn income by purchasing products, and the income can be synchronized to the virtual user account in the form of virtual currency.

[0046] Virtual User: Helps users conduct transactions and manage revenue.

[0047] Platform: Acts as an intermediary, connecting project parties and users, handling product delivery and purchase, and profit distribution.

[0048] Revenue synchronization: Users earn revenue by purchasing products, and these revenues can be synchronized to virtual user accounts in the form of virtual currency.

[0049] Profit withdrawal: Profits in virtual user accounts can be withdrawn.

[0050] Regulatory benefits: The platform supervises the entire transaction process and gains benefits from it.

[0051] Product delivery and purchase: The project party delivers the product to the platform, and users purchase the product through the platform.

[0052] Revenue sharing: There is a revenue sharing mechanism between the project owner and the platform.

[0053] Virtual transactions: Users can use virtual identities to conduct transactions. Such transactions will not affect the actual inventory quantity, but can reflect the actual benefits of real products.

[0054] Business model: Virtual identity is an innovative means of transaction. Before completing the actual transaction, the use of virtual identity transactions can quickly complete the transaction, experience real data such as product functions and profit returns, provide support for the next step of real transactions, and facilitate the platform to better complete transactions.

[0055] In another embodiment, the virtual trading system also includes an automatic matching module, a data interface module, a capital flow control module, and a data desensitization module.

[0056] The automatic matching module is used to match project revenue data based on the big data system and automatically filter out abnormal data.

[0057] The data interface module provides a standard interface for IoT devices and non-IoT devices. The standard interface is used for device monitoring and data import.

[0058] The order data flow processing module is used for data connection between the enterprise side, the individual side and the platform side.

[0059] The fund flow control module is used to perform data analysis on the order flow based on the target algorithm, determine the fund flow status based on the analysis results, and supervise the account based on the fund flow status.

[0060] The data desensitization module is used to desensitize sensitive information in the data stream based on predefined sensitive words.

[0061] In the embodiment of the present application, the system has an automatic matching module that can match project revenue data based on the big data system and filter out abnormal values; provide a standardized data interface to support data docking between Internet of Things (IoT) devices and non-IoT devices; realize data docking between enterprises, individuals and platforms through an order data flow processing module; the capital flow control module analyzes order flow data based on a specific algorithm and monitors the account status accordingly; the data desensitization module ensures the security of sensitive information in the data flow.

[0062] In another embodiment, the virtual trading system further includes a real-time monitoring module, a data analysis module, and a purchaser interface;

[0063] The real-time monitoring module is used to support real-time connection between access devices and order data flows and the platform.

[0064] The data analysis module is used to continuously analyze project data and provide real-time operation status and abnormal warnings.

[0065] The purchaser interface is used to display project information, including project name, profit analysis results, and payback period.

[0066] In the embodiment of the present application, the system provides a real-time monitoring function and supports real-time connection between equipment and order data streams and the platform; the data analysis module continuously monitors project data and provides real-time operation status reports and abnormal warnings; the purchaser interface displays basic project information, including project name, profit analysis and payback period.

[0067] In another embodiment, the virtual trading system further includes a withdrawal review module and a project party income list module;

[0068] The project party income list module is used to display the project party's total equipment revenue, share, income and estimated cash withdrawal amount.

[0069] In the embodiment of the present application, the system includes a withdrawal review module, which reviews the withdrawal request of the purchaser and processes the fund transfer; the project party income list module displays the total equipment revenue, share ratio, income and estimated amount of cash withdrawal of the project party;

[0070] In another embodiment, the virtual trading system further includes a revenue statistics module.

[0071] The revenue statistics module is used to count the purchase revenue of the purchaser and display the purchase revenue by day, week, month, year or total.

[0072] In the embodiment of the present application, the income statistics module displays the purchase income of the purchaser by day, week, month, year or total; the contract management module supports online signing of contract agreements and saves electronic contracts for query.

[0073] In another embodiment, the virtual trading system further includes a system setting module and a permission management module.

[0074] The system settings module is used to execute the splash screen advertisement and / or home page carousel functions based on the administrator settings.

[0075] The authority management module is used to manage different purchasers and their corresponding authorities.

[0076] In the embodiment of the present application, the system setting module allows the administrator to configure the splash screen advertisements and the homepage carousel; the permission management module manages the roles and permissions of the purchasers to ensure that different users can only access the information within their permission range.

[0077] In another embodiment, the virtual transaction system further includes a product management module and a device management module.

[0078] The product management module is used to manage products on and off the shelves, set product labels, inventory and profit sharing ratios.

[0079] The device management module is used to provide management functions for device lists, device quantities and profit sharing ratios.

[0080] In the embodiment of the present application, the product management module is responsible for the management of product listing and delisting, setting product labels, inventory and profit sharing ratios; the equipment management module provides equipment list management, including the number of equipment and profit sharing ratios.

[0081] In another embodiment, the virtual transaction system further includes a purchaser management module and a financial management module.

[0082] The purchaser management module is used to maintain purchaser information, and to add tags to purchasers and / or view the purchaser's tag list.

[0083] The financial management module is used to process withdrawal audits and calculate project revenue.

[0084] In the embodiment of the present application, the purchaser management module maintains the purchaser information, allows adding tags and viewing the tag list; the financial management module handles withdrawal review and project party income statistics.

[0085] In another embodiment, the virtual transaction system further includes a distribution management module and a refund management module.

[0086] The distribution management module is used to set up product distribution mechanisms.

[0087] The refund management module is used to process refund applications from purchasers.

[0088] In the embodiment of the present application, the distribution management module supports the setting of the product distribution mechanism; the refund management module processes the refund application of the purchaser.

[0089] In another embodiment, the virtual trading system further includes a system management module:

[0090] System management module, used to support basic settings and maintenance of the system.

[0091] In the present application, the system can select to assemble all the modules in the above embodiments, or some of the modules, based on actual needs, such as assembling module to module, instead of assembling module to module. The specific assembly combinations are not described one by one here.

[0092] The method for virtual transaction of Internet projects in this embodiment has the following steps:

[0093] 1. Project access: The project party submits an access application. The system integrates the project party’s past data and operational data. The project data is connected to the platform port.

[0094] 2. Initial screening of the platform: The system estimates the payback period and profitability of the project based on past data. Projects that do not meet the expected returns are screened out (for example, the payback period exceeds the specified period or the profitability does not meet the preset standards).

[0095] 3. Project pool display: Qualified projects are stored in the project pool module. Display relevant information of qualified projects, including historical performance, operating status, etc. Support users to view the real transaction data and income of the project, and assist users in making investment decisions.

[0096] 4. Virtual transaction preparation: Users select and virtually subscribe to investment projects through mobile terminal devices (such as APP or mini-programs). After completing the virtual delivery of the project, the system evaluates the benefits based on the actual transaction data.

[0097] 5. Virtual account management: The system transfers the assessed income to the user's virtual account in the form of virtual currency. Virtual transactions do not affect the actual inventory quantity, ensuring the authenticity of the data.

[0098] 6. Project selection and capital injection: After the user decides to make an actual investment, the purchase operation is completed on the mobile terminal. Actual funds are injected, and a cooling-off period is set for the selected project and funds.

[0099] 7. Co-managed account management: The actual funds and the margin provided by the project party are stored in the co-managed account module to ensure the safety of users' funds during the cooling-off period.

[0100] 8. Profit distribution: After the cooling-off period ends or when the user actively terminates, the project party, user and platform party will be distributed profits according to the preset amount. A profit sharing mechanism is implemented to ensure the rights and interests of all parties.

[0101] 9. Risk control: Monitor data changes during project operation. Issue early warnings when abnormal data is detected. Stop project display and freeze accounts when necessary to protect the rights and interests of users and platforms.

[0102] 10. Real-time monitoring and data analysis: Continuously analyze project data, provide real-time operation status updates and abnormal warnings, assist users to make more informed investment decisions and ensure the effectiveness of risk control.

[0103] 11. Withdrawal review: Review the user's withdrawal request. Transfer funds according to the withdrawal account provided by the user to ensure a smooth actual cash flow of virtual income and the security of fund flow.

[0104] 12. Contract management: Support online contract agreement signing function. Provide electronic contract query function to ensure the legality and security of all transactions and provide a legal basis for withdrawal review.

[0105] 13. Activity management: Set up purchase limit activities, welfare product activities, flash sales activities, etc. to enhance user experience. Promote the activity of virtual transactions, increase the overall flow and revenue of the platform, and also provide users with more opportunities to participate in actual investment.

[0106] In summary, since the virtual transaction in the present invention uses real transaction data, it can more accurately reflect the actual situation of the market, help users better understand and evaluate potential investment risks, and thus reduce the possibility of investment decision-making errors. The virtual trading system provided by the present invention not only solves the problems of information asymmetry and inaccurate simulation in the prior art, but also provides users with a safe and reliable simulation environment, which helps to improve the transparency and healthy development of the entire investment market.

[0107] Finally, it should be noted that the above is only a preferred embodiment of the present invention and is not intended to limit the present invention. Although the present invention has been described in detail with reference to the aforementioned embodiments, it is still possible for those skilled in the art to modify the technical solutions described in the aforementioned embodiments or to make equivalent substitutions for some of the technical features therein. Any modifications, equivalent substitutions, improvements, etc. made within the spirit and principles of the present invention should be included in the protection scope of the present invention.

Claims

1. A virtual trading system for Internet projects, characterized in that: include: The project access module receives access applications from project parties, integrates past and operational data, and accesses the platform port; The platform's initial screening module estimates the project's payback period and profitability, and screens out projects that do not meet expected returns; The virtual trading module allows users to virtually subscribe to investment projects through mobile terminal devices, complete virtual project delivery, evaluate the returns based on actual transactions, and transfer them to the user's virtual account in the form of virtual currency. Virtual transactions do not affect the actual inventory quantity. The virtual transaction module is also used for isolating real data and virtual transaction processes.

2. A virtual trading system for Internet projects according to claim 1, characterized in that: Also includes: The project pool module is used to store screened qualified projects and display relevant information. It also supports users to view the real transaction data and earnings of the projects, and assists users in making investment decisions based on virtual trading experience.

3. A virtual trading system for Internet projects according to claim 2, characterized in that: Also includes: The project purchase module is used to execute project purchase, inject funds, and set a cooling-off period for the selected projects and funds.

4. A virtual trading system for Internet projects according to claim 3, characterized in that: Also includes: The co-managed account module is used to store the above funds and the margin provided by the project party to ensure the safety of users' funds during the cooling-off period.

5. A virtual trading system for Internet projects according to claim 4, characterized in that: Also includes: The profit distribution module is used to distribute profits to the project party, users and platform party according to the preset amount when the cooling-off period ends or the user actively terminates, thereby realizing a profit-sharing mechanism.

6. A virtual trading system for Internet projects according to claim 5, characterized in that: Also includes: The risk control module is used to monitor data changes during project operations. When abnormal data is detected, it will issue an early warning and stop project display and freeze accounts to protect the rights and interests of users and platforms.

7. A virtual trading system for Internet projects according to claim 6, characterized in that: Also includes: The real-time monitoring and data analysis module is used to continuously analyze project data, provide real-time operation status updates and abnormal warnings, and assist users in making more informed investment decisions.

8. A virtual trading system for Internet projects according to claim 7, characterized in that: Also includes: The withdrawal review module is used to review the user's withdrawal request and transfer funds according to the withdrawal account provided by the user, ensuring a smooth actual realization process of virtual income while ensuring the security of fund flow.

9. A virtual trading system for Internet projects according to claim 8, characterized in that: Also includes: The contract management module is used to support the online contract agreement signing function and the electronic contract query function to ensure the legality and security of all transactions and provide a legal basis for withdrawal review.

10. A virtual trading system for Internet projects according to claim 9, characterized in that: Also includes: The activity management module is used to support the setting and execution of limited purchase activities, welfare activities, and flash sale activities, promote virtual transaction activity, and increase the overall traffic and revenue of the platform.

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