Rural small micro credit risk control system based on AI intelligence

Abstract

The invention relates to the technical field of government affair services, in particular to an AI intelligence-based rural small and micro credit risk control system, a cooling pipe in a cooling mechanism surrounds the outside of a server main body to take away heat generated by the server main body, the server main body is rapidly cooled, multiple damping protection is formed through a damping pad, a damping layer and an inner shell, and the service life of the server main body is prolonged. Meanwhile, the server body is elastically pressed by rotating the screw rod and cooperating with the fixing frame, the stability and the anti-seismic performance are effectively improved, the server body is effectively prevented from being directly impacted by the outside world through cooperation of the outer shell and the inner shell, the safety performance is high, the overall structure is simple, operation is convenient and fast, and practicability is high; comprising a cloud basic module, an operation module, a data center, an access module, an application module and an infrastructure, the cloud basic module provides a framework for overall building of the system, the application module provides a service function for a user, and the infrastructure is a basis of a physical level and comprises a server and a terminal.

Description

Technical Field

[0001] The present invention relates to the field of government service technology, and in particular to an AI-based risk control system for rural micro-credit. Background Art

[0002] With the large-scale disclosure of government information, the aggregation of applications, and the increase in the number of users, the use of modern IT technologies such as computers, networks, and cloud computing can fully optimize the government's organizational structure and work processes, transcend the limitations of time, space, and departmental separation, and build a streamlined, efficient, honest, and fair government operation model to provide the society with high-quality, planned, transparent, and internationally-standard management and services in an all-round way. With the deepening of the development and utilization of government information resources, the large-scale centralization of data and information exchange require high computing power. The cost of building and operating traditional government data centers is constantly rising. It is necessary to use cloud computing models to improve the operating efficiency of government data centers and reduce the construction costs of government data centers. Summary of the Invention

[0003] In order to solve the above technical problems, the present invention provides an AI-based risk control system for rural micro-loans with good operating effect, relatively stable server and good earthquake resistance.

[0004] The present invention provides an AI-based risk control system for rural micro-loans, comprising a cloud base module, a computing module, a data center, an access module, an application module and an infrastructure. The cloud base module provides a framework for the overall construction of the system, the computing module provides computing services and performs computing on the items to be calculated, the data center classifies and stores the overall data, the access module provides multiple access methods for user login, the application module provides service functions for users, the infrastructure is the basis of the physical layer, the infrastructure includes a server and a terminal, the server includes an outer shell, a server body, a bottom box, a card rack, a fixing bolt, a shock-absorbing pad, a shock-absorbing layer, an inner shell, a screw, a pressure plate, a spring, a fixing rack and a cooling mechanism, the outer shell is fixedly arranged on the top of the bottom box, the card rack is fixedly arranged on the top of the bottom box, the shock-absorbing pad is fixedly arranged on the bottom of the card rack, the bottom of the outer shell is located in the card rack and contacts the top of the shock-absorbing pad, the fixing bolt is screwed into the middle of the card rack, and one end of the fixing bolt contacts the lower part of the outer shell. The shock-absorbing layer is fixedly arranged inside the outer shell, the inner shell is arranged at the inner end of the shock-absorbing layer, the server body is fixedly arranged at the inner bottom end of the inner shell, the screw is screwed on the top of the outer shell and inserted downward into the outer shell, the pressure plate is rotatably arranged at the bottom of the screw, the spring is fixedly arranged at the bottom of the pressure plate, the fixing frame is fixedly arranged at the bottom of the spring, the bottom of the fixing frame is in tight contact with the top of the server body, and the cooling mechanism is arranged inside the bottom box; during the operation of the e-government cloud system, the server body generates a large amount of heat, and the heat generated by it is taken away by the cooling pipe in the cooling mechanism surrounding the outside of the server body, and it is quickly cooled and dissipated, and multiple shock-absorbing protections are formed by the shock-absorbing pad, shock-absorbing layer and inner shell. At the same time, by rotating the screw, the server body is elastically pressed in cooperation with the fixing frame, which effectively improves stability and seismic performance. The cooperation between the outer shell and the inner shell effectively prevents the outside from directly impacting the server body, with high safety performance, simple overall structure, convenient operation and strong practicality.

[0005] Preferably, the cooling mechanism includes a water tank, a refrigeration mechanism, a water pump, a water suction pipe, a water inlet pipe, a cooling pipe and a return pipe. The water tank is fixedly arranged at the inner bottom end of the bottom box, the refrigeration mechanism is arranged in the water tank, the water pump is fixedly arranged at the inner bottom end of the bottom box, the water suction pipe is arranged at the right part of the water pump and inserted into the water tank to the right, the water inlet pipe is arranged at the top of the water pump and inserted upward into the inner shell, the cooling pipe is arranged around the outside of the server body, the top of the water inlet pipe is connected to the top of the cooling pipe, the return pipe is arranged at the bottom of the cooling pipe and inserted downward into the bottom box, and the left part of the return pipe is inserted into the water tank from the right part of the water tank; the cooling pipe surrounds the outside of the server body and exchanges heat with the server body to quickly take away the heat generated by it.

[0006] Preferably, it also includes a partition, which is fixedly arranged at the inner bottom end of the water tank, and the refrigeration mechanism is fixedly arranged at the top of the partition; the above arrangement facilitates rapid cooling of the water entering the water tank.

[0007] Preferably, a filter screen is further included, which is fixedly arranged on the right part of the partition, and the bottom of the return pipe passes through the filter screen from the top downward; the cooling water is filtered through the above arrangement.

[0008] Preferably, it also includes a heat insulation layer, which is wrapped around the outside of the water tank; the above arrangement reduces the heat exchange between the water tank and the outside world.

[0009] Preferably, it further comprises a nut, which is screwed onto the upper part of the screw; the screw is locked by the above arrangement.

[0010] Preferably, it also includes a limiting tube and a limiting rod, the limiting tube is fixedly arranged at the inner top end of the shell, the limiting rod is fixedly arranged at the top of the pressure plate, and the top of the limiting rod is inserted into the limiting tube from the bottom of the limiting tube; the pressure plate is limited and guided by the above arrangement.

[0011] Preferably, it also includes a foot, which is fixedly arranged at the bottom of the bottom box and is made of shock-absorbing material; the shock-absorbing effect is enhanced by the above arrangement.

[0012] Compared with the prior art, the beneficial effects of the present invention are as follows: during the operation of the e-government cloud system, the server body generates a large amount of heat, and the heat generated by the server body is taken away by the cooling pipe in the cooling mechanism surrounding the outside of the server body, and the heat is quickly cooled and dissipated. Multiple shock-absorbing protections are formed by the shock-absorbing pad, shock-absorbing layer and inner shell. At the same time, by rotating the screw and cooperating with the fixing frame, the server body is elastically pressed, which effectively improves the stability and seismic resistance. The cooperation between the outer shell and the inner shell effectively prevents the outside world from directly impacting the server body. The safety performance is high, the overall structure is simple, the operation is convenient, and the practicality is strong. BRIEF DESCRIPTION OF THE DRAWINGS

[0013] Figure 1 It is a structural schematic diagram of the present invention;

[0014] Figure 2 It is a structural schematic diagram of the connection between the spring and the fixing frame of the present invention;

[0015] Figure 3 It is a schematic diagram of the internal structure of the water tank of the present invention;

[0016] Figure 4 yes Figure 1 Schematic diagram of the enlarged structure of A;

[0017] Markings in the accompanying drawings: 1. outer shell; 2. server body; 3. bottom box; 4. bracket; 5. fixing bolt; 6. shock-absorbing pad; 7. shock-absorbing layer; 8. inner shell; 9. screw; 10. pressure plate; 11. spring; 12. fixing frame; 13. water tank; 14. refrigeration mechanism; 15. water pump; 16. water suction pipe; 17. water inlet pipe; 18. cooling pipe; 19. return pipe; 20. partition; 21. filter; 22. thermal insulation layer; 23. nut; 24. limit pipe; 25. limit rod; 26. base. DETAILED DESCRIPTION

[0018] To facilitate understanding of the present invention, the present invention will be described more fully below with reference to the accompanying drawings. The present invention can be implemented in many different forms and is not limited to the embodiments described herein. On the contrary, the purpose of providing these embodiments is to make the disclosure of the present invention more thorough and comprehensive.

[0019] Example 1

[0020] A risk control system for rural microfinance based on AI intelligence includes a cloud basic module, a computing module, a data center, an access module, an application module and an infrastructure. The cloud basic module provides a framework for the overall construction of the system. The computing module provides computing services and performs calculations on the required items. The data center classifies and stores the overall data. The access module provides multiple access methods for user login. The application module provides service functions for users. The infrastructure is the physical foundation. The infrastructure includes servers and terminals. The server includes a shell 1, a server body 2, a bottom box 3, a card rack 4, fixing bolts 5, a shock-absorbing pad 6, and a shock-absorbing layer. 7, inner shell 8, screw 9, pressure plate 10, spring 11, fixing frame 12 and cooling mechanism, outer shell 1 is fixedly arranged on the top of bottom box 3, card frame 4 is fixedly arranged on the top of bottom box 3, shock-absorbing pad 6 is fixedly arranged on the bottom of card frame 4, the bottom of outer shell 1 is located in card frame 4 and contacts with the top of shock-absorbing pad 6, fixing bolt 5 is screwed on the middle of card frame 4, one end of fixing bolt 5 contacts with the lower part of outer shell 1, shock-absorbing layer 7 is fixedly arranged on the inside of outer shell 1, inner shell 8 is arranged on the inner end of shock-absorbing layer 7, server body 2 is fixedly arranged on the inner bottom end of inner shell 8, screw 9 is screwed on the top of outer shell 1 and inserted downward into outer shell 1, pressure plate 10 can The rotation is set at the bottom of the screw 9, the spring 11 is fixedly set at the bottom of the pressure plate 10, the fixing frame 12 is fixedly set at the bottom of the spring 11, and the bottom of the fixing frame 12 is pressed and contacted with the top of the server body 2. The cooling mechanism is set inside the bottom box 3. The cooling mechanism includes a water tank 13, a refrigeration mechanism 14, a water pump 15, a water pumping pipe 16, a water inlet pipe 17, a cooling pipe 18 and a return pipe 19. The water tank 13 is fixedly set at the bottom end of the bottom box 3. The refrigeration mechanism 14 is set in the water tank 13. The water pump 15 is fixedly set at the bottom end of the bottom box 3. The water pumping pipe 16 is set at the right part of the water pump 15 and inserted into the water tank 13 to the right. The water inlet The pipe 17 is arranged at the top of the water pump 15 and inserted upward into the inner shell 8. The cooling pipe 18 is arranged around the outside of the server body 2. The top of the water inlet pipe 17 is connected to the top of the cooling pipe 18. The return pipe 19 is arranged at the bottom of the cooling pipe 18 and inserted downward into the bottom box 3. The left part of the return pipe 19 is inserted into the water tank 13 from the right part of the water tank 13. The partition 20 is fixedly arranged at the bottom end of the inner part of the water tank 13. The refrigeration mechanism 14 is fixedly arranged at the top of the partition 20. The filter 21 is fixedly arranged at the right part of the partition 20. The bottom of the return pipe 19 passes through the filter 21 from the top of the filter 21 downward. The heat insulation layer 22 is wrapped around the outside of the water tank 13.During the operation of the e-government cloud system, the server body 2 generates a large amount of heat. This heat is removed by the cooling pipe 18 in the cooling mechanism, which surrounds the exterior of the server body 2 and rapidly cools and dissipates the heat. The shock-absorbing pad 6, shock-absorbing layer 7, and inner shell 8 provide multiple shock-absorbing protections. The rotating screw 9, in conjunction with the fixing frame 12, elastically compresses the server body 2, effectively improving stability and seismic resistance. The outer shell 1 and inner shell 8 cooperate to effectively prevent direct impact from the outside world on the server body 2, resulting in high safety performance, a simple overall structure, convenient operation, and strong practicality. A partition is provided to enhance the cooling effect of the water in the water tank, and the cooling water is filtered through a filter to prevent clogging.

[0021] Example 2

[0022] A risk control system for rural micro-credit based on AI intelligence includes a cloud basic module, a computing module, a data center, an access module, an application module and an infrastructure. The cloud basic module provides a framework for the overall construction of the system. The computing module provides computing services and performs calculations on the items that need to be calculated. The data center classifies and stores the overall data. The access module provides multiple access methods for user login. The application module provides service functions for users. The infrastructure is the basis of the physical level. The infrastructure includes servers and terminals. The server includes an outer shell 1, a server body 2, a bottom box 3, a card frame 4, a fixing bolt 5, a shock-absorbing pad 6, a shock-absorbing layer 7, an inner shell 8, a screw 9, a pressure plate 10, a spring 11, a fixing frame 12 and a cooling mechanism. The outer shell 1 is fixedly arranged on the top of the bottom box 3, the card frame 4 is fixedly arranged on the top of the bottom box 3, the shock-absorbing pad 6 is fixedly arranged on the bottom of the card frame 4, the bottom of the outer shell 1 is located in the card frame 4 and contacts the top of the shock-absorbing pad 6, the fixing bolt 5 is screwed into the middle of the card frame 4, and the fixing bolt One end of 5 contacts the lower part of the shell 1, the shock-absorbing layer 7 is fixedly arranged inside the shell 1, the inner shell 8 is arranged at the inner end of the shock-absorbing layer 7, the server body 2 is fixedly arranged at the inner bottom end of the inner shell 8, the screw 9 is screwed on the top of the shell 1 and inserted downward into the shell 1, the pressure plate 10 is rotatably arranged at the bottom of the screw 9, the spring 11 is fixedly arranged at the bottom of the pressure plate 10, the fixing frame 12 is fixedly arranged at the bottom of the spring 11, and the bottom of the fixing frame 12 is pressed and contacted with the top of the server body 2, and the cooling mechanism is provided. It is placed inside the bottom box 3, the nut 23 is screwed on the upper part of the screw 9, the limiting tube 24 is fixedly set at the internal top end of the shell 1, the limiting rod 25 is fixedly set at the top of the pressure plate 10, and the top of the limiting rod 25 is inserted into the limiting tube 24 from the bottom of the limiting tube 24, and the base 26 is fixedly set at the bottom of the bottom box 3, and the base 26 is made of shock-absorbing material; when the server is running, the overall shock-absorbing effect is enhanced by the base, the screw is locked by the nut, and the limiting tube and the limiting rod limit and guide the movement of the pressure plate.

[0023] like Figures 1 to 4As shown, the present invention is an AI-based risk control system for rural micro-loans. During the operation of the e-government cloud system, the server body 2 generates a large amount of heat. The cooling pipe 18 in the cooling mechanism surrounds the outside of the server body 2 to take away the heat generated by the server body 2, and quickly cools and dissipates the heat. Multiple shock-absorbing protections are formed by the shock-absorbing pad 6, the shock-absorbing layer 7 and the inner shell 8. At the same time, by rotating the screw 9 and cooperating with the fixing frame 12, the server body 2 is elastically pressed, which effectively improves the stability and seismic resistance. The cooperation between the outer shell 1 and the inner shell 8 effectively prevents the outside from directly impacting the server body 2. The safety performance is high, the overall structure is simple, the operation is convenient, and the practicability is strong.

[0024] The risk control system for rural micro-loans based on AI intelligence of the present invention has common mechanical installation, connection or setting methods, and the specific structures, models and coefficient indicators of all its components are its own technology, which can be implemented as long as it can achieve its beneficial effects; the water pump 15 and filter 21 of the risk control system for rural micro-loans based on AI intelligence of the present invention are purchased on the market, and technicians in the industry only need to install and operate them according to the accompanying instruction manual, without the need for technical personnel in this field to pay creative labor.

[0025] All technical and scientific terms used herein have the same meanings as those commonly understood by those skilled in the art to which the present invention pertains. The terms used in the present specification are for the purpose of describing specific embodiments only and are not intended to limit the present invention. The term "and / or" as used herein includes any and all combinations of one or more of the associated listed items.

[0026] The above is only a preferred embodiment of the present invention. It should be pointed out that for ordinary technicians in this technical field, several improvements and modifications can be made without departing from the technical principles of the present invention. These improvements and modifications should also be regarded as the scope of protection of the present invention.

Claims

1. An AI-based risk control system for rural microfinance loans, characterized by: The system comprises a cloud basic module, a computing module, a data center, an access module, an application module and an infrastructure. The cloud basic module provides a framework for the overall construction of the system. The computing module provides computing services and performs computing on the items to be calculated. The data center classifies and stores the overall data. The access module provides multiple access methods for user login. The application module provides service functions for users. The infrastructure is the basis of the physical layer. The infrastructure includes servers and terminals. The server includes an outer shell (1), a server body (2), a bottom box (3), a card frame (4), a fixing bolt (5), a shock-absorbing pad (6), a shock-absorbing layer (7), an inner shell (8), a screw (9), a pressure plate (10), a spring (11), a fixing frame (12) and a cooling mechanism. The outer shell (1) is fixedly arranged on the top of the bottom box (3). The card frame (4) is fixedly arranged on the top of the bottom box (3). The shock-absorbing The pad (6) is fixedly arranged at the bottom of the card frame (4), the bottom of the shell (1) is located in the card frame (4) and contacts the top of the shock-absorbing pad (6), the fixing bolt (5) is screwed into the middle of the card frame (4), one end of the fixing bolt (5) contacts the bottom of the shell (1), the shock-absorbing layer (7) is fixedly arranged inside the shell (1), the inner shell (8) is arranged at the inner end of the shock-absorbing layer (7), the server body (2) is fixedly arranged at the inner bottom end of the inner shell (8), the screw (9) is screwed into the top of the shell (1) and inserted downward into the shell (1), the pressure plate (10) is rotatably arranged at the bottom of the screw (9), the spring (11) is fixedly arranged at the bottom of the pressure plate (10), the fixing frame (12) is fixedly arranged at the bottom of the spring (11), the bottom of the fixing frame (12) is pressed and contacted with the top of the server body (2), and the cooling mechanism is arranged inside the bottom box (3).

2. The AI-based rural microfinance risk control system according to claim 1, characterized in that: The cooling mechanism comprises a water tank (13), a refrigeration mechanism (14), a water pump (15), a water pumping pipe (16), a water inlet pipe (17), a cooling pipe (18) and a water return pipe (19); the water tank (13) is fixedly arranged at the inner bottom end of the bottom box (3); the refrigeration mechanism (14) is arranged in the water tank (13); the water pump (15) is fixedly arranged at the inner bottom end of the bottom box (3); the water pumping pipe (16) is arranged at the right part of the water pump (15) and is inserted into the right side. In the water tank (13), a water inlet pipe (17) is arranged at the top of the water pump (15) and inserted upward into the inner shell (8); a cooling pipe (18) is arranged around the outside of the server body (2); the top of the water inlet pipe (17) is connected to the top of the cooling pipe (18); a return pipe (19) is arranged at the bottom of the cooling pipe (18) and inserted downward into the bottom box (3); the left part of the return pipe (19) is inserted into the water tank (13) from the right part of the water tank (13).

3. The AI-based rural microfinance risk control system according to claim 2, characterized in that: The invention also comprises a partition (20), wherein the partition (20) is fixedly arranged at the inner bottom end of the water tank (13), and the refrigeration mechanism (14) is fixedly arranged at the top of the partition (20).

4. The AI-based rural microfinance risk control system according to claim 2, characterized in that: The filter screen (21) is fixedly arranged on the right part of the partition (20), and the bottom of the return pipe (19) passes through the filter screen (21) from the top of the filter screen (21) downward.

5. The AI-based rural microfinance risk control system according to claim 2, characterized in that: It also includes a heat insulation layer (22), which is wrapped around the outside of the water tank (13).

6. The AI-based rural microfinance risk control system according to claim 1, characterized in that: The utility model further comprises a nut (23), which is screwed onto the upper part of the screw rod (9).

7. The AI-based rural microfinance risk control system according to claim 1, characterized in that: The invention also includes a limiting tube (24) and a limiting rod (25), wherein the limiting tube (24) is fixedly arranged at the inner top end of the housing (1), and the limiting rod (25) is fixedly arranged at the top end of the pressure plate (10), and the top end of the limiting rod (25) is inserted into the limiting tube (24) from the bottom end of the limiting tube (24).

8. The AI-based rural microfinance risk control system according to claim 1, characterized in that: It also includes a foot (26), which is fixedly arranged on the bottom of the bottom box (3) and is made of shock-absorbing material.

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