Insurance data processing method and apparatus

Abstract

The present disclosure relates to an insurance data processing method and device, the method comprising: in response to a strategy configuration instruction for a target insurance product, displaying a preset configuration interface of at least one target benefit strategy option corresponding to the target insurance product; in response to a selection operation for a first benefit strategy option in the at least one target benefit strategy option, displaying at least one first preset processing information corresponding to at least one first preset benefit indicator; in response to an editing operation for any first preset processing information, displaying edited processing information corresponding to the at least one first preset processing information; and in response to a confirmation operation for the edited processing information, generating target processing information of the target insurance product for the at least one first preset benefit indicator. The embodiments of the present disclosure can quickly complete the configuration of the benefit calculation strategy of the newly added insurance product, simplify the configuration processing operation, improve the configuration efficiency, and further improve the online efficiency of the insurance product.

Description

Technical Field

[0001] This disclosure relates to the field of computer technology, and in particular to an insurance data processing method and apparatus. Background Technology

[0002] With the diversification of the insurance industry and the increasing complexity of insurance products, standardizing the configuration process for insurance products has become crucial for improving the efficiency of new product configuration.

[0003] In related technologies, when adding new insurance products, the underlying code is often modified to adapt to the configuration requirements of the new insurance products. However, there are many types of insurance products, and the benefit calculation logic and configuration rules of different types of insurance products are significantly different. When adding a new insurance product, the configuration framework needs to be significantly modified, which makes it impossible to quickly complete the configuration of the benefit calculation strategy of the new insurance product. The configuration processing is cumbersome and inefficient, which in turn leads to problems such as low efficiency in launching insurance products. Summary of the Invention

[0004] This disclosure provides an insurance data processing method and apparatus to at least solve the problems in related technologies, such as the inability to quickly complete the configuration of benefit calculation strategies for new insurance products, cumbersome and inefficient configuration processing operations, and consequently, low efficiency in launching insurance products. The technical solution of this disclosure is as follows: According to a first aspect of the present disclosure, an insurance data processing method is provided, comprising: In response to a strategy configuration command for a target insurance product, a preset configuration interface corresponding to the target insurance product is displayed, the preset configuration interface including at least one target benefit strategy option corresponding to the target insurance product; In response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options, at least one first preset processing information corresponding to at least one first preset benefit indicator is displayed; the at least one first preset benefit indicator is an indicator associated with the first benefit strategy option among at least one preset benefit indicator; In response to an editing operation on any of the at least one first preset processing information, post-editing information corresponding to the at least one first preset processing information is displayed; In response to a confirmation operation on the post-edited information, target processing information for the target insurance product for the at least one first preset benefit indicator is generated based on the post-edited information.

[0005] In an optional embodiment, displaying the preset configuration interface corresponding to the target insurance product in response to a strategy configuration instruction for the target insurance product includes: In response to a strategy configuration instruction for the target insurance product, target product description information and first association information of the target insurance product are obtained; the first association information represents the association relationship between at least one preset product description information and at least one preset benefit strategy option; the at least one preset product description information includes the target product description information; the at least one preset benefit strategy option includes the at least one target benefit strategy option; Based on the target product description information and the first association information, at least one target benefit strategy option associated with the target product description information is determined; The preset configuration interface displays the at least one target benefit strategy option.

[0006] In an optional embodiment, the step of displaying at least one first preset processing information corresponding to at least one first preset benefit indicator in response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options includes: In response to a selection operation for a first benefit strategy option among the at least one target benefit strategy options, the first benefit strategy option and second related information are obtained; the second related information represents the relationship between at least one preset benefit strategy option and the at least one preset benefit indicator; the at least one preset benefit strategy option includes the first benefit strategy option. Based on the first benefit strategy option and the second association information, at least one first preset benefit indicator associated with the first benefit strategy option and first preset processing information corresponding to the at least one first preset benefit indicator are determined. Display the at least one first preset processing information.

[0007] In an optional embodiment, the preset configuration page includes at least one display control control corresponding to the at least one first preset benefit indicator; the method further includes: In response to a selection instruction for a display control corresponding to any of the at least one first preset benefit indicators, the display control corresponding to any of the first preset benefit indicators is updated from a non-selected state to a selected state. In response to the product information confirmation command, product information of the target insurance product is generated based on the first preset processing information corresponding to the target benefit indicator. The target benefit indicator is the first preset benefit indicator in which the display control control is selected when the product information confirmation command is triggered.

[0008] In an optional embodiment, displaying the post-editing information corresponding to the at least one first preset processing information in response to an editing operation on any of the at least one first preset processing information includes: In response to an update operation for the current benefit strategy option corresponding to the current preset processing information, the updated current benefit strategy option is displayed; the current preset processing information is any one of the at least one first preset processing information; the current benefit strategy option is the benefit strategy option associated with the current preset processing information among the first benefit strategy options. In response to the confirmation operation for the updated current benefit strategy option, the current preset processing information in the at least one first preset processing information is updated based on the updated current benefit strategy option to obtain the edited first preset processing information.

[0009] In an optional embodiment, the method further includes: In response to a new editing instruction for a new benefit indicator corresponding to the target insurance product, a preset new page is displayed, including at least one preset new editing control corresponding to the new benefit indicator; In response to an editing instruction for any of the at least one preset new editing controls, display the new processing information corresponding to the editing instruction; In response to a confirmation operation for at least one newly added processing information, the at least one newly added processing information is updated to the processing information of the benefit indicator corresponding to the target insurance product. The at least one newly added processing information is the newly added processing information corresponding to the newly added benefit indicator that has been edited based on the at least one preset newly added editing control when the confirmation operation is triggered.

[0010] In an optional embodiment, the method further includes: The method of displaying a preset configuration interface corresponding to the target insurance product in response to a strategy configuration command for the target insurance product includes: In response to a strategy configuration instruction for the target insurance product, obtain the target product description information of the target insurance product; Based on preset anomaly detection indication information, anomaly detection is performed on the target product description information to obtain anomaly detection results; If the anomaly detection result indicates that the target insurance product meets the preset configuration conditions, the preset configuration interface corresponding to the target insurance product is displayed.

[0011] According to a second aspect of the present disclosure, an insurance data processing method is provided, comprising: Displays the insurance information input page corresponding to the target insurance product; In response to the instruction to input insurance information, the target insurance information is displayed on the insurance information input page; In response to a confirmation instruction triggered based on the target insurance information, the insurance benefit result for the current account for at least one first preset benefit indicator is displayed; the insurance benefit result is generated based on the target insurance information and the target processing information of the target insurance product for the at least one first preset benefit indicator, and the at least one first preset benefit indicator and the target processing information are obtained by the insurance data processing method according to any one of claims 1 to 7.

[0012] According to a third aspect of the present disclosure, an insurance data processing apparatus is provided, comprising: The preset configuration interface display module is used to display the preset configuration interface corresponding to the target insurance product in response to the strategy configuration command for the target insurance product. The preset configuration interface includes at least one target benefit strategy option corresponding to the target insurance product. The first information display module is used to display at least one first preset processing information corresponding to at least one first preset benefit indicator in response to a selection operation of the first benefit strategy option among the at least one target benefit strategy options; the at least one first preset benefit indicator is an indicator associated with the first benefit strategy option among the at least one preset benefit indicators. The edited display module is used to display the edited post-processing information corresponding to the at least one first preset processing information in response to an editing operation on any of the at least one first preset processing information. The target processing information generation module is used to generate target processing information for the target insurance product for the at least one first preset benefit indicator based on the post-editing information in response to the confirmation operation of the post-editing information.

[0013] In an optional embodiment, the preset configuration interface display module includes: The first acquisition unit is configured to, in response to a strategy configuration instruction for the target insurance product, acquire target product description information and first association information of the target insurance product; the first association information represents the association relationship between at least one preset product description information and at least one preset benefit strategy option; the at least one preset product description information includes the target product description information; the at least one preset benefit strategy option includes the at least one target benefit strategy option; The target benefit strategy option determination unit is used to determine at least one target benefit strategy option associated with the target product description information based on the target product description information and the first association information; The preset configuration interface displays the at least one target benefit strategy option.

[0014] In an optional embodiment, the first information display module includes: The second acquisition unit is configured to, in response to a selection operation of a first benefit strategy option among the at least one target benefit strategy options, acquire the first benefit strategy option and second association information; the second association information represents the association relationship between at least one preset benefit strategy option and the at least one preset benefit indicator; the at least one preset benefit strategy option includes the first benefit strategy option. The first preset processing information determination unit is used to determine, based on the first benefit strategy option and the second association information, at least one first preset benefit indicator associated with the first benefit strategy option and the first preset processing information corresponding to the at least one first preset benefit indicator. The first preset processing information display unit is used to display the at least one first preset processing information.

[0015] In an optional embodiment, the preset configuration page includes at least one display control control corresponding to the at least one first preset benefit indicator; the device further includes: The display control update module is used to update the display control corresponding to any first preset benefit indicator from a non-selected state to a selected state in response to a selection instruction for the display control corresponding to any first preset benefit indicator among the at least one first preset benefit indicators. The product information generation module is used to respond to the product information confirmation command and generate product information of the target insurance product based on the first preset processing information corresponding to the target benefit indicator. The target benefit indicator is the first preset benefit indicator in which the display control control is selected when the product information confirmation command is triggered.

[0016] In an optional embodiment, the edited display module includes: The current benefit strategy option display unit is used to display the updated current benefit strategy option in response to an update operation for the current benefit strategy option corresponding to the current preset processing information; the current preset processing information is any one of the at least one first preset processing information; the current benefit strategy option is the benefit strategy option associated with the current preset processing information among the first benefit strategy options. The current preset processing information update unit is used to update the current preset processing information in at least one first preset processing information in response to the confirmation operation for the updated current benefit strategy option, so as to obtain the edited first preset processing information.

[0017] In an optional embodiment, the apparatus further includes: The preset new page display module is used to respond to the new editing instruction for the new benefit indicator corresponding to the target insurance product and display a preset new page including at least one preset new editing control corresponding to the new benefit indicator; The newly added processing information display module is used to respond to an editing instruction for any of the at least one preset new editing controls and display the new processing information corresponding to the editing instruction. The information update module is used to update the processing information of the benefit indicator corresponding to the target insurance product in response to a confirmation operation for at least one new processing information. The at least one new processing information is the new processing information corresponding to the new benefit indicator that has been edited based on the at least one preset new editing control when the confirmation operation is triggered.

[0018] In an optional embodiment, the preset configuration interface display module includes: The target product description information acquisition unit is used to acquire the target product description information of the target insurance product in response to the strategy configuration instruction for the target insurance product; An anomaly detection result acquisition unit is used to perform anomaly detection on the target product description information based on preset anomaly detection indication information, and obtain anomaly detection results; The preset configuration interface display unit is used to display the preset configuration interface corresponding to the target insurance product when the anomaly detection result indicates that the target insurance product meets the preset configuration conditions.

[0019] According to a third aspect of the present disclosure, an insurance data processing apparatus is provided, comprising: The insurance information input page display module is used to display the insurance information input page corresponding to the target insurance product; The target insurance information display module is used to display the target insurance information on the insurance information input page in response to the insurance information input command; The insurance benefit result display module is used to respond to a confirmation instruction triggered based on the target insurance information and display the insurance benefit result of the current account for at least one first preset benefit indicator; the insurance benefit result is generated based on the target insurance information and the target processing information of the target insurance product for the at least one first preset benefit indicator, and the at least one first preset benefit indicator and the target processing information are obtained according to any one of the methods in the first aspect above.

[0020] According to a fourth aspect of the present disclosure, an electronic device is provided, comprising: a processor; and a memory for storing processor-executable instructions; wherein the processor is configured to execute the instructions to implement the method as described in any one of the first aspects above.

[0021] According to a fifth aspect of the present disclosure, a computer-readable storage medium is provided such that, when instructions in the storage medium are executed by a processor of an electronic device, the electronic device is enabled to perform the method described in any of the first aspects of the present disclosure.

[0022] The technical solutions provided by the embodiments of this disclosure have at least the following beneficial effects: In response to a strategy configuration command for a target insurance product, a preset configuration interface is displayed, including at least one target benefit strategy option corresponding to the target insurance product. In response to a selection operation for a first benefit strategy option among the at least one target benefit strategy options, at least one first preset benefit indicator is displayed, which is associated with the first benefit strategy option among the at least one preset benefit indicators, and at least one first preset processing information corresponding to the at least one first preset benefit indicator is displayed. In response to an editing operation for any of the at least one first preset processing information, post-editing information corresponding to the at least one first preset processing information is displayed. In response to a confirmation operation for the post-editing information, target processing information for the target insurance product for at least one first preset benefit indicator is generated based on the post-editing information. This allows for the rapid configuration of the benefit calculation strategy for newly added insurance products, simplifies configuration processing operations, improves configuration efficiency, and thus improves the efficiency of insurance product launch.

[0023] It should be understood that the above general description and the following detailed description are exemplary and explanatory only, and are not intended to limit this disclosure. Attached Figure Description

[0024] The accompanying drawings, which are incorporated in and form part of this specification, illustrate embodiments consistent with this disclosure and, together with the description, serve to explain the principles of this disclosure, and are not intended to unduly limit this disclosure.

[0025] Figure 1This is a schematic diagram illustrating an application environment according to an exemplary embodiment; Figure 2 This is a flowchart illustrating an insurance data processing method according to an exemplary embodiment; Figure 3 This is a schematic diagram of a preset configuration interface provided according to an exemplary embodiment; Figure 4 This is a schematic diagram of a first preset processing information provided according to an exemplary embodiment; Figure 5 This is a flowchart illustrating another insurance data processing method according to an exemplary embodiment; Figure 6 This is a block diagram of an insurance data processing apparatus according to an exemplary embodiment; Figure 7 This is a block diagram of another insurance data processing apparatus according to an exemplary embodiment; Figure 8 This is a block diagram illustrating an electronic device for insurance data processing according to an exemplary embodiment. Detailed Implementation

[0026] To enable those skilled in the art to better understand the technical solutions of this disclosure, the technical solutions in the embodiments of this disclosure will be clearly and completely described below with reference to the accompanying drawings.

[0027] It should be noted that the terms "first," "second," etc., used in the specification, claims, and accompanying drawings of this disclosure are used to distinguish similar different contents and are not necessarily used to describe a specific order or sequence. It should be understood that such data can be interchanged where appropriate so that the embodiments of this disclosure described herein can be implemented in orders other than those illustrated or described herein. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with this disclosure. Rather, they are merely examples of apparatuses and methods consistent with some aspects of this disclosure as detailed in the appended claims.

[0028] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for display, data used for analysis, etc.) involved in this disclosure are all information and data authorized by the user or fully authorized by all parties.

[0029] Please see Figure 1 , Figure 1 This is a schematic diagram illustrating an application environment according to an exemplary embodiment, such as... Figure 1 As shown, the application environment may include terminal 100 and server 200.

[0030] In an optional embodiment, terminal 100 can be used to provide insurance data processing services. Specifically, terminal 100 can be, but is not limited to, electronic devices such as smartphones, desktop computers, tablets, laptops, smart speakers, digital assistants, augmented reality (AR) / virtual reality (VR) devices, and smart wearable devices, or software running on the aforementioned electronic devices, such as applications. Optionally, the operating system running on the electronic device can be, but is not limited to, Android, iOS, Linux, Windows, etc.

[0031] In an optional embodiment, server 200 can provide background services to terminal 100 and perform insurance data processing. Specifically, server 200 can be a standalone physical server, a server cluster or distributed system composed of multiple physical servers, or a cloud server that provides basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communication, middleware services, domain name services, security services, CDN (Content Delivery Network), and big data and artificial intelligence platforms.

[0032] In addition, it should be noted that, Figure 1 The example shown is merely one application environment provided by this disclosure; in practical applications, other application environments may also be included.

[0033] In the embodiments described in this specification, the terminal 100 and the server 200 can be directly or indirectly connected through wired or wireless communication, and this disclosure does not impose any restrictions.

[0034] Figure 2 This is a flowchart illustrating an insurance data processing method according to an exemplary embodiment, the insurance data processing method being used on a terminal, such as... Figure 2 As shown, it includes the following steps.

[0035] In step S201, in response to the strategy configuration instruction for the target insurance product, the preset configuration interface corresponding to the target insurance product is displayed; In a specific embodiment, the strategy configuration instruction may be an instruction that triggers the strategy configuration of the target insurance product, and the preset configuration page may be the strategy configuration page corresponding to the target insurance product. Specifically, the preset configuration interface may be used to configure the benefit calculation strategy of the target insurance product, and the preset configuration interface may include at least one target benefit strategy option corresponding to the target insurance product.

[0036] In an optional embodiment, the above-mentioned response to the strategy configuration instruction for the target insurance product, displaying the preset configuration interface corresponding to the target insurance product, may include: In response to a strategy configuration instruction for a target insurance product, obtain the target product description information and first associated information of the target insurance product; Based on the target product description information and the first related information, determine at least one target benefit strategy option associated with the target product description information; Displays a preset configuration interface that includes at least one target benefit strategy option.

[0037] In one specific embodiment, the target product description information may be the description information corresponding to the target insurance product. Specifically, the target product description information may include at least one of the insurance terms, rates, and current prices corresponding to the target insurance product.

[0038] In a specific embodiment, the first association information can characterize the association between at least one preset product description information and at least one preset benefit strategy option. The at least one preset product description information can be the description information corresponding to at least one insurance product that has been uploaded in advance, and the at least one preset product description information can include target product description information. The at least one preset benefit strategy option can be at least one option that has been set in advance for benefit strategy configuration, and the at least one preset benefit strategy option can include at least one target benefit strategy option.

[0039] In one specific embodiment, at least one target benefit strategy option may be an option associated with the target insurance product from at least one preset benefit strategy option.

[0040] In the above embodiments, by filtering and displaying target benefit strategy options that are compatible with the target insurance product through the correlation between product description information and benefit strategy options, automated filtering and matching can be achieved, configuration efficiency can be improved, and product launch cycle can be shortened.

[0041] In an optional embodiment, the above-mentioned response to the strategy configuration instruction for the target insurance product, displaying the preset configuration interface corresponding to the target insurance product, may include: In response to a strategy configuration command for a target insurance product, obtain the target product description information for the target insurance product; Based on preset anomaly detection indication information, anomaly detection is performed on the target product description information to obtain anomaly detection results; If the anomaly detection result indicates that the target insurance product meets the preset configuration conditions, the preset configuration interface corresponding to the target insurance product will be displayed.

[0042] In one specific embodiment, the preset anomaly detection indication information can be used to instruct the detection of anomalies in the target product description information, and the anomaly detection result can be used to indicate whether the target insurance product meets the preset configuration conditions. The preset configuration conditions can be the configuration conditions corresponding to the target product description information that are set in advance.

[0043] In a specific embodiment, taking the target product description information as including the corresponding insurance terms, rates, and current prices of the target insurance product as an example, the preset anomaly detection indication information can be used to indicate the consistency of the detection rate and current price conditions, and the preset configuration conditions can be that the rate and current price conditions are consistent.

[0044] In the above embodiments, by using automated anomaly detection basic data, invalid operations and system overhead caused by lack of verification are reduced, thereby improving configuration efficiency.

[0045] In step S203, in response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options, at least one first preset processing information corresponding to at least one first preset benefit index is displayed; In one specific embodiment, the first benefit strategy option can be the option corresponding to the operation selected from at least one target benefit strategy option, such as... Figure 3 As shown, Figure 3 This is a schematic diagram of a preset configuration interface provided according to an exemplary embodiment. Wherein, Figure 3 The first benefit strategy options shown include at least one selected option 3-1, option 3-2, option 3-3, option 3-4, and option 3-5 from the target benefit strategy options; at least one selected subscript option 3-7 from the target benefit strategy options; and at least one selected option 3-6, option 3-8, and option 3-9 from the target benefit strategy options. Specifically, at least one target benefit strategy option can be the dividend level, dividend payment method, annuity payment method, and options corresponding to tax-advantaged insurance. The first benefit option can be the guaranteed benefit corresponding to the dividend level, the cash payment option corresponding to the dividend payment method, the cash payment, accumulating interest, deposit into account, and accumulating interest rate options corresponding to the annuity payment method, and the tax refund rate, tax deduction, and maximum individual income tax deduction options corresponding to tax-advantaged insurance.

[0046] In a specific embodiment, at least one first preset benefit indicator may be an indicator associated with a first benefit strategy option among at least one preset benefit indicator. Specifically, at least one preset benefit indicator may be a pre-set benefit indicator, and at least one first preset processing information may be information used to instruct the calculation of at least one first preset benefit indicator. Specifically, at least one first preset processing information may be a value expression corresponding to each of the at least one first preset benefit indicator. Optionally, at least one first preset processing information may further include calculation invocation logic information. Specifically, the calculation invocation logic information may be invoking the corresponding value expression when the corresponding calculation logic condition is met; specifically, the calculation logic condition may be the condition for invoking the corresponding value expression to calculate the corresponding first preset benefit indicator. Figure 4 As shown, Figure 4 This is a schematic diagram illustrating a first preset processing information according to an exemplary embodiment. Wherein, Figure 4 The first preset benefit indicator shown is "Current Year Premium". Taking the calculation call logic information corresponding to the current year premium as the first preset processing information as an example, the calculation call logic information corresponding to the current year premium can be: "${insureYear}<=${m.pPeriod}?${m.baof}:0", where baof is the variable corresponding to "Current Year Premium" in the first preset processing information. The calculation logic condition can be: ${insureYear}<=${m.pPeriod}. The value expression can be a value expression representing the preset mapping relationship between the sum insured and the premium. That is, when the premium year is <= the payment period, the sum insured corresponding to the current insurance product is obtained, the value expression representing the preset mapping relationship between the sum insured and the premium is called, the value corresponding to m.baof is calculated and displayed, otherwise it is displayed as 0. Optionally, the first preset benefit indicator can also be "Tax Reduction". Taking the value expression corresponding to tax reduction as the first preset processing information as an example, the value expression corresponding to tax reduction can be: ${baof} (annual premium) * ${tax_rate} (tax rate).

[0047] In an optional embodiment, the above-mentioned response to the selection operation of a first benefit strategy option among at least one target benefit strategy options, displaying at least one first preset processing information corresponding to at least one first preset benefit indicator, includes: In response to a selection operation for a first benefit strategy option among at least one target benefit strategy option, the first benefit strategy option and second related information are obtained; Based on the first benefit strategy option and the second related information, at least one first preset benefit indicator associated with the first benefit strategy option and at least one first preset processing information corresponding to the first preset benefit indicator are determined. Display at least one first preset processing information.

[0048] In one specific embodiment, the second association information can characterize the association between at least one preset benefit strategy option and at least one preset benefit indicator. The at least one preset benefit indicator can be a pre-set benefit indicator, and the at least one preset benefit strategy option can include the first benefit strategy option.

[0049] In one specific embodiment, at least one first preset benefit indicator may be an indicator associated with a first benefit strategy option among at least one preset benefit indicators, and the first preset processing information corresponding to at least one first preset benefit indicator is associated with the first benefit strategy option.

[0050] In the above embodiments, by establishing the relationship between preset benefit strategy options and preset benefit indicators, only the first preset processing information associated with the first benefit strategy option is displayed, which can effectively avoid out-of-range configuration during manual screening and reduce the probability of configuration errors.

[0051] In step S205, in response to an editing operation on any of the first preset processing information in at least one first preset processing information, post-editing information corresponding to at least one first preset processing information is displayed; In a specific embodiment, such as Figure 4 As shown, the editing operation can be triggered by the editing control corresponding to any of the first preset processing information in at least one first preset processing information. Specifically, in response to the editing instruction of the editing control corresponding to any of the first preset processing information in at least one first preset processing information, any first preset processing information can be edited.

[0052] In an optional embodiment, the above-mentioned response to an editing operation on any of the first preset processing information in at least one set of first preset processing information, displaying the post-editing information corresponding to at least one set of first preset processing information, may include: In response to the update operation of the current benefit strategy option corresponding to the current preset processing information, the updated current benefit strategy option is displayed; In response to the confirmation operation for the updated current benefit strategy option, the current preset processing information in at least one first preset processing information is updated based on the updated current benefit strategy option to obtain the edited first preset processing information.

[0053] In a specific embodiment, the current preset processing information can be any of the first preset processing information among at least one first preset processing information, the current benefit strategy option can be the benefit strategy option associated with the current preset processing information among the first benefit strategy options, and the update operation is used to trigger the update of the current benefit strategy option corresponding to the current preset processing information.

[0054] In a specific embodiment, such as Figure 4 shown, taking the current preset processing information as the value expression corresponding to the paid-up bonus increment " (1 - $<mq) * ${bonusLevel} * ${bonus1} + ${bonus_div} * ${pre_pua_baoe_acc} / ${pua_fee} " as an example, the current benefit strategy option is Figure 3 the option corresponding to the bonus level shown in, where bonusLevel can be a variable defined in the value expression corresponding to the paid-up bonus increment for the option corresponding to the bonus level. Optionally, by updating the option corresponding to the bonus level, the updated option corresponding to the bonus level can be displayed. In response to the confirmation operation for the updated option corresponding to the bonus level, the bonusLevel in the value expression corresponding to the paid-up bonus increment is updated based on the updated option corresponding to the bonus level, and the edited value expression corresponding to the paid-up bonus increment is obtained.

[0055] In the above embodiment, by updating the current benefit strategy option to联动 update the corresponding current preset processing information, the data logic consistency can be ensured, the underlying code does not need to be modified, and the configuration adjustment efficiency is improved.

[0056] In step S207, in response to the confirmation operation for the edited processing information, based on the edited processing information, the target processing information for the target insurance product for at least one first preset benefit indicator is generated.

[0057] In a specific embodiment, the target processing information can be the processing information for the target insurance product for at least one first preset benefit indicator.

[0058] In an optional embodiment, the above method may further include: In response to the new edit instruction for the new benefit indicator corresponding to the target insurance product, display a preset new page including at least one preset new edit control corresponding to the new benefit indicator; In response to the edit instruction for any one of the at least one preset new edit controls, display the new processing information corresponding to the edit instruction; In response to the confirmation operation for the at least one new processing information, update the at least one new processing information to the processing information for the benefit indicator corresponding to the target insurance product.

[0059] In a specific embodiment, the new edit instruction can be an instruction to trigger the addition of the new processing information corresponding to the new benefit indicator, and the at least one preset new edit control can be an edit control corresponding to the new processing information for the new benefit indicator.

[0060] In one specific embodiment, the newly added processing information may be the processing information corresponding to the newly added benefit indicator. At least one of the newly added processing information may be the newly added processing information corresponding to the newly added benefit indicator that has been edited based on at least one preset newly added editing control when the confirmation operation is triggered.

[0061] In the above embodiments, by pre-setting the benefit indicators of newly added page information and the processing information corresponding to the benefit indicators, and updating them to the processing information corresponding to the target insurance product, the calculation strategy can be flexibly expanded, and the scalability, flexibility and adaptability of the configuration can be improved.

[0062] In an optional embodiment, the preset configuration page may include at least one display control control corresponding to at least one first preset benefit indicator; the above method may further include: In response to a selection instruction for a display control corresponding to any of the first preset benefit indicators among at least one first preset benefit indicators, the display control corresponding to any of the first preset benefit indicators is updated from a non-selected state to a selected state. In response to the product information confirmation instruction, product information of the target insurance product is generated based on the first preset processing information corresponding to the target benefit indicators.

[0063] In a specific embodiment, the display control control corresponding to any of the first preset benefit indicators can be used to control the display state of any of the first preset benefit indicators. Specifically, when the display control control corresponding to any of the first preset benefit indicators is selected, the first preset benefit indicator is displayed on the insurance information input page; when the display control control corresponding to any of the first preset benefit indicators is not selected, the first preset benefit indicator is not displayed on the insurance information input page.

[0064] In a specific embodiment, the target benefit indicator can be a first preset benefit indicator when the display control control is selected when the product information confirmation instruction is triggered, and the product information can be the insurance information corresponding to the target insurance product. Specifically, the benefit can be calculated through the product information.

[0065] In the above embodiments, the display control of a single preset benefit indicator is controlled by switching the state of the display control control. Only the target benefit indicator in the selected state is retrieved for processing information and product information is generated. Unselected indicators do not participate in subsequent calculations and data assembly, thereby improving the utilization rate of computing resources. This can achieve refined control of indicator display and improve configuration flexibility and adaptability.

[0066] Figure 5 This is a flowchart illustrating another insurance data processing method according to an exemplary embodiment, such as... Figure 5As shown, this insurance data processing method is used in a terminal, such as... Figure 5 As shown, it includes the following steps.

[0067] In step S501, the insurance information input page corresponding to the target insurance product is displayed; In one specific embodiment, the insurance information input page can be used to input the insurance information corresponding to the target insurance product.

[0068] In step S503, in response to the insurance information input instruction, the target insurance information is displayed on the insurance information input page; In one specific embodiment, the insurance information input instruction can be used to trigger the input of insurance information for a target insurance product, and the target insurance information can be the insurance information corresponding to the target insurance product.

[0069] In step S505, in response to a confirmation instruction triggered based on the target insurance information, the insurance benefit results for the current account for at least one first preset benefit indicator are displayed.

[0070] In one specific embodiment, the insurance benefit result can be the insurance benefit result of the current account for the target insurance product. The insurance benefit result can be generated based on the target insurance information and the target processing information of the target insurance product for at least one first preset benefit indicator.

[0071] As can be seen from the technical solutions provided in the embodiments of this specification above, in response to a strategy configuration instruction for a target insurance product, this specification displays a preset configuration interface including at least one target benefit strategy option corresponding to the target insurance product; in response to a selection operation of a first benefit strategy option among the at least one target benefit strategy option, it displays at least one first preset benefit indicator associated with the first benefit strategy option among the at least one preset benefit indicator, and at least one first preset processing information corresponding to the at least one first preset benefit indicator; in response to an editing operation of any of the at least one first preset processing information, it displays post-editing information corresponding to the at least one first preset processing information; in response to a confirmation operation of the post-editing information, it generates target processing information for the target insurance product for at least one first preset benefit indicator based on the post-editing information. This can quickly complete the configuration of the benefit calculation strategy for a new insurance product, simplify the configuration processing operation, improve configuration efficiency, and thus improve the efficiency of insurance product launch.

[0072] Figure 6 This is a block diagram of an insurance data processing apparatus according to an exemplary embodiment. (Refer to...) Figure 6 The device includes: The preset configuration interface display module 610 is used to respond to the strategy configuration command for the target insurance product and display the preset configuration interface corresponding to the target insurance product. The preset configuration interface includes at least one target benefit strategy option corresponding to the target insurance product. The first information display module 630 is used to display at least one first preset processing information corresponding to at least one first preset benefit indicator in response to a selection operation of a first benefit strategy option among at least one target benefit strategy options; the at least one first preset benefit indicator is an indicator associated with the first benefit strategy option among at least one preset benefit indicator. The edited display module 650 is used to display the edited post-processing information corresponding to at least one first preset processing information in response to an editing operation on any of the first preset processing information. The target processing information generation module 670 is used to generate target processing information for the target insurance product based on at least one first preset benefit indicator in response to a confirmation operation on the edited post-processing information.

[0073] In an optional embodiment, the preset configuration interface display module 610 includes: The first acquisition unit is configured to, in response to a strategy configuration instruction for a target insurance product, acquire target product description information and first association information of the target insurance product; the first association information represents the association relationship between at least one preset product description information and at least one preset benefit strategy option; at least one preset product description information includes target product description information; at least one preset benefit strategy option includes at least one target benefit strategy option; The target benefit strategy option determination unit is used to determine at least one target benefit strategy option associated with the target product description information based on the target product description information and the first association information. Displays a preset configuration interface that includes at least one target benefit strategy option.

[0074] In an optional embodiment, the first information display module 630 includes: The second acquisition unit is configured to, in response to a selection operation of a first benefit strategy option among at least one target benefit strategy option, acquire the first benefit strategy option and second related information; the second related information characterizes the relationship between at least one preset benefit strategy option and at least one preset benefit indicator; the at least one preset benefit strategy option includes the first benefit strategy option. The first preset processing information determination unit is used to determine, based on the first benefit strategy option and the second related information, at least one first preset benefit indicator associated with the first benefit strategy option and the first preset processing information corresponding to the at least one first preset benefit indicator. The first preset processing information display unit is used to display at least one first preset processing information.

[0075] In an optional embodiment, the preset configuration page includes at least one display control control corresponding to at least one first preset benefit indicator; the above device further includes: The display control update module is used to update the display control corresponding to any of the first preset benefit indicators from a non-selected state to a selected state in response to a selection instruction for the display control corresponding to any of the first preset benefit indicators. The product information generation module is used to respond to the product information confirmation command and generate product information of the target insurance product based on the first preset processing information corresponding to the target benefit indicator. The target benefit indicator is the first preset benefit indicator in which the display control control is selected when the product information confirmation command is triggered.

[0076] In an optional embodiment, the edited display module 650 includes: The current benefit strategy option display unit is used to display the updated current benefit strategy option in response to an update operation for the current benefit strategy option corresponding to the current preset processing information; the current preset processing information is any one of at least one first preset processing information; the current benefit strategy option is the benefit strategy option associated with the current preset processing information among the first benefit strategy options. The current preset processing information update unit is used to respond to the confirmation operation for the updated current benefit strategy option, and update the current preset processing information in at least one first preset processing information based on the updated current benefit strategy option to obtain the edited first preset processing information.

[0077] In an optional embodiment, the above-described apparatus further includes: The preset new page display module is used to respond to the new editing instruction for the new benefit indicator corresponding to the target insurance product and display the preset new page, which includes at least one preset new editing control for the new benefit indicator. A new processing information display module is added to respond to editing instructions for any of the at least one preset new editing controls and display the new processing information corresponding to the editing instructions. The information update module is used to update the processing information of the benefit indicator corresponding to the target insurance product in response to the confirmation operation for at least one new processing information. The at least one new processing information is the new processing information corresponding to the new benefit indicator that has been edited based on at least one preset new editing control when the confirmation operation is triggered.

[0078] In an optional embodiment, the preset configuration interface display module 610 includes: The target product description information acquisition unit is used to acquire the target product description information of the target insurance product in response to the strategy configuration instruction for the target insurance product. The anomaly detection result acquisition unit is used to perform anomaly detection on the target product description information based on preset anomaly detection indication information and obtain anomaly detection results; The preset configuration interface display unit is used to display the preset configuration interface corresponding to the target insurance product when the anomaly detection result indicates that the target insurance product meets the preset configuration conditions.

[0079] Figure 7 This is a block diagram of another insurance data processing apparatus according to an exemplary embodiment. (Refer to...) Figure 7 The device includes: The insurance information input page display module 710 is used to display the insurance information input page corresponding to the target insurance product; The target insurance information display module 730 is used to display the target insurance information on the insurance information input page in response to the insurance information input command; The insurance benefit result display module 750 is used to respond to a confirmation instruction triggered based on the target insurance information and display the insurance benefit result of the current account for at least one first preset benefit indicator; the insurance benefit result is generated based on the target insurance information and the target processing information of the target insurance product for at least one first preset benefit indicator, and the at least one first preset benefit indicator and the target processing information are obtained according to the insurance data processing method in the embodiments of this disclosure.

[0080] Regarding the apparatus in the above embodiments, the specific manner in which each module performs its operation has been described in detail in the embodiments related to the method, and will not be elaborated upon here.

[0081] Figure 8 This is a block diagram illustrating an electronic device for insurance data processing according to an exemplary embodiment. The electronic device may be a terminal, and its internal structure diagram may be as follows: Figure 8As shown, the electronic device includes a processor, memory, network interface, display screen, and input devices connected via a system bus. The processor provides computing and control capabilities. The memory includes a non-volatile storage medium and internal memory. The non-volatile storage medium stores the operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs stored in the non-volatile storage medium. The network interface is used to communicate with external terminals via a network connection. When the computer program is executed by the processor, it implements a secure data processing method. The display screen can be a liquid crystal display (LCD) or an e-ink display. The input devices can be a touch layer covering the display screen, buttons, a trackball, or a touchpad mounted on the device's casing, or an external keyboard, touchpad, or mouse. Those skilled in the art will understand that Figure 8 The structure shown is merely a block diagram of a portion of the structure related to the present disclosure and does not constitute a limitation on the electronic device to which the present disclosure is applied. A specific electronic device may include more or fewer components than those shown in the figure, or combine certain components, or have different component arrangements. In an exemplary embodiment, an electronic device is also provided, including: a processor; and a memory for storing processor-executable instructions; wherein the processor is configured to execute the instructions to implement the insurance data processing method as described in the embodiments of this disclosure.

[0082] In an exemplary embodiment, a computer-readable storage medium is also provided, wherein when the instructions in the storage medium are executed by a processor of an electronic device, the electronic device is enabled to perform the insurance data processing method of the present disclosure embodiments.

[0083] Other embodiments of this disclosure will readily occur to those skilled in the art upon consideration of the specification and practice of the invention disclosed herein. This application is intended to cover any variations, uses, or adaptations of this disclosure that follow the general principles of this disclosure and include common knowledge or customary techniques in the art not disclosed herein. The specification and examples are to be considered exemplary only, and the true scope and spirit of this disclosure are indicated by the following claims.

[0084] It should be understood that this disclosure is not limited to the precise structures described above and shown in the accompanying drawings, and various modifications and changes can be made without departing from its scope. The scope of this disclosure is limited only by the appended claims.

Claims

1. An insurance data processing method, characterized in that, include: In response to a strategy configuration command for a target insurance product, a preset configuration interface corresponding to the target insurance product is displayed, the preset configuration interface including at least one target benefit strategy option corresponding to the target insurance product; In response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options, at least one first preset processing information corresponding to at least one first preset benefit indicator is displayed; the at least one first preset benefit indicator is an indicator associated with the first benefit strategy option among at least one preset benefit indicator; In response to an editing operation on any of the at least one first preset processing information, post-editing information corresponding to the at least one first preset processing information is displayed; In response to a confirmation operation on the post-edited information, target processing information for the target insurance product for the at least one first preset benefit indicator is generated based on the post-edited information.

2. The insurance data processing method according to claim 1, characterized in that, The method of displaying a preset configuration interface corresponding to the target insurance product in response to a strategy configuration command for the target insurance product includes: In response to a strategy configuration instruction for the target insurance product, target product description information and first association information of the target insurance product are obtained; the first association information represents the association relationship between at least one preset product description information and at least one preset benefit strategy option; the at least one preset product description information includes the target product description information; the at least one preset benefit strategy option includes the at least one target benefit strategy option; Based on the target product description information and the first association information, at least one target benefit strategy option associated with the target product description information is determined; The preset configuration interface displays the at least one target benefit strategy option.

3. The insurance data processing method according to claim 1, characterized in that, The step of displaying at least one first preset processing information corresponding to at least one first preset benefit indicator in response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options includes: In response to a selection operation for a first benefit strategy option among the at least one target benefit strategy options, the first benefit strategy option and second related information are obtained; the second related information represents the relationship between at least one preset benefit strategy option and the at least one preset benefit indicator; the at least one preset benefit strategy option includes the first benefit strategy option. Based on the first benefit strategy option and the second association information, at least one first preset benefit indicator associated with the first benefit strategy option and first preset processing information corresponding to the at least one first preset benefit indicator are determined. Display the at least one first preset processing information.

4. The insurance data processing method according to any one of claims 1 to 3, characterized in that, The preset configuration page includes at least one display control control corresponding to at least one first preset benefit indicator; the method further includes: In response to a selection instruction for a display control corresponding to any of the at least one first preset benefit indicators, the display control corresponding to any of the first preset benefit indicators is updated from a non-selected state to a selected state. In response to the product information confirmation command, product information of the target insurance product is generated based on the first preset processing information corresponding to the target benefit indicator. The target benefit indicator is the first preset benefit indicator in which the display control control is selected when the product information confirmation command is triggered.

5. The insurance data processing method according to any one of claims 1 to 3, characterized in that, The step of displaying post-edit information corresponding to the at least one first preset processing information in response to an editing operation on any of the at least one first preset processing information includes: In response to an update operation for the current benefit strategy option corresponding to the current preset processing information, the updated current benefit strategy option is displayed; the current preset processing information is any one of the at least one first preset processing information; the current benefit strategy option is the benefit strategy option associated with the current preset processing information among the first benefit strategy options. In response to the confirmation operation for the updated current benefit strategy option, the current preset processing information in the at least one first preset processing information is updated based on the updated current benefit strategy option to obtain the edited first preset processing information.

6. The insurance data processing method according to claim 1, characterized in that, The method further includes: In response to a new editing instruction for a new benefit indicator corresponding to the target insurance product, a preset new page is displayed, including at least one preset new editing control corresponding to the new benefit indicator; In response to an editing instruction for any of the at least one preset new editing controls, display the new processing information corresponding to the editing instruction; In response to a confirmation operation for at least one newly added processing information, the at least one newly added processing information is updated to the processing information of the benefit indicator corresponding to the target insurance product. The at least one newly added processing information is the newly added processing information corresponding to the newly added benefit indicator that has been edited based on the at least one preset newly added editing control when the confirmation operation is triggered.

7. The insurance data processing method according to claim 1, characterized in that, The method of displaying a preset configuration interface corresponding to the target insurance product in response to a strategy configuration command for the target insurance product includes: In response to a strategy configuration instruction for the target insurance product, obtain the target product description information of the target insurance product; Based on preset anomaly detection indication information, anomaly detection is performed on the target product description information to obtain anomaly detection results; If the anomaly detection result indicates that the target insurance product meets the preset configuration conditions, the preset configuration interface corresponding to the target insurance product is displayed.

8. An insurance data processing method, characterized in that, include: Displays the insurance information input page corresponding to the target insurance product; In response to the instruction to input insurance information, the target insurance information is displayed on the insurance information input page; In response to a confirmation command triggered based on the target insurance information, the insurance benefit results for the current account for at least one first preset benefit indicator are displayed; The insurance benefit result is generated based on the target insurance information and the target processing information of the target insurance product for the at least one first preset benefit indicator, wherein the at least one first preset benefit indicator and the target processing information are obtained by the insurance data processing method according to any one of claims 1 to 7.

9. An insurance data processing device, characterized in that, include: The preset configuration interface display module is used to display the preset configuration interface corresponding to the target insurance product in response to the strategy configuration command for the target insurance product. The preset configuration interface includes at least one target benefit strategy option corresponding to the target insurance product. The first information display module is used to display at least one first preset processing information corresponding to at least one first preset benefit indicator in response to the selection operation of the first benefit strategy option among the at least one target benefit strategy options; The at least one first preset benefit indicator is an indicator among at least one preset benefit indicators that is associated with the first benefit strategy option; The edited display module is used to display the edited post-processing information corresponding to the at least one first preset processing information in response to an editing operation on any of the at least one first preset processing information. The target processing information generation module is used to generate target processing information for the target insurance product for the at least one first preset benefit indicator based on the post-editing information in response to the confirmation operation of the post-editing information.

10. An insurance data processing device, characterized in that, include: The insurance information input page display module is used to display the insurance information input page corresponding to the target insurance product; The target insurance information display module is used to display the target insurance information on the insurance information input page in response to the insurance information input command; The insurance benefit result display module is used to respond to a confirmation command triggered based on the target insurance information and display the insurance benefit result of the current account for at least one first preset benefit indicator; The insurance benefit result is generated based on the target insurance information and the target processing information of the target insurance product for the at least one first preset benefit indicator, wherein the at least one first preset benefit indicator and the target processing information are obtained by the insurance data processing method according to any one of claims 1 to 7.

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