An overdue charge data processing method, device, equipment, medium and product
By introducing a payment overdue management middleware, the problem of data isolation between various systems on the IoT platform was solved, enabling real-time data sharing and refined management across systems, reducing the workload of business personnel and approval processes, and ensuring data security.
CN122173537APending Publication Date: 2026-06-09CHINA UNITED NETWORK COMM GRP CO LTD +2
Patent Information
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- CHINA UNITED NETWORK COMM GRP CO LTD
- Filing Date
- 2026-03-04
- Publication Date
- 2026-06-09
AI Technical Summary
Technical Problem
The lack of real-time data sharing between different systems on the IoT platform leads to an increase in workload for business personnel and approval processes.
Method used
By introducing a payment overdue management middleware, real-time data sharing and filtering across systems can be achieved through an access control module and a data synchronization module. An independent middle control terminal is built to serve as an intelligent bridge between the first target system and the second target system, enabling targeted data flow and function calls.
Benefits of technology
It enables real-time data sharing across systems, reducing the workload of business personnel and approval processes, while ensuring the security and flexibility of core financial data.
✦ Generated by Eureka AI based on patent content.
Smart Images
Figure CN122173537A_ABST
Abstract
This application provides a method, apparatus, device, medium, and product for processing overdue payment data, relating to the field of data processing technology. The method includes: receiving a data query request; obtaining user permission configuration based on a business user identifier; retrieving target overdue payment data from a second target system based on a target customer identifier, and filtering the target overdue payment data according to the user permission configuration to obtain filtered target overdue payment data; and sending the filtered target overdue payment data to the business user through a first target system. An intermediate control terminal is constructed as an intelligent bridge between the first and second target systems. This intermediate control terminal does not replace any existing system, but rather, while respecting the existing system boundaries and security models, realizes the directed flow of data and the on-demand invocation of functions, breaking down data silos, achieving real-time data sharing, and reducing the workload of relevant business personnel and approval processes.
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