Automated transaction device

Abstract

To provide an automated transaction device that positions an identity verification medium and accurately reads predetermined information the identity verification medium.SOLUTION: An automatic transaction device includes a housing, and a reading device 72 that is provided on a central front surface 23 of the housing to read predetermined information from an identity verification medium. The reading device 72 includes: a media placement surface 10 that is inclined at a predetermined angle from a horizontal plane, and on which the identity verification medium is placed to read the predetermined information from the medium; and a positioning unit 12 that positions the identity verification medium placed on the media placement surface. The predetermined angle is set such that the identity verification medium placed on the media placement surface slides toward the positioning unit.SELECTED DRAWING: Figure 2

Description

[Technical Field]

[0001] The present invention relates to an automated transaction device. [Background technology]

[0002] Users conduct transactions such as deposits and withdrawals using automated transaction devices such as ATMs (Automatic Teller Machines) installed in various facilities such as airports, train stations, banks, hotels, and convenience stores (Patent Document 1). [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent Publication No. 2017-199224 Summary of the Invention [Problem to be solved by the invention]

[0004] The automated teller machine of the prior art has a tilted panel member on which the cash slot is formed, allowing rainwater to naturally drain away even when installed outdoors. Furthermore, the automated teller machine of the prior art has multiple protrusions on the panel member, which prevents users from placing containers containing drinking water on the panel member.

[0005] Prior art discloses that forming protrusions along at least one of the front and rear edges of the reading section of a contactless IC medium can prevent the contactless IC medium from falling off. However, the prior art does not give much consideration to the positioning when reading specific information from an identification document such as a driver's license or My Number card, and the user manually adjusts the position of the identification medium. Therefore, the automated teller machine of the prior art may have a risk of reduced reading accuracy when reading specific information from the identification medium.

[0006] The present invention has been made to solve the above-mentioned problems, and its purpose is to provide an automatic transaction device that can position an identity verification medium and accurately read specified information from the identity verification medium. [Means for solving the problem]

[0007] In order to solve the above problems, the automatic transaction device according to the present invention comprises a housing and a reading device provided on the front central part of the housing for reading specified information from an identification medium, the reading device being provided at a specified angle from the horizontal plane and comprising a medium loading surface on which the identification medium is placed in order to read the specified information from the identification medium, and a positioning section for positioning the identification medium placed on the medium loading surface, the specified angle being set so that the identification medium placed on the medium loading surface slides toward the positioning section. [Effects of the Invention]

[0008] According to the present invention, the identification medium placed on the medium placement surface can be positioned by the positioning unit, and predetermined information can be read from the identification medium. [Brief explanation of the drawings]

[0009] [Figure 1] FIG. 1 is an external perspective view of an automated teller machine as an automatic transaction device. [Figure 2] FIG. 2 is an enlarged perspective view of the reading device. [Figure 3] FIG. [Figure 4] FIG. 2 is a perspective view showing a state in which an identity verification medium is placed on the medium placement surface of the reading device. [Figure 5] FIG. 10 is an enlarged perspective view of a reading device according to a second embodiment. [Figure 6] FIG. 11 is an external perspective view of an automated teller machine according to a third embodiment, which is installed in a convenience store or the like. [Figure 7] FIG. 10 is an enlarged perspective view of a reading device according to a fourth embodiment. DETAILED DESCRIPTION OF THE INVENTION

[0010] Hereinafter, an embodiment of the present invention will be described with reference to the drawings. An automated teller machine 1 according to this embodiment performs user authentication to confirm that a user who wishes to deposit or withdraw cash is the identity of the user using an identity verification medium such as a driver's license or My Number card. User authentication, for example, verifies whether the identity verification medium is genuine, and then compares the user's facial image read from the identity verification medium with the user's facial image captured by a camera installed in the automated teller machine to determine whether the two images match.

[0011] When a user's facial image is printed on the front or back of an identification medium, in order to accurately read the facial image, it is necessary to accurately position the identification medium relative to the medium placement surface on which the identification medium is placed. In conventional technology, the positioning of the identification medium is usually left up to the user, which can result in a decrease in image reading accuracy.

[0012] Furthermore, in conventional technology, the angle between the front center of the housing where the reading device is installed and the medium placement surface usually does not match, so the reading device protrudes from the front center of the housing, which can reduce the degree of freedom in arranging surrounding structures and limit the exterior design.If a reading device whose angle with the front center of the housing does not match is placed recessed from the front center of the housing, it may end up making the space inside the housing smaller than necessary, which can reduce the degree of freedom in design.

[0013] Therefore, in the automatic transaction device of this embodiment, the reading device is positioned at a predetermined angle from the horizontal plane so that the medium loading surface is parallel to the front center of the housing, and a positioning member is provided to position the identity verification medium that is placed on the medium loading surface and slides. [Example]

[0014] A first embodiment will be described using Figures 1 to 4. In this embodiment, an ATM 1 will be described as an example of an automated teller machine. In the figures, the automated teller machine 1 is denoted as ATM 1. The ATM 1 is a device that executes various transactions, such as deposit transactions and withdrawal transactions of banknotes and coins, through user operations. The ATM 1 includes, for example, a housing 2, a card insertion slot 3, a passbook slot 4, a banknote deposit / withdrawal slot 5, a coin deposit / withdrawal slot 6, an identity verification device 7, an operation / display unit 8, a handset 9, and a control unit 1000, as will be described later.

[0015] [External configuration of ID reader] In this embodiment, an identity verification device 7 for authenticating the identity of a user is provided on the front side of the housing 2 of the ATM 1. The identity verification device 7 includes a first camera 71 disposed on the upper front surface 21 and a reader 72 provided on the central front surface 23.

[0016] [Automated teller machine exterior configuration] The external configuration of the automated teller machine 1 will be described using Figure 1. Figure 1 is an external perspective view of the automated teller machine 1. Here, the front side facing the user is defined as the front side of the automated teller machine 1, the opposite side is defined as the rear side (or back side) of the automated teller machine 1, and the upper, lower, left and right sides as viewed from a user standing in front of the automated teller machine 1 are defined as the upper, lower, left and right sides of the automated teller machine 1, respectively.

[0017] The automated teller machine 1 is installed in, for example, a financial institution and is a device for carrying out cash-related transactions such as deposit transactions and withdrawal transactions with users. The automated teller machine 1 has a stepped box-like housing 2 in side view, as if a smaller trapezoidal columnar housing were stacked on top of a larger trapezoidal columnar housing.

[0018] The housing 2 has an upper front surface 21 that is recessed further rearward than the lower front surface 22, and is equipped with the upper front surface 21 and lower front surface 22 that are nearly perpendicular to the floor surface FL on which it is placed, a central front surface 23 that is provided so as to connect the upper front surface 21 and the lower front surface 22, a left side surface 24L and a right side surface 24R that are formed from the bottom surface 26 to the top surface 25 of the housing 2, and a rear surface 27. The central front surface 23 is a surface that slopes slightly downward toward the front.

[0019] The upper front surface 21 is provided with a card slot 3 and a passbook slot 4. The central front surface 23 is provided with, for example, a bill slot 5, a coin slot 6, an identity verification device 7, an operation display unit 8, and a handset 9.

[0020] The card slot 3 is provided, for example, at the lower right side of the upper front face 21, and is a section through which various cards such as cash cards are inserted or ejected. The banknote slot 5 is provided, for example, at the rear right side of the central front face 23, and is a section through which banknotes to be deposited by the user are inserted and through which banknotes to be dispensed to the user are ejected. The banknote slot 5 is opened or closed by a shutter (not shown).

[0021] The operation display unit 8 is provided on the central front surface 23, for example, located in front of the banknote deposit / withdrawal slot 5 and the coin deposit / withdrawal slot 6. The operation display unit 8 is, for example, a touch panel display that integrates a display that displays an operation screen with a touch sensor that detects touch operations on the operation screen.

[0022] [External configuration of the personal identification device] The external configuration of the personal identification device 7 will be described. As described above, the personal identification device 7 includes a first camera 71 provided on the upper front surface 21 and a reading device 72 provided on the central front surface 23. The reading device 72 is a device that reads predetermined information from an identification card such as a driver's license or a My Number card. The predetermined information includes at least a facial image of the user. The reading device 72 can also read information other than the user's facial image, such as the presence or absence of a watermark and a number. The facial image of the user is acquired by a second camera 11, which will be described later. The first camera 71 can also be called an external camera, and the second camera 11 can also be called an internal camera.

[0023] [Appearance of the reading device] The reader 72 that reads information from the personal identification medium will be described with reference to Figures 2, 3, and 4. The reader 72 reads predetermined information from the personal identification medium 100 (see Figure 4) in a state where the personal identification medium 100 is abutted against the wall 12, which serves as a "positioning unit."

[0024] The reading device 72 has a medium placement surface 10 formed into a plate shape from a material with high light transmittance, such as an acrylic plate. As shown in Fig. 3, a second camera 11 is provided on the back side of the medium placement surface 10 (inside the housing 2). The material of the medium placement surface 10 is not limited to acrylic, and other materials such as glass may also be used.

[0025] Reading information from an identification medium 100 such as a driver's license or My Number card differs from reading information from a transportation IC card or an electronic money IC card in that it requires accurate reading of the facial image printed on the surface of the card. If digital data is simply being read from a chip inside the IC card, the positioning of the IC card and the sensor is not that important. However, in order to capture the facial image printed on the surface of the IC card with camera 11 through the medium mounting surface 10, it is necessary to accurately determine the positions of the identification medium 100 such as an IC card and camera 11. Furthermore, because the time required for camera 11 to optically acquire predetermined information (the user's facial image) from the identification medium 100 is significantly longer than the time required to electronically receive digital data from the IC card, it is preferable for the user to place the identification medium 100 on the medium mounting surface 10.

[0026] The reading device 72 is provided, for example, on the left side of the operation display unit 8 on the central front surface 23 of the housing 2. As shown in Fig. 3, the central front surface 23 of the housing 2 is inclined forward at a predetermined angle θ. The reading device 72 is also provided on the central front surface 23 so that the medium placement surface 10 is inclined forward by the predetermined angle θ from the horizontal plane H. As a result, the medium placement surface 10 and the central front surface 23 are approximately parallel to each other.

[0027] Here, the predetermined angle θ is set as the angle at which the identification verification medium 100 placed on the medium placement surface 10 slides toward the wall 12, which serves as a positioning unit. The identification verification medium 100 slides due to the relationship between the downward force of gravity and frictional force. Through experiments, the inventors have concluded that the predetermined angle θ is preferably greater than or equal to 20 degrees and less than 90 degrees. By tilting the medium placement surface 10 toward the user (toward the user) by the predetermined angle θ, the identification verification medium 100 slides on the medium placement surface 10 toward the wall 12 due to its own weight. Eventually, the lower portion 100B of the identification verification medium 100 abuts against the wall 12, and the identification verification medium 100 stops. In the automated teller machine 1 of this embodiment, the user does not need to manually move the identification verification medium 100 and position it by contacting it with the wall 12.

[0028] 3 and 4, the medium placing surface 10 is inclined forward at a predetermined angle θ from the horizontal plane H. Therefore, the medium placing surface 10 is approximately parallel to the central front surface 23, which is inclined forward at the predetermined angle θ from the horizontal plane H.

[0029] The reading device 72 is located below the central front face 23. In other words, the reading device 72 is installed inside the housing 2. Because the reading device 72 is located below the central front face 23 of the housing 2, the reading device 72 does not protrude above the central front face 23. This prevents the reading device 72 from interfering with other structures (such as the handset 9) arranged around the reading device 72, thereby increasing the degree of freedom in arranging the other structures. Furthermore, because there are no structures protruding from the central front face 23, the external appearance can be made neater, improving the aesthetic appearance of the automated teller machine 1.

[0030] A predetermined side of the four sides of the medium placing surface 10 that faces the wall 12 serving as a positioning portion is connected to the central front surface 23 of the housing 2 by a curved recess 13. That is, the front surface of the wall 12 is formed with a curved recess 13 that is recessed and curved from the rear side to the front side. The curved recess 13 is formed continuously from the left wall 15L to the right wall 15R. When placing the identification verification medium 100 on the medium placing surface 10, the user can insert their fingertip into the curved recess 13, allowing the identification verification medium 100 to be placed smoothly on the medium placing surface 10.

[0031] Furthermore, between the front side of the curved recess 13 and the rear side of the medium placement surface 10, another recess 14 is formed in a straight line from the left wall 15L to the right wall 15R. In other words, the recess 14 is formed so as to follow the entire width of the identification medium 100. The user can slightly insert their fingertip into the recess 14 between the top 100T of the identification medium 100 and the front end of the curved recess 13. These recesses 13, 14 allow the user to easily place and remove the identification medium 100 on the medium placement surface 10.

[0032] According to this embodiment configured as described above, when authenticating a user, the user simply places the personal identification medium 100 on the medium placement surface 10, and the personal identification medium 100 slides down the medium placement surface 10 by its own weight to a predetermined stopper position where it abuts against the wall 12. When the personal identification medium 100 stops at a predetermined position, the camera 11 photographs the user's facial image printed on the personal identification medium 100 through the medium placement surface 10 and acquires it as digital data.

[0033] Therefore, the user does not need to manually position the identification verification medium 100, and the identification verification medium 100 automatically slides to the correct position and stops. Walls 15L and 15R are provided on both the left and right sides of the medium placement surface 10, and the distance between the left and right walls 15L and 15R is approximately equal to the width dimension of the identification verification medium 100, so the lateral position of the identification verification medium 100 can also be regulated. As a result, the camera 11 can accurately read the user's facial image printed on the identification verification medium 100.

[0034] According to this embodiment, the central front surface 23 is tilted forward by a predetermined angle θ, and the reading device 72 is positioned below the central front surface 23, so that the media loading surface 10 is tilted forward by a predetermined angle θ, thereby giving the central front surface 23 of the housing 2 a clean appearance and reducing the impact on surrounding structures.

[0035] In this embodiment, a recess 14 and a curved recess 13 are provided near the top 100T of the identity verification medium 100 placed on the medium loading surface 10, so that the user can easily remove the identity verification medium 100 from the medium loading surface 100 by placing their fingertips near the top 100T of the identity verification medium 100, thereby improving usability for the user.

[0036] 3, the certificate reading device 72 is described as having a medium placement surface 100 that is tilted so that the front side is lower, but this is not limiting. The medium placement surface 100 may be tilted by a predetermined angle θ toward the rear side of the central front surface 23. Alternatively, the medium placement surface 100 may be tilted by a predetermined angle θ toward either the left or right side of the central front surface 23.

[0037] It is preferable that the identification verification medium 100 slides toward a positioning portion installed corresponding to one of the two corners of the lower side of the medium placement surface 100. In other words, the medium placement surface 10 may be arranged in a diamond shape on the front central portion 23, and the identification verification medium 100 may slide toward the lower vertex of the diamond-shaped medium placement surface 10. With this configuration, the identification verification medium can be positioned in the vertical and horizontal directions of the medium placement surface. [Example]

[0038] Example 2 will be described with reference to Figure 5. In the reading device 72A of the automated teller machine 1A according to this example, the left wall 15L of the surrounding walls of the medium placement surface 10 is removed in accordance with the length dimension of the identification verification medium 100. After the left wall 15L is removed, the bottom of the opening 16 is approximately flush with the surface of the medium placement surface 10. The user inserts the identification verification medium 100 through the opening 16 toward the medium placement surface 100, and abuts the right end of the identification verification medium 100 against the right wall 15R. The identification verification medium 100 then slides toward the wall 12 due to its own weight and stops at a predetermined position.

[0039] This embodiment configured in this manner also achieves the same effects as those of embodiment 1. In this embodiment, the personal verification medium 100 can be slid from the side (for example, the left side) and placed on the medium placement surface 10, making it easier to attach and detach the personal verification medium 100 than in embodiment 1. [Example]

[0040] A third embodiment will be described with reference to Fig. 6. In this embodiment, a case where the invention is applied to an automated teller machine 1B installed in a convenience store will be described.

[0041] The convenience store automated teller machine 1B includes, for example, a housing 2B, a personal identification device 7B, and an operation display unit 8B. Other components are not shown in the drawings.

[0042] The housing 2B includes, for example, an upper front surface 21B, a central front surface 23B, and a lower front surface 22B. The camera 71 of the personal identification device 7B is provided on the upper front surface 21B. The reader 72B of the personal identification device 7B is provided on the central front surface 23B. A banknote deposit / withdrawal slot 5B is provided next to the reader 72B.

[0043] As described in the first embodiment, the central front surface 23B is inclined forward by a predetermined angle θ, and a reading device 72B is provided in the housing 2B below the central front surface 23B.

[0044] The automated teller machine 1B of this configuration also achieves the same effects as those of the embodiment 1. The present invention is not limited to automated teller machines, but can be applied to any device that uses the personal identification medium 100 to verify personal identification. [Example]

[0045] A fourth embodiment will be described with reference to Fig. 7. In the automated teller machine 1C of this embodiment, a removal inhibiting mechanism is provided for the reading device 72C, which inhibits removal of the personal verification medium 100 in certain cases. In Fig. 7, the personal verification medium 00 is not shown.

[0046] The predetermined case is when it is not appropriate to return the personal verification medium 100 to the user as is, such as when the personal verification medium 100 is determined to be an unauthorized personal verification medium (counterfeit). In such a case, the reading device 72C protrudes upward a vertical pin 17 provided in an extendable manner at the bottom of an opening 16 formed by partially removing the left wall 15L. Since the vertical pin 17 is normally hidden inside the housing 2, the user can slide the personal verification medium 100 through the opening 16 and place it on the medium placement surface 10. However, in the predetermined case described above, the reading device 72C protrudes the vertical pin 17 upward, thereby preventing the personal verification medium 100 from being slid out from the left side.

[0047] A pin 18 may be protruded horizontally from the right wall 15R. The horizontal pin 18 may be fixed so that it cannot be extended or retracted. Even in this case, the user can slide the identification medium 100 through the opening 16 and place it on the medium placement surface 10.

[0048] Alternatively, the horizontal pin 18 may also be provided to be extendable and normally housed within the right wall 15R. In certain cases, the reading device 72C may protrude the vertical pin 17 and horizontal pin 18 to prevent removal of the personal verification medium 100. The vertical pin 17 may also be called a lateral movement restricting member, and the horizontal pin may also be called an upward movement restricting member.

[0049] It should be noted that the present embodiment is not limited to the above-described embodiment, and various modifications are included. For example, the above-described embodiment has been described in detail to clearly explain the present embodiment, and is not necessarily limited to an embodiment including all of the described configurations. Furthermore, it is possible to replace part of the configuration of one embodiment with the configuration of another embodiment, or to add the configuration of another embodiment to the configuration of one embodiment. Furthermore, it is possible to add, delete, or replace part of the configuration of each embodiment with other configurations. The above-described embodiment discloses the invention as expressed below.

[0050] (Representation 1) An automatic transaction device comprising: a housing; a reading device provided at the front center of the housing for reading specified information from a personal identification medium; the reading device being provided at a specified angle from the horizontal plane; a medium placement surface on which the personal identification medium is placed in order to read the specified information from the personal identification medium; and a positioning unit for positioning the personal identification medium placed on the medium placement surface.

[0051] (Representation 2) An automatic transaction device according to Representation 1, in which the predetermined angle is set so that the personal identification medium placed on the medium placement surface slides toward the positioning section.

[0052] (Representation 3) An automatic transaction device described in Representation 1 or 2, wherein the medium loading surface is formed in a rectangular shape, and the specified angle is set so that the personal identification medium slides toward the positioning section installed corresponding to one of the specified corners of the lower side of the medium loading surface.

[0053] (Representation 4) The lower side of the medium placement surface is located at the predetermined angle lower than the upper side of the medium placement surface, and the positioning unit is installed corresponding to the lower side of the personal verification medium. An automated transaction device according to any one of expressions 1 to 3.

[0054] (Representation 5) An automatic transaction apparatus according to any one of Representations 1 to 4, wherein the medium placement surface is provided substantially parallel to the front center portion of the housing.

[0055] (Representation 6) An automatic transaction apparatus according to any one of Representations 1 to 5, wherein the reading device is located on the lower front side of the central part of the housing.

[0056] (Representation 7) An automatic transaction device described in any one of Representations 1 to 6, wherein a predetermined side of the four sides of the medium loading surface that faces the positioning portion and the front surface of the central portion of the housing are connected by a curved recess.

[0057] (Representation 8) An automatic transaction device according to any one of Representations 1 to 7, wherein a recess is formed between the front side of the curved recess and the rear side of the medium placement surface. [Explanation of symbols]

[0058] 1, 1A, 1B, 1C: automated teller machine (automated transaction device), 2: housing, 3: card slot, 4: passbook slot, 5: banknote slot, 6: coin slot, 7, 7B: identity verification device, 8: operation display unit, 9: handset, 10: medium placement surface, 11: camera, 12: wall (positioning unit), 16: opening, 17: vertical pin, 18: horizontal pin, 21, 21B: upper front, 22, 22B: lower front, 23, 23B: central front, 71, 71B: camera, 72, 72A, 72B, 72C: reader, 100: identity verification medium, 1000: control unit

Claims

1. An automated transaction device, The housing and a reading device provided on the front surface of the central portion of the housing for reading predetermined information from the personal identification medium; Equipped with The reading device is a medium placement surface provided at a predetermined angle from a horizontal plane, on which the personal identification medium is placed in order to read predetermined information from the personal identification medium; a positioning unit that positions the personal verification medium placed on the medium placement surface; Equipped with An automatic transaction device in which the predetermined angle is set so that the personal identification medium placed on the medium placement surface slides toward the positioning unit.

2. The medium placement surface is formed in a rectangular shape, and the predetermined angle is set so that the personal identification medium slides toward the positioning portion that is installed corresponding to one of the predetermined corners of the lower side of the medium placement surface.

2. The automated transaction device according to claim 1.

3. a lower side of the medium placement surface is positioned at the predetermined angle lower than an upper side of the medium placement surface; The positioning portion is disposed in correspondence with the lower side of the personal identification medium.

2. The automated transaction device according to claim 1.

4. The medium placement surface is provided substantially parallel to the front surface of the central portion of the housing. The automatic transaction device according to any one of claims 1 to 3.

5. The reading device is located on the lower front side of the central part of the housing.

5. The automated transaction device according to claim 4.

6. A predetermined side of the four sides of the medium placement surface that faces the positioning portion is connected to the front surface of the central portion of the housing by a curved recess.

6. The automated transaction device according to claim 5.

7. A recess is formed between the front side of the curved recess and the rear side of the medium placement surface.

7. The automated transaction device according to claim 6.

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