Reward allocation system for holding crypto assets

Abstract

To provide a system for distributing a reward for holding crypto assets, capable of receiving the distribution of the reward for holding the crypto assets only by holding the crypto assets in a wallet of an individual owner of the crypto assets without depositing the crypto assets held by the owner of the crypto assets in a staking service provider and without performing troublesome transaction approval work, selling and buying the crypto assets held by the owner of the crypto assets at any time, and securing a profit.SOLUTION: The system includes a wallet service providing system 11, a wallet usage fee accumulation means 12, a wallet usage fee totaling means 13, a total amount totaling means 14 of held crypto assets, a customer-unit crypto asset holding ratio calculation means 15, a reward total amount calculation means 16, a crypto asset allocation amount for reward calculation means 17, a reward sending means 18, a point token generation means 19, and a precious metal actual lease operation / monetization means 21.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to a system for distributing rewards to holders of crypto assets in wallets for holding the crypto assets. In this specification, "system" refers to a computer system that is configured by combining elements such as computers, other electronic devices, software, communication networks, and data, and that specifically realizes software-based information processing using hardware resources. [Background technology]

[0002] Conventionally, systems using consensus algorithms such as POW (Proof of Work), PoS (Proof of Stake), and DPoS have been considered as mechanisms for receiving rewards by recording transaction data such as cryptocurrency transactions and remittances (see, for example, Non-Patent Documents 1 to 3).

[0003] The POW (Proof of Work) system calculates the parameter values ​​suitable for connecting the blockchain and data, and those who successfully complete the calculation become the approvers of the transaction data and receive cryptocurrency as mining rewards.

[0004] In addition, systems using PoS (Proof of Stake) or DPoS are systems in which holders of the cryptocurrency in question are randomly granted the right to approve transactions, and holders of the cryptocurrency who are selected as approvers can receive a specified amount of the cryptocurrency in question as a reward by recording transaction data on the blockchain. [Prior art documents] [Non-patent literature]

[0005] [Non-Patent Document 1] "What is cryptocurrency staking? A thorough explanation of how it works, its benefits, and recommended brands | Market α (caica.jp)", [online], https: / / www.caica.jp / media / crypto / cryptocurrency-staking / , published on April 4, 2024, by CAICA DIGITAL Inc. [Non-patent document 2] "What is cryptocurrency staking? A thorough explanation of how you can earn rewards, interest rates, and taxes (okcoin.jp)" [online], https: / / blog.okcoin.jp / column / what-is-staking / #i-2, Posted: 2024-05-24, OKCoin Japan Co., Ltd. [Non-patent document 3] "What is Staking? The Profit Mechanism and Risks (Lisk) Staking Service | Coincheck", [online], https: / / coincheck.com / ja / article / 394, Posted: 2023-03-16, Coincheck, Inc. Summary of the Invention [Problem to be solved by the invention]

[0006] Systems using POW (Proof of Work) impose a heavy financial and time burden on recipients of cryptocurrencies as mining rewards.

[0007] Systems using PoS (Proof of Stake) and DPoS do not impose the same financial and time burden as systems using POW (Proof of Work). In addition, the longer a holder holds a large amount of cryptocurrency, the higher the probability that they will be assigned the role of approver, which results in more opportunities to receive a specified amount of cryptocurrency as a reward, allowing them to increase the amount of cryptocurrency they hold.

[0008] However, it is a hassle for the holder of the cryptocurrency to approve a transaction every time they become a transaction approver.

[0009] However, cryptocurrency-related businesses such as cryptocurrency exchanges known as VASPs (Virtual Asset Service Providers) offer services in which they accept cryptocurrency from customers who hold specific cryptocurrencies and act as transaction data approvers to approve transactions. Such services are called staking services.

[0010] To receive staking services, customers who hold specific crypto assets open an account with a crypto asset-related business that will act as a staking service provider, where the crypto assets will be deposited. By opening an account, a wallet for account holders is automatically created. Then, customers who hold specific crypto assets transfer the specific crypto assets they have stored in their personal wallet to the crypto asset-related business's wallet for account holders. The transferred specific crypto assets are stored in the crypto asset-related business's wallet for account holders.

[0011] While the services offered vary depending on the staking service provider (e.g., VASP), crypto assets deposited with the staking service provider are essentially temporarily loaned. The staking service provider manages the crypto assets lent by the holder and returns a portion of the profits earned from the cryptocurrency screening process to the holder as compensation, based on the amount of crypto assets deposited. Therefore, the crypto assets deposited are locked for at least one month, preventing the holder from trading or transferring the crypto assets. Therefore, a disadvantage of staking services is that when the price of the crypto asset falls or rises, the holder is unable to trade the crypto asset, potentially missing out on a profit opportunity.

[0012] The present invention has been made in consideration of the above-mentioned problems, and aims to provide a system for allocating rewards for holding crypto assets, which allows crypto asset holders to receive rewards for holding the crypto assets without having to deposit the crypto assets with a staking service provider, by simply holding the crypto assets in their own personal wallets, without having to go through the tedious process of approving transactions, and which also allows crypto asset holders to buy and sell the crypto assets they hold at any time, thereby ensuring profits when the price of the crypto asset rises and minimizing losses when the price falls. [Means for solving the problem]

[0013] In order to achieve the above-mentioned object, the system for allocating rewards for holding crypto assets according to the present invention is a system for allocating a predetermined amount of crypto assets as a reward for holding a specific crypto asset, which is constructed with a distributed ledger in blockchain or other distributed ledger technology and a smart contract or server application for performing predetermined processing using the data managed in the distributed ledger, and the system comprises: a wallet providing means for providing customers with wallets that have the functions of storing and transferring the predetermined crypto asset and the function of making payments using the predetermined crypto asset on a predetermined permissioned blockchain; a wallet service providing system having a wallet usage fee collection means for collecting wallet usage fees associated with the transfer of the predetermined crypto asset by the customer using the wallet and the payment using the predetermined crypto asset stored in the wallet; a wallet usage fee accumulation means for accumulating the wallet usage fees collected from customers by the wallet usage fee collection means in the predetermined permissioned blockchain; and a wallet usage fee accumulation means for periodically aggregating the wallet usage fees for a predetermined period accumulated by the wallet usage fee accumulation means. a total crypto asset holdings aggregating means for aggregating the total amount of the specified crypto asset held in the wallets of all individual customers at a predetermined time when the wallet usage fee aggregating means aggregates the wallet usage fees for a predetermined period; a customer-level crypto asset holdings ratio calculating means for calculating, for each of all customers at the predetermined time, the ratio of the specified crypto asset held by that customer to the total amount of the specified crypto asset aggregated by the total crypto asset holdings aggregating means; a total remuneration calculation means for extracting a portion of the total wallet usage fees for the predetermined period aggregated by the wallet usage fee aggregating means as a first remuneration amount for the customer's holding of the specified crypto asset, and using the extracted first remuneration amount to calculate the total amount of remuneration for the customer's holding of the specified crypto asset; and a remuneration crypto asset allocation calculation means for calculating the allocation of remuneration crypto asset to be distributed to each holder of the specified crypto asset based on the total amount of remuneration calculated by the total remuneration calculation means, in accordance with the ratio of the specified crypto asset held by that customer to the total amount of the specified crypto asset calculated by the customer-level crypto asset holdings ratio calculation means.and a reward sending means for sending the amount of the specified crypto asset equivalent to the quota of the specified crypto asset to be distributed to each holder of the specified crypto asset calculated by the reward crypto asset quota calculation means to the personal wallet of each customer who is the holder of the specified crypto asset.

[0014] In addition, in the system for allocating rewards for holding crypto assets of the present invention, it is preferable that the system has a point token generation means that generates point tokens using points held by a customer at the customer's request, and that the specified crypto asset is a point token generated by the point token generation means.

[0015] Furthermore, in the system for allocating rewards for holding crypto assets of the present invention, the predetermined crypto asset is a SC (stable coin) issued by tokenizing RWA (Real World Asset) of precious metals such as gold and platinum, and the system includes a precious metal RWA (Real World Asset) SC (stable coin) issuing means for issuing tokenized SC (stable coin) based on the RWA (Real World Asset) of the precious metal, and a precious metal physical leasing operation and monetization means for leasing and managing the precious metal physical goods, etc. that are the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, in an amount issued by the SC, to obtain leasing income, and the total reward calculation means allocates a portion of the leasing income obtained by the precious metal physical leasing operation and monetization means through leasing and managing the precious metal physical goods, etc. that are the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, at the predetermined time, to the RWA (Real World Asset) of the precious metal. It is preferable to extract the second remuneration amount as a second remuneration amount for holding the SC (stable coin) of the relevant crypto asset, and add the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the customer's holding of the crypto asset of that brand.

[0016] Furthermore, the system for allocating rewards for holding crypto assets of the present invention further includes a holding brand registration means for registering the brands of crypto assets held in the personal wallets of each crypto asset holder, the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of crypto asset registered in the holding brand registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of crypto asset registered in the holding brand registration means, the total amount of held crypto assets aggregation means aggregates the total amount of crypto assets of that brand held in all personal wallets of all customers at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means, and the customer-level crypto asset holding ratio calculation means calculate ... total amount of crypto assets of that brand held in all personal wallets of all customers, and the customer-level crypto asset holding ratio calculation means calculates the total amount of crypto assets of that brand held in all personal wallets for each brand of crypto asset registered in the holding brand registration means. At the specified point in time, for each of all customers, the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the total amount of held cryptocurrency aggregation means is calculated; the total reward calculation means, for each brand of cryptocurrency registered in the held brand registration means, extracts a portion of the total wallet usage fees for that specified period aggregated by the wallet usage fee aggregation means as a first reward amount for the customer's holding of that brand of cryptocurrency, and uses the extracted first reward amount to calculate the total amount of reward for the customer's holding of that brand of cryptocurrency; the reward cryptocurrency allocation calculation means, for each brand of cryptocurrency registered in the held brand registration means, calculates the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency in accordance with the total amount of reward calculated by the total reward calculation means and the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand calculated by the customer unit cryptocurrency holding ratio calculation means; and the reward sending means, for each brand of cryptocurrency registered in the held brand registration means,It is preferable to send the crypto asset of the issue in an amount equivalent to the quota of the crypto asset for remuneration to be distributed to each holder of the crypto asset of the issue calculated by the remuneration crypto asset quota calculation means to the personal wallet of each customer who is the holder of the crypto asset of the issue.

[0017] Furthermore, in the system for allocating rewards for holding crypto assets of the present invention, the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of crypto assets registered in the holding brand registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of crypto assets registered in the holding brand registration means, and the total amount of held crypto assets aggregation means aggregates all of the wallet usage fees for a predetermined period for each brand of crypto assets registered in the holding brand registration means at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for The customer-level cryptocurrency holding ratio calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means at the specified time, the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding brand total amount aggregation means for all customers, and the total remuneration calculation means extracts, for each cryptocurrency brand registered in the holding brand registration means, a portion of the total wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and allocates, as a first remuneration amount, a portion of the lease fee income obtained by the precious metals spot leasing operation and monetization means by leasing and operating the precious metals spot, etc. that form the basis for issuing SCs (stablecoins) of precious metals RWAs (Real World Assets) at the specified time.and extracting the second remuneration amount as a second remuneration amount for holding the SC (stable coin) of the relevant cryptocurrency asset, and adding the extracted second remuneration amount to the first remuneration amount to calculate a total remuneration amount for the customer's holding of that brand of cryptocurrency; the remuneration cryptocurrency allocation calculation means calculates, for each brand of cryptocurrency registered in the holding brand registration means, the total remuneration amount calculated by the total remuneration calculation means, in accordance with the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer-level cryptocurrency holding ratio calculation means; and the remuneration sending means preferably sends, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the remuneration cryptocurrency allocation amount to be allocated to each holder of the cryptocurrency of that brand calculated by the remuneration cryptocurrency allocation calculation means, to the personal wallets of each customer who is a holder of the cryptocurrency of that brand.

[0018] Furthermore, the system for allocating rewards for holding crypto assets of the present invention includes a point token generation means for generating point tokens using points held by a customer at the request of the customer, and the predetermined crypto assets include point tokens generated by the point token generation means and SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, and includes a precious metal RWA (Real World Asset) SC (stable coin) issuing means for issuing SCs (stable coins) tokenized based on the RWAs (Real World Assets) of the precious metals;The system has a precious metals spot leasing operation and monetization means for leasing out the precious metals spot etc. that form the basis for issuing SC (Stable Coin) of a cryptocurrency asset (Cryptocurrency Asset) issued by the Cryptocurrency Asset (Cryptocurrency Asset) and obtaining leasing income, and further has a holding stock registration means for registering the corresponding brand of cryptocurrency held in the wallet of each cryptocurrency holder, the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of cryptocurrency registered in the holding stock registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means, and the held cryptocurrency total amount aggregation means aggregates the wallet usage fees for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means. The total amount of crypto assets of that brand held in the wallets of all customers is aggregated, and the customer-level crypto asset holding ratio calculation means calculates, for each brand of crypto asset registered in the holding brand registration means, the ratio of the crypto assets of that brand held by that customer to the total amount of crypto assets of that brand aggregated by the holding brand total amount aggregation means, for each customer at the specified time point. The total reward calculation means extracts, for each brand of crypto asset registered in the holding brand registration means, a portion of the total wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means as a first reward amount for the customer's holding of that brand of crypto asset, and if the crypto assets of that brand are point tokens generated by the point token generation means, calculates the extracted first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, for each brand of crypto asset registered in the holding brand registration means ... If the SC (stable coin) is issued by tokenizing the Real World Asset (RWA), the precious metals physical leasing operation and monetization method is the RWA (Real World Asset) of precious metals.A portion of the lease income obtained by leasing the precious metals, etc. that are the basis for issuing SC (Stable Coin) of the Asset, will be converted into RWA (Real World Asset Value) of precious metals at the specified time. and extracting the second remuneration amount as a second remuneration amount for holding the SC (stable coin) of the relevant cryptocurrency asset, and adding the extracted second remuneration amount to the first remuneration amount to calculate a total remuneration amount for the customer's holding of that brand of cryptocurrency; the remuneration cryptocurrency allocation calculation means calculates, for each brand of cryptocurrency registered in the holding brand registration means, the total remuneration amount calculated by the total remuneration calculation means, in accordance with the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer-level cryptocurrency holding ratio calculation means; and the remuneration sending means preferably sends, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the remuneration cryptocurrency allocation amount to be allocated to each holder of the cryptocurrency of that brand calculated by the remuneration cryptocurrency allocation calculation means, to the personal wallets of each customer who is a holder of the cryptocurrency of that brand. [Effects of the Invention]

[0019] According to the present invention, a cryptocurrency holder can receive rewards for holding cryptocurrency without depositing the cryptocurrency he or she holds with a staking service provider, by simply holding the cryptocurrency in the holder's personal wallet, without having to go through the hassle of transaction approval work.In addition, the cryptocurrency holder can buy and sell the cryptocurrency he or she holds at any time, thereby providing a system for allocating rewards for holding cryptocurrency, which can ensure profits when the price of the cryptocurrency rises and minimize losses when the price falls. [Brief explanation of the drawings]

[0020] [Figure 1] 1 is an explanatory diagram showing an example of the overall configuration of a system for allocating rewards for holding crypto assets in accordance with a first embodiment of the present invention.

[0023] FIG. [Figure 2]FIG. 1 is an explanatory diagram illustrating an example of the configuration of a wallet service providing system included in the system for distributing rewards for holding crypto assets according to the first embodiment. [Figure 3] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a wallet providing means provided in a wallet service providing system in a system for allocating rewards for holding crypto assets according to the first embodiment. [Figure 4] An explanatory diagram showing an example of the configuration of a wallet usage fee collection means provided in a wallet service providing system in the system for distributing rewards for holding crypto assets of the first embodiment. [Figure 5] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a wallet usage fee accumulation means provided in the system for distributing rewards for holding crypto assets in the first embodiment. [Figure 6] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a wallet usage fee aggregation means provided in the system for distributing rewards for holding crypto assets in the first embodiment. [Figure 7] An explanatory diagram showing an example of the configuration of a means for aggregating the total amount of held crypto assets provided in the system for distributing rewards for holding crypto assets in the first embodiment. [Figure 8] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a customer-level cryptocurrency holding ratio calculation means provided in the system for allocating rewards for holding cryptocurrency in the first embodiment. [Figure 9] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a total reward calculation means provided in the system for allocating rewards for holding crypto assets according to the first embodiment. [Figure 10] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a remuneration cryptocurrency allocation calculation means provided in a system for allocating remuneration for holding cryptocurrency in the first embodiment. [Figure 11] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a reward sending means provided in a system for allocating rewards for holding crypto assets in the first embodiment. [Figure 12] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a point token generating means provided in a system for distributing rewards for holding crypto assets in the first embodiment. [Figure 13] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a means for issuing SC (stable coin) of RWA (Real World Asset) of precious metals provided in the system for distributing rewards for holding crypto assets according to the first embodiment. [Figure 14] An explanatory diagram that schematically shows an example of the configuration of a precious metal spot leasing operation and monetization means provided in the system for allocating rewards for holding crypto assets in the first embodiment. [Figure 15] FIG. 1 is an explanatory diagram illustrating an example of the configuration of a holding stock registration means provided in the system for allocating rewards for holding crypto assets according to the first embodiment. [Figure 16] This is an explanatory diagram showing an example of a processing configuration aspect specific to the case where the cryptocurrency subject to reward allocation, which can be held by the cryptocurrency holder in the holder's personal wallet, is a precious metal RWA (Real World Asset) SC (stable coin) in the first embodiment of the system for allocating rewards for holding cryptocurrency. [Figure 17] This is an explanatory diagram showing an example of a processing configuration aspect common to cases where the crypto asset subject to reward allocation, which can be held by the crypto asset holder in the holder's personal wallet, is one type and multiple brands of either point tokens or precious metal RWA (Real World Asset) SC (stable coins), in the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 18] FIG. 18 is an explanatory diagram showing a processing configuration following that of FIG. 17. [Figure 19] This is an explanatory diagram showing an example of a processing configuration aspect in the first embodiment of the system for allocating rewards for holding crypto assets, when the crypto asset that is the subject of reward allocation and that can be held by the crypto asset holder in the holder's personal wallet is one type of SC (stable coin) of precious metals RWA (Real World Asset), and there are multiple brands. [Figure 20] FIG. 20 is an explanatory diagram showing a continuation of the processing configuration of FIG. 19; [Figure 21]This is an explanatory diagram showing an example of the processing configuration when the crypto assets eligible for reward allocation in the first embodiment of the system for allocating rewards for holding crypto assets are of two types, point tokens and precious metal RWA (Real World Asset) SC (stable coins), and there are multiple brands, and can be held in the crypto asset holder's personal wallet. [Figure 22] FIG. 22 is an explanatory diagram showing a continuation of the processing configuration of FIG. 21. [Figure 23] An explanatory diagram showing part of an example of the processing flow using the system for allocating rewards for holding crypto assets in the first embodiment. [Figure 24] An explanatory diagram showing another part of an example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 25] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 26] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 27] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 28] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 29] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 30] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 31] An explanatory diagram showing yet another example of the processing flow using the system for allocating rewards for holding crypto assets of the first embodiment. [Figure 32]An explanatory diagram conceptually showing the overall flow of processing using the system for allocating rewards for holding crypto assets in the first embodiment. [Figure 33] This is an explanatory diagram conceptually showing the mechanism of a staking service, a system in which cryptocurrency holders receive cryptocurrency as a reward. DETAILED DESCRIPTION OF THE INVENTION

[0021] Before describing the embodiments, the circumstances under which the present invention was derived and the effects of the present invention will be described.

[0022] Staking is a system in which you can earn high interest simply by depositing your crypto assets in the blockchain network of that crypto asset. It is popular among those who want to hold crypto assets for the long term or increase the amount of their assets in real terms, rather than just speculating (trading).

[0023] The staking mechanism differs from the mechanism that uses consensus algorithms such as Bitcoin's POW (Proof of Work) to record transaction data such as cryptocurrency transactions and remittances on the blockchain. In other words, it calculates the appropriate parameter values ​​to connect the blockchain and data, and those who successfully complete the calculation become the approvers of the transaction data and receive cryptocurrency as mining rewards.

[0024] Cryptoassets that can be staked are limited to specific cryptoassets that use consensus algorithms such as PoS (Proof of Stake) and DPoS. PoS is a consensus algorithm that uses the concept of approving transactions through holding (staking). In staking, holders of the cryptoassets in question are randomly granted the right to approve transactions. Cryptoassets selected as approvers then record transaction data on the blockchain and receive a specified amount of the cryptoassets as a reward. For this reason, the longer a holder holds a large amount of the cryptoassets, the higher the probability that they will be assigned the role of approver, and as a result, they have more opportunities to receive the specified amount of the cryptoassets as a reward, which increases the amount of the cryptoassets they hold.

[0025] However, it is a hassle for the holder of the cryptocurrency to approve a transaction every time they become a transaction approver.

[0026] However, cryptocurrency-related businesses such as cryptocurrency exchanges known as VASPs (Virtual Asset Service Providers) offer a service in which they accept cryptocurrency from customers who are holders of specific cryptocurrencies and act as transaction data approvers to approve transactions. Such services are called staking services. Figure 33 shows a conceptual diagram of how a staking service works.

[0027] To receive staking services, customers who hold specific crypto assets open an account with a crypto asset-related business that will act as a staking service provider, where the crypto assets will be deposited. By opening an account, a wallet for account holders is automatically created. Then, customers who hold specific crypto assets transfer the specific crypto assets they have stored in their personal wallet to the crypto asset-related business's wallet for account holders. The transferred specific crypto assets are stored in the crypto asset-related business's wallet for account holders.

[0028] While the services offered vary depending on the staking service provider (e.g., VASP), crypto assets deposited with the staking service provider are essentially temporarily loaned. The staking service provider manages the crypto assets lent by the holder and returns a portion of the profits earned from the cryptocurrency review process to the holder as compensation, based on the amount of crypto assets deposited. Therefore, the crypto assets deposited are locked for at least one month, preventing the holder from trading or transferring the crypto assets. Therefore, staking services have an inherent disadvantage: when the price of the crypto asset falls or rises, the holder cannot immediately trade the crypto asset, potentially causing the holder to miss opportunities to prevent losses or secure profits.

[0029] Therefore, the inventors of this invention have repeatedly considered and considered a new system different from staking that would enable holders of specific cryptocurrencies to earn rewards for holding those cryptocurrencies, without having to deposit them with a staking service provider such as a VASP, and simply by holding those cryptocurrencies in their own personal wallets, without having to go through the tedious process of approving transactions.

[0030] First, the inventors considered targeting the following cryptocurrencies (1) and (2) as specific cryptocurrencies that would enable cryptocurrency holders to earn rewards by holding them in their personal wallets in the new system. (1) Tokenized points (2) SC (stable coin) issued by tokenizing commodity-based RWA (Real World Asset) such as precious metals The cryptocurrencies mentioned above (1) and (2) can be used mainly for payments in specific areas, and fees for using wallets to make payments using cryptocurrencies or transfer cryptocurrencies become revenue for wallet service providers as wallet usage fees.

[0031] Next, the inventors of the present invention have repeatedly considered and examined the logic of periodically returning a portion of the revenue, such as wallet usage fees collected by wallet service providers when cryptocurrency payments as described in (1) and (2) above are made, to cryptocurrency holders as compensation for holding the cryptocurrency in their personal wallets.

[0032] The reason why point tokens are considered a cryptocurrency that allows cryptocurrency holders to earn rewards by holding them in their personal wallets is that, since points have a limited range of use, it is thought that it would be easier to return a portion of the wallet usage fee revenue collected by wallet service providers when payments are made within that limited range as reward for holding point tokens in the cryptocurrency holders' personal wallets.

[0033] The same applies to SCs (stable coins) issued by tokenizing RWAs (Real World Assets), and it is thought that a portion of the revenue, such as wallet usage fees collected by wallet service providers when payments are made using such SCs (stable coins), could be returned to cryptocurrency holders as compensation for holding such SCs (stable coins) in their personal wallets.

[0034] Furthermore, in particular for SCs (stable coins) issued by tokenizing RWAs (Real World Assets) such as precious metals, it is possible to return a portion of the leasing income obtained by leasing the precious metals, etc. that form the basis for issuing the SCs (stable coins), as compensation for holding the SCs (stable coins).

[0035] Next, the inventors of the present invention considered periodically returning rewards for storing the crypto assets (1) and (2) above in the personal wallets of crypto asset holders to the personal wallets of the crypto asset holders on specific, predetermined dates. The crypto assets (1) and (2) above stored in the holder's personal wallet are different from those deposited with the staking service provider mentioned above in that the deposited crypto assets are not in effect temporarily loaned, and therefore are not locked for a specific period of time and can be used freely at any time.

[0036] For this reason, as mentioned above, if a portion of the revenue from wallet usage fees collected by wallet service providers, or a portion of the lease income obtained from leasing the precious metals, etc. that form the basis for issuing the SC (stablecoin), were to be returned to cryptocurrency holders as compensation for holding the cryptocurrency in their personal wallets as described in (1) and (2) above, it would be possible to eliminate the disadvantage inherent in staking, such as the risk of missing opportunities to secure profits or prevent losses from expanding due to the inability to buy and sell immediately when the price of the cryptocurrency rises or falls.In addition, since point tokens are priced according to the currency, there is no price risk in the first place.

[0037] Incidentally, points can be used for payments without being tokenized, so it could be said that there is no benefit to tokenizing points. However, if a portion of the revenues from wallet usage fees collected by wallet service providers were returned to cryptocurrency holders as a reward for storing their cryptocurrency in their personal wallets, it is believed that this would encourage a shift from points to point tokens as a means of payment when buying and selling. As this shift increases, it is believed that it will encourage the shift from traditional off-chain payments using points to on-chain payments using point tokens, thereby expanding business use cases.

[0038] Furthermore, unlike the process of returning rewards for holding cryptocurrencies by depositing them with a staking service provider such as VASP, the process of returning rewards for holding cryptocurrencies in a cryptocurrency holder's personal wallet can be carried out directly within the wallet service system, which is thought to have the advantage of allowing the process of returning rewards for holding cryptocurrencies in a cryptocurrency holder's personal wallet to be carried out within a closed business area, such as a permissioned network of a company or a wallet provided by a company.

[0039] For this reason, it is believed that within the business area (ecosystem), it will be possible to provide an interest-based reward service for holding crypto assets that will have an advantage in motivating crypto asset holders.

[0040] In addition, the inventors of the present invention have considered allocating rewards for holding cryptocurrencies in individual cryptocurrency holders' wallets in accordance with the amount of cryptocurrencies held by each individual cryptocurrency holder of the same brand relative to the total amount of cryptocurrencies of that brand.

[0041] The inventors of the present invention have conceived a system in which the aggregation of revenues such as wallet usage fees collected by wallet service providers, which are the source of compensation for holding crypto assets in the personal wallets of crypto asset holders, and the allocation of compensation for holding crypto assets in the personal wallets of crypto asset holders, can be carried out for each registered crypto asset type by registering the corresponding brand of crypto asset held in the personal wallets of crypto asset holders.

[0042] As a result of repeated consideration and investigation, the inventors of the present invention have come up with the invention of a system for allocating rewards for holding cryptocurrency, which allows cryptocurrency holders to receive rewards for holding the cryptocurrency without depositing the cryptocurrency they hold with a staking service provider, by simply holding the cryptocurrency in their own personal wallet, without having to go through the tedious process of approving transactions, and also allows cryptocurrency holders to buy and sell the cryptocurrency they hold at any time, thereby ensuring profits when the price of the cryptocurrency rises and minimizing losses when the price falls.

[0043] The system for allocating rewards for holding crypto assets of the present invention is a system for allocating a predetermined amount of crypto assets as a reward for holding a specific crypto asset, constructed with a distributed ledger in blockchain or other distributed ledger technology, and a smart contract or server application for performing predetermined processing using the data managed in the distributed ledger. The system comprises: a wallet providing means for providing customers with wallets that have the functions of storing and transferring the predetermined crypto asset and the function of making payments using the predetermined crypto asset on a predetermined permissioned blockchain; a wallet service providing system having a wallet usage fee collection means for collecting wallet usage fees associated with the transfer of the predetermined crypto asset by the customer using the wallet and the payment using the predetermined crypto asset stored in the wallet; a wallet usage fee accumulation means for accumulating the wallet usage fees collected from customers by the wallet usage fee collection means in the predetermined permissioned blockchain; and a wallet usage fee accumulation means for periodically aggregating the wallet usage fees for a predetermined period accumulated by the wallet usage fee accumulation means. a fee aggregation means; a total amount of crypto assets held aggregation means for aggregating the total amount of the specified crypto assets held in the wallets of all individual customers at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period; a customer-level crypto asset holding ratio calculation means for calculating, for each of all customers at the predetermined time, the ratio of the specified crypto assets held by that customer to the total amount of the specified crypto assets aggregated by the total amount of crypto assets held aggregation means; a total reward calculation means for extracting a portion of the total amount of wallet usage fees for the predetermined period aggregated by the wallet usage fee aggregation means as a first reward amount for the customer's holding of the specified crypto assets, and using the extracted first reward amount to calculate the total amount of reward for the customer's holding of the specified crypto assets; and a reward crypto asset allocation calculation means for calculating the amount of reward crypto assets to be allocated to each holder of the specified crypto assets based on the total amount of reward calculated by the total reward calculation means, in accordance with the ratio of the specified crypto assets held by that customer to the total amount of the specified crypto assets calculated by the customer-level crypto asset holding ratio calculation means.and a reward sending means for sending the specified crypto asset in an amount equivalent to the quota of the specified crypto asset to be distributed to each holder of the specified crypto asset calculated by the reward crypto asset quota calculation means to the personal wallet of each customer who is the holder of the specified crypto asset.

[0044] Like the system for allocating rewards for holding crypto assets of the present invention, the system has a wallet usage fee accumulation means, a wallet usage fee aggregation means, a means for aggregating the total amount of held crypto assets, a means for calculating the customer-level crypto asset holding ratio, a total reward calculation means, a means for calculating the crypto asset allocation for rewards, and a means for sending rewards, wherein the wallet usage fee accumulation means "accumulates the wallet usage fees collected from customers by the wallet usage fee collection means in the specified permissioned blockchain," the wallet usage fee aggregation means "periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a specified period," the total amount of held crypto assets aggregation means "aggregates the total amount of the specified crypto assets held in the wallets of all customers at a specified time point when the wallet usage fee aggregation means aggregates the wallet usage fees for a specified period," and the customer-level crypto asset holding ratio calculation means "calculates, for each customer at the specified time point, the ratio of the specified crypto assets held by that customer to the total amount of the specified crypto assets aggregated by the total amount of held crypto assets aggregation means," and the total reward calculation means " The remuneration cryptocurrency allocation calculation means "extracts a portion of the total amount of wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of the specified cryptocurrency, and uses the extracted first remuneration amount to calculate the total amount of remuneration for the customer's holding of the specified cryptocurrency," the remuneration cryptocurrency allocation calculation means "calculates the allocation of remuneration cryptocurrency to be allocated to each holder of the specified cryptocurrency, based on the total amount of remuneration calculated by the total remuneration calculation means, in accordance with the ratio of the specified cryptocurrency held by the customer to the total amount of the specified cryptocurrency calculated by the customer-level cryptocurrency holding ratio calculation means," and the remuneration sending means "sends the specified cryptocurrency in an amount equivalent to the allocation of remuneration cryptocurrency to be allocated to each holder of the specified cryptocurrency calculated by the remuneration cryptocurrency allocation calculation means, to the individual wallets of each customer who is the holder of the specified cryptocurrency," so that the source of funds for remuneration for holding cryptocurrency is not the cryptocurrency stored in the holder's individual wallet, but the wallet usage fees.Unlike depositing crypto assets with a staking service provider, the deposited crypto assets are not essentially loaned temporarily, and are therefore not locked for a specific period, but can be used freely at any time. This eliminates the disadvantage inherent in staking, such as the risk of missing opportunities to secure profits or prevent losses from expanding due to the inability to immediately buy or sell when the price of the crypto asset rises or falls.

[0045] In addition, the system for allocating rewards for holding crypto assets of the present invention preferably has a point token generation means that generates point tokens using points held by a customer at the customer's request, and the specified crypto asset is configured to be a point token generated by the point token generation means. In this way, if a portion of the revenue from wallet usage fees collected by wallet service providers is returned to point token holders as a reward for storing them in their personal wallets, it will be easier to shift from points to point tokens as a means of payment when buying and selling. As this shift increases, it will be possible to encourage on-chain payments using point tokens instead of traditional off-chain payments using points, thereby expanding business use cases.

[0046] Furthermore, in the system for allocating rewards for holding crypto assets of the present invention, preferably, the predetermined crypto asset is an SC (stable coin) issued by tokenizing RWA (Real World Asset) of precious metals such as gold and platinum, and the system includes a precious metal RWA (Real World Asset) SC (stable coin) issuing means for issuing tokenized SC (stable coin) based on the RWA (Real World Asset) of the precious metal, and a precious metal physical leasing operation and monetization means for leasing and managing the precious metal physical goods, etc. that form the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, in an amount issued by the SC, to obtain leasing income, and the total reward calculation means allocates a portion of the leasing income obtained by the precious metal physical leasing operation and monetization means through leasing and managing the precious metal physical goods, etc. that form the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, at the predetermined time, to the RWA (Real World Asset) of the precious metal. The second remuneration amount is extracted as a second remuneration amount for holding the SC (stable coin) of the relevant crypto asset, and the extracted second remuneration amount is added to the first remuneration amount to calculate the total remuneration amount for the customer's holding of the relevant crypto asset. By configuring it in this way, a portion of the leasing income obtained by leasing the precious metals, etc. that form the basis for issuing the SC (stable coin), can be returned as a reward for holding the SC (stable coin), and this will be added to the reward funded by wallet usage fees, making it possible to return a higher reward. This makes it possible.

[0047] Furthermore, the system for allocating rewards for holding crypto assets of the present invention preferably further comprises a holding brand registration means for registering the brands of crypto assets held in the personal wallets of each crypto asset holder, wherein the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of crypto asset registered in the holding brand registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of crypto asset registered in the holding brand registration means, the total amount of held crypto assets aggregation means aggregates the total amount of crypto assets of that brand held in all personal wallets of all customers at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means, and the customer-level crypto asset holding ratio calculation means calculates the total amount of crypto assets of that brand held in all personal wallets of all customers at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means, and For each of the specified points in time, the means for calculating the ratio of the cryptocurrency of that brand held by each customer to the total amount of cryptocurrency of that brand aggregated by the total amount of cryptocurrency held by the means for calculating the total amount of cryptocurrency held by the customer, the total remuneration calculation means extracts, for each brand of cryptocurrency registered in the holding brand registration means, a portion of the total amount of wallet usage fees for that specified period aggregated by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and uses the extracted first remuneration amount to calculate the total amount of remuneration for the customer's holding of that brand of cryptocurrency, the means for calculating the remuneration cryptocurrency allocation to be distributed to each holder of that brand of cryptocurrency in accordance with the total amount of remuneration calculated by the total remuneration calculation means for each brand of cryptocurrency registered in the holding brand registration means, and the means for sending the remuneration sends, for each brand of cryptocurrency registered in the holding brand registration means,The system is configured to send the crypto asset of each issue in an amount equivalent to the quota of the crypto asset for reward to be distributed to the holder of each crypto asset of that issue, calculated by the crypto asset quota calculation means, to the personal wallet of each customer who is the holder of the crypto asset of that issue. This configuration makes it possible to return rewards to crypto-heritage holders according to the type and brand of crypto-assets they hold.

[0048] Furthermore, in the system for allocating rewards for holding crypto assets of the present invention, preferably, the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of crypto assets registered in the holding brand registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of crypto assets registered in the holding brand registration means, and the total amount of held crypto assets aggregation means, at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of crypto assets registered in the holding brand registration means, The customer-level cryptocurrency holding ratio calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means at the specified time, the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding brand total amount aggregation means, and the total reward calculation means extracts, for each cryptocurrency brand registered in the holding brand registration means, a portion of the total wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means as a first reward amount for the customer's holding of that brand of cryptocurrency, and allocates a portion of the lease fee income obtained by the precious metals spot leasing operation and monetization means, which is the basis for issuing SCs (stablecoins) of precious metals RWAs (Real World Assets), to the amount of precious metals RWAs (Real World Assets) issued by the SCs at the specified time.The reward cryptocurrency allocation calculation means extracts a second reward amount for holding a stablecoin (SC) of the relevant cryptocurrency asset (Asset), and adds the extracted second reward amount to the first reward amount to calculate a total reward amount for the customer's holding of that brand of cryptocurrency; the reward cryptocurrency allocation calculation means calculates, for each brand of cryptocurrency registered in the holding brand registration means, the total reward amount calculated by the total reward calculation means, in accordance with the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer-level cryptocurrency holding ratio calculation means; and the reward sending means is configured to send, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the amount of reward cryptocurrency to be allocated to each holder of the cryptocurrency of that brand calculated by the reward cryptocurrency allocation calculation means to the personal wallets of each customer who is a holder of the cryptocurrency of that brand. With this configuration, if the crypto assets held by a cryptoheritage holder are multiple SCs (stablecoins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, it will be possible to return rewards according to the holding of each of the multiple SCs. Also, by returning a portion of the leasing income obtained by leasing the precious metals, etc. that form the basis for issuing the SCs (stablecoins), as a reward for holding the SCs (stablecoins), this will be added to the rewards funded by wallet usage fees, making it possible to return even higher rewards.

[0049] Furthermore, the system for allocating rewards for holding crypto assets of the present invention preferably includes a point token generation means for generating point tokens using points held by a customer at the request of the customer, and the predetermined crypto assets include point tokens generated by the point token generation means and SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, and includes a precious metal RWA (Real World Asset) SC (stable coin) issuing means for issuing SCs (stable coins) tokenized based on the RWAs of the precious metals, and a system for issuing SCs (stable coins) tokenized based on the RWAs of the precious metals.The system has a precious metals spot leasing operation and monetization means for leasing out the precious metals spot etc. that form the basis for issuing SC (Stable Coin) of a cryptocurrency asset (Cryptocurrency Asset) issued by the Cryptocurrency Asset (Cryptocurrency Asset) and obtaining leasing income, and further has a holding stock registration means for registering the corresponding brand of cryptocurrency held in the wallet of each cryptocurrency holder, the wallet usage fee accumulation means accumulates the wallet usage fees collected from customers by the wallet usage fee collection means for each brand of cryptocurrency registered in the holding stock registration means in a predetermined permissioned blockchain, the wallet usage fee aggregation means periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means, and the held cryptocurrency total amount aggregation means aggregates the wallet usage fees for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means. The total amount of crypto assets of that brand held in the wallets of all customers is aggregated, and the customer-level crypto asset holding ratio calculation means calculates, for each brand of crypto asset registered in the holding brand registration means, the ratio of the crypto assets of that brand held by that customer to the total amount of crypto assets of that brand aggregated by the holding brand total amount aggregation means, for each customer at the specified time point. The total reward calculation means extracts, for each brand of crypto asset registered in the holding brand registration means, a portion of the total wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means as a first reward amount for the customer's holding of that brand of crypto asset, and if the crypto assets of that brand are point tokens generated by the point token generation means, calculates the extracted first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, for each brand of crypto asset registered in the holding brand registration means ... If the SC (stable coin) is issued by tokenizing the Real World Asset (RWA), the precious metals physical leasing operation and monetization method is the RWA (Real World Asset) of precious metals.A portion of the lease income obtained by leasing the precious metals, etc. that are the basis for issuing SC (Stable Coin) of the Asset, will be converted into RWA (Real World Asset Value) of precious metals at the specified time. The reward cryptocurrency allocation calculation means extracts a second reward amount for holding a stablecoin (SC) of the relevant cryptocurrency asset (Asset), and adds the extracted second reward amount to the first reward amount to calculate a total reward amount for the customer's holding of that brand of cryptocurrency; the reward cryptocurrency allocation calculation means calculates, for each brand of cryptocurrency registered in the holding brand registration means, the total reward amount calculated by the total reward calculation means, in accordance with the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer-level cryptocurrency holding ratio calculation means; and the reward sending means is configured to send, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the amount of reward cryptocurrency to be allocated to each holder of the cryptocurrency of that brand calculated by the reward cryptocurrency allocation calculation means to the personal wallets of each customer who is a holder of the cryptocurrency of that brand. With this configuration, if the crypto-assets held by a crypto-heritage holder are point tokens and multiple SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, it becomes possible to return rewards according to the holding of each of the multiple brands. Also, if the crypto-assets held by a crypto-heritage holder are multiple SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, a portion of the lease income obtained by leasing the amount of the SCs issued, which is the basis for issuing the precious metals, can be returned as reward for holding the SCs (stable coins), and this is added to the rewards funded by wallet usage fees, making it possible to return higher rewards.

[0050] Therefore, according to the present invention, a cryptocurrency holder can receive rewards for holding the cryptocurrency without depositing the cryptocurrency he or she holds with a staking service provider, by simply holding the cryptocurrency in the holder's personal wallet, without having to go through the hassle of transaction approval work, and the cryptocurrency holder can buy and sell the cryptocurrency he or she holds at any time, thereby providing a system for allocating rewards for holding cryptocurrency, which can ensure profits when the price of the cryptocurrency rises and minimize losses when the price falls. Hereinafter, embodiments of the present invention will be described with reference to the drawings.

[0051] First embodiment FIG. 1 is an explanatory diagram showing in outline the overall configuration of a system for allocating rewards for holding crypto assets according to a first embodiment of the present invention. The first embodiment of the system 1 for allocating rewards for holding crypto assets is constructed with a distributed ledger based on blockchain or other distributed ledger technology, and a smart contract or server application for performing predetermined processing using the data managed in the distributed ledger. For example, as shown in Figure 1, the system is configured to include a wallet service providing system 11, a wallet usage fee accumulation means 12, a wallet usage fee aggregation means 13, a total amount of held crypto assets aggregation means 14, a customer-based crypto asset holding ratio calculation means 15, a total reward calculation means 16, a reward crypto asset allocation calculation means 17, a reward sending means 18, a point token generation means 19, a precious metal RWA (Real World Asset) SC (Stablecoin) issuance means 20, a precious metal physical leasing and monetization means 21, and a holding stock registration means 22.

[0052] Wallet service provider system 11 The wallet service providing system 11 is configured to include, for example, a wallet providing means 11a and a wallet usage fee collecting means 11b, as shown in FIG.

[0053] Wallet provision means 11a The wallet providing means 11a is configured to provide customers with a wallet that has the function of storing and transferring a specified crypto asset on a specified permissioned blockchain and the function of making payments using the specified crypto asset, for example, as shown in Figure 3.

[0054] Wallet usage fee collection method 11b The wallet usage fee collection means 11b is configured to have the function of collecting wallet usage fees associated with the transfer of the specified cryptocurrency by a customer using the wallet and the payment using the specified cryptocurrency stored in the wallet, as shown in Figure 4, for example. Wallet usage fees are the labor costs incurred for rewriting information on the blockchain when, for example, transferring or settling cryptocurrencies. The wallet usage fee collection means 11b may be configured as an application program or a smart contract.

[0055] Wallet usage fee accumulation method 12 The wallet usage fee accumulation means 12 is configured to have the function of accumulating the wallet usage fee collected from the customer by the wallet usage fee collection means 11b in a predetermined permissioned blockchain, for example, as shown in Figure 5. The wallet usage fee accumulation means 12 may be configured as an application program or a smart contract.

[0056] Wallet usage fee aggregation method 13 The wallet usage fee totalizing means 13 is configured to have a function of periodically totalizing the wallet usage fees accumulated in the wallet usage fee accumulation means 12 for a predetermined period, for example, as shown in FIG. The predetermined period can be a period of time from a certain point in time to another certain point in time, measured in days, weeks, or months. For example, 30 days can be used. In the case of the present invention, where the basis for the return is wallet usage fees, the accumulated amount is lower than when crypto assets are lent, as in existing staking. However, the reward in the present invention is distributed as interest on the crypto assets held. In the case of point tokens, which are tokenized versions of existing points, no interest is awarded to the points, so the bid price of the points (for example, equivalent to 1 yen) simply becomes the bid price of the point token. In contrast, the point tokens of the present invention are points tokenized as crypto assets, and can be managed even if the bid price of the point token is a decimal point. Therefore, in the present invention, even if the crypto asset held is a point token, a short duration can be set as the aggregation period for wallet usage fees. The wallet usage fee aggregation means 13 may be configured as an application program or a smart contract.

[0057] Total cryptocurrency holdings aggregation method14 The means 14 for aggregating the total amount of crypto assets held is configured to have the function of aggregating the total amount of the specified crypto assets held in the wallets of all individual customers at a specified time T when the wallet usage fee aggregating means 13 aggregates the wallet usage fees for a specified period, as shown in Figure 7, for example. The means for aggregating the total amount of held crypto assets 14 may be configured as an application program or a smart contract.

[0058] Customer-level cryptocurrency holdings ratio calculation method15 The customer-based cryptocurrency holding ratio calculation means 15 is configured to have the function of calculating, for each of all customers at a predetermined point in time T, the ratio of the specified cryptocurrency held by that customer to the total amount of the specified cryptocurrency aggregated by the total amount of cryptocurrency held aggregation means 14, as shown in Figure 8, for example. The customer-based cryptocurrency holdings ratio calculation means 15 may be configured as an application program or a smart contract.

[0059] Total Remuneration Calculation Method 16 For example, as shown in Figure 9, the total remuneration calculation means 16 is configured to have the function of extracting a portion of the total amount of wallet usage fees for the specified period tallied by the wallet usage fee aggregation means 13 as a first remuneration amount for the customer's holding of the specified cryptocurrency, and using the extracted first remuneration amount to calculate the total amount of remuneration for the customer's holding of the specified cryptocurrency. The total reward amount calculation means 16 may be configured as an application program or a smart contract.

[0060] Reward cryptocurrency allocation calculation method17 The remuneration cryptocurrency allocation calculation means 17 is configured to have the function of calculating the allocation amount of remuneration cryptocurrency to be distributed to each holder of the specified cryptocurrency, based on the total amount of remuneration calculated by the total remuneration calculation means 16, in accordance with the proportion of the specified cryptocurrency calculated by the customer-level cryptocurrency holding proportion calculation means 15, as shown in Figure 10, for example. The remuneration crypto asset allocation calculation means 17 can be configured as an application program or a smart contract.

[0061] Reward delivery method 18 The reward sending means 18 is configured to have the function of sending the specified cryptocurrency in an amount equivalent to the allocation of reward cryptocurrency to be distributed to each holder of the specified cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17, for example, as shown in Figure 11, to the personal wallet of each customer who is the holder of the specified cryptocurrency. The reward sending means 18 may be configured as an application program or a smart contract.

[0062] Point token generating means 19 The point token generating means 19 is configured to have a function of generating a point token using points held by a customer in response to a request from the customer, as shown in FIG. 12, for example.

[0063] 20 ways to issue SC (stable coin) of precious metal RWA (Real World Asset) The SC (stable coin) issuing means 20 for RWA (Real World Asset) of precious metals is configured to have the function of issuing SC (stable coin) tokenized based on the RWA (Real World Asset) of the precious metal, for example, as shown in Figure 13.

[0064] Precious Metals Leasing Management and Monetization Methods 21 The precious metals physical leasing operation and monetization means 21 is configured to have the function of leasing and operating the precious metals physical assets that form the basis for issuing SCs (stable coins) of precious metals RWAs (Real World Assets) and acquiring leasing income from the issuance of the SCs, as shown in Figure 14, for example.

[0065] Holdings registration method22 The holding issue registration means 22 is configured to have the function of registering the issue of the crypto asset held in the personal wallet of each crypto asset holder, for example, as shown in Figure 15. The holding stock registration means 22 can be configured as an application program or a smart contract.

[0066] Crypto assets eligible for reward distribution for holding crypto assets in individual crypto asset holders' wallets In the first embodiment of the reward distribution system 1 for holding crypto assets, the crypto assets that are subject to reward distribution for holding crypto assets in the crypto asset holder's personal wallet are point tokens or precious metal RWA (Real World Asset) SC (stable coins), or both. Furthermore, the first embodiment of the system 1 for distributing rewards for holding crypto assets can be configured in the following manner depending on the type and brand of crypto assets that are subject to reward distribution and that crypto asset holders can hold in their personal wallets.

[0067] (Configuration 1: A processing configuration specific to cases where the crypto asset that can be held by the crypto asset holder in their personal wallet and is the target of reward distribution is a precious metal RWA (Real World Asset) SC (Stable Coin)) Figure 16 is an explanatory diagram showing an example of a processing configuration specific to the first embodiment of the system 1 for distributing rewards for holding crypto assets, when the crypto asset that is the subject of reward distribution and that can be held by the crypto asset holder in the holder's personal wallet is a precious metal RWA (Real World Asset) SC (stable coin). In this example, the total remuneration calculation means 16 is configured to have the function of extracting, at a predetermined time T, a portion of the lease income obtained by the precious metals physical leasing operation / monetization means 21 by leasing and operating the precious metals physical assets, etc. that form the basis for issuing SCs (stable coins) of precious metals RWAs (Real World Assets), as a second remuneration amount for holding SCs (stable coins) of precious metals RWAs (Real World Assets), and adding the extracted second remuneration amount with the first remuneration amount to calculate the total remuneration amount for the customer's holding of the relevant brand of cryptocurrency.

[0068] (Configuration 2: A common processing configuration when the crypto asset that can be held by the crypto asset holder in their personal wallet and is subject to reward distribution is either point tokens or precious metal RWA (Real World Asset) SC (Stable Coin), and there are multiple brands.) Figures 17 and 18 are explanatory diagrams showing an example of a processing configuration aspect common to the first embodiment of the system 1 for allocating rewards for holding crypto assets, when the crypto assets that are eligible for reward allocation and that can be held by crypto asset holders in their personal wallets are either point tokens or precious metal RWA (Real World Asset) SCs (stable coins), and there are multiple brands of these crypto assets. In this example, the system further comprises a holding stock registration means 22 that registers the stock of the crypto asset held in the personal wallet of each crypto asset holder. In addition, the wallet usage fee accumulation means 12 is configured to have the function of accumulating the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each cryptocurrency brand within a specified permissioned blockchain. In addition, the wallet usage fee aggregation means 13 is configured to have the function of periodically aggregating the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a specified period for each cryptocurrency brand registered in the holding brand registration means 22. In addition, the means for aggregating the total amount of crypto assets held 14 is configured to have the function of aggregating the total amount of crypto assets of that brand held in the wallets of all customers at a predetermined time T when the wallet usage fee aggregating means 13 aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means 22. In addition, the customer-level cryptocurrency holding ratio calculation means 15 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, at a predetermined point in time T, the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means 14 for all customers. In addition, the total remuneration calculation means 16 is configured to have the function of extracting, for each cryptocurrency brand registered in the holding brand registration means 22, a portion of the total wallet usage fees for the specified period tallied by the wallet usage fee aggregation means 13 as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and using the extracted first remuneration amount to calculate the total remuneration amount for the customer's holding of that brand of cryptocurrency. In addition, the remuneration cryptocurrency allocation calculation means 17 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, the total amount of remuneration calculated by the total remuneration calculation means 16, based on the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand calculated by the customer-unit cryptocurrency holding ratio calculation means 15, to calculate the allocation of remuneration cryptocurrency to be distributed to each holder of that brand of cryptocurrency. In addition, the reward sending means 18 is configured to have the function of sending, for each brand of cryptocurrency registered in the holding brand registration means 22, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17 to the personal wallets of each customer who holds that brand of cryptocurrency.

[0069] (Configuration 3: A processing configuration specific to cases where the crypto asset that can be held by the crypto asset holder in their personal wallet and is subject to reward distribution is one type of SC (stable coin) of precious metal RWA (Real World Asset), and there are multiple brands.) Figures 19 and 20 are explanatory diagrams showing an example of a processing configuration in the first embodiment of the system 1 for allocating rewards for holding crypto assets, when the crypto asset that is the subject of reward allocation and that can be held by the crypto asset holder in the holder's personal wallet is one type of precious metal RWA (Real World Asset) SC (stable coin) and there are multiple brands. In this example, the system further comprises a holding stock registration means 22 that registers the stock of the crypto asset held in the personal wallet of each crypto asset holder. In addition, the wallet usage fee accumulation means 12 is configured to have the function of accumulating the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each cryptocurrency brand registered in the holding brand registration means 22 within a specified permissioned blockchain. In addition, the wallet usage fee aggregation means 13 is configured to have the function of periodically aggregating the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a specified period for each cryptocurrency brand registered in the holding brand registration means 22. In addition, the means for aggregating the total amount of crypto assets held 14 is configured to have the function of aggregating the total amount of crypto assets of that brand held in the wallets of all customers at a predetermined time T when the wallet usage fee aggregating means 13 aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means 22. In addition, the customer-level cryptocurrency holding ratio calculation means 15 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, at a predetermined point in time T, the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means 14 for all customers. In addition, the total remuneration calculation means 16 is configured to have the function of extracting, for each brand of cryptocurrency registered in the holding brand registration means 22, a portion of the total wallet usage fees for the specified period tallied by the wallet usage fee aggregation means 13 as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and extracting, at a specified time point T, a portion of the lease income obtained by the precious metals physical leasing operation / monetization means 21 by leasing and operating the precious metals physical goods, etc. that form the basis for the issuance of SC (stable coins) of the precious metals RWA (Real World Asset) as a second remuneration amount for the holding of SC (stable coins) of the precious metals RWA (Real World Asset), and adding the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the customer's holding of that brand of cryptocurrency. In addition, the remuneration cryptocurrency allocation calculation means 17 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, the total amount of remuneration calculated by the total remuneration calculation means 16, based on the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand calculated by the customer-unit cryptocurrency holding ratio calculation means 15, to calculate the allocation of remuneration cryptocurrency to be distributed to each holder of that brand of cryptocurrency. In addition, the reward sending means 18 is configured to have the function of sending, for each brand of cryptocurrency registered in the holding brand registration means 22, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17 to the personal wallets of each customer who holds that brand of cryptocurrency.

[0070] (Configuration 4: Processing configuration for when the crypto assets eligible for reward distribution that can be held by crypto asset holders in their personal wallets are two types, point tokens and precious metal RWA (Real World Asset) SC (Stable Coins), and there are multiple brands.) Figures 21 and 22 are explanatory diagrams showing an example of a processing configuration when the crypto assets eligible for reward allocation in the first embodiment of the system 1 for allocating rewards for holding crypto assets are of two types, point tokens and precious metal RWA (Real World Asset) SC (stable coins), and of multiple brands, and can be held in the crypto asset holder's personal wallet. In this example, the system is configured to include a point token generating means 19 that generates a point token using points held by a customer in response to a customer's request. In addition, the specified crypto assets include point tokens generated by the point token generation means 19 and SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum. It also comprises a precious metal RWA (Real World Asset) SC (Stable Coin) issuing means 20 that issues tokenized SC (Stable Coin) based on the RWA (Real World Asset) of the precious metal, and a precious metal spot leasing operation and monetization means 21 that leases out the precious metal spot etc. that is the basis for issuing the SC (Stable Coin) of the RWA (Real World Asset) of the precious metal, and acquires leasing income. The system further comprises a holding stock registration means 22 that registers the stock of the crypto asset held in the personal wallet of each crypto asset holder. In this example, the wallet usage fee accumulation means 12 is configured to have the function of accumulating the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each cryptocurrency brand registered in the holding brand registration means 22 within a specified permissioned blockchain. In addition, the wallet usage fee aggregation means 13 is configured to have the function of periodically aggregating the wallet usage fees accumulated by the wallet usage fee accumulation means 13 for a specified period for each cryptocurrency brand registered in the holding brand registration means 22. In addition, the means for aggregating the total amount of crypto assets held 14 is configured to have the function of aggregating the total amount of crypto assets of that brand held in the wallets of all customers at a predetermined time T when the wallet usage fee aggregating means 13 aggregates the wallet usage fees for a predetermined period for each brand of crypto asset registered in the holding brand registration means 22. In addition, the customer-level cryptocurrency holding ratio calculation means 15 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, at a predetermined point in time T, the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means 14 for all customers. In addition, the total remuneration calculation means 16 extracts, for each brand of cryptocurrency registered in the holding brand registration means 22, a portion of the total amount of wallet usage fees for the specified period tallied by the wallet usage fee aggregation means 13 as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and if the brand of cryptocurrency is a point token generated by the point token generation means 19, calculates the extracted first remuneration amount as the total amount of remuneration for the customer's holding of that brand of cryptocurrency, and if the brand of cryptocurrency is an SC (stable coin) issued by tokenizing the RWA (Real World Asset) of precious metals such as gold and platinum, the precious metals physical leasing operation and monetization means 21 allocates a portion of the lease fee income obtained by leasing the precious metals physical assets, etc. that serve as the basis for issuing SC (stable coin) for the RWA (Real World Asset) of precious metals, to the RWA (Real World Asset) of precious metals at a specified time T. The system has the function of extracting the second reward amount for holding the stablecoin (SC) of the relevant cryptocurrency by adding the extracted second reward amount to the first reward amount to calculate the total reward amount for the customer's holding of the relevant cryptocurrency. In addition, the remuneration cryptocurrency allocation calculation means 17 is configured to have the function of calculating, for each cryptocurrency brand registered in the holding brand registration means 22, the total amount of remuneration calculated by the total remuneration calculation means 16, based on the ratio of cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand calculated by the customer-unit cryptocurrency holding ratio calculation means 15, to calculate the allocation of remuneration cryptocurrency to be distributed to each holder of that brand of cryptocurrency. In addition, the reward sending means 18 is configured to have the function of sending, for each brand of cryptocurrency registered in the holding brand registration means 22, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17 to the personal wallets of each customer who holds that brand of cryptocurrency.

[0071] The flow of processing using the system 1 for distributing rewards for holding crypto assets according to the first embodiment configured as described above will be explained with reference to the drawings as appropriate. Here, we will explain the case where the crypto assets eligible for reward distribution, which can be held by crypto asset holders in their personal wallets, are one of two types: point tokens and precious metal RWA (Real World Asset) SC (stable coins), one of each.

[0072] General processing flow (Figures 23 to 31) (S1) Advance application by customer for wallet service provision ~ Provision of wallet to customer (Figure 23) (S1-1) The customer applies in advance to receive the wallet service. (S1-2) In the wallet service providing system 11, after accepting a customer's application, the wallet providing means 11a provides the customer with a wallet that has the function of storing and transferring a specified cryptocurrency on a specified permissioned blockchain and the function of making payments using the specified cryptocurrency.

[0073] (S2) Tokenization of points (Figure 24) (S2-1) If a customer holds points as crypto assets, they apply to have their points tokenized. (S2-2) The point token generating means 19 generates a point token using the points for which the customer has applied to have the points tokenized.

[0074] (S3) Acquisition (holding) of SC (stable coin) of RWA (Real World Asset) of precious metals (Figure 25) Regarding SCs (stable coins) of precious metals' RWAs (Real World Assets), a means 20 for issuing SCs (stable coins) of precious metals' RWAs (Real World Assets) will issue SCs (stable coins) tokenized based on the RWAs (Real World Assets) of precious metals. (S3-1) Therefore, customers can hold RWA (Real World Asset) SC (stable coins) of precious metals by purchasing RWA (Real World Asset) SC (stable coins) issued by RWA (Real World Asset) SC (stable coins) issuing means 20 from, for example, a VASP, which is a business related to the system operator, or a business other than the VASP that holds the SC.

[0075] (S4) Transfer and store customer-owned point tokens and precious metal RWA (Real World Asset) to the SC (Stable Coin) wallet (Figure 26) (S4-1) Customers transfer and store their point tokens and SC (stable coins) of precious metals RWA (Real World Asset) in their personal wallets. The holding stock registration means 22 registers the stocks of crypto assets held in the personal wallets of each crypto asset holder.

[0076] (S5) Collection of wallet usage fees (Figure 26) (S5-1) In the wallet service providing system 11, the wallet usage fee collection means 11b collects a specified usage fee from the customer each time the customer transfers the specified cryptocurrency using the wallet or makes a payment using the specified cryptocurrency stored in the wallet.

[0077] (S6) Preparation process for reward distribution (Part 1-1: Wallet usage fee accumulation) (Figure 27) (S6-1) The wallet usage fee accumulation means 12 accumulates the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each cryptocurrency brand registered in the holding brand registration means 22 within a specified permissioned blockchain.

[0078] (S7) Preparation for reward distribution (Part 1-2: Wallet usage fee aggregation) (Figure 27) (S7-1) The wallet usage fee aggregation means 13 periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a predetermined period for each cryptocurrency brand registered in the holding brand registration means 22.

[0079] (S8) Preparation for reward distribution (Part 1-3: Total cryptocurrency holdings) (Figure 27) (S8-1) The means for aggregating the total amount of crypto assets held 14 aggregates the total amount of the specified crypto assets held in the wallets of all customers at a specified time T when the wallet usage fee aggregation means 13 aggregates the wallet usage fees for a specified period for each crypto asset registered in the means for registering the crypto asset holdings 22.

[0080] (S9) Preparation for reward allocation (Part 2: Precious metals spot leasing operation and monetization) (Figure 28) (S9-1) The precious metals spot leasing operation and monetization means 21 leases out the precious metals spot etc. that are the basis for issuing SC (Stable Coin) of RWA (Real World Asset) of precious metals, and acquires leasing income. Note that the SC (stable coin) of precious metal RWA (Real World Asset) may be a SC (stable coin) of precious metal RWA (Real World Asset) issued by a different issuer from the SC (stable coin) issued via the SC (stable coin) issuing means 20 of precious metal RWA (Real World Asset). In this case, the precious metal spot leasing operation and monetization means 21 performs, for example, the following process. ·Purchase physical precious metals that will be the basis for issuing SCs (stable coins) of precious metals RWAs (Real World Assets). · The acquired precious metals are then used to lend them out in the leasing market, and lease fees are received as interest, thereby generating lease income.

[0081] (S10) Preparation for Reward Allocation (Part 3-1: Calculation of Total Reward) (Figure 29) (S10-1) The total reward calculation means 16 extracts a portion of the total wallet usage fees for the specified period compiled by the wallet usage fee compilation means 13 for each cryptocurrency brand registered in the holding brand registration means 22 as the first reward amount for the customer's holding of that brand of cryptocurrency. Here, if the crypto asset of the brand is a point token generated by the point token generation means 19, the extracted first reward amount is calculated as the total reward amount for the customer's holding of the crypto asset of the brand. On the other hand, if the cryptocurrency of the brand is an SC (stable coin) issued by tokenizing RWA (Real World Asset) of precious metals such as gold or platinum, the precious metals physical leasing operation and monetization means 21 extracts a portion of the lease income obtained by leasing the precious metals physical assets, etc. that form the basis for issuing the SC (stable coin) of the precious metals RWA (Real World Asset) as the second remuneration amount for holding the SC (stable coin) of the precious metals RWA (Real World Asset) at the specified time T, and adds the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the customer's holding of the cryptocurrency of the brand.

[0082] (S11) Preparation process for reward allocation (Part 3-2: Calculation of the proportion of crypto assets held by the customer) (Figure 30) (S11-1) The customer-level cryptocurrency holding ratio calculation means 15 calculates, for each cryptocurrency brand registered in the holding brand registration means 22, at a specified point in time T, the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means 14 for all customers.

[0083] (S12) Processing for Reward Allocation (Part 1: Calculation of Reward Crypto Asset Allocation) (Figure 31) (S12-1) The reward cryptocurrency allocation calculation means 17 calculates, for each cryptocurrency brand registered in the holding brand registration means 22, the total reward amount calculated by the total reward calculation means 16, and the allocation of reward cryptocurrency to be distributed to each holder of the cryptocurrency brand in accordance with the ratio of the cryptocurrency brand held by the customer to the total amount of cryptocurrency for that brand calculated by the customer-level cryptocurrency holding ratio calculation means 15.

[0084] (S13) Reward distribution process (part 2: sending rewards) (Figure 31) (S13-1) For each brand of cryptocurrency registered in the holding brand registration means 22, the reward sending means 18 sends an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17 to the personal wallets of each customer who is the holder of that brand of cryptocurrency. This completes the distribution of reward crypto assets to crypto asset holders who hold crypto assets in their wallets for a specified period of time. The overall flow of processing using the system 1 for allocating rewards for holding crypto assets according to the first embodiment is conceptually shown in FIG.

[0085] Effects of the system for allocating rewards for holding crypto assets according to an embodiment of the present invention The first embodiment of the system 1 for allocating rewards for holding crypto assets includes a wallet usage fee accumulation means 12, a wallet usage fee tallying means 13, a total amount of held crypto assets tallying means 14, a customer-based crypto asset holding ratio calculation means 15, a total reward calculation means 16, a crypto asset allocation amount for reward calculation means 17, and a reward sending means 18. The wallet usage fee accumulation means 12 "accumulates the wallet usage fees collected from customers by the wallet usage fee collection means 11b within a predetermined permissioned blockchain," and the wallet usage fee tallying means 11b calculates the total amount of held crypto assets and sends the rewards. 3 "periodically tally the wallet usage fees accumulated by wallet usage fee accumulation means 12 for a predetermined period," and held crypto asset total amount tallying means 14 "aggregates the total amount of the specified crypto asset held in the wallets of all customers at a predetermined time T when wallet usage fee tallying means 13 aggregates the wallet usage fees for a predetermined period," and customer-level crypto asset holding ratio calculation means 15 "calculates, for each of all customers at a predetermined time T, the ratio of the specified crypto asset held by that customer to the total amount of the specified crypto asset aggregated by the held crypto asset total amount tallying means." The total remuneration calculation means 16 "extracts a portion of the total amount of wallet usage fees for the specified period compiled by the wallet usage fee compilation means 13 as a first remuneration amount for the customer's holding of the specified cryptocurrency, and uses the extracted first remuneration amount to calculate the total amount of remuneration for the customer's holding of the specified cryptocurrency," and the remuneration cryptocurrency allocation calculation means 17 "calculates the total remuneration amount calculated by the total remuneration calculation means 16 as the ratio of the specified cryptocurrency held by the customer to the total amount of the specified cryptocurrency calculated by the customer-based cryptocurrency holding ratio calculation means 15." The reward sending means 18 "calculates the allocation of reward crypto assets to be allocated to each holder of the specified crypto assets according to the proportion of the crypto assets," and the reward sending means 18 "sends the specified crypto assets in an amount equivalent to the allocation of reward crypto assets to be allocated to each holder of the specified crypto assets calculated by the reward crypto asset allocation calculation means 17 to the individual wallets of the customers who are holders of the specified crypto assets." Therefore, the source of funds for rewards for holding crypto assets is not the crypto assets stored in the individual wallets of the holders, but the wallet usage fees,Unlike when crypto assets are deposited with a staking service provider, crypto assets stored in the holder's personal wallet are not essentially loaned temporarily, and are therefore not locked for a specific period of time, but can be used freely at any time. This eliminates the disadvantage inherent in staking, such as the risk of missing opportunities to secure profits or prevent losses from expanding due to the inability to immediately buy or sell when the price of the crypto asset rises or falls.

[0086] Furthermore, the system 1 for allocating rewards for holding crypto assets according to the first embodiment is configured to include "a point token generation means 19 that generates point tokens using points held by customers at their request, and the specified crypto asset is the point token generated by the point token generation means 19," which facilitates a shift from points to point tokens as a means of payment used when buying and selling. As this shift increases, it is possible to encourage on-chain payments using point tokens to replace the conventional off-chain payments using points, thereby expanding business use cases.

[0087] Furthermore, according to the first embodiment of the system for allocating rewards for holding crypto assets, "the predetermined crypto asset is an SC (stable coin) issued by tokenizing the RWA (Real World Asset) of a precious metal such as gold or platinum, and the system includes a precious metal RWA (Real World Asset) SC (stable coin) issuing means 20 that issues a tokenized SC (stable coin) based on the RWA (Real World Asset) of the precious metal, and a precious metal spot leasing operation and monetization means 21 that leases out the precious metal spot etc. that form the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, in an amount equivalent to the issue of the SC, and acquires lease income; and the total reward calculation means 16 allocates a portion of the lease income acquired by the precious metal spot leasing operation and monetization means 21 through the lease operation of the precious metal spot etc. that form the basis for issuing the SC (stable coin) of the RWA (Real World Asset) of the precious metal, at a predetermined time T, to the RWA (Real World Asset) of the precious metal. The second reward amount will be extracted as the second reward amount for holding the stablecoin (SC) of the relevant crypto asset, and the extracted second reward amount will be added to the first reward amount to calculate the total reward amount for the customer's holding of the relevant crypto asset. This structure allows a portion of the leasing income obtained by leasing the precious metals, etc. that are the basis for issuing the SC (stable coin), as compensation for holding the SC (stable coin), to be returned as a reward for holding the SC (stable coin), and this is added to the reward funded by wallet usage fees, making it possible to return a higher reward.

[0088] Furthermore, according to the first embodiment of the system for allocating rewards for holding crypto assets, "the system further includes a holding stock registration means 22 that registers the corresponding brands of crypto assets held in the wallets of individual crypto asset holders, the wallet usage fee accumulation means 12 accumulates the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each brand of crypto asset registered in the holding stock registration means 22 in a predetermined permissioned blockchain, the wallet usage fee aggregation means 13 periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a predetermined period for each brand of crypto asset registered in the holding stock registration means 22, the total amount of held crypto assets aggregation means 14 aggregates the total amount of crypto assets of that brand held in the wallets of all individual customers at a predetermined time T when the wallet usage fee aggregation means 13 aggregates the wallet usage fees for the predetermined period for each brand of crypto asset registered in the holding stock registration means 22, and the customer-level crypto asset holding ratio calculation means 15 calculates the crypto asset usage fees registered in the holding stock registration means 22. For each brand of cryptocurrency registered in the holding brand registration means 22, the total remuneration calculation means 16 calculates the ratio of the cryptocurrency of that brand held by that customer to the total amount of cryptocurrency of that brand aggregated by the total amount of cryptocurrency held by the holding brand aggregation means 14 for each of all customers at a predetermined time T, and the total remuneration calculation means 16 extracts a portion of the total amount of wallet usage fees for the predetermined period aggregated by the wallet usage fee aggregation means 13 for each brand of cryptocurrency registered in the holding brand registration means 22 as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and uses the extracted first remuneration amount to calculate the total amount of cryptocurrency held by that customer for the brand of cryptocurrency The reward cryptocurrency allocation calculation means 17 calculates the total amount of reward for holding the cryptocurrency of each brand registered in the holding brand registration means 22, and calculates the allocation of reward cryptocurrency to be distributed to each holder of the cryptocurrency of that brand based on the total amount of reward calculated by the total reward calculation means 16 and the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer-level cryptocurrency holding ratio calculation means 15, and the reward sending means 18 calculates the allocation of reward cryptocurrency to be distributed to each holder of the cryptocurrency of that brand based on the total amount of reward calculated by the total reward calculation means 16 for each brand of cryptocurrency registered in the holding brand registration means 22,The system is configured so that the amount of cryptocurrency of each brand, equivalent to the allocation of cryptocurrency for reward to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means 17, is sent to the personal wallet of each customer who is the holder of that brand of cryptocurrency. This makes it possible to return rewards according to the type and brand of cryptocurrency held by the holder of the cryptoheritage.

[0089] Furthermore, according to the first embodiment of the system 1 for allocating rewards for holding crypto assets, "the wallet usage fee accumulation means 12 accumulates within a predetermined permissioned blockchain the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each brand of crypto assets registered in the holding brand registration means 22, the wallet usage fee aggregation means 13 periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a predetermined period for each brand of crypto assets registered in the holding brand registration means 22, and the total amount of held crypto assets aggregation means 14 aggregates the wallet usage fees for a predetermined period for each brand of crypto assets registered in the holding brand registration means 22 at a predetermined time T when the wallet usage fee aggregation means 13 aggregates the wallet usage fees. The total amount of crypto assets of that brand held in the wallets of all customers is aggregated, and the customer-level crypto asset holding ratio calculation means 15 calculates, for each brand of crypto asset registered in the holding brand registration means 22, the ratio of the crypto assets of that brand held by that customer to the total amount of crypto assets of that brand aggregated by the holding brand total amount aggregation means 14, at a predetermined time T for each of all customers. The total remuneration calculation means 16 extracts, for each brand of crypto asset registered in the holding brand registration means 22, a portion of the total wallet usage fees for that predetermined period aggregated by the wallet usage fee aggregation means 13, as a first remuneration amount for the customer's holding of that brand of crypto asset, and the precious metal spot leasing operation and monetization means 21 allocates, at a predetermined time T, a portion of the lease fee income obtained by leasing and operating the precious metal spot, etc. that serves as the basis for issuing SCs (stable coins) of the precious metal RWAs (Real World Assets) of that SC, as the first remuneration amount for the customer's holding of that brand of crypto asset.The reward cryptocurrency allocation calculation means 17 calculates the total reward amount calculated by the total reward calculation means 16 for each cryptocurrency brand registered in the holding brand registration means 22 as a second reward amount for holding the SC (stable coin) of the respective cryptocurrency brand, and adds the extracted second reward amount to the first reward amount to calculate the total reward amount for the customer's holding of the cryptocurrency of that brand, and the reward cryptocurrency allocation calculation means 17 calculates the total reward amount calculated by the total reward calculation means 16 for each cryptocurrency brand registered in the holding brand registration means 22 as an individual reward amount in accordance with the ratio of the cryptocurrency of that brand held by the customer to the total amount of the cryptocurrency of that brand calculated by the customer unit cryptocurrency holding ratio calculation means 15. The reward sending means 18 is configured to calculate the allocation of reward crypto assets to be distributed to holders of the respective crypto assets of a particular brand, and for each brand of crypto asset registered in the holding brand registration means 22, send to the individual wallets of the customers who are holders of the respective brands of crypto assets an amount of crypto assets of that brand equivalent to the allocation of reward crypto assets to be distributed to the holders of that brand, calculated by the reward crypto asset allocation calculation means 17. Therefore, in the case where the crypto assets held by a crypto heritage holder are multiple brands of SC (stable coins) issued by tokenizing RWA (Real World Assets) of precious metals such as gold and platinum, rewards can be returned according to the holding of each of the multiple brands. In addition, by returning a portion of the leasing income obtained by leasing the precious metals, etc. that form the basis for issuing the SC (stable coins), as a reward for holding the SC (stable coins), this is added to the reward funded by wallet usage fees, allowing for a higher reward to be returned.

[0090] Furthermore, according to the system 1 for allocating rewards for holding crypto assets of the first embodiment, "the system includes a point token generation means 19 that generates point tokens using points held by a customer at the request of the customer, and the predetermined crypto assets include point tokens generated by the point token generation means 19 and SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, and a precious metal RWA (Real World Asset) SC (stable coin) issuing means 20 that issues SCs (stable coins) tokenized based on the RWAs of the precious metals, and a system for issuing SCs (stable coins) tokenized based on the RWAs of the precious metals.The system has a precious metals spot leasing operation and monetization means 21 that leases out the precious metals spot etc. that form the basis for issuing SC (Stable Coin) of a cryptocurrency asset (Cryptocurrency Asset) issued by the SC and acquires leasing income, and further has a holding stock registration means 22 that registers the corresponding brand of cryptocurrency held in the wallet of each cryptocurrency holder, and the wallet usage fee accumulation means 12 accumulates the wallet usage fees collected from customers by the wallet usage fee collection means 11b for each brand of cryptocurrency registered in the holding stock registration means 22 in a predetermined permissioned blockchain, the wallet usage fee aggregation means 13 periodically aggregates the wallet usage fees accumulated by the wallet usage fee accumulation means 12 for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means 22, and the total amount of held cryptocurrency aggregation means 14 aggregates the wallet usage fees for a predetermined period for each brand of cryptocurrency registered in the holding stock registration means 22 at a predetermined time when the wallet usage fee aggregation means 13 aggregates the wallet usage fees for the predetermined period. At time T, the total amount of crypto assets of that brand held in the wallets of all customers is aggregated, and the customer-level crypto asset holding ratio calculation means 15 calculates, for each brand of crypto asset registered in the holding brand registration means 22, the ratio of the crypto assets of that brand held by that customer to the total amount of crypto assets of that brand aggregated by the holding brand total amount aggregation means 14 for each of all customers at the specified time T. The total reward calculation means 16 extracts, for each brand of crypto asset registered in the holding brand registration means 22, a portion of the total wallet usage fees for the specified period aggregated by the wallet usage fee aggregation means 13 as the first reward amount for the customer's holding of that brand of crypto asset, and if the crypto assets of that brand are point tokens generated by the point token generation means 19, calculates the extracted first reward amount as the total reward amount for the customer's holding of that brand of crypto asset, and calculates the ... If the SC (stable coin) is issued by tokenizing the Real World Asset (RWA), the precious metals physical leasing operation and monetization method 21 will be the RWA (Real World Asset) of precious metals.The means for calculating the amount of cryptocurrency holdings for each cryptocurrency registered in the holdings registration means 22 calculates the total amount of remuneration calculated by the total remuneration calculation means 16, and the means for calculating the amount of remuneration calculated by the means for calculating the amount of cryptocurrency holdings for each cryptocurrency registered in the holdings registration means 22 calculates the total amount of remuneration calculated by the total remuneration calculation means 16 for each cryptocurrency registered in the holdings registration means 22 according to the ratio of the cryptocurrency of that brand held by the customer to the total amount of cryptocurrency of that brand calculated by the customer unit cryptocurrency holding ratio calculation means 15. The system is configured to calculate the allocation of reward crypto assets to be distributed to crypto asset holders, and the reward sending means 16 sends, for each crypto asset brand registered in the holding brand registration means 22, an amount of crypto asset of that brand equivalent to the allocation of reward crypto assets to be distributed to the holders of that brand of crypto asset calculated by the reward crypto asset allocation calculation means 17 to the personal wallet of each customer who is the holder of that brand of crypto asset.Therefore, in the case where the crypto assets held by a crypto heritage holder are point tokens and multiple brands of SC (stable coins) issued by tokenizing RWA (Real World Assets) of precious metals such as gold and platinum, rewards can be returned according to the holdings of each of the multiple brands. In addition, if the crypto assets held by a crypto heritage holder are multiple SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, a portion of the leasing income obtained by leasing the actual precious metals that form the basis for issuing the SCs (stable coins) will be returned as compensation for holding the SCs (stable coins), and this will be added to the compensation funded by wallet usage fees, allowing for a higher reward to be returned.

[0091] Therefore, according to the first embodiment of the system 1 for allocating rewards for holding crypto assets, a crypto asset holder can receive rewards for holding the crypto asset without depositing the crypto asset he or she holds with a staking service provider, by simply holding the crypto asset in the holder's personal wallet, without having to go through the hassle of transaction approval work.In addition, the crypto asset holder can buy and sell the crypto asset he or she holds at any time, resulting in a system for allocating rewards for holding crypto assets that can secure profits when the price of the crypto asset rises and minimize losses when the price falls.

[0092] Although the preferred embodiments of the present invention have been described in detail above, the present invention is not limited to the above-described embodiments, and various modifications and substitutions can be made to the above-described embodiments within the scope described in the specification and drawings without departing from the scope of the present invention.

[0093] Other notes The following provides additional information about the system for allocating rewards for holding crypto assets according to the present invention. More specifically, the reward distribution system for holding crypto assets according to the present invention is carried out as follows. When the system rewrites information on the blockchain due to a transfer of cryptocurrency, the sender simultaneously pays a fee as a gas charge. When information on the blockchain is rewritten, such as by transferring cryptocurrencies, the gas fee is accumulated in a specific address (fee address) on the blockchain. Then, at a predetermined time, the wallet usage fee accumulated in a specific address (fee address) on the blockchain is transferred to the address of a smart contract for processing the fee allocation, and at the same time, the amount of tokens of the relevant stock held in each customer's individual wallet address recorded on the blockchain is tallied, and the wallet usage fee is allocated proportionally to the amount of tokens of the relevant stock held in each customer's individual wallet address relative to the total amount of tokens of the relevant stock, and sent to each customer's individual wallet address.

[0094] As another method of rewarding cryptocurrency holders, the ratio of the total wallet usage fees to the total token amount can be calculated. For example, if there is a fee stock of 1.653% of the total token amount, all tokens of each brand held in each customer's personal wallet address can be multiplied by 101.653%, and then the fee tokens can be cancelled.

[0095] In addition, the mechanism for allocating rewards for holdings in this invention can be applied not only to cryptocurrencies but also to security tokens (ST) such as corporate bonds linked to commodity prices. [Industrial Applicability]

[0096] The reward allocation system for holding crypto assets of the present invention is useful, for example, in the field of managing long-term holding of crypto assets, or in providing wallet services to customers who wish to increase the quantity of physical assets rather than just speculating (trading). [Explanation of symbols]

[0097] 1. Reward distribution system for cryptocurrency holdings 11 Wallet service provision system 11a Wallet provision method 11b Wallet usage fee collection method 12. Wallet usage fee accumulation method 13. Method of calculating wallet usage fees 14. Means of aggregating the total amount of cryptocurrency held 15. Customer-level cryptocurrency holdings ratio calculation method 16 Total Remuneration Calculation Method 17. Method of calculating cryptocurrency allocation for rewards 18 Reward Delivery Method 19 Point Token Generation Method 20 Means of issuing SC (Stablecoin) of RWA (Real World Asset) of precious metals 21 Precious metals physical leasing operation and monetization method 22 Holdings Registration Method

Claims

1. A system for allocating a predetermined amount of cryptocurrency as a reward for holding a specific cryptocurrency, which is constructed with a distributed ledger in blockchain or other distributed ledger technology and a smart contract or server application for performing predetermined processing using data managed in the distributed ledger, a wallet service providing system having a wallet providing means for providing a customer with a wallet having a function for storing and transferring a specified cryptocurrency on a specified permissioned blockchain and a function for making a payment using the specified cryptocurrency, and a wallet usage fee collecting means for collecting a wallet usage fee associated with the transfer of the specified cryptocurrency by the customer using the wallet and the payment using the specified cryptocurrency stored in the wallet; a wallet usage fee accumulation means for accumulating the wallet usage fees collected from customers by the wallet usage fee collection means in the predetermined permissioned blockchain; a wallet usage fee accumulation means for periodically tallying up the wallet usage fees accumulated in the wallet usage fee accumulation means for a predetermined period; a total cryptocurrency holdings aggregation means for aggregating the total amount of the specified cryptocurrency held in the wallets of all customers at a predetermined time when the wallet usage fee aggregation means aggregates the wallet usage fees for a predetermined period; a customer-based cryptocurrency holding ratio calculation means for calculating, for each of all customers at the specified point in time, the ratio of the specified cryptocurrency held by that customer to the total amount of the specified cryptocurrency tallied by the total amount holding cryptocurrency totalization means; a total remuneration calculation means for extracting a portion of the total amount of wallet usage fees for the specified period tallied by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of the specified cryptocurrency, and for calculating a total amount of remuneration for the customer's holding of the specified cryptocurrency using the extracted first remuneration amount; a reward cryptocurrency allocation calculation means for calculating the amount of reward cryptocurrency to be allocated to each holder of the specified cryptocurrency, based on the total amount of reward calculated by the total reward calculation means, in accordance with the ratio of the specified cryptocurrency held by the customer to the total amount of the specified cryptocurrency calculated by the customer-based cryptocurrency holding ratio calculation means; and a reward sending means for sending the specified crypto asset in an amount equivalent to the quota of the specified crypto asset to be allocated to each holder of the specified crypto asset calculated by the reward crypto asset quota calculation means to the personal wallet of each customer who is the holder of the specified crypto asset; A system for allocating rewards for holding crypto assets, comprising:

2. a point token generating means for generating a point token using points held by a customer in response to a request from the customer; 2. The system for allocating rewards for holding crypto assets according to claim 1, wherein the predetermined crypto assets are point tokens generated by the point token generation means.

3. The predetermined crypto asset is a SC (stable coin) issued by tokenizing a RWA (Real World Asset) of a precious metal such as gold or platinum, A means for issuing SC (stable coin) tokenized based on the RWA (Real World Asset) of the precious metal; The company has a precious metals spot leasing and monetization method that leases out the precious metals spot that are the basis for issuing SCs (stable coins) of the precious metals' RWAs (Real World Assets) and acquires leasing income. The total remuneration calculation means extracts a portion of the lease income obtained by the precious metal physical leasing management / monetization means by leasing and managing the precious metal physical assets, etc. that form the basis for issuing SCs (stable coins) of the precious metal RWAs (Real World Assets) at the specified time point as a second remuneration amount for holding the SCs (stable coins) of the precious metal RWAs (Real World Assets), and adds the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the customer's holding of the relevant brand of cryptocurrency. This is the system for allocating remuneration for holding cryptocurrencies as described in claim 1.

4. Further, the system has a holdings registration means for registering the corresponding cryptocurrency held in the individual wallet of each cryptocurrency holder, The wallet usage fee accumulation means accumulates, in a predetermined permissioned blockchain, the wallet usage fees collected from customers by the wallet usage fee collection means for each crypto asset brand registered in the holding brand registration means, The wallet usage fee tallying means periodically tallys up the wallet usage fees accumulated by the wallet usage fee accumulating means for a predetermined period for each crypto asset brand registered in the holding brand registering means, The means for aggregating the total amount of crypto assets held aggregates the total amount of crypto assets of each brand registered in the holding brand registration means held in the wallets of all customers at a predetermined time when the wallet usage fee aggregating means aggregates the wallet usage fees for a predetermined period, The customer-level cryptocurrency holding ratio calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the ratio of the cryptocurrency of that brand held by each customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means at the specified time for all customers, The total remuneration calculation means extracts, for each brand of cryptocurrency registered in the holding brand registration means, a portion of the total wallet usage fees for the specified period tallied by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and uses the extracted first remuneration amount to calculate the total remuneration amount for the customer's holding of that brand of cryptocurrency; The remuneration cryptocurrency allocation calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the total amount of remuneration calculated by the total remuneration calculation means, and the allocation amount of remuneration cryptocurrency to be distributed to each holder of the cryptocurrency brand in accordance with the ratio of the cryptocurrency brand held by the customer to the total amount of cryptocurrency for that brand calculated by the customer-level cryptocurrency holding ratio calculation means; The reward sending means sends, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means to the personal wallet of each customer who is the holder of that brand of cryptocurrency. A system for allocating rewards for holding crypto assets according to claim 1 or 2.

5. The wallet usage fee accumulation means accumulates, in a predetermined permissioned blockchain, the wallet usage fees collected from customers by the wallet usage fee collection means for each crypto asset brand registered in the holding brand registration means, The wallet usage fee tallying means periodically tallys up the wallet usage fees accumulated by the wallet usage fee accumulating means for a predetermined period for each crypto asset brand registered in the holding brand registering means, The means for aggregating the total amount of crypto assets held aggregates the total amount of crypto assets of each brand registered in the holding brand registration means held in the wallets of all customers at a predetermined time when the wallet usage fee aggregating means aggregates the wallet usage fees for a predetermined period, The customer-level cryptocurrency holding ratio calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the ratio of the cryptocurrency of that brand held by each customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means at the specified time for all customers, The total remuneration calculation means extracts, for each brand of cryptocurrency registered in the holding brand registration means, a portion of the total amount of wallet usage fees for the specified period tallied by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and extracts, at the specified time point, a portion of the lease fee income obtained by the precious metal physical leasing operation / monetization means by leasing the precious metal physical goods, etc. that form the basis for the issuance of SCs (stable coins) of the precious metal RWAs (Real World Assets) of the SCs (stable coins), and adds the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the customer's holding of that brand of cryptocurrency, The remuneration cryptocurrency allocation calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the total amount of remuneration calculated by the total remuneration calculation means, and the allocation amount of remuneration cryptocurrency to be distributed to each holder of the cryptocurrency brand in accordance with the ratio of the cryptocurrency brand held by the customer to the total amount of cryptocurrency for that brand calculated by the customer-level cryptocurrency holding ratio calculation means; The reward sending means sends, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means to the personal wallet of each customer who is the holder of that brand of cryptocurrency. The system for allocating rewards for holding crypto assets according to claim 3.

6. a point token generating means for generating a point token using points held by a customer in response to a request from the customer; The predetermined crypto assets include point tokens generated by the point token generation means and SCs (stable coins) issued by tokenizing RWAs (Real World Assets) of precious metals such as gold and platinum, A means for issuing SC (stable coin) tokenized based on the RWA (Real World Asset) of the precious metal; The company has a precious metals spot leasing and monetization method that leases out the precious metals spot that are the basis for issuing SCs (stable coins) of the precious metals' RWAs (Real World Assets) and acquires leasing income. Further, the system has a holdings registration means for registering the corresponding cryptocurrency held in the individual wallet of each cryptocurrency holder, The wallet usage fee accumulation means accumulates, in a predetermined permissioned blockchain, the wallet usage fees collected from customers by the wallet usage fee collection means for each crypto asset brand registered in the holding brand registration means, The wallet usage fee tallying means periodically tallys up the wallet usage fees accumulated by the wallet usage fee accumulating means for a predetermined period for each crypto asset brand registered in the holding brand registering means, The means for aggregating the total amount of crypto assets held aggregates the total amount of crypto assets of each brand registered in the holding brand registration means held in the wallets of all customers at a predetermined time when the wallet usage fee aggregating means aggregates the wallet usage fees for a predetermined period, The customer-level cryptocurrency holding ratio calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the ratio of the cryptocurrency of that brand held by each customer to the total amount of cryptocurrency of that brand aggregated by the holding cryptocurrency total amount aggregation means at the specified time for all customers, The total remuneration calculation means extracts, for each brand of cryptocurrency registered in the holding brand registration means, a portion of the total amount of wallet usage fees for the specified period tallied by the wallet usage fee aggregation means as a first remuneration amount for the customer's holding of that brand of cryptocurrency, and if the brand of cryptocurrency is a point token generated by the point token generation means, calculates the extracted first remuneration amount as the total amount of remuneration for the customer's holding of that brand of cryptocurrency, and if the brand of cryptocurrency is an SC (stable coin) issued by tokenizing the RWA (Real World Asset) of precious metals such as gold and platinum, calculates a portion of the lease fee income obtained by the precious metal spot leasing operation and monetization means by leasing and operating the issued amount of the precious metal, etc. that serves as the basis for issuing SC (stable coin) of the RWA (Real World Asset) of the precious metal at the specified time. extracting a second remuneration amount for the holding of the SC (Stable Coin) of the relevant crypto asset, and adding the extracted second remuneration amount to the first remuneration amount to calculate the total remuneration amount for the holding of the relevant crypto asset by the customer; The remuneration cryptocurrency allocation calculation means calculates, for each cryptocurrency brand registered in the holding brand registration means, the total amount of remuneration calculated by the total remuneration calculation means, and the allocation amount of remuneration cryptocurrency to be distributed to each holder of the cryptocurrency brand in accordance with the ratio of the cryptocurrency brand held by the customer to the total amount of cryptocurrency for that brand calculated by the customer-level cryptocurrency holding ratio calculation means; The reward sending means sends, for each brand of cryptocurrency registered in the holding brand registration means, an amount of cryptocurrency of that brand equivalent to the allocation of reward cryptocurrency to be distributed to each holder of that brand of cryptocurrency calculated by the reward cryptocurrency allocation calculation means to the personal wallet of each customer who is the holder of that brand of cryptocurrency. The system for allocating rewards for holding crypto assets according to claim 1.

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