Examination application system

Abstract

To provide an examination application system capable of reducing a personnel load on a store side.SOLUTION: An examination application system includes store terminals 2a and customer terminals 2b each having a display unit D for displaying a screen related to a loan examination of an article and an operation unit O for receiving input of various information, and an application support device 1 including a display screen storage unit 10 for storing a screen displayed on the display unit and used for inputting various information by the operation unit, a URL generation unit 14 for generating a first URL for transition to a screen, the first URL including specific information for specifying a store to be examined and at least part of predetermined examination target information, and a URL information obtaining unit 15 for obtaining the specific information and the predetermined examination target information included in the first URL. A display screen storage part 15 displays predetermined examination object information included in the first URL as a screen associated with the first URL, and stores a partial information entry screen D8 capable of accepting entry of other predetermined examination object information.SELECTED DRAWING: Figure 2

Description

[Technical Field]

[0001] The present invention relates to a loan screening application system used, for example, for intermediating individual credit purchases of vehicles. [Background technology]

[0002] When purchasing new cars, used cars, motorcycles, and other vehicles, an individual credit purchase arrangement is sometimes used, in which a credit company or other similar entity advances the purchaser's payment. The vehicle purchaser pays the total amount of the advance payment and an installment fee to the credit company or other similar entity in monthly installments.

[0003] Prior to arranging an individual credit purchase of a vehicle, customers who wish to purchase a vehicle often apply for a preliminary loan screening. The screening application system is a system that provides a preliminary loan screening service that can be applied for via the web. By creating a screening application system, customers can complete their application for the preliminary loan screening service from their own PC, smartphone or other device without having to visit a vehicle dealership or financial institution. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Japanese Patent Publication No. 2023-143453 Summary of the Invention [Problem to be solved by the invention]

[0005] Conventionally, on the website of a vehicle dealership, a web page displaying vehicles for sale may have an application button labeled "Web Application for ...

[0006] However, in order to add an inspection application button to the dealer's web page and output vehicle information to the inspection application system's website, the dealer had to develop a large-scale interface, which placed a burden on the dealer's personnel. Furthermore, after the interface development, system testing had to be carried out, which prolonged the development process.

[0007] Many vehicle dealerships do not have in-house engineers, and some are unable to implement interface modifications. These dealerships were unable to create web pages that could transition to loan pre-screening services provided by credit companies, and this increased the workload on staff, such as answering phone calls.

[0008] The present invention has been proposed to solve the problems of the prior art as described above, and its purpose is to provide an examination application system that can reduce the burden on staff at the retail store. [Means for solving the problem]

[0009] In order to achieve the above object, the examination application system according to the present invention has the following configuration. (1) A device including: a display unit that displays a screen related to the loan screening of the subject of screening; an operation unit that accepts input of various information; a display screen memory unit that stores the screen displayed on the display unit and used for input of the various information by the operation unit; specific information that identifies the dealer that is the subject of screening and at least a portion of the specified screening target information, and a URL generation unit that generates a first URL that transitions to the screen; and a URL information acquisition unit that acquires the specific information contained in the first URL and the specified screening target information, wherein the display screen memory unit displays the specified screening target information contained in the first URL as the screen linked to the first URL, and stores a partial information input screen that is configured to be able to accept input of other specified screening target information.

[0010] (2) The URL generation unit may be configured to be able to generate a second URL that includes all of the specific information and the predetermined examination target information.

[0011] (3) The URL generation unit may be configured to be able to generate a reference URL that includes only the specific information.

[0012] (4) The URL information acquisition unit may be configured to acquire the specific information and the specified review target information contained in the second URL, and the display screen memory unit may store a provisional review application screen for applying for a provisional review as the screen linked to the second URL.

[0013] (5) The URL information acquisition unit may be configured to acquire the specific information contained in the base URL, and the display screen storage unit may store, as the screen linked to the base URL, an information input screen configured to be able to accept input of all of the specified review target information.

[0014] (6) The URL generating unit may further include a code assigning unit that assigns a code to the specific information, and the code may be configured to be changeable.

[0015] (7) The screen may include a URL display field that displays the URL generated by the URL generation unit, and the URL display field may be provided with a trigger for copying the URL.

[0016] (8) The application support device may include a dealer terminal owned by the dealer and an application support device communicatively connected to the dealer terminal via a network, wherein the dealer terminal has the operation unit and the display unit, and the application support device has the display screen memory unit, the URL generation unit, and the URL information acquisition unit.

[0017] (9) The application support device may further include a provisional screening result notification unit that notifies the dealer terminal of provisional screening result information indicating the provisional screening result.

[0018] (10) An application support device is provided which is communicatively connected to the dealer terminal and the customer terminal via a network, wherein the dealer terminal and the customer terminal have the operation unit and the display unit, the application support device has the display screen memory unit, the URL generation unit, and the URL information acquisition unit, and the URL generation unit is configured to generate a URL based on input from the dealer terminal, and the customer terminal may display the screen stored in the display screen memory unit on the display unit via the URL.

[0019] (11) The application support device may further include an application linking unit that links the specific information and the specified review target information acquired by the URL information acquisition unit, and the applicant information entered by the customer terminal via the screen, to a reception device that performs a preliminary review. [Effects of the Invention]

[0020] According to the present invention, it is possible to provide an examination application system that can reduce the burden on staff at the retail store. [Brief explanation of the drawings]

[0021] [Figure 1]1 is a schematic diagram showing the general configuration of an examination application system. [Figure 2] FIG. 2 is a schematic diagram showing the detailed configuration of the examination application system. [Figure 3] FIG. 10 is a schematic diagram illustrating an example of a master management screen of the examination application system. [Figure 4] FIG. 2 is a schematic diagram illustrating an example of a menu screen of the examination application system. [Figure 5] FIG. 10 is a schematic diagram showing an example of a URL generation screen of the examination application system. [Figure 6] FIG. 2 is a schematic diagram showing an example of an information input screen of the examination application system. [Figure 7] FIG. 10 is a schematic diagram showing an example of an information text input screen of the examination application system. [Figure 8] FIG. 2 is a schematic diagram showing an example of a provisional review application screen of the review application system. [Figure 9] FIG. 10 is a schematic diagram showing an example of a partial information input screen of the examination application system. [Figure 10] FIG. 10 is a sequence diagram showing the URL generation operation of the examination application system. [Figure 11] FIG. 1 is a schematic diagram illustrating an example of a retailer's website. [Figure 12] FIG. 1 is a schematic diagram illustrating an example of a retailer's website. [Figure 13] A sequence diagram showing the provisional review application operation of the review application system. DETAILED DESCRIPTION OF THE INVENTION

[0022] (Overall composition) An embodiment of the loan application system 100 of the present invention will be described in detail below with reference to the drawings. FIG. 1 is a schematic diagram showing the overall configuration of the loan application system 100. The loan application system 100 shown in FIG. 1 is a system that provides, as at least part of its services, a provisional loan application service for applying for a provisional loan review prior to purchasing goods, etc. In this embodiment, the goods to be purchased are automobiles, including used cars and new cars, and vehicles such as motorcycles. However, the loan application system 100 of this embodiment can also be used to review any goods or services, such as boats, outboard motors, furniture, home appliances, and art.

[0023] The review application system 100 comprises a dealer terminal 2a, a customer terminal 2b, an application support device 1, a reception device 4, and a core device 5. The dealer terminal 2a is a terminal installed at the dealer 2A. The customer terminal 2b is a terminal owned by the customer 2B. If there are multiple dealers 2A and multiple customers 2B, the review application system 100 will include multiple dealer terminals 2a and multiple customer terminals 2b.

[0024] When customer 2B applies for an examination at dealer 2A, dealer terminal 2a can also serve as customer terminal 2b. However, in the following explanation, the processing of each will be explained separately for dealer terminal 2a and customer terminal 2b. The application support device 1, reception device 4, and core device 5 are installed at service provider 1A, which pays the fee in advance. Service provider 1A can be, for example, a credit company. Dealer terminal 2a, customer terminal 2b, and application support device 1 are connected to each other via network 3 so that they can communicate with each other.

[0025] The application support device 1, the dealer terminal 2a, the customer terminal 2b, the reception device 4, and the core device 5 are so-called computers, and are equipped with an arithmetic and control device also called an MPU or CPU, a main memory device also called RAM, and an auxiliary memory device such as an HDD or SSD also called ROM. The application support device 1, the reception device 4, and the core device 5 may be standalone or distributed computers. Various programs are stored in the auxiliary memory device.

[0026] The network 3 is a network that complies with, for example, a wired communication protocol such as IEEE802.3, a wireless communication protocol defined by IEEE802.11, or other protocols, and is a communication network such as the Internet, a LAN, or a dedicated line. Each device transmits and receives data using various communication protocols such as TCP / IP.

[0027] The screening application system 100 is configured so that the management screen can be accessed by a sales representative, department, or individual website of the dealer 2A.... Therefore, the service provider 1A issues a user ID and password to the dealer 2A.... for each individual website in advance. The user ID and password are stored in the application support device 1.

[0028] The dealer terminal 2a is used by the dealer 2A... to allow the person in charge to access the management screen of the screening application system 100 and make various settings. The various settings entered are transmitted from the dealer terminal 2a to the application support device 1 via the network 3. The dealer terminal 2a can also be used to modify the website owned by the dealer 2A.... The dealer terminal 2a may be a mobile phone, smartphone, or tablet PC.

[0029] The customer terminal 2b is used by the customer 2B... to input various information and check the contents of the application form when applying for, for example, a provisional screening for an auto loan. The input information is transmitted from the customer terminal 2b to the application support device 1 via the network 3. The application support device 1 then passes the application transmitted from the customer terminal 2b to the reception device 4. The customer terminal 2b may be a mobile phone, a smartphone, or a tablet PC.

[0030] The reception device 4 stores the application information sent from the customer terminal 2b via the application support device 1. The reception device 4 also stores information necessary for inputting various information and applying for a provisional loan screening, and passes this information to the application support device 1, or passes it to the dealer terminal 2a or customer terminal 2b via the application support device 1. The core device 5 is a business terminal that manages payments, sales, etc. of applied loans.

[0031] (Reception device) As shown in Figure 2, the reception device 4 includes a master memory unit 41, an application linking unit 42, and a provisional screening result transmission unit 43. The master memory unit 41 is mainly composed of an auxiliary storage device. The application linking unit 42 and the provisional screening result transmission unit 43 are mainly composed of a CPU. Note that explanations of the configuration related to scoring and screening will be omitted.

[0032] The master storage unit 41 stores the dealer information master M1. The dealer information master M1 is an attribute database of the dealer 2A. The dealer information master M1 can be created within the administrator site of the service provider 1A. The dealer information master M1 can be created via a master management screen D1 stored in the storage unit of the reception device 4.

[0033] For example, the master management screen D1 shown in Figure 3 includes a dealer information input field D1a for inputting dealer information I1, which is information about dealer 2A. The master management screen D1 also includes a pull-down list L for selecting provisional screening flag information I2, which sets whether or not provisional screening is permitted. By inputting dealer information I1 and provisional screening flag information I2 into the master management screen D1, a dealer information master M1 may be constructed.

[0034] The dealer information I1 includes information about the dealer 2A, such as the dealer name, dealer number, the name of the person in charge, the address, the email address, and the preliminary screening conditions. The dealer number is a number unique to the dealer 2A selling the item being screened. The dealer number can be, for example, an eight-digit number. The preliminary screening conditions include conditions related to the effective annual interest rate, the type of loan, etc.

[0035] The provisional screening flag information I2 is a flag that allows the retailer 2A to select whether or not to perform the processing required for a provisional screening application. The initial value of the provisional screening flag information I2 is "02: Not possible." If the provisional screening flag information I2 is set to "01: Possible" from the pull-down list L, functions such as URL generation, which will be described later, can be performed on the management screen of the retailer 2A.

[0036] Furthermore, when the provisional screening flag information I2 is set to "01: Pass", a URL and its two-dimensional code including specific information identifying the retailer 2A are automatically generated and displayed in the URL display field D1b of the master management screen D1. The following describes an example in which a URL including a store number as the specific information is generated. However, the specific information is not limited to the store number, and can be information related to the retailer 2A, such as the store name, store symbol, or telephone number. Furthermore, a URL including specific information identifying the retailer 2A may be referred to as a base URL. The base URL can be said to be a URL specific to the retailer 2A, including specific information unique to the retailer 2A.

[0037] In addition, the provisional screening flag information I2 can be configured so that it cannot be set to "01: Pass" if the person in charge's name, email address, and provisional screening conditions included in the dealer information I1 are not entered. If the necessary information is missing, the service provider 1A can also request the dealer 2A to enter the necessary dealer information I1. In this way, the provisional screening flag information I2 can be configured so that it can be set to "01: Pass" after the information required for the provisional screening service of the screening application system 100 is set.

[0038] Furthermore, when the provisional screening flag information I2 is set to "pass," a code input field T1 is displayed on the master management screen D1. The code input field T1 is a text box for entering a code to be assigned to the store number. The initial value of the code may be set to 00. In this case, for example, a URL such as "https: / / orico-admin.com?1234567800" is generated. Here, "12345678" is an example of a store number, and 00 is the code. Note that the store number and code do not necessarily have to be numbers; letters, symbols, etc. may be used. Furthermore, the number of digits in the store number and code can be changed as appropriate. The code can be assigned to the store number as needed, and there is no intention to exclude a configuration in which a base URL is generated using only the store number.

[0039] When the code value is changed in the code input field T1, a new URL is automatically generated with the changed value added to the store number. The dealer information master M1 is transmitted to the dealer terminal 2a via the application support device 1 and is used to support the dealer 2A in inputting dealer information I1 and provisional screening flag information I2.

[0040] The master storage unit 41 also stores a product information master M2. The product information master M2 is a database related to the subject of inspection, such as a database of attributes of various vehicles. The product information master M2 is transmitted to the dealer terminal 2a via the application support device 1 and is used to support the input of vehicle information I5, which is predetermined information subject to inspection.

[0041] The application linking unit 42 transmits information necessary for the provisional review application, such as vehicle information I5 and applicant information I6, which is information about the applicant applying for provisional review, to the core device 5. The timing of transmission may be when the provisional review based on the vehicle information I5, etc. transmitted from the application support device 1 is passed.

[0042] The provisional screening result sending unit 43 is a processing unit that sends provisional screening result information I7, which is the provisional screening result based on vehicle information I5, applicant information I6, etc., to the application support device 1. The application support device 1 may include a memory unit that stores the provisional screening result information I7 output by the provisional screening result sending unit 43, and the provisional screening result notification unit 17 is configured to generate an email containing the screening result based on the provisional screening result information I7.

[0043] (Application support device) The application support device 1 includes a web server WS, a display screen memory unit 10, an authentication information memory unit 11, an application information memory unit 12, a master change unit 13, a URL generation unit 14, a URL information acquisition unit 15, an application linkage unit 16, and a provisional screening result notification unit 17.

[0044] (Web server) The Web server WS is mainly configured with a CPU, and transmits various screens including screens D2 to D4 to the dealer terminal 2a, and transmits various screens including screens D5 to D8 to the customer terminal 2b. The Web server WS also transmits provisional screening result information I7 to the dealer terminal 2a and the customer terminal 2b, receives authentication information I3, menu information I4, and vehicle information I5 from the dealer terminal 2a, and receives vehicle information I5 and applicant information I6 from the customer terminal 2b.

[0045] (Display screen storage) The display screen storage unit 10 is mainly composed of RAM and stores various screens including at least screens D2 to D8 used for inputting and displaying various information. Note that each of the screens D2 to D8 shown in the following description merely shows an example of the screen configuration, and the details of the screen configuration can be changed as appropriate. For example, the display positions of information and buttons on the screen are not limited to the following examples.

[0046] The display screen memory unit 10 stores a login screen D2 (not shown) as the first screen to be displayed when a person in charge of the dealer 2A accesses a website specific to the dealer 2A via the dealer terminal 2a. The login screen D2 accepts input of authentication information I3. The authentication information I3 includes a user ID and password for accessing the screening application system 100. The login screen D2 includes text boxes for inputting the user ID and password, and a button for outputting the authentication information I3 entered by the person in charge to the application support device 1.

[0047] The authentication information storage unit 11 is a storage unit that stores a combination of a user ID and a password for each website unique to the dealer 2A. The application support device 1 matches the authentication information I3 entered by the person in charge with the information stored in the authentication information storage unit 11 and determines whether or not to permit login.

[0048] The display screen memory unit 10 may store a menu screen D3 as a screen to be displayed when login to the application support device 1 is completed on the login screen D2. An example of the menu screen D3 is shown in FIG. 4. The menu screen D3 is an input screen that accepts input of menu information I4. The menu information I4 includes information regarding the selection of each function of the screening application system 100.

[0049] The menu screen D3 may include a menu button group B1 that allows the person in charge at the dealer 2A to select menu information I4. Here, the menu button may be included for editing the dealer information master M1 in the screening application system 100. For example, buttons for editing email addresses and dealer information I1 may be included in the menu button group B1. The display screen storage unit 10 also stores the screens that are displayed when each menu button is selected. Note that the configuration of the menu buttons is not limited to the example in FIG. 4, and can be increased or decreased as appropriate to correspond to the desired menu information I4.

[0050] The menu screen D3 is configured to display a URL display field D3a when the provisional screening flag information I2 is set to "01: Pass" in the dealer information master M1. The URL display field D3a is a display screen that displays a first URL and its two-dimensional code. In the example of FIG. 4, a URL and its two-dimensional code generated by adding a code to the store number are displayed. The URL and two-dimensional code are displayed in a format that allows copying and pasting. The URL display field D3a may be provided with a copy button as a trigger for copying the URL and two-dimensional code.

[0051] The URL display field D3a may be a dialog box that is displayed by selecting, for example, a button for downloading various materials from the menu button group B1. In other words, the URL display field D3a does not necessarily have to be displayed on the menu screen D3, and the URL display field D3a may be configured as an independent screen.

[0052] The URL display field D3a displays a link L1 for transitioning to a URL generation screen D4. Note that the link L1 may be configured as a menu button, with a URL generation button or the like provided. The display screen storage unit 10 stores the URL generation screen D4 as the screen to be displayed when the link L1 is selected. Figure 5 shows an example of the URL generation screen D4.

[0053] The URL generation screen D4 is a screen for generating a URL that adds vehicle information I5, which is the specified information to be reviewed, to a URL that includes a store number. Vehicle information I5 includes information on the product category, new / used car category, handling contract category, manufacturer name, model name, year, model, engine displacement, grade name, vehicle sales price, accessory / option prices, and miscellaneous expenses. Note that vehicle information I5 is not limited to these, and the amount of information on the vehicle required for provisional review can be increased or decreased as needed by including it in vehicle information I5. Input of vehicle information I5 on the URL generation screen D4 is supported based on product information master M2.

[0054] The vehicle information I5 corresponds to the inspection target information in the claims. In this embodiment, the inspection target is described as a vehicle, so it is described as vehicle information I5, but information related to the inspection target can be the inspection target information.

[0055] The product category is the type of vehicle to be sold, including passenger cars, light vehicles, large vehicles, trucks, imported cars, motorcycles, etc. The new / used car category indicates whether the vehicle to be sold is a new car or a used car. The handling contract category indicates the type and conditions of the provisional screening.

[0056] The URL generation screen D4 includes an information input field D4a. The information input field D4a is a screen that accepts the selection or input of each vehicle information I5. For example, the new car / used car classification of the vehicle information I5 is selected using an option button. Also, the handling contract classification, manufacturer name, model name, and model year of the vehicle information I5 are selected using a pull-down list. The engine displacement and model may be input using a text box, or may be automatically input.

[0057] The grade of vehicle information I5 may be selected by displaying a list of grade names in the list. The vehicle sales price, accessory / option prices, and miscellaneous fees of vehicle information I5 are input using text boxes. The vehicle sales price may be automatically input by providing a button that reflects the reference price listed in the grade list. Note that the manner of selection and input of each vehicle information I5 is not limited to the above and can be changed as appropriate.

[0058] For example, when the "Not in list" button B2 in the information input field D4a is selected, a text box can be displayed to accept input of vehicle information I5 such as the manufacturer name, model name, model, engine displacement, and grade name. By configuring it in this way, it is possible to generate a URL even for vehicles that are not listed in the product information master M2.

[0059] The URL generation screen D4 further includes a URL generation button B3. The URL generation button B3 is a trigger that starts generating a URL based on the input vehicle information I5. When the URL generation button B3 is selected, the URL generation unit 14 generates a URL that includes the store number and the vehicle information I5. Hereinafter, a URL that includes the store number and at least a portion of the specified vehicle information I5 may be referred to as a second URL. Also, a URL that includes all of the store number and the specified vehicle information I5 may be referred to as a second URL.

[0060] The URL generation screen D4 includes a URL display field D4b that displays the generated second URL or the second URL and its two-dimensional code. In the example of FIG. 5, the second URL including the store number and all of the specified vehicle information I5 and its two-dimensional code are displayed. The URL and two-dimensional code are displayed in a format that allows copying and pasting. The URL display field D4b has buttons for copying the URL and two-dimensional code.

[0061] The display screen storage unit 10 stores the information input screen D5 as a transition screen from the base URL generated by the URL generation unit 14. That is, the display screen storage unit 10 stores the information input screen D5 in association with the base URL. As described above, the base URL is a URL that includes a store number and does not include vehicle information I5. Therefore, the information input screen D5 can be said to be a screen that is displayed when the URL does not include any vehicle information I5. All of the specified vehicle information I5 can be entered via the information input screen D5.

[0062] FIG. 6 shows an example of the information input screen D5. The information input screen D5 is a screen that accepts the selection or input of each vehicle information I5. For example, the new car / used car classification of the vehicle information I5 is selected using an option button. The manufacturer name, model name, and model year of the vehicle information I5 are selected using a pull-down list. The vehicle selling price of the vehicle information I5 is input using a text box. Note that the manner of selection and input of each vehicle information I5 is not limited to the above and can be changed as appropriate. The input of vehicle information I5 on the URL generation screen D4 is supported based on the product information master M2. The dealer name N identified by specific information such as the store number obtained from the reference URL is also displayed.

[0063] For example, the information input screen D5 includes an "If not in the list" button B4 on the display screen. The display screen storage unit 10 may store an information text input screen D6 as the screen to be displayed when the "If not in the list" button B4 on the information input screen D5 is selected. By configuring it in this way, it becomes possible to apply for provisional inspection even for vehicles that are not listed in the product information master M2. Figure 7 shows an example of the information text input screen D6.

[0064] The information text input screen D6 displays text boxes that accept input of vehicle information I5, such as the manufacturer name, model name, type, engine displacement, and grade name. This configuration makes it possible to apply for provisional inspection for vehicles that are not listed in the pull-down list. The information text input screen D6 also includes a "Go to list selection" button B5, and can be configured to display the information input screen D5 again when button B5 is selected.

[0065] The information input screen D5 and the information text input screen D6 further include a "Conduct loan review" button B6. The button B6 is configured to be selectable only when all of the specified vehicle information I5 has been entered. The display screen memory unit 10 may store a provisional review application screen D7 as the display screen when button B6 is selected. Figure 8 shows an example of the provisional review application screen D7.

[0066] The provisional screening application screen D7 is a screen that displays important points to note when applying for a provisional screening for an auto loan. It can be said that this is the screen that is displayed after all vehicle information I5 has been entered and before proceeding to the actual provisional screening application. The provisional screening application screen D7 includes a "Proceed to provisional auto loan screening" button B7. When button B7 is selected, the screen transitions to an input screen for the provisional screening applicant information, etc.

[0067] The display screen storage unit 10 stores a partial information input screen D8 as a transition screen from the second URL generated by the URL generation unit 14. That is, the display screen storage unit 10 stores the partial information input screen D8 in association with the second URL. As described above, the second URL is a URL that includes the store number and at least a portion of the specified vehicle information I5, but does not include all of the specified vehicle information I5. The partial information input screen D8 can be said to be a screen that is displayed when there is a missing part in the vehicle information I5. The vehicle information I5 that is not included in the second URL can be input via the information input screen D5.

[0068] An example of the partial information input screen D8 is shown in Figure 9. The partial information input screen D8 is a screen for accepting the selection or input of vehicle information I5 that is not included in the second URL. Figure 9 shows an example of the partial information input screen D8 when the second URL includes, as at least part of the vehicle information I5, the new car / used car classification, product classification, manufacturer name, model name, and year.

[0069] The partial information input screen D8 is configured to accept input of vehicle information I5 not included in the second URL, such as model, engine displacement, grade name, and vehicle sales price. The input method for each vehicle information I5 can be configured in the same way as the information input screen D5. Therefore, a partial information text input screen may be included. However, the vehicle information I5 included in the second URL, such as new / used car classification, product classification, manufacturer name, model name, and year, is displayed in an uneditable format.

[0070] The partial information input screen D8 further includes a "Conduct loan screening" button B8. When the button B8 is selected, the provisional screening application screen D7 may be displayed in the same manner as the information input screen D5.

[0071] The display screen memory unit 10 stores the provisional review application screen D7 shown in Figure 8 above as the transition screen from the second URL generated by the URL generation unit 14. In other words, the display screen memory unit 10 stores the provisional review application screen D7 in association with the second URL. As described above, the second URL is a URL that includes all of the store number and specified vehicle information I5. The provisional review application screen D7 can be said to be a screen that is displayed when the vehicle information I5 required for applying for a provisional review is included in the second URL. Therefore, it is possible to apply for a provisional review without having to enter the vehicle information I5 again. Therefore, it is possible to configure the provisional review application screen D7 to allow transition to an input screen for provisional review applicant information, etc.

[0072] The display screen memory unit 10 may also store an applicant information input screen (not shown). The applicant information input screen is an input form screen that accepts input of applicant information I6, which is information about the applicant applying for a preliminary screening. The applicant information I6 includes information such as the applicant's name, address, and prospective co-guarantor, including sole proprietors. It may also include a selection screen for the number of payments, payment amount, etc. The application for a preliminary screening may be completed via such a transition screen.

[0073] (Authentication information storage unit) The authentication information storage unit 11 is a storage unit that stores a combination of a user ID and a password for each website unique to the dealer 2A. The application support device 1 matches the authentication information I3 entered by the person in charge with the information stored in the authentication information storage unit 11 and determines whether or not to permit login.

[0074] (Application information storage unit) The application information storage unit 12 is a storage unit that stores information regarding the provisional review application received from the dealer terminal 2a and the customer terminal 2b. The application information storage unit 12 may store, for example, vehicle information I5, applicant information I6, and provisional review application status. The application information storage unit 12 may store information regarding the provisional review application in association with the store number of the dealer 2A. The information stored in this application information storage unit 12 may be used to link information to the reception device 4.

[0075] (Master change section) The master change unit 13 performs processing to change the dealer information I1 included in the dealer information master M1 stored in the master storage unit 41 of the reception device 4. When the master change unit 13 accepts the setting of the dealer information I1 from the dealer terminal 2a, it transmits the change to the dealer information master M1 to the reception device 4. The reception device 4 changes the dealer information master M1 based on the change request from the master change unit 13.

[0076] However, there is a limit to the dealer information I1 that can be changed from the dealer terminal 2a. For example, the dealer information I1 may be configured to be changeable, such as an email address or the name of the person in charge. For example, the email address in the dealer information I1 may be configured to be changeable by selecting the email address setting button from the menu button group B1 on the menu screen D3 in Fig. 4, which is registered in the dealer information master M1.

[0077] (URL generation part) The URL generation unit 14 generates a URL that can transition to the information input screen D5, the provisional screening application screen D7, and the partial information input screen D8 stored in the display screen storage unit 10. The URL generation unit 14 includes a specific information acquisition unit 14a, a code assignment unit 14b, a reference URL generation unit 14c, a first URL generation unit 14d, and a second URL generation unit 14e.

[0078] The specific information acquisition unit 14a is a processing unit that acquires specific information that identifies the retail store 2A from the retail store information master M1 stored in the master storage unit 41 of the reception device 4. Here, an example will be described in which the specific information is a retail store number. Also, it is assumed that the retail store number entered on the master management screen D1 is an eight-digit number, and the retail store number of a certain retail store 2A is "12345678." The specific information acquisition unit 14a outputs the acquired retail store number to the code assignment unit 14b. Note that if a code is not included in the base URL, the specific information acquisition unit 14a outputs the acquired retail store number directly to the base URL generation unit 14c.

[0079] The code assigning unit 14b is a processing unit that assigns the code entered in the code input field T1 of the master management screen D1 to the specific information acquired by the specific information acquiring unit 14a. For example, if the code is set to "00", the code "00" is assigned to the end of the store number "12345678" to make it "1234567800". The code assigning unit 14b outputs the store number with the assigned code to the reference URL generating unit 14c.

[0080] The reference URL generation unit 14c is a processing unit that generates a reference URL including specific information that identifies the retailer 2A. The reference URL generation unit 14c generates a reference URL based on, for example, the store number and code acquired from the code assignment unit 14b. If the store number is "12345678" and the code is "00," the generated numeric string "1234567800" is used to generate a URL such as "https: / / orico-admin.com?1234567800." As mentioned above, the code is not a required component, and "https: / / orico-admin.com?12345678" can be considered a reference URL that includes the store number. Any protocol, domain name, or other elements other than the store number and code may be used.

[0081] The reference URL generation unit 14c may be configured to automatically generate a reference URL when the provisional screening flag information I2 is set to "01: Pass" on the master management screen D1. Therefore, the specific information acquisition unit 14a, the code assignment unit 14b, and the reference URL generation unit 14c may be provided as components of the reception device 4. The reference URL generated by the reference URL generation unit 14c may be displayed together with its two-dimensional code in the URL display field D1b on the master management screen D1 or the URL display field D3a on the menu screen D3.

[0082] The first URL generation unit 14d is a processing unit that generates a first URL based on the base URL generated by the base URL generation unit 14c and at least a portion of the predetermined vehicle information I5 entered on the URL generation screen D4. The first URL is generated by using the GET method for the vehicle information I5 entered on the URL generation screen D4 and adding parameters to the end of the base URL. For example, the vehicle information I5 is added to the URL along with the following parameter names:

[0083] [Table 1]

[0084] An example will be described in which, as vehicle information I5, a predetermined interest rate (parameter: stype1) is entered as the screening condition, new car (parameter: 1) as the new / used car classification, Toyota (parameter: Toyota) as the manufacturer name, and Aqua (parameter: Aqua) as the car model name are entered on URL generation screen D4 in Fig. 5, and URL generation button B3 is selected. In this case, first URL generation unit 14d adds vehicle information I5 to the reference URL "https: / / orico-admin.com?1234567800" generated by reference URL generation unit 14c using the GET method.

[0085] Therefore, the first URL generated by the first URL generation unit 14d is "https: / / orico-admin.com?1234567800&organization=Stype1&Division=1&Maker=Toyota&Name=Aqua." The first URL generated by the first URL generation unit 14d may be displayed together with its two-dimensional code in the URL display field D4b of the URL generation screen D4. Note that the first URL may include one or more pieces of vehicle information I5.

[0086] The second URL generation unit 14e is a processing unit that generates a second URL based on the base URL generated by the base URL generation unit 14c and all of the predetermined vehicle information I5 entered on the URL generation screen D4. The second URL is generated by adding a parameter to the end of the base URL using the GET method for the vehicle information I5 entered on the URL generation screen D4.

[0087] An example will be given of the case where all of the specified vehicle information I5 is entered on the URL generation screen D4 in Figure 5, such as a specified interest rate (parameter: stype1) as the screening condition, a passenger car (parameter: 1) as the product category, a new car (parameter: 1) as the new / used car category, Toyota (parameter: Toyota) as the manufacturer name, Aqua (parameter: Aqua) as the model name, 2024 (parameter: 2024) as the year of manufacture, DAA-NHP10 (parameter: DAA-NHP10) as the model number, 1500cc (parameter: 1500) as the engine displacement, G (parameter: G) as the grade name, 2 million yen as the vehicle price (parameter: 2000000), 200,000 yen as the accessory / option price (parameter: 200000), and 100,000 yen as miscellaneous expenses (parameter: 100000), and the URL generation button B3 is selected. In this case, the second URL generating unit 14e adds the vehicle information I5 to the reference URL "https: / / orico-admin.com?1234567800" generated by the reference URL generating unit 14c using the GET method.

[0088] Therefore, the second URL generated by second URL generation unit 14e is "https: / / orico-admin.com?1234567800&organization=Stype1&Division=1&Id=1&Maker=Toyota&Name=Aqua&Year=2024&Type=DAA-NHP10&Volume=1500&Grade=G&Price=2000000&OptionPrice=200000&Overhead=100000". The second URL generated by second URL generation unit 14e may be displayed together with its two-dimensional code in URL display field D4b of URL generation screen D4.

[0089] In the above description, for convenience of explanation, the first URL generation unit 14d and the second URL generation unit 14e have been described as separate components. However, the first URL generation unit 14d and the second URL generation unit 14e can also be considered as the same component. In other words, the first URL generation unit 14d and the second URL generation unit 14e can be realized by a single processing unit that uses the GET method to generate a URL by adding a parameter to the end of the base URL generated by the base URL generation unit 14c for the vehicle information I5 entered on the URL generation screen D4.

[0090] (URL information acquisition department) The URL information acquisition unit 15 is a processing unit that acquires the store number and vehicle information I5 included in the base URL, the first URL, and the second URL. For example, the URL information acquisition unit 15 acquires the store number "12345678" from the base URL (https: / / orico-admin.com?1234567800). In this case, the information input screen D5 stored in the display screen storage unit 10 is displayed on the dealer terminal 2a or the customer terminal 2b via the Web server WS. That is, the information input screen D5 is a screen associated with each dealer 2A by the dealer number, and the dealer name N is displayed on the screen.

[0091] For example, the URL information acquisition unit 15 acquires the dealership number "12345678" and at least a portion of the predetermined vehicle information I5 from the first URL (https: / / orico-admin.com?1234567800&organization=Stype1&Division=1&Maker=Toyota&Name=Aqua). That is, the URL information acquisition unit 15 acquires, as the vehicle information I5, the screening conditions as "Stype1," the new car / used car classification as "new car," the manufacturer name as "Toyota," and the model name as "Aqua." In this case, the partial information input screen D8 stored in the display screen storage unit 10 is displayed on the dealership terminal 2a or the customer terminal 2b via the Web server WS. The partial information input screen D8 is configured to display the vehicle information I5 acquired by the URL information acquisition unit 15 in an uneditable format.

[0092] The URL information acquisition unit 15 acquires, for example, the store number "12345678" and all of the specified vehicle information I5 from the second URL (https: / / orico-admin.com?1234567800&organization=Stype1&Division=1&Id=1&Maker=Toyota&Name=Aqua&Year=2024&Type=DAA-NHP10&Volume=1500&Grade=G &Price=2000000&OptionPrice=200000&Overhead=100000). That is, the URL information acquisition unit 15 acquires, as the vehicle information I5, the screening conditions as stype1, the product category as a passenger car, the new / used car category as a new car, the manufacturer name as Toyota, the car model name as Aqua, the year of manufacture as 2024, the model number as DAA-NHP10, the engine displacement as 1500cc, the grade name as G, the vehicle price as 2 million yen, the accessory / option price as 200,000 yen, and the miscellaneous expenses as 100,000 yen. In this case, the provisional screening application screen D7 stored in the display screen storage unit 10 is displayed on the dealer terminal 2a or the customer terminal 2b via the Web server WS.

[0093] (Application Coordination Department) The application linking unit 16 transmits the provisional screening application received from the dealer terminal 2a or the customer terminal 2b to the reception device 4. The application linking unit 16 passes the vehicle information I5, applicant information I6, store number, etc. stored in the application information storage unit 12 to the reception device 4. The reception device 4 conducts a provisional screening of the subject of screening based on the received information.

[0094] (Preliminary Examination Result Notification Division) The provisional screening result notification unit 17 is an email sending unit that generates an email containing the provisional screening result based on the provisional screening result information I7 input from the reception device 4 and sends it to the email address of the retailer 2A. In other words, the provisional screening result notification unit 17 sends the provisional screening result information I7 to the retailer terminal 2a. The provisional screening result notification unit 17 generates an email that displays, for example, the provisional screening result, provisional screening reception number, item name, item price, payment period, etc.

[0095] (Dealer terminals and customer terminals) The configuration of the dealer terminal 2a and the customer terminal 2b will be described below. Common components in the dealer terminal 2a and the customer terminal 2b are assigned common reference numerals. As shown in Figure 2, the dealer terminal 2a and the customer terminal 2b each include a display unit D, an operation unit O, a web browser WB, and an input information storage unit M.

[0096] The display unit D is a device that displays information visually by drawing characters, symbols, figures, etc. on an LCD display, organic EL display, LED display, etc. The display unit D is configured to display various screens related to provisional screening applications, including screens D2 to D8, under the control of the web browser WB. The operation unit O is a device that accepts input operations by the operator of the dealer terminal 2a and customer terminal 2b, such as a keyboard, mouse, touch panel, microphone, etc. The operation unit O is configured to be able to accept input of various information I3 to I6 by the operator.

[0097] The web browser WB is mainly configured to include a CPU, and displays various screens D2 to 8 stored in the display screen memory 10 of the application support device 1 on the display unit D. The input information memory M is a memory unit that stores various pieces of information I3 to I6 input on the various screens D2 to 8. The various pieces of information I3 to I6 stored in the input information memory M are transmitted to the application support device 1 via the web browser WB.

[0098] The dealer terminal 2a may also be equipped with a form generation unit (not shown) that generates a form containing application information, etc. This form can be printed as a customer copy, etc. The dealer terminal 2a can be configured to generate a form containing application information when a button requesting a provisional screening application is pressed on the web browser WB.

[0099] (URL generation process) First, in the review application system 100 described above, the service provider company 1A constructs a dealer information master M1. A person in charge of the service provider company 1A logs in to the reception device 4 and displays the master management screen D1 of Figure 3. In the master management screen D1, the person in charge of the service provider company 1A inputs dealer information I1 and provisional review flag information I2. In the following explanation, the flow in which the dealer 2A generates a URL will be explained using the example in which the provisional review flag information I2 is set to "01: Pass" in the master management screen D1.

[0100] 10 is a sequence diagram showing the operation of generating a URL in the screening application system 100. First, the application support device 1 logs in to the reception device 4 in response to an operation by an administrator on the service provider company 1A side (step S01). When the application support device 1 logs in for the first time in a day, it reads the dealer information master M1 and product information master M2 of the reception device 4 (step S02).

[0101] At the dealer 2A... side, the dealer terminal 2a is used to generate a URL for linking to an examination application button on the website. The person in charge at the dealer 2A enters authentication information I3 on ​​login screen D2, which is displayed when the person accesses a specific website, and logs in to the application support device 1 of the service provider 1A (step S03). In this way, the web browser WB of the dealer terminal 2a requests various screens, including screens D2 to D4, from the application support device 1, and the web server WS of the application support device 1 transmits the various screens, including screens D2 to D4, stored in the display screen storage unit 10, to the dealer terminal 2a.

[0102] The Web browser WB of the dealer terminal 2a displays various screens, including screens D2 to D4, from the display screen storage unit 10 on the display unit D. The person in charge at the dealer 2A uses the operation unit O to input various pieces of information I4 and I5 while checking the various screens, including screens D2 to D4, displayed on the display unit D (step S05).

[0103] The dealer terminal 2a has loaded therein a product information master M2 for supporting the input of vehicle information I5 (step S04). That is, the Web browser WB of the dealer terminal 2a requests the product information master M2 from the application support device 1, and the Web server WS of the application support device 1 responds by transmitting the product information master M2 stored in the master storage unit 41 of the reception device 4 to the dealer terminal 2a.

[0104] Furthermore, when the provisional screening flag information I2 is set to "01: Pass" on the master management screen D1, the base URL generation unit 14c in the URL generation unit 14 generates a base URL unique to the store 2A using the store number acquired by the specific information acquisition unit 14a and the code assigned by the code assignment unit 14b. The generated base URL is displayed in the URL display field D3a on the menu screen D3 in FIG. 4 (step S04).

[0105] In the URL display field D3a of the menu screen D3, by selecting the link L1 for transitioning to the URL generation screen D4, the menu information I4 is sent to the application support device 1 (step S06). The person in charge at the dealership 2A inputs the vehicle information I5 on the URL generation screen D4 of Fig. 5 and selects the URL generation button B3, thereby sending the vehicle information I5 to the application support device 1 (step S07).

[0106] The URL generation unit 14 generates a first URL or a second URL based on the input vehicle information I5. That is, when at least a portion of the predetermined vehicle information I5 is input on the URL generation screen D4, the first URL generation unit 14d generates a first URL based on the base URL and at least a portion of the predetermined vehicle information I5. When all of the predetermined vehicle information I5 is input on the URL generation screen D4, the second URL generation unit 14e generates a second URL based on the base URL and all of the predetermined vehicle information I5.

[0107] The first URL generated by first URL generation unit 14d or the second URL generated by second URL generation unit 14e is displayed together with its two-dimensional code in URL display field D4b of URL generation screen D4 (step S08). The person in charge at store 2A copies and uses the desired URL from the reference URL displayed in URL display field D3a on menu screen D3 or the first URL or second URL displayed in URL display field D4b of URL generation screen D4 (step S09).

[0108] (Example of using URL) An example of the use of a base URL is shown in Figure 11. Figure 11 shows an example of a website W of a dealer 2A. The website W of the dealer 2A has a dealer display section SL and a vehicle display section CL. The dealer display section SL indicates the address and business hours of the dealer 2A. The vehicle display section CL lists detailed information about each vehicle currently for sale. The website W also has a banner BN1 for transitioning to the screening application system 100 of the service provider 1A.

[0109] The person in charge at dealership 2A copies the reference URL displayed in URL display field D3a on menu screen D3 and links it to banner BN1. Therefore, when banner BN1 is clicked, the screen transitions to information input screen D5 of FIG. 6. Also, for example, if FIG. 11 shows a web page listing only vehicles from a specific manufacturer, the person in charge copies the first URL displayed in URL display field D4b on URL generation screen D4 and links it to banner BN1. In this case, it is preferable that the first URL be a first URL that includes only the manufacturer's name as vehicle information I5.

[0110] 12 shows a specific example of a vehicle display section CL on the website W of the dealership 2A. The vehicle display section CL displays the new / used car classification, manufacturer name, model name, year, model, engine displacement, vehicle sales price, and other information contained in the vehicle information I5, along with a photo of the vehicle. The vehicle display section CL also includes a banner BN1 for transitioning to the screening application system 100 of the service provider 1A.

[0111] The person in charge at the retail store 2A copies the first or second URL displayed in the URL display field D4b of the URL generation screen D4 and pastes a link to this banner BN2. Therefore, when this banner BN2 is clicked, the screen transitions to the partial information input screen D8 or the provisional screening application screen D7 in FIG. 9.

[0112] The use of the copied base URL, first URL, second URL, and their two-dimensional codes is not limited to the above. For example, two-dimensional codes for each URL may be displayed instead of banners N1 and N2. Furthermore, when posting advertisements on social media, the copied base URL, first URL, and second URL may be written directly in the text.

[0113] (Preliminary screening application processing) Next, we will explain the operations up to when customer 2B applies for a provisional review in review application system 100. Figure 13 is a sequence diagram showing the operations of applying for a provisional review via the base URL or the first URL in review application system 100. First, customer 2B uses customer terminal 2b to select banner BN1 displayed on website W of dealer 2A in Figure 11, for example, to display information input screen D5 in Figure 6 via the base URL (step S11). At this time, URL information acquisition unit 15 acquires the store number from the base URL, and the information input screen D5 associated with each dealer 2A by the dealer number is displayed.

[0114] Alternatively, for example, by selecting banner BN2 displayed in the vehicle display field CL in Fig. 12, partial information input screen D8 in Fig. 9 is displayed via the first URL (step S11). At this time, URL information acquisition unit 15 acquires the store number and at least part of the predetermined vehicle information I5 from the first URL, and therefore partial information input screen D8 associated with each dealer 2A by the dealer number is displayed. Furthermore, partial information input screen D8 displays vehicle information I5 acquired by URL information acquisition unit 15 in an uneditable format.

[0115] Customer 2B inputs all of the specified vehicle information I5 required for the provisional screening application on the information input screen D5 or partial information input screen D8 (step S12). Once the input of vehicle information I5 is complete on the information input screen D5 or partial information input screen D8, the "Conduct loan screening" button B6 is selected to display the provisional screening application screen D7 of Figure 8. On the provisional screening application screen D7, the "Proceed to auto loan provisional screening" button B7 is selected to transition to an input screen for the provisional screening applicant information, etc. (not shown). Customer 2B inputs the applicant information, etc., and applies for the provisional screening.

[0116] When the provisional screening application is completed, the vehicle information I5 and applicant information I6 are sent to the application support device 1 (steps S13 and S14). The application linking unit 16 of the application support device 1 passes the information necessary for the provisional screening, such as the vehicle information I5 and applicant information I6 stored in the application information storage unit 12, to the reception device 4 (step S15). The reception device 4 conducts a provisional screening of the application subject based on the received information (step S16). The reception device 4 may be configured to conduct an automatic screening if predetermined conditions are met, and may provide an early response.

[0117] If the provisional screening is passed, the application linking unit 42 of the reception device 4 may send the vehicle information I5 and applicant information I6 to the core device 5. Also, when the screening is completed, the provisional screening result sending unit 43 of the reception device 4 sends provisional screening result information I7 to the application support device 1 (step S17). The provisional screening result notification unit 17 generates an email containing the screening results based on the screening result information I7 input from the reception device 4 and sends it to the email address of the dealership 2A (step S18).

[0118] In addition, if customer 2B applies for a provisional review via the second URL, for example by selecting banner BN2 displayed in the vehicle display field CL of FIG. 12, the provisional review application screen D7 of FIG. 8 is displayed (step S11). At this time, the URL information acquisition unit 15 acquires the store number and all of the specified vehicle information I5 from the second URL, and the provisional review application screen D7 associated with each dealership 2A by the dealership number is displayed. In other words, since all of the specified vehicle information I5 has been acquired from the second URL, customer 2B does not need to enter any information. Customer 2B enters applicant information, etc. via the provisional review application screen D7 and an input screen for provisional review applicant information, etc. (not shown), and applies for a provisional review. In other words, if the provisional review application is made via the second URL, the input of vehicle information I5 in step S12 is omitted.

[0119] (Action and effect) The effects of the examination application system 100 of this embodiment as described above are as follows.

[0120] (1) A display unit D that displays a screen related to loan screening for goods, an operation unit O that accepts input of various information, a display screen memory unit 10 that stores a screen that is displayed on the display unit D and is used for inputting various information by the operation unit O, a URL generation unit 14 that generates a first URL that includes specific information that identifies the retailer 2A that is the subject of screening and at least a portion of the specified information to be screened, and that transitions to the screen, and a URL information acquisition unit 15 that acquires the specific information included in the first URL and the specified information to be screened, and the display screen memory unit 10 stores a partial information input screen D8 that is configured to display the specified information to be screened that is included in the first URL as a screen linked to the first URL, and to be able to accept input of other specified information to be screened.

[0121] The screening application system 100 can generate a URL that can transition to a screen related to a loan screening for an item stored in the display screen storage unit 10. A person in charge at the dealer 2A can modify the website of the dealer 2A simply by displaying the generated URL on a web page or using it as a banner link. Therefore, even a dealer 2A that does not have a technician can easily create a website that is compatible with the screening application system. Operation testing of such a website is very simple, and can be easily performed by a person in charge at the dealer 2A. Therefore, a screening application system 100 can be provided that can reduce the personnel burden on the dealer side.

[0122] This URL includes at least specific information that identifies the store 2A, and the URL information acquisition unit 15 acquires the specific information included in the URL. Therefore, when the screen transitions via the URL generated by the URL generation unit 14, the store 2A can be identified.

[0123] The URL generation unit 14 also includes a first URL generation unit 14d that generates a first URL including the specific information and at least a portion of the predetermined information to be examined. Therefore, in addition to the specific information, the information to be examined can also be included in the URL. The display screen storage unit 10 stores a screen associated with the first URL. In this way, it is possible to change the screen to be displayed depending on the information included in the URL.

[0124] As a result, dealer 2A can generate a first URL using the desired information to be screened. For example, as shown in the example of FIG. 11, if dealer 2A wants to create a web page that only includes vehicles from a specific manufacturer, dealer 2A can generate a first URL that includes only the manufacturer's name as vehicle information I5. Alternatively, dealer 2A can generate a first URL that includes only the model name or only the price, allowing dealer 2A to create a banner that corresponds to a special feature on the web page.

[0125] In addition, vehicle information I5 that may be subject to change, such as the vehicle price, can be excluded from the first URL. In this way, the screening application system 100 makes it possible to easily create a URL that meets the wishes of the dealership 2A.

[0126] Specifically, the display screen storage unit 10 stores a partial inspection information input screen D8 that can be accessed from the first URL. The partial information input screen D8 is a screen associated with a specific dealership 2A by specific information. The vehicle information I5 acquired by the URL information acquisition unit 15 is displayed in an uneditable format, and other vehicle information I5 is accepted for input.

[0127] By inputting the missing vehicle information I5 via the partial information input screen D8, the customer 2B can apply for a provisional inspection as the customer 2B of the dealership 2A. This is highly convenient as the dealership 2A can specify the vehicle information I5 that it wants to fix, and the customer 2B can save the trouble of having to input the information.

[0128] (2) The URL generating unit 14 is configured to be able to generate a second URL that includes all of the specific information and the predetermined examination target information.

[0129] The second URL generation unit 14e is configured to be able to generate a URL that includes, for example, all of the vehicle information I5, which is the information to be inspected. The second URL is a URL that is useful when the dealer 2A wants to proceed with a preliminary inspection under conditions set by the dealer 2A. By storing the associated screens for each of the first URL and the second URL in the display screen storage unit 10, a more flexible inspection application system 100 can be provided.

[0130] (3) The URL generating unit 14 is configured to be able to generate a reference URL that includes only specific information.

[0131] The reference URL generation unit 14c is configured to be able to generate a reference URL that includes specific information. The reference URL is a URL that is useful when you want the customer 2B to enter all the information to be reviewed. By storing the associated screens for each of the reference URL, the first URL, and the second URL in the display screen storage unit 10, it is possible to provide a more flexible review application system 100.

[0132] (4) The URL information acquisition unit 15 is configured to acquire specific information contained in the second URL and specified information to be reviewed, and the display screen memory unit 10 stores a provisional review application screen D7 for applying for a provisional review as a screen linked to the second URL.

[0133] The second URL contains all of the specified review target information required for a provisional review application. Therefore, by displaying the provisional review application screen D7 as the destination of the second URL, it is possible to skip inputting the review target information and proceed to the provisional review application procedure. This is highly convenient as customer 2B only needs to input applicant information I6.

[0134] (5) The URL information acquisition unit 15 is configured to acquire specific information contained in the reference URL, and the display screen memory unit 10 stores an information input screen D5, which is configured to be capable of accepting input of all specified information to be reviewed, as a screen linked to the reference URL.

[0135] One of the screens stored in the display screen storage unit 10 is an information input screen D5 that can be accessed from a reference URL. The information input screen D5 is a screen associated with a specific store 2A by specific information. Therefore, a customer 2B can apply for a provisional review as a customer 2B of the store 2A by inputting predetermined review target information via the information input screen D5.

[0136] Furthermore, on the information input screen D5, the customer 2B can input the information of the subject of the screening according to their wishes, so for example, by posting a banner linked to the reference URL on the top page of the website of the dealer 2A, it is possible to appeal to the customer 2B that a provisional screening can be carried out. In addition, the customer 2B can also apply for a provisional screening for the desired subject of the screening on the website, which is very convenient.

[0137] (6) The URL generating unit 14 further includes a code assigning unit 14b that assigns a code to the specific information, and the code is configured to be changeable.

[0138] By generating a URL by adding a code to the identifying information, it becomes possible to easily change the identifying information of the retailer 2A. For example, if a URL generated by the URL generation unit 14 is misused, it becomes possible to change the identifying information of the retailer 2A by changing the code without modifying the identifying information itself. This significantly reduces the amount of work compared to changing the identifying information itself.

[0139] (7) The screen includes a URL display field that displays the URL generated by the URL generating unit 14, and the URL display field is provided with a trigger for copying the URL.

[0140] In particular, the second URL is long because it contains all of the vehicle information I5. Therefore, by providing a copy button in the URL display field, for example, to enable copying of the URL, it is possible to prevent mistakes when copying the URL, which would occur if it were done manually.

[0141] (8) The application support device 1 includes a dealer terminal 2a owned by the dealer 2A and a communication-capable application support device 1 connected to the dealer terminal 2a via a network 3, and the dealer terminal 2a has an operation unit O and a display unit D, and the application support device 1 has a display screen memory unit 10, a URL generation unit 14, and a URL information acquisition unit 15.

[0142] By configuring the dealer terminal 2a of the dealer 2A and the application support device 1 as described above, it becomes possible to connect multiple dealer terminals 2a to the review application system 100. The review application system 100 makes it possible to comprehensively manage preliminary reviews.

[0143] (9) The application support device 1 further includes a provisional screening result notification unit 17 that notifies the dealer terminal 2a of provisional screening result information I7 indicating the provisional screening result.

[0144] The provisional screening result notification unit 17 sends an email to the retailer 2A, so that the person in charge at the retailer 2A can confirm that the provisional screening has been completed without logging in to the system. Therefore, the person in charge at the retailer 2A does not need to check whether the provisional screening has been completed, which reduces the workload.

[0145] (10) An application support device 1 is provided which is communicatively connected to the dealer terminal 2a and the customer terminal 2b via a network 3, and the dealer terminal 2a and the customer terminal 2b have an operation unit O and a display unit D, and the application support device 1 has a display screen memory unit 10, a URL generation unit 14, and a URL information acquisition unit 15, and the URL generation unit 14 is configured to generate a URL based on input from the dealer terminal 2a, and the customer terminal 2b displays the screen stored in the display screen memory unit 10 on the display unit D via the URL.

[0146] Since the inspection application system 100 can be configured to include the customer terminal 2b, the information input screen D5, information text input screen D6, provisional inspection application screen D7, and partial information input screen D8 can be accessed from the customer terminal 2b. Therefore, the customer 2B can input the vehicle information I5 and applicant information I6, which are the information to be inspected, without visiting the dealership 2A. This reduces the travel burden on the customer 2B.

[0147] (11) The application support device 1 further includes an application linking unit 16 that links the specific information and predetermined screening target information acquired by the URL information acquisition unit 15, and the applicant information 16 input via the screen of the customer terminal 2b, to the reception device 4 that performs the preliminary screening.

[0148] It is possible to apply for a provisional examination based on the specific information and predetermined examination target information acquired by the URL information acquisition unit 15. Since the information contained in the URL can be used for the examination, it can be said that this system is also highly convenient for the service provider company 1A.

[0149] (Other embodiments) Although the embodiments of the present invention have been described above, various omissions, substitutions, and modifications can be made without departing from the spirit of the invention. These embodiments and modifications are included in the scope and spirit of the inventions, and are also included in the inventions and their equivalents set forth in the claims.

[0150] In the above embodiment, as shown in FIG. 4, a URL display field D3a is provided on the menu screen D3 to display a reference URL. This URL display field D3a may also be provided with a link that leads to a page that displays a banner for the provisional screening application. In other words, by providing a banner from the service provider 1A in addition to generating a URL, interface development on the retailer 2A side can be supported. The banner may also be configured to be displayed when, for example, the "Download various materials" button is selected on the menu screen D3. [Explanation of symbols]

[0151] 100: Review application system 1A: Service provider 1: Application support device 10:Display screen storage section 11: Authentication information storage section 12: Application information storage unit 13: Master change section 14 :URL generation part 14a: Specific information acquisition unit 14b: Code assignment section 14c: Reference URL generation part 14d: First URL generation section 14e: Second URL generation part 15:URL information acquisition part 16: Application Coordination Department 2A: Dealer 2a: Dealer terminal 2B:Customer 2b: Customer terminal 3: Network 4: Reception device 17: Preliminary Examination Result Notification Division 41: Master storage unit 42: Application Coordination Department 43: Preliminary screening result sending section 5: Core equipment D:Display section M: Input information storage section O:Operation unit WB: Web browser WS: Web server

Claims

1. a display unit that displays a screen related to the loan examination to be examined; an operation unit that accepts input of various information; a display screen storage unit that stores the screen displayed on the display unit and used for inputting the various information by the operation unit; a URL generation unit that generates a first URL for transitioning to the screen, the first URL including specific information for identifying the retailer to be screened and at least a portion of predetermined screened information; a URL information acquisition unit that acquires the specific information included in the first URL and the predetermined examination target information, the display screen storage unit stores, as the screen linked to the first URL, a partial information input screen configured to display the predetermined review target information included in the first URL and to be able to accept input of other predetermined review target information; Review application system.

2. The review application system according to claim 1 , wherein the URL generation unit is configured to be able to generate a second URL including the specific information and all of the predetermined review target information.

3. The examination application system according to claim 1 or 2, wherein the URL generation unit is configured to be able to generate a reference URL including only the specific information.

4. the URL information acquisition unit is configured to acquire the specific information and the predetermined examination target information included in the second URL; The screening application system according to claim 2, wherein the display screen storage unit stores a provisional screening application screen for applying for a provisional screening as the screen linked to the second URL.

5. the URL information acquisition unit is configured to acquire the specific information included in the reference URL; The review application system of claim 3, wherein the display screen memory unit stores an information input screen configured to be able to accept input of all of the specified review target information as the screen linked to the reference URL.

6. the URL generation unit further includes a code assignment unit that assigns a code to the specific information; 3. The screening application system according to claim 1, wherein the code is configured to be changeable.

7. the screen includes a URL display field that displays the URL generated by the URL generation unit, 3. The application system for examination according to claim 1, wherein the URL display field is provided with a trigger for copying the URL.

8. a dealer terminal owned by the dealer; an application support device communicably connected to the dealer terminal via a network; Equipped with the retail store terminal has the operation unit and the display unit, the application support device includes the display screen storage unit, the URL generation unit, and the URL information acquisition unit; 3. The examination application system according to claim 1 or 2.

9. The application support device Further included is a provisional screening result notification unit that notifies the retailer terminal of provisional screening result information indicating the provisional screening result. The examination application system according to claim 8.

10. a dealer terminal owned by the dealer; a customer terminal owned by the customer; an application support device communicably connected to the dealer terminal and the customer terminal via a network; Equipped with the store terminal and the customer terminal each have the operation unit and the display unit, the application support device includes the display screen storage unit, the URL generation unit, and the URL information acquisition unit; the URL generation unit is configured to generate a URL based on an input from the retailer terminal; the customer terminal causes the display unit to display the screen stored in the display screen storage unit via the URL; 3. The examination application system according to claim 1 or 2.

11. The application support device The system further includes an application linking unit that links the specific information and the predetermined screening target information acquired by the URL information acquisition unit, and the applicant information input by the customer terminal via the screen, to a reception device that performs a preliminary screening. The examination application system according to claim 10.

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