Terminal device, payment method, and computer program

Abstract

To provide a terminal device, a settlement method, and a computer program that allow a user who has surrendered his / her driver's license to easily use a discount service. [Solution] A terminal device is communicatively connected to a driver's license information server that stores the user's driver's license information and a service provider server that makes payment requests for services, and is equipped with a driver's license information acquisition means that requests the driver's license information server to send the user's driver's license information and acquires the driver's license information sent in response to the transmission request, a determination means that determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information, and a payment means that, when a payment request is received for a service that is eligible for a discount, makes payment in an amount depending on whether the user is eligible for the discount.

Description

[Technical Field]

[0001] The present disclosure relates to a terminal device, a payment method, and a computer program. [Background technology]

[0002] Discount services offered by local governments are known for elderly people who have surrendered their driver's licenses. For example, as described in Patent Document 1, each local government determines the amount of discounts on public transportation fares and facility fees for those who have surrendered their driver's licenses. [Prior art documents] [Patent documents]

[0003] [Patent Document 1] Patent Publication No. 2021-43563 Summary of the Invention [Problem to be solved by the invention]

[0004] In recent years, there has been a movement to make national ID (Identification) cards function as driver's licenses as well. National ID cards are identification documents that contain a national ID. A national ID is a unique number issued to each citizen. Examples of national ID cards include My Number cards, Social Security number cards, personal ID cards, and national identity cards.

[0005] The face of a national ID card, which functions as a driver's license, does not allow confirmation of whether the user has surrendered their driver's license. The status of a driver's license surrender can be confirmed by logging in to an online service provided by the government from the user's terminal device and reading the national ID card via the terminal device. However, accessing the online service using the above procedure every time a user uses a discount service is a significant burden for elderly users.

[0006] An object of the present disclosure is to provide a terminal device, a payment method, and a computer program that allow users who have surrendered their driver's licenses to easily use discount services. [Means for solving the problem]

[0007] A terminal device according to one aspect of the present disclosure is a terminal device communicatively connected to a driver's license information server that stores a user's driver's license information and a service provider server that makes payment requests for services, and is equipped with a driver's license information acquisition means that requests the driver's license information server to send the user's driver's license information and acquires the driver's license information sent in response to the transmission request, a determination means that determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information, and a payment means that, when a payment request for a discounted service is received, makes payment in an amount according to whether the user is eligible for the discount.

[0008] In one aspect of the payment method of the present disclosure, a computer communicatively connected to a driver's license information server that stores a user's driver's license information and a service provider server that makes payment requests for services requests the computer to send the user's driver's license information, obtains the driver's license information sent in response to the request, determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information, and when a payment request is received for a service that is eligible for a discount, makes payment in an amount according to whether the user is eligible for the discount.

[0009] A computer program according to one embodiment of the present disclosure causes a computer communicatively connected to a driver's license information server that stores a user's driver's license information and a service provider server that makes payment requests for services to perform the following processes: requesting the driver's license information server to send the user's driver's license information and obtaining the driver's license information sent in response to the request; determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; and, when a payment request is received for a service eligible for a discount, making payment in an amount according to whether the user is eligible for the discount. [Effects of the Invention]

[0010] According to the present disclosure, it is possible to provide a terminal device, a payment method, and a computer program that allow users who have surrendered their driver's licenses to easily use discount services. [Brief explanation of the drawings]

[0011] [Figure 1] FIG. 1 is a conceptual diagram for explaining a payment system in the present disclosure. [Figure 2] FIG. 2 is a block diagram illustrating an example of the configuration of a terminal device according to the present disclosure. [Figure 3] FIG. 2 is a diagram illustrating an example of driver's license information in the present disclosure. [Figure 4] 10 is a flowchart illustrating an example of an operation of a terminal device according to the present disclosure. [Figure 5] FIG. 2 is a block diagram illustrating an example of the configuration of a terminal device according to the present disclosure. [Figure 6] 10 is a flowchart illustrating an example of an operation of a terminal device according to the present disclosure. [Figure 7] 10 is a flowchart illustrating an example of an operation of a terminal device according to the present disclosure. [Figure 8] FIG. 2 is a block diagram illustrating an example of the configuration of a terminal device according to the present disclosure. [Figure 9] 10 is a flowchart illustrating an example of an operation of a terminal device according to the present disclosure. [Figure 10] FIG. 1 is a diagram illustrating an example of a hardware configuration in which a terminal device according to the present disclosure is realized by a computer device including a processor. DETAILED DESCRIPTION OF THE INVENTION

[0012] Hereinafter, embodiments of the present disclosure will be described in detail with reference to the drawings. The embodiments described below are limited in a manner that is technically preferable for implementing the present disclosure, but the scope of the invention is not limited to the following. In all drawings used to describe the following embodiments, the same reference numerals are used for similar parts unless otherwise stated. In the following embodiments, repeated explanations of similar configurations and operations may be omitted. Furthermore, the UI (User Interface) shown in the drawings is an example and may be replaced with another UI.

[0013] (First embodiment) First, a payment system according to a first embodiment will be described with reference to Figs. 1 and 2. Fig. 1 is a conceptual diagram illustrating the payment system according to the present disclosure. Fig. 2 is a block diagram showing an example of the configuration of a terminal device according to the present disclosure. As shown in Fig. 1, the payment system 1 includes a terminal device 10, a driver's license information server 70, and a service providing server 80. The terminal device 10 is connected to each of the driver's license information server 70 and the service providing server 80 so as to be able to communicate with each other.

[0014] The terminal device 10 is a mobile terminal such as a smartphone or tablet carried by a user. The terminal device 10 is realized by a general-purpose information processing device such as a desktop terminal device or a notebook terminal device. The terminal device 10 has an input interface (not shown) that accepts input from a user and a display unit 19 that displays driver's license information.

[0015] The driver's license information server 70 is a server device that manages the driver's license information of users. The driver's license information server 70 includes a driver's license information storage unit 71 and a driver's license information transmission unit 72.

[0016] The driver's license information storage unit 71 stores driver's license information. The driver's license information includes various information related to the driver's license owner and the person who has surrendered the driver's license. The driver's license information includes at least the identification information, date of birth, and date of surrender of the driver's license owner or the person who has surrendered the driver's license. Details of the driver's license information will be described later.

[0017] The driver's license information transmission unit 72 transmits the user's driver's license information to the terminal device 10 in response to a request to transmit the driver's license information from the terminal device 10. The request to transmit the driver's license information includes the user's identification information. The driver's license information transmission unit 72 identifies the user's driver's license information by searching the driver's license information storage unit 71 using the user's identification information. The driver's license information transmission unit 72 transmits the identified driver's license information to the terminal device 10.

[0018] The service providing server 80 is a server device managed by the service provider. The service is a service that applies discounts to those who have surrendered their driver's licenses. For example, the service includes, but is not limited to, fares for buses, taxis, trains, etc., meal costs, facility admission fees, and merchandise purchase prices. The service providing server 80 has a payment request sending unit 81. The payment request sending unit 81 sends a payment request to the terminal device 10. The payment request includes the payment amount and a discount target flag indicating whether the payment is eligible for a discount. If the payment is eligible for a discount, the payment request further includes a discount rate or discount amount. The payment request sending unit 81 sends the payment request to the terminal device 10 at the time of providing the service to the user.

[0019] (composition) The terminal device 10 includes a driver's license information acquisition unit 11, a determination unit 12, and a settlement unit 13.

[0020] The driver's license information acquisition unit 11 requests the driver's license information server 70 to transmit driver's license information. The request to transmit driver's license information includes the user's identification information. The identification information is information for uniquely identifying the user. For example, the identification information is the user's national ID, license number, name, date of birth, address, biometric information, etc. The transmission request may further include authentication information. The authentication information is information that proves that the terminal device 10 making the transmission request has legitimate authority. For example, the authentication information is an access token, an API (Application Programming Interface) key, a client certificate, etc. The driver's license information transmission unit 72 of the driver's license information server 70 transmits the user's driver's license information in response to the transmission request from the terminal device 10. The driver's license information acquisition unit 11 acquires the user's driver's license information transmitted from the driver's license information server 70.

[0021] The determination unit 12 determines whether or not the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information.

[0022] FIG. 3 is a diagram illustrating driver's license information in the present disclosure. For example, the driver's license information is stored in a table format as shown in FIG. 3. As described above, the driver's license information includes at least the identification information, date of birth, and date of surrender of the driver's license owner or the driver's license surrender. The driver's license information 710 shown in FIG. 3 includes, as identification information, fields for the license number, national ID, name, and address of the driver's license owner or the driver's license surrender. The driver's license information 710 also includes a field for the date of birth of the driver's license owner or the driver's license surrender. The driver's license information 710 further includes a field for the date of surrender of the driver's license. A value is set in the field for the date of surrender of the driver's license if the driver's license has been surrendered, and no value is set if the driver's license has not been surrendered. The driver's license information 710 may further include a field indicating whether or not the driver holds a driving history certificate. A flag is set in the field for the driving history certificate indicating whether or not the driver holds a driving history certificate. For example, a "Yes" flag is set for a person who has a driving history certificate, and a "No" flag is set for a person who does not have a driving history certificate.

[0023] The determination unit 12 determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth, which are included in the driver's license information. For example, the determination unit 12 determines whether the user is eligible for a discount using the following procedure. First, the determination unit 12 refers to whether a value is set in the "driver's license surrender date" included in the user's driver's license information. If no value is set, the determination unit 12 determines that the user is not eligible for a discount. If a value is set in the "driver's license surrender date," the determination unit 12 calculates the user's age from the user's date of birth. If the calculated user's age is less than a predetermined discount target age, the determination unit 12 determines that the user is not eligible for a discount. If the calculated user's age is equal to or greater than the predetermined discount target age, the determination unit 12 determines that the user is eligible for a discount. In other words, the determination unit 12 determines that the user is eligible for a discount if the user has surrendered their driver's license and is equal to or greater than the discount target age.

[0024] The settlement unit 13 performs settlement in response to a settlement request received from the service providing server 80. When the settlement unit 13 receives a settlement request from the service providing server 80 for a service eligible for a discount, it performs settlement in an amount according to whether or not the user is eligible for the discount.

[0025] For example, the settlement unit 13 performs settlement in the following procedure. First, the settlement unit 13 receives a settlement request from the service providing server 80. The settlement unit 13 references the discount target flag included in the received settlement request to determine whether the settlement request is for a discounted service. If the payment request is not for a discounted service, the settlement unit 13 performs settlement processing as usual. Since normal settlement is performed using known technology, detailed explanation is omitted. If the payment request is for a discounted service, the settlement unit 13 calculates an amount according to the discount rate or discount amount included in the payment request. The settlement unit 13 performs settlement processing using the calculated amount. When the settlement processing is completed, the settlement unit 13 transmits a settlement result to the service providing server 80. For example, the settlement result includes information such as whether the settlement was successful, whether a discount was applied, and the actual payment amount.

[0026] (operation) Next, the operation of the terminal device 10 in this embodiment will be described with reference to Fig. 4. Fig. 4 is a flowchart for explaining an example of the operation of the terminal device in the present disclosure.

[0027] First, the terminal device 10 acquires a payment request for the discount from the service providing server 80 (step S11). The payment request includes at least the payment amount and, if there is a discount, the discount rate or the discount amount.

[0028] Next, the driver's license information acquisition unit 11 requests the driver's license information server 70 to transmit the driver's license information of the user (step S12). The transmission request includes at least the user's identification information.

[0029] Next, the driver's license information acquisition unit 11 acquires the driver's license information of the user transmitted in response to the transmission request from the driver's license information server 70 (step S13).

[0030] Next, the determination unit 12 checks whether the license return date is set by referring to the acquired driver's license information of the user (step S14). If the license return date is not set (No in step S14), the determination unit 12 determines that the user is not eligible for the discount (step S18).

[0031] If the license return date is set (Yes in step S14), the determination unit 12 checks whether the user's age is equal to or greater than a predetermined discount target age (step S15). If the user's age is less than the predetermined discount target age (No in step S15), the determination unit 12 determines that the user is not eligible for the discount (step S18).

[0032] If the user is under the predetermined discount target age (Yes in step S15), the determination unit 12 determines that the user is eligible for the discount (step S16). Next, the settlement unit 13 calculates the settlement amount after applying the discount using the discount rate or discount amount included in the settlement request and the settlement amount (step S17).

[0033] After processing step S17 or step S18, the settlement unit 13 makes a settlement (step S19). If the settlement amount after applying the discount was calculated in step S17, the settlement unit 13 makes a settlement using the settlement amount after applying the discount. If it is determined that the user is not eligible for the discount, the settlement unit 13 makes a settlement using the payment amount included in the settlement request. When the settlement is completed, the settlement unit 13 transmits the settlement result to the service providing server 80.

[0034] As described above, the terminal device of this embodiment includes a driver's license information acquisition unit, a determination unit, and a payment unit. The driver's license information acquisition unit requests the driver's license information server to transmit driver's license information and obtains the driver's license information transmitted in response to the transmission request. The determination unit determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information. When a payment request for a discounted service is received, the payment unit makes payment in an amount corresponding to whether the user is eligible for the discount.

[0035] With the above configuration, the terminal device of this embodiment allows users who have surrendered their driver's license to easily use discount services. The face of a national ID card, which functions as a driver's license, does not allow users to confirm whether they have surrendered their driver's license. Therefore, each time a user wishes to use a discount service, the user must log in to an online service provided by the government from their terminal device, read their national ID card via the terminal device, and provide the status of their driver's license surrender. The terminal device of this embodiment eliminates the need for the user to perform the above-described series of processes, thereby improving user convenience. In other words, the terminal device of this embodiment allows users who have surrendered their driver's license to easily use discount services.

[0036] In a terminal device according to one aspect of this embodiment, the payment request includes a payment amount and a discount rate or discount amount. In the terminal device according to one aspect of this embodiment, when a payment request for a discounted service is received and the determination unit determines that the customer is eligible for the discount, the payment unit calculates the payment amount after applying the discount using the payment amount and the discount rate or discount amount, and makes the payment using the calculated discounted payment amount. The terminal device according to one aspect of this embodiment can accommodate various discount methods by calculating the payment amount using the payment amount included in the payment request and the discount rate or discount amount.

[0037] In the terminal device of one aspect of this embodiment, the driver's license information further includes a flag indicating whether the user has a driving history certificate. Furthermore, the determination unit determines that the user is eligible for a discount if the user has a driving history certificate. This allows the terminal device of one aspect of this embodiment to reduce the calculation cost of determining whether the user has a driver's license.

[0038] (Second embodiment) Next, a payment system 2 according to this embodiment will be described with reference to the drawings. In the following description, parts similar to those in the first embodiment will be given the same reference numerals, and descriptions thereof will be omitted where appropriate. The payment system according to this embodiment differs from the payment system according to the first embodiment in that it further comprises an authentication unit that authenticates the user, a storage unit that stores driver's license information for a certain period of time, and an output unit that outputs a control signal that sounds a notification sound to notify that a payment has been made.

[0039] (composition) Fig. 5 is a block diagram showing an example of the configuration of a terminal device in the present disclosure. As shown in Fig. 5, the payment system 2 includes a driver's license information server 70, a terminal device 20, and a service providing server 80. The terminal device 20 includes a driver's license information acquisition unit 21, a determination unit 12, a payment unit 13, an authentication unit 24, a memory unit 25, a memory control unit 26, an output unit 27, and a display unit 19.

[0040] The authentication unit 24 authenticates the user. The authentication of the user is performed by various known means. For example, the authentication of the user is performed using biometric information of the user acquired by the terminal device 10. Alternatively, the authentication of the user is performed by a method using a user ID and a password.

[0041] When the user is authenticated by the authentication unit 24, the driver's license information acquisition unit 21 requests the driver's license information server to send the driver's license information. The transmission request may include the authentication result by the authentication unit 24. The driver's license information acquisition unit 21 acquires the driver's license information sent in response to the transmission request. If the user holds a driving history certificate, the driver's license information may include data of the user's driving history certificate. The data of the driving history certificate is, for example, image data indicating the driving history certificate. Alternatively, the data of the driving history certificate may be text data of the information contained in the driving history certificate.

[0042] The memory unit 25 stores the driver's license information acquired by the driver's license information acquisition unit 21. The memory unit 25 may store information other than the driver's license information. For example, the memory unit 25 may store temporary information used by the terminal device 20. Furthermore, if the driver's license information includes data on a driving history certificate, the memory unit 25 may store the data on the driving history certificate. The data on the driving history certificate stored in the memory unit 25 can be displayed on the display unit 19 of the terminal device 10 by the user operating the input interface of the terminal device 10. Similarly, the driver's license information stored in the memory unit 25 can be displayed on the display unit of the terminal device 10 by the user operating the input interface of the terminal device 10. For example, when a third party requests the user to present their driver's license information or driving history certificate, the user can display the data on the driver's license information or driving history certificate stored in the memory unit 25 on the display unit of the terminal device 10 via the terminal device 10 and present it to the third party.

[0043] The storage control unit 26 controls the storage of the driver's license information acquired by the driver's license information acquisition unit 21. The storage control unit 26 may also control the storage unit 25 to delete the information stored therein after a certain period of time has elapsed. The certain period of time may be a period predetermined by an administrator, for example. The storage control unit 26 may also control the storage unit 25 to store only part of the driver's license information. For example, the storage unit 25 may be controlled to store only the driver's license surrender date and the user's date of birth.

[0044] The output unit 27 outputs a control signal to sound a notification sound to notify that a payment has been made. When a payment is made with the payment amount after the discount has been applied, the output unit 27 outputs a control signal to sound a notification sound that is different from that used for normal payments.

[0045] (operation) Next, the operation of the terminal device 20 in this embodiment will be described with reference to Fig. 6 and Fig. 7. Fig. 6 and Fig. 7 are flowcharts showing an example of the operation of the terminal device 20 in the present disclosure.

[0046] [Driver's license information acquisition process] First, a series of processes in which the terminal device 20 acquires driver's license information will be described with reference to Fig. 6. The authentication unit 24 authenticates the user (step S201). For example, the user is authenticated using the user's biometric information acquired by the terminal device 10. Alternatively, the user is authenticated using a method using a user ID and a password.

[0047] Next, the driver's license information acquisition unit 21 determines whether or not the user has been authenticated by the authentication unit 24 (step S202). If the user has not been authenticated (No in step S202), the process returns to step S201.

[0048] If the user is authenticated (Yes in step S202), the driver's license information acquisition unit 21 makes a request to transmit the driver's license information (step S203). The transmission request includes at least the user's identification information. The transmission request may also include the result of the user authentication in step S201.

[0049] The driver's license information acquisition unit 21 acquires the driver's license information transmitted from the driver's license information server 70 in response to the transmission request in step S203 (step S204).

[0050] Next, the storage control unit 26 stores the driver's license information acquired in step S204 in the storage unit 25 (step S205).

[0051] Next, the storage control unit 26 determines whether a predetermined period of time has elapsed (step S206). The storage control unit 26 repeats the process of step S206 until the predetermined period of time has elapsed (No in step S206). After the predetermined period of time has elapsed (Yes in step S206), the storage control unit 26 deletes the driver's license information stored in the storage unit 25 (step S207).

[0052] [Payment processing] Next, a series of processes by which the terminal device 20 performs payment will be described with reference to Fig. 7. The following processes are executed when the driver's license information is stored in the storage unit 25. When the driver's license information is not stored in the storage unit 25, the terminal device 20 executes the processes of steps S201 to S205 shown in Fig. 6, and stores the driver's license information in the storage unit 25.

[0053] First, the terminal device 20 receives a payment request for a discount from the service providing server 80 (step S211). The payment request includes at least the payment amount and, if there is a discount, the discount rate or discount amount.

[0054] Next, the determination unit 12 checks whether the license return date is set by referring to the driver's license information of the user stored in the storage unit 25 (step S212). If the license return date is not set (No in step S212), the determination unit 12 determines that the user is not eligible for the discount (step S216).

[0055] If the license return date is set (Yes in step S212), the determination unit 12 checks whether the user's age is equal to or greater than a predetermined discount target age (step S213). If the user's age is less than the predetermined discount target age (No in step S213), the determination unit 12 determines that the user is not eligible for the discount (step S216).

[0056] If the user is under the predetermined discount target age (Yes in step S213), the determination unit 12 determines that the user is eligible for the discount (step S214). Next, the settlement unit 13 calculates the settlement amount after applying the discount using the discount rate or discount amount included in the settlement request and the settlement amount (step S215).

[0057] After the processing of step S215 or step S216, the payment unit 13 performs payment (step S217). If the payment amount after applying the discount was calculated in step S215, the payment unit 13 performs payment using the payment amount after applying the discount. If it is determined that the user is not eligible for the discount, the payment unit 13 performs payment using the payment amount included in the payment request. When the payment is completed, the payment unit 13 transmits the payment result to the service providing server 80. In addition, the output unit 27 outputs a control signal to sound a notification sound notifying that the payment has been made (step S218). When the processing of step S218 is completed, the terminal device 20 ends the series of processes described above.

[0058] The terminal device of this embodiment is configured as described above. In addition to the effects obtained from the terminal device of the first embodiment, the terminal device of this embodiment also obtains the following effects.

[0059] The terminal device of one aspect of this embodiment further includes an output unit that outputs a control signal that sounds a different notification sound than that used for normal payments when a payment is made with the payment amount after the discount has been applied. This allows both the user and the service provider to confirm that the discount has been applied. Furthermore, because the service provider can recognize the application of the discount from the sound made at the time of payment, the terminal device of one aspect of this embodiment makes it easier for the service provider to recognize fraudulent use by third parties who are not eligible for the discount. Furthermore, the terminal device of one aspect of this embodiment can prevent fraudulent use by third parties who are not eligible for the discount by sounding a special notification sound.

[0060] The terminal device of one aspect of this embodiment further includes a storage unit that stores the driver's license information acquired by the driver's license information acquisition unit for a certain period of time. Furthermore, the determination unit of one aspect of this embodiment uses the driver's license information stored in the storage means to determine whether the user is eligible for a discount. By storing the driver's license information in the storage unit for a certain period of time, it is no longer necessary to access the driver's license information server each time a payment is made. Therefore, the terminal device of one aspect of this embodiment can shorten the time required for payment. Furthermore, because it is no longer necessary to frequently access the driver's license information server, the terminal device of one aspect of this embodiment reduces the load on the driver's license information server.

[0061] In the terminal device of one aspect of this embodiment, the storage unit stores only the driver's license surrender date and the user's date of birth from the driver's license information. By not storing personally identifiable information included in the driver's license information in the terminal device, and storing only information necessary for determining discount eligibility, the terminal device of one aspect of this embodiment can reduce privacy risks.

[0062] In the terminal device according to one aspect of this embodiment, the driver's license information further includes image data showing a driving history certificate. The driver's license information stored in the storage unit can be displayed on the display unit of the terminal device. This allows, for example, a service provider to present the image data of the driving history certificate when requesting the presentation of the driving history certificate. In other words, the terminal device according to one aspect of this embodiment allows for easy and reliable identity verification.

[0063] The terminal device of one aspect of this embodiment further includes an authentication unit that authenticates the user. Furthermore, when the user is authenticated by the authentication unit, the driver's license information acquisition unit in the terminal device of one aspect of this embodiment requests the driver's license information server to transmit the driver's license information. According to the terminal device of one aspect of this embodiment, the driver's license information is transmitted only to the terminal device of the authenticated user, thereby improving security.

[0064] (Variation) In the present embodiment, the display unit is described as displaying driver's license information or driving history certificate data on the display unit in response to a user's operation, but this is not limited thereto. For example, the display unit may display the driver's license information or driving history certificate data on the display unit when a display command to display the driver's license information or driving history certificate data is received from the service providing server. In another example, a public transportation facility may be equipped with a device that transmits a display command to display the driver's license information or driving history certificate data, and the display command may be transmitted to the terminal device each time a user intends to use the public transportation facility. In this way, the driver's license information or driving history certificate information is automatically displayed on the display unit of the terminal that received the display command, eliminating the need for the user to perform an operation to present the driver's license information or driving history certificate information each time the user uses public transportation. As a result, the terminal device of this embodiment allows users who have surrendered their driver's licenses to easily use discount services.

[0065] (Third embodiment) In this embodiment, a terminal device 30 will be described, which has a simplified configuration of the terminal devices in the first and second embodiments. In the following description, the same parts as those in the first and second embodiments will be omitted as appropriate.

[0066] (composition) Next, the configuration of the terminal device in this embodiment will be described with reference to the drawings. Fig. 8 is a block diagram showing an example of the configuration of the terminal device in the present disclosure. The terminal device 30 includes a driver's license information acquisition unit 31, a determination unit 32, and a payment unit 33.

[0067] The driver's license information acquisition unit 31 requests the driver's license information server to transmit the user's driver's license information, and acquires the driver's license information transmitted in response to the transmission request. The determination unit 32 determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information. When a payment request for a discounted service is received, the settlement unit 33 makes a payment in an amount according to whether the user is eligible for the discount.

[0068] (operation) Next, an example of the operation of the terminal device in this embodiment will be described with reference to Fig. 9. Fig. 9 is a diagram showing an example of the operation of the terminal device in the present disclosure.

[0069] First, the driver's license information acquisition unit 31 requests the driver's license information server to transmit the driver's license information of the user, and acquires the driver's license information transmitted in response to the transmission request (step S31).

[0070] Next, the determination unit 32 determines whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information (step S32).

[0071] Next, when the settlement unit 33 receives a settlement request for a discounted service, it settles the amount according to whether or not the customer is eligible for the discount (step S33).

[0072] The terminal device of this embodiment uses the driver's license surrender date and the user's date of birth included in the driver's license information to determine whether the user is eligible for a discount, and makes a payment according to the discount eligibility. In other words, the terminal device of this embodiment allows users who have surrendered their driver's license to easily use discount services.

[0073] (Hardware configuration) The functions of each of the components in each of the embodiments of the present disclosure described above can be realized not only as hardware but also as a computer device or firmware under program control.

[0074] 10 is a diagram showing an example of a hardware configuration in which a terminal device according to the present disclosure is realized by a computer device including a processor. The terminal device according to each embodiment is realized by a computer device 90. As shown in FIG. 10, the computer device 90 includes a processor 91, a memory 92, a storage device 93 such as a hard disk for storing programs, an input / output interface 94 for connecting input devices and output devices, and a communication interface 95 for connecting to a network.

[0075] The processor 91 loads a program (instructions) stored in a storage device 93 or the like into the memory 92. For example, the program is a software program for executing the control and processing in the present disclosure. The processor 91 executes the program loaded into the memory 92. The processor 91 executes the program to execute the control and processing in the present disclosure.

[0076] The storage device 93 may be, for example, an optical disk, a flexible disk, a magneto-optical disk, an external hard disk, or a semiconductor memory. Some storage media in the storage device are non-volatile storage devices, and the programs are recorded therein. The programs may also be downloaded from an external computer (not shown) connected to a communication network.

[0077] The input device connected to the input / output interface 94 is realized by, for example, a mouse or a keyboard, and is used for input operations. Similarly, the output device connected to the input / output interface 94 is realized by, for example, a display, and is used for displaying and checking output results.

[0078] Although the present disclosure has been described above with reference to the embodiments, the present disclosure is not limited to the above-described embodiments. Various modifications that can be understood by those skilled in the art can be made to the configuration and details of the present disclosure within the scope of the present disclosure. Furthermore, each embodiment can be combined with other embodiments as appropriate.

[0079] Some or all of the above embodiments can also be described as follows: (Appendix 1) A terminal device communicably connected to a driver's license information server that stores driver's license information of a user and a service providing server that makes payment requests for services, a driver's license information acquisition means for requesting the driver's license information server to transmit the user's driver's license information and acquiring the driver's license information transmitted in response to the transmission request; a determination means for determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; a payment means for performing payment in an amount according to whether or not the customer is eligible for the discount when the payment request for the discounted service is received; A terminal device comprising: (Appendix 2) the payment request includes a payment amount and a discount rate or discount amount; The terminal device described in Appendix 1, wherein the payment means receives the payment request for a discounted service and, when the determination means determines that the customer is eligible for the discount, calculates the payment amount after applying the discount using the payment amount and the discount rate or the discount amount, and makes the payment using the calculated payment amount after applying the discount. (Appendix 3) The terminal device described in Appendix 2 further comprises an output means for outputting a control signal that causes a notification sound different from that used in normal payments to sound when payment is made with the payment amount after the discount has been applied. (Appendix 4) further comprising a storage means for storing the driver's license information acquired by the driver's license information acquisition means for a certain period of time; 2. The terminal device according to claim 1, wherein the determination means determines whether the user is eligible for a discount using the driver's license information stored in the storage means. (Appendix 5) 5. The terminal device according to claim 4, wherein the storage means stores only the driver's license surrender date and the user's date of birth from the driver's license information. (Appendix 6) The terminal device according to claim 4, wherein the driver's license information further includes image data showing a driving history certificate. (Appendix 7) further comprising an authentication means for authenticating the user; 5. The terminal device according to claim 4, wherein the driver's license information acquisition means makes the request to the driver's license information server to transmit the driver's license information when the user is authenticated by the authentication means. (Appendix 8) The driver's license information further includes a flag indicating whether the user has a driving history certificate; The terminal device according to claim 1, wherein the determination means determines that the user is eligible for a discount if the user possesses the driving history certificate. (Appendix 9) 9. The terminal device according to any one of Supplementary notes 1 to 8, further comprising a display unit that displays the driver's license information when a request to display the driver's license information is received. (Appendix 10) A computer communicably connected to a driver's license information server that stores the driver's license information of a user and a service providing server that makes a payment request for a service, a request to the driver's license information server to transmit the driver's license information of the user; acquiring the driver's license information transmitted in response to the transmission request; determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; When receiving the payment request for the discounted service, the payment is made at an amount according to whether or not the customer is eligible for the discount. Payment method. (Appendix 11) A computer communicably connected to a driver's license information server that stores the user's driver's license information and a service providing server that makes a payment request for a service, a process of requesting the driver's license information server to transmit the driver's license information of the user and acquiring the driver's license information transmitted in response to the transmission request; A process of determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; When the payment request for the discounted service is received, a process of making a payment in an amount according to whether or not the customer is eligible for the discount is executed. Computer program.

[0080] In addition, in the above appendices, some or all of the configurations described in appendices 2 to 8 that are dependent on appendices 1 may also be dependent on appendices 10 and 11 in the same dependent relationship as appendices 2 to 8. Furthermore, not limited to appendices 1, 10, and 11, but within the scope of each of the above-mentioned embodiments, some or all of the configurations described as appendices may be similarly made dependent on various hardware, software, various storage means for recording software, or systems. [Explanation of symbols]

[0081] 1.2 Payment system 10, 20, 30 terminal equipment 11, 21, 31 Driver's License Information Acquisition Department 12, 32 Judgment section 13, 33 Payment Department 19 Display section 24 Authentication Department 25 Memory section 26 Memory control unit 27 Output section 70 Driver's License Information Server 71 Driver's license information storage unit 72 Driver's License Information Transmission Unit 80 Service provider server 81 Payment request sending unit 90 Computer Equipment 91 processors 92 memory 93 Storage device 94 Input / Output Interface 95 Communication Interface

Claims

1. A terminal device communicably connected to a driver's license information server that stores driver's license information of a user and a service providing server that makes payment requests for services, a driver's license information acquisition means for requesting the driver's license information server to transmit the user's driver's license information and acquiring the driver's license information transmitted in response to the transmission request; a determination means for determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; a payment means for performing payment in an amount according to whether or not the customer is eligible for the discount when the payment request for the discounted service is received; A terminal device comprising:

2. the payment request includes a payment amount and a discount rate or discount amount; The terminal device of claim 1, wherein when the payment means receives the payment request for a discounted service and the determination means determines that the customer is eligible for the discount, the payment means calculates the payment amount after applying the discount using the payment amount and the discount rate or the discount amount, and makes payment using the calculated payment amount after applying the discount.

3. The terminal device according to claim 2 , further comprising: an output unit that outputs a control signal for sounding a notification sound that is different from a notification sound that is sounded during normal payment when payment is made with the payment amount after the discount has been applied.

4. further comprising a storage means for storing the driver's license information acquired by the driver's license information acquisition means for a certain period of time; 2. The terminal device according to claim 1, wherein said determining means determines whether or not said user is eligible for a discount using said driver's license information stored in said storage means.

5. 5. The terminal device according to claim 4, wherein said storage means stores only the driver's license surrender date and the user's date of birth from among said driver's license information.

6. The terminal device according to claim 4 , wherein the driver's license information further includes image data showing a driving history certificate.

7. The driver's license information further includes a flag indicating whether the user has a driving history certificate; 2. The terminal device according to claim 1, wherein said determining means determines that said user is eligible for a discount if said user possesses said driving history certificate.

8. The terminal device according to claim 1 , further comprising a display unit that displays the driver's license information when a request to display the driver's license information is received.

9. A computer communicably connected to a driver's license information server that stores the driver's license information of a user and a service providing server that makes a payment request for a service, a request to the driver's license information server to transmit the driver's license information of the user; Acquire the driver's license information transmitted in response to the transmission request; determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; When receiving the payment request for the discounted service, the payment is made at an amount according to whether or not the customer is eligible for the discount. Payment method.

10. A computer communicably connected to a driver's license information server that stores the user's driver's license information and a service providing server that makes a payment request for a service, a process of requesting the driver's license information server to transmit the driver's license information of the user and acquiring the driver's license information transmitted in response to the transmission request; A process of determining whether the user is eligible for a discount using the driver's license surrender date and the user's date of birth included in the driver's license information; When the payment request for the discounted service is received, a process of making a payment in an amount according to whether or not the customer is eligible for the discount is executed. Computer program.

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