Account transfer information processing device, account transfer information processing method, and account transfer information processing program

Abstract

To provide a system capable of sorting billing information of multiple different data by business collectively into multiple data by transfer destination including only transfer information with the same transfer billing destination (transfer destination).SOLUTION: A account transfer information processing unit includes a control unit. The control unit has information integrating and partitioning means that sorts transfer information by customer, which includes a combination of transfer amount information, transfer destination information and customer specific information included in multiple different data by business collectively all data by business by transfer destination, and creates multiple data by transfer destination including only transfer information with the same transfer destination.SELECTED DRAWING: Figure 2

Description

[Technical field]

[0001] The present invention relates to an account transfer information processing device, an account transfer information processing method, and an account transfer information processing program. [Background technology]

[0002] In the non-banking industry, the number of users with large business scale is increasing year by year as their business expands, and an increasing number of users are introducing multiple systems to carry out various businesses simultaneously, such as installment management, loan management, and factoring transactions.

[0003] In such a situation, when a company operates multiple businesses (operations) and manages direct transfer claims, even if they use the same direct transfer agent, they often use a so-called "direct bank" connection format in which they communicate directly with the bank when linking with financial institutions. In such cases, it is necessary to create and link individual direct transfer claim data on a business (operation) basis from multiple individual systems with fundamentally different mechanisms, making confirmation and compilation work inefficient.

[0004] In addition, in many cases, files for direct debit claim data were created in different prescribed formats for each business (task), and in other cases, files for direct debit claim data were created in different prescribed formats for each transfer claim recipient (financial institution or agent).This required complex work as the data had to be handled by linking multiple files with different prescribed formats and mechanisms for each business or transfer claim recipient.

[0005] For these reasons, there is a demand for a system that can collect billing information from multiple different business-specific data and distribute it to multiple transfer destination data that only contain transfer information for the same transfer billing destination (transfer destination). Until now, such a system has not been known (Patent Document 1). [Prior art documents] [Patent documents]

[0006] [Patent Document 1] JP 2012-14410 A Summary of the Invention [Problem to be solved by the invention]

[0007] Therefore, an object of the present invention is to provide a system that can consolidate billing information of multiple different business-specific data and distribute it into multiple transfer destination-specific data that only contain transfer information for the same transfer billing destination (transfer destination). [Means for solving the problem]

[0008] In order to solve the above-mentioned problems and achieve the objective, the account transfer information processing device of the present invention is an account transfer information processing device equipped with a control unit, and is characterized in that the control unit is equipped with an information integration and division means that compiles customer-specific transfer information including a combination of transfer amount information, transfer destination information, and customer identification information contained in a plurality of different business-specific data, into all business-specific data, and divides it by transfer destination, creating a plurality of transfer destination-specific data including only transfer information with the same transfer destination.

[0009] In addition, the account transfer information processing device of the present invention is characterized in that the control unit further includes an item unification means for unifying transfer information items that have different identification names and have the same target among multiple business-specific data into items with a common identification name in all business-specific data before the transfer destination-specific data is created by the information integration and division means.

[0010] In addition, the account transfer information processing device of the present invention is characterized in that the control unit further includes an identification information assignment means for linking original data identification information common to each business-specific data to each piece of transfer information before the information integration and division means creates data for each transfer destination.

[0011] In addition, the account transfer information processing method of the present invention is an account transfer information processing method executed in an account transfer information processing device equipped with a control unit, and is characterized by including an information integration and division step executed by the control unit, in which customer-specific transfer information including a combination of transfer amount information, transfer destination information, and customer identification information contained in a plurality of different business-specific data is consolidated into all business-specific data and allocated by transfer destination, creating a plurality of transfer destination-specific data including only transfer information with the same transfer destination.

[0012] In addition, the account transfer information processing program of the present invention is an account transfer information processing program to be executed by an account transfer information processing device equipped with a control unit, and is characterized in that it includes an information integration and division step for causing the control unit to execute, in which customer-specific transfer information including a combination of transfer amount information, transfer destination information, and customer identification information contained in a plurality of different business-specific data is consolidated into all business-specific data and allocated by transfer destination, creating a plurality of transfer destination-specific data including only transfer information with the same transfer destination. Effect of the Invention

[0013] According to the present invention, billing information of multiple different business-specific data can be consolidated and distributed to multiple transfer destination data that only contain transfer information for the same transfer billing destination (transfer destination). This allows the direct transfer billing management work, which was previously performed vertically for each business-specific data, to be unified and the final tabulation results to be compiled, thereby reducing the amount of work. In addition, by gradually reducing the number of linked data files, cumbersome work can be reduced and costs can be reduced. [Brief description of the drawings]

[0014] [Figure 1] FIG. 1 is a block diagram showing an example of the configuration of a PC 100 according to an embodiment. [Diagram 2] FIG. 2 is a diagram showing an example of the flow of information processing by the information integration and division unit 102a, the transfer information extraction unit 102b, the item unification unit 102c, and the identification information assignment unit 102d in one embodiment. [Diagram 3]FIG. 3 is a diagram illustrating an example of business-specific data according to an embodiment. [Figure 4] FIG. 4 is a diagram showing an item unified master according to an embodiment. [Diagram 5] FIG. 5 is a diagram showing extracted and organized data in one embodiment. [Figure 6] FIG. 6 is a diagram showing a prescribed format master in one embodiment. [Figure 7] FIG. 7 is a diagram illustrating an example of data by transfer destination according to an embodiment. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS

[0015] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS An embodiment of the present invention will be described in detail with reference to the drawings. However, the present invention is not limited to the embodiment.

[0016] [1. Configuration] Here, an example of the configuration of a PC (personal computer) 100 according to this embodiment including an account transfer information processing device of the present invention will be described with reference to Fig. 1. Note that the configuration of this embodiment is merely an example, and the present invention is not limited to being realized with the configuration of this embodiment. Also, in the following description of the configuration, duplicated descriptions may be omitted.

[0017] 1 is a block diagram showing an example of the configuration of a PC 100. The PC 100 includes a control unit 102, a communication interface unit 104, a storage unit 106, and an input / output interface unit 108, and is communicably connected to a server 200 (e.g., a Web server, etc.) that stores various data (e.g., each data item stored in the storage unit 106, which may be described later) via a network 300 (e.g., the Internet, an intranet, a LAN (Local Area Network), etc.).

[0018] The components of the PC 100 are communicatively connected via any communication path.

[0019] In addition, PC 100 may be, for example, a stationary type such as a desktop personal computer, or may be a portable type such as a notebook personal computer, a PDA (Personal Digital Assistant), a smartphone, or a tablet personal computer.

[0020] The control unit 102 is a CPU or the like that performs overall control of the PC 100. The control unit 102 has an internal memory for storing control programs such as an OS, programs that define various processing procedures, and required data, and executes various information processing based on these stored programs.

[0021] The control unit 102 conceptually includes, in terms of functions, an information integration and division unit 102a, a transfer information extraction unit 102b, an item unification unit 102c, an identification information assignment unit 102d, and the like.

[0022] The information integration and division unit 102a compiles customer-specific transfer information, which includes a combination of transfer amount information, transfer destination information, and customer identification information contained in multiple different business-specific data, into all business-specific data, and divides it by transfer destination, creating multiple transfer destination-specific data that only include transfer information for the same transfer destination.

[0023] When there are transfer information items that are not common among a plurality of business-specific data, the information integration and division unit 102a creates transferee-specific data by associating the transfer information with each other only with the common transfer information items.

[0024] A transfer information item is an item used to identify the type of information contained in the transfer information, such as information on the transfer amount, information on the transfer destination, customer identification information, and information on the scheduled transfer date, and each item has an identification name (identifier) ​​used to identify the information.

[0025] The information integration and division unit 102a creates data for each transfer destination having a prescribed format appropriate for each transfer destination based on the prescribed format master having prescribed format information in which an identifier of a prescribed format is assigned to each transfer destination. The prescribed format referred to here may be, for example, a format of information format for items such as the identification name, type, and number of items of the transfer information items.

[0026] The transfer amount information may include information identifying the transfer amount. The transfer destination information may include information identifying the transfer destination, such as the transfer destination institution, the transfer destination branch name, the transfer destination identifier, and the transfer destination account identifier. The transfer destination may be, for example, by branch or institution where the transfer destination account is located. The customer identification information may include information for identifying the customer, such as a customer identifier, name or title, address, and telephone number.

[0027] The transfer information for each customer may further include information on the planned transfer date.

[0028] Before the information integration and division unit 102a creates the data by transfer destination, the transfer information extraction unit 102b extracts transfer information for the designated account transfer period range accepted by the account transfer information processing device from the transfer information included in the multiple different business-specific data based on the information on the planned transfer date. The information integration and division unit 102a creates the data by transfer destination based on the transfer information by customer extracted by the transfer information extraction unit 102b. The account transfer period range can be specified as any range, such as by year, month, or week.

[0029] Before the information integration and division unit 102a creates the transfer destination data, the item unification unit 102c converts transfer information items that have different identification names among multiple business-specific data and are for the same target into items with a common identification name among all business-specific data.

[0030] The item unification unit 102c assigns an identification name common to all business-specific data to each identification name of the transfer information item in the transfer destination-specific data based on an item unification master having item unification information in which an identification name common to all business-specific data is assigned. The information integration and division unit 102a can link transfer information of different business-specific data together based on the unified common identification name and consolidate it into transfer destination-specific data having a common identification name.

[0031] The identification information assigning unit 102d links each transfer information to original data identification information common to each business-specific data before the information integration and division unit 102a creates the transfer destination specific data. The original data identification information makes it possible to identify the business-specific data to which the transfer information in the transfer destination specific data created by the information integration and division unit 102a belonged before the transfer destination specific data was created. This makes it possible to easily distribute information to each business-specific system after billing and payment.

[0032] The communication interface unit 104 communicatively connects the PC 100 to the network 300 via a communication device such as a router and a wired or wireless communication line such as a dedicated line. The communication interface unit 104 has a function of communicating data with other devices via the communication line.

[0033] Various databases, tables, files, etc. are stored in the storage unit 106. Computer programs for cooperating with an OS (Operating System) to give instructions to a CPU (Central Processing Unit) to perform various processes are recorded in the storage unit 106. For example, memory devices such as RAM (Random Access Memory) and ROM (Read Only Memory), fixed disk devices such as hard disks, flexible disks, optical disks, etc. can be used as the storage unit 106.

[0034] The storage unit 106 conceptually includes a business data storage unit 106a, an item unified master storage unit 106b, a specified format master storage unit 106c, and the like.

[0035] The business-specific data storage unit 106a stores business-specific data. The item unified master storage unit 106b stores an item unified master. The prescribed format master storage unit 106c stores a prescribed format master.

[0036] An input device 400 and an output device 500 are connected to the input / output interface unit 108. The output device 400 includes display devices such as a display and a projector, audio devices such as a speaker, printing devices such as a printer, and devices that allow downloading in a data file format. The data file format may be a file format known in the art, such as PDF, CSV, a document file, a spreadsheet file, or a text file. The input device 500 may be a keyboard, a mouse, a microphone, or a monitor that cooperates with a mouse to realize a pointing device function.

[0037] [2. Specific Examples] Here, using specific examples, we will explain information processing by the information integration and division unit 102a, transfer information extraction unit 102b, item unification unit 102c, and identification information assignment unit 102d in the account transfer information processing device of the present invention, with reference to Figures 2 to 7.

[0038] FIG. 2 is a diagram showing an example of the flow of information processing by the information integration and division unit 102a, the transfer information extraction unit 102b, the item unification unit 102c, and the identification information assignment unit 102d in this specific example.

[0039] As shown in Fig. 2, in this specific example, first, the account transfer information processing device accepts an instruction to create data by transfer destination and a designation of the account transfer period range. Next, the transfer information extraction unit 102b extracts the transfer information of the scheduled repayment date (scheduled transfer date) that is within the designated account transfer period range (S2-1), the item unification unit 102c unifies all business-specific data into a common identification name based on the item unification master (S2-2), and the identification information assignment unit 102d links the link source key information (original data identification information) common to each business-specific data to each transfer information (S2-3) to create extracted and organized data (S2). Next, the information integration and division unit 102a compiles all the transfer information of the extracted and organized data created from the transfer information included in the business-specific data, and divides them by account number (transfer destination) to create data by transfer destination (S3). It should be noted that the information processing flow shown in FIG. 2 is an example for explaining this specific example, and does not mean that the account transfer information processing device of the present invention is limited to one based on this flow.

[0040] Fig. 3 is a diagram showing an example of business data in this specific example. Fig. 3(a) shows business data for the installment management business, Fig. 3(b) shows business data for the loan management business, and Fig. 3(c) shows business data for the collection agency business.

[0041] Each business-specific data in Figures 3(a) to (c) includes customer-specific transfer information a1 to c2, which has the following items: name (customer identification information); scheduled repayment date (scheduled transfer date); scheduled repayment amount, monthly repayment amount, or billing amount (transfer amount); and direct deposit account number, direct deposit account number, or transfer account CD (transfer destination) information. As shown in Figures 3(a) to (c), the identification names of the transfer amount information and transfer destination information differ between the business-specific data. Note that transfer information a1 to c2 also has other items, but these will not be discussed here.

[0042] Fig. 4 is a diagram showing the item unified master in this specific example. The item unified master shown in Fig. 4 has item unified information x1 to x6 to which a post-change identifier (an identifier common to all business-specific data) is assigned for each mapping item (each identifier of the item of transfer information) in the link source key (data name by transfer destination).

[0043] Fig. 5 is a diagram showing the extracted and organized data in this specific example created by the transfer information extraction unit 102b, the item unification unit 102c, and the identification information assignment unit 102d. The extracted and organized data shown in Fig. 5 includes the transfer information extracted by the transfer information extraction unit 102b from the transfer information of the business-specific data in this specific example, the unification to items with common identification names by the item unification unit 102c, and the transfer information after the linking of the original data identification information by the identification information assignment unit 102d. Fig. 5(a) shows the extracted and organized data created from the business-specific data about the installment management business, Fig. 5(b) shows the extracted and organized data created from the business-specific data about the loan management business, and Fig. 5(c) shows the extracted and organized data created from the business-specific data about the collection agency business.

[0044] Each extracted and organized data in Figures 5(a)-(c) includes customer-specific transfer information a1-c2, which has the following items: name (customer identification information); scheduled repayment date (scheduled transfer date); billing amount (transfer amount); and direct deposit account number (transfer destination). The identification names of the transfer amount information and transfer destination information, which differed between the business-specific data in Figures 3(a)-(c), are unified in the extracted and organized data in Figures 5(a)-(c). Transfer information a1-c2 also has other items, but these will not be discussed here.

[0045] Fig. 6 is a diagram showing the prescribed format master in this specific example. The prescribed format master shown in Fig. 6 has prescribed format information y1 to y4 in which a prescribed format identifier is assigned to each direct debit account number (each transfer destination).

[0046] Fig. 7 is a diagram showing an example of data by transfer destination in this specific example. Fig. 7(a) shows data by transfer destination for direct debit account number (transfer destination) X-1 created in prescribed format A, Fig. 7(b) shows data by transfer destination for direct debit account number (transfer destination) Y-1 created in prescribed format B, Fig. 7(c) shows data by transfer destination for direct debit account number (transfer destination) K-1 created in prescribed format B, and Fig. 7(d) shows data by transfer destination for direct debit account number (transfer destination) X-2 created in prescribed format C.

[0047] 7(a)-(d) includes transfer information a1-c2 for each customer, which includes the following items: name (customer identification information); scheduled repayment date (scheduled transfer date); billing amount (transfer amount); and direct deposit account number (transfer destination). Transfer information a1-c2 also includes other items, but these will not be discussed here.

[0048] The account transfer information processing device first receives an instruction to create data by transfer destination and a designation of the account transfer period range (S1). In this specific example, the repayment schedule date (scheduled transfer date) 2021 / 2 is designated as the account transfer period range.

[0049] Next, the transfer information extraction unit 102b, the item unification unit 102c, and the identification information assignment unit 102d create each of the extracted and organized data shown in Figures 5(a) to 5(c) (S2). The creation of each of the extracted and organized data will be described in detail below.

[0050] The transfer information extraction unit 102b extracts the transfer information for the repayment schedule date (scheduled transfer date) 2021 / 2, which is within the designated account transfer period range accepted by the account transfer information processing device, from the transfer information included in each of the business-specific data shown in Figures 3(a) to 3(c) based on the information on the repayment schedule date (scheduled transfer date) (S2-1). That is, the transfer information extraction unit 102b extracts the transfer information a1 to a4 from the business-specific data on the installment management business shown in Figure 3(a), extracts the transfer information b1 to b4 from the business-specific data on the loan management business shown in Figure 3(b), and extracts the transfer information c1 and c2 from the business-specific data on the collection agency business shown in Figure 3(c) (S2-1).

[0051] The item unification unit 102c unifies the identification names of the items of the transfer information of the business-specific data shown in Figures 3(a) to (c) into a common identification name for all business-specific data as shown in Figures 5(a) to (c) based on the item unification master (S2-2). More specifically, the item unification unit 102c changes the identification name "scheduled repayment amount" of the item of the transfer information a1 to a4 of the business-specific data for the installment management business shown in Figure 3(a) into a common identification name "billing amount" as shown in Figure 5(a) based on the item unification information x1 of the item unification master shown in Figure 4, changes the identification name "direct transfer account number" into a common identification name "direct transfer account number" as shown in Figure 5(a) based on the item unification information x4 of the item unification master shown in Figure 4, and changes the identification name "monthly billing amount" of the item of the transfer information b1 to b4 of the business-specific data for the loan management business shown in Figure 3(b) into a common identification name "monthly billing amount" as shown in Figure 4. Based on the unified item information x2 in the unified item master shown in Figure 4, the identification name "billing amount" of the transfer information c1 and c2 in the business-specific data for the collection agency business shown in Figure 3(c) is left unchanged based on the unified item information x3 in the unified item master shown in Figure 4, and the identification name "transfer account CD" is changed to the common identification name "direct transfer account number" as shown in Figure 5(c) based on the unified item information x6 in the unified item master shown in Figure 4 (S2-2).

[0052] The identification information assigning unit 102d links the link source key information (original data identification information) common to each business data to each transfer information (S2-3) as shown in Fig. 5(a)-(c). More specifically, the identification information assigning unit 102d links "(1) Installment management business" to the transfer information a1-a4 of the business data about the installment management business shown in Fig. 3(a) as link source key information (original data identification information) as shown in Fig. 5(a), links "(2) Loan management business" to the transfer information b1-b4 of the business data about the loan management business shown in Fig. 3(b) as link source key information (original data identification information) as shown in Fig. 5(b), and links "(3) Collection agency business" to the transfer information c1 and c2 of the business data about the collection agency business shown in Fig. 3(c) as link source key information (original data identification information) as shown in Fig. 5(c) (S2-3).

[0053] Through the above processing, each of the extracted and organized data shown in FIGS. 5(a) to (c) is created (S2).

[0054] Next, the information integration and division unit 102a collectively divides the transfer information a1 to c2 of the extracted and organized data shown in Figs. 5(a) to (c) created by the transfer information extraction unit 102b, the item unification unit 102c, and the identification information assignment unit 102d from the transfer information included in the business-specific data into direct deposit account numbers (transfer destinations) X-1, Y-1, K-1, and X-2, and divides them into transfer information a1, a2, b1, and b2 as shown in Fig. 7(a) based on the prescribed format information y1 to y4 of the prescribed format master shown in Fig. 6. For the account number (transfer destination) Y-1, data for the transfer destination in the prescribed format A having transfer information a3, a4, and b3 as shown in FIG. 7(b) is created; for the account number (transfer destination) K-1, data for the transfer destination in the prescribed format B having transfer information b4 and c2 as shown in FIG. 7(c) is created; for the account number (transfer destination) X-2, data for the transfer destination in the prescribed format C having transfer information c1 as shown in FIG. 7(d) is created (S3). Here, the transfer destination data is created by associating only the transfer information items common to the multiple business-specific data. Note that the prescribed formats A, B, and C are partially different from each other in the types, numbers, and identification names of the items included.

[0055] As explained above, the account transfer information processing device of the present invention can collect billing information of multiple different business-specific data and distribute it to multiple transfer destination-specific data that only contain transfer information for the same transfer billing destination (transfer destination). This allows the direct transfer billing management work, which was previously performed vertically for each business-specific data, to be unified and the final tabulation results to be compiled, thereby reducing the amount of work. In addition, by gradually reducing the number of linked data files, it is possible to reduce complicated work and reduce costs.

[0056] [3. Contribution to the United Nations-led Sustainable Development Goals (SDGs)] This embodiment can contribute to improving business efficiency and promoting appropriate management decisions by companies, thereby contributing to goals 8 and 9 of the SDGs.

[0057] Furthermore, this embodiment can contribute to reducing waste and promoting paperless and electronic systems, thereby contributing to the achievement of SDGs Goals 12, 13, and 15.

[0058] Furthermore, this embodiment can contribute to strengthening control and governance, making it possible to contribute to Goal 16 of the SDGs.

[0059] [4. Other embodiments] Although the embodiments of the present invention have been described above, the present invention may be embodied in various different embodiments other than those described above within the scope of the technical concept described in the claims.

[0060] For example, among the processes described in the above-mentioned embodiments, all or part of the processes described as being performed automatically can be performed manually, or all or part of the processes described as being performed manually can be performed automatically using known methods.

[0061] In addition, the processing procedures, control procedures, specific names, registered data for each process, information including parameters such as search conditions, screen examples, and database configurations shown in the above documents and drawings can be changed as desired unless otherwise specified.

[0062] Moreover, with regard to the PC 100, each of the components shown in the figures is merely a functional concept, and the PC 100 does not necessarily have to be physically configured as shown in the figures.

[0063] For example, the processing functions of each device constituting the PC100, particularly the processing functions performed by the control unit, may be realized in whole or in part by a CPU and a program interpreted and executed by the CPU, or may be realized as hardware using wired logic. The program is recorded in a non-transient computer-readable recording medium containing programmed instructions for causing the information processing device to execute the processes described in this embodiment, and is mechanically read by each device as necessary. That is, a computer program for giving instructions to the CPU in cooperation with the OS and performing various processes is recorded in a storage unit such as a ROM or HDD (Hard Disk Drive). This computer program is executed by being loaded into a RAM, and cooperates with the CPU to form the control unit.

[0064] In addition, this computer program may be stored in an application program server connected to the PC 100 via any network, and it is also possible to download all or part of it as necessary.

[0065] In addition, the program for executing the process described in this embodiment may be stored in a non-transient computer-readable recording medium, or may be configured as a program first product. Here, the "recording medium" includes any "portable physical medium" such as a memory card, a USB (Universal Serial Bus) memory, an SD (Secure Digital) card, a flexible disk, a magneto-optical disk, a ROM, an EPROM (Erasable Programmable Read Only Memory), an EEPROM (Electrically Erasable and Programmable Read Only Memory), a CD-ROM (Compact Disk Read Only Memory), an MO (Magneto-Optical disk), a DVD (Digital Versatile Disk), and a Blu-ray (registered trademark) Disc.

[0066] Moreover, a "program" is a data processing method written in any language or description method, and may be in any form, such as source code or binary code. Note that a "program" is not necessarily limited to a single configuration, but also includes a distributed configuration as multiple modules or libraries, and a program that works with a separate program, such as an OS, to achieve its function. Note that the specific configuration and reading procedure for reading a recording medium in each device shown in the embodiments, as well as the installation procedure after reading, may use well-known configurations and procedures.

[0067] The various databases etc. stored in the memory unit are storage means such as memory devices such as RAM and ROM, fixed disk devices such as hard disks, flexible disks, and optical disks, and store various programs, tables, databases, and web page files etc. used for various processes and providing websites.

[0068] The PC 100 may be configured as an information processing device such as a known personal computer or a workstation, or may be configured as the information processing device to which any peripheral device is connected. The PC 100 may be realized by installing software (including programs or data, etc.) that causes the PC 100 to realize the processes described in this embodiment.

[0069] Furthermore, the specific form of distribution and integration of the devices is not limited to that shown in the drawings, and all or part of them can be functionally or physically distributed and integrated in any unit according to various additions or functional loads. In other words, the above-mentioned embodiments can be implemented in any combination, or the embodiments can be implemented selectively. [Industrial Applicability]

[0070] The present invention is useful for direct debit billing management operations that operate multiple businesses and handle multiple billing systems. [Explanation of symbols]

[0071] 100 pcs 102 Control section 102a Information integration and division section 102b Transfer information extraction unit 102c Item Unification Department 102d Identification information assignment section 104 Communication interface section 106 Storage section 106a Business-specific data storage section 106b Item Unified Master Storage Section 106c Standard format master storage section 108 Input / Output Interface Section 200 Servers 300 Network 400 Input Device 500 Output Device

Claims

1. An account transfer information processing device including a control unit, An item unified master having item unified information in which an identification name common to all business-specific data is assigned to each identification name of the item of transfer information in the transfer destination-specific data; is accessible to The control unit: an item unification means for referring to the item unification master to set transfer information items having different identification names among a plurality of business-specific data and having the same target as items having a common identification name among all business-specific data; an information integration and division means for aggregating customer-specific transfer information, including a combination of transfer amount information, transfer destination information, and customer identification information, contained in a plurality of different business-specific data, into all business-specific data, and dividing the information by transfer destination, thereby creating a plurality of transfer destination-specific data including only transfer information for the same transfer destination; Equipped with 2. An account transfer information processing device, wherein the plurality of different business-specific data are created in different prescribed formats.

2. The control unit: An identification information assigning means for associating original data identification information common to each business-specific data with each transfer information before the transfer destination-specific data is created by the information integration and division means.

2. The account transfer information processing device according to claim 1, further comprising:

3. A method for processing account transfer information executed in an account transfer information processing device having a control unit, An item unified master having item unified information in which an identification name common to all business-specific data is assigned to each identification name of the item of transfer information in the transfer destination-specific data; is accessible to Executed by the control unit, an item unification step of referring to the item unification master to set transfer information items having different identification names among a plurality of business-specific data and having the same target as items having a common identification name among all business-specific data; an information integration and division step of a process for aggregating customer-specific transfer information, including a combination of transfer amount information, transfer destination information, and customer identification information, contained in a plurality of different business-specific data, into all business-specific data, and dividing the information by transfer destination, thereby creating a plurality of transfer destination-specific data including only transfer information with the same transfer destination; Including, A method for processing account transfer information, wherein the plurality of different business-specific data are created in different prescribed formats.

4. An account transfer information processing program for causing an account transfer information processing device having a control unit to execute the program, An item unified master having item unified information in which an identification name common to all business-specific data is assigned to each identification name of the item of transfer information in the transfer destination-specific data; is accessible to To cause the control unit to execute an item unification step of referring to the item unification master to set transfer information items having different identification names among a plurality of business-specific data and having the same target as items having a common identification name among all business-specific data; an information integration and division step of a process for aggregating customer-specific transfer information, including a combination of transfer amount information, transfer destination information, and customer identification information, contained in a plurality of different business-specific data, into all business-specific data, and dividing the information by transfer destination, thereby creating a plurality of transfer destination-specific data including only transfer information with the same transfer destination; Including, 2. An account transfer information processing program, wherein the plurality of different business-specific data are created in different prescribed formats.

Images