Information Processing Apparatus and Information Processing Method

Abstract

To provide an information processing apparatus, even when reading information held by a non-contact IC card or a card other than the non-contact IC card, capable of suppressing deterioration in reading accuracy of the non-contact IC card and input detection accuracy of an electric signal input.SOLUTION: An information processing apparatus includes a first reading section for electrically reading first information held by a first card in noncontact therewith, a second reading section electrically or magnetically reading second information held by a second card, in contact therewith, an input detecting section for electrically detecting contact or proximity of an object as an input, and a control section electrically connected to the first reading section, the second reading section and the input detecting section. The control section controls propriety of the reading by the first reading section and propriety of input detection by the input detection section based on detection that the first card is placed on a prescribed position of the first reading section or detection that the second card is placed on a prescribed position of the second reading section.SELECTED DRAWING: Figure 10

Description

Technical Field

[0001] The present disclosure relates to an information processing apparatus and an information processing method.

Background Art

[0002] Conventionally, a contactless card reader for a security system has been known. This contactless card reader for a security system includes a housing, a wireless communication unit provided inside the housing and having an antenna for wireless communication with a contactless IC card, a numeric keypad provided on the outer surface of the housing and into which signals are input by contact, and a control unit provided inside the housing and electrically connected to the wireless communication unit and the numeric keypad, respectively. When a signal is input to the numeric keypad, the control unit stops the wireless communication between the contactless IC card and the wireless communication unit, and when the contactless IC card and the wireless communication unit perform wireless communication, the control unit stops the input of a signal to the numeric keypad.

Prior Art Documents

Patent Documents

[0003]

Patent Document 1

Summary of the Invention

Problems to be Solved by the Invention

[0004] In the technology of Patent Document 1, when the card reader reads not only a contactless IC card but also a card other than the contactless IC card, the reading accuracy of the contactless IC card and the electrical detection accuracy of the input operation may decrease.

[0005] The present disclosure provides an information processing apparatus and an information processing method capable of suppressing deterioration in the reading accuracy of a contactless IC card and the input detection accuracy of an electrical signal input even when reading information held by a contactless IC card and a card other than the contactless IC card.

Means for Solving the Problems

[0006] One aspect of the present disclosure is an information processing apparatus having a touch panel and capable of performing payment processing by a plurality of payment methods, including an NFC antenna disposed around the touch panel for reading information held by a contactless IC medium, performing payment processing based on the information read from the contactless IC medium, and exclusively controlling whether the contactless IC medium can be read by the NFC antenna and whether input detection by the touch panel is possible based on the selection of the payment method.

[0007] One aspect of the present disclosure is an information processing method having a touch panel and capable of performing payment processing by a plurality of payment methods, wherein an NFC antenna for reading information held by a contactless IC medium is disposed around the touch panel, and the method includes performing a payment process based on the information read from the contactless IC medium, and exclusively controlling whether the contactless IC medium can be read by the NFC antenna and whether input detection by the touch panel is possible based on the selection of the payment method.

Advantages of the Invention

[0008] According to the present disclosure, even when reading information held by a contactless IC card and a card other than the contactless IC card, deterioration in the reading accuracy of the contactless IC card and the input detection accuracy of an electrical signal input can be suppressed.

Brief Description of the Drawings

[0009]

Fig. 1A

Fig. 1B

Fig. 1C

Fig. 2A

Fig. 2B

Fig. 3A

Fig. 3B

Fig. 4A

Fig. 4B

Fig. 5

Fig. 6

Fig. 7

Fig. 8

Fig. 9

Fig. 10

Fig. 11

Mode for Carrying Out the Invention

[0010] Hereinafter, embodiments will be described in detail with reference to the drawings as appropriate. However, a more detailed description than necessary may be omitted. For example, detailed descriptions of well-known matters and duplicate descriptions of substantially the same configurations may be omitted. This is to avoid making the following description unnecessarily redundant and to facilitate the understanding of those skilled in the art. Note that the accompanying drawings and the following description are provided to enable those skilled in the art to fully understand the present disclosure, and are not intended to limit the subject matter described in the claims.

[0011] FIG. 1A is a top view showing an example of the appearance of a payment terminal 100 in the first embodiment. FIG. 1B is a side view showing an example of the appearance of the payment terminal 100. FIG. 1C is a front view showing an example of the appearance of the payment terminal 100.

[0012] The payment terminal 100 has a main body 10. The main body 10 generally has, for example, a box-like shape. In FIGS. 1A, 1B, and 1C, the front surface 1A, side surface 1B, side surface 1C, and rear surface 1D of the payment terminal 100 are shown. For example, a purchaser of goods operates the payment terminal 100 from the front surface 1A side. For example, a store clerk or the like who registers a purchase of goods operates the payment terminal 100 from the rear surface 1D side. The purchaser may be a customer of the store.

[0013] On the front surface 1A side, the payment terminal 100 is provided with a first touch panel 12, a first LED (light emitting diode) 13, an NFC (Near field communication) antenna 15, a first card slot 16s, a second card slot 17s, and a camera 25. On the rear surface 1D side, the payment terminal 100 is provided with a second touch panel 22 and a second LED 23.

[0014] The payment terminal 100 is of a composite type in which a purchaser can select a plurality of payment methods. The payment terminal 100 may be used, for example, in a state of being placed on a placement surface α on a store counter.

[0015] The plurality of payment methods include, for example, credit card payment, electronic money payment, code (e.g., QR code (registered trademark)) payment, and cash payment. Credit card payment includes, for example, magnetic card payment, contact IC card payment, and non-contact IC card payment. There may be multiple types of electronic money. Since electronic money payment and non-contact IC card payment are made using non-contact communication (e.g., short-range wireless communication: NFC (Near field communication)), they are collectively referred to as non-contact payment here.

[0016] The plurality of payment methods are performed using respective ones of a plurality of corresponding payment interfaces. The plurality of payment interfaces include, for example, a credit card, an electronic money card C32, a code, and cash. The credit card includes, for example, a magnetic card C1, a contact IC card C2, and a non-contact IC credit card C31.

[0017] The magnetic card C1 is inserted into the first card slot 16s and used for settlement. The contact IC card C2 is inserted into the second card slot 17s and used for settlement. The contactless IC credit card C31 and the electronic money card C32 are brought close to the NFC antenna 15 and used for settlement. The contactless IC credit card C31 and the electronic money card C32 are also collectively referred to as the "contactless IC card C3".

[0018] On the settlement terminal 100, in the height direction from the placement surface α, in order from near the placement surface α, the first card slot 16s, the second card slot 17s, and the first touch panel 12 are arranged. The NFC antenna 15 is arranged around the first touch panel 12.

[0019] Also, on the settlement terminal 100, the first card slot 16s, the second card slot 17s, the first touch panel 12, and the NFC antenna 15 are collectively arranged on the front surface 1A side facing the purchaser. In this case, it becomes easier for the purchaser to easily select any one of the plurality of settlement methods among the plurality of settlement methods corresponding to the plurality of devices lined up in front of them. Since the plurality of devices corresponding to the plurality of settlement methods are gathered in one place, the settlement according to each settlement method can be executed smoothly.

[0020] Also, a second touch panel 22 is arranged on the settlement terminal 100. The second touch panel 22 is used by, for example, a store clerk and is arranged on the rear surface 1D side facing the store clerk.

[0021] Also, when viewed from the side, the upper part of the settlement terminal 100 has a mountain shape (see FIG. 1B). The mountain shape has a first surface and a second surface. The first surface is the surface having the surface of the first touch panel 12 and is the operation surface used by the purchaser for settlement. The second surface is the surface having the surface of the second touch panel 22 and is the operation surface used by the store clerk for settlement.

[0022] With this configuration, the payment terminal 100 placed on the placement surface α can be operated simultaneously by the purchaser and the store clerk in an opposing state. For example, when the payment terminal 100 is installed on the counter of a store, the store clerk located inside the counter and the purchaser located outside the counter can operate the payment terminal 100 while remaining in an opposing state.

[0023] Also, on the front surface 1A side of the payment terminal 100, the camera 25 and the first LED 13 are arranged. The camera 25 and the first LED 13 may be arranged on the front surface 1A side, on the rear surface 1D side with respect to the first touch panel 12, that is, on the top side of the mountain shape, but the arrangement position is not limited to this.

[0024] Also, on the rear surface 1D side of the payment terminal 100, the second LED 23 is arranged. The second LED 23 may be arranged on the rear surface 1D side, on the front surface 1A side with respect to the second touch panel 22, that is, on the top side of the mountain shape, but the arrangement position is not limited to this.

[0025] Note that although the first touch panel 12 and the second touch panel 22 are shown as input means for the store clerk and the purchaser, the payment terminal 100 may be provided with other input means (for example, physical keys or buttons).

[0026] Also, the payment terminal 100 has a security protection area SR (see FIG. 7) in a part of the payment terminal 100. The security protection area SR is an area where the security is enhanced compared to the area other than the security protection area SR in the payment terminal 100. For example, the security protection area SR has tamper resistance. The security protection area SR may be logically enhanced in security by software processing, or may be physically enhanced in security by the structure and mechanism of the hardware. Mainly, members used for payment processing using a card or the like are stored in the security protection area SR.

[0027] FIG. 2A is a top view showing an example of a method of using the first card slot 16s provided in the payment terminal 100. FIG. 2B is a side view showing an example of a method of using the first card slot 16s provided in the payment terminal 100.

[0028] The purchaser swipes the magnetic card C1, for example, in a direction w that is positioned opposite to the front surface 1A (front side) of the payment terminal 100 and is substantially parallel to the placement surface α with respect to the first card slot 16s. The magnetic card C1 has at least one magnetic stripe C11. On the other hand, a magnetic head 16h is disposed in the first card reader 16 (see FIG. 7) having the first card slot 16s. By bringing the magnetic stripe C11 into contact with this magnetic head 16h, data is read and written between the payment terminal 100 and the magnetic card C1.

[0029] FIG. 3A is a top view showing an example of a method of using the second card slot 17s provided in the payment terminal 100. FIG. 3B is a side view showing an example of a method of using the second card slot 17s provided in the payment terminal 100. The purchaser inserts the contact IC card C2 in a direction v that is substantially parallel to the placement surface α. The contact IC card C2 includes an IC chip having terminals C21. On the other hand, although not shown, the second card slot 17s has contact terminals inside. When the terminals C21 of the IC chip come into contact with the contact terminals, data is read and written between the payment terminal 100 and the contact IC card C2.

[0030] FIG. 4A is a top view showing an example of a method of using non-contact payment using the payment terminal 100. FIG. 4B is a side view showing an example of a method of using non-contact payment using the payment terminal 100.

[0031] When performing non-contact payment, the purchaser brings the non-contact IC card C3 into contact with or close to the NFC antenna 15, so that non-contact communication is performed between the IC chip included in the non-contact IC card C3 and the NFC antenna 15 on the payment terminal 100 side. Thereby, data is read and written between the payment terminal 100 and the non-contact IC card C3.

[0032] FIG. 5 is a diagram showing an example of the periphery of the first touch panel 12.

[0033] As shown in FIG. 5, the first touch panel 12 may be provided over the entire surface of the surface on which the first touch panel 12 is provided, or may be provided on a part of this surface. Also, the first touch panel 12 has a display function of displaying various data, information, or images. Therefore, the first touch panel 12 can provide visual information to the purchaser. Note that in the first touch panel 12, the input detection area for detecting an input and the display area for performing various displays may be the same area, or at least a part thereof may be different areas.

[0034] FIG. 6 is a rear perspective view showing an external appearance example of the settlement terminal 100. The settlement terminal 100 includes, for example, a speaker 24, a printer 26, a printer discharge port 26p, and an external terminal 27 on the back side (the surface side in contact with the placement surface α).

[0035] FIG. 7 is a block diagram showing an electrical configuration example of the settlement terminal 100.

[0036] The settlement terminal 100 has a security protection area SR. The settlement terminal 100 includes a first CPU (Central Processing Unit) 11, a first touch panel 12, a first LED 13, an NFC_IC 14, an NFC antenna 15, a first card reader 16, a second card reader 17, and a memory 18 in the security protection area SR. The settlement terminal 100 includes a second CPU 21, a second touch panel 22, a second LED 23, a speaker 24, a camera 25, a printer 26, an external terminal 27, and a memory 28 outside the security protection area SR.

[0037] The first CPU 11 realizes various functions by executing the program held in the memory 18. The first CPU 11 comprehensively controls each part within the security protection area SR. The first CPU 11 performs processes related to, for example, credit card settlement and electronic money settlement. The first CPU 11 functions as a settlement CPU that performs processes related to settlement. Also, the first CPU 11 transmits and receives data to and from the second CPU 21 and cooperates with the second CPU 21. Note that the first CPU 11 is an example of a processor, and other processors may also be used.

[0038] The first touch panel 12 has an input detection function that electrically detects the contact or proximity of, for example, the finger of the purchaser (an example of an object) as an input (input operation). The first touch panel 12 receives, for example, an input operation by the purchaser. The first touch panel 12 receives, for example, an operation for PIN input or an electronic signature operation in credit card settlement.

[0039] The first touch panel 12 is formed by laminating a glass substrate, a transparent electrode, a protective cover, etc. As a method of input detection by the first touch panel 12, a resistive film method, a capacitance method, an electromagnetic induction method, etc. can be considered, but any method may be adopted as long as it electrically detects the input.

[0040] The first LED 13 performs a display for notifying various information. The first LED 13 may display in various display modes. The display mode may include, for example, a display color (e.g., red, green, blue), a display timing (e.g., display during settlement processing, display at the time of settlement completion), and a display pattern (e.g., lighting, blinking, extinguishing).

[0041] The NFC_IC 14 performs processing on the NFC antenna 15. For example, the NFC_IC 14 controls the power supply to the NFC antenna 15 and data communication via the NFC antenna 15.

[0042] The NFC antenna 15 is formed of, for example, a loop coil. The NFC antenna 15 receives power supply from the NFC_IC 14 and generates radio waves. An area within a predetermined distance from the NFC antenna 15 is an area where non-contact communication with the NFC antenna 15 is possible (non-contact communication possible area). When a non-contact IC card C3 (an example of a non-contact communication possible communication medium) is placed within the non-contact communication possible area, radio waves from the NFC antenna 15 reach the non-contact IC card C3, and the NFC antenna 15 supplies startup power to the non-contact IC card C3. Thereby, the NFC antenna 15 communicates data with the non-contact IC card C3.

[0043] Also, the center position of the plane defined by the NFC antenna 15 and the center position of the plane defined by the first touch panel 12 may substantially coincide. Thereby, by holding the non-contact IC card C3 over the first touch panel 12, data can be communicated between the NFC antenna 15 and the non-contact IC card C3, making the operation easier for the user to understand.

[0044] Note that since the NFC antenna 15 is arranged around the first touch panel 12, the transparent electrode of the first touch panel 12 and the NFC antenna 15 are arranged in proximity. Therefore, when the first touch panel 12 and the NFC antenna 15 are used simultaneously, they may electrically interfere with each other.

[0045] The NFC_IC 14 acquires (reads) the information held by the non-contact IC credit card C31 via the NFC antenna 15. The NFC_IC 14 sends this information as non-contact read information to the first CPU 11. The information held by the non-contact IC credit card C31 and the non-contact read information include, for example, the identification number of the credit card. Also, the NFC_IC 14 acquires (reads) the information held by the electronic money card C32 via the NFC antenna 15. The NFC_IC 14 sends this information as electronic money read information to the first CPU 11. The information held by the electronic money card C32 and the electronic money read information include, for example, the identification number of the electronic money card C32.

[0046] The first card reader 16 is a magnetic card reader. The first card reader 16 reads the information held by the magnetic card C1 and sends the read information to the first CPU 11 as magnetic read information. The information held by the magnetic card C1 and the magnetic read information include, for example, the identification number of a credit card.

[0047] Also, the first card reader 16 has a magnetic head 16h, a first card slot 16s, and a first insertion sensor 16r (see FIG. 8). The magnetic head 16h faces the magnetic stripe C11 of the inserted (swiped) magnetic card C1 and magnetically reads the information held by the magnetic card C1. The first card slot 16s guides each part of the magnetic stripe C11 in which information is embedded in the magnetic card C1 toward the magnetic head 16h when the magnetic card C1 is inserted. The first insertion sensor 16r detects that the magnetic card C1 has been inserted into the first card slot 16s for swiping. The first insertion sensor 16r may be, for example, a transmissive photointerrupter. The first insertion sensor 16r may be disposed between the start position of the insertion (swiping) of the magnetic card C1 and the magnetic head 16h. When the first insertion sensor 16r detects that the magnetic card C1 has been inserted into the first insertion sensor 16r, the first insertion sensor 16r sends first insertion detection information indicating that the magnetic card C1 has been inserted into the first insertion sensor 16r to the first CPU 11.

[0048] The second card reader 17 is a contact IC card reader. The second card reader 17 reads the information held by the contact IC card C2 and sends the read information to the first CPU 11 as contact read information. The information held by the contact IC card C2 and the contact read information include, for example, the identification number of a credit card.

[0049] In addition, the second card reader 17 has a second card slot 17s, a second insertion sensor, and contact terminals. The contact terminals are terminals that come into contact with the terminals of the IC chip of the contact IC card C2 and read the information held by the contact IC card C2. The second card slot 17s guides the IC chip in which information is embedded in the contact IC card C2 toward the contact terminals when the contact IC card C2 is inserted. The second insertion sensor may be, for example, a transmissive photointerrupter. The second insertion sensor may be disposed between the insertion start position of the contact IC card C2 and the contact terminals. The second insertion sensor detects that the contact IC card C2 has been inserted into the second card slot 17s. When the second insertion sensor detects that the contact IC card C2 has been inserted into the second insertion sensor, the second insertion sensor sends second insertion detection information indicating that the contact IC card C2 has been inserted into the second insertion sensor to the first CPU 11.

[0050] The memory 18 may be configured to include, for example, a ROM (Read Only Memory) and a RAM (Random Access Memory). The memory 18 stores various data, information, and programs.

[0051] The second CPU 21 realizes various functions by executing the programs held in the memory 28. The second CPU 21 comprehensively controls each part outside the security protection area SR. The second CPU 21 performs, for example, processing related to code settlement and cash settlement, and processing other than settlement. Therefore, the second CPU 21 functions as a general-purpose CPU that performs general-purpose processing. The second CPU 21 also sends and receives data to and from the first CPU 11 and cooperates with the first CPU 11. The second CPU 21 is an example of a processor, and other processors may also be used.

[0052] The second touch panel 22 receives input operations by, for example, a store clerk. For example, the amount of money for purchasing goods and the number of purchased goods are input. The second CPU 21 calculates the settlement amount based on, for example, the amount of money for the goods and the number of purchased goods. Note that the configuration of the second touch panel 22 may be the same as that of the first touch panel 12.

[0053] The second LED 23 performs display for notifying various information. The second LED 23 may perform display in various display modes. The display mode may include, for example, display color (e.g., red, green, blue), display timing (e.g., display at the time of inputting purchase information), and display pattern (e.g., lighting, blinking, turning off).

[0054] The speaker 24 outputs various sounds. The speaker 24 outputs, for example, sounds related to processing in the payment terminal 100.

[0055] The camera 25 images a subject to obtain an imaged picture. The camera 25 images, for example, a two-dimensional code or the like displayed on the purchaser's mobile terminal, and sends the imaged picture to the second CPU 21. The second CPU 21 analyzes this imaged picture and recognizes identification information necessary for payment indicated by the two-dimensional code or the like.

[0056] The printer 26 outputs information related to processing (e.g., payment processing) in the payment terminal 100 to a paper medium. For example, the printer 26 may print and output the result of the payment processing on a receipt or the like after the payment processing. The paper printed by the printer 26 is discharged from the printer outlet 26p to the outside of the payment terminal 100.

[0057] The external terminal 27 can connect various cables (e.g., LAN (Local Area Network) cable, USB (Universal Serial Bus) cable, etc.). Therefore, the external terminal 27 can connect various external devices (e.g., POS, cash drawer) via various cables and can communicate. Therefore, the external terminal 27 functions as a communication unit. Note that the communication unit may perform wireless communication (e.g., wireless LAN communication, Bluetooth (registered trademark) communication) without going through the external terminal 27.

[0058] The memory 28 may be configured to include, for example, a ROM and a RAM. The memory 28 has various data, information, and programs.

[0059] Next, the on / off control of each device by the first CPU 11 will be described. Devices that are on / off controlled by the first CPU 11 include, for example, the first touch panel 12, the NFC_IC 14, the first card reader 16, and the second card reader 17.

[0060] The first touch panel 12 sets the on / off of the input detection function according to the control by the first CPU 11. When the input detection function is on, the first touch panel 12 is in a state where it can detect an input operation by the purchaser. When the input detection function is off, the first touch panel 12 is in a state where it cannot detect an input operation by the purchaser. For example, the first touch panel 12 may turn on the input detection function by activating the first touch panel 12. Also, the first touch panel 12 may turn off the input detection function by setting the first touch panel 12 to the sleep state. For example, the first touch panel 12 may turn on the input detection function by permitting power supply to the transparent electrode. Also, the first touch panel 12 may turn off the input detection function by prohibiting power supply to the transparent electrode. The on / off of the input detection function is also simply referred to as the on / off of the first touch panel 12.

[0061] The NFC_IC 14 sets the on / off of the non-contact communication function according to the control by the first CPU 11. When the non-contact communication function is on, the NFC_IC 14 is in a state where non-contact communication with the non-contact IC card C3 and the electronic money card C32 is possible, and the information held by the non-contact IC card C3 and the electronic money card C32 can be read. When the non-contact communication function is off, the NFC_IC 14 is in a state where non-contact communication with the non-contact IC card C3 and the electronic money card C32 is impossible, and the information held by the non-contact IC card C3 and the electronic money card C32 cannot be read. For example, the NFC_IC 14 may turn on the non-contact communication function by permitting power supply to the NFC antenna 15. Also, the NFC_IC 14 may turn on the non-contact communication function by prohibiting power supply to the NFC antenna 15. The on / off of the non-contact communication function is also simply referred to as the on / off of the NFC_IC 14.

[0062] The first card reader 16 sets the on / off of the first reading function for reading the magnetic card C1 according to the control by the first CPU 11. When the first reading function is on, the first card reader 16 is in a state where it can read the magnetic card C1. When the first reading function is off, the first card reader 16 is in a state where it cannot read the magnetic card C1. For example, the first card reader 16 may turn on the first reading function by permitting power supply to the IC for reading magnetism. Also, the first card reader 16 may turn off the first reading function by prohibiting power supply to the IC for reading magnetism. The on / off of the first reading function is also simply referred to as the on / off of the first card reader 16.

[0063] The second card reader 17 sets the on / off of the second reading function for reading the contact IC card C2 according to the control by the first CPU 11. When the second reading function is on, the second card reader 17 is in a state where it can read the contact IC card C2. When the second reading function is off, the second card reader 17 is in a state where it cannot read the contact IC card C2. For example, the second card reader 17 may turn on the second reading function by permitting power supply to the contact terminals. Also, the second card reader 17 may turn off the second reading function by prohibiting power supply to the contact terminals. The on / off of the second reading function is also simply referred to as the on / off of the second card reader 17.

[0064] The first CPU 11 may determine which devices to turn on and which to turn off based on the payment interface and payment method. Also, the first CPU 11 may determine which devices to turn on and which to turn off based on the progress of the payment (for example, whether the payment process is completed). In particular, electrical interference is likely to occur between the first touch panel 12 and the NFC antenna 15 that are placed close to each other. Therefore, the first CPU 11 controls the on / off of the first touch panel 12 and the on / off of the NFC_IC 14 that controls the NFC antenna 15. In this case, it is preferable that the first CPU 11 exclusively controls the on / off of the first touch panel 12 and the on / off of the NFC_IC 14. Specifically, when the first touch panel 12 is on, it is preferable to control the NFC_IC 14 to be off. Also, when the first touch panel 12 is off, it is preferable to control the NFC_IC 14 to be on.

[0065] Also, when a card for payment is detected, the first CPU 11 may perform on / off control of each device. In the on / off control of each device, the first CPU 11 sets the device determined to be turned on to on and the device determined to be turned off to off. For example, when the first CPU 11 acquires the first insertion detection information from the first card reader 16 and a magnetic card C1 is detected as the card for payment, the first CPU 11 may set the on / off of each device. For example, when the first CPU 11 acquires the second insertion detection information from the second card reader 17 and a contact IC card C2 is detected as the card for payment, the first CPU 11 may set the on / off of each device. For example, when the first CPU 11 acquires the non-contact reading information from the NFC_IC 14 and a non-contact IC card C3 is detected as the card for payment, the first CPU 11 may set the on / off of each device.

[0066] FIG. 9 is a diagram showing an example of the on / off state of the NFC_IC 14 based on the detection of the magnetic card C1.

[0067] When the first insertion sensor 16r of the first card reader 16 detects the insertion of the magnetic card C1, the first card reader 16 sends the first insertion detection information to the first CPU 11. When the first CPU 11 acquires the first insertion information from the first card reader 16, it turns off the non-contact communication function of the NFC_IC 14. After the non-contact communication function of the NFC_IC 14 is turned off, the first card reader 16 reads the information held by the magnetic card C1 with the magnetic head.

[0068] Therefore, when reading the magnetic card C1, since the non-contact communication function of the NFC_IC 14 is turned off, no radio wave is transmitted from the NFC antenna 15. Therefore, the payment terminal 100 can suppress the occurrence of electromagnetic (at least one of electric and magnetic) interference between the magnetic reading of the magnetic card C1 and the reading of the non-contact IC card C3 by non-contact communication. Thus, the payment terminal 100 can improve the reading accuracy of the magnetic card C1.

[0069] In addition, in FIG. 9, although the reading of the magnetic card C1 is illustrated, the same applies to the reading of the contact IC card C2.

[0070] That is, when the insertion sensor of the second card reader 17 detects the insertion of the contact IC card C2, the second card reader 17 sends the second insertion detection information to the first CPU 11. When the first CPU 11 acquires the second insertion information from the second card reader 17, it turns off the non-contact communication function of the NFC_IC 14. After the non-contact communication function of the NFC_IC 14 is turned off, the second card reader 17 reads the information held by the contact IC card C2 with the contact terminals.

[0071] Therefore, when reading the contact IC card C2, since the non-contact communication function of the NFC_IC 14 is turned off, no radio wave is transmitted from the NFC antenna 15. Therefore, the payment terminal 100 can suppress the occurrence of electromagnetic interference between the electrical reading of the contact IC card C2 and the reading of the non-contact IC card C3 by non-contact communication. Thus, the payment terminal 100 can improve the reading accuracy of the contact IC card C2.

[0072] Next, an operation example of the payment terminal 100 will be described. FIGS. 10 and 11 are flowcharts showing an operation example of the payment terminal 100.

[0073] First, the second CPU 21 selects a payment method (S11). In this case, for example, a store clerk operates the second touch panel 22, the second touch panel 22 receives an input operation, and the second CPU 21 selects a payment method according to this input operation.

[0074] When credit card payment is selected, the first CPU 11 sets the on / off states of each device for three-sided waiting. Three-sided waiting means that for any of the three cards (magnetic card C1, contact IC card C2, and non-contact IC credit card C31) having a credit card function, the payment terminal 100 is made readable. Specifically, the first CPU 11 turns on the first card reader 16 (magnetic: ON), turns on the second card reader 17 (contact IC: ON), and turns on the NFC_IC 14 (non-contact IC: ON) (S12). Also, in this case, the first CPU 11 turns off the first touch panel 12 (touch panel: OFF) (S12). Thereby, it is possible to suppress interference between non-contact communication by the NFC_IC 14 and electrical input detection by the first touch panel 12. That is, the payment terminal 100 can be set to a state in which a plurality of payment methods are simultaneously activated.

[0075] In the three-sided waiting state, the first CPU 11 determines whether any of the above three credit cards has been detected (S13).

[0076] When the first CPU 11 acquires the first insertion detection information, that is, when the magnetic card C1 is detected, payment is made by the magnetic card C1. In this case, the first CPU 11 turns off the NFC_IC 14 (non-contact IC: OFF) (S21). The first touch panel is turned on (touch panel: ON) (S22).

[0077] In the on / off states of each device as described above, the first card reader 16 reads the information held by the magnetic card C1 and sends the magnetic reading information to the first CPU 11. The first CPU 11 and the second CPU 21 execute a settlement process using the magnetic reading information (S23). The settlement process is executed in cooperation by the first CPU 11 and the second CPU 21 of the settlement terminal 100 and the settlement server of the settlement center.

[0078] In this settlement process, for example, the following processes are performed. The first CPU 11 encrypts the magnetic reading information and sends it to the second CPU 21. The second CPU 21 transmits settlement request information including the encrypted magnetic reading information to the settlement server via the communication unit. This settlement request information may include, for example, the identification number of a credit card, the settlement amount, and the like. The settlement server receives the settlement request information from the settlement terminal 100, collates it with the information held by the settlement server, and determines whether to permit the settlement by the magnetic card C1 for which the settlement is attempted. If this settlement is permitted, the settlement server executes the settlement by this magnetic card C1 and completes the transaction of purchasing goods. The settlement server sends a settlement completion notice to the settlement terminal 100. When the second CPU 21 receives the settlement completion notice via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the settlement completion notice from the second CPU 21, it completes the settlement process. Note that the flow of the settlement process is not limited to this example.

[0079] After the completion of the settlement process using the magnetic reading information, the first touch panel 12 accepts an input operation of an electronic signature by the purchaser, detects the input of the electronic signature, and sends the electronic signature to the first CPU 11 (S24). The first CPU 11 sends the electronic signature to the second CPU 21 with or without encryption. The second CPU 21 transmits the electronic signature to the settlement server via the communication unit.

[0080] According to such magnetic card settlement, the settlement terminal 100 can suppress the accidental electrical reading of the magnetic card C1 by the NFC_IC14 by turning off the NFC_IC14 before the settlement process, and can suppress the occurrence of accidental settlements. In addition, the first touch panel 12 can receive the input operation of the electronic signature while suppressing the interference with the non-contact communication by the NFC antenna 15.

[0081] In S13, when the first CPU 11 acquires the second insertion detection information, that is, when detecting the contact IC card C2, the settlement is made by the contact IC card C2. In this case, the first CPU 11 turns off the NFC_IC14 (non-contact IC: OFF) (S31) and turns on the first touch panel (touch panel: ON) (S32).

[0082] In the on / off state of each device as described above, the second card reader 17 reads the information held by the contact IC card C2 and sends the contact reading information to the first CPU 11. In addition, the first touch panel 12 receives the input operation of the PIN by the purchaser, detects the input of the PIN, and sends the PIN to the first CPU 11 (S33).

[0083] The first CPU 11 and the second CPU 21 execute the settlement process using the contact reading information and the PIN (S34). The settlement process is executed in cooperation by the first CPU 11 and the second CPU 21 of the settlement terminal 100 and the settlement server of the settlement center.

[0084] In this settlement process, for example, the following processes are performed. The first CPU 11 encrypts the contact reading information and the PIN and sends them to the second CPU 21. The second CPU 21 transmits, via the communication unit, the settlement request information including the encrypted contact reading information and PIN to the settlement server. This settlement request information may include, for example, the identification number of the credit card, the settlement amount, the PIN, and the like. The settlement server receives the settlement request information from the settlement terminal 100, collates it with the information held by the settlement server, and determines whether to permit the settlement by the contact IC card C2 for which the settlement is attempted. If this settlement is permitted, the settlement server executes the settlement by this contact IC card C2 and completes the transaction of purchasing goods. The settlement server transmits a settlement completion notice to the settlement terminal 100. When the second CPU 21 receives the settlement completion notice via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the settlement completion notice from the second CPU 21, it completes the settlement process. Note that the flow of the settlement process is not limited to this example.

[0085] According to such contact IC card settlement, the settlement terminal 100 can suppress the contact IC card C2 from being electrically read by the NFC_IC14 by turning off the NFC_IC14 before the settlement process, and can suppress an incorrect settlement from being performed. Also, the first touch panel 12 can receive the input operation of the PIN while suppressing interference with the non-contact communication by the NFC antenna 15.

[0086] In S13, when the first CPU 11 acquires the non-contact reading information or detects the non-contact IC credit card C31, it performs the settlement by the non-contact IC credit card C31. In this case, with the on / off states of the respective devices being the same as in the case of three-sided waiting, the first CPU 11 and the second CPU 21 execute the settlement process using the non-contact reading information (S41). The settlement process is executed in cooperation by the first CPU 11 and the second CPU 21 of the settlement terminal 100 and the settlement server of the settlement center.

[0087] In this payment process, for example, the following operations are performed. The first CPU 11 encrypts the non-contact read information and sends it to the second CPU 21. The second CPU 21 transmits, via the communication unit, payment request information including the encrypted non-contact read information to the payment server. This payment request information may include, for example, the identification number of a credit card, the payment amount, and the like. The payment server receives the payment request information from the payment terminal 100, compares it with the information held by the payment server, and determines whether to permit payment by the non-contact IC credit card C31 that attempts the payment. If this payment is permitted, the payment server executes the payment by this non-contact IC credit card C31 and completes the transaction of purchasing goods. The payment server sends a payment completion notification to the payment terminal 100. When the second CPU 21 receives the payment completion notification via the communication unit, it sends it to the first CPU 11. When the first CPU 11 receives the payment completion notification from the second CPU 21, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0088] After the completion of the payment process using the non-contact read information, the first CPU 11 turns off the NFC_IC14 (Non-contact IC: OFF) (S42). It turns on the first touch panel 12 (Touch panel: ON) (S32).

[0089] Therefore, when performing a payment using the non-contact IC credit card C31, the payment terminal 100 can suppress electromagnetic interference and read the information held by the non-contact IC credit card C31 by turning on the NFC_IC14 and turning off the first touch panel 12. Also, after the process for performing a payment using the non-contact IC credit card C31 is completed, the payment terminal 100 can suppress the interference of the radio wave output from the NFC antenna 15 and enable the use of the first touch panel 12 by turning off the NFC_IC14 and turning on the first touch panel 12.

[0090] In S13, when electronic money settlement is selected, the first CPU 11 selects the type of the electronic money card C32 (S51). In this case, for example, a store clerk operates the second touch panel 22, the second touch panel 22 accepts an input operation, and the second CPU 21 selects the type of the electronic money card C32 according to this input operation. Then, the first CPU 11 turns on the NFC_IC 14 (Non-contact IC: ON) (S52). The first touch panel 12 is turned off (Touch panel: OFF) (S53).

[0091] In the on / off state of each device as described above, when the electronic money card C32 is located within the non-contact communication range, the NFC_IC 14 reads the information held by the electronic money card C32 to obtain electronic money reading information. The first CPU 11 executes a settlement process using the electronic money reading information (S54).

[0092] In this settlement process, for example, the following processes are performed. The first CPU 11 obtains the settlement amount from the second CPU 21. The first CPU 11 reads the balance amount held by the electronic money card C32, subtracts the settlement amount from the balance amount, and writes the amount of the subtraction result to the electronic money card C32. Thereby, the settlement process using the electronic money card C32 is completed. Note that the flow of the settlement process is not limited to this example.

[0093] After the completion of the settlement process using the electronic money card C32, the first CPU 11 turns off the NFC_IC 14 (Non-contact IC: OFF) (S55). The first touch panel 12 is turned on (Touch panel: ON) (S56).

[0094] Therefore, when performing a payment process using the electronic money card C32, the payment terminal 100 turns on the NFC_IC14 and turns off the first touch panel 12 to suppress electromagnetic interference and enable reading and writing of information with the electronic money card C32. Also, after the process of performing a payment using the electronic money card C32 is completed, the payment terminal 100 turns off the NFC_IC14 and turns on the first touch panel 12 to suppress interference of radio waves output from the NFC antenna 15 and enable use of the first touch panel 12.

[0095] In S13, when code payment is selected, the second CPU 21 activates the camera 25 (Camera: ON) (S61). The camera 25 captures a two-dimensional code or the like displayed on the purchaser's mobile terminal and sends the captured image to the second CPU 21. The second CPU 21 acquires the captured image, performs image analysis on the captured image, and acquires (reads) the identification information indicated by a QR code (registered trademark) or the like as code reading information (S62). The second CPU 21 performs a payment process using the code reading information in cooperation with, for example, an external server for performing code payment (S63).

[0096] In this payment process, for example, the following process is performed. The second CPU 21 transmits payment request information including, for example, two-dimensional code reading information and the payment amount to an external server via the communication unit. The external server receives the payment request information from the payment terminal 100, collates it with the information held by the external server, subtracts the payment amount from the held amount associated with the identification number indicated by the code, sets the subtraction result as the new held amount, and completes the transaction of purchasing the product. The external server transmits a payment completion notice to the payment terminal 100. When the second CPU 21 receives the payment completion notice via the communication unit, it completes the payment process. Note that the flow of the payment process is not limited to this example.

[0097] After completion of the payment process using the code, the second CPU 21 ends the operation of the camera 25 (Camera: OFF) (S64).

[0098] In S13, when cash settlement is selected, settlement processing is performed using cash (S71). In this case, the second CPU 21 cooperates with the cash drawer via, for example, the communication unit to make the delivery of cash possible. The second CPU 21 completes the settlement processing, for example, when an input operation for completion of settlement is acquired via the second touch panel 22.

[0099] As described above, the settlement terminal 100 (an example of an information processing apparatus) of the present embodiment includes the NFC_IC 14 (an example of a first reading unit) that electrically and non - contactlessly reads information (an example of first information) held by the non - contact IC card C3 (an example of a first card). The settlement terminal 100 includes the first card reader 16 or the second card reader 17 (an example of a second reading unit) that magnetically or electrically reads information (an example of second information) held by the magnetic card C1 or the contact IC card C2 (an example of a second card) in contact. The settlement terminal 100 includes the first touch panel 12 (an example of an input detection unit) that electrically detects, for example, the contact or proximity of the finger (an example of an object) of the purchaser as an input. The settlement terminal 100 includes the first CPU 11 (an example of a control unit) electrically connected to the NFC_IC 14, the first card reader 16 or the second card reader 17, and the first touch panel 12.

[0100] The first CPU 11 may exclusively control the availability of reading by the NFC_IC 14 (e.g., turning the NFC_IC 14 on or off) and the availability of input detection by the first touch panel 12 (e.g., turning the first touch panel on or off) based on the detection of the placement of the contactless IC card C3 at a predetermined position with respect to the NFC_IC 14 (e.g., a position included in the contactless communication range). Alternatively, the first CPU 11 may exclusively control the availability of reading by the NFC_IC 14 and the availability of input detection by the first touch panel 12 based on the detection of the placement of the magnetic card C1 at a predetermined position with respect to the first card reader 16 (e.g., the position when the magnetic card C1 is inserted into the first card reader 16). Alternatively, the first CPU 11 may exclusively control the availability of reading by the NFC_IC 14 and the availability of input detection by the first touch panel 12 based on the detection of the placement of the contact IC card C2 at a predetermined position with respect to the second card reader 17 (e.g., the position when the contact IC card C2 is inserted into the second card reader 17).

[0101] Thereby, even when the settlement terminal 100 can read the contactless IC card C3 and cards other than the contactless IC card C3, according to which reading unit reads the information, the settlement terminal 100 can switch the availability of reading the contactless IC card C3 and the availability of input detection by the first touch panel 12. For example, in a state where reading of the contactless IC card C3 is possible, input detection by the first touch panel 12 becomes impossible, and in a state where reading of the contactless IC card C3 is impossible, input detection by the first touch panel 12 becomes possible. Thus, the settlement terminal 100 can suppress electrical interference between the reading of the contactless IC card C3 and the input detection by the first touch panel 12, and can prevent deterioration of the reading accuracy of the contactless IC card C3 and the input detection accuracy by the first touch panel 12. Therefore, even when reading the information held by the contactless IC card C3 and cards other than the contactless IC card C3, the settlement terminal 100 can suppress deterioration of the reading accuracy of the contactless IC card C3 and the input detection accuracy of the electrical signal input.

[0102] Further, when credit card payment is selected as the payment method, the first CPU 11 may enable reading by the NFC_IC 14 and disable input detection by the first touch panel 12.

[0103] As a result, the payment terminal 100 can wait in a state where it can read the contactless IC card C3 as a credit card, and it can be expected to perform the payment smoothly.

[0104] Further, when credit card payment is selected as the payment method, the first CPU 11 may enable reading by the first card reader 16 or the second card reader 17.

[0105] As a result, the payment terminal 100 can wait in a state where it can also read the magnetic card C1 or the contact IC card C2 as a credit card, and can wait for the operation of the credit card in a three-sided waiting state, for example. Therefore, it can be expected that the payment terminal 100 can perform the payment smoothly regardless of which credit card is detected.

[0106] Further, when read by the first card reader 16 or the second card reader 17, the first CPU 11 may disable reading by the NFC_IC 14 and enable input detection by the first touch panel 12.

[0107] As a result, when the magnetic card C1 or the contact IC card C2 is brought close to the first card reader 16 or the second card reader 17, the payment terminal 100 can suppress the magnetic card C1 or the contact IC card C2 from being electrically read by the NFC_IC 14. Therefore, it can be suppressed that the payment terminal is erroneously read by another reading unit during payment and an incorrect payment is made. Also, since payment is made using the magnetic card C1 or the contact IC card C2, payment using the contactless IC card C3 becomes unnecessary, and there is no problem in payment even if the NFC_IC 14 is turned off. Further, the payment terminal 100 can be used with the deterioration of the input detection accuracy of the first touch panel 12 suppressed immediately after the detection of the magnetic card C1 or the contact IC card C2.

[0108] Further, when read by the NFC_IC14, the first CPU 11 may disable the reading by the NFC_IC14 and enable the input detection by the first touch panel 12 after the settlement process using the contactless IC card C3 is completed.

[0109] Thereby, when the payment terminal 100 reads information related to payment using the contactless IC card C3, since the first touch panel 12 is off, deterioration of the reading accuracy by the NFC_IC14 can be suppressed. Also, when the settlement process using the contactless IC card C3 is completed, the first touch panel 12 can be used while suppressing deterioration of the input detection accuracy.

[0110] Further, when electronic money settlement is selected as the settlement method, the first CPU 11 may enable the reading by the NFC_IC14 and disable the input detection by the first touch panel 12.

[0111] Thereby, the payment terminal 100 can wait in a state where the electronic money card C32 can be read, and it can be expected to perform settlement smoothly.

[0112] Further, after the settlement process of the electronic money settlement is completed, the first CPU 11 may disable the reading by the first reading unit and enable the input detection by the input detection unit.

[0113] When the payment terminal 100 reads information related to payment using the electronic money card C32, since the first touch panel 12 is off, deterioration of the reading accuracy by the NFC_IC14 can be suppressed. Also, when the settlement process using the electronic money card C32 is completed, the first touch panel 12 can be used while suppressing deterioration of the input detection accuracy.

[0114] Further, the second card may include at least one of a contact IC card C2 and a magnetic card C1. The second reading unit may read the second information by at least one of electrical and magnetic means.

[0115] As a result, the payment terminal 100 can use various cards that can be contacted for data transmission as the second card.

[0116] Further, the NFC_IC 14 may read the first information via the NFC antenna 15 (an example of an antenna capable of non-contact communication). The NFC antenna 15 and the first touch panel 12 may be arranged in proximity to each other.

[0117] In this configuration, the radio waves transmitted and received by the NFC antenna 15 and the electrodes of the first touch panel 12 or the like may electrically interfere with each other, affecting the reading by the NFC_IC 14 and the input detection by the first touch panel 12. In contrast, the payment terminal 100 can suppress mutual electrical interference by exclusively controlling whether the NFC_IC 14 can read and whether the first touch panel 12 can detect an input.

[0118] The first card reader 16 may include a first card slot 16s (an example of a guiding portion) that guides the magnetic card C1 into the first card reader 16, a magnetic head h (an example of a reading member) that reads the magnetic card C1 electrically or magnetically, and a first insertion sensor 16r (an example of a sensor) that is disposed between the insertion start point of the magnetic card in the first card slot 16s and the magnetic head 16h and detects the magnetic card C1.

[0119] As a result, when the magnetic card C1 is inserted (swiped) into the first card slot 16s of the payment terminal 100, the first insertion sensor 16r detects the magnetic card C1 before it reaches the magnetic head 16h after being inserted from the insertion start point of the first card slot 16s. Therefore, the payment terminal 100 can turn off the NFC_IC 14 before reading the information held by the magnetic card C1. Thus, electromagnetic interference between the first card reader 16 and the NFC antenna 15 can be suppressed.

[0120] The various embodiments have been described above with reference to the drawings, but it goes without saying that the present invention is not limited to such examples. It is obvious that those skilled in the art can conceive of various modifications or amendments within the scope described in the claims, and it is naturally understood that they also belong to the technical scope of the present invention. Also, within the scope not departing from the gist of the invention, the components in the above embodiments may be arbitrarily combined.

[0121] In the above embodiment, mainly the NFC_IC 14, the first card reader 16, and the second card reader 17 were described as mainly reading data from the card, but data writing may also be performed. That is, the NFC_IC 14, the first card reader 16, and the second card reader 17 are at least capable of reading data, and may also be capable of writing data. In this case, similar to the control of whether reading is possible, control of whether writing is possible may be performed. For example, the first CPU 11 may exclusively control whether reading by the NFC_IC 14 and whether input detection by the first touch panel 12 are possible.

[0122] In the above embodiment, the settlement terminal 100 having the external appearance configuration shown in FIGS. 1 to 6 was exemplified, but it is not limited thereto. For example, the settlement terminal 100 may have a configuration in which the NFC antenna 15, the first card slot 16s, and the second card slot 17s are closer to each other than the external appearance configuration shown in FIGS. 1 to 6 without having the opening H. In this case, the NFC antenna 15, the first card slot 16s, and the second card slot 17s are more likely to interfere with each other electromagnetically. Even in this case, the settlement terminal 100 can shift the timing of performing electromagnetic processing by controlling the on / off of each device, and can appropriately suppress the electromagnetic interference of each device.

[0123] In addition, the above-described embodiment may also be applied to a program that realizes the functions of the information processing method according to the above-described embodiment, which is supplied to an information processing apparatus that is a computer via a network or various storage media, read and executed by a processor of this information processing apparatus, and a recording medium storing this program.

[0124] In addition, in the above-described embodiment, the processor may be physically configured in any way. Also, by using a programmable processor, the processing content can be changed by changing the program, so the degree of freedom in designing the processor can be increased. The processor may be composed of one semiconductor chip, or may be physically composed of a plurality of semiconductor chips. When composed of a plurality of semiconductor chips, each control of the above-described embodiment may be realized by a separate semiconductor chip. In this case, it can be considered that one processor is composed of these plurality of semiconductor chips. Also, the processor may be composed of a member (such as a capacitor) having a function different from that of the semiconductor chip. Also, one semiconductor chip may be configured so as to realize the functions of the processor and other functions. Also, a plurality of processors may be configured as one processor.

Industrial Applicability

[0125] The present disclosure is useful for an information processing apparatus, an information processing method, etc. that can suppress deterioration in the reading accuracy of a non-contact IC card and the input detection accuracy of an electrical signal input even when reading information held by a non-contact IC card and a card other than the non-contact IC card.

Explanation of Signs

[0126] 100 Payment terminal 1A Front surface 1B Side surface 1C Side surface 1D Rear surface 10 Main body 11 First CPU 12 First touch panel 13 First LED 14 NFC_IC 15 NFC Antenna 16 First Card Reader 16h Magnetic Head 16r First Insertion Sensor 16s First Card Slot 17 Second Card Reader 17s Second Card Slot 18 Memory 21 Second CPU 22 Second Touch Panel 23 Second LED 24 Speaker 25 Camera 26 Printer 26p Printer Outlet 27 External Terminal 28 Memory C1 Magnetic Card C11 Magnetic Stripe C2 Contact IC Card C21 Terminal C3 Non-Contact IC Card H Opening α Mounting Surface

Claims

1. An information processing apparatus having a touch panel and capable of performing payment processing by a plurality of payment methods, an NFC antenna disposed around the touch panel for reading information held by a non-contact IC medium, comprising: performing payment processing based on the information read from the non-contact IC medium; exclusively controlling whether the non-contact IC medium can be read by the NFC antenna and whether input detection can be performed by the touch panel based on the selection of the payment method, characterized in that it is an information processing apparatus.

2. Exclusively controlling whether the non-contact IC medium can be read by the NFC antenna and whether input detection can be performed by the touch panel based on the completion of the payment processing by the non-contact IC medium, The information processing apparatus according to claim 1.

3. The non-contact IC medium is a non-contact IC card, The information processing apparatus according to claim 1 or 2.

4. An information processing method having a touch panel and capable of performing payment processing by a plurality of payment methods, wherein an NFC antenna for reading information held by a non-contact IC medium is disposed around the touch panel, comprising the step of performing payment processing based on the information read from the non-contact IC medium, exclusively controlling whether the non-contact IC medium can be read by the NFC antenna and whether input detection can be performed by the touch panel based on the selection of the payment method, characterized in that it is an information processing method.

5. Exclusively controlling whether the non-contact IC medium can be read by the NFC antenna and whether input detection can be performed by the touch panel based on the completion of the payment processing by the non-contact IC medium, The information processing method according to claim 4.

6. The non-contact IC medium is a non-contact IC card, The information processing method according to claim 4 or 5.

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