Information processing system, information processing method, and information processing program

Abstract

To provide a property management device capable of finding an opportunity for a transaction of a property without requiring a transaction such as transfer or renting out in trading or the like.SOLUTION: A property management device that is configured by using a computer includes: a property information storage unit configured to store property identification information for identifying a property managed by a user and user information for identifying the user who manages the property; a publication management unit configured to manage publication of at least one of the property identification information and the user information; a transaction application information storage unit configured to store transaction application information including application information for transfer or renting of the property identified by at least one of the property identification information and the user information publicized by the publication management unit; and a property evaluation unit configured to calculate a market value of the property identified by at least one of the property identification information and the user information.SELECTED DRAWING: Figure 16

Description

[Technical Field]

[0001] The present invention is a system for managing assets managed by users as trading targets. Information processing system, information processing method, and information processing program In particular, we can support the revitalization of trade. Information processing system, information processing method, and information processing program Regarding. [Background technology]

[0002] Property owned by users is registered in a real estate registry, and some movable property such as automobiles is registered with the Land Transport Bureau. However, such registrations with real estate registries and the Land Transport Bureau are not intended to be actively publicized, and are not an effective means of informing third parties of the ownership of property. For example, there are cases where users want to publicize the ownership of collector's items collected as a hobby to third parties in order to boast about their possession, but previously the only effective way was to publicize them on individual blogs or other social networking systems (SNS).

[0003] On the other hand, when assets managed by a user are traded, it is necessary to clarify the assets to be traded. In other words, in order to buy or sell assets on the market, at least information about the assets must be made public. Patent Document 1 (Japanese Patent Laid-Open Publication No. 2001-167151) proposes a technology for disclosing such property. The vehicle buying and selling system disclosed in this document makes it possible to make used car information public when sales conditions are met. Commercial transactions are also an example of a situation in which one might make one's own property public. For example, Patent Document 2 (Japanese Patent Laid-Open Publication No. 2002-117340) discloses a vending system and method that allows users to easily receive products on the go and, in particular, prevents the leakage of personal user information. [Prior art documents] [Patent documents]

[0004] [Patent Document 1] Japanese Patent Application Laid-Open No. 2001-167151 [Patent Document 2] Japanese Patent Application Laid-Open No. 2002-117340 Summary of the Invention [Problem to be solved by the invention]

[0005] However, these technologies are aimed at buying and selling goods and enable appropriate buying and selling of goods. Therefore, one of the objectives of the present invention is to provide a property management device that can find opportunities for trading property without requiring transactions such as transfer or lending of goods.

[0006] Furthermore, when the purpose is buying and selling as in the prior art, it is necessary to make public information about the object of the sale, but it is difficult to determine what the appropriate price should be. Therefore, another object of the present invention is to provide a property management device that accepts registration of property managed by a user and makes it public as a trading object, but does not necessarily require setting a price for transfer or lending, and can accept offers from those who wish to transfer or borrow the property.

[0007] In addition, even if there is property that a user wishes to transfer or borrow, the administrator, including the owner or user, is often unknown, and in such cases, the transaction cannot be initiated. Furthermore, there are cases where a user does not necessarily want to transfer or lend the property that he or she owns, but is willing to do so under certain conditions. Therefore, another object of the present invention is to provide a property management device that can publicize the property managed by the user, regardless of whether the user intends to transfer or lend the property, and that allows transactions such as transfer or lending to be carried out under the conditions presented by the person wishing to transfer or lend the property.

[0008] Furthermore, if one wishes to transfer or lend a particular asset, depending on the asset, it may be possible to find out the owner or user by checking the real estate registry or the registration with the Land Transport Bureau. However, if such a registry does not exist, for example, if the asset is a wristwatch or a collector's item, it is not possible to find out the owner. Therefore, another object of the present invention is to provide a property management device that allows one to find out the manager, including the owner and user, of the asset.

[0009] Furthermore, when transferring or lending assets managed by a user, or when a person wishing to transfer or lend assets makes an application, the value of the assets is often desired. However, in the buying and selling systems proposed in Patent Document 1 and elsewhere, the value of the assets is subjectively determined by the seller, and no objective information is available for making such a determination. In particular, for assets for which the market price calculation standard is not clearly defined, valuing the assets is important for the successful conclusion of a transaction. Therefore, a further object of the present invention is to provide an asset management device that can assist users in valuing the assets managed by the user, or an asset management device that can present the objective value of the assets to those wishing to transfer or borrow the assets and enable commercial transactions. [Means for solving the problem]

[0010] In order to solve the above problems, the present invention allows a transaction to be made without setting a price for the transaction, and / or allows the value of the property to be understood. Information processing system, information processing method, and information processing program This provides:

[0011] In other words, the property management device of the present invention is configured using a computer and is a property management device that manages at least one of tangible property and intangible property managed by a user, and is equipped with a property information memory unit that holds property identification information that identifies the property managed by the user and user information that identifies the user that manages the property, a publication management unit that manages the publication of at least one of the property identification information and the user information, a transaction application information memory unit that stores transaction application information consisting of application information for transactions for property identified by at least one of the property identification information and the user information that has been published by the publication management unit, and a property evaluation unit that evaluates the property value of property that is managed for publication by the publication management unit and property that is not managed for publication based on the transaction history of property that is identical or similar to property identified by at least one of the property identification information and the user information.

[0012] The property information storage unit can store disclosure specification information specifying whether to disclose or not disclose at least one of the property identifying information and / or the user information, and can include a disclosure management unit that manages the disclosure of at least one of the property identifying information and the user information based on the disclosure specification information. The disclosure specification information can also allow the user to select not to disclose either the property identifying information or the user information. That is, the disclosure specification information can include information specifying not to disclose the property identifying information and / or the user information, as well as information specifying not to disclose the property identifying information and / or the user information. When selecting not to disclose the property identifying information and / or the user information, a radio box for selecting to disclose the property identifying information and / or the user information can be provided, or a radio box for selecting not to disclose the property identifying information and / or the user information can be provided.

[0013] The disclosure specification information may include disclosure condition information that specifies at least one of the conditions for disclosure by the disclosure management unit and the scope of disclosure.

[0014] <Property transaction support device and transaction support system> In order to solve at least one of the above problems, the present invention also provides a property transaction support device (or property management device) configured to perform transactions using the property management device.

[0015] That is, the present invention provides a property management device that is configured using a computer and manages at least one of tangible property and intangible property managed by a user, and that includes a property information storage unit that stores property identification information that identifies the property managed by the user and user information that identifies the user that manages the property, a publication management unit that manages the publication of at least one of the property identification information and the user information based on the published identification information stored in the property information storage unit, a transaction application information storage unit that stores transaction application information consisting of application information for the transfer or borrowing of property identified by at least one of the property identification information and the user information that has been published by the publication management unit, and a property evaluation unit that calculates the market value of the property identified by at least one of the property identification information and the user information. The property evaluation unit can use the property identification information stored in the property information storage unit to evaluate the value of the property based on current or past trading history for properties that are the same as or similar to the property in question.

[0016] In such a property transaction support device, the transaction desire information can include rank information that specifies, in stages, the user's degree of willingness to transfer or lend the property. The information stored in the transaction desire information storage unit can further include transaction element information that specifies elements that influence the formation of the willingness to transfer or lend the property, and the disclosure management unit can include this transaction element information as information for managing disclosure. The device can further include a transaction application information storage unit that stores transaction application information consisting of application information for transfer or borrowing in response to the property identification information published by the disclosure management unit.

[0017] In order to solve at least one of the above problems, the present invention provides a property transaction support system (or property management system) formed using the property transaction support device (or property management device).

[0018] That is, the present invention provides a property transaction support system (or property management system) comprising the property transaction support device (or property management device) according to the present invention, a user terminal operated by the user and connected to the property management device via a network, and a requester terminal operated by a requester who wishes to transfer or borrow the property and connected to the property management device via a network, wherein the disclosure management unit in the property transaction support device (or property management device) discloses at least one of the property identification information and user information based on the disclosure identification information held in the property information memory unit, and is equipped with a transaction execution unit that discloses transaction application information obtained from the requester terminal to the user terminal.

[0019] <Property valuation support device and valuation support system> In order to solve at least one of the above problems, the present invention also provides a property evaluation support device (or property management device) configured to be able to evaluate the value of property using the property management device.

[0020] That is, there is provided a property valuation support device (or property management device) configured using the property management device according to the present invention, further comprising a property valuation unit that calculates the market value of property identified by at least one of the property identification information and user information. The property valuation unit can use the property identification information stored in the property information storage unit to evaluate the value of the property from current or past transaction records for properties identical or similar to the property, or can provide history information regarding the property (such as transaction history and property manager history).

[0021] Such a property evaluation support device (or property management device) may further include an appraisal information acquisition unit that acquires appraisal information output from an external appraisal device connected via a network regarding the value of property evaluated by the property evaluation unit.

[0022] In order to solve at least one of the above problems, the present invention provides a property valuation support system (or property management system) formed using the property valuation support device (or property management device).

[0023] That is, the present invention provides a property management system comprising a property valuation support device (or property management device) according to the present invention, a user terminal operated by the user and connected to the property management device via a network, and a requester terminal operated by a person who wishes to transfer or borrow the property, and the property valuation support system (or property management system) provides a property valuation support system (or property management system) that, upon holding property-specific information in the property information memory unit of the property valuation support device (or property management device) or receiving a property value valuation request from the user terminal or the requester terminal, evaluates the value of the property using the property valuation unit to create valuation information, and publishes the valuation information to at least one of the user terminal and the requester terminal. The present invention also provides a property management system comprising the property management device according to the present invention described above, and a requester terminal connected to the property management device via a network and operated by a person wishing to transfer or borrow the property, wherein the property value evaluation in the property evaluation unit is performed upon receipt of transfer or loan application information from the requester terminal, and the transaction application information holds the property value evaluation result in the property evaluation unit and the conditions for transferring or borrowing the property sent from the requester terminal as transaction application information. [Effects of the Invention]

[0024] In the asset management device according to the present invention, the asset identification information and user information published by the publication management unit do not necessarily require information about the consideration for transferring or lending the asset, and therefore the asset can be traded without specifying the consideration for the transfer or lending. Therefore, asset managed by a user can be easily traded, even if it is currently being used, and all of the asset can be traded (i.e., inventory). Such an asset management device may also include a publication management unit that manages the publication or non-publication of at least one of the asset identification information and the user information based on the published identification information stored in the asset information storage unit. In this case, the user can freely select and manage whether to publish or not publish the asset identification information and / or user information stored in the asset information storage unit. In particular, by allowing the user to choose not to publish either the asset identification information or the user information, information about the asset can be kept confidential. Therefore, the present invention can provide a property management device that can centrally manage tangible and intangible properties managed by a user and also allows the user to freely choose whether to make the properties public or private.

[0025] In particular, even when the disclosure management unit discloses the property identification information and / or user information, the disclosure is not necessarily intended for transfer or lending, and therefore the property management device can simply disclose that the user is managing the property. As a result, third parties can learn the manager, including the owner and user, of the property. In other words, it is possible to provide a property management device that allows a person who wishes to transfer or borrow property to know the other party with whom they are transacting.

[0026] Furthermore, since the disclosure specification information contains disclosure condition information that specifies at least either the conditions for disclosure by the disclosure management unit or the scope of disclosure, it is possible to arbitrarily control the timing and scope of disclosure of information about assets held or managed by the user, and to provide a property management device that can disclose information about assets as needed and within the necessary scope.

[0027] Furthermore, the property management device of the present invention further includes a transaction desire information storage unit that stores transaction desire information that specifies whether the user intends to transfer or lend the property, and the transaction desire information can include the option of not transferring or lending the property, and the disclosure management unit can include the transaction desire information as information that manages disclosure.

[0028] When publishing the property identification information and / or user information stored in the property information storage unit, such a property management device can clarify the user's intention to transfer or lend the property, thereby providing opportunities for trading the property and supporting transactions. In particular, by publishing ranking information indicating the degree of the user's desire to transfer or lend the property in stages, those who wish to transfer or borrow the property and who come across the property identification information and / or user information can predict the possibility of a transaction. Furthermore, because the transaction desire information does not necessarily specify the price or conditions for the transfer or lending, property managed by the user can be traded (i.e., inventory) even if the property is in use, thereby increasing transaction opportunities.

[0029] Furthermore, the information held by the transaction request information storage unit includes transaction element information that identifies factors that influence the formation of the user's intention to transfer or lend the property managed by the user, and when the disclosure management unit includes such transaction element information as information for managing disclosure, a person who wishes to transfer or borrow property can determine whether or not to apply for a transaction based on the transaction element information.

[0030] Furthermore, by providing a transaction application information storage unit that stores transaction application information consisting of transfer or borrowing application information in response to the asset identification information published by the publication management unit, it is possible to notify users of transfer or borrowing applications. In this case, if the transaction application information includes transaction terms, such as price and timing, these can also be notified to the user. This allows users to publish the assets they manage, regardless of whether they intend to transfer or lend them, and enables them to enter into transactions such as transfers or loans depending on the terms presented by the potential buyer. As a result, even if it is unclear whether the assets they manage can be transferred or loaned, or even if they are currently in use, they can easily publish them as trading objects (inventory).

[0031] Furthermore, if the asset management device according to the present invention is equipped with an asset evaluation unit that uses the asset identification information stored in the asset information storage unit to evaluate the value of the asset based on current or past transaction records for assets identical or similar to the asset, or that provides historical information about the asset (such as transaction history and asset manager history), it can make an objective value judgment even for assets for which no market valuation standards exist. Thus, it is possible to provide an asset management device that can support the evaluation of the value of assets managed by users. In particular, when a person who wishes to acquire or borrow the property to be traded makes a transaction offer, the terms of the transaction can be submitted to the user (i.e., the person transferring or lending the property) along with the evaluation results from the property evaluation unit. As a result, the user can decide whether to accept or reject the transaction offer after taking into account market value, etc. Therefore, with this property management device, users can trade their property with peace of mind. Furthermore, if the evaluation results from the property evaluation unit are accompanied by appraisal results from an external specialist institution, the reliability of the evaluation results can be increased, further stimulating commercial transactions. [Brief explanation of the drawings]

[0032] [Figure 1] 1 is a block diagram showing a property management device according to a first embodiment. [Figure 2] A list of items that can be included in property identification information. [Figure 3] A file (or database) structure diagram showing items that can be included in user information. [Figure 4] A file (or database) structure diagram showing the items that can be included in the disclosed specific information. [Figure 5] FIG. 1 is a sequence diagram showing the processing of a property management system (property disclosure management system). [Figure 6] Property identification information and / or user information registration screen on the user terminal. [Figure 7] FIG. 10 is a block diagram showing a property management device according to a second embodiment. [Figure 8] An input screen for transaction information displayed on the user's terminal. [Figure 9] FIG. 1 is a sequence diagram showing the processing of a property management system (property transaction support system). [Figure 10] Display screen on applicant's terminal. [Figure 11] FIG. 10 is a block diagram showing a property management device according to a third embodiment. [Figure 12] Output screen of the appraisal results in the property appraisal department. [Figure 13] 1 is a sequence diagram of a property evaluation support system using a property disclosure management system. [Figure 14] Network configuration diagram of the property management system (property valuation support system). [Figure 15] FIG. 1 is a sequence diagram showing the processing of a property management system (property transaction support system). [Figure 16] 10 is a transaction application information display screen including evaluation results and desired conditions. DETAILED DESCRIPTION OF THE INVENTION

[0033] The property management device 10 according to this embodiment will be specifically described below with reference to the drawings. In particular, the property management device 10 according to this embodiment is embodied as a "property disclosure management device 11 and disclosure management system 110" that manages whether to disclose or not information (property identification information 85 and / or user information) about property (objects) held in a property information storage unit 21, a "property transaction support device 12 and transaction support system 120" that supports transactions of property held in the property information storage unit 21, and a "property evaluation support device 13 and evaluation support system 130" that supports evaluation of the value of property held in the property information storage unit 21. <Property Disclosure Management Device 11 and Disclosure Management System 110>

[0034] FIG. 1 is a block diagram showing a property management device 10 according to the first embodiment, and in particular shows a property disclosure management device 11 that manages whether or not a user's property is disclosed. The property management device 10 shown in Figure 1 is configured using a computer and is equipped with a property information memory unit 21 that holds property identification information 85, user information, and public identification information, and a publication management unit 22 that manages the publication or non-publication of the property identification information 85 and / or user information. The computer includes the components necessary to execute information processing, specifically a memory unit 23 that stores programs and data, a CPU (Central Processing Unit) 24 that calculates and executes information processing, a memory 25 that reads and writes data when the CPU 24 executes information processing, and an input / output interface 26 that issues execution commands to the CPU 24 and outputs information from the CPU 24. The publication management unit 22 can be configured using a CPU 24, a memory 25, an input / output interface 26, and the like in a computer.

[0035] The assets managed by the user may be tangible property (tangible objects), such as real estate information on land and buildings, or even trees attached to the land. Other tangible assets include beverages such as wine, sake, and brandy; precious metals such as bullion, coins, rings, necklaces, and watches; collector's items such as toys, stamps, fine art, and crafts; vehicles such as cars, motorcycles, airplanes, and trains; sporting goods such as golf equipment; storage items such as bags and cases; and apparel such as clothes and shoes. This does not exclude other objects that can be traded. Of course, it also includes everyday items. In the case of intangible property (intangible object), it may be intellectual property rights such as patent rights, utility model rights, design rights, trademark rights, copyrights, etc., as well as intellectual property such as trade secrets, program source code, etc. In other words, the property management device 10 according to the present invention can manage anything without particular restrictions as long as the ownership or usage rights can be determined or it has asset value. Note that the management of property by a user includes not only the state of possessing property while maintaining it in an appropriate state, but also the state of the user owning it and having it with ownership, and the state of simply using property that is owned by a third party other than the user. In other words, property managed by a user includes property that the user manages, as well as property that the user owns and property that the user uses.

[0036] The property identification information 85 is information for identifying property managed by the property management device 10 or information for evaluating the value of property, and its content (or items) can be selected arbitrarily depending on the type of property in question. Such property identification information 85 may be any information that can identify the property in question or information that can evaluate the value of the property, and it is particularly desirable to include information that will have an impact on the value of the property.

[0037] FIG. 2 is a list of items that can be included in the property identification information 85, and these items can be used as items when configuring a file (or database). As shown in FIG. 2, the items (i.e., the information that configures the target property identification information 85) can vary depending on the type of property. Specifically, if the target property is land, the property identification information 85 can be configured with information such as "image," "location," "area," and "legal regulations." If the target property is a building, the property identification information 85 can be configured with information such as "image," "location," "area," "age," "layout," "structure," and "legal regulations." If the target property is a vehicle, the property identification information 85 can be configured with information such as "image," "location," "manufacturer (brand)," "model," "grade," "color," "registration year," and "mileage." If the target property is an item such as a watch or bag, the property identification information 85 can be configured with information such as "image," "location," "item name," "manufacturer," "condition," and "color." Furthermore, if the target asset is a collector's item such as a stamp, work of art, or craft, the asset identification information 85 can be configured with information such as "image," "location," "item name," "manufacturer," "condition," and "color." Furthermore, if the target asset is an industrial property right such as a patent right, utility model right, design right, or trademark right, or an intangible property right such as a copyright, breeder's right, or circuit layout right, the asset identification information 85 can be configured with information such as "type of right," "content," and "remaining period (or date of right creation)." Furthermore, if the target asset is a business model that includes trade secrets, the asset identification information 85 can be configured with information such as "business content," "associated rights," "customers," and "equipment." Each asset registered by asset type can be assigned "property type identification information" for managing it.

[0038] The user information may be any information that can identify the user who manages the property, whether directly or indirectly.

[0039] 3 is a file (or database) configuration diagram showing items that can be included in the user information. In particular, in this embodiment, in addition to a "user ID" 31 assigned to each user, user contact information 32 such as "user name," "user address," "user telephone number," "user email address," and "SNS user name" can be included as items for identifying the user and being used as contact information. Furthermore, a nickname can be included as the display name when the user information is made public. The user information also includes a "Registered Property" item 33 as information about the property registered by the user. This allows for linking the user with the registered property. However, the link between the user and the registered property can be managed by providing a user ID 31 in the publicly disclosed specific information described below, or by linking the user ID 31 and property type identification number 40 in a separate master file or the like.

[0040] The disclosure specific information can be composed of information that specifies the disclosure or non-disclosure of at least one of the property identification information 85 and the user information. In addition, by making it possible to select not to disclose either the property identification information 85 or the user information as the disclosure specific information, it is possible to realize asset management that does not require disclosure.

[0041] 4 is a file (or database) configuration diagram showing items that can be included in the disclosure specific information. In particular, in this embodiment, a radio box 41 can be provided for selecting whether to disclose or not disclose the property specific information 85 and / or user information. As such disclosure specific information, only a radio box 41 for selecting disclosure, or only a radio box 41 for selecting not to disclose, can be provided.

[0042] The disclosure specification information may include disclosure condition information 42 as information specifying the conditions and / or range under which the disclosure management unit 22 discloses the property specification information 85 and / or user information. The disclosure condition information may be a fixed condition such as the timing of disclosure, or may set conditions for disclosure based on external factors such as when the exchange rate reaches a predetermined amount or when a transaction of another property is completed. When the conditions set in the disclosure condition information are met, the user terminal 51 may be notified of this to prompt disclosure, or the property management device 10 may execute disclosure processing. Furthermore, a "scope of disclosure" item 43 can be provided as information specifying the scope of disclosure of information relating to the property (i.e., property identification information 85 and / or user information). The "scope of disclosure" item 43 can be configured to allow selection of the geographical scope of disclosure of the property identification information 85 and / or user information, as well as age, gender, income, etc. The disclosure conditions information may also include a "content of disclosure" item 44 that specifies disclosure content information that specifies the content of the property identification information 85 and / or user information to be disclosed.

[0043] The disclosure condition information shown in Figure 4 can be formed from items consisting of disclosure conditions 42 (disclosure date and time, external factors) for disclosing property identification information 85 and / or user information, disclosure scope 43 (disclosure area, disclosure target persons) that specifies the targets to whom the property identification information 85 and / or user information will be disclosed, and disclosure content 44 (specific information included in the property identification information 85 or user information items) that specifies the content to be disclosed when disclosing property identification information 85 and / or user information.

[0044] By registering the property identification information 85 and / or user information in the property information storage unit 21 in the manner described above, the property management device 10 can manage the property identified by the property identification information 85 and / or user information. In particular, when there is property for which property identification information 85 and / or user information is registered in the property information storage unit 21, it is desirable that the property management device 10 be provided with a related property transaction information providing unit 27 that provides transaction information regarding transactions such as the transfer or loan of other similar or related property. The related property transaction information providing unit 27 extracts transaction information, such as whether or not there has been a transaction, such as a transfer or loan, related to the property identified by the property identification information 85 and / or user information registered in the property information storage unit 21, as well as the terms and timing of the transaction, from the transaction application information (described below) and information present on the network. The related property transaction information providing unit 27 can then notify the user who registered the property identification information 85 and / or user information of this information. Extraction of information present on the network can be performed using artificial intelligence. In this case, it is desirable for the user to set the degree and scope of extraction by the artificial intelligence regarding the similarity and relevance of the properties.

[0045] The transaction information provided by the related property transaction information providing unit 27 can also be used as information for evaluating the value of property in the property evaluation unit 30 described later. Therefore, the property management device 10 in this embodiment can be configured to acquire transaction information regarding similar or related property (related property), and further information regarding the value of property evaluated by the property evaluation unit 30 described below, regardless of whether the property identification information 85 and / or user information is made public or kept private. By providing the related property transaction information provider 27, the disclosure management device 11 and the disclosure management system 110 can obtain information on the transaction history of similar or related properties and the value of properties even for properties that the user does not currently wish to trade, and the user can use this information as a reference for judging the value of the property. Then, depending on the result of the valuation of the property, the user can specify transaction request information that specifies the intention to transfer or lend the property.

[0046] In addition, the property management device 10 may be provided with a transaction history disclosure unit 28 that discloses the history of a transaction when a transaction is concluded for property identified by the property identification information 85 and / or user information registered in the property information storage unit 21, regardless of whether the property identification information 85 and / or user information is disclosed or not. The transaction history published by the transaction history publication unit 28 may include information that can be used as a reference for other transactions, such as information about the assets that are the subject of the transaction (transaction asset information), the date of the transaction, and the amount of the transaction, and can be set so that personal information that can identify the parties to the transaction, such as users or those who wish to do so, is not published.

[0047] The property management device 10 (property disclosure management device 11) having the above-mentioned configuration can be further connected via a network to a user terminal 51 operated by the user and a requester terminal 52 operated by a requester who wishes to transfer or borrow the property, thereby forming a property management system 100 (property disclosure management system 110). In such a property management system 100 (property disclosure management system 110), property identification information 85 and / or user information input or transmitted from a user terminal 51 or collected via a network can be stored in a property information storage unit 21.

[0048] Figure 5 is a sequence diagram showing the processing of the property management system 100 (property disclosure management system 110) constructed using the property disclosure management device 11, and Figure 6 shows a screen on which property identification information 85 and / or user information can be registered from the user terminal 51.

[0049] The property management system 100 (property disclosure management system 110) first collects property identification information 85 and / or user information from information sent from the user terminal 51 or published on the network, and registers them in the property information storage unit 21. As shown in Fig. 5, when property identification information 85 and / or user information is registered from a user terminal 51, the user terminal 51 connects to the disclosure management device 11 via a network to display the input screen shown in Fig. 6 (S51). The user can also register the user information in advance, in which case the input of the user information on the input screen can be omitted. Using this input screen, the user inputs information that can identify the property to be registered in the property management device 10 (property disclosure management device 11) (S52). The items of information to be input can be changed depending on the type of property, as shown in FIG. 2 above. For this reason, the input screen is categorized and displayed according to the type of property (more specifically, the above-mentioned "property type identification number 40"). If the user specifies the type of property, the input screen can display the categorized input items in stages. An example of the input screen at this time is shown in Figure 6. Figure 6(A) shows the input screen when "Real Estate > Land" is selected as the target property, and Figure 6(B) shows the input screen when "Personal Property > Automobiles" is selected.

[0050] Next, the property management device 10 (property publication management device 11) acquires the property identification information 85 and / or user information. When collecting the property identification information 85 and / or user information from information published on a network, the user information can use a URL on the network or information about the person who posted the information. The property identification information 85 may be the information itself that is posted on the network, or it may be new information that has been processed by extracting or adding necessary information from that information.

[0051] When or after acquiring the property identification information 85 and / or user information, the user can input the disclosure specification information and / or disclosure condition information using the user terminal 51. As a result, the property management device 10 (property disclosure management device 11) acquires disclosure specification information that specifies whether the information will be disclosed or not (S53), and stores this in the property information storage unit 21 or the like (S54). Next, the property management device 10 (property disclosure management device 11) executes a process to set the acquired property identification information 85 and / or user information to either public or private based on the disclosure identification information (S55), and keeps each piece of information in a public or private state. In particular, when the specific disclosure information includes the disclosure condition information, at least one of the conditions for disclosing this information and the range of disclosure is controlled or selected in accordance with the disclosure condition information (S56).

[0052] The property management system 100 (property disclosure management system 110) configured as described above holds the property specification information 85 in association with user information, allowing the user to centrally manage the registered property. Furthermore, the user can appropriately manage the property by freely setting whether or not to disclose specific property among the registered property, the disclosure timing, the disclosure conditions, etc.

[0053] Therefore, the property management device 10 centrally manages the property managed by the user, and allows the user to freely choose whether to make the property public or private. Furthermore, since the property can be registered without the need for transactions such as transfer (such as buying and selling) or lending, the user can use the property management device 10 in a desired manner for managing the property.

[0054] <Property Transaction Support Device 12 and Transaction Support System 120> 7 is a block diagram showing a property management device 10 according to the second embodiment, and in particular shows a property transaction support device 12 that supports property transactions of a user. The property management device 10 (property transaction support device 12) shown in Fig. 7 is configured using a computer, and is configured by further comprising a transaction desire information storage unit 29 that stores transaction desire information 81 that specifies whether the user intends to transfer or lend the property, etc. The transaction request information 81 is information that allows the user to select not to transfer or lend the property, and can be set at any time. By being able to set the transaction request information 81, it is possible to encourage the user to register information about the property, regardless of whether or not there is a transaction request. In addition, the transaction request information 81 can include transaction condition information 82 as information whose publication is managed by the disclosure management unit 22.

[0055] That is, the property management device 10 (property transaction support device 12) according to this embodiment is configured to manage whether or not to disclose information stored in the property information storage unit 21, and also to allow the user to select whether or not to carry out a transaction such as transfer or loan. Therefore, the user can safely register property that he or she does not wish to trade.

[0056] 8 has an input field for inputting transaction request information 81 in addition to the information that can be input on the input screen shown in FIG. 6(B). The information inputted into the input field for transaction request information 81 can be recorded in the transaction request information storage unit 29 in file format or database format.

[0057] The transaction request information 81 includes information about the property managed by the property management device 10 (property transaction support device 12) that the user wishes to trade, such as transferring or lending, and also includes information that allows the user to select not to trade, such as transferring or lending, the property. Such transaction request information 81 may be information that can be selected regardless of the property specification information 85 and / or the disclosure specification information that specifies whether or not to disclose user information. For example, the transaction desire information 81 may include information indicating a desire to trade, such as transfer or loan, without disclosing the property identification information 85 or user information. In particular, by making the transaction desire information 81 information that indicates as one of the options not to trade, such as transfer or loan, the property management device 10 makes it possible to only disclose the property without wishing to trade, such as transfer or loan.

[0058] In addition, the transaction request information 81 may optionally include transaction conditions information 82 that specifies the transaction conditions such as the price, timing, and scope of the transaction (the scope and area of ​​the target persons or the scope of the property to be traded) for the transaction such as transfer or loan. However, since it is important for the property management device 10 (property transaction support device 12) of this embodiment to disclose the person (user) managing the property, it is not necessarily necessary to specify the transaction conditions such as the price for the transaction of the transfer or loan. The transaction conditions can be determined after being presented by a person who wishes to transfer or borrow the property. That is, the property management device 10 (property transaction support device 12) according to this embodiment is only required to identify the owner, user, or manager of the property and to publicize the user's intention to transfer, lend, or otherwise trade the property. As a result, the transaction support device 12 provides users with the management of assets and also provides opportunities to trade the assets. Furthermore, the transaction support device 12 can also provide opportunities to trade assets to those who wish to transfer or borrow the assets.

[0059] In the property management device 10 (property trading support device 12) of this embodiment, the trading desire information 81 can include rank information 83 that gradually identifies the user's degree of willingness to transfer or lend the property. The rank information 83 can be configured with information specifying the user's level of willingness to trade, such as transfer or loan. This rank information 83 can be formed in a slider format as shown in Fig. 8, or can include information specifying the willingness to trade, such as transfer or loan, in stages using numbers or symbols that specify multiple stages, such as "Want to transfer (or loan)," "May transfer (or loan)," "May transfer (or loan) depending on conditions," and "Will not transfer (or loan)." Such rank information allows a person wishing to trade to decide whether to start a trade, and the display order can be changed based on the rank information, and the rank information can also be used as an extraction item.

[0060] The information held by the transaction request information storage unit 29 can further include transaction element information 84 that identifies elements that influence the formation of the intention to transfer or lend property. The transaction element information 84 can be included as information for which the disclosure management unit 22 manages disclosure.

[0061] Such transaction element information 84 can be configured with information that specifies elements that, although not transaction conditions, would make a user want to make a transaction such as a transfer or loan. The transaction element information 84 can be information that is effective in determining whether a user is willing to make a transaction such as a transfer or loan of property owned by the user, such as not only the consideration for the transaction such as a transfer or loan but also the location, time, age, and gender of the person wishing to make the transaction such as a transfer or loan. In the example shown in Figure 8, "knowledge about cars" is set as transaction element information 84. By making such transaction element information 84 public, it becomes easier for applicants who meet the element to apply for the transfer or loan of the property, thereby promoting transactions.

[0062] The property management device 10 according to this embodiment can be configured to accept applications for transactions such as transfer or borrowing from applicants who have viewed the published property identification information 85 or user information. That is, the property management device 10 can further include a transaction application information storage unit 20 that stores transaction application information consisting of application information for transactions such as transfer or borrowing for property identified in the property identification information 85 published by the publication management unit 22. By providing a transaction application information storage unit 20, the property management device 10 can not only assist in transaction negotiations, but also retain information on the transaction process and history for the property under its management, and this information can be used for evaluation processing in the property evaluation unit 30 described below.

[0063] Such transaction application information includes information specifying the intention to apply for a transaction such as the transfer or loan of the property in relation to the publication of the property identification information 85 and / or user information published by the publication management unit 22. Furthermore, the transaction application information may include the transaction conditions for the transaction such as the transfer or loan, and information on the applicant who wishes to conduct the transaction such as the transfer or loan.

[0064] Figure 9 is a sequence diagram showing the processing of the property management system 100 (property transaction support system 120) constructed using the property management device 10 (property transaction support device 12), and the input screen on the user terminal 51 is the same as the processing shown in Figure 8 above. Figure 10 also shows "(A) Display screen for property identification information 85 and user information" and "(B) Transaction application information input screen" that are displayed on the applicant terminal 52 connected to the property management device 10 (property transaction support device 12) via a network.

[0065] The sequence diagram of the property management system 100 (property transaction support system 120) shown in Fig. 9 is configured by adding a desirer terminal 52 to the sequence diagram of the property management system 100 (property disclosure management system 110) shown in Fig. 5. This desirer terminal 52 is a terminal operated by a desirer who wishes to make a transaction, such as the transfer or borrowing of property for which property identification information 85 and / or user information has been made public.

[0066] Prior to a transaction such as the transfer or loan of property in the property management system 100 (property transaction support system 120), the user performs a registration process for the property to be managed. As shown in Fig. 5, the property registration process is carried out either by the user using the user terminal 51, or by the transaction support device 12 collecting and registering information published on the network.

[0067] When it is selected to make the property identification information 85 and / or user information stored in the property information storage unit 21 public in the public identification information, it becomes possible to access the property identification information 85 and / or user information from an external terminal such as the applicant terminal 52. However, the property identification information 85 and / or user information may be partially disclosed by limiting the scope of disclosure, such as disclosing only to specific persons (areas) or for a specific period of time. Note that the processes from displaying the input screen (S51) to controlling or selecting at least one of the conditions for disclosing this information and the scope of disclosure in accordance with the disclosure condition information (S56) are the same as those in Figure 5, and therefore are denoted by the same reference numerals and will not be described in detail.

[0068] Since the property management device 10 according to this embodiment is intended to particularly support property transactions, it further acquires transaction desire information 81 that specifies whether the user intends to transfer or lend the property, and stores this information in the transaction desire information storage unit 29 (S57). The transaction request information 81 can be obtained by input or selection from the user terminal 51 (S50), or based on whether the property is listed as a trading target on the network. The transaction request information 81 can be configured as information indicating that the property will not be traded, such as transferred or loaned, at the time of registration of the property identification information 85 and / or user information, but can be set to conduct a transaction at a timing of the user's choosing or in accordance with the content of the transaction request information 81 described below. The transaction request information 81 stored in the transaction request information storage unit 29 can also be made public by the publication management unit 22 (S58).

[0069] In particular, the transaction request information 81 can include at least one of the transaction conditions information 82, the rank information 83, and the transaction element information 84 when conducting a transaction such as transfer or loan, and the disclosure management unit 22 can also disclose this information.

[0070] The property identification information 85 and / or user information published by the property management device 10 (property transaction support device 12) can be viewed from the applicant terminal 52 operated by a person who wishes to make a transaction such as transfer or borrowing (S58). 10(A) shows an example of a display screen of the property identification information 85 and / or user information on the desirer terminal 52. The desirer can operate the desirer terminal 52 to search for the presence or absence of the property he or she is looking for. The property to be searched for at this time does not necessarily have to be set as a property that the user wishes to trade, such as for transfer or loan, and the price for the property does not necessarily have to be specified. For those who wish to do so, simply by providing information about the desired property, such as the trading partner, we can provide a trading opportunity and provide sufficient support for the transaction. In particular, Figure 10(A) shows the display screen when the property to be traded is a movable automobile, and items that the user does not wish to make public are displayed with "--".

[0071] In this way, the applicant searches and views the property identification information 85 and / or user information published by the property management device 10 (property transaction support device 12) using the applicant terminal 52 (S58). Then, when the applicant searches for property that he / she wishes to trade, he / she can determine whether or not to negotiate a transaction based on the transaction condition information for the transfer or loan, etc., published for that property, the rank information 83, the transaction element information 84, etc. When negotiating a transaction, the applicant operates the applicant terminal 52 to display the transaction negotiation screen shown in Figure 10(B) and enters transaction application information, which is application information for a transaction such as the transfer or borrowing of the property (S59). 10(B), transaction application information is entered, which includes transaction condition information 101 related to the transaction such as the desired amount of the transaction (such as transfer or loan), the desired time of transfer or loan, and the desired period in the case of loan, as well as transaction applicant information 102 that can identify the applicant. This transaction applicant information 102 includes, for example, information such as address, name, telephone number, email address, or SNS account name.

[0072] The property management device 10 (property transaction support device 12) records the transaction application information input by the above operations in the transaction application information storage unit 20 (S60). Then, the property management device 10 (property transaction support device 12) extracts all or arbitrarily selected items of the transaction application information recorded in the transaction application information storage unit 20, and publishes this to the user terminal 51 via the transaction execution unit 35 at an arbitrary timing (S61).

[0073] Then, when the user terminal 51 acquires the transaction application information published by the property management device 10 (property transaction support device 12) (S62), the user can determine whether or not to carry out a transaction based on the acquired transaction application information. The transaction can be carried out using the same method as in the past.

[0074] By carrying out the above process, third parties such as those wishing to transact can become aware of the user who manages the property. The property management device 10 (property transaction support device 12) can provide users with an opportunity to negotiate a transaction for property managed by them. In particular, if the transaction request information 81 includes at least one of information on conditions for trading, such as transferring or lending the property, rank information 83, and transaction element information 84, and these are also made public, third parties such as those wishing to trade can objectively know the possibility of trading the property. The property management device 10 (property transaction support device 12) can make public the property managed by the user regardless of whether the user intends to transfer or lend the property, and can promote transactions such as transfer or lending depending on the conditions presented by the person wishing to transfer, lend, or borrow the property. Therefore, the property management device 10 (property transaction support device 12) and property management system 100 (property transaction support system 120) of this embodiment can make all of the property managed by the user the subject of a transaction (i.e., inventory in a transaction), and can support a new form of transaction that has not been seen in the past, in which the property managed by the user can be the subject of a transaction (i.e., inventory) regardless of the user's intention to trade.

[0075] <Property valuation support device 13 and valuation support system 130> Figure 11 is a block diagram showing a property management device 10 relating to the third embodiment, Figure 11(A) shows a block diagram of an evaluation support device 13 formed using a property disclosure management device 11, and Figure 11(B) shows a block diagram of an evaluation support device 13 formed using a property transaction support device 12. FIG. 12 shows an output screen on which the evaluation results in the property evaluation unit 30 are output. The property management device 10 according to this embodiment is configured using a computer, and is particularly a property evaluation support device 13 that supports the evaluation of a user's property.

[0076] The asset management device 10 (asset evaluation support device 13) has a configuration in which an asset evaluation unit 30 is provided in addition to the configuration of the asset management device 10 shown in the first or second embodiment described above. The property evaluation unit 30 can be configured with a computer CPU 24, memory 25, and input / output interface 26. The property evaluation unit 30 is configured to use the property identification information 85 held in the property information storage unit 21 to evaluate the value of the property based on current or past transaction records (also called "transaction history") for properties that are the same as or similar to the property in question.

[0077] The property evaluation unit 30 evaluates the property based on property identification information 85 stored in the property information storage unit 21 of the property management device 10 (property disclosure management device 11 or property transaction support device 12). The property evaluation can be performed using current or past trading records for property that is the same as or similar to the property to be evaluated. The identity of the user identified by the user information can also be used to evaluate the property. In particular, if there is a history of past transactions of property of the same type as the property to be appraised, the property appraisal unit 30 can calculate the value of the property using the past transaction history. In addition, in the value appraisal, the value of the property can also be calculated based on the current or past transaction history of property related to the property to be appraised. The value of these assets can be calculated by using past trading records as the value of the assets, or by multiplying the value of past trading records by a certain rate of increase or decrease or a coefficient determined by the state of the assets. In addition, the transaction history of current or past transactions, whether successful or unsuccessful, can be used as evaluation information for the property in question to calculate its value. The identity of property can be determined by whether the "property type identification number" indicating the type of property mentioned above is the same.

[0078] Furthermore, when assessing the value of assets (i.e., the subject of a transaction), it is desirable to use not only the past or present transaction records, such as transfers or loans, but also transaction history information and information on the authenticity appraisals of the transaction records. In addition, when assessing the value at the time of a transaction, the average transaction amount, maximum amount, or minimum amount may be calculated. Furthermore, if there is information indicating the state of the property, such as information on the initial history of the property (object of trade) at the initial stage, such as the time of manufacture or sale, as well as information on the usage history (particularly also referred to as maintenance history or storage history) at the usage stage, such as maintenance or storage of the property, the evaluation results can also be presented taking into account the market value based on that history information.

[0079] Therefore, the evaluation of the value of the property by the property evaluation unit 30 may include, in addition to current or past transaction records as shown in FIG. 12, information on the transaction history, authenticity appraisal information, the condition of the property, and information indicating the manager of the property, although not shown.

[0080] In particular, the evaluation support device 13 according to this embodiment evaluates assets that users do not wish to trade, such as for transfer or loan, and by evaluating the assets taking into account past trading records, users can easily know the fair value of the target assets. Furthermore, users can also inform those who wish to trade of the fair value of the assets. As a result, even assets that users do not initially wish to trade, such as for transfer or loan, can become assets that are subject to trading by receiving an application from a person who wishes to trade, which leads to the promotion of trading.

[0081] The property management device 10 (property evaluation support device 13) according to the present embodiment stores and manages property identification information 85 and / or user information in the property information storage unit 21. By recording at least the user information in the property information storage unit 21, the evaluation support device 13 can manage property based on the user information. As a result, it is also possible to evaluate the value of property managed by a specific user. Therefore, the property management device 10 (property evaluation support device 13) according to this embodiment can calculate the value of the property when the user transfers or inherits the property by identifying the property managed by the user and evaluating its value based on the user information stored in the property information storage unit 21. Furthermore, by identifying a business partner such as a transferee or heir of the property, the property managed by the user can be managed after evaluating its value. In addition, by specifying business partners such as the transferee or heir of the property, it can also be useful for creating a will that includes the property and its business partners. Furthermore, by sending information about the user, the property, and the heir to a specific computer (such as a will creation device), this will creation device can create a will.

[0082] Furthermore, the property management device 10 (property valuation support device 13) according to this embodiment may include an appraisal information acquisition unit that acquires appraisal information from an external appraisal device connected via a network. Such appraisal information may be appraisal information regarding the validity and legitimacy of the property value evaluated by the property evaluation unit 30 or the authenticity of the target property. In order to obtain such appraisal information, the property management device 10 (property appraisal support device 13) transmits the property identification information 85 and property value information evaluated by the property evaluation unit 30 to an external appraisal device, and also transmits property user information as needed. This information may be transmitted when the property identification information 85 is recorded in the property information storage unit 21, or when appraisal request information requesting appraisal is obtained from the user terminal 51 and / or applicant terminal 52.

[0083] When the external appraisal device acquires this information, it evaluates or appraises the validity or legitimacy of the property appraisal information in the property appraisal unit 30 based on the acquired information, information held by the external appraisal device, and information published on the network. The external appraisal device then outputs the result (evaluation result or appraisal result) to the property management device 10 (property appraisal support device 13). The property management device 10 (property appraisal support device 13) acquires the appraisal information output from the external appraisal device in its appraisal information acquisition unit.

[0084] The appraisal information may be value information based on the results of evaluation by the appraisal device, information indicating the validity and legitimacy of the evaluation results by the property evaluation unit 30, or information authenticating the evaluation results by the property evaluation unit 30. In addition, the appraisal information may also be information indicating the results of authenticity appraisal. In this case, different external appraisal devices can be used depending on the type of property to be appraised. For example, if the property to be appraised is "real estate," an appraisal device that stores real estate transaction information and registration information can be used. Also, if the property to be appraised is "automobiles," an appraisal device that stores automobile transaction information and information on users such as owners and users of the automobiles can be used. Therefore, it is desirable that the evaluation support device 13 associates the appraisal device to be used for appraisal with the type of property and stores it as appraisal device identification information, so that the appraisal can be performed using the most appropriate appraisal device based on this appraisal device identification information.

[0085] 13 is a sequence diagram of a property management system 100 (property valuation support system 130) formed using the property management device 10 (property valuation support device 13). The property management system 100 (property valuation support system 130) according to this embodiment is formed by further providing a property management device 10 (property disclosure management device 11) in the property management system 100 (property disclosure management system 110) shown in the sequence diagram of FIG. 5 with a property valuation unit 30 that evaluates the value of property.

[0086] That is, the property management system 100 (property evaluation support system 130) according to this embodiment is configured to evaluate the value of property stored in the property information memory unit 21 of the property management device 10 (property disclosure management device 11), i.e., property regardless of whether it is intended for trading such as transfer or loan, and whether it is disclosed or not.

[0087] Specifically, the evaluation support device 13 stores property identification information 85 in the property information memory unit 21 by the user operating the user terminal 51 or by collecting information on the Internet using the property management device 10 (property evaluation support device 13). Next, the property evaluation unit 30 of the property management device 10 (property evaluation support device 13) uses the property identification information 85 held in the property information memory unit 21 to perform an evaluation process to evaluate the value of the property based on current or past transaction history for property that is identical to or similar to the property. Such evaluation processing can be performed when the property identification information 85 is recorded in the property information storage unit 21, or at any time after the property identification information 85 is recorded in the property information storage unit 21 (for example, when an evaluation request is received from the user terminal 51). For example, in Fig. 13, after the process of storing information in the property information storage unit (S54), the user terminal 51 transmits a property evaluation request instruction to the evaluation support device 13 (S63). The property management device (property evaluation support device 13) that receives this property evaluation request executes the property value evaluation process (S64), but the property value evaluation process can be executed at any timing without being limited to this. In the sequence diagram of Fig. 13, the same processes as those in the sequence diagram shown in Fig. 5 are assigned the same reference numerals, and detailed explanations will be omitted.

[0088] In particular, since the property management system 100 (property evaluation support system 130) according to this embodiment is a process based on the property management system 100 (property disclosure management system 110) in the sequence diagram shown in Figure 5, the property to be evaluated is not limited to that which is disclosed, but also includes undisclosed property. Therefore, the property management system 100 (property valuation support system 130) can evaluate the value of property that is not intended for trading such as transfer or loan, and is not intended for disclosure to third parties. Therefore, the results of the valuation of assets managed by the user can be obtained without the need for any intention to transfer, lend, or otherwise trade, and without the need for public disclosure. Then, the user who has acquired the value information can reconsider the transaction of transferring or lending the property, taking the value into consideration. As a result, the user can change the property that he or she did not initially wish to transfer or lend to a property that is eligible for a transaction such as transferring or lending, using the value information. At this time, the user can record the transaction request information 81 in the transaction request information storage unit 29.

[0089] Therefore, the property management system 100 (property valuation support system 130) according to this embodiment can provide users with trading opportunities (including transactions such as transfer or loan) for property that they manage themselves. This allows users to change their managed property from property that is simply under management to property that is the subject of a transaction (inventory), thereby promoting trading opportunities.

[0090] The property management system 100 (property appraisal support system 130) according to this embodiment further includes an external appraisal device that generates appraisal information about the value of the property appraised by the property appraisal unit 30. 14 is a network configuration diagram of the property management system 100 (property valuation support system 130). As shown in this Fig. 14, the property management system 100 (property valuation support system 130) connects the valuation support device 13, the user terminal 51, and the appraisal device 53 via a network such as the Internet.

[0091] The external appraisal device 53 can output appraisal results including the validity of the appraisal results created by the property appraisal unit 30. In this embodiment, the appraisal results of the property appraisal unit 30 can be used to provide reliability to the objective appraisal in the property management system 100 (property appraisal support system 130). The appraisal device 53 can use a device installed in an external specialized institution, and in this case, the property support device 13 can request an appraisal from the device in the external specialized institution and receive the appraisal results, thereby presenting transaction terms along with the appraisal results.

[0092] An appraisal request to such an appraisal device is made after the property appraisal unit 30 has created appraisal information, and the property management device 10 (property appraisal support device 13) transmits the appraisal information to the appraisal device at a predetermined timing. In addition, the property management device 10 (property appraisal support device 13) can also transmit the appraisal information to the appraisal device upon receiving appraisal request information requesting an appraisal from the user terminal 51. Then, when the appraisal information is generated in the appraisal device, the property management device 10 (property appraisal support device 13) acquires the appraisal information in an appraisal information acquisition unit.

[0093] The property management system 100 (property evaluation support system 130) can also be configured using the property management system 100 (property transaction support system 120) that executes the processing shown in FIG. 15 shows the processing of the property management system 100 (property valuation support system 130) formed using the property management system 100 (property transaction support system 120). In this Fig. 15, the same processes as those shown in Fig. 9 are assigned the same reference numerals, and detailed explanations thereof will be omitted. The property management device 10 (property evaluation support device 13) in the property management system 100 (property evaluation support system 130) of this embodiment is configured with a property evaluation unit 30 that evaluates the value of the property, and can be formed by connecting a requester terminal 52 to the network shown in Figure 14. In addition, the property management system 100 (property evaluation support system 130) is configured to evaluate the value of property stored in the property information memory unit 21 of the property management device 10 (property transaction support device 12), i.e., property that has been made public by the disclosure management unit 22 and that there is an intention to trade, such as for transfer or loan.

[0094] The processing in this property management system 100 (property evaluation support system 130) is similar to the property management system 100 (property transaction support system 120) shown in FIG. 9 above, in that a registration process for property managed by a user is first executed. As shown in FIG. 5 above, this property registration process is carried out by collecting information (property identification information 85 and / or user information) that is sent from the user terminal 51 or that is published on the network by the evaluation support device 13. It is desirable that this property identification information 85 and / or user information be published, and it is desirable that it be on the premise that a transaction such as a transfer or loan will be carried out, but the conditions of the transaction, including the consideration and timing, do not need to be specified.

[0095] This transaction support system 120 can also obtain a value evaluation result for the property to be traded. Specifically, first, the user operates the user terminal 51, or the property management device 10 (property valuation support device 13) collects information from the Internet, thereby storing property identification information 85 in the property information storage unit 21 (S54). The property evaluation unit 30 of the property management device 10 (property valuation support device 13) acquires trade request information (S57), and then uses the property identification information 85 stored in the property information storage unit 21 to execute an evaluation process (S66) to evaluate the value of the property based on current or past trading records for properties identical or similar to the property.

[0096] The execution of such evaluation processing (S66) can be performed when recording the property identification information 85 in the property information storage unit 21, or can be performed at any time after recording the property identification information 85 in the property information storage unit 21. For example, the evaluation process (S66) can be executed by an instruction to request an evaluation from the user terminal 51 (S65), or by an instruction to request an evaluation of the property from the applicant terminal 52 that has come into contact with the published property information.

[0097] The information on the evaluation results in the property evaluation unit 30 can be stored in the memory unit of the property management device 10 (property evaluation support device 13) and can also be transmitted to the user terminal 51 or the applicant terminal 52 as needed. Specifically, the information can be transmitted to both the user terminal 51 and the applicant terminal 52, or to the user terminal 51 or applicant terminal 52 that issued the evaluation request. In addition, the information can be transmitted to the user terminal 51 or applicant terminal 52 that was specified when issuing the evaluation request.

[0098] In particular, when a person wishes to transfer or borrow the property that is the subject of a transaction, the evaluation results from the property evaluation unit 30 can be attached to the negotiations. FIG. 16 is a screen displaying the evaluation result 161 from the property evaluation unit 30 and transaction application information 162 including the applicant's desired conditions for transfer or lease. A party wishing to transact obtains the results of an appraisal of the property they wish to acquire or borrow, and after considering the results, specifies the terms of the transaction, such as the price and timing, to be offered to the user. The party can then present the terms of the transaction to the user as transaction application information 162. In response, the user can decide whether or not to transact based on the terms of the transaction, which take into account the market value, which is an objective appraisal result.

[0099] In particular, the asset management system 100 (asset valuation support system 130), which is based on the asset management system 100 (asset transaction support system 120), can publicize the assets managed by users as potential inventory (i.e., trading objects) in transactions. Furthermore, the property valuation support system 130 can objectively evaluate the value of the inventory (i.e., the trading object) and provide the results to the user or anyone who requests it. Therefore, the property valuation support system 130 can provide the user who manages the inventory (i.e., the trading object) with trading conditions that take into account the market value, which is an objective valuation result. Users can feel at ease by being provided with market value, which is an objective evaluation result, and are more likely to agree to a transaction, which results in an increase in trading opportunities for the product. [Explanation of symbols]

[0100] 10. Property Management Device 11. Publication Management Device 12 Transaction Support Device 13 Evaluation support device 20 Transaction application information storage unit 21 Property information storage unit 22 Publication Management Department 27 Related Property Transaction Information Department 28 Transaction History Disclosure Department 29 Transaction request information storage unit 30 Property Valuation Department 32. User Contact Information 42 Publication conditions information 43 Disclosure Scope Information 51 User terminal 52 Applicant's terminal 53 Appraisal device 81 Transaction Information 82 Terms and Conditions Information 83 Rank Information 84 Transaction Element Information 85 Property Identification Information 100 Property Management System 101 Desired trading conditions information 110 Disclosure Management System 120 Trading Support System 130 Evaluation Support System

Claims

1. An information processing system comprising: an information processing computer having a storage unit and a central processing unit connected to the storage unit; and a terminal operated by a person wishing to trade property, The storage unit storing property identification information that identifies at least one of tangible property and intangible property managed by a user, and user information that identifies a user who manages the property; The central processing unit a process for managing the publication of at least one of the property identification information and the user information; a process of evaluating the value of the property by multiplying a value based on past transaction records of property identical to or similar to the property specified by at least one of the property specifying information and the user information by a certain rate of increase or decrease or a coefficient determined by the state of the property; Run a terminal operated by a person who wishes to trade the property executes a process of transmitting trading application information including the terms of the property trade to the central processing unit; The process of evaluating the value of the property is performed for the property specified in the transaction application information when the transaction application information is acquired from a terminal operated by a person who wishes to trade the property, storing transaction application information that combines the property specified in the transaction application information with the result of evaluating the property's value and the terms of the transaction for the property transmitted from the terminal in association with the property; An information processing system in which a terminal operated by a person wishing to trade the property presents the trading application information to the user, allowing the user to decide whether or not to trade based on trading conditions that take into account market value, which is an objective evaluation result.

2. Furthermore, a process of transmitting the property identification information and the evaluation result to an external appraisal device is executed; 2. The information processing system according to claim 1, wherein the transmitting process transmits the property specifying information and the result of the evaluation at the timing when the property specifying information is stored and after the evaluation.

3. It is capable of communicating with a terminal operated by a person wishing to trade property, A computer having a storage unit that stores property identification information that identifies at least one of tangible property and intangible property managed by a user, and user information that identifies a user who manages the property, receiving transaction application information including the terms of the transaction of the property from a terminal operated by a person who wishes to trade the property; a process for managing the publication of at least one of the property identification information and the user information; a process of evaluating the value of the property by multiplying a value based on past transaction records of property identical to or similar to the property specified by at least one of the property specifying information and the user information by a certain rate of increase or decrease or a coefficient determined by the state of the property; Run The process of evaluating the value of the property is performed for the property specified in the transaction application information when the transaction application information is acquired from a terminal operated by a person who wishes to trade the property, storing transaction application information that combines the property specified in the transaction application information with the result of evaluating the property's value and the terms of the transaction for the property transmitted from the terminal in association with the property; An information processing method in which the transaction application information is presented to a user using a terminal operated by a person wishing to trade the property, thereby enabling the user to decide whether or not to enter into a transaction based on transaction conditions that take into account market value, which is an objective evaluation result.

4. It is capable of communicating with a terminal operated by a person wishing to trade property, A computer having a storage unit that stores property identification information that identifies at least one of tangible property and intangible property managed by a user, and user information that identifies a user who manages the property, receiving transaction application information including the terms of the transaction of the property from a terminal operated by a person who wishes to trade the property; a process for managing the publication of at least one of the property identification information and the user information; a process of evaluating the value of the property by multiplying a value based on past transaction records of property identical to or similar to the property specified by at least one of the property specifying information and the user information by a certain rate of increase or decrease or a coefficient determined by the state of the property; Execute The process of evaluating the value of the property is performed for the property specified in the transaction application information when the transaction application information is acquired from a terminal operated by a person who wishes to trade the property, storing transaction application information that combines the property specified in the transaction application information with the result of evaluating the property's value and the terms of the transaction for the property transmitted from the terminal in association with the property; An information processing program that presents the transaction application information to a user using a terminal operated by a person wishing to trade the property, thereby enabling the user to decide whether or not to enter into a transaction based on transaction conditions that take into account market value, which is an objective evaluation result.

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