Will Management System

Abstract

To provide a testament management system capable of maintaining the latest state of testament contents.SOLUTION: In a testament management system 1 which allows access to a management computer 2 installed in a communication line network 3 composed of the Internet and a telephone network through use of information terminals 4, the management computer 2 includes: a legator database 5 stored with legator basic information 50 recording information, such as a name of a legator and a communication contact address, and testament contents 51 recorded with asset information 51a of the legator and inheritor information 51b designated by the legator in association with each other; update reminding information transmission means 8 for transmitting update evocation information to remind update of the testament contents 51, to the communication contact address of the legator at a predetermined opportunity; testament content update confirmation means 6 for confirming update of the testament contents 51 when the legator accesses the management computer 2; and certification request information transmission means 7 for transmitting certification request information to request certification of the testament contents 51 confirmed by the testament content update confirmation means 6.SELECTED DRAWING: Figure 1

Description

[Technical Field]

[0001] The present invention relates to a will management system for managing wills left by testators. [Background technology]

[0002] The will system is a system that recognizes the validity of the final wishes that people make while they are alive and aims to realize them. In recent years, partly due to the increase in the elderly population, an increasing number of elderly people are using the will system to leave wills in case of an emergency.

[0003] In a holographic will, which is one type of will system, the entire will must be written in the testator's own handwriting. Furthermore, writing or printing by a third party is not permitted, and if there are any changes to the property inventory or heirs, the testator must write them in his own handwriting each time.

[0004] On the other hand, when a notarized will is made at a notary public's office, the testator goes to the notary public's office and, in the presence of two or more witnesses, has the notary public state the purpose of the will and write it in his / her own handwriting, after which the testator and the witnesses sign and seal the will, which is then kept at the notary public's office as a notarized document. With a notarized will, the testator must go to the notary public's office in person, and the original will is kept at the notary public's office, making it cumbersome for the testator to double-check the will after making it.

[0005] In light of this conventional will system, a will service method using electronic wills has been proposed, in which a will created by a testator is stored in a management server accessible via the Internet, etc., and transmitted to heirs after death (see, for example, Patent Document 1). In the technology described in this document, access rights are granted to witnesses designated by the testator, who then access the will stored in the management server via the Internet, and the witnesses' electronic signatures are recorded on the will, thereby ensuring the authenticity of the electronic will. [Prior art documents] [Patent documents]

[0006] [Patent Document 1] JP 2017-151521 (Page 3, Figure 1) Summary of the Invention [Problem to be solved by the invention]

[0007] In some cases, such as when a testator's financial situation changes or the sudden death of an heir designated by the testator, it may become necessary to update the contents of a will. In such cases, whether it be a handwritten will or a notarized will, as well as a will service method, creating a new will from scratch is cumbersome for the testator, and the testator misses the opportunity to update the contents of the will. Furthermore, if the testator passes away without updating their will despite such circumstances, there is a concern that the previous will will be executed without reflecting the testator's final wishes.

[0008] The present invention has been made in light of these problems, and aims to provide a will management system that can keep the contents of wills up to date. [Means for solving the problem]

[0009] In order to achieve the above object, the will management system of the present invention comprises: A will management system that allows access to a management computer installed in a communication network consisting of the Internet and a telephone network using an information terminal, The management computer a testator database storing basic information about the testator, such as the testator's name and contact details, and a will, in which the testator's asset information and the information about the heirs designated by the testator are recorded in association with each other; an update prompt information sending means for sending update prompt information to the communication contacts of the testator at a predetermined opportunity, the update prompt information prompting the testator to update the contents of the will; a will content update confirmation means for confirming updates to the will content when the testator accesses the management computer; and a certification request information transmitting means for transmitting certification request information requesting certification of the will contents confirmed by the will contents update confirmation means. According to this feature, a testator whose will contents are stored in the will management system is prompted by the management computer to update the will contents at a predetermined opportunity, and after updating the will contents, the will contents are confirmed by the will contents update confirmation means and then the certification request information sending means quickly moves to the certification request step, so that the validity of the will is quickly ensured by the testator and witnesses, and a will that reflects the latest information can be left behind.

[0010] The management computer includes a status display means for displaying whether the will contents confirmed by the will contents update confirmation means have been certified or not. This feature allows the testator to check whether the contents of the updated will have been certified or not.

[0011] The testator database is characterized in that the updated content of the will is stored together with the update history. This feature ensures the authenticity of the will's contents by providing a continuity in the update history of the will's contents.

[0012] The management computer is characterized by having an input unit that can input the contents of the will by voice, and an output unit that outputs the voice data input by the testator as text data. This feature allows the testator to easily update the contents of the will and can confirm the contents of the will from the output text data.

[0013] The management computer is characterized by having a calculation unit that sends questions to the testator, updates the contents of the will based on the responses from the testator, and sends the updated contents to the testator. According to this feature, the testator can update the will based on the questions posed by the will management system and can confirm the updated will contents.

[0014] The management computer is characterized by having a storage instruction means for storing the testator's basic information and the will contents stored in the testator database on a blockchain. According to this feature, the storage instruction means can store the contents of the will along with the testator's information on the blockchain, thereby increasing the credibility of the contents of the will. [Brief explanation of the drawings]

[0015] [Figure 1] FIG. 1 is a schematic diagram showing a will management system in an embodiment. [Figure 2] This shows the information recorded in the testator database, where (a) shows basic information about the testator, (b) shows asset information, and (c) shows information about the heirs. [Figure 3] This is a flow chart showing the process by which a testator records a will in a will management system. [Figure 4] This is a flow chart showing the processing flow when updating a will in the will management system. [Figure 5] 10(a) to 10(d) show examples of display screens displayed on an information terminal. [Figure 6] 10(a) to 10(d) show examples of display screens displayed on an information terminal. [Figure 7] 10(a) to 10(c) show examples of display screens displayed on an information terminal. DETAILED DESCRIPTION OF THE INVENTION

[0016] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS A mode for carrying out a will management system according to the present invention will be described below based on an embodiment. (System configuration) [Example]

[0017] First, as shown in Fig. 1, the will management system 1 of this embodiment is mainly composed of information terminals 4, ... consisting of smartphones, tablet terminals, etc. individually owned by many users, a management computer 2 owned by a service provider that can communicate data with the information terminals 4, ... via a communication network 3 consisting of the Internet and a telephone network, and servers 10A to 10C. Note that Fig. 1 is an example of a communication configuration that uses wireless communication such as wireless Internet.

[0018] The information terminals 4,... each include a display unit 41 such as a touch panel display that can display characters and images and also has an input function, an acquisition unit 42 consisting of a microphone or the like that can pick up voiceprints, and an output unit 43 consisting of a speaker or the like that can output voice, and are capable of transmitting and receiving information to and from the management computer 2 via the communication network 3. In this embodiment, the information terminals 4,... are commercially available terminals such as general smartphones and tablets that can connect to the Internet, but are not limited to these and may also be dedicated terminals that are used only for transmitting and receiving information to and from the management computer 2.

[0019] The Will Management System 1 is a system in which each individual who wishes to leave a will registers by entering into a contract with the Will Management System 1 service provider, and those who complete the contract (for example, testator A) are registered in the testator database 5 described below.

[0020] The management computer 2 comprises a testator database 5, a will content update confirmation means 6, a certification request information transmission means 7, an update prompt information transmission means 8, a calculation unit 9, a status display means 11, and a storage instruction means 12. The testator database 5 is composed of testator basic information 50 and will content 51, and the testator basic information 50 includes information such as the names, addresses, and communication contacts of multiple testators registered under a contract with the service provider, which is updated and recorded in the management computer 2 together with an ID that can identify the individual (see Figure 2(a)).

[0021] The will contents 51 consist of asset information 51a (see Figure 2(b)), which is an updateable record of information on assets owned by the testator (for example, cash, savings, credits, ownership of real estate such as land and buildings, automobiles, parking lots, leasehold rights, business assets, household goods, securities, investment trusts, intellectual property rights such as copyrights, life insurance benefits for which the testator is designated as the beneficiary, etc.) along with an ID that can identify individuals, and heir information 51b (see Figure 2(c)), which is an updateable record of information such as the name, address, and communication contact details of the heirs designated by the testator, linked to the testator's ID.

[0022] The management computer 2 is equipped with a will content update confirmation means 6, which, when a person already registered in the will management system 1 updates his or her will content 51, allows the testator to confirm the updated content along with the latest update date, and then proceeds to the certification request step described below.

[0023] The management computer 2 also includes a certification request information sending means 7, which is configured to send a notification to the communication contact points of witnesses designated by the testator requesting certification of the will contents when the will contents update confirmation means 6 confirms that the will contents 51 have been updated or when new will contents are registered. Also, witnesses do not necessarily have to be individuals, and the will contents may be sent to a certification agency or the like that can certify the authenticity and requested to certify them.

[0024] Furthermore, the management computer 2 is equipped with an update prompt information sending means 8, which is configured to send update prompt information to the testator's communication contacts recorded in the testator basic information 50 at a predetermined opportunity (for example, six months after the last update date of the will content 51) to prompt the testator to update the will content 51. (System usage procedure)

[0025] Next, the flow from when testator A registers in the will management system 1 in this embodiment until the contents of the will are certified will be described with reference to the flowchart shown in FIG.

[0026] Regarding the use of the will management system 1, we will explain an example in which testator A uses an information terminal 4 he owns to download an app that can communicate with the will management system 1 via the communication network 3 and then launches the app.

[0027] First, when testator A starts an app that can communicate with the will management system 1, a top page that allows testator A to select whether to register for the first time or whether he is already registered is displayed on the display unit 41 of testator A's information terminal 4 (step 1), as shown in Figure 5(a). First, we will explain the procedure assuming that testator A will register for the first time, with reference to steps 1 to 7 in Figure 3.

[0028] When testator A selects new registration, a template such as that shown in FIG. 5(c) is displayed on the display unit 41 of the information terminal 4, and testator A is prompted to enter user information such as name, address, and communication contact details as testator basic information 50. User information can be entered by pressing the "Edit" icon displayed on the display unit 41. After entering information, testator A can press the "Confirm / Change User Information" icon to store the entered information in the testator database 5. At this time, an ID that can identify the individual is issued, and testator A is also prompted to set a password to be entered when logging in (step 2). The ID that identifies the testator may be issued by the management computer 2, or the testator's My Number may be used.

[0029] Once the input of the testator basic information 50 is complete, a template for inputting assets and heirs, as shown in Figure 5(d), is displayed on the display unit 41 of testator A's information terminal 4, and testator A is prompted to input asset information 51a as the will contents 51 and heir information 51b linked to the asset information 51a (step 3). After inputting, by pressing the "Confirm / change will contents" icon, the input contents are stored in the testator database 5.

[0030] Once the input of the will contents 51 is complete, a template is displayed on the display unit 41 of the information terminal 4, as shown in Figure 6(a), which allows testator A to designate witnesses who will certify the will contents 51. Regarding the designation of witnesses, testator A may select two witnesses from close relatives, etc., and then input the names, addresses, and communication contact information of the witnesses, or testator A may select a notary public, for example, affiliated with the service provider of the will management system 1 (step 4). After inputting the information, the input information is stored in the testator database 5 by pressing the "Confirm / Change Witness Information" icon.

[0031] Once the witnesses have been designated, a template is displayed on the display unit 41 of the information terminal 4 of the testator A, prompting the testator A to select whether or not to request a certificate from the witnesses (step 5), as shown in Figure 7(a). If the testator A selects not to request a certificate, the app is terminated with the above-mentioned basic testator information 50, asset information 51a, and heir information 51b of the testator A stored in the management computer 2.

[0032] If the user selects to request a witness to certify, the process proceeds to the certification request step described above, and a certification request notice, as shown in Figure 6(c), urging the witness to certify the contents of the will of testator A is sent to the communication contacts of the information terminal 4 held by the witness, along with a link to the certification destination (step 6). After step 6 is completed, testator A may close the app. When the witness who received the certification request notice accesses the attached link and affixes the witness's electronic seal to the contents of testator A's will, the management computer 2 determines that the will has been certified.

[0033] Furthermore, testator A can check the status of his / her input to the will management system 1 and the certification status of the will contents by selecting the information input status and certification status as the status display means 11 from the main menu display screen shown in Figure 5(b). For example, after completing the input of the testator's basic information 50 and will contents 51, if a certification request notice is sent to a witness and the contents have not yet been certified, the request status in the information input status will be displayed as "Requested" and the certification status will be displayed as "Not Certified," as shown in Figure 7(b). When a witness who received the certification request notice accesses the attached link and certifies the contents of testator A's will by a witness selected by testator A, such as by affixing an electronic seal, the management computer 2 determines that the will has been certified, and the certification status in the information input status will be displayed as "Certified."

[0034] Testator A selects the information input status and certification status from the menu screen shown in Figure 5(b) above, and confirms that the contents of his or her will have been certified (step 7). Furthermore, when an electronic seal is affixed to the contents of testator A's will by a witness selected by testator A and the management computer 2 determines that the will has been certified, the management computer 2 may notify testator A's communication contacts that the contents of the will have been certified.

[0035] Next, returning to step 1 in FIG. 3, it is assumed that testator A has already registered with the will management system 1 and the original will contents have been certified by witnesses, and steps 8 to 11 will be described.

[0036] If testator A has already registered with the will management system 1, when testator A enters his / her ID and password into the top page display screen shown in Figure 5(a) and logs in, he / she will be taken to the menu screen shown in Figure 5(b).

[0037] The menu screen displays icons for confirming or changing the testator A's basic information 50 recorded in the management computer 2, and for confirming or changing the asset information 51a and heir information 51b as the will contents 51, and allows testator A to select one (step 8). When testator A wants to update the testator basic information 50, he or she selects the icon for confirming or changing the testator basic information 50 displayed on the menu screen, and updates the information based on the previously recorded testator basic information 50. The updated information is recorded in the management computer 2 by pressing the "Confirm / Change User Information" icon (step 9).

[0038] Furthermore, if testator A wishes to update the will contents 51, he or she is prompted to return to the menu screen and select an icon to confirm or change the asset information 51a and heir information 51b as the will contents 51 (step 10).

[0039] After testator A updates the will contents 51 based on the previously recorded will contents, he / she presses the "Confirm / Change Will Contents" icon, which causes the updated contents to be recorded in the management computer 2 (step 11). After this, the process proceeds to step 5 described above, where the testator is prompted to choose whether to request witnesses to certify the updated testator basic information 50 and will contents 51. Note that in this embodiment, the testator basic information 50 is updated in steps 8 and 9, and then the will contents 51 is updated in steps 10 and 11. However, this is not limiting, and it is also possible to first update the will contents 51 and then update the testator basic information 50.

[0040] In this embodiment, in steps 8 and 10, testator A checks the testator basic information 50 and will contents 51 already stored in the management computer 2, and even if there are no changes, the current, unchanged testator basic information 50 and will contents 51 can be updated as testator A's latest intentions, and certification can be requested in the next step 5. In other words, "updating" the testator basic information 50 and will contents 51 includes not only "changing" the testator basic information 50 and will contents 51 already stored in the management computer 2, but also "confirming" them without making any changes.

[0041] Next, using the flowchart shown in FIG. 4, steps 21 to 26 will be described, assuming that testator A has already registered with the will management system 1 and the contents of the will have been attested by a witness.

[0042] When a certain period of time (e.g., six months) has passed since the last update date of the will content 51 registered by testator A in the will management system 1 (step 21), the update reminder information sending means 8 (see Figure 1) provided in the management computer 2 will send update reminder information to testator A's communication contact points as shown in Figure 6(d) (step 22).

[0043] As shown in Figure 6(d), the update reminder information states that six months have passed since the last will content update date and that testator A should check to see if there are any changes to the will content. Testator A is also provided with links to asset information 51a and heir information 51b to prompt him to check.

[0044] When testator A receives the update reminder information, he accesses the management computer 2 through the link to the asset information 51a or heir information 51b attached to the update reminder information, and when testator A changes the asset information 51a or heir information 51b, the will content update confirmation means 6 (see Figure 1) sends update confirmation information to testator A's communication contacts, which extracts and displays the changed parts as shown in Figure 6(b), so that testator A can confirm it (step 23). If testator A does not need to make any particular changes and only accesses and views the will management system 1 through the link to the asset information 51a or heir information 51b attached to the update reminder information, the will content update confirmation means 6 determines that the asset information 51a and heir information 51b currently recorded in the management computer 2 are the will content 51 that reflects testator A's latest wishes, i.e., the updated will content 51, and proceeds to the next certification request step.

[0045] Next, as shown in Fig. 7(a), a template is displayed on the information terminal 4 of the testator A, along with the updated will information, prompting the testator A to choose whether to request a witness to certify. If the testator A selects to request a witness to certify, the process moves to the certification request step, and the certification request information sending means 7 (see Fig. 1) provided in the management computer 2 sends a certification request notice, as shown in Fig. 6(c), urging the testator A to certify the contents of the will, along with a link to the certification destination, to the communication contacts of the information terminal 4 carried by the witness (step 24).

[0046] Next, the management computer 2 determines that the will has been certified when the witness who received the certification request notice accesses the attached link and affixes the witness's electronic seal to the contents of testator A's will (step 25).

[0047] When the management computer 2 determines that the updated will contents 51 have been certified, the management computer 2 sends a notification to the testator A's communication contacts that the will contents have been certified (step 26).

[0048] In the above embodiment, the management computer 2 is described as displaying information on the display unit 41 of the information terminal 4 of testator A and allowing the testator A to select the information, but this is not limited to this. For example, testator A may input the user information shown in Figure 5(c) by voice into the acquisition unit 42, which serves as an input unit that allows testator A to input the contents of the will by voice, and have the information displayed as text data on the display unit 41 for confirmation.

[0049] Furthermore, in the above embodiment, it was explained that the management computer 2 displays information on the display unit 41 of the information terminal 4 of testator A and allows the testator A to select from the information, but this is not limited to this. The management computer 2 may send a question to the information terminal 4 of testator A in the form of text data or voice data, and the calculation unit 9 may update the contents of the will based on the response from testator A, and then send the updated contents to the testator for confirmation.

[0050] Furthermore, because the will management system 1 handles wills, it places great importance on the authenticity of the testator database 5. The storage instruction means 12 of the management computer 2 uploads the data recorded in the testator database 5 to a blockchain running on multiple servers 10A-10C via the communication network 30 at designated times, such as when a new testator is registered, when the testator's basic information 50 or will contents 51 are updated, or once every few months. This data is converted into hash values ​​and then stored on the blockchain consisting of multiple servers 10A-10C.

[0051] The blockchain, which operates on multiple servers 10A to 10C, returns the hash value of the stored data to the management computer 2, and the stored data can be searched and referenced via the network based on this hash value. In the blockchain, each block that stores a hash value has the hash value of the previous block, so if an attempt is made to tamper with an intermediate block, consistency must be achieved with the hash values ​​of all subsequent blocks; this characteristic prevents the leakage or tampering of the will contents 51 and increases its authenticity.

[0052] In this way, the will management system 1 allows access to the management computer 2 installed in the communication line network 3 consisting of the Internet and a telephone network using an information terminal 4, and the management computer 2 includes a testator database 5 storing testator basic information 50, which records information such as the testator's name and communication contact information, and a will content 51, which records the testator's asset information 51a and heir information 51b designated by the testator in association with each other; an update prompt information sending means 8, which sends update prompt information to the testator's communication contacts at a predetermined time, prompting the testator to update the will content 51; and a testator access control unit 2. The system is equipped with a will content update confirmation means 6 that confirms updates to the will content 51 when the will content is updated, and a certification request information sending means 7 that sends certification request information requesting certification of the will content 51 confirmed by the will content update confirmation means 6.Therefore, a testator whose will content 51 is stored in the will management system 1 is prompted by the management computer 2 to update the will content 51 at a predetermined opportunity, and after updating the will content 51, it is confirmed by the will content update confirmation means 6 and then quickly moves to the certification request step by the certification request information sending means 7.This means that the validity of the will is quickly ensured by the testator and witnesses, and a will that reflects the latest information can be left behind.

[0053] In addition, the management computer 2 is equipped with a status display means 11 that displays whether the will contents 51 confirmed by the will contents update confirmation means 6 are certified or uncertified, so that the testator can confirm whether the updated will contents 51 are certified or uncertified.

[0054] Furthermore, since the testator database 5 stores the updated will contents 51 together with the update history, the continuity of the update history of the will contents 51 ensures the authenticity of the will contents 51.

[0055] In addition, the management computer 2 is equipped with an acquisition unit 42 as an input unit that can input the will content 51 by voice, and a display unit 41 as an output unit that outputs the voice data input by the testator as text data, making it easy for the testator to update the will content and to confirm the will content from the output text data.

[0056] In addition, the management computer 2 is equipped with a calculation unit 9 that sends questions to the testator, updates the will content 51 based on the testator's response, and sends the updated content to the testator, so that the testator can update the will content 51 based on the questions he receives from the will management system 1 and can confirm the updated will content 51.

[0057] In addition, the management computer 2 is equipped with a storage instruction means 12 that stores the testator's basic information 50 and will contents 51 stored in the testator database 5 on the blockchain, and the storage instruction means 12 can store the will contents 51 on the blockchain along with the testator's information, thereby increasing the credibility of the will contents 51.

[0058] Although the embodiments of the present invention have been described above using drawings and examples, the specific configurations are not limited to these embodiments, and the present invention also includes changes and additions within the scope of the present invention that do not deviate from the gist of the present invention. [Explanation of symbols]

[0059] 1 Will management system 2 Management Computer 3. Communication Network 4. Information terminals 5 Testator Database 6 Means to confirm update of will contents 7. Certification request information transmission method 8. Means of sending update reminder information 9 Arithmetic section 10A~C Server 11 Status display means 12 Storage instruction means 41 Display section 42 Acquisition Department 43 Output section 50 Testator basic information 51 Contents of will 51a Asset Information 51b Heir Information A testator

Claims

1. A will management system that allows access to a management computer installed in a communication network using an information terminal, The management computer a testator database storing basic information about the testator, which records the testator's name and contact information, and a will, which records the testator's asset information and the information about the heirs designated by the testator in association with each other; an update prompting information sending means for sending update prompting information to the testator's communication contacts as an update to the will contents, based on the fact that a certain period of time has passed since the last update date of the will contents, prompting the testator to confirm his / her intention of whether to change the will contents or not; a will content update confirmation means for accessing the management computer from the testator and determining, based on the testator's confirmation of the will content stored in the management computer, that if there are any changes to the will content, the changed will content, or if there are no changes to the will content, the unchanged will content, is the latest intention of the testator, and determining that the will content has been updated; A will management system characterized by comprising: a certification request information sending means for sending certification request information requesting certification of the will contents confirmed by the will contents update confirmation means.

2. The will management system according to claim 1, characterized in that the management computer is provided with a status display means for displaying whether the will contents confirmed by the will contents update confirmation means have been certified or not.

3. 3. A will management system according to claim 1, wherein the testator database stores the updated content of the will together with an update history.

4. A will management system as described in any one of claims 1 to 3, characterized in that the management computer is equipped with an input unit that can input the contents of the will by voice, and an output unit that outputs the voice data input by the testator as text data.

5. A will management system as described in any one of claims 1 to 4, characterized in that the management computer is equipped with a calculation unit that sends questions to the testator, updates the will contents based on the responses from the testator, and sends the updated contents to the testator.

6. A will management system as described in any one of claims 1 to 5, characterized in that the management computer is equipped with a storage instruction means for storing the testator's basic information and the will contents stored in the testator database on a blockchain.

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