Electronic device and payment support method therefor

Abstract

A payment support method for an electronic device is provided. The payment support method may comprise the steps of: providing, to a user terminal, a first list including at least one selectable delivery option related to delivery of an item; identifying a selected delivery option from the user terminal on the basis of the first list; and providing, to the user terminal, a second list indicating at least one selectable payment option determined on the basis of order information about the item and / or type information about the selected delivery option.

Description

Electronic devices and their payment support methods

[0001] The present disclosure relates to an electronic device and a payment support method for providing a user with selectable item payment options corresponding to order information and a delivery method.

[0002] As services that deliver items via smartphone apps become more popular, competition among services is fierce. To remain competitive in this environment, offering a variety of payment options is crucial. In other words, in addition to standard payment methods like credit cards, points, or bank accounts, offering a variety of payment options is crucial for enhancing user convenience.

[0003] However, these unconventional payment options may have more limitations than standard payment options. Failure to properly address these limitations can lead to significant service disruption, so it's crucial to address them effectively.

[0004] In this regard, reference can be made to prior literature such as KR10-2022-0006890A1.

[0005] The disclosed embodiments provide an electronic device and a payment support method thereof. Specifically, the purpose is to provide a payment support method that provides a variety of item payment options for a user to choose from, allows the user to check the availability of an item payment option based on order information and delivery method, and accommodates limitations imposed by different payment options.

[0006] The technical tasks to be achieved by this embodiment are not limited to the technical tasks described above, and other technical tasks can be inferred from the following embodiments.

[0007] One aspect of the present disclosure provides a payment support method for an electronic device, comprising: providing a user terminal with a first list including at least one selectable delivery option related to delivery of an item; confirming a delivery option selected from the user terminal based on the first list; and providing the user terminal with a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option.

[0008] In one embodiment of the present disclosure, the step of providing the second list to the user terminal may include: a step of determining whether selection of a first payment option, which is one of the payment options, is restricted based on at least some of the order information, the type information of the selected delivery option, and the user information; and, if selection of the first payment option is restricted, a step of providing the second list, which includes the deactivated first payment option, to the user terminal.

[0009] In addition, in one embodiment of the present disclosure, the step of checking whether the selection of the first payment option is limited may provide a payment support method that checks whether the selection of the first payment option is limited by checking whether the type information of the selected delivery option corresponds to type information applicable to the first payment option.

[0010] In addition, in one embodiment of the present disclosure, the step of determining whether the selection of the first payment option is limited may provide a payment support method that determines whether the selection of the first payment option is limited based on at least some of the order amount information and shipping cost information included in the order information.

[0011] In addition, in one embodiment of the present disclosure, the step of determining whether the selection of the first payment option is limited may provide a payment support method that determines whether the selection of the first payment option is limited based on bundle information included in the order information.

[0012] In addition, in one embodiment of the present disclosure, the step of determining whether the selection of the first payment option is restricted may provide a payment support method that determines whether the selection of the first payment option is restricted based on restriction information included in the user information.

[0013] In addition, in one embodiment of the present disclosure, the step of providing the second list to the user terminal may provide a payment support method in which a first message indicating that the first payment option is deactivated is provided to the user terminal together with the second list.

[0014] In addition, in one embodiment of the present disclosure, a payment support method may be provided that provides a second message to the user terminal based on at least a portion of information on the reason why selection of the first payment option is limited, together with the first message.

[0015] In addition, in one embodiment of the present disclosure, when there are multiple reasons for limiting the selection of the first payment option, a payment support method may be provided that provides the second message based on at least some of the reason information selected based on set priority information.

[0016] Additionally, one embodiment of the present disclosure may provide a payment support method that includes guidance information for guiding the user to adjust at least some of the order information and the selected delivery options to enable use of the options.

[0017] In addition, in one embodiment of the present disclosure, a payment support method may be provided, further including a step of providing a third list indicating information of the item to the user terminal based on the order information.

[0018] In addition, in one embodiment of the present disclosure, the step of providing the third list to the user terminal may provide a payment support method in which, if it is confirmed that the selection of the first payment option is limited based on at least a portion corresponding to at least a portion of the items among the order information, a third message indicating that the selection of the first payment option is limited by at least a portion of the items is provided to the user terminal together with the third list.

[0019] Additionally, in one embodiment of the present disclosure, the first payment option may provide a payment support method related to payment upon receipt of the item.

[0020] In addition, in one embodiment of the present disclosure, a payment support method may be provided, further comprising a step of providing a fourth message to the user terminal, which includes information indicating that the order has been completed without a separate payment by the user at that point in time, when selection of the first payment option and order progress are confirmed from the user terminal based on the second list.

[0021] In addition, in one embodiment of the present disclosure, a payment support method may be provided, further comprising the step of providing a fifth message including status information having a format specified for the first payment option to the user terminal when a request for status information on the item is confirmed from the user terminal.

[0022] In addition, in one embodiment of the present disclosure, a payment support method may be provided, further comprising a step of obtaining payment information from a recipient terminal corresponding to the delivery option selected from the user terminal.

[0023] Another aspect of the present disclosure provides an electronic device that provides a method for supporting a payment method for an item, the electronic device comprising: a transceiver; one or more processors; and a storage that stores one or more commands executed by the one or more processors, wherein the one or more processors provide a first list including at least one selectable delivery option related to delivery of an item to a user terminal, confirm a delivery option selected from the user terminal based on the first list, and provide a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal.

[0024] Another aspect of the present disclosure may provide a computer-readable, non-transitory recording medium having recorded thereon a program for executing the above-described information providing method on a computer.

[0025] Specific details of other embodiments are included in the detailed description and drawings.

[0026] According to the proposed embodiment, one or more of the following effects can be expected.

[0027] According to embodiments of the present specification, a comprehensive payment support method can be provided that can overcome limitations caused by heterogeneous payment options.

[0028] In addition, according to the embodiment of the present specification, convenience in selecting a payment option can be improved by informing the user of which of the choices made in relation to an order are restrictions on the payment option.

[0029] Additionally, in accordance with embodiments of the present disclosure, a method for a user to circumvent restrictions related to a payment option may be provided through a user terminal, thereby promoting the use of the payment option and improving the user experience.

[0030] The effects of the invention are not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the description of the claims.

[0031] Figure 1 illustrates a system supporting payment according to one embodiment.

[0032] FIG. 2 is a flowchart illustrating a payment support method according to one embodiment in the relationship between an electronic device and a user terminal.

[0033] FIG. 3 illustrates an example of a first list related to delivery options of a payment support method according to one embodiment.

[0034] FIG. 4 illustrates an example of a second list related to payment options of a payment support method according to one embodiment.

[0035] FIG. 5 illustrates an example of a first message and a second message related to a payment option of a payment support method according to one embodiment.

[0036] FIG. 6 illustrates an example of a second message including multiple reason information in a payment support method according to one embodiment.

[0037] FIG. 7 illustrates an example of a second message including inductive information in a payment support method according to one embodiment.

[0038] FIG. 8 illustrates an example of a third list and a third message related to item information of a payment support method according to one embodiment.

[0039] Figure 9 shows a block diagram of an electronic device according to one embodiment.

[0040] The terms used in the embodiments have been selected from widely used and common terms, taking into account the functions of the present disclosure. However, these terms may vary depending on the intentions of those skilled in the art, precedents, the emergence of new technologies, etc. Furthermore, in certain cases, terms may be arbitrarily selected by the applicant, in which case their meanings will be described in detail in the relevant description. Therefore, the terms used in this disclosure should not be defined simply as names of terms, but rather based on the meanings of the terms and the overall content of the present disclosure.

[0041] When a part of a specification is said to "include" a component, this does not mean that it excludes other components, but rather that it may include other components, unless otherwise stated.

[0042] The expression "at least one of a, b, and c" described throughout the specification may encompass 'a alone', 'b alone', 'c alone', 'a and b', 'a and c', 'b and c', or 'all of a, b, and c'.

[0043] The "terminal" mentioned below may be implemented as a computer or portable terminal that can connect to a server or other terminal via a network. Here, the computer includes, for example, a notebook, desktop, laptop, etc. equipped with a web browser, and the portable terminal may include, for example, a wireless communication device that guarantees portability and mobility, and may include all types of handheld-based wireless communication devices such as communication-based terminals such as IMT (International Mobile Telecommunication), CDMA (Code Division Multiple Access), W-CDMA (W-Code Division Multiple Access), LTE (Long Term Evolution), smartphones, tablet PCs, etc.

[0044] Below, embodiments of the present disclosure are described in detail with reference to the attached drawings so that those skilled in the art can easily implement the present disclosure. However, the present disclosure may be implemented in various different forms and is not limited to the embodiments described herein.

[0045] Hereinafter, embodiments of the present disclosure will be described in detail with reference to the drawings.

[0046] Figure 1 illustrates a system supporting payment according to one embodiment.

[0047] Referring to FIG. 1, the system may include at least one of an electronic device (100), one or more user terminals (110, 120, 130), and a network (140). Meanwhile, the system illustrated in FIG. 1 illustrates components related to the present embodiment. Accordingly, those skilled in the art will understand that, in addition to the components illustrated in FIG. 1, other general components may be further included. For convenience of explanation, the following description will be based on a case where one of the user terminals (110, 120, 130) and the electronic device (100) communicate and perform a payment support method according to an embodiment of the present invention.

[0048] An electronic device (100) is a device that configures and provides various types of information. The electronic device (100) can operate as a server by providing the configured information as a web page or application screen, or by providing information in a form that can be displayed as a web page or application screen, etc. on a receiving terminal.

[0049] FIG. 2 is a flowchart illustrating a payment support method according to one embodiment in the relationship between an electronic device and a user terminal.

[0050] In step S210, a first list including at least one selectable delivery option related to the delivery of an item may be provided to the user terminal (110). In step S220, a delivery option selected from the user terminal (110) may be confirmed based on the first list. In step S230, a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option may be provided to the user terminal (110). Each step will be described in more detail below.

[0051] According to one embodiment, prior to steps S210 to S230, order information and a checkout request for an item to be purchased by the user may have been transmitted to the electronic device (100) via the user terminal (110). At this time, as at least a portion of the checkout page, the electronic device (100) may provide the user terminal (110) with a first list including at least one selectable delivery option, wherein the delivery option may include delivery through a general delivery agent, express delivery, delivery to a designated pickup location, etc. Here, delivery to a designated pickup location may mean delivery to a designated pickup location where an agent designated by the user can receive the item on his or her behalf. For example, the designated pickup location may include a convenience store. Refer to FIG. 3 to examine an example of such a first list.

[0052] FIG. 3 illustrates an example of a user interface related to a payment support method according to one embodiment.

[0053] For convenience of explanation, Figure 3 only illustrates delivery via a delivery agent and delivery to a designated pickup location, such as a convenience store. According to one embodiment, a user can select a delivery option based on the first list provided to the user terminal (110). Specifically, the user can select one of several delivery options and click the Edit button to set the delivery location for that delivery option.

[0054] In one embodiment, the electronic device (100) may provide a second list to the user terminal (110). The second list may include common payment options, such as card payment, account payment, point payment, and payment via a pay service, as well as payment options with slightly different payment processes, such as payment upon receipt of the item. Payment upon receipt of the item may refer to a method of paying for the item with cash or a card when receiving the item through a delivery person or receiving the item through an agent at a designated pickup location. This method is also known as Cash on Delivery (COD). Refer to FIG. 4 for an example of such a second list.

[0055] FIG. 4 illustrates an example of a second list related to payment options of a payment support method according to one embodiment.

[0056] For convenience of explanation, only card payment, payment via a pay service, and payment upon receipt are shown in Figure 4. In one embodiment, the user can select a payment option based on the second list provided to the user terminal (110). The second list in Figure 4 shows Cash on Delivery as an example of payment upon receipt. However, even if displayed as such, it is clear that payment by other means, such as a card, is also possible in addition to cash upon receipt.

[0057] According to one embodiment, the first list and the second list may be provided simultaneously on the same page, for example, a checkout page, on an application or website via the user terminal (110).

[0058] In one embodiment, when providing the second list to the user terminal (110), it is determined whether the selection of a given first payment option is restricted. If the selection of the first payment option is restricted, a second list including the disabled first payment option may be provided. In this case, whether the selection of the first payment option is restricted may be determined based on at least a portion of the order information acquired prior to providing the first list and the second list to the user terminal (110), the type information of the delivery option selected via the user terminal (110), and the user information.

[0059] For ease of explanation, the following description assumes payment upon receipt as the first payment option. It should be apparent that other payment methods operate similarly, with only minor differences in detail.

[0060] For example, it may be determined whether the selection of the first payment option is restricted based on order information. In one embodiment, the selection of the first payment option may be restricted if the order amount exceeds a set threshold. In another example, the selection of the first payment option may be restricted if the ordered item is part of a specific bundle. In another example, the selection of the first payment option may be restricted if the item's shipping is free. It should be understood that these restrictions can be modified as operational needs dictate.

[0061] In one embodiment, it is possible to determine whether the selection of the first payment option is restricted based on user information. Specifically, it is possible to determine whether the selection of the first payment option is restricted based on restriction information contained in the user information. The operator can set this restriction information for users identified as malicious based on information such as the user's order history. This can prevent problems such as habitual no-shows after ordering.

[0062] In one embodiment, it is possible to determine whether the selection of the first payment option is restricted based on the type information of the selected delivery option. For example, a user may select a delivery option via a standard delivery carrier, but the selected location may not support payment upon receipt. Alternatively, the user may select an item at a time outside the delivery window of a delivery company that supports payment upon receipt, resulting in delivery by a delivery company that does not support payment upon receipt. Similar considerations can be made for delivery to a designated pickup location. For example, a user may select delivery from a convenience store, but the convenience store operator may not support payment upon receipt. Based on the type information, which includes information for each of these scenarios, it can be determined whether the selection of the first payment option is restricted.

[0063] In one embodiment, when the first payment option is deactivated on the second list, a first message indicating that the first payment option has been deactivated may be provided to the user terminal (110). Furthermore, this first message may be provided together with a second message. Here, the second message may be based on at least some of the information regarding the reason why the selection of the first payment option is restricted. For example, if the order amount is below a set threshold and the first payment option cannot be selected, a second message including such information may be provided to the user terminal (110) together with the first message indicating that the selection of the first payment option is restricted. Refer to FIG. 5 for an example of this.

[0064] FIG. 5 illustrates an example of a first message and a second message related to a payment option of a payment support method according to one embodiment.

[0065] In one embodiment, as shown in FIG. 5, the selection icon for the first payment option in the second list may be deactivated, and the first message (111) and the second message (112) may be displayed at the bottom thereof. That is, the first message (111) may display "This is a COD-restricted order," and the second message (112) may display "Available for orders exceeding $490." In FIG. 5, the first and second messages (111, 112) are displayed together with the second list. However, it will be apparent that another embodiment is also possible, in which the first and second messages are displayed in a pop-up format, for example.

[0066] In one embodiment, if there are multiple reasons for restricting the selection of the first payment option, the second message may be verified based on at least some of the reason information selected based on the established priority information. For example, the reason information for a higher priority among the multiple reasons may be included in the second message. For example, if the user information includes restriction information and the order amount is below a threshold, the second message may include the reason information for the higher priority of the two, for example, stating that the user information includes restriction information. Additionally, if there are multiple reasons with the same priority, all of the relevant reason information may be included in the second message. For an example of this, refer to Figure 6.

[0067] FIG. 6 illustrates an example of a second message including multiple reason information in a payment support method according to one embodiment.

[0068] For example, in a situation where the priority of the reason information is such that the user information that corresponds to the restricted information has the highest priority, the second priority is free shipping / the item is a bundle / the order amount is over a threshold / delivery by a delivery company that does not support payment upon receipt, the third priority is delivery by a convenience store operator that does not support payment upon receipt, and the fourth priority is delivery by a convenience store operator that does not support payment upon receipt, if the item corresponding to the second priority is included in a bundle product, the shipping fee is free, and the order amount is over a threshold amount so that the selection of the first payment option is restricted, all three reasons (113) can be displayed as in FIG. 6.

[0069] In one embodiment, the second message may include prompting information to guide the user to adjust at least some of the order information and shipping options, based on the reason information, to enable the user to use the first payment option. Specifically, if the user's pickup time or delivery location settings result in delivery by a carrier that does not support payment upon receipt, the second message may include prompting information to change the pickup time or delivery location settings. Furthermore, if the user's selected delivery option does not support payment upon receipt, the second message may include prompting information recommending changing the delivery option. Refer to FIG. 7 for an example of this embodiment.

[0070] FIG. 7 illustrates an example of a second message including inductive information in a payment support method according to one embodiment.

[0071] Figure 7 illustrates an example of a second message that may be displayed when a user selects convenience store pickup from the first list, but the operator of the selected convenience store does not support payment upon pickup or payment upon pickup is not available at that convenience store for other reasons. However, payment upon pickup becomes available when another nearby convenience store is selected. By providing such a second message to the user terminal (110), the user can easily utilize payment upon pickup.

[0072] According to one embodiment, the electronic device (100) may provide a third list indicating item information to the user terminal (110) based on order information. The third list may be in the form of a list including the names and quantities of items selected by the user. Additionally, the third list may be provided on the checkout page, along with the first and second lists.

[0073] In one embodiment, the electronic device (100) may provide a third message including such content to the user terminal (110) along with a third list when the selection of the first payment option is limited by at least some of the items selected by the user. Refer to FIG. 8 to confirm such an embodiment.

[0074] FIG. 8 illustrates an example of a third list and a third message related to item information of a payment support method according to one embodiment.

[0075] For example, as shown in FIG. 8, let's assume that a user ordered a negative ion hair dryer, fruit-scented hair essence, and a pasta pot, and ordered the negative ion hair dryer and fruit-scented hair essence as a bundled product. In this case, the third list can display such items as a list, and since the negative ion hair dryer and fruit-scented hair essence were purchased as a bundle, payment may not be possible upon receipt due to the selection of such products. Such information can be provided to the user terminal (110), as shown in the third message (114) of FIG. 8.

[0076] The first through third messages above can be provided even if the first payment option is not selected. For example, even if the second payment option is selected, if the user has previously made a payment using the first payment option, the first through third messages can be provided through the above process.

[0077] According to one embodiment, when the selection of the first payment option and the order progress are confirmed from the user terminal (110), the electronic device (100) may provide the user terminal (110) with a fourth message including information indicating that the order has been completed without a separate payment by the user at that point in time. The fourth message, according to one embodiment, may be included in a payment completion page and may have a format designated for payment upon receipt, which may be different from the format of a second payment option other than the first payment option, for example, a card payment. For example, in the case of the second payment option, a message indicating that the order has been completed may be provided to the user terminal (110) in a format including information such as payment completion and payment amount, whereas in the case of the first payment option, a message may be provided to the user terminal (110) in a format that does not include payment-related information as described above.

[0078] According to one embodiment, when a request for status information on an item is confirmed from a user terminal (110), a fifth message including status information having a format specified for the first payment option may be provided to the user terminal (110). That is, when a user is curious about the delivery status of an item and requests status information on the item through the user terminal (110), the status information may be provided to the user through the delivery status page of the user terminal (110). In this case, in the case of the first payment option, unlike other payment options, payment is not made upon ordering but upon receipt, so the first stage of the item status information may correspond to the payment completion stage for other payment options, but may correspond to the order completion stage for the first payment option.

[0079] According to one embodiment, to complete the payment process according to the first payment option, the electronic device (100) may obtain payment information from the recipient terminal corresponding to the selected delivery option. For example, in the case of delivery through a general delivery person, payment information indicating that payment for the corresponding order has been completed may be input into the electronic device (100) from the delivery person's terminal, and in the case of convenience store pickup delivery, from the convenience store employee's terminal. Accordingly, the electronic device (100) may complete the payment process. In this case, the electronic device (100) may have already transmitted a message containing information on the amount to be paid to the recipient terminal. Of course, it is self-evident that an embodiment in which the service is provided through an overall settlement with the delivery company or convenience store operator is also possible, without a separate procedure for obtaining and confirming payment information.

[0080] Figure 9 shows a block diagram of an electronic device according to one embodiment.

[0081] The electronic device (100) may include, according to one embodiment, storage (102) and a processor (103). The electronic device (100) illustrated in FIG. 9 illustrates components related to the present embodiment. Accordingly, those skilled in the art will appreciate that, in addition to the components illustrated in FIG. 9, other general-purpose components may be included. In one embodiment, the processor (103) may be included in a controller.

[0082] The processor (103) can control the overall operation of the electronic device (100) and process data and signals. The processor (103) can be composed of at least one hardware unit. In addition, the processor (103) can operate by one or more software modules generated by executing program codes stored in the storage (102). The processor (103) can include the storage (102), and the processor (103) can control the overall operation of the electronic device (100) and process data and signals by executing the program codes stored in the storage (102).

[0083] The processor (103) may provide a first list including at least one selectable delivery option related to delivery of an item to a user terminal, confirm a delivery option selected from the user terminal based on the first list, and provide a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal.

[0084] According to an embodiment, the electronic device (100) may additionally include a transceiver (101) for performing wired / wireless communication. The electronic device (100) may communicate with an external electronic device using the transceiver (101). The external electronic device may be a terminal or a server. In addition, the communication technologies used by the transceiver (101) may include GSM (Global System for Mobile communication), CDMA (Code Division Multi Access), LTE (Long Term Evolution), 5G, WLAN (Wireless LAN), Wi-Fi (Wireless-Fidelity), Bluetooth (Bluetooth), RFID (Radio Frequency Identification), Infrared Data Association (IrDA), ZigBee, NFC (Near Field Communication), etc.

[0085] The electronic device according to the above-described embodiments may include a processor, a memory for storing and executing program data, permanent storage such as a disk drive, a communication port for communicating with an external device, a user interface device such as a touch panel, a key, a button, etc. The methods implemented as software modules or algorithms may be stored on a computer-readable recording medium as computer-readable codes or program instructions executable on the processor. Here, the computer-readable recording medium includes a magnetic storage medium (e.g., read-only memory (ROM), random-access memory (RAM), floppy disk, hard disk, etc.) and an optical reading medium (e.g., CD-ROM, DVD: Digital Versatile Disc)). The computer-readable recording medium may be distributed to computer systems connected to a network, so that the computer-readable code may be stored and executed in a distributed manner. The medium may be readable by a computer, stored in a memory, and executed by a processor.

[0086] The present embodiment may be represented by functional block configurations and various processing steps. These functional blocks may be implemented by various hardware and / or software configurations that perform specific functions. For example, the embodiment may employ direct circuit configurations such as memory, processing, logic, look-up tables, etc., which may perform various functions under the control of one or more microprocessors or other control devices. Similarly, the present embodiment may be implemented in a programming or scripting language such as C, C++, Java, assembler, etc., including various algorithms implemented as a combination of data structures, processes, routines, or other programming configurations. Functional aspects may be implemented as algorithms that execute on one or more processors. Furthermore, the present embodiment may employ conventional techniques for electronic configuration, signal processing, and / or data processing. Terms such as "mechanism," "element," "means," and "composition" can be used broadly and are not limited to mechanical or physical structures. These terms can also encompass a series of software routines, such as those associated with a processor.

[0087] The above-described embodiments are merely examples, and other embodiments may be implemented within the scope of the claims set forth below.

Claims

1. In the method of supporting payment by electronic device, Providing a user terminal with a first list comprising at least one selectable shipping option related to shipping of an item; A step of confirming a delivery option selected from the user terminal based on the first list; and A payment support method comprising: providing a second list to the user terminal indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option.

2. In paragraph 1, The step of providing the above second list to the user terminal is: A step of checking whether the selection of the first payment option, which is one of the payment options, is restricted based on at least some of the order information, the type information of the selected delivery option, and the user information; and A payment support method comprising the step of providing the second list including the disabled first payment option to the user terminal when the selection of the first payment option is limited. Payment support methods.

3. In paragraph 2, The step of checking whether the selection of the above first payment option is limited is as follows: A payment support method for determining whether the selection of the first payment option is limited by determining whether the type information of the selected delivery option corresponds to type information applicable to the first payment option.

4. In paragraph 2, The step of checking whether the selection of the above first payment option is limited is as follows: A payment support method for determining whether the selection of the first payment option is limited based on at least some of the order amount information and shipping cost information included in the order information.

5. In paragraph 2, The step of checking whether the selection of the above first payment option is limited is as follows: A payment support method for determining whether the selection of the first payment option is limited based on the bundle information included in the above order information.

6. In paragraph 2, The step of checking whether the selection of the above first payment option is limited is as follows: A payment support method for determining whether selection of the first payment option is restricted based on restriction information included in the user information.

7. In paragraph 2, The step of providing the above second list to the user terminal is: A payment support method, wherein a first message indicating that the first payment option is disabled is provided to the user terminal together with the second list.

8. In paragraph 7, A payment support method, wherein, together with the first message, a second message is provided to the user terminal based on at least some of the information on why the selection of the first payment option is limited.

9. In paragraph 8, A payment support method, wherein when there are multiple reasons for limiting the selection of the first payment option, the second message is provided based on at least some of the reason information selected based on the set priority information.

10. In paragraph 8, A payment support method, wherein the second message includes guidance information for guiding the user to adjust at least some of the order information and the selected delivery option so that the user can use the first payment option, corresponding to the reason information.

11. In paragraph 2, A payment support method further comprising a step of providing a third list indicating information of the item to the user terminal based on the order information.

12. In paragraph 11, The step of providing the above third list to the user terminal is: A payment support method, wherein, if it is determined that the selection of the first payment option is limited based on at least some of the order information corresponding to at least some of the items, a third message indicating that the selection of the first payment option is limited by at least some of the items is provided to the user terminal along with the third list.

13. In paragraph 2, The above first payment option is a payment support method related to payment upon receipt of the above item.

14. In paragraph 13, A payment support method further comprising the step of providing a fourth message to the user terminal, which includes information indicating that the order has been completed without a separate payment by the user at that point in time, when selection of the first payment option and order progress are confirmed from the user terminal based on the second list.

15. In paragraph 14, A payment support method further comprising the step of providing a fifth message including status information having a format specified for the first payment option to the user terminal when a request for status information for the item is confirmed from the user terminal.

16. In paragraph 13, A payment support method further comprising a step of obtaining payment information from a recipient terminal corresponding to the delivery option selected from the user terminal.

17. A non-transitory computer-readable recording medium having recorded thereon a program for executing the method of any one of claims 1 to 16 on a computer.

18. An electronic device that provides a method of supporting payment for items, transceiver; one or more processors; and comprising storage for storing one or more instructions executed by said one or more processors; An electronic device wherein the one or more processors provide a first list including at least one selectable delivery option related to delivery of an item to a user terminal, confirm a delivery option selected from the user terminal based on the first list, and provide a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal.

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