Electronic device and method for registering essentials, and non-transitory computer-readable storage medium

The integration of a vision language model and generative AI in a digital wallet automates the categorization and registration of transaction items, addressing inefficiencies in manual input and enhancing user experience.

WO2026005451A1PCT designated stage Publication Date: 2026-01-02SAMSUNG ELECTRONICS CO LTD
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Patent Information

Application Number
PCT/KR2025/008832
Authority / Receiving Office
WO · WO
Patent Type
Applications
Current Assignee / Owner
Priority Date
2024-07-26
Filing Date
2025-06-24
Publication Date
2026-01-02

AI Technical Summary

Technical Problem

Existing digital wallet applications struggle to efficiently categorize and register various transaction-related items such as credit cards, boarding passes, and coupons on mobile devices, often requiring manual input and lacking automation for image-based data processing.

Method used

An electronic device equipped with a vision language model (VLM) and generative AI model processes image data to identify and categorize transaction items, generating visual content for registration in a digital wallet, utilizing a camera, AI models like vision transformers, and prompt templates for efficient automation.

Benefits of technology

Automates the categorization and registration of transaction items, enhancing user experience by reducing manual input and improving efficiency in managing digital assets like credit cards, boarding passes, and coupons.

✦ Generated by Eureka AI based on patent content.

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Abstract

This electronic device can: acquire a first user input for a first user interface for adding a means for a transaction on a first screen of a digital wallet displayed on a display; on the basis of acquiring the first user input for the first user interface, display, through the display, a second screen for acquiring image data related to the means for the transaction; and, on the basis of inputting the image data into a vision language model on the basis of acquiring a second user input for determining the image data related to the means for the transaction, acquire, on the second screen, text data related to the means for the transaction indicated by the image data. The text data can include information for determining a category of the means for the transaction. In the electronic device, the digital wallet can register the means for the transaction in a category indicated by the text data from among a plurality of categories.
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Description

Electronic device, method, and non-transitory computer-readable storage medium for registering essentials

[0001] The following descriptions relate to an electronic device, method, and non-transitory computer-readable storage medium for registering an essential.

[0002] There is a single application (e.g., a digital wallet) that manages credit cards for online or offline payments, information for digital authentication (or electronic signatures), identification, boarding passes, tickets, or coupons on a mobile device. An example of a digital wallet is Samsung Wallet.

[0003] An electronic device is disclosed. The electronic device may include a display, at least one processor including a processing circuit, and a memory storing instructions and including one or more storage media. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to obtain a first user input for a first user interface for adding a means for a transaction on a first screen of a digital wallet displayed on the display. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to display, through the display, a second screen for obtaining image data related to the means for the transaction based on obtaining the first user input for the first user interface. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to: obtain, on the second screen, a second user input that determines the image data associated with the means for the transaction; and input the image data into a vision language model (VLM), obtain text data associated with the means for the transaction represented by the image data. The text data may include information for determining a category of the means for the transaction. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to cause the digital wallet to register the means for the transaction in a category represented by the text data among a plurality of categories.

[0004] A method is disclosed. The method can be performed in an electronic device including a display. The method can include obtaining a first user input for a first user interface for adding a means for a transaction on a first screen of a digital wallet displayed on the display. The method can include displaying a second screen for obtaining image data related to the means for the transaction based on obtaining the first user input for the first user interface through the display. The method can include obtaining text data related to the means for the transaction represented by the image data based on obtaining a second user input for determining the image data related to the means for the transaction on the second screen, based on inputting the image data into a vision language model (VLM). The text data can include information for determining a category of the means for the transaction. The method can include registering the means for the transaction in a category represented by the text data among a plurality of categories by the digital wallet.

[0005] A non-transitory computer-readable storage medium is disclosed. The non-transitory computer-readable storage medium may store a program including instructions. The instructions, when executed individually or collectively by at least one processor of an electronic device including a display, may cause the electronic device to obtain a first user input for a first user interface for adding a means for a transaction on a first screen of a digital wallet displayed on the display. The instructions, when executed individually or collectively by the at least one processor, may cause the electronic device to display, through the display, a second screen for obtaining image data related to the means for the transaction based on obtaining the first user input for the first user interface. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to: obtain, on the second screen, a second user input that determines the image data associated with the means for the transaction; and input the image data into a vision language model (VLM), obtain text data associated with the means for the transaction represented by the image data. The text data may include information for determining a category of the means for the transaction. The instructions, when individually or collectively executed by the at least one processor, may cause the electronic device to cause the digital wallet to register the means for the transaction in a category represented by the text data from among a plurality of categories.

[0006] FIG. 1 is a block diagram of an electronic device within a network environment according to various embodiments.

[0007] Figure 2 is a block diagram of an electronic device according to one embodiment.

[0008] FIG. 3 is a flowchart illustrating the operation of an electronic device according to one embodiment.

[0009] FIG. 4A is a diagram illustrating a screen of a digital wallet according to one embodiment.

[0010] FIG. 4b and FIG. 4c are diagrams illustrating a screen for acquiring image data according to one embodiment.

[0011] FIG. 5 is a diagram illustrating a screen showing essential information according to one embodiment.

[0012] FIGS. 6A to 6D are diagrams illustrating screens showing information about essentials according to essential categories, according to one embodiment.

[0013] FIG. 7 is a diagram illustrating a screen for selecting a method for obtaining essential information according to one embodiment.

[0014] FIG. 8 is a flowchart illustrating an operation of an electronic device registering an essential according to one embodiment.

[0015] FIG. 9A is a diagram illustrating essential data representing essentials according to one embodiment.

[0016] FIG. 9b is a diagram illustrating a screen for classifying essentials according to one embodiment.

[0017] FIG. 9c is a diagram illustrating a screen showing essentials included in an essential category according to one embodiment.

[0018] FIG. 10 is a flowchart illustrating an operation of an electronic device to update an essential according to one embodiment.

[0019] FIG. 11 is a flowchart illustrating an operation of an electronic device to update an essential according to one embodiment.

[0020] FIG. 12 is a diagram illustrating essential data representing an updated essential according to one embodiment.

[0021] FIG. 13 is a block diagram of electronic devices and servers according to one embodiment.

[0022] FIG. 1 is a block diagram of an electronic device (101) within a network environment (100) according to various embodiments.

[0023] Referring to FIG. 1, in a network environment (100), an electronic device (101) may communicate with an electronic device (102) via a first network (198) (e.g., a short-range wireless communication network), or may communicate with at least one of an electronic device (104) or a server (108) via a second network (199) (e.g., a long-range wireless communication network). According to one embodiment, the electronic device (101) may communicate with the electronic device (104) via the server (108). According to one embodiment, the electronic device (101) may include a processor (120), a memory (130), an input module (150), an audio output module (155), a display module (160), an audio module (170), a sensor module (176), an interface (177), a connection terminal (178), a haptic module (179), a camera module (180), a power management module (188), a battery (189), a communication module (190), a subscriber identification module (196), or an antenna module (197). In some embodiments, the electronic device (101) may omit at least one of these components (e.g., the connection terminal (178)), or may have one or more other components added. In some embodiments, some of these components (e.g., the sensor module (176), the camera module (180), or the antenna module (197)) may be integrated into one component (e.g., the display module (160)).

[0024] The processor (120) may, for example, execute software (e.g., a program (140)) to control at least one other component (e.g., a hardware or software component) of the electronic device (101) connected to the processor (120) and perform various data processing or operations. According to one embodiment, as at least a part of the data processing or operations, the processor (120) may store commands or data received from other components (e.g., a sensor module (176) or a communication module (190)) in a volatile memory (132), process the commands or data stored in the volatile memory (132), and store result data in a non-volatile memory (134). According to one embodiment, the processor (120) may include a main processor (121) (e.g., a central processing unit or an application processor) or an auxiliary processor (123) (e.g., a graphics processing unit, a neural processing unit (NPU), an image signal processor, a sensor hub processor, or a communication processor) that can operate independently or together with the main processor (121). For example, when the electronic device (101) includes the main processor (121) and the auxiliary processor (123), the auxiliary processor (123) may be configured to use less power than the main processor (121) or to be specialized for a given function. The auxiliary processor (123) may be implemented separately from the main processor (121) or as a part thereof.

[0025] The auxiliary processor (123) may control at least a portion of functions or states associated with at least one component (e.g., a display module (160), a sensor module (176), or a communication module (190)) of the electronic device (101), for example, on behalf of the main processor (121) while the main processor (121) is in an inactive (e.g., sleep) state, or together with the main processor (121) while the main processor (121) is in an active (e.g., application execution) state. In one embodiment, the auxiliary processor (123) (e.g., an image signal processor or a communication processor) may be implemented as a part of another functionally related component (e.g., a camera module (180) or a communication module (190)). In one embodiment, the auxiliary processor (123) (e.g., a neural network processing unit) may include a hardware structure specialized for processing artificial intelligence models. The artificial intelligence models may be generated through machine learning. This learning can be performed, for example, on the electronic device (101) itself where the artificial intelligence model is executed, or can be performed through a separate server (e.g., server (108)). The learning algorithm can include, for example, supervised learning, unsupervised learning, semi-supervised learning, or reinforcement learning, but is not limited to the examples described above. The artificial intelligence model can include multiple artificial neural network layers.The artificial neural network may be one of a deep neural network (DNN), a convolutional neural network (CNN), a recurrent neural network (RNN), a restricted Boltzmann machine (RBM), a deep belief network (DBN), a bidirectional recurrent deep neural network (BRDNN), a deep Q-network, or a combination of two or more of the above, but is not limited to the examples described above. In addition to, or alternatively to, a hardware structure, an artificial intelligence model may include a software structure.

[0026] The memory (130) can store various data used by at least one component (e.g., processor (120) or sensor module (176)) of the electronic device (101). The data can include, for example, software (e.g., program (140)) and input data or output data for commands related thereto. The memory (130) can include volatile memory (132) or non-volatile memory (134).

[0027] The program (140) may be stored as software in the memory (130) and may include, for example, an operating system (142), middleware (144), or an application (146).

[0028] The input module (150) can receive commands or data to be used in a component of the electronic device (101) (e.g., a processor (120)) from an external source (e.g., a user) of the electronic device (101). The input module (150) can include, for example, a microphone, a mouse, a keyboard, a key (e.g., a button), or a digital pen (e.g., a stylus pen).

[0029] The audio output module (155) can output audio signals to the outside of the electronic device (101). The audio output module (155) can include, for example, a speaker or a receiver. The speaker can be used for general purposes, such as multimedia playback or recording playback. The receiver can be used to receive incoming calls. In one embodiment, the receiver can be implemented separately from the speaker or as part of the speaker.

[0030] The display module (160) can visually provide information to an external party (e.g., a user) of the electronic device (101). The display module (160) may include, for example, a display, a holographic device, or a projector and a control circuit for controlling the device. According to one embodiment, the display module (160) may include a touch sensor configured to detect a touch, or a pressure sensor configured to measure the intensity of a force generated by the touch.

[0031] The audio module (170) can convert sound into an electrical signal, or vice versa, convert an electrical signal into sound. According to one embodiment, the audio module (170) can acquire sound through the input module (150), output sound through the sound output module (155), or an external electronic device (e.g., electronic device (102)) (e.g., speaker or headphone) directly or wirelessly connected to the electronic device (101).

[0032] The sensor module (176) can detect the operating status (e.g., power or temperature) of the electronic device (101) or the external environmental status (e.g., user status) and generate an electrical signal or data value corresponding to the detected status. According to one embodiment, the sensor module (176) can include, for example, a gesture sensor, a gyro sensor, a barometric pressure sensor, a magnetic sensor, an acceleration sensor, a grip sensor, a proximity sensor, a color sensor, an IR (infrared) sensor, a biometric sensor, a temperature sensor, a humidity sensor, or an illuminance sensor.

[0033] The interface (177) may support one or more designated protocols that may be used to directly or wirelessly connect the electronic device (101) with an external electronic device (e.g., the electronic device (102)). In one embodiment, the interface (177) may include, for example, a high definition multimedia interface (HDMI), a universal serial bus (USB) interface, an SD card interface, or an audio interface.

[0034] The connection terminal (178) may include a connector through which the electronic device (101) may be physically connected to an external electronic device (e.g., electronic device (102)). According to one embodiment, the connection terminal (178) may include, for example, an HDMI connector, a USB connector, an SD card connector, or an audio connector (e.g., a headphone connector).

[0035] The haptic module (179) can convert electrical signals into mechanical stimuli (e.g., vibration or movement) or electrical stimuli that a user can perceive through tactile or kinesthetic sensations. According to one embodiment, the haptic module (179) can include, for example, a motor, a piezoelectric element, or an electrical stimulation device.

[0036] The camera module (180) can capture still images and videos. According to one embodiment, the camera module (180) may include one or more lenses, image sensors, image signal processors, or flashes.

[0037] The power management module (188) can manage power supplied to the electronic device (101). According to one embodiment, the power management module (188) can be implemented as, for example, at least a part of a power management integrated circuit (PMIC).

[0038] A battery (189) may power at least one component of the electronic device (101). In one embodiment, the battery (189) may include, for example, a non-rechargeable primary battery, a rechargeable secondary battery, or a fuel cell.

[0039] The communication module (190) may support the establishment of a direct (e.g., wired) communication channel or a wireless communication channel between the electronic device (101) and an external electronic device (e.g., electronic device (102), electronic device (104), or server (108)), and the performance of communication through the established communication channel. The communication module (190) may operate independently from the processor (120) (e.g., application processor) and may include one or more communication processors that support direct (e.g., wired) communication or wireless communication. According to one embodiment, the communication module (190) may include a wireless communication module (192) (e.g., a cellular communication module, a short-range wireless communication module, or a global navigation satellite system (GNSS) communication module) or a wired communication module (194) (e.g., a local area network (LAN) communication module, or a power line communication module). Among these communication modules, the corresponding communication module can communicate with an external electronic device (104) via a first network (198) (e.g., a short-range communication network such as Bluetooth, wireless fidelity (WiFi) direct, or infrared data association (IrDA)) or a second network (199) (e.g., a long-range communication network such as a legacy cellular network, a 5G network, a next-generation communication network, the Internet, or a computer network (e.g., a LAN or WAN)). These various types of communication modules can be integrated into a single component (e.g., a single chip) or implemented as multiple separate components (e.g., multiple chips). The wireless communication module (192) can verify or authenticate the electronic device (101) within a communication network such as the first network (198) or the second network (199) by using subscriber information (e.g., an international mobile subscriber identity (IMSI)) stored in the subscriber identification module (196).

[0040] The wireless communication module (192) can support 5G networks and next-generation communication technologies following the 4G network, such as NR access technology (new radio access technology). The NR access technology can support high-speed transmission of high-capacity data (eMBB (enhanced mobile broadband)), minimization of terminal power and connection of multiple terminals (mMTC (massive machine type communications)), or high reliability and low latency (URLLC (ultra-reliable and low-latency communications)). The wireless communication module (192) can support, for example, a high-frequency band (e.g., mmWave band) to achieve a high data transmission rate. The wireless communication module (192) can support various technologies for securing performance in a high-frequency band, such as beamforming, massive multiple-input and multiple-output (MIMO), full dimensional MIMO (FD-MIMO), array antenna, analog beam-forming, or large scale antenna. The wireless communication module (192) can support various requirements specified in the electronic device (101), an external electronic device (e.g., the electronic device (104)), or a network system (e.g., the second network (199)). According to one embodiment, the wireless communication module (192) can support a peak data rate (e.g., 20 Gbps or more) for eMBB realization, a loss coverage (e.g., 664 dB or less) for mMTC realization, or a U-plane latency (e.g., 0.5 ms or less for downlink (DL) and uplink (UL), or 6 ms or less for round trip) for URLLC realization.

[0041] The antenna module (197) can transmit or receive signals or power to or from an external device (e.g., an external electronic device). In one embodiment, the antenna module (197) may include an antenna including a radiator formed of a conductor or a conductive pattern formed on a substrate (e.g., a PCB). In one embodiment, the antenna module (197) may include a plurality of antennas (e.g., an array antenna). In this case, at least one antenna suitable for a communication method used in a communication network, such as the first network (198) or the second network (199), may be selected from the plurality of antennas, for example, by the communication module (190). A signal or power may be transmitted or received between the communication module (190) and an external electronic device via the at least one selected antenna. In some embodiments, in addition to the radiator, another component (e.g., a radio frequency integrated circuit (RFIC)) may be additionally formed as a part of the antenna module (197).

[0042] According to various embodiments, the antenna module (197) may form a mmWave antenna module. In one embodiment, the mmWave antenna module may include a printed circuit board, an RFIC disposed on or adjacent a first side (e.g., a bottom side) of the printed circuit board and capable of supporting a designated high-frequency band (e.g., a mmWave band), and a plurality of antennas (e.g., an array antenna) disposed on or adjacent a second side (e.g., a top side or a side side) of the printed circuit board and capable of transmitting or receiving signals in the designated high-frequency band.

[0043] At least some of the above components can be interconnected and exchange signals (e.g., commands or data) with each other via a communication method between peripheral devices (e.g., a bus, GPIO (general purpose input and output), SPI (serial peripheral interface), or MIPI (mobile industry processor interface)).

[0044] According to one embodiment, commands or data may be transmitted or received between the electronic device (101) and an external electronic device (104) via a server (108) connected to a second network (199). Each of the external electronic devices (102 or 104) may be the same or a different type of device as the electronic device (101). According to one embodiment, all or part of the operations executed in the electronic device (101) may be executed in one or more of the external electronic devices (102, 104, or 108). For example, when the electronic device (101) is to perform a certain function or service automatically or in response to a request from a user or another device, the electronic device (101) may, instead of or in addition to executing the function or service itself, request one or more external electronic devices to perform the function or at least a part of the service. One or more external electronic devices that receive the request may execute at least a portion of the requested function or service, or an additional function or service related to the request, and transmit the result of the execution to the electronic device (101). The electronic device (101) may process the result as is or additionally and provide it as at least a portion of a response to the request. For this purpose, cloud computing, distributed computing, mobile edge computing (MEC), or client-server computing technology may be used, for example. The electronic device (101) may provide an ultra-low latency service by using distributed computing or mobile edge computing, for example. In another embodiment, the external electronic device (104) may include an Internet of Things (IoT) device. The server (108) may be an intelligent server utilizing machine learning and / or a neural network. According to one embodiment, the external electronic device (104) or the server (108) may be included in the second network (199).The electronic device (101) can be applied to intelligent services (e.g., smart home, smart city, smart car, or healthcare) based on 5G communication technology and IoT-related technology.

[0045] Figure 2 is a block diagram of an electronic device according to one embodiment.

[0046] Referring to FIG. 2, the electronic device (101) may include a processor (120), a memory (130), a camera (280), and a communication circuit (290). In one embodiment, the processor (120), the memory (130), the camera (280), and the communication circuit (290) of FIG. 2 may correspond to the processor (120), the memory (130), the camera module (180), and the communication module (190) of FIG. 1, respectively.

[0047] In one embodiment, the memory (130) may include, as a program (140), a digital wallet (210), a camera application (APP) (220), a vision language model (230), a generative AI (artificial intelligence) model (240), a gallery APP (250), and a notification manager (260). In FIG. 2, the generative AI model (240) is illustrated as being included in the program (140) of the electronic device (101), but this is merely an example. Depending on the embodiment, the generative AI model (240) may be included externally (e.g., in a server (108) or a second server (1302) of FIG. 13).

[0048] In one embodiment, the digital wallet (210), the camera APP (220), the vision language model (230), the generative AI model (240), the gallery APP (250), and the notification manager (260) may include instructions. The instructions, when executed by the processor (120), may cause the electronic device (101) to perform functions of the digital wallet (210), the camera application APP (220), the vision language model (230), the generative AI model (240), the gallery APP (250), and / or the notification manager (260).

[0049] In one embodiment, the digital wallet (210) may provide a platform service that allows a user of an electronic device (101) to use services provided by a manufacturer (or a manufacturer of the digital wallet (210)) and / or a third party in one application.

[0050] In one embodiment, the digital wallet (210) may provide a service for managing a user's essentials (or credentials) (or means for transactions) and verifying the user using authentication data (e.g., biometric data or password). In one embodiment, the essentials (or credentials) (or means for transactions) may represent (collectively) a credit card (or payment card), an identity card, an electronic certificate, a bank account, a digital key (e.g., house keys, car keys), a ticket, a coupon, a membership, or a boarding pass. In one embodiment, a transaction may represent a process for business (transaction of goods or services) or an action for exchanging data. For example, a transaction may represent an action for exchanging data for payment, identity verification, account transfer, unlocking, and / or use of a ticket, coupon, membership, or boarding pass. Hereinafter, the essentials, credentials, or means for transactions may be referred to as essentials.

[0051] In one embodiment, the digital wallet (210) can register the essential by matching it to a user account of the electronic device (101).

[0052] In one embodiment, a digital wallet (210) may include a client (211) and a prompt generator (215).

[0053] In one embodiment, the client (211) may communicate with a server (108) associated with a digital wallet (210) via a communication circuit (290). In one embodiment, the server (108) may store data of an essential registered in the digital wallet (210) associated with the digital wallet (210). In one embodiment, the server (108) may correspond to the server (108) of FIG. 1.

[0054] In one embodiment, the prompt generator (215) may generate a prompt. In one embodiment, the prompt may include at least one sentence (or at least one word) to guide the creation of a card (or visual object) (or content) (or image) based on an essential element. For example, the digital wallet (210) may generate a prompt based on a plurality of prompt templates.

[0055] For example, the digital wallet (210) may manage (or store) one or more prompt templates for each category of essentials, as shown in Table 1 below. In addition, for example, the digital wallet (210) may manage (or store) one or more prompt templates according to an event (or satisfaction of a condition), as shown in Table 2 below. For example, the categories of essentials may include payment cards, accounts, memberships, coupons, digital keys, mobile IDs, boarding passes, and / or tickets, but are not limited thereto. For example, the categories of essentials may include digital assets (e.g., cryptocurrencies, electric vehicle charging cards, and / or electronic certificates). Hereinafter, the categories of essentials may be referred to as essential categories.

[0056] Essential CategoriesPrompt TemplatesCredit CardsPrompt Template 1 for Credit Cards...Prompt Template n for Credit Cards...Boarding PassesPrompt Template 1 for Boarding Passes...Prompt Template m for Boarding Passes

[0057] For example, prompt templates for essential categories may include one or more sentences (or at least one word) that relate to items related to the essential category. For example, prompt templates for boarding passes may include one or more sentences (or at least one word) that define characteristics (e.g., placement, size, font, color) of the airline and / or boarding information (e.g., origin, destination, departure time, arrival time, passengers).

[0058] Event Prompt Templates Location-based Events Prompt Template 1 for Location-based Events... Prompt Template k for Location-based Events... Time-based Events Prompt Template 1 for Time-based Events... Prompt Template l for Time-based Events

[0059] For example, prompt templates for events may include one or more sentences (or at least one word) that relate to items related to the event. For example, prompt templates for location-based events may include one or more sentences (or at least one word) that define the characteristics (e.g., placement, size, font, color) of required location-related information (e.g., airport facilities in the case of a boarding pass) according to an essential category.

[0060] In one embodiment, the camera APP (220) can control the camera (280) to capture images (or photos) and / or videos. For example, the camera APP (220) can provide data (hereinafter, image data) regarding acquired (or captured) images (or photos) to another application (e.g., a digital wallet (210)) based on a request from the other application. However, the present invention is not limited thereto. For example, the digital wallet (210) can control the camera (280) to capture images (or photos) and / or videos without going through the camera APP (220). The digital wallet (210) can capture images (or photos) and / or videos by controlling the camera (280) without going through the camera APP (220).

[0061] In one embodiment, the vision language model (230) may be an AI model that combines an AI model for processing images (or vision) and an AI model for processing language. For example, the vision language model (230) may extract meaning from an image and output the extracted meaning as text. For example, the vision language model (230) may be an AI model such as a vision transformer or a ResNet model.

[0062] In one embodiment, the generative AI model (240) may include an AI model including a plurality of parameters related to a neural network having a structure based on an encoder and a decoder, such as a transformer. In one embodiment, the generative AI model (240) may include a bi-directional model based on learning about an encoder (e.g., bidirectional encoder representations from transformers (BERT)) or an auto-encoding model (e.g., a diffusion model). In one embodiment, the generative AI model (240) may include an auto-regressor model based on learning about a decoder (e.g., a generative pre-trained transformer (GPT)). In one embodiment, the generative AI model (240) may include a sequence-to-sequence model (e.g., stable diffusion, DALL-E 2) based on learning about an encoder and a decoder. In one embodiment, the generative AI model (240) may include a large language model (LLM) for processing natural language based on a massive number of parameters, but is not limited thereto. The generative AI model (240) may include parameters for driving a neural network such as a convolutional neural network (CNN), a recurrent neural network (RNN), a feedforward neural network (FNN), and / or a long short-term memory (LSTM).

[0063] In one embodiment, the generative AI model (240) can generate visual content based on a prompt. In one embodiment, the visual content can represent essential information. Although the description of FIG. 2 illustrates the generative AI model (240) generating visual content based on a prompt, this is merely an example. In one embodiment, the visual content can be generated by an external generative AI model (e.g., server (108) or the second server (1302) of FIG. 13).

[0064] In one embodiment, the gallery APP (250) may be a viewer for images (or photos) and / or videos. In one embodiment, the gallery APP (250) may manage images (or photos) and / or videos stored in the memory (130) of the electronic device (101). For example, the gallery APP (250) may provide selected image data to another application (e.g., a digital wallet (210)) based on a request from the other application. However, the present invention is not limited thereto. For example, the digital wallet (210) may access images (or photos) and / or videos stored in the memory (130) without going through the gallery APP (250). For example, the digital wallet (210) may access images (or photos) and / or videos stored in the memory (130) through a file system that structures data stored in the memory (130) without going through the gallery APP (250). Accordingly, the digital wallet (210) can obtain images (or photos) and / or videos stored in the memory (130) by accessing the memory (130) through the file system, without going through the gallery APP (250).

[0065] In one embodiment, the notification manager (260) may provide a function for notifying a designated application of the occurrence of a designated event. For example, the designated event may be an event related to an essential. For example, the designated event may be an event indicating the fulfillment of a condition for updating the essential. For example, if the essential is a boarding pass, the notification manager (260) may notify the digital wallet (210) of the occurrence of the designated event when the location of the electronic device (101) is within a designated distance from the departure point. In one embodiment, the digital wallet (210) may determine whether to update the essential associated with the designated event based on the notification from the notification manager (260).

[0066] Hereinafter, with reference to FIGS. 3 to 5, the operation of registering an essential by an electronic device (101) is described.

[0067] FIG. 3 is a flowchart illustrating the operation of an electronic device according to an embodiment. FIG. 4a is a diagram illustrating a screen of a digital wallet according to an embodiment. FIG. 4b and FIG. 4c are diagrams illustrating a screen for acquiring image data according to an embodiment. FIG. 5 is a diagram illustrating a screen displaying essential information according to an embodiment.

[0068] FIGS. 3 to 5 may be described with reference to components of the electronic device (101) of FIGS. 1 and 2. The operations of FIG. 3 may be performed by the electronic device (101) and / or the processor (120) of FIGS. 1 and 2. Some of the operations of FIG. 3 may be omitted. The execution order of the operations of FIG. 3 may be changed.

[0069] Referring to FIG. 3, in operation 310, the electronic device (101) may display a first screen based on an application execution request. For example, the electronic device (101) may display a first screen of the digital wallet (210) based on obtaining a user input requesting execution of the digital wallet (210). In one embodiment, the first screen of the digital wallet (210) may be a main screen (or initial screen) of the digital wallet (210). For example, referring to FIG. 4A, the first screen (401) may include a user interface (e.g., an icon) (or affordance) (410) for adding an essential and an area (420) on which a visual object in the form of a card (or rectangle) representing at least one essential is displayed (hereinafter, referred to as an essential card).

[0070] In operation 320, the electronic device (101) may obtain a user input for a user interface for adding an essential on the first screen. For example, referring to FIG. 4A, the electronic device (101) may obtain a touch input (e.g., a press input) for selecting a user interface (410) on the first screen (401).

[0071] In operation 330, the electronic device (101) may display a second screen for image data based on a user input to the user interface. In one embodiment, the second screen may be a screen for obtaining image data related to the essential. For example, the second screen may be a screen of the digital wallet (210) generated by the digital wallet (210). For example, the second screen may be a screen of the digital wallet (210) for obtaining at least a portion of an image captured by the camera (280) as image data. For example, the second screen may be a screen of the digital wallet (210) that can access (e.g., search, select) image files in the file system of the electronic device (101). However, the present invention is not limited thereto. In one embodiment, the second screen may be a screen of an application other than the digital wallet (210). In one embodiment, the other application may be an application capable of obtaining or selecting image data.

[0072] For example, another application may be a camera APP (220) capable of capturing images. For example, referring to FIG. 4B, the second screen (402) may be a screen of the camera APP (220). For example, the second screen (402) may be a screen for capturing image data (430). For example, the second screen (402) may include a preview area (420) (or viewfinder) that represents at least a portion of an image captured by the camera (280). For example, the image captured by the camera (280) may be an image having a size corresponding to the FoV (field of view) of the camera (280). For example, at least a portion of the image may be a designated portion of the image corresponding to the preview area (420) among the FoVs of the camera (280).

[0073] For example, the other application may be a gallery APP (250) or a file search application that can search for image files in the file system of the electronic device (101). For example, referring to FIG. 4C, the second screen (403) may be a screen of the gallery APP (250). For example, the second screen (403) may display images (or a list of images) stored in the electronic device (101) and / or the server (108). For example, the images displayed on the second screen (403) may be thumbnails. For example, the images stored in the server (108) may be images accessible through a user account of a user of the electronic device (101).

[0074] In operation 340, the electronic device (101) can obtain image data from the second screen.

[0075] In one embodiment, the electronic device (101) can obtain image data by taking an image based on controlling the camera (280). For example, referring to FIG. 4B, the electronic device (101) can obtain image data (430) through the camera APP (220) in response to a user input for taking an image while the second screen (402) generated by the camera APP (220) is displayed.

[0076] In one embodiment, the electronic device (101) can obtain image data by identifying and selecting images stored in the electronic device (101) (or images stored in the server (108)) through a file system. For example, referring to FIG. 4C, the electronic device (101) can identify image data (440) corresponding to the thumbnail in response to a user input selecting at least one thumbnail among a plurality of thumbnails of images stored in the electronic device (101) (or images stored in the server (108)) while the second screen (403) generated by the gallery APP (250) is displayed.

[0077] In operation 350, the electronic device (101) may identify a category of essentials (hereinafter, “essential categories”) based on image data. For example, the essential categories may include payment cards (or credit cards) (or transportation cards), accounts, memberships, coupons, digital keys, mobile IDs, boarding passes, and / or tickets. However, the present invention is not limited thereto. For example, the essential categories may include digital assets (e.g., cryptocurrencies, electric vehicle charging cards, and / or electronic certificates).

[0078] For example, the electronic device (101) may extract (or obtain) (or identify) text data based on image data. For example, the electronic device (101) may extract (or obtain) (or identify) text data from the image data through the vision language model (230). In one embodiment, the text data may include text included in the image data. In one embodiment, the text data may include text representing a visual representation included in the image data. In one embodiment, the text data may include text representing an essential category based on the text (or visual representation) included in the image data. For example, if the image data is a boarding pass, the text included in the image data may represent the airline name, the customer name, and / or boarding information (e.g., origin, destination, departure time, arrival time, passenger). For example, if the image data is a boarding pass, the visual representation included in the image data may represent the airline's corporate identity (CI) (e.g., logo, color, font), and / or brand identity (BI). For example, if the image data is a boarding pass, the visual representation included in the image data may represent a code (e.g., a barcode, a QR (quick response) code) and / or an image (or background image) (or background color) of the boarding pass. For example, if the image data is a boarding pass, text indicating an essential category based on text (or visual representation) included in the image data may represent the boarding pass.

[0079] In some embodiments, text indicating an essential category may not be extracted from the image data. In this case, the electronic device (101) may query the user for the category of the essential category when it determines that the information for determining the category of the essential category is not identified in the image data (430, 440). For example, the electronic device (101) may display a screen of a digital wallet (210) that queries the user for the essential category. For example, the electronic device (101) may obtain user input while the screen for querying the essential category is displayed. For example, the electronic device (101) may determine information for determining the essential category based on user input received while the screen for querying the essential category is displayed.

[0080] In operation 360, the electronic device (101) may register an essential in an identified essential category. For example, the electronic device (101) may identify (or determine) an essential category based on text data. For example, the electronic device (101) may register an essential so that the essential is visible (or exposed) on a screen for simultaneously displaying one or more essentials classified into the identified essential category. For example, the electronic device (101) may register essential data through the digital wallet (210) so that the essential (or essential data) is displayed on a third screen (e.g., 903 of FIG. 9C) for displaying essentials of the same essential category as the essential category of the essential among multiple screens of the digital wallet (210). For example, the electronic device (101) can register essential data through the digital wallet (210) so that the registered essential is displayed at the front among the essentials displayed on the initial screen of the digital wallet (210) (e.g., screen (401) of FIG. 4A).

[0081] In one embodiment, the electronic device (101) may, before registering the essential, display information about the essential to be registered (hereinafter, “essential information”) to the user. For example, the essential information may include at least a portion of text data extracted from image data. For example, if the essential is a boarding pass, the essential information may include an essential category, an airline name, a customer name, and / or boarding information among the text data extracted from the image data. For example, the essential information may include an essential card representing the essential (or a visual object in the form of a card generated based on the text data). For example, the essential information may include a background image of the essential card generated based on the text data.

[0082] For example, referring to FIG. 5, the electronic device (101) may display a screen (501) including essential information. For example, the screen (501) may include an area (510) for indicating that it is a screen on which essential information is displayed.

[0083] For example, the screen (501) may include an area (520) where an essential card is displayed. In one embodiment, the essential card may be generated through a generative AI model (240) after registering the essential. In one embodiment, the essential card may be generated through a generative AI model (240) before registering the essential. For example, the essential card may be generated through a generative AI model (240) before displaying the screen (501).

[0084] For example, the electronic device (101) can obtain (or generate) (or identify) a prompt based on text data to generate an essential card. For example, the electronic device (101) can generate a prompt by inputting text data into a prompt generator (215). For example, the electronic device (101) can generate a prompt by inputting text data into a prompt template corresponding to an essential category among one or more prompt templates. For example, if the essential category is a boarding pass, the electronic device (101) can generate a prompt for a boarding pass in Table 4 below based on the prompt template for a boarding pass in Table 3 below.

[0085] Ticket format: Using the representative color of the <airline>, create a square ticket that is 15cm wide and 5cm tall. For the ticket contents, put <departure point> and <departure time> on the left, and <destination> and <arrival time> on the right. Ticket background image: At the bottom of the ticket, create an image related to the <destination> with a time background that matches the <arrival time>. Information related to the ticket contents: Below that, briefly write about the weather, city history, and tourist information for the <destination>. Add information about the <top 3 restaurants> found based on the <most used cards> in the <destination>. Lastly, write how to use Samsung Pay in the <destination>.

[0086] Ticket Format: Using AAA's representative colors, create a square ticket measuring 15 cm wide and 5 cm high. For the ticket content, enter Seoul / Incheon and June 28, 2024, 09:00 on the left, and Da Nang and June 28, 2024, 13:10 on the right. Ticket Background Image: At the bottom of the ticket, create an image related to Da Nang with a time background matching June 28, 2024, 13:10. Ticket Content-Related Information: Below that, briefly describe the weather, city history, and tourist information about Da Nang. Add store information for AAA, BBB, and CCC restaurants found in Da Nang using Samsung Cards. Finally, describe how to use Samsung Pay in Da Nang.

[0087] For example, comparing Tables 3 and 4, the prompt in Table 4 can be generated by inputting alternative texts (e.g., AAA Airlines, Seoul / Incheon, 09:00 on June 28, 2024, Da Nang, 13:10 on June 28, 2024, Samsung Card, AAA Restaurant, BBB Restaurant, CCC Restaurant) for one or more items in Table 3 (e.g., <Airline>, <Departure>, <Departure Time>, <Destination>, <Arrival Time>, <Most Paid Card>, <Top 3 Restaurants>).

[0088] In one embodiment, texts to be replaced for some of the one or more items (e.g., <Airline>, <Departure>, <Departure Time>, <Destination>) may be included in text data extracted through image data. In one embodiment, texts to be replaced for other some of the one or more items (e.g., <Card with the most payments>, <List of top 3 restaurants>) may be texts searched through the server (108) based on the text data. For example, based on payment data managed by the server (108), the result of searching for the card with the most payments in <Destination> may represent the text to be replaced for <Card with the most payments>. For example, based on payment data managed by the server (108), the result of searching for the three stores with the most payments in <Destination> may represent the text to be replaced for <List of top 3 restaurants>.

[0089] For example, the electronic device (101) can obtain (or identify) essential data including an essential card based on a prompt. For example, the electronic device (101) can obtain (or identify) essential data including an essential card by inputting a prompt to a generative AI model (240).

[0090] Referring back to FIG. 5, for example, screen (501) may include an area (530) representing an essential category and an area (540) representing essential information corresponding to the essential category. For example, the essential information displayed in area (540) may vary depending on the essential category. For example, if the essential category is a boarding pass, area (540) may display airline information, customer information, and / or boarding information. For example, if the essential category is a coupon, area (540) may display the coupon name, coupon type, coupon number, expiration date, brand, and memo. For example, if the essential category is an account, area (540) may display the bank, account number, and / or password. For example, if the essential category is an account, area (540) may display the membership name and membership card number.

[0091] For example, the electronic device (101) may edit (or modify) (or change) at least a portion of essential information displayed on the screen (501) based on user input. For example, the electronic device (101) may change an essential card displayed in an area (520) based on user input selecting a user interface (e.g., an icon, a button) (525) for editing an essential card on the screen (501).

[0092] For example, the electronic device (101) may display a user interface (UI) (e.g., a list) displaying changeable essential categories based on a user input selecting a user interface (535) around a field (531) in which an essential category (e.g., boarding pass) is written on the screen (501). For example, the electronic device (101) may change the essential category displayed in the field (531) of the area (530) to the essential category selected in the UI displaying changeable essential categories. For example, the electronic device (101) may change the area (540) displaying essential information corresponding to the essential category based on the category selected in the UI displaying changeable essential categories. For example, the electronic device (101) may display essential information corresponding to the selected essential category in the area (540). For example, based on selecting a payment card in the UI, the electronic device (101) may display essential information related to the payment card (e.g., screen (601) of FIG. 6A). For example, based on selecting a coupon in the UI, the electronic device (101) may display essential information related to the coupon (e.g., screen (602) of FIG. 6b). For example, based on selecting an account in the UI, the electronic device (101) may display essential information related to the account (e.g., screen (603) of FIG. 6c). For example, based on selecting a membership in the UI, the electronic device (101) may display essential information related to the membership (e.g., screen (604) of FIG. 6d).

[0093] For example, the electronic device (101) can change essential information based on a user input to change text written in fields of an area (540) representing essential information corresponding to an essential category on the screen (501).

[0094] In one embodiment, the electronic device (101) can register an essential based on a user input (e.g., a touch input selecting “Save”) on a screen (501) that shows essential information of the essential to be registered to the user.

[0095] In FIG. 3, the electronic device (101) is shown as registering an essential after entering the first screen (401) of the digital wallet (210), but this is only an example. In one embodiment, the electronic device (101) may cause the digital wallet (210) to register an essential based on sharing image data displayed on a screen of another application (e.g., a messenger application, an internet browsing application, a camera APP (220), a gallery APP (250)) other than the digital wallet (210) to the digital wallet (210). For example, the electronic device (101) may execute the digital wallet (210) in response to a user input for sharing image data displayed on a screen of another application running in the foreground (e.g., a messenger application, an internet browsing application, a camera APP (220), a gallery APP (250)) to the digital wallet (210). For example, the electronic device (101) may perform operations 350 and 360 based on running the digital wallet (210) (in the background or foreground). For example, running the digital wallet (210) in the background may mean that the electronic device (101) performs operations 350 and 360 without displaying the screen of the digital wallet (210) on the display module (160).

[0096] As described above, the electronic device (101) may reduce the number of user input steps required for a user to register an essential item. For example, the electronic device (101) may only require the user to enter one user input for selecting a user interface, one user input for selecting image data, and one user input for determining the registration of essential data on the screen of the digital wallet (210). Accordingly, the electronic device (101) may not require the user to enter one or more user inputs required to directly determine the category of the essential item.

[0097] FIGS. 6A to 6D are diagrams illustrating screens showing information about essentials according to essential categories, according to one embodiment.

[0098] FIGS. 6A to 6D can be described with reference to components of the electronic device (101) of FIGS. 1 and 2.

[0099] FIGS. 6A to 6D can show essential information displayed according to changes in essential categories, compared to FIG. 5.

[0100] For example, referring to FIG. 6A, the screen (601) may display payment card information according to a payment card identified based on payment card data.

[0101] For example, the screen (601) may include an area (610) representing an essential category. For example, the screen (601) may include a field (611) in which an essential category (e.g., payment card) is described and a user interface (615) for changing the essential categories. For example, the screen (601) may include an area (621) in which an essential card representing a payment card is displayed and a user interface (625) for editing the essential card. For example, the screen (601) may include an area (631) representing items (e.g., card number, expiration date, and / or security code) corresponding to the payment card category.

[0102] For example, the electronic device (101) may change an essential card representing a payment card displayed in an area (621) based on a user input selecting a user interface (625) for editing an essential card on the screen (601). For example, the electronic device (101) may change payment card information based on a user input for changing text entered in fields of an area (631) representing items corresponding to a payment card category (e.g., card number, expiration date, and / or security code) on the screen (601).

[0103] For example, referring to FIG. 6b, the screen (602) may display coupon information according to a coupon identified based on coupon data.

[0104] For example, the screen (602) may include an area (610) representing an essential category. For example, the screen (602) may include a field (611) in which an essential category (e.g., coupon) is described and a user interface (615) for changing the essential categories. For example, the screen (602) may include an area (622) in which an essential card representing a coupon is displayed and a user interface (625) for editing the essential card. For example, the screen (602) may include an area (632) representing items corresponding to a coupon category (e.g., coupon name, coupon type, coupon number, expiration date, brand, memo).

[0105] For example, the electronic device (101) can change an essential card representing a coupon displayed in an area (622) based on a user input selecting a user interface (625) for editing an essential card on the screen (602). For example, the electronic device (101) can change coupon information based on a user input for changing text entered in fields of an area (632) representing items corresponding to a coupon category (e.g., coupon name, coupon type, coupon number, expiration date, brand, memo) on the screen (602).

[0106] For example, referring to FIG. 6c, the screen (603) may display account information according to an account identified based on account data.

[0107] For example, screen (603) may include an area (610) representing an essential category. For example, screen (603) may include a field (611) in which an essential category (e.g., account) is described and a user interface (615) for changing the essential categories. For example, screen (603) may include an area (623) in which an essential card representing an account is displayed and a user interface (625) for editing the essential card. For example, screen (603) may include an area (633) representing items (e.g., bank, account number, password) corresponding to an account category.

[0108] For example, the electronic device (101) may change an essential card representing an account displayed in an area (623) based on a user input selecting a user interface (625) for editing an essential card on the screen (603). For example, the electronic device (101) may change account information based on a user input for changing text entered in fields of an area (633) representing items corresponding to an account category (e.g., bank, account number, password) on the screen (603).

[0109] For example, referring to FIG. 6d, the screen (604) may display membership information according to a membership identified based on membership data.

[0110] For example, the screen (604) may include an area (610) representing an essential category. For example, the screen (604) may include a field (611) in which an essential category (e.g., membership) is described and a user interface (615) for changing the essential categories. For example, the screen (604) may include an area (624) in which an essential card representing a membership is displayed and a user interface (625) for editing the essential card. For example, the screen (604) may include an area (634) representing items (e.g., membership name, membership card number) corresponding to a membership category.

[0111] For example, the electronic device (101) can change an essential card representing a membership displayed in an area (624) based on a user input selecting a user interface (625) for editing an essential card on the screen (604). For example, the electronic device (101) can change membership information based on a user input for changing text entered in fields of an area (634) representing items corresponding to a membership category (e.g., membership name, membership card number) on the screen (604).

[0112] FIG. 7 is a diagram illustrating a screen for selecting a method for obtaining essential information according to one embodiment.

[0113] FIG. 7 can be described with reference to the components of the electronic device (101) of FIGS. 1 and 2.

[0114] Referring to FIG. 7, a screen (701) may be displayed in response to a touch input (e.g., a press input) that selects a user interface (e.g., 410 of FIG. 4A) on a first screen (e.g., 401 of FIG. 4A). For example, the screen (701) may be displayed after displaying the first screen (401) and before displaying the second screen (e.g., 402 of FIG. 4B or 403 of FIG. 4C).

[0115] For example, the screen (701) may include an area (711) for registering previously added essentials. For example, the screen (701) may include at least one of an area (712) for causing the display of a screen for accessing (e.g., searching, selecting) image files in a file system of the electronic device (101), an area (713) for causing the display of a screen for obtaining at least a portion of an image captured through the camera (280) as image data, or an area (714) for causing the display of a screen for directly inputting essential information by a user.

[0116] For example, the electronic device (101) may obtain an essential information registered in the user account of the electronic device (101) from the server (108) based on identifying that the area (711) is selected. For example, the electronic device (101) may display a second screen (e.g., 403 of FIG. 4C) based on identifying that the area (712) is selected. For example, the electronic device (101) may display a second screen (e.g., 402 of FIG. 4B) based on identifying that the area (713) is selected. For example, the electronic device (101) may display a screen for the user to directly input essential information based on identifying that the area (713) is selected.

[0117] FIG. 8 is a flowchart illustrating an operation of an electronic device registering an essential according to one embodiment.

[0118] FIG. 8 may be described with reference to components of the electronic device (101) of FIGS. 1 and 2. The operations of FIG. 8 may be performed by the electronic device (101) and / or the processor (120) of FIGS. 1 and 2. Some of the operations of FIG. 8 may be omitted. The execution order of the operations of FIG. 8 may be changed.

[0119] Referring to FIG. 8, in operation 801, the digital wallet (210) may display a first screen (e.g., 401 of FIG. 4a).

[0120] In operation 810, the digital wallet (210) may identify a registration request for an essential. For example, the digital wallet (210) may identify a registration request for an essential based on obtaining a user input for a user interface (e.g., 410 of FIG. 4A) for adding an essential on the first screen (401).

[0121] In operation 821, the digital wallet (210) may request image data from the camera APP (220). For example, the digital wallet (210) may request image data from the camera APP (220) based on identifying an Essential registration request. However, the present invention is not limited thereto. For example, the digital wallet (210) may request image data from a gallery APP (e.g., 250 of FIG. 2 ).

[0122] In operation 823, the camera APP (220) can obtain image data. For example, the camera APP (220) can obtain an image captured by a camera (e.g., 280 of FIG. 2) as image data. For example, the gallery APP (250) can obtain an image captured by a camera (e.g., 280 of FIG. 2) as image data while the second screen (e.g., 402 of FIG. 4b) is displayed.

[0123] In operation 825, the camera APP (220) may transmit image data to the digital wallet (210). In one embodiment, the digital wallet (210) may display a screen other than the second screen (402) (e.g., a screen of the digital wallet (210)) based on acquiring the image data from the camera APP (220). For example, the screen other than the second screen (402) may be a screen indicating that essential information is being generated.

[0124] In operation 831, the digital wallet (210) may request text data from the vision language model (230). For example, the digital wallet (210) may request text data based on image data from the vision language model (230).

[0125] In operation 833, the vision language model (230) may obtain text data. For example, the vision language model (230) may extract meaning from image data and output the extracted meaning as text data. In one embodiment, the text data may include text included in the image data. In one embodiment, the text data may include text representing visual representations included in the image data. In one embodiment, the text data may include text representing essential categories based on text (or visual representations) included in the image data. For example, if the image data is a boarding pass, the text included in the image data may represent the airline name, customer name, and / or boarding information (e.g., origin, destination, departure time, arrival time, passenger). For example, if the image data is a boarding pass, the visual representation included in the image data may represent the airline's corporate identity (CI) (e.g., logo, color, font), and / or brand identity (BI). For example, if the image data is a payment card (or credit card) (or transportation card), the text included in the image data may represent the card number, expiration date, and / or security code. For example, if the image data is a payment card (or credit card), the visual representation included in the image data may represent the identity of the card issuing company (e.g., CI, BI), a code representing the payment card (e.g., barcode, QR code), and / or an image (or background image) (or background color). For example, if the image data is an account, the text included in the image data may represent the bank name, account number, and / or account password.For example, if the image data is an account, the visual representation included in the image data may represent the identity of the bank (e.g., CI, BI), a code representing the account (e.g., barcode, QR code), and / or an image (or background image) (or background color). For example, if the image data is a membership, the text included in the image data may represent the membership name and / or the membership card number. For example, if the image data is a membership, the visual representation included in the image data may represent the identity of the membership company (e.g., CI, BI), a code representing the membership (e.g., barcode, QR code), and / or an image (or background image) (or background color). For example, if the image data is a student ID, the text included in the image data may represent the name, date of birth, student number, and / or university portal ID. For example, if the image data is a student ID card, the visual indications included in the image data may represent the identity of the university (e.g., CI, BI), and / or an image (or background image) (or background color). For example, if the image data is a coupon, the text included in the image data may represent the coupon name, coupon type, coupon number, and / or expiration date. For example, if the image data is a coupon, the visual indications included in the image data may represent the identity of the coupon issuing company (e.g., CI, BI), a code representing the coupon (e.g., barcode, QR code), and / or an image (or background image) (or background color).

[0126] In operation 835, the vision language model (230) may transmit text data to the digital wallet (210).

[0127] In operation 840, the digital wallet (210) may generate a prompt. For example, a prompt generator (e.g., 215 of FIG. 2) of the digital wallet (210) may generate the prompt. For example, the digital wallet (210) may identify a prompt template corresponding to an essential category identified in the text data from one or more prompt templates for each essential category. For example, the digital wallet (210) may generate the prompt by entering text data into the identified prompt template.

[0128] In operation 851, the digital wallet (210) may request essential data from the generative AI model (240). For example, the essential data may include an essential card (or visual object).

[0129] In operation 853, the generative AI model (240) can obtain essential data. For example, the generative AI model (240) can generate essential data based on a prompt.

[0130] In operation 855, the generative AI model (240) can transmit essential data to the digital wallet (210).

[0131] In operation 860, the digital wallet (210) can register the essential.

[0132] In one embodiment, the digital wallet (210) may display a screen (e.g., screen 501 of FIG. 5) showing essential information of the essential to be registered to the user before registering the essential. In one embodiment, the digital wallet (210) may register the essential based on a user input selecting a designated user interface (e.g., “Save”) on the screen (501).

[0133] FIG. 9A is a diagram illustrating essential data representing essentials according to one embodiment. FIG. 9B is a diagram illustrating a screen classifying essentials according to one embodiment. FIG. 9C is a diagram illustrating a screen representing essentials included in an essential category according to one embodiment.

[0134] FIGS. 9A to 9C can be described with reference to components of the electronic device (101) of FIGS. 1 and 2.

[0135] Referring to FIG. 9A, a screen (901) displaying essential data may include a visual object (910) indicating that the essential card (or essential information) is generated through a generative AI model (240). For example, the screen (901) may include an area (920) including at least a portion of text data extracted from image data. In one embodiment, when the essential category is a boarding pass, the area (920) may include an airline name, a customer name, and / or boarding information. For example, the screen (901) may include areas (930, 940) for displaying content (e.g., a background image, destination information, and / or a payment method) generated by the generative AI model (240) through a prompt generated from text data.

[0136] In one embodiment, the essential data may include a first visual representation representing visual representations (e.g., text, images, and / or their arrangement, font, color, size) depicted in image data (e.g., 430 of FIG. 4B , 440 of FIG. 4C ). In one embodiment, the essential data may include a second visual representation obtained (or retrieved) from the visual representations depicted in the image data (430, 440). In one embodiment, the essential data may be generated by a prompt including a first text and a second text. The first text may be based on the visual representations depicted in the image data (430, 440). The first text may be associated with a first visual representation included in the essential data (e.g., text included in an area (920)). The second text may be text that is not depicted in the image data (430, 440). For example, the second text may be text retrieved from the server (108) based on the first text. For example, the second text may be related to a second visual representation included in the essential data (e.g., text and / or images included in areas (930, 940)).

[0137] The screen (901) of FIG. 9A may be displayed based on an input for selecting an essential card in an area (e.g., 420 of FIG. 4A) in which essential cards displayed on the first screen (e.g., 401 of FIG. 4A) are displayed.

[0138] In one embodiment, referring to FIG. 9B, the screen (902) may display essential categories (950). For example, based on a user input for selecting an essential category (951) among the essential categories (950) in the screen (902), a screen (e.g., screen (903) of FIG. 9C) for displaying essentials classified into the essential category (951) may be displayed. For example, the screen (901) of FIG. 9A may be displayed based on an input for selecting an essential card (961) in an area (960) in which essential cards classified into the same essential category displayed in the first screen (903) are displayed.

[0139] FIG. 10 is a flowchart illustrating an operation of an electronic device to update an essential according to one embodiment.

[0140] FIG. 10 may be described with reference to components of the electronic device (101) of FIGS. 1 and 2. The operations of FIG. 10 may be performed by the electronic device (101) and / or the processor (120) of FIGS. 1 and 2. Some of the operations of FIG. 10 may be omitted. The execution order of the operations of FIG. 10 may be changed.

[0141] In operation 1001, the electronic device (101) may set a condition for updating the essential. For example, the electronic device (101) may set a condition for updating the essential based on the essential category of the generated essential. For example, the electronic device (101) may set a condition for updating the essential based on a location and / or time associated with the essential category. For example, a condition for updating the essential based on a location may be a condition in which the electronic device (101) is located in a location where a transaction using the essential (e.g., boarding in the case of a boarding pass, payment in the case of a payment card) can be generated. For example, a condition for updating the essential based on a time may be a condition in which the current time is a time in which a transaction using the essential (e.g., boarding in the case of a boarding pass, payment in the case of a payment card) can be generated.

[0142] According to an embodiment, the electronic device (101) may set a condition for updating the essential based on a user input. For example, the electronic device (101) may display a screen that presents one or more keywords for setting a condition for updating the essential to the user. For example, the electronic device (101) may set a condition for updating the essential based on a user input of selecting at least one keyword from among one or more keywords. For example, the electronic device (101) may set a condition (e.g., a location condition and / or a time condition) related to the keyword "airport" selected by the user as a condition for updating the essential. For example, the electronic device (101) may set a condition (e.g., a condition of being located adjacent to the boarding date at Incheon Airport) related to the keyword "airport" selected by the user as a condition for updating the essential. In one embodiment, the keyword may represent an attribute value indicating a location type. For example, keywords can be words that represent places such as airports, aquariums, banks, cafes, museums, parks, restaurants, schools, playgrounds, zoos, or universities.

[0143] In operation 1010, the electronic device (101) may identify an event for updating the essential. For example, the electronic device (101) may identify an event for updating the essential based on a condition for updating the essential being satisfied.

[0144] For example, in the case of a condition for updating essentials related to location, the electronic device (101) can obtain location information of the electronic device (101) through the communication circuit (290). However, the present invention is not limited thereto. For example, the electronic device (101) can identify location information of the electronic device (101) based on an indoor positioning system (IPS).

[0145] For example, in the case of a condition for updating an essential related to a location, the electronic device (101) may identify an event for updating the essential based on comparing information on the current location of the electronic device (101) (e.g., latitude and / or longitude of the electronic device (101)) with location information according to the condition (e.g., location information of Incheon Airport). In one embodiment, the location information according to the condition may be extracted from image data (or visual data). In one embodiment, the location information according to the condition may be obtained from the server (108) based on parameters indicating the type and / or name of the place. For example, in the case of a condition for updating an essential related to a location, the electronic device (101) may transmit information on the current location of the electronic device (101) (e.g., a medium access control (MAC) address of a nearby access point (AP)) to the server (108). For example, the electronic device (101) may obtain keyword information representing location data corresponding to information on the current location of the electronic device (101) from the server (108). In one embodiment, the electronic device (101) may identify that an event for updating the essential has occurred if the keyword information represents a location according to a condition for updating the essential.

[0146] In operation 1020, the electronic device (101) may generate a prompt for updating the essential. For example, the electronic device (101) may obtain (or generate) (or identify) a prompt based on an event identified for updating the essential. For example, the electronic device (101) may generate a prompt by inputting the content of the event into the prompt generator (215). For example, the electronic device (101) may generate a prompt by inputting the content of the event into a prompt template corresponding to the event among one or more prompt templates according to the event (or satisfaction of a condition). For example, if the essential category is a boarding pass and the keyword is “airport,” the electronic device (101) may generate a prompt for a boarding pass as shown in Table 6 below based on the prompt template for a boarding pass as shown in Table 5 below.

[0147] Add a map link and parking information for the <departure airport>. Find <three good restaurants> near the <departure airport> and create a representative image and menu information.

[0148] Add map links and parking information for Incheon Airport. Create representative images and menu information for DDD Restaurant, EEE Restaurant, and FFF Restaurant, which are popular restaurants near Incheon Airport.

[0149] For example, comparing Tables 5 and 6, the prompt in Table 6 can be generated by inputting alternative texts (e.g., Incheon Airport, DDD Restaurant, EEE Restaurant, FFF Restaurant) for one or more items in Table 5 (e.g., <Departure Airport>, <Three Restaurants>).

[0150] For another example, if the essential category is a train ticket and the keyword is "train_station", the electronic device (101) may generate a prompt for a train ticket in Table 8 below based on the prompt template for a train ticket in Table 7 below. However, the present invention is not limited thereto. For example, the electronic device (101) may generate a prompt (e.g., a prompt in Table 4) for generating additional information for a previous essential based on an event identified for updating the essential. The additional information for the previous essential generated by the prompt (e.g., a prompt in Table 4) may be added to the previous essential. In some embodiments, the electronic device (101) may generate a prompt for updating the essential by merging a prompt corresponding to an event identified for updating the essential (e.g., a prompt in Table 6) with a prompt for generating the previous essential (e.g., a prompt in Table 4).

[0151] Create a background using the representative colors and images of the <region> where the <train station> is located, and enter the contents such as <departure point>, <destination>, <departure time>, <arrival time>, <train number>, <seat>, and <boarding terminal>. Add links to the <homepage> and train timetable.

[0152] Create a background using the representative colors and images of Seoul, where Seoul Station is located, and enter the following information: Busan Station, Seoul Station, 11:00, 13:25, TR101, A11, C3. Add links to www.AAA_rail.com and the train schedule.

[0153] As another example, comparing Tables 7 and 8, the prompt in Table 8 can be generated by entering alternative texts (e.g., Seoul Station, Seoul Special City, Busan Station, Seoul Station, 11:00, 13:25, TR101, A11, C3, www.AAA_rail.com) for one or more items in Table 7 (e.g., <Train Station>, <Region>, <Origin>, <Destination>, <Departure Time>, <Arrival Time>, <Train Number>, <Seat>, <Boarding Terminal>, <Homepage> <Train Timetable>).

[0154] In one embodiment, the texts to be replaced for some of the one or more items (e.g., <Departure Airport>) may be included in the text data extracted from the image data. In one embodiment, the texts to be replaced for other some of the one or more items (e.g., <Three Restaurants>) may be texts retrieved through the server (108) based on the text data. However, this is not limited thereto. For example, the texts to be replaced for some of the one or more items may be texts related to the conditions of the event.

[0155] In operation 1030, the electronic device (101) may update the essential based on the essential data. For example, the electronic device (101) may obtain (or identify) the essential data including the essential card for updating the essential based on the prompt. For example, the electronic device (101) may obtain (or identify) the essential data including the essential card for updating the essential by inputting a prompt to the generative AI model (240). In one embodiment, the electronic device (101) may update the previously registered essential data based on the new essential data obtained from the generative AI model (240). For example, the electronic device (101) may register the new essential data as the essential data representing the essential instead of the previously registered essential data. However, the present invention is not limited thereto. For example, the electronic device (101) can generate additional information to be added to a previous essential by inputting a prompt (e.g., a prompt in Table 4) to the generative AI model (240) for generating additional information to be added to a previous essential based on an event identified for updating the essential. Accordingly, the electronic device (101) can update an essential (or a portion of an essential) by generating only information to be added to a previous essential and adding only the generated additional information to the previous essential, instead of generating an entire new essential.

[0156] According to an embodiment, the electronic device (101) may display essential information of the essential to be updated to the user before updating the essential. In one embodiment, the electronic device (101) may update the essential based on a user input (e.g., a touch input selecting “Save”) on a screen (not shown) that displays essential information of the essential to be updated to the user.

[0157] In operation 1040, the electronic device (101) may output a notification to notify of an update of the essential. For example, the electronic device (101) may notify the user of an update of the essential by displaying a notification icon related to the update of the essential in an area (e.g., a notification region) of a display module (e.g., 160 of FIG. 1) of the electronic device (101). However, the present invention is not limited thereto. For example, the electronic device (101) may notify the user of an update of the essential by audibly or tactilely outputting a notification related to the update of the essential through an audio output module (e.g., 155 of FIG. 1) and / or a haptic module (e.g., 179 of FIG. 1) of the electronic device (101).

[0158] In FIG. 10, the essentials are automatically updated based on events, but this is merely an example. According to one embodiment, the electronic device (101) can update the essentials based on user input. For example, the electronic device (101) can update the essentials based on user input requesting an update of a selected essential. In one embodiment, the user input requesting an update of a selected essential may represent data for updating the essentials.

[0159] As described above, the electronic device (101) can update the essentials based on events. Accordingly, the user can check the essentials with newly added information based on the user's location. Accordingly, the electronic device (101) can remind the user of information they may have missed.

[0160] FIG. 11 is a flowchart illustrating an operation of an electronic device updating an essential according to an embodiment. FIG. 12 is a diagram illustrating essential data representing an updated essential according to an embodiment.

[0161] FIGS. 11 and 12 may be described with reference to components of the electronic device (101) of FIGS. 1 and 2. The operations of FIG. 11 may be performed by the electronic device (101) and / or the processor (120) of FIGS. 1 and 2. Some of the operations of FIG. 11 may be omitted. The execution order of the operations of FIG. 11 may be changed.

[0162] In action 1111, the digital wallet (210) may request an event notification from the notification manager (260).

[0163] In operation 1113, the notification manager (260) may identify an event. For example, the notification manager (260) may identify an event for updating an essential item based on the fulfillment of a condition for updating the essential item. For example, if a previously registered keyword (e.g., "airport," "boarding pass," etc.) is stored, the electronic device (101) may identify an event mapped to the keyword.

[0164] For example, the notification manager (260) may identify an event set for updating each of the areas (920, 940) of the essential. For example, the notification manager (260) may identify at least one event among the events set for updating the areas (920, 940) of the essential. For example, if the essential is a boarding pass, the digital wallet (210) may identify an event in which the airline and / or boarding information (e.g., origin, destination, departure time, arrival time, passenger) are changed.

[0165] In operation 1115, the notification manager (260) may forward the identified event to the digital wallet (210). For example, the notification manager (260) may forward the identified event to the digital wallet (210) based on identifying an event that is mapped to a keyword.

[0166] For example, the notification manager (260) may transmit at least one event identified among the events set for updating the areas (920, 940) of the essential to the digital wallet (210).

[0167] In operation 1120, the digital wallet (210) may generate a prompt. For example, a prompt generator (e.g., 215 of FIG. 2) of the digital wallet (210) may generate the prompt. For example, the digital wallet (210) may identify a prompt template corresponding to an essential category identified in the text data from one or more prompt templates for each essential category. For example, the digital wallet (210) may generate the prompt by entering text data into the identified prompt template.

[0168] For example, the digital wallet (210) can generate a prompt by entering text data into a prompt template corresponding to at least one event identified among the events set for updating the areas (920, 940) of the essential. For example, the digital wallet (210) can generate a prompt by entering text data into a prompt template for updating the areas (920, 940) of the essential. For example, if the essential is a boarding pass, the digital wallet (210) can generate a prompt by entering text data into a prompt template corresponding to a changed event among airline and / or boarding information (e.g., origin, destination, departure time, arrival time, passenger).

[0169] In operation 1131, the digital wallet (210) may request essential data from the generative AI model (240) based on the prompt generated in operation 1120. For example, the essential data may include an essential card (or visual object).

[0170] In operation 1133, the generative AI model (240) may obtain essential data. For example, the generative AI model (240) may generate essential data based on a prompt.

[0171] In operation 1135, the generative AI model (240) can transmit essential data to the digital wallet (210).

[0172] In operation 1140, the digital wallet (210) may update the essential. For example, updating the essential may include updating all areas of the essential, but is not limited thereto. Updating the essential may include updating some areas of the essential. For example, the digital wallet (210) may update at least one area of ​​the essential areas (920, 940). For example, the digital wallet (210) may update at least one area corresponding to at least one event identified among events set for updating the areas (920, 940). For example, if the essential is a boarding pass, the digital wallet (210) may update an area of ​​the essential area corresponding to a changed airline and / or boarding information (e.g., origin, destination, departure time, arrival time, passenger) among the areas (920, 940).

[0173] Referring to FIG. 12, a screen (1201) displaying essential data may include a visual object (910) indicating that the screen is an essential card (or essential information) generated by a generative AI model (240). For example, the screen (1201) may display an updated essential. For example, the screen (1201) may further include additional information (1210) compared to a screen (e.g., 901 of FIG. 9A) displaying the essential before updating. For example, the screen (1201) may have at least a portion (e.g., a background screen (1230)) of content (e.g., a background image, destination information, and / or a payment method) generated by the generative AI model (240) changed compared to the screen (901) displaying the essential before updating. In one embodiment, the updated essential may include at least a portion of information included in the essential before updating (e.g., information included in areas (920, 940)). In one embodiment, the updated essential may include information (e.g., information contained in area (1210)) different from the information contained in the essential before the update (e.g., information contained in areas (920, 940)). In one embodiment, the other type of information may be related to an event for updating the essential. For example, the other type of information may be related to location information for updating the essential.

[0174] At operation 1150, the digital wallet (210) may output a notification to notify of an essential update.

[0175] FIG. 13 is a block diagram of electronic devices and servers according to one embodiment.

[0176] Referring to FIG. 13, the electronic device (101) may correspond to the electronic device (101) of FIG. 2. For example, the electronic device (101) of FIG. 13 may omit some of the components of the electronic device (101) of FIG. 2. For example, some of the components may be related to an AI model. For example, the electronic device (101) of FIG. 13 may omit the generative AI model (240) of the electronic device (101) of FIG. 2. However, the present invention is not limited thereto. For example, the electronic device (101) of FIG. 13 may omit at least one of the prompt generator (215), the vision language model (230), or the generative AI model (240) of the electronic device (101) of FIG. 2. In one embodiment, components omitted from the electronic device (101) of FIG. 2 may be included in an external electronic device (e.g., a second server (1302)).

[0177] In one embodiment, the first server (1301) may correspond to the server (108) of FIG. 2. In one embodiment, the first server (1301) may store essential data. In one embodiment, the first server (1301) may mediate data exchange between the electronic device (101) and the second server (1302). However, the present invention is not limited thereto. For example, the electronic device (101) and the second server (1302) may communicate directly with each other.

[0178] In one embodiment, the second server (1302) may include an AI model (e.g., a prompt generator (1331), a vision language model (1333), a generative AI model (1335)) as a program (1330). In one embodiment, the prompt generator (1331), the vision language model (1333), and the generative AI model (1335) may correspond to the prompt generator (215), the vision language model (230), and the generative AI model (240) of FIG. 2, respectively.

[0179] In one embodiment, the second server (1302) may have computing power capable of running a higher performance AI model than the electronic device (101).

[0180] In one embodiment, the second server (1302) can generate essential data by receiving image data from the electronic device (101). For example, the second server (1302) can extract text data from the image data from the electronic device (101) through a vision language model (1333). For example, the second server (1302) can generate a prompt based on the text data using a prompt generator (1331). For example, the second server (1302) can generate essential data from the prompt using a generative AI model (1335). However, the present invention is not limited thereto. For example, the second server (1302) can obtain text data from the electronic device (101). In this case, the second server (1302) can generate essential data by generating a prompt based on text data from the electronic device (101) using a prompt generator (1331) and inputting the prompt into a generative AI model (1335).

[0181] For example, the second server (1302) can obtain a prompt from the electronic device (101). In this case, the second server (1302) can generate essential data by inputting the prompt from the electronic device (101) into the generative AI model (1335).

[0182] For example, the second server (1302) can transmit the generated essential data to the electronic device (101). For example, the second server (1302) can indirectly transmit the generated essential data to the electronic device (101) through the first server (1301). For example, the second server (1302) can directly transmit the generated essential data to the electronic device (101) without the first server (1301).

[0183] In one embodiment, the third server (1303) may receive location information (e.g., a medium access control (MAC) address of an access point (AP) surrounding the electronic device (101)) from the electronic device (101). In one embodiment, the third server (1303) may identify location data corresponding to the location information of the electronic device (101). In one embodiment, the third server (1303) may transmit location data including keyword information to the electronic device (101). Thereafter, the electronic device (101) may identify that an event for updating the essential has occurred if the keyword information included in the location data indicates a location according to a condition for updating the essential.

[0184] As described above, the electronic device (101) may include a display (160), at least one processor (120) including a processing circuit, and a memory (130) storing instructions and including one or more storage media. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to obtain a first user input for a first user interface (410) for adding a means for a transaction on a first screen (401) of a digital wallet (210) displayed on the display (160). The above instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to display a second screen (402, 403) for obtaining image data (430, 440) related to the means for the transaction based on obtaining the first user input to the first user interface (410) through the display (160). The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to obtain, on the second screen (402, 403), a second user input that determines the image data (430, 440) associated with the means for the transaction: based on inputting the image data (430, 440) into a vision language model (VLM) (230), obtain text data associated with the means for the transaction represented by the image data (430, 440). The text data may include information for determining a category of the means for the transaction.The above instructions, when executed individually or collectively by the at least one processor (120), may cause the electronic device (101) to register the means for the transaction in a category indicated by the text data among a plurality of categories.

[0185] The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to register the means for the transaction, such that the digital wallet (210) displays a visual object of the means for the transaction on a third screen (903) for displaying visual objects of means of the same category as the category of the means for the transaction among the plurality of screens of the digital wallet (210).

[0186] The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to identify a prompt based on the text data. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate a visual object of the means for the transaction by inputting the prompt into a generative artificial intelligence model. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to display the visual object of the means for the transaction on the first screen (401) for displaying visual objects of a plurality of means of the digital wallet (210).

[0187] The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to identify a prompt form corresponding to the category of the means for the transaction among prompt forms. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to identify a prompt based on the text data based on replacing words included in the prompt form with texts included in the text data.

[0188] The above visual object may include a first visual representation representing visual representations depicted in the image data (430, 440) and a second visual representation obtained from the visual representations depicted in the image data (430, 440).

[0189] The prompt may include a first text and a second text. The first text may be based on the visual representations depicted in the image data (430, 440) and may be related to the first visual representation included in the visual object. The second text may be searched based on the first text and may be related to the second visual representation included in the visual object, but is not depicted in the image data (430, 440).

[0190] The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to identify an event. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to, upon determining that the event is related to the means for the transaction: identify another prompt based on the event. The other prompt may include text related to the text data and other text representing the event. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate another visual object of the means for the transaction by inputting the other prompt into a generative AI model. The above instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to display, on the first screen (401) of the digital wallet (210), the other visual object of the means for the transaction instead of the visual object.

[0191] The other visual object may include at least a portion of the information contained in the visual object. The other visual object may include a different type of information than the information contained in the visual object. The other type of information may be related to the event.

[0192] The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to display a screen for querying the category of the means for the transaction when the information for determining the category of the means for the transaction is determined to be unidentifiable in the image data (430, 440). The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to obtain the information for determining the category of the means for the transaction that is input while the screen for querying the category is displayed.

[0193] The above multiple categories may include credit cards, memberships, coupons, licenses, or tickets.

[0194] The second screen (402, 403) may be a screen of another application that is distinct from the digital wallet (210). The other application may be a gallery application or a camera application.

[0195] As described above, the electronic device (101) may include a display (160), at least one processor (120) including a processing circuit, and a memory (130) storing instructions and including one or more storage media. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to obtain image data related to an essential. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate a prompt based on the image data. The prompt may include a first text included in the image data and a second text not included in the image data, wherein the second text may represent information retrieved based on the first text. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate essential data representing the essential by inputting the prompt into a generative artificial intelligence model. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to register the essential data representing the essential in a digital wallet (210) and then identify an event related to the essential.The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate another prompt based on the event, the another prompt including one or more of the first text and the second text included in the prompt and one or more other texts not included in the prompt. The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to generate another essential data representing the essential by inputting the another prompt into a generative AI model. The another essential data may include a different type of information than a type of information included in the essential data, and the other type of information may be related to the event. The above instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to register other essential data representing the essential in the digital wallet (210) instead of the essential data.

[0196] As described above, the method may be performed in an electronic device (101) including a display (160). The method may include an operation of obtaining a first user input for a first user interface (410) for adding a means for a transaction on a first screen (401) of a digital wallet (210) displayed on the display (160). The method may include an operation of displaying a second screen (402, 403) for obtaining image data (430, 440) related to the means for the transaction based on obtaining the first user input for the first user interface (410) through the display (160). The method may include an operation of: obtaining, on the second screen (402, 403), a second user input for determining the image data (430, 440) related to the means for the transaction; and inputting the image data (430, 440) into a vision language model (VLM) to obtain text data related to the means for the transaction represented by the image data (430, 440). The text data may include information for determining a category of the means for the transaction. The method may include an operation of the digital wallet (210) registering the means for the transaction in a category represented by the text data among a plurality of categories.

[0197] The method may include an operation of registering the means for the transaction by the digital wallet (210) so as to display a visual object of the means for the transaction on a third screen (903) for displaying visual objects of means of the same category as the category of the means for the transaction among a plurality of screens of the digital wallet (210).

[0198] The method may include an operation of identifying a prompt based on the text data. The method may include an operation of generating a visual object of the means for the transaction by inputting the prompt into a generative artificial intelligence model. The method may include an operation of displaying the visual object of the means for the transaction on the first screen (401) for displaying visual objects of a plurality of means of the digital wallet (210).

[0199] The above visual object may include a first visual representation representing visual representations depicted in the image data (430, 440) and a second visual representation obtained from the visual representations depicted in the image data (430, 440).

[0200] The prompt may include a first text and a second text. The first text may be based on the visual representations depicted in the image data (430, 440) and may be related to the first visual representation included in the visual object. The second text may be searched based on the first text and may be related to the second visual representation included in the visual object, but is not depicted in the image data (430, 440).

[0201] The method may include an action of identifying an event. Upon determining that the event is associated with the means for the transaction, the method may include an action of: identifying another prompt based on the event, wherein the other prompt includes text related to the text data and other text representing the event. The method may include an action of generating another visual object of the means for the transaction by inputting the other prompt into a generative AI model. The method may include an action of displaying the other visual object of the means for the transaction instead of the visual object on the first screen (401) of the digital wallet (210).

[0202] The method may include an operation of displaying a screen for querying the category of the means for the transaction when it is determined that the information for determining the category of the means for the transaction is not identified in the image data (430, 440). The method may include an operation of obtaining the information for determining the category of the means for the transaction that is input while the screen for querying the category is displayed.

[0203] The second screen (402, 403) may be a screen of another application that is distinct from the digital wallet (210). The other application may be a gallery application or a camera application.

[0204] As described above, a non-transitory computer-readable storage medium can store a program including instructions. The instructions, when executed individually or collectively by at least one processor (120) of an electronic device (101) including a display (160), can cause the electronic device (101) to obtain a first user input for a first user interface (410) for adding a means for a transaction on a first screen (401) of a digital wallet (210) displayed on the display (160). The above instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to display a second screen (402, 403) for obtaining image data (430, 440) related to the means for the transaction based on obtaining the first user input to the first user interface (410) through the display (160). The instructions, when individually or collectively executed by the at least one processor (120), may cause the electronic device (101) to obtain, on the second screen (402, 403), a second user input that determines the image data (430, 440) associated with the means for the transaction: based on inputting the image data (430, 440) into a vision language model (VLM) (230), obtain text data associated with the means for the transaction represented by the image data (430, 440). The text data may include information for determining a category of the means for the transaction.The above instructions, when executed individually or collectively by the at least one processor (120), may cause the electronic device (101) to register the means for the transaction in a category indicated by the text data among a plurality of categories.

[0205] Electronic devices according to the various embodiments disclosed in this document may take various forms. Electronic devices may include, for example, portable communication devices (e.g., smartphones), computer devices, portable multimedia devices, portable medical devices, cameras, wearable devices, or home appliances. Electronic devices according to the embodiments of this document are not limited to the aforementioned devices.

[0206] The various embodiments of this document and the terminology used therein are not intended to limit the technical features described in this document to specific embodiments, but should be understood to include various modifications, equivalents, or substitutes of the embodiments. In connection with the description of the drawings, similar reference numerals may be used for similar or related components. The singular form of a noun corresponding to an item may include one or more of the items, unless the context clearly indicates otherwise. In this document, each of the phrases "A or B", "at least one of A and B", "at least one of A or B", "A, B, or C", "at least one of A, B, and C", and "at least one of A, B, or C" can include any one of the items listed together in the corresponding phrase among those phrases, or all possible combinations thereof. Terms such as "first," "second," or "first" or "second" may be used merely to distinguish one component from another, and do not limit the components in any other respect (e.g., importance or order). When a component (e.g., a first component) is referred to as "coupled" or "connected" to another component (e.g., a second component), with or without the terms "functionally" or "communicatively," it means that the component can be connected to the other component directly (e.g., wired), wirelessly, or through a third component.

[0207] The term "module" used in various embodiments of this document may include a unit implemented in hardware, software, or firmware, and may be used interchangeably with terms such as logic, logic block, component, or circuit. A module may be an integral component, or a minimum unit or part of such a component that performs one or more functions. For example, according to one embodiment, a module may be implemented in the form of an application-specific integrated circuit (ASIC).

[0208] Various embodiments of the present document may be implemented as software (e.g., a program (140)) including one or more instructions stored in a storage medium (e.g., an internal memory (136) or an external memory (138)) readable by a machine (e.g., an electronic device (101)). For example, a processor (e.g., a processor (120)) of the machine (e.g., an electronic device (101)) may call at least one instruction among the one or more instructions stored from the storage medium and execute it. This enables the machine to operate to perform at least one function according to the at least one called instruction. The one or more instructions may include code generated by a compiler or code executable by an interpreter. The machine-readable storage medium may be provided in the form of a non-transitory storage medium. Here, 'non-transitory' simply means that the storage medium is a tangible device and does not contain signals (e.g., electromagnetic waves), and the term does not distinguish between cases where data is stored semi-permanently or temporarily on the storage medium.

[0209] According to one embodiment, the method according to various embodiments disclosed in this document may be provided as a computer program product. The computer program product may be traded between sellers and buyers as a product. The computer program product may be distributed in the form of a device-readable storage medium (e.g., a compact disc read-only memory (CD-ROM)) or an application store (e.g., Play Store). TM ) or directly between two user devices (e.g., smart phones), online distribution (e.g., downloading or uploading). In the case of online distribution, at least a portion of the computer program product may be at least temporarily stored or temporarily created in a machine-readable storage medium, such as the memory of a manufacturer's server, an application store's server, or an intermediary server.

[0210] According to various embodiments, each component (e.g., a module or a program) of the above-described components may include one or more entities, and some of the entities may be separated and placed in other components. According to various embodiments, one or more components or operations of the aforementioned components may be omitted, or one or more other components or operations may be added. Alternatively or additionally, a plurality of components (e.g., a module or a program) may be integrated into a single component. In such a case, the integrated component may perform one or more functions of each of the plurality of components identically or similarly to those performed by the corresponding component among the plurality of components prior to the integration. According to various embodiments, the operations performed by a module, program, or other component may be executed sequentially, in parallel, iteratively, or heuristically, or one or more of the operations may be executed in a different order, omitted, or one or more other operations may be added.

Claims

1. In an electronic device (101), Display (160), At least one processor (120) including a processing circuit, and A memory (130) storing instructions and including one or more storage media, wherein the instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: Obtaining a first user input for a first user interface (410) for adding a means for a transaction on a first screen (401) of a digital wallet (210) displayed on the above display (160), Through the display (160), based on obtaining the first user input for the first user interface (410), displaying a second screen (402, 403) for obtaining image data (430, 440) related to the means for the transaction, and Based on obtaining a second user input for determining the image data (430, 440) related to the means for the transaction in the second screen (402, 403): Based on inputting the image data (430, 440) into the vision language model (230) (vision language model, VLM), text data related to the means for the transaction represented by the image data (430, 440) is obtained, and the text data includes information for determining the category of the means for the transaction, and Causing the digital wallet (210) to register the means for the transaction in a category indicated by the text data among a plurality of categories, Electronic devices.

2. In claim 1, The above instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: In a third screen (903) for displaying visual objects of means of the same category as the category of the means for the transaction among the multiple screens of the digital wallet (210), causing the digital wallet (210) to register the means for the transaction so as to display the visual object of the means for the transaction, Electronic devices.

3. In claim 1 or claim 2, The above instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: Identify a prompt based on the above text data, By inputting the above prompt into a generative artificial intelligence model, a visual object of the means for the transaction is generated, and In the first screen (401) for displaying visual objects of a plurality of means of the digital wallet (210), causing the visual object of the means for the transaction to be displayed, Electronic devices.

4. In claim 3, The above instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: Identify a prompt form corresponding to the above category of the above means for the above transaction among the prompt forms, Causing to identify a prompt based on said text data, based on replacing words included in said prompt format with texts included in said text data, Electronic devices.

5. In claim 3 or claim 4, The visual object includes a first visual representation representing visual representations depicted in the image data (430, 440) and a second visual representation obtained from the visual representations depicted in the image data (430, 440). Electronic devices.

6. In claim 5, The above prompt includes a first text and a second text, The first text is based on the visual representations depicted in the image data (430, 440) and is related to the first visual representation included in the visual object. The second text is not depicted in the image data (430, 440), is searched based on the first text, and is related to the second visual expression included in the visual object. Electronic devices.

7. In any one of claims 3 to 6, The above instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: Identify events, and As to determining that the above event relates to the above means for the above transaction: Identify another prompt based on said event, said other prompt including text related to said text data and other text representing said event; By inputting the above different prompts into the generative AI model, different visual objects of the means for the above transaction are generated, and Causing the first screen (401) of the digital wallet (210) to display the other visual object of the means for the transaction instead of the visual object, Electronic devices.

8. In claim 7, The other visual object includes at least a portion of the information contained in the visual object, and The above other visual object contains a different type of information than the type of information contained in the above visual object, The above other types of information are related to the above event, Electronic devices.

9. In any one of claims 1 to 8, The above instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: In the above image data (430, 440), it is determined that the information for determining the category of the means for the transaction is not identified. Display a screen for querying the above category of the above means for the above transaction, and Causing said information to be obtained for determining said category of said means for said transaction entered while said screen for querying said category is displayed, Electronic devices.

10. In any one of claims 1 to 9, The above multiple categories include credit cards, memberships, coupons, licenses, or tickets. Electronic devices.

11. In any one of claims 1 to 10, The above second screen (402, 403) is a screen of another application that is distinct from the digital wallet (210). The other applications mentioned above are gallery applications or camera applications. Electronic devices.

12. In the electronic device (101), Display (160), At least one processor (120) including a processing circuit, and A memory (130) storing instructions and including one or more storage media, wherein the instructions, when individually or collectively executed by the at least one processor (120), cause the electronic device (101) to: Obtain image data related to the essential, Based on the image data, a prompt is generated, wherein the prompt includes a first text included in the image data and a second text not included in the image data, wherein the second text represents information retrieved based on the first text, By inputting the above prompt into a generative artificial intelligence model, essential data representing the essential is generated, After registering the essential data representing the above essential in the digital wallet (210), an event related to the above essential is identified, Generate another prompt based on the above event, wherein the other prompt includes at least one of the first text or the second text included in the prompt and another text not included in the prompt, By inputting the above different prompts into a generative AI model, different essential data representing the essential is generated, the different essential data includes a different type of information than the type of information included in the essential data, and the different type of information is related to the event, and Causing the other essential data representing the above essential to be registered in the digital wallet (210) instead of the above essential data, Electronic devices.

13. In a method of an electronic device (101) including a display (160), An operation of obtaining a first user input for a first user interface (410) for adding a means for a transaction on a first screen (401) of a digital wallet (210) displayed on the above display (160); An operation of displaying a second screen (402, 403) for obtaining image data (430, 440) related to the means for the transaction based on obtaining the first user input for the first user interface (410) through the display (160), and Based on obtaining a second user input for determining the image data (430, 440) related to the means for the transaction in the second screen (402, 403): An operation of obtaining text data related to the means for the transaction represented by the image data (430, 440) based on inputting the image data (430, 440) into a vision language model (230) (vision language model, VLM), the text data including information for determining a category of the means for the transaction, and The above digital wallet (210) includes an operation of registering the means for the transaction in a category indicated by the text data among a plurality of categories. method.

14. In claim 13, In a third screen (903) for displaying visual objects of means of the same category as the category of the means for the transaction among the multiple screens of the digital wallet (210), the digital wallet (210) includes an operation of registering the means for the transaction so as to display the visual object of the means for the transaction. method.

15. In claim 13, An action that identifies a prompt based on the above text data, An action of generating a visual object of the means for the transaction by inputting the above prompt into a generative artificial intelligence model, and In the first screen (401) for displaying visual objects of a plurality of means of the digital wallet (210), an operation for displaying the visual object of the means for the transaction is included. method.

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