Electronic device, method, and non-transitory computer-readable storage medium for determining card

Abstract

This electronic device may comprise a communication circuit, a display, a memory storing instructions, and at least one processor. The instructions, when executed individually or collectively by the at least one processor, may instruct the electronic device to: receive a user input for executing a payment application in which cards are registered; identify identification information of at least one communication device and strength information of at least one signal by using the at least one signal broadcast from the at least one communication device; transmit the identification information and the strength information to a server device; receive, from the server device, information on a store in which the electronic device is located, corresponding to the identification information and the strength information; and display a visual object corresponding to a card included in the cards on the basis of the information on the store and the information on the cards.

Description

Electronic device, method, and non-transient computer-readable storage medium for determining a card

[0001] The present disclosure relates to an electronic device, a method, and a non-transient computer-readable storage medium for determining a card.

[0002] The electronic device may provide a function for registering cards. For example, the cards may include credit cards and debit cards. The electronic device may perform payments through a payment device using the registered cards. For example, the payment device may include a card terminal.

[0003] The information described above may be provided as related art for the purpose of aiding understanding of the present disclosure. No claim or determination is made as to whether any of the foregoing may be applied as prior art related to the present disclosure.

[0004] An electronic device is provided. The electronic device may include a communication circuit. The electronic device may include a display. The electronic device may include a memory comprising one or more storage media for storing instructions. The electronic device may include at least one processor comprising a processing circuitry. The instructions may cause the electronic device to receive user input for the execution of a payment application in which a plurality of cards are registered, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify identification information of the at least one communication device and strength information of the at least one signal by using at least one signal broadcast from the at least one communication device, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to transmit the identification information of the at least one communication device and the strength information of the at least one signal to a server device via the communication circuit, based on receiving the user input, when executed individually or collectively by the at least one processor. When the above instructions are executed individually or collectively by the at least one processor, they may cause the electronic device to receive information about the store where the electronic device is located from the server device through the communication circuit, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal.When the above instructions are executed individually or collectively by the at least one processor, the electronic device may cause a visual object corresponding to a card included in the plurality of cards to be displayed through the display, based on the information about the store and the information about the plurality of cards.

[0005] A method is provided. The method may be performed in an electronic device having a communication circuit and a display. The method may include an operation of receiving user input for the execution of a payment application in which a plurality of cards are registered. The method may include an operation of identifying identification information of the at least one communication device and strength information of the at least one signal using at least one signal broadcast from at least one communication device. The method may include an operation of transmitting the identification information of the at least one communication device and the strength information of the at least one signal to a server device through the communication circuit based on receiving the user input. The method may include an operation of receiving information about a store where the electronic device is located from the server device through the communication circuit, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal. The method may include an operation of displaying a visual object corresponding to a card included in the plurality of cards through the display based on the information about the store and the information about the plurality of cards.

[0006] A non-transient computer-readable storage medium is provided. The non-transient computer-readable storage medium may store one or more programs. The one or more programs may include instructions that cause the electronic device to receive user input for the execution of a payment application in which a plurality of cards are registered, when executed by the electronic device having a communication circuit and a display. The one or more programs may include instructions that cause the electronic device to identify identification information of the at least one communication device and strength information of the at least one signal based on receiving the user input, using at least one signal broadcast from at least one communication device when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit the identification information of the at least one communication device and the strength information of the at least one signal to a server device through the communication circuit when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to receive, through the communication circuit, information about a store where the electronic device is located from the server device, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal, when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to display, through the display, a visual object corresponding to a card included in the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device.

[0007] An electronic device is provided. The electronic device may include a communication circuit. The electronic device may include a memory comprising one or more storage media for storing instructions. The electronic device may include at least one processor comprising a processing circuitry. The instructions may cause the electronic device to receive, through the communication circuit, identification information of at least one communication device and signal strength information associated with at least one communication device from an external electronic device, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a data set corresponding to the identification information and the signal strength information among data sets comprising information for each of a plurality of stores, identification information of at least one communication device associated with the store, and signal strength information associated with the communication device, when executed individually or collectively by the at least one processor. When the above instructions are executed individually or collectively by the at least one processor, they may cause the electronic device to transmit information about a store represented by the data set to the external electronic device through the communication circuit.

[0008] A method is provided. The method may be performed in an electronic device having a communication circuit. The method may include the operation of receiving identification information of at least one communication device and strength information of at least one signal associated with said at least one communication device from an external electronic device through said communication circuit. The method may include the operation of identifying a data set corresponding to said identification information and said strength information among data sets including information for each of a plurality of stores, identification information of at least one communication device associated with said store, and strength information of a signal associated with said communication device. The method may include the operation of transmitting information about a store represented by said data set to the external electronic device through said communication circuit.

[0009] A non-transient computer-readable storage medium is provided. The non-transient computer-readable storage medium may store one or more programs. The one or more programs may include instructions that cause the electronic device to receive, through the communication circuit, identification information of at least one communication device and strength information of at least one signal associated with the at least one communication device from an external electronic device when executed by the electronic device having a communication circuit. The one or more programs may include instructions that cause the electronic device to identify a data set corresponding to the identification information and the strength information among data sets that include information for each of a plurality of stores, identification information of at least one communication device associated with the store, and strength information of the signal associated with the communication device when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit information about the store represented by the data set to the external electronic device through the communication circuit when executed by the electronic device.

[0010] FIG. 1 is a block diagram of an electronic device in a network environment according to one embodiment.

[0011] Figure 2 illustrates an example of a payment function using a card registered in an electronic device.

[0012] Figure 3 illustrates an example of a simplified block diagram of electronic devices.

[0013] FIG. 4 illustrates an example of an operation performed between a first electronic device and a second electronic device to obtain a priority level of a card.

[0014] FIG. 5 illustrates examples of actions for identifying payment intent.

[0015] FIG. 6 illustrates examples of operations performed between a first electronic device and a second electronic device for store information corresponding to signal information.

[0016] Figure 7 illustrates an example of a data set obtained using signal information and payment approval information.

[0017] FIG. 8 illustrates an example in which data sets between second electronic devices are used.

[0018] FIGS. 9a and 9b illustrate examples of operations for setting priority levels of multiple cards.

[0019] FIGS. 10a and 10b illustrate examples of operations for setting priority levels of multiple cards.

[0020] FIG. 11 illustrates an example of operations performed between a first electronic device, a second electronic device, and a payment server device to generate data sets.

[0021] FIG. 12 illustrates an example of an operation performed between a first electronic device, a second electronic device, and a payment server device to determine the priority level of a plurality of cards.

[0022] FIGS. 13a and 13b illustrate examples of a first electronic device displaying a user interface of a payment application.

[0023] FIG. 14 illustrates examples of functional components of a first electronic device and functional components of a second electronic device.

[0024] Throughout the drawings, the same reference numerals will be understood to refer to the same parts, components, and structures.

[0025] The terms used in this disclosure are used merely to describe specific embodiments and are not intended to limit the scope of other embodiments. A singular expression may include a plural expression unless the context clearly indicates otherwise. Terms used herein, including technical or scientific terms, may have the same meaning as generally understood by those skilled in the art described in this disclosure. Terms used in this disclosure that are defined in a general dictionary may be interpreted as having the same or similar meaning as they have in the context of the relevant technology, and are not to be interpreted in an ideal or overly formal sense unless explicitly defined in this disclosure. In some cases, even terms defined in this disclosure are not to be interpreted to exclude the embodiments of this disclosure.

[0026] In the various embodiments of the present disclosure described below, a hardware-based approach is described as an example. However, since the various embodiments of the present disclosure include techniques using both hardware and software, the various embodiments of the present disclosure do not exclude a software-based approach.

[0027] Terms used in the following description to refer to data (e.g., data, information, signal information, payment approval information, identification information, intensity information, card benefit information, transaction history information, payment amount information, priority information), terms referring to values ​​(e.g., average value, reference intensity, reference similarity, reference difference), terms for operation states (e.g., operation, process), terms referring to objects (e.g., visual object, icon), terms referring to network entities, terms referring to device components, etc., are provided as examples for the convenience of explanation. Accordingly, the present disclosure is not limited to the terms described below, and other terms having equivalent technical meanings may be used. Furthermore, terms such as '...part', '...device', '...object', '...body', etc. used below may refer to at least one shape structure or a unit that processes a function.

[0028] Additionally, in this disclosure, expressions of "greater than" or "less than" may be used to determine whether a specific condition is satisfied or fulfilled; however, this is merely for the purpose of expressing an example and does not exclude descriptions of "greater than" or "less than." Conditions described as "greater than" may be replaced with "greater than," conditions described as "less than" may be replaced with "less than," and conditions described as "greater than and less than" may be replaced with "greater than and less than." Furthermore, "A" to "B" below refer to at least one of elements from A (including A) to B (including B). Below, "C" and / or "D" refers to including at least one of "C" or "D," i.e., {"C", "D", "C" and "D"}.

[0029] In the present disclosure, a card may include a credit card, a debit card, a payment card, a payment settlement card, a direct debit card, a fund card, a membership card, and / or a card providing a discount benefit, but the embodiments are not limited. For example, any card that can be registered to an electronic device (e.g., electronic device (101)) may be understood as an embodiment of the present disclosure.

[0030] In the present disclosure, a store may be referred to as a place where card payments are possible and goods are sold or services are provided. In this regard, a store may be referred to as a shop, store, store, franchise, sales outlet, business location, business office, and / or a term having an equivalent technical meaning.

[0031] FIG. 1 is a block diagram of an electronic device in a network environment according to one embodiment.

[0032] Referring to FIG. 1, in a network environment (100), an electronic device (101) may communicate with an electronic device (102) through a first network (198) (e.g., a short-range wireless communication network) or with at least one of an electronic device (104) or a server (108) through a second network (199) (e.g., a long-range wireless communication network). According to one embodiment, the electronic device (101) may communicate with the electronic device (104) through a server (108). According to one embodiment, the electronic device (101) may include a processor (120), memory (130), input module (150), sound output module (155), display module (160), audio module (170), sensor module (176), interface (177), connection terminal (178), haptic module (179), camera module (180), power management module (188), battery (189), communication module (190), subscriber identification module (196), or antenna module (197). In some embodiments, at least one of these components (e.g., connection terminal (178)) may be omitted from the electronic device (101), or one or more other components may be added. In some embodiments, some of these components (e.g., sensor module (176), camera module (180), or antenna module (197)) may be integrated into a single component (e.g., display module (160)).

[0033] The processor (120) can control at least one other component (e.g., hardware or software component) of the electronic device (101) connected to the processor (120) by executing software (e.g., program (140)), and can perform various data processing or operations. According to one embodiment, as at least part of the data processing or operations, the processor (120) can store commands or data received from other components (e.g., sensor module (176) or communication module (190)) in volatile memory (132), process the commands or data stored in volatile memory (132), and store the resulting data in non-volatile memory (134). According to one embodiment, the processor (120) may include a main processor (121) (e.g., central processing unit or application processor) or an auxiliary processor (123) that can operate independently or together with it (e.g., graphics processing unit, neural processing unit (NPU), image signal processor, sensor hub processor, or communication processor). For example, if the electronic device (101) includes a main processor (121) and an auxiliary processor (123), the auxiliary processor (123) may be configured to use lower power than the main processor (121) or to be specialized for a designated function. The auxiliary processor (123) may be implemented separately from the main processor (121) or as part thereof.

[0034] The auxiliary processor (123) may control at least some of the functions or states associated with at least one component of the electronic device (101) (e.g., display module (160), sensor module (176), or communication module (190)) on behalf of the main processor (121) while the main processor (121) is in an inactive (e.g., sleep) state, or together with the main processor (121) while the main processor (121) is in an active (e.g., application execution) state. According to one embodiment, the auxiliary processor (123) (e.g., image signal processor or communication processor) may be implemented as part of another functionally related component (e.g., camera module (180) or communication module (190)). According to one embodiment, the auxiliary processor (123) (e.g., neural network processing unit) may include a hardware structure specialized for processing an artificial intelligence model. The artificial intelligence model may be generated through machine learning. Such learning may be performed, for example, on the electronic device (101) itself where the artificial intelligence model is executed, or through a separate server (e.g., server (108)). The learning algorithm may include, for example, supervised learning, unsupervised learning, semi-supervised learning, or reinforcement learning, but is not limited to the examples described above. The artificial intelligence model may include a plurality of artificial neural network layers.An artificial neural network may be a deep neural network (DNN), a convolutional neural network (CNN), a recurrent neural network (RNN), a restricted Boltzmann machine (RBM), a deep belief network (DBN), a bidirectional recurrent deep neural network (BRDNN), a deep Q-network, or a combination of two or more of the above, but is not limited to the examples described above. In addition to the hardware structure, the artificial intelligence model may include a software structure, either additionally or substantially.

[0035] The memory (130) can store various data used by at least one component of the electronic device (101) (e.g., processor (120) or sensor module (176)). The data may include, for example, input data or output data for software (e.g., program (140)) and related commands. The memory (130) may include volatile memory (132) or non-volatile memory (134).

[0036] The program (140) may be stored as software in memory (130) and may include, for example, an operating system (142), middleware (144), or an application (146).

[0037] The input module (150) can receive commands or data to be used for a component of the electronic device (101) (e.g., processor (120)) from outside the electronic device (101) (e.g., user). The input module (150) may include, for example, a microphone, a mouse, a keyboard, a key (e.g., a button), or a digital pen (e.g., a stylus pen).

[0038] The sound output module (155) can output a sound signal to the outside of the electronic device (101). The sound output module (155) may include, for example, a speaker or a receiver. The speaker may be used for general purposes, such as multimedia playback or recording playback. The receiver may be used to receive incoming calls. According to one embodiment, the receiver may be implemented separately from the speaker or as part thereof.

[0039] The display module (160) can visually provide information to an external (e.g., user) of the electronic device (101). The display module (160) may include, for example, a display, a holographic device, or a projector and a control circuit for controlling said device. According to one embodiment, the display module (160) may include a touch sensor configured to detect a touch, or a pressure sensor configured to measure the intensity of the force generated by said touch.

[0040] The audio module (170) can convert sound into an electrical signal or, conversely, convert an electrical signal into sound. According to one embodiment, the audio module (170) can acquire sound through the input module (150) or output sound through the sound output module (155) or an external electronic device (e.g., electronic device (102)) (e.g., speaker or headphones) connected directly or wirelessly to the electronic device (101).

[0041] The sensor module (176) can detect the operating state of the electronic device (101) (e.g., power or temperature) or the external environmental state (e.g., user state) and generate an electrical signal or data value corresponding to the detected state. According to one embodiment, the sensor module (176) may include, for example, a gesture sensor, a gyroscope sensor, a barometric pressure sensor, a magnetic sensor, an accelerometer sensor, a grip sensor, a proximity sensor, a color sensor, an IR (infrared) sensor, a biosensor, a temperature sensor, a humidity sensor, or an illuminance sensor.

[0042] The interface (177) may support one or more specified protocols that can be used for the electronic device (101) to be connected directly or wirelessly to an external electronic device (e.g., electronic device (102)). According to one embodiment, the interface (177) may include, for example, a high definition multimedia interface (HDMI), a universal serial bus (USB) interface, an SD card interface, or an audio interface.

[0043] The connection terminal (178) may include a connector through which the electronic device (101) can be physically connected to an external electronic device (e.g., electronic device (102)). According to one embodiment, the connection terminal (178) may include, for example, an HDMI connector, a USB connector, an SD card connector, or an audio connector (e.g., a headphone connector).

[0044] The haptic module (179) can convert an electrical signal into a mechanical stimulus (e.g., vibration or movement) or an electrical stimulus that the user can perceive through tactile or kinesthetic senses. According to one embodiment, the haptic module (179) may include, for example, a motor, a piezoelectric element, or an electric stimulation device.

[0045] The camera module (180) can capture still images and video. According to one embodiment, the camera module (180) may include one or more lenses, image sensors, image signal processors, or flashes.

[0046] The power management module (188) can manage power supplied to the electronic device (101). According to one embodiment, the power management module (188) can be implemented, for example, as at least part of a power management integrated circuit (PMIC).

[0047] The battery (189) can supply power to at least one component of the electronic device (101). According to one embodiment, the battery (189) may include, for example, a non-rechargeable primary battery, a rechargeable secondary battery, or a fuel cell.

[0048] The communication module (190) can support the establishment of a direct (e.g., wired) communication channel or a wireless communication channel between an electronic device (101) and an external electronic device (e.g., electronic device (102), electronic device (104), or server (108)), and the performance of communication through the established communication channel. The communication module (190) may include one or more communication processors that operate independently of the processor (120) (e.g., application processor) and support direct (e.g., wired) communication or wireless communication. According to one embodiment, the communication module (190) may include a wireless communication module (192) (e.g., cellular communication module, short-range wireless communication module, or GNSS (global navigation satellite system) communication module) or a wired communication module (194) (e.g., LAN (local area network) communication module, or power line communication module). The corresponding communication module among these communication modules can communicate with an external electronic device (104) through a first network (198) (e.g., a short-range communication network such as Bluetooth, WiFi (wireless fidelity) direct, or IrDA (infrared data association)) or a second network (199) (e.g., a legacy cellular network, a 5G network, a next-generation communication network, the Internet, or a computer network (e.g., a LAN or WAN). These various types of communication modules may be integrated into a single component (e.g., a single chip) or implemented as multiple separate components (e.g., multiple chips). The wireless communication module (192) can identify or authenticate the electronic device (101) within a communication network such as the first network (198) or the second network (199) using subscriber information (e.g., International Mobile Subscriber Identifier (IMSI)) stored in the subscriber identification module (196).

[0049] The wireless communication module (192) can support 5G networks and next-generation communication technologies following 4G networks, for example, new radio access technology. NR access technology can support high-speed transmission of high-capacity data (enhanced mobile broadband (eMBB)), minimization of terminal power and connection of multiple terminals (massive machine type communications (mMTC)), or high reliability and low latency (ultra-reliable and low-latency communications (URLLC)). The wireless communication module (192) can support a high-frequency band (e.g., mmWave band) to achieve a high data transmission rate, for example. The wireless communication module (192) can support various technologies for securing performance in the high-frequency band, such as beamforming, massive MIMO (multiple-input and multiple-output), full-dimensional MIMO (FD-MIMO), array antenna, analog beam-forming, or large-scale antenna. The wireless communication module (192) can support various requirements specified in the electronic device (101), external electronic device (e.g., electronic device (104)), or network system (e.g., second network (199)). According to one embodiment, the wireless communication module (192) can support a Peak data rate (e.g., 20 Gbps or more) for eMBB realization, loss coverage (e.g., 164 dB or less) for mMTC realization, or U-plane latency (e.g., downlink (DL) and uplink (UL) each 0.5 ms or less, or round trip 1 ms or less) for URLLC realization.

[0050] An antenna module (197) can transmit a signal or power to or from an external source (e.g., an external electronic device). According to one embodiment, the antenna module (197) may include an antenna comprising a radiator made of a conductor or a conductive pattern formed on a substrate (e.g., a PCB). According to one embodiment, the antenna module (197) may include a plurality of antennas (e.g., an array antenna). In this case, at least one antenna suitable for a communication method used in a communication network, such as a first network (198) or a second network (199), may be selected from the plurality of antennas, for example, by a communication module (190). A signal or power may be transmitted or received between the communication module (190) and an external electronic device through the selected at least one antenna. According to some embodiments, in addition to the radiator, other components (e.g., a radio frequency integrated circuit (RFIC)) may be additionally formed as part of the antenna module (197).

[0051] According to various embodiments, the antenna module (197) may form a mmWave antenna module. According to one embodiment, the mmWave antenna module may include a printed circuit board, an RFIC disposed on or adjacent to a first surface (e.g., bottom surface) of the printed circuit board and capable of supporting a specified high frequency band (e.g., mmWave band), and a plurality of antennas (e.g., array antennas) disposed on or adjacent to a second surface (e.g., top surface or side surface) of the printed circuit board and capable of transmitting or receiving a signal of the specified high frequency band.

[0052] At least some of the above components can be connected to each other via a communication method between peripheral devices (e.g., bus, GPIO (general purpose input and output), SPI (serial peripheral interface), or MIPI (mobile industry processor interface)) and exchange signals (e.g., commands or data) with each other.

[0053] According to one embodiment, commands or data may be transmitted or received between the electronic device (101) and an external electronic device (104) through a server (108) connected to a second network (199). Each of the external electronic devices (102, or 104) may be the same or a different type of device as the electronic device (101). According to one embodiment, all or part of the operations performed on the electronic device (101) may be performed on one or more of the external electronic devices (102, 104, or 108). For example, if the electronic device (101) needs to perform a function or service automatically or in response to a request from a user or another device, the electronic device (101) may request one or more external electronic devices to perform at least part of the function or service instead of performing the function or service itself or additionally. One or more external electronic devices that receive the above request may execute at least part of the requested function or service, or additional function or service related to the request, and transmit the result of the execution to the electronic device (101). The electronic device (101) may provide the result as is or additionally processed as at least part of the response to the request. For this purpose, for example, cloud computing, distributed computing, mobile edge computing (MEC), or client-server computing technology may be used. The electronic device (101) may provide ultra-low latency services using, for example, distributed computing or mobile edge computing. In another embodiment, the external electronic device (104) may include an Internet of Things (IoT) device. The server (108) may be an intelligent server using machine learning and / or neural networks. According to one embodiment, the external electronic device (104) or the server (108) may be included within the second network (199).The electronic device (101) can be applied to intelligent services (e.g., smart home, smart city, smart car, or healthcare) based on 5G communication technology and IoT-related technology.

[0054] Figure 2 illustrates an example of a payment function using a card registered in an electronic device.

[0055] Referring to FIG. 2, the environment (200) may include a store (201) and / or a store (202). A user (210) of the electronic device (101) may make a payment for goods (or services) at the store (202). The user (210) may make a payment using a card. For example, the card may include a credit card, a debit card, a payment card, a payment settlement card, a direct debit card, a fund card, a membership card, and / or a card offering discount benefits, but the embodiments are not limited.

[0056] A user (210) can make a payment at a store (202) using an electronic device (101). The electronic device (101) can register multiple cards. The electronic device (101) can make a payment using the registered cards. For example, the electronic device (101) can determine, identify, or select a card from among the registered cards in response to user input. For example, the electronic device (101) can output, emit, or transmit a payment signal corresponding to the determined card to the outside of the electronic device (101). For example, a payment device (220) can receive the payment signal output from the electronic device (101). For example, based on the receipt of the payment signal at the payment device (220), a payment corresponding to the determined card can be made. For example, the payment signal may include a signal based on MST (magnetic secure transmission) and / or NFC (near field communication). For example, the electronic device (101) can simultaneously output a payment signal based on MST and a payment signal based on NFC. For example, the electronic device (101) can sequentially output a payment signal based on MST and a payment signal based on NFC. For example, the electronic device (101) can output only one selected signal among the payment signal based on MST or the payment signal based on NFC.

[0057] As an example not limited to, the electronic device (101) may determine, identify, or select a card from among registered cards in response to user input. For example, the electronic device (101) may display a payment code corresponding to the determined card through a display. For example, the payment code may include a barcode and / or a QR (quick response) code. For example, a payment according to the determined card may be performed by a payment device (220) scanning the payment code displayed by the electronic device (101).

[0058] The electronic device (101) can register multiple cards. The benefits of the cards registered in the electronic device (101) may vary. For example, the stores associated with the benefits of the cards may vary. For example, the names of the stores associated with the benefits of the cards and the types of businesses of the stores may vary. For example, the benefits of the first card among the cards may include the benefit of accumulating points when making a payment at a 'cafe', but the benefits of the second card among the cards may not include benefits related to the 'cafe'. For example, the benefits of the first card among the cards may include the benefit of accumulating points when making a payment at a designated first cafe, but the benefits of the third card among the cards may include the benefit of accumulating points when making a payment at a second cafe different from the first cafe. For example, the benefits of the first card among the cards may include the benefit of accumulating points when making a payment at the store (202), but the benefits of the third card among the cards may not include the benefit of accumulating points when making a payment at the store (202). For example, each card may have transaction performance conditions associated with its benefits. For instance, each card may provide its benefits if the card's transaction performance in the previous month exceeds a specified amount.

[0059] According to one embodiment, a user (210) of an electronic device (101) may provide user input to the electronic device (101) regarding the selection of a card for making a payment at a store (202). For example, the user (210) may provide user input to the electronic device (101) regarding the selected card after comparing the benefit conditions of the cards one by one. For example, the user (210) may have to perform the task of directly comparing the conditions related to the benefits of the cards. For example, the more cards registered in the electronic device (101) there are, the longer the time required for the above task may be. The user (210) may feel inconvenience due to the time required for the above task. In addition, performing the above task may cause inconvenience to the user (210).

[0060] In the present disclosure, a technique for determining, identifying, selecting, suggesting, or recommending a card among the cards registered in the electronic device (101) may be described. For example, the electronic device (101) may identify information about the store (202) where the electronic device (101) is located. For example, the electronic device (101) may identify the name of the store (202) and / or the type of business of the store (202). For example, based on the information of the store (202), the electronic device (101) may identify, determine, select, suggest, or recommend the card among the registered cards that provides the greatest benefit when making a payment at the store (202). For example, the electronic device (101) may display a visual object corresponding to the card that provides the greatest benefit when making a payment at the store (202) through a display based on the execution of a payment application using the registered cards. The user (210) may experience convenience by not having to perform the task of comparing the registered cards. The user experience of the electronic device (101) may be enhanced.

[0061] When a store (201) and a store (202) are contained within a single building, the error in the location indicated by the GNSS (global navigation satellite system) information of the electronic device (101) may be relatively large. For example, if the electronic device (101) identifies a store using only GNSS information, the error between the identified store and the store (202) where the electronic device (101) is actually located may be relatively large. For example, if the electronic device (101) identifies a store using only GNSS information, the identified store and the store (202) where the electronic device (101) is actually located may be different. In embodiments of the present disclosure, the electronic device (101) may further utilize a broadcast signal broadcast from a communication device in addition to GNSS information to identify the store (202). For example, the broadcast signal may include a signal on the WI-FI (wireless fidelity) band. For example, since the electronic device (101) uses a broadcast signal, it can identify the store (202) among the store (201) and the store (202).

[0062] A method by which an electronic device (101) identifies, determines, selects, suggests, or recommends a card among registered cards using information of a store identified by a broadcast signal will be described and illustrated with reference to FIGS. 4 through 14. For example, the method may be executed within the electronic device (101), and components for providing the method may be included in the electronic device (101). The components are described and illustrated in more detail with reference to FIG. 3.

[0063] FIG. 3 illustrates an example of a simplified block diagram of electronic devices. In FIG. 3, components of a first electronic device (301) and / or components of a second electronic device (302) are illustrated. The first electronic device (301) may be an example of the electronic device (101) of FIG. 1. For example, the first electronic device (301) may be one of various types of mobile devices, such as a laptop, smartphones with various form factors (e.g., bar-type smartphones, foldable-type smartphones, multi-foldable-type smartphones, or rollable-type smartphones), a tablet, a cellular phone, and other similar computing devices. The first electronic device (301) may be referred to as a user device, a multi-functional device, or a portable device. The second electronic device (302) may be an example of the electronic device (104) of FIG. 1 or an example of a server (108). For example, the second electronic device (302) may be referred to as a server device, data server, payment support server and / or a term having an equivalent technical meaning.

[0064] Referring to FIG. 3, the first electronic device (301) may include at least one processor (300), memory (310), display (320), and / or communication circuit (330). For example, at least one processor (300), memory (310), display (320), and / or communication circuit (330) may be electrically and / or operably coupled with each other by a communication bus.

[0065] In the following, the hardware components being operatively coupled may mean that a direct or indirect connection between the hardware components is established via wired or wireless means so that a second hardware component is controlled by a first hardware component among the hardware components. The hardware components illustrated in FIG. 3 are illustrated based on different blocks, but the present disclosure is not limited thereto. For example, a portion of the hardware components illustrated in FIG. 3 (e.g., at least a portion of at least one processor (300) and memory (310)) may be included in a single integrated circuit such as a system on chip (SoC) or a system in package (SIP). The type and / or number of hardware components included in the first electronic device (301) are not limited to those illustrated in FIG. 3. For example, the first electronic device (301) may include only some of the hardware components illustrated in FIG. 3.

[0066] At least one processor (300) may include a hardware component for processing data based on executing instructions. At least one processor (300) may be configured to execute instructions stored in memory (310) individually or collectively. At least one processor (300) may include a processing circuit. For example, the hardware component for processing data may include an arithmetic and logic unit (ALU), a floating point unit (FPU), and a field programmable gate array (FPGA). For example, the hardware component for processing data may include a central processing unit (CPU), a graphic processing unit (GPU), a display processing unit (DPU), a neural processing unit (NPU), a digital signal processor (DSP), an application processor (AP), and / or a microcontroller (MCU). At least one processor (300) may include one or more cores. For example, at least one processor (300) may have the structure of a multi-core processor such as a dual core, quad core, or hexa core. The at least one processor (300) of FIG. 3 may have substantially the same properties as the processor (120) of FIG. 1. According to one embodiment, at least one processor (300) may be configured to control memory (310) and / or a display (320).

[0067] Memory (310) may include a hardware component for storing data and / or instructions that are input to and / or output from at least one processor (300). For example, instructions may represent operations and / or actions to be performed on the data by at least one processor (300) of the first electronic device (301). Memory (310) may include one or more storage media. Memory (310) may include volatile memory, such as random-access memory (RAM), and / or non-volatile memory, such as read-only memory (ROM). Volatile memory may include at least one of dynamic RAM (DRAM), static RAM (SRAM), cache RAM, or pseudo SRAM (PSRAM). Non-volatile memory may include, for example, at least one of PROM (programmable ROM), EPROM (erasable PROM), EEPROM (electrically erasable PROM), flash memory, hard disk, compact disk, or EMMC (embedded multimedia card). The specific details regarding the memory (310) of FIG. 3 may be substantially the same as the details regarding the memory (130) of FIG. 1.

[0068] The display (320) may include hardware components of the first electronic device (301) used to display a screen (e.g., user interface, image, video). For example, the display (320) may include light-emitting elements and circuits (e.g., transistors) that control the light-emitting elements to emit light. For example, each of the light-emitting elements may include an organic light-emitting diode (OLED) or a micro LED. However, it is not limited thereto. For example, the display (320) may include a liquid crystal display (LCD).

[0069] A display (320) according to one embodiment may include a sensor (e.g., a touch sensor panel (TSP)) for detecting an external object (e.g., a user's finger) on the display (320). For example, based on the TSP, a first electronic device (301) may detect an external object that is in contact with the display (320) or floating on the display (320). In response to the detection of the external object, the first electronic device (301) may execute a function related to a specific visual object displayed at a location on the display (320) where the external object is in contact, among the visual objects being displayed on the display (320).

[0070] The communication circuit (330) may include hardware components to support the transmission and / or reception of signals between the first electronic device (301) and an external electronic device (e.g., the second electronic device (302)). The communication circuit (330) may include, for example, at least one of a modem, an antenna, or an O / E (optic / electronic) converter. The communication circuit (330) may support the transmission and / or reception of electrical signals based on various types of protocols such as Ethernet, LAN (local area network), WAN (wide area network), WiFi (wireless fidelity), Bluetooth, BLE (Bluetooth low energy), Zigbee, LTE (long term evolution), and 5G NR (new radio). Specific details regarding the communication circuit (330) of FIG. 3 may be substantially the same as the communication module (190) and / or antenna module (197) of FIG. 1.

[0071] The first electronic device (301) may be connected to the second electronic device (302) via a communication circuit (330) based on a wired network and / or a wireless network. For example, the wired network may include a network such as the Internet, a LAN (local area network), a WAN (wide area network), or a combination thereof. For example, the wireless network may include a network such as LTE (long term evolution), 5G NR (new radio), WiFi (wireless fidelity), Zigbee, NFC (near field communication), Bluetooth, BLE (Bluetooth low-energy), or a combination thereof. For example, the first electronic device (301) may be directly connected to the second electronic device (302) or indirectly connected through one or more routers and / or access points (APs).

[0072] The second electronic device (302) may include at least one processor (340), memory (350), and / or communication circuit (370). For example, at least one processor (340), memory (350), and / or communication circuit (370) may be electrically and / or operationally connected to each other by a communication bus. Since at least one processor (340) may be substantially identical to at least one processor (300), redundant description is omitted. Since memory (350) may be substantially identical to memory (310), redundant description is omitted. Since communication circuit (370) may be substantially identical to communication circuit (330), redundant description is omitted.

[0073] FIG. 4 illustrates an example of an operation performed between a first electronic device (301) and a second electronic device (302) to obtain a priority level of a card. In the following embodiments, each operation may be performed sequentially, but is not necessarily performed sequentially. For example, the order of each operation may be changed, and at least two operations may be performed in parallel.

[0074] In the present disclosure, a card may include a credit card, a debit card, a payment card, a payment settlement card, a direct debit card, a fund card, a membership card, and / or a card providing a discount benefit, but the embodiments are not limited. For example, any card that can be registered to an electronic device (e.g., a first electronic device (301)) may be understood as an embodiment of the present disclosure.

[0075] In the present disclosure, a store may be referred to as a place where card payments are possible and goods are sold or services are provided. In this regard, a store may be referred to as a shop, store, store, franchise, sales outlet, business location, business office, and / or a term having an equivalent technical meaning.

[0076] Referring to FIG. 4, in operation 401, the first electronic device (301) (e.g., at least one processor (300)) may receive user input for the execution of a payment application. The payment application may be referred to as a pay application, a wallet application, and / or an equivalent technical term. The payment application may be used to enable the payment function of the first electronic device (301). In an example, but not limited to, the payment application may cause the first electronic device (301) to support or provide a payment function. For example, a plurality of cards that can be used for the payment function may be registered in the first electronic device (301). For example, the payment application may include a function to perform a payment through a payment device (e.g., a payment device (220)) using the cards registered in the first electronic device (301). A plurality of cards may be registered in the first electronic device (301), but the embodiments are not limited. For example, a plurality of cards may be registered in the payment application.

[0077] The first electronic device (301) may display a screen (e.g., display (320)) for determining a card among a plurality of cards to be used for a payment function based on receiving user input. For example, the payment function may be referred to as a mobile payment service that supports payment through a card registered in a payment application. A payment function that uses a plurality of cards registered in a payment application may be referred to as a simple payment service, mobile payment service, pay service, mobile pay service, electronic wallet, digital wallet, smart payment, contactless payment service, and / or a term having an equivalent technical meaning. For example, the first electronic device (301) may identify a payment intention in response to receiving user input.

[0078] The first electronic device (301) can perform a payment based on providing card information to a payment device (e.g., payment device (220)) using a payment application. The payment device (220) can provide the received card information to a payment server device (e.g., a card company server device, a payment network) and receive information indicating approval of the payment.

[0079] According to one embodiment, the electronic device (101) can provide card information to the payment device (220) by outputting, radiating, or transmitting a payment signal to the outside. For example, the payment signal may include a signal based on MST (magnetic secure transmission) and / or NFC (near field communication). For example, the first electronic device (301) may simultaneously output a payment signal based on MST and a payment signal based on NFC. For example, the first electronic device (301) may sequentially output a payment signal based on MST and a payment signal based on NFC. For example, the first electronic device (301) may output only one selected signal among the payment signal based on MST or the payment signal based on NFC.

[0080] According to one embodiment, the first electronic device (301) can provide card information to the payment device (220) by displaying a payment code through a display (e.g., display (320)). For example, the payment code may include a barcode and / or a QR code. For example, the payment device (220) can obtain card information by scanning the payment code displayed through the display (320).

[0081] In operation 403, the first electronic device (301) (e.g., at least one processor (300)) may acquire or receive at least one signal broadcast from at least one communication device. The first electronic device (301) may identify or acquire signal information using at least one signal. The signal information may include identification information of at least one communication device, strength information of at least one signal, and acquisition time information of at least one signal. For example, the identification information of at least one communication device and the strength information of at least one signal may be linked together and included within the signal information. The identification information of at least one communication device and the strength information of at least one signal linked together may be referred to as a signal snapshot.

[0082] For example, a first part of at least one communication device may be located in a store where the first electronic device (301) is located, and a second part of at least one communication device may be located in a different place from the store where the first electronic device (301) is located (e.g., an adjacent store, outside the store).

[0083] According to one embodiment, at least one communication device may include an access point (AP), a wireless access point (WAP), a wireless network device, a Wi-Fi transmitting device, a Wi-Fi router, a wireless sharing device, and / or a network node. Identification information of at least one communication device may include a media access control (MAC) address of the communication device, name data of the communication device, and / or a basic service set identifier (BSSID) of the communication device.

[0084] According to one embodiment, the first electronic device (301) can identify or acquire signal information by using a signal received from a communication device with relatively low mobility. For example, the first electronic device (301) may not acquire a signal broadcast from a public Wi-Fi device, a hotspot device (e.g., a mobile device), and / or a home appliance (e.g., an air purifier), or may not use the signal information to acquire said signal information.

[0085] According to one embodiment, at least one signal may include a signal having permeability and / or diffraction. For example, at least one signal may include a signal on a Wi-Fi band, a signal on a legacy Bluetooth band, and / or a signal on a BLE (Bluetooth Low Energy) band. For example, at least one signal may include a Wi-Fi signal, a Bluetooth signal, and a BLE signal. For example, the Wi-Fi signal may include a service set identifier (SSID) broadcast signal and / or a beacon frame.

[0086] According to one embodiment, at least one signal acquired by the first electronic device (301) may be a signal having a strength greater than a reference strength. For example, at least one signal may be distinguished from a signal that is detected intermittently. For example, at least one signal may be distinguished from a signal by tethering technology (e.g., a hot-spot signal).

[0087] In operation 405, the first electronic device (301) (e.g., at least one processor (300)) can transmit identification information of at least one communication device and signal strength information of at least one to the second electronic device (302)) through the communication circuit (330). For example, the first electronic device (301) can transmit signal information obtained in operation 403 to the second electronic device (302)) through the communication circuit (330).

[0088] As a non-limiting example, the first electronic device (301) may execute operation 405 based on operation 401. For example, the first electronic device (301) may transmit identification information of at least one communication device and signal strength information of at least one signal to the second electronic device (302) through the communication circuit (330) based on receiving user input for the execution of a payment application.

[0089] In operation 407, the second electronic device (302) (e.g., at least one processor (340)) can identify, among the data sets, a data set corresponding to at least one communication device identification information and at least one signal strength information. The data sets may include information about a plurality of stores, identification information of communication devices associated with the plurality of stores, and / or signal strength information associated with the communication devices. For example, the data sets may include information about each of the plurality of stores, identification information of at least one communication device associated with the store, and signal strength information associated with the communication device. For example, one of the data sets may include information about a store, identification information of at least one communication device associated with the store, and signal strength information associated with the communication device.

[0090] According to one embodiment, the second electronic device (302) can identify a data set among data sets. The identified data set may correspond to at least one communication device identification information received from the first electronic device (301) and at least one signal strength information received from the first electronic device (301). For example, the identification information of at least one communication device within the data set may correspond to at least a part of the identification information of at least one communication device received from the first electronic device (301). For example, the similarity between the identification information of at least one communication device within the data set and the identification information of at least one communication device received from the first electronic device (301) may be higher than a reference similarity. For example, among the data sets, the data set may be the data set with the highest similarity between the identification information of at least one communication device within the data set and the identification information of at least one communication device received. For example, the signal strength information within the data set may correspond to at least a part of the signal strength information received from the first electronic device (301). For example, the similarity between at least one signal strength information within a data set and at least one signal strength information received from the first electronic device (301) may be higher than a reference similarity. For example, a data set may be the data set among the data sets with the highest similarity between at least one signal strength information within the data set and at least one signal strength information received. For example, a data set may be the data set among the data sets with the highest similarity between a signal snapshot within the data set and a signal snapshot received from the first electronic device (301). For example, a signal snapshot may be a term referring to identification information of at least one communication device and at least one signal strength information linked to each other.

[0091] As a non-limiting example, the second electronic device (302) can identify or determine one data set among data sets by providing at least one communication device identification information received from the first electronic device (301) and at least one signal strength information received from the first electronic device (301) to a learned model. For example, the learned model may include an artificial intelligence model trained to output the data set with the highest similarity to the input information among the data sets. For example, the learned model may include a neural network. For example, the learned model may include an artificial neural network model comprising a plurality of layers and / or operations (or computations). As a non-limiting example, the trained model may include one of FNN (feedforward neural network), DNN (deep neural network), CNN (convolutional neural network), R-CNN (region with convolution neural network), RPN (region proposal network), RNN (recurrent neural network), S-DNN (stacking-based deep neural network), S-SDNN (state-space dynamic neural network), deconvolution network, RBM (restricted Boltzmann machine), DBN (deep belief network), BRDNN (bidirectional recurrent deep neural network), deep Q-networks, fully convolutional network, LSTM (long short-term memory) network, and classification network, or a combination of two or more of these.However, it is not limited to this.

[0092] According to one embodiment, the second electronic device (302) may extract, obtain, or identify information about a store from an identified data set. Information about a store may be referred to as store information. Store information may include the name of the store and / or the business type of the store. In the present disclosure, the name of the store may include the trade name of the store and / or the brand name of the store. In the present disclosure, the business type of the store may be referred to as a merchant category, a merchant category code (MCC), a merchant type, and / or a term having an equivalent technical meaning.

[0093] In operation 409, the second electronic device (302) (e.g., at least one processor (340)) may transmit store information to the first electronic device (301) via the communication circuit (370) based on the data set identified in operation 407. For example, the store information may be extracted, obtained, or identified from the identified data set.

[0094] In operation 411, the first electronic device (301) (e.g., at least one processor (300)) may display a visual object corresponding to a card included in the plurality of cards through a display (e.g., display (320)) based on store information and information about the plurality of cards. For example, store information may include the name of the store and / or the type of business of the store. For example, information about the plurality of cards may include card name information, card benefit information and / or card transaction performance condition information. For example, card benefit information may indicate benefits associated with the card and / or the remaining benefit amount of the card. For example, card transaction performance condition information may indicate whether the previous month's performance of the card has been met and / or the performance amount for the card's benefits. For example, information about the plurality of cards may be obtained from a payment server device (e.g., payment server device (1100)). As an example not limited to, information about multiple cards may be stored in the memory (e.g., memory (310)) of the first electronic device (301).

[0095] According to one embodiment, the first electronic device (301) can determine, select, or identify at least one card among a plurality of cards based on store information and information about a plurality of cards. For example, the first electronic device (301) can display at least one visual object corresponding to the determined at least one card through a display (e.g., display (320)). For example, the first electronic device (301) can obtain the priority level of each of the plurality of cards based on store information and information about a plurality of cards. For example, the first electronic device (301) can determine, select, or identify at least one card according to the priority level. For example, at least one card may include a card having the highest priority level among the plurality of cards. For example, at least one card may include a specified number of cards, starting from the card having the highest priority level among the plurality of cards, in order of highest priority level.

[0096] According to one embodiment, the first electronic device (301) may calculate, generate, or obtain a priority level for each of a plurality of cards based on whether the benefit of each card in the cards is linked to the name of the store, whether the benefit of each card in the cards is linked to the business type of the store, whether the transaction performance condition of each card in the cards is satisfied, the remaining benefit amount of each card in the cards, and / or the benefit amount obtained when each card in the cards makes a payment at the store. This operation is described and illustrated with reference to FIG. 9a, FIG. 9b, FIG. 10a, and / or FIG. 10b.

[0097] According to one embodiment, the first electronic device (301) may transmit information regarding a plurality of cards to the second electronic device (302) via a communication circuit (330). After transmitting information regarding the plurality of cards, the first electronic device (301) may receive priority information indicating the priority level of each of the plurality of cards from the second electronic device (302) via the communication circuit (330). As an example not limited to, the second electronic device (302) may obtain information regarding the plurality of cards from a payment server device (e.g., payment server device (1100)). For example, the priority information may be calculated, obtained, or generated by the second electronic device (302). For example, the second electronic device (302) may calculate, generate, or obtain a priority level for each of the plurality of cards based on whether the benefit of each card in the cards is linked to the name of the store, whether the benefit of each card in the cards is linked to the business type of the store, whether the transaction performance condition of each card in the cards is satisfied, the remaining benefit amount of each card in the cards, and / or the benefit amount obtained when each card in the cards makes a payment at the store. This operation is described and illustrated with reference to FIGS. 9a, 9b, 10a, and / or FIGS. 10b.

[0098] The first electronic device (301) can display a visual object (or at least one visual object) corresponding to a card (or at least one card) included in a plurality of cards through a display (e.g., display (320)). For example, the first electronic device (301) can display a visual object corresponding to a card determined according to the priority level of each of the plurality of cards through the display (320). For example, a visual object displayed through the display (320) (e.g., a visual object (1340) of FIG. 13a and FIG. 13b) will be described and illustrated with reference to FIG. 13a and FIG. 13b.

[0099] According to one embodiment, the first electronic device (301) may receive user input for user authentication while displaying a visual object. For example, the first electronic device (301) may perform user authentication in response to the user input. For example, user authentication may include biometric information (e.g., iris, fingerprint) authentication, pattern authentication, gesture authentication, and / or PIN (personal identification number) authentication, but the embodiments are not limited. For example, the first electronic device (301) may output a payment signal outside the first electronic device (301) in response to the successful performance of user authentication. For example, the first electronic device (301) may display a payment code through the display (320) in response to the successful performance of user authentication.

[0100] FIG. 5 illustrates examples of actions for identifying payment intent.

[0101] Referring to FIG. 5, in operation 501, the first electronic device (301) (e.g., at least one processor (300)) may receive user input for the execution of a payment application in which a plurality of cards are registered. Since operation 501 may be substantially the same as operation 401 of FIG. 4, a redundant description will be omitted.

[0102] In operation 503, the first electronic device (301) (e.g., at least one processor (300)) may execute a payment application in response to receiving user input for executing a payment application. For the payment application, the descriptions of the payment application in FIG. 4 may be referenced. In an example, but not limited to, the first electronic device (301) may change the mode of the first electronic device (301) to a payment mode or activate the payment mode based on receiving user input for executing a payment application. For example, the payment mode may be referenced as a state that provides the function of making a payment through the payment device (220) using cards registered in the first electronic device (301).

[0103] In operation 505, the first electronic device (301) (e.g., at least one processor (300)) can identify the user's payment intention in response to executing a payment application. For example, the first electronic device (301) can execute operations 403, 405, 409, 411, and / or 413 in response to identifying the user's payment intention. For example, the first electronic device (301) can identify identification information of at least one communication device and strength information of at least one signal by using at least one signal broadcast from at least one communication device in response to identifying the user's payment intention.

[0104] FIG. 6 illustrates examples of operations performed between a first electronic device and a second electronic device for store information corresponding to signal information.

[0105] In the present disclosure, the name of a store may include the trade name and / or brand name of the store. In the present disclosure, the business type of a store may be referred to by a merchant category, a merchant category code (MCC), a merchant type, and / or a term having an equivalent technical meaning.

[0106] Referring to FIG. 6, in operation 601, the first electronic device (301) (e.g., at least one processor (300)) may acquire or receive at least one signal broadcast from at least one communication device. Operation 601 may correspond to at least a part of operation 403 of FIG. 4. For example, operation 601 may be a subsequent operation of operation 505 of FIG. 5.

[0107] According to one embodiment, the first electronic device (301) can obtain location information of the first electronic device (301) using a location sensor. For example, the first electronic device (301) can obtain GNSS (global navigation satellite system) information. For example, the GNSS information may include location coordinates of the first electronic device (301).

[0108] In operation 603, the first electronic device (301) (e.g., at least one processor (300)) may identify, acquire, or generate signal information using at least one signal. For example, the signal information may include identification information of at least one communication device, strength information of at least one signal, and acquisition time information of at least one signal. For example, for the signal information, the descriptions of the signal information of operation 403 of FIG. 4 may be referenced. For example, the signal information may further include location information of the first electronic device (301). For example, the signal information may be referred to as payment time information in that it is acquired as the first electronic device (301) identifies the user's payment intention.

[0109] In operation 605, the first electronic device (301) (e.g., at least one processor (300)) may transmit signal information to the second electronic device (302) via a communication circuit (e.g., a communication circuit (330)). For example, the signal information may include identification information of at least one communication device, strength information of at least one signal, acquisition time information of at least one signal, and / or location information of the first electronic device (301). For example, operation 605 may correspond to operation 405 of FIG. 4.

[0110] In operation 607, the second electronic device (302) (e.g., at least one processor (340)) can identify whether there exists a data set corresponding to signal information among the data sets. For example, the second electronic device (302) can execute operation 609 based on identifying that there exists a data set corresponding to signal information among the data sets. For example, the second electronic device (302) can execute operations 611 and / or operations 613 based on identifying that there does not exist a data set corresponding to signal information among the data sets. For example, for the data sets, the descriptions of the data sets in operation 407 of FIG. 4 may be referenced. For example, each data set within the data sets may further include location information of the store represented by the data set. For example, the location information of the store may include location coordinates. Operation 607 may correspond to operation 407 of FIG. 4.

[0111] In operation 609, the second electronic device (302) (e.g., at least one processor (340)) can transmit store information to the first electronic device (301) via a communication circuit (e.g., a communication circuit (370)). Operation 609 may correspond to operation 409 of FIG. 4.

[0112] In operation 611, the second electronic device (302) (e.g., at least one processor (340)) may obtain payment approval information. For example, the payment approval information may include payment approval time information, information about the store, and / or transaction amount information. For example, since the information about the store within the payment approval information may be substantially the same as the store information of FIG. 4, redundant content is omitted. For example, the second electronic device (302) may decide to create or add a data set corresponding to the signal information based on identifying that there is no data set corresponding to the signal information among the data sets.

[0113] According to one embodiment, the second electronic device (302) may receive payment approval information from the first electronic device (301) via a communication circuit (370) to obtain the data set. For example, the first electronic device (301) may execute a payment function using a card registered to the first electronic device (301). For example, after the first electronic device (301) performs a payment at a store according to the payment function, it may obtain payment approval information from a payment server device (e.g., the payment server device (1100) of FIG. 11) via a communication circuit (330). For example, the first electronic device (301) may transmit the payment approval information to the second electronic device (302) via the communication circuit (330).

[0114] According to one embodiment, the second electronic device (302) may receive payment approval information for the data set from the payment server device via the communication circuit (370). For example, the second electronic device (302) may request payment approval information from the payment server device. For example, the second electronic device (302) may obtain payment approval information in response to the request.

[0115] In operation 613, the second electronic device (302) (e.g., at least one processor (340)) may generate or acquire a data set based on signal information and payment approval information. For example, the generation of a data set by the second electronic device (302) is described and illustrated in FIG. 7.

[0116] FIG. 7 illustrates an example of a data set obtained using signal information and payment approval information. FIG. 7 may be related to operation 611 and / or operation 613 of FIG. 6.

[0117] Referring to FIG. 7, the first electronic device (301) can acquire signal information (701). For example, the first electronic device (301) can transmit the signal information (701) to the second electronic device (302) via a communication circuit (e.g., communication circuit (330)). For example, for the signal information (701), the descriptions of operation 405 of FIG. 4 and / or the descriptions of operation 605 of FIG. 6 may be referenced. For example, the signal information (701) may include identification information of at least one communication device, signal strength information of at least one signal, signal acquisition time information of at least one signal, and / or location information of the first electronic device (301).

[0118] The first electronic device (301) can perform a payment through the payment device (220) using a card registered to the first electronic device (301). After performing the payment, the first electronic device (301) can obtain or receive payment approval information (702) from a payment server device (e.g., the payment server device (1100) of FIG. 11). For example, the payment approval information (702) may include payment approval time information, information about the store, and / or transaction amount information. For example, for the payment approval information (702), the descriptions of the payment approval information of operation 611 of FIG. 6 may be referenced. For example, since the information about the store within the payment approval information (702) may be substantially the same as the store information of FIG. 4, redundant content may be omitted. The first electronic device (301) can transmit the payment approval information to the second electronic device (302) through the communication circuit (330).

[0119] The second electronic device (302) may receive signal information (701) and payment approval information (702) from the first electronic device (301) via a communication circuit (e.g., communication circuit (370)). As an example not limited to, the second electronic device (302) may receive payment approval information (702) from a payment server device (e.g., payment server device (1100)) via a communication circuit (370)).

[0120] The second electronic device (302) can generate or acquire a data set (703) using signal information (701) and payment approval information (702). For example, the second electronic device (302) can identify whether the signal information (701) corresponds to the payment approval information (702). For example, the signal information (701) corresponding to the payment approval information (702) may include the store where the signal information (701) was acquired being the same as the store represented by the payment approval information (702). For example, the second electronic device (302) can identify whether the signal information (701) corresponds to the payment approval information (702) by comparing the acquisition time information of at least one signal within the signal information (701) with the payment approval time information within the payment approval information (702). For example, the second electronic device (302) can identify or calculate the difference between a first time based on the acquisition time information of at least one signal in the signal information (701) and a second time based on the payment approval time information in the payment approval information (702). For example, the second electronic device (302) can determine or identify that the signal information (701) corresponds to the payment approval information (702) based on the determination that the difference is smaller than a reference difference. For example, the second electronic device (302) can determine or identify that the signal information (701) does not correspond to the payment approval information (702) based on the determination that the difference is not smaller than a reference difference.

[0121] The second electronic device (302) can generate a data set (703) based on identifying that signal information (701) corresponds to payment approval information (702). For the data set (703), the descriptions of the data sets of operation 407 of FIG. 4 may be referenced. For example, the data set (703) may include store name information (731), store business type information (732), signal list information (733), and / or store location information (734). For example, in the data set (703), the store name information (731), store business type information (732), signal list information (733), and / or store location information (734) may be associated with each other. For example, the store name information (731) and the store business type information (732) may be based on payment approval information (702). For example, the store name information (731) and the store business type information (732) may be related to the information about the store within the payment approval information (702). For example, the signal list information (733) may be based on the signal information (701). For example, the signal list information (733) may be related to the identification information of at least one communication device within the signal information (701) and the strength information of at least one signal within the signal information (701). For example, the store location information (734) may be based on the signal information (701). For example, the store location information (734) may be related to the location information of the first electronic device (301) within the signal information (701).

[0122] FIG. 8 illustrates an example in which data sets between second electronic devices are used. FIG. 8 may be related to operation 609 of FIG. 6.

[0123] Referring to FIG. 8, the first electronic device (301) can transmit signal information (801) to the second electronic device (302) via a communication circuit (e.g., communication circuit (330)). For the signal information (801), the descriptions of the signal information of operation 605 of FIG. 6 may be referenced.

[0124] The second electronic device (302) can identify a data set corresponding to signal information (801) among the data sets (810). For the data sets (810), the descriptions of the data sets of operation 407 of FIG. 4 may be referenced. For example, the identified data set may be the data set with the highest similarity to the signal information (801) among the data sets (810). For example, the second electronic device (302) can identify store information (802) using the data set. The second electronic device (302) can transmit the store information (802) to the first electronic device (301) via a communication circuit (e.g., communication circuit (370)).

[0125] The first electronic device (301) can obtain store information. For example, the store information may include the name of the store and / or the type of business of the store. For example, the first electronic device (301) can execute operation 411 and / or operation 413 of FIG. 4 based on the store information.

[0126] FIGS. 9a and 9b illustrate examples of operations for setting priority levels of a plurality of cards. The operations exemplified in FIGS. 9a and 9b may be performed in a first electronic device (e.g., first electronic device (301)), but the embodiments are not limited. For example, the operations exemplified in FIGS. 9a and 9b may be performed in a second electronic device (e.g., second electronic device (302)). For example, the operations exemplified in FIGS. 9a and 9b may be related to operation 411 of FIG. 4.

[0127] Referring to FIG. 9a, in operation 901, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a first card associated with at least one of a store name or a store business type among a plurality of cards registered in the first electronic device (301). For example, the store name and / or store business type may be indicated by store information (e.g., store information (802)). For example, the benefits of the first card may include a discount or points (or mileage) accrual when making a payment at a store having the name associated with the first card. For example, the benefits of the first card may include a discount or points (or mileage) accrual when making a payment at a store included in the business type associated with the first card.

[0128] In operation 903, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a second card among a plurality of cards registered in the first electronic device (301) that is not associated with at least one of the store name or the store business type.

[0129] In operation 905, an electronic device (e.g., at least one processor (300), at least one processor (340)) may set or determine the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set or determine the priority level of each of the plurality of cards registered in the first electronic device (301) based on setting the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set, determine, or obtain the priority level of each of the plurality of cards by executing the operations illustrated in FIG. 9b, the operations illustrated in FIG. 10a, and / or the operations illustrated in FIG. 10b, which will be described later.

[0130] Referring to FIG. 9b, in operation 911, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a first card that satisfies a transaction performance condition among a plurality of cards registered in the first electronic device (301). For example, the transaction performance condition may include whether the transaction performance of the card in the previous month exceeded a specified amount. For example, the transaction performance condition may be a condition associated with a benefit of the card. For example, a benefit of the first card that satisfies the transaction performance condition may be provided.

[0131] In operation 913, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a second card among a plurality of cards registered in the first electronic device (301) that does not meet transaction performance conditions. For example, benefits for a second card that does not meet transaction performance conditions may not be provided.

[0132] In operation 915, an electronic device (e.g., at least one processor (300), at least one processor (340)) may set or determine the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set or determine the priority level of each of the plurality of cards registered in the first electronic device (301) based on setting the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set, determine, or obtain the priority level of each of the plurality of cards by performing the operations exemplified in FIG. 9a described above, the operations exemplified in FIG. 10a described later, and / or the operations exemplified in FIG. 10b described later.

[0133] FIGS. 10a and 10b illustrate examples of operations for setting priority levels of a plurality of cards. The operations exemplified in FIGS. 10a and 10b may be performed in a first electronic device (e.g., first electronic device (301)), but the embodiments are not limited. For example, the operations exemplified in FIGS. 10a and 10b may be performed in a second electronic device (e.g., second electronic device (302)). For example, the operations exemplified in FIGS. 10a and 10b may be related to operation 411 of FIG. 4.

[0134] Referring to FIG. 10a, in operation 1001, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a first remaining benefit amount of a first card among a plurality of cards registered in the first electronic device (301). For example, the first remaining benefit amount of the first card may include the remaining amount of benefits of the first card associated with the store where the first electronic device (301) is located.

[0135] In operation 1003, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a second remaining benefit amount of a second card among a plurality of cards registered in the first electronic device (301). For example, the second remaining benefit amount of the second card may include the remaining amount of benefits of the second card associated with the store where the first electronic device (301) is located.

[0136] In operation 1005, an electronic device (e.g., at least one processor (300)), at least one processor (340) may set or determine the priority level of the first card higher than the priority level of the second card based on identifying a second remaining benefit amount that is less than the first remaining benefit amount. For example, the electronic device may set or determine the priority level of each of the plurality of cards registered in the first electronic device (301) based on setting the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set, determine, or obtain the priority level of each of the plurality of cards by performing the operations exemplified in FIG. 9a described above, the operations exemplified in FIG. 9b described above, and / or the operations exemplified in FIG. 10b to be described later.

[0137] Referring to FIG. 10b, in operation 1011, an electronic device (e.g., at least one processor (300), at least one processor (340)) can obtain a payment amount. For example, the payment amount may be referred to as an expected payment amount and / or an estimated payment amount.

[0138] According to one embodiment, a payment amount can be obtained based on user input. For example, a user of the first electronic device (301) can input user input to the first electronic device (301). For example, the first electronic device (301) can transmit the obtained payment amount to the second electronic device (302) via a communication circuit (e.g., communication circuit (330)).

[0139] According to one embodiment, the payment amount may be determined using an amount corresponding to the payment amount that the user of the first electronic device (301) paid at a store (or a merchant of the store) indicated by store information (e.g., store information (802)). For example, the payment amount that the user of the first electronic device (301) paid may be determined according to payment approval information received from a payment server device (e.g., payment server device (1100)). As an example, but not limited to, an electronic device (e.g., first electronic device (301), second electronic device (302)) may request information on the payment amount that the user of the first electronic device (301) paid from the payment server device (e.g., payment server device (1100)) and receive information on the payment amount that the user of the first electronic device (301) paid from the payment server device (e.g., payment server device (1100)). For example, the payment amount may be determined based on the average amount of payments made by the user of the first electronic device (301) at a store indicated by the store information (802).

[0140] According to one embodiment, the payment amount may be determined using an amount based on the payment amount that the user of the first electronic device (301) has paid at stores having a business type of store indicated by store information (802). For example, the payment amount that the user of the first electronic device (301) has paid at said stores may be determined based on payment approval information received from a payment server device (e.g., payment server device (1100)). In an example that is not limited to, the electronic device (e.g., first electronic device (301), second electronic device (302)) may request information on the payment amount that the user of the first electronic device (301) has paid at said stores from the payment server device (e.g., payment server device (1100)), and receive information on the payment amount that the user of the first electronic device (301) has paid at said stores from the payment server device (e.g., payment server device (1100)). For example, the payment amount may be displayed according to the average amount of payment amounts paid by the user of the first electronic device (301) in stores having the same business type as the store business type indicated by the store information (802).

[0141] According to one embodiment, the payment amount may be displayed using an amount based on the transaction amount information of a store provided by a payment server device (e.g., payment server device (1100)). For example, the store may be represented by store information (802). For example, the transaction amount information of the store may represent the payment amount of each payment made at the store (e.g., payments made by general customers). For example, the payment amount may be displayed based on the average amount of the payment amounts of the payments made at the store.

[0142] In operation 1013, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a first remaining benefit amount of a first card among a plurality of cards registered to the first electronic device (301) according to the payment amount. For example, the first benefit amount of the first card may include the amount of benefit of the first card associated with the store where the first electronic device (301) is located.

[0143] In operation 1015, an electronic device (e.g., at least one processor (300), at least one processor (340)) can identify a second remaining benefit amount of a second card among a plurality of cards registered to the first electronic device (301) according to the payment amount. For example, the second benefit amount of the second card may include the amount of benefits of the second card associated with the store where the first electronic device (301) is located.

[0144] In operation 1017, an electronic device (e.g., at least one processor (300), at least one processor (340)) may set or determine the priority level of the first card higher than the priority level of the second card based on identifying a second remaining benefit amount that is less than the first remaining benefit amount. For example, the electronic device may set or determine the priority level of each of the plurality of cards registered in the first electronic device (301) based on setting the priority level of the first card higher than the priority level of the second card. For example, the electronic device may set, determine, or obtain the priority level of each of the plurality of cards by executing the operations exemplified in FIG. 9a, the operations exemplified in FIG. 9b, and / or the operations exemplified in FIG. 10a.

[0145] FIG. 11 illustrates an example of operations performed between a first electronic device, a second electronic device, and a payment server device to generate data sets.

[0146] Referring to FIG. 11, in operation 1101, the first electronic device (301) (e.g., at least one processor (300)) can identify the user's payment intention. For example, operation 1101 can correspond to operation 505 of FIG. 5.

[0147] In operation 1103, the first electronic device (301) (e.g., at least one processor (300)) can acquire signal information. For example, operation 1103 may correspond to operation 403 of FIG. 4 and / or operation 601 of FIG. 6.

[0148] In operation 1105, the first electronic device (301) (e.g., at least one processor (300)) can transmit signal information (e.g., signal information (701), signal information (801)) to the second electronic device (302) via a communication circuit (e.g., communication circuit (330)). For example, operation 1105 may correspond to operation 405 of FIG. 4 and / or operation 605 of FIG. 6.

[0149] In operation 1107, the second electronic device (302) (e.g., at least one processor (340)) can identify that among the data sets, there is no data set corresponding to signal information. For example, operation 1107 may correspond to part of operation 607 of FIG. 6. For example, for the data sets, the descriptions of the data sets of operation 407 of FIG. 4 may be referenced.

[0150] In operation 1109, the second electronic device (302) (e.g., at least one processor (340)) may transmit a response signal to the first electronic device (301) via a communication circuit (e.g., a communication circuit (370)). For example, the response signal may indicate that there is no data set corresponding to the signal information.

[0151] In operation 1111, the first electronic device (301) (e.g., at least one processor (300)) may request payment from the payment server device (1100) based on identifying that there is no data set corresponding to signal information among the data sets within the second electronic device (302). For example, the first electronic device (301) may output a payment signal to the outside of the first electronic device (301) or display a payment code through a display (e.g., a display (320)).

[0152] In operation 1113, the first electronic device (301) (e.g., at least one processor (300)) can receive payment approval information (e.g., payment approval information (702)) from the payment server device (1100)) via a communication circuit (330)). For the payment approval information, the descriptions of the payment approval information (702) of FIG. 7 may be referenced.

[0153] According to one embodiment, the first electronic device (301) may generate or acquire a data set (e.g., data set (703)) based on signal information and payment approval information. For generating the data set, the descriptions of FIG. 7 may be referenced.

[0154] In operation 1115, the first electronic device (301) (e.g., at least one processor (300)) can transmit a data set (e.g., data set (703)) to the second electronic device (302) through a communication circuit (330).

[0155] In operation 1117, the second electronic device (302) (e.g., at least one processor (340)) can store a data set received from the first electronic device (301) in memory (e.g., memory (350)). For example, the second electronic device (302) can add the received data set to the stored data sets.

[0156] FIG. 12 illustrates an example of operations performed between a first electronic device, a second electronic device, and a payment server device to determine the priority level of a plurality of cards. In the following embodiments, each operation may be performed sequentially, but is not necessarily performed sequentially. For example, the order of each operation may be changed, and at least two operations may be performed in parallel.

[0157] Referring to FIG. 12, in operation 1201, a second electronic device (302) (e.g., at least one processor (340)) can identify a data set corresponding to signal information among the data sets. Operation 1201 can correspond to operation 407 of FIG. 4.

[0158] In operation 1203, the second electronic device (302) (e.g., at least one processor (340)) may transmit a response signal to the first electronic device (301) via a communication circuit (e.g., communication circuit (370)). For example, the response signal may indicate that there is a data set corresponding to signal information. For example, the response signal may include store information (e.g., store information (802)).

[0159] In operation 1205, the first electronic device (301) (e.g., at least one processor (300)) may transmit information of a plurality of cards registered in the first electronic device (301) to the second electronic device (302) via a communication circuit (330). For example, the information of the plurality of cards may include name information of the cards, benefit information of the cards, and / or transaction performance condition information of the cards. For example, the benefit information of the cards may indicate benefits associated with the card and / or the remaining benefit amount of the card. For example, the transaction performance condition information of the cards may indicate whether the previous month's performance of the card has been met and / or the performance amount for the benefit of the card. For example, the information of the plurality of cards may be obtained from a payment server device (1100). As an example, but not limited to, the information of the plurality of cards may be stored in the memory (e.g., memory (310)) of the first electronic device (301).

[0160] In operation 1207, the second electronic device (302) (e.g., at least one processor (340)) can receive card benefit information from the payment server device (1100) via the communication circuit (370). For example, the card benefit information may represent the benefits associated with each card registered in the first electronic device (301) and / or the remaining benefit amount of each card.

[0161] In operation 1209, the second electronic device (302) (e.g., at least one processor (340)) can identify a card among a plurality of cards that is associated with a store indicated by the store information, based on information of a plurality of cards, store information (e.g., store information (802)), and / or card benefit information. For example, the second electronic device (302) can perform the operations illustrated in FIG. 9a.

[0162] In operation 1211, the second electronic device (302) (e.g., at least one processor (340)) may receive transaction performance information from the payment server device (1100) via a communication circuit (370). The transaction performance information may indicate whether the previous month's performance of each card registered in the first electronic device (301) is met and / or the performance amount for the benefit of each card.

[0163] In operation 1213, the second electronic device (302) (e.g., at least one processor (340)) can identify a card among a plurality of cards that satisfies a transaction performance condition based on information of a plurality of cards, store information (e.g., store information (802)), and / or transaction performance information. For example, the second electronic device (302) can perform the operations exemplified in FIG. 9b.

[0164] In operation 1215, the second electronic device (302) (e.g., at least one processor (340)) can identify the remaining benefit amount of a plurality of cards registered in the first electronic device (301) based on information of a plurality of cards, store information (e.g., store information (802)), and / or transaction history information. For example, the second electronic device (302) can perform the operations exemplified in FIG. 10a.

[0165] In operation 1217, a second electronic device (302) (e.g., at least one processor (340)) may receive payment amount information from a payment server device (1100) via a communication circuit (370). The payment amount information may be used to obtain a payment amount. For the information used to obtain a payment amount, the descriptions of operation 1011 of FIG. 10b may be referenced.

[0166] In operation 1219, the second electronic device (302) (e.g., at least one processor (340)) can identify the payment amounts of a plurality of cards registered in the first electronic device (301) based on information of a plurality of cards, store information (e.g., store information (802)), and / or payment amount information. For example, the second electronic device (302) can perform the operations exemplified in FIG. 10b.

[0167] In operation 1221, the second electronic device (302) (e.g., at least one processor (340)) can determine, calculate, or identify the priority level of each card in a plurality of cards registered in the first electronic device (301) by executing operation 1209, operation 1213, operation 1215, and / or operation 1219.

[0168] In operation 1223, the second electronic device (302) (e.g., at least one processor (340)) can transmit priority information of a plurality of cards registered in the first electronic device (301) to the first electronic device (301) via the communication circuit (370). For example, the first electronic device (301) can obtain the priority level of each of the plurality of cards using the received priority information.

[0169] FIGS. 13a and 13b illustrate examples of a first electronic device displaying a user interface of a payment application.

[0170] Referring to FIG. 13a, a store (1301) may include a communication device (1311). The communication device (1311) may broadcast a first signal. A store (1302) may include a communication device (1321). The communication device (1321) may broadcast a second signal. A store (1303) may include a communication device (1331). The communication device (133) may broadcast a third signal. For example, for the first signal, the second signal, and the third signal, the descriptions of at least one signal in operation 403 of FIG. 4 may be referenced. For example, for the communication device (1311), the communication device (1321), and the communication device (1331), the descriptions of at least one communication device in operation 403 of FIG. 4 may be referenced.

[0171] The first electronic device (301) may be located at a branch (1305) within the store (1302). For example, the first electronic device (301) may perform the operations exemplified in FIG. 4. For example, the first electronic device (301) may receive user input for the execution of a payment application. For example, the first electronic device (301) located at the branch (1305) may receive or obtain a first signal broadcast from a communication device (1311), a second signal broadcast from a communication device (1321), and / or a third signal broadcast from a communication device (1331). For example, the first electronic device (301) may obtain identification information of the communication device (1311) using the first signal. For example, the first electronic device (301) may obtain identification information of the communication device (1321) using the second signal. For example, the first electronic device (301) can obtain identification information of the communication device (1331) using the third signal. For example, the first electronic device (301) can identify or determine the strength of the first signal, the strength of the second signal, and / or the strength of the third signal. For example, the first signal may pass through the wall between the store (1301) and the store (1302), but may be received by the first electronic device (301) at a relatively low strength by passing through the wall. For example, the first electronic device (301) may identify the strength of the second signal as stronger (or higher) than the strength of the first signal. For example, the third signal may pass through the wall between the store (1302) and the store (1303), but may be received by the first electronic device (301) at a relatively low strength by passing through the wall. For example, the first electronic device (301) can identify the strength of the second signal as stronger (or higher) than the strength of the third signal.The first electronic device (301) can transmit identification information of communication devices (1311, 1321, 1331) and strength information of signals (e.g., first signal, second signal, third signal) to the second electronic device (e.g., second electronic device (302)) through a communication circuit (e.g., communication circuit (330)).

[0172] The first electronic device (301) may receive information about the store (1302) where the first electronic device (301) is located from the second electronic device (302) via the communication circuit (330), corresponding to identification information of the communication devices (1311, 1321, 1331) and strength information of signals (e.g., first signal, second signal, third signal). For example, for the operation in which the second electronic device (302) identifies information about the store (1302) based on data sets stored within the second electronic device (302), the descriptions of operation 407 of FIG. 4 may be referenced.

[0173] The first electronic device (301) can obtain a priority level for each of a plurality of cards based on information about the store (1302) and information about the cards registered in the first electronic device (301). For example, the first electronic device (301) can display a visual object (e.g., visual object (1340), visual object (1341), visual object (1342)) corresponding to the card included in the plurality of cards according to the priority level through the display (320).

[0174] According to one embodiment, the first electronic device (301) can display a user interface of a payment application through a display (320). For example, the user interface may include a visual object (1340) corresponding to the card having the highest priority level among a plurality of cards. For example, the first electronic device (301) can display the visual object (1340) through the display (320). For example, the appearance of the visual object (1340) may be substantially identical to the appearance of the card having the highest priority level among the cards registered in the first electronic device (301).

[0175] According to one embodiment, the first electronic device (301) may display a visual object (1341) through a display (320) by overlapping it with at least a portion of the visual object (1340). For example, the visual object (1341) may be positioned or placed behind the visual object (1340). For example, at least a portion of the visual object (1341) may be obscured by the visual object (1340). For example, the priority level of the card corresponding to the visual object (1341) may be lower than the priority level of the card corresponding to the visual object (1340). For example, the visual object (1341) may correspond to a card having the second highest priority level among the cards registered in the first electronic device (301).

[0176] According to one embodiment, the first electronic device (301) may display a visual object (1342) through a display (320) by overlapping at least a portion of the visual object (1340) and / or at least a portion of the visual object (1341). For example, the visual object (1342) may be positioned or placed behind the visual object (1340) and / or the visual object (1341). For example, at least a portion of the visual object (1342) may be obscured by the visual object (1340) and / or the visual object (1341). For example, the priority level of the card corresponding to the visual object (1342) may be lower than the priority level of the card corresponding to the visual object (1340). For example, the priority level of the card corresponding to the visual object (1342) may be lower than the priority level of the card corresponding to the visual object (1341). For example, the visual object (1341) can correspond to a card having the third highest priority level among the cards registered in the first electronic device (301).

[0177] According to one embodiment, the first electronic device (301) may receive user input while displaying visual objects (1340, 1341, 1342). For example, user input may include swipe input, scroll input, flick input, and / or drag input, but the embodiments are not limited. For example, the first electronic device (301) may change the position of the visual objects (1340, 1341, 1342) in response to user input. For example, the first electronic device (301) may move or change the position of the visual object (1341) forward of the position of the visual object (1340) in response to user input. For example, the first electronic device (301) can change the positions of the visual objects (1340, 1341, 1342) in response to user input so that the visual object (1340) is obscured by the visual object (1341).

[0178] The first electronic device (301) can display a visual object (1350) through a display (320). For example, the visual object (1350) may represent a store (1302) where the first electronic device (301) is located. For example, the visual object (1350) may represent the name of the store (1302) and / or the type of business of the store (1302). For example, the visual object (1350) may include an icon related to the store (1302). For example, the icon may represent goods sold at the store (1302), services provided by the store (1302), and / or trademarks of the store (1302).

[0179] The first electronic device (301) can display a visual object (1360) through the display (320). The visual object (1360) may represent a payment amount. For the payment amount, the descriptions of operation 1011 of FIG. 10b may be referenced. For example, the payment amount may be referred to as an expected payment amount and / or an estimated payment amount.

[0180] According to one embodiment, a visual object (1360) may be displayed using an amount corresponding to the payment amount that the user of the first electronic device (301) paid at a store (1302) (or a merchant of the store (1302)). For example, the payment amount that the user of the first electronic device (301) paid may be determined based on payment approval information received from a payment server device (e.g., payment server device (1100)). In an example that is not limited to, the first electronic device (301) may request information on the payment amount that the user of the first electronic device (301) paid from the payment server device (1100) and receive information on the payment amount that the user of the first electronic device (301) paid from the payment server device (1100). For example, a visual object (1360) may be displayed according to the average amount of payments made by the user of the first electronic device (301) at the store (1302) (or a merchant of the store (1302)).

[0181] According to one embodiment, a visual object (1360) may be displayed using an amount corresponding to the payment amount that the user of the first electronic device (301) has paid at stores having the same business type as the store (1302). For example, the payment amount that the user of the first electronic device (301) has paid at the stores may be determined according to payment approval information received from the payment server device (1100). As an example, but not limited to, the first electronic device (301) may request information from the payment server device (1100) regarding the payment amount that the user of the first electronic device (301) has paid at the stores. The first electronic device (301) may receive information from the payment server device (1100) regarding the payment amount that the user of the first electronic device (301) has paid at the stores. For example, the visual object (1360) may be displayed according to the average amount of payments made by the user of the first electronic device (301) in stores having the same business type as the store (1302).

[0182] According to one embodiment, a visual object (1360) may be displayed using an amount based on transaction amount information of a store (1302) provided by a payment server device (1100). For example, the transaction amount information of the store (1302) may represent the payment amount of each payment made at the store (1302) (e.g., payments made by general customers). For example, the visual object (1360) may be displayed based on the average amount of payment amounts of payments made at the store (1302).

[0183] The first electronic device (301) can display a visual object (1370) through a display (320). For example, the visual object (1370) can represent the amount of benefit (e.g., 1542 points) that can be obtained through payment using a card corresponding to the visual object (1340).

[0184] The first electronic device (301) can display a visual object (1380) through a display (320). For example, the visual object (1380) may represent the transaction performance of this month for the next month's benefit of the card corresponding to the visual object (1340). As an example, but not limited to, the visual object (1380) may represent the transaction performance remaining this month for the next month's benefit of the card.

[0185] The first electronic device (301) may display a visual object (1391) and a visual object (1392) through a display (320). For example, the visual object (1391) and the visual object (1392) may be related to user authentication. For example, the first electronic device (301) may initiate or start a biometric information (e.g., fingerprint) authentication procedure in response to user input regarding the visual object (1391). For example, the first electronic device (301) may initiate or start a PIN authentication procedure in response to user input regarding the visual object (1392). The first electronic device (301) may output a payment signal corresponding to the visual object (1340) to the outside of the first electronic device (301) in response to the success of user authentication (e.g., biometric information authentication, PIN authentication). As a non-limiting example, the first electronic device (301) may display a payment code corresponding to a visual object (1340) through the display (320) in response to successful user authentication (e.g., biometric authentication, PIN authentication).

[0186] Referring to FIG. 13b, the first electronic device (301) may display a user interface including a visual object (1340) and / or a visual object (1343) through a display (320). The visual object (1340) may correspond to a card included in the cards registered in the first electronic device (301). For example, for the visual object (1340), the descriptions of the visual object (1340) in FIG. 13a may be referenced. For example, the card corresponding to the visual object (1340) may be the card having the highest priority level among a plurality of cards.

[0187] The first electronic device (301) can display a visual object (1343) through a user interface. For example, the visual object (1343) may be positioned or placed below the visual object (1340). The visual object (1343) may correspond to a card included in the cards registered in the first electronic device (301). For example, the priority level of the card corresponding to the visual object (1343) may be lower than the priority level of the card corresponding to the visual object (1340). For example, the card corresponding to the visual object (1343) may be a card having the second highest priority level among the cards.

[0188] The first electronic device (301) may receive user input for user authentication while displaying a user interface. For example, the first electronic device (301) may initiate a user authentication procedure for payment according to a card corresponding to a visual object (1340) in response to user input regarding a visual object (1340). For example, the first electronic device (301) may initiate a user authentication procedure for payment according to a card corresponding to a visual object (1343) in response to user input regarding a visual object (1343).

[0189] Although a visual object (1343) is illustrated in FIG. 13b, the embodiments are not limited. As a non-limiting example, the first electronic device (301) may display, through the display (320), at least one visual object (e.g., including the visual object (1343)) corresponding to at least one card having a priority level lower than the priority level of the card corresponding to the visual object (1340).

[0190] FIG. 14 illustrates examples of functional components of a first electronic device and a second electronic device. Terms such as '...part', '...unit' used below refer to a unit that processes at least one function or operation, and this may be implemented in hardware or software, or a combination of hardware and software.

[0191] The first electronic device (301) may include a payment processing unit (1401), a signal information processing unit (1403), a payment approval processing unit (1405), and / or a card information processing unit (1407).

[0192] The payment processing unit (1401) may be used to identify the user's payment intention. When the payment processing unit (1401) identifies the user's payment intention, it may provide a signal to the signal information processing unit (1403). The payment processing unit (1401) may be used for a payment procedure related to a card determined by the first electronic device (301).

[0193] The signal information processing unit (1403) may be used to obtain signal information (e.g., signal information (801)). The signal information processing unit (1403) may be used to transmit the signal information to the store information processing unit (1415) within the second electronic device (302).

[0194] The payment approval processing unit (1405) may be used to obtain or receive payment approval information from a payment server device (e.g., payment server device (1100)). As an example, but not limited to, the payment approval processing unit (1405) may also be used to receive information other than payment approval information. The card information processing unit (1407) may be used to process information regarding a plurality of cards registered in the first electronic device (301).

[0195] The second electronic device (302) may include a card benefit processing unit (1411), a transaction history information processing unit (1413), a store information processing unit (1415), a remaining benefit processing unit (1417), a card selection processing unit (1419), a card benefit database (1421), a transaction history database (1423), a store information database (1425), and / or a remaining benefit database (1427). However, the embodiments are not limited. As a non-limiting example, the card benefit database (1421), the transaction history database (1423), the store information database (1425), and / or the remaining benefit database (1427) may be included in an external electronic device distinct from the second electronic device (302).

[0196] The card benefit processing unit (1411) can be used to store and manage the benefits of multiple cards and conditions related to the benefits. The card benefit processing unit (1411) can be used to receive the benefits of the cards and the conditions of the cards from the card benefit database (1421).

[0197] The transaction performance information processing unit (1413) may be used to manage the transaction performance of multiple cards. It may be used to receive the transaction performance of cards from the transaction performance database (1423). The transaction performance may include the transaction performance of payments made through physical cards as well as the embodiment according to the present disclosure.

[0198] The store information processing unit (1415) may be used to generate a data set (e.g., data set (703)). The store information processing unit (1415) may be used to identify a data set corresponding to signal information (e.g., signal information (801)) among the data sets (e.g., data sets (810)). The store information processing unit (1415) may be used to receive data sets (e.g., data sets (810)) from the store information database (1425).

[0199] The remaining benefit processing unit (1417) may be used to manage or store the remaining benefits of multiple cards. The remaining benefit processing unit (1417) may be used to receive the remaining benefits of the cards from the remaining benefit database (1427).

[0200] The card selection processing unit (1419) may be used to set or determine the priority level of each of the plurality of cards. For example, the card selection processing unit (1419) may be used to execute operations 1209, 1213, 1215, 1219, and / or 1221 of FIG. 12.

[0201] In an embodiment according to the present disclosure, an electronic device (e.g., a first electronic device (301)) may obtain information about a store where the first electronic device (301) is located based on running a payment application. A plurality of cards may be registered in the first electronic device (301) for the payment application. The first electronic device (301) may recommend, determine, or select the optimal card at the store where the first electronic device (301) is located by using information about the store and information about the cards. For example, the first electronic device (301) may display a visual object corresponding to the optimal card through a display (e.g., a display (320)). While the visual object is displayed, the first electronic device (301) may perform payment through the corresponding card by performing user authentication. The user of the first electronic device (301) may experience convenience by not having to perform the task of comparing registered cards. The user of the first electronic device (301) may obtain economic benefits by being provided with maximum benefits. The first electronic device (301) can provide convenience to the user. The user experience of the first electronic device (301) can be enhanced.

[0202] The effects obtainable from the present disclosure are not limited to those mentioned above, and other unmentioned effects will be clearly understood by those skilled in the art to which the present disclosure belongs from the description below.

[0203] The technical problems to be solved in this disclosure are not limited to those mentioned above, and other technical problems not mentioned will be clearly understood by those skilled in the art to which this disclosure pertains.

[0204] As described above, an electronic device (e.g., a first electronic device (301)) may include a communication circuit. The electronic device may include a display. The electronic device may include a memory comprising one or more storage media for storing instructions. The electronic device may include at least one processor comprising a processing circuitry. The instructions may cause the electronic device to receive user input for the execution of a payment application in which a plurality of cards are registered, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify identification information of the at least one communication device and strength information of the at least one signal by using at least one signal broadcast from the at least one communication device, when executed individually or collectively by the at least one processor. The above instructions may cause the electronic device to transmit the identification information of the at least one communication device and the strength information of the at least one signal to the server device via the communication circuit, based on receiving the user input, when executed individually or collectively by the at least one processor. The above instructions may cause the electronic device to receive information about the store where the electronic device is located from the server device via the communication circuit, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal, when executed individually or collectively by the at least one processor.When the above instructions are executed individually or collectively by the at least one processor, the electronic device may cause a visual object corresponding to a card included in the plurality of cards to be displayed through the display, based on the information about the store and the information about the plurality of cards.

[0205] According to one embodiment, the instructions may cause the electronic device to obtain a priority level for each of the plurality of cards based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to display, through the display, the visual object corresponding to the card having the highest priority level among the plurality of cards, when executed individually or collectively by the at least one processor.

[0206] According to one embodiment, the instructions may cause the electronic device to identify another card having a lower priority level than the priority level of the card among the plurality of cards when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to display another visual object corresponding to the other card through the display when executed individually or collectively by the at least one processor.

[0207] According to one embodiment, the instructions may cause the electronic device to identify a first card associated with at least one of the store name or the store business type among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a second card not associated with at least one of the store name or the store business type among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card, when executed individually or collectively by the at least one processor.

[0208] According to one embodiment, the instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the store business type, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify, among the at least one card, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card, when executed individually or collectively by the at least one processor.

[0209] According to one embodiment, the instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the business type of the store, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The above instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card when executed individually or collectively by the at least one processor.

[0210] According to one embodiment, the instructions may cause the electronic device to obtain a payment amount when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the store business type, based on the information about the store and the information about the plurality of cards when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a first benefit amount of the first card among the at least one card and a second benefit amount of the second card among the at least one card according to the payment amount, based on the information about the store and the information about the plurality of cards when executed individually or collectively by the at least one processor. When the above instructions are executed individually or collectively by the at least one processor, the electronic device may be caused to set the priority level of the first card higher than the priority level of the second card based on identifying the second benefit amount which is less than the first benefit amount based on the information regarding the store and the information regarding the plurality of cards. When the above instructions are executed individually or collectively by the at least one processor, the electronic device may be caused to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0211] According to one embodiment, the payment amount can be obtained based on user input.

[0212] According to one embodiment, it can be calculated based on payment approval information representing payments made at stores included in the business type of the store.

[0213] According to one embodiment, the information regarding the store may include data related to the name of the store. When the instructions are executed individually or collectively by the at least one processor, the electronic device may cause a visual object corresponding to the name of the store to be further displayed through the display.

[0214] According to one embodiment, the at least one signal may include a Wi-Fi (wireless fidelity) signal. The identification information of the at least one communication device may include a MAC (media access control) address of the at least one communication device.

[0215] According to one embodiment, the instructions may cause the electronic device to receive other user input for user authentication while displaying the visual object when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to output a payment signal according to the card to the outside of the electronic device based on receiving the other user input when executed individually or collectively by the at least one processor.

[0216] According to one embodiment, when the instructions are executed individually or collectively by the at least one processor, they may cause the electronic device to obtain payment authorization information after outputting the payment signal to the outside of the electronic device. When the instructions are executed individually or collectively by the at least one processor, they may cause the electronic device to transmit the payment authorization information to the server device through the communication circuit.

[0217] According to one embodiment, the instructions may cause the electronic device to transmit the information regarding the plurality of cards to the server device via the communication circuit when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to receive the priority level of each of the plurality of cards from the server device via the communication circuit when executed individually or collectively by the at least one processor. The information regarding the plurality of cards may be used to determine the priority level of each of the plurality of cards based on the information regarding the store.

[0218] A method performed in an electronic device having a communication circuit and a display as described above (e.g., a first electronic device (301)) may include an operation of receiving user input for the execution of a payment application in which a plurality of cards are registered. The method may include an operation of identifying identification information of the at least one communication device and strength information of the at least one signal by using at least one signal broadcast from at least one communication device. The method may include an operation of transmitting the identification information of the at least one communication device and the strength information of the at least one signal to a server device through the communication circuit based on receiving the user input. The method may include an operation of receiving information about a store where the electronic device is located from the server device through the communication circuit, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal. The method may include an operation of displaying a visual object corresponding to a card included in the plurality of cards through the display based on the information about the store and the information about the plurality of cards.

[0219] According to one embodiment, the method may include an operation of obtaining a priority level for each of the plurality of cards based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of displaying, through the display, the visual object corresponding to the card having the highest priority level among the plurality of cards.

[0220] According to one embodiment, the method may include an operation of identifying another card among the plurality of cards that has a priority level lower than the priority level of the card. The method may include an operation of displaying another visual object corresponding to the other card through the display.

[0221] According to one embodiment, the method may include an operation of identifying a first card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The method may include an operation of identifying a second card among the plurality of cards that is not associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0222] According to one embodiment, the method may include an operation of identifying at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying, among the at least one card, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0223] According to one embodiment, the method may include an operation of identifying at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of setting the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card.

[0224] According to one embodiment, the method may include an operation of obtaining a payment amount. The method may include an operation of identifying at least one card among the plurality of cards that is linked to at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying a first benefit amount of a first card among the at least one card and a second benefit amount of a second card among the at least one card according to the payment amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of setting the priority level of the first card higher than the priority level of the second card, based on identifying the second benefit amount which is less than the first benefit amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card.

[0225] According to one embodiment, the payment amount can be obtained based on user input.

[0226] According to one embodiment, it can be calculated based on payment approval information representing payments made at stores included in the business type of the store.

[0227] According to one embodiment, the information regarding the store may include data related to the name of the store. The method may further include the action of displaying a visual object corresponding to the name of the store through the display.

[0228] According to one embodiment, the at least one signal may include a Wi-Fi (wireless fidelity) signal. The identification information of the at least one communication device may include a MAC (media access control) address of the at least one communication device.

[0229] According to one embodiment, the method may include an operation of receiving another user input for user authentication while displaying the visual object. The method may include an operation of outputting a payment signal according to the card to the outside of the electronic device based on receiving the other user input.

[0230] According to one embodiment, the method may include the operation of obtaining payment authorization information after outputting the payment signal to the outside of the electronic device. The method may include the operation of transmitting the payment authorization information to the server device through the communication circuit.

[0231] According to one embodiment, the method may include the operation of transmitting the information regarding the plurality of cards to the server device through the communication circuit. The method may include the operation of receiving the priority level of each of the plurality of cards from the server device through the communication circuit. The information regarding the plurality of cards may be used to determine the priority level of each of the plurality of cards based on the information regarding the store.

[0232] In a computer-readable storage medium in which one or more programs are stored as described above, the one or more programs may include instructions that cause the electronic device to receive user input for the execution of a payment application in which a plurality of cards are registered, when executed by the electronic device having a communication circuit and a display (e.g., a first electronic device (301)). The one or more programs may include instructions that cause the electronic device to identify identification information of the at least one communication device and strength information of the at least one signal by using at least one signal broadcast from at least one communication device when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit the identification information of the at least one communication device and the strength information of the at least one signal to a server device via the communication circuit, based on receiving the user input when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to receive, through the communication circuit, information about a store where the electronic device is located from the server device, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal, when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to display, through the display, a visual object corresponding to a card included in the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device.

[0233] According to one embodiment, the one or more programs may include instructions that cause the electronic device to obtain a priority level for each of the plurality of cards based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to display, through the display, the visual object corresponding to the card having the highest priority level among the plurality of cards when executed by the electronic device.

[0234] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify another card having a lower priority level than the priority level of the card among the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to display another visual object corresponding to the other card through the display when executed by the electronic device.

[0235] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify a first card associated with at least one of the store name or the business type of the store among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a second card not associated with at least one of the store name or the business type of the store among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card, when executed by the electronic device.

[0236] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify, when executed by the electronic device, at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The one or more programs may include instructions that cause the electronic device to identify, when executed by the electronic device, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition among the at least one card, based on the information about the store and the information about the plurality of cards. The one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card, when executed by the electronic device.

[0237] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card when executed by the electronic device.

[0238] According to one embodiment, the one or more programs may include instructions that cause the electronic device to obtain a payment amount when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a first benefit amount of a first card among the at least one card and a second benefit amount of a second card among the at least one card according to the payment amount, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second benefit amount which is less than the first benefit amount, based on the information regarding the store and the information regarding the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card when executed by the electronic device.

[0239] According to one embodiment, the payment amount can be obtained based on user input.

[0240] According to one embodiment, it can be calculated based on payment approval information representing payments made at stores included in the business type of the store.

[0241] According to one embodiment, the information regarding the store may include data related to the name of the store. The one or more programs may include instructions that cause the electronic device to further display a visual object corresponding to the name of the store through the display when executed by the electronic device.

[0242] According to one embodiment, the at least one signal may include a Wi-Fi (wireless fidelity) signal. The identification information of the at least one communication device may include a MAC (media access control) address of the at least one communication device.

[0243] According to one embodiment, the one or more programs may include instructions that cause the electronic device to receive other user input for user authentication while displaying the visual object when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to output a payment signal according to the card to the outside of the electronic device based on receiving the other user input when executed by the electronic device.

[0244] According to one embodiment, the one or more programs may include instructions that cause the electronic device to obtain payment authorization information after outputting the payment signal to the outside of the electronic device when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit the payment authorization information to the server device through the communication circuit when executed by the electronic device.

[0245] According to one embodiment, the one or more programs may include instructions that cause the electronic device to transmit the information regarding the plurality of cards to the server device via the communication circuit when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to receive the priority level of each of the plurality of cards from the server device via the communication circuit when executed by the electronic device. The information regarding the plurality of cards may be used to determine the priority level of each of the plurality of cards based on the information regarding the store.

[0246] As described above, an electronic device (e.g., a second electronic device (302)) may include a communication circuit. The electronic device may include a memory comprising one or more storage media for storing instructions. The electronic device may include at least one processor comprising a processing circuitry. The instructions may cause the electronic device to receive, through the communication circuit, identification information of at least one communication device and signal strength information associated with at least one communication device from an external electronic device, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a data set corresponding to the identification information and the strength information among data sets including information for each of a plurality of stores, identification information of at least one communication device associated with the store, and signal strength information associated with the communication device, when executed individually or collectively by the at least one processor. When the above instructions are executed individually or collectively by the at least one processor, they may cause the electronic device to transmit information about a store represented by the data set to the external electronic device through the communication circuit.

[0247] According to one embodiment, the instructions may cause the electronic device to obtain information regarding a plurality of cards related to the external electronic device when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to obtain a priority level for each of the plurality of cards based on the information regarding the store and the information regarding the plurality of cards when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to transmit information indicating the priority level of each of the plurality of cards to the external electronic device through the communication circuit when executed individually or collectively by the at least one processor.

[0248] According to one embodiment, the instructions may cause the electronic device to identify a first card associated with at least one of the store name or the store business type among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a second card not associated with at least one of the store name or the store business type among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card, when executed individually or collectively by the at least one processor.

[0249] According to one embodiment, the instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the store business type, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify, among the at least one card, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card, when executed individually or collectively by the at least one processor.

[0250] According to one embodiment, the instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the business type of the store, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information about the store and the information about the plurality of cards, when executed individually or collectively by the at least one processor. The above instructions may cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card when executed individually or collectively by the at least one processor.

[0251] According to one embodiment, the instructions may cause the electronic device to obtain a payment amount when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the store name or the store business type, based on the information about the store and the information about the plurality of cards when executed individually or collectively by the at least one processor. The instructions may cause the electronic device to identify a first benefit amount of the first card among the at least one card and a second benefit amount of the second card among the at least one card according to the payment amount, based on the information about the store and the information about the plurality of cards when executed individually or collectively by the at least one processor. When the above instructions are executed individually or collectively by the at least one processor, the electronic device may be caused to set the priority level of the first card higher than the priority level of the second card based on identifying the second benefit amount which is less than the first benefit amount based on the information regarding the store and the information regarding the plurality of cards. When the above instructions are executed individually or collectively by the at least one processor, the electronic device may be caused to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0252] According to one embodiment, the identification information of the at least one communication device received from the external electronic device may include the MAC (media access control) address of the communication device. The strength information of the at least one signal received from the external electronic device may include the strength of a Wi-Fi (wireless fidelity) signal.

[0253] A method performed in an electronic device having a communication circuit as described above (e.g., a second electronic device (302)) may include receiving identification information of at least one communication device and strength information of at least one signal associated with said at least one communication device from an external electronic device through said communication circuit. The method may include identifying a data set corresponding to said identification information and said strength information among data sets including information for each of a plurality of stores, identification information of at least one communication device associated with said store, and strength information of a signal associated with said communication device. The method may include transmitting information about a store represented by said data set to the external electronic device through said communication circuit.

[0254] According to one embodiment, the method may include an operation of obtaining information about a plurality of cards related to the external electronic device. The method may include an operation of obtaining a priority level for each of the plurality of cards based on the information about the store and the information about the plurality of cards. The method may include an operation of transmitting information indicating the priority level of each of the plurality of cards to the external electronic device through the communication circuit.

[0255] According to one embodiment, the method may include an operation of identifying a first card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The method may include an operation of identifying a second card among the plurality of cards that is not associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0256] According to one embodiment, the method may include an operation of identifying at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying, among the at least one card, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card.

[0257] According to one embodiment, the method may include an operation of identifying at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of setting the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card.

[0258] According to one embodiment, the method may include an operation of obtaining a payment amount. The method may include an operation of identifying at least one card among the plurality of cards that is linked to at least one of the name of the store or the business type of the store, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of identifying a first benefit amount of a first card among the at least one card and a second benefit amount of a second card among the at least one card according to the payment amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of setting the priority level of the first card higher than the priority level of the second card, based on identifying the second benefit amount which is less than the first benefit amount, based on the information regarding the store and the information regarding the plurality of cards. The method may include an operation of obtaining the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card.

[0259] According to one embodiment, the identification information of the at least one communication device received from the external electronic device may include the MAC (media access control) address of the communication device. The strength information of the at least one signal received from the external electronic device may include the strength of a Wi-Fi (wireless fidelity) signal.

[0260] In a computer-readable storage medium in which one or more programs are stored as described above, the one or more programs may include instructions that cause the electronic device to receive, through the communication circuit, identification information of at least one communication device and strength information of at least one signal associated with said at least one communication device from an external electronic device, when executed by the electronic device having a communication circuit and a display (e.g., a second electronic device (302)). The one or more programs may include instructions that cause the electronic device to identify a data set corresponding to said identification information and said strength information among data sets including information for each of a plurality of stores, identification information of at least one communication device associated with said store, and strength information of a signal associated with said communication device, when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit information about a store represented by said data set to the external electronic device through the communication circuit, when executed by the electronic device.

[0261] According to one embodiment, the one or more programs may include instructions that cause the electronic device to obtain information about a plurality of cards related to the external electronic device when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to obtain a priority level of each of the plurality of cards based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to transmit information indicating the priority level of each of the plurality of cards to the external electronic device through the communication circuit when executed by the electronic device.

[0262] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify a first card associated with at least one of the store name or the business type of the store among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a second card not associated with at least one of the store name or the business type of the store among the plurality of cards, based on the information about the store and the information about the plurality of cards, when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card, when executed by the electronic device.

[0263] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify, when executed by the electronic device, at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards. The one or more programs may include instructions that cause the electronic device to identify, when executed by the electronic device, a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition among the at least one card, based on the information about the store and the information about the plurality of cards. The one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card, when executed by the electronic device.

[0264] According to one embodiment, the one or more programs may include instructions that cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card when executed by the electronic device.

[0265] According to one embodiment, the one or more programs may include instructions that cause the electronic device to obtain a payment amount when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify at least one card among the plurality of cards that is associated with at least one of the name of the store or the business type of the store, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The one or more programs may include instructions that cause the electronic device to identify a first benefit amount of a first card among the at least one card and a second benefit amount of a second card among the at least one card according to the payment amount, based on the information about the store and the information about the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to set the priority level of the first card higher than the priority level of the second card, based on identifying the second benefit amount which is less than the first benefit amount, based on the information regarding the store and the information regarding the plurality of cards when executed by the electronic device. The above one or more programs may include instructions that cause the electronic device to acquire the priority level of each of the plurality of cards, based on setting the priority level of the first card higher than the priority level of the second card when executed by the electronic device.

[0266] According to one embodiment, the identification information of the at least one communication device received from the external electronic device may include the MAC (media access control) address of the communication device. The strength information of the at least one signal received from the external electronic device may include the strength of a Wi-Fi (wireless fidelity) signal.

[0267] For one or more embodiments, at least one of the components described in one or more of the prior art drawings may be configured to perform one or more operations, techniques, processes and / or methods as described in the present disclosure. For example, a processor (e.g., a baseband processor) described in the present disclosure in relation to one or more of the prior art drawings may be configured to operate according to one or more examples described in the present disclosure. As another example, circuits associated with user equipment (UE), a base station, a network element, etc., as described above in relation to one or more of the prior art drawings may be configured to operate according to one or more examples described herein.

[0268] Any of the embodiments described above may be combined with any other embodiment (or combination of embodiments) unless otherwise explicitly stated. The foregoing description of one or more embodiments is for illustrative and explanatory purposes only, and is not intended to limit or exhaust the scope of the embodiments in the exact form disclosed. Modifications and variations are possible in light of the foregoing teachings or may be obtained from the practice of various embodiments.

[0269] The electronic devices according to the various embodiments disclosed in this document may be of various forms. The electronic devices may include, for example, portable communication devices (e.g., smartphones), computer devices, portable multimedia devices, portable medical devices, cameras, electronic devices, or consumer electronics. The electronic devices according to the embodiments of this document are not limited to the devices described above.

[0270] The various embodiments of this document and the terms used therein are not intended to limit the technical features described in this document to specific embodiments, and should be understood to include various modifications, equivalents, or substitutions of said embodiments. In connection with the description of the drawings, similar reference numerals may be used for similar or related components. The singular form of a noun corresponding to an item may include one or more of said items unless the relevant context clearly indicates otherwise. In this document, phrases such as "A or B," "at least one of A and B," "at least one of A or B," "A, B or C," "at least one of A, B and C," and "at least one of A, B, or C" may each include any one of the items listed together in the corresponding phrase, or all possible combinations thereof. Terms such as "first," "second," or "first" or "second" may be used simply to distinguish said components from other said components and do not limit said components in any other aspect (e.g., importance or order). Where any (e.g., 1st) component is referred to as “coupled” or “connected” to another (e.g., 2nd) component, with or without the terms “functionally” or “communicationly,” it means that said any component may be connected to said other component directly (e.g., via a wire), wirelessly, or through a third component.

[0271] The term “module” as used in the various embodiments of this document may include a unit implemented in hardware, software, or firmware, and may be used interchangeably with terms such as logic, logic block, component, or circuit, for example. A module may be a component formed integrally, or a minimum unit of said component or a part thereof that performs one or more functions. For example, according to one embodiment, a module may be implemented in the form of an application-specific integrated circuit (ASIC).

[0272] Various embodiments of the present document may be implemented as software (e.g., program (140)) comprising one or more instructions stored in a storage medium (e.g., internal memory (136) or external memory (138)) readable by a machine (e.g., electronic device (101) of FIG. 1). For example, a processor (e.g., processor (120)) of the machine (e.g., electronic device (101)) may call at least one of the one or more instructions stored from the storage medium and execute it. This enables the machine to be operated to perform at least one function according to the at least one called instruction. The one or more instructions may include code generated by a compiler or code that can be executed by an interpreter. The storage medium readable by the machine may be provided in the form of a non-transitory storage medium. Here, 'non-temporary' simply means that the storage medium is a tangible device and does not contain a signal (e.g., electromagnetic waves), and the term does not distinguish between cases where data is stored semi-permanently and cases where it is stored temporarily.

[0273] According to one embodiment, the method according to the various embodiments disclosed herein may be provided by being included in a computer program product. The computer program product may be traded between a seller and a buyer as a product. The computer program product may be distributed in the form of a device-readable storage medium (e.g., compact disc read-only memory (CD-ROM)), or distributed online (e.g., download or upload) through an application store (e.g., Play Store™) or directly between two user devices (e.g., smartphones). In the case of online distribution, at least a portion of the computer program product may be temporarily stored or temporarily created on a device-readable storage medium, such as the memory of a manufacturer's server, an application store's server, or a relay server.

[0274] According to various embodiments, each component (e.g., module or program) of the components described above may include a singular or multiple entities, and some of the multiple entities may be separated and placed in other components. According to various embodiments, one or more of the components or operations of the aforementioned components may be omitted, or one or more other components or operations may be added. Generally or additionally, multiple components (e.g., module or program) may be integrated into a single component. In this case, the integrated component may perform one or more functions of each of the multiple components in the same or similar manner as those performed by the corresponding component among the multiple components prior to integration. According to various embodiments, operations performed by the module, program, or other components may be executed sequentially, in parallel, iteratively, or heuristically, or one or more of the operations may be executed in a different order, omitted, or one or more other operations may be added.

Claims

1. In an electronic device, Communication circuit; display; Memory comprising one or more storage media for storing instructions; and It includes at least one processor comprising a processing circuit, and When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Receives user input for the execution of a payment application in which multiple cards are registered, and Using at least one signal broadcast from at least one communication device, identification information of the at least one communication device and strength information of the at least one signal are identified, and Based on receiving the above user input, the identification information of the at least one communication device and the strength information of the at least one signal are transmitted to the server device through the communication circuit, and Information regarding a store where the electronic device is located, corresponding to the identification information of the at least one communication device and the strength information of the at least one signal, is received from the server device through the communication circuit, and Based on the information regarding the above store and the information regarding the above plurality of cards, causing a visual object corresponding to a card included in the above plurality of cards to be displayed through the display. Electronic device.

2. In Claim 1, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Based on the information regarding the above store and the information regarding the above plurality of cards, obtain the priority level of each of the above plurality of cards, and Causing the visual object corresponding to the card having the highest priority level among the plurality of cards to be displayed through the display Electronic device.

3. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Identifying another card among the plurality of cards having a priority level lower than the priority level of the card, and Causing to display another visual object corresponding to the other card above through the display, Electronic device.

4. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Based on the above information regarding the above store and the above information regarding the above plurality of cards: Identifying a first card among the plurality of cards associated with at least one of the name of the store or the business type of the store, and Identifying a second card among the plurality of cards that is not linked to at least one of the name of the store or the business type of the store, and Based on setting the priority level of the first card higher than the priority level of the second card, causing each of the plurality of cards to acquire the priority level, Electronic device.

5. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Based on the above information regarding the above store and the above information regarding the above plurality of cards: Identifying at least one card among the plurality of cards above that is associated with at least one of the name of the store or the business type of the store, and Among the above at least one card, identify a first card that satisfies a transaction performance condition and a second card that does not satisfy the transaction performance condition, and Based on setting the priority level of the first card higher than the priority level of the second card, causing each of the plurality of cards to acquire the priority level, Electronic device.

6. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Based on the above information regarding the above store and the above information regarding the above plurality of cards: Identifying at least one card among the plurality of cards above that is associated with at least one of the name of the store or the business type of the store, and Identifying a first remaining benefit amount of a first card among the at least one card and a second remaining benefit amount of a second card among the at least one card, and Based on identifying the second remaining benefit amount which is less than the first remaining benefit amount, the priority level of the first card is set higher than the priority level of the second card, and Causing to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card. Electronic device.

7. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Obtain the payment amount, and Based on the above information regarding the above store and the above information regarding the above plurality of cards: Identifying at least one card among the plurality of cards above that is associated with at least one of the name of the store or the business type of the store, and Based on the above payment amount, identify the first benefit amount of the first card among the at least one card and the second benefit amount of the second card among the at least one card, and Based on identifying the second benefit amount which is less than the first benefit amount, the priority level of the first card is set higher than the priority level of the second card, and Causing to acquire the priority level of each of the plurality of cards based on setting the priority level of the first card higher than the priority level of the second card. Electronic device.

8. In Claim 7 The above payment amount is obtained based on user input, Electronic device.

9. In Claim 7 The above payment amount is calculated based on payment authorization information representing payments made at stores included in the above business type of the above store, Electronic device.

10. In Claim 2, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: The information regarding the plurality of cards is transmitted to the server device through the communication circuit, and Causing each of the above-mentioned plurality of cards to receive the above-mentioned priority level from the server device through the communication circuit, and The information regarding the plurality of cards is used to determine the priority level of each of the plurality of cards based on the information regarding the store, Electronic device.

11. In Claim 1, The above information regarding the above store includes data related to the name of the above store, and When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Causing to display a visual object according to the name of the above store through the above display, Electronic device.

12. In Claim 1, The above at least one signal includes a Wi-Fi (wireless fidelity) signal, and The identification information of the at least one communication device includes the MAC (media access control) address of the at least one communication device. Electronic device.

13. In Claim 1, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: While displaying the above visual object, receive other user input for user authentication, and Based on receiving the other user input mentioned above, causing a payment signal according to the card to be output to the outside of the electronic device, Electronic device.

14. In Claim 13, When the above instructions are executed individually or collectively by the at least one processor, the electronic device: After outputting the above payment signal to the outside of the electronic device, payment authorization information is obtained, and Causing the above payment approval information to be transmitted to the above server device through the above communication circuit, Electronic device.

15. In electronic devices, Communication circuit; Memory comprising one or more storage media for storing instructions; and It includes at least one processor comprising a processing circuit, and When the above instructions are executed individually or collectively by the at least one processor, the electronic device: Identification information of at least one communication device and strength information of at least one signal associated with said at least one communication device are received from an external electronic device through said communication circuit, and Identifying a data set corresponding to the identification information and the strength information among data sets including information for each of a plurality of stores, identification information of at least one communication device associated with the store, and signal strength information associated with the communication device, and Causing the external electronic device to transmit information about the store represented by the above data set through the communication circuit, Electronic device.

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