Company financial evaluation method and system based on integral liability calculation method

By scientifically calculating the ratio of points to amounts and conducting lifecycle analysis, combined with visualization and real-time monitoring, the scientific issues of points-based debt calculation have been resolved, improving the accuracy and timeliness of financial assessment and reducing manual operation costs.

CN122415240APending Publication Date: 2026-07-17HUIBO TECH
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
HUIBO TECH
Filing Date
2026-03-20
Publication Date
2026-07-17

AI Technical Summary

Technical Problem

In the existing technology, companies lack a systematic and scientific method for calculating points-based liabilities, which makes it difficult for financial statements to accurately reflect the actual liabilities arising from points programs, affecting the accuracy of financial information and decision support.

Method used

By acquiring surplus points, issuing points, and resolving points, the ratio of points to amount is calculated. Combined with scoring rules and life cycle analysis, a comprehensive score is generated. The debt amount is dynamically updated through visualization charts and real-time monitoring mechanisms, providing a scientific financial assessment method and system.

Benefits of technology

It has achieved scientific and accurate calculation of points-based liabilities, improved the timeliness and accuracy of financial assessment, reduced manual operation costs and risks, and improved work efficiency.

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Abstract

本发明属于财务管理技术领域,公开了基于积分负债计算方法的公司财务评估方法及系统,该方法包括:获取结余积分、发放积分及核销积分;通过接收结余积分、发放积分及核销积分,核算个人剩余积分并汇总得到公司总剩余积分,并计算公司总剩余积分和积分与金额的比值系数的乘积,得到公司负债金额;对公司负债金额继续评估,得到综合得分;按预设周期计算公司负债金额,并将计算结果、日期、统计周期一同留存,得到留存历史数据;将留存历史数据以可视化图表的形式转化得到财务报告文档。本发明通过引入积分与金额的比值系数,使积分负债的计算更加科学、精确,避免了传统方法中粗略估算带来的误差。
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