Resource Transfer Data Processing Method, Apparatus, Computer Device, and Storage Medium

Abstract

The present application relates to a method, apparatus, computer device, and storage medium for processing resource transfer data. The method for processing resource transfer data includes: receiving a resource transfer request corresponding to a target account; generating a target resource transfer record corresponding to the target resource, where the target resource transfer record is used to trigger a resource transfer server to transfer out the target resource; when a resource withdrawal operation for the target resource occurs, generating a target resource withdrawal record corresponding to the target resource, and the target resource withdrawal record is associated with the target resource transfer record; sending a resource record set to the resource transfer server, where the resource record set includes the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record. The above solution can reduce the situation where the resource quantity in the account does not match due to the execution of invalid resource transfer records, and improves the accuracy of resource transfer.

Description

Technical Field

[0001] The present application relates to the field of network technologies, and particularly to a method, apparatus, computer device, and storage medium for processing resource transfer data. Background Art

[0002] In the field of network technologies, computer devices often need to perform arithmetic processing on various electronic resources. For example, a resource transfer server needs to perform resource transfer arithmetic operations and complete resource transfer operations according to resource transfer requests.

[0003] In the traditional technology, the resource transfer server performs arithmetic operations and executes resource transfer operations according to resource transfer requests for target resources. However, after the resource transfer operation is often executed, the resource quantity in the account does not match the actual resource quantity, that is, the resource transfer accuracy is low.

[0004] It should be noted that the information disclosed in the above background art section is only used to enhance the understanding of the background of the present invention, and thus may include information that does not constitute the prior art known to those of ordinary skill in the art. Summary of the Invention

[0005] Based on this, it is necessary to provide a method, apparatus, computer device, and storage medium for processing resource transfer data for the above technical problems.

[0006] A method for processing resource transfer data, the method includes: receiving a resource transfer request corresponding to a target account, the resource transfer request being used to request to transfer a target resource from the target account; in response to the resource transfer request, generating a target resource transfer record corresponding to the target resource, the target resource transfer record being used to trigger the resource transfer server to transfer the target resource; when a resource withdrawal operation for the target resource occurs, generating a target resource withdrawal record corresponding to the target resource, the target resource withdrawal record being associated with the target resource transfer record; and sending a resource record set to the resource transfer server, the resource record set including the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0007] A resource transfer data processing device, the device comprising: a transfer request receiving module, configured to receive a resource transfer request corresponding to a target account, the resource transfer request being used to request to transfer a target resource from the target account; a first transfer record generating module, configured to generate a target resource transfer record corresponding to the target resource in response to the resource transfer request, the target resource transfer record being used to trigger a resource transfer server to transfer the target resource; a withdrawal record generating module, configured to generate a target resource withdrawal record corresponding to the target resource when a resource withdrawal operation for the target resource occurs, the target resource withdrawal record being associated with the target resource transfer record; a first transfer record offsetting module, configured to send a resource record set to the resource transfer server, the resource record set including the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0008] A computer device, comprising a memory and a processor, the memory storing a computer program, and the processor implementing the following steps when executing the computer program: receiving a resource transfer request corresponding to a target account, the resource transfer request being used to request to transfer a target resource from the target account; generating a target resource transfer record corresponding to the target resource in response to the resource transfer request, the target resource transfer record being used to trigger a resource transfer server to transfer the target resource; generating a target resource withdrawal record corresponding to the target resource when a resource withdrawal operation for the target resource occurs, the target resource withdrawal record being associated with the target resource transfer record; sending a resource record set to the resource transfer server, the resource record set including the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0009] A computer-readable storage medium, having stored thereon a computer program, and the computer program implementing the following steps when executed by a processor: receiving a resource transfer request corresponding to a target account, the resource transfer request being used to request to transfer a target resource from the target account; generating a target resource transfer record corresponding to the target resource in response to the resource transfer request, the target resource transfer record being used to trigger a resource transfer server to transfer the target resource; generating a target resource withdrawal record corresponding to the target resource when a resource withdrawal operation for the target resource occurs, the target resource withdrawal record being associated with the target resource transfer record; sending a resource record set to the resource transfer server, the resource record set including the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0010] The above-mentioned resource transfer data processing method, device, computer device and storage medium receive a resource transfer request corresponding to a target account and generate a target resource transfer record for triggering the resource transfer server to transfer out the target resource; when a resource withdrawal operation for the target resource occurs, generate a target resource withdrawal record corresponding to the target resource; and send a resource record set to the resource transfer server, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record. After a resource withdrawal operation occurs, the intermediate server can send a resource record set to the resource transfer server based on the resource withdrawal operation, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0011] A resource transfer method, the method comprising: receiving a resource transfer request to transfer out a target resource from a target account; in response to the resource transfer request, performing a resource transfer to generate a target resource transfer record for triggering the transfer out of the target resource; displaying a resource transfer status prompt message corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry; in response to a resource withdrawal operation for the resource transfer withdrawal entry, performing a resource withdrawal to generate a target resource withdrawal record, the target resource withdrawal record being associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record.

[0012] In one embodiment, the method further comprises: when the operation time corresponding to the status information viewing operation is outside the resource transfer period corresponding to the target resource transfer record, in response to the status information viewing operation, displaying the resource transfer status prompt message corresponding to the target resource transfer record on a display interface, and the display interface shields the resource transfer withdrawal entry.

[0013] A resource transfer device, the device comprising: a transfer operation receiving module, configured to receive a resource transfer request for transferring a target resource from a target account; a second transfer record generating module, configured to, in response to the resource transfer request, perform a resource transfer to generate a target resource transfer record, the target resource transfer record being used to trigger the transfer of the target resource; a withdrawal entry display module, configured to display resource transfer status prompt information corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry; a second transfer record offsetting module, configured to, in response to a resource withdrawal operation for the resource transfer withdrawal entry, perform a resource withdrawal to generate a target resource withdrawal record, the target resource withdrawal record being associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record.

[0014] A computer device, comprising a memory and a processor, the memory storing a computer program, and the processor, when executing the computer program, implementing the following steps: receiving a resource transfer request for transferring a target resource from a target account; in response to the resource transfer request, performing a resource transfer to generate a target resource transfer record, the target resource transfer record being used to trigger the transfer of the target resource; displaying resource transfer status prompt information corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry; in response to a resource withdrawal operation for the resource transfer withdrawal entry, performing a resource withdrawal to generate a target resource withdrawal record, the target resource withdrawal record being associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record.

[0015] A computer-readable storage medium, having stored thereon a computer program, and the computer program, when executed by a processor, implementing the following steps: receiving a resource transfer request for transferring a target resource from a target account; in response to the resource transfer request, performing a resource transfer to generate a target resource transfer record, the target resource transfer record being used to trigger the transfer of the target resource; displaying resource transfer status prompt information corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry; in response to a resource withdrawal operation for the resource transfer withdrawal entry, performing a resource withdrawal to generate a target resource withdrawal record, the target resource withdrawal record being associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record.

[0016] The above-mentioned resource transfer method, device, computer device, and storage medium receive a resource transfer request for transferring a target resource from a target account, perform a resource transfer to generate a target resource transfer record, display a resource transfer status prompt message corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry, and in response to a resource withdrawal operation for the resource transfer withdrawal entry, perform a resource withdrawal to generate a target resource withdrawal record, and offset the target resource transfer record based on the target resource withdrawal record. After receiving a resource transfer operation, the terminal can, when obtaining a resource withdrawal operation for the resource transfer withdrawal entry, trigger the offset of the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0017] A resource transfer data processing method, the method comprising: receiving a resource record set; reading a target resource withdrawal record from the resource record set, the target resource withdrawal record being generated when a resource withdrawal operation for a target resource is generated; obtaining a target resource transfer record associated with the target resource withdrawal record, the target resource transfer record being used to trigger the transfer of the target resource, the target resource transfer record being generated in response to a resource transfer request for requesting the transfer of the target resource from the target account; offsetting the target resource transfer record based on the target resource withdrawal record.

[0018] In one embodiment, the obtaining the target resource transfer record associated with the target resource withdrawal record includes: reading target data of an additional record item in the target resource withdrawal record; comparing the target data with a transfer record identifier corresponding to a resource transfer record in the resource record set; when there is a matching transfer record identifier, obtaining the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record.

[0019] In one embodiment, the offsetting the target resource transfer record based on the target resource withdrawal record includes: marking the status of the target resource transfer record as invalid; when performing a resource transfer task, filtering the resource transfer records in the resource record set with the status marked as invalid to obtain the resource transfer records to be processed, and performing a resource transfer based on the resource transfer records to be processed.

[0020] A resource transfer data processing device, the device comprising: a record set receiving module, configured to receive a resource record set; a withdrawal record reading module, configured to read a target resource withdrawal record from the resource record set, the target resource withdrawal record being generated when a resource withdrawal operation for a target resource is generated; a transfer record obtaining module, configured to obtain a target resource transfer record associated with the target resource withdrawal record, the target resource transfer record being used to trigger the transfer out of the target resource, the target resource transfer record being generated in response to a resource transfer request, the resource transfer request being used to request the transfer out of the target resource from the target account; and a third transfer record offsetting module, configured to offset the target resource transfer record based on the target resource withdrawal record.

[0021] A computer device, comprising a memory and a processor, the memory storing a computer program, and the processor, when executing the computer program, implementing the following steps: receiving a resource record set; reading a target resource withdrawal record from the resource record set, the target resource withdrawal record being generated when a resource withdrawal operation for a target resource is generated; obtaining a target resource transfer record associated with the target resource withdrawal record, the target resource transfer record being used to trigger the transfer out of the target resource, the target resource transfer record being generated in response to a resource transfer request, the resource transfer request being used to request the transfer out of the target resource from the target account; and offsetting the target resource transfer record based on the target resource withdrawal record.

[0022] A computer-readable storage medium, having stored thereon a computer program, and the computer program, when executed by a processor, implementing the following steps: receiving a resource record set; reading a target resource withdrawal record from the resource record set, the target resource withdrawal record being generated when a resource withdrawal operation for a target resource is generated; obtaining a target resource transfer record associated with the target resource withdrawal record, the target resource transfer record being used to trigger the transfer out of the target resource, the target resource transfer record being generated in response to a resource transfer request, the resource transfer request being used to request the transfer out of the target resource from the target account; and offsetting the target resource transfer record based on the target resource withdrawal record.

[0023] In the above resource transfer data processing method, device, computer device and storage medium, the resource transfer server receives a resource record set; reads a target resource withdrawal record from the resource record set; obtains a target resource transfer record associated with the target resource withdrawal record; and then offsets the target resource transfer record based on the target resource withdrawal record, so as to implement the withdrawal of the resource transfer operation, reduce the situation that invalid resource transfer records are executed, resulting in the resource quantity in the account not conforming, and improve the accuracy of resource transfer. Description of the Drawings

[0024] Figure 1 A schematic diagram of the structure of a distributed system applied to a blockchain system in one embodiment;

[0025] Figure 2 is a schematic diagram of a block structure in one embodiment;

[0026] Figure 3 A diagram illustrating an application environment of a resource transfer data processing method according to an embodiment;

[0027] Figure 4 1 is a flow chart of a method for processing resource transfer data in one embodiment;

[0028] Figure 5 1 is a flow chart of a resource transfer method according to an embodiment;

[0029] Figure 6 A schematic diagram of a terminal interface display in one embodiment;

[0030] Figure 7 A schematic diagram of a terminal interface display in another embodiment;

[0031] Figure 8 A schematic diagram of a terminal interface display in yet another embodiment;

[0032] Figure 9 A schematic flow chart of a resource transfer data processing method according to another embodiment;

[0033] Figure 10 A schematic flow chart of a resource transfer data processing method in yet another embodiment;

[0034] Figure 11 1 is a flow chart of a method for processing resource transfer data in another embodiment;

[0035] Figure 12 1 is a flow chart of a method for processing resource transfer data in another embodiment;

[0036] Figure 13 A schematic diagram of a process flow for summarizing file processing in one embodiment;

[0037] Figure 14 is a structural block diagram of a resource transfer data processing device in one embodiment;

[0038] Figure 15 is a structural block diagram of a resource transfer device in one embodiment;

[0039] Figure 16 A structural block diagram of a resource transfer data processing device in yet another embodiment;

[0040] Figure 17It is the internal structure diagram of a computer device in an embodiment. Detailed implementation manners

[0041] In order to make the objectives, technical solutions and advantages of the present application clearer and more understandable, the present application will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present application and are not used to limit the present application.

[0042] Embodiments of the present invention can be applied to a distributed system formed by connecting a client and multiple nodes (any form of computing device in the access network, such as a server, a user terminal) through network communication.

[0043] Taking the distributed system as a blockchain system as an example, see Figure 1 , Figure 1 is an optional structural schematic diagram of the distributed system 100 provided by the embodiments of the present invention applied to a blockchain system, formed by multiple nodes 102 (any form of computing device in the access network, such as a server, a user terminal) and a client 104. A peer-to-peer (P2P) network is formed between the nodes. The P2P protocol is an application layer protocol running on top of the Transmission Control Protocol (TCP). In a distributed system, any machine such as a server or a terminal can join and become a node. A node includes a hardware layer, an intermediate layer, an operating system layer, and an application layer.

[0044] See Figure 1 The functions of each node in the blockchain system shown involve the following functions:

[0045] 1) Routing, a basic function of a node, used to support communication between nodes.

[0046] In addition to the routing function, a node may also have the following functions:

[0047] 2) Application, used to be deployed in the blockchain, implement specific services according to actual business requirements, record the data related to the implemented functions to form record data, carry a digital signature in the record data to indicate the source of the task data, and send the record data to other nodes in the blockchain system. When other nodes verify the source and integrity of the record data successfully, the record data is added to a temporary block.

[0048] For example, the services implemented by the application include:

[0049] 2.1) Wallet, which is used to provide the function of conducting electronic currency transactions, including initiating a transaction (i.e., sending the transaction record of the current transaction to other nodes in the blockchain system. After successful verification by other nodes, as a response to acknowledging the validity of the transaction, the record data of the transaction is deposited into the temporary block of the blockchain. Of course, the wallet also supports querying the remaining electronic currency in the electronic currency address;

[0050] 2.2) Shared ledger, which is used to provide functions such as storage, query, and modification of account data, sending the record data of operations on account data to other nodes in the blockchain system. After other nodes verify its validity, as a response to acknowledging the validity of the account data, the record data is deposited into the temporary block, and it can also send a confirmation to the node that initiated the operation.

[0051] 2.3) Smart contract, a computerized protocol that can execute the terms of a certain contract, implemented through code deployed on the shared ledger and executed when certain conditions are met. According to actual business requirements, the code is used to complete automated transactions, such as querying the logistics status of the goods purchased by the buyer and transferring the buyer's electronic currency to the merchant's address after the buyer signs for the goods. Of course, smart contracts are not limited to executing contracts for transactions, but can also execute contracts for processing received information.

[0052] 3) Blockchain, including a series of blocks (Block) that are sequentially connected in the order of generation. Once a new block is added to the blockchain, it will not be removed again. The block records the record data submitted by nodes in the blockchain system.

[0053] See Figure 2 , Figure 2 is an optional schematic diagram of the block structure provided by the embodiment of the present invention. Each block includes the hash value of the transaction record stored in this block (the hash value of this block) and the hash value of the previous block. Each block is connected through the hash value to form a blockchain. In addition, the block may also include information such as the timestamp when the block is generated. Blockchain, essentially a decentralized database, is a string of data blocks generated by using cryptographic methods. Each data block contains relevant information for verifying the validity of its information (anti-counterfeiting) and generating the next block.

[0054] In one embodiment, a blockchain system may include a terminal, an intermediate server, and a resource transfer server. The terminal, the intermediate server, and the resource transfer server respectively serve as nodes in the blockchain system. With the aid of the blockchain system, when the intermediate server receives a resource transfer request from the terminal, it generates a target resource transfer record and intends to request the resource transfer server to perform a resource transfer; when a resource withdrawal operation for the target resource occurs, the intermediate server generates a target resource withdrawal record and sends a resource record set to the resource transfer server based on the target resource transfer record and the target resource withdrawal record, so that the resource transfer server cancels the target resource transfer record based on the target resource withdrawal record and no longer performs the resource transfer. All records involved in the entire process will be stored in the blockchain in an immutable manner to ensure the security of the resource transfer process.

[0055] The resource transfer data processing method and the resource transfer method provided by this application can be applied to, for example Figure 3 the application environment shown. This application environment includes a terminal 302, an intermediate server 304, and a resource transfer server 306. Among them, the intermediate server 304 communicates with the terminal 302 and the resource transfer server 306 respectively through a network. In a specific application process, the terminal 302 sends a resource transfer request to the intermediate server 304. The intermediate server 304 generates a target resource transfer record and sends a resource record set to the resource transfer server 306 when the set sending time arrives, so as to trigger the resource transfer server 306 to transfer out the target resource (that is, perform a resource transfer operation). If the terminal 302 sends a resource withdrawal operation to the intermediate server 304 during the resource transfer period, the intermediate server 304 generates a target resource withdrawal record and a resource record set containing the target resource transfer record and the target resource withdrawal record, so that the resource transfer server 306 cancels the target resource transfer record based on the target resource withdrawal record. At this time, the resource transfer server does not need to perform the resource transfer operation corresponding to the resource transfer request anymore, realizing the withdrawal of the resource transfer operation. After sending the resource transfer request, the terminal 302 can display the status of the resource transfer on the interface; in addition, after sending the resource withdrawal operation, the terminal 302 can display the status of the resource withdrawal on the interface. Among them, the terminal 302 can be but is not limited to various personal computers, laptop computers, smart phones, tablet computers, and portable wearable devices. The intermediate server 304 and the resource transfer server 306 can be implemented by an independent server or a server cluster composed of multiple servers. In other application scenarios, the terminal 302 can also be implemented through a server, and at the same time, the intermediate server 304 and the resource transfer server 306 can also be implemented through the terminal.

[0056] In one embodiment, as Figure 4 shown, a resource transfer data processing method is provided. This method is applied toFigure 3 Taking the intermediate server in

[0057] S402, receive a resource transfer request corresponding to the target account, where the resource transfer request is used to request the transfer of target resources from the target account.

[0058] Among them, the target account may refer to an account registered in an application program, and the application program may be an application program with resource processing functions. Specifically, the target account may be an account registered in an application program provided by a fund company or a wealth management platform, or may also be a fund account registered with a fund company.

[0059] Resources refer to items whose ownership can be obtained through the network, including at least one of virtual items and physical items. Among them, virtual items may specifically include, but are not limited to, at least one of account values, funds, virtual image products, virtual recharge cards, game equipment, virtual trading coins, and cryptocurrencies, etc. Physical items can be any item with an actual form that can be owned by a user, and specifically may include, but are not limited to, electronic products, toys, handicrafts, or signed photos, etc. The target resources refer to resources that meet specific conditions. For example, resources with a resource value higher than the resource value threshold. Taking cryptocurrency as an example, the target resources may be cryptocurrencies with an amount higher than the set threshold. In one embodiment, the target resources may be all of the remaining resources in the target account, or may be part of the remaining resources.

[0060] The resource transfer request refers to a request to transfer resources, which may be a request to transfer resources from one storage medium to another storage medium, or may be a request to delete the resource value corresponding to the resources from one account and add it to another account. In one embodiment, the resource transfer may refer to at least one of redemption on the same natural day, ordinary redemption (which can also be referred to as general redemption or slow redemption), share conversion transfer out, or credit redemption on the same natural day. Specifically, the resource transfer request may be a request for the intermediate server or the resource transfer server to transfer the target resources from the target account. For example, deduct the resource value corresponding to the target resources from the target account and transfer the corresponding resource value to the resource storage platform corresponding to the target account. Among them, the resource storage platform may be a computer device with resource storage functions, and may be a server, a memory, etc. corresponding to a bank.

[0061] In one embodiment, the implementation process of S402 may be: the intermediate server receives a resource transfer request sent by the terminal.

[0062] S404, in response to the resource transfer request, generate a target resource transfer record corresponding to the target resources, where the target resource transfer record is used to trigger the resource transfer server to transfer out the target resources.

[0063] The target resource transfer record refers to the resource transfer record generated according to the resource transfer request. The resource transfer record may include at least one of the terminal identifier, the target account identifier, the transfer record identifier, the resource transfer request reception time, the type of the resource transfer request, the target resource identifier, or the resource value requested to be transferred. At the same time, the target resource transfer record can be implemented in the form of a list or a file. Specifically, the intermediate server obtains at least one of the terminal identifier, the target account identifier, the transfer record identifier, the resource transfer request reception time, the type of the resource transfer request, the target resource identifier, or the resource value requested to be transferred in response to the resource transfer request, and fills the obtained information into the corresponding fields of the resource record table. The generated table is the target resource transfer record.

[0064] In one embodiment, after generating the target resource transfer record, the intermediate server may add the target resource transfer record to the resource record set and send the resource record set to the resource transfer server to trigger the resource transfer server to perform a resource transfer operation to transfer the target resource from the target account. Among them, the resource record set refers to a set that records the information involved in each process of the resource transfer and can be implemented in the form of a list or a file.

[0065] Further, the intermediate server may send the resource record set to the resource transfer server after generating the target resource transfer record, or may send the resource record set to the resource transfer server when a pre-determined set sending time arrives. Among them, the process of determining the set sending time may be: determining the request time when the resource transfer request is received, determining the natural day where the request time is located as the set sending cycle (which can be called D day), and determining the specific end time of the natural day (for example: 15:00, 24:00) as the set sending time.

[0066] In addition, the corresponding relationship between the intermediate server and the resource transfer server can be one-to-one or one-to-many. When it is one-to-one, the intermediate server directly sends the resource record set to the corresponding resource transfer server when receiving the resource transfer request. When it is one-to-many, the resource transfer servers can be in a distributed architecture. The intermediate server determines the target resource transfer server from the multiple connected resource transfer servers when receiving the resource transfer request and sends the resource record set to the target resource transfer server.

[0067] In one embodiment, the implementation process of S404 can be as follows: The intermediate server generates a target resource transfer record corresponding to the target resource in response to a resource transfer request, adds the target resource transfer record to the resource record set, determines whether the set sending time has arrived, and when the set sending time arrives, sends the resource record set to the resource transfer server to trigger the resource transfer server to transfer out the target resource within the resource transfer cycle.

[0068] Among them, the resource transfer cycle refers to the cycle for completing resource transfer, which can be a natural day, a working day, a trading day, etc. In one embodiment, the resource transfer cycle can refer to the securities fund trading day (also referred to as T day). The determination process of the resource transfer cycle can be: Determine the transfer cycle in which the time when the resource transfer request is generated is located, and determine the next cycle of this transfer cycle as the resource transfer cycle. Specifically, assume that the transfer cycle where the resource transfer request is located is: 15:00 on T-1 day to 15:00 on T day. For example: 15:00 on Tuesday to 15:00 on Wednesday (in this case, it includes one D day), 15:00 on Friday to 15:00 on Monday (in this case, it includes multiple D days), then the resource transfer cycle is 15:00 on T day to 15:00 on T+1 day. In one embodiment, the intermediate server sends the resource record set from 15:00 on D-1 day to 15:00 on D day to the resource transfer server at 15:00 every natural day to trigger the resource transfer server to transfer out the target resource within 15:00 on T day to 15:00 on T+1 day. That is, the intermediate server sends the resource record set to the resource transfer server every day, and the resource transfer server completes the resource transfer operation within each securities fund trading day.

[0069] S406, when a resource withdrawal operation for the target resource is generated, generate a target resource withdrawal record corresponding to the target resource, and the target resource withdrawal record is associated with the target resource transfer record.

[0070] Among them, the resource withdrawal operation refers to the withdrawal operation corresponding to the resource transfer request, and its purpose is to withdraw the transfer operation of the target resource, that is, to withdraw the resource transfer operation.

[0071] In one embodiment, when receiving the resource withdrawal operation, the intermediate server generates a target resource withdrawal record corresponding to the target resource. At this time, an association relationship can be established between the target resource withdrawal record and the target resource transfer record.

[0072] The implementation process of establishing the association relationship between the target resource withdrawal record and the target resource transfer record can have at least the following several:

[0073] 1) Obtain the target transfer record identifier corresponding to the target resource transfer record, and establish an association relationship between the target transfer record identifier and the target resource withdrawal record. Specifically, the target transfer record identifier can be used as an additional record item of the target resource withdrawal record. Among them, the target transfer record identifier refers to the information that identifies the target resource transfer record, which can be the number of the target resource transfer record. Specifically, the target transfer record identifier can be the order number corresponding to the target resource transfer record.

[0074] 2) Obtain the target transfer record identifier corresponding to the target resource transfer record, obtain the target withdrawal record identifier corresponding to the target resource withdrawal record, and establish an association relationship between the target transfer record identifier and the target withdrawal record identifier.

[0075] In one embodiment, the implementation process of S406 can be: when receiving a resource withdrawal operation for the target resource sent by the terminal, generate a target resource withdrawal record corresponding to the target resource and establish an association relationship between the target resource withdrawal record and the target resource transfer record.

[0076] S408. Send a resource record set to the resource transfer server, where the resource record set includes the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0077] The intermediate server interacts with the resource transfer server in the form of a resource record set, and the resource transfer server can complete the resource transfer operation within the resource transfer cycle. When the resource withdrawal operation is within the resource transfer cycle, the intermediate server can trigger the resource transfer server to withdraw the transfer operation of the target resource by updating the resource record set.

[0078] The intermediate server can send the resource record set added with the target resource transfer record and the target resource withdrawal record to the resource transfer server. It can also send the target resource transfer record and the target resource withdrawal record separately through the resource record set. For example: when generating the target resource transfer record, send the resource record set containing the target resource transfer record to the resource transfer server, and when generating the target resource withdrawal record, send the resource record set containing the target resource withdrawal record to the resource transfer server.

[0079] In one embodiment, the implementation process of S408 can be: the intermediate server adds the target resource transfer record and the target resource withdrawal record as two records to the resource record set, and sends the resource record set to the resource transfer server. The resource transfer server offsets the target resource transfer record based on the target resource withdrawal record to withdraw the transfer operation of the target resource.

[0080] In the above resource transfer data processing method, after a resource withdrawal operation is generated, a resource record set can be sent to the resource transfer server based on the resource withdrawal operation, so that the resource transfer server can offset the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, improving the accuracy of resource transfer. At the same time, the withdrawal of the resource transfer operation is realized in a simple way, effectively ensuring the withdrawal efficiency of the resource transfer operation.

[0081] In one embodiment, when a resource withdrawal operation for a target resource is generated, an association relationship is established between the target resource transfer record and the target resource withdrawal record. Specifically, the target transfer record identifier corresponding to the target resource transfer record can be used as an additional record item of the target resource withdrawal record. At this time, the target transfer record identifier becomes the bridge between the target resource transfer record and the target resource withdrawal record, that is, an association relationship between the target resource transfer record and the target resource withdrawal record is established.

[0082] In some embodiments, an association record between the target resource transfer record and the target resource withdrawal record can be generated and added to the resource record set.

[0083] In one embodiment, when a resource withdrawal operation for a target resource is generated, a target resource withdrawal record corresponding to the target resource is generated, including: when a resource withdrawal operation for a target resource is generated, obtaining the target transfer record identifier of the target resource transfer record corresponding to the resource withdrawal operation; using the target transfer record identifier as the target data of the additional record item in the resource withdrawal record to generate a target resource withdrawal record corresponding to the target resource.

[0084] Among them, the additional record item can be a certain field corresponding to the resource withdrawal record. When the intermediate server generates a resource withdrawal operation, the target transfer record identifier is added to the field corresponding to the resource withdrawal record to generate a target resource withdrawal record corresponding to the target resource.

[0085] In the above embodiment, when generating the target resource withdrawal record, the target transfer record identifier is used as the target data of the additional record item of the resource withdrawal record, so that the target resource withdrawal record carries the target transfer record identifier, establishing an association relationship between the target resource transfer record and the target resource withdrawal record, and further ensuring that the resource transfer server can find the target resource transfer record based on the target resource withdrawal record and withdraw the transfer operation for the target resource.

[0086] In one embodiment, the intermediate server and the resource transfer server may belong to different platforms. For example, the intermediate server is the server corresponding to the wealth management platform, and the resource transfer server is the server corresponding to the fund company. The transfer operation of the target resource can be implemented through the resource transfer server: when receiving a resource withdrawal operation, the resource transfer server withdraws the transfer operation of the target resource. The intermediate server and the resource transfer server may also belong to the same platform. For example, both the intermediate server and the resource transfer server are the servers corresponding to the wealth management platform. Further, the intermediate server and the resource transfer server may also be implemented by the same server. For example, the intermediate server performs the transfer operation of the target resource and the withdrawal operation of the transfer operation of the target resource.

[0087] In one embodiment, the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record, including: the resource transfer server reads the target data of the additional record item in the target resource withdrawal record, and compares the target data with the transfer record identifier corresponding to the resource transfer record in the resource record set; when there is a matching transfer record identifier, the resource transfer server obtains the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record, and offsets the target resource transfer record based on the target resource withdrawal record.

[0088] Among them, the resource record set contains at least one resource transfer record and at least one resource withdrawal record.

[0089] In one embodiment, when the resource transfer server receives the resource record set, it traverses each resource record therein. When reading the target resource withdrawal record, it determines that a withdrawal operation for the resource transfer operation needs to be performed. At this time, the resource transfer server reads the target data of the additional record item in the target resource withdrawal record and searches for the target resource transfer record corresponding to the target data.

[0090] Among them, the process of searching for the target resource transfer record corresponding to the target data may be: comparing the target data with the transfer record identifier corresponding to the resource transfer record in the resource record set. When there is a matching transfer record identifier, the resource transfer server takes the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record; takes the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record. When there is no matching transfer record identifier, the resource transfer server may return a withdrawal failure prompt message to the intermediate server, or may re-perform the comparison process of the transfer record identifier. If no matching transfer record identifier is found after reaching the upper limit of the comparison times, the resource transfer server returns a withdrawal failure prompt message to the intermediate server.

[0091] In one embodiment, when determining a target resource transfer record corresponding to a target resource withdrawal record, the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record. If the resource transfer server has already started executing the transfer operation for the target resource, the operation can be terminated; if the resource transfer server has not yet started executing the transfer operation for the target resource, the transfer operation for the target resource can be not triggered.

[0092] In one embodiment, the resource transfer server can execute corresponding resource transfer operations according to the status of each resource record in the resource record set. The resource transfer server can refrain from performing resource transfer operations on resource records with an invalid status and perform resource transfer operations on the remaining resource records (the status of these resource records can be considered valid).

[0093] In one embodiment, when the resource transfer server locates a target resource transfer record corresponding to target data, it can mark the status of the target resource transfer record as invalid. The resource transfer server can filter out resource records with an invalid status in the resource record set, determine the remaining resource transfer records after the filtering operation as the resource transfer records to be processed, and perform resource transfer operations on the resource transfer records to be processed.

[0094] In the above embodiment, the intermediate server triggers the resource transfer server to determine the target resource transfer record based on the target data in the additional record item of the target resource withdrawal record through the resource record set, offsets the target resource transfer record accordingly, and withdraws the resource transfer operation corresponding to the target resource transfer record. The implementation process is reliable and can effectively withdraw the resource transfer operation.

[0095] In one embodiment, when a resource withdrawal operation for a target resource occurs, the intermediate server can determine whether the resource withdrawal condition is met based on the resource withdrawal operation. When the resource withdrawal request is met, a target resource withdrawal record corresponding to the target resource is generated, and when the resource withdrawal request is not met, a target resource withdrawal record corresponding to the target resource is not generated.

[0096] In one embodiment, the resource withdrawal condition can include at least one of the following: whether the operation time of the resource withdrawal operation is within the resource transfer period, whether there is a historical resource withdrawal record associated with the target resource transfer record, or whether the target resource has been transferred to the resource storage server corresponding to the target account. Further, the judgment process for each resource withdrawal condition can be to first judge whether the operation time of the resource withdrawal operation is within the resource transfer period, then judge whether there is a historical resource withdrawal record associated with the target resource transfer record, and then judge whether the target resource has been transferred to the resource storage server corresponding to the target account, or it can be carried out in other orders.

[0097] Among them, the historical resource withdrawal record refers to the record of the resource withdrawal operation on the resource transfer record within a historical time period. This historical time period can refer to the time period before the operation time when the resource withdrawal operation is generated.

[0098] The resource withdrawal conditions are described as follows:

[0099] When the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record (for example: within the next cycle of this resource transfer cycle), the resource transfer server may have completed the resource transfer operation, and at this time, it is impossible or unnecessary to perform the withdrawal operation. Therefore, when the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, it can be considered that the resource withdrawal condition is not met.

[0100] If there is a historical resource withdrawal record associated with the target resource transfer record, it indicates that a resource withdrawal operation on the target resource has been performed within the historical time period. At this time, it is impossible or unnecessary to perform the withdrawal operation. Therefore, when there is a historical resource withdrawal record associated with the target resource transfer record at the operation time of the resource withdrawal operation, it can be considered that the resource withdrawal condition is not met.

[0101] If the target resource has been transferred to the resource storage server corresponding to the target account, for example, it has been transferred back to the bank card corresponding to the target account, then at this time, it is also impossible or unnecessary to perform the withdrawal operation. Therefore, when the target resource has been transferred to the resource storage server corresponding to the target account, it can be considered that the resource withdrawal condition is not met.

[0102] In the above embodiments, when the resource withdrawal request is satisfied, a target resource withdrawal record corresponding to the target resource is generated, and at this time, the resource withdrawal operation on the resource transfer operation will be executed. The resource withdrawal operation is aimed at the resource transfer operation that has not ended, which can effectively prevent the situation of performing a resource withdrawal operation on a completed resource transfer operation or an already executed resource withdrawal operation, prevent duplicate operations on resource transfer, and ensure the security of resources.

[0103] In one embodiment, when a resource withdrawal operation for the target resource is generated, generating a target resource withdrawal record corresponding to the target resource includes: when a resource withdrawal operation for the target resource is generated, if the operation time of the resource withdrawal operation is within the resource transfer cycle corresponding to the target resource transfer record, then in the resource record set corresponding to the resource transfer cycle, search for a historical resource withdrawal record associated with the target resource transfer record; when the search fails, generate a target resource withdrawal record corresponding to the target resource.

[0104] When no historical resource withdrawal record associated with the target resource transfer record is found, it is determined that the search fails. At this time, it can be considered that there is no resource cancellation operation corresponding to the target resource transfer record.

[0105] In one embodiment, the intermediate server can obtain the previous transfer cycle of the resource transfer cycle, determine the set of resource records generated during the previous transfer cycle, and then search for the historical resource withdrawal record associated with the target resource transfer record in the set of resource records.

[0106] In the above embodiment, when the resource withdrawal operation and the target resource transfer record are within the same resource transfer cycle and there is no resource cancellation operation corresponding to the target resource transfer record, it is considered that the resource withdrawal condition is met. Then the intermediate server generates a target resource withdrawal record corresponding to the target resource. Through such a processing method, it is possible to prevent duplicate operations on resource transfer operations or resource withdrawal operations that have already been completed, ensuring the security of resources.

[0107] In one embodiment, sending a set of resource records to the resource transfer server includes: obtaining the target resource transfer record and the target resource withdrawal record to form a set of resource records corresponding to the resource transfer cycle; sending the set of resource records to the resource transfer server.

[0108] The intermediate server can obtain the resource transfer records and resource withdrawal records within the previous cycle of the resource transfer cycle, and these records include the target resource transfer record and the target resource withdrawal record. Based on this, a set of resource records is formed and sent to the resource transfer server.

[0109] In the above embodiment, the intermediate server adds the resource transfer records and resource withdrawal records generated during the transfer cycle corresponding to the resource transfer cycle as record items to the set of resource records. The set of resource records includes the target resource transfer record and the target resource withdrawal record. Based on this, the set of resource records is sent to the resource transfer server. This can trigger the resource transfer server to process the resource transfer records and resource withdrawal records within the resource transfer cycle, and then complete the resource transfer operation.

[0110] In one embodiment, the resource transfer cycle may include at least one set sending cycle. The intermediate server can send the set of resource records to the resource transfer server at least once in each set sending cycle. The resource transfer server can perform a merging process on the set of resource records received within the resource transfer cycle and generate a resource transfer processing result.

[0111] In one embodiment, after generating a target resource transfer record corresponding to the target resource, the method further includes: sending a transfer prompt message corresponding to the resource transfer request to the terminal corresponding to the target account, so that the terminal displays the transfer prompt message, and receiving a resource withdrawal operation through the transfer prompt message.

[0112] Wherein, the terminal corresponding to the target account can be the terminal used to log in to the target account. This terminal is configured with a display interface. This terminal can receive a resource withdrawal operation on the resource transfer request issued by the user.

[0113] The transfer prompt message refers to a resource transfer status prompt message for the resource transfer operation status corresponding to the resource transfer request. For example, it can be "Completing the resource transfer operation" or "Waiting for the resource transfer server to complete the resource transfer operation".

[0114] In addition, the transfer prompt message can include a resource transfer withdrawal entry. When the resource transfer withdrawal entry is triggered, the terminal can determine that a resource withdrawal operation has been received.

[0115] In the above embodiment, the intermediate server sends a transfer prompt message to the terminal to trigger the display of the transfer prompt message by the terminal. At this time, the user using the terminal can timely learn the execution status of the resource transfer operation. At the same time, the user can judge whether to trigger a resource withdrawal operation based on the execution status of the resource transfer operation. When a resource withdrawal operation is received through the transfer prompt message, the terminal sends a resource withdrawal operation to the intermediate server, and the intermediate server generates a corresponding target resource withdrawal record to trigger the resource transfer server to perform a resource withdrawal operation. That is, the corresponding resource withdrawal operation can be executed through the interaction process with the user, improving the intelligence of the resource transfer process.

[0116] In one embodiment, the method further includes: in response to the resource transfer request, reducing the transferred-out resource value corresponding to the target resource in the target account; when a resource withdrawal operation for the target resource occurs, increasing the transferred-out resource value in the target account.

[0117] In one embodiment, when the resource is a money fund, the process of reducing the transferred-out resource value corresponding to the target resource in the target account can be: the intermediate server sells the money fund shares corresponding to the target resource when receiving the resource transfer request.

[0118] After reducing the transferred-out resource value corresponding to the target resource in the target account, the intermediate server can output a display update instruction to the terminal, so that the terminal displays the resource value corresponding to the target account after reducing the transferred-out resource value on the interface.

[0119] In one embodiment, after the terminal issues a resource transfer request, it can issue a resource withdrawal operation. After receiving the resource withdrawal operation, the intermediate server can re-increase the transferred resource value in the target account. Similarly, after increasing the transferred resource value corresponding to the target resource in the target account, the intermediate server can output a display update instruction to the terminal so that the terminal restores the resource value corresponding to the target account before the transferred resource value is displayed in the interface.

[0120] In one embodiment, when the resource is a money fund, the intermediate server can repurchase the money fund shares corresponding to the target resource when receiving the resource withdrawal operation.

[0121] In the above embodiment, the intermediate server transfers the resource value according to the resource transfer request and transfers the resource value according to the resource withdrawal operation, which can immediately withdraw the resource transfer operation when the resource withdrawal operation is issued, ensuring the withdrawal efficiency of the resource transfer operation and improving the user experience.

[0122] In one embodiment, the resource value corresponding to the target resource is higher than or equal to the resource value threshold; after increasing the transferred resource value in the target account, it further includes: receiving a new resource transfer request corresponding to the target account, where the new resource transfer request is used to request to transfer the expected resource from the target account within the target natural day; the resource value corresponding to the expected resource is lower than the resource value threshold; within the target natural day, reduce the resource value corresponding to the expected resource in the target account and transfer the transferred resource value corresponding to the expected resource to the resource storage server corresponding to the target account.

[0123] Among them, the target natural day can be Day D. Specifically, the target natural day is Day D where the new resource transfer request is located. That is, the new resource transfer request is used to request to transfer the expected resource within D+0 days.

[0124] After completing the resource withdrawal operation, the intermediate server can continue to respond to the transfer operation of the target resource. In the above implementation, if the new resource transfer request is to transfer the expected resource less than the resource value threshold within the target natural day, the intermediate server transfers the transferred resource value corresponding to the expected resource to the resource storage server corresponding to the target account within the target natural day. It can complete the immediate response to the new resource transfer request and improve the intelligence of the resource transfer operation.

[0125] In one embodiment, as Figure 5 shown, a resource transfer data processing method is provided. Taking the method applied to the Figure 3 terminal as an example for description, it includes the following steps:

[0126] S502, receive a resource transfer request to transfer the target resource from the target account.

[0127] Among them, the specific descriptions of the target account, resources, target resources, and resource transfer operations can be found in the embodiments of the foregoing resource transfer data processing method, and will not be elaborated here.

[0128] In one embodiment, the implementation process of S502 can be that the terminal receives a resource transfer request through an input device. Specifically, the terminal displays a resource transfer operation entry in the interface, and when the resource transfer operation entry is triggered, it is determined that a resource transfer request is received.

[0129] Among them, the input device can be a device with information input functions such as an interface, a mouse, etc.

[0130] S504, in response to the resource transfer operation, perform a resource transfer to generate a target resource transfer record, and the target resource transfer record is used to trigger the transfer out of the target resources.

[0131] The implementation process of S504 can be: when the terminal receives the resource transfer operation, it can trigger the connected intermediate server to perform a resource transfer operation and generate a corresponding target resource transfer record.

[0132] Among them, the generation and processing process of the target resource transfer record can be found in the embodiments of the foregoing resource transfer data processing method, and will not be elaborated here.

[0133] S506, display the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry.

[0134] The resource transfer status prompt information can refer to the information that prompts the resource transfer operation status corresponding to the resource transfer request, and can include the resource transfer process information, that is, each stage of the resource transfer process and the completion situation or expected completion time of each stage. The resource transfer withdrawal entry can refer to the entry that can trigger the resource withdrawal operation.

[0135] The implementation process of S506 can be: after the terminal generates the target resource transfer record, it displays the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry. The user is prompted of the execution status of the resource transfer operation through the resource transfer status prompt information and the resource withdrawal operation is received through the resource transfer withdrawal entry.

[0136] S508, in response to the resource withdrawal operation for the resource transfer withdrawal entry, perform a resource withdrawal to generate a target resource withdrawal record, and the target resource withdrawal record is associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record.

[0137] Among them, the generation and processing process of the target resource withdrawal record can be found in the embodiments of the foregoing resource transfer data processing method, and will not be elaborated here.

[0138] The implementation process of S508 can be as follows: When the terminal receives a resource withdrawal operation, it sends the resource withdrawal operation to the intermediate server. The intermediate server generates a target resource withdrawal record accordingly and sends a resource record set containing the target resource transfer record and the target resource withdrawal record to the resource transfer server, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record and no longer performs the resource transfer operation.

[0139] In one embodiment, after sending the resource withdrawal operation to the intermediate server, the terminal can access the intermediate server to obtain the execution status of the resource withdrawal operation and display the execution status of the corresponding resource withdrawal operation in the interface.

[0140] In the above resource transfer method, after receiving the resource transfer operation, when the terminal obtains the resource withdrawal operation for the resource transfer withdrawal entry, it can trigger the offset of the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0141] In one embodiment, displaying the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry includes: receiving the status information viewing operation corresponding to the target resource transfer record; when the operation time corresponding to the status information viewing operation is within the resource transfer period corresponding to the target resource transfer record, in response to the status information viewing operation, displaying the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry.

[0142] Among them, the status information viewing operation refers to the viewing operation of requesting to view the resource transfer operation status corresponding to the target transfer record.

[0143] During the resource transfer period, a resource withdrawal operation for the resource transfer operation can be realized. Therefore, the terminal can display the corresponding resource transfer withdrawal entry in the interface to prompt the user to trigger the resource withdrawal operation.

[0144] In the above embodiment, the terminal displays the resource transfer status prompt information and the resource withdrawal entry according to the user's operation, which can facilitate the user to view the resource transfer status and trigger the resource withdrawal operation, improving the intelligence of resource transfer.

[0145] In one embodiment, presenting resource transfer status prompt information corresponding to a target resource transfer record and a corresponding resource transfer withdrawal entry includes: displaying a resource transfer information display page corresponding to the target resource transfer record on an interface; when receiving a detail display instruction for the resource transfer information display page, controlling the interface to switch to display a secondary page of the resource transfer information display page; the secondary page of the resource transfer information display page includes resource transfer status prompt information corresponding to the target resource transfer record and a resource transfer withdrawal entry.

[0146] In the above embodiment, the terminal displays a resource transfer information display page on the interface so that the user can learn about the relevant status of the resource transfer. At the same time, by using the trigger information of the resource transfer information display page to display the resource transfer status prompt information and the resource transfer withdrawal entry, it can ensure that the user views the resource transfer status and triggers the resource withdrawal operation while improving the simplicity of the interface display, thus enhancing the intelligence of the resource transfer.

[0147] In one embodiment, displaying a resource transfer information display page corresponding to a target resource transfer record on an interface includes: when receiving an operation control display instruction, displaying an account operation control for operating on a target account on the interface; the account operation control includes a resource transfer record list display control; when receiving a trigger instruction for the resource transfer record list display control, obtaining a first resource transfer record list corresponding to the target account; the first resource transfer record list includes resource transfer status prompt information corresponding to the target resource transfer record; and displaying the resource transfer information display page on the interface according to the first resource transfer record list.

[0148] Figure 6 is a schematic diagram of the terminal interface display in one embodiment. Figure 6 In, the resource is a fund, and the resource transfer operation is a transfer-out operation. As Figure 6 shown, the terminal can display an operation control 602 on the interface. The terminal can receive an operation control display instruction based on the operation control 602 and display an account operation control when receiving the operation control display instruction. As Figure 6 shown, the account operation control 604 can be displayed in the form of a small window. The account operation control 604 includes a resource transfer record list display control. When the control 606 corresponding to "details" on the interface is triggered, the terminal determines that it has received a trigger instruction for the resource transfer record list display control. In addition, the account operation control 604 also includes other controls, such as Figure 6As shown, when the control corresponding to "Details" in the interface is triggered, the terminal determines that it has received a display trigger instruction for the account transaction details. At this time, the terminal can obtain and display the corresponding account transaction details in the interface; when the control corresponding to "Recommend to Friends" in the interface is triggered, the terminal determines that it has received a recommendation trigger instruction. At this time, the terminal can display a recommendation interface for recommending this application to a specific account; when the control corresponding to "Close" in the interface is triggered, the terminal determines that it has received a close trigger instruction. At this time, the terminal closes the current interface.

[0149] The resource transfer information display page can be as Figure 6 shown in 608. A first resource transfer record list is displayed on the resource transfer information display page. Among them, the first resource transfer record list includes a resource transfer status prompt message 610 and other resource transfer records. When a trigger instruction for the resource transfer status prompt message 610 is received and it is determined that a details display instruction for the resource transfer information display page is received, the terminal controls the interface to switch and display a secondary page 612 of the resource transfer information display page to display the resource transfer status prompt message 614 corresponding to the target resource transfer record and a resource transfer withdrawal entry 616.

[0150] As Figure 6 shown, the resource transfer status prompt message 614 includes the transfer amount, the resource transfer status (such as Figure 6 "Current Status", "Account Balance", and "Transfer Out Identifier" in Figure 6 ) and a resource transfer withdrawal entry (such as Figure 6 "Transfer Out Withdrawal Entry" in

[0151] In one embodiment, displaying a resource transfer information display page corresponding to a target resource transfer record in the interface includes: obtaining a total resource management account corresponding to the target account; obtaining a second resource transfer record list corresponding to the total resource management account; the second resource transfer record list includes a resource transfer status prompt message corresponding to the target resource transfer record; displaying a list display page corresponding to the second resource transfer record list in the interface; when a display trigger instruction for the resource transfer information corresponding to the resource transfer request is received through the list display page, displaying a resource transfer information display page in the interface according to the display trigger instruction.

[0152] Among them, the total resource management account may include multiple resource management accounts, including the aforementioned target account. Further, taking the target account as a fund account as an example, the total resource management account may be an account registered by the user on the financial management platform, and multiple fund accounts may correspond to this account.

[0153] Figure 7 It is a schematic diagram of the terminal interface display in an embodiment. As Figure 7 shown, when the terminal receives a record list display instruction, it displays a list display page 702. A second resource transfer record list is displayed on this list display page, and the second resource transfer record list contains resource transfer status prompt information 704 and other resource transfer records. When the terminal receives a trigger instruction for the resource transfer status prompt information 704, it determines that a display trigger instruction for the resource transfer information corresponding to the resource transfer request has been received, and displays a resource transfer information display page 706 on the interface according to the display trigger instruction. When a detail display instruction for the resource transfer information display page 706 is received, for example, when the control corresponding to "view transfer status" in the interface is triggered, the terminal controls the interface to switch and display a secondary page 708 of the resource transfer information display page to display the resource transfer status prompt information corresponding to the target resource transfer record and a resource transfer withdrawal entry.

[0154] In an embodiment, displaying a resource transfer information display page corresponding to a target resource transfer record on the interface includes: obtaining a resource transfer information display page corresponding to the resource transfer request; calling a notification display interface of a message notification application to display the resource transfer information display page on the interface through the notification display interface.

[0155] Among them, the message notification application refers to an application with a message notification function, which can be WeChat, etc. Specifically, the message notification application can be a WeChat official account, a WeChat mini-program, etc.

[0156] Figure 8 It is a schematic diagram of the terminal interface display in an embodiment. As Figure 8 shown, the terminal displays a resource transfer information display page 802 on the interface by calling the notification display interface. When a detail display instruction for the resource transfer information display page 802 is received, for example, when the control corresponding to "details" in the interface is triggered, the terminal controls the interface to switch and display a secondary page 804 of the resource transfer information display page to display the resource transfer status prompt information corresponding to the target resource transfer record and a resource transfer withdrawal entry.

[0157] In the above embodiment, the terminal interacts with the user through the display of the interface, and can trigger the display of the secondary page of the resource transfer information display page in various ways, and then display the resource transfer status prompt information corresponding to the target resource transfer record and the resource transfer withdrawal entry. This can not only ensure that the user can timely learn about the resource transfer status, but also receive a resource withdrawal operation through the display of the resource transfer withdrawal entry to realize the withdrawal of the resource transfer operation.

[0158] In one embodiment, when the operation time corresponding to the status information viewing operation is within the resource transfer period corresponding to the target resource transfer record, a resource transfer withdrawal entry corresponding to the target resource transfer record is displayed.

[0159] In one embodiment, when the operation time corresponding to the status information viewing operation is not within the resource transfer period corresponding to the target resource transfer record, only the resource transfer status prompt information corresponding to the target resource transfer record may be displayed.

[0160] Furthermore, the method further includes: when the operation time corresponding to the status information viewing operation is outside the resource transfer period corresponding to the target resource transfer record, in response to the status information viewing operation, the resource transfer status prompt information corresponding to the target resource transfer record is displayed on the display interface, and the resource transfer withdrawal entry is blocked on the display interface.

[0161] Among them, the implementation process of blocking the resource transfer withdrawal entry may be: not displaying the resource transfer withdrawal entry, or graying out the resource transfer withdrawal entry (that is, the resource transfer withdrawal entry is in a non-triggerable state).

[0162] In one embodiment, when the operation time corresponding to the status information viewing operation is not within the resource transfer period corresponding to the target resource transfer record, the resource transfer withdrawal entry corresponding to the target resource transfer record is not displayed, and at this time, the user cannot trigger the resource withdrawal operation. Additionally, the resource transfer withdrawal entry may be grayed out, and at this time, the user cannot trigger the resource withdrawal operation based on the resource transfer withdrawal entry.

[0163] In the above embodiment, when the operation time corresponding to the status information viewing operation of the terminal exceeds the resource transfer period, only the resource transfer status prompt information is displayed while the resource transfer withdrawal entry is blocked. This can facilitate the user to view the resource transfer status, prevent the user from triggering the resource withdrawal operation, improve the intelligence of resource transfer, and ensure the security of resources.

[0164] In one embodiment, as Figure 9 shown, a resource transfer data processing method is provided. Taking the method applied to the Figure 3 resource transfer server as an example for illustration, it includes the following steps:

[0165] S902, receiving a resource record set.

[0166] Among them, the specific descriptions of the resource and the resource record set can refer to the embodiments of the foregoing resource transfer data processing method, and will not be elaborated here.

[0167] The implementation process of S902 can be as follows: The resource transfer server receives the resource record set sent by the connected intermediate server. The resource record set contains the associated target resource transfer record and the target resource withdrawal record.

[0168] S904. Read the target resource withdrawal record from the resource record set. The target resource withdrawal record is generated when a resource withdrawal operation is performed on the target resource.

[0169] In this step, the resource transfer server traverses each resource record in the resource record set and reads the target resource withdrawal record from it. For the specific description of the target resource withdrawal record and the resource withdrawal operation, reference can be made to the embodiments of the foregoing resource transfer data processing method, which will not be elaborated here.

[0170] In one embodiment, the resource transfer server can read the type field of each resource record. When the type field of a certain resource record is "resource withdrawal record type", it is determined that the target resource withdrawal record is read.

[0171] S906. Obtain the target resource transfer record associated with the target resource withdrawal record. The target resource transfer record is used to trigger the transfer of the target resource. The target resource transfer record is generated in response to a resource transfer request, and the resource transfer request is used to request the transfer of the target resource from the target account.

[0172] For the specific description of the target account, the target resource transfer record, and the resource transfer request, reference can be made to the embodiments of the foregoing resource transfer data processing method, which will not be elaborated here.

[0173] The implementation process of S906 can be as follows: The resource transfer server reads the target resource transfer record associated with the target resource withdrawal record according to the association relationship between the resource withdrawal record and the resource transfer record.

[0174] For the specific description of the resource transfer cycle and the association relationship, reference can be made to the embodiments of the foregoing resource transfer data processing method, which will not be elaborated here.

[0175] S908. Offset the target resource transfer record based on the target resource withdrawal record.

[0176] In one embodiment, when receiving a resource transfer request, the intermediate server generates a target resource transfer record, and when receiving a resource withdrawal operation, generates a target resource withdrawal record, establishes an association relationship between the target resource transfer record and the target resource withdrawal record, and adds the target resource transfer record and the target resource withdrawal record to the resource record set based on this association relationship. The intermediate server sends the resource record set to the resource transfer server. After receiving the resource record set, the resource transfer server completes the resource withdrawal operation within the resource transfer cycle: reads the target resource withdrawal record within the resource transfer cycle and searches for the corresponding target resource transfer record, offsets the target resource transfer record based on the target resource withdrawal record, and no longer executes the resource transfer operation corresponding to the target resource transfer record.

[0177] In the above resource transfer data processing method, the resource transfer server receives the resource record set; reads the target resource withdrawal record from the resource record set; obtains the target resource transfer record associated with the target resource withdrawal record; and then offsets the target resource transfer record based on the target resource withdrawal record, realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0178] In one embodiment, obtaining the target resource transfer record associated with the target resource withdrawal record includes: reading the target data of the additional record item in the target resource withdrawal record; comparing the target data with the transfer record identifier corresponding to the resource transfer record in the resource record set; when there is a matching transfer record identifier, obtaining the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record.

[0179] In the above embodiment, triggered by the resource record set sent by the intermediate server, the resource transfer server determines the target resource transfer record based on the target data of the additional record item in the target resource withdrawal record, offsets the target resource transfer record accordingly, and withdraws the resource transfer operation corresponding to the target resource transfer record. The implementation process is reliable and effectively realizes the withdrawal operation of the resource transfer operation.

[0180] In one embodiment, offsetting the target resource transfer record based on the target resource withdrawal record includes: marking the status of the target resource transfer record as invalid; when executing the resource transfer task, filtering out the resource transfer records with the status marked as invalid in the resource record set to obtain the resource transfer records to be processed, and performing resource transfer based on the resource transfer records to be processed.

[0181] In one embodiment, after obtaining the target resource transfer record associated with the target resource withdrawal record, it further includes: marking the status of the target resource transfer record as invalid; offsetting the target resource transfer record based on the target resource withdrawal record, including: when executing the resource transfer task, filtering out the resource transfer records with the status marked as invalid in the resource record set to obtain the resource transfer records to be processed, and performing resource transfer based on the resource transfer records to be processed.

[0182] In the above embodiment, the resource transfer server filters out the invalid resource transfer records in the resource record set and performs resource transfer on the remaining resource transfer records to be processed. In this way, it is possible to no longer execute the resource transfer operation that the user needs to revoke, achieving the purpose of revoking the resource transfer operation.

[0183] In one embodiment, when the resource transfer server receives the resource record set sent by the intermediate server and determines the resource transfer records to be processed, it performs consolidation statistics on the resource transfer records to be processed. For example, it completes netting settlement to obtain the resource transfer operation result; performs resource transfer interaction operations with the intermediate server according to the resource transfer operation result; the resource transfer interaction operation is used to trigger the intermediate server to obtain the accounts with trigger records for resource transfer requests during the resource transfer period, excluding the accounts with historical trigger records for resource withdrawal operations, to obtain the target transfer accounts, and performs corresponding resource transfer operations on the resource storage servers corresponding to the target transfer accounts.

[0184] Among them, netting settlement can refer to the process of resource settlement between the wealth management platform and the fund company. The specific description of netting settlement is as follows: If the total purchase amount of the wealth management platform within a single T day > the total redemption amount, the wealth management platform pays the fund company, and the payment amount is the total purchase amount - the total redemption amount; if the total purchase amount within a single T day < the total redemption amount, the fund company pays the wealth management platform, and the payment amount is the total redemption amount - the total purchase amount.

[0185] In one embodiment, the target resource withdrawal record is regarded as the reversal of the target resource transfer record, which is equivalent to the resource transfer request corresponding to the target resource transfer record not occurring, so it is not included in the total redemption amount.

[0186] In the above embodiment, the resource transfer server completes the resource transfer operation based on the resource record set and obtains the resource transfer operation result to complete the resource transfer interaction operation with the intermediate server, and can complete the resource transfer operation based on the valid resource transfer records, ensuring the effective processing of the resource transfer records in the intermediate server.

[0187] In one embodiment, as Figure 10 shown, a resource transfer data processing method is provided. Taking the application scenario in which this method is applied to Figure 3 as an example for description, it includes the following steps:

[0188] S1002, The terminal receives a resource transfer request to transfer the target resource from the target account and sends the resource transfer request to the intermediate server.

[0189] S1004, The intermediate server receives the resource transfer request and reduces the transferred resource value corresponding to the target resource in the target account.

[0190] S1006, In response to the resource transfer request, the intermediate server generates a target resource transfer record corresponding to the target resource.

[0191] S1008, The intermediate server sends transfer prompt information corresponding to the resource transfer request to the terminal corresponding to the target account.

[0192] S1010, The terminal receives a status information viewing operation corresponding to the target resource transfer record and determines whether the operation time corresponding to the status information viewing operation is within the resource transfer period corresponding to the target resource transfer record.

[0193] S1012, When it is within the resource transfer period, the terminal displays the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry according to the transfer prompt information.

[0194] S1014, When it is outside the resource transfer period, the terminal displays the resource transfer status prompt information corresponding to the target resource transfer record on the display interface, and the display interface shields the resource transfer withdrawal entry.

[0195] S1016, In response to a resource withdrawal operation for the resource transfer withdrawal entry, the terminal sends a resource withdrawal operation to the intermediate server.

[0196] S1018, When generating a resource withdrawal operation, the intermediate server increases the transferred resource value in the target account.

[0197] S1020, When the intermediate server determines that the operation time of the resource withdrawal operation is within the resource transfer period, it searches for a historical resource withdrawal record associated with the target resource transfer record in the resource record set corresponding to the resource transfer period.

[0198] S1022, When the search fails, the intermediate server obtains the target transfer record identifier of the target resource transfer record corresponding to the resource withdrawal operation; uses the target transfer record identifier as the target data of the additional record item in the resource withdrawal record, and generates a target resource withdrawal record corresponding to the target resource.

[0199] S1024, The intermediate server obtains the target resource transfer record and the target resource withdrawal record, forms a resource record set corresponding to the resource transfer period; and sends the resource record set to the resource transfer server.

[0200] S1026, the resource transfer server reads the target data of the additional record item in the target resource withdrawal record, and compares the target data with the transfer record identifier corresponding to the resource transfer record in the resource record set within the resource transfer cycle.

[0201] S1028, when there is a matching transfer record identifier, the resource transfer server obtains the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record, and marks the status of the target resource transfer record as invalid.

[0202] S1030, when performing a resource transfer task, the resource transfer server filters out the resource transfer records with an invalid status mark in the resource record set to obtain the resource transfer records to be processed, and performs resource transfer based on the resource transfer records to be processed.

[0203] In the above embodiments, after a resource withdrawal operation is generated, a resource record set can be sent to the resource transfer server based on the resource withdrawal operation, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0204] In one embodiment, for the scenario where the resource is a money fund, the interaction method for fund redemption among the terminal, the server corresponding to the wealth management platform (which can also be simply referred to as the wealth management platform) and the server corresponding to the fund company (which can also be simply referred to as the fund company) is as follows. See Figure 11 , and the specific steps are as follows:

[0205] S1102, the terminal sends a purchase and redemption request to the wealth management platform. The redemption includes ordinary redemption and quick redemption.

[0206] S1104, after 15:00 on each D day, the wealth management platform sends the purchase and redemption transaction details within D days to the fund company in the form of a summary file.

[0207] S1106, the fund company processes the data of T day. Specifically, after 15:00 on each T day, the fund company combines and statistically analyzes all the purchase and redemption transactions of all users in the summary files received from 15:00 on T - 1 day to 15:00 on T day (within T days, there may be multiple D days).

[0208] S1108, The fund company completes the netting settlement for the wealth management platform on T+1 day. The specific process can be as follows: calculate the income for users and conduct netting settlement for the wealth management platform. Among them, the calculation of user income means that all purchase transactions within a single T day are combined and statistically analyzed, and all redemption transactions are combined and statistically analyzed. The fund company calculates the income for users according to the first-in, first-out rule.

[0209] S1110, The wealth management platform pays the ordinary redemption amount to the user's bank card according to the results of the netting settlement by user dimension.

[0210] In one embodiment, the terminal can receive a redemption request for a certain fund through an interface. According to the regulations of the new currency fund rules, the T+0 redemption (quick redemption) cash withdrawal limit for a single currency fund product in a single sales channel is 10,000 yuan. This means that requests for cash withdrawal exceeding 10,000 yuan to the bank card can only be credited in the form of T+1 redemption (ordinary redemption).

[0211] Based on this, when the redemption request is for less than 10,000 yuan, the wealth management platform can generate a quick redemption record and send a summary file to the fund company in the form of a summary file to trigger the fund company to redeem the corresponding amount from the corresponding fund on the same D day and return the amount to the user's bank card to achieve the quick redemption of funds less than 10,000 yuan.

[0212] When the redemption request is for more than 10,000 yuan, the wealth management platform can generate an ordinary redemption record and send a summary file to the fund company in the form of a summary file to trigger the fund company to redeem the corresponding amount from the corresponding fund on the next T day and return the amount to the user's bank card to achieve the ordinary redemption of funds more than 10,000 yuan.

[0213] Since the fund company needs at least one T day to redeem funds of more than 10,000 yuan, it is very likely that the terminal triggers a redemption cancellation operation before the fund company completes the ordinary redemption operation. At this time, the wealth management platform will trigger the fund company to execute the redemption cancellation operation.

[0214] In one embodiment, the terminal can trigger the redemption cancellation operation at least in the following ways:

[0215] 1) Change Pass bill details page: Wallet > Change Pass > Three dots in the upper right corner > Change Pass details > Bill records of ordinary redemption;

[0216] 2) Wallet bill details page: Wallet > Bill > Bill records of ordinary redemption;

[0217] 3) WeChat Pay official account message: After ordinary redemption, the WeChat Pay official account will push a message of ordinary redemption, detailing the estimated arrival time of ordinary redemption and reminding users that they can cancel the ordinary redemption operation before a certain point in time.

[0218] When the financial management platform receives the redemption cancellation operation sent by the terminal, it can trigger the terminal to display the secondary page of the original ordinary redemption bill details page. The secondary page can query the specific arrival time of the ordinary redemption and provide the ordinary redemption cancellation function.

[0219] This application provides an application scenario, which applies the above-mentioned resource transfer data processing method and resource transfer method. Figure 12 The specific process of canceling a normal redemption bill is as follows:

[0220] S1202: When receiving a request to query a common redemption bill, the terminal sends a common redemption bill acquisition request to the financial management platform.

[0221] S1204, the financial management platform returns the corresponding ordinary redemption bill to the terminal.

[0222] S1206, the terminal displays the corresponding ordinary redemption bill in the interface.

[0223] S1208, the terminal enters the order cancellation page, and upon receiving the order cancellation request, sends a common redemption order cancellation operation to the financial management platform.

[0224] At step S1210, the wealth management platform determines whether the ordinary redemption cancellation operation meets the ordinary redemption cancellation conditions. The platform then adds the original ordinary redemption order number to the field corresponding to the ordinary redemption cancellation number and refunds the deducted ordinary redemption amount to the user. Additionally, if the conditions are met, the wealth management platform may also generate an ordinary redemption cancellation number.

[0225] S1212, the financial management platform triggers the terminal to display the account balance after the addition. At this time, the terminal can quickly redeem again, for example: requesting to redeem a fund amount below 10,000 yuan.

[0226] S1214: The terminal sends a quick redemption request to the financial management platform.

[0227] S1216, the financial management platform sends the summary file to the fund company.

[0228] S1218: The fund company quickly redeems the corresponding amount to the user's bank card based on the summary file.

[0229] S1220: After 3:00 PM on each D-day, the wealth management platform will summarize the subscriptions, redemptions, and ordinary redemption withdrawals within the D-day and send them to the fund company in the form of a summary file.

[0230] The process of generating summary files on the financial management platform can be as follows: Figure 13 The detailed description is as follows:

[0231] In response to a request for an ordinary redemption bill, the wealth management platform fills in the corresponding information in the corresponding fields of the resource record form to generate an ordinary redemption record. The resource record form shall at least include the following fields: record serial number, fund company merchant number, fund account, fund code, fund transaction order number, transaction amount, transaction time, type, and remarks. Among them, the record serial number represents the number corresponding to the resource record; the fund company merchant number represents the identifier of the fund company in the entire trading system; the fund account represents the user's fund account with the fund company; the fund code represents the money market fund code of the fund company; the fund transaction order number represents the order number generated when the user conducts a fund transaction; the transaction amount represents the amount corresponding to the transaction; the transaction time represents the time when the user triggers the transaction; the type represents the transaction type corresponding to the current resource record, which may include at least one of D+0 redemption, ordinary redemption, share conversion transfer out, credit D+0 redemption, or ordinary redemption cancellation; for the remarks field, when it is an ordinary redemption, the remarks can be filled in as: ordinary redemption or non-income ordinary redemption, when it is a credit D+0 redemption, the remarks can be filled in with the bank identifier, and when it is an ordinary redemption cancellation, the remarks can be filled in with the original "fund transaction order number".

[0232] The wealth management platform can fill in the corresponding information according to the field types of each field. The field types may include character type or numerical type, etc. At the same time, it can limit whether each field is a required field or the character form, etc.

[0233] Among them, an example of the generated ordinary redemption record is shown as 1302. In the ordinary redemption record 1302, the type is filled in as ordinary redemption, indicating that this is a record corresponding to an ordinary redemption operation.

[0234] In response to an ordinary redemption cancellation operation, the wealth management platform fills in the corresponding information in the corresponding fields of the resource record form to generate an ordinary redemption cancellation record 1304. The type in the ordinary redemption cancellation record 1304 is filled in as ordinary redemption cancellation, and the remarks are filled in with the fund transaction order number "44" corresponding to the ordinary redemption order, indicating that this is a cancellation operation for the ordinary redemption order with the order number "44". At this time, the association relationship between the ordinary redemption record and the ordinary redemption cancellation record is established.

[0235] S1222, the fund company sends the subscription and redemption feedback file to the wealth management platform.

[0236] S1224, the wealth management platform checks the feedback file.

[0237] S1226. Calculate the returns for users and perform net settlement for the wealth management platform based on the subscription, redemption, and cancellation data of general redemptions within T days during the liquidation of the fund company. Specifically, after 15:00 on T day, if the wealth management platform completes the verification of the feedback file, the fund company will consolidate and count all subscription and redemption transactions (including general redemption cancellation transactions here, where the cancellation transaction is associated with the original general redemption order number and is regarded as a reversal of the general redemption transaction) of all users in the summary file received from 15:00 on T-1 day to 15:00 on T day. Based on the results of the consolidation and statistics, calculate the returns for users and perform net settlement for the wealth management platform.

[0238] The process of the fund company's reversal can be as Figure 13 shown and is specifically described as follows: The fund company traverses each resource record in the summary file. When a general redemption cancellation record of the type "general redemption cancellation" is found, read the fund transaction order number noted in the record. Based on this fund transaction order number, find the corresponding general redemption record and mark the status of this general redemption record as invalid. As Figure 13 shown, the corresponding general redemption record is in an invalid status, and the fund company does not need to execute the corresponding general redemption operation.

[0239] S1228. For users who have not cancelled their general redemptions, the wealth management platform will pay the general redemption amount to the users' bank cards according to the user dimension. That is, return the funds to the users' bank cards one by one. Here, since the general redemption transaction has been cancelled, users who have cancelled their general redemptions will no longer receive this redemption amount.

[0240] In addition, it should be noted that after receiving the interaction information sent by other entities, the terminal, the wealth management platform, and the fund company server can return corresponding interaction response information, such as: the information has been received, etc.

[0241] In the above embodiments, after the user initiates a general redemption cancellation operation, the wealth management platform adds back to the user the amount that has been deducted for the slow redemption. By using the summary file solution to interact with the fund company, the fund company will regard the general redemption cancellation operation as if the general redemption did not occur, effectively realizing the cancellation of the general redemption operation for money market funds and reducing the complexity of the entire system.

[0242] According to regulations, the T+0 redemption withdrawal limit for a single currency fund product in a single sales channel is 10,000 yuan. This means that requests to withdraw more than 10,000 yuan to a bank card can only be redeemed on T+1. However, most Zero-Balance Wallet users do not understand the rules of securities and fund trading days. Every weekend and holiday, the financial management platform will encounter a large number of inquiries and customer complaints about ordinary redemptions (and the ordinary redemption amount is always over 10,000 yuan). Faced with this situation, the present invention uses the ordinary redemption cancellation function in real time to alleviate users' anxiety about ordinary redemptions not being received during holidays, and has a high application prospect.

[0243] Furthermore, conventional technologies only support subscription cancellations for non-money funds (and partially support redemption cancellations for non-money funds), but do not support standard redemption cancellations for money market funds. Furthermore, due to the real-time interaction between wealth management platforms and fund companies, standard redemption cancellations for money market funds are extremely complex to implement. However, the present invention implements standard redemption cancellations for money market funds, resolving a major industry issue.

[0244] It should be noted that the resource transfer data processing method and resource transfer method in the above embodiments are implemented based on similar concepts. The resource transfer data processing method applied to the intermediate server, the resource transfer method applied to the terminal, and the resource transfer data processing method applied to the resource transfer server can be referenced to each other and will not be repeated here.

[0245] It should be understood that, although the various steps in the above flow chart are shown in sequence as indicated by the arrows, these steps are not necessarily performed in the order indicated by the arrows. Unless otherwise specified herein, there is no strict order restriction on the execution of these steps, and these steps can be performed in other orders. Moreover, at least a portion of the steps in the above flow chart may include multiple steps or multiple stages, and these steps or stages are not necessarily performed at the same time, but can be performed at different times. The execution order of these steps or stages is not necessarily to be performed in sequence, but can be performed in turn or alternately with other steps or at least a portion of steps or stages in other steps.

[0246] Based on the same concept as the resource transfer data processing method in the above-described embodiment, the present invention further provides a resource transfer data processing device, which can be used to execute the above-described resource transfer data processing method. For ease of explanation, the schematic diagram of the structure of the resource transfer data processing device embodiment only shows the parts relevant to the embodiment of the present invention. Those skilled in the art will understand that the illustrated structure does not constitute a limitation of the device, and the device may include more or fewer components than shown, or combine certain components, or have different component arrangements.

[0247] In one embodiment, Figure 14As shown, a resource transfer data processing device 1400 is provided. This device can be a software module, a hardware module, or a combination of both to form part of a computer device. Specifically, the device includes: a transfer request receiving module 1402, a first transfer record generating module 1404, a withdrawal record generating module 1406, and a first transfer record offsetting module 1408, where:

[0248] The transfer request receiving module 1402 is configured to receive a resource transfer request corresponding to a target account. The resource transfer request is used to request the transfer of target resources from the target account.

[0249] The first transfer record generating module 1404 is configured to generate a target resource transfer record corresponding to the target resources in response to the resource transfer request. The target resource transfer record is used to trigger the resource transfer server to transfer the target resources.

[0250] The withdrawal record generating module 1406 is configured to generate a target resource withdrawal record corresponding to the target resources when a resource withdrawal operation for the target resources occurs. The target resource withdrawal record is associated with the target resource transfer record.

[0251] The first transfer record offsetting module 1408 is configured to send a resource record set to the resource transfer server. The resource record set includes the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record.

[0252] In the above resource transfer data processing device, after a resource withdrawal operation occurs, a resource record set can be sent to the resource transfer server based on the resource withdrawal operation, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record, thereby realizing the withdrawal of the resource transfer operation, reducing the situation where invalid resource transfer records are executed and resulting in the resource quantity in the account not matching, and improving the accuracy of resource transfer.

[0253] In one embodiment, the withdrawal record generating module includes: a record identifier obtaining sub-module, configured to obtain the target transfer record identifier of the target resource transfer record corresponding to the resource withdrawal operation when a resource withdrawal operation for the target resources occurs; a first withdrawal record generating sub-module, configured to use the target transfer record identifier as the target data of the additional record item in the resource withdrawal record to generate a target resource withdrawal record corresponding to the target resources.

[0254] In one embodiment, the first transfer record offset module includes: a first record identifier comparison sub-module, configured to enable a resource transfer server to read target data of an additional record item in a target resource withdrawal record, and compare the target data with a transfer record identifier corresponding to a resource transfer record in a resource record set; a transfer record offset sub-module, configured to, when there is a matching transfer record identifier, enable the resource transfer server to obtain the resource transfer record corresponding to the matching transfer record identifier as a target resource transfer record, and offset the target resource transfer record based on the target resource withdrawal record.

[0255] In one embodiment, the withdrawal record generation module includes: a historical withdrawal record search sub-module, configured to, when a resource withdrawal operation for a target resource is generated, if the operation time of the resource withdrawal operation is within the resource transfer period corresponding to the target resource transfer record, search for a historical resource withdrawal record associated with the target resource transfer record in the resource record set corresponding to the resource transfer period; a second withdrawal record generation sub-module, configured to, when the search fails, generate a target resource withdrawal record corresponding to the target resource.

[0256] In one embodiment, the first transfer record offset module includes: a record set formation sub-module, configured to obtain a target resource transfer record and a target resource withdrawal record to form a resource record set corresponding to a resource transfer period; a record set sending sub-module, configured to send the resource record set to the resource transfer server.

[0257] In one embodiment, the apparatus further includes: a withdrawal prompt display module, configured to send transfer prompt information corresponding to a resource transfer request to a terminal corresponding to a target account, so that the terminal displays the transfer prompt information and receives a resource withdrawal operation through the transfer prompt information.

[0258] In one embodiment, the apparatus further includes: a resource value reduction module, configured to, in response to a resource transfer request, reduce an outgoing resource value corresponding to a target resource in the target account; a resource value increase module, configured to, when a resource withdrawal operation for the target resource is generated, increase the outgoing resource value in the target account.

[0259] In one embodiment, as Figure 15 [[ID=V17]]shown, a resource transfer apparatus 1500 is provided. The apparatus may be a software module, a hardware module, or a combination of both to form a part of a computer device. The apparatus specifically includes: a transfer operation receiving module 1502, a second transfer record generation module 1504, a withdrawal entry display module 1506, and a second transfer record offset module 1508, where:

[0260] The transfer operation receiving module 1502 is configured to receive a resource transfer request for transferring a target resource from a target account.

[0261] The second transfer record generation module 1504 is configured to perform a resource transfer in response to a resource transfer operation, so as to generate a target resource transfer record, and the target resource transfer record is used to trigger the transfer out of the target resource.

[0262] The withdrawal entry display module 1506 is configured to display the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry.

[0263] The second transfer record cancellation module 1508 is configured to perform a resource withdrawal in response to a resource withdrawal operation for the resource transfer withdrawal entry, so as to generate a target resource withdrawal record, and the target resource withdrawal record is associated with the target resource transfer record, so as to cancel the target resource transfer record based on the target resource withdrawal record.

[0264] In the above resource transfer device, after receiving a resource transfer operation, the terminal can trigger the cancellation of the target resource transfer record based on the target resource withdrawal record when obtaining a resource withdrawal operation for the resource transfer withdrawal entry, thereby realizing the withdrawal of the resource transfer operation, reducing the situation that invalid resource transfer records are executed and the resource quantity in the account does not match, and improving the accuracy of resource transfer.

[0265] In one embodiment, the withdrawal entry display module includes: a viewing operation receiving sub-module, configured to receive a status information viewing operation corresponding to the target resource transfer record; and a withdrawal entry display sub-module, configured to, when the operation time corresponding to the status information viewing operation is within the resource transfer period corresponding to the target resource transfer record, in response to the status information viewing operation, display the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry.

[0266] In one embodiment, the device further includes: a prompt information display module, configured to, when the operation time corresponding to the status information viewing operation is outside the resource transfer period corresponding to the target resource transfer record, in response to the status information viewing operation, display the resource transfer status prompt information corresponding to the target resource transfer record on the display interface, and the display interface shields the resource transfer withdrawal entry.

[0267] In one embodiment, as Figure 16 shown, a resource transfer data processing device 1600 is provided. The device can be a software module, a hardware module, or a combination of both to become a part of a computer device. The device specifically includes: a record set receiving module 1602, a withdrawal record reading module 1604, a transfer record obtaining module 1606, and a third transfer record cancellation module 1608, where:

[0268] The record set receiving module 1602 is configured to receive a resource record set.

[0269] Withdrawal record reading module 1604, configured to read a target resource withdrawal record from a resource record set, where the target resource withdrawal record is generated when a resource withdrawal operation is performed on a target resource.

[0270] Transfer record acquisition module 1606, configured to acquire a target resource transfer record associated with the target resource withdrawal record, where the target resource transfer record is used to trigger the transfer out of the target resource, and the target resource transfer record is generated in response to a resource transfer request, and the resource transfer request is used to request the transfer out of the target resource from a target account.

[0271] Third transfer record offset module 1608, configured to offset the target resource transfer record based on the target resource withdrawal record.

[0272] In the above resource transfer data processing device, the resource transfer server receives a resource record set; reads a target resource withdrawal record from the resource record set; acquires a target resource transfer record associated with the target resource withdrawal record; and further offsets the target resource transfer record based on the target resource withdrawal record, so as to achieve the withdrawal of the resource transfer operation, reduce the situation that invalid resource transfer records are executed, resulting in the inconsistency of the resource quantity in the account, and improve the accuracy of the resource transfer.

[0273] In one embodiment, the transfer record acquisition module includes: a target data reading sub-module, configured to read target data of an additional record item in the target resource withdrawal record; a second record identifier comparison sub-module, configured to compare the target data with a transfer record identifier corresponding to a resource transfer record in the resource record set; and a transfer record determination sub-module, configured to, when there is a matching transfer record identifier, acquire the resource transfer record corresponding to the matching transfer record identifier as the target resource transfer record.

[0274] In one embodiment, the third transfer record offset module includes: a status marking sub-module, configured to mark the status of the target resource transfer record as invalid; and a resource transfer sub-module, configured to, when performing a resource transfer task, filter out the resource transfer records with an invalid status marking in the resource record set to obtain the resource transfer records to be processed, and perform resource transfer based on the resource transfer records to be processed.

[0275] For the specific limitations of the resource transfer data processing device, reference may be made to the limitations on the resource transfer data processing method in the foregoing text, which will not be elaborated here. Each module in the above resource transfer data processing device can be implemented in whole or in part through software, hardware, and their combination. The above modules can be embedded in or independent of a processor in a computer device in the form of hardware, or stored in a memory in a computer device in the form of software, so as to facilitate the processor to call and execute the operations corresponding to the above modules.

[0276] In one embodiment, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as shown in Figure 17 . The computer device includes a processor, a memory, and a network interface connected through a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program, and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The database of the computer device is used to store data such as target resource transfer records and target resource withdrawal records. The network interface of the computer device is used to communicate with an external terminal through a network connection. When the computer program is executed by the processor, it implements a resource transfer data processing method or a resource transfer method.

[0277] Those skilled in the art can understand that Figure 17 the structure shown in is only a block diagram of some structures related to the solution of this application, and does not constitute a limitation on the computer device to which the solution of this application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine some components, or have different component arrangements.

[0278] In one embodiment, a computer device is further provided, including a memory and a processor. A computer program is stored in the memory, and when the processor executes the computer program, the steps in the above method embodiments are implemented.

[0279] In one embodiment, a computer-readable storage medium is provided, storing a computer program, and when the computer program is executed by the processor, the steps in the above method embodiments are implemented.

[0280] In one embodiment, a computer program product or a computer program is provided. The computer program product or the computer program includes computer instructions, and the computer instructions are stored in a computer-readable storage medium. The processor of the computer device reads the computer instructions from the computer-readable storage medium, and the processor executes the computer instructions, so that the computer device executes the steps in the above method embodiments.

[0281] Those of ordinary skill in the art can understand that all or part of the processes in the methods of the above embodiments can be completed by instructing relevant hardware through a computer program. The computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above various methods. Among them, any reference to a memory, storage, database, or other medium used in the various embodiments provided in the present application can include at least one of non-volatile and volatile memories. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, or optical memory, etc. Volatile memory can include random access memory (RAM) or external cache memory. By way of illustration and not limitation, RAM can be in various forms, such as static random access memory (SRAM) or dynamic random access memory (DRAM), etc.

[0282] The technical features of the above embodiments can be combined arbitrarily. For the sake of brevity of description, not all possible combinations of the various technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, it should be considered as the scope recorded in this specification.

[0283] The above-described embodiments merely represent several implementation manners of the present application. Their descriptions are relatively specific and detailed, but they should not be construed as limiting the scope of the invention patent. It should be noted that for those of ordinary skill in the art, without departing from the concept of the present application, several modifications and improvements can still be made, and these all belong to the protection scope of the present application. Therefore, the protection scope of the patent of the present application should be subject to the appended claims.

Claims

1. A resource transfer data processing method, characterized in that, The method includes: Receiving a resource transfer request corresponding to a target account, where the resource transfer request is used to request to transfer a target resource from the target account, and the resource transfer request includes a request to deduct the resource value corresponding to the target resource from the target account and transfer the corresponding resource value to the resource storage platform corresponding to the target account; In response to the resource transfer request, generating a target resource transfer record corresponding to the target resource, adding the target resource transfer record to a resource record set, and sending the resource record set to a resource transfer server, triggering the resource transfer server to perform a resource transfer operation within a resource transfer cycle to transfer the target resource from the target account. The target resource transfer record is used to trigger the resource transfer server to transfer the target resource within the resource transfer cycle. The resource transfer cycle refers to the cycle for completing the resource transfer. Determine the transfer cycle in which the time when the resource transfer request is generated is located. The resource transfer cycle includes determining the next cycle of the transfer cycle as the resource transfer cycle; When a resource withdrawal operation for the target resource is generated, in the case where the resource withdrawal operation meets the resource withdrawal conditions, a resource withdrawal operation for the resource transfer operation is implemented within the resource transfer cycle, generating a target resource withdrawal record corresponding to the target resource. When the resource withdrawal request is not met, a target resource withdrawal record corresponding to the target resource is not generated. The target resource withdrawal record is associated with the target resource transfer record. Conditions not meeting the resource withdrawal include: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record; Sending the resource record set to the resource transfer server, where the resource record set includes the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record within the resource transfer cycle.

2. The method according to claim 1, characterized in that The generating a target resource withdrawal record corresponding to the target resource when a resource withdrawal operation for the target resource is generated includes: When a resource withdrawal operation for the target resource is generated, obtaining the target transfer record identifier of the target resource transfer record corresponding to the resource withdrawal operation; Using the target transfer record identifier as the target data of the additional record item in the resource withdrawal record, generating a target resource withdrawal record corresponding to the target resource.

3. The method according to claim 2, wherein The resource transfer server offsetting the target resource transfer record based on the target resource withdrawal record includes: The resource transfer server reads the target data of the additional record item in the target resource withdrawal record, and compares the target data with the transfer record identifier corresponding to the resource transfer record in the resource record set; When there is a transfer record identifier with a consistent comparison, the resource transfer server obtains the resource transfer record corresponding to the transfer record identifier with a consistent comparison as the target resource transfer record, and offsets the target resource transfer record based on the target resource withdrawal record.

4. The method according to claim 1, wherein When a resource withdrawal operation for the target resource is generated, generating a target resource withdrawal record corresponding to the target resource, including: When a resource withdrawal operation for the target resource is generated, if the operation time of the resource withdrawal operation is within the resource transfer period corresponding to the target resource transfer record, then in the resource record set corresponding to the resource transfer period, search for the historical resource withdrawal record associated with the target resource transfer record; When the search fails, generate a target resource withdrawal record corresponding to the target resource.

5. The method according to claim 4, wherein Sending a resource record set to the resource transfer server, including: Obtain the target resource transfer record and the target resource withdrawal record to form a resource record set corresponding to the resource transfer period; Send the resource record set to the resource transfer server.

6. The method according to claim 1, wherein After generating the target resource transfer record corresponding to the target resource, the method further includes: Sending transfer prompt information corresponding to the resource transfer request to the terminal corresponding to the target account, so that the terminal displays the transfer prompt information and receives the resource withdrawal operation through the transfer prompt information.

7. The method according to claim 1, wherein The method further includes: In response to the resource transfer request, reducing the transferred resource value corresponding to the target resource in the target account; When a resource withdrawal operation for the target resource is generated, increasing the transferred resource value in the target account.

8. A resource transfer method, characterized in that The method includes: Receiving a resource transfer request to transfer a target resource from a target account, the resource transfer request including a request to deduct a resource value corresponding to the target resource from the target account and transfer the corresponding resource value to a resource storage platform corresponding to the target account; In response to the resource transfer request, perform a resource transfer to generate a target resource transfer record, add the target resource transfer record to a resource record set, and send the resource record set to a resource transfer server, triggering the resource transfer server to perform a resource transfer operation within a resource transfer period to transfer the target resource from the target account. The target resource transfer record is used to trigger the transfer of the target resource within the resource transfer period. The resource transfer period refers to the period for completing the resource transfer. Determine the transfer period in which the time when the resource transfer request is generated is located. The resource transfer period includes determining the next period of the transfer period as the resource transfer period; Displaying a resource transfer status prompt information corresponding to the target resource transfer record and a corresponding resource transfer withdrawal entry; In response to a resource withdrawal operation for the resource transfer withdrawal entry, when the resource withdrawal operation meets the resource withdrawal conditions, a resource withdrawal operation for the resource transfer operation is implemented within the resource transfer cycle to perform resource withdrawal, so as to generate a target resource withdrawal record. The target resource withdrawal record is associated with the target resource transfer record, and based on the target resource withdrawal record, the target resource transfer record is offset. When the resource withdrawal request is not met, a target resource withdrawal record corresponding to the target resource is not generated. The non - satisfaction of the resource withdrawal conditions includes: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record.

9. The method according to claim 8, wherein The display of the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry includes: Receiving a status information viewing operation corresponding to the target resource transfer record; When the operation time corresponding to the status information viewing operation is within the resource transfer cycle corresponding to the target resource transfer record, in response to the status information viewing operation, the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry are displayed.

10. A method for processing resource transfer data, characterized in that, The method includes: Receiving a resource record set, where the resource record set includes a target resource transfer record and a target resource withdrawal record, and triggering the resource transfer server to perform a resource transfer operation within the resource transfer cycle; Reading the target resource withdrawal record from the resource record set. The target resource withdrawal record is generated when a resource withdrawal operation for the target resource occurs. When the resource withdrawal operation meets the resource withdrawal conditions, a resource withdrawal operation for the resource transfer operation is implemented within the resource transfer cycle. When the resource withdrawal request is not met, a target resource withdrawal record corresponding to the target resource is not generated. The non - satisfaction of the resource withdrawal conditions includes: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record; Obtaining the target resource transfer record associated with the target resource withdrawal record. The target resource transfer record is used to trigger the transfer of the target resource within the resource transfer cycle. The resource transfer cycle refers to the cycle for completing resource transfer. Determine the transfer cycle in which the time when the resource transfer request is generated is located. The resource transfer cycle includes determining the next cycle of the transfer cycle as the resource transfer cycle. The target resource transfer record is generated in response to a resource transfer request. The resource transfer request is used to request the transfer of the target resource from the target account. The resource transfer request includes requesting to deduct the resource value corresponding to the target resource from the target account and transfer the corresponding resource value to the resource storage platform corresponding to the target account; Offsetting the target resource transfer record based on the target resource withdrawal record within the resource transfer cycle.

11. A resource transfer data processing device, characterized in that, The device includes: A transfer request receiving module, configured to receive a resource transfer request corresponding to a target account, where the resource transfer request is used to request to transfer a target resource from the target account, and the resource transfer request includes a request to deduct a resource value corresponding to the target resource from the target account and transfer the corresponding resource value to a resource storage platform corresponding to the target account; A first transfer record generating module, configured to, in response to the resource transfer request, generate a target resource transfer record corresponding to the target resource, add the target resource transfer record to a resource record set, and send the resource record set to a resource transfer server, triggering the resource transfer server to perform a resource transfer operation within a resource transfer cycle to transfer the target resource from the target account. The target resource transfer record is used to trigger the resource transfer server to transfer the target resource within the resource transfer cycle. The resource transfer cycle refers to the cycle for completing the resource transfer. Determine the transfer cycle in which the time when the resource transfer request is generated is located. The resource transfer cycle includes determining the next cycle of the transfer cycle as the resource transfer cycle; A withdrawal record generating module, configured to, when a resource withdrawal operation for the target resource occurs, and when the resource withdrawal operation meets the resource withdrawal condition, perform a resource withdrawal operation on the resource transfer operation within the resource transfer cycle, generate a target resource withdrawal record corresponding to the target resource, and not generate a target resource withdrawal record corresponding to the target resource when the resource withdrawal request is not met. The target resource withdrawal record is associated with the target resource transfer record. Not meeting the resource withdrawal condition includes: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record; A first transfer record offsetting module, configured to send a resource record set to the resource transfer server, where the resource record set includes the target resource transfer record and the target resource withdrawal record, so that the resource transfer server offsets the target resource transfer record based on the target resource withdrawal record within the resource transfer cycle.

12. A resource transfer device, characterized in that, The device includes: A transfer operation receiving module, configured to receive a resource transfer request to transfer a target resource from a target account, where the resource transfer request includes a request to deduct a resource value corresponding to the target resource from the target account and transfer the corresponding resource value to a resource storage platform corresponding to the target account; The second transfer record generation module is used to respond to the resource transfer request, perform resource transfer to generate a target resource transfer record, add the target resource transfer record to the resource record set, and send the resource record set to the resource transfer server, triggering the resource transfer server to perform a resource transfer operation within the resource transfer cycle to transfer the target resource from the target account. The target resource transfer record is used to trigger the transfer of the target resource within the resource transfer cycle. The resource transfer cycle refers to the cycle for completing the resource transfer. Determine the transfer cycle in which the time when the resource transfer request is generated is located. The resource transfer cycle includes determining the next cycle of the transfer cycle as the resource transfer cycle; The withdrawal entry display module is used to display the resource transfer status prompt information corresponding to the target resource transfer record and the corresponding resource transfer withdrawal entry; The second transfer record cancellation module is used to respond to the resource withdrawal operation for the resource withdrawal entry. When the resource withdrawal operation meets the resource withdrawal conditions, it realizes the resource withdrawal operation for the resource transfer operation within the resource transfer cycle, performs the resource withdrawal to generate a target resource withdrawal record. The target resource withdrawal record is associated with the target resource transfer record to offset the target resource transfer record based on the target resource withdrawal record. When the resource withdrawal request is not met, no target resource withdrawal record corresponding to the target resource is generated. The conditions for not meeting the resource withdrawal include: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record.

13. A resource transfer data processing device, characterized in that, The device includes: The record set receiving module is used to receive the resource record set, which includes the target resource transfer record and the target resource withdrawal record, and trigger the resource transfer server to perform a resource transfer operation within the resource transfer cycle; The withdrawal record reading module is used to read the target resource withdrawal record from the resource record set. The target resource withdrawal record is generated when a resource withdrawal operation for the target resource is generated. When the resource withdrawal operation meets the resource withdrawal conditions, it realizes the resource withdrawal operation for the resource transfer operation within the resource transfer cycle. When the resource withdrawal request is not met, no target resource withdrawal record corresponding to the target resource is generated. The conditions for not meeting the resource withdrawal include: the operation time of the resource withdrawal operation is not within the resource transfer cycle corresponding to the target resource transfer record, and there is a historical resource withdrawal record associated with the target resource transfer record; A transfer record acquisition module, configured to acquire a target resource transfer record associated with the target resource withdrawal record, where the target resource transfer record is used to trigger the transfer of the target resource during a resource transfer cycle, the resource transfer cycle refers to the cycle for completing resource transfer, determine the transfer cycle in which the time when the resource transfer request is generated is located, the resource transfer cycle includes determining the next cycle of the transfer cycle as the resource transfer cycle, the target resource transfer record is generated in response to a resource transfer request, the resource transfer request is used to request the transfer of the target resource from a target account, and the resource transfer request includes requesting to deduct the resource value corresponding to the target resource from the target account and transfer the corresponding resource value to the resource storage platform corresponding to the target account; A third transfer record offset module, configured to offset the target resource transfer record based on the target resource withdrawal record during the resource transfer cycle.

14. A computer device, comprising a memory and a processor, the memory storing a computer program, characterized in that, When the processor executes the computer program, it implements the steps of the method according to any one of claims 1 to 13.

15. A computer-readable storage medium stores a computer program, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 13.

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