Test method, device and computer equipment for vehicle consumption loan control terminal

Abstract

This application relates to a testing method, apparatus, and computer equipment for a vehicle consumer loan control terminal. The method includes: when the vehicle is not in motion, performing basic function tests and anti-tamper tests on the vehicle consumer loan control terminal mounted on the vehicle, obtaining basic test results and anti-tamper test results; when the vehicle is in motion, performing a torque limiting test on the vehicle consumer loan control terminal, obtaining torque limiting test results; and determining a target test result for the vehicle consumer loan control terminal based on the basic test results, the anti-tamper test results, and the torque limiting test results. This method allows the tested vehicle consumer loan control terminal to be used with vehicles in different states in real-world environments.

Description

Technical Field

[0001] This application relates to the field of testing technology, and in particular to a testing method, apparatus and computer equipment for a vehicle consumer loan control terminal. Background Technology

[0002] With the rapid development of transportation and the economy, more and more users are choosing to purchase vehicles through loans; vehicle dealers manage loaned vehicles through vehicle consumer loan control terminals.

[0003] In traditional technologies, the various functions of vehicle consumer loan control terminals are usually tested in a laboratory environment. However, the real environment is complex, which means that vehicle consumer loan control terminals that pass laboratory testing cannot be applied to complex real-world environments. Summary of the Invention

[0004] Therefore, it is necessary to provide a testing method, apparatus, and computer equipment for a vehicle consumer loan control terminal to address the aforementioned technical problems, so that the vehicle consumer loan control terminal that passes the test can be applied to vehicles in different states in real-world environments.

[0005] Firstly, this application provides a testing method for a vehicle consumer loan control terminal. The method includes:

[0006] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0007] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0008] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0009] In one embodiment, the basic function test and anti-tamper test are performed on the vehicle consumer loan control terminal mounted on the vehicle to obtain the basic test results and anti-tamper test results, including:

[0010] By using the vehicle consumer loan control terminal installed on the vehicle, the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the vehicle locking operation, and the vehicle unlocking operation are performed to obtain basic test results.

[0011] An anti-tampering test was conducted on the vehicle consumer loan control terminal, and the anti-tampering test results were obtained.

[0012] In one embodiment, the step of performing an anti-tampering test on the vehicle consumer loan control terminal and obtaining the anti-tampering test result includes:

[0013] When the vehicle is in the consumer loan lock state, the vehicle consumer loan control terminal is removed;

[0014] Obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

[0015] In one embodiment, the process of performing a torque limiting test on the vehicle consumer loan control terminal to obtain the torque limiting test result includes:

[0016] If the vehicle consumer loan control terminal has not activated the vehicle consumer loan, control the vehicle to travel a preset distance at the maximum throttle opening and record the first driving information;

[0017] When the vehicle is in the locked state, control the vehicle to travel the preset distance at the maximum throttle opening, and record the second driving information;

[0018] When the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, control the vehicle to travel the preset distance at the maximum throttle opening and record the third driving information;

[0019] The torque limiting test result is determined based on the first driving information, the second driving information, and the third driving information.

[0020] In one embodiment, when the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle undergoes basic function testing and anti-tampering testing to obtain the basic test results and anti-tampering test results, including:

[0021] When the vehicle is not in motion and is online, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain online basic test results and online anti-tamper test results.

[0022] When the vehicle is not in motion and is offline, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain offline basic test results and offline anti-tamper test results.

[0023] In one embodiment, the method further includes:

[0024] When the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test results.

[0025] Anti-theft test was conducted on the vehicle consumer loan control terminal, and the anti-theft test results were obtained.

[0026] The basic test results, the anti-tampering test results, and the torque limiting test results determine the target test results for the vehicle consumer loan control terminal, including:

[0027] Based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, the target test results for the vehicle consumer loan control terminal are determined.

[0028] Secondly, this application also provides a testing device for a vehicle consumer loan control terminal. The device includes:

[0029] The first test module is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion, and obtain the basic test results and anti-tamper test results.

[0030] The second test module is used to perform a torque limit test on the vehicle consumer loan control terminal when the vehicle is in a driving state, and obtain the torque limit test result.

[0031] The test result determination module determines the target test result of the vehicle consumer loan control terminal based on the basic test results, the anti-tampering test results, and the torque limiting test results.

[0032] Thirdly, this application also provides a computer device. The computer device includes a memory and a processor, the memory storing a computer program, and the processor executing the computer program to perform the following steps:

[0033] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0034] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0035] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0036] Fourthly, this application also provides a computer-readable storage medium. The computer-readable storage medium stores a computer program thereon, which, when executed by a processor, performs the following steps:

[0037] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0038] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0039] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0040] Fifthly, this application also provides a computer program product. The computer program product includes a computer program that, when executed by a processor, performs the following steps:

[0041] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0042] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0043] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0044] The aforementioned testing method for the vehicle consumer loan control terminal involves performing basic and anti-tamper tests on the terminal when the vehicle is not in motion, and a torque-limiting test on the terminal when the vehicle is in motion. This testing ensures that the terminal passes the tests and can be used on the vehicle. Furthermore, the testing is conducted on the terminal in both inert and in-motion states, allowing it to be used on vehicles in different conditions. Therefore, this testing method ensures that the terminal passes the tests and is suitable for use on vehicles in various real-world environments. Attached Figure Description

[0045] Figure 1This is a diagram illustrating the application environment of a test method for a vehicle consumer loan control terminal in one embodiment.

[0046] Figure 2 This is a flowchart illustrating a testing method for a vehicle consumer loan control terminal in one embodiment;

[0047] Figure 3 This is a flowchart illustrating a testing method for a vehicle consumer loan control terminal in a specific embodiment.

[0048] Figure 4 This is a structural block diagram of a test device for a vehicle consumer loan control terminal in one embodiment;

[0049] Figure 5 This is an internal structural diagram of a computer device in one embodiment. Detailed Implementation

[0050] To make the objectives, technical solutions, and advantages of this application clearer, the following detailed description is provided in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative and not intended to limit the scope of this application.

[0051] The testing method for the vehicle consumer loan control terminal provided in this application embodiment can be applied to, for example, Figure 1 In the application environment shown, test equipment 102 and vehicle consumer loan control terminal 104 communicate with server 106 via a network. A data storage system can store the data that server 106 needs to process. The data storage system can be integrated onto server 106, or it can be located in the cloud or on other network servers.

[0052] When the vehicle is not in motion, the testing equipment 102 performs basic function tests and anti-tamper tests on the vehicle consumer loan control terminal 104, and obtains the basic test results and anti-tamper test results. When the vehicle is in motion, the testing equipment 102 performs a torque limiting test on the vehicle consumer loan control terminal 104, and obtains the torque limiting test results. Based on the basic test results, the anti-tamper test results, and the torque limiting test results, the testing equipment 102 determines the target test result of the vehicle consumer loan control terminal and sends the target test result to the server 106.

[0053] The testing equipment 102 can be, but is not limited to, various personal computers, laptops, smartphones, tablets, IoT devices, and portable wearable devices. IoT devices can include smart in-vehicle devices, etc. Portable wearable devices can include smartwatches, smart bracelets, head-mounted devices, etc. The server 106 can be implemented using a standalone server or a server cluster consisting of multiple servers.

[0054] In one embodiment, such as Figure 2 As shown, a testing method for a vehicle consumer loan control terminal is provided, which is applied to... Figure 1 Taking the testing equipment in the example, the following steps are included:

[0055] Step S202: When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0056] Specifically, the basic function test is used to test whether the basic functions related to consumer loans of the vehicle consumer loan control terminal are normal. When the vehicle is not in motion, the test equipment sends basic function test instructions to the vehicle consumer loan control terminal and determines the basic test results generated after the vehicle consumer loan control terminal executes the basic function test instructions. The basic function test includes: basic business tests related to consumer loans, consumer loan vehicle locking tests, etc.

[0057] The vehicle consumer loan control terminal can be an in-vehicle T-box. If there is a functional conflict between the vehicle consumer loan control terminal and the dashcam installed in the vehicle, the dashcam needs to be turned off or removed before testing.

[0058] The anti-tampering test is used to test whether the device can detect the removal of the consumer loan control terminal. After the consumer loan control terminal installed on the vehicle is removed, the test equipment obtains the first fault code generated by the removal of the consumer loan control terminal, and determines the anti-tampering test result based on the first fault code.

[0059] Step S204: When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0060] Specifically, when the vehicle is not restricted by the vehicle consumer loan control terminal, the vehicle is controlled to drive in a preset state, and first information is obtained during the driving process; when the vehicle is restricted by the vehicle consumer loan control terminal, the vehicle is controlled to drive in a preset state, and second information is obtained during the driving process. Based on the first information and the second information, it is determined whether the vehicle is in a torque-limited state when it is restricted by the vehicle consumer loan control terminal, and then the torque-limited test result is determined.

[0061] Step S206: Based on the basic test results, the anti-tampering test results, and the torque limiting test results, determine the target test results for the vehicle consumer loan control terminal.

[0062] Specifically, the target test results include: basic test results, anti-tamper test results, and torque limiting test results. Based on the target test results, it can be determined whether each test item of the vehicle consumer loan control terminal has passed. If some test items of the vehicle consumer loan control terminal have failed, improvements can be made to the vehicle consumer loan control terminal.

[0063] The aforementioned testing method for the vehicle consumer loan control terminal involves performing basic and anti-tamper tests on the terminal when the vehicle is not in motion, and a torque-limiting test on the terminal when the vehicle is in motion. This testing ensures that the terminal passes the tests and can be used on the vehicle. Furthermore, the testing is conducted on the terminal in both inert and in-motion states, allowing it to be used on vehicles in different conditions. Therefore, this testing method ensures that the terminal passes the tests and is suitable for use on vehicles in various real-world environments.

[0064] In one embodiment, performing basic function testing and anti-tampering testing on the vehicle consumer loan control terminal installed on the vehicle to obtain basic test results and anti-tampering test results includes: performing login operations to the consumer loan platform, basic business operations corresponding to the consumer loan, vehicle locking operations, and vehicle unlocking operations through the vehicle consumer loan control terminal installed on the vehicle to obtain basic test results; and performing anti-tampering testing on the vehicle consumer loan control terminal to obtain anti-tampering test results.

[0065] Specifically, the basic function tests include login tests, basic business tests, loan-related vehicle locking tests, and loan-related unlocking tests. The basic test results include: results based on login tests, basic business tests, loan-related vehicle locking tests, and loan-related unlocking tests.

[0066] The testing equipment sends a login test command to the vehicle consumer loan control terminal, instructing the vehicle consumer loan control terminal to perform a login operation to the consumer loan platform. If the login is successful, the login test result is passed; otherwise, the login test result is failed.

[0067] The basic business operations corresponding to consumer loans may include: applying for and activating a consumer loan; accordingly, the test equipment sends a basic business test instruction to the vehicle consumer loan control terminal to instruct the vehicle consumer loan control terminal to apply for and activate a consumer loan. If the application for and activation of the consumer loan is successful, the basic business test result is passed; otherwise, the basic business test result is failed.

[0068] When the vehicle is not in the consumer loan lock state, the test equipment sends a consumer loan lock command to the vehicle consumer loan control terminal to instruct the vehicle consumer loan control terminal to lock the vehicle. If the vehicle status switches to the consumer loan lock state, the locking is successful and the consumer loan lock test result is passed; otherwise, the consumer loan lock test result is failed.

[0069] When the vehicle is in the consumer loan locked state, the test device sends a consumer loan unlock command to the vehicle consumer loan control terminal to unlock the vehicle. If the vehicle status changes from the consumer loan locked state to the unlocked state, the consumer loan unlock test result is passed; otherwise, the consumer loan unlock test result is failed.

[0070] In one embodiment, performing an anti-tampering test on the vehicle consumer loan control terminal to obtain the anti-tampering test result includes: removing the vehicle consumer loan control terminal while the vehicle is in a loan-locked state; obtaining a first fault code generated by removing the vehicle consumer loan control terminal; and determining the anti-tampering test result based on the first fault code.

[0071] Specifically, when the vehicle is in a loan-locked state, the vehicle loan control terminal is removed. If a first fault code is obtained, and this first fault code corresponds to the fault code associated with the removed vehicle loan control terminal, then the anti-tampering test result is considered passed. If no first fault code is obtained, or if the obtained first fault code is not the fault code associated with the removed vehicle loan control terminal, then the anti-tampering test result is considered failed.

[0072] The first fault code can be obtained from the vehicle's dashboard or from a diagnostic tool.

[0073] In one embodiment, performing an anti-tampering test on the vehicle consumer loan control terminal and obtaining the anti-tampering test result further includes: removing the antenna of the vehicle consumer loan control terminal while the vehicle is in an antenna self-locking command enabled state; obtaining a first fault code generated by removing the antenna; and determining the anti-tampering test result based on the first fault code.

[0074] Specifically, the vehicle being in the antenna self-lock command enabled state means that the vehicle is in a loan-locked state via the antenna of the vehicle loan control terminal. When the vehicle is in the antenna self-lock command enabled state, the antenna of the vehicle loan control terminal is removed, and a first fault code is obtained. If a first fault code is obtained, and this first fault code corresponds to the fault code corresponding to the removal of the vehicle loan control terminal, then the anti-tampering test result is considered passed. If no first fault code is obtained, or if the obtained first fault code does not correspond to the fault code corresponding to the removal of the vehicle loan control terminal, then the anti-tampering test result is considered failed.

[0075] The first fault code can be obtained from the vehicle's dashboard or from a diagnostic tool.

[0076] In one embodiment, when the vehicle consumer loan control terminal is in an active state, basic function tests and anti-tamper tests are performed on the vehicle consumer loan control terminal to obtain the basic test results and anti-tamper test results.

[0077] The vehicle consumer loan control terminal is in an active state, which means that the consumer loan-related functions of the vehicle consumer loan control terminal have been activated. If the vehicle consumer loan control terminal is not faulty, it can execute consumer loan-related functions.

[0078] In one embodiment, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result, including: when the vehicle consumer loan control terminal is not activated for vehicle consumer loans, controlling the vehicle to travel a preset distance at the maximum throttle opening and recording first driving information; when the vehicle is in a loan-locked state, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording second driving information; when the vehicle is in a loan-locked state and the vehicle consumer loan control terminal is removed, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording third driving information; and determining the torque limiting test result based on the first driving information, the second driving information, and the third driving information.

[0079] Specifically, the situation where the vehicle consumer loan control terminal is not activated for vehicle consumer loans corresponds to the situation where the vehicle is not subject to the restrictions of the vehicle consumer loan control terminal. This could mean that the vehicle does not have the vehicle consumer loan control terminal installed, or that the vehicle has the vehicle consumer loan control terminal installed but is not subject to the restrictions of the vehicle consumer loan control terminal.

[0080] The vehicle travels the same preset distance in the same target scenario with the same load weight, and obtains the first driving information corresponding to the vehicle not having a vehicle consumer loan activated, the second driving information corresponding to the vehicle being in a consumer loan locked state, and the third driving information corresponding to the vehicle being in a consumer loan locked state and the vehicle consumer loan control terminal being removed.

[0081] The torque limitation test results include a first torque limitation test result and a second torque limitation test result. The first torque limitation test result reflects whether the arrears-related torque limitation is fulfilled when the vehicle is in the loan repayment lock state. The second torque limitation test result reflects whether the anti-tamper torque limitation is fulfilled when the vehicle is in the loan repayment lock state and the vehicle loan control terminal is removed.

[0082] Maximum throttle opening refers to the maximum speed that a vehicle can reach at 100% throttle opening. When the vehicle is in torque-limited mode, the speed corresponding to the maximum throttle opening is less than the speed corresponding to the maximum throttle opening when the vehicle is not in torque-limited mode.

[0083] When the vehicle consumer loan control terminal is not activated for vehicle consumer loans, the vehicle is controlled to travel a preset distance in the target scenario at the maximum throttle opening, and the first driving information is recorded. When the vehicle is in the consumer loan locked state, the vehicle is controlled to travel a preset distance in the target scenario at the maximum throttle opening, and the second driving information is recorded. When the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, the vehicle is controlled to travel the preset distance in the target scenario at the maximum throttle opening, and the third driving information is recorded. The first torque limit test result is determined based on the first driving information and the second driving information, and the second torque limit test result is determined based on the first driving information and the third driving information.

[0084] The prerequisite for a vehicle to be in a consumer loan locked state is that the vehicle consumer loan control terminal installed on the vehicle has been activated for vehicle consumer loans.

[0085] The first driving information includes the highest first engine speed during driving, and the second driving information includes the highest second engine speed during driving. If the difference between the second engine speed and the first engine speed reaches the engine speed difference value, then the vehicle is in a torque-limited state when locked, and the first torque-limited test result is passed; otherwise, the first torque-limited test result is failed.

[0086] The third driving information includes: the highest third speed during driving. If the difference between the second speed and the first speed reaches the speed difference, the vehicle is in a torque-limited state when locked, and the torque-limited test result is passed. Otherwise, the torque-limited test result is failed.

[0087] In some embodiments, the first driving information further includes: a first vehicle speed, a first duration, and a first gear; the second driving information further includes: a second vehicle speed, a second duration, and a second gear; and the third driving information includes: a third vehicle speed, a third duration, and a third gear.

[0088] Based on the first engine speed, first vehicle speed, first duration, first gear, second engine speed, second vehicle speed, second duration, and second gear, determine whether the vehicle is in a torque-limited state when it is locked. Based on the first engine speed, first vehicle speed, first duration, first gear, third engine speed, third vehicle speed, third duration, and third gear, determine whether the vehicle is in a torque-limited state when it is locked.

[0089] In one embodiment, when the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test result; an anti-theft test is performed on the vehicle consumer loan control terminal to obtain the anti-theft test result; the target test result of the vehicle consumer loan control terminal is determined based on the basic test result, the anti-removal test result, and the torque limiting test result, including: determining the target test result of the vehicle consumer loan control terminal based on the basic test result, the anti-removal test result, the torque limiting test result, the remote control test result, and the anti-theft test result.

[0090] Specifically, message control testing refers to testing the remote control of the vehicle consumer loan control terminal via messages. This involves sending messages to the vehicle consumer loan control terminal to control it, such as sending SMS messages.

[0091] Specifically, the system sends prevention and control shutdown messages, prevention and control activation messages, loan-locked vehicle messages, and loan-unlocked messages to the vehicle consumer loan control terminal; it obtains the first prevention and control status in response to the prevention and control shutdown message and the second prevention and control status in response to the prevention and control activation message; it also obtains the first vehicle lock status in response to the loan-locked vehicle message and the second vehicle lock status in response to the loan-unlocked vehicle message.

[0092] "Enabling prevention and control" refers to enabling all business functions of the vehicle consumer loan control terminal, while "disabling prevention and control" refers to disabling all business functions of the vehicle consumer loan control terminal. In some consumer loan control terminals, enabling and disabling these functions are achieved separately; in others, both enabling and disabling prevention and control are used to enable the functions, and both disabling prevention and control are used to disable them.

[0093] If the first prevention and control state corresponds to prevention and control being closed, and the second prevention and control state corresponds to prevention and control being open, and the first vehicle locking state corresponds to loan-refund vehicle locking, and the second vehicle locking state corresponds to loan-refund unlocking, then the message control test result is passed. If the first prevention and control state does not correspond to prevention and control being closed, or the second prevention and control state does not correspond to prevention and control being open, or the first vehicle locking state does not correspond to loan-refund vehicle locking, or the second vehicle locking state does not correspond to loan-refund unlocking, then the message control test result is failed.

[0094] Credit card fraud refers to replacing the operating code of a vehicle with the operating code of another vehicle. This can involve replacing the operating code of the ECU (Electronic Control Unit, vehicle computer) or VCU (Vehicle Control Unit, electric vehicle controller) of the vehicle with the operating code of another vehicle.

[0095] Anti-fraud testing refers to whether the consumer loan control terminal installed in the vehicle can detect fraudulent transactions and save the loan cancellation status before the fraudulent transaction. The cancellation status of the consumer loan control terminal can be indicated by a cancellation flag.

[0096] Obtain the first consumer loan flag bit of the consumer loan control terminal installed on the vehicle. Replace the operating code of this vehicle with the operating code of another vehicle to obtain the second consumer loan flag bit and the second fault code of the consumer loan control terminal installed on the vehicle. If the first consumer loan flag bit and the second consumer loan flag bit are the same, and the second fault code is the fault code corresponding to the fraudulent transaction, then the anti-fraud test result is passed. If the first consumer loan flag bit and the second consumer loan flag bit are not the same, or the second fault code is not the fault code corresponding to the fraudulent transaction, then the anti-fraud test result is failed.

[0097] In one embodiment, the basic test results include online basic test results and offline basic test results; the anti-tamper test results include online basic test results and offline basic test results. The step of performing basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion, and obtaining the basic test results and anti-tamper test results, includes: when the vehicle is not in motion and the vehicle is online, performing basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle to obtain online basic test results and online anti-tamper test results; when the vehicle is not in motion and the vehicle is offline, performing basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle to obtain offline basic test results and offline anti-tamper test results.

[0098] Specifically, "vehicle in online state" means that the vehicle is powered on and the vehicle consumer loan control terminal is online; "vehicle in offline state" means that the vehicle is powered off and the vehicle consumer loan control terminal is offline.

[0099] If all functions of the vehicle consumer loan control terminal are normal, the terminal can perform all functions online if the vehicle is online, and can perform all functions remotely if the vehicle is offline. In other words, the terminal should be able to perform all functions regardless of whether it is offline or not.

[0100] When the vehicle is online, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal. If the basic function tests and anti-tamper tests pass, the online basic test result is passed, and the online anti-tamper test result is passed.

[0101] When the vehicle is offline, the vehicle consumer loan control terminal is remotely controlled to perform basic function tests and anti-tamper tests. If the basic function tests and anti-tamper tests pass, the offline basic test result is passed, and the offline anti-tamper test result is failed.

[0102] In one implementation, when the vehicle is offline, a sleep duration and a wake-up duration are set. During these durations, basic function tests and anti-tamper tests are performed on the vehicle consumer loan control terminal via remote control. For example, the sleep duration can be 2 minutes and the wake-up duration can be 7 minutes.

[0103] In some embodiments, the anti-theft test results include online anti-theft test results and offline anti-theft test results; when the vehicle is not in motion and the vehicle is online, an anti-theft test is also performed on the vehicle consumer loan control terminal to obtain online anti-theft test results; when the vehicle is not in motion and the vehicle is offline, an anti-theft test is also performed on the vehicle consumer loan control terminal to obtain offline anti-theft test results.

[0104] The aforementioned testing method for the vehicle consumer loan control terminal involves performing basic and anti-tamper tests on the terminal when the vehicle is not in motion, and a torque-limiting test on the terminal when the vehicle is in motion. This testing ensures that the terminal passes the tests and can be used on the vehicle. Furthermore, the testing is conducted on the terminal in both inert and in-motion states, allowing it to be used on vehicles in different conditions. Therefore, this testing method ensures that the terminal passes the tests and is suitable for use on vehicles in various real-world environments.

[0105] In a specific embodiment, such as Figure 3 As shown, the testing method for the vehicle consumer loan control terminal includes:

[0106] S301, when the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle performs the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the consumer loan vehicle locking operation, and the consumer loan unlocking operation to obtain the basic test results.

[0107] S302, when the vehicle is not in motion, and the vehicle is in a consumer loan lock state, remove the vehicle consumer loan control terminal; obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-removal test result based on the first fault code.

[0108] S303, when the vehicle is not in motion, perform a message control test on the vehicle consumer loan control terminal and obtain the message control test result; perform an anti-theft test on the vehicle consumer loan control terminal and obtain the anti-theft test result.

[0109] S304, if the vehicle consumer loan control terminal has not activated the vehicle consumer loan, control the vehicle to travel a preset distance at the maximum throttle opening and record the first driving information;

[0110] S305, when the vehicle is in the debit lock state, control the vehicle to travel the preset distance at the maximum throttle opening, and record the second driving information;

[0111] S306, when the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, control the vehicle to travel the preset distance at the maximum throttle opening and record the third driving information;

[0112] S307, determine the torque limit test result based on the first driving information, the second driving information and the third driving information;

[0113] S308, based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, determine the target test results for the vehicle consumer loan control terminal.

[0114] It should be understood that although the steps in the flowcharts of the embodiments described above are shown sequentially according to the arrows, these steps are not necessarily executed in the order indicated by the arrows. Unless explicitly stated herein, there is no strict order restriction on the execution of these steps, and they can be executed in other orders. Moreover, at least some steps in the flowcharts of the embodiments described above may include multiple steps or multiple stages. These steps or stages are not necessarily completed at the same time, but can be executed at different times. The execution order of these steps or stages is not necessarily sequential, but can be performed alternately or in turn with other steps or at least some of the steps or stages of other steps.

[0115] Based on the same inventive concept, this application also provides a vehicle consumer loan control terminal device for implementing the vehicle consumer loan control terminal method described above. The solution provided by this device is similar to the implementation described in the above method; therefore, the specific limitations in one or more vehicle consumer loan control terminal device embodiments provided below can be found in the limitations of the vehicle consumer loan control terminal method described above, and will not be repeated here.

[0116] In one embodiment, such as Figure 4 As shown, a vehicle consumer loan control terminal device is provided, comprising: a first testing module 100, a second testing module 200, and a test result determination module 300, wherein:

[0117] The first test module 100 is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion, and obtain the basic test results and anti-tamper test results.

[0118] The second test module 200 is used to perform a torque limit test on the vehicle consumer loan control terminal when the vehicle is in a driving state, and obtain the torque limit test result.

[0119] The test result determination module 300 determines the target test result of the vehicle consumer loan control terminal based on the basic test result, the anti-tampering test result, and the torque limiting test result.

[0120] In one embodiment, the first test module 100 includes:

[0121] The basic testing unit is used to perform login operations to the consumer loan platform, basic business operations corresponding to the consumer loan, vehicle locking operations, and vehicle unlocking operations through the vehicle consumer loan control terminal installed on the vehicle, and obtain basic test results.

[0122] The anti-tampering test unit is used to perform anti-tampering tests on the vehicle consumer loan control terminal and obtain the anti-tampering test results.

[0123] In one embodiment, the anti-tampering test unit includes:

[0124] The first anti-tampering test subunit is used to remove the vehicle consumer loan control terminal when the vehicle is in the consumer loan lock state.

[0125] The second anti-tampering test subunit is used to obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

[0126] In one embodiment, the second test module 200 includes:

[0127] The first torque limit test unit is used to control the vehicle to travel a preset distance at the maximum throttle opening when the vehicle consumer loan control terminal has not activated the vehicle consumer loan, and to record the first driving information.

[0128] The second torque limit test unit is used to control the vehicle to travel the preset distance at the maximum throttle opening when the vehicle is in the de-locked state, and to record the second driving information.

[0129] The third torque limit test unit is used to control the vehicle to travel the preset distance at the maximum throttle opening when the vehicle is in the consumer loan lock state and the vehicle consumer loan control terminal is removed, and to record the third driving information.

[0130] The torque limit test result determination unit is used to determine the torque limit test result based on the first driving information, the second driving information, and the third driving information.

[0131] In one embodiment, the first test module 100 includes an online test unit and an offline test unit;

[0132] The online testing unit is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion and the vehicle is online, and to obtain online basic test results and online anti-tamper test results.

[0133] The offline testing unit is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion and the vehicle is offline, and to obtain offline basic test results and offline anti-tamper test results.

[0134] In one embodiment, the vehicle consumer loan control terminal device further includes:

[0135] The message control test module is used to perform message control tests on the vehicle consumer loan control terminal when the vehicle is not in motion, and to obtain the message control test results.

[0136] The anti-theft test module is used to perform anti-theft tests on the vehicle consumer loan control terminal and obtain the anti-theft test results.

[0137] Accordingly, the test result determination module is used to determine the target test result of the vehicle consumer loan control terminal based on the basic test result, the anti-tampering test result, the torque limiting test result, the remote control test result, and the anti-fraud test result.

[0138] Each module in the aforementioned vehicle consumer loan control terminal device can be implemented entirely or partially through software, hardware, or a combination thereof. These modules can be embedded in or independent of the processor in a computer device, or stored in the memory of a computer device as software, so that the processor can call and execute the corresponding operations of each module.

[0139] In one embodiment, a computer device is provided, which may be a terminal, and its internal structure diagram may be as follows: Figure 5 As shown, the computer device includes a processor, memory, communication interface, display screen, and input devices connected via a system bus. The processor provides computing and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs stored in the non-volatile storage media. The communication interface is used for wired or wireless communication with external terminals; wireless communication can be achieved through Wi-Fi, mobile cellular networks, NFC (Near Field Communication), or other technologies. When the computer program is executed by the processor, it implements a method for controlling a vehicle consumer loan terminal. The display screen can be an LCD screen or an e-ink screen. The input devices can be a touch layer covering the display screen, buttons, a trackball, or a touchpad mounted on the computer device casing, or an external keyboard, touchpad, or mouse.

[0140] Those skilled in the art will understand that Figure 5 The structure shown is merely a block diagram of a portion of the structure related to the present application and does not constitute a limitation on the computer device to which the present application is applied. Specific computer devices may include more or fewer components than those shown in the figure, or combine certain components, or have different component arrangements.

[0141] In one embodiment, a computer device is provided, including a memory and a processor, wherein the memory stores a computer program, and the processor executes the computer program to perform the following steps:

[0142] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0143] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0144] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0145] In one embodiment, the basic function test and anti-tamper test are performed on the vehicle consumer loan control terminal mounted on the vehicle to obtain the basic test results and anti-tamper test results, including:

[0146] By using the vehicle consumer loan control terminal installed on the vehicle, the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the vehicle locking operation, and the vehicle unlocking operation are performed to obtain basic test results.

[0147] An anti-tampering test was conducted on the vehicle consumer loan control terminal, and the anti-tampering test results were obtained.

[0148] In one embodiment, the step of performing an anti-tampering test on the vehicle consumer loan control terminal and obtaining the anti-tampering test result includes:

[0149] When the vehicle is in the consumer loan lock state, the vehicle consumer loan control terminal is removed;

[0150] Obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

[0151] In one embodiment, the process of performing a torque limiting test on the vehicle consumer loan control terminal to obtain the torque limiting test result includes:

[0152] If the vehicle consumer loan control terminal has not activated the vehicle consumer loan, control the vehicle to travel a preset distance at the maximum throttle opening and record the first driving information;

[0153] When the vehicle is in the locked state, control the vehicle to travel the preset distance at the maximum throttle opening, and record the second driving information;

[0154] When the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, control the vehicle to travel the preset distance at the maximum throttle opening and record the third driving information;

[0155] The torque limiting test result is determined based on the first driving information, the second driving information, and the third driving information.

[0156] In one embodiment, when the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle undergoes basic function testing and anti-tampering testing to obtain the basic test results and anti-tampering test results, including:

[0157] When the vehicle is not in motion and is online, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain online basic test results and online anti-tamper test results.

[0158] When the vehicle is not in motion and is offline, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain offline basic test results and offline anti-tamper test results.

[0159] In one embodiment, the method further includes:

[0160] When the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test results.

[0161] Anti-theft test was conducted on the vehicle consumer loan control terminal, and the anti-theft test results were obtained.

[0162] The basic test results, the anti-tampering test results, and the torque limiting test results determine the target test results for the vehicle consumer loan control terminal, including:

[0163] Based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, the target test results for the vehicle consumer loan control terminal are determined.

[0164] In one embodiment, a computer-readable storage medium is provided having a computer program stored thereon, the computer program performing the following steps when executed by a processor:

[0165] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0166] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0167] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0168] In one embodiment, the basic function test and anti-tamper test are performed on the vehicle consumer loan control terminal mounted on the vehicle to obtain the basic test results and anti-tamper test results, including:

[0169] By using the vehicle consumer loan control terminal installed on the vehicle, the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the vehicle locking operation, and the vehicle unlocking operation are performed to obtain basic test results.

[0170] An anti-tampering test was conducted on the vehicle consumer loan control terminal, and the anti-tampering test results were obtained.

[0171] In one embodiment, the step of performing an anti-tampering test on the vehicle consumer loan control terminal and obtaining the anti-tampering test result includes:

[0172] When the vehicle is in the consumer loan lock state, the vehicle consumer loan control terminal is removed;

[0173] Obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

[0174] In one embodiment, the process of performing a torque limiting test on the vehicle consumer loan control terminal to obtain the torque limiting test result includes:

[0175] If the vehicle consumer loan control terminal has not activated the vehicle consumer loan, control the vehicle to travel a preset distance at the maximum throttle opening and record the first driving information;

[0176] When the vehicle is in the locked state, control the vehicle to travel the preset distance at the maximum throttle opening, and record the second driving information;

[0177] When the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, control the vehicle to travel the preset distance at the maximum throttle opening and record the third driving information;

[0178] The torque limiting test result is determined based on the first driving information, the second driving information, and the third driving information.

[0179] In one embodiment, when the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle undergoes basic function testing and anti-tampering testing to obtain the basic test results and anti-tampering test results, including:

[0180] When the vehicle is not in motion and is online, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain online basic test results and online anti-tamper test results.

[0181] When the vehicle is not in motion and is offline, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain offline basic test results and offline anti-tamper test results.

[0182] In one embodiment, the method further includes:

[0183] When the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test results.

[0184] Anti-theft test was conducted on the vehicle consumer loan control terminal, and the anti-theft test results were obtained.

[0185] The basic test results, the anti-tampering test results, and the torque limiting test results determine the target test results for the vehicle consumer loan control terminal, including:

[0186] Based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, the target test results for the vehicle consumer loan control terminal are determined.

[0187] In one embodiment, a computer program product is provided, including a computer program that, when executed by a processor, performs the following steps:

[0188] When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results.

[0189] When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result.

[0190] Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined.

[0191] In one embodiment, the basic function test and anti-tamper test are performed on the vehicle consumer loan control terminal mounted on the vehicle to obtain the basic test results and anti-tamper test results, including:

[0192] By using the vehicle consumer loan control terminal installed on the vehicle, the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the vehicle locking operation, and the vehicle unlocking operation are performed to obtain basic test results.

[0193] An anti-tampering test was conducted on the vehicle consumer loan control terminal, and the anti-tampering test results were obtained.

[0194] In one embodiment, the step of performing an anti-tampering test on the vehicle consumer loan control terminal and obtaining the anti-tampering test result includes:

[0195] When the vehicle is in the consumer loan lock state, the vehicle consumer loan control terminal is removed;

[0196] Obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

[0197] In one embodiment, the process of performing a torque limiting test on the vehicle consumer loan control terminal to obtain the torque limiting test result includes:

[0198] If the vehicle consumer loan control terminal has not activated the vehicle consumer loan, control the vehicle to travel a preset distance at the maximum throttle opening and record the first driving information;

[0199] When the vehicle is in the locked state, control the vehicle to travel the preset distance at the maximum throttle opening, and record the second driving information;

[0200] When the vehicle is in the consumer loan locked state and the vehicle consumer loan control terminal is removed, control the vehicle to travel the preset distance at the maximum throttle opening and record the third driving information;

[0201] The torque limiting test result is determined based on the first driving information, the second driving information, and the third driving information.

[0202] In one embodiment, when the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle undergoes basic function testing and anti-tampering testing to obtain the basic test results and anti-tampering test results, including:

[0203] When the vehicle is not in motion and is online, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain online basic test results and online anti-tamper test results.

[0204] When the vehicle is not in motion and is offline, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function tests and anti-tamper tests to obtain offline basic test results and offline anti-tamper test results.

[0205] In one embodiment, the method further includes:

[0206] When the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test results.

[0207] Anti-theft test was conducted on the vehicle consumer loan control terminal, and the anti-theft test results were obtained.

[0208] The basic test results, the anti-tampering test results, and the torque limiting test results determine the target test results for the vehicle consumer loan control terminal, including:

[0209] Based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, the target test results for the vehicle consumer loan control terminal are determined.

[0210] It should be noted that the user information (including but not limited to user device information, user personal information, etc.) and data (including but not limited to data used for analysis, data stored, data displayed, etc.) involved in this application are all information and data authorized by the user or fully authorized by all parties.

[0211] Those skilled in the art will understand that all or part of the processes in the methods of the above embodiments can be implemented by a computer program instructing related hardware. The computer program can be stored in a non-volatile computer-readable storage medium, and when executed, it can include the processes of the embodiments of the above methods. Any references to memory, databases, or other media used in the embodiments provided in this application can include at least one of non-volatile and volatile memory. Non-volatile memory can include read-only memory (ROM), magnetic tape, floppy disk, flash memory, optical memory, high-density embedded non-volatile memory, resistive random access memory (ReRAM), magnetic random access memory (MRAM), ferroelectric random access memory (FRAM), phase change memory (PCM), graphene memory, etc. Volatile memory can include random access memory (RAM) or external cache memory, etc. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM). The databases involved in the embodiments provided in this application may include at least one type of relational database and non-relational database. Non-relational databases may include, but are not limited to, blockchain-based distributed databases. The processors involved in the embodiments provided in this application may be general-purpose processors, central processing units, graphics processing units, digital signal processors, programmable logic devices, quantum computing-based data processing logic devices, etc., and are not limited to these.

[0212] The technical features of the above embodiments can be combined in any way. For the sake of brevity, not all possible combinations of the technical features in the above embodiments are described. However, as long as there is no contradiction in the combination of these technical features, they should be considered to be within the scope of this specification.

[0213] The embodiments described above are merely illustrative of several implementation methods of this application, and while the descriptions are specific and detailed, they should not be construed as limiting the scope of this patent application. It should be noted that those skilled in the art can make various modifications and improvements without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this application should be determined by the appended claims.

Claims

1. A testing method for a vehicle consumer loan control terminal, characterized in that, The method includes: When the vehicle is not in motion, perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle, and obtain the basic test results and anti-tamper test results. When the vehicle is in motion, a torque limiting test is performed on the vehicle consumer loan control terminal to obtain the torque limiting test result. The torque limiting test includes: when the vehicle consumer loan control terminal is not activated, controlling the vehicle to travel a preset distance at the maximum throttle opening and recording first driving information; when the vehicle is in a loan-locked state, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording second driving information; when the vehicle is in a loan-locked state and the vehicle consumer loan control terminal is removed, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording third driving information; and determining the torque limiting test result based on the first driving information, the second driving information, and the third driving information. Based on the basic test results, the anti-removal test results, and the torque limiting test results, the target test results for the vehicle consumer loan control terminal are determined. When the vehicle is not in motion, the vehicle consumer loan control terminal installed on the vehicle undergoes basic function testing and anti-tampering testing to obtain the basic test results and anti-tampering test results, including: When the vehicle is not in motion and is online, the vehicle consumer loan control terminal installed on the vehicle is subjected to basic function testing and anti-tampering testing to obtain online basic test results and online anti-tampering test results. When the vehicle is not in motion and is offline, the vehicle consumer loan control terminal installed on the vehicle is remotely controlled to perform basic function tests and anti-tamper tests, and the offline basic test results and offline anti-tamper test results are obtained. The step of determining the torque limiting test result based on the first driving information, the second driving information, and the third driving information includes: The first torque limit test result is determined based on the first driving information and the second driving information, and the second torque limit test result is determined based on the first driving information and the third driving information. The first driving information, the second driving information, and the third driving information all include the highest speed, vehicle speed, duration, and gear information during the driving process. If the difference between the highest speed in the second driving information and the highest speed in the first driving information reaches the speed difference value, the first torque limit test result is determined to be passed. If the difference between the highest speed in the third driving information and the highest speed in the first driving information reaches the speed difference value, the second torque limit test result is determined to be passed.

2. The method according to claim 1, characterized in that, The vehicle consumer loan control terminal installed on the vehicle is subjected to basic function testing and anti-tampering testing, and the basic test results and anti-tampering test results are obtained, including: By using the vehicle consumer loan control terminal installed on the vehicle, the login operation to the consumer loan platform, the basic business operation corresponding to the consumer loan, the vehicle locking operation, and the vehicle unlocking operation are performed to obtain basic test results. An anti-tampering test was conducted on the vehicle consumer loan control terminal, and the anti-tampering test results were obtained.

3. The method according to claim 2, characterized in that, The anti-tampering test is performed on the vehicle consumer loan control terminal, and the anti-tampering test results are obtained, including: When the vehicle is in the consumer loan lock state, the vehicle consumer loan control terminal is removed; Obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

4. The method according to any one of claims 1 to 3, characterized in that, The method further includes: When the vehicle is not in motion, a message control test is performed on the vehicle consumer loan control terminal to obtain the message control test results. Anti-theft test was conducted on the vehicle consumer loan control terminal, and the anti-theft test results were obtained. The basic test results, the anti-tampering test results, and the torque limiting test results determine the target test results for the vehicle consumer loan control terminal, including: Based on the basic test results, the anti-tampering test results, the torque limiting test results, the remote control test results, and the anti-fraud test results, the target test results for the vehicle consumer loan control terminal are determined.

5. A testing device for a vehicle consumer loan control terminal, characterized in that, The device includes: The first test module is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion, and obtain the basic test results and anti-tamper test results. The second testing module is used to perform a torque limiting test on the vehicle consumer loan control terminal when the vehicle is in motion, and obtain the torque limiting test result. The torque limiting test includes: when the vehicle consumer loan control terminal is not activated for vehicle consumer loans, controlling the vehicle to travel a preset distance at the maximum throttle opening and recording first driving information; when the vehicle is in a loan-locked state, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording second driving information; when the vehicle is in a loan-locked state and the vehicle consumer loan control terminal is removed, controlling the vehicle to travel the preset distance at the maximum throttle opening and recording third driving information; and determining the torque limiting test result based on the first driving information, the second driving information, and the third driving information. The test result determination module determines the target test result of the vehicle consumer loan control terminal based on the basic test results, the anti-tampering test results, and the torque limiting test results. The first test module includes an online test unit and an offline test unit; The online testing unit is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle when the vehicle is not in motion and the vehicle is online, and to obtain online basic test results and online anti-tamper test results. The offline testing unit is used to perform basic function tests and anti-tamper tests on the vehicle consumer loan control terminal installed on the vehicle through remote control when the vehicle is not in motion and the vehicle is offline, and to obtain offline basic test results and offline anti-tamper test results. The second testing module is further configured to determine a first torque limit test result based on the first driving information and the second driving information, and to determine a second torque limit test result based on the first driving information and the third driving information; the first driving information, the second driving information, and the third driving information all include the highest speed, vehicle speed, duration, and gear information during the driving process; if the difference between the highest speed in the second driving information and the highest speed in the first driving information reaches the speed difference value, the first torque limit test result is determined to be passed; if the difference between the highest speed in the third driving information and the highest speed in the first driving information reaches the speed difference value, the second torque limit test result is determined to be passed.

6. The apparatus according to claim 5, characterized in that, The first test module includes: The basic testing unit is used to perform login operations to the consumer loan platform, basic business operations corresponding to the consumer loan, vehicle locking operations, and vehicle unlocking operations through the vehicle consumer loan control terminal installed on the vehicle, and obtain basic test results. The anti-tampering test unit is used to perform anti-tampering tests on the vehicle consumer loan control terminal and obtain the anti-tampering test results.

7. The apparatus according to claim 6, characterized in that, The anti-tampering test unit includes: The first anti-tampering test subunit is used to remove the vehicle consumer loan control terminal when the vehicle is in the consumer loan lock state. The second anti-tampering test subunit is used to obtain the first fault code generated by removing the vehicle consumer loan control terminal, and determine the anti-tampering test result based on the first fault code.

8. A computer device comprising a memory and a processor, wherein the memory stores a computer program, characterized in that, When the processor executes the computer program, it implements the steps of the method according to any one of claims 1 to 4.

9. A computer-readable storage medium having a computer program stored thereon, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 4.

10. A computer program product, comprising a computer program, characterized in that, When the computer program is executed by a processor, it implements the steps of the method according to any one of claims 1 to 4.

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