A remote monitoring and protection system, electronic equipment and storage medium for commercial vehicles

By working together with the vehicle network platform, the vehicle-mounted remote terminal, and the body controller, the problem of remote control when the vehicle-mounted terminal malfunctions is solved, enabling the monitoring and control of the safety status of commercial vehicles and improving the accuracy and security of remote control.

CN116080583BActive Publication Date: 2025-10-31ANHUI JIANGHUAI AUTOMOBILE GRP CORP LTD
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Patent Information

Application Number
CN202211628127.9
Authority / Receiving Office
CN · China
Patent Type
Patents(China)
Current Assignee / Owner
Filing Date
2022-12-16
Publication Date
2025-10-31
Estimated Expiration
2042-12-16

AI Technical Summary

Technical Problem

Existing technology cannot achieve remote control of commercial vehicles when the vehicle terminal communication is abnormal, which increases the risk of economic disputes when loan users delay repayment.

Method used

Through the collaborative work of the vehicle networking platform, in-vehicle remote terminal, body controller and voice broadcast unit, real-time monitoring and control of vehicle status can be achieved, including providing voice reminders and executing control commands in abnormal vehicle conditions.

Benefits of technology

It enables alerts and control of abnormal vehicle states in various complex scenarios, improves the accuracy of remote control, avoids control failures caused by human factors or signal loss, and provides an emergency release method.

✦ Generated by Eureka AI based on patent content.

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Abstract

This invention discloses a remote monitoring and protection system, electronic device, and storage medium for commercial vehicles. The system includes: a vehicle networking platform that queries the vehicle's online status based on its VIN (Vehicle Identification Number) and sends control commands to an onboard remote terminal via a network connection; the onboard remote terminal acquires the vehicle's status through a communication connection, sends control commands to the vehicle controller based on the vehicle's status, and feeds back the execution results of the control commands to the vehicle networking platform; the vehicle controller receives the control commands, acquires the vehicle's status in real time, executes the control commands based on the vehicle's status, and feeds back the execution results to the onboard remote terminal; and a voice broadcast unit provides voice prompts based on the control commands. The technical content disclosed in this invention includes a logical design to avoid vehicle locking caused by vehicle malfunction or signal loss, and provides an emergency vehicle de-control method, enabling safe application of functions in various complex scenarios.
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Description

Technical Field

[0001] This invention relates to the field of automotive technology, and more specifically, to a remote monitoring and protection system, electronic device, and storage medium for commercial vehicles. Background Technology

[0002] Commercial vehicles are high-priced, high-return production materials, and are often sold and purchased through loans, which is an important supplement to purchasing power for commercial vehicles. However, vehicles purchased with loans carry loan risks; borrowers are prone to delaying or defaulting on payments, leading to economic disputes and posing significant risks to lending institutions.

[0003] Existing technical solutions:

[0004] The publicly available CN201810595865.5 scheme describes a vehicle remote monitoring system and method implemented through a vehicle controller, a remote monitoring platform, and an on-board terminal. It achieves remote control of abnormal vehicles through communication connections between the on-board terminal and the vehicle controller, between the on-board terminal and the remote monitoring platform, and through logical judgments such as the vehicle controller's monitoring of the on-board terminal's heartbeat.

[0005] The publicly available CN202110511310.X solution is a secure vehicle locking control method implemented through a remote platform, an onboard remote terminal, and an engine electronic control unit. The onboard terminal receives instructions from the remote platform and sends them to the engine electronic control unit to control the vehicle's locking mechanism. It also includes logical judgments for heartbeat monitoring, secure area locking, and emergency unlocking.

[0006] Disadvantages of existing technology:

[0007] Existing publicly available technical solutions can only enable remote control of vehicles when the vehicle terminal is communicating normally. They cannot enable remote control of vehicles when the vehicle terminal SIM card is out of credit or in an abnormal state, which prevents the vehicle terminal from logging in.

[0008] Therefore, how to provide a remote monitoring and protection system, electronic equipment, and storage medium for commercial vehicles has become a technical challenge that urgently needs to be solved in this field. Summary of the Invention

[0009] The purpose of this invention is to provide a remote monitoring and protection system, electronic device and storage medium for commercial vehicles.

[0010] The first aspect of this invention discloses a remote monitoring and protection system for commercial vehicles, the system comprising: a vehicle networking platform, an in-vehicle remote terminal, a body controller, and a voice broadcast unit;

[0011] The vehicle networking platform queries the vehicle's online status based on the vehicle identification number (VIN) of the commercial vehicle and sends control commands to the vehicle-mounted remote terminal via network connection.

[0012] The vehicle-mounted remote terminal obtains the vehicle's status through a communication connection, issues control commands to the body controller based on the vehicle's status, and feeds back the execution results of the control commands to the vehicle network platform.

[0013] After receiving the control command, the vehicle controller acquires the vehicle status in real time, executes the control command according to the vehicle status, and feeds back the execution result of the control command to the vehicle remote terminal.

[0014] The voice broadcasting unit provides voice prompts based on the control commands.

[0015] According to the system of the first aspect of the present invention, the method by which the vehicle networking platform queries the online status of a commercial vehicle based on the vehicle identification number (VIN) includes:

[0016] When a commercial vehicle is purchased through a financial loan, the vehicle identification number (VIN) is entered into the vehicle networking platform, and the remote control function of the commercial vehicle is activated. When the borrower fails to make a repayment on time, the vehicle networking platform queries the vehicle's online status based on the VIN.

[0017] According to a system based on a first aspect of the present invention, the method by which the vehicle-mounted remote terminal acquires the vehicle's status via a communication connection and issues the control command to the body controller based on the vehicle's status includes:

[0018] Determine whether the vehicle is in a safe condition based on its status.

[0019] If the vehicle is in the aforementioned safe state, then the control command is issued;

[0020] Otherwise, store the control instructions.

[0021] According to a system based on a first aspect of the present invention, the method by which the body controller executes the control command based on the state of the vehicle includes:

[0022] Determine whether the vehicle is in a safe condition based on its status.

[0023] If the vehicle is in the aforementioned safe state, then the control command is executed;

[0024] Otherwise, suspend the control command;

[0025] The method for executing the control command includes:

[0026] Determine whether the vehicle has been unlocked in an emergency on that day. If it has not been unlocked in an emergency on that day, execute the control command.

[0027] According to a system of a first aspect of the present invention, the method for determining whether a vehicle is in a safe state based on the vehicle's state includes:

[0028] The vehicle's driving status is determined based on its startup status, current vehicle speed, and current location; if the vehicle is not driving, it is set to a safe state.

[0029] According to the system of the first aspect of the present invention, the system further includes:

[0030] When the vehicle's SIM card is out of credit or is manually removed, the vehicle-mounted remote terminal sends a terminal communication abnormality indication to the body controller. The body controller counts the number of power-on cycles while the vehicle is powered on. Starting 10 minutes after the vehicle is powered on, it monitors whether the terminal communication function is abnormal. If the terminal communication is still abnormal, the voice broadcast unit plays a second voice reminder and checks the number of power-on cycles. If the number of power-on cycles does not exceed 5, the count is checked again on the next power-on cycle. When the number of power-on cycles exceeds 5, the body controller determines that the vehicle is in a safe state and executes the control command.

[0031] According to the system of the first aspect of the present invention, the system further includes:

[0032] When the vehicle-mounted remote terminal is unplugged or damaged, the body controller counts the number of startup cycles after the vehicle starts. It continuously monitors the heartbeat message of the vehicle-mounted remote terminal within 1 minute after the vehicle starts. If no heartbeat message is received, the voice broadcast unit plays the first voice reminder and determines the number of startup cycles. If the number of startup cycles does not exceed 5, the number of startup cycles is determined again after the next power-on. When the number of power-on cycles is greater than 5, the body controller determines that the vehicle is in a safe state and executes the control command.

[0033] According to the system of the first aspect of the present invention, the content of the voice prompt includes:

[0034] The first voice prompt is "The current vehicle terminal is malfunctioning. Please contact us for repair."

[0035] The second voice prompt is: "The current in-vehicle terminal SIM network is abnormal. Please check if your SIM card is overdue."

[0036] The third voice prompt is "The vehicle is about to be limited in speed. Please pay your loan on time."

[0037] The fourth voice prompt is "Vehicle emergency start successful, please pay the loan on time".

[0038] A second aspect of the present invention provides an electronic device, the device including a memory and a processor, the memory storing a computer program that, when executed by the processor, performs a method as described in the first aspect of the present invention in a remote monitoring and protection system for a commercial vehicle.

[0039] A third aspect of the present invention provides a storage medium storing a computer program that can be executed by one or more processors and can be used to implement a method in a remote monitoring and protection system for a commercial vehicle as described in the first aspect of the present invention.

[0040] According to the technical content disclosed in this invention, the following beneficial effects are achieved: It enables vehicle abnormality status alerts and vehicle control in various complex scenarios, effectively avoiding control failures caused by human factors and further improving the accuracy of remote vehicle control. Simultaneously, it incorporates logical design to avoid vehicle locking that may be caused by vehicle malfunction or signal loss, and provides an emergency vehicle de-control method, realizing the safe application of functions in various complex scenarios.

[0041] Other features and advantages of the invention will become clear from the following detailed description of exemplary embodiments of the invention with reference to the accompanying drawings. Attached Figure Description

[0042] The accompanying drawings, which are incorporated in and form part of this specification, illustrate embodiments of the invention and, together with their description, serve to explain the principles of the invention.

[0043] Figure 1 This is a structural diagram of a remote monitoring and protection system for a commercial vehicle according to an embodiment;

[0044] Figure 2 This is a structural diagram of an electronic device according to an embodiment of the present invention. Detailed Implementation

[0045] Various exemplary embodiments of the present invention will now be described in detail with reference to the accompanying drawings. It should be noted that, unless otherwise specifically stated, the relative arrangement, numerical expressions, and values ​​of the components and steps set forth in these embodiments do not limit the scope of the invention.

[0046] The following description of at least one exemplary embodiment is merely illustrative and is in no way intended to limit the invention or its application or use.

[0047] Techniques, methods, and equipment known to those skilled in the art may not be discussed in detail, but where appropriate, such techniques, methods, and equipment should be considered part of the specification.

[0048] In all the examples shown and discussed herein, any specific values ​​should be interpreted as merely exemplary and not as limitations. Therefore, other examples of exemplary embodiments may have different values.

[0049] It should be noted that similar labels and letters in the following figures indicate similar items; therefore, once an item is defined in one figure, it does not need to be discussed further in subsequent figures.

[0050] Example 1:

[0051] The first aspect of this invention discloses a remote monitoring and protection system for commercial vehicles. Figure 1 This is a structural diagram of a remote monitoring and protection system for a commercial vehicle according to an embodiment of the present invention, specifically as follows: Figure 1 As shown, the system includes: a vehicle networking platform, an in-vehicle remote terminal, a body controller, and a voice broadcast unit;

[0052] The vehicle networking platform queries the vehicle's online status based on the vehicle identification number (VIN) of the commercial vehicle and sends control commands to the vehicle-mounted remote terminal via network connection.

[0053] The vehicle-mounted remote terminal obtains the vehicle's status through a communication connection, issues control commands to the body controller based on the vehicle's status, and feeds back the execution results of the control commands to the vehicle network platform.

[0054] After receiving the control command, the vehicle controller acquires the vehicle status in real time, executes the control command according to the vehicle status, and feeds back the execution result of the control command to the vehicle remote terminal.

[0055] The voice broadcasting unit provides voice prompts based on the control commands.

[0056] In some embodiments, the method by which the vehicle networking platform queries the online status of a commercial vehicle based on its vehicle identification number (VIN) includes:

[0057] When a commercial vehicle is purchased through a financial loan, the vehicle identification number (VIN) is entered into the vehicle networking platform, and the remote control function of the commercial vehicle is activated. When the borrower fails to make a repayment on time, the vehicle networking platform queries the vehicle's online status based on the VIN.

[0058] The method by which the vehicle-mounted remote terminal obtains the vehicle's status through a communication connection and issues the control command to the body controller based on the vehicle's status includes:

[0059] Determine whether the vehicle is in a safe condition based on its status.

[0060] If the vehicle is in the aforementioned safe state, then the control command is issued;

[0061] Otherwise, store the control instructions.

[0062] The method by which the body controller executes the control command according to the vehicle's state includes:

[0063] Determine whether the vehicle is in a safe condition based on its status.

[0064] If the vehicle is in the aforementioned safe state, then the control command is executed;

[0065] Otherwise, suspend the control command;

[0066] The method for executing the control command includes:

[0067] Determine whether the vehicle has been unlocked in an emergency on that day. If it has not been unlocked in an emergency on that day, execute the control command.

[0068] The method for determining whether a vehicle is in a safe state based on its condition includes:

[0069] The vehicle's driving status is determined based on its startup status, current vehicle speed, and current location; if the vehicle is not driving, it is set to a safe state.

[0070] In some embodiments, the system further includes:

[0071] When the vehicle's SIM card is out of credit or is manually removed, the vehicle-mounted remote terminal sends a terminal communication abnormality indication to the body controller. The body controller counts the number of power-on cycles while the vehicle is powered on. Starting 10 minutes after the vehicle is powered on, it monitors whether the terminal communication function is abnormal. If the terminal communication is still abnormal, the voice broadcast unit plays a second voice reminder and checks the number of power-on cycles. If the number of power-on cycles does not exceed 5, the count is checked again on the next power-on cycle. When the number of power-on cycles exceeds 5, the body controller determines that the vehicle is in a safe state and executes the control command.

[0072] The system also includes:

[0073] When the vehicle-mounted remote terminal is unplugged or damaged, the body controller counts the number of startup cycles after the vehicle starts. It continuously monitors the heartbeat message of the vehicle-mounted remote terminal within 1 minute after the vehicle starts. If no heartbeat message is received, the voice broadcast unit plays the first voice reminder and determines the number of startup cycles. If the number of startup cycles does not exceed 5, the number of startup cycles is determined again after the next power-on. When the number of power-on cycles is greater than 5, the body controller determines that the vehicle is in a safe state and executes the control command.

[0074] The content of the voice prompt includes:

[0075] The first voice prompt is "The current vehicle terminal is malfunctioning. Please contact us for repair."

[0076] The second voice prompt is: "The current in-vehicle terminal SIM network is abnormal. Please check if your SIM card is overdue."

[0077] The third voice prompt is "The vehicle is about to be limited in speed. Please pay your loan on time."

[0078] The fourth voice prompt is "Vehicle emergency start successful, please pay the loan on time".

[0079] In some embodiments, the content of the voice prompts in the voice broadcasting unit can be set independently, and standards such as the start-up cycle count judgment value, the power-on count judgment value, and the safety status judgment standard can also be set independently.

[0080] In summary, the technical solutions of this invention have the following advantages compared with existing technologies: they enable vehicle abnormality alerts and vehicle control in various complex scenarios, effectively avoiding control failures caused by human factors and further improving the accuracy of remote vehicle control. Simultaneously, they incorporate logical design to avoid vehicle locking that may be caused by vehicle malfunctions or signal loss, and provide an emergency vehicle de-control method, enabling safe application of functions in various complex scenarios.

[0081] Example 2:

[0082] This invention discloses an electronic device, including a memory and a processor. The memory stores a computer program, and when the processor executes the computer program, it implements the steps of a remote monitoring and protection method for commercial vehicles according to any one of the first aspects of this invention.

[0083] Figure 2 This is a structural diagram of an electronic device according to an embodiment of the present invention, such as... Figure 2As shown, the electronic device includes a processor, memory, communication interface, display screen, and input device connected via a system bus. The processor provides computing and control capabilities. The memory includes non-volatile storage media and internal memory. The non-volatile storage media stores the operating system and computer programs. The internal memory provides an environment for the operation of the operating system and computer programs stored in the non-volatile storage media. The communication interface is used for wired or wireless communication with external terminals; wireless communication can be achieved through Wi-Fi, carrier networks, Near Field Communication (NFC), or other technologies. The display screen can be an LCD screen or an e-ink screen. The input device can be a touch layer covering the display screen, buttons, a trackball, or a touchpad mounted on the device's casing, or an external keyboard, touchpad, or mouse.

[0084] Those skilled in the art will understand that Figure 2 The structure shown is merely a structural diagram of the part related to the technical solution of this disclosure and does not constitute a limitation on the electronic device to which the solution of this application is applied. The specific electronic device may include more or fewer components than shown in the figure, or combine certain components, or have different component arrangements.

[0085] Example 3:

[0086] This invention discloses a storage medium, specifically a computer-readable storage medium, on which a computer program is stored. When the computer program is executed by a processor, it implements the steps of a remote monitoring and protection method for commercial vehicles according to any one of the first aspects of this invention.

[0087] Please note that the technical features of the above embodiments can be combined arbitrarily. For the sake of brevity, not all possible combinations of the technical features in the above embodiments have been described. However, as long as the combination of these technical features does not contradict each other, it should be considered within the scope of this specification. The above embodiments only illustrate several implementation methods of this application, and their descriptions are relatively specific and detailed, but they should not be construed as limiting the scope of the invention patent. It should be pointed out that for those skilled in the art, several modifications and improvements can be made without departing from the concept of this application, and these all fall within the protection scope of this application. Therefore, the protection scope of this patent application should be determined by the appended claims.

[0088] The embodiments of the subject matter and functional operation described in this specification can be implemented in the following ways: digital electronic circuits, tangibly embodied computer software or firmware, computer hardware including the structures disclosed in this specification and their structural equivalents, or combinations thereof. Embodiments of the subject matter described in this specification can be implemented as one or more computer programs, i.e., one or more modules of computer program instructions encoded on a tangible, non-transitory program carrier for execution by a data processing apparatus or for controlling the operation of a data processing apparatus. Alternatively or additionally, the program instructions may be encoded on artificially generated propagation signals, such as machine-generated electrical, optical, or electromagnetic signals, which are generated to encode information and transmit it to a suitable receiving device for execution by the data processing apparatus. The computer storage medium may be a machine-readable storage device, a machine-readable storage substrate, a random or serial access memory device, or combinations thereof.

[0089] The processing and logic flow described in this specification can be executed by one or more programmable computers that execute one or more computer programs to perform corresponding functions by operating on input data and generating output. The processing and logic flow can also be executed by dedicated logic circuitry—such as FPGAs (Field-Programmable Gate Arrays) or ASICs (Application-Specific Integrated Circuits), and the device can also be implemented as dedicated logic circuitry.

[0090] Suitable computers for executing computer programs include, for example, general-purpose and / or special-purpose microprocessors, or any other type of central processing unit. Typically, the central processing unit receives instructions and data from read-only memory and / or random access memory. The basic components of a computer include a central processing unit for implementing or executing instructions and one or more memory devices for storing instructions and data. Typically, a computer will also include one or more mass storage devices for storing data, such as disks, magneto-optical disks, or optical disks, or the computer will be operatively coupled to such mass storage devices to receive data from or transfer data to them, or both. However, a computer is not required to have such devices. Furthermore, a computer can be embedded in another device, such as a mobile phone, a personal digital assistant (PDA), a mobile audio or video player, a game console, a global positioning system (GPS) receiver, or a portable storage device such as a universal serial bus (USB) flash drive, to name a few.

[0091] Computer-readable media suitable for storing computer program instructions and data include all forms of non-volatile memory, media, and memory devices, such as semiconductor memory devices (e.g., EPROM, EEPROM, and flash memory devices), magnetic disks (e.g., internal hard disks or removable disks), magneto-optical disks, and CD-ROM and DVD-ROM disks. Processors and memory may be supplemented by or incorporated into dedicated logic circuitry.

[0092] While this specification contains numerous specific implementation details, these should not be construed as limiting the scope of any invention or the scope of the claims, but rather are primarily intended to describe features of specific embodiments of a particular invention. Certain features described in the various embodiments herein may also be implemented in combination in a single embodiment. Conversely, various features described in a single embodiment may also be implemented separately in various embodiments or in any suitable sub-combination. Furthermore, while features may function in certain combinations as described above and even initially claimed in this way, one or more features from a claimed combination may be removed from that combination in some cases, and a claimed combination may refer to a sub-combination or a variation thereof.

[0093] Similarly, although the operations are depicted in a specific order in the accompanying drawings, this should not be construed as requiring these operations to be performed in the specific order shown or sequentially, or requiring all illustrated operations to be performed to achieve the desired result. In some cases, multitasking and parallel processing may be advantageous. Furthermore, the separation of various system modules and components in the above embodiments should not be construed as requiring such separation in all embodiments, and it should be understood that the described program components and systems can generally be integrated together in a single software product or packaged into multiple software products.

[0094] Thus, specific embodiments of the subject matter have been described. Other embodiments are within the scope of the appended claims. In some cases, the actions recited in the claims may be performed in a different order and still achieve the desired result. Furthermore, the processes depicted in the drawings are not necessarily shown in a specific order or sequence to achieve the desired result. In some implementations, multitasking and parallel processing may be advantageous.

[0095] The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention. Any modifications, equivalent substitutions, improvements, etc., made within the spirit and principles of the present invention should be included within the scope of protection of the present invention.

[0096] While specific embodiments of the invention have been described in detail by way of examples, those skilled in the art should understand that the examples are for illustrative purposes only and not intended to limit the scope of the invention. Those skilled in the art should understand that modifications can be made to the above embodiments without departing from the scope and spirit of the invention. The scope of the invention is defined by the appended claims.

Claims

1. A remote monitoring and protection system for commercial vehicles, characterized in that, The system includes: a vehicle networking platform, an in-vehicle remote terminal, a body controller, and a voice broadcast unit; The vehicle networking platform queries the vehicle's online status based on the vehicle identification number (VIN) of the commercial vehicle and sends control commands to the vehicle-mounted remote terminal via network connection. The vehicle-mounted remote terminal obtains the vehicle's status through a communication connection, issues control commands to the body controller based on the vehicle's status, and feeds back the execution results of the control commands to the vehicle network platform. After receiving the control command, the vehicle controller acquires the vehicle status in real time, executes the control command according to the vehicle status, and feeds back the execution result of the control command to the vehicle remote terminal. The voice broadcasting unit provides voice prompts according to the control commands; When the vehicle-mounted remote terminal is unplugged or damaged, the body controller counts the number of startup cycles after the vehicle starts. It continuously monitors the heartbeat message of the vehicle-mounted remote terminal within 1 minute after the vehicle starts. If no heartbeat message is received, the voice broadcast unit plays the first voice reminder and determines the number of startup cycles. If the number of startup cycles does not exceed 5, the number of startup cycles is determined again after the next power-on. When the number of power-on cycles is greater than 5, the body controller determines that the vehicle is in a safe state and executes the control command.

2. The remote monitoring and protection system for commercial vehicles according to claim 1, characterized in that, The method by which the vehicle networking platform queries the online status of commercial vehicles based on their vehicle identification number (VIN) includes: When a commercial vehicle is purchased through a financial loan, the vehicle identification number (VIN) is entered into the vehicle networking platform, and the remote control function of the commercial vehicle is activated. When the borrower fails to make a repayment on time, the vehicle networking platform queries the vehicle's online status based on the VIN.

3. The remote monitoring and protection system for commercial vehicles according to claim 2, characterized in that, The method by which the vehicle-mounted remote terminal obtains the vehicle's status through a communication connection and issues the control command to the body controller based on the vehicle's status includes: Determine whether the vehicle is in a safe condition based on its status. If the vehicle is in the aforementioned safe state, then the control command is issued; Otherwise, store the control instructions.

4. The remote monitoring and protection system for commercial vehicles according to claim 3, characterized in that, The method by which the body controller executes the control command according to the vehicle's state includes: Determine whether the vehicle is in a safe condition based on its status. If the vehicle is in the aforementioned safe state, then the control command is executed; Otherwise, suspend the control command; The method for executing the control command includes: Determine whether the vehicle has been unlocked in an emergency on that day. If it has not been unlocked in an emergency on that day, execute the control command.

5. The remote monitoring and protection system for commercial vehicles according to claim 4, characterized in that, The method for determining whether a vehicle is in a safe condition based on its status includes: The vehicle's driving status is determined based on its startup status, current vehicle speed, and current location; if the vehicle is not driving, it is set to a safe state.

6. The remote monitoring and protection system for commercial vehicles according to claim 1, characterized in that, The system also includes: When the vehicle's SIM card is out of credit or is manually removed, the vehicle-mounted remote terminal sends a terminal communication abnormality indication to the body controller. The body controller counts the number of power-on cycles while the vehicle is powered on. Starting 10 minutes after the vehicle is powered on, it monitors whether the terminal communication function is abnormal. If the terminal communication is still abnormal, the voice broadcast unit plays a second voice reminder and checks the number of power-on cycles. If the number of power-on cycles does not exceed 5, the count is checked again on the next power-on cycle. When the number of power-on cycles exceeds 5, the body controller determines that the vehicle is in a safe state and executes the control command.

7. The remote monitoring and protection system for commercial vehicles according to claim 6, characterized in that, The content of the voice prompt includes: The first voice prompt is "The current vehicle terminal is malfunctioning. Please contact us for repair." The second voice prompt is: "The current in-vehicle terminal SIM network is abnormal. Please check if your SIM card is overdue." The third voice prompt is "The vehicle is about to be limited in speed. Please pay your loan on time." The fourth voice prompt is "Vehicle emergency start successful, please pay the loan on time".

8. An electronic device, characterized in that, The system includes a memory and a processor, wherein the memory stores a computer program that, when executed by the processor, performs the method of a remote monitoring and protection system for a commercial vehicle as described in any one of claims 1 to 7.

9. A storage medium, characterized in that, The computer program stored in the storage medium can be executed by one or more processors and can be used to implement the method in a remote monitoring and protection system for a commercial vehicle as described in any one of claims 1 to 7.

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