Typhoon early warning method, device and equipment applied to insurance and storage medium
By generating the typhoon prediction path and determining the target wind ring radius, identifying the risk area and early warning level, the accuracy and timeliness of typhoon early warning methods in the existing technology are solved, and rapid screening and accurate risk identification of insurance orders are achieved.
Patent Information
- Application Number
- CN202411182053.X
- Authority / Receiving Office
- CN · China
- Patent Type
- Applications(China)
- Current Assignee / Owner
- Filing Date
- 2024-08-26
- Publication Date
- 2024-12-20
AI Technical Summary
When screening insurance policies affected by typhoons, the existing typhoon early warning methods lack accurate wind ring radius estimation methods and accuracy of latitude and longitude data, resulting in poor warning effects and inability to update in time.
By generating a typhoon prediction path based on preset typhoon data, determining the target wind ring radius according to preset wind ring radius division rules, identifying the risk area and warning level, thereby filtering out insurance orders located in the risk area and issuing matching early warnings.
It improves the accuracy and timeliness of typhoon warnings, and ensures rapid screening of insurance orders and accurate risk identification.
Smart Images
Figure CN119168781A_ABST
Abstract
Description
Technical Field
[0001] The present application relates to the field of meteorological warning technology and the financial technology business field, and in particular to a typhoon warning method, device, equipment and storage medium applied to insurance. Background Art
[0002] With the development of technologies such as big data and artificial intelligence, typhoon warning methods have a lot of room for improvement. Effective typhoon warnings can help insurance companies' customers take good risk prevention measures and reduce losses. Currently, when screening policies affected by typhoons, the industry mostly determines whether the longitude and latitude of the policy subject are within the wind circle radius of each typhoon center in the typhoon forecast path. However, this method will cause two problems:
[0003] 1. Most of the wind circle radii of the typhoon centers in the typhoon forecast path do not have specific values and need to be estimated by themselves. There is currently no clear estimation method, so the estimated wind circle radius is too large or too small, which will affect the final warning effect; 2. The longitude and latitude of the policy subject are often missing or inaccurate. When selecting the policy according to the typhoon wind circle radius, there will be problems such as missing or wrong selection. When the typhoon warning level changes, it requires a lot of recalculations, and there is a problem that the user cannot be informed of the current typhoon situation in time. Therefore, how to improve the accuracy of typhoon warnings in the financial technology business field has become a technical problem that needs to be solved urgently. Summary of the invention
[0004] The present application provides a typhoon warning method, device, equipment and storage medium applied to insurance to improve the accuracy of typhoon warning in the financial technology business field.
[0005] In a first aspect, the present application provides a typhoon early warning method applied to insurance, the method comprising:
[0006] Generate typhoon forecast path based on preset typhoon data;
[0007] Determining the target wind circle radius of each target typhoon center in the typhoon forecast path according to a preset wind circle radius division rule;
[0008] Determining a risk area and a typhoon warning level for the risk area based on the radius of each target wind circle;
[0009] Target insurance orders for the risk area are screened out from all insurance orders, and a typhoon warning matching the typhoon warning level is issued to users corresponding to the target insurance orders.
[0010] In a second aspect, the present application further provides a typhoon warning device for insurance, the device comprising:
[0011] A typhoon path prediction module is used to generate a typhoon prediction path based on preset typhoon data;
[0012] A target wind circle radius determination module is used to determine the target wind circle radius of each target typhoon center in the typhoon prediction path according to a preset wind circle radius division rule;
[0013] A typhoon warning level determination module, used to determine the risk area and the typhoon warning level of the risk area based on the radius of each target wind circle;
[0014] The typhoon warning module is used to screen out target insurance orders in the risk area from all insurance orders, and issue a typhoon warning that matches the typhoon warning level to users corresponding to the target insurance orders.
[0015] In a third aspect, the present application also provides a computer device, comprising a memory and a processor; the memory is used to store a computer program; the processor is used to execute the computer program and implement the typhoon warning method applied to insurance as described above when executing the computer program.
[0016] In a fourth aspect, the present application further provides a computer-readable storage medium, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the processor implements the typhoon warning method applied to insurance as described above.
[0017] The present application discloses a typhoon warning method, device, equipment and storage medium applied to insurance, wherein the typhoon warning method applied to insurance includes generating a typhoon forecast path based on preset typhoon data; determining the target wind circle radius of each target typhoon center in the typhoon forecast path according to a preset wind circle radius division rule; determining the risk area and the typhoon warning level of the risk area based on each target wind circle radius; screening out the target insurance order of the risk area from all insurance orders, and issuing a typhoon warning matching the typhoon warning level to the user corresponding to the target insurance order. In the above manner, the present application more accurately identifies the risk area that may be brought by the typhoon through accurate typhoon path prediction and wind circle radius division, determines the corresponding typhoon warning level according to the specific situation of the risk area, and quickly screens out orders located in the risk area from a large number of insurance orders, thereby improving the accuracy of typhoon warnings in the financial technology business field. BRIEF DESCRIPTION OF THE DRAWINGS
[0018] In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings required for use in the description of the embodiments will be briefly introduced below. Obviously, the drawings described below are some embodiments of the present application. For ordinary technicians in this field, other drawings can be obtained based on these drawings without paying any creative work.
[0019] Figure 1 is a schematic flow chart of a typhoon early warning method applied to insurance provided by the first embodiment of the present application;
[0020] Figure 2 is a schematic flow chart of a typhoon early warning method applied to insurance provided by the second embodiment of the present application;
[0021] Figure 3 A schematic block diagram of a typhoon warning device applied to insurance provided in an embodiment of the present application;
[0022] Figure 4 A schematic block diagram of the structure of a computer device provided in an embodiment of the present application. DETAILED DESCRIPTION
[0023] The following will be combined with the drawings in the embodiments of the present application to clearly and completely describe the technical solutions in the embodiments of the present application. Obviously, the described embodiments are part of the embodiments of the present application, not all of the embodiments. Based on the embodiments in the present application, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of this application.
[0024] The flowcharts shown in the accompanying drawings are only examples and do not necessarily include all the contents and operations / steps, nor must they be executed in the order described. For example, some operations / steps may also be decomposed, combined or partially merged, so the actual execution order may change according to actual conditions.
[0025] It should be understood that the terms used in this application specification are only for the purpose of describing specific embodiments and are not intended to limit the application. As used in this application specification and the appended claims, unless the context clearly indicates otherwise, the singular forms "a", "an" and "the" are intended to include plural forms.
[0026] It should also be understood that the term “and / or” used in the specification and appended claims refers to any and all possible combinations of one or more of the associated listed items, and includes these combinations.
[0027] The embodiments of the present application provide a typhoon warning method, device, equipment and storage medium applied to insurance. The typhoon warning method applied to insurance can be applied to a server, and through accurate typhoon path prediction and wind circle radius division, the risk area that may be brought by the typhoon can be more accurately identified, and the corresponding typhoon warning level can be determined according to the specific situation of the risk area, and the orders located in the risk area can be quickly screened out from a large number of insurance orders, thereby improving the accuracy of typhoon warning in the financial technology business field. The server can be an independent server or a server cluster.
[0028] In conjunction with the accompanying drawings, some embodiments of the present application are described in detail below. In the absence of conflict, the following embodiments and features in the embodiments can be combined with each other.
[0029] See also Figure 1 , Figure 1 This is a schematic flow chart of a typhoon warning method applied to insurance provided by the first embodiment of the present application. The typhoon warning method applied to insurance can be applied to a server to more accurately identify the risk areas that may be caused by typhoons through accurate typhoon path prediction and wind circle radius division, determine the corresponding typhoon warning level according to the specific conditions of the risk area, and quickly screen out orders located in the risk area from a large number of insurance orders, thereby improving the accuracy of typhoon warnings in the financial technology business field.
[0030] like Figure 1 As shown, the typhoon early warning method applied to insurance specifically includes steps S10 to S40.
[0031] Step S10: Generate a typhoon forecast path based on preset typhoon data;
[0032] In one embodiment, each country and region will have its own prediction path for typhoons, so there is a lot of different path information in a typhoon-related file. To generate a typhoon prediction path based on typhoon data, it is necessary to collect typhoon-related data, including but not limited to the typhoon's location, intensity, moving speed, moving direction, environmental conditions (such as sea temperature, wind shear, etc.), and select a suitable typhoon path prediction model to predict the typhoon path. These models may include statistical models, dynamic models, machine learning models, etc. It should be noted that this embodiment does not limit the prediction model.
[0033] Since typhoons are moving, their corresponding data changes over time, so it is necessary to automatically read the typhoon file every hour through a scheduled task to obtain the typhoon forecast path. The specific process is as follows:
[0034] 1. First, read the typhoon file into memory through the input stream to form a string;
[0035] 2. Deserialize the string through JSON and obtain the predicted path information in the specified field with the help of the negotiated field definition;
[0036] 3. Traverse the predicted path information to obtain the latest typhoon path data.
[0037] Step S20, determining the target wind circle radius of each target typhoon center in the typhoon prediction path according to a preset wind circle radius division rule;
[0038] In one embodiment, according to the intensity of the typhoon, a preset rule is applied to determine the wind circle radius corresponding to typhoons of different intensities. For example, a weaker typhoon may have a smaller wind circle radius, while a stronger typhoon may have a larger wind circle radius.
[0039] After obtaining the typhoon forecast path, because the different wind force levels corresponding to each typhoon center will have different impacts on the specific targets, these typhoon centers need to be screened again. According to experience, the impact range of typhoon centers with wind force levels of 10 and above is the impact range that typhoon warnings need to focus on, so typhoon centers with wind force levels exceeding 10 (including 10) in the next 3 days are selected as target typhoon centers.
[0040] Step S30, determining the risk area and the typhoon warning level of the risk area based on the radius of each target wind circle;
[0041] Specifically, after selecting the typhoon center and determining the radii of the wind circles at all levels of the typhoon center, it is necessary to determine the districts and counties affected by these typhoon centers. For example, the typhoon centers are first sorted in chronological order, and then the circles formed by the 10th and 12th level wind circle radii of the typhoon center are intersected with the areas formed by the boundaries of each district and county. If there is an intersection, it is considered to be an affected district and county and is determined as a risk area.
[0042] Step S40: Filter out target insurance orders in the risk area from all insurance orders, and issue a typhoon warning that matches the typhoon warning level to users corresponding to the target insurance orders.
[0043] In a specific embodiment, after the risk area is determined, it is necessary to screen out the affected policies based on the affected districts and counties. After obtaining the affected policies, the system automatically calls the SMS platform or AI phone platform to differentiate the customers based on the information in the policy (including customer name, contact information, location of the land, policy number, etc.) and the disaster warning level of the district and county where the policy land address is located, so as to remind customers to make corresponding disaster prevention preparations. In addition, because the path and intensity of the typhoon are constantly changing, if the typhoon becomes stronger or weaker, it is also necessary to inform customers in a timely manner.
[0044] After obtaining the affected insurance policies, the system automatically calls the SMS platform or AI phone platform to differentiate the customer based on the information in the policy (including customer name, contact information, location of the land, policy number, etc.) and the disaster warning level of the district or county where the policy land address is located, so as to remind the customer to make corresponding disaster prevention preparations. In addition, because the path and intensity of typhoons are constantly changing, if the typhoon becomes stronger or weaker, it is also necessary to inform the customer in a timely manner.
[0045] By adopting the typhoon warning method applied to insurance of the present embodiment, when the typhoon changes, it is only necessary to remember the last typhoon level of each district and county. A second warning is only required when the warning level of the district and county or the number of warnings in the district and county changes. There is no need to store the last warning status of each insurance policy, thereby saving computing resources and accelerating the warning speed.
[0046] The present embodiment discloses a typhoon warning method, device, equipment and storage medium applied to insurance, wherein the typhoon warning method applied to insurance includes generating a typhoon forecast path based on preset typhoon data; determining the target wind circle radius of each target typhoon center in the typhoon forecast path according to a preset wind circle radius division rule; determining the risk area and the typhoon warning level of the risk area based on each target wind circle radius; screening out the target insurance order of the risk area from all insurance orders, and issuing a typhoon warning matching the typhoon warning level to the user corresponding to the target insurance order. In the above manner, the present application more accurately identifies the risk area that may be brought by the typhoon through accurate typhoon path prediction and wind circle radius division, determines the corresponding typhoon warning level according to the specific situation of the risk area, and quickly screens out orders located in the risk area from a large number of insurance orders, thereby improving the accuracy of typhoon warnings in the financial technology business field.
[0047] based on Figure 1 In the embodiment shown, in this embodiment, step S10 includes:
[0048] Parsing the preset typhoon data to generate a typhoon data character string;
[0049] Based on a predetermined character definition, determining a designated character string from the typhoon data character string;
[0050] The typhoon forecast path is determined through the JS object notation JSON, the specified string and the character definition.
[0051] Specifically, the steps of parsing the preset typhoon data, generating a typhoon data string, and then deserializing it from JSON include:
[0052] Data analysis: parse the preset typhoon data into a readable format. The typhoon data includes the typhoon's location, intensity, moving speed, moving direction and other information;
[0053] Generate data string: convert the parsed data into string format, which contains various typhoon-related values and descriptions;
[0054] Character definition: Determines the character definition used to parse the string. This may include delimiters, keywords, encoding rules, etc., used to extract specific information from the data string;
[0055] Extract the specified character string: search and extract the specified character string in the typhoon data character string according to the predetermined character definition;
[0056] JSON format preparation: Create a JavaScript object and organize the data in JSON format. JSON is a lightweight data exchange format that is easy for people to read and write, and easy for machines to parse and generate;
[0057] Data integration: Integrate the extracted specified strings and character definitions into JS objects to ensure data integrity and accuracy.
[0058] See also Figure 2 , Figure 2 This is a schematic flow chart of a typhoon warning method applied to insurance provided by the second embodiment of the present application. The typhoon warning method applied to insurance can be applied to a server to apply corresponding wind circle radius division rules according to different wind force levels, better reflect the actual wind force distribution, more accurately assess the degree of disaster that may be caused by the typhoon, provide a reliable basis for disaster loss assessment, and improve the adaptability and flexibility of typhoon warning.
[0059] based on Figure 1 The embodiment shown, this embodiment Figure 2 As shown, step S20 includes steps S11 to S12.
[0060] Step S11, obtaining the predicted wind force level of each target typhoon center, and classifying the target typhoon centers according to the predicted wind force level;
[0061] In one embodiment, the present embodiment is described by taking wind force levels of 10 and 12 as examples. According to past experience, the range affected by the typhoon center with a wind force level of more than 10 is the range of influence that the insurance typhoon warning needs to focus on, so the typhoon center with a wind force level of more than 10 (including 10) in the next 3 days is first screened.
[0062] Step S12: Determine the preset wind circle radius division rule that matches the classified target typhoon center.
[0063] In one embodiment, this embodiment is described by taking wind force levels of 10 and 12 as examples. According to past experience, the range affected by the typhoon center with a wind force level of more than 10 is the range of influence that the insurance typhoon warning needs to focus on, so the typhoon center with a wind force level exceeding 10 (including 10) in the next 3 days is first screened.
[0064] This embodiment discloses a typhoon warning method, device, equipment and storage medium applied to insurance, wherein the typhoon warning method applied to insurance includes obtaining the predicted wind force level of each target typhoon center, and classifying the target typhoon center according to the predicted wind force level; determining the preset wind circle radius division rule that matches the classified target typhoon center. In the above manner, the present application applies the corresponding wind circle radius division rule according to different wind force levels, better reflects the actual wind force distribution, more accurately assesses the degree of disaster that may be caused by the typhoon, provides a reliable basis for disaster loss assessment, and improves the adaptability and flexibility of typhoon warning.
[0065] based on Figure 2 In the embodiment shown, in this embodiment, step S20 includes:
[0066] If the target typhoon center has a first radius, determining the first radius as the target wind circle radius;
[0067] If the target typhoon center does not have the first radius, a second radius of a first preset multiple is determined as the target wind circle radius;
[0068] If the target typhoon center does not have the second radius, determining the third radius of the second preset multiple as the target wind circle radius;
[0069] If the third radius does not exist for the target typhoon center, the target wind circle radius is determined as the preset wind circle radius.
[0070] Exemplarily, this embodiment takes wind force levels of 10 and 12 as examples to illustrate this embodiment. According to past experience, the range of influence of typhoon centers with wind force levels above level 10 is the range of influence that insurance typhoon warnings need to focus on. Therefore, typhoon centers with wind force levels exceeding level 10 (including level 10) in the next three days are first screened. After selecting the corresponding predicted typhoon center, the following rules are used to calculate the case where there is no value for the radius of the wind circle of level 10 and the radius of the wind circle of level 12 in the predicted typhoon center:
[0071] 1. Determination of the radius of the wind circle of the predicted typhoon center with a wind force level greater than level 12: the radius of the wind circle of the current typhoon point at level 12 is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of the wind circle of level 12, 0.4 times the radius of the wind circle of the current typhoon point at level 10 is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of the wind circle of level 10, 0.16 times the radius of the wind circle of the current typhoon point at level 7 is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of the wind circle of level 7, the default radius of the wind circle of the current typhoon point at level 7 is 350km.
[0072] 2. Determination of the radius of the 10th wind circle of the predicted typhoon center with a wind force level greater than 12: First, the radius of the 10th wind circle of the current typhoon point is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of the 10th wind circle, 0.4 times the radius of the 7th wind circle of the current typhoon point is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of the 7th wind circle, the default radius of the 7th wind circle of the current typhoon point is 280km;
[0073] 3. Determination of the radius of the 10th-level wind circle of the predicted typhoon center with a wind force level greater than 10 and less than 12: It is preferred to take the radius of the 10th-level wind circle of the current typhoon point as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of 10th-level wind circle, 0.4 times the radius of the 7th-level wind circle of the current typhoon point is taken as the radius of the wind circle of the predicted typhoon center. If the current typhoon point does not have a radius of 7th-level wind circle, the default radius of the 7th-level wind circle of the current typhoon point is 280km.
[0074] based on Figure 1 In the embodiment shown, in this embodiment, step S30 includes:
[0075] Determining the affected area and the typhoon warning level of the affected area according to each of the target typhoon centers and each of the target wind circle radii;
[0076] The intersection area between the boundaries of each preset area and the affected area is determined as the risk area, and the typhoon warning level of the risk area is determined according to the highest typhoon warning level of the affected area.
[0077] based on Figure 1 In the embodiment shown, in this embodiment, step S40 includes:
[0078] Obtaining order numbers of all the insurance orders and risk area numbers of the risk areas;
[0079] The insurance order whose region number among all the order numbers matches the risk region number is determined as the target insurance order.
[0080] In one embodiment, the typhoon warning signal is divided into blue, yellow, orange and red according to the wind force level, corresponding to different wind force levels and possible impacts. Similarly, in this embodiment, the predicted wind force levels are 10 and 12 respectively as examples to illustrate this embodiment. Exemplarily, if the area formed by the district and county boundary and the circle formed by the radius of the 12-level wind circle have an intersection, the disaster level of the district and county is defined as red, if the area formed by the district and county boundary and the circle formed by the radius of the 10-level wind circle have an intersection, the disaster level of the district and county is defined as orange, and the area formed by the district and county boundary has an intersection with both the circle formed by the radius of the 10-level wind circle and the circle formed by the radius of the 12-level wind circle, then the warning level of the district and county is red.
[0081] Based on any of the above embodiments, in this embodiment, before step S20, the following steps are included:
[0082] Obtaining the predicted wind force levels of all typhoon centers in the predicted typhoon path and all typhoon centers within a preset time period;
[0083] The typhoon center whose predicted wind force level is greater than a preset level threshold is determined as the target typhoon center.
[0084] In one embodiment, after obtaining the typhoon forecast path, because the different wind force levels corresponding to each typhoon center will have different impacts on the specific target, these typhoon centers need to be screened again. According to experience, the impact range of typhoon centers with wind force levels of 10 and above is the impact range that insurance typhoon warnings need to focus on, so typhoon centers with wind force levels exceeding 10 (including 10) in the next 3 days are selected as target typhoon centers.
[0085] After selecting the typhoon center and determining the radii of the wind circles at all levels, it is necessary to determine the districts and counties affected by these typhoon centers. For example, the typhoon centers are first sorted in chronological order, and then the circles formed by the 10th and 12th level wind circle radii of the typhoon center are intersected with the areas formed by the boundaries of each district and county. If there is an intersection, it is considered to be an affected district and county and is determined as a risk area.
[0086] See also Figure 3 , Figure 3 The embodiment of the present application provides a schematic block diagram of a typhoon warning device applied to insurance, wherein the typhoon warning device applied to insurance is used to execute the aforementioned typhoon warning method applied to insurance. The typhoon warning device applied to insurance can be configured on a server.
[0087] like Figure 3 As shown, the typhoon warning device 400 applied to insurance includes:
[0088] A typhoon path prediction module 410 is used to generate a typhoon prediction path based on preset typhoon data;
[0089] A target wind circle radius determination module 420 is used to determine the target wind circle radius of each target typhoon center in the typhoon prediction path according to a preset wind circle radius division rule;
[0090] A typhoon warning level determination module 430 is used to determine a risk area and a typhoon warning level of the risk area based on each target wind circle radius;
[0091] The typhoon warning module 440 is used to screen out target insurance orders in the risk area from all insurance orders, and issue a typhoon warning that matches the typhoon warning level to users corresponding to the target insurance orders.
[0092] Furthermore, the typhoon path prediction module 410 includes:
[0093] A typhoon data character string generating unit, used for parsing the preset typhoon data and generating a typhoon data character string;
[0094] a designated character string determining unit, configured to determine a designated character string from the typhoon data character string based on a predetermined character definition;
[0095] A typhoon prediction path determination unit is used to determine the typhoon prediction path through the JS object notation JSON, the specified string and the character definition.
[0096] Furthermore, the typhoon warning device 400 applied to insurance includes:
[0097] A target typhoon center classification module, used to obtain the predicted wind force level of each target typhoon center and classify the target typhoon center according to the predicted wind force level;
[0098] The wind circle radius division rule determination module is used to determine the preset wind circle radius division rule that matches the classified target typhoon center.
[0099] Furthermore, the target wind circle radius determination module 420 includes:
[0100] a first target wind circle radius determining unit, configured to determine the first radius as the target wind circle radius if the target typhoon center has a first radius;
[0101] A second target wind circle radius determining unit, configured to determine a second radius of a first preset multiple as the target wind circle radius if the target typhoon center does not have the first radius;
[0102] A third target wind circle radius determining unit, configured to determine a third radius of a second preset multiple as the target wind circle radius if the target typhoon center does not have the second radius;
[0103] The fourth target wind circle radius determining unit is used to determine the target wind circle radius as a preset wind circle radius if the third radius does not exist at the target typhoon center.
[0104] Furthermore, the typhoon warning level determination module 430 includes:
[0105] An affected area determination unit, used to determine the affected area and the typhoon warning level of the affected area according to each of the target typhoon centers and each of the target wind circle radii;
[0106] The typhoon warning level determination unit is used to determine the intersection area of the boundaries of each preset area and the affected area as the risk area, and determine the typhoon warning level of the risk area according to the highest typhoon warning level of the affected area.
[0107] Furthermore, the typhoon warning module 440 includes:
[0108] A risk area number acquisition unit, used to acquire the order numbers of all the insurance orders and the risk area number of the risk area;
[0109] The target insurance order determination unit is used to determine the insurance order whose region number matches the risk region number among all the order numbers as the target insurance order.
[0110] Furthermore, the typhoon warning device 400 applied to insurance includes:
[0111] A module for acquiring all typhoon centers, used to acquire all typhoon centers in the typhoon forecast path and the forecast wind force levels of all typhoon centers within a preset time period;
[0112] The target typhoon center determination module is used to determine the typhoon center whose predicted wind force level is greater than a preset level threshold as the target typhoon center.
[0113] It should be noted that those skilled in the art can clearly understand that, for the convenience and brevity of description, the specific working process of the above-described device and each module can refer to the corresponding process in the aforementioned method embodiment, and will not be repeated here.
[0114] The above-mentioned device can be implemented in the form of a computer program. Figure 4 Runs on the computer device shown.
[0115] See also Figure 4 , Figure 4 1 is a schematic block diagram of a computer device provided in an embodiment of the present application. The computer device may be a server.
[0116] See also Figure 4 The computer device includes a processor, a memory and a network interface connected through a system bus, wherein the memory may include a non-volatile storage medium and an internal memory.
[0117] The non-volatile storage medium can store an operating system and a computer program. The computer program includes program instructions, and when the program instructions are executed, the processor can execute any typhoon warning method applied to insurance.
[0118] The processor is used to provide computing and control capabilities and support the operation of the entire computer equipment.
[0119] The internal memory provides an environment for the operation of the computer program in the non-volatile storage medium. When the computer program is executed by the processor, the processor can execute any typhoon warning method applied to insurance.
[0120] The network interface is used for network communication, such as sending assigned tasks, etc. Those skilled in the art will appreciate that Figure 4 The structure shown in the figure is only a block diagram of a part of the structure related to the solution of the present application, and does not constitute a limitation on the computer device to which the solution of the present application is applied. The specific computer device may include more or fewer components than those shown in the figure, or combine certain components, or have a different arrangement of components.
[0121] It should be understood that the processor may be a central processing unit (CPU), and the processor may also be other general-purpose processors, digital signal processors (DSP), application-specific integrated circuits (ASIC), field-programmable gate arrays (FPGA) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. Among them, the general-purpose processor may be a microprocessor or the processor may also be any conventional processor, etc.
[0122] In one embodiment, the processor is used to run a computer program stored in the memory to implement the following steps:
[0123] Generate typhoon forecast path based on preset typhoon data;
[0124] Determining the target wind circle radius of each target typhoon center in the typhoon forecast path according to a preset wind circle radius division rule;
[0125] Determining a risk area and a typhoon warning level for the risk area based on the radius of each target wind circle;
[0126] Target insurance orders for the risk area are screened out from all insurance orders, and a typhoon warning matching the typhoon warning level is issued to users corresponding to the target insurance orders.
[0127] In one embodiment, based on preset typhoon data, a typhoon forecast path is generated to achieve:
[0128] Parsing the preset typhoon data to generate a typhoon data character string;
[0129] Based on a predetermined character definition, determining a designated character string from the typhoon data character string;
[0130] The typhoon forecast path is determined through the JS object notation JSON, the specified string and the character definition.
[0131] In one embodiment, according to a preset wind circle radius division rule, before determining the target wind circle radius of each target typhoon center in the typhoon prediction path, it is used to achieve:
[0132] Obtaining the predicted wind force level of each target typhoon center, and classifying the target typhoon centers according to the predicted wind force level;
[0133] Determine the preset wind circle radius division rule that matches the classified target typhoon center.
[0134] In one embodiment, according to a preset wind circle radius division rule, a target wind circle radius of each target typhoon center in the typhoon prediction path is determined to achieve:
[0135] If the target typhoon center has a first radius, determining the first radius as the target wind circle radius;
[0136] If the target typhoon center does not have the first radius, a second radius of a first preset multiple is determined as the target wind circle radius;
[0137] If the target typhoon center does not have the second radius, determining the third radius of the second preset multiple as the target wind circle radius;
[0138] If the third radius does not exist for the target typhoon center, the target wind circle radius is determined as the preset wind circle radius.
[0139] In one embodiment, based on the radius of each target wind circle, a risk area and a typhoon warning level of the risk area are determined to achieve:
[0140] Determining the affected area and the typhoon warning level of the affected area according to each of the target typhoon centers and each of the target wind circle radii;
[0141] The intersection area between the boundaries of each preset area and the affected area is determined as the risk area, and the typhoon warning level of the risk area is determined according to the highest typhoon warning level of the affected area.
[0142] In one embodiment, the target insurance orders in the risk area are screened out from all insurance orders to achieve:
[0143] Obtaining order numbers of all the insurance orders and risk area numbers of the risk areas;
[0144] The insurance order whose region number among all the order numbers matches the risk region number is determined as the target insurance order.
[0145] In one embodiment, according to a preset wind circle radius division rule, before determining the target wind circle radius of each target typhoon center in the typhoon prediction path, it is used to achieve:
[0146] Obtaining the predicted wind force levels of all typhoon centers in the predicted typhoon path and all typhoon centers within a preset time period;
[0147] The typhoon center whose predicted wind force level is greater than a preset level threshold is determined as the target typhoon center.
[0148] A computer-readable storage medium is also provided in an embodiment of the present application, wherein the computer-readable storage medium stores a computer program, wherein the computer program includes program instructions, and the processor executes the program instructions to implement any one of the typhoon warning methods for insurance provided in the embodiments of the present application.
[0149] The computer-readable storage medium may be an internal storage unit of the computer device described in the foregoing embodiment, such as a hard disk or memory of the computer device. The computer-readable storage medium may also be an external storage device of the computer device, such as a plug-in hard disk, a smart memory card (Smart Medi a Card, SMC), a secure digital (Secure Digital, SD) card, a flash memory card (Flash Card), etc., equipped on the computer device.
[0150] The above is only a specific implementation of the present application, but the protection scope of the present application is not limited thereto. Any technician familiar with the technical field can easily think of various equivalent modifications or replacements within the technical scope disclosed in the present application, and these modifications or replacements should be included in the protection scope of the present application. Therefore, the protection scope of the present application shall be based on the protection scope of the claims.
Claims
1. A typhoon early warning method applied to insurance, characterized in that: include: Generate typhoon forecast path based on preset typhoon data; Determining the target wind circle radius of each target typhoon center in the typhoon forecast path according to a preset wind circle radius division rule; Determining a risk area and a typhoon warning level for the risk area based on the radius of each target wind circle; Target insurance orders for the risk area are screened out from all insurance orders, and a typhoon warning matching the typhoon warning level is issued to users corresponding to the target insurance orders.
2. The typhoon early warning method for insurance according to claim 1, characterized in that: The generating of a typhoon forecast path based on preset typhoon data includes: Parsing the preset typhoon data to generate a typhoon data character string; Based on a predetermined character definition, determining a designated character string from the typhoon data character string; The typhoon forecast path is determined through the JS object notation JSON, the specified string and the character definition.
3. The typhoon early warning method for insurance according to claim 1, characterized in that: Before determining the target wind circle radius of each target typhoon center in the typhoon prediction path according to the preset wind circle radius division rule, the method includes: Obtaining the predicted wind force level of each target typhoon center, and classifying the target typhoon centers according to the predicted wind force level; Determine the preset wind circle radius division rule that matches the classified target typhoon center.
4. The typhoon early warning method for insurance according to claim 3, characterized in that: Determining the target wind circle radius of each target typhoon center in the typhoon prediction path according to the preset wind circle radius division rule includes: If the target typhoon center has a first radius, determining the first radius as the target wind circle radius; If the target typhoon center does not have the first radius, a second radius of a first preset multiple is determined as the target wind circle radius; If the target typhoon center does not have the second radius, determining the third radius of the second preset multiple as the target wind circle radius; If the third radius does not exist for the target typhoon center, the target wind circle radius is determined as the preset wind circle radius.
5. The typhoon early warning method for insurance according to claim 1, characterized in that: The step of determining the risk area and the typhoon warning level of the risk area based on the radius of each target wind circle includes: Determining the affected area and the typhoon warning level of the affected area according to each of the target typhoon centers and each of the target wind circle radii; The intersection area between the boundaries of each preset area and the affected area is determined as the risk area, and the typhoon warning level of the risk area is determined according to the highest typhoon warning level of the affected area.
6. The typhoon early warning method for insurance according to claim 1, characterized in that: The step of selecting the target insurance orders in the risk area from all insurance orders includes: Obtaining order numbers of all the insurance orders and risk area numbers of the risk areas; The insurance order whose region number among all the order numbers matches the risk region number is determined as the target insurance order.
7. The typhoon early warning method for insurance according to any one of claims 1 to 6, characterized in that: Before determining the target wind circle radius of each target typhoon center in the typhoon prediction path according to the preset wind circle radius division rule, the method includes: Obtaining the predicted wind force levels of all typhoon centers in the predicted typhoon path and all typhoon centers within a preset time period; The typhoon center whose predicted wind force level is greater than a preset level threshold is determined as the target typhoon center.
8. A typhoon early warning device used for insurance, characterized in that: include: A typhoon path prediction module is used to generate a typhoon prediction path based on preset typhoon data; A target wind circle radius determination module is used to determine the target wind circle radius of each target typhoon center in the typhoon prediction path according to a preset wind circle radius division rule; A typhoon warning level determination module, used to determine the risk area and the typhoon warning level of the risk area based on the radius of each target wind circle; The typhoon warning module is used to screen out target insurance orders in the risk area from all insurance orders, and issue a typhoon warning that matches the typhoon warning level to users corresponding to the target insurance orders.
9. A computer device, characterized in that: The computer device includes a memory and a processor; The memory is used to store computer programs; The processor is used to execute the computer program and implement the typhoon early warning method applied to insurance as described in any one of claims 1 to 7 when executing the computer program.
10. A computer-readable storage medium, characterized in that: The computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the processor implements the typhoon early warning method for insurance according to any one of claims 1 to 7.