Credit extension process page generation method and device, computer equipment and storage medium

Abstract

The invention relates to the technical field of big data technology and data display, and discloses a credit extension process page generation method and device, computer equipment and a storage medium, and the method comprises the steps: obtaining the identity information of an approver corresponding to a current approval process node; matching the identity information with each piece of identity information in a preset process template configuration table to determine a target credit granting process type matched with the management authority of the approver and a target process module involved in the target credit granting process type; based on the target process module, generating a modular process template corresponding to the target credit extension process type; and according to the modular process template, generating a credit extension process page so as to display approval information in the credit extension process page to the approver. According to the method, the situation that the displayed approval information is disordered and unclear can be avoided, so that the approval efficiency of the credit extension process can be improved.

Description

Technical Field

[0001] The present invention relates to the fields of big data technology and data display technology, and in particular to a method, device, computer equipment and storage medium for generating a credit process page. Background Art

[0002] Credit granting is the embodiment of the concept of "risk control". Risk control and credit review are the first review hurdle for leasing companies to expand their business. Therefore, the approval time of the credit granting process and the speed of the process flow directly affect the company's business development and business sprint efficiency.

[0003] At present, when approving a project, all the information to be approved is usually displayed to the approver at the same time. However, approvers in different positions pay attention to different process information. For approvers in specific positions, this method of existing technology will lead to the information density of their attention being not concentrated, which is prone to confusion and unclear information to be approved, thus affecting the efficiency of credit approval process. Summary of the invention

[0004] The present invention provides a credit process page generation method, device, computer equipment and storage medium, which are mainly capable of avoiding the situation where the displayed approval information is disordered and unclear, thereby improving the credit process approval efficiency.

[0005] In a first aspect, a method for generating a credit process page is provided, comprising:

[0006] Get the identity information of the approver corresponding to the current approval process node;

[0007] Matching the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approval personnel, and the target process module involved in the target credit process type;

[0008] Based on the target process module, generating a modular process template corresponding to the target credit granting process type;

[0009] A credit process page is generated according to the modular process template to display the approval information in the credit process page to the approval personnel.

[0010] In a second aspect, a credit process page generation device is provided, comprising:

[0011] An acquisition unit, used to acquire the identity information of the approver corresponding to the current approval process node;

[0012] A determination unit, used to match the identity information with each identity information in a preset process template configuration table to determine a target credit process type that matches the management authority of the approval personnel, and a target process module involved in the target credit process type;

[0013] A generating unit, configured to generate a modularized process template corresponding to the target credit granting process type based on the target process module;

[0014] The generating unit is further used to generate a credit granting process page according to the modular process template, so as to display the approval information in the credit granting process page to the approving personnel.

[0015] In a third aspect, a computer device is provided, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the steps of the above-mentioned credit process page generation method when executing the computer program.

[0016] In a fourth aspect, a computer-readable storage medium is provided, wherein the computer-readable storage medium stores a computer program, and when the computer program is executed by a processor, the steps of the above-mentioned credit process page generation method are implemented.

[0017] The present application provides a method, device, computer equipment and storage medium for generating a credit process page. Compared with the prior art, the target credit process type that matches the management authority of the approver is determined by matching the identity information of the approver with each identity information in the preset process template configuration table, and a modular process template is determined based on the target process module involved in the target credit process type, so that a credit page can be generated, and the approval information process that matches the management authority of the approver can be displayed to the approver on the credit page. Since the present application modularizes the entire approval process through the preset process template configuration table, the corresponding credit process type and the target process module involved can be determined according to the identity authority of the approver during approval, so that different credit processes can be displayed to different approvers through the generated credit process page, thereby avoiding the situation where the displayed approval information is disordered and unclear, and improving the approval efficiency of the credit process. BRIEF DESCRIPTION OF THE DRAWINGS

[0018] In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the accompanying drawings required for use in the description of the embodiments of the present invention will be briefly introduced below. Obviously, the accompanying drawings in the following description are only some embodiments of the present invention. For ordinary technicians in this field, other accompanying drawings can be obtained based on these accompanying drawings without paying creative labor.

[0019] Figure 1A schematic diagram of an application environment provided by an embodiment of the present application is shown.

[0020] Figure 2 A schematic diagram of a process for generating a credit process page provided in an embodiment of the present application is shown;

[0021] Figure 3 A schematic diagram of a method for constructing a preset process template configuration table provided in an embodiment of the present application is shown;

[0022] Figure 4 A schematic diagram of the modular processing of the credit granting process provided by the embodiment of the present application is shown;

[0023] Figure 5 A schematic diagram of a method for generating a modular process template provided in an embodiment of the present application is shown;

[0024] Figure 6 A schematic diagram of the structure of a credit process page generation device provided in an embodiment of the present application is shown;

[0025] Figure 7 A schematic diagram showing the structure of another device for generating a credit process page provided in an embodiment of the present application is shown;

[0026] Figure 8 A schematic diagram of the structure of a computer device provided in an embodiment of the present application is shown. DETAILED DESCRIPTION

[0027] The following will be combined with the drawings in the embodiments of the present invention to clearly and completely describe the technical solutions in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by ordinary technicians in this field without creative work are within the scope of protection of the present invention.

[0028] The credit process page generation method provided by the embodiment of the present invention can be applied in the following aspects: Figure 1In the application environment, the client communicates with the server through the network. The server can obtain the identity information of the approver corresponding to the current approval process node, and then match the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approver, and the target process module involved in the target credit process type, and then generate a modular process template corresponding to the target credit process type based on the target process module, and finally generate a credit process page according to the modular process template, and send the credit process page to the client for display, and the approver can see the approval information through the client. Since the present application modularizes the entire approval process through the preset process template configuration table, the corresponding credit process type and the target process module involved can be determined according to the identity authority of the approver during approval, so that different credit processes can be displayed to different approvers through the generated credit process page, thereby avoiding the situation where the displayed approval information is disordered and unclear, and improving the approval efficiency of the credit process. Among them, the client can be but not limited to various personal computers, laptops, smart phones, tablet computers and portable wearable devices. The server can be implemented with an independent server or a server cluster composed of multiple servers. The present invention is described in detail below through specific embodiments.

[0029] See also Figure 2 As shown, Figure 2 A flow chart of a method for generating a credit process page provided by an embodiment of the present invention includes the following steps:

[0030] S10. Obtain the identity information of the approver corresponding to the current approval process node.

[0031] The identity information of the approvers includes account managers, risk control managers, etc. Approver with different identities are in different positions and pay attention to different approval process information. Different approval process nodes correspond to approvers in different positions. When an approver completes his / her approval work, the process node will be transferred to the next approver, who will review the process information he / she is responsible for.

[0032] For the embodiment of the present invention, when the approval process node flows to the approver of a certain position, the approver of the position will trigger the approval button and send a credit process page acquisition request to the server. Based on the credit process page acquisition request, the server will obtain the identity information of the approver so as to generate a corresponding credit process page based on the identity information to display the credit process information that matches his or her management authority to the approver.

[0033] In order to display different credit granting process information to approval personnel in different positions, the embodiment of the present invention modularizes the entire credit granting process in advance, thereby constructing a preset process template configuration table.

[0034] For this process, Figure 3 As shown, the method includes:

[0035] S11. Obtain an overall credit granting process template, and decompose the business fields under each business item in the overall credit granting process template according to business attributes to obtain multiple process modules corresponding to the overall credit granting process template.

[0036] The overall credit granting process template includes various business items, each of which has multiple business fields. Figure 4 For example, the business items in the overall credit process template include overview items, line feature items, credit information items, approval overview items, etc. The overview items include risk items, important items, authorization levels, risk exposure, total overdue items and other business fields; the line feature items include customer type, total assets, operating income, net profit, debt income, cash-to-debt ratio in one year and other business fields; the credit information items include customer name, customer type, certificate number, business line and other business fields; the approval overview items include application amount, approval amount, application period, approval period and other business fields. Business attributes are related to the aggregation strength of business items, which can refer to the business attributes corresponding to each business item, or to a higher-level business attribute corresponding to at least two business items.

[0037] Based on the different clustering granularities of business items, the embodiments of the present invention provide two implementation methods for decomposing the overall template of the credit process. Among them, the first implementation method is to directly decompose the overall template of the credit process according to the business attributes corresponding to each business item to obtain multiple process modules. In this method, the business field under each business item corresponds to a process module, that is, a fine-grained decomposition method. The second implementation method is to decompose business items with relatively similar content as a process module. For example, the business fields under some different business items all involve the basic information of the customer and have similar business attributes. Therefore, they can be decomposed as a whole without having to be decomposed separately. Compared with the first implementation method, the second implementation method is a more coarse-grained decomposition method.

[0038] When decomposing the overall template of the credit process according to the second implementation method, first determine the text vectors corresponding to the business fields under each business item respectively, and then calculate the similarity between the business fields under any two business items according to the text vectors corresponding to the business fields under the any two business items in the various business items. Then, based on the similarity, determine whether the business fields under the any two business items belong to the same business attribute. Finally, based on the determination result, decompose the business fields under the various business items according to the business attributes to obtain multiple process modules corresponding to the overall template of the credit process.

[0039] Specifically, for any business field, it can be segmented first, and then the word vector corresponding to each word can be determined using word vector models such as Word2Vec, GloVe, and fastText. Then, the word vectors of all words are weighted averaged to obtain the text vector of the business field. After determining the text vector of each business field under all business items, the similarity between business fields under different business items can be calculated based on the text vector, so as to determine whether to classify the two as the same business attribute based on the similarity.

[0040] For example, the line feature entry includes business fields such as customer type, total assets, and operating income, and the credit information entry includes business fields such as customer name, customer type, and business line. Then, based on the text vectors of the above business fields, the similarities between any two business fields under the line feature entry and the credit information entry are calculated respectively, and then the minimum similarity corresponding to each business field is determined. For example, according to the similarity calculation result, it is determined that the similarity between the customer name business field in the credit information entry and the customer type business field in the line feature entry is the smallest, thereby determining the minimum similarity of each business field, and then adding the minimum similarities of each business field and taking the average value to obtain the similarity between the business fields under the line feature entry and the credit information entry. If the similarity is less than the preset threshold, it is determined that the two belong to the same business attribute, and the business fields under the line feature entry and the credit information entry can be split as a process module as a whole.

[0041] It can be seen that the above two implementation methods provided by the embodiments of the present invention can realize different granularity decomposition of the overall template of the credit granting process to meet actual business needs.

[0042] S12. Determine the mapping relationship between the different identities of the reviewers and the different credit granting process types according to the management authority of the different identities of the reviewers.

[0043] In order to display different approval processes to approval personnel with different identities or positions, the embodiment of the present invention needs to pre-establish a mapping relationship between approval personnel with different identities or positions and different credit granting processes.

[0044] For example, the credit process type that risk control approver A is responsible for is C credit process, and the credit process type that risk control approver B is responsible for is B credit process.

[0045] Since the key project information that the approvers with different identities or positions pay attention to is different, the embodiment of the present invention combines management authority to perform process approval control. Approval personnel with different positions or identities only need to pay attention to the relevant information of their respective positions, thereby improving the approval efficiency of the credit process.

[0046] S13. Determine the process modules involved in the different credit granting process types according to the risk control information.

[0047] The risk control information specifically includes risk control policies. Each credit granting process type includes at least one process module.

[0048] For the embodiment of the present invention, the process modules related to different credit granting process types can be determined according to the risk control information. Figure 4 As shown, the credit granting process A involves process module one, the credit granting process B involves process module two, the credit granting process C involves process module three, and the credit granting process D involves process module four.

[0049] After modularizing the overall credit process, the embodiment of the present invention can ensure that only the credit process information that the reviewers of different positions or identities are concerned about is displayed by configuring the process modules related to different credit process types, avoiding the display of all credit processes together, which would result in confused and unclear information.

[0050] S14. Based on the mapping relationship between the approval personnel of different identities and the different credit process types, and the process modules involved in the different credit process types, the preset process template configuration table is constructed, and the configuration file corresponding to the preset process template configuration table is stored in the database.

[0051] Among them, the preset process template configuration table includes the credit process types corresponding to the approval personnel of different positions or identities, and the process modules involved in the different credit process types. Figure 4 The table in the lower right corner is the preset process template configuration table.

[0052] by Figure 4For example, the approval personnel in the preset process template configuration table finally constructed include account manager B, risk control manager A, risk control manager B and account manager C. Account manager B is responsible for the B credit process, risk control manager A is responsible for the C credit process, risk control manager B is responsible for the D credit process, and account manager C is responsible for the A credit process. The B credit process involves process module one, process module three and process module four, the C credit process involves process module two, process module three and process module four, the D credit process involves process module one and process module four, and the A credit process involves process module three and process module four.

[0053] System operators can select the corresponding type of credit process from the preset process template configuration table for an overview. If adjustments are required, they can trigger the modify button. After the server receives the modification instruction, it can delete or add the process modules involved in the credit process.

[0054] The embodiment of the present invention modularizes the entire approval process through a preset process template configuration table, and can determine the corresponding credit process type and the target process module involved according to the identity authority of the approving personnel during approval, so that different credit processes can be displayed to different approving personnel.

[0055] S20. Match the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approval personnel, and the target process module involved in the target credit process type.

[0056] Among them, the number of target process modules is at least one.

[0057] For the embodiment of the present invention, when the approving personnel conducts approval, the identity information of the approving personnel is obtained, and then the preset process template configuration table is queried based on the identity information to determine the credit process type corresponding to the identity information and the target process module corresponding to the credit process type.

[0058] For example, the identity information of the approving person is risk control manager A. By querying the preset process template configuration table, it can be known that risk control manager A is responsible for the C credit process. The target process modules specifically involved in the C credit process include process module two, process module three and process module five.

[0059] S30. Based on the target process module, generate a modular process template corresponding to the target credit granting process type.

[0060] For the embodiment of the present invention, if the target process module includes multiple process modules, the multiple process modules are combined into a modular process template corresponding to the target credit process type in a certain order. When combining, low-code technology can be used to generate a modular process template based on the code modules corresponding to the multiple process modules.

[0061] In the process of combination, it is also necessary to determine the combination order of each process module. For this process, such as Figure 5 As shown, the method includes:

[0062] S31. Determine the arrangement priorities corresponding to the multiple process modules respectively according to the business attributes corresponding to the multiple process modules respectively.

[0063] Among them, the business attributes are related to the decomposition granularity of the above-mentioned credit process overall template. If it is a fine-grained decomposition, the corresponding business attributes include: overview, line characteristics, credit information, approval overview, etc.; if it is a coarse-grained decomposition, the corresponding business attributes include: customer information, financial information, lease information, enterprise information, etc., that is, higher-level information.

[0064] In order to display important business information (approval information) to the approvers at the top of the page, the embodiment of the present invention can determine the arrangement priorities corresponding to multiple process modules according to the business attributes corresponding to the multiple process modules, wherein the process module with higher business attribute importance has higher arrangement priority, that is, the higher the display position on the page; conversely, the process module with lower business attribute importance has lower arrangement priority, that is, the lower the display position on the page.

[0065] For example, for the three business attributes of overview, line characteristics, and credit information, the overview is more important than line characteristics and credit information, so the overview is prioritized as level one, and line characteristics and credit information are prioritized as level two. For another example, for the three business attributes of customer information, financial information, and lease information, the customer information is more important than financial information and lease information, so the customer information is prioritized as level one, and financial information and lease information are prioritized as level two.

[0066] S32. Based on the arrangement priority, determine the combination order corresponding to the multiple process modules respectively.

[0067] Among them, each process module corresponds to a combination sequence, and different process modules correspond to different combination sequences. The combination sequence is used to reflect the display position of the process module in the page.

[0068] For an embodiment of the present invention, when determining the combination order, if the arrangement priorities of the multiple process modules are different, then based on the arrangement priorities, the combination orders corresponding to the multiple process modules are determined; if the arrangement priorities of any two of the multiple process modules are the same, then a first target process module containing a business field related to the amount, and a second target process module not containing a business field related to the amount are determined from the any two process modules, and it is determined that the combination order of the first target process module is higher than the combination order of the second target process module.

[0069] For example, if the arrangement priorities of process module 1, process module 2 and process module 3 are level 1, level 3 and level 2 respectively, then the combination order of process module 1, process module 2 and process module 3 from top to bottom on the page is determined to be process module 1, process module 3 and process module 2 respectively. For another example, if the arrangement priorities of process module 4, process module 5 and process module 6 are level 1, level 2 and level 2 respectively, since process module 5 and process module 6 have the same arrangement priority, then it is necessary to see which of process module 5 and process module 6 contains the business field related to the amount. Assuming that process module 5 contains the total asset business field, which is a business field related to the amount, and process module 6 does not contain the business field related to the amount, then it can be determined that the combination sequence of process module 5 takes precedence over the combination sequence of process module 6, and finally it can be determined that the combination sequence of process module 4, process module 5 and process module 6 from top to bottom on the page is process module 4, process module 5 and process module 6 respectively.

[0070] S33. According to the combination sequence, the multiple process modules are combined into a modular process template corresponding to the target credit granting process type.

[0071] For example, the combination order of process module one, process module two and process module three is process module two, process module three and process module one. Process module two, process module three and process module one are combined according to this order to generate a modular process template corresponding to the target credit process type.

[0072] The embodiment of the present invention can preferentially display the approval information with higher importance to the approval personnel on the page by determining the combination sequence of the process modules, thereby avoiding approval errors.

[0073] S40. Generate a credit process page according to the modular process template to display the approval information in the credit process page to the approval personnel.

[0074] For an embodiment of the present invention, after generating a modular process template, the business information corresponding to each business field in the modular process template is obtained, and the business information is added to the modular process module to generate a credit process page, so as to display the business information in the credit process page as approval information to the approval personnel.

[0075] Specifically, after obtaining the business information filled in by the system operator, the server will add the business information to the corresponding business field in the modular process module, thereby generating a credit process page and sending the credit process business to the client. The approver will only see the process approval information that he is really concerned about on the client.

[0076] A method for generating a credit process page provided by an embodiment of the present invention determines a target credit process type that matches the management authority of the approver by matching the identity information of the approver with each identity information in a preset process template configuration table, and determines a modular process template based on the target process module involved in the target credit process type, so as to generate a credit page and display the approval information process that matches the management authority to the approver on the credit page. Since the present application modularizes the entire approval process through a preset process template configuration table, the corresponding credit process type and the target process module involved can be determined according to the identity authority of the approver during approval, so that different credit processes can be displayed to different approvers through the generated credit process page, thereby avoiding the situation where the displayed approval information is disordered and unclear, and improving the approval efficiency of the credit process.

[0077] It should be understood that the order of execution of the steps in the above embodiment does not necessarily mean the order of execution. The execution order of each process should be determined by its function and internal logic, and should not constitute any limitation on the implementation process of the embodiment of the present invention.

[0078] In one embodiment, a credit process page generation device is provided, and the credit process page generation device corresponds to the credit process page generation method in the above embodiment. Figure 6 As shown, there is an acquisition unit 101, a determination unit 102 and a generation unit 103.

[0079] The acquisition unit 101 may be used to acquire the identity information of the approver corresponding to the current approval process node.

[0080] The determination unit 102 may be used to match the identity information with each identity information in a preset process template configuration table to determine a target credit process type that matches the management authority of the approval personnel, and a target process module involved in the target credit process type.

[0081] The generating unit 103 may be configured to generate a modularized process template corresponding to the target credit granting process type based on the target process module.

[0082] The generating unit 103 may also be used to generate a credit granting process page according to the modular process template, so as to display the approval information in the credit granting process page to the approval personnel.

[0083] In some embodiments, Figure 7 As shown, the device further includes: a construction unit 104.

[0084] The determining unit 102 may be used to determine the mapping relationship between the different identities of the approving personnel and the different credit granting process types according to the management authority of the different identities of the approving personnel.

[0085] The determining unit 102 may also be configured to determine the process modules involved in the different credit granting process types according to the risk control information.

[0086] The construction unit 104 can be used to construct the preset process template configuration table based on the mapping relationship between the approval personnel of different identities and the different credit process types, and the process modules involved in the different credit process types, and store the configuration file corresponding to the preset process template configuration table in the database.

[0087] In some embodiments, the device further includes: a decomposition unit 105 .

[0088] The acquisition unit 101 may be used to acquire the overall template of the credit granting process.

[0089] The decomposition unit 105 may be used to decompose the business fields under each business item in the overall credit granting process template according to business attributes to obtain a plurality of process modules corresponding to the overall credit granting process template.

[0090] In some embodiments, the decomposition unit 105 can be specifically used to determine the text vectors corresponding to the business fields under each business item respectively; calculate the similarity between the business fields under any two business items in the business items according to the text vectors corresponding to the business fields under the any two business items; based on the similarity, determine whether the business fields under the any two business items belong to the same business attribute; based on the determination result, decompose the business fields under the business items according to the business attributes to obtain multiple process modules corresponding to the overall credit process template.

[0091] In some embodiments, the generating unit 103 may be specifically configured to combine the multiple process modules into a modular process template corresponding to the target credit granting process type in a certain order if the target process module includes multiple process modules.

[0092] In some embodiments, the generation unit 103 can also be specifically used to obtain business information corresponding to each business field in the modular process template; add the business information to the modular process module, generate a credit process page, and display the business information in the credit process page as approval information to the approval personnel.

[0093] In some embodiments, the generating unit 103 includes: a determining module 331 and a combining module 332 .

[0094] The determination module 331 may be configured to determine the arrangement priorities corresponding to the multiple process modules respectively according to the business attributes corresponding to the multiple process modules respectively.

[0095] The determination module 331 may also be used to determine the combination order corresponding to the multiple process modules respectively based on the arrangement priority.

[0096] The combination module 332 may be used to combine the multiple process modules into a modular process template corresponding to the target credit granting process type according to the combination sequence.

[0097] In some embodiments, the determination module 331 can be specifically used to determine the combination order corresponding to the multiple process modules respectively based on the arrangement priorities if the arrangement priorities of the multiple process modules are different; if the arrangement priorities of any two of the multiple process modules are the same, then determine the first target process module containing the business field related to the amount, and the second target process module not containing the business field related to the amount from the any two process modules, and determine that the combination order of the first target process module is higher than the combination order of the second target process module.

[0098] The present invention provides a credit process page generation device, which modularizes the entire approval process through a preset process template configuration table. Therefore, during approval, the corresponding credit process type and the target process module involved can be determined according to the identity authority of the approving personnel, so that different credit processes can be displayed to different approving personnel through the generated credit process page, thereby avoiding the situation where the displayed approval information is confused and unclear, and improving the approval efficiency of the credit process.

[0099] In one embodiment, a computer device is provided. The computer device may be a server, and its internal structure diagram may be as follows: Figure 8 As shown. The computer device includes a processor, a memory, a network interface and a database connected through a system bus. Among them, the processor of the computer device is used to provide computing and control capabilities. The memory of the computer device includes a non-volatile and / or volatile storage medium and an internal memory. The non-volatile storage medium stores an operating system, a computer program and a database. The internal memory provides an environment for the operation of the operating system and the computer program in the non-volatile storage medium. The network interface of the computer device is used to communicate with an external client through a network connection. When the computer program is executed by the processor, it realizes the functions or steps of a service-side method for generating a credit process page.

[0100] In one embodiment, a computer device is provided, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the following steps when executing the computer program:

[0101] Get the identity information of the approver corresponding to the current approval process node;

[0102] Matching the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approval personnel, and the target process module involved in the target credit process type;

[0103] Based on the target process module, generating a modular process template corresponding to the target credit granting process type;

[0104] A credit process page is generated according to the modular process template to display the approval information in the credit process page to the approval personnel.

[0105] In one embodiment, a computer readable storage medium is provided, on which a computer program is stored, and when the computer program is executed by a processor, the following steps are implemented:

[0106] Get the identity information of the approver corresponding to the current approval process node;

[0107] Matching the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approval personnel, and the target process module involved in the target credit process type;

[0108] Based on the target process module, generating a modular process template corresponding to the target credit granting process type;

[0109] A credit process page is generated according to the modular process template to display the approval information in the credit process page to the approval personnel.

[0110] It should be noted that the functions or steps that can be implemented by the computer-readable storage medium or computer device can be found in the relevant description of the server side in the aforementioned method embodiment. To avoid repetition, they will not be described one by one here.

[0111] Those skilled in the art can understand that all or part of the processes in the above-mentioned embodiment methods can be completed by instructing the relevant hardware through a computer program, and the computer program can be stored in a non-volatile computer-readable storage medium. When the computer program is executed, it can include the processes of the embodiments of the above-mentioned methods. Among them, any reference to memory, storage, database or other media used in the embodiments provided in this application can include non-volatile and / or volatile memory. Non-volatile memory can include read-only memory (ROM), programmable ROM (PROM), electrically programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM) or flash memory. Volatile memory can include random access memory (RAM) or external cache memory. As an illustration and not limitation, RAM is available in many forms, such as static RAM (SRAM), dynamic RAM (DRAM), synchronous DRAM (SDRAM), double data rate SDRAM (DDRSDRAM), enhanced SDRAM (ESDRAM), synchronous link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic RAM (DRDRAM), and memory bus dynamic RAM (RDRAM).

[0112] Those skilled in the art can clearly understand that for the convenience and simplicity of description, only the division of the above-mentioned functional units and modules is used as an example. In actual applications, the above-mentioned functions can be distributed and completed by different functional units and modules as needed, that is, the internal structure of the device can be divided into different functional units or modules to complete all or part of the functions described above.

[0113] The embodiments described above are only used to illustrate the technical solutions of the present invention, rather than to limit the same. Although the present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that the technical solutions described in the aforementioned embodiments may still be modified, or some of the technical features may be replaced by equivalents. Such modifications or replacements do not deviate the essence of the corresponding technical solutions from the spirit and scope of the technical solutions of the embodiments of the present invention, and should all be included in the protection scope of the present invention.

Claims

1. A method for generating a credit process page, characterized in that: include: Get the identity information of the approver corresponding to the current approval process node; Matching the identity information with each identity information in the preset process template configuration table to determine the target credit process type that matches the management authority of the approval personnel, and the target process module involved in the target credit process type; Based on the target process module, generating a modular process template corresponding to the target credit granting process type; A credit process page is generated according to the modular process template to display the approval information in the credit process page to the approval personnel.

2. The method according to claim 1, characterized in that: Before obtaining the identity information of the approver corresponding to the current approval process node, the method further includes: Determine the mapping relationship between the different identity reviewers and different credit granting process types according to the management authority of the reviewers with different identities; Determine the process modules involved in the different credit granting process types according to the risk control information; Based on the mapping relationship between the approval personnel of different identities and the different credit process types, and the process modules involved in the different credit process types, the preset process template configuration table is constructed, and the configuration file corresponding to the preset process template configuration table is stored in the database.

3. The method according to claim 2, characterized in that Before determining the process modules involved in the different credit granting process types according to the risk control information, the method further includes: Obtain the overall template of the credit granting process; The business fields under each business item in the overall credit granting process template are decomposed according to business attributes to obtain multiple process modules corresponding to the overall credit granting process template.

4. The method according to claim 3, characterized in that Decomposing the business fields under each business item in the overall credit granting process template according to business attributes to obtain multiple process modules corresponding to the overall credit granting process template includes: Determine the text vectors corresponding to the business fields under each business item respectively; Calculating the similarity between the business fields under any two business entries according to the text vectors corresponding to the business fields under any two business entries in the business entries; Based on the similarity, determining whether the business fields under the any two business entries belong to the same business attribute; According to the determination result, the business fields under the various business items are decomposed according to business attributes to obtain a plurality of process modules corresponding to the overall credit granting process template.

5. The method according to claim 1, characterized in that The step of generating a modular process template corresponding to the target credit granting process type based on the target process module includes: If the target process module includes multiple process modules, the multiple process modules are combined in a certain order into a modular process template corresponding to the target credit granting process type; and / or Generating a credit process page according to the modular process template to display the approval information in the credit process page to the approval personnel includes: Obtaining business information corresponding to each business field in the modular process template; The business information is added to the modular process module to generate a credit process page, so as to display the business information in the credit process page as approval information to the approval personnel.

6. The method according to claim 5, characterized in that The combining of the multiple process modules in a certain order into a modular process template corresponding to the target credit granting process type includes: Determine, according to the business attributes respectively corresponding to the multiple process modules, the arrangement priorities respectively corresponding to the multiple process modules; Based on the arrangement priority, determining the combination order corresponding to the multiple process modules respectively; According to the combination sequence, the multiple process modules are combined into a modular process template corresponding to the target credit granting process type.

7. The method according to claim 6, characterized in that The determining, based on the arrangement priority, the combination order corresponding to the plurality of process modules respectively includes: If the arrangement priorities of the plurality of process modules are all different, determining the combination order corresponding to the plurality of process modules respectively based on the arrangement priorities; If the arrangement priorities of any two process modules among the multiple process modules are the same, a first target process module containing a business field related to the amount and a second target process module not containing a business field related to the amount are determined from the any two process modules, and the combination order of the first target process module is determined to be higher than the combination order of the second target process module.

8. A credit process page generation device, characterized in that: include: An acquisition unit, used to acquire the identity information of the approver corresponding to the current approval process node; A determination unit, used to match the identity information with each identity information in a preset process template configuration table to determine a target credit process type that matches the management authority of the approval personnel, and a target process module involved in the target credit process type; A generating unit, configured to generate a modularized process template corresponding to the target credit granting process type based on the target process module; The generating unit is further used to generate a credit granting process page according to the modular process template, so as to display the approval information in the credit granting process page to the approving personnel.

9. A computer device comprising a memory, a processor, and a computer program stored in the memory and executable on the processor, characterized in that: When the processor executes the computer program, the steps of the intelligent question and answer processing method as described in any one of claims 1 to 7 are implemented.

10. A computer-readable storage medium storing a computer program, characterized in that: When the computer program is executed by a processor, the steps of the intelligent question-answering processing method as claimed in any one of claims 1 to 7 are implemented.

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