Electronic payment method and device, equipment and storage medium

Abstract

The embodiment of the invention provides an electronic payment method, device and equipment and a computer readable storage medium. The method includes presenting, at a first device, a set of candidate objects in response to a selection of a first entry associated with an order; and based on the selection of at least one object in the group of candidate objects, triggering a second device associated with the at least one object to present a first reminding message associated with the order, the first reminding message comprising first description information of the order and second description information of a transaction object associated with the order, the first description information indicates a payment amount associated with the order. In this manner, the candidate object may better understand order information to determine whether to assist in completing payment operations.

Description

Technical Field

[0001] Example embodiments of the present disclosure generally relate to the field of computers, and more particularly, to methods, devices, apparatuses, and computer-readable storage media for electronic payment. Background Art

[0002] E-commerce has become an indispensable part of people's daily life. Through e-commerce, people can obtain various objects they need, including but not limited to goods, services, etc. The payment process is an important part of e-commerce. In real life, other users are needed to assist in completing payments in many scenarios. In operation, the platform can send the user's payment request to the terminal device of other users. However, in traditional solutions, the prompt message can only display the amount to be paid, and the user needs to trigger further viewing / jump operations to obtain the details of the order to be paid. In other words, the interaction process of traditional electronic payment is relatively complicated and lacks friendliness. Therefore, the traditional electronic payment process needs to be further improved. Summary of the invention

[0003] In a first aspect of the present disclosure, a method for electronic payment is provided. The method includes: at a first device, in response to a selection of a first entry associated with an order, presenting a group of candidate objects; and based on the selection of at least one object in the group of candidate objects, triggering a second device associated with the at least one object to present a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order.

[0004] In a second aspect of the present disclosure, a method for electronic payment is provided. The method includes: at a second device, in response to receiving a selection of a first user associated with the second device at a first device, presenting a first reminder message associated with an order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order; and based on a preset operation on the first reminder message, paying at least part of the payment amount associated with the order.

[0005] In a third aspect of the present disclosure, an electronic payment device is provided. The device includes: a candidate object selection module configured to: present a group of candidate objects at a first device in response to a selection of a first entry associated with an order, wherein the group of candidate objects includes a user object and / or a group object; and a reminder message triggering module configured to: based on the selection of at least one object in the group of candidate objects, trigger a second device associated with the at least one object to present a first reminder message associated with the order, wherein the first reminder message includes first description information of the order and second description information of a transaction object associated with the order, wherein the first description information indicates a payment amount associated with the order.

[0006] In a fourth aspect of the present disclosure, an electronic payment device is provided. The device includes: a presentation module configured to: present, at a second device, a first reminder message associated with an order in response to receiving, at a first device, a selection of a first user associated with the second device, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order; and a payment module configured to: pay at least part of the payment amount associated with the order based on a preset operation on the first reminder message.

[0007] In a fifth aspect of the present disclosure, an electronic device is provided. The device includes at least one processing unit; and at least one memory, the at least one memory is coupled to the at least one processing unit and stores instructions for execution by the at least one processing unit. When the instructions are executed by the at least one processing unit, the device executes the method of the first aspect.

[0008] In a sixth aspect of the present disclosure, an electronic device is provided. The device includes at least one processing unit; and at least one memory, the at least one memory is coupled to the at least one processing unit and stores instructions for execution by the at least one processing unit. When the instructions are executed by the at least one processing unit, the device executes the method of the second aspect.

[0009] In a seventh aspect of the present disclosure, a computer-readable storage medium is provided, wherein a computer program is stored on the computer-readable storage medium, and the computer program can be executed by a processor to implement the method of the first aspect.

[0010] In an eighth aspect of the present disclosure, a computer-readable storage medium is provided, wherein a computer program is stored on the computer-readable storage medium, and the computer program can be executed by a processor to implement the method of the second aspect.

[0011] In a ninth aspect of the present disclosure, a computer program product is provided, which is tangibly stored in a computer storage medium and includes computer executable instructions, which, when executed by a device, cause the device to perform the method of the first aspect.

[0012] In a tenth aspect of the present disclosure, a computer program product is provided, which is tangibly stored in a computer storage medium and includes computer executable instructions, which, when executed by a device, cause the device to perform the method of the second aspect.

[0013] It should be understood that the contents described in this content section are not intended to limit the key features or important features of the embodiments of the present disclosure, nor are they intended to limit the scope of the present disclosure. Other features of the present disclosure will become easily understood through the following description. BRIEF DESCRIPTION OF THE DRAWINGS

[0014] The above and other features, advantages and aspects of the embodiments of the present disclosure will become more apparent with reference to the following detailed description in conjunction with the accompanying drawings. In the accompanying drawings, the same or similar reference numerals represent the same or similar elements, wherein:

[0015] Figure 1 A schematic diagram showing an example environment in which embodiments according to the present disclosure may be implemented;

[0016] FIG. 2A to FIG. 2F shows an example interface according to some embodiments of the present disclosure;

[0017] FIG. 3A to FIG. 3F shows an example interface according to some embodiments of the present disclosure;

[0018] 4A to 4F shows an example interface according to some embodiments of the present disclosure;

[0019] Figure 5 and 6 A flowchart showing an example process of an electronic master according to some embodiments of the present disclosure;

[0020] Figure 7 and 8 A schematic structural block diagram showing an example apparatus for electronic payment according to some embodiments of the present disclosure; and

[0021] Fig. 9 A block diagram of an electronic device capable of implementing various embodiments of the present disclosure is shown. DETAILED DESCRIPTION

[0022] Embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although certain embodiments of the present disclosure are shown in the accompanying drawings, it should be understood that the present disclosure can be implemented in various forms and should not be construed as being limited to the embodiments set forth herein. On the contrary, these embodiments are provided to provide a more thorough and complete understanding of the present disclosure. It should be understood that the drawings and embodiments of the present disclosure are only for exemplary purposes and are not intended to limit the scope of protection of the present disclosure.

[0023] In the description of the embodiments of the present disclosure, the term "including" and similar terms should be understood as open inclusion, that is, "including but not limited to". The term "based on" should be understood as "based at least in part on". The term "one embodiment" or "the embodiment" should be understood as "at least one embodiment". The term "some embodiments" should be understood as "at least some embodiments". Other explicit and implicit definitions may also be included below.

[0024] Herein, unless explicitly stated, executing a step “in response to A” does not mean executing the step immediately after “A” but may include one or more intermediate steps.

[0025] It is understandable that the data involved in this technical solution (including but not limited to the data itself, the acquisition or use of the data) shall comply with the requirements of relevant laws, regulations and relevant provisions.

[0026] It is understandable that before using the technical solutions disclosed in the embodiments of the present disclosure, the types, scope of use, usage scenarios, etc. of the personal information involved in the present disclosure should be informed to the user and the user's authorization should be obtained in an appropriate manner in accordance with relevant laws and regulations.

[0027] For example, in response to receiving an active request from a user, a prompt message is sent to the user to clearly prompt the user that the operation requested to be performed will require obtaining and using the user's personal information, so that the user can independently choose whether to provide personal information to software or hardware such as electronic devices, applications, servers or storage media that execute the operations of the technical solution of the present disclosure based on the prompt message.

[0028] As an optional but non-limiting implementation, in response to receiving an active request from the user, the prompt information is sent to the user in a manner such as a pop-up window, in which the prompt information can be presented in text form. In addition, the pop-up window can also carry a selection control for the user to choose "agree" or "disagree" to provide personal information to the electronic device.

[0029] It is understandable that the above notification and the process of obtaining user authorization are merely illustrative and do not constitute a limitation on the implementation of the present disclosure. Other methods that meet relevant laws and regulations may also be applied to the implementation of the present disclosure.

[0030] As used herein, the term "model" can learn the association between the corresponding input and output from the training data, so that after the training is completed, the corresponding output can be generated for a given input. The generation of the model can be based on machine learning technology. Deep learning is a machine learning algorithm that processes inputs and provides corresponding outputs by using multi-layer processing units. A neural network model is an example of a model based on deep learning. In this article, "model" may also be referred to as "machine learning model", "learning model", "machine learning network" or "learning network", and these terms are used interchangeably in this article.

[0031] A "neural network" is a machine learning network based on deep learning. A neural network is capable of processing inputs and providing corresponding outputs, and typically includes an input layer and an output layer and one or more hidden layers between the input layer and the output layer. Neural networks used in deep learning applications typically include many hidden layers, thereby increasing the depth of the network. The layers of a neural network are connected in sequence so that the output of the previous layer is provided as input to the next layer, where the input layer receives the input of the neural network and the output of the output layer serves as the final output of the neural network. Each layer of a neural network includes one or more nodes (also called processing nodes or neurons), each of which processes input from the previous layer.

[0032] Generally, machine learning can be roughly divided into three stages, namely the training stage, the testing stage, and the application stage (also called the inference stage). In the training stage, a given model can be trained using a large amount of training data, and the parameter values ​​are continuously updated iteratively until the model can obtain consistent inferences that meet the expected goals from the training data. Through training, the model can be considered to be able to learn the association between input and output (also called input-to-output mapping) from the training data. The parameter values ​​of the trained model are determined. In the testing stage, the test input is applied to the trained model to test whether the model can provide the correct output, thereby determining the performance of the model. The testing stage can sometimes be integrated into the training stage. In the application or inference stage, the trained model can be used to process the actual model input based on the parameter values ​​obtained through training to determine the corresponding model output.

[0033] As mentioned above, e-commerce has become an indispensable part of people's daily life. Through e-commerce, people can obtain various objects they need, including but not limited to goods, services, etc. The payment process is an important part of e-commerce. In real life, other users are needed to assist in completing payments in many scenarios. In operation, the platform can send the user's payment request to the terminal device of other users. However, in traditional solutions, the prompt message can only display the amount to be paid, and the user needs to trigger further viewing / jump operations to obtain the details of the order to be paid. In other words, the interaction process of traditional electronic payment is relatively complicated and lacks friendliness. Therefore, the traditional electronic payment process needs to be further improved.

[0034] The embodiment of the present disclosure proposes a scheme for electronic payment. The scheme includes: in response to the selection of a first entry associated with an order, presenting a group of candidate objects, the group of candidate objects including user objects and / or group objects; and based on the selection of at least one object in the group of candidate objects, triggering a second device associated with at least one object to present a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of the transaction object associated with the order, the first description information indicating the payment amount associated with the order. In this way, the candidate object can better understand the order information to determine whether to assist in completing the payment operation.

[0035] It should be understood that the term "object" in the present disclosure refers to any object that can be traded through an electronic platform, including real objects and virtual objects, for example, including but not limited to commodities, virtual resources and / or services, etc. In short, the present disclosure is not limited in the specific form of the object.

[0036] It should be understood that in the present disclosure, users can complete payment for orders through any virtual resources, such as virtual currency, coupons, discount coupons and / or red envelopes in an account.

[0037] Various example implementations of the solution are described in detail below in conjunction with the accompanying drawings.

[0038] Example Environment

[0039] Figure 1 A schematic diagram of an example environment 100 in which embodiments of the present disclosure can be implemented is shown. The environment 100 includes multiple users, for example, user 110, user 130-1, user 130-2, and user 130-N, where N is a positive integer greater than or equal to 1. For ease of discussion, user 110 may be referred to as a first user 110, and user 130-1, user 130-2, and user 130-N may be collectively or individually referred to as a second user 130.

[0040] The environment 100 may also include a first device 120 corresponding to the first user 110, and second devices 140-1, 140-2 to 140-N corresponding to the second user 130. For ease of discussion, the second devices 140-1, 140-2 to 140-N may be collectively or individually referred to as second devices 140.

[0041] In some embodiments, the first user 110 may initiate the acquisition of one or more objects, for example, purchase one or more objects, through the first device 120 to trigger the generation of an order. In some scenarios, the first user 110 may request one or more of the second users 130 to assist in completing the payment of the order. For the above scenarios, the first user 110 is sometimes also referred to as a requester, and the second user 130 is also referred to as a responder.

[0042] In the example environment 100, an application may be installed in the first device 120 and the second device 140. The first user 110 and the second user 130 may interact with the application via the first device 120 and the second device 140 and / or attached devices of the first device 120 and the second device 140.

[0043] The application can provide the user's first device 120 / second device 140 with an integration of multiple applications or components. These applications can be used as application modules in the application. In some embodiments, the application can be downloaded and installed in the first device 120 / second device 140 as an application. In some embodiments, the application can also be accessed in other ways, such as through a web page.

[0044] The application may be any appropriate type of application capable of providing media content, examples of which may include but are not limited to: social applications, audio / video applications, media item playback applications, broadcast applications, etc. The embodiments of the present disclosure are not limited in this respect.

[0045] exist Figure 1 In the environment 100 of the present invention, if the application is active, the first device 120 / the second device 140 can present an interactive page through the application. The interactive page can be any appropriate type of page, which can support the first user 110 / the second user 130 to input any appropriate type of data and present media items of any media item type to the first user 110 / the second user 130. The interactive interface can include various interfaces that can be provided by the application 155, such as a conversation interface for presenting chat content, an editing interface, a publishing interface, and the like.

[0046] In some embodiments, the first device 120 / the second device 140 can communicate with the server 150 to provide services for the application. The first device 120 / the second device 140 can be any type of mobile terminal, fixed terminal or portable terminal, including a mobile phone, a desktop computer, a laptop computer, a notebook computer, a netbook computer, a tablet computer, a media computer, a multimedia tablet, a handheld computer, a portable game terminal, a VR / AR device, a personal communication system (Personal Communication System, PCS) device, a personal navigation device, a personal digital assistant (Personal Digital Assistant, PDA), an audio / video player, a digital camera / camcorder, a positioning device, a television receiver, a radio broadcast receiver, an e-book device, a game device or any combination of the foregoing, including accessories and peripherals of these devices or any combination thereof. In some embodiments, the terminal device 150 can also support any type of interface for the user (such as a "wearable" circuit, etc.).

[0047] The server 150 may be an independent physical server, or a server cluster or distributed system composed of multiple physical servers, or a cloud server that provides basic cloud computing services such as cloud services, cloud databases, cloud computing, cloud functions, cloud storage, network services, cloud communications, middleware services, domain name services, security services, content distribution networks, and big data and artificial intelligence platforms. The server 150 may include, for example, a computing system / server, such as a mainframe, an edge computing node, a computing device in a cloud environment, and the like.

[0048] A communication connection may be established between the server 150 and the first device 120 / the second device 140. The communication connection may be established in a wired manner or a wireless manner. The communication connection may include, but is not limited to, a Bluetooth connection, a mobile network connection, a Universal Serial Bus (USB) connection, a Wireless Fidelity (WiFi) connection, etc., and the embodiments of the present disclosure are not limited in this respect. In the embodiments of the present disclosure, the server 150 and the first device 120 / the second device 140 may implement signaling interaction through the communication connection between the two.

[0049] The first device 120 / the second device 140 can be any type of mobile terminal, fixed terminal or portable terminal, including a mobile phone, a desktop computer, a laptop computer, a notebook computer, a netbook computer, a tablet computer, a media computer, a multimedia tablet, a personal communication system (PCS) device, a personal navigation device, a personal digital assistant (PDA), an audio / video player, a digital camera / camcorder, a television receiver, a radio broadcast receiver, an e-book device, a gaming device, or any combination of the foregoing, including accessories and peripherals of these devices or any combination thereof. In some embodiments, the first device 120 / the second device 140 can also support any type of interface for the user (such as a "wearable" circuit, etc.). The server 150 can be various types of computing systems / servers that can provide computing power, including but not limited to mainframes, edge computing nodes, computing devices in cloud environments, and the like. It should be understood that the structure and function of each element in the environment 100 are described only for exemplary purposes, without implying any limitation on the scope of the present disclosure.

[0050] Various example implementations of the present disclosure will be described in detail below.

[0051] Example interaction at the first device

[0052] FIG. 2A to FIG. 2F Schematic diagrams of example user interfaces 200A to 200F for use at a requesting party according to some embodiments of the present disclosure are shown. It should be understood that the pages shown in the drawings are merely examples, and various page designs may actually exist. The various graphical elements in the page may have different arrangements and different visual representations, one or more of the elements may be omitted or replaced, and one or more other elements may also exist. The embodiments of the present disclosure are not limited in this respect. The user interfaces shown in example user interfaces 200A to 200F may be presented on the first device 120. For ease of discussion, reference will be made to Figure 1 Example user interfaces 200A to 200F are described with reference to the environment 100 of FIG.

[0053] In operation, the first user 110 may initiate acquisition of one or more objects, for example, purchase one or more objects, through the first device 120 to trigger the generation of an order. In some embodiments, the multiple objects acquired by the first user 110 may belong to one or more platforms / providers.

[0054] After the order is generated, in response to the selection of the first entry associated with the order, the first device 120 presents a set of candidate objects. In some embodiments, the set of candidate objects may include one or more user objects and / or one or more group objects. In some embodiments, the candidate object may be the second user 130. In some embodiments, the candidate object is a user who has an association relationship with the first user 110, for example, a user followed by the first user 110, a user who mutually follows the first user 110, a friend of the first user 110, a group joined by the first user 110, etc.

[0055] Based on the selection of at least one object from a group of candidate objects, the first device 120 triggers the second device 140 associated with the at least one object to present a first reminder message associated with the order, wherein the first reminder message includes first description information of the order and second description information of the transaction object associated with the order, and the first description information indicates the payment amount associated with the order. In this way, unlike the traditional solution, according to various embodiments of the present disclosure, in response to the triggering of the first user 110, in addition to the payment amount, the second device 140 can also present other description information related to the order.

[0056] In some embodiments, the second description information includes at least one of the following: an image identifier of the transaction object, or a text description of the transaction object, such as the name of the product, the name of the merchant, etc. In some embodiments, the image identifier of the transaction object or the text description of the transaction object may be provided based on a machine learning model. For example, the machine learning model is generated by summarizing the description information of the order.

[0057] As discussed above, an order may include multiple objects. In this case, the second description information may be associated with one or more of the multiple objects. In some embodiments, the second description information may be associated with an object arranged in the first position among the multiple objects. In another embodiment, the second description information may be associated with an object with the largest amount to be paid among the multiple objects. In yet another embodiment, the second description information may involve multiple objects, for example, the image identification of the transaction object is a puzzle of multiple objects, and the text description of the transaction object is a brief description of the multiple objects. It should be understood that in other embodiments, the second description information may also include any other information describing the order. In this way, the second user 140 can quickly determine whether to assist in completing the payment of the order without additional operation. For example, if the first user 110 is a child, the object desired to be purchased is a book. The second user 140 is the parent of the first user 110. Through the first reminder message, the second user 140 can quickly determine the purchase object of the first user 110, thereby assisting the first user 110 in completing the payment of the order.

[0058] In some embodiments, the first reminder message also indicates time information associated with the payment order. Specifically, the first reminder message may specify how long the order will be closed. By limiting the effective time of the order, the platform can clear the order in time, reducing the system overhead of the platform for maintaining the order.

[0059] In a conventional solution, the first user 110 can only select one candidate object at a time. Only when the payment of the selected candidate object fails can a new candidate object be selected. According to some embodiments of the present disclosure, the first user 110 can select multiple user objects and / or multiple group objects in one trigger operation. In this way, the time for the first user 110 to wait for the payment to be completed can be shortened.

[0060] In some embodiments, in response to the order not being paid, the first device 120 may trigger a third device associated with the additional object to present a third reminder message associated with the order based on the selection of the additional object from the set of candidate objects. In other words, the first user 110 may initiate multiple pending payment requests in sequence. In this way, the flexibility of candidate object selection is improved.

[0061] According to various embodiments of the present disclosure, the first reminder message is presented to the second user 130 in an appropriate form. In some embodiments, the first reminder message can be sent to the second device 140 in the form of an instant messaging message. In some embodiments, the first reminder message can be presented to the second device 140 in the form of a pop-up window. In some other embodiments, the first reminder message can be presented to the second device 140 in the form of a system message. In some other embodiments, the first reminder message can be inserted into the current message stream to be played. For example, the second device 140 can insert the first reminder message into a group of media content to be played. In this case, as the second user 130 slides the screen, the second device 140 can present the first reminder message in the interactive interface. In this case, the second user 130 can choose to process the first reminder message (for example, assist in payment) and continue to slide the screen to ignore the first reminder message. It should be understood that the presentation method of the above-mentioned first reminder message is only exemplary. In other embodiments, the first reminder message can be presented in other forms. Next, how to first remind the message is described in more detail.

[0062] In some embodiments, based on the selection of at least one object, the first device 120 presents a message card associated with the order in the session interface of the target session, the target session is associated with the at least one object, and the message card presents the first description information and the second description information. By presenting the description information in the session interface in the form of a card, it is convenient for the first user 110 to view which candidate objects are selected and track the subsequent processing of the payment.

[0063] In some embodiments, the first reminder message includes a payment entry for paying the order. In this way, the second device 140 can trigger a subsequent payment behavior after presenting the first reminder message.

[0064] In some embodiments, in response to the order being paid by the target user associated with at least one object, the first device 120 presents a third reminder message associated with the target user. In this way, the first user 110 can obtain the payment status of the order in a timely manner. It should be understood that any payment status of the order can be presented to the first user 110, for example, order payment failure, order partial payment, candidate objects for assisting in paying the order, remaining unpaid amount, amount assisted in payment, etc.

[0065] According to some embodiments of the present disclosure, the first user 110 can set the payment mode and the total payment amount of the order amount. The example embodiments are discussed in detail as follows. In some embodiments, at least one object is associated with multiple users, and each of the multiple users is associated with a partial payment amount in the total payment amount of the order. In some embodiments, the partial payment amount associated with the user is randomly determined; or the partial payment amount associated with the user is determined based on the received configuration operation.

[0066] In some embodiments, the first user 110 can pay a part of the order total by himself, and request one or more other candidates to complete the payment of the remaining part. In this case, the first user 110 can specify the total amount of the payment of one or more other candidates.

[0067] In some embodiments, the first user 110 may set a random mode. For example, the first user 110 may set the amount to be paid (e.g., the total amount of the order or a portion of the total amount of the order) and the number of candidate objects, e.g., 3. In this case, the amount to be paid will be randomly divided into 3 parts, and the payment will be completed by three candidate objects.

[0068] In other embodiments, the first user 110 may set a fixed-amount mode. For example, the first user 110 may set the number of candidate objects and the payment amount of each candidate object. For example, if the total amount to be paid is 60 yuan, it may be set that 3 candidate objects each pay 20 yuan.

[0069] In other embodiments, the first user 110 can select candidate objects and set the payment amount for each candidate object. For example, if the total amount to be paid is 60 yuan, the first user 110 can select the second users 130-1 and 130-2, and set the amount to be paid corresponding to the second user 130-1 to 20 and the amount to be paid corresponding to the second user 130-2 to 40.

[0070] It should be understood that the above exemplary payment methods may be combined in any way. In short, the first user 110 may set various parameters related to the candidate object and the amount to be paid.

[0071] Additionally, in some embodiments, the first reminder message displayed at different second devices 140 may be different, for example, based on the amount to be paid set for the second device 140, whether the second device 140 belongs to a group, a setting mode associated with the second device, etc. In this way, the message presented at the second device 140 will be more targeted.

[0072] To better understand the above process, we will combine Figures 2A to 2F In the example interface 200A, multiple candidate objects, users 1-4 and groups 1-3 are presented. The first user 110 can select user 4. In response to user 4 being selected, the interface jumps to the example interface 200B. In response to the first user 110 activating the confirmation button 212, the presentation of the first reminder information at user 4 is triggered. In some embodiments, the first device 120 can also display a sending device. As shown in the example interface 200C, the interactive interface presents a prompt message 221.

[0073] In the example interface 200D, the interaction between the first user 110 and the user 4 is presented in the conversation window, for example, the message card 232, wherein the message card 232 presents the first description information and the second description information. In some embodiments, the content of the message card 232 can be dynamically updated according to the payment status. In some embodiments, the first user 110 can trigger clicking the message card 232 to trigger viewing of the details of the payment request, see the example interface 200E.

[0074] In some embodiments, if user 4 completes payment for the order, the interactive interface of the first device 120 may jump to 200F. In the example interface 200F, a second message 252 is presented, which indicates that the payment has been completed. Through the above example process, the first user 110 can flexibly request other users to assist him in completing the payment for the order.

[0075] Example interaction at the second device

[0076] FIG. 3A to FIG. 4FSchematic diagrams of example user interfaces 300A to 400F of the responder according to some embodiments of the present disclosure are shown. It should be understood that the pages shown in the drawings are merely examples, and various page designs may actually exist. The various graphical elements in the pages may have different arrangements and different visual representations, one or more of the elements may be omitted or replaced, and one or more other elements may also exist. The embodiments of the present disclosure are not limited in this respect. The pages shown in example user interfaces 300A to 400F may be presented at the second device 140. For ease of discussion, reference will be made to Figure 1 Example user interfaces 300A to 400F are described with reference to environment 100 of FIG.

[0077] In operation, in response to receiving a selection of a first user associated with the second device 140 at the first device 120, the second device 140 presents a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order. According to an embodiment of the present disclosure, based on a preset operation on the first reminder message, the second device 140 may pay at least part of the payment amount associated with the order.

[0078] The present disclosure has described the first reminder message and the first / second description information in detail. For example, according to various embodiments of the present disclosure, the first reminder message is presented to the second user 130 in an appropriate form. In some embodiments, the first reminder message can be sent to the second device 140 in the form of an instant messaging message. In some embodiments, the first reminder message can be presented to the second device 140 in the form of a pop-up window. In some other embodiments, the first reminder message can be presented to the second device 140 in the form of a system message. In some other embodiments, the first reminder message can be inserted into the current message stream to be played. For example, the second device 140 can insert the first reminder message into a group of media content to be played. In this case, as the second user 130 slides the screen, the second device 140 can present the first reminder message in the interactive interface. In this case, the second user 130 can choose to process the first reminder message (for example, assist in payment) and continue to slide the screen to ignore the first reminder message. It is only for the purpose of brevity and will not be repeated.

[0079] In some embodiments, the first device 120 is associated with the second user, and presenting the first reminder message associated with the order includes: presenting a message card corresponding to the first reminder message in the session interface of the target session associated with the second user. In this way, the second user 130 can view the payment request of the first user 110 in a timely manner. More importantly, the second user 130 can view the historical interactions with the first user 110 to determine whether to assist the first user 110 in completing the payment of the order.

[0080] In some embodiments, in response to completing at least part of the payment, the second device 140 updates the style of the message card and / or presents a fourth reminder message associated with the completion of the payment in the conversation interface. In one embodiment, when the second user 130 completes the payment operation, the message card surface may additionally display a prompt message of "paid". In another example embodiment, when the second user 130 completes the payment operation, a new message may be generated in the conversation window to indicate that the payment has been completed.

[0081] In some embodiments, presenting the first reminder message associated with the order includes: presenting the content item corresponding to the first reminder message in the viewing interface of the information stream as part of the information stream. As an example embodiment, the first reminder message is an information card. In operation, the information card can be inserted into the user's current information stream to be browsed (for example, the information stream can include a set of media content to be played, including but not limited to video, audio, picture, music, etc.). In this case, when the user switches the browsed message by sliding the screen, for example, the information card of the first reminder message can be presented. In this way, the presentation of the first reminder message will be more natural. Further, when the first reminder message is inserted into the information stream as an information card, the user can choose to process the first reminder message or ignore the reminder message in a conventional way (for example, sliding the screen). In other words, through the above implementation, when the user is browsing the information stream, the current browsing operation will not be interrupted by receiving the first reminder message. As a result, the interference caused by the first reminder message to the user is minimized.

[0082] In some embodiments, based on a preset operation on the first reminder message, paying at least part of the payment amount associated with the order includes: in response to a first operation on the first reminder message, paying at least part of the payment amount associated with the order, the first operation including selecting a first payment entry in the first reminder message. In an example embodiment, a quick payment control may be presented in association with the first reminder message. In response to activation of the quick payment control, payment of the order is directly triggered. In a traditional solution, the prompt message only includes the amount to be paid, and the user needs to first view the order details, and then trigger the payment operation after confirming the details, that is, the traditional solution requires multiple page jumps. According to the disclosed embodiment, the first prompt message may carry the second description information. In this case, the second user 130 may determine whether to assist in completing the payment of the order based on the second description information. By presenting the quick payment control in association with the first reminder message, the second user 130 does not need to perform additional page jumps, that is, can directly assist in completing the payment of the order, thereby simplifying the process of electronic payment.

[0083] In some embodiments, based on a preset operation on the first reminder message, paying at least part of the payment amount associated with the order includes: in response to a second operation on the first reminder message, presenting an order viewing interface, the viewing interface including a second payment entry associated with the order, and based on a selection of the second payment entry, paying at least part of the payment amount associated with the order. In this way, the second user 130 can further determine the information of the order.

[0084] As briefly discussed in the present disclosure, the first user 110 can set various parameters related to the candidate object and the amount to be paid. Similar to the first user 110, the second user 130 can also set payment parameters, including but not limited to the payment amount, the object of payment, etc. In some embodiments, the payment amount is a first payment amount, and based on the preset operation of the first reminder message, paying at least part of the payment amount associated with the order includes: determining a second payment amount associated with the second device 140 based on the received user input, the second payment is less than or equal to the first payment amount; and paying the second payment amount associated with the order. For example, the total amount to be paid is 60 yuan, and the second user 130 can set a payment of 30 yuan. In this way, the second user 130 can flexibly determine the amount of the amount to assist in payment. As discussed above, an order can involve one or more objects. When an order involves multiple objects, the second user 130 can choose to assist in paying some of the multiple objects. For example, the order to be paid involves a first object, a second object, and a third object. The second user 130 can select a first object to assist in completing the payment of the first object.

[0085] In some embodiments, when an order involves multiple objects, multiple selection controls corresponding to the multiple objects may be included when presenting the first reminder message. The second user 130 may select an object to assist in payment by activating the selection control of the object. Alternatively, in some embodiments, when an order involves multiple objects, the second user 130 may enter a detail page by activating the first reminder message. In the detail page, the second user 130 may view and select an object to assist in payment.

[0086] To better understand the above process, we will combine Figures 3A to 3F In the example interface 300A, a message card 302 is presented, which includes first description information and second description information. Further, the example interface 300A includes a quick payment control 304. In response to triggering the quick payment control 304, the second user 130 can directly perform a payment operation for the order.

[0087] In some embodiments, by triggering the first reminder message, the details of the order can be viewed, as shown in the example interface 300B. The example interface 300B may include a further description 314 of the order. In response to the confirmation of the order, for example, by activating the confirmation control 314, the payment for the order can be activated. According to an embodiment of the present disclosure, the loading progress of the payment page can be presented, see the example interface 300C, which presents a prompt message 323 indicating that the payment page is being loaded / the payment request is being processed. In the example interface 300D, the second user 140 can enter the payment password to complete the payment operation. Further, the second device 140 can present the payment status of the order, for example, paying, completed, payment failed, etc. See the example interface 300E, which indicates that the current order has been paid.

[0088] In some embodiments, in response to completing at least part of the payment, the second device 140 updates the style of the message card and / or presents a fourth reminder message associated with the completion of the payment in the conversation interface. Referring to the example interface 300F, when the second user 130 completes the payment operation, a new message 388 may be generated in the conversation window, indicating that the payment has been completed.

[0089] See also Figures 4A to 4F The example interface 400A is further described. In the example interface 400A, the first reminder message 410 is presented, which includes the first description information and the second description information. Further, the example interface 400A includes a quick payment control 412. In response to the triggering of the quick payment control 412, the second user 130 can directly perform the payment operation for the order. Alternatively, the example interface 400A includes a detail viewing control 411. In response to the triggering of the detail viewing control 411, the second user 130 can further view the details of the order.

[0090] In some embodiments, by triggering the detail viewing control 411, the details of the order can be viewed, as shown in the example interface 400B. The example interface 400B may include a further description 413 of the order. In response to the confirmation of the order, for example, by activating the confirmation control 415, the payment for the order can be activated. According to an embodiment of the present disclosure, the loading progress of the payment page can be presented, see the example interface 400C, which presents a prompt message 423 indicating that the payment page is being loaded / the payment request is being processed. In the example interface 400D, the second user 140 can enter the payment password to complete the payment operation. Further, the second device 140 can present the payment status of the order, for example, paying, completed, payment failed, etc. See the example interface 400E, which indicates that the current order has been paid.

[0091] In some embodiments, in response to completing at least part of the payment, the second device 140 may notify the first user 110. Referring to the example interface 400F, when the second user 130 completes the payment operation, the notification control 462 may be activated. In response to the activation of the notification control 462, a notification message may be sent to the first user 110. Similar to the first reminder message, the notification message may also be presented at the first device 120 in a variety of ways.

[0092] It should be understood that the operations at the first device 120 and the second device 140 are corresponding. Although some implementation operations are only described at the first device 120, it should be understood that the corresponding operations should be performed at the second device 140. Accordingly, although some implementation operations are only described at the second device 140, it should be understood that the corresponding operations should be performed at the first device 140. For the purpose of brevity only, the corresponding operations will not be repeatedly described.

[0093] Example Process

[0094] Figure 5 1 is a flow chart showing an example process 500 for electronic payment according to some embodiments of the present disclosure. The process 500 may be implemented at the first device 120. Figure 1 The process 500 is described below.

[0095] At block 510 , in response to selection of a first entry associated with an order, the first device presents a set of candidate objects.

[0096] In box 520, the first device triggers a second device associated with at least one object to present a first reminder message associated with an order based on a selection of at least one object from a group of candidate objects, wherein the first reminder message includes first description information of the order and second description information of a transaction object associated with the order, and the first description information indicates a payment amount associated with the order.

[0097] In some embodiments, the second description information includes at least one of the following: an image identifier of the transaction object, or a text description of the transaction object.

[0098] In some embodiments, in response to the order not being paid, the first device triggers a third device associated with the additional object to present a third reminder message associated with the order based on a selection of the additional object from the set of candidate objects.

[0099] In some embodiments, the first reminder message also indicates time information associated with the payment order.

[0100] In some embodiments, based on the selection of at least one object, the first device presents a message card associated with the order in the session interface of the target session, the target session is associated with at least one object, and the message card presents first description information and second description information.

[0101] In some embodiments, the first reminder message includes a payment entry for paying the order.

[0102] In some embodiments, in response to the order being paid by a target user associated with the at least one object, the first device presents a third reminder message associated with the target user.

[0103] In some embodiments, at least one object is associated with a plurality of users, and each user of the plurality of users is associated with a portion of the payment amount of the total payment amount of the order.

[0104] In some embodiments, the portion of the payment amount associated with the user is randomly determined; or the portion of the payment amount associated with the user is determined based on a received configuration operation.

[0105] Figure 6 600 according to some embodiments of the present disclosure. The process 600 may be implemented at the second device 140. Figure 1 600 is described below.

[0106] In box 610, in response to receiving a selection of a first user associated with the second device at the first device, the second device presents a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order.

[0107] At block 620 , the second device pays at least a portion of a payment amount associated with the order based on a preset action on the first reminder message.

[0108] In some embodiments, the first device is associated with the second user, and presenting a first reminder message associated with the order includes: presenting a message card corresponding to the first reminder message in a session interface of a target session associated with the second user.

[0109] In some embodiments, in response to completing at least part of the payment, the second device updates the style of the message card and / or presents a fourth reminder message associated with the completion of the payment in the conversation interface.

[0110] In some embodiments, presenting the first reminder message associated with the order includes: presenting a content item corresponding to the first reminder message in a viewing interface of the information flow as a part of the information flow.

[0111] In some embodiments, based on a preset operation on the first reminder message, paying at least part of the payment amount associated with the order includes: in response to a first operation on the first reminder message, paying at least part of the payment amount associated with the order, the first operation including selecting a first payment entry in the first reminder message.

[0112] In some embodiments, based on a preset operation on a first reminder message, paying at least part of the payment amount associated with an order includes: in response to a second operation on the first reminder message, presenting an order viewing interface, the viewing interface including a second payment entry associated with the order; and based on selection of the second payment entry, paying at least part of the payment amount associated with the order.

[0113] In some embodiments, the payment amount is a first payment amount, and based on a preset operation on the first reminder message, paying at least part of the payment amount associated with the order includes: determining a second payment amount associated with a second device based on received user input, the second payment being less than or equal to the first payment amount; and paying the second payment amount associated with the order.

[0114] Example devices and equipment

[0115] The embodiments of the present disclosure also provide corresponding devices for implementing the above methods or processes. Figure 7A schematic structural block diagram of an example apparatus 700 for electronic payment according to some embodiments of the present disclosure is shown. The apparatus 700 may be implemented as or included in the first device 120. Each module / component in the apparatus 700 may be implemented by hardware, software, firmware, or any combination thereof.

[0116] like Figure 7 As shown, the apparatus 700 includes: a candidate object selection module 710, configured to: present a group of candidate objects in response to a selection of a first entry associated with an order; and a reminder message triggering module 720, configured to: based on a selection of at least one object in the group of candidate objects, trigger a second device associated with at least one object to present a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order.

[0117] In some embodiments, the second description information includes at least one of the following: an image identification of the transaction object; or a text description of the transaction object.

[0118] In some embodiments, the apparatus 700 further includes a third reminder message triggering module configured to: in response to the order not being paid, based on the selection of an additional object from a group of candidate objects, trigger a third device associated with the additional object to present a third reminder message associated with the order.

[0119] In some embodiments, the first reminder message also indicates time information associated with the payment order.

[0120] In some embodiments, the device 700 also includes a message card presentation module, which is configured to: based on the selection of at least one object, present a message card associated with the order in the conversation interface of the target session, the target session is associated with at least one object, and the message card presents first description information and second description information.

[0121] In some embodiments, the first reminder message includes a payment entry for paying the order.

[0122] In some embodiments, the apparatus 700 further includes a third reminder message triggering module configured to: in response to the order being paid by a target user associated with at least one object, present a third reminder message associated with the target user.

[0123] In some embodiments, at least one object is associated with a plurality of users, and each user of the plurality of users is associated with a portion of the payment amount of the total payment amount of the order.

[0124] In some embodiments, the portion of the payment amount associated with the user is randomly determined; or the portion of the payment amount associated with the user is determined based on a received configuration operation.

[0125] The embodiments of the present disclosure also provide corresponding devices for implementing the above methods or processes. Figure 8 A schematic structural block diagram of an example apparatus 800 for electronic payment according to some embodiments of the present disclosure is shown. The apparatus 800 may be implemented as or included in the second device 140. Each module / component in the apparatus 800 may be implemented by hardware, software, firmware, or any combination thereof.

[0126] like Figure 8 As shown, the apparatus 800 includes: a presentation module 810, configured to: in response to receiving a selection of a first user associated with a second device at a first device, present a first reminder message associated with an order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order; and a payment module 820, configured to: based on a preset operation on the first reminder message, pay at least part of the payment amount associated with the order.

[0127] In some embodiments, the first device is associated with the second user, and presenting a first reminder message associated with the order includes: presenting a message card corresponding to the first reminder message in a session interface of a target session associated with the second user.

[0128] In some embodiments, the device 800 also includes a fourth reminder message presentation module, which is configured to: in response to completing at least part of the payment, update the style of the message card and / or present a fourth reminder message associated with the completion of the payment in the conversation interface.

[0129] In some embodiments, the presentation module 810 is further configured to present, in a viewing interface of the information stream, a content item corresponding to the first reminder message as part of the information stream.

[0130] In some embodiments, the payment module 820 is further configured to pay at least a portion of a payment amount associated with the order in response to a first operation on the first reminder message, the first operation comprising selecting a first payment entry in the first reminder message.

[0131] In some embodiments, the payment module 820 is also configured to: in response to a second operation on the first reminder message, present an order viewing interface, the viewing interface including a second payment entry associated with the order; and based on selection of the second payment entry, pay at least part of the payment amount associated with the order.

[0132] In some embodiments, the payment module 820 is further configured to: determine a second payment amount associated with the second device based on the received user input, the second payment amount being less than or equal to the first payment amount; and pay the second payment amount associated with the order. Fig. 9 As shown, the electronic device 900 is in the form of a general electronic device. The components of the electronic device 900 may include, but are not limited to, one or more processors or processing units 910, a memory 920, a storage device 930, one or more communication units 940, one or more input devices 950, and one or more output devices 960. The processing unit 910 may be an actual or virtual processor and is capable of performing various processes according to a program stored in the memory 920. In a multi-processor system, multiple processing units execute computer executable instructions in parallel to improve the parallel processing capability of the electronic device 900.

[0133] The electronic device 900 typically includes a plurality of computer storage media. Such media can be any accessible media that can be obtained by the electronic device 900, including but not limited to volatile and non-volatile media, removable and non-removable media. The memory 920 can be a volatile memory (e.g., a register, a cache, a random access memory (RAM)), a non-volatile memory (e.g., a read-only memory (ROM), an electrically erasable programmable read-only memory (EEPROM), flash memory) or some combination thereof. The storage device 930 can be a removable or non-removable medium, and can include a machine-readable medium, such as a flash drive, a disk, or any other medium, which can be used to store information and / or data and can be accessed within the electronic device 900.

[0134] The electronic device 900 may further include additional removable / non-removable, volatile / non-volatile storage media. Fig. 9 As shown in , a disk drive for reading or writing from a removable, non-volatile disk (e.g., a "floppy disk") and an optical drive for reading or writing from a removable, non-volatile optical disk may be provided. In these cases, each drive may be connected to the bus (not shown) by one or more data media interfaces. Memory 920 may include a computer program product 925 having one or more program modules that are configured to perform various methods or actions of various embodiments of the present disclosure.

[0135] The communication unit 940 implements communication with other electronic devices through a communication medium. Additionally, the functions of the components of the electronic device 900 can be implemented with a single computing cluster or multiple computing machines that can communicate through a communication connection. Therefore, the electronic device 900 can operate in a networked environment using a logical connection with one or more other servers, a network personal computer (PC), or another network node.

[0136] The input device 950 may be one or more input devices, such as a mouse, a keyboard, a tracking ball, etc. The output device 960 may be one or more output devices, such as a display, a speaker, a printer, etc. The electronic device 900 may also communicate with one or more external devices (not shown) through the communication unit 940 as needed, such as a storage device, a display device, etc., communicate with one or more devices that allow a user to interact with the electronic device 900, or communicate with any device that allows the electronic device 900 to communicate with one or more other electronic devices (e.g., a network card, a modem, etc.). Such communication may be performed via an input / output (I / O) interface (not shown).

[0137] According to an exemplary implementation of the present disclosure, a computer-readable storage medium is provided, on which computer-executable instructions are stored, wherein the computer-executable instructions are executed by a processor to implement the method described above. According to an exemplary implementation of the present disclosure, a computer program product is also provided, which is tangibly stored on a non-transitory computer-readable medium and includes computer-executable instructions, and the computer-executable instructions are executed by a processor to implement the method described above.

[0138] Various aspects of the present disclosure are described herein with reference to the flowcharts and / or block diagrams of the methods, devices, equipment, and computer program products implemented according to the present disclosure. It should be understood that each box in the flowchart and / or block diagram and the combination of each box in the flowchart and / or block diagram can be implemented by computer-readable program instructions.

[0139] These computer-readable program instructions can be provided to a processing unit of a general-purpose computer, a special-purpose computer, or other programmable data processing device, thereby producing a machine, so that when these instructions are executed by the processing unit of the computer or other programmable data processing device, a device that implements the functions / actions specified in one or more boxes in the flowchart and / or block diagram is generated. These computer-readable program instructions can also be stored in a computer-readable storage medium, and these instructions cause the computer, programmable data processing device, and / or other equipment to work in a specific manner, so that the computer-readable medium storing the instructions includes a manufactured product, which includes instructions for implementing various aspects of the functions / actions specified in one or more boxes in the flowchart and / or block diagram.

[0140] Computer-readable program instructions can be loaded onto a computer, other programmable data processing apparatus, or other device so that a series of operational steps are performed on the computer, other programmable data processing apparatus, or other device to produce a computer-implemented process, so that the instructions executed on the computer, other programmable data processing apparatus, or other device implement the functions / actions specified in one or more boxes in the flowchart and / or block diagram.

[0141] The flow chart and block diagram in the accompanying drawings show the possible architecture, function and operation of the system, method and computer program product according to multiple implementations of the present disclosure. In this regard, each square box in the flow chart or block diagram can represent a part of a module, program segment or instruction, and a part of a module, program segment or instruction includes one or more executable instructions for realizing the logical function of the specification. In some implementations as replacements, the function marked in the square box can also occur in a sequence different from that marked in the accompanying drawings. For example, two continuous square boxes can actually be executed substantially in parallel, and they can sometimes be executed in reverse order, depending on the functions involved. It should also be noted that each square box in the block diagram and / or flow chart, and the combination of the square boxes in the block diagram and / or flow chart can be realized by a special hardware-based system that performs the function or action of the specification, or can be realized by a combination of special hardware and computer instructions.

[0142] The above descriptions of various implementations of the present disclosure are exemplary, non-exhaustive, and not limited to the disclosed implementations. Many modifications and variations will be apparent to those of ordinary skill in the art without departing from the scope and spirit of the described implementations. The selection of terms used herein is intended to best explain the principles of the implementations, practical applications, or improvements to the technology in the market, or to enable other persons of ordinary skill in the art to understand the various implementations disclosed herein.

Claims

1. A method of electronic payment, comprising: At the first device, in response to selection of a first entry associated with the order, presenting a set of candidate objects; and Based on the selection of at least one object from the group of candidate objects, a second device associated with the at least one object is triggered to present a first reminder message associated with the order, wherein the first reminder message includes first description information of the order and second description information of the transaction object associated with the order, wherein the first description information indicates a payment amount associated with the order.

2. The method according to claim 1, wherein the second description information comprises at least one of the following: The image identifier of the transaction object, or A textual description of the transaction object.

3. The method according to claim 1, further comprising: In response to the order not being paid, based on a selection of an additional object from the set of candidate objects, triggering a third device associated with the additional object to present a third reminder message associated with the order. 4 . The method according to claim 1 , wherein the first reminder message further indicates time information associated with paying the order.

5. The method according to claim 1, further comprising: Based on the selection of the at least one object, a message card associated with the order is presented in a session interface of a target session, the target session is associated with the at least one object, and the message card presents the first description information and the second description information. The method according to claim 1 , wherein the first reminder message includes a payment entry for paying the order.

7. The method according to claim 1, further comprising: In response to the order being paid by a target user associated with the at least one object, presenting a third reminder message associated with the target user.

8. The method according to claim 1, wherein the at least one object is associated with a plurality of users, and each of the plurality of users is associated with a partial payment amount in a total payment amount of the order.

9. The method according to claim 8, wherein: The portion of the payment amount associated with the user is determined randomly; or The portion of the payment amount associated with the user is determined based on the received configuration operation.

10. A method of electronic payment, comprising: At the second device, in response to receiving, at the first device, a selection of a first user associated with the second device, presenting a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order; and Based on a preset operation on the first reminder message, at least a portion of the payment amount associated with the order is paid.

11. The method of claim 10, wherein the first device is associated with a second user, and presenting a first reminder message associated with the order comprises: In the session interface of the target session associated with the second user, a message card corresponding to the first reminder message is presented.

12. The method according to claim 11, further comprising: In response to completing at least part of the payment, updating the style of the message card and / or presenting a fourth reminder message associated with the completion of the payment in the conversation interface.

13. The method of claim 10, wherein presenting a first reminder message associated with the order comprises: In the viewing interface of the information stream, a content item corresponding to the first reminder message is presented as a part of the information stream.

14. The method of claim 10, wherein based on a preset action on the first reminder message, paying at least a portion of the payment amount associated with the order comprises: In response to a first operation on the first reminder message, at least a portion of the payment amount associated with the order is paid, the first operation comprising selecting a first payment entry in the first reminder message.

15. The method of claim 10, wherein based on a preset action on the first reminder message, paying at least a portion of the payment amount associated with the order comprises: In response to a second operation on the first reminder message, presenting a viewing interface for the order, the viewing interface including a second payment entry associated with the order; as well as Based on selection of the second payment portal, the at least a portion of the payment amount associated with the order is paid.

16. The method of claim 10, wherein the payment amount is a first payment amount, and based on a preset operation on the first reminder message, paying at least a portion of the payment amount associated with the order comprises: determining, based on the received user input, a second payment amount associated with the second device, the second payment being less than or equal to the first payment amount; as well as The second payment amount associated with the order is paid.

17. An electronic payment device, comprising: a candidate object selection module configured to: at the first device, in response to selection of a first entry associated with the order, present a set of candidate objects; and The reminder message triggering module is configured to: based on the selection of at least one object from the group of candidate objects, trigger a second device associated with the at least one object to present a first reminder message associated with the order, wherein the first reminder message includes first description information of the order and second description information of a transaction object associated with the order, and the first description information indicates a payment amount associated with the order.

18. An electronic payment device, comprising: a presenting module configured to: present, at the second device, in response to receiving, at the first device, a selection of a first user associated with the second device, a first reminder message associated with the order, the first reminder message including first description information of the order and second description information of a transaction object associated with the order, the first description information indicating a payment amount associated with the order; and The payment module is configured to pay at least part of the payment amount associated with the order based on a preset operation on the first reminder message.

19. An electronic device comprising: at least one processing unit; as well as At least one memory, the at least one memory being coupled to the at least one processing unit and storing instructions for execution by the at least one processing unit, the instructions causing the electronic device to perform the method according to any one of claims 1 to 16 when executed by the at least one processing unit.

20. A computer-readable storage medium having a computer program stored thereon, wherein the computer program can be executed by a processor to implement the method according to any one of claims 1 to 16.

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