Notarization method, electronic device, readable storage medium and computer program product

Abstract

The invention provides a notarization method, electronic equipment, a readable storage medium and a computer program product. The notarization method is used for first electronic equipment and comprises the steps that notarization application information is sent to third electronic equipment, and the notarization application information is input into second electronic equipment by a loan party; in response to receiving an authorization instruction sent by the third electronic device, notarization application information is sent to a target fourth electronic device, and the authorization instruction is generated by the third electronic device according to confirmation operation of the borrower for the prompted notarization application information; in response to the received notarization processing link sent by the target fourth electronic equipment, sending the notarization processing link to the third electronic equipment, the notarization processing link being generated by the target fourth electronic equipment according to the operation of the target notarization party on the prompted notarization application information, and the notarization processing link being used for the borrower and the target notarization party to handle notarization; and sending a notarization processing result to the second electronic equipment in response to the detection of notarization processing completion.

Description

Technical Field

[0001] The present disclosure relates to technical fields such as finance and computers, and in particular to a notarization method, an electronic device, a readable storage medium, and a computer program product. Background Art

[0002] In transaction scenarios such as buying a house or selling a car, if the customer is unable to pay the full amount, he or she can apply for a loan from the bank and then repay it in installments according to the time and amount agreed in the loan contract. However, if the customer is unable to continue to perform the loan contract, the bank needs to file a lawsuit with the court, and only when the court makes an effective judgment supporting the bank's claim can the bank apply to the court for compulsory execution, which leads to high processing costs and other problems. Summary of the invention

[0003] The present disclosure provides a notarization method, an electronic device, a readable storage medium, and a computer program product.

[0004] According to one aspect of the present disclosure, a notarization method is provided, which is used for a first electronic device, and the notarization method includes: In response to receiving notarization application information sent by the second electronic device, sending the notarization application information to a third electronic device, wherein the notarization application information is input by the lender into the second electronic device; In response to receiving the authorization instruction sent by the third electronic device, sending the notarization application information to the target fourth electronic device, wherein the authorization instruction is generated by the third electronic device after prompting the notarization application information according to the confirmation operation of the borrower on the prompted notarization application information; In response to receiving the notarization link sent by the target fourth electronic device, sending the notarization link to the third electronic device, wherein the notarization link is generated by the target fourth electronic device after prompting the notarization application information according to the operation of the target notary party on the prompted notarization application information, and the notarization link is used for the borrower to notarize with the target notary party; and In response to detecting that the notarization is completed, the notarization result is sent to the second electronic device.

[0005] According to at least one embodiment of the notarization method of the present disclosure, before sending the notarization application information to the target fourth electronic device, the method further includes: Determine service data for multiple notarial parties; and Based on the service situation data, the target notary party is determined from the multiple notary parties, wherein the target fourth electronic device is a fourth electronic device associated with the target notary party.

[0006] According to the notarization method of at least one embodiment of the present disclosure, the service situation data includes the satisfaction of the docking object with the notarization party; Determining the target notary public from the plurality of notary publics based on the service situation data includes: A notary public with the highest satisfaction among the multiple notary publics is used as the target notary public.

[0007] According to the notarization method of at least one embodiment of the present disclosure, the docking object includes a historical borrower and an owner of the first electronic device, and the satisfaction of the docking object with the notarization party is obtained by weighted summing the satisfaction of the historical borrower with the notarization party and the satisfaction of the owner with the notarization party.

[0008] According to at least one embodiment of the present disclosure, the notarization method further includes: receiving the evaluation information of the borrower on the target notary sent by the third electronic device; Determining the borrower's satisfaction with the target notary based on the evaluation information; and Based on the satisfaction level, the service status data of the target notary is updated.

[0009] According to at least one embodiment of the notarization method of the present disclosure, after sending the notarization link to the third electronic device, the method further includes: Upon receiving the notarization certificate sent by the target fourth electronic device, determining that the notarization is completed, wherein the notarization certificate is generated by the target fourth electronic device when the borrower and the target notarization party complete the notarization; and The notarial certificate is stored.

[0010] According to another aspect of the present disclosure, a notarization method is provided for use in a third electronic device, the notarization method comprising: In response to receiving notarization application information sent by the first electronic device, prompting the notarization application information, wherein the notarization application information is input by the lender into the second electronic device and sent by the second electronic device to the first electronic device; In response to detecting a confirmation operation of the borrower with respect to the prompted notarization application information, generating an authorization instruction; sending the authorization instruction to the first electronic device, wherein the authorization instruction is used to trigger the first electronic device to send the notarization application information to a target fourth electronic device; and In response to receiving a notarization link sent by the first electronic device, accessing and loading the notarization link, wherein the notarization link is generated by the target fourth electronic device after being prompted with the notarization application information according to the target notary party's operation on the prompted notarization application information, and the notarization link is used for the borrower and the target notary party to notarize.

[0011] According to at least one embodiment of the present disclosure, the notarization method further includes: In response to obtaining the borrower's evaluation information on the target notary, the evaluation information is sent to the first electronic device, wherein the evaluation information is used by the first electronic device to determine the borrower's satisfaction with the target notary based on the evaluation information and to update the target notary's service data based on the satisfaction.

[0012] According to another aspect of the present disclosure, an electronic device is provided, comprising: a memory storing execution instructions; and a processor executing the execution instructions stored in the memory, so that the processor executes the notarization method of any embodiment of the present disclosure.

[0013] According to another aspect of the present disclosure, a readable storage medium is provided, in which execution instructions are stored. When the execution instructions are executed by a processor, they are used to implement the notarization method of any embodiment of the present disclosure.

[0014] According to another aspect of the present disclosure, a computer program product is provided, including a computer program, wherein when the computer program is executed by a processor, the notarization method of any embodiment of the present disclosure is implemented. BRIEF DESCRIPTION OF THE DRAWINGS

[0015] The accompanying drawings illustrate exemplary embodiments of the present disclosure and together with the description serve to explain the principles of the present disclosure. These drawings are included to provide a further understanding of the present disclosure and are incorporated in and constitute a part of this specification.

[0016] Figure 1 It is a schematic diagram of an application scenario of a notarization method according to an embodiment of the present disclosure.

[0017] Figure 2 It is a flowchart of a notarization method according to an embodiment of the present disclosure.

[0018] Figure 3 It is a schematic diagram of a process of determining a target notary according to an embodiment of the present disclosure.

[0019] Figure 4 It is a schematic diagram of a process of updating service status data according to an embodiment of the present disclosure.

[0020] Figure 5 It is a schematic diagram of the process of completing the inspection notarization according to one embodiment of the present disclosure.

[0021] Figure 6 It is a flowchart of a notarization method according to another embodiment of the present disclosure.

[0022] Figure 7 It is a schematic diagram of an interactive process of a notarization method according to an embodiment of the present disclosure.

[0023] Figure 8 It is a schematic block diagram of the structure of a first notarization device according to an embodiment of the present disclosure.

[0024] Fig. 9 It is a schematic block diagram of the structure of a second notarization device according to an embodiment of the present disclosure.

[0025] Fig.10 It is a schematic block diagram of the structure of a first electronic device according to an embodiment of the present disclosure.

[0026] Fig.11 It is a schematic block diagram of the structure of a third electronic device according to an embodiment of the present disclosure. DETAILED DESCRIPTION

[0027] The present disclosure is further described in detail below in conjunction with the accompanying drawings and examples. It is understood that the specific examples described herein are only used to explain the relevant content, rather than to limit the present disclosure. It should also be noted that, for ease of description, only the parts related to the present disclosure are shown in the accompanying drawings.

[0028] It should be noted that, in the absence of conflict, the embodiments and features of the embodiments in the present disclosure can be combined with each other. The technical solution of the present disclosure will be described in detail below with reference to the accompanying drawings and in combination with the embodiments.

[0029] In a transaction involving an intermediary, if the client is unable to pay the full amount, the intermediary can recommend a loan bank to the client, and the client can then sign a loan contract with the bank to obtain funds to complete the transaction. Loan contracts usually require clients to repay the agreed amount at an agreed time. If the client is unable to continue to perform the loan contract, if the bank wants to apply for compulsory execution to dispose of the client's collateral, it will need to go through cumbersome litigation, and can only apply for compulsory execution if the court makes an effective judgment supporting the bank's claim, which is very costly for the bank.

[0030] To this end, the present disclosure proposes a notarization method.

[0031] Figure 1The application scenario of the notarization method of one embodiment of the present disclosure is shown. In the application scenario, a first electronic device 1000, a second electronic device 2000, a third electronic device 3000 and a target fourth electronic device 4000 may be included, wherein the first electronic device 1000 can communicate with the second electronic device 2000, the third electronic device 3000 and the target fourth electronic device 4000 respectively, and the third electronic device 3000 can communicate with the target fourth electronic device 4000, thereby realizing the notarization method of the present disclosure.

[0032] In the present disclosure, the first electronic device may be an electronic device owned by an intermediary (such as a trading platform); the second electronic device may be an electronic device owned by a lender (such as a bank), and the lender may arrange relevant personnel (such as a bank account manager) to operate the second electronic device to perform loan and other processing for the borrower; the third electronic device may be an electronic device owned by the borrower (i.e., the buyer); the target fourth electronic device may be an electronic device owned by a target notarial party (such as a notarial agency), and the target notarial party may arrange relevant personnel (such as a notary) to operate the target fourth electronic device to perform notarization and other processing for the borrower.

[0033] In the present disclosure, the first electronic device includes but is not limited to a server, a mobile phone, a tablet computer, a laptop computer, a personal computer, a wearable device, an ATM, etc. The second electronic device, the third electronic device and the target fourth electronic device include but are not limited to a mobile phone, a tablet computer, a laptop computer, a personal computer, a wearable device, an ATM, etc. respectively.

[0034] For the convenience of description and to make the technical solutions of the specific implementation methods of the present disclosure easier to understand, before describing the notarization method implemented by the present disclosure, the technical terms involved in the specific implementation methods of the present disclosure are explained as follows: Strong notarization refers to the notarization activity in which a notary agency, based on the application of the parties, grants the effect of compulsory execution to the qualified debt instruments in accordance with the law. The debt instruments that have been notarized can be directly applied to the people's court for compulsory execution without litigation, and they have the same enforcement effect as the effective judgments of the courts and arbitration awards. Strong notarization has the advantages of quickly resolving disputes, preventing risks, and quickly executing, giving the public more choices, lower costs, and higher efficiency in resolving disputes.

[0035] Notarial certificate: refers to a judicial certificate with special legal effect prepared by the notary office based on the application of the parties, in accordance with facts and laws, and in accordance with statutory procedures. It is a type of judicial document.

[0036] Borrower: A party that receives money, goods, or other assets from another party and promises to repay the principal and possible interest or fees in the future.

[0037] Lender: refers to the party that provides funds, goods or other assets to the borrower, and expects the borrower to repay the principal and pay the corresponding interest or fees in accordance with the agreed terms.

[0038] Figure 2 FIG. 1 is a schematic diagram showing the overall process of a notarization method M100 according to an embodiment of the present disclosure. Figure 2 The method shown includes steps S101 to S104. The method can be executed by a first electronic device such as a server, a mobile phone, or a computer.

[0039] Specifically, Figure 2 The methods shown include: S101, in response to receiving notarization application information sent by a second electronic device, sending the notarization application information to a third electronic device, wherein the notarization application information is input by a lender into the second electronic device; The second electronic device may be an electronic device owned by the lender, and the third electronic device may be an electronic device owned by the borrower. The notarization application information at least includes the lender's identity information and the borrower's identity information.

[0040] Exemplarily, after detecting that the borrower has signed the sales contract, the first electronic device sends the sales contract to the second electronic device, which can display the sales contract, and then the lender can understand the details of the sales contract through the second electronic device, and input the notarization application information into the second electronic device, and then the second electronic device sends the notarization application information to the first electronic device, and the first electronic device uniformly transfers the notarization process. The first electronic device sends the notarization application information to the third electronic device, which is conducive to the borrower and lender to verify and confirm the notarization application information, thereby avoiding errors. The "notarization" in this disclosure can be a mandatory notarization for loans.

[0041] It is understandable that before using the technical solutions disclosed in the embodiments of the present disclosure, the type, scope of use, usage scenarios, etc. of the personal information involved in the present disclosure should be informed to the user and the user's authorization should be obtained in an appropriate manner in accordance with relevant laws and regulations.

[0042] For example, in response to receiving an active request from a user, a prompt message is sent to the user to clearly prompt the user that the operation requested to be performed will require obtaining and using the user's personal information. Thus, the user can autonomously choose whether to provide personal information to software or hardware such as an electronic device, application, server, or storage medium that performs the operation of the technical solution of the present disclosure according to the prompt message.

[0043] As an optional but non-limiting implementation, in response to receiving an active request from the user, the prompt information may be sent to the user in the form of a pop-up window, in which the prompt information may be presented in text form. In addition, the pop-up window may also carry a selection control for the user to choose "agree" or "disagree" to provide personal information to the electronic device.

[0044] It is understandable that the above notification and the process of obtaining user authorization are merely illustrative and do not constitute a limitation on the implementation of the present disclosure. Other methods that meet the relevant laws and regulations may also be applied to the implementation of the present disclosure.

[0045] At the same time, it is understandable that the data involved in the technical solution of the present disclosure (including but not limited to the data itself, the acquisition or use of the data) shall comply with the requirements of relevant laws, regulations and relevant provisions.

[0046] S102, in response to receiving the authorization instruction sent by the third electronic device, sending notarization application information to the target fourth electronic device, wherein the authorization instruction is generated by the third electronic device after prompting the notarization application information according to the confirmation operation of the borrower on the prompted notarization application information; The borrower's confirmation operation for the prompted notarization application information includes but is not limited to the borrower sending a voice message to confirm that the notarization application information is correct, clicking a confirmation button on the third electronic device, etc.

[0047] Since the notarization application information is generated by the lender and authorized by the borrower, the notarization application information can be sent to the target fourth electronic device, so that the target notary party can perform the subsequent notarization process through the target fourth electronic device. At the same time, since the notarization application information is checked by the lender and the borrower in advance, the error probability can be reduced, which is conducive to shortening the time taken by the target notary party to accept the application.

[0048] The first electronic device may encrypt and decrypt the transmitted data during the data transmission process with the target fourth electronic device, thereby improving the security of data transmission.

[0049] S103, in response to receiving the notarization link sent by the target fourth electronic device, sending the notarization link to the third electronic device, wherein the notarization link is generated by the target fourth electronic device after prompting the notarization application information according to the operation of the target notary party on the prompted notarization application information, and the notarization link is used by the borrower and the target notary party to perform notarization; Exemplarily, after the target notary accepts the notarization application prompted by the target fourth electronic device, the target fourth electronic device can detect the corresponding acceptance operation of the target notary (e.g., clicking the confirmation button on the target fourth electronic device, etc.), and then the target fourth electronic device sends a notarization link to the first electronic device, so that the borrower can participate in the subsequent notarization process (e.g., video signing with the target notary, paying the notarization fee, etc.) through the notarization link. The notarization link can be a fixed link pre-stored in the target fourth electronic device, or a link generated after the target notary operates on the prompted notarization application information, which is not limited here.

[0050] S104: In response to detecting that the notarization is completed, sending the notarization result to the second electronic device.

[0051] The second electronic device can display the received notarization result, so as to facilitate the borrower to know the notarization result.

[0052] The notarization method of the disclosed embodiment manages the notarization process between the second electronic device, the third electronic device and the target fourth electronic device through the first electronic device, thereby realizing online notarization. Since notarization has the same execution effect as the effective judgment of the court, arbitration award, etc., when the borrower is unable to perform the loan contract, the lender can directly apply to the court for compulsory execution of the borrower's collateral without going through cumbersome litigation, thereby reducing the processing cost of the lender. At the same time, since the notarization is completed online, the borrower and the lender do not need to go to the site of the target notary party, which can save transportation costs and time costs, improve convenience, and improve notarization efficiency. In addition, the notarization application information is confirmed by the borrower and the lender before being sent to the target notary party, which improves the security and accuracy of the notarization process.

[0053] In some embodiments of the present disclosure, before step S102, the following may be included: Figure 3 Step S105 and step S106 are shown.

[0054] S105: Determine service status data of multiple notarial parties.

[0055] The service data may include one or more of the cumulative number of notarizations, the cumulative service years, the satisfaction of the counterparty with the notarization party, and the average notarization time. The counterparty of the notarization party includes but is not limited to the borrower, the owner of the first electronic device, etc.

[0056] S106. Determine a target notary party from a plurality of notary parties based on the service situation data, wherein one notary party may be associated with one fourth electronic device, and the target fourth electronic device may be the fourth electronic device associated with the target notary party.

[0057] The target notary public may be determined from multiple notarial publics based on any one or more service data including the cumulative number of notarial services, the cumulative service years, the satisfaction of the notary public with the docking object, and the average time taken to handle notarial services. For example, the notary public with the largest number of notarial services may be selected as the target notary public; or the notary public with the highest satisfaction of the docking object may be selected as the target notary public; or the notary public with a cumulative service years greater than the age threshold and the highest satisfaction of the docking object may be selected as the target notary public, and so on.

[0058] When determining the target notary based on two or more service data, the two or more service data can be aggregated together through a predetermined formula to obtain a total score, which can be used to represent the two or more service data, and then the target notary can be determined from multiple notaries based on the total score, thereby improving the accuracy of the determined target notary. For example, the total score = the cumulative number of notarizations + the cumulative service years + satisfaction - the average time required for notarization.

[0059] The step of determining a target notary public from among multiple notaries public can be completely automatically implemented by the first electronic device, thereby improving the degree of intelligence and automation; it can also be implemented by the first electronic device interacting with a third electronic device, and then the first electronic device combining the information fed back by the borrower through the third electronic device, thereby improving flexibility and diversity, which is conducive to meeting the needs of different borrowers.

[0060] In the notarization method of the above embodiment, before sending the notarization application information, the first electronic device can determine the target notary party from multiple notaries based on the service situation data, thereby reasonably selecting the target notary party, which is conducive to improving the service quality and the borrower's satisfaction during the notarization process.

[0061] In some embodiments of the present disclosure, the service status data includes the satisfaction of the docking object with the notary. Accordingly, step S106 may specifically be: taking a notary with the highest satisfaction among the multiple notaries as the target notary.

[0062] For example, after obtaining the satisfaction of the docking objects corresponding to each notary among multiple notaries with the notary, the multiple satisfaction levels can be sorted in descending order to obtain a sorting result, and then the notary corresponding to the first-ranked satisfaction level can be used as the target notary; the multiple satisfaction levels can also be sorted in descending order to obtain a sorting result, and then the notary corresponding to the last-ranked satisfaction level can be used as the target notary, and there is no limitation here.

[0063] The notarization method of the above implementation mode ensures that the borrower can obtain high-quality services to the greatest extent by automatically selecting a notary with the highest satisfaction as the target notary, thereby helping to improve the service quality and the borrower's satisfaction during the notarization process.

[0064] In some embodiments of the present disclosure, the docking object includes a historical borrower and an owner of the first electronic device, and the docking object's satisfaction with the notary is obtained by weighted summing the historical borrower's satisfaction with the notary and the owner's satisfaction with the notary.

[0065] The historical borrowers can be understood as all the borrowers that the notary has served before a certain moment. The owner of the first electronic device is also the person or institution associated with the first electronic device, such as an intermediary. The satisfaction of the docking object with the notary can be calculated by the following formula: the satisfaction of the docking object with the notary = a1 × the satisfaction of the historical borrowers with the notary + a2 × the satisfaction of the owner with the notary, where a1 and a2 are weights, which can be set according to the actual situation and are not limited here.

[0066] The notarization method of the above implementation mode can calculate the satisfaction of the docking objects with the notary by weighted summation based on the different importance attached to notarization services by different docking objects, thereby making the satisfaction of the docking objects with the notary more reasonable.

[0067] In some embodiments of the present disclosure, the notarization method M100 may also include: Figure 4 Steps S107 to S109 are shown.

[0068] S107. Receive the borrower's evaluation information on the target notary sent by the third electronic device.

[0069] Evaluation information includes but is not limited to evaluation scores, evaluation texts, evaluation levels, etc.

[0070] S108. Determine the borrower's satisfaction with the target notary based on the evaluation information.

[0071] Exemplarily, when the evaluation information is an evaluation score, the evaluation score can be directly used as the borrower's satisfaction with the target notary public; when the evaluation information is an evaluation text, the borrower's satisfaction with the target notary public can be determined through natural language understanding; when the evaluation information is a rating grade, the borrower's satisfaction with the target notary public corresponding to the rating grade can be determined based on a pre-set mapping relationship between the rating grade and the satisfaction.

[0072] S109. Based on the satisfaction level, update the service data of the target notary.

[0073] For example, the current borrower's satisfaction with the target notary may be obtained by weighted summing the satisfaction of the known historical borrowers with the target notary, and the new satisfaction may be used as the satisfaction of the known historical borrowers with the target notary.

[0074] The notarization method of the above-mentioned implementation method dynamically updates the service data of the target notary according to the borrower's evaluation of the target notary, ensuring that the service data can represent the latest situation of the target notary as realistically as possible, thereby facilitating the improvement of the accuracy of the target notary determined based on the service data, and facilitating the continuous optimization of notarization services. Similarly, the satisfaction of the owner of the first electronic device with the target notary can also be determined based on the evaluation information of the owner of the first electronic device received, and the service data of the target notary can be updated based on the owner's satisfaction with the target notary. For the sake of brevity, it will not be repeated here.

[0075] In some embodiments of the present disclosure, after step S101, the notarization method M100 may further include: Figure 5 Step S110 and step S111 are shown.

[0076] S110. Upon receiving the notarial certificate sent by the target fourth electronic device, determining that the notarization is completed, wherein the notarial certificate is generated by the target fourth electronic device when the borrower and the target notary complete the notarization.

[0077] S111. Store the notarial certificate.

[0078] The notarial certificate may be directly stored locally on the first electronic device, or may be stored on other devices that can communicate with the first electronic device, which is not limited here.

[0079] The notarial certificate stored in the first electronic device can be obtained by the second electronic device, thereby facilitating the lender to assert relevant rights and interests based on the notarial certificate when necessary.

[0080] In the notarization method of the above embodiment, when the first electronic device receives the notarization certificate, it can store the notarization certificate, thereby facilitating subsequent query and management.

[0081] Figure 6 FIG. 2 is a schematic diagram showing the overall process of a notarization method M200 according to an embodiment of the present disclosure. Figure 6 The method shown includes steps S201 to S204. The method can be executed by a third electronic device such as a mobile phone or a computer.

[0082] Specifically, Figure 6 The methods shown include: S201, in response to receiving notarization application information sent by a first electronic device, prompting the notarization application information, wherein the notarization application information is input by a lender into a second electronic device and sent by the second electronic device to the first electronic device; For the content related to the notarization application information, please refer to the above description. For the sake of brevity, it will not be repeated here.

[0083] S202, in response to detecting a confirmation operation of the borrower on the prompted notarization application information, generating an authorization instruction; The borrower's confirmation operation for the prompted notarization application information includes but is not limited to the borrower sending a voice to confirm that the notarization application information is correct, clicking a confirmation button on the third electronic device, etc. The authorization instruction is used to indicate that the borrower has confirmed that the notarization application information is correct and can proceed with the notarization application.

[0084] S203, sending an authorization instruction to the first electronic device, wherein the authorization instruction is used to trigger the first electronic device to send notarization application information to the target fourth electronic device; S204. In response to receiving a notarization link sent by the first electronic device, access and load the notarization link, wherein the notarization link is generated by the target fourth electronic device after being prompted with the notarization application information according to the target notary party's operation on the prompted notarization application information, and the notarization link is used for the borrower and the target notary party to conduct notarization.

[0085] Exemplarily, after receiving the notarization link, the third electronic device can directly access and load the notarization link, or access and load the notarization link after obtaining the borrower's consent, which is not limited here. The third electronic device accesses and loads the notarization link, so that the borrower can transmit data with the target fourth electronic device through the third electronic device, so that the borrower can notarize with the target notarization party.

[0086] The notarization method of the disclosed embodiment manages the notarization process between the second electronic device, the third electronic device and the target fourth electronic device through the first electronic device, thereby realizing online notarization. Since notarization has the same execution effect as the effective judgment of the court, arbitration award, etc., when the borrower is unable to perform the loan contract, the lender can directly apply to the court for compulsory execution of the borrower's collateral without going through cumbersome litigation, thereby reducing the processing cost of the lender. At the same time, since the notarization is completed online, the borrower and the lender do not need to go to the site of the target notary party, which can save transportation costs and time costs, improve convenience, and improve notarization efficiency. In addition, the notarization application information is confirmed by the borrower and the lender before being sent to the target notary party, which improves the security and accuracy of the notarization process.

[0087] In some embodiments of the present disclosure, the notarization method M200 may further include: in response to obtaining the borrower's evaluation information on the target notary, sending the evaluation information to the first electronic device, wherein the evaluation information is used by the first electronic device to determine the borrower's satisfaction with the target notary based on the evaluation information and to update the target notary's service status data based on the satisfaction.

[0088] For the content related to the evaluation information, please refer to the above description, and for the sake of brevity, it will not be repeated here.

[0089] The notarization method of the above-mentioned implementation method dynamically updates the service status data of the target notary according to the borrower's evaluation of the target notary, thereby ensuring that the service status data can represent the latest status of the target notary as realistically as possible, thereby facilitating improving the accuracy of the target notary subsequently determined based on the service status data, and facilitating continuous optimization of notarization services.

[0090] Please combine Figure 7 In one example, the notarization method may include the following steps S301 to S319. The contents related to steps S301 to S319 can refer to the description of the above implementation method. For the sake of brevity, they will not be repeated here.

[0091] In step S301, the second electronic device receives notarization application information input by the lender.

[0092] In step S302, the second electronic device sends notarization application information to the first electronic device.

[0093] In step S303, upon receiving the notarization application information sent by the second electronic device, the second electronic device sends the notarization application information to the third electronic device.

[0094] In step S304, upon receiving the notarization application information sent by the first electronic device, the third electronic device prompts the notarization application information.

[0095] In step S305, the third electronic device generates an authorization instruction when detecting the borrower's confirmation operation on the prompted notarization application information.

[0096] In step S306, the third electronic device sends an authorization instruction to the first electronic device.

[0097] In step S307, upon receiving the authorization instruction sent by the third electronic device, the second electronic device determines a target notary party from among the multiple notary parties based on the service status data of the multiple notary parties.

[0098] In step S308, the second electronic device sends notarization application information to a target fourth electronic device associated with the target notarizing party.

[0099] In step S309, upon receiving the notarization application information, the target fourth electronic device prompts the notarization application information.

[0100] In step S310, the target fourth electronic device generates a notarization processing link according to the target notarization party's operation on the prompted notarization application information.

[0101] In step S311, the target fourth electronic device sends a notarization link to the first electronic device.

[0102] In step S312, upon receiving the notarization link sent by the target fourth electronic device, the first electronic device sends the notarization link to the third electronic device.

[0103] In step S313, upon receiving the notarization link sent by the first electronic device, the third electronic device accesses and loads the notarization link to transmit data with the target fourth electronic device, so as to facilitate the notarization between the borrower and the target notary.

[0104] In step S314, the target fourth electronic device sends the notarial certificate to the first electronic device when the borrower and the target notary have completed the notarization process.

[0105] In step S315, the first electronic device stores the notarial certificate.

[0106] Based on any of the above implementations, the present disclosure also provides a first notarization device.

[0107] Figure 8 It is a schematic block diagram of the structure of a first notarization device according to an embodiment of the present disclosure.

[0108] like Figure 8 As shown, the first notarization device includes: The first sending module 110 is used to send the notarization application information to the third electronic device in response to receiving the notarization application information sent by the second electronic device, wherein the notarization application information is input by the lender into the second electronic device.

[0109] The second sending module 120 is used to send notarization application information to the target fourth electronic device in response to receiving an authorization instruction sent by the third electronic device, wherein the authorization instruction is generated by the third electronic device after prompting the notarization application information based on the borrower's confirmation operation on the prompted notarization application information.

[0110] The third sending module 130 is used to send a notarization link to the third electronic device in response to receiving a notarization link sent by the target fourth electronic device, wherein the notarization link is generated by the target fourth electronic device after being prompted with the notarization application information according to the operation of the target notary party on the prompted notarization application information, and the notarization link is used for the borrower and the target notary party to notarize.

[0111] The fourth sending module 140 is configured to send the notarization result to the second electronic device in response to detecting that the notarization is completed.

[0112] The first notarization device may be in the form of computer software, and each module of the first notarization device may be implemented by a computer software module.

[0113] In some embodiments of the present disclosure, the first notarization device also includes: a first determination module for determining service status data of multiple notarial parties; and a second determination module for determining a target notarial party from the multiple notarial parties based on the service status data, wherein the target fourth electronic device is a fourth electronic device associated with the target notarial party.

[0114] In some embodiments of the present disclosure, the service status data includes the satisfaction of the docking object with the notary. Accordingly, the second determination module is used to: select a notary with the highest satisfaction among multiple notary parties as the target notary.

[0115] In some embodiments of the present disclosure, the docking object includes a historical borrower and an owner of the first electronic device, and the docking object's satisfaction with the notary is obtained by weighted summing the historical borrower's satisfaction with the notary and the owner's satisfaction with the notary.

[0116] In some embodiments of the present disclosure, the first notarization device also includes: a receiving module for receiving the borrower's evaluation information on the target notarization sent by a third electronic device; a third determination module for determining the borrower's satisfaction with the target notarization based on the evaluation information; and an updating module for updating the service status data of the target notarization based on the satisfaction.

[0117] In some embodiments of the present disclosure, the first notarization device also includes: a fourth determination module, used to determine that the notarization is completed when a notarization certificate is received from a target fourth electronic device, wherein the notarization certificate is generated by the target fourth electronic device when the borrower and the target notarization party complete the notarization; and a storage module, used to store the notarization certificate.

[0118] Based on any of the above implementations, the present disclosure also provides a second notarization device.

[0119] Fig. 9It is a schematic block diagram of the structure of a second notarization device according to an embodiment of the present disclosure.

[0120] like Fig. 9 As shown, the second notarization device includes: The prompt module 210 is used to prompt the notarization application information in response to receiving the notarization application information sent by the first electronic device, wherein the notarization application information is input by the lender into the second electronic device and sent by the second electronic device to the first electronic device.

[0121] The generating module 220 is used to generate an authorization instruction in response to detecting a confirmation operation of the borrower on the prompted notarization application information.

[0122] The fifth sending module 230 is used to send an authorization instruction to the first electronic device, wherein the authorization instruction is used to trigger the first electronic device to send notarization application information to a target fourth electronic device.

[0123] The loading module 240 is used to access and load the notarization link in response to receiving the notarization link sent by the first electronic device, wherein the notarization link is generated by the target fourth electronic device after being prompted with the notarization application information according to the operation of the target notary party on the prompted notarization application information, and the notarization link is used for the borrower and the target notary party to notarize.

[0124] The second notarization device may be in the form of computer software, and each module of the second notarization device may be implemented by a computer software module.

[0125] In some embodiments of the present disclosure, the second notarization device also includes: a sixth sending module, for sending evaluation information to the first electronic device in response to obtaining the borrower's evaluation information on the target notary, wherein the evaluation information is used by the first electronic device to determine the borrower's satisfaction with the target notary based on the evaluation information and to update the target notary's service status data based on the satisfaction.

[0126] The implementation process of the functions and effects of each module in the above-mentioned device is specifically described in the implementation process of the corresponding steps in the above-mentioned method, which will not be repeated here.

[0127] The execution subject of the notarization method M100 in the specific implementation manner of the present disclosure may be a first electronic device such as a server, a mobile phone, or a computer.

[0128] Therefore, based on any one of the above embodiments, the present disclosure further provides a first electronic device, which can execute the notarization method M100 of any one of the embodiments described above in the present disclosure.

[0129] Fig.10It is a schematic block diagram of the structure of a first electronic device 1000 according to an embodiment of the present disclosure.

[0130] The hardware structure of the first electronic device 1000 can be implemented using a bus architecture. The bus architecture can include any number of interconnected buses and bridges, depending on the specific application and overall design constraints of the hardware. The bus 1100 connects various circuits including one or more processors 1200, memory 1300 and / or hardware modules together. The bus 1100 can also connect various other circuits 1400 such as peripherals, voltage regulators, power management circuits, external antennas, etc.

[0131] The bus 1100 may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, or an Extended Industry Standard Component (EISA) bus, etc. The bus may be divided into an address bus, a data bus, a control bus, etc. For ease of representation, the figure only uses one connecting line, but does not mean that there is only one bus or one type of bus.

[0132] The execution subject of the notarization method M200 in the specific implementation manner of the present disclosure may be a third electronic device such as a mobile phone or a computer.

[0133] Therefore, based on any one of the above embodiments, the present disclosure further provides a third electronic device, which can execute the notarization method M200 of any one of the embodiments described above in the present disclosure.

[0134] Fig.11 It is a schematic block diagram of the structure of a third electronic device 3000 according to an embodiment of the present disclosure.

[0135] The hardware structure of the third electronic device 3000 can be implemented using a bus architecture. The bus architecture can include any number of interconnected buses and bridges, depending on the specific application and overall design constraints of the hardware. The bus 3100 connects various circuits including one or more processors 3200, memory 3300 and / or hardware modules together. The bus 3100 can also connect various other circuits 3400 such as peripherals, voltage regulators, power management circuits, external antennas, etc.

[0136] The bus 3100 may be an Industry Standard Architecture (ISA) bus, a Peripheral Component Interconnect (PCI) bus, or an Extended Industry Standard Component (EISA) bus, etc. A bus may be divided into an address bus, a data bus, a control bus, etc. For ease of representation, only one connecting line is used in the figure, but it does not mean that there is only one bus or one type of bus.

[0137] The present disclosure also provides a readable storage medium, in which a computer program is stored, and the computer program is used to implement the above method when executed by a processor. "Readable storage medium" can be any device that can contain, store, communicate, propagate or transmit a program for use in an instruction execution system, device or equipment or in combination with these instruction execution systems, devices or equipment. More specific examples of readable storage media include the following: an electrical connection portion (electronic device) with one or more wirings, a portable computer disk box (magnetic device), a random access memory (RAM), a read-only memory (ROM), an erasable and editable read-only memory (EPROM or flash memory), an optical fiber device, and a portable read-only memory (CDROM), etc.

[0138] The present disclosure also provides a computer program product. The method of the present disclosure can be implemented in whole or in part by software, hardware, firmware, or any combination thereof. When implemented using software, it can be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer programs or instructions. When the computer program or instruction is loaded and executed, the process or function of the present disclosure is executed in whole or in part.

[0139] The computer program or instructions may be stored in a readable storage medium or transmitted from one readable storage medium to another readable storage medium, for example, the computer program or instructions may be transmitted from one website, computer, server or data center to another website, computer, server or data center by wired or wireless means. The readable storage medium may be any available medium that can be accessed or a data storage device such as a server, data center, etc. that integrates one or more available media. The available medium may be a magnetic medium, such as a floppy disk, a hard disk, or a magnetic tape; it may also be an optical medium, such as a digital video disk; it may also be a semiconductor medium, such as a solid state drive. The computer readable storage medium may be a volatile or non-volatile storage medium, or may include both volatile and non-volatile types of storage media.

[0140] Those skilled in the art will appreciate that the embodiments of the present disclosure may be provided as methods, systems, or computer program products. Therefore, the present disclosure may take the form of a complete hardware embodiment, a complete software embodiment, or an embodiment combining software and hardware. Moreover, the present disclosure may take the form of a computer program product implemented on one or more computer-usable storage media (including but not limited to disk storage, CD-ROM, optical storage, etc.) containing computer-usable program code.

[0141] The present disclosure is described with reference to flowcharts and / or block diagrams of methods, devices (systems), and computer program products according to the present disclosure. It should be understood that each process and / or block in the flowchart and / or block diagram, as well as the combination of processes and / or blocks in the flowchart and / or block diagram, can be implemented by computer program instructions. These computer program instructions can be provided to a processor of a general-purpose computer, a special-purpose computer, an embedded processor, or other programmable data processing device to produce a machine, so that the instructions executed by the processor of the computer or other programmable data processing device generate instructions for implementing the processes in the flowchart and / or block diagram. Figure 1 A process or multiple processes and / or boxes Figure 1 A device that provides the functions specified in a block or multiple blocks.

[0142] These computer program instructions may also be stored in a computer-readable memory capable of directing a computer or other programmable data processing device to operate in a specific manner, so that the instructions stored in the computer-readable memory produce an article of manufacture comprising an instruction device, which implements the process Figure 1 A process or multiple processes and / or boxes Figure 1 A function specified in one or more boxes.

[0143] These computer program instructions can also be loaded onto a computer or other programmable data processing device so that a series of operating steps are executed on the computer or other programmable device to produce a computer-implemented process, thereby providing instructions for implementing the process in the computer or other programmable device. Figure 1 A process or multiple processes and / or boxes Figure 1 The steps for the functions specified in one or more boxes.

[0144] In the description of this specification, the description with reference to the terms "one embodiment / method", "some embodiments / methods", "example", "specific example", or "some examples" etc. means that the specific features, structures, or characteristics described in conjunction with the embodiment / method or example are included in at least one embodiment / method or example of the present disclosure. In this specification, the schematic representations of the above terms do not necessarily refer to the same embodiment / method or example. Moreover, the specific features, structures, or characteristics described may be combined in any one or more embodiments / methods or examples in a suitable manner. In addition, those skilled in the art may combine and combine different embodiments / methods or examples described in this specification and features of different embodiments / methods or examples, unless they are contradictory.

[0145] In addition, the terms "first" and "second" are used for descriptive purposes only and should not be understood as indicating or implying relative importance or implicitly indicating the number of the indicated technical features. Thus, a feature defined as "first" or "second" may explicitly or implicitly include at least one of the features. In the description of the present disclosure, "plurality" means at least two, such as two, three, etc., unless otherwise clearly and specifically defined.

[0146] Those skilled in the art should understand that the above embodiments are only for the purpose of clearly illustrating the present disclosure, and are not intended to limit the scope of the present disclosure. For those skilled in the art, other changes or modifications may be made based on the above disclosure, and these changes or modifications are still within the scope of the present disclosure.

Claims

1. A notarization method, used in a first electronic device, characterized in that: include: In response to receiving notarization application information sent by the second electronic device, sending the notarization application information to a third electronic device, wherein the notarization application information is input by the lender into the second electronic device; In response to receiving the authorization instruction sent by the third electronic device, sending the notarization application information to the target fourth electronic device, wherein the authorization instruction is generated by the third electronic device after prompting the notarization application information according to the confirmation operation of the borrower on the prompted notarization application information; In response to receiving the notarization link sent by the target fourth electronic device, sending the notarization link to the third electronic device, wherein the notarization link is generated by the target fourth electronic device after prompting the notarization application information according to the operation of the target notary party on the prompted notarization application information, and the notarization link is used for the borrower to notarize with the target notary party; and In response to detecting that the notarization is completed, the notarization result is sent to the second electronic device.

2. The notarization method according to claim 1, characterized in that: Before sending the notarization application information to the target fourth electronic device, the method further includes: Determine service data for multiple notarial parties; and Based on the service situation data, the target notary party is determined from the multiple notary parties, wherein the target fourth electronic device is a fourth electronic device associated with the target notary party.

3. The notarization method according to claim 2, characterized in that: The service situation data includes the satisfaction of the counterparty with the notary; Determining the target notary public from the plurality of notary publics based on the service situation data includes: A notary party with the highest satisfaction among the multiple notaries is used as the target notary party.

4. The notarization method according to claim 2, characterized in that: Also includes: receiving the evaluation information of the borrower on the target notary sent by the third electronic device; Determining the borrower's satisfaction with the target notary based on the evaluation information; as well as Based on the satisfaction level, the service status data of the target notary is updated.

5. The notarization method according to claim 1, characterized in that: After sending the notarization link to the third electronic device, the method further includes: Upon receiving the notarization certificate sent by the target fourth electronic device, determining that the notarization is completed, wherein the notarization certificate is generated by the target fourth electronic device when the borrower and the target notarization party complete the notarization; and The notarial certificate is stored.

6. A notarization method, used for a third electronic device, characterized in that: include: In response to receiving notarization application information sent by the first electronic device, prompting the notarization application information, wherein the notarization application information is input by the lender into the second electronic device and sent by the second electronic device to the first electronic device; In response to detecting a confirmation operation of the borrower with respect to the prompted notarization application information, generating an authorization instruction; sending the authorization instruction to the first electronic device, wherein the authorization instruction is used to trigger the first electronic device to send the notarization application information to a target fourth electronic device; and In response to receiving a notarization link sent by the first electronic device, accessing and loading the notarization link, wherein the notarization link is generated by the target fourth electronic device after being prompted with the notarization application information according to the target notary party's operation on the prompted notarization application information, and the notarization link is used for the borrower and the target notary party to notarize.

7. The notarization method according to claim 6, characterized in that: Also includes: In response to obtaining the borrower's evaluation information on the target notary, the evaluation information is sent to the first electronic device, wherein the evaluation information is used by the first electronic device to determine the borrower's satisfaction with the target notary based on the evaluation information and to update the target notary's service data based on the satisfaction.

8. An electronic device, characterized in that: include: A memory storing execution instructions; as well as A processor, wherein the processor executes the execution instruction stored in the memory, so that the processor executes the notarization method according to any one of claims 1 to 7.

9. A readable storage medium, characterized in that: The readable storage medium stores execution instructions, which are used to implement the notarization method according to any one of claims 1 to 7 when executed by a processor.

10. A computer program product, comprising a computer program, characterized in that When the computer program is executed by a processor, the notarization method according to any one of claims 1 to 7 is implemented.

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